Exhibit 99.1A

Third Party Review Narrative

February 16, 2022

Prepared by AMC Diligence, LLC

For

The Federal Home Loan Mortgage Corporation

SCRT 2022-1

DESCRIPTION OF SERVICES

(1) Type of assets that were reviewed.

AMC Diligence, LLC, a wholly owned subsidiary of American Mortgage Consultants, Inc. (“AMC”) performed due diligence services as described below utilizing various scopes of review. All of these mortgage loans, which were originated by multiple parties, were purchased by Federal Home Loan Mortgage Corporation (“Client”) in multiple transactions and were reviewed by AMC on behalf of Federal Home Loan Mortgage Corporation. The mortgage loans were reviewed via files imaged and provided by the Client or its designee for review. The final pool consists of 7,087 mortgage loans.

(2) Sample size of the assets reviewed.

The diligence review (the “Review”) was conducted on a portion of the securitization mortgage loan population reviewed by AMC. The total population covered during the Review varied by mortgage loan scope.

The mortgage loan review sample was broken down into the following review scopes:

◾	“Compliance Review”:	731 mortgage loans
◾	“Payment History Review”:	764 mortgage loans
◾	“Modification Review”:	5,174 mortgage loans
◾	“Non-Modification Review”:	1,913 mortgage loans
◾	“Tax and Title Review”:	7,087 mortgage loans
◾	“Broker Price Opinion Review”:	1,514 mortgage loans

Throughout the securitization process, the Client may have removed or added various mortgage loans from the securitization population for reasons that are unknown to AMC. AMC’s disclosures herein reflect findings on the securitization population (as known by AMC) as of the date hereof.

(3) Determination of the sample size.

The Compliance Review was conducted consistent with the criteria for the NRSRO(s) identified in Item 3 of the Form ABS Due Diligence-15E.

(4) Quality or integrity of information or data about the assets: review and methodology.

AMC compared data fields on the data tape provided by the Client to the data found in the actual file as captured during the Compliance Review. The scope of this review and the findings are detailed later in this document.

(5) Origination of the assets and conformity to stated underwriting or credit extension guidelines, standards, criteria or other requirements: review and methodology.

Not applicable.

(6) Value of collateral securing the assets: review and methodology.

Not applicable.

(7) Compliance of the originator of the assets with federal, state and local laws and regulations: review and methodology.

AMC input the appropriate data points into its Clarity system, to determine the loan’s compliance with Federal, state and local anti-predatory lending laws using the guidelines designated by Freddie Mac.

The purpose of this review was to assign a compliance event grade to each loan reviewed.

Loans subject to 12 C.F.R. 1026.43, TILA Ability to Repay, were reviewed as eligible to be purchased or guaranteed by the Federal Home Loan Mortgage Corporation and accordingly, AMC was instructed to not conduct a review to confirm

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Ability to Repay or QM. These loans are designated as Qualified Mortgages, (“QM”), per the “special rules” within 12 C.F.R. 1026.43(e) (4)(ii)(A)(1), (commonly referred to as the “QM Patch” or “Temporary QM”).

Please be advised that AMC does not employ personnel who are licensed to practice law in the various jurisdictions, and the findings set forth in the reports prepared by AMC do not constitute legal advice or opinions. They are recommendations or conclusions based on information provided to AMC. Information contained in any AMC report related to the applicable statute of limitations for certain claims may not be accurate or reflect the most recent controlling case law. Further, a particular court in a particular jurisdiction may extend, not enforce or otherwise allow claims beyond the statute of limitations identified in the report based on certain factors, including the facts and circumstances of an individual mortgage loan. All final decisions as to whether to purchase or enter into a transaction related to any individual mortgage loan or the mortgage loans in the aggregate, any investment strategy and any legal conclusions, including the potential liability related to the purchase or other transaction involving any such mortgage loan or mortgage loans, shall be made solely by the Client, or other agreed upon party, that has engaged AMC to prepare its reports pursuant to its instructions and guidelines. The Client, or other agreed upon party, acknowledges and agrees that the scoring models applied by AMC are designed to identify potential risk and the Client, or other agreed upon party, assumes sole responsibility for determining the suitability of the information for its particular use. AMC does not make any representation or warranty as to the value of any mortgage loan or mortgage loan’s collateral that has been reviewed by AMC.

(8) Other review:

Payment History Review: AMC performed a review utilizing individual mortgage loan payment history reports provided by the servicer. Using the MBA methodology, AMC created a payment string using a 36 month look back period for each mortgage loan within the payment history population.

Modification Review: AMC conducted a review of the modification, or modifications, contained within the mortgage loan file.

Non-Modification Review: AMC conducted a data collection and data discrepancy review on Non-Modified Fixed and ARM mortgage loans with documentation contained within the mortgage loan file.

Title Review

As requested by the Client, a title review was included in AMC’s scope of review. To facilitate this review, the Client provided AMC with identifying data on the population of mortgage loans. Data provided by the client, included mortgage loan and servicer identification numbers as well as subject property address, borrower names, origination date, original mortgage loan amount for the subject mortgage and title policies from origination as it relates to the subject mortgage. Using the data provided, AMC ordered a current owner’s title search on these mortgage loans through a service provider. Upon receipt and review of the current owner’s title search results, AMC identified whether or not the title search report revealed any liens and/or judgments which could affect the seniority of the subject mortgage, including potentially superior post origination liens and/or judgments as well as subject mortgage not of record. For the purposes of identifying potentially superior post-origination homeowners’ association (“HOA”) liens, the Client has vetted and approved for use a list of states prepared by outside counsel for which potentially superior post origination HOA liens may take priority over the subject mortgage. The states identified by the Client to be super lien states are: AL, AK, CO, CT, DC, DE, FL, HI, IL, MA, MD, MN, MO, NV, NH, NJ, OR, PA, RI, TN, VT, WA, WV, WY and Puerto Rico. AMC reviewed the title policies for all liens and/or judgments that were recorded before the recordation of the subject mortgage to determine if any identifiable liens and/or judgments were listed as an exception on schedule B of the applicable title policies.

Broker Price Opinion Review: AMC ordered a Broker Price Opinion (“BPO”) or for the properties in West Virginia and Delaware, a Competitive Market Analysis (“CMA”) from Red Bell Real Estate LLC (“RedBell”). AMC provided borrower name and property address from a tape provided by Freddie Mac. RedBell provided an excel file with all the pertinent BPO/CMA data as well as a link to a pdf version of the report.

It is noted that AMC did not review the value on the BPO or CMA provided by RedBell, nor did the reported value impact any grading on the mortgage loans.

Value Review Disclaimer

● The individuals performing the above procedures were not providing valuations for the Uniform Standards of Professional Appraisal Practice (“USPAP”) or necessarily licensed as an appraiser under Federal or State law, and the services performed did not constitute appraisal reviews for the purposes of USPAP or Federal or State Law.

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● AMC makes no representation or warranty as to the value of the mortgaged property

● AMC is not an Appraisal Management Company and therefore does not opine on the actual value of the underlying property

● AMC is not a creditor within the meaning of the Equal Credit Opportunity Act (“ECOA”) or other lending laws and regulations, and therefore AMC will not have any communications with or responsibility to any individual concerning property valuations.

The final review results reflected in the Overall Review Results Summary herein may include additional exceptions identified after AMC’s initial review was completed where loan level issues were identified by external parties as a result of separate, distinct quality control evaluation of the loan files. In such cases, any additional exceptions cited by any such quality control evaluation would either be reflected (i) as an open exception or (ii) remediated if required documentation and/or curative actions were provided to AMC. The exception totals reflected herein, and corresponding Exception Rating, include exceptions that were so subsequently identified, if any. Please note that only a limited number of loans, if any, reflected in the Review Results Summary were subject to such external quality control evaluations.

(9) Disclaimer.

Except as expressly enumerated above, please be advised that SitusAMC has not performed any review to determine whether the mortgage loans covered in this Report complied with federal, state or local laws, constitutional provisions, regulations, ordinances or any other laws or guidance, including, without limitation, licensing and general usury laws (“Applicable Law”). Further, there can be no assurances that in performing the review and preparing this Report that SitusAMC has uncovered all relevant factors and potential issues relating to the origination of the mortgage loans, their compliance with Applicable Law, or the original appraisals relating to the mortgaged properties, or that SitusAMC has uncovered all relevant factors that could affect the future performance of the mortgage loans. Please note that the results set forth in this Report are dependent upon receipt of complete and accurate data regarding the mortgage loans from mortgage loan originators, sponsors, issuers, and other third parties upon which SitusAMC is relying in reaching such results. Except as expressly stated herein, SitusAMC did not verify the data relied upon in performing its review and producing this Report. In addition, the findings and conclusions set forth in this Report are provided on an “as is” basis and are based on available information and Applicable Law as of the date of this Report, and SitusAMC does not undertake any obligation to update or provide any revisions to this Report to reflect events, circumstances, changes in Applicable Law, or changes in expectations after the date this Report was issued.

Please be further advised that SitusAMC does not employ personnel who are licensed to practice law in the various jurisdictions covered in this Report, and the results set forth in this Report do not constitute legal advice or legal opinions whatsoever. The findings are recommendations or conclusions based on information provided to SitusAMC, and are not statements of fact or legal conclusions. Information contained in the Report related to the applicable statute of limitations for certain claims may not be accurate or reflect the most recent controlling case law. Further, a particular court in a particular jurisdiction may extend, not enforce or otherwise allow claims beyond the statute of limitations identified in the Report based on certain factors, including the facts and circumstances of an individual mortgage loan. The authorities administering the Applicable Law that was part of the review have broad discretionary powers which may permit such authorities, among other things, to withdraw exemptions accorded by statute or regulation, to impose additional requirements or to reach a conclusion that is not consistent with the results set forth in the Report. All decisions as to whether to issue, purchase, hold, sell or otherwise transact in securities backed by the mortgage loans reviewed in this Report, any investment strategy and any legal conclusions, including the potential liability related to the purchase or other transaction involving any such securities, shall be made solely by the parties to or investors in the transaction. The results set forth in this Report do not constitute tax or investment advice. The scoring models in this Report are designed to identify potential risk in the securities backed by the mortgage loans reviewed, and each party or investor assumes sole responsibility for determining the suitability of the information for its particular use. SitusAMC does not make any representation or warranty (express or implied) as to the value of any mortgage loan or mortgage loan’s collateral that has been reviewed by SitusAMC.

SUMMARY OF FINDINGS & CONCLUSIONS OF REVIEW

There were 731 mortgage loans in the final compliance population reviewed by AMC. After all documents were presented, 657 (89.88%) of the mortgage loans had exceptions; however, only 125 (17.10%) of the mortgage loans had exceptions that triggered a “C” or “D” rating under the NRSRO criteria noted above.

COMPLIANCE RESULTS SUMMARY (731 Mortgage Loans)

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Pursuant to the applicable NRSRO criteria, AMC graded certain compliance exceptions as non-material based upon seasoning of the mortgage loans. Certain mortgage loans were seasoned beyond the applicable period under TILA in which affirmative claims could be brought by a consumer. The time period is not limited for claims, other than rescission, which may be raised as a defense to foreclosure. Information contained in any AMC report related to the applicable statute of limitations for certain claims may not be accurate or reflect the most recent controlling case law. Further, a particular court in a particular jurisdiction may extend, not enforce or otherwise allow claims beyond the statute of limitations identified in the report based on certain factors, including the facts and circumstances of an individual mortgage loan.

Compliance Rating	Loan Count		% of Loans
A		74		10.12	%
B		532		72.78	%
C		17		2.33	%
D		108		14.77	%
Total		731		100.00	%

PAYMENT HISTORY REVIEW SUMMARY (764 Mortgage Loans)

AMC performed a payment history review utilizing individual mortgage loan payment history reports provided by the servicer. Using the MBA methodology, AMC created a payment string using a 36 month look back for all 764 mortgage loans. Of these mortgage loans, 764 mortgage loans had complete pay history strings and no mortgage loans had an incomplete pay history string. Of these mortgage loans, 677 mortgage loans had one or more delinquencies and 87 mortgage loans did not show a delinquency during the lookback period.

Delinquency During Lookback	Loan Count	% of Loans
No Delinquencies, Full Data	87	11.39%
No Delinquencies, Some Missing Data	0	0.00%
1 or more Delinquencies, Full Data	677	88.61%
1 or more Delinquencies, Some Missing Data	0	0.00%
Total	764	100.00%
Lookback Period (months)	Loan Count	% of Loans
36 Months (No Missing Data)	764	100.00%
Total	764	100.00%

MODIFICATION REVIEW SUMMARY (5,174 Mortgage Loans)

AMC reviewed Modifications for 5,174 mortgage loans indicated to have been modified on the data tape provided by Freddie Mac. For 5,050 of these mortgage loans, Modification Agreements were located in the file and the current terms of the loans per the data tape provided by Freddie Mac matched the terms of the Modification Agreements. For 124 of these mortgage loans, the files were missing the Modification Agreement. For these mortgage loans where the Modification Agreement was missing, AMC compared the current terms of the loans per the data tape provided by Freddie Mac to a data tape provided by Freddie Mac of data from the time that the modification was executed to determine if there were any data comparison discrepancies. AMC did not conduct additional reconciliations comparing the payment history review records to the provided data tape to identify potential modifications that were not called out on the provided data tape.

In addition to locating the Modification Agreement, AMC compared certain data points on the modification to the data tape provided by Freddie Mac and noted any discrepancies. The modification fields were compared to the Modification Agreement and any tolerance requested by Freddie Mac are outlined below.

Field	Fixed mods	Step mods	Tolerance
Mod First Payment Date	X	X	(none)
Mod Maturity Date	X	X	(none)
Current Interest Rate	X	X	+/-1bp (0.01%)

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Current Payment Amount	X	X	+/- $5.00
Future Step Rates (Step Rates)		X	+/- 1bp (0.01%)
Future Step Rate Dates (Step Dates)		X	(none)
Non-Interest Bearing UPB at Month End	X	X	+/- $50.00
DPM First Payment Date (if applicable)	X	X	(none)

Modification Data Integrity Review Results

Data Field	# Deltas	% Loans
Mod First Payment Date	14	0.27%
DPM First Payment Date	6	0.12%
Mod Maturity Date	5	0.10%
Future Step Rates (Step Rates)	5	0.10%
Future Step Rates (Step Dates)	5	0.10%
Non-Interest Bearing UPB at Month End	4	0.08%
Current Interest Rate	1	0.02%
Current Payment Amount	1	0.02%

NON-MODIFICATION REVIEW SUMMARY (1,913 Mortgage Loans)

AMC reviewed 1,913 Fixed and ARM mortgage loans indicated to have not been modified on the data tape provided by Freddie Mac. For 1,908 of these mortgage loans, documentation was located in the file and the current terms of the mortgage loans per the data tape provided by Freddie Mac matched the terms of the documentation provided. For 5 of these mortgage loans, the files were missing the necessary documentation to verify certain Deferment terms. For these mortgage loans, AMC compared the current terms of the loans per the data tape provided by Freddie Mac to a data tape provided by Freddie Mac of data from the time that the Deferment was executed to determine if there were any data comparison discrepancies.

In addition, AMC compared certain data points in the file documentation provided to the data tape provided by Freddie Mac and noted any discrepancies. The non-modification fields were compared to the file documents and any tolerance requested by Freddie Mac are outlined below.

Field	Fixed Non-Mods	ARM Non-Mods	Tolerance
Current Rate Type	x	x	(none)
Note Date	x	x	(none)
Maturity Date	x	x	(none)
Current Interest Rate	x		+/-1bp (0.01%)
Current Payment Amount (Recast Payment)	x		+/- $5.00
First Payment Date under Latest DPM (if applicable)	x	x	+/- 1 Month
Non-Interest Bearing UPB (if applicable)	x	x	+/- $50.00
Current Balloon Flag	x	x	(none)
I/O Expiration Date	x	x	(none)
Current Prepayment Penalty Indicator	x	x	(none)
Original Unpaid Principal Balance	x	x	+/-$1,000.00
Lookback Days		x	(none)
ARM Index and Source		x	(none)
ARM Margin		x	+/-1bp (0.01%)
ARM Rounding Factor		x	(none)
ARM Rounding Method		x	(none)

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ARM Initial Rate Maximum		x	+/-1bp (0.01%)
ARM Initial Rate Minimum		x	+/-1bp (0.01%)
ARM Initial Rate Reset Frequency		x	(none)
ARM Initial Rate Reset Date		x	(none)
ARM Initial Payment Reset Date		x	(none)
ARM Periodic Rate Cap		x	+/-1bp (0.01%)
ARM Period Rate Reset Frequency		x	(none)
ARM Life Rate Maximum		x	+/-1bp (0.01%)
ARM Life Rate Minimum		x	+/- 1bp (0.01%)
Option ARM Flag		x	(none)
NegAm Flag		x	(none)
NegAm Limit (%)		x	(none)
NegAm Recast Frequency (months)		x	(none)
NegAm Periodic Payment Reset Frequency		x	(none)
NegAm Periodic Payment Adjustment Cap		x	(none)
DPM First Payment Date (if applicable)	x	x	(none)

Non-Modification Data Integrity Review Results

Data Field	# Deltas	% Loans
Note Date	137	7.16%
ARM Life Rate Minimum	114	5.96%
Maturity Date	15	0.78%
ARM Rounding Method	4	0.21%
Deferred Principal Mod First Payment Date	3	0.16%
ARM Periodic Rate Cap	2	0.10%
Original Loan Amount	1	0.05%
Current Interest Only Period Expiration Date	1	0.05%
Non-Interest Bearing UPB at Month-End	1	0.05%

TAX AND TITLE REVIEW SUMMARY (7,087 Mortgage Loans)

The Tax and Title Review was completed on 7,087 mortgage loans. There were 396 first lien mortgage loans that were determined to have critical findings based on the scope of reviews set forth herein. 391 mortgage loans had a senior lien encumbrance recorded before the recordation of the subject mortgage; however, 387 of these mortgage loans were able to be mitigated with Schedule B of the related title policy. The remaining 4 loans were found to have a prior unreleased lien for which the title policy does not provide coverage; however, AMC verified that the debt was paid on the HUD-1 Settlement Statement at closing for each of these loans.

5 mortgage loans were found to have had a foreclosure deed recorded which involuntary divested the borrower from title to the subject property.

Please refer to Title Report for the full results.

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Loan Detail Report
Start - End Dates:	12/2021-1/2022
Deal Loan Count:	6,677
Loans in Review:	636

Freddie Mac Loan Number	Servicer Loan Number	Borrower Name	Original Balance	State	UAL State (Yes / No)	Note Date	Note Year	Application Date	Occupancy
XXXX	XXXX	XXXX	XXXX	TX	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	AZ	No	XXXX	XXXX	XXXX	Second Home
XXXX	XXXX	XXXX	XXXX	NH	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	NJ	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	IL	Yes	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	GA	Yes	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	SC	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	NY	Yes	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	NJ	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	TX	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	IN	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	TN	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	IN	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	GA	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	MN	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	MO	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	IA	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	CA	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	CA	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	MA	Yes	XXXX	XXXX	XXXX	UTD
XXXX	XXXX	XXXX	XXXX	IL	Yes	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	WI	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	MD	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	IN	Yes	XXXX	XXXX	XXXX	Investment
XXXX	XXXX	XXXX	XXXX	IN	Yes	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	IN	Yes	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	FL	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	IL	Yes	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	CA	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	PA	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	OH	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	TN	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	OK	Yes	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	NC	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	FL	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	WI	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	IN	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	MD	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	NY	Yes	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	GA	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	VA	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	NJ	Yes	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	NC	No	XXXX	XXXX	XXXX	Second Home
XXXX	XXXX	XXXX	XXXX	GA	Yes	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	MT	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	NC	No	XXXX	XXXX	XXXX	UTD
XXXX	XXXX	XXXX	XXXX	CT	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	MN	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	CA	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	FL	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	FL	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	SC	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	FL	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	NY	Yes	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	NH	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	OH	No	XXXX	XXXX	XXXX	UTD
XXXX	XXXX	XXXX	XXXX	MD	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	NC	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	SC	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	GA	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	NY	Yes	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	MO	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	CA	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	IL	Yes	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	OH	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	GA	Yes	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	DE	No	XXXX	XXXX	XXXX	Second Home
XXXX	XXXX	XXXX	XXXX	NC	No	XXXX	XXXX	XXXX	Investment
XXXX	XXXX	XXXX	XXXX	DC	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	TN	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	CA	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	AL	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	GA	Yes	XXXX	XXXX	XXXX	UTD
XXXX	XXXX	XXXX	XXXX	MI	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	NJ	Yes	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	NE	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	TX	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	IL	Yes	XXXX	XXXX	XXXX	UTD
XXXX	XXXX	XXXX	XXXX	FL	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	IL	Yes	XXXX	XXXX	XXXX	UTD
XXXX	XXXX	XXXX	XXXX	AL	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	OH	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	FL	No	XXXX	XXXX	XXXX	Investment
XXXX	XXXX	XXXX	XXXX	CA	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	MA	Yes	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	WA	No	XXXX	XXXX	XXXX	Investment
XXXX	XXXX	XXXX	XXXX	FL	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	MN	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	FL	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	FL	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	MN	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	PA	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	CA	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	TX	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	FL	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	HI	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	IL	Yes	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	MD	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	NV	No	XXXX	XXXX	XXXX	Second Home
XXXX	XXXX	XXXX	XXXX	NC	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	NJ	Yes	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	NY	No	XXXX	XXXX	XXXX	UTD
XXXX	XXXX	XXXX	XXXX	FL	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	MD	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	VA	No	XXXX	XXXX	XXXX	Investment
XXXX	XXXX	XXXX	XXXX	UT	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	IN	Yes	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	NC	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	CA	No	XXXX	XXXX	XXXX	UTD
XXXX	XXXX	XXXX	XXXX	MD	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	NJ	Yes	XXXX	XXXX	XXXX	UTD
XXXX	XXXX	XXXX	XXXX	IL	Yes	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	CO	Yes	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	MD	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	NJ	Yes	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	VT	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	CA	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	NV	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	WA	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	CA	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	NJ	Yes	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	CA	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	NY	Yes	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	NY	Yes	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	NJ	Yes	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	MD	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	TN	No	XXXX	XXXX	XXXX	UTD
XXXX	XXXX	XXXX	XXXX	FL	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	IN	Yes	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	IL	Yes	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	IA	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	LA	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	IA	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	AL	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	MN	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	TX	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	CT	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	NY	Yes	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	CA	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	PA	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	NC	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	GA	Yes	XXXX	XXXX	XXXX	Second Home
XXXX	XXXX	XXXX	XXXX	FL	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	VA	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	VA	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	TX	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	NC	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	FL	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	TX	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	CA	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	NY	Yes	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	TN	Yes	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	NJ	Yes	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	NV	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	FL	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	NC	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	FL	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	RI	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	NC	No	XXXX	XXXX	XXXX	Second Home
XXXX	XXXX	XXXX	XXXX	IN	Yes	XXXX	XXXX	XXXX	Investment
XXXX	XXXX	XXXX	XXXX	MN	No	XXXX	XXXX	XXXX	Second Home
XXXX	XXXX	XXXX	XXXX	CA	No	XXXX	XXXX	XXXX	Investment
XXXX	XXXX	XXXX	XXXX	CA	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	MN	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	FL	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	MN	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	TN	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	NV	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	FL	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	FL	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	DE	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	AZ	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	GA	Yes	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	IN	Yes	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	CA	No	XXXX	XXXX	XXXX	Investment
XXXX	XXXX	XXXX	XXXX	AL	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	NJ	Yes	XXXX	XXXX	XXXX	UTD
XXXX	XXXX	XXXX	XXXX	VA	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	CT	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	WI	No	XXXX	XXXX	XXXX	UTD
XXXX	XXXX	XXXX	XXXX	MD	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	MA	Yes	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	IL	Yes	XXXX	XXXX	XXXX	UTD
XXXX	XXXX	XXXX	XXXX	PA	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	CA	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	FL	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	VA	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	CT	No	XXXX	XXXX	XXXX	UTD
XXXX	XXXX	XXXX	XXXX	NV	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	MI	No	XXXX	XXXX	XXXX	Second Home
XXXX	XXXX	XXXX	XXXX	FL	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	FL	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	NM	Yes	XXXX	XXXX	XXXX	UTD
XXXX	XXXX	XXXX	XXXX	GA	Yes	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	LA	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	FL	No	XXXX	XXXX		UTD
XXXX	XXXX	XXXX	XXXX	FL	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	FL	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	RI	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	PA	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	OH	No	XXXX	XXXX	XXXX	UTD
XXXX	XXXX	XXXX	XXXX	MA	Yes	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	PA	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	NV	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	NC	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	NC	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	FL	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	TX	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	CA	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	NV	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	UT	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	AL	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	KS	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	RI	Yes	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	FL	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	MD	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	CA	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	MO	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	AZ	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	RI	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	FL	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	GA	Yes	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	IN	Yes	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	WI	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	PA	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	MD	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	VA	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	NY	Yes	XXXX	XXXX		UTD
XXXX	XXXX	XXXX	XXXX	PA	No	XXXX	XXXX	XXXX	UTD
XXXX	XXXX	XXXX	XXXX	OR	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	NC	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	NJ	Yes	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	PA	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	WI	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	MI	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	NC	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	NY	Yes	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	NY	Yes	XXXX	XXXX	XXXX	Investment
XXXX	XXXX	XXXX	XXXX	FL	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	VA	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	CA	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	AZ	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	MD	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	NY	Yes	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	TX	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	CA	No	XXXX	XXXX	XXXX	Investment
XXXX	XXXX	XXXX	XXXX	NC	No	XXXX	XXXX	XXXX	Investment
XXXX	XXXX	XXXX	XXXX	CA	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	NY	Yes	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	TX	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	NJ	Yes	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	NV	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	LA	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	CA	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	NM	Yes	XXXX	XXXX	XXXX	UTD
XXXX	XXXX	XXXX	XXXX	OH	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	NY	Yes	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	IN	Yes	XXXX	XXXX	XXXX	UTD
XXXX	XXXX	XXXX	XXXX	TX	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	TX	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	TX	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	NJ	Yes	XXXX	XXXX	XXXX	UTD
XXXX	XXXX	XXXX	XXXX	MI	No	XXXX	XXXX	XXXX	Second Home
XXXX	XXXX	XXXX	XXXX	NJ	Yes	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	WA	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	NJ	Yes	XXXX	XXXX	XXXX	UTD
XXXX	XXXX	XXXX	XXXX	NV	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	GA	Yes	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	IL	Yes	XXXX	XXXX	XXXX	UTD
XXXX	XXXX	XXXX	XXXX	RI	Yes	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	FL	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	CA	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	IL	Yes	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	CA	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	FL	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	NY	Yes	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	NV	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	TX	No	XXXX	XXXX	XXXX	UTD
XXXX	XXXX	XXXX	XXXX	MD	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	GA	Yes	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	AZ	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	VT	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	CA	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	NJ	Yes	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	IN	Yes	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	NY	Yes	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	NY	Yes	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	OH	No	XXXX	XXXX	XXXX	Investment
XXXX	XXXX	XXXX	XXXX	GA	Yes	XXXX	XXXX	XXXX	UTD
XXXX	XXXX	XXXX	XXXX	NV	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	LA	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	KY	Yes	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	IN	Yes	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	NC	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	CA	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	NC	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	TX	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	IN	Yes	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	VA	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	CA	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	NJ	Yes	XXXX	XXXX	XXXX	UTD
XXXX	XXXX	XXXX	XXXX	MD	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	TX	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	MO	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	PA	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	NY	Yes	XXXX	XXXX	XXXX	Investment
XXXX	XXXX	XXXX	XXXX	FL	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	PA	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	FL	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	NJ	Yes	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	IL	Yes	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	FL	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	MA	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	NJ	Yes	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	TX	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	SC	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	NJ	Yes	XXXX	XXXX	XXXX	Second Home
XXXX	XXXX	XXXX	XXXX	IL	Yes	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	PA	No	XXXX	XXXX	XXXX	Investment
XXXX	XXXX	XXXX	XXXX	NJ	Yes	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	FL	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	CA	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	IN	Yes	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	GA	Yes	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	TX	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	CA	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	TX	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	RI	Yes	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	TX	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	CT	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	FL	No	XXXX	XXXX	XXXX	Investment
XXXX	XXXX	XXXX	XXXX	CA	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	DE	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	CA	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	CA	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	NJ	Yes	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	OR	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	NY	Yes	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	TX	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	CT	No	XXXX	XXXX	XXXX	Investment
XXXX	XXXX	XXXX	XXXX	CA	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	LA	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	FL	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	MD	No	XXXX	XXXX	XXXX	Investment
XXXX	XXXX	XXXX	XXXX	CA	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	FL	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	NJ	Yes	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	FL	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	NC	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	IL	Yes	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	TX	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	NY	No	XXXX	XXXX	XXXX	UTD
XXXX	XXXX	XXXX	XXXX	GA	Yes	XXXX	XXXX	XXXX	Investment
XXXX	XXXX	XXXX	XXXX	NC	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	GA	Yes	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	MS	No	XXXX	XXXX	XXXX	Second Home
XXXX	XXXX	XXXX	XXXX	CA	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	FL	No	XXXX	XXXX	XXXX	Second Home
XXXX	XXXX	XXXX	XXXX	FL	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	CA	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	LA	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	IL	Yes	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	FL	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	IL	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	WA	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	NV	No	XXXX	XXXX	XXXX	Second Home
XXXX	XXXX	XXXX	XXXX	CA	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	CA	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	WA	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	MD	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	CA	No	XXXX	XXXX	XXXX	Second Home
XXXX	XXXX	XXXX	XXXX	SC	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	CA	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	KS	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	FL	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	LA	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	GA	Yes	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	NJ	Yes	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	TX	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	FL	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	NY	Yes	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	TX	No	XXXX	XXXX	XXXX	Second Home
XXXX	XXXX	XXXX	XXXX	MA	Yes	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	CT	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	OK	Yes	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	WA	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	OH	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	TX	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	MO	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	NY	Yes	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	MN	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	KS	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	CA	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	PA	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	CT	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	WA	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	GA	Yes	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	MI	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	CA	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	FL	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	MD	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	MA	No	XXXX	XXXX	XXXX	Investment
XXXX	XXXX	XXXX	XXXX	TX	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	VA	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	ID	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	NV	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	MN	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	NJ	Yes	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	NY	Yes	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	IN	Yes	XXXX	XXXX	XXXX	UTD
XXXX	XXXX	XXXX	XXXX	TN	Yes	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	NC	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	VA	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	NJ	Yes	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	LA	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	FL	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	FL	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	OH	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	CT	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	MA	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	WA	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	MD	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	NY	Yes	XXXX	XXXX	XXXX	UTD
XXXX	XXXX	XXXX	XXXX	ND	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	TN	Yes	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	PA	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	NJ	Yes	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	CA	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	IL	Yes	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	TN	Yes	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	GA	Yes	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	IL	Yes	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	AZ	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	NY	Yes	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	NY	Yes	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	PA	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	TX	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	PA	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	IL	Yes	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	NY	Yes	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	WI	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	WI	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	NY	Yes	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	GA	Yes	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	FL	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	MA	Yes	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	TX	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	NY	Yes	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	AR	Yes	XXXX	XXXX		UTD
XXXX	XXXX	XXXX	XXXX	NY	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	MO	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	VA	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	NY	Yes	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	IL	Yes	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	VA	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	AR	Yes	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	NJ	Yes	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	FL	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	WA	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	MD	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	CA	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	TX	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	AL	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	IA	No	XXXX	XXXX	XXXX	UTD
XXXX	XXXX	XXXX	XXXX	NV	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	FL	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	MD	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	GA	Yes	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	CA	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	CA	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	FL	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	FL	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	FL	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	AZ	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	AZ	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	OH	No	XXXX	XXXX	XXXX	UTD
XXXX	XXXX	XXXX	XXXX	FL	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	OH	No	XXXX	XXXX	XXXX	UTD
XXXX	XXXX	XXXX	XXXX	NY	No	XXXX	XXXX	XXXX	UTD
XXXX	XXXX	XXXX	XXXX	NY	No	XXXX	XXXX	XXXX	UTD
XXXX	XXXX	XXXX	XXXX	TN	No	XXXX	XXXX	XXXX	UTD
XXXX	XXXX	XXXX	XXXX	NC	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	NC	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	NM	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	NC	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	NC	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	NC	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	AL	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	MA	No	XXXX	XXXX	XXXX	UTD
XXXX	XXXX	XXXX	XXXX	OH	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	IN	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	VA	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	NJ	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	MI	No	XXXX	XXXX	XXXX	UTD
XXXX	XXXX	XXXX	XXXX	IL	No	XXXX	XXXX	XXXX	UTD
XXXX	XXXX	XXXX	XXXX	GA	Yes	XXXX	XXXX	XXXX	UTD
XXXX	XXXX	XXXX	XXXX	IL	No	XXXX	XXXX	XXXX	UTD
XXXX	XXXX	XXXX	XXXX	FL	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	NY	Yes	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	NJ	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	OH	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	NJ	No	XXXX	XXXX	XXXX	Investment
XXXX	XXXX	XXXX	XXXX	NY	Yes	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	OR	No	XXXX	XXXX	XXXX	Second Home
XXXX	XXXX	XXXX	XXXX	IL	Yes	XXXX	XXXX	XXXX	UTD
XXXX	XXXX	XXXX	XXXX	NJ	Yes	XXXX	XXXX	XXXX	UTD
XXXX	XXXX	XXXX	XXXX	IL	Yes	XXXX	XXXX	XXXX	UTD
XXXX	XXXX	XXXX	XXXX	FL	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	MI	No	XXXX	XXXX	XXXX	UTD
XXXX	XXXX	XXXX	XXXX	GA	Yes	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	NY	Yes	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	NY	Yes	XXXX	XXXX	XXXX	UTD
XXXX	XXXX	XXXX	XXXX	LA	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	UT	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	TX	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	GA	Yes	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	FL	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	TN	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	IL	Yes	XXXX	XXXX	XXXX	UTD
XXXX	XXXX	XXXX	XXXX	NV	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	FL	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	MA	Yes	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	PA	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	CT	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	KS	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	ME	Yes	XXXX	XXXX	XXXX	Second Home
XXXX	XXXX	XXXX	XXXX	WV	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	NJ	Yes	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	CA	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	GA	Yes	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	IN	Yes	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	MD	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	NJ	Yes	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	AZ	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	AZ	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	NY	Yes	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	VA	No	XXXX	XXXX	XXXX	Second Home
XXXX	XXXX	XXXX	XXXX	NJ	Yes	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	FL	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	PA	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	WI	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	TX	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	FL	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	IL	Yes	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	FL	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	SD	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	NY	Yes	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	LA	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	MO	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	NC	No	XXXX	XXXX	XXXX	Investment
XXXX	XXXX	XXXX	XXXX	FL	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	MD	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	PA	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	GA	Yes	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	GA	Yes	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	CT	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	TX	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	CA	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	MD	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	NY	Yes	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	WA	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	FL	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	WA	No	XXXX	XXXX	XXXX	Investment
XXXX	XXXX	XXXX	XXXX	GA	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	FL	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	TX	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	IN	No	XXXX	XXXX	XXXX	UTD
XXXX	XXXX	XXXX	XXXX	VA	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	FL	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	FL	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	TX	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	NJ	Yes	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	GA	Yes	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	NY	Yes	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	PA	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	NC	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	FL	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	OH	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	NV	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	NJ	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	KY	Yes	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	IN	Yes	XXXX	XXXX	XXXX	UTD
XXXX	XXXX	XXXX	XXXX	CT	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	UT	No	XXXX	XXXX	XXXX	UTD
XXXX	XXXX	XXXX	XXXX	TN	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	MN	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	MN	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	PA	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	CT	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	MO	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	OH	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	GA	Yes	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	MI	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	AZ	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	CA	No	XXXX	XXXX	XXXX	Investment
XXXX	XXXX	XXXX	XXXX	AZ	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	MO	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	NC	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	KY	Yes	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	FL	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	OK	Yes	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	MT	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	TX	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	NJ	Yes	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	NC	No	XXXX	XXXX	XXXX	UTD
XXXX	XXXX	XXXX	XXXX	GA	Yes	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	IL	Yes	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	NV	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	OH	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	CA	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	WI	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	FL	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	NC	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	IN	Yes	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	NJ	Yes	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	TX	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	IL	Yes	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	CT	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	CA	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	CT	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	IL	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	AL	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	SC	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	TX	No	XXXX	XXXX	XXXX	UTD
XXXX	XXXX	XXXX	XXXX	VA	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	OR	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	MI	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	VA	No	XXXX	XXXX	XXXX	Investment
XXXX	XXXX	XXXX	XXXX	IN	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	MD	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	FL	No	XXXX	XXXX	XXXX	Investment
XXXX	XXXX	XXXX	XXXX	FL	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	NY	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	MN	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	TX	No	XXXX	XXXX	XXXX	Primary
XXXX	XXXX	XXXX	XXXX	GA	No	XXXX	XXXX	XXXX	Primary

