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    <isConfidential>false</isConfidential>
    <filerInfo>

      <filer>
        <issuerCredentials>
          <cik>0001026708</cik>
          <ccc>XXXXXXXX</ccc>
        </issuerCredentials>
      </filer>


      <seriesClassInfo>
        <seriesId>S000001038</seriesId>
        <classId>C000002798</classId>
      </seriesClassInfo>


    </filerInfo>
  </headerData>
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      <regName>Wilshire Variable Insurance Trust</regName>
      <regFileNumber>811-07917</regFileNumber>
      <regCik>0001026708</regCik>
      <regLei>549300J6DGJY7A7OPM39</regLei>
      <regStreet1>1299 Ocean Avenue</regStreet1>
      <regStreet2>Suite 700</regStreet2>
      <regCity>Santa Monica</regCity>
      <regStateConditional regCountry="US" regState="US-CA"/>
      <regZipOrPostalCode>90401-1085</regZipOrPostalCode>
      <regPhone>310-451-3051</regPhone>
      <seriesName>Wilshire Global Allocation Fund</seriesName>
      <seriesId>S000001038</seriesId>
      <seriesLei>549300VJM18ZTV67DV77</seriesLei>
      <repPdEnd>2020-12-31</repPdEnd>
      <repPdDate>2020-12-31</repPdDate>
      <isFinalFiling>N</isFinalFiling>
    </genInfo>
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      <totLiabs>1776134.570000000000</totLiabs>
      <netAssets>543073531.670000000000</netAssets>
      <assetsAttrMiscSec>0.000000000000</assetsAttrMiscSec>
      <assetsInvested>0.000000000000</assetsInvested>
      <amtPayOneYrBanksBorr>0.000000000000</amtPayOneYrBanksBorr>
      <amtPayOneYrCtrldComp>0.000000000000</amtPayOneYrCtrldComp>
      <amtPayOneYrOthAffil>0.000000000000</amtPayOneYrOthAffil>
      <amtPayOneYrOther>0.000000000000</amtPayOneYrOther>
      <amtPayAftOneYrBanksBorr>0.000000000000</amtPayAftOneYrBanksBorr>
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      <standByCommit>0.000000000000</standByCommit>
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      <isNonCashCollateral>N</isNonCashCollateral>
      <returnInfo>
        <monthlyTotReturns>
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      </invstOrSec>
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        <name>Vanguard Total International B</name>
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        <name>Wilshire Large Company Growth</name>
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      <invstOrSec>
        <name>Wilshire Mutual Funds Inc - La</name>
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      </invstOrSec>
      <invstOrSec>
        <name>Wilshire Income Opportunities</name>
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        <title>Wilshire Income Opportunities Fund</title>
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        <fairValLevel>1</fairValLevel>
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      </invstOrSec>
      <invstOrSec>
        <name>Wilshire International Equity</name>
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        <fairValLevel>1</fairValLevel>
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        </securityLending>
      </invstOrSec>
    </invstOrSecs>
    <signature>
      <ncom:dateSigned>2021-02-18</ncom:dateSigned>
      <ncom:nameOfApplicant>Wilshire Variable Insurance Trust</ncom:nameOfApplicant>
      <ncom:signature>/s/Bendukai Bouey</ncom:signature>
      <ncom:signerName>Wilshire Variable Insurance Trust</ncom:signerName>
      <ncom:title>Chief Compliance Officer</ncom:title>
    </signature>
  </formData>
</edgarSubmission>
