The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 864 5,600 SH   SOLE   5,600 0 0
AETNA INC NEW COM 00817Y108 949 7,445 SH   SOLE   7,445 0 0
ALLERGAN PLC SHS G0177J108 693 2,285 SH   SOLE   2,285 0 0
AMGEN INC COM 031162100 1,848 12,039 SH   SOLE   12,039 0 0
APPLE INC COM 037833100 3,311 26,394 SH   SOLE   26,394 0 0
AT&T INC COM 00206R102 502 14,121 SH   SOLE   14,121 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 211 1,550 SH   SOLE   1,550 0 0
BLACKSTONE GROUP L P COM UNIT LTD 09253U108 1,534 37,530 SH   SOLE   37,530 0 0
BOEING CO COM 097023105 1,014 7,308 SH   SOLE   7,308 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 413 6,200 SH   SOLE   6,200 0 0
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101 268 6,000 SH   SOLE   6,000 0 0
CHEVRON CORP NEW COM 166764100 1,410 14,611 SH   SOLE   14,611 0 0
CIGNA CORPORATION COM 125509109 1,093 6,748 SH   SOLE   6,748 0 0
CISCO SYS INC COM 17275R102 1,035 37,675 SH   SOLE   37,675 0 0
COCA COLA CO COM 191216100 298 7,596 SH   SOLE   7,596 0 0
COMCAST CORP NEW CL A 20030N101 1,616 26,865 SH   SOLE   26,865 0 0
CONOCOPHILLIPS COM 20825C104 844 13,738 SH   SOLE   13,738 0 0
CSX CORP COM 126408103 588 18,000 SH   SOLE   18,000 0 0
DOW CHEM CO COM 260543103 770 15,040 SH   SOLE   15,040 0 0
DU PONT E I DE NEMOURS & CO COM 263534109 345 5,395 SH   SOLE   5,395 0 0
EVEREST RE GROUP LTD COM G3223R108 816 4,485 SH   SOLE   4,485 0 0
EXXON MOBIL CORP COM 30231G102 1,583 19,027 SH   SOLE   19,027 0 0
GENERAL DYNAMICS CORP COM 369550108 666 4,700 SH   SOLE   4,700 0 0
GENERAL ELECTRIC CO COM 369604103 911 34,275 SH   SOLE   34,275 0 0
HONEYWELL INTL INC COM 438516106 1,634 16,025 SH   SOLE   16,025 0 0
HORMEL FOODS CORP COM 440452100 1,231 21,840 SH   SOLE   21,840 0 0
INDEXIQ ETF TR HEDGE MLTI ETF 45409B107 3,738 126,380 SH   SOLE   126,380 0 0
INDEXIQ ETF TR US RL EST SMCP 45409B628 242 9,605 SH   SOLE   9,605 0 0
INTEL CORP COM 458140100 1,517 49,870 SH   SOLE   49,870 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 878 5,398 SH   SOLE   5,398 0 0
ISHARES EM MK MINVOL ETF 464286533 3,779 65,514 SH   SOLE   65,514 0 0
ISHARES 17 AMT-FREE ETF 464289271 279 10,150 SH   SOLE   10,150 0 0
ISHARES 16 AMT-FREE ETF 464289313 276 10,400 SH   SOLE   10,400 0 0
ISHARES 15 AMT-FREE ETF 464289339 272 5,195 SH   SOLE   5,195 0 0
ISHARES TR TIPS BD ETF 464287176 218 1,950 SH   SOLE   1,950 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 417 10,525 SH   SOLE   10,525 0 0
ISHARES TR COHEN&STEER REIT 464287564 440 4,915 SH   SOLE   4,915 0 0
ISHARES TR U.S. TECH ETF 464287721 412 3,934 SH   SOLE   3,934 0 0
ISHARES TR 19 AMT-FREE MN 46429B564 276 10,895 SH   SOLE   10,895 0 0
ISHARES TR 18 AMT-FREE ETF 46429B580 276 10,795 SH   SOLE   10,795 0 0
ISHARES TR EAFE MIN VOL ETF 46429B689 8,812 134,973 SH   SOLE   134,973 0 0
ISHARES TR USA MIN VOL ETF 46429B697 6,431 159,490 SH   SOLE   159,490 0 0
JOHNSON & JOHNSON COM 478160104 357 3,665 SH   SOLE   3,665 0 0
JOHNSON CTLS INC COM 478366107 507 10,235 SH   SOLE   10,235 0 0
JPMORGAN CHASE & CO COM 46625H100 383 5,652 SH   SOLE   5,652 0 0
