485BPOS 1 final.htm REGISTRATION STATEMENT final.htm - Generated by SEC Publisher for SEC Filing
As filed with the Securities and Exchange Registration No. 333-85618
Commission on December 15, 2010 Registration No. 811-07935
 
    UNITED STATES    
    SECURITIES AND EXCHANGE COMMISSION  
    WASHINGTON, D.C. 20549    
 
    FORM N-4    
 
REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933  
Pre-Effective Amendment No. [    ]
Post-Effective Amendment No. 39 [ X ]
    and/or    
 
REGISTRATION STATEMENT UNDER THE INVESTMENT COMPANY ACT OF 1940
Amendment No. [ X ]
 
SEPARATE ACCOUNT NY-B
(Exact Name of Registrant)
 
RELIASTAR LIFE INSURANCE COMPANY OF NEW YORK
(Name of Depositor)
1000 Woodbury Road, Suite 208
Woodbury, New York 11797
(800) 963-9539
(Address and Telephone Number of Depositor’s Principal Offices)
 
Nicholas Morinigo, Esq.
ReliaStar Life Insurance Company of New York
1475 Dunwoody Drive, West Chester, PA 19380-1478
(610) 425-3447
(Name and Address of Agent for Service of Process)
Approximate Date of Proposed Public Offering:    
As soon as practical after the effective date of the Registration Statement  
 
It is proposed that this filing will become effective (check appropriate box):  
[ X ] immediately upon filing pursuant to paragraph (b) of Rule 485  
[    ] on [date] pursuant to paragraph (b) of Rule 485    
[    ] 60 days after filing pursuant to paragraph (a)(1) of Rule 485  
[    ] on pursuant to paragraph (a)(1) of Rule 485    
 
If appropriate, check the following box:    
[    ] this post-effective amendment designates a new effective date for a
    previously filed post-effective amendment.    
 
Title of Securities Being Registered:    
Deferred Combination Variable and Fixed Annuity Contracts    

 

 

PARTS A and B

 

Each of the Prospectus and Statement of Additional Information, dated April 30, 2010 and as
supplemented, is incorporated into Parts A and B, respectively, of this amendment by reference to Post-
Effective No. 38 to this Registration Statement, as filed on April 15, 2010 (Accession No. 0000836687-
10-000112). This amendment further supplements the prospectus and does not otherwise delete, amend,
or supersede any other information in this registration statement, as previously amended, including
exhibits and undertaking.

 

SUPPLEMENT Dated December 15, 2010
To The Prospectuses Dated April 30, 2010 For
 
ING GoldenSelect Access ING GoldenSelect Landmark ING SmartDesign Advantage
ING GoldenSelect DVA Plus ING GoldenSelect Premium Plus ING SmartDesign Signature
ING GoldenSelect ESII ING Architect Variable Annuity ING SmartDesign Variable Annuity
 
Issued By ING USA Annuity and Life Insurance Company
Through Its Separate Account B
 
And
 
ING Equi-Select
Issued By ING USA Annuity and Life Insurance Company
Through Its Separate Account EQ
 
And
 
ING Empire Traditions Variable Annuity
Issued by ReliaStar Life Insurance Company of New York
Through its Separate Account NY-B

 

This supplement updates the prospectus for your variable annuity contract. Please read it carefully and
keep it with your copy of the prospectus for future reference. The following information only affects you
if you currently invest or plan to invest in a subaccount that corresponds to the funds referenced below.
If you have any questions, please call our Customer Contact Center at 1-800-366-0066.

 

I. Information Regarding Fund Changes and Fund Availability

 

1. Effective after the close of business on or about January 21, 2011 the ING Growth and Income Portfolio
(Class S) will be closed to new investments. There will be no further mention of the ING Growth and Income
Portfolio (Class S) in future prospectuses. Unless you provide us with alternative allocation instructions, any
subsequent allocation(s) designated to the subaccount that invests in the ING Growth and Income Portfolio (Class S)
will be allocated proportionally among the other subaccount(s) in your current allocation.

2. Effective after the close of business on or about January 21, 2011 the following investment portfolios will be
added under your Contract. The sections in the prospectus regarding investment portfolios will be revised
accordingly:

Fund Name Investment Adviser/ Subadviser Investment Objective
ING Investors Trust    
ING American Funds Global Growth Investment Adviser: ING Seeks long-term growth of capital while
and Income Portfolio Investments, LLC providing current income.
  Investment Adviser to Master  
  Funds: Capital Research and  
  Management Company  
ING American Funds International Investment Adviser: ING Seeks long-term growth of capital while
Growth and Income Portfolio Investments, LLC providing current income.
  Investment Adviser to Master  
  Funds: Capital Research and  
  Management Company  
ING Global Resources Portfolio Investment Adviser: Directed Seeks long-term capital appreciation.
(Class ADV) Services LLC  
  Investment Subadviser: ING  
  Investment Management Co.  

 

MULTIVA-10A 1 12/15/2010

 

 

Fund Name Investment Adviser/ Subadviser Investment Objective
ING Investors Trust    
ING Large Cap Value Portfolio Investment Adviser: Directed Seeks growth of capital and current income.
(Class S) Services LLC  
  Investment Subadviser: ING  
  Investment Management Co.  
ING Variable Funds    
ING Growth and Income Portfolio Investment Adviser: ING Seeks to maximize total return through
(Class ADV) Investments, LLC investments in a diversified portfolio of
  Investment Subadviser: ING common stock and securities convertible
  Investment Management Co. into common stocks.

 

3. Effective January 24, 2011 the following investment portfolios that were previously closed will be made
available to new investments. The sections in the prospectus regarding investment portfolios will be revised
accordingly:

Fund Name Investment Adviser/ Subadviser Investment Objective
ING Investors Trust    
ING JP Morgan Emerging Markets Investment Adviser: Directed Seeks capital appreciation.
Equity Portfolio (Class S) Services LLC  
Investment Subadviser: J.P.
  Morgan Investment Management  
  Inc.  
ING T. Rowe Price International Investment Adviser: Directed Seeks long-term growth of capital.
Stock Portfolio (Class S) (previously, Services LLC  
ING Marsico International Investment Subadviser: T. Rowe  
Opportunities Portfolio) Price Associates, Inc.  
ING Partners, Inc.    
ING Oppenheimer Global Portfolio Investment Adviser: Directed Seeks capital appreciation.
(Class S) Services LLC  
  Investment Subadviser:  
  OppenheimerFunds, Inc.  

