Loans (Tables)

12 Months Ended

Dec. 31, 2016

Loans

Schedule Of Loan Portfolio Segments

	December 31,
(in thousands)	2016		2015
Commercial	$	1,217,001	$	1,174,570
Real estate - mortgage		1,171,596		1,017,072
Construction & land		175,738		202,011
Consumer		266,947		253,240
Other		103,616		52,616
Loans held for investment		2,934,898		2,699,509
Allowance for loan losses		(33,293)		(40,686)
Unearned net loan fees		(793)		(304)
Total net loans	$	2,900,812	$	2,658,519

Schedule Of Major Portfolio Segment And Non Classified And Classified Loan Class

	At December 31, 2016
(in thousands)	Non-classified		Classified		Total
Commercial
Manufacturing	$	96,465	$	153	$	96,618
Finance and insurance		49,764		587		50,351
Health care		153,468		555		154,023
Real estate services		125,531		513		126,044
Construction		55,471		3,247		58,718
Public administration		254,861		1,136		255,997
Other		437,219		38,031		475,250
		1,172,779		44,222		1,217,001
Real estate - mortgage
Residential & commercial owner-occupied		469,027		6,496		475,523
Residential & commercial investor		695,170		903		696,073
		1,164,197		7,399		1,171,596
Construction & land		172,816		2,922		175,738
Consumer		265,307		1,640		266,947
Other		101,894		1,722		103,616
Total loans held for investment	$	2,876,993	$	57,905	$	2,934,898
Unearned net loan fees						(793)
Net loans held for investment					$	2,934,105

	At December 31, 2015
(in thousands)	Non-classified		Classified		Total
Commercial
Manufacturing	$	132,083	$	2,967	$	135,050
Finance and insurance		64,243		36		64,279
Health care		126,049		462		126,511
Real estate services		117,283		1,580		118,863
Construction		56,581		1,325		57,906
Public administration		211,373		9,739		221,112
Other		425,233		25,616		450,849
		1,132,845		41,725		1,174,570
Real estate - mortgage
Residential & commercial owner-occupied		431,805		5,050		436,855
Residential & commercial investor		577,835		1,057		578,892
Other		1,325		-		1,325
		1,010,965		6,107		1,017,072
Construction & land		201,984		27		202,011
Consumer		252,869		371		253,240
Other		49,768		2,848		52,616
Total loans held for investment	$	2,648,431	$	51,078	$	2,699,509
Unearned net loan fees						(304)
Net loans held for investment					$	2,699,205

Schedule Of Allowance For Loan Losses

	For the year ended
	December 31,
(in thousands)	2016		2015
Allowance for loan losses, beginning of period
Commercial	$	24,215	$	14,614
Real estate - mortgage		10,372		12,463
Construction & land		2,111		2,316
Consumer		2,592		2,329
Other		643		488
Unallocated		753		555
Total		40,686		32,765
Provision
Commercial	$	(2,334)	$	9,950
Real estate - mortgage		1,072		(3,017)
Construction & land		(1,279)		(1,253)
Consumer		216		374
Other		302		168
Unallocated		(78)		198
Total		(2,101)		6,420
Charge-offs
Commercial	$	(7,767)	$	(588)
Real estate - mortgage		-		(186)
Construction & land		-		(107)
Consumer		(37)		(130)
Other		-		(285)
Total		(7,804)		(1,296)
Recoveries
Commercial	$	1,284	$	239
Real estate - mortgage		31		1,112
Construction & land		1,165		1,155
Consumer		32		19
Other		-		272
Total		2,512		2,797
Allowance for loan losses, end of period
Commercial	$	15,398	$	24,215
Real estate - mortgage		11,475		10,372
Construction & land		1,997		2,111
Consumer		2,803		2,592
Other		945		643
Unallocated		675		753
Total	$	33,293	$	40,686

Schedule Of Loans Held For Investment And ALL On The Basis Of Impairment Method

	At December 31, 2016								At December 31, 2015
	Individually								Individually
	evaluated for				Collectively evaluated for				evaluated for				Collectively evaluated for
	impairment				impairment				impairment				impairment
	Loans		Allowance		Loans		Allowance		Loans		Allowance		Loans		Allowance
	held for		for loan		held for		for loan		held for		for loan		held for		for loan
(in thousands)	investment		losses		investment		losses		investment		losses		investment		losses
Commercial	$	20,279	$	2,220	$	1,197,453	$	13,178	$	33,927	$	10,975	$	1,141,452	$	13,240
Real estate - mortgage		3,758		147		1,167,365		11,328		6,521		320		1,009,747		10,052
Construction & land		1,919		109		172,532		1,888		2,610		192		198,671		1,919
Consumer		294		98		266,719		2,705		855		56		252,462		2,536
Other		-		-		103,786		945		-		-		52,960		643
Unallocated		-		-		-		675		-		-		-		753
Total	$	26,250	$	2,574	$	2,907,855	$	30,719	$	43,913	$	11,543	$	2,655,292	$	29,143