Purpose	Property Type	Final Overall Grade	Final Overall Rating Agency Grade	Final Compliance Grade	Active Material Exceptions	Active Non-Material Exceptions
Purchase	UTD	2	B	2		[3] Application / Processing - Missing Document: Missing Final 1003 REVIEWER - GENERAL COMMENT (2022-01-06): Received copy of Initial 1003. Exception is for Final 1003. Exception remains. [3] Closing / Title - Missing Document: Security Instrument - Subject Lien not provided SELLER - GENERAL COMMENT (2021-12-29): Security Instrument not located REVIEWER - OPEN - UNABLE TO CLEAR COMMENT (2021-12-29): Servicer confirmed unable to locate. [3] Credit Documentation - Purchase contract date not provided. [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. [2] Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA Disclosure Rule (Dodd-Frank 2014): Creditor did not provide List of Homeownership Counseling Organizations to borrower. [2] Federal Compliance - RESPA - Initial Escrow Account Statement Missing: RESPA: Initial escrow account statement was not provided to the borrower. [2] Federal Compliance - TRID Final Closing Disclosure Will Have Escrow - Monthly Escrow Payment Underdisclosed: TILA-RESPA Integrated Disclosure - Loan Disclosures: Final Closing Disclosure provided on XXXX disclosed the Monthly Escrow Payment that does not match the actual escrow payment for the loan. (FinalXXXX) EXCEPTION INFO: Initial escrow disclosure is missing from file [2] Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. (FinalXXXX) EXCEPTION INFO: Initial CD is dated 1 day prior to closing [2] Federal Compliance - TRID Lender Credit Tolerance Violation: TILA-RESPA Integrated Disclosure: Zero Percent Tolerance exceeded for Lender Credits. Final Lender Credit of $-68.13 is less than amount of binding Lender Credit previously disclosed in the amount of $-121.00. (9300) EXCEPTION INFO: No lender credit tolerance disclosure.
Purchase	PUD	1	A	1
Refinance Rate/Term	Single Family Detached	2	B	2		[2] Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:PrimaryXXXX) EXCEPTION INFO: Verified no evidence found in file. [2] Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. (InitialXXXX) EXCEPTION INFO: Verified dates per document.
Refinance Rate/Term	Single Family Detached	3	D	3	[3] Federal Compliance - Missing Final HUD-1: Estimated HUD-1 Used For Fee Testing: Missing Final HUD-1: Estimated HUD-1 used for any applicable Federal, State or Local compliance testing. SELLER - GENERAL COMMENT (2022-01-06): HUD uploaded. REVIEWER - GENERAL COMMENT (2022-01-06): Same HUD provided, is marked Estimated on page 1. Exception remains.	[2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - (Missing Data) Unable to determine if loan is a same lender refi (Third Circuit): Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used. (H-8 Form was used and property is in the 3rd circuit) [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: Unable to test Affiliated Business Disclosure due to missing information. [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. [2] Federal Compliance - TIL APR Tolerance Irregular Transaction: Truth In Lending Act: Final TIL APR of 7.78300% is underdisclosed from calculated APR of 8.10556% outside of 0.250% tolerance. EXCEPTION INFO: Unable to determine reason for under disclosure due to missing itemization of amount financed. [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $263,514.01 is underdisclosed from calculated Finance Charge of $268,729.21 in the amount of $5,215.20. EXCEPTION INFO: Unable to determine reason for under disclosure due to missing itemization of amount financed.
Purchase	PUD	1	A	1
Refinance Rate/Term	Single Family Detached	2	B	2		[2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - Right of Rescission Timing - Note Date used as Transaction Date: Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements [2] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements. [2] Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.
Refinance Cash-out - Debt Consolidation	Single Family Detached	2	B	2		[2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date. [2] State Compliance - South Carolina CHL Complaint Agency Disclosure Timing Test: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.
Refinance Cash-out - Other	2 Family	2	B	2		[3] Application / Processing - Missing Document: Missing Final 1003 REVIEWER - GENERAL COMMENT (2022-01-07): Received duplicate copy of the Initial application. Exception is for a Final application. Exception remains. [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - (Missing Data) Unable to determine if loan is a same lender refi (Circuit 2, 5, 7, 8, 9, 10 or DC): Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used. (H-8 Form was used and property is in the 2 nd, 5 th, 7 th, 8 th, 9 th, 10 th, or District of Columbia) [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. [2] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements. [2] Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.
Refinance UTD	Single Family Detached	3	D	3	[3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. SELLER - GENERAL COMMENT (2022-01-04): SMS does not have copy of HUD. Requested from XXX; not received to date.	[3] Application / Processing - Missing Document: Missing Final 1003 [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing. [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided. [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.
Purchase	PUD	1	A	1
Refinance Rate/Term	Single Family Detached	2	B	2		[2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $77,072.66 is underdisclosed from calculated Finance Charge of $77,267.81 in the amount of $195.15. EXCEPTION INFO: Unable to determine under disclosure due to missing Itemization of Amount Financed.
Purchase	Single Family Detached	2	B	2		[2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing.
Refinance Rate/Term	UTD	2	B	2		[2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. [2] Federal Compliance - Right of Rescission Timing - Note Date used as Transaction Date: Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided. [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.
Refinance Cash-out - Debt Consolidation	Single Family Detached	2	B	2		[2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Note Date of XXXX used as disbursement date for compliance testing. [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - Right of Rescission Timing - Note Date used as Transaction Date: Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XXXX, prior to three (3) business days from transaction date of XXXX.
Purchase	Single Family Detached	1	A	1		[3] Insurance Documentation - Missing Document: Mortgage Insurance Certificate (MIC) not provided
Refinance Cash-out - Other	Single Family Detached	1	A	1
Refinance Rate/Term	2 Family	2	B	2		[2] Federal Compliance - (Missing Data) Unable to determine if loan is a same lender refi (Circuit 2, 5, 7, 8, 9, 10 or DC): Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used. (H-8 Form was used and property is in the 2 nd, 5 th, 7 th, 8 th, 9 th, 10 th, or District of Columbia)
Purchase	Manufactured Housing	2	B	2		[3] Application / Processing - Missing Document: Missing Final 1003 REVIEWER - GENERAL COMMENT (2022-01-06): Received a copy of the initial application and an application signed only by the loan officer. Neither were a Final 1003. Exception remains. [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.
Refinance Cash-out - Other	Single Family Detached	3	D	3	[3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. SELLER - GENERAL COMMENT (2021-12-29): Hud Not located. REVIEWER - OPEN - UNABLE TO CLEAR COMMENT (2021-12-29): Servicer confirmed unable to locate HUD.	[2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing. [2] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date and RTC Signature Date. Unable to determine compliance with rescission timing requirements. [2] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties [2] Federal Compliance - Notice of Right To Cancel Not Provided to All Required Parties: Truth in Lending Act: Notice of Right to Cancel was not signed by all parties whose ownership interest is or will be subject to the security interest.
Purchase	UTD	3	D	3	[3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. SELLER - GENERAL COMMENT (2021-12-29): Hud Not located. REVIEWER - OPEN - UNABLE TO CLEAR COMMENT (2021-12-29): Servicer confirmed unable to locate HUD.	[3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file. [3] Application / Processing - Missing Document: Missing Final 1003 [2] Federal Compliance - ARM Disclosure Status Test: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower. [2] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower. [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing. [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary.
Purchase	Single Family Detached	2	B	2		[2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $82,807.49 is underdisclosed from calculated Finance Charge of $83,269.41 in the amount of $461.92. EXCEPTION INFO: Unable to determine under disclosure due to missing itemization of amount financed.
Refinance Rate/Term	2 Family	1	A	1		[3] Insurance Eligibility - MI Monthly Premium Amount documented in file does not match the Escrowed Mortgage Insurance Premium amount per month collected on the HUD.
Purchase	PUD	2	B	2		[2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $393,909.82 is underdisclosed from calculated Finance Charge of $394,111.15 in the amount of $201.33. EXCEPTION INFO: Unable to determine the reason for the underdisclosure due to missing the itemization of prepaid finance charges
Refinance Rate/Term	Single Family Detached	1	A	1
Purchase	PUD	2	B	2		[2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. [2] Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.
Refinance Rate/Term	Single Family Detached	2	B	2		[2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $116,208.58 is underdisclosed from calculated Finance Charge of $116,308.50 in the amount of $99.92. EXCEPTION INFO: Unable to determine reason for underdisclosure due to missing itemization of prepaid finance charges
Refinance Rate/Term	Single Family Detached	2	B	2		[2] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing RTC Signature Date. Unable to determine compliance with rescission timing requirements.
Refinance Rate/Term	PUD	2	B	2		[2] Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges. [2] Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinance by a creditor that is not considered the original creditor. The H-9 form was used, the H-8 form should have been used.
Refinance Rate/Term	Single Family Detached	3	D	3	[3] Federal Compliance - Missing Final HUD-1: HUD-1 Not Signed or Stamped Used For Fee Testing: Missing Final HUD-1: HUD-1 Not Signed or Stamped used for any applicable Federal, State or Local compliance testing. SELLER - GENERAL COMMENT (2021-12-29): Signed Hud not located. REVIEWER - OPEN - UNABLE TO CLEAR COMMENT (2021-12-29): Servicer confirmed unable to locate signed HUD.
Purchase	Townhouse	2	B	2		[2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. [2] Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet. [2] Federal Compliance - ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Not Provided Timely: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide "Right to Receive a Copy" appraisal disclosure to applicant within three (3) business days of application or determination of first lien status.
Refinance Rate/Term	UTD	2	B	2		[3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file. [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided. [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.
Purchase	Manufactured Housing	2	B	2		[3] Insurance Documentation - Missing Document: Mortgage Insurance Certificate (MIC) not provided [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.
Refinance Rate/Term	Single Family Detached	2	B	2		[2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - NMLS - Missing Evidence of Initial Loan Application Date: Truth in Lending Act (NMLSR Dodd- Frank 2014): Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date. [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. [2] Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. [2] Federal Compliance - RESPA (2010) - 0% Tolerance (Line 1203) With Cure: RESPA (2010): 0% tolerance violation for 1203 fee with evidence of cure provided on Final HUD-1 REVIEWER - GENERAL COMMENT (2022-01-04): Received duplicate copy of the HUD-1 already reviewed. The tolerance violation is shown as is the cure. Exception remains. [2] Federal Compliance – RESPA (2010) – Written Service Provider List Not Provided Timely: RESPA (2010) - Borrower did not receive a list of service providers at the time the Good Faith Estimate was provided. [2] Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. EXCEPTION INFO: Missing application date [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. EXCEPTION INFO: Missing application date [2] Federal Compliance - ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Not Provided Timely: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. [2] Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. [2] Federal Compliance - TIL-MDIA 3-day Waiting Period - Corrected TIL for APR Inaccuracy Received Less than 3 Business Days from Consummation: Truth in Lending Act (Early TIL Disclosure): Corrected TIL for APR inaccuracy was not received by the borrower at least three (3) business days prior to closing.
Purchase	Manufactured Housing	2	B	2		[3] Insurance Documentation - Missing Document: Mortgage Insurance Certificate (MIC) not provided [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.
Purchase	Single Family Detached	2	B	2		[2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. [2] Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.
Purchase	Single Family Detached	2	B	2		[2] Federal Compliance - ARM Disclosure Status Test: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower. [2] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower. [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure.
Purchase	Single Family Detached	2	B	2		[2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.
Purchase	PUD	2	B	2		[2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.
Refinance Rate/Term	Single Family Detached	2	B	2		[2] Federal Compliance - ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File): ECOA Valuations Rule (Dodd-Frank 2014): Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. (Type:Primary/XXXX) [2] State Compliance - New York Late Charge Percent Testing: New York Late Charge: Note late charge percent of 5.00000% exceeds the state maximum of 2%. [2] Federal Compliance – RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges. [2] Federal Compliance – RESPA (2010) - Interest Rate on GFE Inaccurate: RESPA (2010): Interest Rate on GFE does not match Note. [2] Federal Compliance – RESPA (2010) - Loan Amount on Final GFE Inaccurate: RESPA (2010): Loan Amount on Final GFE does not match Note. [2] Federal Compliance – RESPA (2010) - Initial Payment on GFE Inaccurate: RESPA (2010): Initial payment on GFE does not match actual payment on loan. [2] Federal Compliance – RESPA (2010) - 10% Tolerance With Cure: RESPA (2010): 10% tolerance violation with evidence of cure provided on Final HUD-1.
Purchase	PUD	2	B	2		[2] Federal Compliance - ARM Disclosure Status Test: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower. [2] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower. [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
Refinance Cash-out - Debt Consolidation	Single Family Detached	1	A	1		[3] Insurance Documentation - Missing Document: Mortgage Insurance Certificate (MIC) not provided
Purchase	Condo (Low Rise)	2	B	2		[2] Federal Compliance - ARM Disclosure Status Test: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower. [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. [2] Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.
Purchase	Condo (Low Rise)	2	B	2		[2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing.
Refinance Rate/Term	Single Family Detached	2	B	2		[2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - Right of Rescission Timing - Note Date used as Transaction Date: Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements
Refinance Rate/Term	Single Family Detached	2	B	2		[2] Federal Compliance - ARM Disclosure Status Test: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower. [2] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower. [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. [2] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements. [2] Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.
UTD	UTD	3	D	3	[3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. SELLER - GENERAL COMMENT (2021-12-29): Hud Not located. REVIEWER - OPEN - UNABLE TO CLEAR COMMENT (2021-12-29): Servicer confirmed unable to locate HUD.	[3] Application / Processing - Missing Document: Missing Final 1003 [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing. [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided. [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary.
Purchase	Single Family Detached	1	A	1
Refinance Cash-out - Other	Condo (Low Rise)	1	A	1
Purchase	Condo (Mid Rise)	2	B	2		[2] Federal Compliance - ARM Disclosure Status Test: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower. [2] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower. [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.
Purchase	Condo (Low Rise)	2	B	2		[3] Application / Processing - Missing Document: Missing Final 1003 REVIEWER - GENERAL COMMENT (2022-01-06): Received 1003 that is signed but dated several days prior to closing. Exception remains. [2] General Appraisal Requirements - Incorrect Appraisal Form type: Appraisal Form 2055 (Exterior Only) used for incorrect Subject property type.: Valuation Type: Drive By / Valuation Report Date: XXXX Condo (Low Rise) [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.
Refinance Cash-out - Other	PUD	2	B	2		[2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $318,879.27 is underdisclosed from calculated Finance Charge of $318,984.36 in the amount of $105.09. EXCEPTION INFO: TIL Itemization did not disclose $140 of settlement fee and over disclosed $35 courier fee as prepaid finance charges.
Purchase	Single Family Detached	2	B	2		[2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. [2] State Compliance - South Carolina Home Loan (Complaint Agency Disclosure Not Provided): South Carolina Home Loan: Borrower not provided with a document specifying the agency designated to receive complaints or inquiries about the origination and making of the loan.
Refinance Cash-out - Debt Consolidation	PUD	1	A	1
Refinance Cash-out - Debt Consolidation	Single Family Detached	1	A	1
Refinance Rate/Term	Single Family Detached	2	B	2		[2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
Purchase	UTD	3	D	3	[3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. SELLER - GENERAL COMMENT (2021-12-29): Hud Not located REVIEWER - OPEN - UNABLE TO CLEAR COMMENT (2021-12-29): Servicer confirmed unable to locate HUD.	[3] Application / Processing - Missing Document: Missing Final 1003 [2] Federal Compliance - ARM Disclosure Status Test: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower. [2] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower. [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary.
Purchase	Single Family Detached	2	B	2		[2] Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.
Refinance Rate/Term	Manufactured Housing	3	C	3	[3] State Compliance - North Carolina CHL Tangible Net Benefit Test: North Carolina Home Loan: Unable to determine if refinance loan was made without a tangible net benefit to borrower due to missing prior loan information.	[3] Application / Processing - Missing Document: Missing Final 1003 [2] Federal Compliance - ARM Disclosure Prior to Closing Timing: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower at least three (3) days prior to consummation for a loan that did not start as an ARM. [2] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower. [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements. [2] Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.
Purchase	Manufactured Housing	2	B	2		[2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. [2] State Compliance - South Carolina Home Loan (Complaint Agency Disclosure Not Provided): South Carolina Home Loan: Borrower not provided with a document specifying the agency designated to receive complaints or inquiries about the origination and making of the loan.
Refinance Rate/Term	Single Family Detached	2	B	2		[3] Insurance Documentation - Missing Document: Mortgage Insurance Certificate (MIC) not provided REVIEWER - GENERAL COMMENT (2022-01-06): Response indicated that there was no MI on the HUD for this refi. However, there is MI on the Initial Escrow Account Disclosure. Exception remains. [2] Federal Compliance - ARM Disclosure Timing Test: Unable to determine if ARM disclosure was provided within three (3) days of application due to missing information. [2] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower. [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements. [2] Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.
Refinance Cash-out - Other	Single Family Detached	2	B	2		[2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - (Missing Data) Unable to determine if loan is a same lender refi (Circuit 2, 5, 7, 8, 9, 10 or DC): Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used. (H-8 Form was used and property is in the 2 nd, 5 th, 7 th, 8 th, 9 th, 10 th, or District of Columbia) [2] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements. [2] Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.
Purchase	PUD	2	B	2		[3] Insurance Documentation - Missing Document: Mortgage Insurance Certificate (MIC) not provided [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.
Refinance Cash-out - Debt Consolidation	Manufactured Housing	2	B	2		[2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - (Missing Data) Unable to determine if loan is a same lender refi (Circuit 2, 5, 7, 8, 9, 10 or DC): Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used. (H-8 Form was used and property is in the 2 nd, 5 th, 7 th, 8 th, 9 th, 10 th, or District of Columbia) [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $109,369.97 is underdisclosed from calculated Finance Charge of $109,693.91 in the amount of $323.94. EXCEPTION INFO: Itemization did not include the $450 settlement fee as a prepaid finance charge.
Refinance Cash-out - Debt Consolidation	Single Family Detached	1	A	1
Refinance Rate/Term	Single Family Detached	2	B	2		[2] State Compliance - Ohio Consumer Sales Practices Act (Acknowledgement of Receipt of Home Mortgage Loan Information Document Not Retained by Lender): Ohio Consumer Sales Practices Act: Acknowledgement of Receipt of Home Mortgage Loan Information Document not retained by lender. [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $51,211.00 is underdisclosed from calculated Finance Charge of $51,287.15 in the amount of $76.15. EXCEPTION INFO: TIL itemization did not disclose a subordination recording fee of $44 and title courier fee of $40 as prepaid finance charges.
Purchase	UTD	3	D	3	[3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. SELLER - GENERAL COMMENT (2021-12-29): Hud Not located. REVIEWER - OPEN - UNABLE TO CLEAR COMMENT (2021-12-29): Servicer confirmed unable to locate HUD.	[3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file. [3] Application / Processing - Missing Document: Missing Final 1003 [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing. [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.
Purchase	Condo (Low Rise)	2	B	2		[2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.
Purchase	Single Family Detached	2	B	2		[3] Application / Processing - Missing Document: Missing Final 1003 REVIEWER - GENERAL COMMENT (2022-01-07): Received duplicate copy of the initial application. Exception is for a Final application. Exception remains. [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
Refinance Rate/Term	Townhouse	2	B	2		[2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.
Purchase	Single Family Detached	2	B	2		[3] Insurance Documentation - Missing Document: Mortgage Insurance Certificate (MIC) not provided [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.
Refinance Cash-out - Other	Single Family Detached	3	D	3	[3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. SELLER - GENERAL COMMENT (2021-12-29): Hud Not located. REVIEWER - OPEN - UNABLE TO CLEAR COMMENT (2021-12-29): Servicer confirmed unable to locate HUD.	[2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing. [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower.
Refinance Cash-out - Debt Consolidation	Single Family Detached	2	B	2		[2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.
Purchase	UTD	3	D	3	[3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. SELLER - GENERAL COMMENT (2022-01-04): SMS does not have copy of HUD. Acquired loan from XXX; no prior to go back to. REVIEWER - OPEN - UNABLE TO CLEAR COMMENT (2022-01-04): Servicer confirmed unable to provide HUD.	[3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file. [3] Application / Processing - Missing Document: Missing Final 1003 [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Note Date of XXXX used as disbursement date for compliance testing. [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary.
Purchase	Single Family Detached	1	A	1
Purchase	Single Family Detached	2	B	2		[2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.
Refinance Cash-out - Other	Single Family Detached	1	A	1
Purchase	PUD	2	B	2		[2] Federal Compliance - RESPA - Initial Escrow Account statement Inaccurate: RESPA: Initial escrow account statement does not match charges on HUD-1/Final Closing Disclosure. EXCEPTION INFO: Initial fees paid by seller and not included on CD. [2] Federal Compliance - TRID Final Closing Disclosure Finance Charge: TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XXXX disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated XXXX). (FinalXXXX) EXCEPTION INFO: Itemization of Amount Financed reflects a $393.75 credit for "Overage APR Adjustment." [2] Federal Compliance - TRID Lender Credit Tolerance Violation: TILA-RESPA Integrated Disclosure: Zero Percent Tolerance exceeded for Lender Credits. Final Lender Credit of $0.00 is less than amount of binding Lender Credit previously disclosed in the amount of $-394.00. (9300) EXCEPTION INFO: Due to rounding of $.25 [2] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Title - Abstract / Title Search. Fee Amount of $15.00 exceeds tolerance of $0.00. Insufficient or no cure was provided to the borrower. (75178) EXCEPTION INFO: LE did not disclose a chain of title fee of $15 that is included on the final CD. No cure located.
UTD	UTD	3	D	3	[3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. SELLER - GENERAL COMMENT (2022-01-04): SMS does not have copy of HUD. Acquired loan as part of XXX acquisition; no prior to go back to. REVIEWER - GENERAL COMMENT (2022-01-04): Servicer confirmed unable to provide HUD.	[3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file. [3] Application / Processing - Missing Document: Missing Final 1003 [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing. [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided. [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary.
Purchase	PUD	2	B	2		[2] Federal Compliance - ARM Disclosure Timing Test: Unable to determine if ARM disclosure was provided within three (3) days of application due to missing information. [2] Federal Compliance - CHARM Booklet Disclosure Timing: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. [2] Federal Compliance - Final TIL Estimated: Final TIL disclosure found in file had markings indicating one or more entries are estimates.
Purchase	UTD	3	D	3	[3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. SELLER - GENERAL COMMENT (2021-12-29): Hud Not located. REVIEWER - OPEN - UNABLE TO CLEAR COMMENT (2021-12-29): Servicer confirmed unable to locate HUD.	[3] Application / Processing - Missing Document: Missing Final 1003 [3] Insurance Documentation - Missing Document: Mortgage Insurance Certificate (MIC) not provided [2] Federal Compliance - ARM Disclosure Status Test: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower. [2] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower. [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing. [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary.
Refinance Rate/Term	Single Family Detached	2	B	2		[2] Federal Compliance - Payoff Statement Missing: Missing Payoff Statement: Unable to determine if a prepayment penalty was included in the pay-off which may impact high cost findings. [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. [2] Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. (FinalXXXX) EXCEPTION INFO: Dates verified. [2] Federal Compliance - TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $572.00 exceeds tolerance of $403.00 plus 10% or $443.30. Insufficient or no cure was provided to the borrower. (0) EXCEPTION INFO: Cure document not found in file. [2] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Subordination Fee. Fee Amount of $200.00 exceeds tolerance of $0.00. Insufficient or no cure was provided to the borrower. (7559) EXCEPTION INFO: Cure document not found in file. [2] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $605.00 exceeds tolerance of $315.00. Insufficient or no cure was provided to the borrower. (7200) EXCEPTION INFO: Increase in loan discount fee on final CD. Cure document not found in file.
Refinance Rate/Term	UTD	2	B	2		[2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - TILA NMLSR - Individual Originator NMLS information on documents does not match NMLS website: Truth in Lending Act (NMLSR Dodd- Frank 2014): Individual Loan Originator NMLSR information on loan documents does not match NMLSR. [2] Federal Compliance - NMLS - Missing Evidence of Initial Loan Application Date: Truth in Lending Act (NMLSR Dodd- Frank 2014): Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date. [2] Federal Compliance - Payoff Statement Missing: Missing Payoff Statement: Unable to determine if a prepayment penalty was included in the pay-off which may impact high cost findings. [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. [2] Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA Disclosure Rule (Dodd-Frank 2014): Creditor did not provide List of Homeownership Counseling Organizations to borrower. [2] Federal Compliance - RESPA - Initial Escrow Account Statement Missing: RESPA: Initial escrow account statement was not provided to the borrower. [2] Federal Compliance - TRID Appraisal Disclosure - ECOA Timing: ECOA - File does not evidence the consumer was provided with the right to receive a copy of the Appraisal Disclosure within 3 days of the loan application date. EXCEPTION INFO: The Borrower signed a document indicating receipt of appraisal 3 or more business prior to closing. [2] Federal Compliance - TRID Final Closing Disclosure Homeowners Insurance Included In Escrow Test: TILA-RESPA Integrated Disclosure - Projected Payments: Final Closing Disclosure provided on XXXX disclosed whether Homeowners Insurance is included in escrow. (FinalXXXX) [2] Federal Compliance - TRID Final Closing Disclosure Property Taxes Included In Escrow: TILA-RESPA Integrated Disclosure - Projected Payments: Final Closing Disclosure provided on XXXX disclosed whether property taxes are included in escrow. (FinalXXXX) EXCEPTION INFO: Verified Lender did not collect escrows. [2] Federal Compliance - TRID Final Closing Disclosure Will Have Escrow Account: TILA-RESPA Integrated Disclosure - Loan Disclosures: Final Closing Disclosure provided on XXXX disclosed whether the loan will have an escrow account. (FinalXXXX) EXCEPTION INFO: Verified Lender did not collect escrows. [2] Federal Compliance - TRID Final Closing Disclosure Will Not Have Escrow Account: TILA-RESPA Integrated Disclosure - Loan Disclosures: Final Closing Disclosure provided on XXXX disclosed whether the loan will have an escrow account. (FinalXXXX) EXCEPTION INFO: Verified Lender did not collect escrows. [2] Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. (FinalXXXX) EXCEPTION INFO: Verified dates of Closing Disclosures in file. [2] Federal Compliance - TILA-RESPA Integrated Disclosure: application date on or after 10/3/2015, no Loan Estimates in the Loan File: TILA-RESPA Integrated Disclosure: Loan Estimate not provided within loan images to evidence delivery to the Borrower(s). The earliest Closing Disclosure provided in the loan file was used as the estimated baseline for Tolerance Testing. Depending on the actual values on the initial Loan Estimate, a fee tolerance cure of up to $0.00 may be required. EXCEPTION INFO: Loan Estimate not found in file.
Refinance Rate/Term	Single Family Detached	2	B	2		[2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Not Provided Timely: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.
Refinance Cash-out - Debt Consolidation	PUD	2	B	2		[2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided. [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.
Refinance Rate/Term	Single Family Detached	2	B	2		[2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. [2] Federal Compliance - RESPA - Initial Escrow Account statement Inaccurate: RESPA: Initial escrow account statement does not match charges on HUD-1/Final Closing Disclosure. [2] Federal Compliance - Notice of Right To Cancel Not Provided to All Required Parties: Truth in Lending Act: Notice of Right to Cancel was not signed by all parties whose ownership interest is or will be subject to the security interest. [2] Federal Compliance - TRID Final Closing Disclosure Finance Charge: TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XXXX disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated XXXX). (Final/XXXX) EXCEPTION INFO: Itemization of Amount Financed reflects a $340.22 premium price credit. [2] Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. (Initial/XXXX) EXCEPTION INFO: Earliest closing disclosure is dated XXXX. [2] Federal Compliance - TRID Lender Credit Tolerance Violation: TILA-RESPA Integrated Disclosure: Zero Percent Tolerance exceeded for Lender Credits. Final Lender Credit of $-128.28 is less than amount of binding Lender Credit previously disclosed in the amount of $-460.00. (9300) EXCEPTION INFO: Verified per Final CD. [2] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Title - Attorney's Fee (Closing Agent Only). Fee Amount of $50.00 exceeds tolerance of $0.00. Insufficient or no cure was provided to the borrower. (75183) EXCEPTION INFO: Loan Estimate does not disclose a $50 attorney fee.
Refinance Cash-out - Other	Single Family Detached	1	A	1
Refinance Cash-out - Other	Single Family Detached	2	B	2		[2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.
Refinance Cash-out - Debt Consolidation	Condo (Low Rise)	3	D	3	[3] Federal Compliance - Missing Final HUD-1: HUD-1 Not Signed or Stamped Used For Fee Testing: Missing Final HUD-1: HUD-1 Not Signed or Stamped used for any applicable Federal, State or Local compliance testing. SELLER - GENERAL COMMENT (2021-12-29): Signed Hud not located. REVIEWER - OPEN - UNABLE TO CLEAR COMMENT (2021-12-29): Servicer confirmed unable to locate signed HUD. REVIEWER - GENERAL COMMENT (2022-01-07): Received several duplicate copies of unsigned HUD-1 forms. Exception is for a Final HUD-1. Exception remains.	[2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. [2] Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: Truth in Lending Act: Unable to determine if Notice of Right to Cancel was executed on the proper Model Form. The H-9 form was used instead of the H-8 form, however, the loan file does not contain evidence that the refinance was by the original creditor.
Refinance Cash-out - Other	PUD	2	B	2		[2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $337,966.59 is underdisclosed from calculated Finance Charge of $338,215.76 in the amount of $249.17. EXCEPTION INFO: TIL Itemization did not disclose an Email/Edoc fee of $40, Service Charges for $125, Wire fee for $40 and under disclosed the Settlement/Closing Fee by $75 as prepaid finance charges. [2] Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinance by a creditor that is not considered the original creditor. The H-9 form was used, the H-8 form should have been used.
Refinance Cash-out - Other	Condo (Low Rise)	3	D	3	[3] Federal Compliance - Missing Final HUD-1: HUD-1 Not Signed or Stamped Used For Fee Testing: Missing Final HUD-1: HUD-1 Not Signed or Stamped used for any applicable Federal, State or Local compliance testing. EXCEPTION INFO: Bottom of HUD-1 is cut off in imaging, unable to confirm if signed or dated. SELLER - GENERAL COMMENT (2021-12-30): Signed Hud Page in on Page 4. Image provided. REVIEWER - GENERAL COMMENT (2021-12-30): The page 4 signature goes with HUD that is not legible so cannot be used. Other HUD that is legible (not sure if final) is cut off at bottom so cannot confirm it is signed. Exception remains.	[2] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date and RTC Signature Date. Unable to determine compliance with rescission timing requirements. [2] Closing / Title - (Doc Error) TIL Error: Borrower signature not dated. EXCEPTION INFO: TIL is cut off in imaging and unable to determine if Final TIL is signed or dated [2] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties EXCEPTION INFO: TIL is cut off in imaging and unable to determine if Final TIL is signed or dated [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $137,250.05 is underdisclosed from calculated Finance Charge of $137,545.92 in the amount of $295.87. EXCEPTION INFO: HUD-1 is illegible, unable to test with accurate fees [2] Federal Compliance - Notice of Right To Cancel Not Provided to All Required Parties: Truth in Lending Act: Notice of Right to Cancel was not signed by all parties whose ownership interest is or will be subject to the security interest.
Purchase	Condo (Low Rise)	2	B	2		[2] Federal Compliance - ARM Disclosure Status Test: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower. [2] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.
Purchase	Single Family Detached	2	B	2		[3] Insurance Documentation - Missing Document: Mortgage Insurance Certificate (MIC) not provided [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.
Purchase	UTD	2	B	2		[2] Federal Compliance - ARM Disclosure Status Test: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower. [2] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower. [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: Unable to test Affiliated Business Disclosure due to missing information.
Refinance Cash-out - Other	Single Family Detached	3	C	3	[3] State Compliance - (TX50(a)(6)) Texas Cash-out Loan (No evidence that borrower received copies of all documents signed at closing): Texas Constitution Section 50(a)(6): Texas Cash-out Loan. No evidence that borrower(s) received copies of all documents signed at time of closing.	[2] Federal Compliance - ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File): ECOA Valuations Rule (Dodd-Frank 2014): Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. (Type:Primary/XXXX) [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XXXX, prior to three (3) business days from transaction date of XXXX. [2] Federal Compliance - TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC): Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. [2] Federal Compliance - TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date: Truth in Lending Act: Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s). [2] Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. (InitialXXXX) EXCEPTION INFO: Dates of closing disclosures verified.
Purchase	Single Family Detached	2	B	2		[2] Federal Compliance - ARM Disclosure Status Test: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower. [2] Federal Compliance - CHARM Booklet Disclosure Timing: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.
Refinance Cash-out - Debt Consolidation	Single Family Detached	2	B	2		[2] Federal Compliance - ARM Disclosure Status Test: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower. [2] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower. [2] Federal Compliance - TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC): Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used.
Refinance Rate/Term	Single Family Detached	2	B	2		[2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - NMLS - Missing Evidence of Initial Loan Application Date: Truth in Lending Act (NMLSR Dodd- Frank 2014): Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date. [2] Federal Compliance - Payoff Statement Missing: Missing Payoff Statement: Unable to determine if a prepayment penalty was included in the pay-off which may impact high cost findings. [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. [2] Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA Disclosure Rule (Dodd-Frank 2014): Creditor did not provide List of Homeownership Counseling Organizations to borrower. [2] Federal Compliance - RESPA - Initial Escrow Account Statement Missing: RESPA: Initial escrow account statement was not provided to the borrower. [2] Federal Compliance - TRID Appraisal Disclosure - ECOA Timing: ECOA - File does not evidence the consumer was provided with the right to receive a copy of the Appraisal Disclosure within 3 days of the loan application date. EXCEPTION INFO: Acknowledgement was signed at closing. [2] Federal Compliance - TRID Final Closing Disclosure Homeowners Insurance Included In Escrow Test: TILA-RESPA Integrated Disclosure - Projected Payments: Final Closing Disclosure provided on XXXX disclosed whether Homeowners Insurance is included in escrow. (FinalXXXX) [2] Federal Compliance - TRID Final Closing Disclosure Property Taxes Included In Escrow: TILA-RESPA Integrated Disclosure - Projected Payments: Final Closing Disclosure provided on XXXX disclosed whether property taxes are included in escrow. (FinalXXXX) EXCEPTION INFO: No escrows shown on page 2 of the CD. [2] Federal Compliance - TRID Final Closing Disclosure Will Have Escrow Account: TILA-RESPA Integrated Disclosure - Loan Disclosures: Final Closing Disclosure provided on XXXX disclosed whether the loan will have an escrow account. (FinalXXXX) EXCEPTION INFO: No escrows shown on page 2 of the CD. [2] Federal Compliance - TRID Final Closing Disclosure Will Not Have Escrow Account: TILA-RESPA Integrated Disclosure - Loan Disclosures: Final Closing Disclosure provided on XXXX disclosed whether the loan will have an escrow account. (FinalXXXX) EXCEPTION INFO: No escrows shown on page 2 of the CD. [2] Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. (FinalXXXX) EXCEPTION INFO: Date has been verified. [2] Federal Compliance - TILA-RESPA Integrated Disclosure: application date on or after 10/3/2015, no Loan Estimates in the Loan File: TILA-RESPA Integrated Disclosure: Loan Estimate not provided within loan images to evidence delivery to the Borrower(s). The earliest Closing Disclosure provided in the loan file was used as the estimated baseline for Tolerance Testing. Depending on the actual values on the initial Loan Estimate, a fee tolerance cure of up to $0.00 may be required. EXCEPTION INFO: Disclosure is missing.
Purchase	Townhouse	2	B	2		[3] Insurance Documentation - Missing Document: Mortgage Insurance Certificate (MIC) not provided [2] Federal Compliance - ARM Disclosure Status Test: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower. [2] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower. [2] Federal Compliance - Federal FACTA Disclosure Timing Test: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score. [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.
Purchase	Single Family Detached	2	B	2		[2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.
Purchase	Manufactured Housing	2	B	2		[3] Credit Documentation - Missing Document: Credit Report not provided [3] Insurance Documentation - Missing Document: Mortgage Insurance Certificate (MIC) not provided [3] Insurance Documentation - Missing Document: Mortgage Insurance Certificate (MIC) not provided [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $114,859.37 is underdisclosed from calculated Finance Charge of $115,068.40 in the amount of $209.03. EXCEPTION INFO: The Lender's TIL reflects MI dropping off after 134 months, however, the audited TIL indicates MI should drop off after 148 months.
Purchase	Single Family Attached	2	B	2		[3] Insurance Documentation - Missing Document: Mortgage Insurance Certificate (MIC) not provided [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.
Purchase	UTD	3	D	3	[3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. SELLER - GENERAL COMMENT (2021-12-29): Hud Not located. REVIEWER - OPEN - UNABLE TO CLEAR COMMENT (2021-12-29): Servicer confirmed unable to locate HUD.	[3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file. [3] Application / Processing - Missing Document: Missing Final 1003 [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing. [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary.
Purchase	Condo (High Rise)	2	B	2		[3] Insurance Documentation - Missing Document: Mortgage Insurance Certificate (MIC) not provided [2] Federal Compliance - ARM Disclosure Status Test: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower.
Purchase	PUD	2	B	2		[2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.
Refinance Rate/Term	Condo (Low Rise)	2	B	2		[2] Federal Compliance - ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Not Provided Timely: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide "Right to Receive a Copy" appraisal disclosure to applicant within three (3) business days of application or determination of first lien status.
Refinance Cash-out - Debt Consolidation	Single Family Attached	2	B	2		[2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XXXX, prior to three (3) business days from transaction date of XXXX.
Purchase	Single Family Detached	2	B	2		[2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date.
Refinance Rate/Term	Single Family Detached	2	B	2		[3] Application / Processing - Missing Document: Missing Final 1003 [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. [2] Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: Truth in Lending Act: Unable to determine if Notice of Right to Cancel was executed on the proper Model Form. The H-9 form was used instead of the H-8 form, however, the loan file does not contain evidence that the refinance was by the original creditor.
UTD	UTD	3	D	3	[3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. SELLER - GENERAL COMMENT (2021-12-29): Hud Not located. REVIEWER - OPEN - UNABLE TO CLEAR COMMENT (2021-12-29): Servicer confirmed unable to locate HUD.	[3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file. [3] Application / Processing - Missing Document: Missing Final 1003 [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing. [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided. [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary.
Refinance Cash-out - Debt Consolidation	Townhouse	2	B	2		[3] Application / Processing - Missing Document: Missing Final 1003 [2] State Compliance - Maryland Counseling Agencies Disclosure Not in File: Maryland HB1399 - No evidence of counseling agencies list per Maryland HB 1399. [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - NMLS - Missing Evidence of Initial Loan Application Date: Truth in Lending Act (NMLSR Dodd- Frank 2014): Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date. [2] Federal Compliance - Payoff Statement Missing: Missing Payoff Statement: Unable to determine if a prepayment penalty was included in the pay-off which may impact high cost findings. [2] Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. EXCEPTION INFO: Lender initial 1003 not found, broker only. [2] Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. (InitialXXXX) EXCEPTION INFO: Dates verified. [2] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $880.00 exceeds tolerance of $255.00. Insufficient or no cure was provided to the borrower. (8304) EXCEPTION INFO: Cure not found.
Purchase	UTD	3	D	3	[3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. SELLER - GENERAL COMMENT (2021-12-29): Hud Not located. REVIEWER - OPEN - UNABLE TO CLEAR COMMENT (2021-12-29): Servicer confirmed unable to locate HUD.	[3] Application / Processing - Missing Document: Missing Final 1003 [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing. [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary.
Refinance Cash-out - Other	Single Family Detached	3	D	3	[3] Federal Compliance - Missing Final HUD-1: Illegible HUD-1 Used For Fee Testing: Missing Final HUD-1: Illegible HUD-1 used for any applicable Federal, State or Local compliance testing. EXCEPTION INFO: Imaging of hud is very poor. Some fees in 800/1000/1100 are unable to be captured. SELLER - GENERAL COMMENT (2021-12-29): Hud Not located. REVIEWER - OPEN - UNABLE TO CLEAR COMMENT (2021-12-29): Servicer confirmed unable to locate HUD. REVIEWER - GENERAL COMMENT (2022-01-10): Received another copy of the illegible HUD-1. Exception remains.	[2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $287,177.25 is underdisclosed from calculated Finance Charge of $288,060.29 in the amount of $883.04. EXCEPTION INFO: Unable to determine reason for underdisclosure, HUD-1 is illegible so closing costs are not accurate and missing the itemization of prepaid finance charges [2] Federal Compliance - TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC): Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used.
Refinance Rate/Term	PUD Attached	2	B	2		[2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.
Refinance Cash-out - Debt Consolidation	Single Family Detached	2	B	2		[2] Federal Compliance - ARM Disclosure Status Test: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower. [2] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower. [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.
Purchase	Single Family Detached	2	B	2		[2] Federal Compliance - ARM Disclosure Timing Test: Unable to determine if ARM disclosure was provided within three (3) days of application due to missing information. [2] Federal Compliance - CHARM Booklet Disclosure Timing: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
Purchase	Single Family Detached	1	A	1
Purchase	Single Family Detached	2	B	2		[3] Application / Processing - Missing Document: Missing Final 1003 [2] Federal Compliance - ARM Disclosure Status Test: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower. [2] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower. [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.
Purchase	PUD	2	B	2		[2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
Purchase	PUD	2	B	2		[2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
Refinance Cash-out - Other	Single Family Detached	2	B	2		[2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XXXX, prior to three (3) business days from transaction date of XXXX.
Purchase	2 Family	1	A	1
Purchase	PUD	3	D	3	[3] Federal Compliance - Missing Final HUD-1: HUD-1 Not Signed or Stamped Used For Fee Testing: Missing Final HUD-1: HUD-1 Not Signed or Stamped used for any applicable Federal, State or Local compliance testing. SELLER - GENERAL COMMENT (2021-12-29): Signed Hud not located. REVIEWER - OPEN - UNABLE TO CLEAR COMMENT (2021-12-29): Servicer confirmed unable to locate signed HUD. REVIEWER - GENERAL COMMENT (2022-01-05): Received duplicate copies of the unsigned HUDs. Exception remains.	[2] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower. [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
Refinance Cash-out - Other	Single Family Detached	2	B	2		[2] Federal Compliance - ARM Disclosure Prior to Closing Timing: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower at least three (3) days prior to consummation for a loan that did not start as an ARM. [2] Federal Compliance - CHARM Booklet Disclosure Prior to Closing Timing: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower at least three (3) days prior to consummation for a loan that did not start as an ARM. [2] Federal Compliance - (Missing Data) Unable to determine if loan is a same lender refi (Circuit 2, 5, 7, 8, 9, 10 or DC): Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used. (H-8 Form was used and property is in the 2 nd, 5 th, 7 th, 8 th, 9 th, 10 th, or District of Columbia) [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. [2] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements. [2] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $691,211.76 is underdisclosed from calculated Finance Charge of $700,728.38 in the amount of $9,516.62. EXCEPTION INFO: Under-disclosure is payment stream related. Utilized lowest index of 5.48130% available in lookback due to unable to verify index used at closing.
Purchase	Single Family Detached	2	B	2		[3] Application / Processing - Missing Document: Missing Final 1003 [2] Federal Compliance - CHARM Booklet Disclosure Prior to Closing Timing: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower at least three (3) days prior to consummation for a loan that did not start as an ARM. [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
Refinance Cash-out - Other	PUD	2	B	2		[2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements. [2] Closing / Title - (Doc Error) TIL Error: Borrower signature not dated. [2] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing.
Refinance Rate/Term	Single Family Detached	2	B	2		[2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower.
Purchase	UTD	3	D	3	[3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. SELLER - GENERAL COMMENT (2021-12-29): Hud Not located REVIEWER - OPEN - UNABLE TO CLEAR COMMENT (2021-12-29): Servicer confirmed unable to locate HUD.	[3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file. [3] Application / Processing - Missing Document: Missing Final 1003 [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing. [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary.
Refinance Cash-out - Other	Single Family Detached	2	B	2		[2] Federal Compliance - Federal FACTA Disclosure Timing Test: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score. [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.
Purchase	UTD	3	D	3	[3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. SELLER - GENERAL COMMENT (2021-12-29): Hud Not located REVIEWER - OPEN - UNABLE TO CLEAR COMMENT (2021-12-29): Servicer confirmed unable to locate HUD.	[3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file. [3] Application / Processing - Missing Document: Missing Final 1003 [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing. [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.
Refinance Cash-out - Debt Consolidation	2 Family	2	B	2		[2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.
Refinance Rate/Term	Single Family Detached	2	B	2		[2] Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: Truth in Lending Act: Unable to determine if Notice of Right to Cancel was executed on the proper Model Form. The H-9 form was used instead of the H-8 form, however, the loan file does not contain evidence that the refinance was by the original creditor.
Purchase	UTD	2	B	2		[3] Application / Processing - Missing Document: Missing Final 1003 [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.
UTD	UTD	3	D	3	[3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. SELLER - GENERAL COMMENT (2022-01-06): SMS does not have HUD. Acquired from XXX, not received to date. REVIEWER - OPEN - UNABLE TO CLEAR COMMENT (2022-01-06): Servicer confirmed unable to provide HUD.	[3] Application / Processing - Missing Document: Missing Final 1003 [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing. [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided. [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.
Refinance Rate/Term	Single Family Detached	2	B	2		[3] Insurance Documentation - Missing Document: Mortgage Insurance Certificate (MIC) not provided [2] Federal Compliance - ARM Disclosure Status Test: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower. [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.
Purchase	Condo (Mid Rise)	2	B	2		[2] Federal Compliance - ARM Disclosure Timing Test: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower within three (3) days of application. [2] Federal Compliance - CHARM Booklet Disclosure Timing: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower within three (3) days of application.
Refinance Rate/Term	Single Family Detached	2	B	2		[2] Federal Compliance - Final TIL APR Under/Over Disclosed By Greater Than 0.125%: Truth In Lending Act: Final TIL APR of 6.24800% is underdisclosed from calculated APR of 6.44460% outside of 0.125% tolerance. EXCEPTION INFO: verified - APR exceeds max allowable [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $11,682.52 is underdisclosed from calculated Finance Charge of $11,959.61 in the amount of $277.09. EXCEPTION INFO: Unable to determine under disclosure due to missing itemization of amount financed
Refinance Rate/Term	Single Family Detached	2	B	2		[2] Federal Compliance - ARM Disclosure Status Test: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower. [2] Federal Compliance - CHARM Booklet Disclosure Timing: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. [2] State Compliance - Connecticut Prepayment Penalty Test: Connecticut Prepayment Penalty: A prepayment penalty is not permissible under the Mortgage Lenders, Correspondent Lenders, Brokers and Loan Originators Act. Prepay language states prepay will not exceed maximum permitted by applicable law. [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.
Refinance Cash-out - Other	Single Family Detached	2	B	2		[3] Application / Processing - Missing Document: Missing Final 1003 REVIEWER - GENERAL COMMENT (2022-01-10): Received duplicate copy of Broker's initial application. Exception is for a Final application. Exception remains. [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - (Missing Data) Unable to determine if loan is a same lender refi (Circuit 2, 5, 7, 8, 9, 10 or DC): Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used. (H-8 Form was used and property is in the 2 nd, 5 th, 7 th, 8 th, 9 th, 10 th, or District of Columbia)
Refinance Rate/Term	Single Family Detached	2	B	2		[2] Federal Compliance - ARM Disclosure Status Test: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower. [2] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower. [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.
Refinance Cash-out - Other	Single Family Detached	2	B	2		[2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $200,803.35 is underdisclosed from calculated Finance Charge of $201,034.51 in the amount of $231.16. EXCEPTION INFO: Unable to determine under disclosure due to missing Itemization of Amount Financed [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XXXX, prior to three (3) business days from transaction date of XXXX. [2] Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: Truth in Lending Act: Unable to determine if Notice of Right to Cancel was executed on the proper Model Form. The H-9 form was used instead of the H-8 form, however, the loan file does not contain evidence that the refinance was by the original creditor.
Refinance Cash-out - Other	UTD	2	B	2		[2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided. [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.
Purchase	Single Family Detached	2	B	2		[3] Insurance Documentation - Missing Document: Mortgage Insurance Certificate (MIC) not provided [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.
Refinance Rate/Term	Single Family Detached	2	B	2		[2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.
Purchase	PUD	2	B	2		[3] HOA - HOA Dues amount was not evidenced in the file, and has not been included in the calculated debt ratio.: Valuation Type: No Value Provided / Valuation Report Date: <empty> Property Type: PUD [3] Application / Processing - Missing Document: Missing Final 1003 [3] Credit Documentation - Purchase contract date not provided. [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. EXCEPTION INFO: Missing Facta [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. [2] Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA Disclosure Rule (Dodd-Frank 2014): Creditor did not provide List of Homeownership Counseling Organizations to borrower. [2] Federal Compliance - TRID Appraisal Disclosure - ECOA Status: ECOA - File does not evidence the consumer was provided with the right to receive a copy of the Appraisal Disclosure. EXCEPTION INFO: Not found in file. [2] Federal Compliance - TRID Final Closing Disclosure No Seller Paid Fees Primary Residence First Lien: TRID Final Closing Disclosure XXXX on a first lien purchase transaction did not disclose any Seller paid fees/charges on page 2. (Points and Fees testing limited to Borrower paid fees.) (FinalXXXX) EXCEPTION INFO: Missing seller CD [2] Federal Compliance - TILA-RESPA Integrated Disclosure: application date on or after 10/3/2015, no Loan Estimates in the Loan File: TILA-RESPA Integrated Disclosure: Loan Estimate not provided within loan images to evidence delivery to the Borrower(s). The earliest Closing Disclosure provided in the loan file was used as the estimated baseline for Tolerance Testing. Depending on the actual values on the initial Loan Estimate, a fee tolerance cure of up to $0.00 may be required. EXCEPTION INFO: Loan Estimate and Closing Disclosure missing from file.
Refinance Rate/Term	Single Family Detached	2	B	2		[2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing RTC Signature Date. Unable to determine compliance with rescission timing requirements. [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $265,214.15 is underdisclosed from calculated Finance Charge of $265,311.33 in the amount of $97.18. EXCEPTION INFO: Under disclosure due to TIL itemization did not disclose a Wire Fee of $75.00 as a prepaid finance charge and TIL Itemization disclosed Settlement Fee of $375 however the HUD shows the actual Settlement fee charge was $395. [2] State Compliance - Virginia Tangible Net Benefit Test: Unable to determine if the loan was refinanced without a tangible net benefit to the borrower due to missing information.
Refinance Rate/Term	PUD	2	B	2		[2] Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA Disclosure Rule (Dodd-Frank 2014): Creditor did not provide List of Homeownership Counseling Organizations to borrower. [2] Federal Compliance - TRID Appraisal Disclosure - ECOA Timing: ECOA - File does not evidence the consumer was provided with the right to receive a copy of the Appraisal Disclosure within 3 days of the loan application date. EXCEPTION INFO: Verified; the Borrower Appraisal Disclosure is dated XXXX. [2] Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. (InitialXXXX) EXCEPTION INFO: Dates of documents verified. [2] Federal Compliance - TRID Loan Estimate Timing: TILA-RESPA Integrated Disclosure: Loan Estimate not delivered or placed in the mail to Borrower(s) within three (3) business days of application. (InitialXXXX) EXCEPTION INFO: Dates of documents verified. [2] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for TX Guaranty Fee. Fee Amount of $3.00 exceeds tolerance of $0.00. Insufficient or no cure was provided to the borrower. (75228) EXCEPTION INFO: Cure document not found. [2] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $525.00 exceeds tolerance of $500.00. Insufficient or no cure was provided to the borrower. (7506) EXCEPTION INFO: Cure document not found.
Refinance Rate/Term	Single Family Detached	2	B	2		[3] Application / Processing - Missing Document: Missing Final 1003 [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: Unable to test Affiliated Business Disclosure due to missing information. [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $252,273.22 is underdisclosed from calculated Finance Charge of $252,623.23 in the amount of $350.01. EXCEPTION INFO: Unable to determine under disclosure due to missing itemization of amount financed
Refinance Cash-out - Other	Single Family Detached	1	A	1
Refinance Cash-out - Debt Consolidation	PUD	2	B	2		[2] Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. (FinalXXXX) EXCEPTION INFO: Verified only closing disclosure is dated XXXX. [2] Federal Compliance - TRID Lender Credit Tolerance Violation: TILA-RESPA Integrated Disclosure: Zero Percent Tolerance exceeded for Lender Credits. Final Lender Credit of $-131.88 is less than amount of binding Lender Credit previously disclosed in the amount of $-1,282.00. (9300) EXCEPTION INFO: Verified lender credit on final closing disclosure.
Refinance Cash-out - Other	Single Family Detached	3	D	3	[3] Federal Compliance - Missing Final HUD-1: Title Co. Closing Statement Used For Fee Testing: Missing Final HUD-1: Title Company Closing Statement used for any applicable Federal, State or Local compliance testing. SELLER - GENERAL COMMENT (2022-01-03): Uploaded closing documents which includes final disbursement statement. Only HUD available is estimate REVIEWER - GENERAL COMMENT (2022-01-03): No change. Title Company Closing Statement used for review. Estimated HUD in file is not for the subject transaction, borrower listed as Seller.	[2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. [2] Federal Compliance - TIL APR Tolerance Irregular Transaction: Truth In Lending Act: Final TIL APR of 6.44153% is underdisclosed from calculated APR of 7.09757% outside of 0.250% tolerance. EXCEPTION INFO: Under disclosure is payment stream related and due to lender's TIL not including Interest Only period per Note. [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $448,219.70 is underdisclosed from calculated Finance Charge of $550,513.04 in the amount of $102,293.34. EXCEPTION INFO: Under disclosure is payment stream related and due to lender's TIL not including Interest Only period per Note. [2] Federal Compliance - TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC): Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used.
Refinance Rate/Term	Single Family Detached	2	B	2		[2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. [2] Federal Compliance - TRID Lender Credit Tolerance Violation: TILA-RESPA Integrated Disclosure: Zero Percent Tolerance exceeded for Lender Credits. Final Lender Credit of $-162.25 is less than amount of binding Lender Credit previously disclosed in the amount of $-217.00. (9300) EXCEPTION INFO: Input verified. [2] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $2,057.58 exceeds tolerance of $0.00. Insufficient or no cure was provided to the borrower. (7200) EXCEPTION INFO: Valid COC document located in file for fee change.
Refinance Rate/Term	Single Family Detached	2	B	2		[2] Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA Disclosure Rule (Dodd-Frank 2014): Creditor did not provide List of Homeownership Counseling Organizations to borrower. [2] Federal Compliance - TRID Final Closing Disclosure Total Of Payments: TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XXXX disclosed an inaccurate Total of Payments on page 5 that does not match the actual total of payments for the loan (fee amounts included in TOP calculation are based on Closing Disclosure dated XXXX). (Final XXXX) EXCEPTION INFO: Closing disclosure reflects total payments of $107,158.19.
Refinance Cash-out - Other	Single Family Detached	2	B	2		[2] Federal Compliance - TRID Final Closing Disclosure APR: TILA-RESPA Integrated Disclosure - Loan Calculations: APR of 3.89900% on Final Closing Disclosure provided on XXXX is under-disclosed from the calculated APR of 4.15460% outside of 0.125% tolerance. (Final/XXXX) EXCEPTION INFO: The TIL itemization did not disclose Other Taxes of $2070.96 as a prepaid finance charge as reflected on the CD. [2] Federal Compliance - TRID Final Closing Disclosure Finance Charge: TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XXXX disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated XXXX). (Final/XXXX) EXCEPTION INFO: The TIL itemization did not disclose Other Taxes of $2070.96 as a prepaid finance charge as reflected on the CD. [2] Federal Compliance - TRID Final Closing Disclosure Property Taxes Included In Escrow: TILA-RESPA Integrated Disclosure - Projected Payments: Final Closing Disclosure provided on XXXX incorrectly disclosed whether property taxes are included in escrow. (Final/XXXX) EXCEPTION INFO: The final Closing Disclosure captures initial escrowed property taxes as "Other Taxes" resulting in a false under disclosure and the appearance that property taxes were not collected.
Refinance Cash-out - Debt Consolidation	Single Family Detached	2	B	2		[2] Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. (InitialXXXX) EXCEPTION INFO: Initial closing disclosure is dated XXXX. [2] Federal Compliance - TRID Lender Credit Tolerance Violation: TILA-RESPA Integrated Disclosure: Zero Percent Tolerance exceeded for Lender Credits. Final Lender Credit of $-156.88 is less than amount of binding Lender Credit previously disclosed in the amount of $-264.00. (9300) EXCEPTION INFO: Lender credit input verified
Refinance Cash-out - Debt Consolidation	PUD	2	B	2		[2] Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA Disclosure Rule (Dodd-Frank 2014): Creditor did not provide List of Homeownership Counseling Organizations to borrower. [2] Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. (FinalXXXX) EXCEPTION INFO: Date of closing disclosure verified.
Purchase	Single Family Detached	2	B	2		[3] Application / Processing - Missing Document: Missing Final 1003 [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
Purchase	Single Family Detached	2	B	2		[2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. [2] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties EXCEPTION INFO: TIL appears to be final but not signed nor initialed by borrower. [2] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties EXCEPTION INFO: TIL appears to be final but not signed nor initialed by borrower [2] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing. EXCEPTION INFO: TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not signed or dated by borrower so cannot confirm that borrower received.
Refinance Rate/Term	Single Family Detached	2	B	2		[2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower.
Purchase	Single Family Detached	2	B	2		[3] Insurance Documentation - Missing Document: Mortgage Insurance Certificate (MIC) not provided [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.
Purchase	Single Family Detached	2	B	2		[2] Federal Compliance - Disparity in Occupancy - Not High Cost and Not Higher Priced: The mortgage loan file contains documenting evidence the consumer intends to occupy the subject property as their primary residence. (Compliance testing performed based on the Occupancy Type of Investment). EXCEPTION INFO: Initial application with just the borrower and a TBD address showed purchasing a primary residence [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.
Refinance Rate/Term	Single Family Detached	2	B	2		[2] Federal Compliance - TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $139.65 exceeds tolerance of $92.00 plus 10% or $101.20. Insufficient or no cure was provided to the borrower. (0) EXCEPTION INFO: LE reflects a recording fee of $92. [2] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $726.80 exceeds tolerance of $690.00. Insufficient or no cure was provided to the borrower. (8304) EXCEPTION INFO: LE reflects a transfer tax of $690. [2] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Survey Fee. Fee Amount of $60.00 exceeds tolerance of $0.00. Insufficient or no cure was provided to the borrower. (7723) EXCEPTION INFO: LE does not account for a survey fee.
Refinance Rate/Term	UTD	2	B	2		[2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. EXCEPTION INFO: Facta missing [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. EXCEPTION INFO: Initial 1003 missing [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. [2] Federal Compliance - ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Missing: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide "Right to Receive a Copy" appraisal disclosure to consumer.
Refinance Cash-out - Debt Consolidation	Single Family Detached	2	B	2		[2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
Refinance Rate/Term	Single Family Detached	2	B	2		[2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - (Missing Data) Unable to determine if loan is a same lender refi (Circuit 2, 5, 7, 8, 9, 10 or DC): Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used. (H-8 Form was used and property is in the 2 nd, 5 th, 7 th, 8 th, 9 th, 10 th, or District of Columbia) [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.
Refinance Rate/Term	PUD	1	A	1
Purchase	Single Family Detached	2	B	2		[3] Insurance Documentation - Missing Document: Mortgage Insurance Certificate (MIC) not provided REVIEWER - GENERAL COMMENT (2022-01-06): Received PMI information that does not belong to this transaction. It has a different property, borrower and loan amount. Exception remains. [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.
Refinance Rate/Term	Single Family Detached	2	B	2		[2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $240,683.19 is underdisclosed from calculated Finance Charge of $240,879.43 in the amount of $196.24. EXCEPTION INFO: Unable to determine under disclosure due to missing Itemization of Amount Financed.
Refinance Cash-out - Other	Single Family Detached	2	B	2		[3] Credit Documentation - Missing Document: Credit Report not provided [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
Purchase	PUD	2	B	2		[2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. [2] Federal Compliance - TRID Final Closing Disclosure APR: TILA-RESPA Integrated Disclosure - Loan Calculations: APR of 4.69000% on Final Closing Disclosure provided on XXXX is under-disclosed from the calculated APR of 4.93430% outside of 0.125% tolerance. (Final/XXXX) EXCEPTION INFO: Unable to determine under disclosure due to missing Itemization of Amount Financed. [2] Federal Compliance - TRID Final Closing Disclosure Finance Charge: TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XXXX disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated XXXX). (Final/XXXX) EXCEPTION INFO: Unable to determine under disclosure due to missing Itemization of Amount Financed. [2] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $50.00 exceeds tolerance of $0.00. Insufficient or no cure was provided to the borrower. (7520) EXCEPTION INFO: Final CD reflects a credit supplement fee of $50. [2] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Re-Inspection Fee. Fee Amount of $150.00 exceeds tolerance of $0.00. Insufficient or no cure was provided to the borrower. (75103) EXCEPTION INFO: Final CD reflects an appraisal inspection fee of $150. [2] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $500.00 exceeds tolerance of $460.00. Insufficient or no cure was provided to the borrower. (7506) EXCEPTION INFO: Final CD reflects an appraisal fee of $500.
Refinance Cash-out - Other	Single Family Detached	2	B	2		[2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.
Purchase	Single Family Detached	2	B	2		[2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided
Purchase	PUD	1	A	1
Refinance Cash-out - Other	Single Family Detached	2	B	2		[2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. [2] Federal Compliance - Right of Rescission Timing - Note Date used as Transaction Date: Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements
Refinance UTD	Single Family Detached	3	D	3	[3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. SELLER - GENERAL COMMENT (2021-12-29): Hud Not located. REVIEWER - OPEN - UNABLE TO CLEAR COMMENT (2021-12-29): Servicer confirmed unable to locate HUD.	[3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file. [3] Application / Processing - Missing Document: Missing Final 1003 [3] Insurance Documentation - Missing Document: Mortgage Insurance Certificate (MIC) not provided [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing. [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided. [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.
Refinance Cash-out - Debt Consolidation	Single Family Detached	2	B	2		[2] Federal Compliance - ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Not Provided Timely: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide "Right to Receive a Copy" appraisal disclosure to applicant within three (3) business days of application or determination of first lien status.
Refinance Cash-out - Other	Single Family Detached	1	A	1
UTD	UTD	3	D	3	[3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. SELLER - GENERAL COMMENT (2021-12-29): Hud Not located. REVIEWER - OPEN - UNABLE TO CLEAR COMMENT (2021-12-29): Servicer confirmed unable to locate HUD.	[3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file. [3] Application / Processing - Missing Document: Missing Final 1003 [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing. [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided. [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary.
Refinance Cash-out - Debt Consolidation	Single Family Detached	2	B	2		[2] Federal Compliance - ARM Disclosure Status Test: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower. [2] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower. [2] State Compliance - Virginia Prepayment Penalty: Virginia Prepayment Penalty: Maximum calculated prepay of $XXXX exceeds the state maximum for owner-occupied properties of 2% of the prepaid balance $XXXX. Prepay language states prepay will not exceed maximum permitted by applicable law.
Refinance Cash-out - Debt Consolidation	Single Family Detached	2	B	2		[2] Federal Compliance - (Missing Data) Unable to determine if loan is a same lender refi (Circuit 2, 5, 7, 8, 9, 10 or DC): Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used. (H-8 Form was used and property is in the 2 nd, 5 th, 7 th, 8 th, 9 th, 10 th, or District of Columbia) [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $230,700.30 is underdisclosed from calculated Finance Charge of $230,769.32 in the amount of $69.02. EXCEPTION INFO: TIL itemization did not disclose a tax service fee of $69 as prepaid finance charge
Refinance UTD	UTD	3	D	3	[3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. SELLER - GENERAL COMMENT (2022-01-06): SMS does not have HUD. Acquired from XXX, not received to date. REVIEWER - OPEN - UNABLE TO CLEAR COMMENT (2022-01-06): Servicer confirmed unable to provide HUD.	[3] Application / Processing - Missing Document: Missing Final 1003 [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing. [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided. [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary.
Purchase	Single Family Attached	1	A	1
Refinance Cash-out - Debt Consolidation	2 Family	2	B	2		[2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.
UTD	UTD	3	D	3	[3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. SELLER - GENERAL COMMENT (2022-01-06): SMS does not have HUD. Acquired from XXX, not received to date. REVIEWER - OPEN - UNABLE TO CLEAR COMMENT (2022-01-06): Servicer confirmed unable to provide HUD.	[3] Application / Processing - Missing Document: Missing Final 1003 [2] Federal Compliance - ARM Disclosure Status Test: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower. [2] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower. [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing. [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided. [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary.
Purchase	Single Family Detached	1	A	1
Refinance Cash-out - Debt Consolidation	Single Family Detached	3	D	3	[3] Federal Compliance - Missing Final HUD-1: HUD-1 Not Signed or Stamped Used For Fee Testing: Missing Final HUD-1: HUD-1 Not Signed or Stamped used for any applicable Federal, State or Local compliance testing. SELLER - GENERAL COMMENT (2022-01-03): Hud uploaded REVIEWER - GENERAL COMMENT (2022-01-03): HUD provided not signed or stamped. Not Cleared. Trailing HUD provided dated XXXX. HUD provided at time of initial review dated XXXX. Neither signed or stamped.	[2] Federal Compliance - ARM Disclosure Status Test: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower. [2] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower. [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.
Refinance Rate/Term	Single Family Detached	2	B	2		[2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. [2] Federal Compliance - Payoff Statement Missing: Missing Payoff Statement: Unable to determine if a prepayment penalty was included in the pay-off which may impact high cost findings. [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. [2] Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA Disclosure Rule (Dodd-Frank 2014): Creditor did not provide List of Homeownership Counseling Organizations to borrower. [2] Federal Compliance - RESPA - Initial Escrow Account Statement Missing: RESPA: Initial escrow account statement was not provided to the borrower. [2] Federal Compliance - TRID Appraisal Disclosure - ECOA Status: ECOA - File does not evidence the consumer was provided with the right to receive a copy of the Appraisal Disclosure. EXCEPTION INFO: Disclosure is not in the file. [2] Federal Compliance - TRID Final Closing Disclosure APR: TILA-RESPA Integrated Disclosure - Loan Calculations: APR of 3.85400% on Final Closing Disclosure provided on XXXX is under-disclosed from the calculated APR of 4.09620% outside of 0.125% tolerance. (Final/XXXX) EXCEPTION INFO: Unable to determine under disclosure due to missing Itemization of Amount Financed. [2] Federal Compliance - TRID Final Closing Disclosure Finance Charge: TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XXXX disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated XXXX). (Final/XXXX) EXCEPTION INFO: Unable to determine under disclosure due to missing Itemization of Amount Financed. [2] Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. (Final/XXXX) EXCEPTION INFO: Initial closing disclosure is not in the file. [2] Federal Compliance - TILA-RESPA Integrated Disclosure: application date on or after XXXX, no Loan Estimates in the Loan File: TILA-RESPA Integrated Disclosure: Loan Estimate not provided within loan images to evidence delivery to the Borrower(s). The earliest Closing Disclosure provided in the loan file was used as the estimated baseline for Tolerance Testing. Depending on the actual values on the initial Loan Estimate, a fee tolerance cure of up to $3,269.53 may be required. EXCEPTION INFO: Disclosure is not in the file.
Purchase	PUD	1	A	1
UTD	Single Family Detached	3	D	3	[3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. SELLER - GENERAL COMMENT (2022-01-06): Uploaded HUD. REVIEWER - GENERAL COMMENT (2022-01-06): HUD provided is not for subject loan or borrower. Exception remains.	[3] Application / Processing - Missing Document: Missing Final 1003 [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing. [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided. [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary.
Refinance Rate/Term	PUD	2	B	2		[2] Federal Compliance - Federal FACTA Disclosure Timing Test: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score. [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
Purchase	Single Family Detached	2	B	2		[3] Application / Processing - Missing Document: Missing Final 1003 REVIEWER - GENERAL COMMENT (2022-01-06): Received 1003 that is signed but not dated. Exception remains. [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.
Refinance Cash-out - Debt Consolidation	Single Family Detached	2	B	2		[2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - NMLS - Missing Evidence of Initial Loan Application Date: Truth in Lending Act (NMLSR Dodd- Frank 2014): Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date. [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. [2] Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. EXCEPTION INFO: Lender initial application is missing from file. [2] Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. (InitialXXXX) EXCEPTION INFO: Lender initial application is missing from file. [2] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $1,925.00 exceeds tolerance of $1,870.00. Insufficient or no cure was provided to the borrower. (8304) EXCEPTION INFO: Cure documentation not found in file. [2] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Origination Fee. Fee Amount of $31.50 exceeds tolerance of $31.00. Insufficient or no cure was provided to the borrower. (7325) EXCEPTION INFO: Cure documentation not found in file.
Purchase	PUD	2	B	2		[2] Federal Compliance - Federal FACTA Disclosure Timing Test: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score. [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
Refinance UTD	UTD	3	D	3	[3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. SELLER - GENERAL COMMENT (2021-12-29): Unable to locate HUD-1 REVIEWER - OPEN - UNABLE TO CLEAR COMMENT (2021-12-29): Servicer confirmed unable to locate HUD. [3] State Compliance - New Mexico Tangible Net Benefit Test: New Mexico Home Loan: Unable to determine if refinance loan was made without tangible net benefit to borrower due to missing prior loan information.	[3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file. [3] Application / Processing - Missing Document: Missing Final 1003 [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing. [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided. [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary.
Purchase	Single Family Detached	2	B	2		[2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
Purchase	Single Family Detached	2	B	2		[3] Insurance Documentation - Missing Document: Mortgage Insurance Certificate (MIC) not provided [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower.
UTD	UTD	3	D	3	[3] Loan File - (Missing Doc) Incomplete loan images/file EXCEPTION INFO: File only contains Security Instrument. Unable to run compliance. [3] Closing / Title - Missing Document: Note - Subject Lien not provided	[3] Application / Processing - Missing Document: Missing Final 1003 [2] Application / Processing - Missing Document: Missing Lender's Initial 1003
Purchase	Condo (Low Rise)	2	B	2		[2] Federal Compliance - Federal FACTA Disclosure Timing Test: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score. [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.
Purchase	Single Family Detached	2	B	2		[2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower. [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $543,602.46 is underdisclosed from calculated Finance Charge of $544,537.59 in the amount of $935.13. EXCEPTION INFO: TIL itemization did not disclose the $880 Escrow waiver fee or $35 courier fee as prepaid finance charges.
Purchase	Single Family Detached	2	B	2		[3] Application / Processing - Missing Document: Missing Final 1003 REVIEWER - GENERAL COMMENT (2022-01-07): Received duplicate copies of the initial application. Exception is for a Final application. Exception remains. [2] Federal Compliance - FACTA Disclosure Missing: Unable to determine FACTA Credit Score Disclosure was provided due to missing information. [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.
Purchase	Single Family Attached	2	B	2		[2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
Purchase	UTD	3	D	3	[3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. SELLER - GENERAL COMMENT (2022-01-04): SMS does not have copy of HUD. Acquired loan from XXX; no prior to go back to. REVIEWER - OPEN - UNABLE TO CLEAR COMMENT (2022-01-04): Servicer confirmed unable to provide HUD.	[3] Application / Processing - Missing Document: Missing Final 1003 [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing. [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. [2] State Compliance - Ohio Consumer Sales Practices Act (Ability to Repay not Verified): Ohio Consumer Sales Practices Act: Borrower’s ability to repay not verified with reliable documentation. [2] State Compliance - Ohio Consumer Sales Practices Act (Acknowledgement of Receipt of Home Mortgage Loan Information Document Not Retained by Lender): Ohio Consumer Sales Practices Act: Acknowledgement of Receipt of Home Mortgage Loan Information Document not retained by lender. [2] State Compliance - Ohio Consumer Sales Practices Act (Closing Disclosure Not Provided): Ohio Consumer Sales Practices Act: Consumer did not receive the required Closing Disclosure. [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary.
Refinance Cash-out - Debt Consolidation	Single Family Detached	2	B	2		[2] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower. [2] State Compliance - Massachusetts Mortgage Lender and Broker Regulation (Ability to Repay not Verified): Massachusetts Mortgage Lender and Broker Regulation: File does not contain evidence that analysis of borrower’s ability to repay was performed based on verified income, obligations, assets, and/or employment using PITI payment based on fully indexed rate and fully amortizing payment, if applicable [2] State Compliance - Massachusetts Prepayment Penalty: Massachusetts Prepayment Penalty: Maximum calculated prepay of $XXXX exceeds the state maximum of 3 months interest ($XXXX). Prepay language states prepay will not exceed maximum permitted by applicable law. [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
Refinance Cash-out - Debt Consolidation	UTD	2	B	2		[3] Application / Processing - Missing Document: Missing Final 1003 [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - (Missing Data) Unable to determine if loan is a same lender refi (Third Circuit): Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used. (H-8 Form was used and property is in the 3rd circuit) [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.
Purchase	PUD	2	B	2		[2] Federal Compliance - ARM Disclosure Timing Test: Unable to determine if ARM disclosure was provided within three (3) days of application due to missing information. [2] Federal Compliance - CHARM Booklet Disclosure Timing: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. [2] Federal Compliance - Federal FACTA Disclosure Timing Test: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score. [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower.
Purchase	PUD	2	B	2		[2] Federal Compliance - ARM Disclosure Timing Test: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower within three (3) days of application. [2] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.
Purchase	Manufactured Housing	2	B	2		[2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.
Refinance Cash-out - Debt Consolidation	Manufactured Housing	2	B	2		[2] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements. [2] Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.
Purchase	PUD	2	B	2		[2] Federal Compliance - TRID Lender Credit Tolerance Violation: TILA-RESPA Integrated Disclosure: Zero Percent Tolerance exceeded for Lender Credits. Final Lender Credit of $-369.08 is less than amount of binding Lender Credit previously disclosed in the amount of $-1,207.00. (9300) EXCEPTION INFO: Input verified.
UTD	UTD	3	D	3	[3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. SELLER - GENERAL COMMENT (2022-01-04): SMS does not have copy of HUD. Acquired loan as part of XXX acquisition; no prior to go back to. REVIEWER - GENERAL COMMENT (2022-01-04): Servicer confirmed unable to provide HUD.	[3] Application / Processing - Missing Document: Missing Final 1003 [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing. [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided. [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.
Refinance Cash-out - Other	PUD	3	D	3	[3] Federal Compliance - Missing Final HUD-1: Estimated HUD-1 Used For Fee Testing: Missing Final HUD-1: Estimated HUD-1 used for any applicable Federal, State or Local compliance testing. SELLER - GENERAL COMMENT (2022-01-06): SMS unable to provide. Acquired from XXX, not received to date. REVIEWER - OPEN - UNABLE TO CLEAR COMMENT (2022-01-06): Servicer confirmed unable to provided Final HUD.	[2] Federal Compliance - Federal FACTA Disclosure Timing Test: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score. [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $292,960.94 is underdisclosed from calculated Finance Charge of $293,165.50 in the amount of $204.56. EXCEPTION INFO: Under disclosure due to TIL Itemization disclosed Prepaid Interest in the amount of $454.52, however the HUD shows the actual charge was $661.12. [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XXXX, prior to three (3) business days from transaction date of XXXX.
Refinance Cash-out - Debt Consolidation	Single Family Detached	2	B	2		[2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date.
Purchase	Single Family Detached	2	B	2		[3] Insurance Documentation - Missing Document: Mortgage Insurance Certificate (MIC) not provided [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.
Purchase	Single Family Detached	2	B	2		[3] Insurance Documentation - Missing Document: Mortgage Insurance Certificate (MIC) not provided [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.
Purchase	Single Family Detached	2	B	2		[2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.
Refinance Cash-out - Other	PUD	1	A	1
Refinance Cash-out - Debt Consolidation	Single Family Detached	2	B	2		[2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.
Purchase	Single Family Detached	2	B	2		[2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. [2] Closing / Title - (Doc Error) TIL Error: Borrower signature not dated. [2] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing. EXCEPTION INFO: TIL in file indicated to be final. Expected funding date same as disbursement and/or note date but is not dated by borrower so cannot confirm when borrower received the TIL.
Refinance Rate/Term	Condo (Low Rise)	2	B	2		[2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. [2] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements. [2] Closing / Title - (Doc Error) TIL Error: Borrower signature not dated. [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $74,561.46 is underdisclosed from calculated Finance Charge of $74,611.46 in the amount of $50.00. EXCEPTION INFO: Unable to determine under disclosure due to missing Itemization of Amount Financed.
Refinance Rate/Term	Condo (Low Rise)	2	B	2		[2] Federal Compliance - TRID Tolerance Fee Rounding: Unable to determine whether a cure was provided due to missing information. [2] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $337.50 exceeds tolerance of $113.00. Insufficient or no cure was provided to the borrower. (7200) EXCEPTION INFO: Cure documentation not found in file.
Refinance Cash-out - Debt Consolidation	Single Family Detached	2	B	2		[3] Application / Processing - Missing Document: Missing Final 1003 REVIEWER - GENERAL COMMENT (2022-01-06): Received 1003 marked Initial. Exception is for Final 1003. Exception remains. [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. [2] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing. EXCEPTION INFO: TIL in file indicated to be final, expected funding date same as disbursement and/or note date
Purchase	PUD	2	B	2		[2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. [2] Federal Compliance - TRID Final Closing Disclosure Contact Information - Lender: TILA-RESPA Integrated Disclosure - Contact Information: Final Closing Disclosure provided on XXXX did not disclose the required Lender Contact Information (Lender Name, Lender NMLS ID, Contact Name, Contact NMLS ID). (Final/XXXX) EXCEPTION INFO: Verified not completed. [2] Federal Compliance - TRID Final Closing Disclosure Finance Charge: TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XXXX disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated 10/05/2017). (Final/XXXX) EXCEPTION INFO: Unable to determine under disclosure due to missing Itemization of Amount Financed. [2] Federal Compliance - TRID Final Closing Disclosure Negative Amortization: TILA-RESPA Integrated Disclosure - Loan Disclosures: Final Closing Disclosure provided on XXXX incorrectly disclosed whether the loan contains Negative Amortization. (Final/XXXX) EXCEPTION INFO: Verified not completed. [2] Federal Compliance - TRID Final Closing Disclosure Partial Payments: TILA-RESPA Integrated Disclosure - Loan Disclosures: Final Closing Disclosure provided on XXXX incorrectly disclosed whether the loan allows for Partial Payments. (Final/XXXX) EXCEPTION INFO: Verified not completed. [2] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Reinspection Fee. Fee Amount of $150.00 exceeds tolerance of $0.00. Insufficient or no cure was provided to the borrower. (7552) EXCEPTION INFO: Cure document not found.
Refinance Cash-out - Other	PUD	2	B	2		[2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - Right of Rescission Timing - Note Date used as Transaction Date: Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements
Refinance Cash-out - Other	Single Family Detached	2	B	2		[2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.
Purchase	Single Family Detached	2	B	2		[3] Credit Documentation - Purchase contract date not provided. [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. EXCEPTION INFO: Missing initial 1003 [2] Federal Compliance - NMLS - Missing Evidence of Initial Loan Application Date: Truth in Lending Act (NMLSR Dodd- Frank 2014): Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date. [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. [2] Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA Disclosure Rule (Dodd-Frank 2014): Creditor did not provide List of Homeownership Counseling Organizations to borrower. [2] Federal Compliance - RESPA - Initial Escrow Account Statement Missing: RESPA: Initial escrow account statement was not provided to the borrower. EXCEPTION INFO: Missing initial escrow disclosure [2] Federal Compliance - TRID Appraisal Disclosure - ECOA Status: ECOA - File does not evidence the consumer was provided with the right to receive a copy of the Appraisal Disclosure. EXCEPTION INFO: Disclosure is missing. [2] Federal Compliance - TILA-RESPA Integrated Disclosure: application date on or after 10/3/2015, no Loan Estimates in the Loan File: TILA-RESPA Integrated Disclosure: Loan Estimate not provided within loan images to evidence delivery to the Borrower(s). The earliest Closing Disclosure provided in the loan file was used as the estimated baseline for Tolerance Testing. Depending on the actual values on the initial Loan Estimate, a fee tolerance cure of up to $0.00 may be required. EXCEPTION INFO: Disclosure is missing.
Refinance Cash-out - Debt Consolidation	Single Family Detached	2	B	2		[2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.
Refinance Cash-out - Debt Consolidation	Condo (Low Rise)	2	B	2		[2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
Purchase	Single Family Detached	2	B	2		[2] Federal Compliance - ARM Disclosure Status Test: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower. [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure.
UTD	UTD	3	D	3	[3] Loan File - (Missing Doc) Incomplete loan images/file EXCEPTION INFO: File only contains Security Agreement. Unable to run compliance. [3] Closing / Title - Missing Document: Note - Subject Lien not provided [3] Closing / Title - Missing Final HUD-1	[3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file. [3] Application / Processing - Missing Document: Missing Final 1003 [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] Application / Processing - Missing Document: Missing Lender's Initial 1003
Refinance UTD	UTD	3	D	3	[3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. SELLER - GENERAL COMMENT (2021-12-29): Hud Not located. REVIEWER - OPEN - UNABLE TO CLEAR COMMENT (2021-12-29): Servicer confirmed unable to locate HUD.	[3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file. [3] Application / Processing - Missing Document: Missing Final 1003 [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing. [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided. [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary.
Refinance Cash-out - Debt Consolidation	Single Family Detached	2	B	2		[3] Application / Processing - Missing Document: Missing Final 1003 REVIEWER - GENERAL COMMENT (2022-01-07): Received duplicate copies of the initial application. Exception is for a Final application. Exception remains. [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
Purchase	UTD	2	B	2		[2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.
Purchase	Condo (High Rise)	1	A	1
Refinance Cash-out - Other	Single Family Detached	2	B	2		[2] Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinance by a creditor that is not considered the original creditor. The H-9 form was used, the H-8 form should have been used.
Refinance Rate/Term	Single Family Detached	2	B	2		[2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. [2] Federal Compliance - TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC): Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used.
Purchase	Single Family Detached	2	B	2		[2] Federal Compliance - Federal FACTA Disclosure Timing Test: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score. [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date.
Purchase	PUD	2	B	2		[2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
Purchase	2 Family	2	B	2		[2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. [2] Closing / Title - (Doc Error) TIL Error: Borrower signature not dated. [2] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing. EXCEPTION INFO: TIL in file indicated to be final. Expected funding date same as disbursement and/or note date but is not dated by borrower so cannot confirm when borrower received the TIL.
Refinance Rate/Term	Single Family Detached	2	B	2		[2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date.
Refinance Cash-out - Other	Condo (Low Rise)	2	B	2		[3] Insurance Documentation - Missing Document: Mortgage Insurance Certificate (MIC) not provided REVIEWER - GENERAL COMMENT (2022-01-10): Received several copies of the Private Mortgage Insurance Disclosure. Exception is for the PMI Certificate. Exception remains. [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.
Refinance Cash-out - Other	UTD	2	B	2		[2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower. [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided. [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.
Refinance Cash-out - Other	Single Family Detached	2	B	2		[2] Federal Compliance - ARM Disclosure Prior to Closing Timing: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower at least three (3) days prior to consummation for a loan that did not start as an ARM. [2] Federal Compliance - CHARM Booklet Disclosure Prior to Closing Timing: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower at least three (3) days prior to consummation for a loan that did not start as an ARM. [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
Refinance Cash-out - Debt Consolidation	Single Family Detached	2	B	2		[2] Federal Compliance - ARM Disclosure Prior to Closing Timing: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower at least three (3) days prior to consummation for a loan that did not start as an ARM. [2] Federal Compliance - CHARM Booklet Disclosure Prior to Closing Timing: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower at least three (3) days prior to consummation for a loan that did not start as an ARM. [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - Right of Rescission Timing - Note Date used as Transaction Date: Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements
Refinance Rate/Term	Single Family Detached	2	B	2		[2] Federal Compliance - ARM Disclosure Timing Test: Unable to determine if ARM disclosure was provided within three (3) days of application due to missing information. [2] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower. [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date.
Purchase	Single Family Detached	2	B	2		[2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. [2] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties EXCEPTION INFO: TIL appears to be final but not signed nor initialed by borrower. [2] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties EXCEPTION INFO: TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not signed or dated by borrower so cannot confirm that borrower received. [2] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing. EXCEPTION INFO: TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not signed or dated by borrower so cannot confirm that borrower received.
Purchase	Single Family Detached	1	A	1		[3] Insurance Documentation - Missing Document: Mortgage Insurance Certificate (MIC) not provided
Refinance Cash-out - Debt Consolidation	Single Family Detached	2	B	2		[2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing. [2] Federal Compliance - Disparity in Occupancy - Not High Cost and Not Higher Priced: The mortgage loan file contains documenting evidence the consumer intends to occupy the subject property as their primary residence. (Compliance testing performed based on the Occupancy Type of Investment). EXCEPTION INFO: The applications indicate the property is an investment on page 1 but in the Declarations section they indicate the borrower intends to occupy the property as a primary residence. The loan passes high cost testing when tested as a primary. [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.
Refinance Cash-out - Debt Consolidation	Single Family Detached	1	A	1
Refinance Rate/Term	Condo (Low Rise)	3	D	3	[3] Federal Compliance - Missing Final HUD-1: Title Co. Closing Statement Used For Fee Testing: Missing Final HUD-1: Title Company Closing Statement used for any applicable Federal, State or Local compliance testing.	[2] Federal Compliance - ARM Disclosure Timing Test: Unable to determine if ARM disclosure was provided within three (3) days of application due to missing information. [2] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower. [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.
Purchase	Condo (Mid Rise)	2	B	2		[2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.
Purchase	Single Family Detached	2	B	2		[3] Insurance Documentation - Missing Document: Mortgage Insurance Certificate (MIC) not provided [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.
Refinance Cash-out - Debt Consolidation	Single Family Detached	2	B	2		[2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - Payoff Statement Missing: Missing Payoff Statement: Unable to determine if a prepayment penalty was included in the pay-off which may impact high cost findings.
Purchase	PUD	1	A	1
Refinance Cash-out - Other	Single Family Detached	2	B	2		[2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.
Refinance Rate/Term	Single Family Detached	3	D	3	[3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. SELLER - GENERAL COMMENT (2021-12-29): Hud not located. REVIEWER - OPEN - UNABLE TO CLEAR COMMENT (2021-12-29): Servicer confirmed unable to locate HUD.	[2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing. [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.
Purchase	UTD	3	D	3	[3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. SELLER - GENERAL COMMENT (2021-12-29): Hud Not located. REVIEWER - OPEN - UNABLE TO CLEAR COMMENT (2021-12-29): Servicer confirmed unable to locate HUD.	[3] Application / Processing - Missing Document: Missing Final 1003 [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing. [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower. [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary.
Purchase	Single Family Detached	2	B	2		[3] Application / Processing - Missing Document: Missing Final 1003 REVIEWER - GENERAL COMMENT (2022-01-07): Received 4 duplicate copies of the Initial Loan application. Exception is for a Final application. Exception remains. [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] State Compliance - Ohio Consumer Sales Practices Act (Acknowledgement of Receipt of Home Mortgage Loan Information Document Not Received Timely): Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. [2] State Compliance - Ohio Consumer Sales Practices Act (Closing Disclosure Not Signed at Closing): Ohio Consumer Sales Practices Act: Consumer did not sign the required Closing Disclosure on the date of closing [2] State Compliance - Ohio Consumer Sales Practices Act (Closing Disclosure Not Provided Timely): Ohio Consumer Sales Practices Act: Consumer did not receive the required Closing Disclosure at the time of closing. [2] Federal Compliance - Final TIL Estimated: Final TIL disclosure found in file had markings indicating one or more entries are estimates.
Purchase	Co-op	2	B	2		[2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $393,580.22 is underdisclosed from calculated Finance Charge of $394,040.51 in the amount of $460.29. EXCEPTION INFO: TIL Itemization disclosed Settlement fee in the amount of $1195.00 and final HUD reflects $895.00
Refinance UTD	UTD	3	D	3	[3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. SELLER - GENERAL COMMENT (2021-12-29): Hud Not located. REVIEWER - OPEN - UNABLE TO CLEAR COMMENT (2021-12-29): Servicer confirmed unable to locate HUD.	[3] Application / Processing - Missing Document: Missing Final 1003 [3] Insurance Documentation - Missing Document: Mortgage Insurance Certificate (MIC) not provided [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing. [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided. [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary.
Purchase	Single Family Detached	2	B	2		[3] Insurance Documentation - Missing Document: Mortgage Insurance Certificate (MIC) not provided [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
Purchase	Single Family Detached	2	B	2		[2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date.
Refinance Rate/Term	Single Family Detached	2	B	2		[2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements. [2] Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.
