The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 1,085 6,600 SH   SOLE   6,600 0 0
ACTAVIS PLC SHS G0083B108 526 2,045 SH   SOLE   2,045 0 0
ALLSTATE CORP COM 020002101 876 12,475 SH   SOLE   12,475 0 0
AMERICAN TOWER CORP NEW COM 03027X100 203 2,050 SH   SOLE   2,050 0 0
APPLE INC COM 037833100 2,801 25,379 SH   SOLE   25,379 0 0
AT&T INC COM 00206R102 1,692 50,381 SH   SOLE   50,381 0 0
AVERY DENNISON CORP COM 053611109 643 12,400 SH   SOLE   12,400 0 0
BAXTER INTL INC COM 071813109 662 9,036 SH   SOLE   9,036 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 248 1,650 SH   SOLE   1,650 0 0
BLACKSTONE GROUP L P COM UNIT LTD 09253U108 1,220 36,055 SH   SOLE   36,055 0 0
BOEING CO COM 097023105 893 6,869 SH   SOLE   6,869 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 425 7,200 SH   SOLE   7,200 0 0
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101 251 6,000 SH   SOLE   6,000 0 0
CANON INC SPONSORED ADR 138006309 603 19,050 SH   SOLE   19,050 0 0
CHEVRON CORP NEW COM 166764100 1,639 14,611 SH   SOLE   14,611 0 0
CIGNA CORPORATION COM 125509109 694 6,748 SH   SOLE   6,748 0 0
CISCO SYS INC COM 17275R102 1,129 40,605 SH   SOLE   40,605 0 0
COCA COLA CO COM 191216100 321 7,596 SH   SOLE   7,596 0 0
COMCAST CORP NEW CL A 20030N101 1,618 27,900 SH   SOLE   27,900 0 0
CONAGRA FOODS INC COM 205887102 708 19,525 SH   SOLE   19,525 0 0
CONOCOPHILLIPS COM 20825C104 949 13,738 SH   SOLE   13,738 0 0
CSX CORP COM 126408103 652 18,000 SH   SOLE   18,000 0 0
DU PONT E I DE NEMOURS & CO COM 263534109 443 5,995 SH   SOLE   5,995 0 0
EXXON MOBIL CORP COM 30231G102 1,616 17,478 SH   SOLE   17,478 0 0
FIRSTENERGY CORP COM 337932107 599 15,375 SH   SOLE   15,375 0 0
GENERAL ELECTRIC CO COM 369604103 894 35,375 SH   SOLE   35,375 0 0
HONEYWELL INTL INC COM 438516106 245 2,450 SH   SOLE   2,450 0 0
INTEL CORP COM 458140100 1,866 51,425 SH   SOLE   51,425 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 866 5,396 SH   SOLE   5,396 0 0
ISHARES EM MK MINVOL ETF 464286533 3,064 54,109 SH   SOLE   54,109 0 0
ISHARES 17 AMT-FREE ETF 464289271 279 5,075 SH   SOLE   5,075 0 0
ISHARES 16 AMT-FREE ETF 464289313 277 5,200 SH   SOLE   5,200 0 0
ISHARES 15 AMT-FREE ETF 464289339 274 5,195 SH   SOLE   5,195 0 0
ISHARES TR TIPS BD ETF 464287176 218 1,950 SH   SOLE   1,950 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 399 10,150 SH   SOLE   10,150 0 0
ISHARES TR COHEN&STEER REIT 464287564 476 4,915 SH   SOLE   4,915 0 0
ISHARES TR U.S. TECH ETF 464287721 421 4,034 SH   SOLE   4,034 0 0
ISHARES TR 19 AMT-FREE MN 46429B564 277 10,895 SH   SOLE   10,895 0 0
ISHARES TR 18 AMT-FREE ETF 46429B580 277 10,795 SH   SOLE   10,795 0 0
ISHARES TR EAFE MIN VOL ETF 46429B689 7,312 118,505 SH   SOLE   118,505 0 0
JOHNSON & JOHNSON COM 478160104 425 4,065 SH   SOLE   4,065 0 0
JOHNSON CTLS INC COM 478366107 271 5,603 SH   SOLE   5,603 0 0
JPMORGAN CHASE & CO COM 46625H100 354 5,652 SH   SOLE   5,652 0 0
KROGER CO COM 501044101 1,532 23,855 SH   SOLE   23,855 0 0
MACYS INC COM 55616P104 745 11,332 SH   SOLE   11,332 0 0
MCKESSON CORP COM 58155Q103 483 2,325 SH   SOLE   2,325 0 0
MICROSOFT CORP COM 594918104 1,488 32,040 SH   SOLE   32,040 0 0
NORFOLK SOUTHERN CORP COM 655844108 2,070 18,885 SH   SOLE   18,885 0 0
