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Consolidated Statements of Financial Condition (Current Period Unaudited) (USD $)
Mar. 31, 2013
Dec. 31, 2012
Cash and due from banks $ 8,057,695 $ 8,983,819
Interest-earning deposits with banks 27,326,622 3,382,570
Investment securities available for sale, at fair value 176,320,346 164,838,012
Loans held for sale:    
Mortgage loans 3,292,030 20,287,343
Other loans   24,438,107
Total loans held for sale 3,292,030 44,725,450
Loans and leases held for investment 436,524,355 441,847,019
Allowance for loan and lease losses (8,567,261) (7,860,195)
Net loans and leases held for investment 427,957,094 433,986,824
Premises and equipment, net 12,003,175 12,233,153
Other real estate owned 11,327,672 12,892,519
Federal Home Loan Bank stock, at cost 848,800 1,859,200
Accrued interest receivable 2,277,099 2,408,979
Goodwill 4,218,576 4,218,576
Mortgage servicing rights 1,356,593 1,261,355
Identifiable intangible assets 31,440 39,300
Income tax receivable 3,662,725 10,785,272
Prepaid expenses and other assets 12,278,082 6,098,423
Total assets 690,957,949 707,713,452
Deposits:    
Demand 278,899,358 274,662,867
Savings 37,870,494 30,570,259
Large denomination certificates of deposit 141,430,028 148,838,963
Other time 141,416,140 146,828,942
Total deposits 599,616,020 600,901,031
Borrowed money   16,500,000
Junior subordinated debentures 10,310,000 10,310,000
Other liabilities 5,563,911 5,349,368
Total liabilities 615,489,931 633,060,399
Common stock, $.01 par value, 25,000,000 shares authorized; 11,254,222 shares issued; 9,751,271 shares outstanding 97,513 97,513
Additional paid-in capital 35,821,078 35,811,804
Retained earnings, substantially restricted 67,099,370 65,532,960
Treasury stock, at cost (31,967,269) (31,967,269)
Accumulated other comprehensive income 4,417,326 5,178,045
Total stockholders' equity 75,468,018 74,653,053
Total liabilities and stockholders' equity $ 690,957,949 $ 707,713,452