Refinance UTD	UTD	3	D	3	[3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. SELLER - GENERAL COMMENT (2021-12-29): Hud Not located. REVIEWER - OPEN - UNABLE TO CLEAR COMMENT (2021-12-29): Servicer confirmed unable to locate HUD.	[3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file. [3] Application / Processing - Missing Document: Missing Final 1003 [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing. [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided. [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary.
Purchase	UTD	2	B	2		[2] Federal Compliance - Disparity in Occupancy - Not High Cost and Not Higher Priced: The mortgage loan file contains documenting evidence the consumer intends to occupy the subject property as their primary residence. (Compliance testing performed based on the Occupancy Type of Second Home). EXCEPTION INFO: Both the initial and final loan applications indicate the property is a Second Home on page 1 but in the Declarations section they both indicate the borrower intends to occupy the property as their primary residence. Loan passes high cost testing when tested as a primary residence. [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.
Purchase	Single Family Detached	2	B	2		[2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower. [2] Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.
Refinance Rate/Term	Single Family Detached	3	D	3	[3] Federal Compliance - Missing Final HUD-1: HUD-1 Not Signed or Stamped Used For Fee Testing: Missing Final HUD-1: HUD-1 Not Signed or Stamped used for any applicable Federal, State or Local compliance testing. SELLER - GENERAL COMMENT (2022-01-06): SMS unable to provide. Acquired from XXX, not received to date. REVIEWER - OPEN - UNABLE TO CLEAR COMMENT (2022-01-06): Servicer confirmed unable to provide signed HUD.	[2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing. [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XXXX, prior to three (3) business days from transaction date of XXXX.
UTD	UTD	3	D	3	[3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. SELLER - GENERAL COMMENT (2022-01-04): SMS does not have copy of HUD. Acquired loan from XXX; no prior to go back to. REVIEWER - GENERAL COMMENT (2022-01-04): Servicer confirmed unable to provide HUD.	[3] Application / Processing - Missing Document: Missing Final 1003 [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing. [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided. [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary.
Refinance Rate/Term	PUD	1	A	1
Purchase	Single Family Detached	2	B	2		[2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date.
UTD	UTD	3	D	3	[3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. SELLER - GENERAL COMMENT (2021-12-29): Hud Not located. REVIEWER - OPEN - UNABLE TO CLEAR COMMENT (2021-12-29): Servicer confirmed unable to locate HUD.	[3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file. [3] Application / Processing - Missing Document: Missing Final 1003 [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing. [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided. [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary.
Refinance Cash-out - Other	Single Family Detached	2	B	2		[2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. [2] State Compliance - Rhode Island Home Loan (Prohibited Acts and Practices Regarding High-Cost Home Loans Disclosure Not Provided Timely): Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. EXCEPTION INFO: Acceptable documentation of Lender's application date was not provided. SELLER - GENERAL COMMENT (2022-01-10): SMS unable to provide. Acquired from XXX, not received to date. REVIEWER - GENERAL COMMENT (2022-01-10): Downgraded to EV2-B due to exemption status of originating lender. [2] State Compliance - Rhode Island Home Loan (High Cost Analysis Not In File): Rhode Island Home Loan: Loan file did not contain record(s) documenting high-cost home loan analysis. REVIEWER - GENERAL COMMENT (2022-01-10): Downgraded to EV2-B due to exemption status of originating lender. [2] State Compliance - Rhode Island Home Loan (Prohibited Acts and Practices Regarding Home Loans Disclosure Not Provided Timely): Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. REVIEWER - GENERAL COMMENT (2022-01-10): Downgraded to EV2-B due to exemption status of originating lender.
Purchase	Single Family Detached	2	B	2		[2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.
Purchase	Single Family Detached	2	B	2		[2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. [2] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties EXCEPTION INFO: TIL appears to be final but not signed nor initialed by borrower. [2] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing.
Refinance Cash-out - Other	Single Family Detached	2	B	2		[2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.
Refinance Rate/Term	Single Family Detached	2	B	2		[3] Application / Processing - Missing Document: Missing Final 1003 [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. [2] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements. [2] Closing / Title - Security Instrument is not on a FNMA/FHLMC form and does not contain the following clauses:: Homestead Exemption Waiver [2] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties EXCEPTION INFO: TIL appears to be final but not signed nor initialed by borrower. [2] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing. EXCEPTION INFO: TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not signed or dated by borrower so cannot confirm that borrower received.
Refinance Cash-out - Other	Single Family Detached	2	B	2		[2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. [2] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements. [2] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties EXCEPTION INFO: TIL appears to be final but not signed nor initialed by borrower [2] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing. EXCEPTION INFO: TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not signed or dated by borrower so cannot confirm that borrower received.
Purchase	UTD	2	B	2		[2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.
Purchase	PUD	2	B	2		[2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] State Compliance - Nevada Home Loan (Ability to Repay not Verified): Nevada Home Loan: File does not contain evidence that analysis of borrower’s ability to repay was performed based on verified income, obligations, assets, and/or employment. [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.
Refinance UTD	PUD	3	D	3	[3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. SELLER - GENERAL COMMENT (2022-01-06): SMS does not have HUD. Acquired from XXX, not received to date REVIEWER - OPEN - UNABLE TO CLEAR COMMENT (2022-01-06): Servicer confirmed unable to locate HUD. [3] State Compliance - Texas Equity Unable To Determine: Unable to Determine Texas 50(a)(6) Information Missing Test – (Unable to determine if subject lien is a TX 50(a)(6) loan due to missing information)- File is missing the HUD or Final CD. Unable to determine if borrower received any incidental cash out at closing that would make the loan subject to TX50(a)(6).	[3] Application / Processing - Missing Document: Missing Final 1003 [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing. [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided. [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. [2] Federal Compliance - (TX50(a)(6)) Texas Cash-out Loan (Unable to Determine if the prior lien is a Texas 50(a)(6) loan due to missing information): Unable to determine if the loan is a Previous Texas 50(a)(6) loan due to missing information.
Refinance Cash-out - Other	Single Family Detached	2	B	2		[3] Insurance Documentation - Missing Document: Mortgage Insurance Certificate (MIC) not provided [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.
Refinance Rate/Term	Single Family Detached	2	B	2		[2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. [2] Federal Compliance - Right of Rescission Timing - Note Date used as Transaction Date: Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements
Refinance Rate/Term	Single Family Detached	1	A	1
Purchase	Single Family Detached	1	A	1
Refinance Cash-out - Debt Consolidation	3 Family	2	B	2		[2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. [2] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements. [2] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties EXCEPTION INFO: TIL appears to be final but not signed nor initialed by borrower. [2] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing. EXCEPTION INFO: TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not signed or dated by borrower so cannot confirm that borrower received.
Purchase	Condo (Low Rise)	2	B	2		[2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
Purchase	Single Family Detached	1	A	1
Purchase	Single Family Detached	2	B	2		[3] Credit Documentation - Missing Document: Credit Report not provided [3] Application / Processing - Missing Document: Missing Final 1003 [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.
Purchase	Single Family Detached	3	D	3	[3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. SELLER - GENERAL COMMENT (2021-12-29): Hud Not located. REVIEWER - OPEN - UNABLE TO CLEAR COMMENT (2021-12-29): Servicer confirmed unable to locate HUD.	[3] Application / Processing - Missing Document: Missing Final 1003 [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing. [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. [2] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties
Refinance Rate/Term	Single Family Detached	2	B	2		[3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file. [2] Federal Compliance - Disparity in Occupancy - Not High Cost and Not Higher Priced: The mortgage loan file contains documenting evidence the consumer intends to occupy the subject property as their primary residence. (Compliance testing performed based on the Occupancy Type of Investment). EXCEPTION INFO: The applications provided indicate on page 1 that the property is an investment but in the Declarations section it indicates the borrowers intend to occupy the property as a primary residence. The appraisal indicates the property is owner occupied. The loan passes high cost testing when tested as a primary residence. [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.
Purchase	UTD	3	D	3	[3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. SELLER - GENERAL COMMENT (2021-12-29): Hud Not located. REVIEWER - OPEN - UNABLE TO CLEAR COMMENT (2021-12-29): Servicer confirmed unable to locate HUD.	[3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file. [3] Application / Processing - Missing Document: Missing Final 1003 [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Note Date of XXXX used as disbursement date for compliance testing. [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary.
Refinance Cash-out - Debt Consolidation	PUD	2	B	2		[2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: Unable to test Affiliated Business Disclosure due to missing information. [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure.
Purchase	Single Family Detached	2	B	2		[2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
Purchase	Single Family Detached	2	B	2		[2] Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.
Refinance Cash-out - Other	Single Family Detached	1	A	1
Purchase	Single Family Detached	2	B	2		[2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. [2] Closing / Title - (Doc Error) TIL Error: Borrower signature not dated. [2] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing. EXCEPTION INFO: TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not dated by borrower so cannot confirm that borrower received.
Purchase	Single Family Detached	2	B	2		[2] Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. (InitialXXXX) EXCEPTION INFO: Verified dates of documents.
Refinance Cash-out - Other	Single Family Detached	2	B	2		[2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower. [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $193,041.61 is underdisclosed from calculated Finance Charge of $193,111.51 in the amount of $69.90. EXCEPTION INFO: Unable to determine under disclosure due to missing itemization of amount financed
Purchase	PUD	2	B	2		[3] Insurance Documentation - Missing Document: Mortgage Insurance Certificate (MIC) not provided [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower.
Purchase	UTD	2	B	2		[3] Application / Processing - Missing Document: Missing Final 1003 [3] Insurance Documentation - Missing Document: Mortgage Insurance Certificate (MIC) not provided [3] Credit Documentation - Purchase contract date not provided. [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - NMLS - Missing Evidence of Initial Loan Application Date: Truth in Lending Act (NMLSR Dodd- Frank 2014): Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date. [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. [2] Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA Disclosure Rule (Dodd-Frank 2014): Creditor did not provide List of Homeownership Counseling Organizations to borrower. [2] Federal Compliance - RESPA - Initial Escrow Account Statement Missing: RESPA: Initial escrow account statement was not provided to the borrower. [2] Federal Compliance - TRID Appraisal Disclosure - ECOA Status: ECOA - File does not evidence the consumer was provided with the right to receive a copy of the Appraisal Disclosure. EXCEPTION INFO: Disclosure is missing. [2] Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. (FinalXXXX) EXCEPTION INFO: Disclosure is missing. [2] Federal Compliance - TILA-RESPA Integrated Disclosure: application date on or after 10/3/2015, no Loan Estimates in the Loan File: TILA-RESPA Integrated Disclosure: Loan Estimate not provided within loan images to evidence delivery to the Borrower(s). The earliest Closing Disclosure provided in the loan file was used as the estimated baseline for Tolerance Testing. Depending on the actual values on the initial Loan Estimate, a fee tolerance cure of up to $2,166.00 may be required. EXCEPTION INFO: Disclosure is missing.
Purchase	UTD	2	B	2		[3] Credit Documentation - Purchase contract date not provided. [2] Federal Compliance - Appraisal Flipped Property Missing Information: Last Sales Price or Last Sales Date from the Primary Valuation or Contract Sales Price or Contract Sales Date are missing. Unable to determine compliance with TIL HPML Flipped Property Requirements. [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. [2] Federal Compliance - Federal HPML 2014 Non Compliant: Federal Higher-Priced Mortgage Loan: APR on subject loan of 6.07760% or Final Disclosure APR of 0.00000% is in excess of allowable threshold of APOR 4.19% + 1.5%, or 5.69000%. Non-Compliant Higher Priced Mortgage Loan. [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. EXCEPTION INFO: Initial 1003 missing [2] Federal Compliance - NMLS - Missing Evidence of Initial Loan Application Date: Truth in Lending Act (NMLSR Dodd- Frank 2014): Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date. [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. [2] Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA Disclosure Rule (Dodd-Frank 2014): Creditor did not provide List of Homeownership Counseling Organizations to borrower. [2] Federal Compliance - RESPA - Initial Escrow Account Statement Missing: RESPA: Initial escrow account statement was not provided to the borrower. EXCEPTION INFO: Initial escrow disclosure missing [2] Federal Compliance - TIL Higher Priced Mortgage Loan Safe Harbor Test: TILA HPML appraisal Rule (Dodd-Frank 2014): Safe Harbor requirements not satisfied. [2] Federal Compliance - (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Appraisal Not Obtained Timely): Unable to determine compliance with timely delivery of valuation to borrower due to missing information. [2] Federal Compliance - (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Appraisal - Did Not Physically Visit): TILA HPML Appraisal Rule (Dodd-Frank 2014): Appraisal not obtained by physical visit to property. [2] Federal Compliance - TRID Appraisal Disclosure - ECOA Status: ECOA - File does not evidence the consumer was provided with the right to receive a copy of the Appraisal Disclosure. EXCEPTION INFO: Not found in file. [2] Federal Compliance - TRID Appraisal Disclosure - HPML Status: HPML - File does not evidence the consumer was provided with the right to receive a copy of the Appraisal Disclosure. EXCEPTION INFO: Not found in file. [2] Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. (FinalXXXX) EXCEPTION INFO: Initial CD dated XXXX). The earliest Closing Disclosure provided in the loan file was used as the estimated baseline for Tolerance Testing. Depending on the actual values on the initial Loan Estimate, a fee tolerance cure of up to $0.00 may be required. EXCEPTION INFO: Loan Estimate and Closing Disclosure not found in file.
Refinance Rate/Term	Single Family Detached	2	B	2		[2] Federal Compliance - TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $350.00 exceeds tolerance of $290.00 plus 10% or $319.00. Insufficient or no cure was provided to the borrower. (0) EXCEPTION INFO: Cure document not found. [2] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Lender Inspection Fee. Fee Amount of $150.00 exceeds tolerance of $0.00. Insufficient or no cure was provided to the borrower. (75130) EXCEPTION INFO: Lender provided a credit of $150.00 per final CD.
Purchase	UTD	3	D	3	[3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. SELLER - GENERAL COMMENT (2021-12-29): Unable to locate HUD-1. REVIEWER - OPEN - UNABLE TO CLEAR COMMENT (2021-12-29): Servicer confirmed unable to locate HUD.	[3] Application / Processing - Missing Document: Missing Final 1003 [3] Insurance Documentation - Missing Document: Mortgage Insurance Certificate (MIC) not provided [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing. [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary.
Refinance Cash-out - Debt Consolidation	Condo (Low Rise)	2	B	2		[2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.
Purchase	PUD	2	B	2		[2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $215,796.00 is underdisclosed from calculated Finance Charge of $215,986.91 in the amount of $190.91. EXCEPTION INFO: Unable to determine reason for underdisclosure due to missing itemization of prepaid finance charges [2] Federal Compliance - Final TIL Estimated: Final TIL disclosure found in file had markings indicating one or more entries are estimates.
Purchase	Single Family Detached	2	B	2		[3] Insurance Documentation - Missing Document: Mortgage Insurance Certificate (MIC) not provided [2] Federal Compliance - Federal FACTA Disclosure Timing Test: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score. [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower.
Purchase	Condo (Low Rise)	2	B	2		[2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.
Refinance Cash-out - Debt Consolidation	Single Family Detached	2	B	2		[2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
Purchase	Single Family Detached	2	B	2		[3] Application / Processing - Missing Document: Missing Final 1003 [3] Insurance Documentation - Missing Document: Mortgage Insurance Certificate (MIC) not provided [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.
Refinance Cash-out - Other	UTD	2	B	2		[3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file. [3] Application / Processing - Missing Document: Missing Final 1003 [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided. [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.
Refinance Cash-out - Debt Consolidation	Single Family Detached	2	B	2		[3] Application / Processing - Missing Document: Missing Final 1003 [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. [2] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements. [2] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties EXCEPTION INFO: TIL appears to be final but not signed nor initialed by borrower. [2] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties EXCEPTION INFO: TIL appears to be final but not signed nor initialed by borrower [2] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing. EXCEPTION INFO: TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not signed or dated by borrower so cannot confirm that borrower received.
Purchase	Condo (Low Rise)	2	B	2		[2] Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. (InitialXXXX) EXCEPTION INFO: Initial CD is dated XXXX.
Refinance Cash-out - Debt Consolidation	Single Family Detached	2	B	2		[2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower.
Purchase	PUD Attached	2	B	2		[3] Application / Processing - Missing Document: Missing Final 1003 [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.
Refinance Rate/Term	UTD	2	B	2		[2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided. [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.
Refinance Rate/Term	Single Family Detached	2	B	2		[2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
Purchase	PUD	2	B	2		[2] Federal Compliance - Final TIL Estimated: Final TIL disclosure found in file had markings indicating one or more entries are estimates.
Refinance Rate/Term	Single Family Detached	2	B	2		[2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date. [2] State Compliance - South Carolina CHL Complaint Agency Disclosure Timing Test: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.
Refinance Rate/Term	Condo (High Rise)	2	B	2		[2] Federal Compliance - Disparity in Occupancy - Not High Cost and Not Higher Priced: The mortgage loan file contains documenting evidence the consumer intends to occupy the subject property as their primary residence. (Compliance testing performed based on the Occupancy Type of Second Home). [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. [2] Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.
Refinance Rate/Term	Single Family Detached	2	B	2		[2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. [2] Federal Compliance - Federal HPML 2014 Non Compliant: Federal Higher-Priced Mortgage Loan: APR on subject loan of 5.57210% or Final Disclosure APR of 0.00000% is in excess of allowable threshold of APOR 3.93% + 1.5%, or 5.43000%. Non-Compliant Higher Priced Mortgage Loan. [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - NMLS - Missing Evidence of Initial Loan Application Date: Truth in Lending Act (NMLSR Dodd- Frank 2014): Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date. [2] Federal Compliance - Payoff Statement Missing: Missing Payoff Statement: Unable to determine if a prepayment penalty was included in the pay-off which may impact high cost findings. [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. [2] Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA Disclosure Rule (Dodd-Frank 2014): Creditor did not provide List of Homeownership Counseling Organizations to borrower. [2] Federal Compliance - RESPA - Initial Escrow Account Statement Missing: RESPA: Initial escrow account statement was not provided to the borrower. [2] Federal Compliance - TIL Higher Priced Mortgage Loan Safe Harbor Test: TILA HPML appraisal Rule (Dodd-Frank 2014): Safe Harbor requirements not satisfied. [2] Federal Compliance - (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Appraisal Not Obtained Timely): Unable to determine compliance with timely delivery of valuation to borrower due to missing information. [2] Federal Compliance - (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Appraisal - Did Not Physically Visit): TILA HPML Appraisal Rule (Dodd-Frank 2014): Appraisal not obtained by physical visit to property. [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided. [2] Federal Compliance - TRID Appraisal Disclosure - ECOA Status: ECOA - File does not evidence the consumer was provided with the right to receive a copy of the Appraisal Disclosure. EXCEPTION INFO: Disclosure is missing. [2] Federal Compliance - TRID Appraisal Disclosure - HPML Status: HPML - File does not evidence the consumer was provided with the right to receive a copy of the Appraisal Disclosure. EXCEPTION INFO: Disclosure is missing. [2] Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. (FinalXXXX) EXCEPTION INFO: Closing Disclosure provided XXXX. [2] Federal Compliance - TILA-RESPA Integrated Disclosure: application date on or after 10/3/2015, no Loan Estimates in the Loan File: TILA-RESPA Integrated Disclosure: Loan Estimate not provided within loan images to evidence delivery to the Borrower(s). The earliest Closing Disclosure provided in the loan file was used as the estimated baseline for Tolerance Testing. Depending on the actual values on the initial Loan Estimate, a fee tolerance cure of up to $0.00 may be required. EXCEPTION INFO: Disclosure is missing.
Refinance Rate/Term	Single Family Detached	2	B	2		[2] Federal Compliance - ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Not Provided Timely: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide "Right to Receive a Copy" appraisal disclosure to applicant within three (3) business days of application or determination of first lien status.
Purchase	UTD	2	B	2		[2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower. [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.
Purchase	Condo (Mid Rise)	2	B	2		[2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.
Purchase	Condo (Low Rise)	2	B	2		[3] Credit Documentation - Missing Document: Credit Report not provided [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing.
Refinance Rate/Term	Single Family Detached	2	B	2		[2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date.
Refinance Rate/Term	Single Family Detached	1	A	1
Refinance Rate/Term	PUD	2	B	2		[2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.
Refinance Cash-out - Debt Consolidation	Single Family Detached	2	B	2		[2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
Refinance Cash-out - Debt Consolidation	Single Family Detached	2	B	2		[2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.
Refinance Rate/Term	Single Family Detached	3	C	3	[3] State Compliance - Rhode Island Home Loan (Prohibited Acts and Practices Regarding High-Cost Home Loans Disclosure Not Provided): Rhode Island Home Loan: Prohibited Acts and Practices Regarding High-Cost Home Loans disclosure not provided. [3] State Compliance - Rhode Island Home Loan (High Cost Analysis Not In File): Rhode Island Home Loan: Loan file did not contain record(s) documenting high-cost home loan analysis. [3] State Compliance - Rhode Island Home Loan (Prohibited Acts and Practices Regarding Home Loans Disclosure Not Provided): Rhode Island Home Loan: Prohibited Acts and Practices Regarding Home Loans disclosure not provided. [3] State Compliance - Rhode Island Home Loan (Tangible Net Benefit Disclosure Not Provided): Rhode Island Home Loan: Tangible Net Benefit Disclosure not provided to borrower for refinance within 60 months.	[2] Federal Compliance - Payoff Statement Missing: Missing Payoff Statement: Unable to determine if a prepayment penalty was included in the pay-off which may impact high cost findings. [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.
Refinance Rate/Term	PUD	2	B	2		[3] Insurance Documentation - Missing Document: Mortgage Insurance Certificate (MIC) not provided [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.
Purchase	Single Family Detached	2	B	2		[3] Insurance Documentation - Missing Document: Mortgage Insurance Certificate (MIC) not provided [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.
Refinance Cash-out - Other	Single Family Detached	2	B	2		[3] Application / Processing - Missing Document: Missing Final 1003 [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
Purchase	Single Family Detached	2	B	2		[3] Application / Processing - Missing Document: Missing Final 1003 [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. [2] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties EXCEPTION INFO: TIL appears to be final but not signed or dated by borrower [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $254,625.43 is underdisclosed from calculated Finance Charge of $255,943.34 in the amount of $1,317.91. EXCEPTION INFO: Unable to determine reason for under disclosure due to missing itemization of amount financed. [2] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing. EXCEPTION INFO: TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not dated by borrower so cannot confirm that borrower received.
Refinance Cash-out - Debt Consolidation	Single Family Detached	1	A	1
Purchase	Single Family Detached	2	B	2		[2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. [2] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties EXCEPTION INFO: TIL appears to be final but not signed nor initialed by borrower. [2] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing. EXCEPTION INFO: TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not signed or dated by borrower so cannot confirm that borrower received.
Refinance Rate/Term	Single Family Detached	2	B	2		[2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - Final TIL Estimated: Final TIL disclosure found in file had markings indicating one or more entries are estimates.
Refinance Cash-out - Debt Consolidation	Single Family Detached	2	B	2		[2] Federal Compliance - Payoff Statement Missing: Missing Payoff Statement: Unable to determine if a prepayment penalty was included in the pay-off which may impact high cost findings. [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XXXX, prior to three (3) business days from transaction date of XXXX.
Purchase	Single Family Detached	2	B	2		[2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.
Purchase	UTD	2	B	2		[2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower. [2] Closing / Title - (Doc Error) TIL Error: Borrower signature not dated. EXCEPTION INFO: signature not dated
Refinance Cash-out - Other	Single Family Detached	3	C	3	[3] State Compliance - (TX50(a)(6)) Texas Cash-out Loan (Acknowledgment of Fair Market Value Disclosure Not Signed by the Lender): Texas Constitution Section 50(a)(6): Acknowledgment of the Fair Market Value not properly executed by the Lender. [3] State Compliance - (TX50(a)(6)) Texas Cash-out Loan (Points and Fees Exceeds 3% of Original Principal Balance): Texas Constitution Section 50(a)(6): Points and fees on subject loan of 5.49114% is in excess of the allowable maximum of 3.0000% of the Original Principal Loan Amount. Points and Fees total $XXXX on an Original Principal Loan Amount of $XXXX vs. an allowable total of $XXXX (an overage of $2,770.15 or 2.49114%.)
Refinance Rate/Term	3 Family	2	B	2		[2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
Refinance Rate/Term	Single Family Detached	2	B	2		[2] Federal Compliance - ARM Disclosure Prior to Closing Timing: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower at least three (3) days prior to consummation for a loan that did not start as an ARM. [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - (Missing Data) Unable to determine if loan is a same lender refi (Circuit 2, 5, 7, 8, 9, 10 or DC): Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used. (H-8 Form was used and property is in the 2 nd, 5 th, 7 th, 8 th, 9 th, 10 th, or District of Columbia) [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.
Purchase	Single Family Detached	1	A	1
Purchase	Condo (Low Rise)	2	B	2		[3] Insurance Documentation - Missing Document: Mortgage Insurance Certificate (MIC) not provided [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.
Purchase	UTD	2	B	2		[3] Application / Processing - Missing Document: Missing Final 1003 [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.
Purchase	Single Family Detached	2	B	2		[2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. [2] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties EXCEPTION INFO: TIL appears to be final but not signed nor initialed by borrower. [2] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing. EXCEPTION INFO: TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not signed or dated by borrower so cannot confirm that borrower received.
Purchase	Single Family Detached	2	B	2		[2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure.
Refinance Rate/Term	2 Family	2	B	2		[2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XXXX, prior to three (3) business days from transaction date of XXXX.
Refinance Cash-out - Other	Single Family Detached	2	B	2		[3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file. [3] Application / Processing - Missing Document: Missing Final 1003 [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. [2] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties EXCEPTION INFO: TIL appears to be final but not signed nor initialed by borrower [2] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided. [2] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing. EXCEPTION INFO: TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not signed or dated by borrower so cannot confirm that borrower received.
Refinance Rate/Term	Single Family Detached	2	B	2		[2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.
Refinance Rate/Term	Condo (Low Rise)	2	B	2		[2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
Refinance Cash-out - Other	Single Family Detached	3	C	3	[3] State Compliance - (TX50(a)(6)) Texas Cash-out Loan (Points and Fees Exceeds 3% of Original Principal Balance): Texas Constitution Section 50(a)(6): Points and fees on subject loan of 3.11905% is in excess of the allowable maximum of 3.0000% of the Original Principal Loan Amount. Points and Fees total $XXXX on an Original Principal Loan Amount of $XXXX vs. an allowable total of $XXXX (an overage of $55.00 or 0.11905%.) SELLER - GENERAL COMMENT (2022-01-07): Agree - this can be remediated or corrected by refunding the excess fees to borrower and therefore bring account into compliance.	[2] Federal Compliance - Federal FACTA Disclosure Timing Test: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score. [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.
Purchase	Single Family Detached	3	D	3	[3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.	[3] Application / Processing - Missing Document: Missing Final 1003 [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing. [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary.
Purchase	Single Family Detached	1	A	1
Purchase	Single Family Detached	2	B	2		[3] Application / Processing - Missing Document: Missing Final 1003 [3] Insurance Documentation - Missing Document: Mortgage Insurance Certificate (MIC) not provided [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.
Purchase	PUD	1	A	1
Refinance Cash-out - Other	Single Family Detached	2	B	2		[2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.
Refinance Cash-out - Other	Single Family Detached	2	B	2		[2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. [2] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements. [2] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties EXCEPTION INFO: TIL appears to be final but not signed nor initialed by borrower. [2] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing. EXCEPTION INFO: TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not signed or dated by borrower so cannot confirm that borrower received.
Purchase	Condo (High Rise)	2	B	2		[2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. [2] Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.
Purchase	Single Family Detached	2	B	2		[2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure.
Purchase	PUD	2	B	2		[3] Insurance Documentation - Missing Document: Mortgage Insurance Certificate (MIC) not provided [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date.
Refinance Cash-out - Other	Single Family Detached	2	B	2		[2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $46,917.31 is underdisclosed from calculated Finance Charge of $47,077.12 in the amount of $159.81. EXCEPTION INFO: Unable to determine under disclosure due to missing Itemization of Amount Financed.
Refinance Cash-out - Debt Consolidation	Condo (Low Rise)	2	B	2		[2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
Purchase	Single Family Detached	2	B	2		[3] Insurance Documentation - Missing Document: Mortgage Insurance Certificate (MIC) not provided [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. [2] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties EXCEPTION INFO: TIL appears to be final but not signed nor initialed by borrower. [2] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing. EXCEPTION INFO: TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not signed or dated by borrower so cannot confirm that borrower received.
Refinance Cash-out - Other	UTD	2	B	2		[3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file. [3] Application / Processing - Missing Document: Missing Final 1003 [2] Federal Compliance - ARM Disclosure Status Test: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower. [2] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower. [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided. [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.
Refinance Cash-out - Debt Consolidation	UTD	3	D	3	[3] Federal Compliance - Missing Final HUD-1: Estimated HUD-1 Used For Fee Testing: Missing Final HUD-1: Estimated HUD-1 used for any applicable Federal, State or Local compliance testing.	[2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided. [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. [2] State Compliance - Washington Residential Mortgage Loan (Disclosure of Material Terms Not Provided): Washington HB 2770: Mortgage loan file does not contain a disclosure summary of all material terms provided to borrower.
Refinance Cash-out - Other	Single Family Detached	2	B	2		[2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. [2] Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA Disclosure Rule (Dodd-Frank 2014): Creditor did not provide List of Homeownership Counseling Organizations to borrower. [2] Federal Compliance - TRID Appraisal Disclosure - ECOA Status: ECOA - File does not evidence the consumer was provided with the right to receive a copy of the Appraisal Disclosure. EXCEPTION INFO: Disclosure is missing. [2] Federal Compliance - TRID Final Closing Disclosure Total Property Costs Year 1 - Pre October 2018 Test: TILA-RESPA Integrated Disclosure - Loan Disclosures: Amount of Estimated Property Costs over Year 1 of 2,777.17 on Final Closing Disclosure provided on XXXX not accurate. (FinalXXXX) [2] Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. (FinalXXXX) EXCEPTION INFO: 3 days not provided to borrower [2] Federal Compliance - TILA-RESPA Integrated Disclosure: application date on or after 10/3/2015, no Loan Estimates in the Loan File: TILA-RESPA Integrated Disclosure: Loan Estimate not provided within loan images to evidence delivery to the Borrower(s). The earliest Closing Disclosure provided in the loan file was used as the estimated baseline for Tolerance Testing. Depending on the actual values on the initial Loan Estimate, a fee tolerance cure of up to $0.00 may be required. EXCEPTION INFO: Disclosure is missing.
Refinance Rate/Term	Single Family Detached	2	B	2		[2] Federal Compliance - (Missing Data) Unable to determine if loan is a same lender refi (Circuit 2, 5, 7, 8, 9, 10 or DC): Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used. (H-8 Form was used and property is in the 2 nd, 5 th, 7 th, 8 th, 9 th, 10 th, or District of Columbia)
Refinance Cash-out - Debt Consolidation	Single Family Detached	2	B	2		[2] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Lender Inspection Fee. Fee Amount of $150.00 exceeds tolerance of $0.00. Insufficient or no cure was provided to the borrower. (75130) EXCEPTION INFO: Cure document not found. [2] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $3,656.25 exceeds tolerance of $3,469.00. Insufficient or no cure was provided to the borrower. (7200) EXCEPTION INFO: Cure document not found.
Refinance UTD	Condo (Low Rise)	3	D	3	[3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. SELLER - GENERAL COMMENT (2022-01-04): SMS does not have copy of HUD. Acquired loan as part of XXX acquisition; no prior to go back to. Uploaded closing package we received with the docs available. REVIEWER - GENERAL COMMENT (2022-01-04): Servicer confirmed unable to provide HUD.	[3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file. [3] Application / Processing - Missing Document: Missing Final 1003 [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing. [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided. [2] State Compliance - Washington Residential Mortgage Loan (Disclosure of Material Terms Not Provided): Washington HB 2770: Mortgage loan file does not contain a disclosure summary of all material terms provided to borrower.
Refinance Rate/Term	Single Family Detached	2	B	2		[2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. [2] State Compliance - Maryland Mortgage Lending Regulations (Tangible Net Benefit Worksheet Not Provided): Maryland Mortgage Lending Regulations: Net Tangible Benefit Worksheet not provided to borrower. [2] State Compliance - Maryland Ability to Repay Not Verified: Maryland SB270: Borrower’s ability to repay not verified with reliable documentation. [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. [2] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements. EXCEPTION INFO: TIL in file indicated to be final. Expected funding date same as disbursement and/or note date but is not dated by borrower so cannot confirm when borrower received the TIL [2] Closing / Title - (Doc Error) TIL Error: Borrower signature not dated. EXCEPTION INFO: TIL in file indicated to be final. Expected funding date same as disbursement and/or note date but is not dated by borrower so cannot confirm when borrower received the TIL [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $231,084.50 is underdisclosed from calculated Finance Charge of $231,266.88 in the amount of $182.38. EXCEPTION INFO: Unable to determine under disclosure as file is missing the Itemization of Amount Financed. [2] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing. EXCEPTION INFO: TIL in file indicated to be final. Expected funding date same as disbursement and/or note date but is not dated by borrower so cannot confirm when borrower received the TIL
Purchase	Condo (Low Rise)	2	B	2		[2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $302,503.53 is underdisclosed from calculated Finance Charge of $302,683.52 in the amount of $179.99. EXCEPTION INFO: Unable to determine under disclosure due to missing Itemization Of Amount Financed.
Purchase	Single Family Detached	2	B	2		[2] Federal Compliance - ARM Disclosure Status Test: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower. [2] Federal Compliance - CHARM Booklet Disclosure Timing: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower within three (3) days of application. [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $433,822.62 is underdisclosed from calculated Finance Charge of $433,938.05 in the amount of $115.43. EXCEPTION INFO: Unable to determine under disclosure due to missing itemization of amount financed.
Refinance Rate/Term	Single Family Detached	2	B	2		[2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC): Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used.
Refinance Cash-out - Debt Consolidation	Single Family Detached	2	B	2		[2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XXXX, prior to three (3) business days from transaction date of XXXX. [2] Federal Compliance - TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC): Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used.
Refinance Cash-out - Debt Consolidation	PUD	2	B	2		[2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
Purchase	Single Family Detached	2	B	2		[2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.
Refinance Cash-out - Other	PUD	2	B	2		[2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. [2] Federal Compliance - Right of Rescission Timing - Note Date used as Transaction Date: Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements
Purchase	Single Family Detached	2	B	2		[2] Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. (InitialXXXX) EXCEPTION INFO: Closing disclosure is dated XXXX.
Refinance Cash-out - Debt Consolidation	Single Family Detached	2	B	2		[2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.
Refinance Cash-out - Other	Single Family Detached	2	B	2		[2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date.
Refinance Rate/Term	Single Family Detached	2	B	2		[2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. [2] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements. [2] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties EXCEPTION INFO: XXXX Loan. Final TIL not signed however, Acknowledgment of Receipt in file signed by borrower. [2] Federal Compliance - TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC): Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used.
Purchase	Single Family Detached	1	A	1		[3] Insurance Documentation - Missing Document: Mortgage Insurance Certificate (MIC) not provided
Refinance Rate/Term	PUD	2	B	2		[2] State Compliance - Massachusetts Home Loan - Borrower's Interest Tangible Net Benefit Worksheet Not in File: Massachusetts Home Loan: No evidence in loan file of document or worksheet indicating how the lender determined that the home loan is in the borrower's interest. [2] Federal Compliance - Payoff Statement Missing: Missing Payoff Statement: Unable to determine if a prepayment penalty was included in the pay-off which may impact high cost findings. [2] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements. [2] Closing / Title - (Doc Error) TIL Error: Borrower signature not dated. [2] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties
Refinance Rate/Term	Single Family Detached	2	B	2		[2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.
Refinance Cash-out - Home Improvement	Single Family Detached	2	B	2		[3] Application / Processing - Missing Document: Missing Final 1003 [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. [2] Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.
Refinance Cash-out - Debt Consolidation	Single Family Detached	2	B	2		[3] Application / Processing - Missing Document: Missing Final 1003 [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. [2] Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. [2] State Compliance - Washington Residential Mortgage Loan (Disclosure of Material Terms Not Provided): Washington HB 2770: Mortgage loan file does not contain a disclosure summary of all material terms provided to borrower.
Refinance Rate/Term	Single Family Detached	1	A	1
Refinance Cash-out - Debt Consolidation	PUD	3	C	3	[3] State Compliance - (TX50(a)(6)) Texas Cash-out Loan (Itemization of Points and Fees Not Provided): Texas Constitution Section 50(a)(6): Final Itemized disclosure of fees, points, costs and charges not provided to borrower at least one (1) business day prior to closing. [3] State Compliance - (TX50(a)(6)) Texas Cash-out Loan (Points and Fees Exceeds 3% of Original Principal Balance): Texas Constitution Section 50(a)(6): Points and fees on subject loan of 4.15000% is in excess of the allowable maximum of 3.0000% of the Original Principal Loan Amount. Points and Fees total $XXXX on an Original Principal Loan Amount of $XXXX vs. an allowable total of $XXXX (an overage of $1,150.00 or 1.15000%.) SELLER - GENERAL COMMENT (2022-01-06): A rate-stack displaying the par rate and the discounted rate with LLPAs is not evidenced: page 133 of the document link titled 'Miscellaneous - Other Loan Docs - Prior SVCR Date' states 'Not a Buy Down' which would indicate the Borrower was charged 1.500% Discount Points absernt a rate-drop. The Discount Points must be considered non bona-fide and this loan fails the TX 50(a)(6) 3.00% fee test (see Servicer Loan Number tab - Column E).	[2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. [2] Federal Compliance - TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC): Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used.
Refinance Rate/Term	Single Family Detached	1	A	1
Purchase	Single Family Detached	2	B	2		[2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.
Refinance Rate/Term	UTD	3	D	3	[3] Federal Compliance - Missing Final HUD-1: HUD-1 Not Signed or Stamped Used For Fee Testing: Missing Final HUD-1: HUD-1 Not Signed or Stamped used for any applicable Federal, State or Local compliance testing. EXCEPTION INFO: Close at Home Loan. Final HUD-1 not signed by borrower however, Acknowledgment of Receipt is in file signed by borrower. This unsigned HUD was used for compliance testing. SELLER - GENERAL COMMENT (2021-12-29): Unable to locate signed HUD-1. REVIEWER - OPEN - UNABLE TO CLEAR COMMENT (2021-12-29): Servicer confirmed unable to locate signed HUD.	[3] Application / Processing - Missing Document: Missing Final 1003 [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] State Compliance - Minnesota Residential Mortgage Originator and Servicer Licensing Act (Ability to Repay not Verified): Minnesota Residential Mortgage Originator and Servicer Licensing Act Borrower’s ability to repay not verified with reliable documentation. [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower. [2] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements. [2] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties EXCEPTION INFO: XXXX Loan. Final TIL not signed however, Acknowledgment of Receipt in file signed by borrower. [2] Federal Compliance - Notice of Right To Cancel Not Provided to All Required Parties: Truth in Lending Act: Notice of Right to Cancel was not signed by all parties whose ownership interest is or will be subject to the security interest. [2] Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. [2] Federal Compliance - TIL-MDIA 7-day Waiting Period - Initial TIL Less than 7 days from Consummation: Truth in Lending Act (Early TIL Disclosure): Initial TIL was not delivered to the borrower at least seven (7) business days prior to note date.
Refinance Rate/Term	Single Family Detached	1	A	1
Refinance Cash-out - Debt Consolidation	Single Family Detached	3	D	3	[3] Federal Compliance - Missing Final HUD-1: Title Co. Closing Statement Used For Fee Testing: Missing Final HUD-1: Title Company Closing Statement used for any applicable Federal, State or Local compliance testing.	[2] State Compliance - California Prepayment Penalty: California Prepayment Penalty: Maximum prepay allowed is 6 months interest calculated on 80% of the original balance ($XXXX). Loan contracts for maximum calculated prepay of $XXXX, which exceeds max allowable. Prepay may be impermissible depending on the lender's license type. Prepay language states prepay will not exceed maximum permitted by applicable law. [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
Purchase	Townhouse	2	B	2		[2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. [2] Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. [2] Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet. [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. [2] Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.
Purchase	Single Family Detached	2	B	2		[2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance – RESPA (2010) - 10% Tolerance Without Cure: Unable to determine if there was a variance between the Final GFE and the Final HUD-1 for GFE and HUD 10% Fees without a cure due to missing information. [2] Federal Compliance – RESPA (2010) - 0% Tolerance (Line 801) Without Cure: Unable to determine if there was a variance between the Final GFE and the Final HUD-1 for GFE Block 1/HUD 801 Fees without a cure due to missing information. [2] Federal Compliance – RESPA (2010) - 0% Tolerance (Line 802) Without Cure: Unable to determine if there was a variance between the Final GFE and the Final HUD-1 for GFE Block 2/HUD 802 Fees without a cure due to missing information. [2] Federal Compliance – RESPA (2010) - 0% Tolerance (Line 1203) Without Cure: Unable to determine if there was a variance between the Final GFE and the Final HUD-1 for GFE Block 8/HUD 1203 Transfer Tax Fees without a cure due to missing information. [2] Federal Compliance – RESPA (2010) - 0% Tolerance (Line 803) Without Cure: Unable to determine if there was a variance between the Final GFE and the Final HUD-1 for GFE Block A/HUD 803 Fees without a cure due to missing information. [2] Federal Compliance – RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: Unable to test GFE Estimate Available Through Date due to missing information. [2] Federal Compliance – RESPA (2010) – GFE column on HUD Comparison Chart Inaccurate: Unable to determine if the Good Faith Estimate column on page 3 of the Final HUD-1 is accurate as compared to the most recently disclosed Good Faith Estimate due to missing information. [2] Federal Compliance – RESPA (2010) - Incorrect GFE Form Used: RESPA (2010) - Good Faith Estimate not on the proper 2010 GFE form. [2] Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. [2] Federal Compliance - RESPA - Initial GFE Missing: Unable to determine if the Good Faith Estimate was provided due to missing information. [2] Federal Compliance – RESPA (2010) - Existence of Escrow Account on Final GFE Inaccurate: Unable to determine if the Final GFE indicates the loan contains an escrow payment due to missing information. [2] Federal Compliance – RESPA (2010) - Interest Rate on GFE Inaccurate: Unable to determine if the Final GFE reflects the actual interest rate due to missing information. [2] Federal Compliance – RESPA (2010) - Loan Amount on Final GFE Inaccurate: Unable to determine if the Final GFE reflects the actual Loan Amount due to missing information. [2] Federal Compliance – RESPA (2010) - Loan Term on Final GFE Inaccurate: Unable to determine if the Final GFE reflects the actual Loan Term due to missing information. [2] Federal Compliance – RESPA (2010) - Initial Payment on GFE Inaccurate: Unable to determine if the Final GFE reflects the actual payment due to missing information. [2] Federal Compliance – RESPA (2010) – HUD column on HUD Comparison Chart Inaccurate: Unable to determine if the HUD-1 column on page 3 of the Final HUD-1 is accurate as compared to the charges on page 2 of the disclosure due to missing information. [2] Federal Compliance – RESPA (2010) - Existence of Escrow Account on Final HUD-1 Inaccurate: Unable to determine if the Final HUD-1 indicates the loan contains an escrow payment due to missing information. [2] Federal Compliance – RESPA (2010) - Interest Rate on Final HUD-1 Inaccurate: Unable to determine if the Final HUD-1 reflects the actual interest rate due to missing information. [2] Federal Compliance – RESPA (2010) - Loan Amount on Final HUD-1 Inaccurate: Unable to determine if the Final HUD-1 reflects the actual Loan Amount due to missing information. [2] Federal Compliance – RESPA (2010) - Loan Term on Final HUD-1 Inaccurate: Unable to determine if the Final HUD-1 reflects the actual Loan Term due to missing information. [2] Federal Compliance – RESPA (2010) - Initial Payment on Final HUD-1 Inaccurate: Unable to determine if the Final HUD-1 reflects the actual payment due to missing information. [2] Federal Compliance - RESPA - Incorrect HUD-1 Form Used: Unable to determine if the Final HUD-1 Settlement Statement is on the proper 2010 form due to missing information. [2] Federal Compliance – RESPA (2010) – Written Service Provider List Missing: Unable to determine if the borrower received a list of service providers due to missing information. [2] Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet. [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.
Refinance Cash-out - Debt Consolidation	Single Family Detached	2	B	2		[2] Federal Compliance - (Missing Data) Unable to determine if loan is a same lender refi (Circuit 2, 5, 7, 8, 9, 10 or DC): Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used. (H-8 Form was used and property is in the 2 nd, 5 th, 7 th, 8 th, 9 th, 10 th, or District of Columbia) [2] Federal Compliance – RESPA (2010) - Loan Amount on Final GFE Inaccurate: RESPA (2010): Loan Amount on Final GFE does not match Note. [2] Federal Compliance – RESPA (2010) - Initial Payment on GFE Inaccurate: RESPA (2010): Initial payment on GFE does not match actual payment on loan. [2] Federal Compliance – RESPA (2010) - Initial Payment on Final HUD-1 Inaccurate: RESPA (2010): Initial payment on Final HUD-1 does not match actual payment on loan. [2] State Compliance - Washington Residential Mortgage Loan (Disclosure of Material Terms Not Provided Timely): Washington HB 2770: Mortgage loan file does not contain a disclosure summary of all material terms provided to borrower within three (3) business days of receipt of the loan application.
Refinance Rate/Term	PUD	2	B	2		[2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. [2] Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.
Refinance UTD	UTD	3	D	3	[3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. SELLER - GENERAL COMMENT (2022-01-06): SMS does not have HUD. Acquired from XXX who advised they do not house origination docs and to request from client REVIEWER - OPEN - UNABLE TO CLEAR COMMENT (2022-01-06): Servicer confirmed unable to provide HUD.	[3] Application / Processing - Missing Document: Missing Final 1003 [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing. [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided. [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.
Refinance Rate/Term	Single Family Detached	2	B	2		[2] Federal Compliance - ARM Disclosure Timing Test: Unable to determine if ARM disclosure was provided within three (3) days of application due to missing information. [2] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower. [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. [2] Federal Compliance – RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges. [2] Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. [2] Federal Compliance – RESPA (2010) - Existence of Escrow Account on Final GFE Inaccurate: RESPA (2010): Existence of escrow account disclosed on Final GFE does not match actual terms. [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. [2] Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.
Refinance Rate/Term	Single Family Detached	2	B	2		[2] Miscellaneous Compliance - (Doc Error) GFE Error: There is no evidence that the interest rate was locked prior to closing [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.
Refinance Rate/Term	Single Family Detached	2	B	2		[2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] State Compliance - Maryland Mortgage Lending Regulations (Tangible Net Benefit Worksheet Not Provided): Maryland Mortgage Lending Regulations: Net Tangible Benefit Worksheet not provided to borrower. [2] State Compliance - Maryland Ability to Repay Not Verified: Maryland SB270: Borrower’s ability to repay not verified with reliable documentation. [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. [2] Federal Compliance - RESPA - Initial GFE Missing: RESPA: Initial GFE not provided to Borrower(s). [2] Federal Compliance – RESPA (2010) – Written Service Provider List Missing: RESPA (2010): Borrower not provided with list of service providers. [2] Federal Compliance - RESPA - Initial Escrow Account Statement Missing: RESPA: Initial escrow account statement was not provided to the borrower. [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement. [2] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements. [2] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties EXCEPTION INFO: XXXX Loan. Final TIL not signed however, Acknowledgment of Receipt in file signed by borrower. [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XXXX, prior to three (3) business days from transaction date of XXXX. [2] Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: Truth in Lending Act: Unable to determine if Notice of Right to Cancel was executed on the proper Model Form. The H-9 form was used instead of the H-8 form, however, the loan file does not contain evidence that the refinance was by the original creditor. [2] Federal Compliance - TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date: Truth in Lending Act: Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s).
Refinance Cash-out - Other	Single Family Detached	1	A	1
Refinance Rate/Term	PUD	2	B	2		[2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided
Refinance Cash-out - Debt Consolidation	Single Family Detached	1	A	1
Refinance Rate/Term	PUD	2	B	2		[2] State Compliance - Idaho Residential Mortgage Practices Act (Rate Lock Agreement Not Provided): Idaho Residential Mortgage Practices Act: Rate Lock-In/Float Disclosure not provided to borrower. [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.
Purchase	Single Family Detached	2	B	2		[2] Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges. [2] Federal Compliance – RESPA (2010) - Loan Amount on Final GFE Inaccurate: RESPA (2010): Loan Amount on Final GFE does not match Note. [2] Federal Compliance – RESPA (2010) - Initial Payment on GFE Inaccurate: RESPA (2010): Initial payment on GFE does not match actual payment on loan. [2] Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet.
Refinance Rate/Term	Single Family Detached	2	B	2		[2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] State Compliance - Minnesota Residential Mortgage Originator and Servicer Licensing Act (Ability to Repay not Verified): Minnesota Residential Mortgage Originator and Servicer Licensing Act Borrower’s ability to repay not verified with reliable documentation. [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. [2] Federal Compliance - RESPA - Initial GFE Missing: RESPA: Initial GFE not provided to Borrower(s). [2] Federal Compliance – RESPA (2010) – HUD column on HUD Comparison Chart Inaccurate: RESPA (2010) – HUD-1 column on page 3 of Final HUD-1 does not match charges on page 2 of disclosure. [2] Federal Compliance – RESPA (2010) – Written Service Provider List Missing: RESPA (2010): Borrower not provided with list of service providers. [2] Federal Compliance - RESPA - Initial Escrow Account Statement Missing: RESPA: Initial escrow account statement was not provided to the borrower. [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement. [2] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements. [2] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties EXCEPTION INFO: XXXX Loan. Final TIL not signed however, Acknowledgment of Receipt in file signed by borrower
Refinance Rate/Term	Single Family Detached	2	B	2		[3] Insurance Documentation - Missing Document: Mortgage Insurance Certificate (MIC) not provided [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. [2] Federal Compliance – RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges. [2] Federal Compliance – RESPA (2010) - Interest Rate on GFE Inaccurate: RESPA (2010): Interest Rate on GFE does not match Note. [2] Federal Compliance – RESPA (2010) - Loan Amount on Final GFE Inaccurate: RESPA (2010): Loan Amount on Final GFE does not match Note. [2] Federal Compliance – RESPA (2010) - Initial Payment on GFE Inaccurate: RESPA (2010): Initial payment on GFE does not match actual payment on loan.
Refinance Rate/Term	Single Family Detached	2	B	2		[2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. [2] Federal Compliance - RESPA - Initial GFE Missing: RESPA: Initial GFE not provided to Borrower(s). [2] Federal Compliance – RESPA (2010) – Written Service Provider List Missing: RESPA (2010): Borrower not provided with list of service providers. [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower. [2] Federal Compliance - RESPA - Initial Escrow Account Statement Missing: RESPA: Initial escrow account statement was not provided to the borrower. [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement. [2] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements. [2] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties EXCEPTION INFO: Final TIL not signed however, Acknowledgment of Receipt in file is signed by borrower. [2] Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.
UTD	UTD	3	D	3	[3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.	[3] Application / Processing - Missing Document: Missing Final 1003 [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing. [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. [2] Federal Compliance - RESPA - Initial GFE Missing: RESPA: Initial GFE not provided to Borrower(s). [2] Federal Compliance – RESPA (2010) – Written Service Provider List Missing: Unable to determine if the borrower received a list of service providers due to missing information. [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement. [2] Closing / Title - Security Instrument is not on a FNMA/FHLMC form and does not contain the following clauses:: Homestead Exemption Waiver [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided. [2] Federal Compliance - TIL-MDIA - Initial TIL Missing: Truth in Lending Act (Early TIL Disclosure): Initial TIL was not provided to the borrower. [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary.
Refinance Rate/Term	Single Family Detached	2	B	2		[3] Application / Processing - Missing Document: Missing Final 1003 [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. [2] Federal Compliance - RESPA - Initial GFE Missing: RESPA: Initial GFE not provided to Borrower(s). [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower. [2] Federal Compliance - RESPA - Initial Escrow Account Statement Missing: RESPA: Initial escrow account statement was not provided to the borrower. [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement. [2] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements. [2] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties EXCEPTION INFO: XXXX Loan. Final TIL not signed however, Acknowledgment of Receipt in file signed by borrower. [2] Federal Compliance - TIL-MDIA 7-day Waiting Period - Initial TIL Less than 7 days from Consummation: Truth in Lending Act (Early TIL Disclosure): Initial TIL was not delivered to the borrower at least seven (7) business days prior to note date.
Refinance Rate/Term	Single Family Detached	2	B	2		[2] State Compliance - North Carolina First Lien Late Charge Percent Testing: North Carolina Late Charge: Note late charge percent of 5.00000% exceeds the state maximum of 4%.
Refinance Rate/Term	Single Family Detached	2	B	2		[3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file. [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. EXCEPTION INFO: Facta missing [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. EXCEPTION INFO: Initial 1003 missing [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. [2] Federal Compliance - RESPA - Initial GFE Missing: RESPA: Initial GFE not provided to Borrower(s). [2] Federal Compliance – RESPA (2010) – Written Service Provider List Missing: Unable to determine if the borrower received a list of service providers due to missing information. [2] Federal Compliance - RESPA - Initial Escrow Account Statement Missing: RESPA: Initial escrow account statement was not provided to the borrower. EXCEPTION INFO: Disclosure missing [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement. [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided. [2] Federal Compliance - TIL-MDIA - Initial TIL Missing: Truth in Lending Act (Early TIL Disclosure): Initial TIL was not provided to the borrower. [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. [2] State Compliance - Virginia Tangible Net Benefit Test: Unable to determine if the loan was refinanced without a tangible net benefit to the borrower due to missing information.
Refinance Cash-out - Debt Consolidation	Single Family Detached	2	B	2		[2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $306,547.91 is underdisclosed from calculated Finance Charge of $306,648.92 in the amount of $101.01. EXCEPTION INFO: TIL Itemization did not disclose the tax cert fee of $45 or the title courier fee of $50 as prepaid finance charges. [2] Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinance by a creditor that is not considered the original creditor. The H-9 form was used, the H-8 form should have been used.
Refinance Rate/Term	Single Family Detached	2	B	2		[2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. [2] Federal Compliance - RESPA - Initial GFE Missing: RESPA: Initial GFE not provided to Borrower(s). [2] Federal Compliance - RESPA - Initial Escrow Account Statement Missing: RESPA: Initial escrow account statement was not provided to the borrower. [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement. [2] Federal Compliance - TIL-MDIA - Initial TIL Missing: Truth in Lending Act (Early TIL Disclosure): Initial TIL was not provided to the borrower.
Purchase	Single Family Detached	2	B	2		[3] Credit Documentation - Purchase contract date not provided. [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. EXCEPTION INFO: Initial 1003 missing [2] Federal Compliance - NMLS - Missing Evidence of Initial Loan Application Date: Truth in Lending Act (NMLSR Dodd- Frank 2014): Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date. [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. [2] Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA Disclosure Rule (Dodd-Frank 2014): Creditor did not provide List of Homeownership Counseling Organizations to borrower. [2] Federal Compliance - RESPA - Initial Escrow Account Statement Missing: RESPA: Initial escrow account statement was not provided to the borrower. EXCEPTION INFO: Disclosure missing [2] Federal Compliance - TRID Appraisal Disclosure - ECOA Status: ECOA - File does not evidence the consumer was provided with the right to receive a copy of the Appraisal Disclosure. EXCEPTION INFO: Verified document not found in file. [2] Federal Compliance - TRID Final Closing Disclosure No Seller Paid Fees Primary Residence First Lien: TRID Final Closing Disclosure XXXX on a first lien purchase transaction did not disclose any Seller paid fees/charges on page 2. (Points and Fees testing limited to Borrower paid fees.) (FinalXXXX) EXCEPTION INFO: Seller CD missing [2] Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. (FinalXXXX) EXCEPTION INFO: Initial CD same date as closing. [2] Federal Compliance - TILA-RESPA Integrated Disclosure: application date on or after 10/3/2015, no Loan Estimates in the Loan File: TILA-RESPA Integrated Disclosure: Loan Estimate not provided within loan images to evidence delivery to the Borrower(s). The earliest Closing Disclosure provided in the loan file was used as the estimated baseline for Tolerance Testing. Depending on the actual values on the initial Loan Estimate, a fee tolerance cure of up to $0.00 may be required. EXCEPTION INFO: Loan Estimate and Closing Disclosure are missing from file.
Refinance Rate/Term	Single Family Detached	2	B	2		[3] Application / Processing - Missing Document: Missing Final 1003 REVIEWER - GENERAL COMMENT (2022-01-10): Received a duplicate copy of the initial application. Exception is for a Final application. Exception remains. [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. [2] Federal Compliance - RESPA - Initial GFE Missing: RESPA: Initial GFE not provided to Borrower(s). [2] Federal Compliance - RESPA - Initial Escrow Account Statement Missing: RESPA: Initial escrow account statement was not provided to the borrower. EXCEPTION INFO: Disclosure missing [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement. [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided. [2] Federal Compliance - TIL-MDIA - Initial TIL Missing: Truth in Lending Act (Early TIL Disclosure): Initial TIL was not provided to the borrower. [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.
Purchase	Single Family Detached	2	B	2		[2] Federal Compliance - ARM Disclosure Status Test: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower. [2] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower. [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. EXCEPTION INFO: Initial 1003 missing [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.
Refinance Rate/Term	Single Family Detached	2	B	2		[3] Insurance Documentation - Missing Document: Mortgage Insurance Certificate (MIC) not provided [2] Federal Compliance - ARM Disclosure Status Test: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower. [2] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower. [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided. [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.
Purchase	Single Family Detached	2	B	2		[2] Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.
Refinance Rate/Term	Single Family Detached	2	B	2		[2] Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges. [2] State Compliance - Washington Residential Mortgage Loan (Disclosure of Material Terms Not Provided): Washington HB 2770: Mortgage loan file does not contain a disclosure summary of all material terms provided to borrower.
Refinance Rate/Term	Single Family Detached	2	B	2		[3] Application / Processing - Missing Document: Missing Final 1003 [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] State Compliance - Maryland Mortgage Lending Regulations (Tangible Net Benefit Worksheet Not Provided): Maryland Mortgage Lending Regulations: Net Tangible Benefit Worksheet not provided to borrower. [2] State Compliance - Maryland Ability to Repay Not Verified: Maryland SB270: Borrower’s ability to repay not verified with reliable documentation. [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. [2] Federal Compliance - RESPA - Initial GFE Missing: RESPA: Initial GFE not provided to Borrower(s). [2] Federal Compliance - RESPA - Initial Escrow Account Statement Missing: RESPA: Initial escrow account statement was not provided to the borrower. [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement. [2] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements. [2] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties EXCEPTION INFO: XXXX Loan. Final TIL not signed; however, Acknowledgment of Receipt in file signed by borrower.
Refinance UTD	Single Family Detached	3	D	3	[3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. SELLER - GENERAL COMMENT (2022-01-06): SMS does not have HUD, however uploaded closing document containing fee breakout REVIEWER - GENERAL COMMENT (2022-01-06): Document provided appears to be Closing Instructions, not Closing Statement. Not acceptable to use in lieu of HUD. Exception remains.	[3] Application / Processing - Missing Document: Missing Final 1003 [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Note Date of XXXX used as disbursement date for compliance testing. [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. [2] Federal Compliance - RESPA - Initial GFE Missing: RESPA: Initial GFE not provided to Borrower(s). [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement. [2] Federal Compliance - Right of Rescission Timing - Note Date used as Transaction Date: Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided. [2] Federal Compliance - TIL-MDIA - Initial TIL Missing: Truth in Lending Act (Early TIL Disclosure): Initial TIL was not provided to the borrower. [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary.
Refinance Rate/Term	Single Family Detached	2	B	2		[2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. [2] Miscellaneous Compliance - (Doc Error) GFE Error: Interest rate available through date not provided.: GFE Date: 10/23/2010 Interest Rate Available Through Date is blank for GFE dated 10/23/2010. [2] Federal Compliance – RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges. [2] Federal Compliance – RESPA (2010) - Loan Amount on Final GFE Inaccurate: RESPA (2010): Loan Amount on Final GFE does not match Note. [2] Federal Compliance – RESPA (2010) - Initial Payment on GFE Inaccurate: RESPA (2010): Initial payment on GFE does not match actual payment on loan.
Refinance Rate/Term	Single Family Detached	2	B	2		[2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. [2] Miscellaneous Compliance - (Doc Error) GFE Error: There is no evidence that the interest rate was locked prior to closing [2] Federal Compliance – RESPA (2010) – GFE column on HUD Comparison Chart Inaccurate: RESPA (2010) – GFE column on page 3 of Final HUD-1 does not match most recently disclosed GFE. [2] Federal Compliance – RESPA (2010) - Interest Rate on GFE Inaccurate: RESPA (2010): Interest Rate on GFE does not match Note. [2] Federal Compliance – RESPA (2010) - Loan Amount on Final GFE Inaccurate: RESPA (2010): Loan Amount on Final GFE does not match Note. [2] Federal Compliance – RESPA (2010) - Initial Payment on GFE Inaccurate: RESPA (2010): Initial payment on GFE does not match actual payment on loan. [2] Federal Compliance – RESPA (2010) – Written Service Provider List Not Provided Timely: RESPA (2010) - Borrower did not receive a list of service providers at the time the Good Faith Estimate was provided. [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement. [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $63,101.37 is underdisclosed from calculated Finance Charge of $63,358.37 in the amount of $257.00. EXCEPTION INFO: Unable to determine under disclosure due to missing Itemization of Amount Financed
Refinance Cash-out - Other	Single Family Detached	2	B	2		[2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. [2] Federal Compliance – RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges.
Refinance Rate/Term	UTD	2	B	2		[2] Federal Compliance - (Missing Data) Unable to determine if loan is a same lender refi (Third Circuit): Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used. (H-8 Form was used and property is in the 3rd circuit) [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. [2] Federal Compliance – RESPA (2010) – GFE column on HUD Comparison Chart Inaccurate: RESPA (2010) – GFE column on page 3 of Final HUD-1 does not match most recently disclosed GFE. SELLER - GENERAL COMMENT (2022-01-03): Provided HUD REVIEWER - GENERAL COMMENT (2022-01-03): Received HUD that matches the HUD used for review. The GFE data on page 3 does not match the date from the GFE that was provided for review. Unable to clear. [2] Federal Compliance – RESPA (2010) - Loan Amount on Final GFE Inaccurate: RESPA (2010): Loan Amount on Final GFE does not match Note. [2] Federal Compliance – RESPA (2010) - Initial Payment on GFE Inaccurate: RESPA (2010): Initial payment on GFE does not match actual payment on loan. [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement to applicant within three (3) business days of application.
Refinance Rate/Term	Condo (Low Rise)	1	A	1
Purchase	PUD	2	B	2		[2] Federal Compliance - TIL-MDIA 3-day Waiting Period - Corrected TIL for APR Inaccuracy Received Less than 3 Business Days from Consummation: Truth in Lending Act (Early TIL Disclosure): Corrected TIL for APR inaccuracy was not received by the borrower at least three (3) business days prior to closing.
Refinance Rate/Term	Single Family Detached	2	B	2		[3] Insurance Documentation - Missing Document: Mortgage Insurance Certificate (MIC) not provided [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. EXCEPTION INFO: Disclosure missing [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. EXCEPTION INFO: Initial 1003 missing [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. [2] Federal Compliance - RESPA - Initial GFE Missing: RESPA: Initial GFE not provided to Borrower(s). [2] Federal Compliance – RESPA (2010) - Initial Payment on Final HUD-1 Inaccurate: RESPA (2010): Initial payment on Final HUD-1 does not match actual payment on loan. EXCEPTION INFO: Payment amount on hud does not match payment amount on note. [2] Federal Compliance - RESPA - Initial Escrow Account Statement Missing: RESPA: Initial escrow account statement was not provided to the borrower. EXCEPTION INFO: Disclosure missing [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement. [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided. [2] Federal Compliance - TIL-MDIA - Initial TIL Missing: Truth in Lending Act (Early TIL Disclosure): Initial TIL was not provided to the borrower. [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.
Purchase	PUD	2	B	2		[2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. REVIEWER - GENERAL COMMENT (2022-01-05): Received Final 1003. Exception is for missing application date which is not on the document provided. Exception remains. [2] Federal Compliance - NMLS - Missing Evidence of Initial Loan Application Date: Truth in Lending Act (NMLSR Dodd- Frank 2014): Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date. [2] Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. EXCEPTION INFO: Initial loan application date is missing. [2] Federal Compliance - TRID Appraisal Disclosure - ECOA Timing: ECOA - File does not evidence the consumer was provided with the right to receive a copy of the Appraisal Disclosure within 3 days of the loan application date. EXCEPTION INFO: Disclosure is missing. [2] Federal Compliance - TRID Final Closing Disclosure Escrowed Property Costs Year 1 - October 2018 Test: TILA-RESPA Integrated Disclosure - Loan Disclosures: Amount of Escrowed Property Costs over Year 1 of 7,646.76 on Final Closing Disclosure provided on XXXX not accurate. (Final/XXXX) [2] Federal Compliance - TRID Final Closing Disclosure Non Escrowed Property Costs Year 1: TILA-RESPA Integrated Disclosure - Loan Disclosures: Amount of Non-Escrowed Property Costs over Year 1 of 5,960.16 on Final Closing Disclosure provided on XXXX not accurate. (Final/XXXX) [2] Federal Compliance - TRID Lender Credit Tolerance Violation: TILA-RESPA Integrated Disclosure: Zero Percent Tolerance exceeded for Lender Credits. Final Lender Credit of $-6,420.46 is less than amount of binding Lender Credit previously disclosed in the amount of $-6,480.00. (9300) EXCEPTION INFO: Unable to adjust for $0.46 in rounding. [2] Federal Compliance - TRID Loan Estimate Timing: TILA-RESPA Integrated Disclosure: Loan Estimate not delivered or placed in the mail to Borrower(s) within three (3) business days of application. (Initial/XXXX) EXCEPTION INFO: Loan estimate is dated XXXX.
Purchase	Single Family Detached	2	B	2		[2] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Extension Fee. Fee Amount of $1,540.20 exceeds tolerance of $0.00. Insufficient or no cure was provided to the borrower. (7349) EXCEPTION INFO: No cure found in file
Purchase	Single Family Detached	2	B	2		[3] Credit Documentation - Purchase contract date not provided. [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. EXCEPTION INFO: Missing initial 1003 [2] Federal Compliance - NMLS - Missing Evidence of Initial Loan Application Date: Truth in Lending Act (NMLSR Dodd- Frank 2014): Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date. REVIEWER - GENERAL COMMENT (2022-01-05): Received Final 1003. Exception is for missing application date which is not on the document provided. Exception remains. [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. [2] Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. EXCEPTION INFO: Valid Lender/Broker Application not found in file. [2] Federal Compliance - RESPA - Initial Escrow Account Statement Missing: RESPA: Initial escrow account statement was not provided to the borrower. EXCEPTION INFO: Missing Disclosure [2] Federal Compliance - TRID Appraisal Disclosure - ECOA Timing: ECOA - File does not evidence the consumer was provided with the right to receive a copy of the Appraisal Disclosure within 3 days of the loan application date. EXCEPTION INFO: Appraisal and related disclosures not found in file. [2] Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. (FinalXXXX) EXCEPTION INFO: Initial CD dated same day as close date. [2] Federal Compliance - TRID Loan Estimate Timing: TILA-RESPA Integrated Disclosure: Loan Estimate not delivered or placed in the mail to Borrower(s) within three (3) business days of application. (InitialXXXX) EXCEPTION INFO: Verified date of Loan Estimate.
Refinance Rate/Term	Single Family Detached	1	A	1
Refinance Cash-out - Debt Consolidation	Single Family Detached	2	B	2		[2] Federal Compliance - Federal FACTA Disclosure Timing Test: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score. [2] Federal Compliance – RESPA (2010) - 0% Tolerance (Line 1203) Without Cure: RESPA (2010): 0% tolerance violation for 1203 fee without evidence of sufficient cure provided. [2] Federal Compliance – RESPA (2010) - Existence of Escrow Account on Final GFE Inaccurate: RESPA (2010): Existence of escrow account disclosed on Final GFE does not match actual terms. [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement to applicant within three (3) business days of application. [2] Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: Truth in Lending Act (Early TIL Disclosure): Initial TIL was not sent within three (3) business days of the creditor application date. [2] Federal Compliance - TIL-MDIA 3-day Waiting Period - Corrected TIL for APR Inaccuracy Received Less than 3 Business Days from Consummation: Truth in Lending Act (Early TIL Disclosure): Corrected TIL for APR inaccuracy was not received by the borrower at least three (3) business days prior to closing.
Purchase	Single Family Detached	2	B	2		[2] Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges. [2] Federal Compliance – RESPA (2010) - 10% Tolerance With Cure: RESPA (2010): 10% tolerance violation with evidence of cure provided on Final HUD-1. REVIEWER - GENERAL COMMENT (2022-01-04): Received duplicate HUD which shows line 1203 amount exceeding the disclosed line 1203 amount and that a cure was provided which is what the exception indicates. Exception remains. [2] Federal Compliance – RESPA (2010) – Written Service Provider List Not Provided Timely: RESPA (2010) - Borrower did not receive a list of service providers at the time the Good Faith Estimate was provided. [2] Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet. REVIEWER - GENERAL COMMENT (2022-01-04): Received HUD-1. Exception is for missing Settlement Booklet. Exception remains.
Refinance Rate/Term	Single Family Detached	2	B	2		[2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. [2] Federal Compliance - RESPA - Initial GFE Missing: RESPA: Initial GFE not provided to Borrower(s). [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. [2] Federal Compliance - RESPA - Initial Escrow Account Statement Missing: RESPA: Initial escrow account statement was not provided to the borrower. [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. [2] Federal Compliance - Safe Act NMLS - Missing Evidence of Initial Loan Application Date: Secure and Fair Enforcement for Mortgage Licensing Act: Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date. [2] Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.
Refinance Cash-out - Debt Consolidation	Single Family Detached	2	B	2		[2] Federal Compliance - ARM Disclosure Status Test: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower. [2] Miscellaneous Compliance - (Doc Error) GFE Error: Interest rate available through date not provided.: GFE Date: 01/21/2011 Interest Rate Available Through Date is blank for GFE dated 01/21/2011. [2] Federal Compliance – RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges. [2] Federal Compliance – RESPA (2010) - Loan Amount on Final GFE Inaccurate: RESPA (2010): Loan Amount on Final GFE does not match Note. [2] Federal Compliance – RESPA (2010) - Initial Payment on GFE Inaccurate: RESPA (2010): Initial payment on GFE does not match actual payment on loan. [2] Federal Compliance - SAFE Act - NMLS Info Not in File: Secure and Fair Enforcement for Mortgage Licensing Act: NMLSR information not present on loan application.
Refinance Rate/Term	UTD	2	B	2		[2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. [2] Federal Compliance - RESPA - Initial GFE Missing: RESPA: Initial GFE not provided to Borrower(s). [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement. [2] Federal Compliance - Safe Act NMLS - Missing Evidence of Initial Loan Application Date: Secure and Fair Enforcement for Mortgage Licensing Act: Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date. [2] Federal Compliance - TIL-MDIA - Initial TIL Missing: Truth in Lending Act (Early TIL Disclosure): Initial TIL was not provided to the borrower.
Refinance Rate/Term	Single Family Detached	2	B	2		[2] Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges. [2] Federal Compliance – RESPA (2010) - 0% Tolerance (Line 1203) With Cure: RESPA (2010): 0% tolerance violation for 1203 fee with evidence of cure provided on Final HUD-1 SELLER - GENERAL COMMENT (2022-01-03): provided HUD REVIEWER - GENERAL COMMENT (2022-01-03): Received HUD that matches the HUD used for review. It shows the Line 1203 amount exceeding the disclosed line 1203 amount and that a cure was provided which is what this exception indicates. Exception remains. [2] Federal Compliance - TIL-MDIA 3-day Waiting Period - Corrected TIL for APR Inaccuracy Received Less than 3 Business Days from Consummation: Truth in Lending Act (Early TIL Disclosure): Corrected TIL for APR inaccuracy was not received by the borrower at least three (3) business days prior to closing.
Refinance Rate/Term	UTD	2	B	2		[2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided. [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.
Refinance Rate/Term	Single Family Detached	2	B	2		[2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. [2] Federal Compliance - RESPA - Initial GFE Missing: RESPA: Initial GFE not provided to Borrower(s). [2] Federal Compliance – RESPA (2010) – Written Service Provider List Missing: RESPA (2010): Borrower not provided with list of service providers. [2] Federal Compliance - RESPA - Initial Escrow Account Statement Missing: RESPA: Initial escrow account statement was not provided to the borrower. [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement. [2] Federal Compliance - Safe Act NMLS - Missing Evidence of Initial Loan Application Date: Secure and Fair Enforcement for Mortgage Licensing Act: Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date. [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided. [2] Federal Compliance - TIL-MDIA - Initial TIL Missing: Truth in Lending Act (Early TIL Disclosure): Initial TIL was not provided to the borrower. [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.
Refinance Cash-out - Other	4 Family	2	B	2		[2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. [2] Federal Compliance – RESPA (2010) – Written Service Provider List Missing: RESPA (2010): Borrower not provided with list of service providers. [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement. [2] Federal Compliance - SAFE Act - LO Company not licensed at time of application: Unable to test LO company NMLS license due to missing information. [2] Federal Compliance - SAFE Act - Individual LO NMLS license status not approved: Unable to test Individual Loan Originator license status due to missing information. [2] Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Unable to test Loan Originator license due to missing information. [2] Federal Compliance - SAFE Act - LO Company NMLS license status not approved: Unable to test LO company status due to missing information. [2] Federal Compliance - SAFE Act - Individual LO NMLS does not match NMLS: Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator NMLSR information on loan documents does not match NMLSR. [2] Federal Compliance - Safe Act NMLS - Missing Evidence of Initial Loan Application Date: Secure and Fair Enforcement for Mortgage Licensing Act: Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date. [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $169,987.07 is underdisclosed from calculated Finance Charge of $170,097.14 in the amount of $110.07. EXCEPTION INFO: TIL itemization did not disclose a courier fee of $100 as prepaid finance charge. [2] Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.
Refinance Rate/Term	Single Family Detached	2	B	2		[2] Miscellaneous Compliance - (Doc Error) GFE Error: There is no evidence that the interest rate was locked prior to closing [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. [2] Federal Compliance – RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges. [2] Federal Compliance – RESPA (2010) – GFE column on HUD Comparison Chart Inaccurate: RESPA (2010) – GFE column on page 3 of Final HUD-1 does not match most recently disclosed GFE. [2] Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. [2] Federal Compliance – RESPA (2010) - Interest Rate on GFE Inaccurate: RESPA (2010): Interest Rate on GFE does not match Note. [2] Federal Compliance – RESPA (2010) - Loan Amount on Final GFE Inaccurate: RESPA (2010): Loan Amount on Final GFE does not match Note. [2] Federal Compliance – RESPA (2010) - Loan Term on Final GFE Inaccurate: RESPA (2010): Loan Term on Final GFE does not match Note. [2] Federal Compliance – RESPA (2010) - Initial Payment on GFE Inaccurate: RESPA (2010): Initial payment on GFE does not match actual payment on loan. [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. [2] Federal Compliance - Right of Rescission Timing - Note Date used as Transaction Date: Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements [2] Federal Compliance - Safe Act NMLS - Missing Evidence of Initial Loan Application Date: Secure and Fair Enforcement for Mortgage Licensing Act: Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date. [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $90,102.41 is underdisclosed from calculated Finance Charge of $90,144.51 in the amount of $42.10. EXCEPTION INFO: Itemization did not disclose the subordination recording fee of $32 as prepaid finance charges. [2] Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.
Refinance Rate/Term	PUD	2	B	2		[2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. [2] Federal Compliance - RESPA - Initial GFE Missing: RESPA: Initial GFE not provided to Borrower(s). [2] Federal Compliance - RESPA - Initial Escrow Account Statement Missing: RESPA: Initial escrow account statement was not provided to the borrower. [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement. [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided. [2] Federal Compliance - TIL-MDIA - Initial TIL Missing: Truth in Lending Act (Early TIL Disclosure): Initial TIL was not provided to the borrower. [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.
Refinance Rate/Term	Condo (Low Rise)	2	B	2		[2] Federal Compliance - ARM Disclosure Status Test: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower. [2] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower. [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] State Compliance - Massachusetts Home Loan - Borrower's Interest Tangible Net Benefit Worksheet Not in File: Massachusetts Home Loan: No evidence in loan file of document or worksheet indicating how the lender determined that the home loan is in the borrower's interest. [2] State Compliance - Massachusetts Mortgage Lender and Broker Regulation (Ability to Repay not Verified): Massachusetts Mortgage Lender and Broker Regulation: File does not contain evidence that analysis of borrower’s ability to repay was performed based on verified income, obligations, assets, and/or employment using PITI payment based on fully indexed rate and fully amortizing payment, if applicable [2] State Compliance - Massachusetts MLBR (Missing Data) Document Type Not Provided: Massachusetts Mortgage Lender and Broker Regulations: Unable to determine if the borrower was required to provide a signed statement disclosing their income due to missing document type. [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - Payoff Statement Missing: Missing Payoff Statement: Unable to determine if a prepayment penalty was included in the pay-off which may impact high cost findings. [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. [2] Federal Compliance - RESPA - Initial GFE Missing: RESPA: Initial GFE not provided to Borrower(s). [2] Federal Compliance - RESPA - Initial Escrow Account Statement Missing: RESPA: Initial escrow account statement was not provided to the borrower. [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement. [2] Federal Compliance - Safe Act NMLS - Missing Evidence of Initial Loan Application Date: Secure and Fair Enforcement for Mortgage Licensing Act: Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date. [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided. [2] Federal Compliance - TIL-MDIA - Initial TIL Missing: Truth in Lending Act (Early TIL Disclosure): Initial TIL was not provided to the borrower. [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.
Purchase	PUD	2	B	2		[2] Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges. [2] Federal Compliance – RESPA (2010) - Loan Amount on Final GFE Inaccurate: RESPA (2010): Loan Amount on Final GFE does not match Note. [2] Federal Compliance – RESPA (2010) - Initial Payment on GFE Inaccurate: RESPA (2010): Initial payment on GFE does not match actual payment on loan. [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. [2] Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet. REVIEWER - GENERAL COMMENT (2022-01-04): Received HUD-1. Exception is for missing Settlement Booklet. Exception remains. [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement.
Refinance Rate/Term	Single Family Detached	2	B	2		[2] Miscellaneous Compliance - (Doc Error) GFE Error: There is no evidence that the interest rate was locked prior to closing [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. [2] Federal Compliance – RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges. [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. [2] Federal Compliance - TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC): Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used.
UTD	UTD	3	D	3	[3] Loan File - (Missing Doc) Incomplete loan images/file EXCEPTION INFO: File contains Mortgage only. Co mingled file. Insufficient documents to complete compliance [3] Closing / Title - Missing Document: Note - Subject Lien not provided [3] Closing / Title - Missing Final HUD-1	[3] Application / Processing - Missing Document: Missing Final 1003 [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] Application / Processing - Missing Document: Missing Lender's Initial 1003
Purchase	Single Family Detached	2	B	2		[2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $168,711.88 is underdisclosed from calculated Finance Charge of $169,145.12 in the amount of $433.24. EXCEPTION INFO: Unable to determine due to missing itemization of amount financed.
Refinance Cash-out - Other	Single Family Detached	2	B	2		[3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file. [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - RESPA - Initial GFE Missing: RESPA: Initial GFE not provided to Borrower(s). [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement. [2] Federal Compliance - SAFE Act - LO Company not licensed at time of application: Unable to test LO company NMLS license due to missing information. [2] Federal Compliance - SAFE Act - Individual LO NMLS license status not approved: Unable to test Individual Loan Originator license status due to missing information. [2] Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Unable to test Loan Originator license due to missing information. [2] Federal Compliance - SAFE Act - LO Company NMLS license status not approved: Unable to test LO company status due to missing information. [2] Federal Compliance - SAFE Act - Individual LO NMLS does not match NMLS: Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator NMLSR information on loan documents does not match NMLSR. [2] Federal Compliance - Safe Act NMLS - Missing Evidence of Initial Loan Application Date: Secure and Fair Enforcement for Mortgage Licensing Act: Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date. [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided. [2] Federal Compliance - TIL-MDIA - Initial TIL Missing: Truth in Lending Act (Early TIL Disclosure): Initial TIL was not provided to the borrower.
Purchase	Single Family Detached	2	B	2		[2] Federal Compliance - Federal FACTA Disclosure Timing Test: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score. [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. [2] Federal Compliance – RESPA (2010) - 10% Tolerance Without Cure: RESPA (2010): 10% tolerance violation without evidence of sufficient cure provided. [2] Federal Compliance – RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges. [2] Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet. SELLER - GENERAL COMMENT (2022-01-03): Provided HUD REVIEWER - GENERAL COMMENT (2022-01-03): Received HUD-1. Exception is for missing Settlement Booklet. Exception remains.
Refinance Rate/Term	Single Family Detached	2	B	2		[2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] Federal Compliance - (Missing Data) Unable to determine if loan is a same lender refi (Circuit 2, 5, 7, 8, 9, 10 or DC): Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used. (H-8 Form was used and property is in the 2 nd, 5 th, 7 th, 8 th, 9 th, 10 th, or District of Columbia) [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. [2] Federal Compliance - RESPA - Initial GFE Missing: RESPA: Initial GFE not provided to Borrower(s). [2] Federal Compliance - RESPA - Initial Escrow Account Statement Missing: RESPA: Initial escrow account statement was not provided to the borrower. [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement. [2] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements. [2] Closing / Title - (Doc Error) TIL Error: Borrower signature not dated. EXCEPTION INFO: XXXX Loan. TIL is not signed. [2] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties EXCEPTION INFO: Final TIL not signed however, Acknowledgment of Receipt in file signed by borrower [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $316,271.27 is underdisclosed from calculated Finance Charge of $316,373.07 in the amount of $101.80. [2] Federal Compliance - TIL-MDIA 7-day Waiting Period - Initial TIL Less than 7 days from Consummation: Truth in Lending Act (Early TIL Disclosure): Initial TIL was not delivered to the borrower at least seven (7) business days prior to note date.
Refinance Rate/Term	Single Family Detached	1	A	1
Refinance Rate/Term	PUD	2	B	2		[2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. [2] Federal Compliance – RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges. [2] Federal Compliance – RESPA (2010) - 0% Tolerance (Line 1203) With Cure: RESPA (2010): 0% tolerance violation for 1203 fee with evidence of cure provided on Final HUD-1 REVIEWER - GENERAL COMMENT (2022-01-03): Received HUD that matches the HUD used for review. It shows the Line 1203 amount exceeding the disclosed line 1203 amount and that a cure was provided which is what this exception indicates. Exception remains. [2] Federal Compliance - SAFE Act - Individual LO NMLS license status not approved: Unable to test Individual Loan Originator license status due to missing information. [2] Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Unable to test Loan Originator license due to missing information. [2] Federal Compliance - SAFE Act - Individual LO NMLS does not match NMLS: Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator NMLSR information on loan documents does not match NMLSR.
Refinance Rate/Term	UTD	2	B	2		[2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. [2] Federal Compliance - RESPA - Initial GFE Missing: RESPA: Initial GFE not provided to Borrower(s). [2] Federal Compliance - RESPA - Initial Escrow Account Statement Missing: RESPA: Initial escrow account statement was not provided to the borrower. [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement. [2] Federal Compliance - SAFE Act - LO Company not licensed at time of application: Unable to test LO company NMLS license due to missing information. [2] Federal Compliance - SAFE Act - LO Company NMLS does not match NMLS: Secure and Fair Enforcement for Mortgage Licensing Act: Loan Originator Organization NMLS information on loan documents does not match NMLS. [2] Federal Compliance - SAFE Act - LO Company NMLS license status not approved: Unable to test LO company status due to missing information. [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided. [2] Federal Compliance - TIL-MDIA - Initial TIL Missing: Truth in Lending Act (Early TIL Disclosure): Initial TIL was not provided to the borrower. [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.
Refinance Cash-out - Debt Consolidation	Single Family Detached	2	B	2		[2] Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges. [2] Federal Compliance – RESPA (2010) – Written Service Provider List Not Provided Timely: RESPA (2010) - Borrower did not receive a list of service providers at the time the Good Faith Estimate was provided.
Refinance Rate/Term	Single Family Detached	2	B	2		[2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. [2] Federal Compliance – RESPA (2010) – Written Service Provider List Not Provided Timely: RESPA (2010) - Borrower did not receive a list of service providers at the time the Good Faith Estimate was provided. [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement to applicant within three (3) business days of application. [2] Federal Compliance - SAFE Act - Individual LO NMLS does not match NMLS: Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator NMLSR information on loan documents does not match NMLSR.
Refinance Rate/Term	Single Family Detached	2	B	2		[2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance – RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges. [2] Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. [2] Federal Compliance – RESPA (2010) - Loan Amount on Final GFE Inaccurate: RESPA (2010): Loan Amount on Final GFE does not match Note. [2] Federal Compliance – RESPA (2010) - Initial Payment on GFE Inaccurate: RESPA (2010): Initial payment on GFE does not match actual payment on loan. [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. [2] Federal Compliance - SAFE Act - LO Company not licensed at time of application: Unable to test LO company NMLS license due to missing information. [2] Federal Compliance - SAFE Act - Individual LO NMLS license status not approved: Unable to test Individual Loan Originator license status due to missing information. [2] Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Unable to test Loan Originator license due to missing information. [2] Federal Compliance - SAFE Act - LO Company NMLS license status not approved: Unable to test LO company status due to missing information. [2] Federal Compliance - Safe Act NMLS - Missing Evidence of Initial Loan Application Date: Secure and Fair Enforcement for Mortgage Licensing Act: Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date. [2] Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. [2] State Compliance - Washington Residential Mortgage Loan (Disclosure of Material Terms Not Provided): Washington HB 2770: Mortgage loan file does not contain a disclosure summary of all material terms provided to borrower.
Refinance Rate/Term	PUD	2	B	2		[2] State Compliance - Maryland Counseling Disclosure Not In File: Maryland HB1399 - No evidence of counseling disclosure per Maryland HB 1399. [2] State Compliance - Maryland Mortgage Lending Regulations (Tangible Net Benefit Worksheet Not Signed): Maryland Mortgage Lending Regulations: Net Tangible Benefit Worksheet not signed by borrower. [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. [2] Federal Compliance - Safe Act NMLS - Missing Evidence of Initial Loan Application Date: Secure and Fair Enforcement for Mortgage Licensing Act: Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date. [2] Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.
Refinance Rate/Term	Condo (Low Rise)	2	B	2		[2] Federal Compliance - RESPA (2010) - 10% Tolerance With Cure: RESPA (2010): 10% tolerance violation with evidence of cure provided on Final HUD-1.
Refinance Rate/Term	Single Family Detached	2	B	2		[2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. [2] Federal Compliance - RESPA - Initial GFE Missing: RESPA: Initial GFE not provided to Borrower(s). [2] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements. [2] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties EXCEPTION INFO: XXXX Loan. Final TIL not signed however, Acknowledgment of Receipt in file signed by borrower. [2] Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: Truth in Lending Act: Unable to determine if Notice of Right to Cancel was executed on the proper Model Form. The H-9 form was used instead of the H-8 form, however, the loan file does not contain evidence that the refinance was by the original creditor. [2] Federal Compliance - TIL-MDIA 7-day Waiting Period - Initial TIL Less than 7 days from Consummation: Truth in Lending Act (Early TIL Disclosure): Initial TIL was not delivered to the borrower at least seven (7) business days prior to note date.
Refinance Rate/Term	UTD	2	B	2		[2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. [2] Federal Compliance - RESPA - Initial GFE Missing: RESPA: Initial GFE not provided to Borrower(s). [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement to applicant within three (3) business days of application. [2] Federal Compliance - TIL-MDIA - Initial TIL Missing: Truth in Lending Act (Early TIL Disclosure): Initial TIL was not provided to the borrower.
Purchase	Single Family Detached	3	D	3	[3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.	[3] Application / Processing - Missing Document: Missing Final 1003 [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing. [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. [2] Federal Compliance - RESPA - Initial GFE Missing: RESPA: Initial GFE not provided to Borrower(s). [2] Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet. [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement. [2] Federal Compliance - Safe Act NMLS - Missing Evidence of Initial Loan Application Date: Secure and Fair Enforcement for Mortgage Licensing Act: Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date. [2] Federal Compliance - TIL-MDIA - Initial TIL Missing: Truth in Lending Act (Early TIL Disclosure): Initial TIL was not provided to the borrower. [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. [2] Federal Compliance - (Missing Data) Missing Information to Determine Origination Channel: Unable to determine the origination channel based on the loan documents provided for review. The compliance review was performed with using the equivalent evaluation that would be considered for an Origination Channel of Retail.
