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Expected Credit Losses Allowance (Tables)
 12 Months Ended
Dec. 31, 2024
Expected Credit Losses Allowance [Abstract]  
Schedule of Allowance by Stage Recorded at Income Statements
As of December 31, 2024, 2023 and 2022, under the credit risk model established by IFRS 9 the ECL allowance by stage recorded at income statements is as follows:
For the year ended December 31, 2024 *
Stage 1 Stage 2 Stage 3
Corporate Other **
commercial 		Corporate Other **
commercial		CorporateOther **
commercial 		TOTAL
MCh$ MCh$ MCh$ MCh$ MCh$MCh$ MCh$
Commercial loans(3,447)(9,814)(842)(3,100)(84,997)(147,393)(249,593)
Mortgage loans- (1,515)- (6,783)- (45,276)(53,574)
Consumer loans- 1,347 - (6,022)- (352,972)(357,647)
Contingent loans(696)3,152 (91)(653)963 227 2,902 
Loans and account receivable at FVOCI(1,040)- - - - - (1,040)
Debt at FVOCI(188)- - - - - (188)
Debt at amortised cost606 - - - - - 606 
Subtotal(4,765)(6,830)(933)(16,558)(84,034)(545,414)(658,534)
Recovery of loans previously charged-off
153,944 
TOTAL
(504,590)
*Includes overlays for an amount of MCh$89,994 to cover certain defaulted loans from mortgage and other commercial portfolios. See Note 37, Risk management.
**Includes Other Commercial, Mortgages and Consumer.

For the year ended December 31, 2023 *
Stage 1 Stage 2 Stage 3
CorporateOther **
 commercial 		Corporate Other **
 commercial 		CorporateOther **
commercial		TOTAL
MCh$MCh$ MCh$ MCh$ MCh$MCh$MCh$
Commercial loans(132)3,898 19,358 (4,686)(92,539)(81,616)(155,717)
Mortgage loans- 4,582 - 1,213 - (97,364)(91,569)
Consumer loans- (29,029)- (57,262)- (119,881)(206,172)
Contingent loans1,184 14,256 6,316 1,834 (816)1,589 24,363 
Loans and account receivable at FVOCI201 - - - - - 201 
Debt at FVOCI- 78 - - - - 78 
Debt at amortised cost- (1,038)- - - - (1,038)
Subtotal1,253 (7,253)25,674 (58,901)(93,355)(297,272)(429,854)
Recovery of loans previously charged-off107,069 
TOTAL(322,785)
*Includes overlays for an amount of MCh$93,614 for future macro-economic information and scenarios updates. See Note 37, Risk management.
**Includes Other Commercial, Mortgages and Consumer
NOTE 33 - EXPECTED CREDIT LOSSES ALLOWANCE, continued

For the year ended December 31, 2022
Stage 1 Stage 2 Stage 3
CorporateOthers **
 commercial 		CorporateOthers
 commercial 		Corporate Others**
 commercial 		TOTAL
MCh$MCh$ MCh$MCh$ MCh$ MCh$ MCh$
Commercial loans(4,325)(8,734)(272)(515)(90,349)(93,961)(198,156)
Mortgage loans- 5,010 - 4,936 - (51,327)(41,381)
Consumer loans- (16,234)- (72,115)- (113,510)(201,859)
Contingent loans(453)(2,864)837 231 (1,511)(1,429)(5,189)
Loans and account receivable at FVOCI(58)- - - - - (58)
Debt at FVOCI- 529 - - - - 529 
Debt at amortised cost- (957)- - - - (957)
Total(4,836)(23,250)565 (67,463)(91,860)(260,227)(447,071)
Recovery of loans previously charged-off 90,577 
TOTAL (356,494)
**Includes Other Commercial, Mortgages and Consumer.