 

4. Effective August 31, 2010 the ING Wells Fargo Health Care Portfolio is a diversified fund. The information
appearing in the prospectus regarding the ING Wells Fargo Health Care Portfolio is revised accordingly.

MULTIVA-10A 2 12/15/2010

 

 

II. Notice of Upcoming Fund Reorganizations

 

Effective after the close of business on or about January 21, 2011, the following Disappearing Portfolios will
reorganize into and become part of the following Surviving Portfolios:

Disappearing Portfolios Surviving Portfolios
ING American Funds Growth-Income Portfolio ING Growth and Income Portfolio (Class ADV)
ING BlackRock Large Cap Value Portfolio (Class S) ING T. Rowe Price Equity Income Portfolio (Class S)
ING Lord Abbett Growth and Income Portfolio (Class S) ING Large Cap Value Portfolio (Class S)
  (formerly ING Pioneer Equity Income Portfolio)
ING Morgan Stanley Global Tactical Asset Allocation Portfolio ING American Funds World Allocation Portfolio
(Class S)  
ING Legg Mason ClearBridge Aggressive Growth Portfolio ING Large Cap Growth Portfolio (Class S)
(Service Class)  

 

Information Regarding the Portfolio Reorganizations:

The Board of Trustees of ING Investors Trust and the Board of Directors of ING Partners, Inc. have approved
proposals for the reorganizations referenced above. The reorganizations are also subject to shareholder approval. If
shareholder approval is obtained, each reorganization is expected to take place on or about January 21, 2011, resulting
in a shareholder of a given Disappearing Portfolio becoming a shareholder of the corresponding Surviving Portfolio.
Each shareholder will thereafter hold shares of the Surviving Portfolio having equal aggregate value as shares of the
Disappearing Portfolio, and the Disappearing Portfolio will no longer be available under the contract.

Unless you provide us with alternative allocation instructions, all future allocations directed to a given Disappearing
Portfolio will be automatically allocated to the corresponding Surviving Portfolio. You may give us alternative
allocation instructions at any time by contacting our Customer Contact Center at 1-800-366-0066.

As of the relevant effective date noted above, any references in the prospectus to the Disappearing Portfolios as being
available under the contract are deleted and all references to them will be replaced by the corresponding Surviving
Portfolio.

III. Other Information

 

ING Funds Distributor, LLC has changed its name to ING Investments Distributor, LLC. All references to ING
Funds Distributor, LLC in the current Prospectuses and Statements of Additional Information are hereby replaced
with ING Investments Distributor, LLC.

MULTIVA-10A 3 12/15/2010

 

 

          PART C -- OTHER INFORMATION
 
  ITEM 24: FINANCIAL STATEMENTS AND EXHIBITS
 
  Financial Statements:
(a) (1 ) Incorporated by reference in Part A:
          Condensed Financial Information
      (2 ) Incorporated by reference in Part B:
          Statutory Basis Financial Statements of ReliaStar Life Insurance Company of New York:
      -   Report of Independent Registered Public Accounting Firm
      -   Statements of Operations - Statutory Basis for the years ended December 31, 2009,
          2008 and 2007
      -   Balance Sheets – Statutory Basis as of December 31, 2009 and 2008
      -   Statements of Changes in Capital and Surplus - Statutory Basis for the years ended
          December 31, 2009, 2008 and 2007
      -   Statements of Cash Flows - Statutory Basis for the years ended December 31, 2009,
          2008 and 2007
      -   Notes to Financial Statements
          Financial Statements of Separate Account NY-B:
      -   Report of Independent Registered Public Accounting Firm
      -   Statements of Assets and Liabilities as of December 31, 2009
      -   Statements of Operations for the year ended December 31, 2009
      -   Statements of Changes in Net Assets for the years ended December 31, 2009 and 2008
      -   Notes to Financial Statements
          Condensed Financial Information (Accumulation Unit Values)
 
  Exhibits:    
  (b)        
  (1 )     Resolution of the board of directors of ReliaStar Life Insurance Company of New York
          authorizing the establishment of the Registrant, incorporated herein by reference to the
          initial filing of a registration statement on Form N-4 for ReliaStar Life Insurance
          Company of New York Separate Account NY-B filed with the Securities and Exchange
          Commission on April 5, 2002 (File Nos. 333-85618, 811-07935).
 
  (2 )     Custodial Agreement between Registrant and the Bank of New York, incorporated herein
          by reference to the initial filing of a registration statement on Form N-4 for ReliaStar Life
          Insurance Company of New York Separate Account NY-B filed with the Securities and
Exchange Commission on April 5, 2002 (File Nos. 333-85618, 811-07935).
 
  (3 ) (a)   Distribution Agreement between the Depositor and Directed Services, Inc., incorporated
          herein by reference to the initial filing of a registration statement on Form N-4 for
          ReliaStar Life Insurance Company of New York Separate Account NY-B filed with the
          Securities and Exchange Commission on April 5, 2002 (File Nos. 333-85618, 811-07935).
 
      (b)   Dealers Agreement, incorporated herein by reference to the initial filing of a registration
          statement on Form N-4 for ReliaStar Life Insurance Company of New York Separate
          Account NY-B filed with the Securities and Exchange Commission on April 5, 2002 (File
          Nos. 333-85618, 811-07935).

 

 

(4)  (a)  Flexible Premium Deferred Combination Variable and Fixed Annuity Contract (RLNY-IA- 
    1090), incorporated herein by reference to Pre-Effective Amendment No. 2 of a registration 
    statement on Form N-4 for ReliaStar Life Insurance Company of New York Separate 
    Account NY-B filed with the Securities and Exchange Commission on November 18, 2002 
    (File Nos. 333-85618, 811-07935). 
 
  (b)  Premium Credit Rider (RLNY-RA-1089), incorporated herein by reference to Pre-Effective 
    Amendment No. 2 of a registration statement on Form N-4 for ReliaStar Life Insurance 
    Company of New York Separate Account NY-B filed with the Securities and Exchange 
    Commission on November 18, 2002 (File Nos. 333-85618, 811-07935). 
 
  (c)  Premium Credit Disclosure (RLNY-DS-1093), incorporated herein by reference to Pre- 
    Effective Amendment No. 2 of a registration statement on Form N-4 for ReliaStar Life 
    Insurance Company of New York Separate Account NY-B filed with the Securities and 
    Exchange Commission on November 18, 2002 (File Nos. 333-85618, 811-07935). 
 
  (d)  403(b) Rider (RLNY-RA-1036), incorporated herein by reference to Post-Effective 
    Amendment No. 1 to a Registration Statement on Form N-4 for ReliaStar Life Insurance 
    Company of New York Separate Account NY-B filed with the Securities and Exchange 
    Commission on April 17, 2003 (File Nos. 333-85618, 811-07935). 
 
