X0101 EFFECT 33 LIVE 2008-12-22 0001398344-08-000515 485APOS 0001026708 WILSHIRE VARIABLE INSURANCE TRUST 333-15881 S000001038 WILSHIRE VIT BALANCED FUND C000002798 WILSHIRE VIT BALANCED FUND S000001039 WILSHIRE VIT EQUITY FUND C000002799 WILSHIRE VIT EQUITY FUND S000001040 WILSHIRE VIT INCOME FUND C000002800 WILSHIRE VIT INCOME FUND S000001041 WILSHIRE VIT INTERNATIONAL EQUITY FUND C000002801 WILSHIRE VIT INTERNATIONAL EQUITY FUND S000001043 WILSHIRE VIT SMALL CAP GROWTH FUND C000002803 WILSHIRE VIT SMALL CAP GROWTH FUND S000001044 WILSHIRE VIT SOCIALLY RESPONSIBLE FUND C000002804 WILSHIRE VIT SOCIALLY RESPONSIBLE FUND S000011650 2015 Moderate Fund C000032000 2015 Moderate Fund S000011651 2025 Moderate Fund C000032001 2025 Moderate Fund S000011652 2035 Moderate Fund C000032002 2035 Moderate Fund