XML 87 R74.htm IDEA: XBRL DOCUMENT v3.3.1.900
Note 5 - Allowance for Credit Losses (Details) - Allowance for Credit Losses - USD ($)
12 Months Ended
Dec. 31, 2015
Dec. 31, 2014
Note 5 - Allowance for Credit Losses (Details) - Allowance for Credit Losses [Line Items]    
Allowance for loan and lease losses $ 7,809,700 $ 7,873,790
Provisions for losses and unfunded commitments 846,457 1,125,407
Loans charged-off:    
Loans charged-off (702,557) (1,316,082)
Recoveries of loans previously charged-off:    
Recoveries of loans previously charged-off 249,110 126,585
Net charge-offs (453,000) (1,189,000)
Allowance for loan and lease losses 8,202,710 7,809,700
Residential Portfolio Segment [Member] | Real Estate Loan [Member]    
Loans charged-off:    
Loans charged-off (301,000) (33,000)
Recoveries of loans previously charged-off:    
Recoveries of loans previously charged-off 1,000 0
Commercial Portfolio Segment [Member] | Real Estate Loan [Member]    
Loans charged-off:    
Loans charged-off (172,000) (738,000)
Recoveries of loans previously charged-off:    
Recoveries of loans previously charged-off 83,000 42,000
Commercial Portfolio Segment [Member] | Construction Loans [Member]    
Loans charged-off:    
Loans charged-off 0 0
Recoveries of loans previously charged-off:    
Recoveries of loans previously charged-off 0 3,000
Commercial Portfolio Segment [Member] | Lots and Raw Land [Member]    
Loans charged-off:    
Loans charged-off (33,000) (110,000)
Recoveries of loans previously charged-off:    
Recoveries of loans previously charged-off 4,000 8,000
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]    
Loans charged-off:    
Loans charged-off 0 (53,000)
Recoveries of loans previously charged-off:    
Recoveries of loans previously charged-off 0 9,000
Commercial Portfolio Segment [Member] | Lease Receivables [Member]    
Loans charged-off:    
Loans charged-off 0 (3,000)
Consumer Portfolio Segment [Member] | Real Estate Loan [Member]    
Loans charged-off:    
Loans charged-off (85,000) (54,000)
Recoveries of loans previously charged-off:    
Recoveries of loans previously charged-off 18,000 30,000
Consumer Portfolio Segment [Member] | Lots and Raw Land [Member]    
Loans charged-off:    
Loans charged-off (85,000) (260,000)
Recoveries of loans previously charged-off:    
Recoveries of loans previously charged-off 8,000 0
Consumer Portfolio Segment [Member] | Home Equity Loan [Member]    
Loans charged-off:    
Loans charged-off (13,000) (13,000)
Recoveries of loans previously charged-off:    
Recoveries of loans previously charged-off 36,000 14,000
Consumer Portfolio Segment [Member] | Other Loans [Member]    
Loans charged-off:    
Loans charged-off (13,000) (52,000)
Recoveries of loans previously charged-off:    
Recoveries of loans previously charged-off 99,000 21,000
Allowance for Loan and Lease Losses [Member]    
Note 5 - Allowance for Credit Losses (Details) - Allowance for Credit Losses [Line Items]    
Allowance for loan and lease losses 7,519,970 7,609,467
Provisions for losses and unfunded commitments 800,000 1,100,000
Loans charged-off:    
Loans charged-off (702,557) (1,316,082)
Recoveries of loans previously charged-off:    
Recoveries of loans previously charged-off 249,110 126,585
Allowance for loan and lease losses 7,866,523 7,519,970
Allowance for Unfunded Commitments [Member]    
Note 5 - Allowance for Credit Losses (Details) - Allowance for Credit Losses [Line Items]    
Allowance for loan and lease losses 289,730 264,323
Provisions for losses and unfunded commitments 46,457 25,407
Recoveries of loans previously charged-off:    
Allowance for loan and lease losses $ 336,187 $ 289,730