  (e)  Earnings Enhancement Death Benefit Rider (RLNY-RA-1086), incorporated herein by 
    reference to the initial filing of a registration statement on Form N-4 for ReliaStar Life 
    Insurance Company of New York Separate Account NY-B filed with the Securities and 
Exchange Commission on April 5, 2002 (File Nos. 333-85618, 811-07935).
 
  (f)  Simple Individual Retirement Annuity Rider (Group) (RLNY-RA-1026)(12/02)(CA), 
    incorporated herein by reference to Post-Effective Amendment No. 1 to a Registration 
    Statement on Form N-4 for ReliaStar Life Insurance Company of New York Separate 
    Account NY-B filed with the Securities and Exchange Commission on April 17, 2003 
    (File Nos. 333-85618, 811-07935). 
 
  (g)  Simple Individual Retirement Annuity Rider (RLNY-RA-1026)(12/02)(IA), incorporated 
    herein by reference to Post-Effective Amendment No. 1 to a Registration Statement on 
    Form N-4 for ReliaStar Life Insurance Company of New York Separate Account NY-B 
    filed with the Securities and Exchange Commission on April 17, 2003 (File Nos. 333- 
    85618, 811-07935). 
 
  (h)  Roth Individual Retirement Annuity Rider (Group) (RLNY-RA-1038)(12/02)(CA), 
    incorporated herein by reference to Post-Effective Amendment No. 1 to a Registration 
    Statement on Form N-4 for ReliaStar Life Insurance Company of New York Separate 
    Account NY-B filed with the Securities and Exchange Commission on April 17, 2003 (File 
    Nos. 333-85618, 811-07935). 
 
  (i)  Roth Individual Retirement Annuity Rider (RLNY-RA-1038)(12/02)(IA), incorporated 
    herein by reference to Post-Effective Amendment No. 1 to a Registration Statement on 
    Form N-4 for ReliaStar Life Insurance Company of New York Separate Account NY-B 
    filed with the Securities and Exchange Commission on April 17, 2003 (File Nos. 333- 
    85618, 811-07935). 

 


(j) Individual Retirement Annuity Rider (Group) (RLNY-RA-1009)(12/02)(CA), incorporated
  herein by reference to Post-Effective Amendment No. 1 to a Registration Statement on
  Form N-4 for ReliaStar Life Insurance Company of New York Separate Account NY-B
  filed with the Securities and Exchange Commission on April 17, 2003 (File Nos. 333-
  85618, 811-07935).
 
(k) Section 72 Rider (Group) (FG-RA-1002-08/97), incorporated herein by reference to the
  initial filing of a registration statement on Form N-4 for ReliaStar Life Insurance Company
  of New York Separate Account NY-B filed with the Securities and Exchange Commission
  on April 1, 2002 (File Nos. 333-85326, 811-07935).
 
(l) Section 72 Rider (Individual) (FG-RA-1001-08/95), incorporated herein by reference to the
  initial filing of a registration statement on Form N-4 for ReliaStar Life Insurance Company
  of New York Separate Account NY-B filed with the Securities and Exchange Commission
  on April 1, 2002 (File Nos. 333-85326, 811-07935).
 
(m) Individual Retirement Annuity Rider (RLNY-RA-1009)(12/02)(IA), incorporated herein by
  reference to Post-Effective Amendment No. 1 to a Registration Statement on Form N-4 for
  ReliaStar Life Insurance Company of New York Separate Account NY-B filed with the
  Securities and Exchange Commission on April 17, 2003 (File Nos. 333-85618, 811-
  07935).
 
(n) Minimum Guaranteed Accumulation Benefit Rider (RLNY-RA-2024), incorporated
  herein by reference to Pre-Effective Amendment No. 1 to a Registration Statement on
  Form N-4 for ReliaStar Life Insurance Company of New York Separate Account NY-B
  filed with the Securities and Exchange Commission on September 20, 2004 (File Nos.
  333-115515, 811-07935).
 
(o) Minimum Guaranteed Income Benefit Rider (RLNY-RA-2025) (10/06), incorporated
  herein by reference to Post-Effective Amendment No. 19 to a Registration Statement on
  Form N-4 for ReliaStar Life Insurance Company of New York Separate Account NY-B
  filed with the Securities and Exchange Commission on June 4, 2007 (File Nos. 333-85618,
  811-07935).
 
(p) Minimum Guaranteed Withdrawal Benefit Rider with Reset Option (RLNY-RA-2026),
  incorporated herein by reference to Pre-Effective Amendment No. 1 to a Registration
  Statement on Form N-4 for ReliaStar Life Insurance Company of New York Separate
  Account NY-B filed with the Securities and Exchange Commission on September 20, 2004
  (File Nos. 333-115515, 811-07935).
 
(q) Minimum Guaranteed Withdrawal Benefit Rider with Reset Option (RLNY-RA-3023),
  incorporated herein by reference to Post-Effective Amendment No. 19 to a Registration
  Statement on Form N-4 for ReliaStar Life Insurance Company of New York Separate
  Account NY-B filed with the Securities and Exchange Commission on June 4, 2007 (File
  Nos. 333-85618, 811-07935).

 

 

    (r) Minimum Guaranteed Withdrawal Benefit Rider with Reset Option (RLNY-RA-3029),
      incorporated herein by reference to Post-Effective Amendment No. 19 to a Registration
      Statement on Form N-4 for ReliaStar Life Insurance Company of New York Separate
      Account NY-B filed with the Securities and Exchange Commission on June 4, 2007 (File
      Nos. 333-85618, 811-07935).
 
    (s) Minimum Guaranteed Withdrawal Benefit Rider with Automatic Reset (ING LifePay
      Plus), incorporated herein by reference to Post-Effective Amendment No. 27 to a
      Registration Statement on Form N-4 for ReliaStar Life Insurance Company of New York
      Separate Account NY-B filed with the Securities and Exchange Commission on December
      12, 2007 (File Nos. 333-85618, 811-07935).
 
    (t) Minimum Guaranteed Withdrawal Benefit Rider with Automatic Reset (ING Joint LifePay
      Plus), incorporated herein by reference to Post-Effective Amendment No. 27 to a
      Registration Statement on Form N-4 for ReliaStar Life Insurance Company of New York
      Separate Account NY-B filed with the Securities and Exchange Commission on December
      12, 2007 (File Nos. 333-85618, 811-07935).
 
