Exhibit 99.1

 Pacific Premier Bank Announces Organizational Changes and Management Additions

           COSTA MESA, Calif.--(BUSINESS WIRE)--Sept. 22, 2004--Pacific
Premier Bank (the "Bank"), a subsidiary of Pacific Premier Bancorp,
Inc. (NASDAQ:PPBI) (the "Company"), announced today that Mr. Edward
"Eddie" Wilcox has been promoted to Executive Vice President and Chief
Lending Officer. The Bank is simultaneously announcing the appointment
of Mr. Bruce Larson as Senior Vice President and Chief Credit Officer.
With these appointments, the Company continues the implementation of
its strategic plan to transform the Bank to a commercial banking
platform.
           Mr. Wilcox has served as the Bank's Chief Credit Officer since his
hiring in August 2003 and has overseen all lending functions of the
Bank. In his new role he will have responsibility for all lending and
deposit production throughout the Bank. Prior to joining the Bank, Mr.
Wilcox served as Loan Production Manager at Hawthorne Savings for two
years and for five years as the Secondary Marketing Manager at First
Fidelity Investment & Loan, which was previously acquired by Hawthorne
Savings. Mr. Wilcox has an additional nine years of experience in
banking including positions as Asset Manager, REO Manager and Real
Estate Analyst at various financial institutions.
           Mr. Larson has over 24 years of extensive credit expertise. Mr.
Larson joins the Bank having previously served as a Vice President
with US Bank responsible for structuring and underwriting various
credits with principal balances up to $30 million. Prior to US Bank he
was a Vice President with Strategic Property Associates, performing
reviews of commercial mortgage backed securities for Wall Street
buyers. He previously served as the Director of Credit Administration
and Portfolio Lending at FINOVA Realty Capital and in various credit
positions at other financial institutions.
           The Bank also announced the departure of Mr. Andrew Anderson who
previously held the position of Senior Vice President, Director of
Retail Banking. The Bank wished Mr. Anderson well in his future
endeavors.
           The Company is a savings and loan holding company that owns 100%
of the capital stock of the Bank, the Company's operating subsidiary.
The Bank is a federally chartered stock savings bank whose primary
business is community banking. The Bank currently operates three
full-service branches in Southern California located in the cities of
San Bernardino, Seal Beach and Huntington Beach, with approximately
$419 million in assets, $279 million in deposits and equity exceeding
$38 million at June 30, 2004.

           FORWARD-LOOKING COMMENTS

           The statements contained herein that are not historical facts are
forward-looking statements based on management's current expectations
and beliefs concerning future developments and their potential effects
on the Company. There can be no assurance that future developments
affecting the Company will be the same as those anticipated by
management. Actual results may differ from those projected in the
forward-looking statements. These forward-looking statements involve
risks and uncertainties. These include, but are not limited to, the
following risks: (1) changes in the performance of the financial
markets, (2) changes in the demand for and market acceptance of the
Company's products and services, (3) changes in general economic
conditions including interest rates, presence of competitors with
greater financial resources, and the impact of competitive projects
and pricing, (4) the effect of the Company's policies, (5) the
continued availability of adequate funding sources, (6) various legal,
regulatory and litigation risks.

    CONTACT: Pacific Premier Bank
             Steven R. Gardner or John Shindler, 714-431-4000