Refinance Rate/Term	Single Family Detached	2	B	2		[2] Federal Compliance - RESPA (2010) - Loan Amount on Final GFE Inaccurate: RESPA (2010): Loan Amount on Final GFE does not match Note. [2] Federal Compliance – RESPA (2010) - Initial Payment on GFE Inaccurate: RESPA (2010): Initial payment on GFE does not match actual payment on loan. [2] Federal Compliance - TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC): Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. [2] Federal Compliance - TIL-MDIA - Initial TIL Missing: Truth in Lending Act (Early TIL Disclosure): Initial TIL was not provided to the borrower.
Refinance Rate/Term	Single Family Detached	2	B	2		[2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. [2] Federal Compliance – RESPA (2010) - Loan Amount on Final GFE Inaccurate: RESPA (2010): Loan Amount on Final GFE does not match Note. [2] Federal Compliance – RESPA (2010) - Initial Payment on GFE Inaccurate: RESPA (2010): Initial payment on GFE does not match actual payment on loan. [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. [2] Federal Compliance - SAFE Act - LO Company not licensed at time of application: Unable to test LO company NMLS license due to missing information. [2] Federal Compliance - SAFE Act - Individual LO NMLS license status not approved: Unable to test Individual Loan Originator license status due to missing information. [2] Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Unable to test Loan Originator license due to missing information. [2] Federal Compliance - SAFE Act - LO Company NMLS license status not approved: Unable to test LO company status due to missing information. [2] Federal Compliance - Safe Act NMLS - Missing Evidence of Initial Loan Application Date: Secure and Fair Enforcement for Mortgage Licensing Act: Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date. [2] Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.
Refinance Rate/Term	Townhouse	2	B	2		[2] State Compliance - Maryland Counseling Disclosure Not In File: Maryland HB1399 - No evidence of counseling disclosure per Maryland HB 1399. [2] State Compliance - Maryland Mortgage Lending Regulations (Tangible Net Benefit Worksheet Not Provided): Maryland Mortgage Lending Regulations: Net Tangible Benefit Worksheet not provided to borrower. [2] State Compliance - Maryland Ability to Repay Not Verified: Maryland SB270: Borrower’s ability to repay not verified with reliable documentation. [2] Federal Compliance – RESPA (2010) - 0% Tolerance (Line 1203) With Cure: RESPA (2010): 0% tolerance violation for 1203 fee with evidence of cure provided on Final HUD-1
Refinance Rate/Term	Single Family Detached	2	B	2		[3] Application / Processing - Missing Document: Missing Final 1003 [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. [2] Federal Compliance - SAFE Act - LO Company not licensed at time of application: Unable to test LO company NMLS license due to missing information. [2] Federal Compliance - SAFE Act - Individual LO NMLS license status not approved: Unable to test Individual Loan Originator license status due to missing information. [2] Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Unable to test Loan Originator license due to missing information. [2] Federal Compliance - SAFE Act - LO Company NMLS license status not approved: Unable to test LO company status due to missing information. [2] Federal Compliance - Safe Act NMLS - Missing Evidence of Initial Loan Application Date: Secure and Fair Enforcement for Mortgage Licensing Act: Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date. [2] Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.
Refinance Rate/Term	Single Family Detached	2	B	2		[2] Federal Compliance - Federal FACTA Disclosure Timing Test: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score. [2] Federal Compliance – RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges.
Refinance Rate/Term	Single Family Detached	2	B	2		[2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. [2] Miscellaneous Compliance - (Doc Error) GFE Error: There is no evidence that the interest rate was locked prior to closing [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. [2] Federal Compliance – RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges. [2] Federal Compliance – RESPA (2010) - Existence of Escrow Account on Final GFE Inaccurate: RESPA (2010): Existence of escrow account disclosed on Final GFE does not match actual terms. [2] Federal Compliance – RESPA (2010) - Loan Amount on Final GFE Inaccurate: RESPA (2010): Loan Amount on Final GFE does not match Note. [2] Federal Compliance – RESPA (2010) - Initial Payment on GFE Inaccurate: RESPA (2010): Initial payment on GFE does not match actual payment on loan.
Refinance Rate/Term	Single Family Detached	2	B	2		[2] Federal Compliance - RESPA (2010) - Loan Amount on Final GFE Inaccurate: RESPA (2010): Loan Amount on Final GFE does not match Note. [2] Federal Compliance – RESPA (2010) - Initial Payment on GFE Inaccurate: RESPA (2010): Initial payment on GFE does not match actual payment on loan. [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $145,861.87 is underdisclosed from calculated Finance Charge of $146,320.41 in the amount of $458.54. EXCEPTION INFO: Unable to determine reason for under disclosure due to missing itemization of amount financed.
Refinance Rate/Term	Single Family Detached	2	B	2		[2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. [2] Federal Compliance - RESPA - Initial GFE Missing: RESPA: Initial GFE not provided to Borrower(s). [2] Federal Compliance – RESPA (2010) – Written Service Provider List Missing: RESPA (2010): Borrower not provided with list of service providers. [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. [2] Federal Compliance - RESPA - Initial Escrow Account Statement Missing: RESPA: Initial escrow account statement was not provided to the borrower. [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement. [2] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements. [2] Federal Compliance - Safe Act NMLS - Missing Evidence of Initial Loan Application Date: Secure and Fair Enforcement for Mortgage Licensing Act: Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date. [2] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties EXCEPTION INFO: XXXX Loan. Final TIL not signed however, Acknowledgment of Receipt in file signed by borrower. [2] Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.
Refinance Rate/Term	Single Family Detached	2	B	2		[3] Application / Processing - Missing Document: Missing Final 1003 REVIEWER - GENERAL COMMENT (2022-01-07): Received a duplicate copy of the initial application. Exception is for a Final application. Exception remains. [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. [2] Federal Compliance - RESPA - Initial GFE Missing: RESPA: Initial GFE not provided to Borrower(s). [2] Federal Compliance – RESPA (2010) – Written Service Provider List Missing: RESPA (2010): Borrower not provided with list of service providers. [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement. [2] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements. [2] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties EXCEPTION INFO: XXXX Loan. Final TIL not signed however, Acknowledgment of Receipt in file signed by borrower. [2] Federal Compliance - TIL-MDIA 7-day Waiting Period - Initial TIL Less than 7 days from Consummation: Truth in Lending Act (Early TIL Disclosure): Initial TIL was not delivered to the borrower at least seven (7) business days prior to note date.
Refinance Rate/Term	UTD	2	B	2		[3] Application / Processing - Missing Document: Missing Final 1003 REVIEWER - GENERAL COMMENT (2022-01-10): Received a duplicate copy of the initial application. Exception is for a Final application. Exception remains. [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. [2] Federal Compliance - RESPA - Initial GFE Missing: RESPA: Initial GFE not provided to Borrower(s). [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement. [2] Federal Compliance - Safe Act NMLS - Missing Evidence of Initial Loan Application Date: Secure and Fair Enforcement for Mortgage Licensing Act: Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date. [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided. [2] Federal Compliance - TIL-MDIA - Initial TIL Missing: Truth in Lending Act (Early TIL Disclosure): Initial TIL was not provided to the borrower. [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.
Purchase	PUD	2	B	2		[2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
UTD	Single Family Detached	3	D	3	[3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. SELLER - GENERAL COMMENT (2022-01-07): SMS does not have copy of HUD. Acquired loan from XXX; no prior to go back to. REVIEWER - GENERAL COMMENT (2022-01-07): Servicer confirmed unable to provide HUD.	[3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file. [3] Application / Processing - Missing Document: Missing Final 1003 [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing. [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided. [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary.
Refinance Cash-out - Other	Townhouse	2	B	2		[3] Application / Processing - Missing Document: Missing Final 1003 [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. [2] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements. [2] Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.
UTD	UTD	3	D	3	[3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. SELLER - GENERAL COMMENT (2022-01-06): SMS does not have HUD. Acquired from XXX, not received to date. REVIEWER - OPEN - UNABLE TO CLEAR COMMENT (2022-01-06): Servicer confirmed unable to provide HUD.	[3] Application / Processing - Missing Document: Missing Final 1003 [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing. [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided. [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary.
Refinance UTD	UTD	3	D	3	[3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.	[3] Application / Processing - Missing Document: Missing Final 1003 [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing. [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided. [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary.
Purchase	Single Family Detached	3	D	3	[3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.	[3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file. [3] Application / Processing - Missing Document: Missing Final 1003 [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing. [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary.
Refinance UTD	Single Family Detached	3	D	3	[3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.	[3] Application / Processing - Missing Document: Missing Final 1003 [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing. [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided. [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary.
Refinance Rate/Term	Single Family Detached	2	B	2		[2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $119,416.94 is underdisclosed from calculated Finance Charge of $119,516.80 in the amount of $99.86. EXCEPTION INFO: Unable to determine under disclosure due to missing Itemization of Amount Financed.
Refinance Rate/Term	Single Family Detached	2	B	2		[2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $221,372.60 is underdisclosed from calculated Finance Charge of $221,823.99 in the amount of $451.39. EXCEPTION INFO: Under disclosure due to lender did not include $450 attorney fee as prepaid finance charge.
Refinance Rate/Term	Manufactured Housing	2	B	2		[3] Application / Processing - Missing Document: Missing Final 1003 [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.
Refinance Rate/Term	Site Condo	2	B	2		[3] Application / Processing - Missing Document: Missing Final 1003 [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. [2] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements. [2] Closing / Title - (Doc Error) TIL Error: Borrower signature not dated. [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $180,320.59 is underdisclosed from calculated Finance Charge of $180,416.09 in the amount of $95.50. EXCEPTION INFO: TIL itemization did not disclose an attorney fee of $75 and a courier fee of $35 as prepaid finance charges. Also, TIL itemization over disclosed a credit report fee of $17 as a prepaid finance charge.
Refinance Rate/Term	Single Family Detached	2	B	2		[2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.
Refinance Rate/Term	Manufactured Housing	2	B	2		[2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Closing / Title - (Doc Error) TIL Error: Borrower signature not dated. [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.
Refinance Cash-out - Debt Consolidation	Manufactured Housing	2	B	2		[3] Insurance Documentation - Missing Document: Mortgage Insurance Certificate (MIC) not provided [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
Refinance UTD	Single Family Detached	3	D	3	[3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.	[3] Application / Processing - Missing Document: Missing Final 1003 [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing. [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided. [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary.
Refinance Rate/Term	Single Family Detached	2	B	2		[3] Application / Processing - Missing Document: Missing Final 1003 [3] Insurance Documentation - Missing Document: Mortgage Insurance Certificate (MIC) not provided REVIEWER - GENERAL COMMENT (2022-01-10): Received 2 copies of the Private Mortgage Insurance Disclosure. Exception is for the PMI Certificate. Exception remains. [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.
Refinance Rate/Term	Single Family Detached	1	A	1
Refinance Cash-out - Debt Consolidation	Single Family Detached	2	B	2		[2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $200,903.02 is underdisclosed from calculated Finance Charge of $200,994.32 in the amount of $91.30. EXCEPTION INFO: Unable to determine due to missing itemization of amount financed.
Refinance Cash-out - Debt Consolidation	2 Family	2	B	2		[2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing. [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $205,642.48 is underdisclosed from calculated Finance Charge of $205,970.12 in the amount of $327.64. EXCEPTION INFO: Unable to determine under disclosure due to missing itemization of amount financed [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XXXX, prior to three (3) business days from transaction date of XXXX.
Refinance UTD	UTD	3	D	3	[3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.	[3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file. [3] Application / Processing - Missing Document: Missing Final 1003 [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing. [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] State Compliance - Michigan Consumer Mortgage Protection Act (Borrower Bill of Rights Disclosure Not Provided): Michigan Consumer Mortgage Protection Act: Borrower Bill of Rights disclosure not provided to borrower. [2] State Compliance - Michigan Consumer Caution and Home Ownership Counseling Notice Not Provided: Michigan Consumer Mortgage Protection Act: Consumer Caution and Home Ownership Counseling Notice not provided to borrower. [2] State Compliance - Michigan Consumer Mortgage Protection Act (Counseling Agencies List): Michigan Consumer Mortgage Protection Act: List of HUD-approved credit counseling agencies not provided to borrower. [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided. [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary.
Refinance UTD	Condo (Mid Rise)	3	D	3	[3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.	[3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file. [3] Application / Processing - Missing Document: Missing Final 1003 [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing. [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided. [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary.
Refinance UTD	UTD	3	D	3	[3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.	[3] Application / Processing - Missing Document: Missing Final 1003 [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Note Date of XXXX used as disbursement date for compliance testing. [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. [2] Federal Compliance - Right of Rescission Timing - Note Date used as Transaction Date: Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided. [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary.
Refinance UTD	Single Family Detached	3	D	3	[3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.	[3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file. [3] Application / Processing - Missing Document: Missing Final 1003 [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing. [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided. [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary.
Purchase	Single Family Detached	2	B	2		[2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $133,690.70 is underdisclosed from calculated Finance Charge of $133,861.34 in the amount of $170.64. EXCEPTION INFO: Final TIL PMI drops to .2% after 118 payments, whereas the MIC stays level for 120 payments. Fee portion: Unable to determine under disclosure due to missing Itemization of Amount Financed.
Purchase	Single Family Detached	2	B	2		[3] Application / Processing - Missing Document: Missing Final 1003 [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing. [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
Purchase	PUD	2	B	2		[2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $290,898.72 is underdisclosed from calculated Finance Charge of $292,058.73 in the amount of $1,160.01. EXCEPTION INFO: Due to unidentified Deferred Closing fee of $2000 on pg 1 of HUD.
Purchase	Single Family Detached	1	A	1
Purchase	2 Family	1	A	1
Purchase	2 Family	1	A	1
Purchase	UTD	3	D	3	[3] Federal Compliance - Missing Final HUD-1: Estimated HUD-1 Used For Fee Testing: Missing Final HUD-1: Estimated HUD-1 used for any applicable Federal, State or Local compliance testing. EXCEPTION INFO: HUD appears to be final but is stamped estimated. SELLER - GENERAL COMMENT (2022-01-06): Uploaded HUD. REVIEWER - GENERAL COMMENT (2022-01-06): Same HUD provided, is marked Estimated on page 1. Exception remains.	[2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.
UTD	UTD	3	D	3	[3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.	[3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file. [3] Application / Processing - Missing Document: Missing Final 1003 [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing. [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided. [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary.
Refinance UTD	UTD	3	D	3	[3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.	[3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file. [3] Application / Processing - Missing Document: Missing Final 1003 [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing. [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided. [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary.
UTD	UTD	3	D	3	[3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.	[3] Application / Processing - Missing Document: Missing Final 1003 [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing. [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided. [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary.
Purchase	Single Family Detached	2	B	2		[2] Federal Compliance - Final TIL Estimated: Final TIL disclosure found in file had markings indicating one or more entries are estimates.
Refinance UTD	Single Family Detached	3	D	3	[3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.	[3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file. [3] Application / Processing - Missing Document: Missing Final 1003 [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing. [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] State Compliance - Michigan Consumer Mortgage Protection Act (Borrower Bill of Rights Disclosure Not Provided): Michigan Consumer Mortgage Protection Act: Borrower Bill of Rights disclosure not provided to borrower. [2] State Compliance - Michigan Consumer Caution and Home Ownership Counseling Notice Not Provided: Michigan Consumer Mortgage Protection Act: Consumer Caution and Home Ownership Counseling Notice not provided to borrower. [2] State Compliance - Michigan Consumer Mortgage Protection Act (Counseling Agencies List): Michigan Consumer Mortgage Protection Act: List of HUD-approved credit counseling agencies not provided to borrower. [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided. [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary.
Refinance Rate/Term	Single Family Detached	2	B	2		[3] Application / Processing - Missing Document: Missing Final 1003 [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - Right of Rescission Timing - Note Date used as Transaction Date: Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements [2] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements. [2] Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.
Purchase	3 Family	2	B	2		[2] Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.
Refinance UTD	UTD	3	D	3	[3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.	[3] Application / Processing - Missing Document: Missing Final 1003 [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing. [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided. [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary.
Refinance Cash-out - Other	Single Family Detached	2	B	2		[2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - (Missing Data) Unable to determine if loan is a same lender refi (Circuit 2, 5, 7, 8, 9, 10 or DC): Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used. (H-8 Form was used and property is in the 2 nd, 5 th, 7 th, 8 th, 9 th, 10 th, or District of Columbia) [2] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements. [2] Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.
Purchase	Single Family Detached	2	B	2		[2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.
Refinance Rate/Term	Single Family Detached	2	B	2		[3] Application / Processing - Missing Document: Missing Final 1003 [2] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements. [2] Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.
Refinance Rate/Term	Single Family Detached	2	B	2		[3] Application / Processing - Missing Document: Missing Final 1003 [3] Insurance Documentation - Missing Document: Mortgage Insurance Certificate (MIC) not provided [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.
Purchase	Condo (Low Rise)	2	B	2		[2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - Final TIL Estimated: Final TIL disclosure found in file had markings indicating one or more entries are estimates.
Refinance Rate/Term	Single Family Detached	1	A	1
Purchase	Single Family Detached	3	D	3	[3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. SELLER - GENERAL COMMENT (2022-01-04): SMS does not have copy of HUD. Acquired loan from XXX; no prior to go back to. REVIEWER - GENERAL COMMENT (2022-01-04): Servicer confirmed unable to provide HUD.	[3] Application / Processing - Missing Document: Missing Final 1003 [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing. [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary.
Refinance Rate/Term	UTD	2	B	2		[3] Insurance Documentation - Missing Document: Mortgage Insurance Certificate (MIC) not provided [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. [2] Federal Compliance – RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges. [2] Federal Compliance – RESPA (2010) - Loan Amount on Final GFE Inaccurate: RESPA (2010): Loan Amount on Final GFE does not match Note. [2] Federal Compliance – RESPA (2010) - Initial Payment on GFE Inaccurate: RESPA (2010): Initial payment on GFE does not match actual payment on loan. [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.
Refinance Rate/Term	Single Family Detached	1	A	1		[3] Application / Processing - Missing Document: Missing Final 1003 REVIEWER - GENERAL COMMENT (2022-01-06): Received several duplicate copies of the 1003 that is signed but is not dated. Exception remains.
Purchase	Condo (Low Rise)	2	B	2		[2] Federal Compliance - ARM Disclosure Timing Test: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower within three (3) days of application. [2] Federal Compliance - CHARM Booklet Disclosure Timing: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower within three (3) days of application. [2] Federal Compliance - Federal FACTA Disclosure Timing Test: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score. [2] Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet. REVIEWER - GENERAL COMMENT (2022-01-04): Received HUD-1. Exception is for missing Settlement Booklet. Exception remains. [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement. [2] Federal Compliance - 2011 TIL-MDIA Rate-Payment Summary Table - Maximum Ever Change Date Inaccurate: Truth in Lending Act (MDIA 2011): The "Maximum Ever" date on the Final TIL does not match the earliest date on which the maximum rate may apply.
Refinance Rate/Term	Single Family Detached	2	B	2		[3] Application / Processing - Missing Document: Missing Final 1003 [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. [2] Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. [2] Federal Compliance – RESPA (2010) - 10% Tolerance With Cure: RESPA (2010): 10% tolerance violation with evidence of cure provided on Final HUD-1. [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement. [2] Federal Compliance - Safe Act NMLS - Missing Evidence of Initial Loan Application Date: Secure and Fair Enforcement for Mortgage Licensing Act: Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date. [2] Federal Compliance - TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Third Circuit): Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. [2] Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.
Refinance Rate/Term	Condo (Low Rise)	2	B	2		[2] Federal Compliance - RESPA (2010) - 10% Tolerance Without Cure: RESPA (2010): 10% tolerance violation without evidence of sufficient cure provided. [2] Federal Compliance – RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges. [2] Federal Compliance – RESPA (2010) - Loan Amount on Final GFE Inaccurate: RESPA (2010): Loan Amount on Final GFE does not match Note. [2] Federal Compliance – RESPA (2010) - Initial Payment on GFE Inaccurate: RESPA (2010): Initial payment on GFE does not match actual payment on loan.
Refinance Cash-out - Other	Single Family Detached	2	B	2		[2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. [2] Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. [2] Federal Compliance – RESPA (2010) - 0% Tolerance (Line 1203) With Cure: RESPA (2010): 0% tolerance violation for 1203 fee with evidence of cure provided on Final HUD-1 [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. [2] Federal Compliance - SAFE Act - Individual LO NMLS license status not approved: Unable to test Individual Loan Originator license status due to missing information. [2] Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Unable to test Loan Originator license due to missing information. [2] Federal Compliance - Safe Act NMLS - Missing Evidence of Initial Loan Application Date: Secure and Fair Enforcement for Mortgage Licensing Act: Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date. [2] Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.
Purchase	Single Family Detached	2	B	2		[2] Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:PrimaryXXXX) [2] Federal Compliance - TRID Final Closing Disclosure Non Escrowed Property Costs Year 1: TILA-RESPA Integrated Disclosure - Loan Disclosures: Amount of Non-Escrowed Property Costs over Year 1 of 83.30 on Final Closing Disclosure provided on XXXX not accurate. (FinalXXXX) [2] Federal Compliance - TRID Initial Loan Estimate Timing Electronically Provided: TILA-RESPA Integrated Disclosure: Loan Estimate not delivered to Borrower(s) within three (3) business days of application. Initial Loan Estimate dated XXXX was electronically provided without or prior to borrower's consent to receive electronic disclosures. Failure to comply with the provisions of the E-Sign Act and failure to provide good faith estimate of fees timely may result in additional fee tolerance violations. (InitialXXXX)
Purchase	Single Family Detached	3	C	3	[3] State Compliance - West Virginia Residential Mortgage Lender, Broker, and Servicer Act (Impermissible Application Fee Charged): West Virginia Residential Mortgage Lender, Broker and Servicer Act: Application fee was charged to borrower. [3] State Compliance - West Virginia Residential Mortgage Lender, Broker, and Servicer Act (Borrower Not Charged for Actual Amounts of Third Party Fees): West Virginia Residential Mortgage Lender, Broker and Servicer Act: No evidence in file to support that the borrower was charged the actual amounts for all third party fees.	[2] Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.
Purchase	Single Family Detached	2	B	2		[2] Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet. REVIEWER - GENERAL COMMENT (2022-01-04): Received HUD-1. Exception is for missing Settlement Booklet. Exception remains. [2] Federal Compliance - SAFE Act - Individual LO NMLS license status not approved: Unable to test Individual Loan Originator license status due to missing information. [2] Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Unable to test Loan Originator license due to missing information. [2] Federal Compliance - SAFE Act - Individual LO NMLS does not match NMLS: Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator NMLSR information on loan documents does not match NMLSR. [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $237,234.83 is underdisclosed from calculated Finance Charge of $239,101.50 in the amount of $1,866.67. EXCEPTION INFO: Unable to determine reason for under disclosure, appears to be due to Mortgage Insurance in Pay stream [2] Federal Compliance - Final TIL Estimated: Final TIL disclosure found in file had markings indicating one or more entries are estimates.
Purchase	Single Family Detached	2	B	2		[2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. EXCEPTION INFO: Missing initial 1003 [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.
Refinance Rate/Term	Single Family Detached	2	B	2		[2] Federal Compliance - RESPA (2010) - Loan Amount on Final GFE Inaccurate: RESPA (2010): Loan Amount on Final GFE does not match Note. [2] Federal Compliance – RESPA (2010) - Initial Payment on GFE Inaccurate: RESPA (2010): Initial payment on GFE does not match actual payment on loan. [2] Federal Compliance – RESPA (2010) - 0% Tolerance (Line 1203) With Cure: RESPA (2010): 0% tolerance violation for 1203 fee with evidence of cure provided on Final HUD-1
Refinance Rate/Term	Manufactured Housing	2	B	2		[2] Federal Compliance - Federal HPML 2009 Non Compliant: Federal Higher-Priced Mortgage Loan: APR on subject loan of 5.00125% or Final Disclosure APR of 5.00720% is in excess of allowable threshold of APOR 3.41% + 1.5%, or 4.91000%. Non-Compliant Higher Priced Mortgage Loan. [2] Federal Compliance - (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Ability to Repay Not Verified): Federal Higher Priced Mortgage Loan: Borrower’s ability to repay not verified with reliable documentation. [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. [2] Federal Compliance – RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges. [2] Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. [2] Federal Compliance – RESPA (2010) - Interest Rate on GFE Inaccurate: RESPA (2010): Interest Rate on GFE does not match Note. [2] Federal Compliance – RESPA (2010) - Loan Amount on Final GFE Inaccurate: RESPA (2010): Loan Amount on Final GFE does not match Note. [2] Federal Compliance – RESPA (2010) - Initial Payment on GFE Inaccurate: RESPA (2010): Initial payment on GFE does not match actual payment on loan. [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. [2] Federal Compliance - SAFE Act - LO Company not licensed at time of application: Unable to test LO company NMLS license due to missing information. [2] Federal Compliance - SAFE Act - Individual LO NMLS license status not approved: Unable to test Individual Loan Originator license status due to missing information. [2] Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Unable to test Loan Originator license due to missing information. [2] Federal Compliance - SAFE Act - LO Company NMLS license status not approved: Unable to test LO company status due to missing information. [2] Federal Compliance - SAFE Act - Individual LO NMLS does not match NMLS: Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator NMLSR information on loan documents does not match NMLSR. [2] Federal Compliance - Safe Act NMLS - Missing Evidence of Initial Loan Application Date: Secure and Fair Enforcement for Mortgage Licensing Act: Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date. [2] Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.
Refinance Cash-out - Debt Consolidation	Single Family Detached	2	B	2		[2] State Compliance - Maryland Counseling Disclosure Not In File: Maryland HB1399 - No evidence of counseling disclosure per Maryland HB 1399. [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. [2] Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. [2] Federal Compliance - Safe Act NMLS - Missing Evidence of Initial Loan Application Date: Secure and Fair Enforcement for Mortgage Licensing Act: Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date. [2] Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.
Purchase	UTD	2	B	2		[3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file. [3] Insurance Documentation - Missing Document: Mortgage Insurance Certificate (MIC) not provided [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. EXCEPTION INFO: Facta missing [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. EXCEPTION INFO: Initial 1003 missing [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. [2] Federal Compliance - RESPA - Initial GFE Missing: RESPA: Initial GFE not provided to Borrower(s). [2] Federal Compliance – RESPA (2010) – Written Service Provider List Missing: Unable to determine if the borrower received a list of service providers due to missing information. [2] Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet. [2] Federal Compliance - RESPA - Initial Escrow Account Statement Missing: RESPA: Initial escrow account statement was not provided to the borrower. EXCEPTION INFO: Disclosure missing [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement. [2] Federal Compliance - SAFE Act - LO Company not licensed at time of application: Unable to test LO company NMLS license due to missing information. EXCEPTION INFO: Initial 1003 missing [2] Federal Compliance - SAFE Act - Individual LO NMLS license status not approved: Unable to test Individual Loan Originator license status due to missing information. EXCEPTION INFO: Initial 1003 missing [2] Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Unable to test Loan Originator license due to missing information. EXCEPTION INFO: Initial 1003 missing [2] Federal Compliance - SAFE Act - LO Company NMLS license status not approved: Unable to test LO company status due to missing information. EXCEPTION INFO: Initial 1003 missing [2] Federal Compliance - Safe Act NMLS - Missing Evidence of Initial Loan Application Date: Secure and Fair Enforcement for Mortgage Licensing Act: Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date. [2] Federal Compliance - TIL-MDIA - Initial TIL Missing: Truth in Lending Act (Early TIL Disclosure): Initial TIL was not provided to the borrower. [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.
Purchase	Single Family Detached	2	B	2		[2] Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges. [2] Federal Compliance – RESPA (2010) – Written Service Provider List Not Provided Timely: RESPA (2010) - Borrower did not receive a list of service providers at the time the Good Faith Estimate was provided. [2] Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet. [2] Federal Compliance - TIL-MDIA 3-day Waiting Period - Corrected TIL for APR Inaccuracy Received Less than 3 Business Days from Consummation: Truth in Lending Act (Early TIL Disclosure): Corrected TIL for APR inaccuracy was not received by the borrower at least three (3) business days prior to closing.
Refinance Rate/Term	Single Family Detached	2	B	2		[3] Application / Processing - Missing Document: Missing Final 1003 [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. [2] Federal Compliance – RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges.
Refinance Rate/Term	Condo (Low Rise)	1	A	1		[3] Insurance Documentation - Missing Document: Mortgage Insurance Certificate (MIC) not provided
Refinance Rate/Term	Townhouse	2	B	2		[2] Federal Compliance – RESPA (2010) – Written Service Provider List Not Provided Timely: RESPA (2010) - Borrower did not receive a list of service providers at the time the Good Faith Estimate was provided.
Purchase	PUD	2	B	2		[2] Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA Disclosure Rule (Dodd-Frank 2014): Creditor did not provide List of Homeownership Counseling Organizations to borrower. [2] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Title - Settlement / Closing / Escrow Fee. Fee Amount of $300.00 exceeds tolerance of $0.00. Insufficient or no cure was provided to the borrower. (77169) EXCEPTION INFO: Cure document not found.
Refinance Rate/Term	PUD	2	B	2		[2] Federal Compliance - RESPA (2010) - 0% Tolerance (Line 802) Without Cure: RESPA (2010): 0% tolerance violation for 802 fee without evidence of sufficient cure provided. [2] Federal Compliance – RESPA (2010) - 0% Tolerance (Line 803) Without Cure: RESPA (2010): 0% tolerance violation for 803 fee without evidence of sufficient cure provided. [2] Federal Compliance – RESPA (2010) - Interest Rate on GFE Inaccurate: RESPA (2010): Interest Rate on GFE does not match Note. [2] Federal Compliance – RESPA (2010) - Initial Payment on GFE Inaccurate: RESPA (2010): Initial payment on GFE does not match actual payment on loan. [2] Federal Compliance - SAFE Act - NMLS Info Not in File: Secure and Fair Enforcement for Mortgage Licensing Act: NMLSR information not present on loan application.
Refinance Rate/Term	UTD	2	B	2		[2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. [2] Miscellaneous Compliance - (Doc Error) GFE Error: Interest rate available through date not provided.: GFE Date: 10/17/2012 Interest Rate Available Through Date is blank for GFE dated 10/17/2012. EXCEPTION INFO: Not available on GFE. [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. [2] Federal Compliance – RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges. [2] Federal Compliance – RESPA (2010) - Loan Amount on Final GFE Inaccurate: RESPA (2010): Loan Amount on Final GFE does not match Note. [2] Federal Compliance – RESPA (2010) - Initial Payment on GFE Inaccurate: RESPA (2010): Initial payment on GFE does not match actual payment on loan. [2] Federal Compliance – RESPA (2010) – Written Service Provider List Not Provided Timely: RESPA (2010) - Borrower did not receive a list of service providers at the time the Good Faith Estimate was provided. [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. [2] Federal Compliance - SAFE Act - Individual LO NMLS license status not approved: Unable to test Individual Loan Originator license status due to missing information. [2] Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Unable to test Loan Originator license due to missing information. [2] Federal Compliance - SAFE Act - Individual LO NMLS does not match NMLS: Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator NMLSR information on loan documents does not match NMLSR.
Refinance Rate/Term	Single Family Detached	2	B	2		[2] Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: RESPA: Initial GFE not provided to Borrower(s) within three (3) business days of Application Date. [2] Federal Compliance – RESPA (2010) - Loan Amount on Final GFE Inaccurate: RESPA (2010): Loan Amount on Final GFE does not match Note. [2] Federal Compliance – RESPA (2010) - Initial Payment on GFE Inaccurate: RESPA (2010): Initial payment on GFE does not match actual payment on loan. [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement. [2] Federal Compliance - SAFE Act - Individual LO NMLS license status not approved: Unable to test Individual Loan Originator license status due to missing information. [2] Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Unable to test Loan Originator license due to missing information. [2] Federal Compliance - SAFE Act - Individual LO NMLS does not match NMLS: Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator NMLSR information on loan documents does not match NMLSR. [2] Federal Compliance - TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC): Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. [2] Federal Compliance - TIL-MDIA - Initial TIL Missing: Truth in Lending Act (Early TIL Disclosure): Initial TIL was not provided to the borrower.
Refinance Rate/Term	UTD	2	B	2		[2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. [2] Federal Compliance - TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC): Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used.
Refinance Rate/Term	Single Family Detached	2	B	2		[3] Application / Processing - Missing Document: Missing Final 1003 [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. [2] Federal Compliance - RESPA - Initial GFE Missing: RESPA: Initial GFE not provided to Borrower(s). [2] Federal Compliance – RESPA (2010) – HUD column on HUD Comparison Chart Inaccurate: RESPA (2010) – HUD-1 column on page 3 of Final HUD-1 does not match charges on page 2 of disclosure. [2] Federal Compliance - RESPA - Initial Escrow Account Statement Missing: RESPA: Initial escrow account statement was not provided to the borrower. [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement. [2] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements. [2] Federal Compliance - SAFE Act - NMLS Info Not in File: Secure and Fair Enforcement for Mortgage Licensing Act: NMLSR information not present on loan application. [2] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties EXCEPTION INFO: XXXX Loan. Final TIL not signed however, Acknowledgment of Receipt in file signed by borrower [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $37,836.27 is underdisclosed from calculated Finance Charge of $38,231.01 in the amount of $394.74. [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XXXX, prior to three (3) business days from transaction date of XXXX. [2] Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: Truth in Lending Act: Unable to determine if Notice of Right to Cancel was executed on the proper Model Form. The H-9 form was used instead of the H-8 form, however, the loan file does not contain evidence that the refinance was by the original creditor. [2] Federal Compliance - TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date: Truth in Lending Act: Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s). [2] Federal Compliance - TIL-MDIA - Initial TIL Missing: Truth in Lending Act (Early TIL Disclosure): Initial TIL was not provided to the borrower.
Refinance Rate/Term	Condo (Low Rise)	2	B	2		[2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. [2] Federal Compliance – RESPA (2010) - 0% Tolerance (Line 801) With Cure: RESPA (2010): 0% tolerance violation for 801 fee with evidence of cure provided on Final HUD-1 [2] Federal Compliance – RESPA (2010) - 0% Tolerance (Line 803) With Cure: RESPA (2010): 0% tolerance violation for 803 fee with evidence of cure provided on Final HUD-1 [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $218,146.53 is underdisclosed from calculated Finance Charge of $218,384.47 in the amount of $237.94. EXCEPTION INFO: Unable to determine under disclosure due to missing itemization of amount financed.
Refinance Rate/Term	PUD	1	A	1
Refinance Rate/Term	UTD	2	B	2		[2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. [2] Federal Compliance - RESPA - Initial GFE Missing: RESPA: Initial GFE not provided to Borrower(s). [2] Federal Compliance – RESPA (2010) – Written Service Provider List Missing: RESPA (2010): Borrower not provided with list of service providers. [2] Federal Compliance - RESPA - Initial Escrow Account Statement Missing: RESPA: Initial escrow account statement was not provided to the borrower. [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement. [2] Federal Compliance - Safe Act NMLS - Missing Evidence of Initial Loan Application Date: Secure and Fair Enforcement for Mortgage Licensing Act: Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date. [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided. [2] Federal Compliance - TIL-MDIA - Initial TIL Missing: Truth in Lending Act (Early TIL Disclosure): Initial TIL was not provided to the borrower. [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.
Refinance Rate/Term	UTD	2	B	2		[2] Miscellaneous Compliance - (Doc Error) GFE Error: Interest rate available through date not provided.: GFE Date: 07/26/2012 Interest Rate Available Through Date is blank for GFE dated 07/26/2012. [2] Miscellaneous Compliance - (Doc Error) GFE Error: There is no evidence that the interest rate was locked prior to closing [2] State Compliance - New York Late Charge Percent Testing: New York Late Charge: Note late charge percent of 5.00000% exceeds the state maximum of 2%. [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. [2] Federal Compliance – RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges. [2] Federal Compliance – RESPA (2010) - Loan Amount on Final GFE Inaccurate: RESPA (2010): Loan Amount on Final GFE does not match Note. [2] Federal Compliance – RESPA (2010) - Loan Term on Final GFE Inaccurate: RESPA (2010): Loan Term on Final GFE does not match Note. [2] Federal Compliance – RESPA (2010) - Initial Payment on GFE Inaccurate: RESPA (2010): Initial payment on GFE does not match actual payment on loan. [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. [2] Federal Compliance - Right of Rescission Timing - Note Date used as Transaction Date: Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $54,519.79 is underdisclosed from calculated Finance Charge of $54,570.73 in the amount of $50.94. EXCEPTION INFO: Unable to determine reason for under disclosure due to missing itemization of amount financed.
Refinance Rate/Term	Single Family Detached	2	B	2		[3] Application / Processing - Missing Document: Missing Final 1003 REVIEWER - GENERAL COMMENT (2022-01-06): Received duplicate copy of Broker's Initial 1003. Exception is for a Final 1003. Exception remains. [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower.
Purchase	Single Family Detached	1	A	1		[3] Insurance Documentation - Missing Document: Mortgage Insurance Certificate (MIC) not provided
Refinance Rate/Term	4 Family	2	B	2		[2] State Compliance - North Carolina First Lien Late Charge Percent Testing: North Carolina Late Charge: Note late charge percent of 5.00000% exceeds the state maximum of 4%.
Refinance Rate/Term	UTD	2	B	2		[2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. [2] Federal Compliance – RESPA (2010) - Loan Amount on Final GFE Inaccurate: RESPA (2010): Loan Amount on Final GFE does not match Note. [2] Federal Compliance – RESPA (2010) - Initial Payment on GFE Inaccurate: RESPA (2010): Initial payment on GFE does not match actual payment on loan.
Refinance Cash-out - Debt Consolidation	Single Family Attached	2	B	2		[3] Application / Processing - Missing Document: Missing Final 1003 [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided. [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.
Refinance Cash-out - Other	Single Family Detached	2	B	2		[3] Application / Processing - Missing Document: Missing Final 1003 REVIEWER - GENERAL COMMENT (2022-01-07): Received duplicate copies of the initial application. Exception is for a Final application. Exception remains. [2] Federal Compliance - TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Third Circuit): Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used.
Refinance Rate/Term	Single Family Detached	2	B	2		[2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. [2] Federal Compliance – RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges. [2] Federal Compliance – RESPA (2010) – GFE column on HUD Comparison Chart Inaccurate: RESPA (2010) – GFE column on page 3 of Final HUD-1 does not match most recently disclosed GFE. REVIEWER - GENERAL COMMENT (2022-01-04): Received another copy of the HUD and GFE. GFE column on page 3 of the HUD-1 shows a positive amount for line 802 whereas the GFE shows a negative amount. Exception remains. [2] Federal Compliance – RESPA (2010) - Loan Amount on Final GFE Inaccurate: RESPA (2010): Loan Amount on Final GFE does not match Note. [2] Federal Compliance – RESPA (2010) - Initial Payment on GFE Inaccurate: RESPA (2010): Initial payment on GFE does not match actual payment on loan. [2] Federal Compliance - Right of Rescission Timing - Note Date used as Transaction Date: Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements
Refinance Rate/Term	Single Family Detached	2	B	2		[2] Federal Compliance - RESPA (2010) - Initial Payment on GFE Inaccurate: RESPA (2010): Initial payment on GFE does not match actual payment on loan. [2] Federal Compliance – RESPA (2010) – Written Service Provider List Not Provided Timely: RESPA (2010) - Borrower did not receive a list of service providers at the time the Good Faith Estimate was provided. [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement to applicant within three (3) business days of application. [2] Federal Compliance - Right of Rescission Timing - Note Date used as Transaction Date: Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XXXX, prior to three (3) business days from transaction date of XXXX.
Refinance Cash-out - Debt Consolidation	Single Family Detached	2	B	2		[2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.
Refinance Cash-out - Debt Consolidation	PUD	3	C	3	[3] State Compliance - (TX50(a)(6)) Texas Cash-out Loan (No evidence that borrower received copies of all documents signed at closing): Texas Constitution Section 50(a)(6): Texas Cash-out Loan. No evidence that borrower(s) received copies of all documents signed at time of closing.	[3] Application / Processing - Missing Document: Missing Final 1003 [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
Refinance Rate/Term	UTD	3	D	3	[3] Federal Compliance - Missing Final HUD-1: HUD-1 Not Signed or Stamped Used For Fee Testing: Missing Final HUD-1: HUD-1 Not Signed or Stamped used for any applicable Federal, State or Local compliance testing.	[2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. [2] Federal Compliance - RESPA - Initial GFE Missing: RESPA: Initial GFE not provided to Borrower(s). [2] Federal Compliance – RESPA (2010) – Written Service Provider List Missing: Unable to determine if the borrower received a list of service providers due to missing information. [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower. [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement. [2] Federal Compliance - SAFE Act - Individual LO NMLS license status not approved: Unable to test Individual Loan Originator license status due to missing information. [2] Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Unable to test Loan Originator license due to missing information. [2] Federal Compliance - SAFE Act - Individual LO NMLS does not match NMLS: Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator NMLSR information on loan documents does not match NMLSR. [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided. [2] Federal Compliance - TIL-MDIA - Initial TIL Missing: Truth in Lending Act (Early TIL Disclosure): Initial TIL was not provided to the borrower. [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.
Refinance Rate/Term	UTD	2	B	2		[2] State Compliance - Maryland Counseling Disclosure Not In File: Maryland HB1399 - No evidence of counseling disclosure per Maryland HB 1399. [2] State Compliance - Maryland Mortgage Lending Regulations (Tangible Net Benefit Worksheet Not Provided): Maryland Mortgage Lending Regulations: Net Tangible Benefit Worksheet not provided to borrower. [2] State Compliance - Maryland Ability to Repay Not Verified: Maryland SB270: Borrower’s ability to repay not verified with reliable documentation. [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.
Refinance Rate/Term	Single Family Detached	2	B	2		[2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.
Refinance Rate/Term	Single Family Detached	2	B	2		[2] Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges. [2] Federal Compliance – RESPA (2010) - Loan Amount on Final GFE Inaccurate: RESPA (2010): Loan Amount on Final GFE does not match Note. [2] Federal Compliance – RESPA (2010) - Initial Payment on GFE Inaccurate: RESPA (2010): Initial payment on GFE does not match actual payment on loan. [2] Federal Compliance – RESPA (2010) - 0% Tolerance (Line 802) With Cure: RESPA (2010): 0% tolerance violation for 802 fee with evidence of cure provided on Final HUD-1 [2] Federal Compliance – RESPA (2010) - 0% Tolerance (Line 803) With Cure: RESPA (2010): 0% tolerance violation for 803 fee with evidence of cure provided on Final HUD-1
Refinance Rate/Term	Single Family Detached	2	B	2		[2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. [2] Federal Compliance - RESPA - Initial GFE Missing: RESPA: Initial GFE not provided to Borrower(s). [2] Federal Compliance – RESPA (2010) – Written Service Provider List Missing: RESPA (2010): Borrower not provided with list of service providers. [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. [2] Federal Compliance - RESPA - Initial Escrow Account Statement Missing: RESPA: Initial escrow account statement was not provided to the borrower. [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. [2] Federal Compliance - SAFE Act - LO Company not licensed at time of application: Unable to test LO company NMLS license due to missing information. [2] Federal Compliance - SAFE Act - Individual LO NMLS license status not approved: Unable to test Individual Loan Originator license status due to missing information. [2] Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Unable to test Loan Originator license due to missing information. [2] Federal Compliance - SAFE Act - LO Company NMLS license status not approved: Unable to test LO company status due to missing information. [2] Federal Compliance - Safe Act NMLS - Missing Evidence of Initial Loan Application Date: Secure and Fair Enforcement for Mortgage Licensing Act: Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date. [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided. [2] Federal Compliance - TIL-MDIA - Initial TIL Missing: Truth in Lending Act (Early TIL Disclosure): Initial TIL was not provided to the borrower. [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.
Refinance Rate/Term	Single Family Detached	2	B	2		[2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
Purchase	Single Family Detached	3	D	3	[3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.	[3] Application / Processing - Missing Document: Missing Final 1003 [3] Insurance Documentation - Missing Document: Mortgage Insurance Certificate (MIC) not provided [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing. [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.
Refinance Rate/Term	Single Family Detached	2	B	2		[2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. [2] Federal Compliance - RESPA - Initial GFE Missing: RESPA: Initial GFE not provided to Borrower(s). [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. [2] Federal Compliance - RESPA - Initial Escrow Account Statement Missing: RESPA: Initial escrow account statement was not provided to the borrower. [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement. [2] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements. [2] Federal Compliance - SAFE Act - LO Company not licensed at time of application: Unable to test LO company NMLS license due to missing information. [2] Federal Compliance - SAFE Act - Individual LO NMLS license status not approved: Unable to test Individual Loan Originator license status due to missing information. [2] Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Unable to test Loan Originator license due to missing information. [2] Federal Compliance - SAFE Act - LO Company NMLS license status not approved: Unable to test LO company status due to missing information. [2] Federal Compliance - Safe Act NMLS - Missing Evidence of Initial Loan Application Date: Secure and Fair Enforcement for Mortgage Licensing Act: Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date. [2] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties EXCEPTION INFO: XXXX Loan. Final TIL not signed however, Acknowledgment of Receipt in file signed by borrower. [2] Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. [2] Federal Compliance - TIL-MDIA 7-day Waiting Period - Initial TIL Less than 7 days from Consummation: Truth in Lending Act (Early TIL Disclosure): Initial TIL was not delivered to the borrower at least seven (7) business days prior to note date.
Refinance Rate/Term	Single Family Detached	2	B	2		[2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. [2] Federal Compliance – RESPA (2010) - 10% Tolerance With Cure: RESPA (2010): 10% tolerance violation with evidence of cure provided on Final HUD-1. [2] Federal Compliance - SAFE Act - Individual LO NMLS does not match NMLS: Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator NMLSR information on loan documents does not match NMLSR.
Purchase	UTD	3	D	3	[3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.	[3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file. [3] Application / Processing - Missing Document: Missing Final 1003 [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing. [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary.
Refinance Rate/Term	Townhouse	2	B	2		[2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance – RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges. [2] Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. [2] Federal Compliance - SAFE Act - LO Company not licensed at time of application: Unable to test LO company NMLS license due to missing information. [2] Federal Compliance - SAFE Act - Individual LO NMLS license status not approved: Unable to test Individual Loan Originator license status due to missing information. [2] Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Unable to test Loan Originator license due to missing information. [2] Federal Compliance - SAFE Act - LO Company NMLS license status not approved: Unable to test LO company status due to missing information. [2] Federal Compliance - SAFE Act - Individual LO NMLS does not match NMLS: Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator NMLSR information on loan documents does not match NMLSR. [2] Federal Compliance - Safe Act NMLS - Missing Evidence of Initial Loan Application Date: Secure and Fair Enforcement for Mortgage Licensing Act: Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date. [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $211,000.81 is underdisclosed from calculated Finance Charge of $211,060.90 in the amount of $60.09. EXCEPTION INFO: Unable to determine under disclosure due to missing Final TIL Itemization. [2] Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.
Refinance Rate/Term	Single Family Detached	2	B	2		[2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement.
Refinance Cash-out - Other	Single Family Detached	2	B	2		[2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.
Refinance Rate/Term	PUD	2	B	2		[2] Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges.
Refinance Rate/Term	Single Family Detached	2	B	2		[2] Federal Compliance - RESPA (2010) - Loan Amount on Final GFE Inaccurate: RESPA (2010): Loan Amount on Final GFE does not match Note. [2] Federal Compliance – RESPA (2010) - Initial Payment on GFE Inaccurate: RESPA (2010): Initial payment on GFE does not match actual payment on loan. [2] Federal Compliance - TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Third Circuit): Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used.
Refinance Rate/Term	Single Family Detached	2	B	2		[2] Federal Compliance - RESPA (2010) - Loan Amount on Final GFE Inaccurate: RESPA (2010): Loan Amount on Final GFE does not match Note. [2] Federal Compliance – RESPA (2010) - Initial Payment on GFE Inaccurate: RESPA (2010): Initial payment on GFE does not match actual payment on loan. [2] Federal Compliance - Right of Rescission Timing - Note Date used as Transaction Date: Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements
Purchase	Condo (Low Rise)	2	B	2		[2] Federal Compliance - Federal LO Compensation Dual Compensation Pre-Dodd Frank Test: Loan Originator Compensation: Dual compensation received from both a consumer and person other than consumer. [2] Miscellaneous Compliance - (Doc Error) GFE Error: There is no evidence that the interest rate was locked prior to closing EXCEPTION INFO: Rate Lock would have applied to GFE dated XXXX, which is missing pages 2 & 3. [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance – RESPA (2010) - 10% Tolerance Without Cure: RESPA (2010): 10% tolerance violation without evidence of sufficient cure provided. [2] Federal Compliance – RESPA (2010) - 0% Tolerance (Line 802) Without Cure: RESPA (2010): 0% tolerance violation for 802 fee without evidence of sufficient cure provided. [2] Federal Compliance – RESPA (2010) - 0% Tolerance (Line 803) Without Cure: RESPA (2010): 0% tolerance violation for 803 fee without evidence of sufficient cure provided. [2] Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. EXCEPTION INFO: GFE dated XXXX is missing pages 2 and 3 [2] Federal Compliance – RESPA (2010) - Interest Rate on GFE Inaccurate: RESPA (2010): Interest Rate on GFE does not match Note. [2] Federal Compliance – RESPA (2010) - Initial Payment on GFE Inaccurate: RESPA (2010): Initial payment on GFE does not match actual payment on loan. [2] Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet. REVIEWER - GENERAL COMMENT (2022-01-04): Received HUD-1. Exception is for missing Settlement Booklet. Exception remains. [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. [2] Federal Compliance - SAFE Act - LO Company not licensed at time of application: Unable to test LO company NMLS license due to missing information. [2] Federal Compliance - SAFE Act - Individual LO NMLS license status not approved: Unable to test Individual Loan Originator license status due to missing information. [2] Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Unable to test Loan Originator license due to missing information. [2] Federal Compliance - SAFE Act - LO Company NMLS license status not approved: Unable to test LO company status due to missing information. [2] Federal Compliance - Safe Act NMLS - Missing Evidence of Initial Loan Application Date: Secure and Fair Enforcement for Mortgage Licensing Act: Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date. [2] Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.
Purchase	Single Family Detached	2	B	2		[2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
Refinance Rate/Term	Single Family Detached	2	B	2		[2] Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges.
Refinance Rate/Term	Single Family Detached	2	B	2		[2] Miscellaneous Compliance - (Doc Error) GFE Error: Interest rate available through date not provided.: GFE Date: 09/23/2013 Interest Rate Available Through Date is blank for GFE dated 09/23/2013. [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance – RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges. [2] Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. [2] Federal Compliance – RESPA (2010) - Loan Amount on Final GFE Inaccurate: RESPA (2010): Loan Amount on Final GFE does not match Note. [2] Federal Compliance – RESPA (2010) - Initial Payment on GFE Inaccurate: RESPA (2010): Initial payment on GFE does not match actual payment on loan. [2] Federal Compliance – RESPA (2010) – Written Service Provider List Missing: RESPA (2010): Borrower not provided with list of service providers. [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. [2] Federal Compliance - SAFE Act - LO Company not licensed at time of application: Unable to test LO company NMLS license due to missing information. [2] Federal Compliance - SAFE Act - Individual LO NMLS license status not approved: Unable to test Individual Loan Originator license status due to missing information. [2] Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Unable to test Loan Originator license due to missing information. [2] Federal Compliance - SAFE Act - LO Company NMLS license status not approved: Unable to test LO company status due to missing information. [2] Federal Compliance - Safe Act NMLS - Missing Evidence of Initial Loan Application Date: Secure and Fair Enforcement for Mortgage Licensing Act: Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date. [2] Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.
Refinance Rate/Term	UTD	2	B	2		[3] Application / Processing - Missing Document: Missing Final 1003 REVIEWER - GENERAL COMMENT (2022-01-10): Received a duplicate copy of the initial application. Exception is for a Final application. Exception remains. [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing. [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. [2] Federal Compliance - RESPA - Initial GFE Missing: RESPA: Initial GFE not provided to Borrower(s). [2] Federal Compliance - RESPA - Initial Escrow Account Statement Missing: RESPA: Initial escrow account statement was not provided to the borrower. [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement. [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided. [2] Federal Compliance - TIL-MDIA - Initial TIL Missing: Truth in Lending Act (Early TIL Disclosure): Initial TIL was not provided to the borrower. [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.
Refinance Cash-out - Debt Consolidation	Manufactured Housing	3	D	3	[3] Federal Compliance - Missing Final HUD-1: Estimated HUD-1 Used For Fee Testing: Missing Final HUD-1: Estimated HUD-1 used for any applicable Federal, State or Local compliance testing.	[2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XXXX, prior to three (3) business days from transaction date of XXXX.
Refinance Rate/Term	UTD	2	B	2		[3] Application / Processing - Missing Document: Missing Final 1003 REVIEWER - GENERAL COMMENT (2022-01-07): Received an unsigned 1003 dated prior to the note date. Exception is for a Final 1003. Exception remains. [2] Federal Compliance - ARM Disclosure Status Test: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower. [2] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower. [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower. [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided. [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.
Refinance Rate/Term	Single Family Detached	1	A	1
Refinance UTD	Single Family Detached	3	D	3	[3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.	[3] Application / Processing - Missing Document: Missing Final 1003 [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing. [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. [2] Federal Compliance - RESPA - Initial GFE Missing: RESPA: Initial GFE not provided to Borrower(s). [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower. [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement. [2] Federal Compliance - Safe Act NMLS - Missing Evidence of Initial Loan Application Date: Secure and Fair Enforcement for Mortgage Licensing Act: Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date. [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided. [2] Federal Compliance - TIL-MDIA - Initial TIL Missing: Truth in Lending Act (Early TIL Disclosure): Initial TIL was not provided to the borrower. [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. [2] Federal Compliance - (Missing Data) Missing Information to Determine Origination Channel: Unable to determine the origination channel based on the loan documents provided for review. The compliance review was performed with using the equivalent evaluation that would be considered for an Origination Channel of Retail.
Refinance Rate/Term	Single Family Detached	2	B	2		[2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. [2] Federal Compliance – RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges. [2] Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. [2] Federal Compliance - SAFE Act - LO Company not licensed at time of application: Unable to test LO company NMLS license due to missing information. [2] Federal Compliance - SAFE Act - Individual LO NMLS license status not approved: Unable to test Individual Loan Originator license status due to missing information. [2] Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Unable to test Loan Originator license due to missing information. [2] Federal Compliance - SAFE Act - LO Company NMLS license status not approved: Unable to test LO company status due to missing information. [2] Federal Compliance - Safe Act NMLS - Missing Evidence of Initial Loan Application Date: Secure and Fair Enforcement for Mortgage Licensing Act: Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date. [2] Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.
Refinance UTD	UTD	3	D	3	[3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.	[3] Application / Processing - Missing Document: Missing Final 1003 [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing. [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided. [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary.
Purchase	UTD	2	B	2		[3] Application / Processing - Missing Document: Missing Final 1003 [3] Insurance Documentation - Missing Document: Mortgage Insurance Certificate (MIC) not provided [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.
Refinance Cash-out - Debt Consolidation	UTD	2	B	2		[2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided. [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.
Purchase	Single Family Detached	2	B	2		[2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance – RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges. [2] Federal Compliance – RESPA (2010) – GFE column on HUD Comparison Chart Inaccurate: RESPA (2010) – GFE column on page 3 of Final HUD-1 does not match most recently disclosed GFE. REVIEWER - GENERAL COMMENT (2022-01-04): Received another copy of the HUD and GFE. GFE column on page 3 of the HUD-1 shows an amount for line 802 whereas the most recent GFE provided for review shows $0. Exception remains [2] Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. [2] Federal Compliance – RESPA (2010) – Written Service Provider List Not Provided Timely: RESPA (2010) - Borrower did not receive a list of service providers at the time the Good Faith Estimate was provided. [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. [2] Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet. REVIEWER - GENERAL COMMENT (2022-01-04): Received HUD-1. Exception is for missing Settlement Booklet. Exception remains. [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. [2] Federal Compliance - SAFE Act - LO Company not licensed at time of application: Unable to test LO company NMLS license due to missing information. [2] Federal Compliance - SAFE Act - Individual LO NMLS license status not approved: Unable to test Individual Loan Originator license status due to missing information. [2] Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Unable to test Loan Originator license due to missing information. [2] Federal Compliance - SAFE Act - LO Company NMLS license status not approved: Unable to test LO company status due to missing information. [2] Federal Compliance - Safe Act NMLS - Missing Evidence of Initial Loan Application Date: Secure and Fair Enforcement for Mortgage Licensing Act: Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date. [2] Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.
Refinance Rate/Term	Single Family Detached	2	B	2		[2] Federal Compliance - SAFE Act - Individual LO NMLS license status not approved: Unable to test Individual Loan Originator license status due to missing information. [2] Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Unable to test Loan Originator license due to missing information. [2] Federal Compliance - SAFE Act - Individual LO NMLS does not match NMLS: Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator NMLSR information on loan documents does not match NMLSR.
Refinance Rate/Term	Single Family Detached	2	B	2		[2] Federal Compliance - RESPA (2010) - Loan Amount on Final GFE Inaccurate: RESPA (2010): Loan Amount on Final GFE does not match Note. [2] Federal Compliance – RESPA (2010) - Initial Payment on GFE Inaccurate: RESPA (2010): Initial payment on GFE does not match actual payment on loan. [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement.
Refinance Rate/Term	Single Family Detached	2	B	2		[2] Miscellaneous Compliance - (Doc Error) GFE Error: There is no evidence that the interest rate was locked prior to closing [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. [2] Federal Compliance – RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges. [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $250,385.37 is underdisclosed from calculated Finance Charge of $250,477.98 in the amount of $92.61. EXCEPTION INFO: Reviewed TIL/HUD
Purchase	PUD	3	D	3	[3] Federal Compliance - Missing Final HUD-1: HUD-1 Not Signed or Stamped Used For Fee Testing: Missing Final HUD-1: HUD-1 Not Signed or Stamped used for any applicable Federal, State or Local compliance testing. SELLER - GENERAL COMMENT (2022-01-19): HUD Provided. REVIEWER - GENERAL COMMENT (2022-01-19): HUD provided is not for the subject loan. Appears to be the HUD for the sale of the borrower's prior residence. Exception remains.
Refinance Rate/Term	UTD	2	B	2		[3] Application / Processing - Missing Document: Missing Final 1003 [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - NMLS - Missing Evidence of Initial Loan Application Date: Truth in Lending Act (NMLSR Dodd- Frank 2014): Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date. [2] Federal Compliance - Payoff Statement Missing: Missing Payoff Statement: Unable to determine if a prepayment penalty was included in the pay-off which may impact high cost findings. [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. [2] Federal Compliance - RESPA - Initial GFE Missing: RESPA: Initial GFE not provided to Borrower(s). [2] Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA Disclosure Rule (Dodd-Frank 2014): Creditor did not provide List of Homeownership Counseling Organizations to borrower. [2] Federal Compliance - RESPA - Initial Escrow Account Statement Missing: RESPA: Initial escrow account statement was not provided to the borrower. [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement. [2] Federal Compliance - Right of Rescission Timing - Note Date used as Transaction Date: Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements [2] Federal Compliance - ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Missing: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide "Right to Receive a Copy" appraisal disclosure to consumer. [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided. [2] Federal Compliance - TIL-MDIA - Initial TIL Missing: Truth in Lending Act (Early TIL Disclosure): Initial TIL was not provided to the borrower. [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.
Refinance Rate/Term	Single Family Detached	2	B	2		[3] Application / Processing - Missing Document: Missing Final 1003 REVIEWER - GENERAL COMMENT (2022-01-07): Received duplicate copy of the Initial application. Exception is for a Final application. Exception remains. [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] State Compliance - Michigan Consumer Mortgage Protection Act (Borrower Bill of Rights Disclosure Not Provided): Michigan Consumer Mortgage Protection Act: Borrower Bill of Rights disclosure not provided to borrower. [2] State Compliance - Michigan Consumer Caution and Home Ownership Counseling Notice Not Provided: Michigan Consumer Mortgage Protection Act: Consumer Caution and Home Ownership Counseling Notice not provided to borrower. [2] State Compliance - Michigan Consumer Mortgage Protection Act (Counseling Agencies List): Michigan Consumer Mortgage Protection Act: List of HUD-approved credit counseling agencies not provided to borrower. [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - TILA NMLSR - Individual Originator NMLS information on documents does not match NMLS website: Truth in Lending Act (NMLSR Dodd- Frank 2014): Individual Loan Originator NMLSR information on loan documents does not match NMLSR. [2] Federal Compliance - NMLS - Missing Evidence of Initial Loan Application Date: Truth in Lending Act (NMLSR Dodd- Frank 2014): Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date. [2] Federal Compliance - Payoff Statement Missing: Missing Payoff Statement: Unable to determine if a prepayment penalty was included in the pay-off which may impact high cost findings. [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. [2] Federal Compliance - RESPA - Initial GFE Missing: RESPA: Initial GFE not provided to Borrower(s). [2] Federal Compliance – RESPA (2010) – HUD column on HUD Comparison Chart Inaccurate: Unable to determine if the HUD-1 column on page 3 of the Final HUD-1 is accurate as compared to the charges on page 2 of the disclosure due to missing information. [2] Federal Compliance – RESPA (2010) – Written Service Provider List Missing: RESPA (2010): Borrower not provided with list of service providers. [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. [2] Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA Disclosure Rule (Dodd-Frank 2014): Creditor did not provide List of Homeownership Counseling Organizations to borrower. [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement. [2] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements. [2] Federal Compliance - ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Missing: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide "Right to Receive a Copy" appraisal disclosure to consumer. [2] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties EXCEPTION INFO: XXXX Loan. Final TIL not signed however, Acknowledgment of Receipt in file signed by borrower. [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XXXX, prior to three (3) business days from transaction date of XXXX. [2] Federal Compliance - TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date: Truth in Lending Act: Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s). [2] Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.
Refinance Rate/Term	UTD	2	B	2		[3] Application / Processing - Missing Document: Missing Final 1003 REVIEWER - GENERAL COMMENT (2022-01-10): Received duplicate copy of application signed a week prior to the closing. Exception is for a Final 1003. Exception remains. [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - NMLS - Missing Evidence of Initial Loan Application Date: Truth in Lending Act (NMLSR Dodd- Frank 2014): Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date. [2] Federal Compliance - Payoff Statement Missing: Missing Payoff Statement: Unable to determine if a prepayment penalty was included in the pay-off which may impact high cost findings. [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. [2] Federal Compliance - RESPA - Initial GFE Missing: RESPA: Initial GFE not provided to Borrower(s). [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. [2] Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA Disclosure Rule (Dodd-Frank 2014): Creditor did not provide List of Homeownership Counseling Organizations to borrower. [2] Federal Compliance - RESPA - Initial Escrow Account Statement Missing: RESPA: Initial escrow account statement was not provided to the borrower. [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement. [2] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements. [2] Federal Compliance - ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Not Provided Timely: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. [2] Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. [2] Federal Compliance - TIL-MDIA 7-day Waiting Period - Initial TIL Less than 7 days from Consummation: Truth in Lending Act (Early TIL Disclosure): Initial TIL was not delivered to the borrower at least seven (7) business days prior to note date. [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.
Refinance Rate/Term	PUD	2	B	2		[2] Federal Compliance - ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Not Provided Timely: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide "Right to Receive a Copy" appraisal disclosure to applicant within three (3) business days of application or determination of first lien status.
Purchase	Single Family Detached	2	B	2		[3] Insurance Documentation - Missing Document: Mortgage Insurance Certificate (MIC) not provided [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing. [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.
Refinance Rate/Term	3 Family	2	B	2		[2] Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: Unable to determine if the borrower signed a valuation receipt acknowledgment due to missing information. (Type:PrimaryXXXX) [2] Federal Compliance - TILA NMLSR - Individual Originator NMLS information on documents does not match NMLS website: Truth in Lending Act (NMLSR Dodd- Frank 2014): Individual Loan Originator NMLSR information on loan documents does not match NMLSR.
Refinance Rate/Term	Single Family Detached	1	A	1
Refinance Rate/Term	2 Family	2	B	2		[2] Miscellaneous Compliance - (Doc Error) GFE Error: Interest rate available through date not provided.: GFE Date: 07/11/2014 Interest Rate Available Through Date is blank for GFE dated 07/11/2014. [2] Federal Compliance – RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges. [2] Federal Compliance – RESPA (2010) - Interest Rate on GFE Inaccurate: RESPA (2010): Interest Rate on GFE does not match Note. [2] Federal Compliance – RESPA (2010) - Loan Amount on Final GFE Inaccurate: RESPA (2010): Loan Amount on Final GFE does not match Note. [2] Federal Compliance – RESPA (2010) - Initial Payment on GFE Inaccurate: RESPA (2010): Initial payment on GFE does not match actual payment on loan. [2] Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA Disclosure Rule (Dodd-Frank 2014): Creditor did not provide List of Homeownership Counseling Organizations to borrower. [2] Federal Compliance - ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Not Provided Timely: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide "Right to Receive a Copy" appraisal disclosure to applicant within three (3) business days of application or determination of first lien status.
Refinance Rate/Term	Single Family Detached	2	B	2		[2] Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:PrimaryXXXX) [2] Federal Compliance – RESPA (2010) - 0% Tolerance (Line 1203) With Cure: RESPA (2010): 0% tolerance violation for 1203 fee with evidence of cure provided on Final HUD-1 [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement.
Purchase	Condo (Low Rise)	2	B	2		[2] Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:PrimaryXXXX) [2] Federal Compliance - Federal HPML 2014 Non Compliant: Federal Higher-Priced Mortgage Loan: APR on subject loan of 5.44745% or Final Disclosure APR of 5.46100% is in excess of allowable threshold of APOR 3.43% + 1.5%, or 4.93000%. Non-Compliant Higher Priced Mortgage Loan. [2] State Compliance - (State HPML) Oklahoma Higher-Priced Mortgage Loan (APR Exceeds HPML Threshold): Oklahoma Higher-Priced Mortgage Loan: APR on subject loan of 5.44745% or Final Disclosure APR of 5.46100% is in excess of allowable threshold of APOR 3.43% + 1.5%, or 4.93000%. Compliant Higher Priced Loan. [2] Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet. [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement. [2] Federal Compliance - TIL Higher Priced Mortgage Loan Safe Harbor Test: Unable to determine if Safe Harbor requirements are met due to missing information. [2] Federal Compliance - (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer): TILA HPML Appraisal Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:PrimaryXXXX)
Purchase	UTD	2	B	2		[3] Insurance Documentation - Missing Document: Mortgage Insurance Certificate (MIC) not provided [3] Credit Documentation - Purchase contract date not provided. [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. EXCEPTION INFO: Disclosure missing [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. EXCEPTION INFO: Initial 1003 missing [2] Federal Compliance - NMLS - Missing Evidence of Initial Loan Application Date: Truth in Lending Act (NMLSR Dodd- Frank 2014): Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date. [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. REVIEWER - RE-OPEN COMMENT (2022-01-04): Missing appraisal [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. [2] Federal Compliance - RESPA - Initial GFE Missing: RESPA: Initial GFE not provided to Borrower(s). [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower. [2] Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA Disclosure Rule (Dodd-Frank 2014): Creditor did not provide List of Homeownership Counseling Organizations to borrower. [2] Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet. EXCEPTION INFO: Disclosure missing [2] Federal Compliance - RESPA - Initial Escrow Account Statement Missing: RESPA: Initial escrow account statement was not provided to the borrower. EXCEPTION INFO: Disclosure missing [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement. [2] Federal Compliance - ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Missing: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide "Right to Receive a Copy" appraisal disclosure to consumer. [2] Federal Compliance - TIL-MDIA - Initial TIL Missing: Truth in Lending Act (Early TIL Disclosure): Initial TIL was not provided to the borrower. [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.
Refinance Cash-out - Debt Consolidation	Single Family Detached	3	C	3	[3] State Compliance - (TX50(a)(6)) Texas Cash-out Loan (Loan closed prior to expiration of 12-day cooling off period): Texas Constitution Section 50(a)(6): Loan closed prior to expiration of 12-day cooling off period as required by Section 50(g) and Section 50(a)(6)(M)(i). REVIEWER - GENERAL COMMENT (2021-12-28): Only copies of 12 Day Notice in file are dated as of closing date. Borrower did acknowledge on the Home Equity Affidavit that they received at least 12 days prior to closing but no evidence in file.	[2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. [2] Federal Compliance – RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges. [2] Federal Compliance - TIL-MDIA 3-day Waiting Period - Corrected TIL for APR Inaccuracy Received Less than 3 Business Days from Consummation: Truth in Lending Act (Early TIL Disclosure): Corrected TIL for APR inaccuracy was not received by the borrower at least three (3) business days prior to closing.
Refinance Cash-out - Debt Consolidation	Single Family Detached	2	B	2		[2] Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:PrimaryXXXX) [2] Federal Compliance – RESPA (2010) – Written Service Provider List Not Provided Timely: RESPA (2010) - Borrower did not receive a list of service providers at the time the Good Faith Estimate was provided. [2] Federal Compliance - TIL-MDIA 3-day Waiting Period - Corrected TIL for APR Inaccuracy Received Less than 3 Business Days from Consummation: Truth in Lending Act (Early TIL Disclosure): Corrected TIL for APR inaccuracy was not received by the borrower at least three (3) business days prior to closing.
UTD	UTD	3	D	3	[3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. SELLER - GENERAL COMMENT (2022-01-06): SMS does not have HUD. Acquired from XXX, not received to date. REVIEWER - OPEN - UNABLE TO CLEAR COMMENT (2022-01-06): Servicer confirmed unable to provide HUD.	[3] Application / Processing - Missing Document: Missing Final 1003 [2] Federal Compliance - ARM Disclosure Status Test: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower. [2] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower. [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing. [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] Federal Compliance - Lookback Testing Not Performed: Missing Initial Loan Application. A six (6) month lookback was not performed. An application date of XXXX which is one (1) month prior to Consummation Date. [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. A lookback period was not able to be performed. Compliance tests were run using an application date of XXXX which is one month prior to consummation. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. [2] Federal Compliance - NMLS - Missing Evidence of Initial Loan Application Date: Truth in Lending Act (NMLSR Dodd- Frank 2014): Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date. [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. [2] Federal Compliance - RESPA - Initial GFE Missing: RESPA: Initial GFE not provided to Borrower(s). [2] Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA Disclosure Rule (Dodd-Frank 2014): Creditor did not provide List of Homeownership Counseling Organizations to borrower. [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement. [2] Federal Compliance - ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Missing: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide "Right to Receive a Copy" appraisal disclosure to consumer. [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided. [2] Federal Compliance - TIL-MDIA - Initial TIL Missing: Truth in Lending Act (Early TIL Disclosure): Initial TIL was not provided to the borrower. [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. [2] Federal Compliance - (Missing Data) Missing Information to Determine Origination Channel: Unable to determine the origination channel based on the loan documents provided for review. The compliance review was performed with using the equivalent evaluation that would be considered for an Origination Channel of Retail.
Purchase	Manufactured Housing	2	B	2		[2] Federal Compliance - ARM Disclosure Prior to Closing Timing: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower at least three (3) days prior to consummation for a loan that did not start as an ARM. [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
Refinance Rate/Term	Single Family Detached	2	B	2		[2] Federal Compliance - RESPA (2010) - Loan Amount on Final GFE Inaccurate: RESPA (2010): Loan Amount on Final GFE does not match Note. [2] Federal Compliance – RESPA (2010) - Initial Payment on GFE Inaccurate: RESPA (2010): Initial payment on GFE does not match actual payment on loan. [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower. [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement.
Refinance Cash-out - Debt Consolidation	PUD	2	B	2		[3] Application / Processing - Missing Document: Missing Final 1003 [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
Refinance Rate/Term	Single Family Detached	2	B	2		[2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] State Compliance - Ohio Consumer Sales Practices Act (Ability to Repay not Verified): Ohio Consumer Sales Practices Act: Borrower’s ability to repay not verified with reliable documentation. [2] State Compliance - Ohio Consumer Sales Practices Act (Acknowledgement of Receipt of Home Mortgage Loan Information Document Not Retained by Lender): Ohio Consumer Sales Practices Act: Acknowledgement of Receipt of Home Mortgage Loan Information Document not retained by lender. [2] State Compliance - Ohio Consumer Sales Practices Act (Closing Disclosure Not Provided): Ohio Consumer Sales Practices Act: Consumer did not receive the required Closing Disclosure. [2] State Compliance - Ohio Consumer Sales Practices Act (No Documentation of Tangible Net Benefit Analysis): Ohio Consumer Sales Practices Act: Mortgage loan file does not contain documentation of the analysis of the borrower's reasonable tangible net benefit. [2] Federal Compliance - Payoff Statement Missing: Missing Payoff Statement: Unable to determine if a prepayment penalty was included in the pay-off which may impact high cost findings. [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. [2] Federal Compliance - RESPA - Initial GFE Missing: RESPA: Initial GFE not provided to Borrower(s). [2] Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA Disclosure Rule (Dodd-Frank 2014): Creditor did not provide List of Homeownership Counseling Organizations to borrower. [2] Federal Compliance - RESPA - Initial Escrow Account Statement Missing: RESPA: Initial escrow account statement was not provided to the borrower. [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement. [2] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements. [2] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties EXCEPTION INFO: XXXX Loan. Final TIL not signed however, Acknowledgment of Receipt in file signed by borrower. [2] Federal Compliance - TIL-MDIA 7-day Waiting Period - Initial TIL Less than 7 days from Consummation: Truth in Lending Act (Early TIL Disclosure): Initial TIL was not delivered to the borrower at least seven (7) business days prior to note date.
Refinance Rate/Term	Single Family Detached	2	B	2		[2] Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: Unable to determine Homeownership Counseling List was provided due to missing information. [2] Federal Compliance - ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Not Provided Timely: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide "Right to Receive a Copy" appraisal disclosure to applicant within three (3) business days of application or determination of first lien status.
Refinance Rate/Term	Single Family Detached	1	A	1
Purchase	UTD	3	C	3	[3] Federal Compliance - Federal LO Compensation Dual Compensation Dodd Frank Test: Loan Originator Compensation: Dual compensation received from both a consumer and person other than consumer.	[3] Credit Documentation - Purchase contract date not provided. [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - NMLS - Missing Evidence of Initial Loan Application Date: Truth in Lending Act (NMLSR Dodd- Frank 2014): Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date. [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. [2] Federal Compliance - RESPA - Initial GFE Missing: RESPA: Initial GFE not provided to Borrower(s). [2] Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA Disclosure Rule (Dodd-Frank 2014): Creditor did not provide List of Homeownership Counseling Organizations to borrower. [2] Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet. [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement. [2] Federal Compliance - ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Missing: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide "Right to Receive a Copy" appraisal disclosure to consumer. [2] Federal Compliance - TIL-MDIA - Initial TIL Missing: Truth in Lending Act (Early TIL Disclosure): Initial TIL was not provided to the borrower. [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.
Purchase	Single Family Detached	2	B	2		[2] Federal Compliance - ARM Disclosure Timing Test: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower within three (3) days of application. [2] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower. [2] Federal Compliance - TIL APR Tolerance Irregular Transaction: Truth In Lending Act: Final TIL APR of 3.92000% is underdisclosed from calculated APR of 4.70499% outside of 0.250% tolerance. [2] Closing / Title - (Doc Error) TIL Error: Borrower signature not dated. [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $73,722.58 is underdisclosed from calculated Finance Charge of $85,333.93 in the amount of $11,611.35. EXCEPTION INFO: Under disclosure due to final Lender TIL does not reflect MI in the pay stream.
Refinance Rate/Term	Single Family Detached	2	B	2		[2] Federal Compliance – RESPA (2010) – GFE column on HUD Comparison Chart Inaccurate: RESPA (2010) – GFE column on page 3 of Final HUD-1 does not match most recently disclosed GFE. [2] Federal Compliance – RESPA (2010) - Loan Amount on Final GFE Inaccurate: RESPA (2010): Loan Amount on Final GFE does not match Note. [2] Federal Compliance – RESPA (2010) - Initial Payment on GFE Inaccurate: RESPA (2010): Initial payment on GFE does not match actual payment on loan. [2] Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: Unable to determine Homeownership Counseling List was provided due to missing information. [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement.
Refinance Cash-out - Other	Single Family Detached	2	B	2		[2] Federal Compliance - ECOA Appraisal - Appraisal Provided Prior to Date Performed: ECOA Valuations Rule (Dodd-Frank 2014): Date valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements. (Type:Primary/XXXX)
Purchase	PUD	2	B	2		[2] Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: HUD Settlement Cost Booklet not provided to applicant within three (3) business days of application. EXCEPTION INFO: N/A
Refinance Cash-out - Debt Consolidation	UTD	2	B	2		[3] Application / Processing - Missing Document: Missing Final 1003 [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided. [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.
Refinance Cash-out - Debt Consolidation	UTD	3	D	3	[3] Federal Compliance - Missing Final HUD-1: HUD-1 Not Signed or Stamped Used For Fee Testing: Missing Final HUD-1: HUD-1 Not Signed or Stamped used for any applicable Federal, State or Local compliance testing.	[2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided. [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.
Refinance Rate/Term	Condo (Low Rise)	2	B	2		[2] Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: Unable to determine if the borrower signed a valuation receipt acknowledgment due to missing information. (Type:PrimaryXXXX) [2] Federal Compliance – RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges. [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. [2] Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA Disclosure Rule (Dodd-Frank 2014): Creditor did not provide List of Homeownership Counseling Organizations to borrower. [2] Federal Compliance - ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Not Provided Timely: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide "Right to Receive a Copy" appraisal disclosure to applicant within three (3) business days of application or determination of first lien status.
Refinance Rate/Term	UTD	2	B	2		[2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. [2] Federal Compliance - RESPA - Initial GFE Missing: RESPA: Initial GFE not provided to Borrower(s). [2] Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA Disclosure Rule (Dodd-Frank 2014): Creditor did not provide List of Homeownership Counseling Organizations to borrower. [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement. [2] Federal Compliance - ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Missing: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide "Right to Receive a Copy" appraisal disclosure to consumer. [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $183,541.04 is underdisclosed from calculated Finance Charge of $188,148.50 in the amount of $4,607.46. EXCEPTION INFO: Unable to determine reason for under disclosure due to missing itemization of amount financed. Under disclosure appears due to declining monthly MI per certificate in file. [2] Federal Compliance - TIL-MDIA - Initial TIL Missing: Truth in Lending Act (Early TIL Disclosure): Initial TIL was not provided to the borrower.
Refinance Rate/Term	Single Family Detached	2	B	2		[2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $237,557.24 is underdisclosed from calculated Finance Charge of $237,655.76 in the amount of $98.52. EXCEPTION INFO: TIL itemization did not disclose a settlement fee of $185 and a courier fee of $23.50 as prepaid finance charges. Also, TIL itemization over disclosed credit report fees of $55 and $55 as prepaid finance charges.
Refinance Cash-out - Debt Consolidation	UTD	2	B	2		[2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided. [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.
Refinance Rate/Term	Single Family Detached	2	B	2		[2] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower. [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. [2] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements. [2] State Compliance - South Carolina Home Loan (Complaint Agency Disclosure Not Provided): South Carolina Home Loan: Borrower not provided with a document specifying the agency designated to receive complaints or inquiries about the origination and making of the loan. [2] Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.
Refinance UTD	PUD	3	D	3	[3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. SELLER - GENERAL COMMENT (2022-01-06): SMS does not have HUD. Acquired from XXX, not received to date. REVIEWER - OPEN - UNABLE TO CLEAR COMMENT (2022-01-06): Servicer confirmed unable to provide HUD. [3] State Compliance - Texas Equity Unable To Determine: Unable to Determine Texas 50(a)(6) Information Missing Test – (Unable to determine if subject lien is a TX 50(a)(6) loan due to missing information)- File is missing the HUD or Final CD. Unable to determine if borrower received any incidental cash out at closing that would make the loan subject to TX50(a)(6).	[3] HOA - HOA Dues amount was not evidenced in the file, and has not been included in the calculated debt ratio.: Valuation Type: No Value Provided / Valuation Report Date: <empty> Property Type: PUD [3] Application / Processing - Missing Document: Missing Final 1003 [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing. [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. [2] Federal Compliance - NMLS - Missing Evidence of Initial Loan Application Date: Truth in Lending Act (NMLSR Dodd- Frank 2014): Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date. [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. [2] Federal Compliance - RESPA - Initial GFE Missing: RESPA: Initial GFE not provided to Borrower(s). [2] Federal Compliance – RESPA (2010) – Written Service Provider List Missing: Unable to determine if the borrower received a list of service providers due to missing information. [2] Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA Disclosure Rule (Dodd-Frank 2014): Creditor did not provide List of Homeownership Counseling Organizations to borrower. [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement. [2] Federal Compliance - ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Missing: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide "Right to Receive a Copy" appraisal disclosure to consumer. [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided. [2] Federal Compliance - TIL-MDIA - Initial TIL Missing: Truth in Lending Act (Early TIL Disclosure): Initial TIL was not provided to the borrower. [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. [2] Federal Compliance - (Missing Data) Missing Information to Determine Origination Channel: Unable to determine the origination channel based on the loan documents provided for review. The compliance review was performed with using the equivalent evaluation that would be considered for an Origination Channel of Retail. [2] Federal Compliance - (TX50(a)(6)) Texas Cash-out Loan (Unable to Determine if the prior lien is a Texas 50(a)(6) loan due to missing information): Unable to determine if the loan is a Previous Texas 50(a)(6) loan due to missing information.
Refinance Cash-out - Other	Single Family Detached	1	A	1
Refinance Cash-out - Debt Consolidation	UTD	2	B	2		[2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. [2] Federal Compliance - NMLS - Missing Evidence of Initial Loan Application Date: Truth in Lending Act (NMLSR Dodd- Frank 2014): Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date. [2] Federal Compliance - Payoff Statement Missing: Missing Payoff Statement: Unable to determine if a prepayment penalty was included in the pay-off which may impact high cost findings. [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. [2] Federal Compliance - RESPA - Initial GFE Missing: RESPA: Initial GFE not provided to Borrower(s). [2] Federal Compliance – RESPA (2010) – Written Service Provider List Missing: Unable to determine if the borrower received a list of service providers due to missing information. [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower. [2] Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA Disclosure Rule (Dodd-Frank 2014): Creditor did not provide List of Homeownership Counseling Organizations to borrower. [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement. [2] Federal Compliance - ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Missing: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide "Right to Receive a Copy" appraisal disclosure to consumer. [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided. [2] Federal Compliance - TIL-MDIA - Initial TIL Missing: Truth in Lending Act (Early TIL Disclosure): Initial TIL was not provided to the borrower. [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.
Purchase	Single Family Detached	2	B	2		[2] Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:PrimaryXXXX) [2] Federal Compliance - TILA NMLSR - Originator Company NMLS information on documents does not match NMLS website: Truth in Lending Act (NMLSR Dodd- Frank 2014): Loan Originator Organization NMLS information on loan documents does not match NMLS. [2] Federal Compliance – RESPA (2010) - 0% Tolerance (Line 802) Without Cure: RESPA (2010): 0% tolerance violation for 802 fee without evidence of sufficient cure provided. [2] Federal Compliance – RESPA (2010) - 0% Tolerance (Line 803) Without Cure: RESPA (2010): 0% tolerance violation for 803 fee without evidence of sufficient cure provided. [2] Federal Compliance – RESPA (2010) – GFE column on HUD Comparison Chart Inaccurate: RESPA (2010) – GFE column on page 3 of Final HUD-1 does not match most recently disclosed GFE. REVIEWER - GENERAL COMMENT (2022-01-04): Received duplicate HUD-1. GFE column on page 3 of the HUD does not match the most recent GFE provided for review. Exception remains. [2] Federal Compliance – RESPA (2010) - Existence of Escrow Account on Final GFE Inaccurate: Unable to determine if the Final GFE indicates the loan contains an escrow payment due to missing information. [2] Federal Compliance – RESPA (2010) - Loan Amount on Final GFE Inaccurate: RESPA (2010): Loan Amount on Final GFE does not match Note. [2] Federal Compliance – RESPA (2010) - Initial Payment on GFE Inaccurate: RESPA (2010): Initial payment on GFE does not match actual payment on loan. [2] Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: Unable to determine Homeownership Counseling List was provided due to missing information. [2] Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet. REVIEWER - GENERAL COMMENT (2022-01-04): Received HUD-1. Exception is for missing Settlement Booklet. Exception remains.
Refinance Rate/Term	Single Family Detached	2	B	2		[2] Federal Compliance - ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Not Provided Timely: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide "Right to Receive a Copy" appraisal disclosure to applicant within three (3) business days of application or determination of first lien status.
Purchase	PUD	1	A	1
Refinance Rate/Term	Townhouse	2	B	2		[2] State Compliance - Maryland Mortgage Lending Regulations (Tangible Net Benefit Worksheet Not Provided): Maryland Mortgage Lending Regulations: Net Tangible Benefit Worksheet not provided to borrower. [2] State Compliance - Maryland Ability to Repay Not Verified: Maryland SB270: Borrower’s ability to repay not verified with reliable documentation. [2] Federal Compliance – RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges. [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $64,591.67 is underdisclosed from calculated Finance Charge of $64,904.96 in the amount of $313.29. EXCEPTION INFO: Unable to determine reason for under disclosure due to missing itemization of amount financed. [2] Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinance by a creditor that is not considered the original creditor. The H-9 form was used, the H-8 form should have been used.
Refinance Cash-out - Debt Consolidation	2 Family	2	B	2		[2] Federal Compliance - ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Not Provided Timely: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide "Right to Receive a Copy" appraisal disclosure to applicant within three (3) business days of application or determination of first lien status.
Purchase	Single Family Detached	2	B	2		[2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
Refinance Rate/Term	Single Family Detached	2	B	2		[2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided
Purchase	Single Family Detached	2	B	2		[2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing.
Purchase	Single Family Detached	1	A	1
Refinance Cash-out - Other	Single Family Detached	2	B	2		[2] Federal Compliance - Right of Rescission Timing - Note Date used as Transaction Date: Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $205,612.14 is underdisclosed from calculated Finance Charge of $206,613.91 in the amount of $1,001.77. EXCEPTION INFO: TIL Itemization did not disclose the attorney fee of $425, courier fee of $65, email fee of $65, loan discount of $352, processing fee of $200, or the title courier fee of $45 as prepaid finance charges. TIL Itemization over disclosed the doc prep fee of $150.