(5 ) (a) New York Variable Annuity Application (RLNY-AA-2031) (08/07) (140326),
      incorporated herein by reference to Post-Effective Amendment No. 23 to a Registration
      Statement on Form N-4 for ReliaStar Life Insurance Company of New York Separate
      Account NY-B filed with the Securities and Exchange Commission on August 28, 2007
      (File Nos. 333-85618, 811-07935).
 
    (b) New York Variable Annuity Application (RLNY-AA-2031) (04/08) (140326),
      incorporated herein by reference to Post-Effective Amendment No. 13 to a Registration
      Statement on Form N-4 for ReliaStar Life Insurance Company of New York Separate
      Account NY-B filed with the Securities and Exchange Commission on April 9, 2008 (File
      Nos. 333-115515, 811-07935).
 
    (c) New York Variable Annuity Application (RLNY-AA-2031) (02/02/2009) (140326),
      incorporated herein by reference to Post Effective Amendment No. 15 to a Registration
      Statement on Form N-4 for ReliaStar Life Insurance Company of New York Separate
      Account NY-B filed with the Securities and Exchange Commission on April 14, 2009 (File
      Nos. 333-115515, 811-07935).
 
    (d) New York Variable Annuity Application (RLNY-AA-2031) (05/09) (140326),
      incorporated herein by reference to Post Effective Amendment No. 15 to a Registration
      Statement on Form N-4 for ReliaStar Life Insurance Company of New York Separate
      Account NY-B filed with the Securities and Exchange Commission on April 14, 2009 (File
      Nos. 333-115515, 811-07935).
 
(6 ) (a) Articles of Incorporation of ReliaStar Life Insurance Company of New York, incorporated
      herein by reference to the initial filing of a registration statement on Form S-6 filed with
      the Securities and Exchange Commission on March 6, 1998 (File Nos. 333-47527, 811-
      03427).
 
    (b) By-Laws of ReliaStar Life Insurance Company of New York, incorporated herein by
      reference to the initial filing of a registration statement on Form S-6 with the Securities and
Exchange Commission on March 6, 1998 (File Nos. 333-47527, 811-03427).

 

 

    (c) Resolution of board of directors for Powers of Attorney, incorporated herein by reference
      to the initial filing of a registration statement on Form N-4 for ReliaStar Life Insurance
      Company of New York Separate Account NY-B filed with the Securities and Exchange
      Commission on April 5, 2002 (File Nos. 333-85618, 811-07935).
 
(7 )   Not applicable.
 
(8 ) (a) Services Agreement effective November 8, 1996 between Directed Services, Inc. and First
      Golden American Life Insurance Company of New York, incorporated herein by reference
      to the initial filing of a registration statement on Form N-4 for ReliaStar Life Insurance
      Company of New York Separate Account NY-B filed with the Securities and Exchange
      Commission on April 5, 2002 (File Nos. 333-85618, 811-07935).
 
    (b) Administrative Services Agreement effective November 8, 1996 between First Golden
      American Life Insurance Company of New York and Golden American Life Insurance
      Company, incorporated herein by reference to the initial filing of a registration statement
      on Form N-4 for ReliaStar Life Insurance Company of New York Separate Account NY-B
      filed with the Securities and Exchange Commission on April 5, 2002 (File Nos. 333-85618,
      811-07935).
 
    (c) Asset Management Agreement effective March 30, 1998 between ReliaStar Life Insurance
      Company of New York and ING Investment Management LLC, incorporated herein by
      reference to the initial filing of a registration statement on Form N-4 for ReliaStar Life
      Insurance Company of New York Separate Account NY-B filed with the Securities and
Exchange Commission on April 5, 2002 (File Nos. 333-85618, 811-07935).
 
    (d) Participation Agreement entered into as of the 2nd day of September, 2003, as amended and
      restated on May 17, 2004 by and among ING USA Annuity and Life Insurance Company,
      ReliaStar Life Insurance Company of New York, ING Investors Trust, ING Investments,
      LLC, Directed Services, Inc., American Funds Insurance Series and Capital Research and
      Management Company, incorporated herein by reference to Post-Effective Amendment
      No. 8 to Registration Statement on Form N-4 for ING USA Annuity and Life Insurance
      Company Separate Account B filed with Securities and Exchange Commission on August
      1, 2005 (File Nos. 333-70600, 811-05626).
 
    (e) Amendment No. 1 to the Business Agreement dated April 30, 2003, as amended on
      January 1, 2008 by and among ING USA Annuity and Life Insurance Company, ReliaStar
      Life Insurance Company, ReliaStar Life Insurance Company of New York, Security Life of
      Denver Insurance Company, ING Life Insurance and Annuity Company, ING American
      Equities, Inc., ING Financial Advisers, LLC, Directed Services LLC, American Funds
      Distributors and Capital Research and Management Company, incorporated herein by
      reference to Pre-Effective Amendment No. 1 to the Form N-6 Registration Statement of
      Security Life of Denver Insurance Company and its Security Life Separate Account L1,
      File No. 333-153337, as filed on November 14, 2008.

 

 

(f) Fourth Amended and Restated Fund Participation Agreement entered into as of the 28th day
  of April, 2008, as amended among ING USA Annuity and Life Insurance Company,
  ReliaStar Life Insurance Company of New York, ING Investors Trust, Directed Services,
  LLC, ING Funds Distributor, LLC, American Funds Insurance Series and Capital Research
  and Management Company, incorporated herein by reference to Post-Effective
  Amendment No. 14 to a Registration Statement on Form N-4 for ReliaStar Life Insurance
  Company of New York Separate Account NY-B filed with the Securities and Exchange
  Commission on December 29, 2008 (File Nos. 333-115515, 811-07935).
 
(g) Participation Agreement entered into as of the 15th day of September, 2008, as amended
  among ING USA Annuity and Life Insurance Company, ReliaStar Life Insurance
  Company of New York, ING Investors Trust, Directed Services, LLC, ING Funds
  Distributor, LLC, American Funds Insurance Series and Capital Research and Management
  Company, incorporated herein by reference to Post-Effective Amendment No. 14 to a
  Registration Statement on Form N-4 for ReliaStar Life Insurance Company of New York
  Separate Account NY-B filed with the Securities and Exchange Commission on December
  29, 2008 (File Nos. 333-115515, 811-07935).
 
