The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   2,420 13,820 SH   SOLE   13,820 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   1,537 13,565 SH   SOLE   13,565 0 0
AMERICAN TOWER CORP NEW COM 03027X100   1,975 17,385 SH   SOLE   17,385 0 0
APPLE INC COM 037833100   1,736 18,164 SH   SOLE   18,164 0 0
AT&T INC COM 00206R102   2,167 50,151 SH   SOLE   50,151 0 0
ATMOS ENERGY CORP COM 049560105   1,365 16,780 SH   SOLE   16,780 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   1,616 17,590 SH   SOLE   17,590 0 0
BECTON DICKINSON & CO COM 075887109   1,658 9,775 SH   SOLE   9,775 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   224 1,550 SH   SOLE   1,550 0 0
BRISTOL MYERS SQUIBB CO COM 110122108   465 6,325 SH   SOLE   6,325 0 0
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101   272 6,000 SH   SOLE   6,000 0 0
CHEVRON CORP NEW COM 166764100   1,472 14,041 SH   SOLE   14,041 0 0
CHUBB LIMITED COM H1467J104   1,340 10,255 SH   SOLE   10,255 0 0
CHURCH & DWIGHT INC COM 171340102   1,725 16,765 SH   SOLE   16,765 0 0
CIGNA CORPORATION COM 125509109   864 6,748 SH   SOLE   6,748 0 0
COCA COLA CO COM 191216100   344 7,596 SH   SOLE   7,596 0 0
CONOCOPHILLIPS COM 20825C104   599 13,738 SH   SOLE   13,738 0 0
CSX CORP COM 126408103   469 18,000 SH   SOLE   18,000 0 0
CVS HEALTH CORP COM 126650100   1,646 17,195 SH   SOLE   17,195 0 0
DU PONT E I DE NEMOURS & CO COM 263534109   350 5,395 SH   SOLE   5,395 0 0
EXXON MOBIL CORP COM 30231G102   1,613 17,212 SH   SOLE   17,212 0 0
GENERAL ELECTRIC CO COM 369604103   1,087 34,545 SH   SOLE   34,545 0 0
GENERAL MLS INC COM 370334104   1,640 22,990 SH   SOLE   22,990 0 0
HOME DEPOT INC COM 437076102   1,540 12,060 SH   SOLE   12,060 0 0
HONEYWELL INTL INC COM 438516106   2,083 17,905 SH   SOLE   17,905 0 0
INTEL CORP COM 458140100   269 8,188 SH   SOLE   8,188 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   797 5,253 SH   SOLE   5,253 0 0
ISHARES IBONDS SEP16 ETF 464289313   398 15,040 SH   SOLE   15,040 0 0
ISHARES IBONDS SEP17 ETF 464289271   403 14,740 SH   SOLE   14,740 0 0
ISHARES MIN VOL EMRG MKT 464286533   2,803 54,337 SH   SOLE   54,337 0 0
ISHARES TR COHEN&STEER REIT 464287564   531 4,905 SH   SOLE   4,905 0 0
ISHARES TR IBONDS DEC21 ETF 46435G789   425 16,260 SH   SOLE   16,260 0 0
ISHARES TR IBONDS SEP18 ETF 46429B580   405 15,775 SH   SOLE   15,775 0 0
ISHARES TR IBONDS SEP19 ETF 46429B564   408 15,860 SH   SOLE   15,860 0 0
ISHARES TR IBONDS SEP20 ETF 46434V571   445 17,125 SH   SOLE   17,125 0 0
ISHARES TR MIN VOL EAFE ETF 46429B689   17,634 265,615 SH   SOLE   265,615 0 0
ISHARES TR MIN VOL USA ETF 46429B697   15,189 328,700 SH   SOLE   328,700 0 0
ISHARES TR MSCI EMG MKT ETF 464287234   350 10,190 SH   SOLE   10,190 0 0
ISHARES TR TIPS BD ETF 464287176   228 1,950 SH   SOLE   1,950 0 0
ISHARES TR U.S. TECH ETF 464287721   414 3,934 SH   SOLE   3,934 0 0
ISHARES TR USA MOMENTUM FCT 46432F396   432 5,650 SH   SOLE   5,650 0 0
JOHNSON & JOHNSON COM 478160104   2,158 17,791 SH   SOLE   17,791 0 0
