CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION - USD ($) $ in Thousands	Dec. 31, 2024	Dec. 31, 2023
ASSETS
Cash and due from banks	$ 117,955	$ 146,696
Interest-bearing deposits with financial institutions	491,375	789,777
Cash and cash equivalents	609,330	936,473
Interest-bearing time deposits with financial institutions	1,246	995
Investments securities held-to-maturity, at amortized cost, net of allowance of $110 and $126 (fair value of $1,428,077 and $1,485,506 as of December 31, 2024 and December 31, 2023, respectively)	1,711,804	1,729,541
Investment securities available-for-sale, at fair value	1,683,215	1,140,071
FHLB, FRB, and other stock	97,539	99,225
Loans held for sale, at lower of cost or fair value	2,315	0
Loans held for investment	12,039,741	13,289,020
Allowance for credit losses	(178,186)	(192,471)
Loans held for investment, net	11,861,555	13,096,549
Accrued interest receivable	67,953	68,516
Other real estate owned	0	248
Premises and equipment, net	48,580	56,676
Deferred income taxes, net	100,295	113,580
Bank owned life insurance	484,952	471,178
Intangible assets	32,194	43,285
Goodwill	901,312	901,312
Other assets	301,295	368,996
Total assets	17,903,585	19,026,645
Deposit accounts:
Noninterest-bearing checking	4,617,013	4,932,817
Interest-bearing:
Checking	2,898,810	2,899,621
Money market/savings	4,837,929	4,868,442
Retail certificates of deposit	1,809,818	1,684,560
Wholesale/brokered certificates of deposit	300,132	610,186
Total interest-bearing	9,846,689	10,062,809
Total deposits	14,463,702	14,995,626
FHLB advances and other borrowings	0	600,000
Subordinated debentures	272,449	331,842
Accrued expenses and other liabilities	211,691	216,596
Total liabilities	14,947,842	16,144,064
STOCKHOLDERS’ EQUITY
Preferred stock, $0.01 par value; 1,000,000 shares authorized; no shares issued and outstanding	0	0
Common stock, $0.01 par value; 150,000,000 shares authorized at December 31, 2024 and December 31, 2023; 96,441,667 shares and 95,860,092 shares issued and outstanding, respectively	942	938
Additional paid-in capital	2,395,339	2,377,131
Retained earnings	635,268	604,137
Accumulated other comprehensive loss	(75,806)	(99,625)
Total stockholders’ equity	2,955,743	2,882,581
Total liabilities and stockholders’ equity	$ 17,903,585	$ 19,026,645