(h) Rule 22c-2 Agreement dated no later than April 16, 2007 is effective October 16, 2007
  between ING Funds Services, LLC, ING Life Insurance and Annuity Company, ING
  National Trust, ING USA Annuity and Life Insurance Company, ReliaStar Life Insurance
  Company, ReliaStar Life Insurance Company of New York, Security Life of Denver
  Insurance Company and Systematized Benefits Administrators Inc., incorporated by
  reference to Post-Effective Amendment No. 50 to Registration Statement on Form N-4
  (File No. 033-75962), as filed on June 15, 2007.
 
(i) Participation Agreement enter into as of 28th day of April, 2000 between ReliaStar Life
  Insurance Company of New York, ING Variable Insurance Trust, ING Mutual Funds
  Management Co. LLC and ING Funds Distributor, Inc., incorporated herein by reference to
  the initial filing of a registration statement on Form N-4 for ReliaStar Life Insurance
  Company of New York Separate Account NY-B filed with the Securities and Exchange
  Commission on April 5, 2002 (File Nos. 333-85618, 811-07935).
 
(j) Form of Participation Agreement between ReliaStar Life Insurance Company of New York
  and ING Variable Products Trust, incorporated herein by reference to the initial filing of a
  registration statement on Form N-4 for ReliaStar Life Insurance Company of New York
  Separate Account NY-B filed with the Securities and Exchange Commission on April 5,
  2002 (File Nos. 333-85618, 811-07935).
 
(k) Form of Participation Agreement between ReliaStar Life Insurance Company of New
  York, ProFunds and ProFund Advisors LLC, incorporated herein by reference to the initial
  filing of a registration statement on Form N-4 for ReliaStar Life Insurance Company of
  New York Separate Account NY-B filed with the Securities and Exchange Commission on
  April 5, 2002 (File Nos. 333-85618, 811-07935).

 

 

(l) Amended and Restated Participation Agreement as of December 30, 2005 by and among
  Franklin Templeton Variable Insurance Products Trust/Templeton Distributors, Inc., ING
  Life Insurance and Annuity Company, ING USA Annuity and Life Insurance Company,
  ReliaStar Life Insurance Company, ReliaStar Life Insurance Company of New York and
  Directed Services, Inc., incorporated herein by reference to Post-Effective Amendment No.
  17 filing of a registration statement on Form N-4 for ReliaStar Life Insurance Company of
  New York Separate Account NY-B filed with the Securities and Exchange Commission on
  February 1, 2007 (File Nos. 333-85618, 811-07935).
 
(m) Amendment to Participation Agreement as of June 5, 2007 by and between Franklin
  Templeton Variable Insurance Products Trust, Franklin/Templeton Distributors, Inc., ING
  Life Insurance and Annuity Company, ING USA Annuity and Life Insurance Company,
  ReliaStar Life Insurance Company, ReliaStar Life Insurance Company of New York, and
  Directed Services, LLC, incorporated herein by reference to Pre-Effective Amendment No.
  1 to a Registration Statement on Form N-4 for ReliaStar Life Insurance Company of New
  York Separate Account NY-B filed with the Securities and Exchange Commission on July
  6, 2007 (File Nos. 333-139695, 811-07935).
 
(n) Participation Agreement among Variable Insurance Products Funds, Fidelity Distributors
  Corporation, ING Partners, Inc., ING Life Insurance and Annuity Company, ING USA
  Annuity and Life Insurance Company, ING Insurance Company of America, ReliaStar Life
  Insurance Company, ReliaStar Life Insurance Company of New York and Security Life of
  Denver Insurance Company dated November 11, 2004, incorporated herein by reference to
  Post-Effective Amendment No. 8 to a Registration Statement on Form N-4 for ING USA
  Annuity and Life Insurance Company Separate Account B filed with the Securities and
  Exchange Commission on December 2, 2005 (File Nos. 333-33914, 811-05626).
 
(o) Letter Agreement dated May 16, 2007 between ReliaStar Life Insurance Company of New
  York, Fidelity Distributors Corporation, Variable Insurance Products Fund, Variable
  Insurance Products Fund II and Variable Insurance Products Fund V, incorporated herein
  by reference to Pre-Effective Amendment No. 2 to the Registration Statement on Form N-4
  (File No. 333-139695), as filed on September 5, 2007.
 
(p) Rule 22c-2 Agreement dated no later than April 16, 2007 and is effective as of October 16,
  2007 between Fidelity Distributors Corporation, ING Life Insurance and Annuity
  Company, ING National Trust, ING USA Annuity and Life Insurance Company, ReliaStar
  Life Insurance Company, ReliaStar Life Insurance Company of New York, Security Life of
  Denver Insurance Company and Systematized Benefits Administrators Inc., incorporated
  herein by reference to Post-Effective Amendment No. 50 to Registration Statement on
  Form N-4 (File No. 033-75962), as filed on June 15, 2007.
 
(q) Rule 22c-2 Agreement dated no later than April 16, 2007, and is effective as of the 16th day
  of October, 2007, between BlackRock Distributors, Inc., on behalf of and as distributor for
  the BlackRock Funds and the Merrill Lynch family of funds and ING Life Insurance and
  Annuity Company, ING National Trust, ING USA Annuity and Life Insurance Company,
  ReliaStar Life Insurance Company, ReliaStar Life Insurance Company of New York,
  Security Life of Denver Insurance Company and Systematized Benefits Administrators
  Inc., incorporated by reference to Post-Effective Amendment No. 43 to a Registration
  Statement on Form N-4 for ING USA Annuity and Life Insurance Company Separate
  Account B filed with the Securities and Exchange Commission on April 7, 2008 (File Nos.
  333-28755, 811-05626).

 

 

(r) Participation Agreement dated April 25, 2008, by and among BlackRock Variable Series
  Funds, Inc., BlackRock Distributors, Inc., ING USA Annuity and Life Insurance Company
  and ReliaStar Life Insurance Company of New York, incorporated herein by reference to
  Post-Effective Amendment No. 26 to the Form N-6 Registration Statement of ReliaStar
  Life Insurance Company and its Select*Life Separate Account, filed on April 7, 2009; file
  No. 33-57244.
 
(s) Amendment No. 1, dated as of April 24, 2009, and effective as of May 1, 2009, to
  Participation Agreement dated April 25, 2008, by and between BlackRock Variable Series
  Funds, Inc., BlackRock Investments, LLC and ING USA Annuity and Life Insurance
  Company and ReliaStar Life Insurance Company of New York, incorporated herein by
  reference to Post-Effective Amendment No. 27 to the Form N-6 Registration Statement of
  ReliaStar Life Insurance Company and its Select*Life Separate Account, filed on August
  18, 2009; file No. 33-57244.
 