Satisfied Exceptions	Were Alt docs used for the Application	Were Alt docs used for Mortgage Insurance	Last Compliance Run Status	Tested and Testing Method	SOL Expiration	Subject to Predatory Lending	QM Designation
[1] CLEARED Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Note Date of XXXX used as disbursement date for compliance testing. REVIEWER - CLEARED COMMENT (2021-12-30): CD and LE provided. Exception cleared. [1] CLEARED Title / Lien Defect - Final Title Policy is missing. No evidence of title in file. REVIEWER - CLEARED COMMENT (2022-01-06): Received Final title [1] CLEARED Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. REVIEWER - CLEARED COMMENT (2021-12-30): CD and LE provided. Exception cleared. [1] CLEARED Federal Compliance - NMLS - Missing Evidence of Initial Loan Application Date: Truth in Lending Act (NMLSR Dodd- Frank 2014): Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date. REVIEWER - CLEARED COMMENT (2021-12-30): CD and LE provided. Exception cleared. [1] CLEARED Federal Compliance - Right of Rescission Timing - Note Date used as Transaction Date: Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements REVIEWER - CLEARED COMMENT (2021-12-30): CD and LE provided. Exception cleared. [1] CLEARED State Compliance - Texas Equity Unable To Determine: Unable to Determine Texas 50(a)(6) Information Missing Test – (Unable to determine if subject lien is a TX 50(a)(6) loan due to missing information)- File is missing the HUD or Final CD. Unable to determine if borrower received any incidental cash out at closing that would make the loan subject to TX50(a)(6). REVIEWER - CLEARED COMMENT (2021-12-30): CD and LE provided. Confirmed not subject to TX50(a)(6). Exception cleared. [1] CLEARED Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided. REVIEWER - CLEARED COMMENT (2022-01-04): Confirmed purchase. Exception not applicable. [1] CLEARED Federal Compliance - TRID Appraisal Disclosure - ECOA Status: ECOA - File does not evidence the consumer was provided with the right to receive a copy of the Appraisal Disclosure. EXCEPTION INFO: Verified document not found in file. REVIEWER - CLEARED COMMENT (2021-12-30): Document provided. Exception cleared. [1] CLEARED Federal Compliance - TRID Closing Disclosure Status Test: TILA-RESPA Integrated Disclosure: Closing Disclosure not provided or Closing Disclosure not provided prior to closing. Any applicable Federal, State or Local compliance testing is unreliable or not performed. Loan is subject to high cost testing. REVIEWER - CLEARED COMMENT (2021-12-30): CD and LE provided. Exception cleared. [1] CLEARED Federal Compliance - TILA-RESPA Integrated Disclosure: application date on or after 10/3/2015, no Loan Estimates in the Loan File: TILA-RESPA Integrated Disclosure: Loan Estimate not provided within loan images to evidence delivery to the Borrower(s). The earliest Closing Disclosure provided in the loan file was used as the estimated baseline for Tolerance Testing. Depending on the actual values on the initial Loan Estimate, a fee tolerance cure of up to $0.00 may be required. EXCEPTION INFO: Verified document not found in file. REVIEWER - CLEARED COMMENT (2021-12-30): CD and LE provided. Exception cleared. [1] CLEARED Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. REVIEWER - CLEARED COMMENT (2021-12-30): CD provided so able to determine occupancy. Exception cleared. [1] CLEARED Federal Compliance - (TX50(a)(6)) Texas Cash-out Loan (Unable to Determine if the prior lien is a Texas 50(a)(6) loan due to missing information): Unable to determine if the loan is a Previous Texas 50(a)(6) loan due to missing information. REVIEWER - CLEARED COMMENT (2021-12-30): CD and LE provided. Confirmed not subject to TX50(a)(6). Exception cleared.	No	No	Complete	Closing Disclosure	XXXX	Yes
	No	No	Complete	Closing Disclosure		No
	No	No	Complete	Closing Disclosure	XXXX	Yes
	No	No	Incomplete	Estimated HUD1	XXXX	Yes
	No	No	Complete	Final HUD1		No
	No	No	Complete	Final HUD1	XXXX	Yes
	No	No	Incomplete	Final HUD1	XXXX	Yes
	No	No	Complete	Final HUD1	XXXX	Yes
	No	No	Complete	Missing	XXXX	Yes
	No	No	Complete	Final HUD1		No
	No	No	Complete	Final HUD1	XXXX	Yes
	No	No	Complete	Final HUD1		No
[1] CLEARED Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Note Date of XXXX used as disbursement date for compliance testing. REVIEWER - CLEARED COMMENT (2021-12-30): HUD provided. Exception cleared. [1] CLEARED General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. REVIEWER - CLEARED COMMENT (2022-01-10): Received State Value [1] CLEARED Title / Lien Defect - Final Title Policy is missing. No evidence of title in file. REVIEWER - CLEARED COMMENT (2022-01-10): Received Final Title [1] CLEARED Application / Processing - Missing Document: Missing Final 1003 REVIEWER - CLEARED COMMENT (2022-01-10): Received Final 1003 [1] CLEARED Closing / Title - Missing Document: Security Instrument - Subject Lien not provided SELLER - GENERAL COMMENT (2021-12-29): Security Instrument not located. REVIEWER - OPEN - UNABLE TO CLEAR COMMENT (2021-12-29): Servicer confirmed unable to locate Security Instrument. REVIEWER - RE-OPEN COMMENT (2022-01-10): Received Security Instrument REVIEWER - CLEARED COMMENT (2022-01-10): Received Security Instrument [1] CLEARED Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. REVIEWER - CLEARED COMMENT (2021-12-30): HUD provided. Exception cleared. [1] CLEARED Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. REVIEWER - CLEARED COMMENT (2021-12-30): HUD provided. Exception replaced with one with fees tested. [1] CLEARED Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. REVIEWER - CLEARED COMMENT (2022-01-10): Received Final 1003	No	No	Complete	Final HUD1	XXXX	Yes
	No	No	Complete	Final HUD1	XXXX	Yes
	No	No	Complete	Final HUD1		No
	No	No	Complete	Final HUD1		Yes
	No	No	Complete	Final HUD1	XXXX	Yes
	No	No	Complete	Final HUD1		No
	No	No	Complete	Missing	XXXX	Yes
	No	No	Complete	Missing	XXXX	Yes
	No	No	Complete	Final HUD1	XXXX	No
	No	No	Complete	Final HUD1		Yes
	No	No	Complete	Final HUD1	XXXX	No
	No	No	Complete	Final HUD1		No
[1] CLEARED Insurance Documentation - Missing Document: Mortgage Insurance Certificate (MIC) not provided REVIEWER - CLEARED COMMENT (2022-01-06): Received MI Cert	No	No	Complete	Final HUD1	XXXX	Yes
	No	No	Complete	Final HUD1	XXXX	Yes
	No	No	Complete	Final HUD1	XXXX	Yes
	No	No	Complete	Final HUD1	XXXX	Yes
	No	No	Complete	HUD1, not signed or stamped		Yes
	No	No	Complete	Final HUD1		Yes
[1] CLEARED Federal Compliance - County Name Missing: County from the Security Instrument was not provided. REVIEWER - CLEARED COMMENT (2021-12-30): Exception cleared. [1] CLEARED Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Note Date of XXXX used as disbursement date for compliance testing. REVIEWER - CLEARED COMMENT (2021-12-30): HUD provided. Exception cleared. [1] CLEARED Application / Processing - Missing Document: Missing Final 1003 REVIEWER - CLEARED COMMENT (2022-01-10): Received Final 1003 [1] CLEARED Closing / Title - Missing Document: Security Instrument - Subject Lien not provided SELLER - GENERAL COMMENT (2021-12-29): Security Instrument not located. REVIEWER - OPEN - UNABLE TO CLEAR COMMENT (2021-12-29): Servicer confirmed unable to locate Security Instrument. REVIEWER - RE-OPEN COMMENT (2022-01-10): Received Security Instrument REVIEWER - CLEARED COMMENT (2022-01-10): Received Security Instrument [1] CLEARED Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. REVIEWER - CLEARED COMMENT (2021-12-30): HUD provided. Exception cleared. [1] CLEARED Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. REVIEWER - CLEARED COMMENT (2021-12-30): HUD provided. Exception replaced with one with fees tested. [1] CLEARED Federal Compliance - Right of Rescission Timing - Note Date used as Transaction Date: Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements REVIEWER - CLEARED COMMENT (2022-01-10): Received Security Instrument [1] CLEARED Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. REVIEWER - CLEARED COMMENT (2021-12-30): HUD provided, occupancy verified. Exception cleared.	No	No	Complete	Final HUD1	XXXX	Yes
	No	Yes - Other(Escrow statements)	Complete	Final HUD1	XXXX	No
	No	No	Incomplete	Final HUD1	XXXX	Yes
	No	Yes - Other(1008)	Complete	Final HUD1		Yes
	No	No	Complete	Final HUD1	XXXX	Yes
	No	No	Complete	Final HUD1	XXXX	No
	No	No	Complete	Final HUD1		No
	No	No	Complete	Final HUD1		No
	No	No	Complete	Final HUD1		Yes
	No	No	Complete	Final HUD1	XXXX	No
	No	Yes - Other(Final TIL)	Complete	Final HUD1		Yes
	No	No	Complete	Final HUD1	XXXX	Yes
	No	No	Complete	Final HUD1		No
[1] CLEARED Insurance Documentation - Missing Document: Mortgage Insurance Certificate (MIC) not provided REVIEWER - CLEARED COMMENT (2022-01-07): Received PMI Cert	No	No	Complete	Final HUD1	XXXX	Yes
	No	No	Complete	Final HUD1	XXXX	Yes
	No	No	Complete	Missing	XXXX	Yes
	No	No	Complete	Final HUD1		Yes
	No	No	Complete	Final HUD1		Yes
	No	No	Complete	Final HUD1	XXXX	Yes
	No	No	Complete	Final HUD1		No
	No	No	Complete	Final HUD1	XXXX	Yes
	No	No	Complete	Final HUD1	XXXX	Yes
	No	No	Complete	Final HUD1		Yes
	No	No	Complete	Final HUD1		Yes
	No	No	Complete	Final HUD1		Yes
	No	No	Complete	Missing	XXXX	No
	No	No	Complete	Final HUD1	XXXX	No
	No	No	Complete	Final HUD1	XXXX	Yes
	No	No	Complete	Final HUD1	XXXX	Yes
	No	Yes - Other(Approval)	Incomplete	Final HUD1	XXXX	Yes
	No	No	Complete	Final HUD1	XXXX	Yes
	No	Yes - Other(AUS)	Complete	Final HUD1		No
	No	No	Complete	Final HUD1	XXXX	Yes
	No	No	Complete	Final HUD1		Yes
	No	No	Complete	Final HUD1	XXXX	Yes
	No	No	Complete	Missing	XXXX	Yes
	No	No	Complete	Final HUD1		No
	No	No	Complete	Final HUD1		No
	No	No	Complete	Final HUD1		Yes
	No	Yes - Other(TIL)	Complete	Final HUD1		No
	No	No	Complete	Missing		Yes
	No	No	Complete	Final HUD1	XXXX	Yes
	No	No	Complete	Missing	XXXX	Yes
	No	No	Complete	Final HUD1		No
	No	No	Complete	Final HUD1		Yes
	No	No	Complete	Final HUD1		Yes
	No	No	Complete	Closing Disclosure	XXXX	Yes
	No	No	Complete	Missing	XXXX	Yes
	No	No	Incomplete	Final HUD1	XXXX	No
	No	No	Complete	Missing	XXXX	No
	No	No	Complete	Closing Disclosure	XXXX	Yes
[1] CLEARED State Compliance - Ohio Consumer Sales Practices Act (Ability to Repay not Verified): Ohio Consumer Sales Practices Act: Borrower’s ability to repay not verified with reliable documentation. REVIEWER - CLEARED COMMENT (2022-01-11): Comment: The Ohio Consumer Sales Practices Act does not apply to “… banks, savings and loan associations, credit unions, or credit union service organizations organized under the laws of Ohio, another state, or the United States...” per the statute. [1] CLEARED State Compliance - Ohio Consumer Sales Practices Act (Acknowledgement of Receipt of Home Mortgage Loan Information Document Not Retained by Lender): Ohio Consumer Sales Practices Act: Acknowledgement of Receipt of Home Mortgage Loan Information Document not retained by lender. REVIEWER - CLEARED COMMENT (2022-01-11): Comment: The Ohio Consumer Sales Practices Act does not apply to “… banks, savings and loan associations, credit unions, or credit union service organizations organized under the laws of Ohio, another state, or the United States...” per the statute. [1] CLEARED State Compliance - Ohio Consumer Sales Practices Act (Closing Disclosure Not Provided): Ohio Consumer Sales Practices Act: Consumer did not receive the required Closing Disclosure. REVIEWER - CLEARED COMMENT (2022-01-11): Comment: The Ohio Consumer Sales Practices Act does not apply to “… banks, savings and loan associations, credit unions, or credit union service organizations organized under the laws of Ohio, another state, or the United States...” per the statute. [1] CLEARED State Compliance - Ohio Consumer Sales Practices Act (No Documentation of Tangible Net Benefit Analysis): Ohio Consumer Sales Practices Act: Mortgage loan file does not contain documentation of the analysis of the borrower's reasonable tangible net benefit. REVIEWER - CLEARED COMMENT (2022-01-11): Comment: The Ohio Consumer Sales Practices Act does not apply to “… banks, savings and loan associations, credit unions, or credit union service organizations organized under the laws of Ohio, another state, or the United States...” per the statute.	No	No	Complete	Closing Disclosure	XXXX	Yes
	No	No	Incomplete	Closing Disclosure		No
	No	No	Complete	Final HUD1	XXXX	Yes
	No	No	Complete	Closing Disclosure	XXXX	Yes
	No	No	Complete	Final HUD1		No
	No	No	Complete	Final HUD1		Yes
	No	No	Complete	HUD1, not signed or stamped	XXXX	Yes
	No	No	Complete	Final HUD1	XXXX	Yes
	No	No	Complete	HUD1, not signed or stamped	XXXX	Yes
	No	No	Complete	Final HUD1	XXXX	No
	No	Yes - Escrow Disclosure	Complete	Final HUD1		No
	No	No	Incomplete	Final HUD1	XXXX	No
[1] CURED Federal Compliance - TRID Ten Percent Tolerance Violation With Sufficient Cure Provided At Closing: TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $1,587.00 exceeds tolerance of $1,442.00 plus 10% or $1,586.20. Sufficient or excess cure was provided to the borrower at Closing. (0) REVIEWER - CURED COMMENT (2021-12-17): Sufficient Cure Provided At Closing [1] CURED Federal Compliance - TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Title - Endorsement Fee. Fee Amount of $336.75 exceeds tolerance of $0.00. Sufficient or excess cure was provided to the borrower at Closing. (7564) REVIEWER - CURED COMMENT (2021-12-17): Sufficient Cure Provided At Closing [1] CURED Federal Compliance - TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Tax Certification Fee. Fee Amount of $77.83 exceeds tolerance of $0.00. Sufficient or excess cure was provided to the borrower at Closing. (75175) REVIEWER - CURED COMMENT (2021-12-17): Sufficient Cure Provided At Closing	No	No	Complete	Closing Disclosure	XXXX	Yes
	No	No	Incomplete	Final HUD1	XXXX	No
	No	No	Complete	Final HUD1	XXXX	Yes
	No	No	Complete	Closing Disclosure	XXXX	Yes
	No	Yes - Escrow Disclosure	Complete	Final HUD1	XXXX	No
	No	No	Complete	Final HUD1		No
	No	Yes - Escrow Disclosure	Complete	Final HUD1	XXXX	Yes
	No	No	Complete	Final HUD1		Yes
	No	No	Complete	Missing	XXXX	No
	No	Yes - Escrow Disclosure	Complete	Final HUD1	XXXX	No
	No	No	Complete	Final HUD1		No
	No	No	Complete	Closing Disclosure		No
	No	No	Complete	Final HUD1	XXXX	Yes
	No	No	Complete	Final HUD1		Yes
	No	No	Complete	Final HUD1	XXXX	Yes
	No	No	Complete	Missing	XXXX	Yes
	No	No	Incomplete	Closing Disclosure	XXXX	Yes
	No	No	Complete	Missing	XXXX	Yes
	No	No	Complete	Illegible HUD1	XXXX	Yes
	No	No	Complete	Final HUD1		Yes
	No	No	Complete	Final HUD1	XXXX	Yes
	No	No	Incomplete	Final HUD1	XXXX	Yes
	No	No	Complete	Final HUD1		No
	No	No	Complete	Final HUD1	XXXX	Yes
	No	No	Complete	Final HUD1		No
	No	No	Complete	Final HUD1		No
	No	No	Complete	Final HUD1	XXXX	Yes
	No	No	Complete	Final HUD1		No
	No	No	Complete	HUD1, not signed or stamped	XXXX	Yes
	No	No	Complete	Final HUD1	XXXX	Yes
	No	No	Complete	Final HUD1	XXXX	Yes
	No	No	Complete	Final HUD1	XXXX	Yes
	No	No	Complete	Final HUD1	XXXX	Yes
	No	No	Complete	Missing	XXXX	No
	No	No	Complete	Final HUD1		Yes
	No	No	Complete	Missing	XXXX	Yes
	No	No	Complete	Final HUD1		Yes
	No	No	Complete	Final HUD1	XXXX	Yes
	No	No	Complete	Final HUD1	XXXX	No
	No	No	Complete	Missing	XXXX	Yes
	No	Yes - Other(Final TIL)	Complete	Final HUD1	XXXX	Yes
	No	No	Complete	Final HUD1	XXXX	No
	No	No	Complete	Final HUD1	XXXX	Yes
	No	No	Incomplete	Final HUD1	XXXX	Yes
	No	No	Complete	Final HUD1	XXXX	Yes
	No	No	Complete	Final HUD1	XXXX	Yes
[1] CLEARED Insurance Documentation - Missing Document: Mortgage Insurance Certificate (MIC) not provided REVIEWER - CLEARED COMMENT (2022-01-07): Received PMI Cert	No	No	Complete	Final HUD1	XXXX	Yes
[1] CLEARED Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing. REVIEWER - CLEARED COMMENT (2021-12-30): HUD provided. Exception cleared. [1] CLEARED Title / Lien Defect - Final Title Policy is missing. No evidence of title in file. REVIEWER - CLEARED COMMENT (2022-01-10): Received Final Title [1] CLEARED Application / Processing - Missing Document: Missing Final 1003 REVIEWER - CLEARED COMMENT (2022-01-10): Received Final 1003 [1] CLEARED Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. REVIEWER - CLEARED COMMENT (2021-12-30): HUD provided. Exception cleared. [1] CLEARED Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. REVIEWER - CLEARED COMMENT (2021-12-30): HUD provided. Exception cleared. [1] CLEARED Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. REVIEWER - CLEARED COMMENT (2021-12-30): HUD provided so able to verify occupancy. Exception cleared.	No	No	Complete	Final HUD1	XXXX	Yes
	No	Yes - Escrow Disclosure	Complete	Final HUD1		No
	No	No	Complete	Final HUD1		Yes
[1] CLEARED Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing. REVIEWER - CLEARED COMMENT (2022-01-06): CD Provided [1] CLEARED Title / Lien Defect - Final Title Policy is missing. No evidence of title in file. REVIEWER - CLEARED COMMENT (2022-01-06): Received Final title [1] CLEARED Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. REVIEWER - CLEARED COMMENT (2022-01-06): CD Provided [1] CLEARED Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. EXCEPTION INFO: Missing initial 1003 REVIEWER - CLEARED COMMENT (2022-01-06): Received Final 1003 with Lender's Application Date disclosed. [1] CLEARED Federal Compliance - TILA NMLSR - Originator Company NMLS information on documents does not match NMLS website: Unable to test Loan Originator Organization match due to missing information. REVIEWER - CLEARED COMMENT (2022-01-06): Exception cleared. [1] CLEARED Federal Compliance - TILA NMLSR - Individual Originator NMLS information on documents does not match NMLS website: Unable to test Individual Loan Originator NMLSR status due to missing information. REVIEWER - CLEARED COMMENT (2022-01-06): Exception cleared. [1] CLEARED Federal Compliance - TILA NMLSR - Missing NMLS Information on Security Instrument: Truth in Lending Act (NMLSR Dodd- Frank 2014): NMLSR information not present on Security Instrument. REVIEWER - CLEARED COMMENT (2022-01-06): NMLS present on security instrument [1] CLEARED Federal Compliance - TILA NMLSR - Missing NMLS Information on Note: Truth in Lending Act (NMLSR Dodd- Frank 2014): NMLSR information not present on Note. REVIEWER - CLEARED COMMENT (2022-01-06): NMLS present on Note [1] CLEARED Federal Compliance - NMLS - Missing Evidence of Initial Loan Application Date: Truth in Lending Act (NMLSR Dodd- Frank 2014): Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date. REVIEWER - GENERAL COMMENT (2022-01-06): Received Final 1003 with lender's Application date disclosed [1] CLEARED Federal Compliance - TRID Closing Disclosure Status Test: TILA-RESPA Integrated Disclosure: Closing Disclosure not provided or Closing Disclosure not provided prior to closing. Any applicable Federal, State or Local compliance testing is unreliable or not performed. Loan is subject to high cost testing. REVIEWER - CLEARED COMMENT (2022-01-06): CD Provided [1] CLEARED Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. REVIEWER - CLEARED COMMENT (2022-01-06): Occupancy determined via CD [1] CLEARED Federal Compliance - (Missing Data) Missing Information to Determine Origination Channel: Unable to determine the origination channel based on the loan documents provided for review. The compliance review was performed with using the equivalent evaluation that would be considered for an Origination Channel of Retail. REVIEWER - CLEARED COMMENT (2022-01-06): CD Provided	No	No	Complete	Closing Disclosure	XXXX	Yes
	No	No	Incomplete	Final HUD1	XXXX	Yes
	No	No	Complete	Closing Disclosure	XXXX	Yes
	No	No	Incomplete	Final HUD1	XXXX	Yes
	No	No	Complete	Final HUD1	XXXX	Yes
[1] CLEARED State Compliance - (TX50(a)(6)) Texas Cash-out Loan (Itemization of Points and Fees Not Provided): Texas Constitution Section 50(a)(6): Final Itemized disclosure of fees, points, costs and charges not provided to borrower at least one (1) business day prior to closing. SELLER - GENERAL COMMENT (2022-01-07): Disagree with finding- borrower executed an affidavit attesting that they received the itemization required under the Texas Constitution 1 day prior to closing. Attaching copy. REVIEWER - GENERAL COMMENT (2022-01-07): Document not provided, please provide. REVIEWER - CLEARED COMMENT (2022-01-11): Borrower acknowledgement of receipt provided. Exception cleared.	No	No	Complete	Closing Disclosure	XXXX	Yes
	No	No	Complete	Title Co. Closing Statement	XXXX	Yes
	No	No	Complete	Closing Disclosure	XXXX	Yes
[1] CURED Federal Compliance - TRID Zero Percent Tolerance Violation With Sufficient Cure - 1026.19(f)(2) Cure: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Title - Abstract / Title Search. Fee Amount of $100.00 exceeds tolerance of $0.00. Sufficient or excess cure was provided to the borrower. (75178) REVIEWER - CURED COMMENT (2021-12-22): Sufficient Cure Provided within 60 Days of Closing	No	No	Complete	Closing Disclosure	XXXX	Yes
	No	No	Complete	Closing Disclosure	XXXX	Yes
[1] CURED Federal Compliance - TRID Ten Percent Tolerance Violation With Sufficient Cure Provided At Closing: TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $120.00 exceeds tolerance of $88.00 plus 10% or $96.80. Sufficient or excess cure was provided to the borrower at Closing. (0) REVIEWER - CURED COMMENT (2021-12-22): Sufficient Cure Provided At Closing	No	No	Complete	Closing Disclosure	XXXX	Yes
	No	No	Complete	Closing Disclosure	XXXX	Yes
	No	No	Complete	Final HUD1		Yes
	No	No	Complete	Final HUD1	XXXX	No
	No	No	Complete	Final HUD1		Yes
	No	Yes - Escrow Disclosure	Complete	Final HUD1		No
	No	No	Complete	Final HUD1		No
	No	No	Complete	Closing Disclosure	XXXX	No
[1] CLEARED Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing. REVIEWER - CLEARED COMMENT (2022-01-06): CD provided [1] CLEARED General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. REVIEWER - CLEARED COMMENT (2022-01-06): Stated value [1] CLEARED Title / Lien Defect - Final Title Policy is missing. No evidence of title in file. REVIEWER - CLEARED COMMENT (2022-01-06): Final Title Policy provided. Exception cleared. [1] CLEARED Application / Processing - Missing Document: Missing Final 1003 REVIEWER - CLEARED COMMENT (2022-01-06): Final 1003 provided. Exception cleared. [1] CLEARED Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. REVIEWER - CLEARED COMMENT (2022-01-06): CD provided [1] CLEARED Federal Compliance - NMLS - Missing Evidence of Initial Loan Application Date: Truth in Lending Act (NMLSR Dodd- Frank 2014): Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date. REVIEWER - CLEARED COMMENT (2022-01-06): CD provided [1] CLEARED Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. REVIEWER - CLEARED COMMENT (2022-01-06): Investment property [1] CLEARED Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA Disclosure Rule (Dodd-Frank 2014): Creditor did not provide List of Homeownership Counseling Organizations to borrower. REVIEWER - CLEARED COMMENT (2022-01-06): Investment property [1] CLEARED Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided. REVIEWER - CLEARED COMMENT (2022-01-06): Investment property [1] CLEARED Federal Compliance - TRID Appraisal Disclosure - ECOA Status: ECOA - File does not evidence the consumer was provided with the right to receive a copy of the Appraisal Disclosure. EXCEPTION INFO: Document is missing from file. REVIEWER - CLEARED COMMENT (2022-01-06): Stated valuation [1] CLEARED Federal Compliance - TRID Closing Disclosure Status Test: TILA-RESPA Integrated Disclosure: Closing Disclosure not provided or Closing Disclosure not provided prior to closing. Any applicable Federal, State or Local compliance testing is unreliable or not performed. Loan is subject to high cost testing. REVIEWER - CLEARED COMMENT (2022-01-06): CD provided [1] CLEARED Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. (FinalXXXX) EXCEPTION INFO: CD provided dated XXXX). The earliest Closing Disclosure provided in the loan file was used as the estimated baseline for Tolerance Testing. Depending on the actual values on the initial Loan Estimate, a fee tolerance cure of up to $0.00 may be required. EXCEPTION INFO: Loan Estimate is missing from file. REVIEWER - CLEARED COMMENT (2022-01-06): Investment property [1] CLEARED Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. REVIEWER - CLEARED COMMENT (2022-01-06): Occupancy verified [1] CLEARED Federal Compliance - (Missing Data) Missing Information to Determine Origination Channel: Unable to determine the origination channel based on the loan documents provided for review. The compliance review was performed with using the equivalent evaluation that would be considered for an Origination Channel of Retail. REVIEWER - CLEARED COMMENT (2022-01-06): CD provided	No	No	Complete	Closing Disclosure	XXXX	No
	No	No	Complete	Final HUD1		Yes
	No	No	Complete	Final HUD1	XXXX	Yes
	No	No	Complete	Closing Disclosure		Yes
	No	Yes - Other(Final TIL)	Complete	Final HUD1		No
	No	No	Complete	Final HUD1	XXXX	Yes
	No	No	Complete	Final HUD1		Yes
	No	No	Complete	Closing Disclosure	XXXX	Yes
	No	No	Complete	Final HUD1		Yes
	No	No	Complete	Final HUD1		No
	No	No	Complete	Final HUD1		No
	No	No	Complete	Final HUD1		Yes
	No	Yes - Other(AUS)	Complete	Missing	XXXX	Yes
	No	No	Complete	Closing Disclosure		No
	No	No	Complete	Closing Disclosure		Yes
	No	No	Complete	Missing	XXXX	Yes
	No	No	Complete	Final HUD1	XXXX	Yes
	No	No	Complete	Final HUD1	XXXX	Yes
	No	No	Complete	Missing	XXXX	Yes
	No	No	Complete	Final HUD1		No
	No	No	Complete	Final HUD1		Yes
	No	No	Complete	Missing	XXXX	Yes
	No	No	Complete	Final HUD1		No
	No	No	Complete	HUD1, not signed or stamped	XXXX	Yes
	No	No	Complete	Closing Disclosure	XXXX	Yes
	No	No	Complete	Final HUD1		No
	No	No	Complete	Missing	XXXX	Yes
	No	No	Complete	Final HUD1		Yes
	No	No	Complete	Final HUD1		No
	No	No	Incomplete	Closing Disclosure	XXXX	Yes
	No	No	Complete	Final HUD1		No
	No	No	Complete	Missing	XXXX	Yes
	No	No	Complete	Final HUD1		Yes
	No	Yes - Escrow Disclosure	Complete	Final HUD1		No
	No	No		Missing		UTD
	No	No	Complete	Final HUD1		No
	No	No	Complete	Final HUD1	XXXX	No
	No	No	Incomplete	Final HUD1	XXXX	No
	No	No	Complete	Final HUD1		No
	No	No	Complete	Missing	XXXX	No
	No	No	Complete	Final HUD1	XXXX	Yes
[1] CLEARED Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing. REVIEWER - CLEARED COMMENT (2022-01-19): HUD provided. Exception cleared [1] CLEARED Title / Lien Defect - Final Title Policy is missing. No evidence of title in file. REVIEWER - CLEARED COMMENT (2022-01-19): Final TItle Policy provided. Exception cleared. [1] CLEARED Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. REVIEWER - CLEARED COMMENT (2022-01-19): HUD provided. Exception cleared [1] CLEARED Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. REVIEWER - CLEARED COMMENT (2022-01-19): HUD provided. Exception changed to one with fees tested. [1] CLEARED Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided. REVIEWER - CLEARED COMMENT (2022-01-19): TIL provided. Exception cleared. [1] CLEARED Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. REVIEWER - CLEARED COMMENT (2022-01-19): RTC provided. Exception cleared. [1] CLEARED Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. REVIEWER - CLEARED COMMENT (2022-01-19): Occupancy verified with docs provided. Exception cleared.	No	No	Complete	Final HUD1	XXXX	Yes
	No	No	Incomplete	Final HUD1	XXXX	No
	No	No	Complete	Final HUD1	XXXX	No
	No	No	Complete	Final HUD1		Yes
	No	No	Complete	Final HUD1	XXXX	Yes
	No	No	Complete	Closing Disclosure	XXXX	Yes
	No	No	Complete	Missing	XXXX	Yes
	No	No	Complete	Estimated HUD1	XXXX	Yes
	No	No	Complete	Final HUD1		Yes
	No	Yes - Other(Final TIL)	Complete	Final HUD1		No
	No	Yes - Escrow Disclosure	Complete	Final HUD1		No
	No	No	Complete	Final HUD1		Yes
	No	No	Complete	Final HUD1	XXXX	Yes
	No	No	Complete	Final HUD1		Yes
	No	No	Complete	Final HUD1	XXXX	Yes
	No	No	Complete	Final HUD1	XXXX	Yes
	No	No	Incomplete	Closing Disclosure	XXXX	Yes
	No	No	Complete	Final HUD1	XXXX	Yes
	No	No	Complete	Closing Disclosure	XXXX	Yes
	No	No	Complete	Final HUD1		Yes
	No	No	Complete	Final HUD1		Yes
[1] CLEARED Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing. REVIEWER - CLEARED COMMENT (2022-01-06): Final CD provided [1] CLEARED General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. REVIEWER - CLEARED COMMENT (2022-01-06): Received stated value on PMI cert [1] CLEARED Title / Lien Defect - Final Title Policy is missing. No evidence of title in file. REVIEWER - CLEARED COMMENT (2022-01-06): Final Title Policy provided. Exception cleared. [1] CLEARED Application / Processing - Missing Document: Missing Final 1003 REVIEWER - CLEARED COMMENT (2022-01-06): Received Final 1003 [1] CLEARED Insurance Documentation - Missing Document: Mortgage Insurance Certificate (MIC) not provided REVIEWER - CLEARED COMMENT (2022-01-06): MI Cert provided. Exception cleared. [1] CLEARED Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. REVIEWER - CLEARED COMMENT (2022-01-06): Final CD provided [1] CLEARED Federal Compliance - TILA NMLSR - Originator Company NMLS information on documents does not match NMLS website: Unable to test Loan Originator Organization match due to missing information. REVIEWER - CLEARED COMMENT (2022-01-06): Exception cleared. [1] CLEARED Federal Compliance - TILA NMLSR - Individual Originator NMLS information on documents does not match NMLS website: Unable to test Individual Loan Originator NMLSR status due to missing information. REVIEWER - CLEARED COMMENT (2022-01-06): Exception cleared. [1] CLEARED Federal Compliance - TILA NMLSR - Missing NMLS Information on Security Instrument: Truth in Lending Act (NMLSR Dodd- Frank 2014): NMLSR information not present on Security Instrument. REVIEWER - CLEARED COMMENT (2022-01-06): NMLS information located on security instrument and note [1] CLEARED Federal Compliance - TILA NMLSR - Missing NMLS Information on Note: Truth in Lending Act (NMLSR Dodd- Frank 2014): NMLSR information not present on Note. REVIEWER - CLEARED COMMENT (2022-01-06): NMLS information located on security instrument and note [1] CLEARED Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. REVIEWER - CLEARED COMMENT (2022-01-06): Located on property report and hazard insurance binder [1] CLEARED Federal Compliance - TRID Closing Disclosure Status Test: TILA-RESPA Integrated Disclosure: Closing Disclosure not provided or Closing Disclosure not provided prior to closing. Any applicable Federal, State or Local compliance testing is unreliable or not performed. Loan is subject to high cost testing. REVIEWER - CLEARED COMMENT (2022-01-06): Final CD provided [1] CLEARED Federal Compliance - TRID Final Closing Disclosure Contact Information - Lender: TILA-RESPA Integrated Disclosure - Contact Information: Final Closing Disclosure provided on XXXX did not disclose the required Lender Contact Information (Lender Name, Lender NMLS ID, Contact Name, Contact NMLS ID). (FinalXXXX) EXCEPTION INFO: Lender NMLS ID missing from final CD REVIEWER - CLEARED COMMENT (2022-01-06): Exception cleared. [1] CLEARED Federal Compliance - (Missing Data) Missing Information to Determine Origination Channel: Unable to determine the origination channel based on the loan documents provided for review. The compliance review was performed with using the equivalent evaluation that would be considered for an Origination Channel of Retail. REVIEWER - CLEARED COMMENT (2022-01-06): CD provided. Exception cleared.	No	No	Complete	Closing Disclosure	XXXX	Yes
	No	No	Complete	Final HUD1		Yes
	No	No	Complete	Final HUD1		Yes
	No	No	Complete	Final HUD1	XXXX	No
	No	No		Missing		UTD
	No	No	Complete	Missing	XXXX	Yes
	No	No	Complete	Final HUD1		Yes
[1] CLEARED Federal Compliance - Broker Initial Disclosure Date: Unable to determine evidence of Initial Application Date from the Broker's Initial Disclosure due to missing information. REVIEWER - CLEARED COMMENT (2022-01-07): Received Broker's Initial 1003 [1] CLEARED Federal Compliance - County Name Missing: County from the Security Instrument was not provided. REVIEWER - CLEARED COMMENT (2022-01-07): Received Security Instrument [1] CLEARED Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Note Date of XXXX used as disbursement date for compliance testing. REVIEWER - CLEARED COMMENT (2022-01-05): Tailing documents received. Exception cleared. [1] CLEARED Title / Lien Defect - Final Title Policy is missing. No evidence of title in file. REVIEWER - CLEARED COMMENT (2022-01-07): Received Final Title [1] CLEARED Application / Processing - Missing Document: Missing Final 1003 REVIEWER - CLEARED COMMENT (2022-01-07): Received Final 1003 [1] CLEARED Closing / Title - Missing Document: Security Instrument - Subject Lien not provided SELLER - GENERAL COMMENT (2021-12-29): Security Instrument not located. REVIEWER - OPEN - UNABLE TO CLEAR COMMENT (2021-12-29): Servicer confirmed unable to locate Security Instrument. REVIEWER - RE-OPEN COMMENT (2022-01-07): Received Security Instrument REVIEWER - CLEARED COMMENT (2022-01-07): Received Security Instrument [1] CLEARED Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. REVIEWER - CLEARED COMMENT (2022-01-05): Trailing documents received. Exception cleared. [1] CLEARED Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. REVIEWER - CLEARED COMMENT (2022-01-05): Tailing documents received. Exception cleared. [1] CLEARED Federal Compliance - Right of Rescission Timing - Note Date used as Transaction Date: Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements REVIEWER - CLEARED COMMENT (2022-01-05): Tailing documents received. Exception cleared. [1] CLEARED Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided. REVIEWER - CLEARED COMMENT (2022-01-05): Tailing documents received. Exception cleared. [1] CLEARED Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. REVIEWER - CLEARED COMMENT (2022-01-07): Received 1003	No	No	Complete	Final HUD1	XXXX	Yes
[1] CLEARED Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing. REVIEWER - CLEARED COMMENT (2021-12-30): HUD provided. Exception cleared. [1] CLEARED Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. REVIEWER - CLEARED COMMENT (2021-12-30): HUD provided. Exception cleared.	No	No	Complete	Final HUD1		Yes
	No	No	Complete	Final HUD1	XXXX	Yes
	No	No	Complete	Final HUD1	XXXX	Yes
	No	No	Complete	Final HUD1		No
	No	No	Complete	Final HUD1		Yes
	No	No	Complete	Final HUD1	XXXX	No
	No	No	Complete	Final HUD1		No
	No	Yes - Escrow Disclosure	Complete	Final HUD1		Yes
[1] CLEARED Federal Compliance - County Name Missing: County from the Security Instrument was not provided. REVIEWER - CLEARED COMMENT (2021-12-30): Exception cleared. [1] CLEARED Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Note Date of XXXX used as disbursement date for compliance testing. REVIEWER - CLEARED COMMENT (2021-12-30): HUD provided. Exception cleared. [1] CLEARED General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. REVIEWER - CLEARED COMMENT (2022-01-04): Received 1003 [1] CLEARED Title / Lien Defect - Final Title Policy is missing. No evidence of title in file. REVIEWER - CLEARED COMMENT (2022-01-07): Received Final Title [1] CLEARED Application / Processing - Missing Document: Missing Final 1003 REVIEWER - CLEARED COMMENT (2022-01-04): Received Final 1003 [1] CLEARED Closing / Title - Missing Document: Security Instrument - Subject Lien not provided REVIEWER - CLEARED COMMENT (2022-01-04): Received Security Instrument [1] CLEARED Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. REVIEWER - CLEARED COMMENT (2021-12-30): HUD provided. Exception cleared. [1] CLEARED Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. REVIEWER - CLEARED COMMENT (2021-12-30): HUD provided. Exception cleared. [1] CLEARED Federal Compliance - Right of Rescission Timing - Note Date used as Transaction Date: Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements REVIEWER - CLEARED COMMENT (2021-12-30): HUD provided. Exception cleared. [1] CLEARED Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. REVIEWER - CLEARED COMMENT (2021-12-30): HUD provided, able to confirm occupancy. Exception cleared. [1] CLEARED Federal Compliance - (Missing Data) Missing Information to Determine Origination Channel: Unable to determine the origination channel based on the loan documents provided for review. The compliance review was performed with using the equivalent evaluation that would be considered for an Origination Channel of Retail. REVIEWER - CLEARED COMMENT (2022-01-04): Received 1003 [1] CLEARED State Compliance - Virginia Tangible Net Benefit Test: Unable to determine if the loan was refinanced without a tangible net benefit to the borrower due to missing information. REVIEWER - CLEARED COMMENT (2021-12-30): HUD provided. Exception cleared.	No	No	Complete	Final HUD1	XXXX	Yes
	No	No	Complete	Final HUD1	XXXX	Yes
	No	No	Complete	Final HUD1	XXXX	Yes
	No	No	Incomplete	Final HUD1	XXXX	Yes
	No	No	Complete	Final HUD1	XXXX	No
	No	Yes - Escrow Disclosure	Complete	Final HUD1		Yes
[1] CLEARED Lien - Missing evidence of lien position on Other Financing.: Lien Position: 2 REVIEWER - CLEARED COMMENT (2022-01-10): Received post close property history report.	No	No	Complete	Final HUD1		No
	No	No	Complete	Closing Disclosure		No
[1] CLEARED Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing. REVIEWER - CLEARED COMMENT (2022-01-03): Title Co Closing Statement provided. Exception cleared. [1] CLEARED Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. SELLER - GENERAL COMMENT (2022-01-03): Uploaded closing documents which includes final settlement statement REVIEWER - CLEARED COMMENT (2022-01-03): Title Co Closing Statement provided. Exception replaced. [1] CLEARED Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. REVIEWER - CLEARED COMMENT (2022-01-03): Title Co Closing Statement provided. Exception replaced.	No	No	Incomplete	Title Co. Closing Statement	XXXX	Yes
	No	No	Complete	Final HUD1		Yes
	No	Yes - Escrow Disclosure	Complete	Final HUD1		Yes
[1] CLEARED Application / Processing - Missing Document: Missing Final 1003 REVIEWER - CLEARED COMMENT (2022-01-07): Received Final 1003	No	No	Complete	Final HUD1		Yes
	No	No	Complete	Final HUD1		No
[1] CLEARED Application / Processing - Missing Document: Missing Final 1003 REVIEWER - CLEARED COMMENT (2022-01-06): Received Final 1003 [1] CLEARED Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. REVIEWER - CLEARED COMMENT (2022-01-06): Received Final 1003 that included lender's application date.	No	No	Complete	Final HUD1		Yes
	No	No	Complete	Missing		Yes
	No	No	Complete	Missing	XXXX	Yes
	No	No	Incomplete	Final HUD1	XXXX	No
	No	No	Complete	Final HUD1	XXXX	No
	No	No	Complete	Missing	XXXX	Yes
	No	Yes - Other(Final TIL)	Complete	Final HUD1		Yes
	No	No	Complete	Final HUD1		No
	No	No	Complete	Final HUD1	XXXX	Yes
	No	No	Complete	Missing	XXXX	Yes
[1] CLEARED Federal Compliance - County Name Missing: County from the Security Instrument was not provided. REVIEWER - CLEARED COMMENT (2022-01-07): Received Security Instrument [1] CLEARED Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Note Date of XXXX used as disbursement date for compliance testing. REVIEWER - CLEARED COMMENT (2021-12-30): HUD provided. Exception cleared. [1] CLEARED Title / Lien Defect - Final Title Policy is missing. No evidence of title in file. REVIEWER - CLEARED COMMENT (2022-01-07): Received Final Title [1] CLEARED State Compliance - Michigan Consumer Mortgage Protection Act (Borrower Bill of Rights Disclosure Not Provided): Michigan Consumer Mortgage Protection Act: Borrower Bill of Rights disclosure not provided to borrower. REVIEWER - CLEARED COMMENT (2021-12-30): HUD provided, confirmed purchase transaction so exception is no longer applicable. [1] CLEARED State Compliance - Michigan Consumer Caution and Home Ownership Counseling Notice Not Provided: Michigan Consumer Mortgage Protection Act: Consumer Caution and Home Ownership Counseling Notice not provided to borrower. REVIEWER - CLEARED COMMENT (2021-12-30): HUD provided, confirmed purchase transaction so exception is no longer applicable. [1] CLEARED State Compliance - Michigan Consumer Mortgage Protection Act (Counseling Agencies List): Michigan Consumer Mortgage Protection Act: List of HUD-approved credit counseling agencies not provided to borrower. REVIEWER - CLEARED COMMENT (2021-12-30): HUD provided, confirmed purchase transaction so exception is no longer applicable. [1] CLEARED Application / Processing - Missing Document: Missing Final 1003 REVIEWER - CLEARED COMMENT (2022-01-07): Received Final 1003 [1] CLEARED Closing / Title - Missing Document: Security Instrument - Subject Lien not provided SELLER - GENERAL COMMENT (2021-12-29): Security Instrument not located. REVIEWER - OPEN - UNABLE TO CLEAR COMMENT (2021-12-29): Servicer confirmed unable to locate Security Instrument. REVIEWER - RE-OPEN COMMENT (2022-01-07): Security Instrument provided REVIEWER - CLEARED COMMENT (2022-01-07): Received Security Instrument [1] CLEARED Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. REVIEWER - CLEARED COMMENT (2021-12-30): HUD provided. Exception cleared. [1] CLEARED Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. REVIEWER - CLEARED COMMENT (2021-12-30): HUD provided. Exception cleared. [1] CLEARED Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. REVIEWER - CLEARED COMMENT (2022-01-07): Received Lender's Initial Loan Application [1] CLEARED Federal Compliance - Right of Rescission Timing - Note Date used as Transaction Date: Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements REVIEWER - CLEARED COMMENT (2021-12-30): HUD provided, confirmed purchase transaction so exception is no longer applicable. [1] CLEARED Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided. REVIEWER - CLEARED COMMENT (2021-12-30): HUD provided, confirmed purchase transaction so exception is no longer applicable. [1] CLEARED Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. REVIEWER - CLEARED COMMENT (2022-01-07): Received Final 1003	No	No	Complete	Final HUD1		No
[1] CLEARED Application / Processing - Missing Document: Missing Final 1003 REVIEWER - CLEARED COMMENT (2022-01-06): Received Final 1003	No	No	Complete	Final HUD1	XXXX	Yes
	No	No	Complete	HUD1, not signed or stamped	XXXX	Yes
	No	No	Complete	Missing	XXXX	Yes
	No	No	Complete	Final HUD1		Yes
	No	No	Complete	Final HUD1		Yes
	No	No	Complete	Missing	XXXX	Yes
	No	No	Incomplete	Final HUD1		Yes
[1] CLEARED Insurance Documentation - Missing Document: Mortgage Insurance Certificate (MIC) not provided REVIEWER - CLEARED COMMENT (2022-01-07): Received PMI Cert	No	No	Complete	Final HUD1		No
	No	No	Complete	Final HUD1	XXXX	Yes
	No	No	Complete	Final HUD1		Yes
	No	No	Complete	Final HUD1	XXXX	Yes
	No	No	Complete	Final HUD1	XXXX	Yes
[1] CLEARED Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Note Date of XXXX used as disbursement date for compliance testing. REVIEWER - CLEARED COMMENT (2021-12-30): HUD provided. Exception cleared. [1] CLEARED Title / Lien Defect - Final Title Policy is missing. No evidence of title in file. REVIEWER - CLEARED COMMENT (2022-01-07): Received Final Title [1] CLEARED Application / Processing - Missing Document: Missing Final 1003 REVIEWER - CLEARED COMMENT (2022-01-07): Received Final 1003 [1] CLEARED Closing / Title - Missing Document: Security Instrument - Subject Lien not provided SELLER - GENERAL COMMENT (2021-12-29): Security Instrument not located. REVIEWER - OPEN - UNABLE TO CLEAR COMMENT (2021-12-29): Servicer confirmed unable to locate Security Instrument. REVIEWER - RE-OPEN COMMENT (2022-01-07): Received Security Instrument REVIEWER - CLEARED COMMENT (2022-01-07): Received Security Instrument [1] CLEARED Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. REVIEWER - CLEARED COMMENT (2021-12-30): HUD provided. Exception cleared. [1] CLEARED Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. REVIEWER - CLEARED COMMENT (2021-12-30): HUD provided. Exception replaced with one with fees tested. [1] CLEARED Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. REVIEWER - CLEARED COMMENT (2022-01-07): Received 1003	No	No	Complete	Final HUD1	XXXX	No
	No	No	Complete	Final HUD1		No
	No	No	Complete	Missing	XXXX	Yes
	No	Yes - Other(PMI disclosure and AUS)	Complete	Final HUD1		Yes
	No	No	Complete	Final HUD1		Yes
	No	No	Complete	Final HUD1		Yes
	No	No	Complete	Final HUD1		No
	No	No	Complete	Final HUD1	XXXX	Yes
	No	No	Complete	Final HUD1		Yes
	No	No	Complete	Final HUD1		Yes
	No	No	Complete	Final HUD1		Yes
	No	No	Complete	Missing	XXXX	Yes
	No	No	Complete	Final HUD1		No
	No	No	Complete	Missing	XXXX	Yes
	No	No	Incomplete	Final HUD1		Yes
	No	No	Complete	Final HUD1		No
	No	No	Complete	Final HUD1	XXXX	Yes
	No	No	Complete	Final HUD1		Yes
	No	No	Complete	Final HUD1	XXXX	Yes
	No	No	Complete	Closing Disclosure	XXXX	Yes
	No	No	Complete	Final HUD1	XXXX	Yes
	No	Yes - HUD	Complete	Final HUD1		No
	No	No	Complete	Closing Disclosure	XXXX	Yes
[1] CLEARED Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing. REVIEWER - CLEARED COMMENT (2022-01-05): CD provided [1] CLEARED Federal Compliance - (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (1st Lien, Escrow Not Established): Federal Higher-Priced Mortgage Loan (2013): Mandatory escrow account not established on 1st lien mortgage loan. REVIEWER - CLEARED COMMENT (2022-01-05): CD provided [1] CLEARED Title / Lien Defect - Final Title Policy is missing. No evidence of title in file. REVIEWER - CLEARED COMMENT (2022-01-06): Final Title Policy provided. Exception cleared. [1] CLEARED Application / Processing - Missing Document: Missing Final 1003 REVIEWER - CLEARED COMMENT (2022-01-06): Received Final 1003 [1] CLEARED Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. REVIEWER - CLEARED COMMENT (2022-01-05): CD provided [1] CLEARED Federal Compliance - TRID Closing Disclosure Status Test: TILA-RESPA Integrated Disclosure: Closing Disclosure not provided or Closing Disclosure not provided prior to closing. Any applicable Federal, State or Local compliance testing is unreliable or not performed. Loan is subject to high cost testing. REVIEWER - CLEARED COMMENT (2022-01-05): CD provided SELLER - GENERAL COMMENT (2022-01-07): Disagree, iniital closing disclosure created XXXX, closing disclosure created XXXX per date stamp on document, one signed was created XXXX matches the one with the date stamp of XXXX.	No	No	Incomplete	Closing Disclosure	XXXX	Yes
	No	No	Complete	Closing Disclosure	XXXX	Yes
[1] CLEARED Title / Lien Defect - Final Title Policy is missing. No evidence of title in file. REVIEWER - CLEARED COMMENT (2022-01-10): Received Final Title	No	Yes - Escrow Disclosure	Complete	Missing	XXXX	Yes
	No	No	Complete	Final HUD1		Yes
	No	No	Complete	Final HUD1	XXXX	Yes
	No	Yes - Escrow Disclosure	Complete	Final HUD1		No
	No	No	Complete	Final HUD1		No
[1] CLEARED Federal Compliance - Disparity in Occupancy - High Cost as Primary: The mortgage loan file contains documenting evidence the consumer intends to occupy the subject property as their primary residence. (Compliance testing performed based on the Occupancy Type of Investment). If tested as primary residence, loan exceeds one or more high cost thresholds. EXCEPTION INFO: The loan application identifies the property as an investment on page 1 and in the real estate owned section but in the Declaration s section it indicates the borrower intends to occupy the property as their primary residence. The appraisal indicate the property is owner-occupied. There is no occupancy certification signed at closing. The lender approved the loan as an investment property. The loan does not pass high cost testing when tested as a primary residence. REVIEWER - CLEARED COMMENT (2022-02-15): Client provided Occupancy Cert signed by the borrower stating subject is Investment. Also noted that Credit Report obtained at the time of the original loan shows borrower address is different than the subject address. Given this additional support, exception cleared with property confirmed as Investment.	No	No	Complete	Final HUD1		No
	No	Yes - Other(First Payment Letter)	Complete	Final HUD1		No
[1] CLEARED Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing. REVIEWER - CLEARED COMMENT (2021-12-30): HUD provided. Exception cleared. [1] CLEARED Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. REVIEWER - CLEARED COMMENT (2021-12-30): HUD provided. Exception cleared. [1] CLEARED Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. REVIEWER - CLEARED COMMENT (2021-12-30): HUD provided. Exception replaced with one with fees tested. [1] CLEARED Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. REVIEWER - CLEARED COMMENT (2021-12-30): HUD provided. Exception cleared.	No	No	Complete	Final HUD1	XXXX	Yes
	No	No	Complete	Final HUD1	XXXX	Yes
[1] CURED Federal Compliance - TRID Ten Percent Tolerance Violation With Sufficient Cure Provided At Closing: TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $390.00 exceeds tolerance of $320.00 plus 10% or $352.00. Sufficient or excess cure was provided to the borrower at Closing. (0) REVIEWER - CURED COMMENT (2021-12-22): Sufficient Cure Provided At Closing	No	No	Complete	Closing Disclosure	XXXX	Yes
	No	No	Complete	Final HUD1		Yes
	No	No	Complete	Final HUD1		No
[1] CLEARED Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing. REVIEWER - CLEARED COMMENT (2021-12-30): HUD provided. Exception cleared. [1] CLEARED Title / Lien Defect - Final Title Policy is missing. No evidence of title in file. REVIEWER - CLEARED COMMENT (2022-01-10): Received Final [1] CLEARED Application / Processing - Missing Document: Missing Final 1003 REVIEWER - CLEARED COMMENT (2022-01-10): Received Final 1003 [1] CLEARED Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. REVIEWER - CLEARED COMMENT (2021-12-30): HUD provided. Exception cleared. [1] CLEARED Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. REVIEWER - CLEARED COMMENT (2021-12-30): HUD provided. Exception replaced with one with fees tested. [1] CLEARED Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. REVIEWER - CLEARED COMMENT (2022-01-04): Occupancy provided on final 1003	No	No	Complete	Final HUD1	XXXX	Yes
	No	No	Complete	Final HUD1		Yes
	No	No	Complete	Final HUD1	XXXX	Yes
[1] CLEARED Insurance Documentation - Missing Document: Mortgage Insurance Certificate (MIC) not provided REVIEWER - CLEARED COMMENT (2022-01-06): Received PMI Cert	No	No	Incomplete	Final HUD1	XXXX	Yes
	No	No	Complete	Final HUD1	XXXX	No
[1] CLEARED Title / Lien Defect - Final Title Policy is missing. No evidence of title in file. REVIEWER - CLEARED COMMENT (2022-01-06): Short Form Title Policy provided. Exception cleared. [1] CLEARED Application / Processing - Missing Document: Missing Final 1003 REVIEWER - CLEARED COMMENT (2022-01-06): Final 1003 provided. Exception cleared. [1] CLEARED Closing / Title - Missing Document: Note - Subject Lien not provided REVIEWER - CLEARED COMMENT (2022-01-06): Note provided. Exception cleared. [1] CLEARED Federal Compliance - TILA NMLSR - Originator Company NMLS information on documents does not match NMLS website: Unable to test Loan Originator Organization match due to missing information. REVIEWER - CLEARED COMMENT (2022-01-06): NMLS provided. Exception cleared. [1] CLEARED Federal Compliance - TILA NMLSR - Individual Originator NMLS information on documents does not match NMLS website: Unable to test Individual Loan Originator NMLSR status due to missing information. REVIEWER - CLEARED COMMENT (2022-01-06): NMLS provided. Exception cleared. [1] CLEARED Federal Compliance - TILA NMLSR - Missing NMLS Information on Security Instrument: Truth in Lending Act (NMLSR Dodd- Frank 2014): NMLSR information not present on Security Instrument. REVIEWER - CLEARED COMMENT (2022-01-06): NMLS provided. Exception cleared. [1] CLEARED Federal Compliance - TRID Closing Disclosure Status Test: TILA-RESPA Integrated Disclosure: Closing Disclosure not provided or Closing Disclosure not provided prior to closing. Any applicable Federal, State or Local compliance testing is unreliable or not performed. Loan is subject to high cost testing. REVIEWER - CLEARED COMMENT (2022-01-05): Trailing documents received. Exception cleared. [1] CLEARED Federal Compliance - TRID Final Closing Disclosure Security Interest: Unable to determine if the Closing Disclosure provided on (2018-04-09) disclosed a security interest address that was materially different than the collateral address. (FinalXXXX) EXCEPTION INFO: Initial Closing Disclosure provided XXXX. REVIEWER - CLEARED COMMENT (2022-01-06): Exception cleared.	No	No	Incomplete	Closing Disclosure	XXXX	Yes
	No	No	Complete	Closing Disclosure		No
[1] CLEARED Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing. REVIEWER - CLEARED COMMENT (2022-01-04): Received HUD [1] CLEARED Title / Lien Defect - Final Title Policy is missing. No evidence of title in file. REVIEWER - CLEARED COMMENT (2022-01-07): Received Final Title [1] CLEARED Application / Processing - Missing Document: Missing Final 1003 REVIEWER - CLEARED COMMENT (2022-01-07): Received Final 1003 [1] CLEARED Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. REVIEWER - CLEARED COMMENT (2022-01-04): Received HUD [1] CLEARED Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. REVIEWER - CLEARED COMMENT (2022-01-04): Received HUD. Replaced with version that indicates fees were used in testing. [1] CLEARED Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. REVIEWER - CLEARED COMMENT (2022-01-04): Received 1003	No	No	Complete	Final HUD1	XXXX	Yes
	No	No	Complete	Final HUD1		No
	No	No	Complete	Final HUD1		Yes
	No	No	Complete	Final HUD1		Yes
[1] CLEARED Insurance Documentation - Missing Document: Mortgage Insurance Certificate (MIC) not provided REVIEWER - CLEARED COMMENT (2022-01-07): Received PMI Cert	No	Yes - Escrow Disclosure	Complete	Final HUD1		Yes
	No	No	Complete	Final HUD1		Yes
	No	No	Complete	Final HUD1		Yes
[1] CLEARED State Compliance - (TX50(a)(6)) Texas Cash-out Loan (Itemization of Points and Fees Not Provided): Texas Constitution Section 50(a)(6): Final Itemized disclosure of fees, points, costs and charges not provided to borrower at least one (1) business day prior to closing. REVIEWER - CLEARED COMMENT (2022-01-06): Acknowledgment located in file. Exception cleared.	No	No	Complete	Final HUD1		Yes
	No	No	Complete	Final HUD1	XXXX	Yes
	No	Yes - Other(TIL)	Complete	Final HUD1		Yes
	No	Yes - Other(AUS)	Complete	Final HUD1		Yes
	No	No	Complete	Final HUD1		No
	No	No	Complete	Final HUD1	XXXX	Yes
	No	No	Complete	Final HUD1		Yes
	No	No	Complete	Final HUD1	XXXX	Yes
	No	No	Complete	Final HUD1	XXXX	Yes
	No	No	Complete	Final HUD1	XXXX	Yes
	No	No	Complete	Final HUD1		No
[1] CLEARED Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Note Date of XXXX used as disbursement date for compliance testing. REVIEWER - CLEARED COMMENT (2021-12-30): HUD provided. Exception cleared. [1] CLEARED Closing / Title - Missing Document: Security Instrument - Subject Lien not provided REVIEWER - CLEARED COMMENT (2022-01-07): Received Security Instrument [1] CLEARED Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. REVIEWER - CLEARED COMMENT (2021-12-30): HUD provided. Exception cleared. [1] CLEARED Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. REVIEWER - CLEARED COMMENT (2021-12-30): HUD provided. Exception cleared.	No	No	Complete	Final HUD1	XXXX	Yes
	No	No	Complete	Final HUD1		Yes
[1] CLEARED Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing. REVIEWER - CLEARED COMMENT (2021-12-30): HUD provided. Exception cleared. [1] CLEARED Application / Processing - Missing Document: Missing Final 1003 REVIEWER - CLEARED COMMENT (2022-01-05): Final 1003 provided. Exception cleared. [1] CLEARED Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. REVIEWER - CLEARED COMMENT (2021-12-30): HUD provided. Exception cleared. [1] CLEARED Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. REVIEWER - CLEARED COMMENT (2021-12-30): HUD provided. Exception cleared. [1] CLEARED Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided. REVIEWER - CLEARED COMMENT (2021-12-30): Investment. TIL N/A. [1] CLEARED Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. REVIEWER - CLEARED COMMENT (2021-12-30): Investment. TIL N/A. [1] CLEARED Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. REVIEWER - CLEARED COMMENT (2021-12-30): HUD provided so able to verify occupancy. Exception cleared.	No	No	Complete	Final HUD1	XXXX	No
	No	No	Complete	Final HUD1	XXXX	Yes
	No	No	Complete	Final HUD1		No
	No	Yes - Escrow Disclosure	Complete	Final HUD1		No
	No	No	Complete	Final HUD1		No
[1] CLEARED Application / Processing - Missing Document: Missing Final 1003 REVIEWER - CLEARED COMMENT (2022-01-10): Received Final 1003	No	No	Complete	Final HUD1	XXXX	Yes
	No	No	Complete	Final HUD1		No
	No	No	Complete	Final HUD1	XXXX	Yes
	No	No	Complete	Final HUD1	XXXX	Yes
	No	No	Complete	Final HUD1		Yes
	No	No	Complete	Final HUD1		Yes
	No	No	Complete	Final HUD1		Yes
	No	No	Complete	Missing	XXXX	No
	No	No	Complete	Final HUD1		No
	No	Yes - HUD	Complete	Final HUD1		Yes
	No	No	Complete	Final HUD1		Yes
	No	No	Complete	Final HUD1		No
	No	No	Complete	Final HUD1	XXXX	Yes
	No	No	Complete	Final HUD1		No
	No	No	Complete	Final HUD1		No
	No	No	Complete	Final HUD1		Yes
	No	No	Complete	Final HUD1	XXXX	Yes
	No	No	Complete	Final HUD1		Yes
	No	No	Complete	Final HUD1	XXXX	No
	No	No	Complete	Final HUD1	XXXX	No
[1] CLEARED Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing. REVIEWER - CLEARED COMMENT (2022-01-05): Estimated HUD Provided. Exception Cleared. [1] CLEARED Title / Lien Defect - Final Title Policy is missing. No evidence of title in file. REVIEWER - CLEARED COMMENT (2022-01-07): Received Final Title [1] CLEARED Application / Processing - Missing Document: Missing Final 1003 REVIEWER - CLEARED COMMENT (2022-01-07): Received Final 1003 [1] CLEARED Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. REVIEWER - CLEARED COMMENT (2022-01-05): Estimated HUD provided. Exception replaced. [1] CLEARED Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. REVIEWER - CLEARED COMMENT (2022-01-07): Received 1003	No	No	Complete	Estimated HUD1	XXXX	Yes
[1] CLEARED Federal Compliance - County Name Missing: County from the Security Instrument was not provided. REVIEWER - CLEARED COMMENT (2022-01-05): Located Security instrument [1] CLEARED Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Note Date of XXXX used as disbursement date for compliance testing. REVIEWER - CLEARED COMMENT (2022-01-05): Final CD provided [1] CLEARED General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. REVIEWER - CLEARED COMMENT (2022-01-06): Received stated value on Final 1003 [1] CLEARED Title / Lien Defect - Final Title Policy is missing. No evidence of title in file. REVIEWER - CLEARED COMMENT (2022-01-06): Received Final Title [1] CLEARED Application / Processing - Missing Document: Missing Final 1003 REVIEWER - CLEARED COMMENT (2022-01-06): Received Final 1003 [1] CLEARED Closing / Title - Missing Document: Security Instrument - Subject Lien not provided REVIEWER - CLEARED COMMENT (2022-01-05): Located security instrument [1] CLEARED Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. REVIEWER - CLEARED COMMENT (2022-01-05): Final CD provided [1] CLEARED Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. EXCEPTION INFO: Initial 1003 missing REVIEWER - CLEARED COMMENT (2022-01-06): Received Final 1003 with evidence of Lender's Application Date. [1] CLEARED Federal Compliance - NMLS - Missing Evidence of Initial Loan Application Date: Truth in Lending Act (NMLSR Dodd- Frank 2014): Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date. REVIEWER - CLEARED COMMENT (2022-01-06): Received Final 1003 with evidence of Lender's Application Date. [1] CLEARED Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. REVIEWER - CLEARED COMMENT (2022-01-05): Property type located [1] CLEARED Federal Compliance - Right of Rescission Timing - Note Date used as Transaction Date: Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements REVIEWER - CLEARED COMMENT (2022-01-05): Final CD provided [1] CLEARED Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided. REVIEWER - CLEARED COMMENT (2022-01-05): Per CD-not primary residence [1] CLEARED Federal Compliance - TRID Closing Disclosure Status Test: TILA-RESPA Integrated Disclosure: Closing Disclosure not provided or Closing Disclosure not provided prior to closing. Any applicable Federal, State or Local compliance testing is unreliable or not performed. Loan is subject to high cost testing. REVIEWER - CLEARED COMMENT (2022-01-05): Final CD provided [1] CLEARED Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. REVIEWER - CLEARED COMMENT (2022-01-05): Determined occupancy with final CD [1] CLEARED Federal Compliance - (Missing Data) Missing Information to Determine Origination Channel: Unable to determine the origination channel based on the loan documents provided for review. The compliance review was performed with using the equivalent evaluation that would be considered for an Origination Channel of Retail. REVIEWER - CLEARED COMMENT (2022-01-05): CD provided	No	No	Complete	Closing Disclosure	XXXX	No
	No	No	Complete	Final HUD1	XXXX	Yes
	No	No	Complete	Closing Disclosure	XXXX	Yes
	No	No	Complete	Missing	XXXX	Yes
	No	No	Complete	Final HUD1	XXXX	Yes
	No	No	Complete	Final HUD1		No
	No	No	Complete	Final HUD1	XXXX	No
	No	No	Complete	Final HUD1	XXXX	Yes
	No	No	Complete	Final HUD1	XXXX	Yes
	No	No	Complete	Final HUD1		Yes
	No	No	Complete	Final HUD1		No
	No	No	Complete	Final HUD1		Yes
	No	No	Complete	Closing Disclosure	XXXX	Yes
	No	No	Complete	Final HUD1		Yes
	No	No	Complete	Final HUD1		Yes
	No	No	Complete	Final HUD1	XXXX	Yes
	No	Yes - Escrow Disclosure	Complete	Final HUD1		No
	No	No	Complete	Final HUD1	XXXX	Yes
	No	No	Complete	Final HUD1		Yes
	No	No	Incomplete	Final HUD1	XXXX	Yes
	No	No	Incomplete	Final HUD1	XXXX	Yes
	No	No	Complete	Final HUD1		Yes
	No	No	Complete	Final HUD1	XXXX	Yes
	No	No	Complete	Final HUD1		Yes
	No	No	Complete	Final HUD1		Yes
	No	No	Incomplete	HUD1, not signed or stamped	XXXX	Yes
	No	No	Complete	Final HUD1		Yes
	No	No	Complete	Title Co. Closing Statement		Yes
	No	No	Incomplete	Final HUD1	XXXX	No
	No	No	Incomplete	Final HUD1		Yes
	No	No	Complete	Final HUD1	XXXX	Yes
	No	No	Incomplete	Final HUD1	XXXX	Yes
	No	No	Complete	Missing	XXXX	Yes
	No	No	Incomplete	Final HUD1	XXXX	Yes
	No	No	Complete	Final HUD1		Yes
	No	No	Complete	Final HUD1	XXXX	Yes
	No	No	Complete	Final HUD1		No
	No	No	Complete	Final HUD1		Yes
	No	No	Complete	Final HUD1		Yes
	No	No	Complete	Final HUD1		Yes
	No	No	Complete	Final HUD1		No
	No	No	Complete	Final HUD1	XXXX	Yes
	No	No	Complete	Final HUD1		Yes
	No	No	Incomplete	Final HUD1	XXXX	Yes
	No	No	Incomplete	Missing	XXXX	Yes
	No	No	Complete	Final HUD1	XXXX	Yes
	No	No	Complete	Final HUD1		Yes
[1] CLEARED Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing. REVIEWER - CLEARED COMMENT (2022-01-05): Hud provided [1] CLEARED Application / Processing - Missing Document: Missing Final 1003 REVIEWER - CLEARED COMMENT (2022-01-05): Final 1003 provided [1] CLEARED Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. REVIEWER - CLEARED COMMENT (2022-01-05): Hud provided [1] CLEARED Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. REVIEWER - CLEARED COMMENT (2022-01-05): Hud provided [1] CLEARED Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. REVIEWER - CLEARED COMMENT (2022-01-05): Property type located on property report and hazard insurance [1] CLEARED Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. REVIEWER - CLEARED COMMENT (2022-01-05): Occupancy determined from final 1003 and hud provided [1] CLEARED Federal Compliance - (Missing Data) Missing Information to Determine Origination Channel: Unable to determine the origination channel based on the loan documents provided for review. The compliance review was performed with using the equivalent evaluation that would be considered for an Origination Channel of Retail. REVIEWER - CLEARED COMMENT (2022-01-05): Origination channel determined from final 1003 and hud [1] CLEARED State Compliance - Virginia Tangible Net Benefit Test: Unable to determine if the loan was refinanced without a tangible net benefit to the borrower due to missing information. REVIEWER - CLEARED COMMENT (2022-01-05): Hud provided	No	No	Incomplete	Final HUD1	XXXX	Yes
	No	No	Complete	Final HUD1	XXXX	Yes
	No	No	Complete	Final HUD1	XXXX	Yes
[1] CLEARED Federal Compliance - (Missing Data) Missing Contract Price Data: Contract Sales Price not provided. Any applicable Federal, State or Local compliance testing is unreliable. REVIEWER - CLEARED COMMENT (2022-01-05): Final CD provided [1] CLEARED Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing. REVIEWER - CLEARED COMMENT (2022-01-05): Final CD provided [1] CLEARED Title / Lien Defect - Final Title Policy is missing. No evidence of title in file. REVIEWER - CLEARED COMMENT (2022-01-06): Received Final Title [1] CLEARED Application / Processing - Missing Document: Missing Final 1003 REVIEWER - CLEARED COMMENT (2022-01-06): Received Final 1003 [1] CLEARED Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. REVIEWER - CLEARED COMMENT (2022-01-05): Final CD provided [1] CLEARED Federal Compliance - TRID Closing Disclosure Status Test: TILA-RESPA Integrated Disclosure: Closing Disclosure not provided or Closing Disclosure not provided prior to closing. Any applicable Federal, State or Local compliance testing is unreliable or not performed. Loan is subject to high cost testing. REVIEWER - CLEARED COMMENT (2022-01-05): Final CD provided [1] CLEARED Federal Compliance - (Missing Data) Missing Information to Determine Origination Channel: Unable to determine the origination channel based on the loan documents provided for review. The compliance review was performed with using the equivalent evaluation that would be considered for an Origination Channel of Retail. REVIEWER - CLEARED COMMENT (2022-01-05): Final CD provided	No	No	Complete	Closing Disclosure	XXXX	Yes
[1] CLEARED Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing. REVIEWER - CLEARED COMMENT (2022-01-05): Hud provided [1] CLEARED Title / Lien Defect - Final Title Policy is missing. No evidence of title in file. REVIEWER - CLEARED COMMENT (2022-01-10): Received Final Title [1] CLEARED Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. REVIEWER - CLEARED COMMENT (2022-01-05): Hud provided [1] CLEARED Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. REVIEWER - CLEARED COMMENT (2022-01-05): Hud and initial 1003 provided [1] CLEARED Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. REVIEWER - CLEARED COMMENT (2022-01-05): Property type provided on property report. [1] CLEARED Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. REVIEWER - CLEARED COMMENT (2022-01-05): Occupancy determined per the initial 1003 and hud provided	No	No	Complete	Final HUD1	XXXX	Yes
[1] CLEARED Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing. REVIEWER - CLEARED COMMENT (2022-01-05): Hud provided with no disbursement date. [1] CLEARED Title / Lien Defect - Final Title Policy is missing. No evidence of title in file. REVIEWER - CLEARED COMMENT (2022-01-10): Received Final Title [1] CLEARED Application / Processing - Missing Document: Missing Final 1003 REVIEWER - CLEARED COMMENT (2022-01-05): Final 1003 provided [1] CLEARED Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. REVIEWER - CLEARED COMMENT (2022-01-05): Hud provided [1] CLEARED Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. REVIEWER - CLEARED COMMENT (2022-01-05): Hud provided [1] CLEARED Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. REVIEWER - CLEARED COMMENT (2022-01-05): Occupancy determined with provided final 1003 and final hud	No	No	Complete	Final HUD1	XXXX	No
[1] CLEARED Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing. REVIEWER - CLEARED COMMENT (2022-01-04): Disbursement date from hud-1 uploaded [1] CLEARED Title / Lien Defect - Final Title Policy is missing. No evidence of title in file. REVIEWER - CLEARED COMMENT (2022-01-10): Received Final Title [1] CLEARED Application / Processing - Missing Document: Missing Final 1003 REVIEWER - CLEARED COMMENT (2022-01-04): Final 1003 provided [1] CLEARED Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. REVIEWER - CLEARED COMMENT (2022-01-04): Final hud uploaded [1] CLEARED Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. REVIEWER - CLEARED COMMENT (2022-01-04): Initial 1003 and final hud uploaded [1] CLEARED Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. REVIEWER - CLEARED COMMENT (2022-01-04): Occupancy determined from 1003 and final hud	No	Yes - HUD	Complete	Final HUD1	XXXX	No
	No	No	Complete	Final HUD1	XXXX	No
	No	No	Complete	Final HUD1		Yes
	No	No	Complete	Final HUD1	XXXX	Yes
	No	No	Complete	Missing	XXXX	Yes
	No	No	Complete	Final HUD1		Yes
	No	No	Complete	Final HUD1	XXXX	Yes
	No	No	Complete	Final HUD1		Yes
	No	No	Complete	Final HUD1	XXXX	Yes
	No	No	Complete	Final HUD1		Yes
	No	No	Complete	Final HUD1	XXXX	No
[1] CLEARED Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing. REVIEWER - CLEARED COMMENT (2022-01-05): Final hud provided [1] CLEARED Title / Lien Defect - Final Title Policy is missing. No evidence of title in file. REVIEWER - CLEARED COMMENT (2022-01-07): Received Final Title [1] CLEARED Application / Processing - Missing Document: Missing Final 1003 REVIEWER - CLEARED COMMENT (2022-01-07): Received Final 1003 [1] CLEARED Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. REVIEWER - CLEARED COMMENT (2022-01-05): Final hud provided [1] CLEARED Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. REVIEWER - CLEARED COMMENT (2022-01-05): Final hud provided [1] CLEARED Federal Compliance – RESPA (2010) – HUD column on HUD Comparison Chart Inaccurate: RESPA (2010) – HUD-1 column on page 3 of Final HUD-1 does not match charges on page 2 of disclosure. EXCEPTION INFO: Payment amount does not match REVIEWER - CLEARED COMMENT (2022-01-07): Second level review determined the fees on page 2 were disclosed properly in the HUD column no page 3 of the HUD-1. Exception cleared. [1] CLEARED Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. REVIEWER - CLEARED COMMENT (2022-01-07): Received 1003	No	Yes - Other(Final 1003)	Complete	Final HUD1	XXXX	Yes
	No	No	Incomplete	Closing Disclosure	XXXX	Yes
	No	No	Complete	Closing Disclosure	XXXX	Yes
[1] CLEARED Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing. REVIEWER - CLEARED COMMENT (2022-01-05): Final CD provide [1] CLEARED Title / Lien Defect - Final Title Policy is missing. No evidence of title in file. REVIEWER - CLEARED COMMENT (2022-01-06): Received Final Title [1] CLEARED Application / Processing - Missing Document: Missing Final 1003 REVIEWER - CLEARED COMMENT (2022-01-06): Received Final Title [1] CLEARED Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. REVIEWER - CLEARED COMMENT (2022-01-06): Cleared after re-review. [1] CLEARED Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. REVIEWER - CLEARED COMMENT (2022-01-05): Located property type on property report. [1] CLEARED Federal Compliance - TRID Closing Disclosure Status Test: TILA-RESPA Integrated Disclosure: Closing Disclosure not provided or Closing Disclosure not provided prior to closing. Any applicable Federal, State or Local compliance testing is unreliable or not performed. Loan is subject to high cost testing. REVIEWER - CLEARED COMMENT (2022-01-05): Final CD provide	No	No	Incomplete	Closing Disclosure	XXXX	Yes
	No	No	Complete	Final HUD1		Yes
	No	No	Complete	Final HUD1	XXXX	Yes
	No	No	Complete	Final HUD1		No
	No	No	Incomplete	Final HUD1	XXXX	Yes
	No	No	Complete	Final HUD1	XXXX	Yes
	No	No	Complete	Final HUD1	XXXX	Yes
	No	No	Complete	Final HUD1	XXXX	Yes
[1] CLEARED Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing. REVIEWER - CLEARED COMMENT (2022-01-04): Received HUD [1] CLEARED General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. REVIEWER - CLEARED COMMENT (2022-01-04): Received 1003 [1] CLEARED Title / Lien Defect - Final Title Policy is missing. No evidence of title in file. REVIEWER - CLEARED COMMENT (2022-01-07): Received Final Title [1] CLEARED Application / Processing - Missing Document: Missing Final 1003 REVIEWER - CLEARED COMMENT (2022-01-04): Received Final 1003 [1] CLEARED Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. REVIEWER - CLEARED COMMENT (2022-01-04): Received HUD [1] CLEARED Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. REVIEWER - CLEARED COMMENT (2022-01-04): Received HUD [1] CLEARED Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. REVIEWER - CLEARED COMMENT (2022-01-04): Received 1003	No	No	Complete	Final HUD1	XXXX	Yes
	No	No	Complete	Final HUD1	XXXX	Yes
	No	No	Incomplete	Final HUD1	XXXX	Yes
	No	No	Incomplete	Final HUD1	XXXX	Yes
[1] CLEARED Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing. REVIEWER - CLEARED COMMENT (2022-01-03): HUD provided. Exception cleared. [1] CLEARED Title / Lien Defect - Final Title Policy is missing. No evidence of title in file. REVIEWER - CLEARED COMMENT (2022-01-10): Received Final Title [1] CLEARED Application / Processing - Missing Document: Missing Final 1003 REVIEWER - CLEARED COMMENT (2022-01-10): Received Final 1003 [1] CLEARED Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. REVIEWER - CLEARED COMMENT (2022-01-03): HUD provided. Exception cleared. [1] CLEARED Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. REVIEWER - CLEARED COMMENT (2022-01-03): HUD provided. Exception replaced. [1] CLEARED Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. REVIEWER - GENERAL COMMENT (2022-01-10): Received Lender's Initial 1003 date [1] CLEARED Federal Compliance - Safe Act NMLS - Missing Evidence of Initial Loan Application Date: Secure and Fair Enforcement for Mortgage Licensing Act: Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date. REVIEWER - CLEARED COMMENT (2022-01-10): Received Lender's Initial application date [1] CLEARED Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. REVIEWER - CLEARED COMMENT (2022-01-04): Occupancy determined by provided hud and 1003. [1] CLEARED Federal Compliance - (Missing Data) Missing Information to Determine Origination Channel: Unable to determine the origination channel based on the loan documents provided for review. The compliance review was performed with using the equivalent evaluation that would be considered for an Origination Channel of Retail. REVIEWER - CLEARED COMMENT (2022-01-03): HUD provided. Exception cleared.	No	No	Complete	Final HUD1	XXXX	Yes
[1] CLEARED Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing. REVIEWER - CLEARED COMMENT (2022-01-04): HUD-1 provided with disbursement date [1] CLEARED Title / Lien Defect - Final Title Policy is missing. No evidence of title in file. REVIEWER - CLEARED COMMENT (2022-01-10): Received Final Title [1] CLEARED Application / Processing - Missing Document: Missing Final 1003 REVIEWER - CLEARED COMMENT (2022-01-04): Final 1003 provided [1] CLEARED Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. REVIEWER - CLEARED COMMENT (2022-01-04): HUD-1 provided [1] CLEARED Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. REVIEWER - CLEARED COMMENT (2022-01-04): HUD-1 provided [1] CLEARED Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. REVIEWER - CLEARED COMMENT (2022-01-04): Occupancy determined from hud-1 and final 1003 provided. [1] CLEARED Federal Compliance - (Missing Data) Missing Information to Determine Origination Channel: Unable to determine the origination channel based on the loan documents provided for review. The compliance review was performed with using the equivalent evaluation that would be considered for an Origination Channel of Retail. REVIEWER - CLEARED COMMENT (2022-01-04): Origination channel verified with HUD-1 and final 1003 provided	No	No	Incomplete	Final HUD1	XXXX	Yes
	No	No	Complete	Final HUD1		No
	No	No	Complete	Final HUD1	XXXX	Yes
	No	No		Missing		UTD
	No	No	Complete	Final HUD1	XXXX	No
	No	No	Incomplete	Final HUD1	XXXX	Yes
	No	No	Complete	Final HUD1		No
	No	No	Complete	Final HUD1	XXXX	Yes
	No	No	Complete	Final HUD1		Yes
[1] CLEARED Federal Compliance – RESPA (2010) – HUD column on HUD Comparison Chart Inaccurate: RESPA (2010) – HUD-1 column on page 3 of Final HUD-1 does not match charges on page 2 of disclosure. REVIEWER - CLEARED COMMENT (2022-01-03): Received HUD. Second level review found the HUD-1 details on page 3 do match the HUD-1 charges shown on page 2. Exception cleared.	No	No	Incomplete	Final HUD1		Yes
[1] CLEARED Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing. REVIEWER - CLEARED COMMENT (2022-01-04): Disbursement date from hud. [1] CLEARED Title / Lien Defect - Final Title Policy is missing. No evidence of title in file. REVIEWER - CLEARED COMMENT (2022-01-10): Received Final Title [1] CLEARED Application / Processing - Missing Document: Missing Final 1003 REVIEWER - CLEARED COMMENT (2022-01-04): Final 1003 provided [1] CLEARED Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. REVIEWER - CLEARED COMMENT (2022-01-04): Hud provided [1] CLEARED Federal Compliance - SAFE Act - Individual LO NMLS license status not approved: Unable to test Individual Loan Originator license status due to missing information. REVIEWER - CLEARED COMMENT (2022-01-04): Loan Officer active and authorized during timeframe in NMLS database. [1] CLEARED Federal Compliance - (Missing Data) Missing Information to Determine Origination Channel: Unable to determine the origination channel based on the loan documents provided for review. The compliance review was performed with using the equivalent evaluation that would be considered for an Origination Channel of Retail. REVIEWER - CLEARED COMMENT (2022-01-04): Origination channel determined from hud provided	No	No	Incomplete	Final HUD1	XXXX	Yes
	No	No	Complete	Final HUD1		Yes
	No	No	Complete	Final HUD1		Yes
	No	No	Incomplete	Final HUD1	XXXX	Yes
	No	No	Incomplete	Final HUD1	XXXX	Yes
	No	No	Complete	Final HUD1		Yes
	No	No	Complete	Final HUD1	XXXX	Yes
	No	No	Complete	Final HUD1	XXXX	Yes
	No	No	Complete	Missing	XXXX	No
	No	No	Complete	Final HUD1	XXXX	Yes
	No	No	Incomplete	Final HUD1	XXXX	Yes
	No	No	Complete	Final HUD1		Yes
	No	No	Incomplete	Final HUD1	XXXX	Yes
	No	No	Complete	Final HUD1		Yes
	No	No	Complete	Final HUD1		Yes
	No	No	Complete	Final HUD1	XXXX	Yes
	No	No	Incomplete	Final HUD1	XXXX	Yes
	No	No	Complete	Final HUD1	XXXX	Yes
[1] CLEARED Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing. REVIEWER - CLEARED COMMENT (2022-01-04): HUD provided. Exception cleared. [1] CLEARED Title / Lien Defect - Final Title Policy is missing. No evidence of title in file. REVIEWER - CLEARED COMMENT (2022-01-10): Received Final Title [1] CLEARED Closing / Title - Missing Document: Security Instrument - Subject Lien not provided REVIEWER - CLEARED COMMENT (2022-01-10): Received Security Instrument [1] CLEARED Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. REVIEWER - CLEARED COMMENT (2022-01-04): HUD provided. Exception cleared. [1] CLEARED Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. REVIEWER - CLEARED COMMENT (2022-01-04): HUD provided. Exception replaced with one with fees tested. [1] CLEARED Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. REVIEWER - CLEARED COMMENT (2022-01-10): Received 1003 [1] CLEARED Federal Compliance - (Missing Data) Missing Information to Determine Origination Channel: Unable to determine the origination channel based on the loan documents provided for review. The compliance review was performed with using the equivalent evaluation that would be considered for an Origination Channel of Retail. REVIEWER - CLEARED COMMENT (2022-01-04): HUD provided. Exception cleared.	No	No	Complete	Final HUD1	XXXX	Yes
	No	No	Complete	Final HUD1		No
	No	No	Complete	Missing	XXXX	Yes
	No	No	Complete	Final HUD1	XXXX	Yes
	No	No	Complete	Missing	XXXX	Yes
	No	No	Complete	Missing	XXXX	Yes
	No	No	Complete	Missing	XXXX	Yes
	No	No	Complete	Missing	XXXX	Yes
	No	No	Complete	Final HUD1	XXXX	Yes
	No	No	Complete	Final HUD1	XXXX	Yes
	No	No	Complete	Final HUD1	XXXX	Yes
	No	No	Complete	Final HUD1	XXXX	Yes
	No	No	Complete	Final HUD1	XXXX	Yes
	No	No	Complete	Final HUD1	XXXX	Yes
	No	Yes - Other(MI disclosure & First payment letter)	Complete	Final HUD1		Yes
	No	No	Complete	Missing	XXXX	Yes
	No	Yes - Escrow Disclosure	Complete	Final HUD1	XXXX	Yes
	No	No	Complete	Final HUD1		Yes
	No	No	Complete	Final HUD1	XXXX	Yes
	No	No	Complete	Final HUD1	XXXX	Yes
	No	No	Complete	Missing	XXXX	Yes
	No	No	Complete	Missing	XXXX	Yes
	No	No	Complete	Missing	XXXX	Yes
	No	No	Complete	Missing	XXXX	Yes
	No	No	Complete	Final HUD1	XXXX	No
	No	No	Complete	Final HUD1		Yes
[1] CLEARED Federal Compliance - Missing Final HUD-1: HUD-1 Not Signed or Stamped Used For Fee Testing: Missing Final HUD-1: HUD-1 Not Signed or Stamped used for any applicable Federal, State or Local compliance testing. REVIEWER - CLEARED COMMENT (2022-01-06): Signed HUD provided. Exception cleared. SELLER - GENERAL COMMENT (2022-01-10): Settlement Statement uploaded.	No	No	Complete	Final HUD1	XXXX	No
	No	No	Complete	Final HUD1		No
	No	No	Complete	Final HUD1		No
	No	No	Complete	Final HUD1		No
	No	No	Complete	Estimated HUD1		No
	No	No	Complete	Missing	XXXX	Yes
	No	No	Complete	Missing	XXXX	Yes
	No	No	Complete	Missing	XXXX	Yes
	No	No	Complete	Final HUD1	XXXX	No
	No	No	Complete	Missing	XXXX	Yes
	No	No	Complete	Final HUD1	XXXX	Yes
	No	No	Complete	Final HUD1	XXXX	No
	No	No	Complete	Missing	XXXX	Yes
	No	No	Complete	Final HUD1	XXXX	Yes
	No	No	Complete	Final HUD1	XXXX	Yes
	No	No	Complete	Final HUD1	XXXX	Yes
	No	Yes - Escrow Disclosure	Complete	Final HUD1		Yes
	No	No	Complete	Final HUD1	XXXX	No
	No	No	Complete	Final HUD1	XXXX	Yes
	No	No	Complete	Missing	XXXX	Yes
	No	Yes - Escrow Disclosure	Complete	Final HUD1		Yes
	No	No	Complete	Final HUD1	XXXX	Yes
	No	No	Complete	Final HUD1	XXXX	Yes
	No	No	Incomplete	Final HUD1	XXXX	Yes
	No	No	Complete	Final HUD1		Yes
	No	No	Incomplete	Final HUD1	XXXX	Yes
	No	No	Complete	Closing Disclosure	XXXX	No
	No	No	Complete	Final HUD1	XXXX	No
[1] CLEARED Insurance Documentation - Missing Document: Mortgage Insurance Certificate (MIC) not provided REVIEWER - CLEARED COMMENT (2022-01-06): Received MI Cert	No	No	Incomplete	Final HUD1	XXXX	Yes
[1] CLEARED Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing. REVIEWER - CLEARED COMMENT (2022-01-05): Hud-1 with disbursement date provided [1] CLEARED Title / Lien Defect - Final Title Policy is missing. No evidence of title in file. REVIEWER - CLEARED COMMENT (2022-01-10): Received Final Title [1] CLEARED Application / Processing - Missing Document: Missing Final 1003 REVIEWER - CLEARED COMMENT (2022-01-05): Final 1003 provided [1] CLEARED Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. REVIEWER - CLEARED COMMENT (2022-01-05): Hud-1 provided [1] CLEARED Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. REVIEWER - CLEARED COMMENT (2022-01-05): Hud-1 provided [1] CLEARED Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. REVIEWER - CLEARED COMMENT (2022-01-05): Property type provided on property report [1] CLEARED Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided. REVIEWER - CLEARED COMMENT (2022-01-05): Verified purchase-RTC not required [1] CLEARED Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. REVIEWER - CLEARED COMMENT (2022-01-05): Occupancy determined from 1003 and final hud-1 provided	No	No	Complete	Final HUD1	XXXX	No
	No	No	Complete	Final HUD1		Yes
	No	No	Incomplete	Final HUD1	XXXX	Yes
	No	No	Incomplete	Final HUD1	XXXX	Yes
[1] CLEARED Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing. REVIEWER - CLEARED COMMENT (2022-01-04): HUD-1 w/disbursement date provided [1] CLEARED Application / Processing - Missing Document: Missing Final 1003 REVIEWER - CLEARED COMMENT (2022-01-04): Final 1003 provided [1] CLEARED Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. REVIEWER - CLEARED COMMENT (2022-01-04): HUD-1 provided [1] CLEARED Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. REVIEWER - CLEARED COMMENT (2022-01-04): HUD-1 provided [1] CLEARED Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. REVIEWER - CLEARED COMMENT (2022-01-04): Cleared with 1003 and HUD-1 provided. [1] CLEARED Federal Compliance - (Missing Data) Missing Information to Determine Origination Channel: Unable to determine the origination channel based on the loan documents provided for review. The compliance review was performed with using the equivalent evaluation that would be considered for an Origination Channel of Retail. REVIEWER - CLEARED COMMENT (2022-01-04): Origination channel determined from HUD-1 and final 1003	No	Yes - HUD	Incomplete	Final HUD1	XXXX	Yes
[1] CLEARED Federal Compliance - RESPA (2010) - Initial Payment on Final HUD-1 Inaccurate: RESPA (2010): Initial payment on Final HUD-1 does not match actual payment on loan. REVIEWER - CLEARED COMMENT (2022-01-04): U/W Input error corrected.	No	No	Complete	Final HUD1	XXXX	No
	No	No	Complete	Final HUD1		Yes
	No	Yes - HUD	Complete	Final HUD1		Yes
	No	No	Complete	Final HUD1		No
	No	No	Complete	Closing Disclosure	XXXX	Yes
	No	No	Complete	Final HUD1	XXXX	Yes
	No	No	Incomplete	Final HUD1		Yes
	No	No	Incomplete	Final HUD1	XXXX	Yes
	No	No	Complete	Final HUD1	XXXX	Yes
	No	No	Complete	Final HUD1	XXXX	Yes
	No	No	Complete	Final HUD1	XXXX	Yes
	No	No	Complete	Final HUD1		Yes
	No	No	Complete	Final HUD1	XXXX	Yes
	No	No	Complete	Final HUD1	XXXX	Yes
	No	No	Complete	Final HUD1		No
	No	No	Complete	Closing Disclosure		Yes
	No	No	Complete	Final HUD1		No
	No	No	Complete	Final HUD1	XXXX	Yes
	No	No	Complete	Final HUD1	XXXX	Yes
	No	No	Complete	Final HUD1	XXXX	Yes
	No	No	Complete	Final HUD1		Yes
	No	No	Complete	Final HUD1	XXXX	Yes
	No	No	Complete	Final HUD1		Yes
	No	No	Complete	Final HUD1		Yes
[1] CLEARED Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing. REVIEWER - CLEARED COMMENT (2022-01-04): Received HUD [1] CLEARED Title / Lien Defect - Final Title Policy is missing. No evidence of title in file. REVIEWER - CLEARED COMMENT (2022-01-07): Received Final Title [1] CLEARED Application / Processing - Missing Document: Missing Final 1003 REVIEWER - CLEARED COMMENT (2022-01-04): Received Final 1003 [1] CLEARED Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. REVIEWER - CLEARED COMMENT (2022-01-04): Received HUD [1] CLEARED Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. REVIEWER - CLEARED COMMENT (2022-01-04): Received 1003 [1] CLEARED Federal Compliance - Safe Act NMLS - Missing Evidence of Initial Loan Application Date: Secure and Fair Enforcement for Mortgage Licensing Act: Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date. REVIEWER - CLEARED COMMENT (2022-01-04): Received 1003 [1] CLEARED Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. REVIEWER - CLEARED COMMENT (2022-01-04): Received Final 1003 [1] CLEARED Federal Compliance - (Missing Data) Missing Information to Determine Origination Channel: Unable to determine the origination channel based on the loan documents provided for review. The compliance review was performed with using the equivalent evaluation that would be considered for an Origination Channel of Retail. REVIEWER - CLEARED COMMENT (2022-01-04): Received 1003	No	No	Incomplete	HUD1, not signed or stamped	XXXX	Yes
	No	No	Complete	Final HUD1		Yes
	No	No	Complete	Final HUD1		Yes
	No	No	Complete	Final HUD1		Yes
	No	No	Incomplete	Final HUD1	XXXX	Yes
	No	No	Complete	Final HUD1		No
	No	No	Complete	Missing	XXXX	No
	No	No	Incomplete	Final HUD1	XXXX	Yes
	No	No	Complete	Final HUD1		Yes
	No	No	Complete	Missing	XXXX	No
	No	No	Incomplete	Final HUD1	XXXX	Yes
	No	No	Complete	Final HUD1		Yes
	No	No	Complete	Final HUD1		Yes
	No	No	Complete	Final HUD1		Yes
	No	No	Complete	Final HUD1	XXXX	Yes
	No	No	Complete	Final HUD1		Yes
	No	No	Incomplete	Final HUD1	XXXX	Yes
	No	No	Complete	Final HUD1		No
	No	No	Complete	Final HUD1		Yes
	No	No	Incomplete	Final HUD1	XXXX	Yes
[1] CLEARED Federal Compliance - Federal HPML 2009 Non Compliant: Federal Higher-Priced Mortgage Loan: APR on subject loan of 4.58679% or Final Disclosure APR of 0.00000% is in excess of allowable threshold of APOR 2.66% + 1.5%, or 4.16000%. Non-Compliant Higher Priced Mortgage Loan. REVIEWER - CLEARED COMMENT (2022-01-04): Exception cleared after HUD provided. [1] CLEARED Federal Compliance - (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (1st Lien, Escrow Not Established): Federal Higher-Priced Mortgage Loan: Mandatory escrow account not established on 1st lien mortgage loan. REVIEWER - CLEARED COMMENT (2022-01-04): Exception cleared after HUD provided. [1] CLEARED Federal Compliance - (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Ability to Repay Not Verified): Federal Higher Priced Mortgage Loan: Borrower’s ability to repay not verified with reliable documentation. REVIEWER - CLEARED COMMENT (2022-01-04): Exception cleared after HUD provided. [1] CLEARED Title / Lien Defect - Final Title Policy is missing. No evidence of title in file. REVIEWER - CLEARED COMMENT (2022-01-10): Received Final Title [1] CLEARED Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. REVIEWER - CLEARED COMMENT (2022-01-04): HUD provided. Exception cleared. [1] CLEARED Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 6 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. REVIEWER - CLEARED COMMENT (2022-01-04): HUD provided. Exception changed to one with fees tested. [1] CLEARED State Compliance - Ohio Consumer Sales Practices Act (Ability to Repay not Verified): Ohio Consumer Sales Practices Act: Borrower’s ability to repay not verified with reliable documentation. REVIEWER - CLEARED COMMENT (2022-01-05): The Ohio Consumer Sales Practices Act does not apply to “… banks, savings and loan associations, credit unions, or credit union service organizations organized under the laws of Ohio, another state, or the United States...” per the statute. [1] CLEARED State Compliance - Ohio Consumer Sales Practices Act (Acknowledgement of Receipt of Home Mortgage Loan Information Document Not Retained by Lender): Ohio Consumer Sales Practices Act: Acknowledgement of Receipt of Home Mortgage Loan Information Document not retained by lender. REVIEWER - CLEARED COMMENT (2022-01-05): The Ohio Consumer Sales Practices Act does not apply to “… banks, savings and loan associations, credit unions, or credit union service organizations organized under the laws of Ohio, another state, or the United States...” per the statute. [1] CLEARED State Compliance - Ohio Consumer Sales Practices Act (Closing Disclosure Not Provided): Ohio Consumer Sales Practices Act: Consumer did not receive the required Closing Disclosure. REVIEWER - CLEARED COMMENT (2022-01-05): The Ohio Consumer Sales Practices Act does not apply to “… banks, savings and loan associations, credit unions, or credit union service organizations organized under the laws of Ohio, another state, or the United States...” per the statute. [1] CLEARED State Compliance - Ohio CSPA Tangible Net Benefit Test: Ohio Consumer Sales Practices Act: Unable to determine if mortgage loan refinanced has a tangible net benefit to the borrower due to missing prior loan information. REVIEWER - CLEARED COMMENT (2022-01-05): The Ohio Consumer Sales Practices Act does not apply to “… banks, savings and loan associations, credit unions, or credit union service organizations organized under the laws of Ohio, another state, or the United States...” per the statute. [1] CLEARED Federal Compliance - Safe Act NMLS - Missing Evidence of Initial Loan Application Date: Secure and Fair Enforcement for Mortgage Licensing Act: Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date. REVIEWER - CLEARED COMMENT (2022-01-04): Exception cleared after HUD provided. [1] CLEARED Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. REVIEWER - CLEARED COMMENT (2022-01-04): HUD provided and occupancy confirmed. Exception cleared. [1] CLEARED Federal Compliance - (Missing Data) Missing Information to Determine Origination Channel: Unable to determine the origination channel based on the loan documents provided for review. The compliance review was performed with using the equivalent evaluation that would be considered for an Origination Channel of Retail. REVIEWER - CLEARED COMMENT (2022-01-04): Exception cleared after HUD provided.	No	No	Complete	Final HUD1	XXXX	Yes
	No	No	Complete	Estimated HUD1	XXXX	Yes
[1] CLEARED Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing. REVIEWER - CLEARED COMMENT (2022-01-04): Received HUD [1] CLEARED Title / Lien Defect - Final Title Policy is missing. No evidence of title in file. REVIEWER - CLEARED COMMENT (2022-01-07): Received Final Title [1] CLEARED Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. REVIEWER - CLEARED COMMENT (2022-01-04): Received HUD [1] CLEARED Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. REVIEWER - CLEARED COMMENT (2022-01-04): Received HUD. Replaced with version that indicates fees were used in testing. [1] CLEARED Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. REVIEWER - CLEARED COMMENT (2022-01-07): Received Initial 1003 [1] CLEARED Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. REVIEWER - CLEARED COMMENT (2022-01-04): Received HUD	No	No	Complete	Final HUD1	XXXX	Yes
	No	No	Complete	Final HUD1		Yes
	No	No	Complete	Missing	XXXX	Yes
	No	No	Incomplete	Final HUD1	XXXX	Yes
	No	No	Complete	Missing	XXXX	Yes
	No	Yes - HUD	Complete	Final HUD1	XXXX	No
[1] CLEARED Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing. REVIEWER - CLEARED COMMENT (2022-01-04): Received HUD [1] CLEARED General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. REVIEWER - CLEARED COMMENT (2022-01-04): Received 1003 [1] CLEARED Title / Lien Defect - Final Title Policy is missing. No evidence of title in file. REVIEWER - CLEARED COMMENT (2022-01-07): Received Final Title [1] CLEARED Application / Processing - Missing Document: Missing Final 1003 REVIEWER - CLEARED COMMENT (2022-01-04): Received Final 1003 [1] CLEARED Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. REVIEWER - CLEARED COMMENT (2022-01-04): Received HUD [1] CLEARED Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. REVIEWER - CLEARED COMMENT (2022-01-04): Received HUD. Replaced with version that indicates fees were used in testing. [1] CLEARED Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. REVIEWER - CLEARED COMMENT (2022-01-04): Received 1003	No	No	Complete	Final HUD1	XXXX	Yes
	No	No	Incomplete	Final HUD1	XXXX	No
	No	No	Incomplete	Final HUD1		Yes
	No	No	Complete	Final HUD1		Yes
	No	No	Complete	Final HUD1	XXXX	Yes
	No	No	Complete	HUD1, not signed or stamped		No
	No	No	Complete	Final HUD1	XXXX	Yes
	No	No	Incomplete	Final HUD1	XXXX	Yes
	No	No	Incomplete	Final HUD1	XXXX	Yes
	No	No	Complete	Final HUD1		No
	No	Yes - Other(PMI worksheet and 1003)	Complete	Final HUD1		No
	No	No	Incomplete	Final HUD1	XXXX	Yes
	No	No	Complete	Final HUD1		Yes
	No	No	Complete	Final HUD1		Yes
	No	No	Complete	Final HUD1		Yes
	No	No	Incomplete	Final HUD1	XXXX	Yes
[1] CLEARED Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Note Date of XXXX used as disbursement date for compliance testing. REVIEWER - CLEARED COMMENT (2022-01-04): Hud provided [1] CLEARED Title / Lien Defect - Final Title Policy is missing. No evidence of title in file. REVIEWER - CLEARED COMMENT (2022-01-10): Received Final Title [1] CLEARED Application / Processing - Missing Document: Missing Final 1003 REVIEWER - CLEARED COMMENT (2022-01-04): Final 1003 provided [1] CLEARED Closing / Title - Missing Document: Security Instrument - Subject Lien not provided REVIEWER - CLEARED COMMENT (2022-01-04): Security instrument provided [1] CLEARED Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. SELLER - GENERAL COMMENT (2022-01-03): |12/31/2021: provided HUD| REVIEWER - CLEARED COMMENT (2022-01-04): Hud provided [1] CLEARED Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. REVIEWER - CLEARED COMMENT (2022-01-04): Hud provided [1] CLEARED Federal Compliance – RESPA (2010) – Written Service Provider List Missing: Unable to determine if the borrower received a list of service providers due to missing information. [1] CLEARED Federal Compliance - Right of Rescission Timing - Note Date used as Transaction Date: Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements REVIEWER - CLEARED COMMENT (2022-01-04): Purchase transaction per hud [1] CLEARED Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided. REVIEWER - CLEARED COMMENT (2022-01-04): Purchase transaction per hud [1] CLEARED Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. REVIEWER - CLEARED COMMENT (2022-01-04): Occupancy determined from final 1003 [1] CLEARED Federal Compliance - (Missing Data) Missing Information to Determine Origination Channel: Unable to determine the origination channel based on the loan documents provided for review. The compliance review was performed with using the equivalent evaluation that would be considered for an Origination Channel of Retail. REVIEWER - CLEARED COMMENT (2022-01-04): Hud and final 1003 provided	No	Yes - HUD	Complete	Final HUD1	XXXX	Yes
	No	No	Complete	Final HUD1	XXXX	Yes
	No	No	Complete	Final HUD1	XXXX	Yes
	No	No	Complete	Missing	XXXX	Yes
	No	No	Complete	Final HUD1	XXXX	Yes
	No	No	Complete	Final HUD1		Yes
	No	No	Complete	Final HUD1		Yes
	No	No	Complete	Final HUD1	XXXX	Yes
	No	No	Incomplete	Final HUD1		Yes
	No	No	Complete	Final HUD1		Yes
[1] CLEARED Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing. REVIEWER - CLEARED COMMENT (2022-01-04): Hud provided with disbursement date [1] CLEARED Title / Lien Defect - Final Title Policy is missing. No evidence of title in file. REVIEWER - CLEARED COMMENT (2022-01-10): Received Final Title [1] CLEARED Application / Processing - Missing Document: Missing Final 1003 REVIEWER - CLEARED COMMENT (2022-01-10): Received Final 1003 [1] CLEARED Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. REVIEWER - CLEARED COMMENT (2022-01-04): Hud provided [1] CLEARED Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. REVIEWER - CLEARED COMMENT (2022-01-04): Hud provided [1] CLEARED Federal Compliance - TILA NMLSR - Originator Company NMLS information on documents does not match NMLS website: Unable to test Loan Originator Organization match due to missing information. REVIEWER - CLEARED COMMENT (2022-01-04): Exception cleared. [1] CLEARED Federal Compliance - TILA NMLSR - Individual Originator NMLS information on documents does not match NMLS website: Unable to test Individual Loan Originator NMLSR status due to missing information. REVIEWER - CLEARED COMMENT (2022-01-04): Exception cleared. [1] CLEARED Federal Compliance - TILA NMLSR - Missing NMLS Information on Security Instrument: Truth in Lending Act (NMLSR Dodd- Frank 2014): NMLSR information not present on Security Instrument. REVIEWER - CLEARED COMMENT (2022-01-04): Exception cleared. [1] CLEARED Federal Compliance - TILA NMLSR - Missing NMLS Information on Note: Truth in Lending Act (NMLSR Dodd- Frank 2014): NMLSR information not present on Note. REVIEWER - CLEARED COMMENT (2022-01-04): Exception cleared. [1] CLEARED Federal Compliance - RESPA (2010) - Existence of Escrow Account on Final HUD-1 Inaccurate: RESPA (2010): Existence of escrow account disclosed on Final HUD-1 does not match actual terms. REVIEWER - CLEARED COMMENT (2022-01-04): Exception cleared. [1] CLEARED Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided. REVIEWER - CLEARED COMMENT (2022-01-04): Not provided [1] CLEARED Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. REVIEWER - CLEARED COMMENT (2022-01-04): Primary occupancy determined from 1003 and hud provided [1] CLEARED Federal Compliance - (Missing Data) Missing Information to Determine Origination Channel: Unable to determine the origination channel based on the loan documents provided for review. The compliance review was performed with using the equivalent evaluation that would be considered for an Origination Channel of Retail. REVIEWER - CLEARED COMMENT (2022-01-04): Origination channel determined with broker initial 1003 and final hud	No	No	Complete	Final HUD1	XXXX	Yes
	No	No	Complete	Final HUD1	XXXX	Yes
	No	No	Incomplete	Final HUD1		Yes
	No	No	Complete	Final HUD1		Yes
	No	No	Complete	Final HUD1		Yes
	No	No	Complete	Final HUD1	XXXX	Yes
[1] CLEARED Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing. REVIEWER - CLEARED COMMENT (2022-01-04): Received HUD [1] CLEARED General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. REVIEWER - CLEARED COMMENT (2022-01-04): Received stated value [1] CLEARED Title / Lien Defect - Final Title Policy is missing. No evidence of title in file. REVIEWER - CLEARED COMMENT (2022-01-07): Received Final Title [1] CLEARED Application / Processing - Missing Document: Missing Final 1003 REVIEWER - CLEARED COMMENT (2022-01-04): Received final 1003 [1] CLEARED Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. REVIEWER - CLEARED COMMENT (2022-01-04): Received HUD [1] CLEARED Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. REVIEWER - GENERAL COMMENT (2022-01-04): Received HUD. Replaced with version that indicates fees were used in testing.	No	No	Complete	HUD1, not signed or stamped	XXXX	Yes
	No	No	Incomplete	Final HUD1		Yes
	No	No	Complete	Final HUD1	XXXX	Yes
	No	No	Complete	Final HUD1	XXXX	Yes
[1] CLEARED Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing. REVIEWER - CLEARED COMMENT (2022-01-07): Received HUD [1] CLEARED General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. REVIEWER - CLEARED COMMENT (2022-01-04): Received 1003 [1] CLEARED Title / Lien Defect - Final Title Policy is missing. No evidence of title in file. REVIEWER - CLEARED COMMENT (2022-01-07): Received Final Title [1] CLEARED Application / Processing - Missing Document: Missing Final 1003 REVIEWER - CLEARED COMMENT (2022-01-07): Received Final 1003 [1] CLEARED Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. REVIEWER - CLEARED COMMENT (2022-01-07): Received HUD [1] CLEARED Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. REVIEWER - GENERAL COMMENT (2022-01-07): Received HUD. [1] CLEARED Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. REVIEWER - CLEARED COMMENT (2022-01-04): Received 1003	No	No	Complete	Final HUD1	XXXX	Yes
	No	No	Complete	Final HUD1	XXXX	Yes
	No	No	Incomplete	Missing	XXXX	Yes
	No	No	Complete	Final HUD1		Yes
[1] CLEARED Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing. REVIEWER - CLEARED COMMENT (2022-01-03): Received HUD [1] CLEARED Title / Lien Defect - Final Title Policy is missing. No evidence of title in file. REVIEWER - CLEARED COMMENT (2022-01-07): Received Final Title [1] CLEARED Application / Processing - Missing Document: Missing Final 1003 REVIEWER - CLEARED COMMENT (2022-01-07): Received Final 1003 [1] CLEARED Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. REVIEWER - CLEARED COMMENT (2022-01-03): Received HUD [1] CLEARED Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. REVIEWER - CLEARED COMMENT (2022-01-03): Received HUD. Replaced with version that indicates fees were used in testing. [1] CLEARED Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. REVIEWER - CLEARED COMMENT (2022-01-03): Received HUD-1 [1] CLEARED Federal Compliance - (Missing Data) Missing Information to Determine Origination Channel: Unable to determine the origination channel based on the loan documents provided for review. The compliance review was performed with using the equivalent evaluation that would be considered for an Origination Channel of Retail. REVIEWER - CLEARED COMMENT (2022-01-07): Received Final 1003	No	No	Incomplete	Final HUD1	XXXX	Yes
	No	No	Incomplete	Final HUD1	XXXX	Yes
	No	No	Complete	Final HUD1		No
	No	No	Complete	Final HUD1		No
	No	No	Complete	Final HUD1	XXXX	Yes
	No	No	Complete	Final HUD1		No
	No	No	Complete	Final HUD1		No
	No	No	Complete	Final HUD1		Yes
	No	No	Complete	Final HUD1		No
	No	No	Complete	Final HUD1		Yes
	No	No	Complete	Final HUD1	XXXX	Yes

