Exhibit 8.1

Subsidiaries

The following table sets forth our significant subsidiaries as of December 31, 2022, including the ownership interest and, if different, percentage of voting power held by us. All of our significant subsidiaries are incorporated in Chile.

		Percent ownership share
		As of December 31, 2022
		Direct		Indirect		Total
Name of the Subsidiary	Main Activity	%		%		%
Santander Corredora de Seguros Limitada	Insurance brokerage		99.75		0.01		99.76
Santander Corredores de Bolsa Limitada	Financial instruments brokerage		50.59		0.41		51.00
Santander Asesorías Financieras Limitada	Financial advisory		99.03		-		99.03
Santander S.A. Sociedad Securitizadora	Purchase of credits and issuance of debt instruments		99.64		-		99.64
Klare Corredora de Seguros S.A.	Insurance brokerage		50.10		-		50.10
Santander Consumer Chile S.A.	Financing		51.00		-		51.00
Sociedad Operadora de Tarjetas de Pago Santander Getnet Chile S.A.	Card operator		99.99		0.01		100.00