1


                      SECURITIES AND EXCHANGE COMMISSION
                            Washington, D.C. 20549


                                   FORM 15


           Certification and Notice of Termination of Registration
          under Section 12(g) of the Securities Exchange Act of 1934
           or Suspension of Duty to File Reports Under Sections 13
               and 15(d) of the Securities Exchange Act of 1934


                          Commission File No. 0-21933


                         Summit Holding Southeast, Inc.
- --------------------------------------------------------------------------------
            (Exact name of registrant as specified in its charter)


                               2310 A-Z Park Road
                            Lakeland, Florida 33801
- --------------------------------------------------------------------------------
         (Address, including zip code and telephone number, including
           area code, of registrant's principal executive offices)
                                      

                     Common Stock, par value $.01 per share
              Series A Preferred Stock, par value $10.00 per share
- --------------------------------------------------------------------------------
           (Title of each class of securities covered by this Form)
                                      

                                      None
- --------------------------------------------------------------------------------
          (Titles of all other classes of securities for which a duty
            to file reports under section 13(a) or 15(d) remains)


        Please place an X in the box(es) to designate the appropriate rule
provision(s) relied upon to terminate or suspend the duty to file reports:

     Rule 12g-4(a)(1)(i)    /X/        Rule 12h-3(b)(1)(ii)     / /
     Rule 12g-4(a)(1)(ii)   / /        Rule 12h-3(b)(2)(i)      / /
     Rule 12g-4(a)(2)(i)    / /        Rule 12h-3(b)(2)(ii)     / /
     Rule 12g-4(a)(2)(ii)   / /        Rule 15d-6               / /
     Rule 12h-3(b)(1)(i)    / /        
                               
        Approximate number of holders of record as of the certification or
notice date: 1

        Pursuant to the requirements of the Securities Exchange Act of 1934,
Summit Holding Southeast, Inc. has caused this certification/notice to be signed
on its behalf by the undersigned duly authorized person.
                                  

Dated: September 30, 1998             By:    /s/ WILLIAM B. BULL
                                          -------------------------------------
                                      Name:  William B. Bull
                                      Title: Chief Executive Officer,
                                             President and Director