EXHIBIT 99.1

                                  CERTIFICATION


To my  knowledge,  this Report on Form 10-Q for the quarter ended June 30, 2002,
fully complies with the requirements of Section 13(a) or 15(d) of the Securities
Exchange  Act of 1934,  and the  information  contained  in this  Report  fairly
presents,  in all material  respects,  the  financial  condition  and results of
operations of First South Bancorp, Inc.


                                        By: /s/ Thomas A. Vann
                                            -------------------------------
                                            Thomas A. Vann
                                            President and
                                            Chief Executive Officer
                                            (Principal Executive Officer)



                                        By: /s/ William L. Wall
                                            -------------------------------
                                            William L. Wall
                                            Executive Vice President
                                            Chief Financial Officer
                                            (Principal Financial Officer)

Date: August 13, 2002

                                       15