Subject to TRID	TRID Loan Estimate Form Available	Closing Disclosure Available	HOEPA High Cost Loan	State High Cost Loan	City High Cost Loan	County High Cost Loan	RESPA Testing Required	TIL Deficiency	TILA NMLSR Compliant
Yes	Yes	Yes	No	No	N/A	N/A	Yes	No	Yes
Yes	Yes	Yes	N/A	N/A	N/A	N/A	Yes	No	Yes
Yes	Yes	Yes	No	N/A	N/A	N/A	Yes	No	Yes
No			No	N/A	N/A	N/A	No	No	N/A
No			N/A	N/A	N/A	N/A	No	No	N/A
No			No	No	N/A	N/A	No	Yes	N/A
No			No	No	N/A	N/A	No	No	N/A
No			No	N/A	N/A	N/A	No	Yes	N/A
No			No	N/A	N/A	N/A	No	Yes	N/A
No			N/A	N/A	N/A	N/A	No	No	N/A
No			No	N/A	N/A	N/A	No	No	N/A
No			N/A	N/A	N/A	N/A	No	No	N/A
No			No	N/A	N/A	N/A	No	Yes	N/A
No			No	N/A	N/A	N/A	No	No	N/A
No			N/A	N/A	N/A	N/A	No	No	N/A
No			No	N/A	N/A	N/A	No	No	N/A
No			No	N/A	N/A	N/A	No	No	N/A
No			N/A	N/A	N/A	N/A	No	No	N/A
No			No	No	N/A	N/A	No	Yes	N/A
No			N/A	No	N/A	N/A	No	Yes	N/A
No			N/A	N/A	N/A	N/A	No	No	N/A
No			No	No	N/A	N/A	No	No	N/A
No			N/A	N/A	N/A	N/A	No	No	N/A
No			N/A	N/A	N/A	N/A	No	N/A	N/A
No			N/A	No	N/A	N/A	No	Yes	N/A
No			No	No	N/A	N/A	No	No	N/A
No			No	No	N/A	N/A	No	No	N/A
No			No	No	N/A	N/A	Yes	No	Yes
No			No	N/A	N/A	N/A	No	No	N/A
No			No	N/A	N/A	N/A	Yes	No	Yes
No			No	No	N/A	N/A	No	Yes	N/A
No			N/A	N/A	N/A	N/A	No	Yes	N/A
No			No	No	N/A	N/A	Yes	No	UTD
No			N/A	No	N/A	N/A	No	No	N/A
No			No	N/A	N/A	N/A	Yes	Yes	Yes
No			N/A	N/A	N/A	N/A	No	No	N/A
No			N/A	N/A	N/A	N/A	No	No	N/A
No			N/A	N/A	N/A	N/A	No	No	N/A
No			No	No	N/A	N/A	Yes	No	Yes
No			N/A	N/A	N/A	N/A	No	No	N/A
No			No	N/A	N/A	N/A	No	No	N/A
No			N/A	No	N/A	N/A	No	Yes	N/A
No			N/A	N/A	N/A	N/A	No	Yes	N/A
No			No	No	N/A	N/A	No	No	N/A
No			No	N/A	N/A	N/A	No	Yes	N/A
No			No	No	N/A	N/A	No	Yes	N/A
No			N/A	No	N/A	N/A	No	No	N/A
No			No	N/A	N/A	N/A	No	No	N/A
No			N/A	No	N/A	N/A	No	No	N/A
No			N/A	N/A	N/A	N/A	No	No	N/A
No			No	No	N/A	N/A	No	No	N/A
No			N/A	No	N/A	N/A	No	No	N/A
No			No	No	N/A	N/A	No	No	N/A
No			No	No	N/A	N/A	No	No	N/A
No			No	N/A	N/A	N/A	No	No	N/A
No			N/A	N/A	N/A	N/A	No	Yes	N/A
No			N/A	N/A	N/A	N/A	No	Yes	N/A
No			No	No	N/A	N/A	No	Yes	N/A
No			N/A	No	N/A	N/A	No	No	N/A
No			No	N/A	N/A	N/A	No	Yes	N/A
No			No	No	N/A	N/A	No	Yes	N/A
No			N/A	N/A	N/A	N/A	No	No	N/A
No			No	N/A	N/A	N/A	No	No	N/A
No			No	No	N/A	No	No	No	N/A
No			No	No	N/A	N/A	Yes	No	Yes
No			N/A	No	N/A	N/A	No	Yes	N/A
No			N/A	N/A	N/A	N/A	No	No	N/A
No			N/A	N/A	N/A	N/A	No	N/A	N/A
No			No	No	N/A	N/A	No	No	N/A
No			N/A	N/A	N/A	N/A	No	No	N/A
No			No	N/A	N/A	N/A	No	No	N/A
No			No	N/A	N/A	N/A	No	No	N/A
No			N/A	No	N/A	N/A	No	Yes	N/A
No			N/A	N/A	N/A	N/A	No	No	N/A
No			N/A	No	N/A	N/A	No	No	N/A
No			No	N/A	N/A	N/A	No	No	N/A
Yes	Yes	Yes	No	No	N/A	N/A	Yes	No	Yes
No			No	No	N/A	N/A	No	Yes	N/A
No			N/A	N/A	N/A	N/A	No	Yes	N/A
No			N/A	N/A	N/A	N/A	No	Yes	N/A
Yes	Yes	Yes	No	N/A	N/A	N/A	Yes	No	Yes
Yes		Yes	No	No	N/A	N/A	Yes	No	No
Yes		Yes	N/A	N/A	N/A	N/A	No	N/A	N/A
No			No	No	N/A	N/A	No	Yes	N/A
Yes	Yes	Yes	No	No	N/A	N/A	Yes	No	Yes
No			N/A	N/A	N/A	N/A	No	N/A	N/A
No			No	No	N/A	N/A	No	No	N/A
No			No	N/A	N/A	N/A	No	No	N/A
No			No	No	N/A	N/A	No	No	N/A
No			No	No	N/A	N/A	No	Yes	N/A
No			N/A	N/A	N/A	N/A	No	No	N/A
No			N/A	N/A	N/A	N/A	No	No	N/A
No			N/A	N/A	N/A	N/A	No	No	N/A
Yes	Yes	Yes	No	No	N/A	N/A	Yes	No	Yes
No			N/A	N/A	N/A	N/A	No	No	N/A
No			No	N/A	N/A	N/A	No	No	N/A
Yes		Yes	No	No	N/A	N/A	Yes	No	UTD
No			N/A	N/A	N/A	N/A	No	No	N/A
No			N/A	N/A	N/A	N/A	No	No	N/A
No			N/A	No	N/A	N/A	No	No	N/A
No			N/A	No	N/A	N/A	No	No	N/A
No			N/A	N/A	N/A	N/A	No	Yes	N/A
No			N/A	N/A	N/A	N/A	No	No	N/A
No			N/A	N/A	N/A	N/A	No	No	N/A
Yes	Yes	Yes	N/A	N/A	N/A	N/A	No	N/A	N/A
No			No	No	N/A	N/A	No	No	N/A
No			N/A	No	N/A	N/A	No	No	N/A
No			No	No	N/A	N/A	No	No	N/A
No			No	No	N/A	N/A	No	Yes	N/A
Yes	Yes	Yes	No	No	N/A	N/A	Yes	No	UTD
No			N/A	No	N/A	N/A	No	Yes	N/A
No			No	No	No	No	No	No	N/A
No			No	No	N/A	N/A	No	No	N/A
No			No	No	N/A	N/A	No	No	N/A
No			N/A	No	N/A	N/A	No	No	N/A
No			N/A	N/A	N/A	N/A	No	No	N/A
No			N/A	No	N/A	N/A	No	Yes	N/A
No			N/A	N/A	N/A	N/A	No	No	N/A
No			N/A	N/A	N/A	N/A	No	No	N/A
No			No	No	N/A	N/A	No	No	N/A
No			N/A	N/A	N/A	N/A	No	No	N/A
No			N/A	No	N/A	N/A	No	No	N/A
No			No	N/A	N/A	N/A	No	Yes	N/A
No			N/A	No	N/A	N/A	No	No	N/A
No			No	No	N/A	N/A	No	Yes	N/A
No			No	No	N/A	N/A	No	No	N/A
No			N/A	N/A	N/A	N/A	No	Yes	N/A
No			No	No	N/A	N/A	No	No	N/A
No			N/A	No	N/A	N/A	No	Yes	N/A
No			No	No	No	No	No	No	N/A
No			No	N/A	N/A	N/A	No	No	N/A
No			N/A	N/A	N/A	N/A	No	Yes	N/A
No			No	N/A	N/A	N/A	No	Yes	N/A
No			No	N/A	N/A	N/A	No	No	N/A
No			N/A	N/A	N/A	N/A	No	No	N/A
No			No	No	N/A	N/A	No	No	N/A
No			No	No	N/A	N/A	No	No	N/A
No			No	No	N/A	N/A	No	No	N/A
No			No	No	N/A	N/A	No	No	N/A
No			No	N/A	N/A	N/A	No	No	N/A
No			No	No	N/A	N/A	No	Yes	N/A
No			N/A	N/A	N/A	N/A	No	No	N/A
No			No	No	N/A	N/A	No	No	N/A
Yes		Yes	No	N/A	N/A	N/A	Yes	No	Yes
No			No	N/A	N/A	N/A	No	No	N/A
Yes	Yes	Yes	No	No	N/A	N/A	Yes	No	Yes
No			No	No	N/A	N/A	No	No	N/A
No			No	No	N/A	N/A	No	No	N/A
Yes	Yes	Yes	No	No	N/A	N/A	Yes	No	Yes
No			No	No	N/A	N/A	No	No	N/A
Yes	Yes	Yes	No	No	N/A	N/A	Yes	No	Yes
Yes	Yes	Yes	No	No	N/A	N/A	Yes	No	Yes
Yes	Yes	Yes	No	No	N/A	N/A	Yes	No	Yes
Yes	Yes	Yes	No	N/A	N/A	N/A	Yes	No	Yes
Yes	Yes	Yes	No	N/A	N/A	N/A	Yes	No	Yes
No			N/A	No	N/A	N/A	No	No	N/A
No			N/A	N/A	N/A	N/A	No	Yes	N/A
No			No	N/A	N/A	N/A	No	No	N/A
No			N/A	N/A	N/A	N/A	No	No	N/A
No			N/A	N/A	N/A	N/A	No	N/A	N/A
Yes	Yes	Yes	N/A	N/A	N/A	N/A	Yes	No	Yes
Yes		Yes	N/A	N/A	N/A	N/A	No	N/A	N/A
No			No	No	N/A	N/A	No	No	N/A
No			No	N/A	N/A	N/A	No	No	N/A
Yes	Yes	Yes	No	N/A	N/A	N/A	Yes	No	Yes
No			N/A	N/A	N/A	N/A	No	No	N/A
No			No	N/A	N/A	N/A	No	No	N/A
No			No	No	N/A	N/A	No	No	N/A
Yes	Yes	Yes	No	N/A	N/A	N/A	Yes	No	Yes
No			No	No	N/A	N/A	No	No	N/A
No			N/A	N/A	N/A	N/A	No	No	N/A
No			N/A	N/A	N/A	N/A	No	No	N/A
No			No	No	N/A	N/A	No	No	N/A
No			No	No	N/A	N/A	No	Yes	N/A
Yes	Yes	Yes	N/A	N/A	N/A	N/A	No	N/A	N/A
Yes	Yes	Yes	No	N/A	N/A	N/A	Yes	No	Yes
No			No	No	N/A	N/A	No	Yes	N/A
No			No	N/A	N/A	N/A	No	No	N/A
No			No	No	N/A	N/A	No	No	N/A
No			No	N/A	N/A	N/A	No	Yes	N/A
No			N/A	N/A	N/A	N/A	No	No	N/A
No			No	No	N/A	N/A	No	No	N/A
No			No	No	N/A	N/A	No	Yes	N/A
No			N/A	N/A	N/A	N/A	No	No	N/A
No			No	No	N/A	N/A	No	No	N/A
Yes		Yes	No	N/A	N/A	N/A	Yes	No	Yes
No			N/A	N/A	N/A	N/A	No	No	N/A
No			No	No	N/A	N/A	No	Yes	N/A
No			No	No	N/A	N/A	No	No	N/A
No			N/A	N/A	N/A	N/A	No	No	N/A
Yes	Yes	Yes	No	N/A	N/A	N/A	Yes	No	UTD
No			N/A	N/A	N/A	N/A	No	No	N/A
No			No	No	N/A	N/A	No	Yes	N/A
No			N/A	No	N/A	N/A	No	No	N/A
No			N/A	N/A	N/A	N/A	No	No	N/A
Yes	No	No	UTD	UTD	N/A	N/A	UTD	No	UTD
No			N/A	N/A	N/A	N/A	No	No	N/A
No			N/A	N/A	N/A	N/A	No	No	N/A
No			N/A	N/A	N/A	N/A	No	Yes	N/A
No			N/A	N/A	N/A	N/A	No	No	N/A
No			N/A	N/A	N/A	N/A	No	Yes	N/A
No			No	No	N/A	N/A	No	No	N/A
No			No	N/A	N/A	N/A	No	No	N/A
No			N/A	N/A	N/A	N/A	No	No	N/A
No			N/A	N/A	N/A	N/A	No	No	N/A
No			N/A	No	N/A	N/A	No	No	N/A
No			No	No	N/A	N/A	No	Yes	N/A
Yes	Yes	Yes	No	No	N/A	N/A	Yes	No	Yes
No			No	No	N/A	N/A	No	Yes	N/A
No			No	No	N/A	N/A	No	No	N/A
No			No	No	N/A	N/A	No	No	N/A
No			N/A	N/A	N/A	N/A	No	No	N/A
No			N/A	N/A	N/A	N/A	No	No	N/A
No			N/A	No	N/A	N/A	No	No	N/A
No			No	No	N/A	N/A	No	No	N/A
No			No	No	N/A	N/A	No	No	N/A
No			N/A	No	N/A	N/A	No	Yes	N/A
No			No	N/A	N/A	N/A	No	Yes	N/A
Yes	Yes	Yes	No	N/A	N/A	N/A	Yes	No	Yes
No			No	N/A	N/A	N/A	No	Yes	N/A
Yes	Yes	Yes	No	N/A	N/A	N/A	Yes	No	Yes
No			No	No	N/A	N/A	No	No	N/A
No			No	No	N/A	N/A	No	No	N/A
Yes		Yes	No	No	N/A	N/A	Yes	No	UTD
No			No	N/A	N/A	N/A	No	No	N/A
No			No	No	N/A	N/A	No	No	N/A
No			N/A	N/A	N/A	N/A	No	No	N/A
No			UTD	UTD	N/A	N/A	No	No	N/A
No			No	N/A	N/A	N/A	No	Yes	N/A
No			No	N/A	N/A	N/A	No	No	N/A
No			N/A	No	N/A	N/A	No	Yes	N/A
No			N/A	No	N/A	N/A	No	No	N/A
No			No	N/A	N/A	N/A	No	No	N/A
No			No	No	N/A	N/A	No	No	N/A
No			N/A	N/A	N/A	N/A	No	No	N/A
No			N/A	No	N/A	N/A	No	No	N/A
No			N/A	N/A	N/A	N/A	No	Yes	N/A
No			N/A	N/A	N/A	N/A	No	N/A	N/A
No			No	No	N/A	N/A	No	No	N/A
No			No	N/A	N/A	N/A	No	Yes	N/A
No			No	No	N/A	N/A	No	No	N/A
No			No	N/A	N/A	N/A	No	No	N/A
No			No	No	N/A	N/A	No	No	N/A
No			N/A	N/A	N/A	N/A	No	Yes	N/A
No			N/A	No	N/A	N/A	No	No	N/A
No			N/A	N/A	N/A	N/A	No	N/A	N/A
Yes	Yes	Yes	N/A	N/A	N/A	N/A	No	N/A	N/A
No			No	No	N/A	N/A	No	No	N/A
No			N/A	No	N/A	N/A	No	No	N/A
No			N/A	No	N/A	N/A	No	No	N/A
No			No	No	N/A	N/A	No	No	N/A
No			N/A	N/A	N/A	N/A	No	No	N/A
No			No	N/A	N/A	N/A	No	No	N/A
No			No	No	N/A	N/A	No	No	N/A
No			N/A	No	N/A	N/A	No	Yes	N/A
No			N/A	N/A	N/A	N/A	No	Yes	N/A
No			N/A	N/A	N/A	N/A	No	No	N/A
No			No	No	N/A	N/A	No	Yes	N/A
No			N/A	No	N/A	N/A	No	No	N/A
No			N/A	N/A	N/A	N/A	No	No	N/A
No			No	No	N/A	N/A	No	Yes	N/A
No			No	No	N/A	N/A	No	Yes	N/A
No			N/A	N/A	N/A	N/A	No	Yes	N/A
No			N/A	No	N/A	N/A	No	Yes	N/A
No			No	N/A	N/A	N/A	No	No	N/A
No			No	No	N/A	N/A	No	Yes	N/A
No			No	No	N/A	N/A	No	No	N/A
No			N/A	No	N/A	N/A	No	No	N/A
No			No	No	N/A	N/A	No	Yes	N/A
No			No	No	N/A	N/A	No	No	N/A
No			N/A	N/A	N/A	N/A	No	No	N/A
No			N/A	No	N/A	N/A	No	Yes	N/A
No			No	No	N/A	N/A	No	No	N/A
No			No	No	N/A	N/A	No	Yes	N/A
No			No	No	N/A	N/A	No	Yes	N/A
No			N/A	N/A	N/A	N/A	No	Yes	N/A
No			N/A	N/A	N/A	N/A	No	No	N/A
No			No	No	N/A	N/A	No	Yes	N/A
No			No	No	N/A	N/A	No	No	N/A
No			No	No	N/A	N/A	No	No	N/A
No			No	N/A	N/A	N/A	No	No	N/A
No			N/A	N/A	N/A	N/A	No	No	N/A
No			No	No	N/A	N/A	No	Yes	N/A
No			N/A	No	N/A	N/A	No	No	N/A
No			N/A	No	N/A	N/A	No	No	N/A
No			N/A	No	N/A	N/A	No	No	N/A
No			N/A	No	N/A	N/A	No	Yes	N/A
No			N/A	N/A	N/A	N/A	No	N/A	N/A
No			N/A	No	N/A	N/A	No	Yes	N/A
No			No	No	N/A	N/A	No	No	N/A
No			N/A	N/A	N/A	N/A	No	No	N/A
No			N/A	No	N/A	N/A	No	Yes	N/A
No			No	No	N/A	N/A	No	No	N/A
No			N/A	No	N/A	N/A	No	Yes	N/A
Yes	Yes	Yes	No	No	N/A	N/A	Yes	No	Yes
No			No	No	N/A	N/A	No	No	N/A
No			N/A	N/A	N/A	N/A	No	No	N/A
Yes		Yes	No	No	N/A	N/A	Yes	No	UTD
Yes		Yes	No	N/A	N/A	N/A	Yes	No	UTD
Yes	Yes	Yes	No	No	N/A	N/A	Yes	No	Yes
No			N/A	No	N/A	N/A	No	Yes	N/A
No			No	No	N/A	N/A	No	No	N/A
No			N/A	No	N/A	N/A	No	Yes	N/A
No			N/A	N/A	N/A	N/A	No	No	N/A
No			N/A	N/A	N/A	N/A	No	No	N/A
No			N/A	N/A	N/A	N/A	No	N/A	N/A
No			N/A	N/A	N/A	N/A	No	No	N/A
No			No	No	N/A	N/A	No	Yes	N/A
No			No	No	N/A	N/A	No	Yes	N/A
Yes	Yes	Yes	No	No	N/A	N/A	Yes	No	Yes
No			No	No	No	No	No	No	N/A
No			N/A	N/A	N/A	N/A	No	No	N/A
No			No	No	N/A	N/A	No	Yes	N/A
No			No	No	N/A	N/A	No	No	N/A
No			N/A	No	N/A	N/A	No	Yes	N/A
No			No	No	N/A	N/A	No	No	N/A
No			N/A	N/A	N/A	N/A	No	Yes	N/A
Yes		Yes	No	No	N/A	N/A	Yes	No	UTD
Yes	Yes	Yes	N/A	N/A	N/A	N/A	No	N/A	N/A
No			N/A	No	N/A	N/A	No	Yes	N/A
No			N/A	N/A	N/A	N/A	No	No	N/A
No			N/A	No	N/A	N/A	No	No	N/A
No			No	No	N/A	N/A	No	No	N/A
No			No	No	N/A	N/A	No	No	N/A
No			No	No	N/A	N/A	No	No	N/A
No			No	No	N/A	N/A	No	No	N/A
No			No	N/A	N/A	N/A	No	No	N/A
No			No	No	N/A	N/A	No	No	N/A
No			No	No	N/A	N/A	No	No	N/A
No			N/A	No	N/A	N/A	No	No	N/A
No			N/A	N/A	N/A	N/A	No	N/A	N/A
No			N/A	No	N/A	N/A	No	Yes	N/A
No			No	N/A	N/A	N/A	No	No	N/A
No			N/A	No	N/A	N/A	No	Yes	N/A
No			No	No	N/A	N/A	No	Yes	N/A
No			No	No	N/A	N/A	No	No	N/A
No			N/A	N/A	N/A	N/A	No	No	N/A
No			N/A	No	N/A	N/A	No	Yes	N/A
No			No	No	N/A	N/A	No	No	N/A
No			N/A	N/A	N/A	N/A	No	N/A	N/A
No			No	No	N/A	N/A	No	No	N/A
No			N/A	N/A	N/A	N/A	No	No	N/A
No			N/A	N/A	N/A	N/A	No	No	N/A
No			N/A	N/A	N/A	N/A	No	N/A	N/A
No			N/A	No	N/A	N/A	No	Yes	N/A
No			N/A	N/A	N/A	N/A	No	No	N/A
No			No	No	N/A	N/A	No	No	N/A
No			No	No	N/A	N/A	No	Yes	N/A
No			No	N/A	N/A	N/A	No	No	N/A
No			No	No	No	No	No	No	N/A
No			No	No	N/A	N/A	No	No	N/A
No			N/A	N/A	N/A	N/A	No	Yes	N/A
No			N/A	N/A	N/A	N/A	No	N/A	N/A
No			N/A	No	N/A	N/A	No	No	N/A
No			N/A	No	N/A	N/A	No	No	N/A
No			N/A	N/A	N/A	N/A	No	No	N/A
No			No	No	N/A	N/A	No	Yes	N/A
No			N/A	N/A	N/A	N/A	No	Yes	N/A
No			N/A	N/A	N/A	N/A	No	No	N/A
No			N/A	No	N/A	N/A	No	No	N/A
No			No	N/A	N/A	N/A	No	No	N/A
No			No	No	N/A	No	No	No	N/A
No			N/A	N/A	N/A	N/A	No	Yes	N/A
No			N/A	N/A	N/A	N/A	No	Yes	N/A
No			No	N/A	N/A	N/A	No	Yes	N/A
Yes		Yes	N/A	N/A	N/A	N/A	Yes	No	Yes
No			No	No	N/A	N/A	No	No	N/A
Yes	Yes	Yes	No	No	N/A	N/A	Yes	No	Yes
No			No	N/A	N/A	N/A	No	No	N/A
No			No	No	N/A	N/A	No	Yes	N/A
No			N/A	N/A	N/A	N/A	No	No	N/A
No			N/A	N/A	N/A	N/A	No	No	N/A
No			No	No	N/A	N/A	No	No	N/A
No			No	N/A	N/A	N/A	No	No	N/A
No			No	No	N/A	N/A	No	No	N/A
No			N/A	N/A	N/A	N/A	No	No	N/A
No			No	No	N/A	N/A	No	No	N/A
Yes	Yes	Yes	No	No	N/A	N/A	Yes	No	Yes
No			No	No	N/A	N/A	No	No	N/A
No			No	No	N/A	N/A	No	No	N/A
No			No	No	N/A	N/A	No	Yes	N/A
No			N/A	N/A	N/A	N/A	No	No	N/A
No			No	No	N/A	N/A	No	Yes	N/A
No			No	No	N/A	N/A	No	No	N/A
No			No	No	N/A	N/A	No	No	N/A
No			No	N/A	N/A	N/A	No	No	N/A
No			No	No	N/A	N/A	No	No	N/A
No			No	No	N/A	N/A	No	No	N/A
No			No	N/A	N/A	N/A	No	No	N/A
No			N/A	No	N/A	N/A	No	No	N/A
No			No	N/A	N/A	N/A	No	Yes	N/A
No			No	N/A	N/A	N/A	No	No	N/A
No			No	N/A	N/A	N/A	No	No	N/A
No			N/A	N/A	N/A	N/A	Yes	No	N/A
No			N/A	No	N/A	N/A	Yes	No	N/A
No			No	N/A	N/A	N/A	Yes	No	N/A
No			No	No	N/A	N/A	Yes	No	N/A
No			No	N/A	N/A	N/A	No	Yes	N/A
No			No	No	N/A	N/A	Yes	No	N/A
No			No	No	N/A	N/A	Yes	No	N/A
No			No	No	N/A	N/A	Yes	Yes	N/A
No			N/A	N/A	N/A	N/A	No	N/A	N/A
No			No	No	N/A	N/A	No	No	N/A
No			No	N/A	N/A	N/A	No	No	N/A
No			No	N/A	N/A	N/A	No	No	N/A
No			N/A	N/A	N/A	N/A	Yes	No	N/A
No			No	N/A	N/A	N/A	Yes	Yes	N/A
No			No	No	N/A	N/A	Yes	No	N/A
No			No	No	N/A	N/A	Yes	Yes	N/A
No			No	No	N/A	N/A	UTD	Yes	N/A
No			No	No	N/A	N/A	Yes	Yes	N/A
No			No	No	N/A	N/A	Yes	No	N/A
No			No	N/A	N/A	N/A	Yes	Yes	N/A
No			No	No	N/A	N/A	No	No	N/A
No			No	N/A	N/A	N/A	Yes	No	N/A
Yes		Yes	No	N/A	N/A	N/A	Yes	No	UTD
No			No	No	N/A	N/A	Yes	Yes	N/A
No			N/A	N/A	N/A	N/A	No	Yes	N/A
No			N/A	N/A	N/A	N/A	No	Yes	N/A
No			N/A	N/A	N/A	N/A	No	Yes	N/A
No			No	N/A	N/A	N/A	Yes	No	N/A
No			No	No	N/A	N/A	Yes	Yes	N/A
No			No	No	N/A	N/A	UTD	Yes	N/A
No			No	N/A	N/A	N/A	Yes	No	N/A
No			No	No	N/A	N/A	Yes	No	N/A
No			No	N/A	N/A	N/A	Yes	No	N/A
No			No	No	N/A	N/A	Yes	No	N/A
No			No	No	N/A	N/A	Yes	No	N/A
No			N/A	N/A	N/A	N/A	Yes	No	N/A
No			No	No	N/A	N/A	Yes	Yes	N/A
Yes	Yes	Yes	No	No	N/A	N/A	Yes	No	UTD
Yes	Yes	Yes	No	No	N/A	N/A	Yes	No	Yes
Yes	Yes	Yes	No	N/A	N/A	N/A	Yes	No	UTD
No			No	No	N/A	N/A	Yes	No	Yes
No			No	No	N/A	N/A	Yes	No	N/A
No			N/A	N/A	N/A	N/A	Yes	No	Yes
No			No	No	N/A	N/A	Yes	No	No
No			No	N/A	N/A	N/A	Yes	No	No
No			No	No	N/A	N/A	Yes	No	No
No			No	No	N/A	N/A	Yes	No	N/A
No			No	N/A	N/A	N/A	No	Yes	N/A
No			No	No	N/A	N/A	Yes	Yes	No
No			No	No	N/A	N/A	Yes	No	No
No			No	No	N/A	N/A	Yes	No	No
No			No	No	N/A	N/A	Yes	Yes	Yes
No			No	No	N/A	N/A	Yes	Yes	No
No			N/A	N/A	N/A	N/A	Yes	No	Yes
No			No	No	N/A	N/A	Yes	No	Yes
No			UTD	UTD	N/A	N/A	UTD	No	UTD
No			N/A	N/A	N/A	N/A	No	No	N/A
No			No	N/A	N/A	N/A	Yes	No	No
No			N/A	N/A	N/A	N/A	Yes	No	Yes
No			No	No	N/A	N/A	Yes	Yes	Yes
No			No	No	N/A	N/A	Yes	No	Yes
No			No	N/A	N/A	N/A	Yes	No	No
No			No	N/A	N/A	N/A	Yes	Yes	No
No			No	No	N/A	N/A	Yes	No	Yes
No			No	No	N/A	N/A	Yes	No	No
No			No	N/A	N/A	N/A	Yes	No	No
No			No	No	N/A	N/A	Yes	No	No
No			No	No	N/A	N/A	Yes	No	Yes
No			No	No	N/A	N/A	Yes	Yes	Yes
No			No	N/A	N/A	N/A	Yes	No	Yes
No			N/A	N/A	N/A	N/A	UTD	Yes	No
No			No	N/A	N/A	N/A	Yes	No	Yes
No			No	No	N/A	N/A	Yes	No	No
No			No	No	N/A	N/A	Yes	No	Yes
No			No	No	N/A	N/A	Yes	No	No
No			No	No	N/A	N/A	Yes	No	Yes
No			No	No	N/A	N/A	Yes	No	Yes
No			No	No	N/A	N/A	Yes	No	Yes
No			No	No	N/A	N/A	Yes	Yes	No
No			No	No	N/A	N/A	Yes	Yes	Yes
No			No	N/A	N/A	N/A	Yes	Yes	No
No			N/A	N/A	N/A	N/A	No	No	N/A
No			No	N/A	N/A	N/A	No	Yes	N/A
No			No	N/A	N/A	N/A	No	Yes	N/A
No			No	N/A	N/A	N/A	No	Yes	N/A
No			No	No	N/A	N/A	No	Yes	N/A
No			N/A	No	N/A	N/A	No	Yes	N/A
No			No	N/A	N/A	N/A	No	Yes	N/A
No			No	No	N/A	N/A	No	No	N/A
No			No	No	N/A	N/A	No	No	N/A
No			No	N/A	N/A	N/A	No	No	N/A
No			No	No	N/A	N/A	No	Yes	N/A
No			No	No	N/A	N/A	No	No	N/A
No			No	No	N/A	N/A	No	Yes	N/A
No			No	N/A	N/A	N/A	No	No	N/A
No			No	No	N/A	N/A	No	Yes	N/A
No			No	No	N/A	N/A	No	No	N/A
No			No	N/A	N/A	N/A	No	No	N/A
No			No	N/A	N/A	N/A	No	No	N/A
No			No	N/A	N/A	N/A	No	No	N/A
No			No	N/A	N/A	N/A	No	Yes	N/A
No			No	No	No	No	No	Yes	N/A
No			No	No	N/A	N/A	No	Yes	N/A
No			No	No	N/A	N/A	No	Yes	N/A
No			N/A	N/A	N/A	N/A	No	No	N/A
No			N/A	No	N/A	N/A	No	No	N/A
No			N/A	N/A	N/A	N/A	No	No	N/A
No			N/A	N/A	N/A	N/A	No	No	N/A
No			N/A	N/A	N/A	N/A	No	N/A	N/A
No			N/A	N/A	N/A	N/A	No	No	N/A
No			N/A	N/A	N/A	N/A	No	No	N/A
No			No	No	N/A	N/A	No	Yes	N/A
No			No	No	N/A	N/A	No	Yes	N/A
No			No	No	N/A	N/A	No	Yes	N/A
No			N/A	N/A	N/A	N/A	No	Yes	N/A
No			No	N/A	N/A	N/A	No	Yes	N/A
No			No	No	N/A	N/A	No	Yes	N/A
No			N/A	N/A	N/A	N/A	No	Yes	N/A
No			No	No	N/A	N/A	No	Yes	N/A
No			No	N/A	N/A	N/A	No	Yes	N/A
No			N/A	No	N/A	N/A	No	Yes	N/A
No			No	No	N/A	N/A	No	Yes	N/A
No			No	No	N/A	N/A	No	No	N/A
No			N/A	N/A	N/A	N/A	No	Yes	N/A
No			No	N/A	N/A	N/A	No	No	N/A
No			N/A	N/A	N/A	No	No	Yes	N/A
No			No	N/A	N/A	N/A	Yes	No	Yes
No			No	N/A	N/A	N/A	No	No	N/A
No			N/A	No	N/A	N/A	Yes	No	Yes
No			No	N/A	N/A	N/A	Yes	No	No
No			No	No	N/A	N/A	Yes	No	Yes
No			No	N/A	N/A	N/A	Yes	No	No
Yes	Yes	Yes	N/A	N/A	N/A	N/A	Yes	No	Yes
No			N/A	N/A	N/A	N/A	No	Yes	N/A
No			N/A	No	N/A	N/A	Yes	Yes	No
No			N/A	N/A	N/A	N/A	No	Yes	N/A
No			No	No	N/A	N/A	Yes	No	Yes
No			No	No	N/A	N/A	Yes	No	No
No			No	No	N/A	N/A	Yes	No	No
No			N/A	No	N/A	N/A	Yes	Yes	No
No			N/A	N/A	N/A	N/A	Yes	No	Yes
No			No	N/A	N/A	N/A	Yes	No	Yes
No			No	No	N/A	N/A	Yes	No	Yes
No			N/A	N/A	N/A	N/A	Yes	No	Yes
Yes	Yes	Yes	No	No	N/A	N/A	Yes	No	Yes
No			No	No	N/A	N/A	Yes	No	No
No			No	N/A	N/A	N/A	Yes	No	No
No			No	No	N/A	N/A	Yes	No	No
No			No	No	N/A	N/A	Yes	No	Yes
No			No	No	N/A	N/A	Yes	Yes	No
No			No	No	N/A	N/A	Yes	No	Yes
No			No	No	N/A	N/A	Yes	No	Yes
No			No	N/A	N/A	N/A	Yes	Yes	No
No			No	No	N/A	N/A	Yes	No	Yes
No			N/A	N/A	N/A	N/A	No	No	N/A
Yes	Yes	Yes	No	N/A	N/A	N/A	Yes	No	Yes
No			N/A	N/A	N/A	N/A	No	N/A	N/A
No			No	No	N/A	N/A	Yes	No	Yes
No			No	No	N/A	N/A	No	Yes	N/A
No			No	N/A	N/A	N/A	No	No	N/A
No			No	No	N/A	N/A	Yes	No	Yes
No			No	No	N/A	N/A	Yes	No	Yes
No			No	No	N/A	N/A	Yes	No	Yes
No			No	N/A	N/A	N/A	No	No	N/A
No			No	No	N/A	N/A	Yes	Yes	No
No			No	No	N/A	N/A	Yes	No	Yes
No			No	No	N/A	N/A	Yes	No	Yes
No			No	N/A	N/A	N/A	Yes	No	Yes
No			No	No	N/A	N/A	Yes	Yes	No
No			N/A	N/A	N/A	N/A	No	N/A	N/A
No			N/A	N/A	N/A	N/A	No	Yes	N/A
No			No	No	N/A	N/A	Yes	Yes	No
No			No	No	N/A	N/A	Yes	No	No
No			N/A	N/A	N/A	N/A	No	Yes	N/A
No			No	N/A	N/A	N/A	Yes	No	No
No			No	No	N/A	N/A	Yes	No	Yes
No			No	No	N/A	N/A	No	No	N/A
No			No	No	N/A	N/A	Yes	No	Yes
No			No	No	N/A	N/A	Yes	No	Yes
No			No	No	N/A	N/A	Yes	No	Yes
No			N/A	No	N/A	N/A	Yes	No	No
No			N/A	N/A	N/A	N/A	No	No	N/A
No			No	N/A	N/A	N/A	Yes	No	Yes
No			No	No	N/A	N/A	Yes	No	No
No			No	No	N/A	N/A	Yes	Yes	Yes
No			No	No	N/A	N/A	No	No	N/A
No			No	N/A	N/A	N/A	No	Yes	N/A
No			No	No	N/A	N/A	Yes	No	Yes
No			No	No	N/A	N/A	UTD	Yes	No
No			No	No	N/A	N/A	Yes	No	No
No			No	No	N/A	N/A	No	Yes	N/A
No			N/A	N/A	N/A	N/A	No	Yes	N/A
No			No	N/A	N/A	N/A	No	Yes	N/A
No			N/A	N/A	N/A	N/A	Yes	No	No
No			No	N/A	N/A	N/A	Yes	No	No
No			No	No	N/A	N/A	Yes	No	Yes
No			No	N/A	N/A	N/A	Yes	No	Yes
No			N/A	N/A	N/A	N/A	No	No	N/A
No			No	No	N/A	N/A	Yes	Yes	UTD
No			No	N/A	N/A	N/A	Yes	Yes	No
No			No	N/A	N/A	N/A	Yes	Yes	UTD
No			N/A	N/A	N/A	N/A	No	N/A	N/A
No			N/A	N/A	N/A	N/A	No	No	N/A
No			No	N/A	N/A	N/A	Yes	No	No
No			No	No	N/A	N/A	No	No	N/A
No			No	No	N/A	N/A	Yes	No	Yes
No			No	N/A	N/A	N/A	Yes	No	Yes
No			No	N/A	N/A	N/A	Yes	No	Yes
No			No	N/A	N/A	N/A	Yes	Yes	UTD
No			No	No	N/A	N/A	Yes	No	Yes
No			No	No	N/A	N/A	Yes	No	Yes
No			No	N/A	N/A	N/A	UTD	Yes	UTD
No			N/A	No	N/A	N/A	No	No	N/A
No			No	No	N/A	No	Yes	No	Yes
No			No	No	N/A	N/A	No	No	N/A
No			No	No	N/A	N/A	Yes	Yes	Yes
No			No	No	N/A	N/A	Yes	No	Yes
No			No	N/A	N/A	N/A	No	No	N/A
No			No	N/A	N/A	N/A	Yes	Yes	UTD
No			N/A	No	N/A	N/A	No	Yes	N/A
No			No	No	N/A	N/A	Yes	No	Yes
No			No	No	N/A	N/A	Yes	No	Yes
No			No	No	N/A	N/A	Yes	No	Yes
No			No	No	N/A	N/A	No	Yes	N/A
No			No	No	N/A	N/A	No	Yes	N/A
No			No	No	N/A	N/A	Yes	No	Yes
No			No	No	N/A	N/A	Yes	No	Yes
No			No	No	N/A	No	No	No	N/A
No			No	N/A	N/A	N/A	No	Yes	N/A
No			No	No	N/A	N/A	No	Yes	N/A
No			No	N/A	N/A	N/A	UTD	Yes	UTD
No			No	N/A	N/A	N/A	No	No	N/A
No			No	N/A	N/A	N/A	Yes	Yes	UTD
No			No	N/A	N/A	N/A	Yes	No	No
No			N/A	N/A	N/A	N/A	No	N/A	N/A
No			N/A	N/A	N/A	N/A	No	No	N/A
No			No	No	N/A	N/A	Yes	No	Yes
No			N/A	N/A	N/A	N/A	No	N/A	N/A
No			N/A	N/A	N/A	N/A	No	No	N/A
No			No	No	N/A	N/A	No	No	N/A
No			N/A	N/A	N/A	N/A	No	No	N/A
No			N/A	No	N/A	N/A	No	No	N/A
No			No	N/A	N/A	N/A	No	No	N/A