Schedule Of Impaired Loans

	At December 31, 2016
					Recorded		Recorded
			Recorded		investment		investment
	Unpaid		investment		with a		with no
	principal		in impaired		related		related		Related
(in thousands)	balance		loans		allowance		allowance		allowance
Commercial
Manufacturing	$	2,095	$	2,072	$	2,071	$	1	$	114
Finance and insurance		25		25		25		-		25
Healthcare		189		189		189		-		11
Real estate services		6,268		6,268		6,268		-		350
Construction		2,166		2,166		1,932		234		149
Other		10,716		9,559		9,066		493		1,571
		21,459		20,279		19,551		728		2,220
Real estate - mortgage
Residential & commercial owner-occupied		1,391		1,391		1,122		269		64
Residential & commercial investor		2,367		2,367		2,367		-		83
		3,758		3,758		3,489		269		147
Construction & land		1,919		1,919		1,919		-		109
Consumer		294		294		195		99		98
Total	$	27,430	$	26,250	$	25,154	$	1,096	$	2,574

	At December 31, 2015
					Recorded		Recorded
			Recorded		investment		investment
	Unpaid		investment		with a		with no
	principal		in impaired		related		related		Related
(in thousands)	balance		loans		allowance		allowance		allowance
Commercial
Manufacturing	$	5,002	$	4,795	$	4,795	$	-	$	476
Finance and insurance		36		36		36		-		36
Healthcare		125		125		125		-		9
Real estate services		7,638		7,638		7,638		-		559
Construction		1,906		1,874		1,874		-		309
Other		20,847		19,459		19,451		8		9,586
		35,554		33,927		33,919		8		10,975
Real estate - mortgage
Residential & commercial owner-occupied		1,790		1,790		1,479		311		185
Residential & commercial investor		4,731		4,731		4,731		-		135
		6,521		6,521		6,210		311		320
Construction & land		2,643		2,610		2,583		27		192
Consumer		855		855		746		109		56
Total	$	45,573	$	43,913	$	43,458	$	455	$	11,543

	For the year ended December 31,
	2016				2015				2014
	Average				Average				Average
	recorded				recorded				recorded
	investment		Interest		investment		Interest		investment		Interest
	in impaired		income		in impaired		income		in impaired		income
(in thousands)	loans		recognized		loans		recognized		loans		recognized
Commercial
Manufacturing	$	3,383	$	234	$	5,643	$	306	$	4,244	$	299
Finance and insurance		30		-		164		24		307		13
Healthcare		194		12		33		11		205		13
Real estate services		6,996		261		8,006		283		6,416		281
Construction		1,873		140		1,666		106		1,604		158
Other		12,804		619		7,507		1,034		3,807		349
		25,280		1,266		23,019		1,764		16,583		1,113
Real estate - mortgage
Residential & commercial owner-occupied		1,777		114		1,762		130		4,102		176
Residential & commercial investor		3,722		127		5,104		182		7,062		247
		5,499		241		6,866		312		11,164		423
Construction & land		2,336		93		2,935		104		5,957		166
Consumer		448		19		1,444		202		1,362		93
Other		-		-		26		11		51		1
Total	$	33,563	$	1,619	$	34,290	$	2,393	$	35,117	$	1,796

Schedule Of Transactions Related To Troubled Debt Restructurings

(in thousands)	Performing		Nonperforming		Total
Beginning balance at December 31, 2015	$	28,196	$	13,837	$	42,033
New restructurings		8,563		3,266		11,829
Change in accrual status		(912)		912		-
Paydowns		(12,235)		(7,883)		(20,118)
Net charge-offs		-		(7,591)		(7,591)
Ending balance at December 31, 2016	$	23,612	$	2,541	$	26,153

Schedule Of Troubled Debt Restructurings

	For the year ended December 31, 2016						For the year ended December 31, 2015
			Pre-modification		Post-modification				Pre-modification		Post-modification
			outstanding		outstanding				outstanding		outstanding
	Number of		recorded		recorded		Number of		recorded		recorded
($ in thousands)	contracts		investment		investment		contracts		investment		investment
Commercial
Manufacturing		1	$	50	$	22		2	$	491	$	437
Health care		1		100		100		1		200		125
Construction		4		1,995		1,844		3		1,738		1,029
Other		9		7,388		5,275		15		19,809		15,975
		15		9,533		7,241		21		22,238		17,566
Real estate - mortgage
Residential & commercial owner-occupied		-		-		-		1		1,000		1,000
Consumer		1		77		72		1		148		130
Total		16	$	9,610	$	7,313		23	$	23,386	$	18,696