NORTHROP GRUMMAN CORP COM 666807102 1,229 8,340 SH   SOLE   8,340 0 0
ORACLE CORP COM 68389X105 396 8,804 SH   SOLE   8,804 0 0
PEPSICO INC COM 713448108 1,355 14,334 SH   SOLE   14,334 0 0
PFIZER INC COM 717081103 1,026 32,940 SH   SOLE   32,940 0 0
PHILLIPS 66 COM 718546104 424 5,910 SH   SOLE   5,910 0 0
PIMCO HIGH INCOME FD COM SHS 722014107 175 15,517 SH   SOLE   15,517 0 0
PROCTER & GAMBLE CO COM 742718109 297 3,265 SH   SOLE   3,265 0 0
PROSHARES TR ALTRNTV SOLUTN 74347B813 8,886 217,045 SH   SOLE   217,045 0 0
PROSHARES TR RAFI LG SHT FD 74347X310 991 23,515 SH   SOLE   23,515 0 0
QUALCOMM INC COM 747525103 720 9,690 SH   SOLE   9,690 0 0
RYDER SYS INC COM 783549108 1,716 18,480 SH   SOLE   18,480 0 0
SCHLUMBERGER LTD COM 806857108 683 8,000 SH   SOLE   8,000 0 0
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 470 15,750 SH   SOLE   15,750 0 0
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771 5,733 190,380 SH   SOLE   190,380 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 4,482 112,465 SH   SOLE   112,465 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 647 12,795 SH   SOLE   12,795 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 689 12,700 SH   SOLE   12,700 0 0
SEALED AIR CORP NEW COM 81211K100 2,021 47,622 SH   SOLE   47,622 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 390 8,250 SH   SOLE   8,250 0 0
SOUTHWEST AIRLS CO COM 844741108 1,262 29,825 SH   SOLE   29,825 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADR 874039100 1,234 55,160 SH   SOLE   55,160 0 0
TEVA PHARMACEUTICAL INDS LTD ADR 881624209 910 15,820 SH   SOLE   15,820 0 0
TIME WARNER CABLE INC COM 88732J207 259 1,705 SH   SOLE   1,705 0 0
TOTAL S A SPONSORED ADR 89151E109 1,260 24,610 SH   SOLE   24,610 0 0
V F CORP COM 918204108 2,053 27,410 SH   SOLE   27,410 0 0
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 1,559 19,505 SH   SOLE   19,505 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 2,405 26,896 SH   SOLE   26,896 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 257 2,525 SH   SOLE   2,525 0 0
VANGUARD INDEX FDS REIT ETF 922908553 6,271 77,421 SH   SOLE   77,421 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 6,097 57,641 SH   SOLE   57,641 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 1,949 18,675 SH   SOLE   18,675 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 729 6,874 SH   SOLE   6,874 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 385 9,630 SH   SOLE   9,630 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 2,576 53,395 SH   SOLE   53,395 0 0
VANGUARD SPECIALIZED PORTFOL DIV APP ETF 921908844 2,948 36,328 SH   SOLE   36,328 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 1,677 44,278 SH   SOLE   44,278 0 0
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 248 3,605 SH   SOLE   3,605 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 708 15,135 SH   SOLE   15,135 0 0
VISA INC COM CL A 92826C839 1,559 5,945 SH   SOLE   5,945 0 0
W P CAREY INC COM 92936U109 683 9,750 SH   SOLE   9,750 0 0
WASHINGTON REAL ESTATE INVT SH BEN INT 939653101 234 8,450 SH   SOLE   8,450 0 0
WELLS FARGO & CO NEW COM 949746101 1,797 32,780 SH   SOLE   32,780 0 0
WEYERHAEUSER CO COM 962166104 210 5,864 SH   SOLE   5,864 0 0