(t) Administrative Services Agreement dated April 25, 2008, by and among BlackRock
  Advisors, LLC and ING USA Annuity and Life Insurance Company and ReliaStar Life
  Insurance Company of New York, incorporated herein by reference to Post-Effective
  Amendment No. 26 to the Form N-6 Registration Statement of ReliaStar Life Insurance
  Company and its Select*Life Separate Account, filed on April 7, 2009; file No. 33-57244.
 
(u) Amendment No. 1, dated as of April 24, 2009, and effective as of May 1, 2009, to
  Administrative Services AgreementApril 25, 2008, by and among BlackRock Variable
  Series Funds, Inc., BlackRock Investments, LLC and ING USA Annuity and Life
  Insurance Company and ReliaStar Life Insurance Company of New York, incorporated
  herein by reference to Post-Effective Amendment No. 27 to the Form N-6 Registration
  Statement of ReliaStar Life Insurance Company and its Select*Life Separate Account, filed
  on August 18, 2009; file No. 33-57244.
 
(v) Participation Agreement among ING Investors Trust, Directed Services LLC, ING USA
  Annuity and Life Insurance Company, ReliaStar Life Insurance Company of New York,
  DFA Investment Dimensions Group Inc. and Dimensional Fund Advisors LP dated April
  29, 2010, incorporated herein by reference to Post-Effective Amendment No. 54 to a
  Registration Statement on Form N-4 for ING USA Annuity and Life Insurance Company
  Separate Account B filed with the Securities and Exchange Commission on December 15,
  2010 (File Nos. 333-28679, 811-05626).
 
(w) Amendment No. 1, dated as of September 20, 2010, to Participation Agreement among
  ING Investors Trust, Directed Services LLC, ING USA Annuity and Life Insurance
  Company, ReliaStar Life Insurance Company of New York, DFA Investment Dimensions
  Group Inc. and Dimensional Fund Advisors LP dated April 29, 2010, incorporated herein
  by reference to Post-Effective Amendment No. 54 to a Registration Statement on Form N-4
  for ING USA Annuity and Life Insurance Company Separate Account B filed with the
  Securities and Exchange Commission on December 15, 2010 (File Nos. 333-28679, 811-
  05626).

 

 

(x)   Rule 22c-2 Agreement dated no later than April 16, 2007 and is effective as of October 16,
    2007 between AIM Investment Services, Inc., ING Life Insurance and Annuity Company,
    ING National Trust, ING USA Annuity and Life Insurance Company, ReliaStar Life
    Insurance Company, ReliaStar Life Insurance Company of New York, Security Life of
    Denver Insurance Company and Systematized Benefits Administrators Inc., incorporated
    by reference to Post-Effective Amendment No. 50 to Registration Statement on Form N-4
    (File No. 033-75962), as filed on June 15, 2007.
 
(y)   Rule 22c-2 Agreement dated April 16, 2007 and is effective as of October 16, 2007 among
    Columbia Management Services, Inc., ING Life Insurance and Annuity Company, ING
    National Trust, ING USA Annuity and Life Insurance Company, ReliaStar Life Insurance
    Company, ReliaStar Life Insurance Company of New York, Security Life of Denver Life
    Insurance Company and Systematized Benefits Administrators Inc., incorporated by
    reference to Post-Effective Amendment No. 3 to Registration Statement on Form N-4 (File
    No. 333-134760), as filed on July 27, 2007.  
 
(z)   Rule 22c-2 Agreement dated March 1, 2007 and is effective as of October 16, 2007
    between Pioneer Investment Management Shareholder Services, Inc., ING Life Insurance
    and Annuity Company, ING National Trust, ING USA Annuity and Life Insurance
    Company, ReliaStar Life Insurance Company, ReliaStar Life Insurance Company of New
    York, Security Life of Denver Insurance Company and Systematized Benefits
    Administrators Inc., incorporated by reference to Post-Effective Amendment No. 50 to
    Registration Statement on Form N-4 (File No. 033-75962), as filed on June 15, 2007.
 
(9 ) Opinion and Consent of Counsel, attached.  
 
(10 ) Consent of Independent Registered Public Accounting Firm, attached.
 
(11 ) Not applicable.  
 
(12 ) Not applicable.  
 
(13 ) Powers of Attorney incorporated herein by reference to Post-Effective Amendment No. 38
    to a Registration Statement on Form N-4 for ReliaStar Life Insurance Company of New
    York, Separate Account NY-B, filed with the Securities and Exchange Commission on
    April 15, 2010 (File Nos. 333-85618, 811-07935)
 
 
ITEM 25:   DIRECTORS AND OFFICERS OF THE DEPOSITOR
 
Name     Principal Business Address Positions and Offices with Depositor
 
Donald W. Britton* 5780 Powers Ferry Road President, Chief Executive Officer,
      Atlanta, GA 30327-4390 Chairman and Director
 
Ewout L. Steenbergen* 230 Park Avenue, New York Executive Vice President, Chief Financial
      NY 10169 Officer and Director
 
James R. Gelder* 1250 Capital of Texas Hwy. S. Director
      Building 2, Suite 125  
      Austin, TX 78746  

 

 

Name  Principal Business Address  Positions and Offices with Depositor 
R. Michael Conley*  2910 Holly Lane  Director 
  Plymouth, MN 55447   
 
Carol V. Coleman*  1000 Woodbury Road  Director 
  Suite 208   
  Woodbury, NY 11797   
 
Richard K. Lau*  1475 Dunwoody Drive  Director, Vice President and Actuary 
  West Chester, PA 19380-1478   
 
James F. Lille*  46 Hearthstone Drive  Director 
  Gansevoort, NY 12831   
 
Charles B. Updike*  60 East 42nd Street  Director 
  New York, NY 10165   
 
Thomas R. Voglewede*  5780 Powers Ferry Road  Director 
  Atlanta, GA 30327-4390   
 
Ross M. Weale*  56 Cove Rd.  Director 
  South Salem, NY 10590   
 
Brian D. Comer*  One Orange Way  Director and Senior Vice President 
  Windsor, CT 06095-4774   
 
Ivan J. Gilreath*  20 Washington Avenue South  Director and Senior Vice President 
  Minneapolis, MN 55401   
 
Daniel P. Mulheran, Sr.*  20 Washington Avenue South  Director and Senior Vice President 
  Minneapolis, MN 55401   
 
Bridget M. Healy  230 Park Avenue, 13th Floor  Executive Vice President and Chief Legal 
  New York NY 10169  Officer 
 
Steven T. Pierson*  5780 Powers Ferry Road  Senior Vice President and Chief 
  Atlanta, GA 30327-4390  Accounting Officer 
 
