Exhibit (h)(2)(xxvii)

FORM OF

AMENDMENT NO. 12

FOURTH AMENDED AND RESTATED EXPENSE LIMITATION AGREEMENT

Amendment No. 12 to the Fourth Amended and Restated Expense Limitation Agreement, dated as of May 1, 2008, between AXA Equitable Life Insurance Company (“AXA Equitable” or the “Manager”) and EQ Advisors Trust (the “Trust”) (“Amendment No. 12”).

The Manager and Trust hereby agree to modify and amend the Fourth Amended and Restated Expense Limitation Agreement dated as of May 1, 2002, as amended, (“Agreement”), between them as follows:

1. Name Changes. The names of the MarketPLUS International Core Portfolio, MarketPLUS Large Cap Growth Portfolio MarketPLUS Large Cap Core Portfolio and MarketPLUS Mid Cap Value Porfolio are changed to EQ/International Core PLUS Portfolio, EQ/Large Cap Growth PLUS Portfolio, EQ/Large Cap Core PLUS Portfolio and EQ/Mid Cap Value PLUS Portfolio, respectively.

2. Schedule A. Schedule A to the Agreement, which sets forth the Portfolios of the Trust, is hereby replaced in its entirety by Amendment No. 12 to Schedule A attached hereto.

3. Schedule B. Schedule B to the Agreement, which sets forth the reimbursement periods for each of the Portfolios of the Trust is hereby replaced in its entirety by the Amendment No. 12 to Schedule B attached hereto.

Except as modified and amended hereby, the Agreement is hereby ratified and confirmed in full force and effect in accordance with its terms.

IN WITNESS WHEREOF, the parties have executed and delivered this Amendment No. 12 as of the date first above set forth.

EQ ADVISORS TRUST		AXA EQUITABLE LIFE INSURANCE COMPANY
By:		By:
	Brian Walsh		Steven M. Joenk
	Chief Financial Officer and Treasurer		Senior Vice President

SCHEDULE A

AMENDMENT NO. 12

FOURTH AMENDED AND RESTATED EXPENSE LIMITATION AGREEMENT

MAXIMUM ANNUAL OPERATING EXPENSE LIMITS

This Agreement relates to the following Portfolios of the Trust:

Portfolios	Maximum Annual Operating Expense Limit
			(including amounts payable pursuant to Rule 12b-1)
	Class IA		Class IB
Crossings Aggressive Allocation Portfolio	0.10	%	0.20	%
Crossings Conservative Allocation Portfolio	0.10	%	0.20	%
Crossings Conservative-Plus Allocation Portfolio	0.10	%	0.20	%
Crossings Moderate Allocation Portfolio	0.10	%	0.20	%
Crossings Moderate-Plus Allocation Portfolio	0.10	%	0.20	%
EQ/AllianceBernstein International Portfolio	0.85	%	1.10	%
EQ/AllianceBernstein Large Cap Growth Portfolio	0.80	%	1.05	%
EQ/AllianceBernstein Value Portfolio	0.70	%	0.95	%
EQ/Ariel Appreciation II Portfolio	0.90	%	1.15	%
EQ/AXA Rosenberg Value Long/Short Equity Portfolio	1.74	%*	1.99	%*
EQ/BlackRock Basic Value Equity Portfolio	0.70	%	0.95	%
EQ/BlackRock International Value Portfolio	1.00	%	1.25	%
EQ/Calvert Socially Responsible Portfolio	0.80	%	1.05	%
EQ/Capital Guardian Growth Portfolio	0.70	%	0.95	%
EQ/Capital Guardian Research Portfolio	0.70	%	0.95	%
EQ/Davis New York Venture Portfolio	1.05	%	1.30	%
EQ/Evergreen International Bond Portfolio	0.90	%	1.15	%
EQ/Evergreen Omega Portfolio	0.90	%	1.15	%
EQ/FI Mid Cap Portfolio	0.75	%	1.00	%
EQ/Franklin Income Portfolio	1.05	%	1.30	%
EQ/Franklin Small Cap Value Portfolio	1.05	%	1.30	%
EQ/Franklin Templeton Founding Strategy Portfolio	0.15	%	0.40	%
EQ/International Core PLUS Portfolio	0.85	%	1.10	%
EQ/International ETF Portfolio	0.40	%	0.65	%
EQ/JPMorgan Core Bond Portfolio	0.60	%	0.85	%
EQ/JPMorgan Value Opportunities Portfolio	0.70	%	0.95	%
EQ/Large Cap Core PLUS Portfolio	0.70	%	0.95	%
EQ/Large Cap Growth PLUS Portfolio	0.70	%	0.95	%
EQ/Legg Mason Value Equity Portfolio	0.75	%	1.00	%
EQ/Lord Abbett Growth and Income Portfolio	0.75	%	1.00	%
EQ/Lord Abbett Large Cap Core Portfolio	0.75	%	1.00	%
EQ/Lord Abbett Mid Cap Value Portfolio	0.80	%	1.05	%
EQ/Marsico Focus Portfolio	0.90	%	1.15	%
EQ/Mid Cap Value PLUS Portfolio	0.75	%	1.00	%
EQ/Mutual Shares Portfolio	1.05	%	1.30	%
EQ/Oppenheimer Global Portfolio	1.10	%	1.35	%
EQ/Oppenheimer Main Street Opportunity Portfolio	1.05	%	1.30	%
EQ/Oppenheimer Main Street Small Cap Portfolio	1.05	%	1.30	%
EQ/Small Company Index Portfolio	0.60	%	0.85	%
EQ/Templeton Growth Portfolio	1.10	%	1.35	%
EQ/Van Kampen Comstock Portfolio	0.75	%	1.00	%