Right of Rescission (cancellation) Finding	Finance Charge Underdisclosure	Federal HPML Compliant	State HPML Compliant	Texas 3 Percent Test	Texas Equity Missing Doc	Texas Equity Violation	State Tangible Net Benefit Compliant	Disposition	Deal ID	AMC Loan ID
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
No	Yes	N/A	N/A	N/A	N/A	N/A		TR Indeterminable	SCRT 2022-1B	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
Yes	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
Yes	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
Yes	No	N/A	N/A	N/A	N/A	N/A		TR Indeterminable	SCRT 2022-1B	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
No	Yes	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
Yes	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
Yes	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
Yes	No	N/A	N/A	N/A	N/A	N/A		TR Indeterminable	SCRT 2022-1A	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		TR Indeterminable (UAL State)	SCRT 2022-1A	XXXX
N/A	Yes	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	Yes	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	N/A	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
No	Yes	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
Yes	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
Yes	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		TR HUD Deficiency	SCRT 2022-1A	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
Yes	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
Yes	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
Yes	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
UTD	No	N/A	N/A	N/A	N/A	N/A		Indeterminable	SCRT 2022-1A	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
No	Yes	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		TNR Testing Not Required	SCRT 2022-1A	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
Yes	No	N/A	N/A	N/A	N/A	N/A	UTB TNB, N/A Disclosure	State - NC	SCRT 2022-1B	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
Yes	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
Yes	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
No	Yes	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
No	Yes	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		TR Indeterminable (UAL State)	SCRT 2022-1A	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
N/A	N/A	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		TR Indeterminable	SCRT 2022-1A	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		TR Indeterminable (UAL State)	SCRT 2022-1B	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
N/A	Yes	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
UTD	No	N/A	N/A	N/A	N/A	N/A		Indeterminable (UAL State)	SCRT 2022-1B	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		TNR Testing Not Required	SCRT 2022-1A	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	N/A	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
Yes	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
Yes	Yes	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	N/A	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
Yes	No	N/A	N/A	N/A	N/A	N/A		TR HUD Deficiency	SCRT 2022-1A	XXXX
Yes	Yes	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
Yes	Yes	N/A	N/A	N/A	N/A	N/A		TR HUD Deficiency	SCRT 2022-1A	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
Yes	No	N/A	N/A	Pass	Yes	No		State - NC	SCRT 2022-1B	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
Yes	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	Yes	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		TNR Testing Not Required	SCRT 2022-1A	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	N/A	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
Yes	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
Yes	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
UTD	No	N/A	N/A	N/A	N/A	N/A		Indeterminable	SCRT 2022-1A	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		TR Indeterminable (UAL State)	SCRT 2022-1A	XXXX
Yes	Yes	N/A	N/A	N/A	N/A	N/A		TR Indeterminable (UAL State)	SCRT 2022-1A	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
Yes	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		TR HUD Deficiency	SCRT 2022-1A	XXXX
Yes	Yes	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
Yes	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		TNR Testing Not Required	SCRT 2022-1A	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		TR Indeterminable (UAL State)	SCRT 2022-1A	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
Yes	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
UTD	No	N/A	N/A	N/A	N/A	N/A		Indeterminable	SCRT 2022-1B	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
No	Yes	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
Yes	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
Yes	Yes	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
Yes	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
Yes	Yes	N/A	N/A	N/A	N/A	N/A	UTB TNB, N/A Disclosure	-	SCRT 2022-1A	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
No	Yes	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
No	No	N/A	N/A	Pass	No	No		-	SCRT 2022-1A	XXXX
Yes	Yes	N/A	N/A	N/A	N/A	N/A		TR Indeterminable	SCRT 2022-1B	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
No	Yes	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	N/A	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	N/A	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
No	Yes	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	Yes	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
Yes	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
Yes	No	N/A	N/A	N/A	N/A	N/A		TR Indeterminable (UAL State)	SCRT 2022-1A	XXXX
N/A	N/A	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
UTD	No	N/A	N/A	N/A	N/A	N/A		Indeterminable (UAL State)	SCRT 2022-1A	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
No	Yes	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
Yes	No	N/A	N/A	N/A	N/A	N/A		TR Indeterminable	SCRT 2022-1B	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
UTD	No	N/A	N/A	N/A	N/A	N/A		Indeterminable (UAL State)	SCRT 2022-1B	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		TR HUD Deficiency	SCRT 2022-1B	XXXX
No	Yes	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
UTD	No	N/A	N/A	N/A	N/A	N/A		Indeterminable	SCRT 2022-1B	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
Yes	No	N/A	N/A	N/A	N/A	N/A	UTB TNB, N/A Disclosure	TR Indeterminable (UAL State)	SCRT 2022-1A	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
UTD	UTD	UTD	UTD	N/A	N/A	N/A		Indeterminable	SCRT 2022-1A	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	Yes	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		TNR Testing Not Required	SCRT 2022-1B	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
Yes	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
UTD	No	N/A	N/A	N/A	N/A	N/A		Indeterminable	SCRT 2022-1B	XXXX
Yes	Yes	N/A	N/A	N/A	N/A	N/A		TR Indeterminable	SCRT 2022-1B	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
Yes	Yes	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	Yes	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
Yes	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
UTD	UTD	N/A	UTD	N/A	N/A	N/A		Indeterminable (UAL State)	SCRT 2022-1A	XXXX
Yes	No	N/A	N/A	N/A	N/A	N/A		TR Indeterminable	SCRT 2022-1A	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
Yes	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
Yes	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	N/A	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
Yes	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
Yes	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
N/A	N/A	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	N/A	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		TR Indeterminable	SCRT 2022-1B	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		TR Indeterminable	SCRT 2022-1A	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		TR Indeterminable (UAL State)	SCRT 2022-1A	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	Yes	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
Yes	No	N/A	N/A	N/A	N/A	N/A		TR Indeterminable (UAL State)	SCRT 2022-1A	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
Yes	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
Yes	No	N/A	N/A	N/A	N/A	N/A		TR Indeterminable (UAL State)	SCRT 2022-1A	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
Yes	No	N/A	N/A	N/A	N/A	N/A		TR HUD Deficiency	SCRT 2022-1B	XXXX
UTD	No	N/A	N/A	N/A	N/A	N/A		Indeterminable (UAL State)	SCRT 2022-1B	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
UTD	No	N/A	N/A	N/A	N/A	N/A		Indeterminable (UAL State)	SCRT 2022-1A	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
Yes	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
Yes	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
Yes	No	N/A	N/A	UTD	No	No		State - NC	SCRT 2022-1B	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
Yes	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
Yes	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		TR Indeterminable (UAL State)	SCRT 2022-1A	XXXX
N/A	N/A	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		TR Indeterminable (UAL State)	SCRT 2022-1A	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
No	Yes	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
N/A	No	Non-Compliant	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		TR Indeterminable (UAL State)	SCRT 2022-1A	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	Yes	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	N/A	N/A	N/A	N/A	N/A	N/A			SCRT 2022-1A	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
Yes	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
Yes	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
Yes	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
Yes	No	Non-Compliant	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	N/A	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
No	No	N/A	N/A	Pass	No	No		-	SCRT 2022-1A	XXXX
No	No	N/A	N/A	N/A	N/A	N/A	No Disclosure, Yes TNB	State - NC	SCRT 2022-1A	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	N/A	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
N/A	Yes	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
Yes	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
No	No	N/A	N/A	Fail	No	Yes		State - NC	SCRT 2022-1A	XXXX
N/A	N/A	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	N/A	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
Yes	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
Yes	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
No	No	N/A	N/A	Fail	No	No		State - NC	SCRT 2022-1A	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		TNR Testing Not Required	SCRT 2022-1A	XXXX
N/A	N/A	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
Yes	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
No	Yes	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
Yes	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
Yes	No	N/A	N/A	N/A	N/A	N/A		TR Indeterminable	SCRT 2022-1A	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
Yes	No	N/A	N/A	N/A	N/A	N/A		TR Indeterminable	SCRT 2022-1B	XXXX
Yes	Yes	N/A	N/A	N/A	N/A	N/A	No Disclosure, N/A TNB	-	SCRT 2022-1A	XXXX
N/A	Yes	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	Yes	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
Yes	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
Yes	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
Yes	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
No	No	N/A	N/A	Pass	No	No		-	SCRT 2022-1A	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
Yes	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
Yes	No	N/A	N/A	N/A	N/A	N/A	No Disclosure, Yes TNB	-	SCRT 2022-1A	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
Yes	No	N/A	N/A	Fail	Yes	No		State - NC	SCRT 2022-1B	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
Yes	No	N/A	N/A	N/A	N/A	N/A		TR HUD Deficiency	SCRT 2022-1A	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		TR Indeterminable	SCRT 2022-1A	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
Yes	No	N/A	N/A	N/A	N/A	N/A		TR Indeterminable	SCRT 2022-1B	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
Yes	No	N/A	N/A	N/A	N/A	N/A	No Disclosure, N/A TNB	-	SCRT 2022-1A	XXXX
N/A	N/A	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
Yes	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
Yes	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
UTD	No	N/A	N/A	N/A	N/A	N/A		Indeterminable (UAL State)	SCRT 2022-1B	XXXX
Yes	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
Yes	No	N/A	N/A	N/A	N/A	N/A	UTB TNB, N/A Disclosure	-	SCRT 2022-1A	XXXX
Yes	Yes	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
Yes	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
Yes	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
Yes	No	N/A	N/A	N/A	N/A	N/A	No Disclosure, N/A TNB	-	SCRT 2022-1A	XXXX
Yes	No	N/A	N/A	N/A	N/A	N/A		TR Indeterminable (UAL State)	SCRT 2022-1B	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
No	Yes	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
Yes	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
Yes	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
Yes	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
No	Yes	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
Yes	Yes	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
Yes	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
Yes	No	N/A	N/A	N/A	N/A	N/A	No Disclosure, N/A TNB	-	SCRT 2022-1A	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
Yes	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
UTD	UTD	UTD	UTD	N/A	N/A	N/A		Indeterminable (UAL State)	SCRT 2022-1A	XXXX
N/A	Yes	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
Yes	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
Yes	Yes	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
Yes	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
No	No	N/A	N/A	N/A	N/A	N/A	No Disclosure, Yes TNB	-	SCRT 2022-1B	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
Yes	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		TNR Testing Not Required	SCRT 2022-1A	XXXX
Yes	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
No	No	N/A	N/A	N/A	N/A	N/A	No Disclosure, Yes TNB	-	SCRT 2022-1A	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
No	Yes	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
Yes	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
Yes	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
Yes	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
UTD	No	N/A	N/A	N/A	N/A	N/A		Indeterminable	SCRT 2022-1B	XXXX
Yes	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
UTD	No	N/A	N/A	N/A	N/A	N/A		Indeterminable	SCRT 2022-1B	XXXX
Yes	No	N/A	N/A	N/A	N/A	N/A		TR Indeterminable	SCRT 2022-1A	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		TR Indeterminable	SCRT 2022-1A	XXXX
Yes	No	N/A	N/A	N/A	N/A	N/A		TR Indeterminable	SCRT 2022-1A	XXXX
No	Yes	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
No	Yes	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
Yes	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
Yes	Yes	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
Yes	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
Yes	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
Yes	No	N/A	N/A	N/A	N/A	N/A		TR Indeterminable	SCRT 2022-1A	XXXX
Yes	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
No	Yes	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
Yes	Yes	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
Yes	No	N/A	N/A	N/A	N/A	N/A		TR Indeterminable	SCRT 2022-1A	XXXX
Yes	No	N/A	N/A	N/A	N/A	N/A		TR Indeterminable	SCRT 2022-1A	XXXX
Yes	No	N/A	N/A	N/A	N/A	N/A		TR Indeterminable (UAL State)	SCRT 2022-1A	XXXX
Yes	No	N/A	N/A	N/A	N/A	N/A		TR Indeterminable	SCRT 2022-1A	XXXX
N/A	Yes	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
N/A	Yes	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
N/A	N/A	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		TNR Testing Not Required	SCRT 2022-1B	XXXX
UTD	No	N/A	N/A	N/A	N/A	N/A		Indeterminable (UAL State)	SCRT 2022-1A	XXXX
Yes	No	N/A	N/A	N/A	N/A	N/A		TR Indeterminable (UAL State)	SCRT 2022-1A	XXXX
UTD	No	N/A	N/A	N/A	N/A	N/A		Indeterminable (UAL State)	SCRT 2022-1A	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
Yes	No	N/A	N/A	N/A	N/A	N/A		TR Indeterminable	SCRT 2022-1A	XXXX
Yes	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
Yes	No	N/A	N/A	N/A	N/A	N/A		TR Indeterminable (UAL State)	SCRT 2022-1A	XXXX
Yes	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
Yes	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		TR Indeterminable (UAL State)	SCRT 2022-1B	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
Yes	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		State - NC	SCRT 2022-1A	XXXX
N/A	Yes	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
No	No	Non-Compliant	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
Yes	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
Yes	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
Yes	Yes	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
No	Yes	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
Yes	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
Yes	Yes	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	N/A	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
Yes	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
Yes	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
Yes	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
Yes	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
No	No	N/A	N/A	Pass	No	Yes		State - NC	SCRT 2022-1B	XXXX
Yes	No	N/A	N/A	N/A	N/A	N/A		TR HUD Deficiency	SCRT 2022-1A	XXXX
No	No	N/A	N/A	N/A	N/A	N/A	No Disclosure, N/A TNB	-	SCRT 2022-1B	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
Yes	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	N/A	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		TNR Testing Not Required	SCRT 2022-1A	XXXX
Yes	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		TNR Testing Not Required	SCRT 2022-1A	XXXX
No	Yes	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
Yes	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
Yes	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
Yes	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
Yes	No	N/A	N/A	N/A	N/A	N/A		TR Indeterminable	SCRT 2022-1A	XXXX
Yes	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
Yes	No	N/A	N/A	N/A	N/A	N/A		TR Indeterminable (UAL State)	SCRT 2022-1A	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
Yes	No	N/A	N/A	N/A	N/A	N/A		TR Indeterminable	SCRT 2022-1A	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
Yes	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
No	Yes	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		TNR Testing Not Required	SCRT 2022-1A	XXXX
Yes	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
Yes	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
Yes	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	N/A	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
N/A	No	Non-Compliant	Compliant	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
No	No	N/A	N/A	Pass	No	Yes		State - NC	SCRT 2022-1B	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
UTD	No	N/A	N/A	N/A	N/A	N/A		Indeterminable	SCRT 2022-1B	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
Yes	No	N/A	N/A	N/A	N/A	N/A	No Disclosure, Yes TNB	-	SCRT 2022-1A	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		TILA SOL Not Expired	SCRT 2022-1A	XXXX
N/A	Yes	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
Yes	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
Yes	No	N/A	N/A	N/A	N/A	N/A		TR HUD Deficiency	SCRT 2022-1A	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
No	Yes	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
No	Yes	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
Yes	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
Yes	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
Yes	No	N/A	N/A	UTD	No	No		State - NC	SCRT 2022-1B	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
Yes	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	N/A	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
Yes	Yes	N/A	N/A	N/A	N/A	N/A	No Disclosure, N/A TNB	-	SCRT 2022-1A	XXXX
N/A	N/A	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
No	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
N/A	No	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1A	XXXX
Yes	Yes	N/A	N/A	N/A	N/A	N/A		-	SCRT 2022-1B	XXXX