Prakash Shimpi  230 Park Avenue, 13th Floor  Senior Vice President 
  New York NY 10169   
 
Boyd G. Combs  5780 Powers Ferry Road  Senior Vice President, Tax 
  Atlanta, GA 30327-4390   
 
David S. Pendergrass  5780 Powers Ferry Road  Senior Vice President and Treasurer 
  Atlanta, GA 30327-4390   
 
Spencer T. Shell  5780 Powers Ferry Road  Vice President, Assistant Treasurer and 
  Atlanta, GA 30327-4390  Assistant Secretary 

 


Name Principal Business Address Positions and Offices with Depositor
Carol S. Stern 601 Thirteenth Street, Vice President and Chief Compliance
  Washington, DC 20005 Officer
 
Ralph R. Ferraro One Orange Way Senior Vice President
  Windsor, CT 06095-4774  
 
Timothy T. Matson One Orange Way Senior Vice President
  Windsor, CT 06095-4774  
 
Joy M. Benner 20 Washington Avenue South Secretary
  Minneapolis, MN 55401  

 

*Principal delegated legal authority to execute this registration statement pursuant to Powers of Attorney.

ITEM 26: PERSONS CONTROLLED BY OR UNDER COMMON CONTROL WITH THE
  DEPOSITOR OR REGISTRANT

 

Incorporated herein by reference to Item 28 in Pre-Effective Amendment No. 1 to the Registration
Statement on Form N-6 for Security Life Separate Account L1 of Security Life of Denver Insurance
Company (File No. 333-168047), as filed with the Securities and Exchange Commission on October 6,
2010.

ITEM 27: NUMBER OF CONTRACT OWNERS

As of October 29, 2010 there are 3,857 qualified contract owners and 2,168 non-qualified contract
owners.

ITEM 28: INDEMNIFICATION

 

ReliaStar Life Insurance Company of New York (“RLNY”) shall indemnify (including therein the
prepayment of expenses) any person who is or was a director, officer or employee, or who is or was
serving at the request of RLNY as a director, officer or employee of another corporation, partnership,
joint venture, trust or other enterprise for expenses (including attorney’s fees), judgments, fines and
amounts paid in settlement actually and reasonably incurred by him with respect to any threatened,
pending or completed action, suit or proceedings against him by reason of the fact that he is or was such a
director, officer or employee to the extent and in the manner permitted by law.

RLNY may also, to the extent permitted by law, indemnify any other person who is or was serving RLNY
in any capacity. The Board of Directors shall have the power and authority to determine who may be
indemnified under this paragraph and to what extent (not to exceed the extent provided in the above
paragraph) any such person may be indemnified.

A corporation may procure indemnification insurance on behalf of an individual who is or was a director
of the corporation. Consistent with the laws of the State of New York, ING America Insurance Holdings,
Inc. maintains Professional Liability and fidelity bond insurance policies issued by an international
insurer. The policies cover ING America Insurance Holdings, Inc. and any company in which ING
America Insurance Holdings, Inc. has a controlling financial interest of 50% or more. These policies
include the principal underwriter, as well as, the depositor and any/all assets under the care, custody and
control of ING America Insurance Holdings, Inc. and/or its subsidiaries. The policies provide for the

 

following types of coverage: errors and omissions/professional liability, employment practices liability
and fidelity/crime.

Insofar as indemnification for liabilities arising under the Securities Act of 1933, as amended, may be
permitted to directors, officers and controlling persons of the Registrant, as provided above or otherwise,
the Registrant has been advised that in the opinion of the SEC such indemnification by the Depositor is
against public policy, as expressed in the Securities Act of 1933, and therefore may be unenforceable. In
the event that a claim of such indemnification (except insofar as it provides for the payment by the
Depositor of expenses incurred or paid by a director, officer or controlling person in the successful
defense of any action, suit or proceeding) is asserted against the Depositor by such director, officer or
controlling person and the SEC is still of the same opinion, the Depositor or Registrant will, unless in the
opinion of its counsel the matter has been settled by controlling precedent, submit to a court of
appropriate jurisdiction the question of whether such indemnification by the Depositor is against public
policy as expressed by the Securities Act of 1933 and will be governed by the final adjudication of such
issue.

ITEM 29: PRINCIPAL UNDERWRITER

(a) In addition to the Registrant, Directed Services LLC serves as principal underwriter for all contracts
issued by ING USA Annuity and Life Insurance Company through its Separate Accounts A, B and EQ
and Alger Separate Account A and ReliaStar Life Insurance Company of New York through its Separate
Account NY-B. Also, Directed Services LLC serves as investment advisor to ING Investors Trust and
ING Partners, Inc.

(b) The following information is furnished with respect to the principal officers and directors of Directed
Services LLC, the Registrant's Distributor.

Name Principal Business Address Positions and Offices with Underwriter
 
Ann H. Hughes 1475 Dunwoody Drive, Floor 2B Director and President
  West Chester, PA 19380-1478  
 
Shaun P. Mathews 10 State House Square Executive Vice President
  Hartford, CT 06103  
 
William L. Lowe One Orange Way Director
  Windsor, CT 06095  
 
Richard E. Gelfand 1475 Dunwoody Drive Chief Financial Officer
  West Chester, PA 19380-1475  
 
Kimberly A. Anderson 7337 E Doubletree Ranch Road, Senior Vice President
  Scottsdale, AZ 85258  
 
Michael J. Roland 7337 E Doubletree Ranch Road, Senior Vice President
  Scottsdale, AZ 85258  
 
Stanley D. Vyner 230 Park Avenue, 13th Floor Senior Vice President
  New York, NY 10169  

 

 

Name  Principal Business Address  Positions and Offices with Underwriter 
William Wilcox  One Orange Way  Chief Compliance Officer 
  Windsor, CT 06095   
 
Joseph M. O’Donnell  7337 E Doubletree Ranch Road  Investment Advisor Chief Compliance 
  Scottsdale, AZ 85258  Officer and Senior Vice President 
 
Julius A. Drelick, III  7337 E Doubletree Ranch Road  Vice President 
  Scottsdale, AZ 85258   
 
William A. Evans  10 State House Square  Vice President 
  Hartford, CT 06103   
 
Heather H. Hackett  230 Park Avenue, 13th Floor  Vice President 
  New York, NY 10169   
 
Jody Hrazanek  230 Park Avenue, 13th Floor  Vice President 
  New York, NY 10169   
 
Todd R. Modic  7337 E Doubletree Ranch Road  Vice President 
  Scottsdale, AZ 85258   
 
