X0101 EFFECT 33 LIVE 2008-11-26 14:30:00

N-14

0001026708 WILSHIRE VARIABLE INSURANCE TRUST 333-154520 0001026708 WILSHIRE VARIABLE INSURANCE TRUST S000001040 WILSHIRE VIT INCOME FUND C000002800 WILSHIRE VIT INCOME FUND 0001026708 WILSHIRE VARIABLE INSURANCE TRUST S000001042 WILSHIRE VIT SHORT-TERM INVESTMENT FUND C000002802 WILSHIRE VIT SHORT-TERM INVESTMENT FUND 0001026708 WILSHIRE VARIABLE INSURANCE TRUST S000011650 2015 Moderate Fund C000032000 2015 Moderate Fund 0001026708 WILSHIRE VARIABLE INSURANCE TRUST S000011647 2010 Aggressive Fund C000031997 2010 Aggressive Fund 0001026708 WILSHIRE VARIABLE INSURANCE TRUST S000011650 2015 Moderate Fund C000032000 2015 Moderate Fund 0001026708 WILSHIRE VARIABLE INSURANCE TRUST S000011648 2010 Moderate Fund C000031998 2010 Moderate Fund 0001026708 WILSHIRE VARIABLE INSURANCE TRUST S000011650 2015 Moderate Fund C000032000 2015 Moderate Fund 0001026708 WILSHIRE VARIABLE INSURANCE TRUST S000011649 2010 Conservative Fund C000031999 2010 Conservative Fund 0001026708 WILSHIRE VARIABLE INSURANCE TRUST S000011652 2035 Moderate Fund C000032002 2035 Moderate Fund 0001026708 WILSHIRE VARIABLE INSURANCE TRUST S000011653 2045 Moderate Fund C000032003 2045 Moderate Fund