Portfolios	Maximum Annual Operating Expense Limit
			(including amounts payable pursuant to Rule 12b-1)
	Class A		Class B
EQ/Van Kampen Emerging Markets Equity Portfolio	1.55	%	1.80	%
EQ/Van Kampen Mid Cap Growth Portfolio	0.80	%	1.05	%
EQ/Van Kampen Real Estate Portfolio	1.01	%	1.26	%

* Reflects contractual limitations by Manager to waive its management fee and/or bear certain expenses, excluding dividend expense.

SCHEDULE B

AMENDMENT NO. 12

FOURTH AMENDED AND RESTATED EXPENSE LIMITATION AGREEMENT

REIMBURSEMENT PERIOD

Five Year Reimbursement Period:

EQ/BlackRock Basic Value Equity Portfolio (formerly, the EQ/Mercury Basic Value Equity Portfolio)

EQ/BlackRock International Value Portfolio (formerly, the EQ/Mercury International Value Portfolio)

EQ/Capital Guardian Growth Portfolio (formerly, EQ/Putnam Growth & Income Value Portfolio)

EQ/Evergreen Omega Portfolio

EQ/JPMorgan Core Bond Portfolio

EQ/JPMorgan Value Opportunities Portfolio (formerly, EQ/Putnam Voyager Portfolio)

EQ/Large Cap Core PLUS Portfolio (formerly, the MarketPLUS Large Cap Core Portfolio)

EQ/Mid Cap Value PLUS Portfolio (formerly, the MarketPLUS Mid Cap Value Portfolio)

EQ/Small Company Index Portfolio

EQ/Van Kampen Emerging Markets Equity Portfolio

Three Year Reimbursement Period:

Crossings Conservative Allocation Portfolio Crossings Conservative-Plus Allocation Portfolio Crossings Moderate Allocation Portfolio Crossings Moderate-Plus Allocation Portfolio Crossings Aggressive Allocation Portfolio EQ/AllianceBernstein International Portfolio EQ/AllianceBernstein Large Cap Growth Portfolio EQ/AllianceBernstein Value Portfolio EQ/Ariel Appreciation II Portfolio EQ/AXA Rosenberg Value Long/Short Equity Portfolio EQ/Calvert Socially Responsible Portfolio EQ/Capital Guardian Research Portfolio EQ/Davis New York Venture Portfolio EQ/Evergreen International Bond Portfolio EQ/FI Mid Cap Portfolio EQ/Franklin Income Portfolio EQ/Franklin Small Cap Value Portfolio EQ/Franklin Templeton Founding Strategy Portfolio EQ/International ETF Portfolio EQ/International Core PLUS Portfolio (formerly, MarketPLUS International Core Portfolio) EQ/Large Cap Growth PLUS Portfolio (formerly, MarketPLUS Large Cap Growth Portfolio) EQ/Legg Mason Value Equity Portfolio EQ/Lord Abbett Growth and Income Portfolio EQ/Lord Abbett Mid Cap Value Portfolio EQ/Lord Abbett Large Cap Core Portfolio EQ/Marsico Focus Portfolio EQ/Mutual Shares Portfolio EQ/Oppenheimer Global Portfolio EQ/Oppenheimer Main Street Opportunity Portfolio EQ/Oppenheimer Main Street Small Cap Portfolio EQ/Templeton Growth Portfolio EQ/Van Kampen Comstock Portfolio EQ/Van Kampen Mid Cap Growth Portfolio EQ/Van Kampen Real Estate Portfolio