Exhibit (h)(4)(xvii)

AMENDMENT NO. 16

AMENDED AND RESTATED PARTICIPATION AGREEMENT

Amendment No. 16, dated as of [            , 2012] (“Amendment No. 16”), to the Amended and Restated Participation Agreement, dated as of July 15, 2002, as amended (“Agreement”), by and among EQ Advisors Trust (“Trust”), AXA Equitable Life Insurance Company and AXA Distributors, LLC (collectively, the “Parties”).

The Parties hereby agree to modify and amend the Agreement as follows:

1. New Portfolios. The Trust hereby includes the All Asset Moderate Growth-Alt 15 Portfolio, All Asset Aggressive-Alt 25 Portfolio, AXA Aggressive Strategy Portfolio, EQ/Emerging Markets Equity PLUS Portfolio, EQ/High Yield Bond Portfolio, EQ/International Small Cap PLUS Portfolio, EQ/Natural Resources PLUS Portfolio, EQ/PIMCO Real Return Portfolio and EQ/Real Estate PLUS Portfolio in the Agreement from and after the date hereof for all purposes on the terms and conditions contained in the Agreement.

2. All references in the Agreement to AXA Advisors, LLC are hereby deleted.

3. Name Changes. Effective [            , 2012], the name of All Asset Allocation Portfolio will change to All Asset Growth-Alt 20 Portfolio. Effective October 2011, the names of ATM Core Bond Portfolio and ATM Government Bond Portfolio were changed to EQ/AllianceBernstein Short-Term Bond Portfolio and EQ/AllianceBernstein Short-Term Government Bond Portfolio, respectively.

4. Schedule B. Schedule B to the Agreement, setting forth the Portfolios of the Trust participating on behalf of which the Trust is entering into the Agreement is hereby replaced in its entirety by Schedule B attached hereto.

Except as modified and amended hereby, the Agreement is hereby ratified and confirmed in full force and effect in accordance with its terms.

IN WITNESS WHEREOF, the parties have executed and delivered this Amendment No. 16 as of the date first above set forth.

EQ ADVISORS TRUST			AXA EQUITABLE LIFE INSURANCE COMPANY
By:			By:
	Name:	Brian Walsh		Name:	Steven M. Joenk
	Title:	Chief Financial Officer and Treasurer		Title	Senior Vice President
AXA DISTRIBUTORS, LLC
By:
	Name:	Nicholas B. Lane
	Title:	Chairman, President and Chief Executive Officer

SCHEDULE B

AMENDMENT NO. 16

AMENDED AND RESTATED PARTICIPATION AGREEMENT

All Asset Growth – Alt 20 Portfolio (formerly, All Asset Allocation Portfolio) All Asset Moderate Growth – Alt 15 Portfolio All Asset Aggressive – Alt 25 Portfolio ATM International Portfolio ATM Large Cap Portfolio ATM Mid Cap Portfolio ATM Small Cap Portfolio AXA Aggressive Strategy Portfolio AXA Balanced Strategy Portfolio AXA Conservative Growth Strategy Portfolio AXA Conservative Strategy Portfolio AXA Growth Strategy Portfolio AXA Moderate Growth Strategy Portfolio AXA Tactical Manager 500 Portfolio AXA Tactical Manager 2000 Portfolio AXA Tactical Manager 400 Portfolio AXA Tactical Manager International Portfolio AXA Ultra Conservative Strategy Portfolio EQ/AllianceBernstein Short-Term Bond Portfolio (formerly, ATM Core Bond Portfolio) EQ/AllianceBernstein Short-Term Government Bond Portfolio (formerly, ATM Government Bond Portfolio) EQ/AllianceBernstein Dynamic Wealth Strategies Portfolio EQ/AllianceBernstein Small Cap Growth Portfolio EQ/AXA Franklin Small Cap Value Core Portfolio EQ/BlackRock Basic Value Equity Portfolio EQ/Boston Advisors Equity Income Portfolio EQ/Calvert Socially Responsible Portfolio EQ/Capital Guardian Research Portfolio EQ/Common Stock Index Portfolio EQ/Core Bond Index EQ/Davis New York Venture Portfolio EQ/Emerging Markets Equity PLUS Portfolio EQ/Equity 500 Index Portfolio EQ/Equity Growth PLUS Portfolio EQ/Franklin Core Balanced Portfolio EQ/Franklin Templeton Allocation Portfolio EQ/GAMCO Mergers and Acquisitions Portfolio EQ/GAMCO Small Company Value Portfolio EQ/Global Bond PLUS Portfolio EQ/Global Multi-Sector Equity Portfolio EQ/Intermediate Government Bond Index Portfolio EQ/International Core PLUS Portfolio EQ/International ETF Portfolio EQ/International Equity Index Portfolio EQ/High Yield Bond Portfolio EQ/International Small Cap PLUS Portfolio EQ/International Value PLUS Portfolio EQ/JPMorgan Value Opportunities Portfolio EQ/Large Cap Core PLUS Portfolio EQ/Large Cap Growth Index Portfolio EQ/Large Cap Growth PLUS Portfolio EQ/Large Cap Value Index Portfolio EQ/Large Cap Value PLUS Portfolio EQ/Lord Abbett Large Cap Core Portfolio EQ/MFS International Growth Portfolio EQ/Mid Cap Index Portfolio EQ/Mid Cap Value PLUS Portfolio EQ/Money Market Portfolio EQ/Montag & Caldwell Growth Portfolio EQ/Morgan Stanley Mid Cap Growth Portfolio EQ/Mutual Large Cap Equity Portfolio EQ/Natural Resources PLUS Portfolio EQ/Oppenheimer Global Portfolio EQ/PIMCO Real Return Portfolio EQ/PIMCO Ultra Short Bond Portfolio EQ/Quality Bond PLUS Portfolio EQ/Real Estate PLUS Portfolio EQ/Small Company Index Portfolio EQ/T. Rowe Price Growth Stock Portfolio EQ/Templeton Global Equity Portfolio EQ/UBS Growth and Income Portfolio EQ/Van Kampen Comstock Portfolio EQ/Wells Fargo Omega Growth Portfolio