KROGER CO COM 501044101 1,741 24,005 SH   SOLE   24,005 0 0
MACYS INC COM 55616P104 812 12,035 SH   SOLE   12,035 0 0
MCKESSON CORP COM 58155Q103 661 2,940 SH   SOLE   2,940 0 0
MICROSOFT CORP COM 594918104 299 6,770 SH   SOLE   6,770 0 0
NORFOLK SOUTHERN CORP COM 655844108 737 8,440 SH   SOLE   8,440 0 0
ORACLE CORP COM 68389X105 255 6,327 SH   SOLE   6,327 0 0
PEPSICO INC COM 713448108 1,338 14,334 SH   SOLE   14,334 0 0
PFIZER INC COM 717081103 1,081 32,240 SH   SOLE   32,240 0 0
PHILLIPS 66 COM 718546104 476 5,910 SH   SOLE   5,910 0 0
PIMCO HIGH INCOME FD COM SHS 722014107 155 15,517 SH   SOLE   15,517 0 0
PROCTER & GAMBLE CO COM 742718109 255 3,265 SH   SOLE   3,265 0 0
PROSHARES TR ALTRNTV SOLUTN 74347B813 10,507 263,790 SH   SOLE   263,790 0 0
PROSHARES TR RAFI LG SHT FD 74347X310 447 11,025 SH   SOLE   11,025 0 0
QUALCOMM INC COM 747525103 607 9,690 SH   SOLE   9,690 0 0
RYDER SYS INC COM 783549108 1,668 19,095 SH   SOLE   19,095 0 0
SCHLUMBERGER LTD COM 806857108 690 8,000 SH   SOLE   8,000 0 0
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 478 15,750 SH   SOLE   15,750 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 513 10,120 SH   SOLE   10,120 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 445 8,200 SH   SOLE   8,200 0 0
SOUTHWEST AIRLS CO COM 844741108 1,050 31,725 SH   SOLE   31,725 0 0
STANLEY BLACK & DECKER INC COM 854502101 1,161 11,030 SH   SOLE   11,030 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADR 874039100 1,202 52,945 SH   SOLE   52,945 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 367 2,825 SH   SOLE   2,825 0 0
TIME WARNER CABLE INC COM 88732J207 280 1,573 SH   SOLE   1,573 0 0
TIME WARNER INC COM NEW 887317303 970 11,101 SH   SOLE   11,101 0 0
UNION PAC CORP COM 907818108 954 10,000 SH   SOLE   10,000 0 0
V F CORP COM 918204108 1,860 26,665 SH   SOLE   26,665 0 0
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 1,335 16,650 SH   SOLE   16,650 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 3,385 37,376 SH   SOLE   37,376 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 269 2,525 SH   SOLE   2,525 0 0
VANGUARD INDEX FDS REIT ETF 922908553 6,434 86,141 SH   SOLE   86,141 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 7,492 69,490 SH   SOLE   69,490 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 2,070 19,340 SH   SOLE   19,340 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 736 6,874 SH   SOLE   6,874 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 473 11,565 SH   SOLE   11,565 0 0
VANGUARD SPECIALIZED PORTFOL DIV APP ETF 921908844 3,307 42,086 SH   SOLE   42,086 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 4,116 103,820 SH   SOLE   103,820 0 0
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 243 3,605 SH   SOLE   3,605 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 738 15,844 SH   SOLE   15,844 0 0
VISA INC COM CL A 92826C839 1,615 24,050 SH   SOLE   24,050 0 0
W P CAREY INC COM 92936U109 261 4,420 SH   SOLE   4,420 0 0
WELLS FARGO & CO NEW COM 949746101 1,723 30,630 SH   SOLE   30,630 0 0