Jason R. Rausch  230 Park Avenue, 13th Floor  Vice President 
  New York, NY 10169   
 
Paul L. Zemsky  230 Park Avenue, 13th Floor  Vice President 
  New York, NY 10169   
 
David S. Pendergrass  5780 Powers Ferry Road  Vice President and Treasurer 
  Atlanta, GA 30327-4390   
 
Spencer T. Shell  5780 Powers Ferry Road  Vice President and Assistant Treasurer 
  Atlanta, GA 30327-4390   
 
Joy M. Benner  20 Washington Avenue South  Secretary 
  Minneapolis, MN 55401   
 
Randall K. Price  20 Washington Avenue South  Assistant Secretary 
  Minneapolis, MN 55401   
 
Susan M. Vega  20 Washington Avenue South  Assistant Secretary 
  Minneapolis, MN 55401   
 
G. Stephen Wastek  7337 E Doubletree Ranch Road  Assistant Secretary 
  Scottsdale, AZ 85258   
 
Bruce Kuennen  1475 Dunwoody Drive  Attorney-in-Fact 
  West Chester, PA 19380-1478   

 


(c)                  
     2009 Net Underwriting        
                 
Name of Principal   Discounts and     Compensation   Brokerage    
Underwriter   Commission     on Redemption   Commissions   Compensation
Directed Services LLC $ 7,349,260   $ 0 $ 0 $ 0

 

ITEM 30: LOCATION OF ACCOUNTS AND RECORDS

 

All accounts, books and other documents required to be maintained by Section 31(a) of the 1940 Act and
the rules under it relating to the securities described in and issued under this Registration Statement are
maintained by the Depositor and located at: ReliaStar Life Insurance Company of New York at 1000
Woodbury Road, Suite 208, Woodbury, NY 11797 and 1475 Dunwoody Drive, West Chester, PA
19380.

ITEM 31: MANAGEMENT SERVICES

None.

ITEM 32: UNDERTAKINGS

 

(a) Registrant hereby undertakes to file a post-effective amendment to this registration statement as
frequently as it is necessary to ensure that the audited financial statements in the registration statement are
never more that 16 months old so long as payments under the variable annuity contracts may be accepted.

(b) Registrant hereby undertakes to include either (1) as part of any application to purchase a contract
offered by the prospectus, a space that an applicant can check to request a Statement of Additional
Information, or (2) a post card or similar written communication affixed to or included in the prospectus
that the applicant can remove to send for a Statement of Additional Information; and,

(c) Registrant hereby undertakes to deliver any Statement of Additional Information and any
financial statements required to be made available under this Form promptly upon written or oral request.

(d) Registrant hereby undertakes to mail notices to current contract owners promptly after the
happening of significant events related to the guarantee issued by ReliaStar Life Insurance Company of
New York with respect to allocation of contract value to a series of the ING GET U.S. Core Portfolio (the
“Guarantee”). These significant events include (i) the termination of the Guarantee; (ii) a default under
the Guarantee that has a material adverse effect on a contract owner’s right to receive his or her
guaranteed amount on the maturity date; (iii) the insolvency of ReliaStar Life Insurance Company of New
York; or (iv) a reduction in the credit rating of ReliaStar Life Insurance Company of New York’s long-
term debt as issued by Standard & Poor’s or Moody’s Investors Service, Inc. to BBB+ or lower or Baa1
or lower, respectively.

During the Guarantee Period, the Registrant hereby undertakes to include in the Registrant’s prospectus,
an offer to supply the most recent annual and/or quarterly report of each of ReliaStar Life Insurance
Company of New York, or their successors to the Guarantee, free of charge, upon a contract owner’s
request.

 

REPRESENTATIONS

 

1 . The account meets definition of a “separate account” under federal securities laws.
 
2 . ReliaStar Life Insurance Company of New York hereby represents that the fees and charges
    deducted under the Contract, in the aggregate, are reasonable in relation to the services rendered, the
    expenses expected to be incurred, and the risks assumed by ReliaStar Life Insurance Company of
    New York.

 

 

SIGNATURES

 

As required by the Securities Act of 1933 and the Investment Company Act of 1940, the Registrant,
ReliaStar Life Insurance Company of New York, Separate Account NY-B, certifies that it meets all the
requirements for effectiveness of this Registration Statement under Rule 485(b) under the Securities Act
of 1933 and has duly caused this Post-Effective Amendment to the Registration Statement to be signed on
its behalf by the undersigned, duly authorized, in the City of West Chester, Commonwealth of
Pennsylvania, on the 15th day of December, 2010.

SEPARATE ACCOUNT NY-B
(Registrant)
 
By: RELIASTAR LIFE INSURANCE COMPANY
  OF NEW YORK
  (Depositor)
 
 
By:  
  Donald W. Britton*
  President
  (principal executive officer)
 
By: /s/ Nicholas Morinigo
  Nicholas Morinigo as
  Attorney-in-Fact

 

As required by the Securities Act of 1933, this Post-Effective Amendment to the Registration Statement
has been signed by the following persons in the capacities indicated on December 15, 2010.

Signature Title
 
  President, Chief Executive Officer, Chairman and Director
Donald W. Britton* (principal executive officer)
 
 
  Senior Vice President and Chief Accounting Officer
Steven T. Pierson*  
 
 
  Director
James R. Gelder*  
 
 
  Executive Vice President, Chief Financial Officer and
Ewout L. Steenbergen* Director

 

 

Signature Title
 
  Director, Vice President and Actuary
Richard K. Lau*  
 
 
  Director
R. Michael Conley*  
 
 
  Director
Carol V. Coleman*  
 
 
  Director
James F. Lille*  
 
 
  Director
Charles B. Updike*  
 
 
  Director
Ross M. Weale*  
 
 
  Director and Senior Vice President
Brian D. Comer*  
 
 
  Director and Senior Vice President
Ivan J. Gilreath*  
 
 
  Director and Senior Vice President
Daniel P. Mulheran, Sr.*  
 
 
  Director
Thomas R. Voglewede*  
 
 
By: /s/ Nicholas Morinigo  
Nicholas Morinigo as  
Attorney-in-Fact  

 

*Executed by Nicholas Morinigo on behalf of those indicated pursuant to Powers of Attorney.

 

  EXHIBIT INDEX   
ITEM  EXHIBIT  PAGE # 
24(b)(9)  Opinion and Consent of Counsel  EX-99.B9 
24(b) (10)  Consent of Independent Registered Public Accounting Firm  EX-99.B10