7. Deposits

In the ordinary course of business, the Company takes various deposits from employees, officers and directors of the Company. Related party deposits totaled $80.2 million and $95.4 million at December 31, 2016 and 2015, respectively.

The composition of the certificates of deposit portfolio at December 31, 2016 and 2015, is as follows:


	At December 31,
(in thousands)	2016		2015
Less than $100	$	23,432	$	22,476
$100 and more		128,409		130,522
	$	151,841	$	152,998

Related interest expense for the years ended December 31, 2016, 2015 and 2014, is as follows:


	For the year ended December 31,
(in thousands)	2016		2015		2014
Less than $100	$	321	$	92	$	125
$100 and more		291		647		892
	$	612	$	739	$	1,017

Maturities of certificates of deposit of $100,000 and more at December 31, 2016, are as follows:


(in thousands)	Amount
Remaining maturity:
Three months or less	$	48,517
Over three months through six months		35,472
Over six months through 12 months		31,709
2018		7,627
2019		2,475
2020		1,874
2021		735
Total	$	128,409

The aggregate amount of certificates of deposit in denominations that meet or exceed the $250,000 FDIC insurance limit was $55.7 million and $57.1 million at December 31, 2016 and 2015, respectively.

The Company participates in the Certificate of Deposit Account Registry Service (CDARS) and Insured Cash Sweep (ICS) programs provided through a third party. These programs are designed to provide full FDIC insurance on accounts placed through a reciprocal exchange with other banks participating in the programs. The Company had $44.2 million and $37.2 million of reciprocal time deposits through the CDARS program outstanding at the end of 2016 and 2015, respectively. The Company had $283.6 million and $199.5 million of reciprocal demand deposits through the ICS program outstanding at the end of 2016 and 2015, respectively.