Distribution Services Addendum

For

Wilshire Variable Insurance Trust

Wilshire Mutual Funds, Inc.

This Distribution Services Addendum, dated February 1, 2019 is between Wilshire Variable Insurance Trust (the “Trust”), a Delaware statutory trust, Wilshire Mutual Funds, Inc. (the “Company”), a Maryland corporation (the Trust and the Company are referred to herein as a “Fund Company” and collectively as the “Fund Companies”), on behalf of the Funds listed on Schedule A to Distribution Agreement, dated February 1, 2019, and Ultimus Fund Distributors, LLC (“Ultimus”).

Distribution Services

1. General Legal Consulting

Ultimus shall provide the following services for each Fund:

1.1. negotiate and execute sub-distribution agreements with broker/dealers on behalf of Portfolios;

1.2. coordinate and execute operational agreements (networking agreements, NSCC redemption agreements, etc.;

1.3. coordinate and execute 401(k) agreements and shareholder service agreements with various record-holders and other financial intermediaries; and

1.4. coordinate and execute service agreements with Supermarkets (e.g. Schwab, Fidelity, etc.) and other financial intermediaries.

2. General Business Consulting

Ultimus shall provide the following services for each Fund:

2.1. recommend opportunities for asset gathering or asset growth;

2.2. identify best practices and suggest methods for improving internal efficiencies; and

2.3. conduct general business planning.

3. FINRA Review

Ultimus shall provide the following services for each fund:

3.1. review and approve all collateral fund marketing materials to ensure compliance with SEC and FINRA advertising rules;

3.2. conduct FINRA filing of materials;

3.3. respond to FINRA comments on marketing materials; and

Ultimus Distribution Services Agreement – Distribution Services Addendum Wilshire Variable Insurance Trust and Wilshire Mutual Funds, Inc. Page 1

3.4. review and file Internet sites according to FINRA policies.

4. Shareholder Servicing Support

Ultimus shall provide the following services for each fund:

4.1. provide telephone access to a FINRA-licensed representative to respond to non-transaction related shareholder inquiries, specifically those regarding financial statements and performance information, as referred by the funds’ Transfer Agent;

4.2. submit shareholder requests for literature to fulfillment services provider; and

4.3. provide a group e-mail address for use in the funds’ Summary Prospectus and for the forwarding of non-transaction related e-mail shareholder inquiries from the funds’ Transfer Agent.

5. Fulfillment Services

Ultimus shall provide the following services for each fund:

5.1. coordinate reduced-rate pricing with preferred vendor;

5.2. oversee fulfillment vendor and coordinate for best practices;

5.3. assign inventory codes and conduct inventory management;

5.4. review and coordinate vendor invoice approval with funds’ Advisor; and

5.5. provide “best practices” advice for minimizing fulfillment costs.

5.6. provide such periodic reports as agreed to by the parties;

The parties duly executed this Distribution Services Addendum as of February 1, 2019.

	Wilshire Variable Insurance Trust and Wilshire Mutual Funds, Inc. On behalf of all Funds listed on Schedule A to the Distribution Agreement		Ultimus Fund Distributors, LLC
By:	/s/ Jason Schwarz	By:	/s/ Kevin Guerette
Name:	Jason Schwarz	Name:	Kevin Guerette
Title:	President	Title:	President

Ultimus Distribution Services Agreement – Distribution Services Addendum Wilshire Variable Insurance Trust and Wilshire Mutual Funds, Inc. Page 2