JPMORGAN CHASE & CO COM 46625H100   351 5,652 SH   SOLE   5,652 0 0
MICROSOFT CORP COM 594918104   1,673 32,700 SH   SOLE   32,700 0 0
NORFOLK SOUTHERN CORP COM 655844108   681 8,000 SH   SOLE   8,000 0 0
ORACLE CORP COM 68389X105   254 6,202 SH   SOLE   6,202 0 0
PEPSICO INC COM 713448108   1,411 13,318 SH   SOLE   13,318 0 0
PFIZER INC COM 717081103   728 20,690 SH   SOLE   20,690 0 0
PHILLIPS 66 COM 718546104   469 5,910 SH   SOLE   5,910 0 0
PIMCO HIGH INCOME FD COM SHS 722014107   151 15,517 SH   SOLE   15,517 0 0
POWERSHARES ETF TR II INTL DEV LOWVL 73937B688   663 22,185 SH   SOLE   22,185 0 0
PROCTER & GAMBLE CO COM 742718109   276 3,265 SH   SOLE   3,265 0 0
PUBLIC STORAGE COM 74460D109   1,498 5,860 SH   SOLE   5,860 0 0
QUALCOMM INC COM 747525103   476 8,890 SH   SOLE   8,890 0 0
SCHLUMBERGER LTD COM 806857108   633 8,000 SH   SOLE   8,000 0 0
SCHWAB STRATEGIC TR INTRM TRM TRES 808524854   7,931 141,695 SH   SOLE   141,695 0 0
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763   462 15,750 SH   SOLE   15,750 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   14,718 288,822 SH   SOLE   288,822 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   11,255 209,504 SH   SOLE   209,504 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   5,805 140,072 SH   SOLE   140,072 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870   6,553 116,025 SH   SOLE   116,025 0 0
SHIRE PLC SPONSORED ADR 82481R106   713 3,872 SH   SOLE   3,872 0 0
SOUTHERN CO COM 842587107   1,631 30,420 SH   SOLE   30,420 0 0
UNITED PARCEL SERVICE INC CL B 911312106   1,589 14,750 SH   SOLE   14,750 0 0
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827   629 7,760 SH   SOLE   7,760 0 0
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407   6,834 122,690 SH   SOLE   122,690 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   2,681 25,010 SH   SOLE   25,010 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   257 2,525 SH   SOLE   2,525 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   7,058 79,235 SH   SOLE   79,235 0 0
VANGUARD INDEX FDS REIT ETF 922908553   9,368 105,653 SH   SOLE   105,653 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611   10,743 102,016 SH   SOLE   102,016 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   737 6,874 SH   SOLE   6,874 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   602 17,100 SH   SOLE   17,100 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   307 3,800 SH   SOLE   3,800 0 0
VANGUARD SPECIALIZED PORTFOL DIV APP ETF 921908844   3,098 37,217 SH   SOLE   37,217 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858   2,846 80,480 SH   SOLE   80,480 0 0
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406   258 3,605 SH   SOLE   3,605 0 0
VANGUARD WHITEHALL FDS INC INTL DVD ETF 921946810   5,584 100,005 SH   SOLE   100,005 0 0
VISA INC COM CL A 92826C839   1,689 22,778 SH   SOLE   22,778 0 0
WAL-MART STORES INC COM 931142103   584 8,000 SH   SOLE   8,000 0 0
WASTE MGMT INC DEL COM 94106L109   1,846 27,861 SH   SOLE   27,861 0 0