	For the year ended December 31, 2014
			Pre-modification		Post-modification
			outstanding		outstanding
	Number of		recorded		recorded
($ in thousands)	contracts		investment		investment
Commercial
Manufacturing		3	$	1,611	$	1,318
Real estate services		4		1,171		1,024
Construction		5		2,784		1,478
Other		8		2,092		1,454
		20		7,658		5,274
Real estate - mortgage
Residential & commercial owner-occupied		1		29		28
Construction & land		1		121		95
Consumer		1		93		89
Other		1		91		84
Total		24	$	7,992	$	5,570

Schedule Of Nonaccrual Loans

	At December 31,
(in thousands)	2016		2015
Commercial
Manufacturing	$	2	$	1,045
Finance and insurance		25		36
Real estate services		-		91
Construction		234		451
Other		1,941		13,486
Total commercial		2,202		15,109
Real estate - mortgage
Residential & commercial owner-occupied		269		499
Total real estate - mortgage		269		499
Construction & land		-		27
Consumer		167		82
Total nonaccrual loans	$	2,638	$	15,717

Schedule Of Aging Of The Company's Loan Portfolio

	At December 31, 2016
													Recorded
													investment
													in loans
	30 - 59		60 - 89										90 days or more
	Days past		Days past		90+ Days		Total past						past due and
(in thousands)	due		due		past due		due		Current		Total loans		accruing
Commercial
Manufacturing	$	-	$	-	$	-	$	-	$	96,618	$	96,618	$	-
Finance and insurance		456		-		25		481		49,870		50,351		-
Health care		500		-		-		500		153,523		154,023		-
Real estate services		-		-		-		-		126,044		126,044		-
Construction		260		-		-		260		58,458		58,718		-
Public administration		-		-		-		-		255,997		255,997		-
Other		2,941		200		-		3,141		472,109		475,250		-
		4,157		200		25		4,382		1,212,619		1,217,001		-
Real estate - mortgage
Residential & commercial owner-occupied		204		161		-		365		475,158		475,523		-
Residential & commercial investor		-		225		-		225		695,848		696,073		-
		204		386		-		590		1,171,006		1,171,596		-
Construction & land		-		-		657		657		175,081		175,738		657
Consumer		4		63		75		142		266,805		266,947		-
Other		-		-		-		-		103,616		103,616		-
Total loans held for investment	$	4,365	$	649	$	757	$	5,771	$	2,929,127	$	2,934,898	$	657
Unearned net loan fees												(793)
Net loans held for investment											$	2,934,105

	At December 31, 2015
													Recorded
													investment
													in loans
	30 - 59		60 - 89										90 days or more
	Days past		Days past		90+ Days		Total past						past due and
(in thousands)	due		due		past due		due		Current		Total loans		accruing
Commercial
Manufacturing	$	24	$	-	$	-	$	24	$	135,026	$	135,050	$	-
Finance and insurance		-		-		-		-		64,279		64,279		-
Health care		323		-		-		323		126,188		126,511		-
Real estate services		183		-		-		183		118,680		118,863		-
Construction		-		-		-		-		57,906		57,906		-
Public administration		-		-		-		-		221,112		221,112		-
Other		173		185		2,125		2,483		448,366		450,849		-
		703		185		2,125		3,013		1,171,557		1,174,570		-
Real estate - mortgage
Residential & commercial owner-occupied		-		317		-		317		436,538		436,855		-
Residential & commercial investor		-		-		-		-		578,892		578,892		-
Other		-		-		-		-		1,325		1,325		-
		-		317		-		317		1,016,755		1,017,072		-
Construction & land		156		-		-		156		201,855		202,011		-
Consumer		-		89		505		594		252,646		253,240		505
Other		-		-		-		-		52,616		52,616		-
Total loans held for investment	$	859	$	591	$	2,630	$	4,080	$	2,695,429	$	2,699,509	$	505
Unearned net loan fees												(304)
Net loans held for investment											$	2,699,205

Schedule Of Loans And Leases Receivable, Related Parties

(in thousands)	2016		2015
Balance - beginning of year	$	34,301	$	25,522
New loan and advances		48,110		35,916
Principal paydowns and payoffs		(47,416)		(27,137)
Balance - end of year	$	34,995	$	34,301