Exception Detail
Start - End Dates:	12/2021-1/2022
Deal Loan Count:	6,677
Loans in Review:	636

Freddie Mac Loan Number	Servicer Loan Number	Borrower Last Name	Original Balance	Note Date	State	Occupancy	Purpose	UAL State (Yes / No)	Exception Date
XXXX	XXXX	XXXX	XXXX	XXXX	TX	Primary	Purchase	No	12/30/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	Primary	Purchase	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	Primary	Purchase	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	Primary	Purchase	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	Primary	Purchase	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	Primary	Purchase	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	Primary	Purchase	No	12/30/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	Primary	Purchase	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	Primary	Purchase	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	Primary	Purchase	No	12/30/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	Primary	Purchase	No	12/30/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	Primary	Purchase	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	Primary	Purchase	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	Primary	Purchase	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	Primary	Purchase	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	Primary	Purchase	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	Primary	Purchase	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	Primary	Purchase	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	Primary	Purchase	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	Primary	Purchase	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	Primary	Purchase	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	Primary	Purchase	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	Primary	Purchase	No	12/30/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NH	Primary	Refinance Rate/Term	No	12/09/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NH	Primary	Refinance Rate/Term	No	12/09/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Refinance Rate/Term	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Refinance Rate/Term	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Refinance Rate/Term	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Refinance Rate/Term	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Refinance Rate/Term	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Refinance Rate/Term	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Refinance Rate/Term	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Refinance Rate/Term	Yes	12/09/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Refinance Rate/Term	Yes	12/09/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Refinance Rate/Term	Yes	12/09/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Refinance Rate/Term	Yes	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	SC	Primary	Refinance Cash-out - Debt Consolidation	No	12/09/2021
XXXX	XXXX	XXXX	XXXX	XXXX	SC	Primary	Refinance Cash-out - Debt Consolidation	No	12/09/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Refinance Cash-out - Other	Yes	12/09/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Refinance Cash-out - Other	Yes	12/09/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Refinance Cash-out - Other	Yes	12/09/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Refinance Cash-out - Other	Yes	12/09/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Refinance Cash-out - Other	Yes	12/09/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Refinance Cash-out - Other	Yes	12/09/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Refinance UTD	No	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Refinance UTD	No	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Refinance UTD	No	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Refinance UTD	No	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Refinance UTD	No	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Refinance UTD	No	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Refinance UTD	No	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Refinance UTD	No	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IN	Primary	Refinance Rate/Term	No	01/06/2022
XXXX	XXXX	XXXX	XXXX	XXXX	TN	Primary	Purchase	No	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IN	Primary	Refinance Rate/Term	No	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IN	Primary	Refinance Rate/Term	No	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IN	Primary	Refinance Rate/Term	No	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IN	Primary	Refinance Rate/Term	No	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IN	Primary	Refinance Rate/Term	No	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IN	Primary	Refinance Rate/Term	No	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IN	Primary	Refinance Rate/Term	No	12/30/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IN	Primary	Refinance Rate/Term	No	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IN	Primary	Refinance Rate/Term	No	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IN	Primary	Refinance Rate/Term	No	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IN	Primary	Refinance Rate/Term	No	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IN	Primary	Refinance Rate/Term	No	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IN	Primary	Refinance Rate/Term	No	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IN	Primary	Refinance Rate/Term	No	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Refinance Cash-out - Debt Consolidation	No	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Refinance Cash-out - Debt Consolidation	No	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Refinance Cash-out - Debt Consolidation	No	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Refinance Cash-out - Debt Consolidation	No	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MN	Primary	Purchase	No	01/06/2022
XXXX	XXXX	XXXX	XXXX	XXXX	IA	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Purchase	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Purchase	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Purchase	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Refinance Cash-out - Other	No	12/08/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Refinance Cash-out - Other	No	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Refinance Cash-out - Other	No	12/08/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Refinance Cash-out - Other	No	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Refinance Cash-out - Other	No	12/08/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MA	UTD	Purchase	Yes	12/08/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MA	UTD	Purchase	Yes	12/08/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MA	UTD	Purchase	Yes	12/08/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MA	UTD	Purchase	Yes	12/08/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MA	UTD	Purchase	Yes	12/08/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MA	UTD	Purchase	Yes	12/08/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MA	UTD	Purchase	Yes	12/08/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MA	UTD	Purchase	Yes	12/08/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MA	UTD	Purchase	Yes	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MA	UTD	Purchase	Yes	12/08/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MA	UTD	Purchase	Yes	12/08/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MA	UTD	Purchase	Yes	12/08/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MA	UTD	Purchase	Yes	12/08/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	Primary	Purchase	Yes	12/09/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	Primary	Purchase	Yes	12/09/2021
XXXX	XXXX	XXXX	XXXX	XXXX	WI	Primary	Refinance Rate/Term	No	12/08/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MD	Primary	Purchase	No	12/08/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IN	Primary	Purchase	Yes	12/08/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IN	Primary	Purchase	Yes	12/08/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IN	Primary	Purchase	Yes	12/08/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IN	Primary	Purchase	Yes	12/08/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IN	Primary	Refinance Rate/Term	Yes	12/09/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IN	Primary	Refinance Rate/Term	Yes	12/09/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/09/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	Primary	Refinance Rate/Term	Yes	12/09/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	Primary	Refinance Rate/Term	Yes	12/09/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Refinance Rate/Term	No	12/09/2021
XXXX	XXXX	XXXX	XXXX	XXXX	PA	Primary	Purchase	No	12/09/2021
XXXX	XXXX	XXXX	XXXX	XXXX	PA	Primary	Purchase	No	12/09/2021
XXXX	XXXX	XXXX	XXXX	XXXX	PA	Primary	Purchase	No	12/09/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	Primary	Refinance Rate/Term	No	12/09/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	Primary	Refinance Rate/Term	No	12/09/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	Primary	Refinance Rate/Term	No	12/09/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	Primary	Refinance Rate/Term	No	12/09/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	Primary	Refinance Rate/Term	No	12/09/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	Primary	Refinance Rate/Term	No	12/09/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	Primary	Refinance Rate/Term	No	12/09/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	Primary	Refinance Rate/Term	No	12/30/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	Primary	Refinance Rate/Term	No	12/09/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	Primary	Refinance Rate/Term	No	12/09/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	Primary	Refinance Rate/Term	No	12/09/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	Primary	Refinance Rate/Term	No	12/09/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	Primary	Refinance Rate/Term	No	12/09/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	Primary	Refinance Rate/Term	No	12/09/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	Primary	Refinance Rate/Term	No	12/09/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TN	Primary	Purchase	No	12/09/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TN	Primary	Purchase	No	12/09/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TN	Primary	Purchase	No	12/09/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TN	Primary	Purchase	No	12/09/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OK	Primary	Refinance Rate/Term	Yes	12/09/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OK	Primary	Refinance Rate/Term	Yes	12/09/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OK	Primary	Refinance Rate/Term	Yes	12/09/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OK	Primary	Refinance Rate/Term	Yes	12/09/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OK	Primary	Refinance Rate/Term	Yes	12/09/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OK	Primary	Refinance Rate/Term	Yes	12/09/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OK	Primary	Refinance Rate/Term	Yes	12/09/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OK	Primary	Refinance Rate/Term	Yes	12/09/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OK	Primary	Refinance Rate/Term	Yes	12/09/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OK	Primary	Refinance Rate/Term	Yes	12/09/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OK	Primary	Refinance Rate/Term	Yes	12/09/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NC	Primary	Purchase	No	01/06/2022
XXXX	XXXX	XXXX	XXXX	XXXX	NC	Primary	Purchase	No	01/06/2022
XXXX	XXXX	XXXX	XXXX	XXXX	NC	Primary	Purchase	No	01/06/2022
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Purchase	No	12/09/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Purchase	No	12/09/2021
XXXX	XXXX	XXXX	XXXX	XXXX	WI	Primary	Purchase	No	12/09/2021
XXXX	XXXX	XXXX	XXXX	XXXX	WI	Primary	Purchase	No	12/09/2021
XXXX	XXXX	XXXX	XXXX	XXXX	WI	Primary	Purchase	No	12/09/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IN	Primary	Purchase	No	12/09/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IN	Primary	Purchase	No	12/09/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MD	Primary	Purchase	No	12/09/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Refinance Rate/Term	Yes	12/09/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Refinance Rate/Term	Yes	12/09/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Refinance Rate/Term	Yes	12/09/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Refinance Rate/Term	Yes	12/09/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Refinance Rate/Term	Yes	12/09/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Refinance Rate/Term	Yes	12/09/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Refinance Rate/Term	Yes	12/09/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Purchase	No	12/09/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Purchase	No	12/09/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Purchase	No	12/09/2021
XXXX	XXXX	XXXX	XXXX	XXXX	VA	Primary	Refinance Cash-out - Debt Consolidation	No	12/09/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Purchase	Yes	12/09/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Purchase	Yes	12/09/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Purchase	Yes	12/09/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NC	Second Home	Purchase	No	12/09/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NC	Second Home	Purchase	No	12/09/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Refinance Rate/Term	Yes	12/09/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Refinance Rate/Term	Yes	12/09/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Refinance Rate/Term	Yes	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MT	Primary	Refinance Rate/Term	No	12/09/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MT	Primary	Refinance Rate/Term	No	12/09/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MT	Primary	Refinance Rate/Term	No	12/09/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MT	Primary	Refinance Rate/Term	No	12/09/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MT	Primary	Refinance Rate/Term	No	12/09/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NC	UTD	UTD	No	12/09/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NC	UTD	UTD	No	12/09/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NC	UTD	UTD	No	12/09/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NC	UTD	UTD	No	12/09/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NC	UTD	UTD	No	12/09/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NC	UTD	UTD	No	12/09/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NC	UTD	UTD	No	12/09/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NC	UTD	UTD	No	12/09/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NC	UTD	UTD	No	12/09/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NC	UTD	UTD	No	12/09/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Purchase	No	12/09/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Purchase	No	12/09/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Purchase	No	12/09/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Purchase	No	12/09/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Purchase	No	12/09/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Purchase	No	12/09/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Purchase	No	12/09/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Cash-out - Other	No	01/06/2022
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Cash-out - Other	No	01/06/2022
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Cash-out - Other	No	01/06/2022
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Cash-out - Other	No	01/06/2022
XXXX	XXXX	XXXX	XXXX	XXXX	SC	Primary	Purchase	No	01/06/2022
XXXX	XXXX	XXXX	XXXX	XXXX	SC	Primary	Purchase	No	01/06/2022
XXXX	XXXX	XXXX	XXXX	XXXX	NH	Primary	Refinance Rate/Term	No	12/09/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	UTD	Purchase	No	12/09/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	UTD	Purchase	No	12/09/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	UTD	Purchase	No	12/09/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	UTD	Purchase	No	12/09/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	UTD	Purchase	No	12/09/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	UTD	Purchase	No	12/09/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	UTD	Purchase	No	12/09/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	UTD	Purchase	No	12/09/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	UTD	Purchase	No	12/09/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	UTD	Purchase	No	12/09/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MD	Primary	Purchase	No	12/09/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NC	Primary	Refinance Rate/Term	No	01/07/2022
XXXX	XXXX	XXXX	XXXX	XXXX	NC	Primary	Refinance Rate/Term	No	01/07/2022
XXXX	XXXX	XXXX	XXXX	XXXX	NC	Primary	Refinance Rate/Term	No	01/07/2022
XXXX	XXXX	XXXX	XXXX	XXXX	NC	Primary	Refinance Rate/Term	No	01/07/2022
XXXX	XXXX	XXXX	XXXX	XXXX	NC	Primary	Refinance Rate/Term	No	01/07/2022
XXXX	XXXX	XXXX	XXXX	XXXX	NC	Primary	Refinance Rate/Term	No	01/07/2022
XXXX	XXXX	XXXX	XXXX	XXXX	NC	Primary	Refinance Rate/Term	No	01/07/2022
XXXX	XXXX	XXXX	XXXX	XXXX	NC	Primary	Refinance Rate/Term	No	01/07/2022
XXXX	XXXX	XXXX	XXXX	XXXX	SC	Primary	Purchase	No	12/09/2021
XXXX	XXXX	XXXX	XXXX	XXXX	SC	Primary	Purchase	No	12/09/2021
XXXX	XXXX	XXXX	XXXX	XXXX	SC	Primary	Purchase	No	12/09/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Refinance Rate/Term	No	12/09/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Refinance Rate/Term	No	12/09/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Refinance Rate/Term	No	12/09/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Refinance Rate/Term	No	12/09/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Refinance Rate/Term	No	12/09/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Refinance Rate/Term	No	12/09/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Refinance Cash-out - Other	Yes	12/09/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Refinance Cash-out - Other	Yes	12/09/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Refinance Cash-out - Other	Yes	12/09/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Refinance Cash-out - Other	Yes	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MO	Primary	Purchase	No	12/09/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MO	Primary	Purchase	No	12/09/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MO	Primary	Purchase	No	12/09/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Refinance Cash-out - Debt Consolidation	No	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Refinance Cash-out - Debt Consolidation	No	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Refinance Cash-out - Debt Consolidation	No	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	Primary	Refinance Rate/Term	No	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	Primary	Refinance Rate/Term	No	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Purchase	Yes	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Purchase	Yes	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Purchase	Yes	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Purchase	Yes	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Purchase	Yes	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Purchase	Yes	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Purchase	Yes	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Purchase	Yes	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Purchase	Yes	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	DE	Second Home	Purchase	No	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NC	Investment	Purchase	No	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NC	Investment	Purchase	No	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	DC	Primary	Refinance Rate/Term	No	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TN	Primary	Purchase	No	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TN	Primary	Purchase	No	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TN	Primary	Purchase	No	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Refinance Cash-out - Other	No	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Refinance Cash-out - Other	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Refinance Cash-out - Other	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	AL	Primary	Refinance Cash-out - Debt Consolidation	No	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	UTD	Purchase	Yes	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	UTD	Purchase	Yes	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	UTD	Purchase	Yes	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	UTD	Purchase	Yes	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	UTD	Purchase	Yes	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	UTD	Purchase	Yes	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	UTD	Purchase	Yes	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	UTD	Purchase	Yes	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	UTD	Purchase	Yes	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	UTD	Purchase	Yes	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Purchase	Yes	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Purchase	Yes	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Purchase	Yes	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Purchase	Yes	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	Primary	Purchase	No	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	Primary	Purchase	No	01/05/2022
XXXX	XXXX	XXXX	XXXX	XXXX	TX	Primary	Purchase	No	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	Primary	Purchase	No	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	UTD	UTD	Yes	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	UTD	UTD	Yes	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	UTD	UTD	Yes	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	UTD	UTD	Yes	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	UTD	UTD	Yes	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	UTD	UTD	Yes	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	UTD	UTD	Yes	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	UTD	UTD	Yes	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	UTD	UTD	Yes	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	UTD	UTD	Yes	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	UTD	UTD	Yes	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Purchase	No	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Purchase	No	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Purchase	No	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Purchase	No	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Purchase	No	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	UTD	Purchase	Yes	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	UTD	Purchase	Yes	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	UTD	Purchase	Yes	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	UTD	Purchase	Yes	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	UTD	Purchase	Yes	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	UTD	Purchase	Yes	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	UTD	Purchase	Yes	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	UTD	Purchase	Yes	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	UTD	Purchase	Yes	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	UTD	Purchase	Yes	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	UTD	Purchase	Yes	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	UTD	Purchase	Yes	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	AL	Primary	Refinance Rate/Term	No	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	AL	Primary	Refinance Rate/Term	No	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	AL	Primary	Refinance Rate/Term	No	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	AL	Primary	Refinance Rate/Term	No	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	AL	Primary	Refinance Rate/Term	No	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	AL	Primary	Refinance Rate/Term	No	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	AL	Primary	Refinance Rate/Term	No	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	Primary	Refinance Rate/Term	No	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	Primary	Refinance Rate/Term	No	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	Primary	Refinance Rate/Term	No	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	Primary	Refinance Rate/Term	No	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	Primary	Refinance Rate/Term	No	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	Primary	Refinance Rate/Term	No	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	Primary	Refinance Rate/Term	No	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	Primary	Refinance Rate/Term	No	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	Primary	Refinance Rate/Term	No	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	Primary	Refinance Rate/Term	No	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	Primary	Refinance Rate/Term	No	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	Primary	Refinance Rate/Term	No	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	Primary	Refinance Rate/Term	No	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	Primary	Refinance Rate/Term	No	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	Primary	Refinance Rate/Term	No	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	Primary	Refinance Rate/Term	No	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	Primary	Refinance Rate/Term	No	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	Primary	Refinance Rate/Term	No	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	Primary	Refinance Rate/Term	No	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	Primary	Refinance Rate/Term	No	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Investment	Refinance Rate/Term	No	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Investment	Refinance Rate/Term	No	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Refinance Cash-out - Debt Consolidation	No	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Refinance Cash-out - Debt Consolidation	No	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MA	Primary	Refinance Rate/Term	Yes	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MA	Primary	Refinance Rate/Term	Yes	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MA	Primary	Refinance Rate/Term	Yes	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MA	Primary	Refinance Rate/Term	Yes	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MA	Primary	Refinance Rate/Term	Yes	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MA	Primary	Refinance Rate/Term	Yes	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MA	Primary	Refinance Rate/Term	Yes	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Cash-out - Other	No	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MN	Primary	Refinance Cash-out - Debt Consolidation	No	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MN	Primary	Refinance Cash-out - Debt Consolidation	No	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MN	Primary	Refinance Cash-out - Debt Consolidation	No	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Cash-out - Other	No	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Cash-out - Other	No	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Cash-out - Other	No	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Cash-out - Other	No	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Cash-out - Other	No	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Cash-out - Other	No	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Cash-out - Other	No	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Cash-out - Other	No	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Cash-out - Other	No	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MN	Primary	Purchase	No	01/06/2022
XXXX	XXXX	XXXX	XXXX	XXXX	MN	Primary	Purchase	No	01/06/2022
XXXX	XXXX	XXXX	XXXX	XXXX	PA	Primary	Purchase	No	01/06/2022
XXXX	XXXX	XXXX	XXXX	XXXX	PA	Primary	Purchase	No	01/06/2022
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Purchase	No	01/06/2022
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Purchase	No	01/06/2022
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Purchase	No	01/06/2022
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Purchase	No	01/06/2022
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Purchase	No	01/06/2022
XXXX	XXXX	XXXX	XXXX	XXXX	TX	Primary	Refinance Cash-out - Other	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	Primary	Refinance Cash-out - Other	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	Primary	Refinance Cash-out - Other	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	Primary	Refinance Cash-out - Other	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	Primary	Refinance Cash-out - Other	No	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	Primary	Refinance Cash-out - Other	No	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	Primary	Refinance Cash-out - Other	No	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	Primary	Refinance Cash-out - Other	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	Primary	Refinance Cash-out - Other	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Purchase	No	01/06/2022
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Purchase	No	01/06/2022
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Purchase	No	01/06/2022
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Purchase	No	01/06/2022
XXXX	XXXX	XXXX	XXXX	XXXX	HI	Primary	Refinance Cash-out - Debt Consolidation	No	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	HI	Primary	Refinance Cash-out - Debt Consolidation	No	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	HI	Primary	Refinance Cash-out - Debt Consolidation	No	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	Primary	Refinance Rate/Term	Yes	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	Primary	Refinance Rate/Term	Yes	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	Primary	Refinance Rate/Term	Yes	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	Primary	Refinance Rate/Term	Yes	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	Primary	Refinance Rate/Term	Yes	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	Primary	Refinance Rate/Term	Yes	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	Primary	Refinance Rate/Term	Yes	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	Primary	Refinance Rate/Term	Yes	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	Primary	Refinance Rate/Term	Yes	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	Primary	Refinance Rate/Term	Yes	12/27/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	Primary	Refinance Rate/Term	Yes	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	Primary	Refinance Rate/Term	Yes	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	Primary	Refinance Rate/Term	Yes	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	Primary	Refinance Rate/Term	Yes	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	Primary	Refinance Rate/Term	Yes	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MD	Primary	Purchase	No	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MD	Primary	Purchase	No	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MD	Primary	Purchase	No	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MD	Primary	Purchase	No	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MD	Primary	Purchase	No	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NV	Second Home	Purchase	No	01/06/2022
XXXX	XXXX	XXXX	XXXX	XXXX	NV	Second Home	Purchase	No	01/06/2022
XXXX	XXXX	XXXX	XXXX	XXXX	NC	Primary	Purchase	No	01/06/2022
XXXX	XXXX	XXXX	XXXX	XXXX	NC	Primary	Purchase	No	01/06/2022
XXXX	XXXX	XXXX	XXXX	XXXX	NC	Primary	Purchase	No	01/06/2022
XXXX	XXXX	XXXX	XXXX	XXXX	NC	Primary	Purchase	No	01/06/2022
XXXX	XXXX	XXXX	XXXX	XXXX	NC	Primary	Purchase	No	01/06/2022
XXXX	XXXX	XXXX	XXXX	XXXX	NC	Primary	Purchase	No	01/06/2022
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Purchase	Yes	01/06/2022
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Purchase	Yes	01/06/2022
XXXX	XXXX	XXXX	XXXX	XXXX	NY	UTD	Purchase	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	UTD	Purchase	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	UTD	Purchase	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	UTD	Purchase	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	UTD	Purchase	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	UTD	Purchase	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	UTD	Purchase	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	UTD	Purchase	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	UTD	Purchase	No	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	UTD	Purchase	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Purchase	No	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Purchase	No	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MD	Primary	Purchase	No	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	VA	Investment	Refinance Rate/Term	No	12/20/2021
XXXX	XXXX	XXXX	XXXX	XXXX	UT	Primary	Refinance Cash-out - Debt Consolidation	No	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	UT	Primary	Refinance Cash-out - Debt Consolidation	No	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	UT	Primary	Refinance Cash-out - Debt Consolidation	No	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IN	Primary	Purchase	Yes	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NC	Primary	Refinance Rate/Term	No	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NC	Primary	Refinance Rate/Term	No	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NC	Primary	Refinance Rate/Term	No	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NC	Primary	Refinance Rate/Term	No	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	UTD	UTD	No	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	UTD	UTD	No	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	UTD	UTD	No	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	UTD	UTD	No	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	UTD	UTD	No	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	UTD	UTD	No	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	UTD	UTD	No	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	UTD	UTD	No	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	UTD	UTD	No	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	UTD	UTD	No	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	UTD	UTD	No	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MD	Primary	Refinance Cash-out - Debt Consolidation	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MD	Primary	Refinance Cash-out - Debt Consolidation	No	12/20/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MD	Primary	Refinance Cash-out - Debt Consolidation	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MD	Primary	Refinance Cash-out - Debt Consolidation	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MD	Primary	Refinance Cash-out - Debt Consolidation	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MD	Primary	Refinance Cash-out - Debt Consolidation	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MD	Primary	Refinance Cash-out - Debt Consolidation	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MD	Primary	Refinance Cash-out - Debt Consolidation	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	UTD	Purchase	Yes	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	UTD	Purchase	Yes	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	UTD	Purchase	Yes	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	UTD	Purchase	Yes	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	UTD	Purchase	Yes	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	UTD	Purchase	Yes	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	UTD	Purchase	Yes	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	UTD	Purchase	Yes	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	UTD	Purchase	Yes	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	Primary	Refinance Cash-out - Other	Yes	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	Primary	Refinance Cash-out - Other	Yes	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	Primary	Refinance Cash-out - Other	Yes	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CO	Primary	Refinance Rate/Term	Yes	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MD	Primary	Refinance Cash-out - Debt Consolidation	No	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MD	Primary	Refinance Cash-out - Debt Consolidation	No	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MD	Primary	Refinance Cash-out - Debt Consolidation	No	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MD	Primary	Refinance Cash-out - Debt Consolidation	No	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Purchase	Yes	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Purchase	Yes	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Purchase	Yes	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Purchase	No	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Purchase	No	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Purchase	No	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Purchase	No	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Purchase	No	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Purchase	No	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NV	Primary	Purchase	No	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	WA	Primary	Purchase	No	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Refinance Cash-out - Other	No	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Refinance Cash-out - Other	No	12/10/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Purchase	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Purchase	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Purchase	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Refinance Cash-out - Other	Yes	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Refinance Cash-out - Other	Yes	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Refinance Cash-out - Other	Yes	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Refinance Cash-out - Other	Yes	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Refinance Cash-out - Other	Yes	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Refinance Cash-out - Other	Yes	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Refinance Cash-out - Other	Yes	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Purchase	Yes	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Purchase	Yes	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Purchase	Yes	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Refinance Cash-out - Other	Yes	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Refinance Cash-out - Other	Yes	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Refinance Cash-out - Other	Yes	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Refinance Cash-out - Other	Yes	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MD	Primary	Refinance Rate/Term	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MD	Primary	Refinance Rate/Term	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TN	UTD	Purchase	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TN	UTD	Purchase	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TN	UTD	Purchase	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TN	UTD	Purchase	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TN	UTD	Purchase	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TN	UTD	Purchase	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TN	UTD	Purchase	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TN	UTD	Purchase	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TN	UTD	Purchase	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TN	UTD	Purchase	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Cash-out - Other	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Cash-out - Other	No	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Cash-out - Other	No	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IN	Primary	Purchase	Yes	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IN	Primary	Purchase	Yes	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IN	Primary	Purchase	Yes	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IN	Primary	Purchase	Yes	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IN	Primary	Purchase	Yes	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IN	Primary	Purchase	Yes	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IN	Primary	Purchase	Yes	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IN	Primary	Purchase	Yes	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IN	Primary	Purchase	Yes	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	Primary	Refinance Cash-out - Debt Consolidation	Yes	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IA	Primary	Refinance Rate/Term	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	LA	Primary	Purchase	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	LA	Primary	Purchase	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	LA	Primary	Purchase	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	LA	Primary	Purchase	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	LA	Primary	Purchase	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	LA	Primary	Purchase	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IA	Primary	UTD	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IA	Primary	UTD	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IA	Primary	UTD	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IA	Primary	UTD	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IA	Primary	UTD	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IA	Primary	UTD	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IA	Primary	UTD	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IA	Primary	UTD	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IA	Primary	UTD	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	AL	Primary	Refinance Rate/Term	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	AL	Primary	Refinance Rate/Term	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	AL	Primary	Refinance Rate/Term	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MN	Primary	Purchase	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MN	Primary	Purchase	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	Primary	Refinance Rate/Term	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	Primary	Refinance Rate/Term	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CT	Primary	Refinance Rate/Term	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CT	Primary	Refinance Rate/Term	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CT	Primary	Refinance Rate/Term	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CT	Primary	Refinance Rate/Term	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CT	Primary	Refinance Rate/Term	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Refinance Cash-out - Other	Yes	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Refinance Cash-out - Other	Yes	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Refinance Cash-out - Other	Yes	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Refinance Rate/Term	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Refinance Rate/Term	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Refinance Rate/Term	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Refinance Rate/Term	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Refinance Rate/Term	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	PA	Primary	Refinance Cash-out - Other	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	PA	Primary	Refinance Cash-out - Other	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	PA	Primary	Refinance Cash-out - Other	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	PA	Primary	Refinance Cash-out - Other	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NC	Primary	Refinance Cash-out - Other	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NC	Primary	Refinance Cash-out - Other	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NC	Primary	Refinance Cash-out - Other	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NC	Primary	Refinance Cash-out - Other	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NC	Primary	Refinance Cash-out - Other	No	12/30/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NC	Primary	Refinance Cash-out - Other	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NC	Primary	Refinance Cash-out - Other	No	12/30/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NC	Primary	Refinance Cash-out - Other	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NC	Primary	Refinance Cash-out - Other	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NC	Primary	Refinance Cash-out - Other	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NC	Primary	Refinance Cash-out - Other	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NC	Primary	Refinance Cash-out - Other	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NC	Primary	Refinance Cash-out - Other	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Second Home	Purchase	Yes	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Second Home	Purchase	Yes	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	VA	Primary	Purchase	No	12/20/2021
XXXX	XXXX	XXXX	XXXX	XXXX	VA	Primary	Purchase	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	VA	Primary	Purchase	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	VA	Primary	Purchase	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	VA	Primary	Purchase	No	12/20/2021
XXXX	XXXX	XXXX	XXXX	XXXX	VA	Primary	Purchase	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	VA	Primary	Purchase	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	VA	Primary	Purchase	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	VA	Primary	Purchase	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	VA	Primary	Purchase	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	VA	Primary	Purchase	No	01/06/2022
XXXX	XXXX	XXXX	XXXX	XXXX	VA	Primary	Purchase	No	01/06/2022
XXXX	XXXX	XXXX	XXXX	XXXX	VA	Primary	Purchase	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	VA	Primary	Purchase	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	VA	Primary	Purchase	No	01/06/2022
XXXX	XXXX	XXXX	XXXX	XXXX	VA	Primary	Purchase	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	VA	Primary	Purchase	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	VA	Primary	Purchase	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	VA	Primary	Purchase	No	12/20/2021
XXXX	XXXX	XXXX	XXXX	XXXX	VA	Primary	Purchase	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	VA	Primary	Purchase	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	VA	Primary	Purchase	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	VA	Primary	Refinance Rate/Term	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	VA	Primary	Refinance Rate/Term	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	VA	Primary	Refinance Rate/Term	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	VA	Primary	Refinance Rate/Term	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	Primary	Refinance Rate/Term	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	Primary	Refinance Rate/Term	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	Primary	Refinance Rate/Term	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	Primary	Refinance Rate/Term	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	Primary	Refinance Rate/Term	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	Primary	Refinance Rate/Term	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NC	Primary	Refinance Rate/Term	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NC	Primary	Refinance Rate/Term	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NC	Primary	Refinance Rate/Term	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NC	Primary	Refinance Rate/Term	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	Primary	Refinance Cash-out - Debt Consolidation	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	Primary	Refinance Cash-out - Debt Consolidation	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	Primary	Refinance Cash-out - Debt Consolidation	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Refinance Cash-out - Other	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Refinance Cash-out - Other	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Refinance Cash-out - Other	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Refinance Cash-out - Other	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Refinance Cash-out - Other	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Refinance Rate/Term	Yes	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Refinance Rate/Term	Yes	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Refinance Rate/Term	Yes	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TN	Primary	Refinance Rate/Term	Yes	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TN	Primary	Refinance Rate/Term	Yes	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TN	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Refinance Cash-out - Other	Yes	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Refinance Cash-out - Other	Yes	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Refinance Cash-out - Other	Yes	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NV	Primary	Refinance Cash-out - Debt Consolidation	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NV	Primary	Refinance Cash-out - Debt Consolidation	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NV	Primary	Refinance Cash-out - Debt Consolidation	No	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Cash-out - Debt Consolidation	No	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Cash-out - Debt Consolidation	No	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NC	Primary	Purchase	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NC	Primary	Purchase	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Purchase	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Purchase	No	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Purchase	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Purchase	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Purchase	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	RI	Primary	Refinance Rate/Term	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	RI	Primary	Refinance Rate/Term	No	12/13/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NC	Second Home	Purchase	No	01/06/2022
XXXX	XXXX	XXXX	XXXX	XXXX	NC	Second Home	Purchase	No	01/06/2022
XXXX	XXXX	XXXX	XXXX	XXXX	IN	Investment	Purchase	Yes	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IN	Investment	Purchase	Yes	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MN	Second Home	Refinance Rate/Term	No	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MN	Second Home	Refinance Rate/Term	No	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MN	Second Home	Refinance Rate/Term	No	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Investment	Refinance Rate/Term	No	01/06/2022
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Investment	Refinance Rate/Term	No	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Investment	Refinance Rate/Term	No	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Investment	Refinance Rate/Term	No	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Investment	Refinance Rate/Term	No	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Investment	Refinance Rate/Term	No	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Investment	Refinance Rate/Term	No	01/06/2022
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Investment	Refinance Rate/Term	No	01/06/2022
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Investment	Refinance Rate/Term	No	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Investment	Refinance Rate/Term	No	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Investment	Refinance Rate/Term	No	01/06/2022
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Investment	Refinance Rate/Term	No	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Investment	Refinance Rate/Term	No	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Investment	Refinance Rate/Term	No	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Investment	Refinance Rate/Term	No	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Investment	Refinance Rate/Term	No	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Investment	Refinance Rate/Term	No	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Investment	Refinance Rate/Term	No	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Investment	Refinance Rate/Term	No	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Refinance Cash-out - Debt Consolidation	No	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MN	Primary	Refinance Rate/Term	No	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MN	Primary	Refinance Rate/Term	No	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MN	Primary	Refinance Rate/Term	No	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MN	Primary	Purchase	No	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MN	Primary	Purchase	No	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TN	Primary	Refinance Rate/Term	No	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NV	Primary	Refinance Cash-out - Other	No	01/06/2022
XXXX	XXXX	XXXX	XXXX	XXXX	NV	Primary	Refinance Cash-out - Other	No	01/06/2022
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Purchase	No	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Purchase	No	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Purchase	No	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Purchase	No	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Purchase	No	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Purchase	No	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Cash-out - Other	No	01/06/2022
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Cash-out - Other	No	01/06/2022
XXXX	XXXX	XXXX	XXXX	XXXX	DE	Primary	Purchase	No	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	DE	Primary	Purchase	No	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Refinance Cash-out - Other	Yes	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Refinance Cash-out - Other	Yes	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Refinance Cash-out - Other	Yes	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IN	Primary	Refinance UTD	Yes	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IN	Primary	Refinance UTD	Yes	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IN	Primary	Refinance UTD	Yes	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IN	Primary	Refinance UTD	Yes	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IN	Primary	Refinance UTD	Yes	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IN	Primary	Refinance UTD	Yes	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IN	Primary	Refinance UTD	Yes	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IN	Primary	Refinance UTD	Yes	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IN	Primary	Refinance UTD	Yes	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IN	Primary	Refinance UTD	Yes	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Investment	Refinance Cash-out - Debt Consolidation	No	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	UTD	UTD	Yes	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	UTD	UTD	Yes	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	UTD	UTD	Yes	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	UTD	UTD	Yes	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	UTD	UTD	Yes	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	UTD	UTD	Yes	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	UTD	UTD	Yes	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	UTD	UTD	Yes	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	UTD	UTD	Yes	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	UTD	UTD	Yes	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	UTD	UTD	Yes	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	VA	Primary	Refinance Cash-out - Debt Consolidation	No	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	VA	Primary	Refinance Cash-out - Debt Consolidation	No	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	VA	Primary	Refinance Cash-out - Debt Consolidation	No	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CT	Primary	Refinance Cash-out - Debt Consolidation	No	01/06/2022
XXXX	XXXX	XXXX	XXXX	XXXX	CT	Primary	Refinance Cash-out - Debt Consolidation	No	01/06/2022
XXXX	XXXX	XXXX	XXXX	XXXX	WI	UTD	Refinance UTD	No	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	WI	UTD	Refinance UTD	No	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	WI	UTD	Refinance UTD	No	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	WI	UTD	Refinance UTD	No	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	WI	UTD	Refinance UTD	No	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	WI	UTD	Refinance UTD	No	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	WI	UTD	Refinance UTD	No	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	WI	UTD	Refinance UTD	No	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	WI	UTD	Refinance UTD	No	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	WI	UTD	Refinance UTD	No	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MA	Primary	Refinance Cash-out - Debt Consolidation	Yes	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MA	Primary	Refinance Cash-out - Debt Consolidation	Yes	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MA	Primary	Refinance Cash-out - Debt Consolidation	Yes	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	UTD	UTD	Yes	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	UTD	UTD	Yes	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	UTD	UTD	Yes	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	UTD	UTD	Yes	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	UTD	UTD	Yes	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	UTD	UTD	Yes	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	UTD	UTD	Yes	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	UTD	UTD	Yes	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	UTD	UTD	Yes	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	UTD	UTD	Yes	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	UTD	UTD	Yes	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	UTD	UTD	Yes	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Refinance Cash-out - Debt Consolidation	No	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Refinance Cash-out - Debt Consolidation	No	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Refinance Cash-out - Debt Consolidation	No	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Refinance Cash-out - Debt Consolidation	No	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Refinance Cash-out - Debt Consolidation	No	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Refinance Cash-out - Debt Consolidation	No	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CT	UTD	UTD	No	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CT	UTD	UTD	No	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CT	UTD	UTD	No	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CT	UTD	UTD	No	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CT	UTD	UTD	No	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CT	UTD	UTD	No	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CT	UTD	UTD	No	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CT	UTD	UTD	No	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CT	UTD	UTD	No	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NV	Primary	Refinance Rate/Term	No	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NV	Primary	Refinance Rate/Term	No	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MI	Second Home	Purchase	No	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MI	Second Home	Purchase	No	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MI	Second Home	Purchase	No	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MI	Second Home	Purchase	No	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Cash-out - Debt Consolidation	No	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Cash-out - Debt Consolidation	No	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Cash-out - Debt Consolidation	No	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Cash-out - Debt Consolidation	No	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Cash-out - Debt Consolidation	No	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Cash-out - Debt Consolidation	No	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Cash-out - Debt Consolidation	No	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Purchase	No	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Purchase	No	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NM	UTD	Refinance UTD	Yes	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NM	UTD	Refinance UTD	Yes	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NM	UTD	Refinance UTD	Yes	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NM	UTD	Refinance UTD	Yes	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NM	UTD	Refinance UTD	Yes	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NM	UTD	Refinance UTD	Yes	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NM	UTD	Refinance UTD	Yes	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NM	UTD	Refinance UTD	Yes	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NM	UTD	Refinance UTD	Yes	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NM	UTD	Refinance UTD	Yes	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NM	UTD	Refinance UTD	Yes	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NM	UTD	Refinance UTD	Yes	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NM	UTD	Refinance UTD	Yes	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Purchase	Yes	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	LA	Primary	Purchase	No	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	LA	Primary	Purchase	No	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	UTD	UTD	No	01/07/2022
XXXX	XXXX	XXXX	XXXX	XXXX	FL	UTD	UTD	No	01/07/2022
XXXX	XXXX	XXXX	XXXX	XXXX	FL	UTD	UTD	No	01/11/2022
XXXX	XXXX	XXXX	XXXX	XXXX	FL	UTD	UTD	No	01/07/2022
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Purchase	No	01/06/2022
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Purchase	No	01/06/2022
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Purchase	No	01/06/2022
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Purchase	No	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Purchase	No	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	RI	Primary	Purchase	No	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	RI	Primary	Purchase	No	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	RI	Primary	Purchase	No	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	RI	Primary	Purchase	No	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	PA	Primary	Purchase	No	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	UTD	Purchase	No	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	UTD	Purchase	No	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	UTD	Purchase	No	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	UTD	Purchase	No	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	UTD	Purchase	No	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	UTD	Purchase	No	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	UTD	Purchase	No	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	UTD	Purchase	No	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	UTD	Purchase	No	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	UTD	Purchase	No	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	UTD	Purchase	No	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	UTD	Purchase	No	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MA	Primary	Refinance Cash-out - Debt Consolidation	Yes	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MA	Primary	Refinance Cash-out - Debt Consolidation	Yes	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MA	Primary	Refinance Cash-out - Debt Consolidation	Yes	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MA	Primary	Refinance Cash-out - Debt Consolidation	Yes	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	PA	Primary	Refinance Cash-out - Debt Consolidation	No	01/06/2022
XXXX	XXXX	XXXX	XXXX	XXXX	PA	Primary	Refinance Cash-out - Debt Consolidation	No	01/11/2022
XXXX	XXXX	XXXX	XXXX	XXXX	PA	Primary	Refinance Cash-out - Debt Consolidation	No	01/06/2022
XXXX	XXXX	XXXX	XXXX	XXXX	PA	Primary	Refinance Cash-out - Debt Consolidation	No	01/06/2022
XXXX	XXXX	XXXX	XXXX	XXXX	PA	Primary	Refinance Cash-out - Debt Consolidation	No	01/11/2022
XXXX	XXXX	XXXX	XXXX	XXXX	PA	Primary	Refinance Cash-out - Debt Consolidation	No	01/19/2022
XXXX	XXXX	XXXX	XXXX	XXXX	PA	Primary	Refinance Cash-out - Debt Consolidation	No	01/11/2022
XXXX	XXXX	XXXX	XXXX	XXXX	PA	Primary	Refinance Cash-out - Debt Consolidation	No	01/11/2022
XXXX	XXXX	XXXX	XXXX	XXXX	PA	Primary	Refinance Cash-out - Debt Consolidation	No	01/06/2022
XXXX	XXXX	XXXX	XXXX	XXXX	PA	Primary	Refinance Cash-out - Debt Consolidation	No	01/11/2022
XXXX	XXXX	XXXX	XXXX	XXXX	PA	Primary	Refinance Cash-out - Debt Consolidation	No	01/11/2022
XXXX	XXXX	XXXX	XXXX	XXXX	PA	Primary	Refinance Cash-out - Debt Consolidation	No	01/06/2022
XXXX	XXXX	XXXX	XXXX	XXXX	PA	Primary	Refinance Cash-out - Debt Consolidation	No	01/19/2022
XXXX	XXXX	XXXX	XXXX	XXXX	NV	Primary	Purchase	No	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NV	Primary	Purchase	No	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NV	Primary	Purchase	No	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NV	Primary	Purchase	No	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NV	Primary	Purchase	No	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NC	Primary	Purchase	No	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NC	Primary	Purchase	No	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NC	Primary	Purchase	No	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NC	Primary	Purchase	No	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Cash-out - Debt Consolidation	No	01/06/2022
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Cash-out - Debt Consolidation	No	01/06/2022
XXXX	XXXX	XXXX	XXXX	XXXX	TX	Primary	Purchase	No	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	UTD	No	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	UTD	No	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	UTD	No	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	UTD	No	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	UTD	No	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	UTD	No	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	UTD	No	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	UTD	No	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	UTD	No	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NV	Primary	Refinance Cash-out - Other	No	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NV	Primary	Refinance Cash-out - Other	No	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NV	Primary	Refinance Cash-out - Other	No	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NV	Primary	Refinance Cash-out - Other	No	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NV	Primary	Refinance Cash-out - Other	No	12/14/2021
XXXX	XXXX	XXXX	XXXX	XXXX	UT	Primary	Refinance Cash-out - Debt Consolidation	No	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	UT	Primary	Refinance Cash-out - Debt Consolidation	No	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	AL	Primary	Purchase	No	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	AL	Primary	Purchase	No	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	KS	Primary	Purchase	No	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	KS	Primary	Purchase	No	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	KS	Primary	Purchase	No	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	RI	Primary	Purchase	Yes	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MD	Primary	Refinance Cash-out - Debt Consolidation	No	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MD	Primary	Refinance Cash-out - Debt Consolidation	No	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Purchase	No	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Purchase	No	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Purchase	No	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MO	Primary	Refinance Rate/Term	No	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MO	Primary	Refinance Rate/Term	No	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MO	Primary	Refinance Rate/Term	No	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MO	Primary	Refinance Rate/Term	No	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	AZ	Primary	Refinance Rate/Term	No	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	AZ	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	RI	Primary	Refinance Cash-out - Debt Consolidation	No	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	RI	Primary	Refinance Cash-out - Debt Consolidation	No	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	RI	Primary	Refinance Cash-out - Debt Consolidation	No	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	RI	Primary	Refinance Cash-out - Debt Consolidation	No	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Purchase	No	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Purchase	No	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Purchase	No	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Purchase	No	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Purchase	No	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Purchase	No	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Refinance Cash-out - Other	Yes	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Refinance Cash-out - Other	Yes	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Refinance Cash-out - Other	Yes	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Refinance Cash-out - Other	Yes	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IN	Primary	Refinance Cash-out - Other	Yes	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IN	Primary	Refinance Cash-out - Other	Yes	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IN	Primary	Refinance Cash-out - Other	Yes	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IN	Primary	Refinance Cash-out - Other	Yes	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	WI	Primary	Purchase	No	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	WI	Primary	Purchase	No	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	WI	Primary	Purchase	No	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	WI	Primary	Purchase	No	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	WI	Primary	Purchase	No	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	WI	Primary	Purchase	No	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	WI	Primary	Purchase	No	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	WI	Primary	Purchase	No	01/06/2022
XXXX	XXXX	XXXX	XXXX	XXXX	WI	Primary	Purchase	No	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	WI	Primary	Purchase	No	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	WI	Primary	Purchase	No	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	WI	Primary	Purchase	No	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	WI	Primary	Purchase	No	01/06/2022
XXXX	XXXX	XXXX	XXXX	XXXX	WI	Primary	Purchase	No	01/06/2022
XXXX	XXXX	XXXX	XXXX	XXXX	WI	Primary	Purchase	No	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	WI	Primary	Purchase	No	01/06/2022
XXXX	XXXX	XXXX	XXXX	XXXX	WI	Primary	Purchase	No	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	WI	Primary	Purchase	No	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	WI	Primary	Purchase	No	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	WI	Primary	Purchase	No	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	WI	Primary	Purchase	No	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	WI	Primary	Purchase	No	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	WI	Primary	Purchase	No	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	PA	Primary	Refinance Cash-out - Debt Consolidation	No	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	PA	Primary	Refinance Cash-out - Debt Consolidation	No	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MD	Primary	Refinance Cash-out - Debt Consolidation	No	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	VA	Primary	Purchase	No	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	VA	Primary	Purchase	No	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	UTD	UTD	Yes	01/07/2022
XXXX	XXXX	XXXX	XXXX	XXXX	NY	UTD	UTD	Yes	01/07/2022
XXXX	XXXX	XXXX	XXXX	XXXX	NY	UTD	UTD	Yes	01/11/2022
XXXX	XXXX	XXXX	XXXX	XXXX	NY	UTD	UTD	Yes	01/11/2022
XXXX	XXXX	XXXX	XXXX	XXXX	NY	UTD	UTD	Yes	01/07/2022
XXXX	XXXX	XXXX	XXXX	XXXX	NY	UTD	UTD	Yes	01/11/2022
XXXX	XXXX	XXXX	XXXX	XXXX	NY	UTD	UTD	Yes	01/07/2022
XXXX	XXXX	XXXX	XXXX	XXXX	PA	UTD	Refinance UTD	No	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	PA	UTD	Refinance UTD	No	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	PA	UTD	Refinance UTD	No	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	PA	UTD	Refinance UTD	No	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	PA	UTD	Refinance UTD	No	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	PA	UTD	Refinance UTD	No	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	PA	UTD	Refinance UTD	No	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	PA	UTD	Refinance UTD	No	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	PA	UTD	Refinance UTD	No	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	PA	UTD	Refinance UTD	No	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	PA	UTD	Refinance UTD	No	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OR	Primary	Refinance Cash-out - Debt Consolidation	No	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OR	Primary	Refinance Cash-out - Debt Consolidation	No	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NC	Primary	Purchase	No	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NC	Primary	Purchase	No	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NC	Primary	Purchase	No	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NC	Primary	Purchase	No	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NC	Primary	Purchase	No	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NC	Primary	Purchase	No	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NC	Primary	Purchase	No	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NC	Primary	Purchase	No	01/05/2022
XXXX	XXXX	XXXX	XXXX	XXXX	NC	Primary	Purchase	No	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NC	Primary	Purchase	No	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NC	Primary	Purchase	No	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NC	Primary	Purchase	No	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NC	Primary	Purchase	No	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NC	Primary	Purchase	No	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NC	Primary	Purchase	No	01/05/2022
XXXX	XXXX	XXXX	XXXX	XXXX	NC	Primary	Purchase	No	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Purchase	Yes	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Purchase	Yes	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	PA	Primary	Refinance Cash-out - Other	No	01/06/2022
XXXX	XXXX	XXXX	XXXX	XXXX	WI	Primary	Refinance Rate/Term	No	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	WI	Primary	Refinance Rate/Term	No	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	WI	Primary	Refinance Rate/Term	No	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MI	Primary	Purchase	No	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MI	Primary	Purchase	No	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NC	Primary	Purchase	No	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Purchase	Yes	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Purchase	Yes	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Purchase	Yes	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Purchase	Yes	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Investment	Refinance Rate/Term	Yes	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Cash-out - Other	No	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Cash-out - Other	No	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Cash-out - Other	No	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	VA	Primary	Refinance Cash-out - Other	No	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	VA	Primary	Refinance Cash-out - Other	No	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	VA	Primary	Refinance Cash-out - Other	No	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	VA	Primary	Refinance Cash-out - Other	No	01/04/2022
XXXX	XXXX	XXXX	XXXX	XXXX	VA	Primary	Refinance Cash-out - Other	No	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	VA	Primary	Refinance Cash-out - Other	No	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	VA	Primary	Refinance Cash-out - Other	No	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	VA	Primary	Refinance Cash-out - Other	No	12/30/2021
XXXX	XXXX	XXXX	XXXX	XXXX	VA	Primary	Refinance Cash-out - Other	No	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	VA	Primary	Refinance Cash-out - Other	No	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	VA	Primary	Refinance Cash-out - Other	No	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	VA	Primary	Refinance Cash-out - Other	No	12/30/2021
XXXX	XXXX	XXXX	XXXX	XXXX	VA	Primary	Refinance Cash-out - Other	No	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	VA	Primary	Refinance Cash-out - Other	No	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	VA	Primary	Refinance Cash-out - Other	No	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	VA	Primary	Refinance Cash-out - Other	No	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	VA	Primary	Refinance Cash-out - Other	No	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	VA	Primary	Refinance Cash-out - Other	No	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	VA	Primary	Refinance Cash-out - Other	No	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Refinance Cash-out - Other	No	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Refinance Cash-out - Other	No	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Refinance Cash-out - Other	No	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Refinance Cash-out - Other	No	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	AZ	Primary	Refinance Cash-out - Debt Consolidation	No	12/15/2021
XXXX	XXXX	XXXX	XXXX	XXXX	AZ	Primary	Refinance Cash-out - Debt Consolidation	No	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	AZ	Primary	Refinance Cash-out - Debt Consolidation	No	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	AZ	Primary	Refinance Cash-out - Debt Consolidation	No	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MD	Primary	Refinance Rate/Term	No	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MD	Primary	Refinance Rate/Term	No	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MD	Primary	Refinance Rate/Term	No	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MD	Primary	Refinance Rate/Term	No	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Purchase	Yes	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Purchase	Yes	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Purchase	Yes	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Purchase	Yes	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Purchase	Yes	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Purchase	Yes	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Purchase	Yes	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Purchase	Yes	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	Primary	Purchase	No	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Investment	Refinance Cash-out - Debt Consolidation	No	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Investment	Refinance Cash-out - Debt Consolidation	No	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Investment	Refinance Cash-out - Debt Consolidation	No	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Investment	Refinance Cash-out - Debt Consolidation	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Refinance Rate/Term	No	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Refinance Rate/Term	No	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Refinance Rate/Term	No	01/03/2022
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Refinance Rate/Term	No	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Refinance Rate/Term	No	01/03/2022
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Refinance Rate/Term	No	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Refinance Rate/Term	No	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Refinance Rate/Term	No	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Refinance Rate/Term	No	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Purchase	Yes	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	Primary	Purchase	No	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	Primary	Purchase	No	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	Primary	Purchase	No	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Refinance Cash-out - Debt Consolidation	Yes	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Refinance Cash-out - Debt Consolidation	Yes	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Refinance Cash-out - Debt Consolidation	Yes	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	LA	Primary	Refinance Cash-out - Other	No	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	LA	Primary	Refinance Cash-out - Other	No	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	LA	Primary	Refinance Cash-out - Other	No	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Refinance Rate/Term	No	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Refinance Rate/Term	No	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Refinance Rate/Term	No	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Refinance Rate/Term	No	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NM	UTD	Purchase	Yes	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NM	UTD	Purchase	Yes	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NM	UTD	Purchase	Yes	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NM	UTD	Purchase	Yes	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NM	UTD	Purchase	Yes	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NM	UTD	Purchase	Yes	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NM	UTD	Purchase	Yes	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NM	UTD	Purchase	Yes	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NM	UTD	Purchase	Yes	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NM	UTD	Purchase	Yes	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NM	UTD	Purchase	Yes	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	Primary	Purchase	No	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	Primary	Purchase	No	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	Primary	Purchase	No	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	Primary	Purchase	No	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	Primary	Purchase	No	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	Primary	Purchase	No	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Purchase	Yes	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Purchase	Yes	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Purchase	Yes	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Purchase	Yes	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IN	UTD	Refinance UTD	Yes	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IN	UTD	Refinance UTD	Yes	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IN	UTD	Refinance UTD	Yes	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IN	UTD	Refinance UTD	Yes	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IN	UTD	Refinance UTD	Yes	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IN	UTD	Refinance UTD	Yes	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IN	UTD	Refinance UTD	Yes	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IN	UTD	Refinance UTD	Yes	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IN	UTD	Refinance UTD	Yes	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IN	UTD	Refinance UTD	Yes	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IN	UTD	Refinance UTD	Yes	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	Primary	Purchase	No	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	Primary	Purchase	No	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	Primary	Purchase	No	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	Primary	Refinance Rate/Term	No	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	Primary	Refinance Rate/Term	No	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	Primary	Refinance Rate/Term	No	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	UTD	Refinance UTD	Yes	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	UTD	Refinance UTD	Yes	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	UTD	Refinance UTD	Yes	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	UTD	Refinance UTD	Yes	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	UTD	Refinance UTD	Yes	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	UTD	Refinance UTD	Yes	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	UTD	Refinance UTD	Yes	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	UTD	Refinance UTD	Yes	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	UTD	Refinance UTD	Yes	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	UTD	Refinance UTD	Yes	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	UTD	Refinance UTD	Yes	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MI	Second Home	Purchase	No	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MI	Second Home	Purchase	No	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MI	Second Home	Purchase	No	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MI	Second Home	Purchase	No	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MI	Second Home	Purchase	No	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MI	Second Home	Purchase	No	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MI	Second Home	Purchase	No	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MI	Second Home	Purchase	No	12/30/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MI	Second Home	Purchase	No	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MI	Second Home	Purchase	No	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MI	Second Home	Purchase	No	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MI	Second Home	Purchase	No	12/30/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MI	Second Home	Purchase	No	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MI	Second Home	Purchase	No	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MI	Second Home	Purchase	No	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MI	Second Home	Purchase	No	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MI	Second Home	Purchase	No	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MI	Second Home	Purchase	No	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MI	Second Home	Purchase	No	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MI	Second Home	Purchase	No	01/07/2022
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Purchase	Yes	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Purchase	Yes	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Purchase	Yes	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Purchase	Yes	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Purchase	Yes	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Purchase	Yes	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	WA	Primary	Refinance Rate/Term	No	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	WA	Primary	Refinance Rate/Term	No	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	WA	Primary	Refinance Rate/Term	No	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	WA	Primary	Refinance Rate/Term	No	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	UTD	UTD	Yes	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	UTD	UTD	Yes	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	UTD	UTD	Yes	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	UTD	UTD	Yes	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	UTD	UTD	Yes	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	UTD	UTD	Yes	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	UTD	UTD	Yes	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	UTD	UTD	Yes	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	UTD	UTD	Yes	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	UTD	UTD	Yes	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Purchase	Yes	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	UTD	UTD	Yes	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	UTD	UTD	Yes	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	UTD	UTD	Yes	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	UTD	UTD	Yes	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	UTD	UTD	Yes	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	UTD	UTD	Yes	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	UTD	UTD	Yes	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	UTD	UTD	Yes	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	UTD	UTD	Yes	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	UTD	UTD	Yes	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	UTD	UTD	Yes	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	RI	Primary	Refinance Cash-out - Other	Yes	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	RI	Primary	Refinance Cash-out - Other	Yes	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	RI	Primary	Refinance Cash-out - Other	Yes	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	RI	Primary	Refinance Cash-out - Other	Yes	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	RI	Primary	Refinance Cash-out - Other	Yes	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Purchase	No	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Purchase	No	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Purchase	No	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Purchase	No	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Purchase	No	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Purchase	No	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	Primary	Refinance Cash-out - Other	Yes	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Refinance Rate/Term	No	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Refinance Rate/Term	No	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Refinance Rate/Term	No	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Refinance Rate/Term	No	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Refinance Rate/Term	No	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Refinance Rate/Term	No	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Cash-out - Other	No	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Cash-out - Other	No	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Cash-out - Other	No	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Cash-out - Other	No	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Purchase	Yes	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Purchase	Yes	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Purchase	Yes	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Purchase	Yes	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Purchase	Yes	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Purchase	Yes	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Purchase	Yes	12/30/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Purchase	Yes	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Purchase	Yes	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Purchase	Yes	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Purchase	Yes	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Purchase	Yes	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Purchase	Yes	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NV	Primary	Purchase	No	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NV	Primary	Purchase	No	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NV	Primary	Purchase	No	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NV	Primary	Purchase	No	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	UTD	Refinance UTD	No	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	UTD	Refinance UTD	No	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	UTD	Refinance UTD	No	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	UTD	Refinance UTD	No	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	UTD	Refinance UTD	No	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	UTD	Refinance UTD	No	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	UTD	Refinance UTD	No	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	UTD	Refinance UTD	No	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	UTD	Refinance UTD	No	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	UTD	Refinance UTD	No	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	UTD	Refinance UTD	No	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MD	Primary	Refinance Cash-out - Other	No	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MD	Primary	Refinance Cash-out - Other	No	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MD	Primary	Refinance Cash-out - Other	No	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Refinance Rate/Term	Yes	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Refinance Rate/Term	Yes	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Refinance Rate/Term	Yes	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Refinance Rate/Term	Yes	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Refinance Cash-out - Debt Consolidation	No	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Refinance Cash-out - Debt Consolidation	No	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Refinance Cash-out - Debt Consolidation	No	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Refinance Cash-out - Debt Consolidation	No	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Refinance Cash-out - Debt Consolidation	No	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Purchase	Yes	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Purchase	Yes	01/06/2022
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Purchase	Yes	01/06/2022
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Purchase	Yes	01/06/2022
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Purchase	Yes	01/06/2022
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Purchase	Yes	01/06/2022
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Purchase	Yes	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Purchase	Yes	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Purchase	Yes	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Purchase	Yes	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Purchase	Yes	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Purchase	Yes	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Purchase	Yes	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	Investment	Refinance Rate/Term	No	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	Investment	Refinance Rate/Term	No	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	Investment	Refinance Rate/Term	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	UTD	Purchase	Yes	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	UTD	Purchase	Yes	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	UTD	Purchase	Yes	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	UTD	Purchase	Yes	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	UTD	Purchase	Yes	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	UTD	Purchase	Yes	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	UTD	Purchase	Yes	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	UTD	Purchase	Yes	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	UTD	Purchase	Yes	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	UTD	Purchase	Yes	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NV	Primary	Refinance Cash-out - Debt Consolidation	No	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NV	Primary	Refinance Cash-out - Debt Consolidation	No	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NV	Primary	Refinance Cash-out - Debt Consolidation	No	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	LA	Primary	Purchase	No	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	KY	Primary	Purchase	Yes	01/06/2022
XXXX	XXXX	XXXX	XXXX	XXXX	NC	Primary	Purchase	No	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NC	Primary	Purchase	No	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NC	Primary	Purchase	No	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Purchase	No	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NC	Primary	Refinance Cash-out - Other	No	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NC	Primary	Refinance Cash-out - Other	No	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NC	Primary	Refinance Cash-out - Other	No	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	Primary	Purchase	No	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	Primary	Purchase	No	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IN	Primary	Purchase	Yes	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IN	Primary	Purchase	Yes	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IN	Primary	Purchase	Yes	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IN	Primary	Purchase	Yes	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IN	Primary	Purchase	Yes	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IN	Primary	Purchase	Yes	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IN	Primary	Purchase	Yes	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IN	Primary	Purchase	Yes	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IN	Primary	Purchase	Yes	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IN	Primary	Purchase	Yes	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IN	Primary	Purchase	Yes	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IN	Primary	Purchase	Yes	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IN	Primary	Purchase	Yes	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IN	Primary	Purchase	Yes	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	VA	Primary	Purchase	No	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	VA	Primary	Purchase	No	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	VA	Primary	Purchase	No	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	VA	Primary	Purchase	No	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	VA	Primary	Purchase	No	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	VA	Primary	Purchase	No	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	VA	Primary	Purchase	No	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	VA	Primary	Purchase	No	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	VA	Primary	Purchase	No	01/05/2022
XXXX	XXXX	XXXX	XXXX	XXXX	VA	Primary	Purchase	No	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	VA	Primary	Purchase	No	01/05/2022
XXXX	XXXX	XXXX	XXXX	XXXX	VA	Primary	Purchase	No	01/05/2022
XXXX	XXXX	XXXX	XXXX	XXXX	VA	Primary	Purchase	No	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	VA	Primary	Purchase	No	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	VA	Primary	Purchase	No	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	VA	Primary	Purchase	No	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	VA	Primary	Purchase	No	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	VA	Primary	Purchase	No	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	VA	Primary	Purchase	No	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	VA	Primary	Purchase	No	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	VA	Primary	Purchase	No	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	VA	Primary	Purchase	No	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	VA	Primary	Purchase	No	12/16/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Refinance Rate/Term	No	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Refinance Rate/Term	No	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	UTD	Purchase	Yes	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	UTD	Purchase	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	UTD	Purchase	Yes	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	UTD	Purchase	Yes	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	UTD	Purchase	Yes	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	UTD	Purchase	Yes	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	UTD	Purchase	Yes	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	UTD	Purchase	Yes	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	UTD	Purchase	Yes	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	UTD	Purchase	Yes	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	UTD	Purchase	Yes	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MD	Primary	Refinance Cash-out - Debt Consolidation	No	01/07/2022
XXXX	XXXX	XXXX	XXXX	XXXX	TX	Primary	Purchase	No	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	Primary	Purchase	No	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MO	Primary	Purchase	No	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MO	Primary	Purchase	No	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MO	Primary	Purchase	No	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MO	Primary	Purchase	No	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	PA	Primary	Purchase	No	01/06/2022
XXXX	XXXX	XXXX	XXXX	XXXX	PA	Primary	Purchase	No	01/06/2022
XXXX	XXXX	XXXX	XXXX	XXXX	PA	Primary	Purchase	No	01/06/2022
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Investment	Refinance Cash-out - Debt Consolidation	Yes	12/20/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Investment	Refinance Cash-out - Debt Consolidation	Yes	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Purchase	No	01/06/2022
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Purchase	No	01/06/2022
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Purchase	No	01/06/2022
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Purchase	No	01/06/2022
XXXX	XXXX	XXXX	XXXX	XXXX	PA	Primary	Refinance Cash-out - Other	No	12/20/2021
XXXX	XXXX	XXXX	XXXX	XXXX	PA	Primary	Refinance Cash-out - Other	No	12/20/2021
XXXX	XXXX	XXXX	XXXX	XXXX	PA	Primary	Refinance Cash-out - Other	No	12/20/2021
XXXX	XXXX	XXXX	XXXX	XXXX	PA	Primary	Refinance Cash-out - Other	No	12/20/2021
XXXX	XXXX	XXXX	XXXX	XXXX	PA	Primary	Refinance Cash-out - Other	No	12/20/2021
XXXX	XXXX	XXXX	XXXX	XXXX	PA	Primary	Refinance Cash-out - Other	No	12/30/2021
XXXX	XXXX	XXXX	XXXX	XXXX	PA	Primary	Refinance Cash-out - Other	No	12/20/2021
XXXX	XXXX	XXXX	XXXX	XXXX	PA	Primary	Refinance Cash-out - Other	No	12/20/2021
XXXX	XXXX	XXXX	XXXX	XXXX	PA	Primary	Refinance Cash-out - Other	No	12/20/2021
XXXX	XXXX	XXXX	XXXX	XXXX	PA	Primary	Refinance Cash-out - Other	No	12/20/2021
XXXX	XXXX	XXXX	XXXX	XXXX	PA	Primary	Refinance Cash-out - Other	No	12/20/2021
XXXX	XXXX	XXXX	XXXX	XXXX	PA	Primary	Refinance Cash-out - Other	No	12/20/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Cash-out - Debt Consolidation	No	12/20/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Cash-out - Debt Consolidation	No	12/20/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Cash-out - Debt Consolidation	No	12/20/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Cash-out - Debt Consolidation	No	12/20/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Cash-out - Debt Consolidation	No	12/20/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Cash-out - Debt Consolidation	No	12/20/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Cash-out - Debt Consolidation	No	12/20/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Cash-out - Debt Consolidation	No	12/20/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Purchase	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Purchase	Yes	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	Primary	Refinance Cash-out - Debt Consolidation	Yes	12/20/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	Primary	Refinance Cash-out - Debt Consolidation	Yes	12/20/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Purchase	No	12/20/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Purchase	No	12/20/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MA	Primary	Refinance Rate/Term	No	12/20/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MA	Primary	Refinance Rate/Term	No	12/20/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MA	Primary	Refinance Rate/Term	No	12/20/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MA	Primary	Refinance Rate/Term	No	12/20/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MA	Primary	Refinance Rate/Term	No	12/20/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MA	Primary	Refinance Rate/Term	No	12/30/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MA	Primary	Refinance Rate/Term	No	12/20/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MA	Primary	Refinance Rate/Term	No	12/20/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MA	Primary	Refinance Rate/Term	No	12/30/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MA	Primary	Refinance Rate/Term	No	12/20/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MA	Primary	Refinance Rate/Term	No	12/20/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MA	Primary	Refinance Rate/Term	No	12/20/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Refinance Rate/Term	Yes	12/20/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	Primary	Purchase	No	12/20/2021
XXXX	XXXX	XXXX	XXXX	XXXX	SC	Primary	Refinance Rate/Term	No	12/20/2021
XXXX	XXXX	XXXX	XXXX	XXXX	SC	Primary	Refinance Rate/Term	No	12/20/2021
XXXX	XXXX	XXXX	XXXX	XXXX	SC	Primary	Refinance Rate/Term	No	12/20/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Second Home	Refinance Rate/Term	Yes	12/20/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Second Home	Refinance Rate/Term	Yes	12/20/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Second Home	Refinance Rate/Term	Yes	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	Primary	Refinance Rate/Term	Yes	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	Primary	Refinance Rate/Term	Yes	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	Primary	Refinance Rate/Term	Yes	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	Primary	Refinance Rate/Term	Yes	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	Primary	Refinance Rate/Term	Yes	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	Primary	Refinance Rate/Term	Yes	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	Primary	Refinance Rate/Term	Yes	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	Primary	Refinance Rate/Term	Yes	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	Primary	Refinance Rate/Term	Yes	01/05/2022
XXXX	XXXX	XXXX	XXXX	XXXX	IL	Primary	Refinance Rate/Term	Yes	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	Primary	Refinance Rate/Term	Yes	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	Primary	Refinance Rate/Term	Yes	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	Primary	Refinance Rate/Term	Yes	01/05/2022
XXXX	XXXX	XXXX	XXXX	XXXX	IL	Primary	Refinance Rate/Term	Yes	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	Primary	Refinance Rate/Term	Yes	01/05/2022
XXXX	XXXX	XXXX	XXXX	XXXX	IL	Primary	Refinance Rate/Term	Yes	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	Primary	Refinance Rate/Term	Yes	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	Primary	Refinance Rate/Term	Yes	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	Primary	Refinance Rate/Term	Yes	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	Primary	Refinance Rate/Term	Yes	01/05/2022
XXXX	XXXX	XXXX	XXXX	XXXX	IL	Primary	Refinance Rate/Term	Yes	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	Primary	Refinance Rate/Term	Yes	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	Primary	Refinance Rate/Term	Yes	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	Primary	Refinance Rate/Term	Yes	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	PA	Investment	Refinance Rate/Term	No	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Purchase	Yes	12/20/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Purchase	Yes	12/20/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Purchase	Yes	12/20/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Purchase	Yes	12/20/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Purchase	Yes	12/20/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Purchase	Yes	12/20/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Purchase	Yes	01/04/2022
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Purchase	Yes	12/20/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Purchase	Yes	12/20/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Purchase	Yes	12/20/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Purchase	Yes	12/20/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Purchase	Yes	12/20/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Purchase	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Purchase	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Purchase	No	01/06/2022
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Purchase	No	01/06/2022
XXXX	XXXX	XXXX	XXXX	XXXX	IN	Primary	Refinance Rate/Term	Yes	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Refinance Rate/Term	Yes	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	Primary	Refinance Rate/Term	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	Primary	Refinance Rate/Term	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Refinance Cash-out - Debt Consolidation	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	Primary	Refinance Cash-out - Debt Consolidation	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	Primary	Refinance Cash-out - Debt Consolidation	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	RI	Primary	Refinance Rate/Term	Yes	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	RI	Primary	Refinance Rate/Term	Yes	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	RI	Primary	Refinance Rate/Term	Yes	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	RI	Primary	Refinance Rate/Term	Yes	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	RI	Primary	Refinance Rate/Term	Yes	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	RI	Primary	Refinance Rate/Term	Yes	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	Primary	Refinance Rate/Term	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	Primary	Refinance Rate/Term	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	Primary	Refinance Rate/Term	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CT	Primary	Purchase	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CT	Primary	Purchase	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CT	Primary	Purchase	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Investment	Refinance Cash-out - Other	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Investment	Refinance Cash-out - Other	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Purchase	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Purchase	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Purchase	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Purchase	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Purchase	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Purchase	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Purchase	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Purchase	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Purchase	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Refinance Rate/Term	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Refinance Rate/Term	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Refinance Cash-out - Debt Consolidation	Yes	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Refinance Cash-out - Debt Consolidation	Yes	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OR	Primary	Purchase	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OR	Primary	Purchase	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Purchase	Yes	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Purchase	Yes	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Purchase	Yes	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Purchase	Yes	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Purchase	Yes	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Purchase	Yes	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Purchase	Yes	12/30/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Purchase	Yes	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Purchase	Yes	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Purchase	Yes	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Purchase	Yes	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	Primary	Refinance Cash-out - Other	No	01/06/2022
XXXX	XXXX	XXXX	XXXX	XXXX	TX	Primary	Refinance Cash-out - Other	No	01/06/2022
XXXX	XXXX	XXXX	XXXX	XXXX	CT	Investment	Refinance Rate/Term	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CT	Investment	Refinance Rate/Term	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CT	Investment	Refinance Rate/Term	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CT	Investment	Refinance Rate/Term	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CT	Investment	Refinance Rate/Term	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CT	Investment	Refinance Rate/Term	No	12/30/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CT	Investment	Refinance Rate/Term	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CT	Investment	Refinance Rate/Term	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CT	Investment	Refinance Rate/Term	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CT	Investment	Refinance Rate/Term	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Refinance Rate/Term	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Refinance Rate/Term	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Refinance Rate/Term	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Refinance Rate/Term	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Purchase	No	01/06/2022
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Purchase	No	01/06/2022
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Purchase	No	01/06/2022
XXXX	XXXX	XXXX	XXXX	XXXX	MD	Investment	Purchase	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MD	Investment	Purchase	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MD	Investment	Purchase	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Purchase	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Purchase	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Purchase	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Purchase	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Purchase	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Purchase	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Purchase	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Refinance Rate/Term	Yes	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Refinance Rate/Term	Yes	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Cash-out - Other	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Cash-out - Other	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Cash-out - Other	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Cash-out - Other	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Cash-out - Other	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Cash-out - Other	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Cash-out - Other	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Cash-out - Other	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NC	Primary	Refinance Rate/Term	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	Primary	Refinance Rate/Term	Yes	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	Primary	Refinance Rate/Term	Yes	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	Primary	Refinance Cash-out - Other	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	Primary	Refinance Cash-out - Other	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	Primary	Refinance Cash-out - Other	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	UTD	Purchase	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	UTD	Purchase	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	UTD	Purchase	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	UTD	Purchase	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	UTD	Purchase	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	UTD	Purchase	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	UTD	Purchase	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NC	Primary	Purchase	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NC	Primary	Purchase	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NC	Primary	Purchase	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MS	Second Home	Refinance Cash-out - Other	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Refinance Cash-out - Other	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Refinance Cash-out - Other	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Refinance Cash-out - Other	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Refinance Cash-out - Other	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Refinance Cash-out - Other	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Second Home	Purchase	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Second Home	Purchase	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Second Home	Purchase	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Purchase	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Purchase	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Purchase	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	LA	Primary	Refinance Cash-out - Other	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	LA	Primary	Refinance Cash-out - Other	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	Primary	Refinance Cash-out - Debt Consolidation	Yes	01/06/2022
XXXX	XXXX	XXXX	XXXX	XXXX	IL	Primary	Refinance Cash-out - Debt Consolidation	Yes	01/06/2022
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Purchase	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Purchase	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Purchase	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Purchase	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	Primary	Refinance Cash-out - Other	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	Primary	Refinance Cash-out - Other	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	Primary	Refinance Cash-out - Other	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	Primary	Refinance Cash-out - Other	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	Primary	Refinance Cash-out - Other	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	Primary	Refinance Cash-out - Other	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	Primary	Refinance Cash-out - Other	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	Primary	Refinance Cash-out - Other	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	Primary	Refinance Cash-out - Other	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	Primary	Refinance Cash-out - Other	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	WA	Primary	Refinance Cash-out - Debt Consolidation	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	WA	Primary	Refinance Cash-out - Debt Consolidation	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	WA	Primary	Refinance Cash-out - Debt Consolidation	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	WA	Primary	Refinance Cash-out - Debt Consolidation	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	WA	Primary	Refinance Cash-out - Debt Consolidation	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	WA	Primary	Refinance Cash-out - Debt Consolidation	No	01/05/2022
XXXX	XXXX	XXXX	XXXX	XXXX	WA	Primary	Refinance Cash-out - Debt Consolidation	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	WA	Primary	Refinance Cash-out - Debt Consolidation	No	01/05/2022
XXXX	XXXX	XXXX	XXXX	XXXX	WA	Primary	Refinance Cash-out - Debt Consolidation	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	WA	Primary	Refinance Cash-out - Debt Consolidation	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	WA	Primary	Refinance Cash-out - Debt Consolidation	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	WA	Primary	Refinance Cash-out - Debt Consolidation	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	WA	Primary	Refinance Cash-out - Debt Consolidation	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NV	Second Home	Refinance Cash-out - Other	No	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NV	Second Home	Refinance Cash-out - Other	No	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NV	Second Home	Refinance Cash-out - Other	No	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NV	Second Home	Refinance Cash-out - Other	No	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NV	Second Home	Refinance Cash-out - Other	No	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NV	Second Home	Refinance Cash-out - Other	No	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NV	Second Home	Refinance Cash-out - Other	No	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NV	Second Home	Refinance Cash-out - Other	No	01/05/2022
XXXX	XXXX	XXXX	XXXX	XXXX	NV	Second Home	Refinance Cash-out - Other	No	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NV	Second Home	Refinance Cash-out - Other	No	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NV	Second Home	Refinance Cash-out - Other	No	01/05/2022
XXXX	XXXX	XXXX	XXXX	XXXX	NV	Second Home	Refinance Cash-out - Other	No	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NV	Second Home	Refinance Cash-out - Other	No	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NV	Second Home	Refinance Cash-out - Other	No	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NV	Second Home	Refinance Cash-out - Other	No	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NV	Second Home	Refinance Cash-out - Other	No	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NV	Second Home	Refinance Cash-out - Other	No	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NV	Second Home	Refinance Cash-out - Other	No	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NV	Second Home	Refinance Cash-out - Other	No	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NV	Second Home	Refinance Cash-out - Other	No	01/05/2022
XXXX	XXXX	XXXX	XXXX	XXXX	NV	Second Home	Refinance Cash-out - Other	No	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Refinance Rate/Term	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Refinance Cash-out - Debt Consolidation	No	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Refinance Cash-out - Debt Consolidation	No	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	WA	Primary	Refinance UTD	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	WA	Primary	Refinance UTD	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	WA	Primary	Refinance UTD	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	WA	Primary	Refinance UTD	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	WA	Primary	Refinance UTD	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	WA	Primary	Refinance UTD	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	WA	Primary	Refinance UTD	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MD	Primary	Refinance Rate/Term	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MD	Primary	Refinance Rate/Term	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MD	Primary	Refinance Rate/Term	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MD	Primary	Refinance Rate/Term	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MD	Primary	Refinance Rate/Term	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MD	Primary	Refinance Rate/Term	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MD	Primary	Refinance Rate/Term	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MD	Primary	Refinance Rate/Term	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Second Home	Purchase	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Second Home	Purchase	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	SC	Primary	Purchase	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	SC	Primary	Purchase	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	SC	Primary	Purchase	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Refinance Rate/Term	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Refinance Rate/Term	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	KS	Primary	Refinance Cash-out - Debt Consolidation	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	KS	Primary	Refinance Cash-out - Debt Consolidation	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Cash-out - Debt Consolidation	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	LA	Primary	Purchase	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Refinance Cash-out - Other	Yes	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Refinance Cash-out - Other	Yes	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Refinance Cash-out - Other	Yes	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Purchase	Yes	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	Primary	Refinance Cash-out - Debt Consolidation	No	01/06/2022
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Cash-out - Other	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Refinance Rate/Term	Yes	01/06/2022
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Refinance Rate/Term	Yes	01/06/2022
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Refinance Rate/Term	Yes	01/06/2022
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Refinance Rate/Term	Yes	01/06/2022
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Refinance Rate/Term	Yes	01/06/2022
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Refinance Rate/Term	Yes	01/06/2022
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Refinance Rate/Term	Yes	01/06/2022
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Refinance Rate/Term	Yes	01/06/2022
XXXX	XXXX	XXXX	XXXX	XXXX	TX	Second Home	Purchase	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MA	Primary	Refinance Rate/Term	Yes	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MA	Primary	Refinance Rate/Term	Yes	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MA	Primary	Refinance Rate/Term	Yes	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MA	Primary	Refinance Rate/Term	Yes	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MA	Primary	Refinance Rate/Term	Yes	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CT	Primary	Refinance Rate/Term	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OK	Primary	Refinance Cash-out - Home Improvement	Yes	01/06/2022
XXXX	XXXX	XXXX	XXXX	XXXX	OK	Primary	Refinance Cash-out - Home Improvement	Yes	01/06/2022
XXXX	XXXX	XXXX	XXXX	XXXX	OK	Primary	Refinance Cash-out - Home Improvement	Yes	01/06/2022
XXXX	XXXX	XXXX	XXXX	XXXX	OK	Primary	Refinance Cash-out - Home Improvement	Yes	01/06/2022
XXXX	XXXX	XXXX	XXXX	XXXX	WA	Primary	Refinance Cash-out - Debt Consolidation	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	WA	Primary	Refinance Cash-out - Debt Consolidation	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	WA	Primary	Refinance Cash-out - Debt Consolidation	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	WA	Primary	Refinance Cash-out - Debt Consolidation	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	WA	Primary	Refinance Cash-out - Debt Consolidation	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	Primary	Refinance Cash-out - Debt Consolidation	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	Primary	Refinance Cash-out - Debt Consolidation	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	Primary	Refinance Cash-out - Debt Consolidation	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	Primary	Refinance Cash-out - Debt Consolidation	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Purchase	Yes	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Purchase	Yes	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Purchase	Yes	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MN	Primary	Refinance Rate/Term	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MN	Primary	Refinance Rate/Term	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MN	Primary	Refinance Rate/Term	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MN	Primary	Refinance Rate/Term	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MN	Primary	Refinance Rate/Term	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MN	Primary	Refinance Rate/Term	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MN	Primary	Refinance Rate/Term	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MN	Primary	Refinance Rate/Term	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MN	Primary	Refinance Rate/Term	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MN	Primary	Refinance Rate/Term	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MN	Primary	Refinance Rate/Term	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MN	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MN	Primary	Refinance Rate/Term	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Refinance Cash-out - Debt Consolidation	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Refinance Cash-out - Debt Consolidation	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Refinance Cash-out - Debt Consolidation	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	PA	Primary	Purchase	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	PA	Primary	Purchase	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	PA	Primary	Purchase	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	PA	Primary	Purchase	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	PA	Primary	Purchase	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	PA	Primary	Purchase	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	PA	Primary	Purchase	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CT	Primary	Purchase	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CT	Primary	Purchase	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CT	Primary	Purchase	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CT	Primary	Purchase	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CT	Primary	Purchase	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CT	Primary	Purchase	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CT	Primary	Purchase	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CT	Primary	Purchase	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CT	Primary	Purchase	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CT	Primary	Purchase	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CT	Primary	Purchase	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CT	Primary	Purchase	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CT	Primary	Purchase	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CT	Primary	Purchase	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CT	Primary	Purchase	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CT	Primary	Purchase	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CT	Primary	Purchase	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CT	Primary	Purchase	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CT	Primary	Purchase	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CT	Primary	Purchase	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CT	Primary	Purchase	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CT	Primary	Purchase	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CT	Primary	Purchase	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CT	Primary	Purchase	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CT	Primary	Purchase	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CT	Primary	Purchase	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	WA	Primary	Refinance Cash-out - Debt Consolidation	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	WA	Primary	Refinance Cash-out - Debt Consolidation	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	WA	Primary	Refinance Cash-out - Debt Consolidation	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	WA	Primary	Refinance Cash-out - Debt Consolidation	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	WA	Primary	Refinance Cash-out - Debt Consolidation	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Refinance Rate/Term	Yes	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Refinance Rate/Term	Yes	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Refinance Rate/Term	Yes	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Refinance Rate/Term	Yes	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MI	Primary	Refinance UTD	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MI	Primary	Refinance UTD	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MI	Primary	Refinance UTD	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MI	Primary	Refinance UTD	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MI	Primary	Refinance UTD	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MI	Primary	Refinance UTD	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MI	Primary	Refinance UTD	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MI	Primary	Refinance UTD	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MI	Primary	Refinance UTD	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Refinance Rate/Term	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Refinance Rate/Term	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Refinance Rate/Term	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Refinance Rate/Term	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Refinance Rate/Term	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Refinance Rate/Term	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Refinance Rate/Term	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Refinance Rate/Term	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Refinance Rate/Term	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Refinance Rate/Term	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MD	Primary	Refinance Rate/Term	No	12/27/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MD	Primary	Refinance Rate/Term	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MD	Primary	Refinance Rate/Term	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MD	Primary	Refinance Rate/Term	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MD	Primary	Refinance Rate/Term	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MD	Primary	Refinance Rate/Term	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MD	Primary	Refinance Rate/Term	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MD	Primary	Refinance Rate/Term	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MD	Primary	Refinance Rate/Term	No	12/27/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MD	Primary	Refinance Rate/Term	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MD	Primary	Refinance Rate/Term	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MD	Primary	Refinance Rate/Term	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MD	Primary	Refinance Rate/Term	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	Primary	Refinance Rate/Term	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	ID	Primary	Refinance Rate/Term	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	ID	Primary	Refinance Rate/Term	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	ID	Primary	Refinance Rate/Term	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NV	Primary	Purchase	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NV	Primary	Purchase	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NV	Primary	Purchase	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NV	Primary	Purchase	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MN	Primary	Refinance Rate/Term	No	01/07/2022
XXXX	XXXX	XXXX	XXXX	XXXX	MN	Primary	Refinance Rate/Term	No	01/07/2022
XXXX	XXXX	XXXX	XXXX	XXXX	MN	Primary	Refinance Rate/Term	No	01/07/2022
XXXX	XXXX	XXXX	XXXX	XXXX	MN	Primary	Refinance Rate/Term	No	01/07/2022
XXXX	XXXX	XXXX	XXXX	XXXX	MN	Primary	Refinance Rate/Term	No	01/07/2022
XXXX	XXXX	XXXX	XXXX	XXXX	MN	Primary	Refinance Rate/Term	No	01/07/2022
XXXX	XXXX	XXXX	XXXX	XXXX	MN	Primary	Refinance Rate/Term	No	01/07/2022
XXXX	XXXX	XXXX	XXXX	XXXX	MN	Primary	Refinance Rate/Term	No	01/07/2022
XXXX	XXXX	XXXX	XXXX	XXXX	MN	Primary	Refinance Rate/Term	No	01/07/2022
XXXX	XXXX	XXXX	XXXX	XXXX	MN	Primary	Refinance Rate/Term	No	01/07/2022
XXXX	XXXX	XXXX	XXXX	XXXX	MN	Primary	Refinance Rate/Term	No	01/07/2022
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Refinance Rate/Term	Yes	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Refinance Rate/Term	Yes	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Refinance Rate/Term	Yes	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Refinance Rate/Term	Yes	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Refinance Rate/Term	Yes	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Refinance Rate/Term	Yes	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Refinance Rate/Term	Yes	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Refinance Rate/Term	Yes	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Refinance Rate/Term	Yes	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Refinance Rate/Term	Yes	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Refinance Rate/Term	Yes	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IN	UTD	UTD	Yes	01/05/2022
XXXX	XXXX	XXXX	XXXX	XXXX	IN	UTD	UTD	Yes	01/05/2022
XXXX	XXXX	XXXX	XXXX	XXXX	IN	UTD	UTD	Yes	01/05/2022
XXXX	XXXX	XXXX	XXXX	XXXX	IN	UTD	UTD	Yes	01/05/2022
XXXX	XXXX	XXXX	XXXX	XXXX	IN	UTD	UTD	Yes	01/05/2022
XXXX	XXXX	XXXX	XXXX	XXXX	IN	UTD	UTD	Yes	01/05/2022
XXXX	XXXX	XXXX	XXXX	XXXX	IN	UTD	UTD	Yes	01/05/2022
XXXX	XXXX	XXXX	XXXX	XXXX	IN	UTD	UTD	Yes	01/05/2022
XXXX	XXXX	XXXX	XXXX	XXXX	IN	UTD	UTD	Yes	01/05/2022
XXXX	XXXX	XXXX	XXXX	XXXX	IN	UTD	UTD	Yes	01/05/2022
XXXX	XXXX	XXXX	XXXX	XXXX	IN	UTD	UTD	Yes	01/05/2022
XXXX	XXXX	XXXX	XXXX	XXXX	IN	UTD	UTD	Yes	01/05/2022
XXXX	XXXX	XXXX	XXXX	XXXX	IN	UTD	UTD	Yes	01/05/2022
XXXX	XXXX	XXXX	XXXX	XXXX	IN	UTD	UTD	Yes	01/05/2022
XXXX	XXXX	XXXX	XXXX	XXXX	IN	UTD	UTD	Yes	01/05/2022
XXXX	XXXX	XXXX	XXXX	XXXX	TN	Primary	Refinance Rate/Term	Yes	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TN	Primary	Refinance Rate/Term	Yes	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TN	Primary	Refinance Rate/Term	Yes	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TN	Primary	Refinance Rate/Term	Yes	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TN	Primary	Refinance Rate/Term	Yes	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TN	Primary	Refinance Rate/Term	Yes	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TN	Primary	Refinance Rate/Term	Yes	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TN	Primary	Refinance Rate/Term	Yes	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TN	Primary	Refinance Rate/Term	Yes	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TN	Primary	Refinance Rate/Term	Yes	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NC	Primary	Refinance Rate/Term	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	VA	Primary	Refinance Rate/Term	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	VA	Primary	Refinance Rate/Term	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	VA	Primary	Refinance Rate/Term	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	VA	Primary	Refinance Rate/Term	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	VA	Primary	Refinance Rate/Term	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	VA	Primary	Refinance Rate/Term	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	VA	Primary	Refinance Rate/Term	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	VA	Primary	Refinance Rate/Term	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	VA	Primary	Refinance Rate/Term	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	VA	Primary	Refinance Rate/Term	No	01/05/2022
XXXX	XXXX	XXXX	XXXX	XXXX	VA	Primary	Refinance Rate/Term	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	VA	Primary	Refinance Rate/Term	No	01/07/2022
XXXX	XXXX	XXXX	XXXX	XXXX	VA	Primary	Refinance Rate/Term	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	VA	Primary	Refinance Rate/Term	No	01/05/2022
XXXX	XXXX	XXXX	XXXX	XXXX	VA	Primary	Refinance Rate/Term	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	VA	Primary	Refinance Rate/Term	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	VA	Primary	Refinance Rate/Term	No	01/05/2022
XXXX	XXXX	XXXX	XXXX	XXXX	VA	Primary	Refinance Rate/Term	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	VA	Primary	Refinance Rate/Term	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	VA	Primary	Refinance Rate/Term	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	VA	Primary	Refinance Rate/Term	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	VA	Primary	Refinance Rate/Term	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Refinance Cash-out - Debt Consolidation	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Refinance Cash-out - Debt Consolidation	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	LA	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	LA	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	LA	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	LA	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	LA	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	LA	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	LA	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Purchase	No	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Purchase	No	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Purchase	No	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Purchase	No	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Purchase	No	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Purchase	No	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Purchase	No	01/05/2022
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Purchase	No	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Purchase	No	01/05/2022
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Purchase	No	01/05/2022
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Purchase	No	01/05/2022
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Purchase	No	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Purchase	No	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Purchase	No	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Purchase	No	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Purchase	No	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Purchase	No	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Purchase	No	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	01/05/2022
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/27/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	Primary	Purchase	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	Primary	Purchase	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	Primary	Purchase	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	Primary	Purchase	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	Primary	Purchase	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	Primary	Purchase	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	Primary	Purchase	No	01/05/2022
XXXX	XXXX	XXXX	XXXX	XXXX	OH	Primary	Purchase	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	Primary	Purchase	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	Primary	Purchase	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	Primary	Purchase	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	Primary	Purchase	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CT	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CT	Primary	Refinance Rate/Term	No	01/04/2022
XXXX	XXXX	XXXX	XXXX	XXXX	CT	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CT	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CT	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CT	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CT	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CT	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CT	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CT	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CT	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CT	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CT	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MA	Primary	Purchase	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	WA	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	WA	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MD	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MD	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MD	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MD	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MD	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MD	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MD	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MD	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MD	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MD	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MD	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	UTD	Refinance UTD	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	UTD	Refinance UTD	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	UTD	Refinance UTD	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	UTD	Refinance UTD	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	UTD	Refinance UTD	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	UTD	Refinance UTD	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	UTD	Refinance UTD	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	UTD	Refinance UTD	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	UTD	Refinance UTD	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	UTD	Refinance UTD	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	UTD	Refinance UTD	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	UTD	Refinance UTD	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	UTD	Refinance UTD	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	UTD	Refinance UTD	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	ND	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	ND	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	ND	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	ND	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	ND	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TN	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TN	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TN	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TN	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TN	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TN	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TN	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TN	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TN	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	PA	Primary	Refinance Cash-out - Other	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	PA	Primary	Refinance Cash-out - Other	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	Primary	Purchase	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TN	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TN	Primary	Refinance Rate/Term	Yes	01/05/2022
XXXX	XXXX	XXXX	XXXX	XXXX	TN	Primary	Refinance Rate/Term	Yes	01/05/2022
XXXX	XXXX	XXXX	XXXX	XXXX	TN	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TN	Primary	Refinance Rate/Term	Yes	01/07/2022
XXXX	XXXX	XXXX	XXXX	XXXX	TN	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TN	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TN	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TN	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TN	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TN	Primary	Refinance Rate/Term	Yes	01/05/2022
XXXX	XXXX	XXXX	XXXX	XXXX	TN	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TN	Primary	Refinance Rate/Term	Yes	01/05/2022
XXXX	XXXX	XXXX	XXXX	XXXX	TN	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TN	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TN	Primary	Refinance Rate/Term	Yes	01/05/2022
XXXX	XXXX	XXXX	XXXX	XXXX	TN	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TN	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TN	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TN	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Purchase	Yes	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Purchase	Yes	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Purchase	Yes	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Purchase	Yes	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Purchase	Yes	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Purchase	Yes	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Purchase	Yes	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Purchase	Yes	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	Primary	Purchase	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	AZ	Primary	Purchase	No	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	AZ	Primary	Purchase	No	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	AZ	Primary	Purchase	No	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	AZ	Primary	Purchase	No	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	AZ	Primary	Purchase	No	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	AZ	Primary	Purchase	No	01/05/2022
XXXX	XXXX	XXXX	XXXX	XXXX	AZ	Primary	Purchase	No	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	AZ	Primary	Purchase	No	01/05/2022
XXXX	XXXX	XXXX	XXXX	XXXX	AZ	Primary	Purchase	No	01/05/2022
XXXX	XXXX	XXXX	XXXX	XXXX	AZ	Primary	Purchase	No	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	AZ	Primary	Purchase	No	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	AZ	Primary	Purchase	No	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	AZ	Primary	Purchase	No	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	AZ	Primary	Purchase	No	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	AZ	Primary	Purchase	No	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	AZ	Primary	Purchase	No	12/17/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Refinance Cash-out - Debt Consolidation	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Refinance Cash-out - Debt Consolidation	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Refinance Cash-out - Debt Consolidation	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Refinance Cash-out - Debt Consolidation	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Refinance Cash-out - Debt Consolidation	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Refinance Cash-out - Debt Consolidation	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Refinance Cash-out - Debt Consolidation	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	PA	Primary	Purchase	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	PA	Primary	Purchase	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	PA	Primary	Purchase	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	PA	Primary	Purchase	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	PA	Primary	Refinance Cash-out - Debt Consolidation	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	PA	Primary	Refinance Cash-out - Debt Consolidation	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	PA	Primary	Refinance Cash-out - Debt Consolidation	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	PA	Primary	Refinance Cash-out - Debt Consolidation	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	PA	Primary	Refinance Cash-out - Debt Consolidation	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	PA	Primary	Refinance Cash-out - Debt Consolidation	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	WI	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	WI	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	WI	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	WI	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	WI	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	WI	Primary	Refinance Rate/Term	No	01/04/2022
XXXX	XXXX	XXXX	XXXX	XXXX	WI	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	WI	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	WI	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	WI	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	WI	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	WI	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	WI	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	WI	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	WI	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	WI	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	WI	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	WI	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	WI	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	WI	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	WI	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	WI	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	WI	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Refinance Cash-out - Other	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Refinance Cash-out - Other	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Refinance Cash-out - Other	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Refinance Cash-out - Other	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Refinance Cash-out - Other	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Refinance Cash-out - Other	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Refinance Cash-out - Other	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Refinance Cash-out - Other	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Refinance Cash-out - Other	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Refinance Cash-out - Other	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Refinance Cash-out - Other	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Refinance Cash-out - Other	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	01/04/2022
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	01/03/2022
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	01/03/2022
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MA	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MA	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MA	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MA	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MA	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MA	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MA	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MA	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MA	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MA	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MA	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MA	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MA	Primary	Refinance Rate/Term	Yes	01/04/2022
XXXX	XXXX	XXXX	XXXX	XXXX	MA	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MA	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MA	Primary	Refinance Rate/Term	Yes	01/04/2022
XXXX	XXXX	XXXX	XXXX	XXXX	MA	Primary	Refinance Rate/Term	Yes	12/27/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MA	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MA	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MA	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MA	Primary	Refinance Rate/Term	Yes	01/04/2022
XXXX	XXXX	XXXX	XXXX	XXXX	MA	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MA	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MA	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	Primary	Purchase	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	Primary	Purchase	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	Primary	Purchase	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	Primary	Purchase	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	Primary	Purchase	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	Primary	Purchase	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	AR	UTD	UTD	Yes	01/07/2022
XXXX	XXXX	XXXX	XXXX	XXXX	AR	UTD	UTD	Yes	01/07/2022
XXXX	XXXX	XXXX	XXXX	XXXX	AR	UTD	UTD	Yes	01/07/2022
XXXX	XXXX	XXXX	XXXX	XXXX	AR	UTD	UTD	Yes	01/07/2022
XXXX	XXXX	XXXX	XXXX	XXXX	AR	UTD	UTD	Yes	01/07/2022
XXXX	XXXX	XXXX	XXXX	XXXX	AR	UTD	UTD	Yes	01/11/2022
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Purchase	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MO	Primary	Refinance Cash-out - Other	No	01/07/2022
XXXX	XXXX	XXXX	XXXX	XXXX	MO	Primary	Refinance Cash-out - Other	No	01/07/2022
XXXX	XXXX	XXXX	XXXX	XXXX	MO	Primary	Refinance Cash-out - Other	No	01/07/2022
XXXX	XXXX	XXXX	XXXX	XXXX	MO	Primary	Refinance Cash-out - Other	No	01/07/2022
XXXX	XXXX	XXXX	XXXX	XXXX	MO	Primary	Refinance Cash-out - Other	No	01/07/2022
XXXX	XXXX	XXXX	XXXX	XXXX	MO	Primary	Refinance Cash-out - Other	No	01/07/2022
XXXX	XXXX	XXXX	XXXX	XXXX	MO	Primary	Refinance Cash-out - Other	No	01/07/2022
XXXX	XXXX	XXXX	XXXX	XXXX	MO	Primary	Refinance Cash-out - Other	No	01/07/2022
XXXX	XXXX	XXXX	XXXX	XXXX	MO	Primary	Refinance Cash-out - Other	No	01/07/2022
XXXX	XXXX	XXXX	XXXX	XXXX	MO	Primary	Refinance Cash-out - Other	No	01/07/2022
XXXX	XXXX	XXXX	XXXX	XXXX	MO	Primary	Refinance Cash-out - Other	No	01/07/2022
XXXX	XXXX	XXXX	XXXX	XXXX	MO	Primary	Refinance Cash-out - Other	No	01/07/2022
XXXX	XXXX	XXXX	XXXX	XXXX	MO	Primary	Refinance Cash-out - Other	No	01/07/2022
XXXX	XXXX	XXXX	XXXX	XXXX	MO	Primary	Refinance Cash-out - Other	No	01/07/2022
XXXX	XXXX	XXXX	XXXX	XXXX	VA	Primary	Purchase	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	VA	Primary	Purchase	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	VA	Primary	Purchase	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	VA	Primary	Purchase	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	VA	Primary	Purchase	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	VA	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	VA	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	VA	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	VA	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	VA	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	VA	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	VA	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	AR	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	AR	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	AR	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	AR	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	AR	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	AR	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	AR	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	AR	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	AR	Primary	Refinance Rate/Term	Yes	01/03/2022
XXXX	XXXX	XXXX	XXXX	XXXX	AR	Primary	Refinance Rate/Term	Yes	01/03/2022
XXXX	XXXX	XXXX	XXXX	XXXX	AR	Primary	Refinance Rate/Term	Yes	01/03/2022
XXXX	XXXX	XXXX	XXXX	XXXX	AR	Primary	Refinance Rate/Term	Yes	01/03/2022
XXXX	XXXX	XXXX	XXXX	XXXX	AR	Primary	Refinance Rate/Term	Yes	01/03/2022
XXXX	XXXX	XXXX	XXXX	XXXX	AR	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	AR	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	AR	Primary	Refinance Rate/Term	Yes	01/03/2022
XXXX	XXXX	XXXX	XXXX	XXXX	AR	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	AR	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	AR	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	AR	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Refinance Cash-out - Debt Consolidation	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Refinance Cash-out - Debt Consolidation	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	WA	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	WA	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	WA	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	WA	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	WA	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	WA	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	WA	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	WA	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	WA	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	WA	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	WA	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	WA	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	WA	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	WA	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MD	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MD	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MD	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MD	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MD	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MD	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MD	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MD	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	Primary	Refinance Rate/Term	No	12/27/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	Primary	Refinance Rate/Term	No	12/27/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	Primary	Refinance Rate/Term	No	12/27/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	AL	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	AL	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	AL	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	AL	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	AL	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	AL	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	AL	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	AL	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IA	UTD	Purchase	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IA	UTD	Purchase	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IA	UTD	Purchase	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IA	UTD	Purchase	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IA	UTD	Purchase	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IA	UTD	Purchase	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IA	UTD	Purchase	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IA	UTD	Purchase	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IA	UTD	Purchase	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IA	UTD	Purchase	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IA	UTD	Purchase	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IA	UTD	Purchase	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IA	UTD	Purchase	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IA	UTD	Purchase	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IA	UTD	Purchase	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NV	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NV	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NV	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NV	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MD	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MD	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MD	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MD	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/27/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	AZ	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	AZ	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	AZ	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	AZ	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	AZ	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	AZ	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	AZ	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	AZ	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	AZ	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	AZ	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	AZ	Primary	Refinance Rate/Term	No	01/03/2022
XXXX	XXXX	XXXX	XXXX	XXXX	AZ	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	AZ	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	AZ	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	AZ	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	AZ	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	AZ	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	AZ	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	AZ	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	AZ	Primary	Purchase	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	UTD	UTD	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	UTD	UTD	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	UTD	UTD	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	UTD	UTD	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	UTD	UTD	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	UTD	UTD	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	UTD	UTD	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	UTD	UTD	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	UTD	UTD	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	UTD	UTD	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Cash-out - Other	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Cash-out - Other	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Cash-out - Other	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Cash-out - Other	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	UTD	UTD	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	UTD	UTD	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	UTD	UTD	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	UTD	UTD	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	UTD	UTD	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	UTD	UTD	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	UTD	UTD	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	UTD	UTD	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	UTD	UTD	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	UTD	UTD	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	UTD	Refinance UTD	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	UTD	Refinance UTD	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	UTD	Refinance UTD	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	UTD	Refinance UTD	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	UTD	Refinance UTD	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	UTD	Refinance UTD	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	UTD	Refinance UTD	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	UTD	Refinance UTD	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	UTD	Refinance UTD	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	UTD	Refinance UTD	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	UTD	Purchase	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	UTD	Purchase	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	UTD	Purchase	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	UTD	Purchase	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	UTD	Purchase	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	UTD	Purchase	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	UTD	Purchase	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	UTD	Purchase	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	UTD	Purchase	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TN	UTD	Refinance UTD	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TN	UTD	Refinance UTD	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TN	UTD	Refinance UTD	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TN	UTD	Refinance UTD	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TN	UTD	Refinance UTD	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TN	UTD	Refinance UTD	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TN	UTD	Refinance UTD	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TN	UTD	Refinance UTD	No	12/27/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TN	UTD	Refinance UTD	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NC	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NC	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NC	Primary	Refinance Rate/Term	No	01/07/2022
XXXX	XXXX	XXXX	XXXX	XXXX	NM	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NM	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NM	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NC	Primary	Refinance Rate/Term	No	01/07/2022
XXXX	XXXX	XXXX	XXXX	XXXX	NC	Primary	Refinance Rate/Term	No	01/07/2022
XXXX	XXXX	XXXX	XXXX	XXXX	NC	Primary	Refinance Rate/Term	No	01/07/2022
XXXX	XXXX	XXXX	XXXX	XXXX	NC	Primary	Refinance Rate/Term	No	01/07/2022
XXXX	XXXX	XXXX	XXXX	XXXX	NC	Primary	Refinance Rate/Term	No	01/07/2022
XXXX	XXXX	XXXX	XXXX	XXXX	NC	Primary	Refinance Rate/Term	No	01/07/2022
XXXX	XXXX	XXXX	XXXX	XXXX	NC	Primary	Refinance Rate/Term	No	01/07/2022
XXXX	XXXX	XXXX	XXXX	XXXX	NC	Primary	Refinance Rate/Term	No	01/07/2022
XXXX	XXXX	XXXX	XXXX	XXXX	NC	Primary	Refinance Rate/Term	No	01/07/2022
XXXX	XXXX	XXXX	XXXX	XXXX	NC	Primary	Refinance Rate/Term	No	01/07/2022
XXXX	XXXX	XXXX	XXXX	XXXX	NC	Primary	Refinance Rate/Term	No	01/07/2022
XXXX	XXXX	XXXX	XXXX	XXXX	AL	Primary	Refinance Cash-out - Debt Consolidation	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	AL	Primary	Refinance Cash-out - Debt Consolidation	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MA	UTD	Refinance UTD	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MA	UTD	Refinance UTD	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MA	UTD	Refinance UTD	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MA	UTD	Refinance UTD	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MA	UTD	Refinance UTD	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MA	UTD	Refinance UTD	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MA	UTD	Refinance UTD	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MA	UTD	Refinance UTD	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MA	UTD	Refinance UTD	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	VA	Primary	Refinance Cash-out - Debt Consolidation	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Refinance Cash-out - Debt Consolidation	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Refinance Cash-out - Debt Consolidation	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Refinance Cash-out - Debt Consolidation	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Refinance Cash-out - Debt Consolidation	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MI	UTD	Refinance UTD	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MI	UTD	Refinance UTD	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MI	UTD	Refinance UTD	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MI	UTD	Refinance UTD	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MI	UTD	Refinance UTD	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MI	UTD	Refinance UTD	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MI	UTD	Refinance UTD	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MI	UTD	Refinance UTD	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MI	UTD	Refinance UTD	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MI	UTD	Refinance UTD	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MI	UTD	Refinance UTD	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MI	UTD	Refinance UTD	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MI	UTD	Refinance UTD	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MI	UTD	Refinance UTD	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	UTD	Refinance UTD	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	UTD	Refinance UTD	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	UTD	Refinance UTD	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	UTD	Refinance UTD	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	UTD	Refinance UTD	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	UTD	Refinance UTD	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	UTD	Refinance UTD	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	UTD	Refinance UTD	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	UTD	Refinance UTD	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	UTD	Refinance UTD	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	UTD	Refinance UTD	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	UTD	Refinance UTD	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	UTD	Refinance UTD	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	UTD	Refinance UTD	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	UTD	Refinance UTD	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	UTD	Refinance UTD	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	UTD	Refinance UTD	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	UTD	Refinance UTD	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	UTD	Refinance UTD	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	UTD	Refinance UTD	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	UTD	Refinance UTD	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	UTD	Refinance UTD	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	UTD	Refinance UTD	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	UTD	Refinance UTD	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	UTD	Refinance UTD	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	UTD	Refinance UTD	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	UTD	Refinance UTD	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	UTD	Refinance UTD	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	UTD	Refinance UTD	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	UTD	Refinance UTD	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	UTD	Refinance UTD	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Purchase	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Purchase	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Purchase	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Purchase	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Purchase	Yes	12/27/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Purchase	No	01/06/2022
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Purchase	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Purchase	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OR	Second Home	Purchase	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OR	Second Home	Purchase	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OR	Second Home	Purchase	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	UTD	UTD	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	UTD	UTD	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	UTD	UTD	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	UTD	UTD	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	UTD	UTD	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	UTD	UTD	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	UTD	UTD	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	UTD	UTD	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	UTD	UTD	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	UTD	UTD	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	UTD	UTD	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	UTD	Refinance UTD	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	UTD	Refinance UTD	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	UTD	Refinance UTD	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	UTD	Refinance UTD	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	UTD	Refinance UTD	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	UTD	Refinance UTD	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	UTD	Refinance UTD	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	UTD	Refinance UTD	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	UTD	Refinance UTD	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	UTD	Refinance UTD	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	UTD	Refinance UTD	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	UTD	UTD	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	UTD	UTD	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	UTD	UTD	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	UTD	UTD	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	UTD	UTD	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	UTD	UTD	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	UTD	UTD	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	UTD	UTD	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	UTD	UTD	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	UTD	UTD	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Purchase	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MI	UTD	Refinance UTD	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MI	UTD	Refinance UTD	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MI	UTD	Refinance UTD	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MI	UTD	Refinance UTD	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MI	UTD	Refinance UTD	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MI	UTD	Refinance UTD	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MI	UTD	Refinance UTD	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MI	UTD	Refinance UTD	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MI	UTD	Refinance UTD	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MI	UTD	Refinance UTD	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MI	UTD	Refinance UTD	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MI	UTD	Refinance UTD	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MI	UTD	Refinance UTD	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Purchase	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	UTD	Refinance UTD	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	UTD	Refinance UTD	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	UTD	Refinance UTD	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	UTD	Refinance UTD	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	UTD	Refinance UTD	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	UTD	Refinance UTD	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	UTD	Refinance UTD	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	UTD	Refinance UTD	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	UTD	Refinance UTD	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	UTD	Refinance UTD	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	LA	Primary	Refinance Cash-out - Other	No	12/27/2021
XXXX	XXXX	XXXX	XXXX	XXXX	LA	Primary	Refinance Cash-out - Other	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	LA	Primary	Refinance Cash-out - Other	No	12/27/2021
XXXX	XXXX	XXXX	XXXX	XXXX	LA	Primary	Refinance Cash-out - Other	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	UT	Primary	Purchase	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	UT	Primary	Purchase	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Refinance Rate/Term	Yes	01/07/2022
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Refinance Rate/Term	Yes	01/07/2022
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Refinance Rate/Term	Yes	01/07/2022
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Refinance Rate/Term	Yes	01/07/2022
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Purchase	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Purchase	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	UTD	Purchase	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	UTD	Purchase	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	UTD	Purchase	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	UTD	Purchase	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	UTD	Purchase	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	UTD	Purchase	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	UTD	Purchase	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	UTD	Purchase	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NV	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NV	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NV	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NV	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NV	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NV	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MA	Primary	Purchase	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MA	Primary	Purchase	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MA	Primary	Purchase	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MA	Primary	Purchase	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MA	Primary	Purchase	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MA	Primary	Purchase	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	PA	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	PA	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	PA	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	PA	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	PA	Primary	Refinance Rate/Term	No	12/27/2021
XXXX	XXXX	XXXX	XXXX	XXXX	PA	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	PA	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	PA	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	PA	Primary	Refinance Rate/Term	No	12/27/2021
XXXX	XXXX	XXXX	XXXX	XXXX	PA	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	PA	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	PA	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CT	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CT	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CT	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CT	Primary	Refinance Rate/Term	No	12/27/2021
XXXX	XXXX	XXXX	XXXX	XXXX	KS	Primary	Refinance Cash-out - Other	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	KS	Primary	Refinance Cash-out - Other	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	KS	Primary	Refinance Cash-out - Other	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	KS	Primary	Refinance Cash-out - Other	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	KS	Primary	Refinance Cash-out - Other	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	KS	Primary	Refinance Cash-out - Other	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	KS	Primary	Refinance Cash-out - Other	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	KS	Primary	Refinance Cash-out - Other	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	KS	Primary	Refinance Cash-out - Other	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	ME	Second Home	Purchase	Yes	12/20/2021
XXXX	XXXX	XXXX	XXXX	XXXX	ME	Second Home	Purchase	Yes	12/20/2021
XXXX	XXXX	XXXX	XXXX	XXXX	ME	Second Home	Purchase	Yes	12/20/2021
XXXX	XXXX	XXXX	XXXX	XXXX	WV	Primary	Purchase	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	WV	Primary	Purchase	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	WV	Primary	Purchase	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Purchase	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Purchase	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Purchase	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Purchase	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Purchase	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Purchase	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Purchase	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Purchase	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Purchase	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Purchase	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Purchase	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Purchase	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Purchase	No	01/05/2022
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Purchase	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Purchase	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Purchase	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Purchase	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Purchase	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Purchase	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IN	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IN	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IN	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IN	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IN	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IN	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IN	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IN	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IN	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IN	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IN	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IN	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IN	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IN	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IN	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IN	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IN	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IN	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MD	Primary	Refinance Cash-out - Debt Consolidation	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MD	Primary	Refinance Cash-out - Debt Consolidation	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MD	Primary	Refinance Cash-out - Debt Consolidation	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MD	Primary	Refinance Cash-out - Debt Consolidation	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MD	Primary	Refinance Cash-out - Debt Consolidation	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MD	Primary	Refinance Cash-out - Debt Consolidation	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MD	Primary	Refinance Cash-out - Debt Consolidation	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Purchase	Yes	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Purchase	Yes	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Purchase	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Purchase	Yes	01/04/2022
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Purchase	Yes	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Purchase	Yes	12/27/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Purchase	Yes	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Purchase	Yes	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Purchase	Yes	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Purchase	Yes	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Purchase	Yes	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Purchase	Yes	01/04/2022
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Purchase	Yes	01/04/2022
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Purchase	Yes	01/04/2022
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Purchase	Yes	01/04/2022
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Purchase	Yes	01/04/2022
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Purchase	Yes	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Purchase	Yes	01/04/2022
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Purchase	Yes	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Purchase	Yes	01/04/2022
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Purchase	Yes	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Purchase	Yes	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Purchase	Yes	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Purchase	Yes	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Purchase	Yes	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Purchase	Yes	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	AZ	Primary	Purchase	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	AZ	Primary	Purchase	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	AZ	Primary	Purchase	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	AZ	Primary	Purchase	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	AZ	Primary	Purchase	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	AZ	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	AZ	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	AZ	Primary	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Refinance Rate/Term	Yes	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	VA	Second Home	Refinance Rate/Term	No	12/22/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Purchase	Yes	12/20/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Purchase	Yes	12/20/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	PA	Primary	Refinance Rate/Term	No	01/07/2022
XXXX	XXXX	XXXX	XXXX	XXXX	PA	Primary	Refinance Rate/Term	No	01/07/2022
XXXX	XXXX	XXXX	XXXX	XXXX	PA	Primary	Refinance Rate/Term	No	01/07/2022
XXXX	XXXX	XXXX	XXXX	XXXX	PA	Primary	Refinance Rate/Term	No	01/07/2022
XXXX	XXXX	XXXX	XXXX	XXXX	PA	Primary	Refinance Rate/Term	No	01/07/2022
XXXX	XXXX	XXXX	XXXX	XXXX	PA	Primary	Refinance Rate/Term	No	01/07/2022
XXXX	XXXX	XXXX	XXXX	XXXX	PA	Primary	Refinance Rate/Term	No	01/10/2022
XXXX	XXXX	XXXX	XXXX	XXXX	PA	Primary	Refinance Rate/Term	No	01/10/2022
XXXX	XXXX	XXXX	XXXX	XXXX	PA	Primary	Refinance Rate/Term	No	01/07/2022
XXXX	XXXX	XXXX	XXXX	XXXX	PA	Primary	Refinance Rate/Term	No	01/10/2022
XXXX	XXXX	XXXX	XXXX	XXXX	PA	Primary	Refinance Rate/Term	No	01/07/2022
XXXX	XXXX	XXXX	XXXX	XXXX	PA	Primary	Refinance Rate/Term	No	01/07/2022
XXXX	XXXX	XXXX	XXXX	XXXX	WI	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	WI	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	WI	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	WI	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	WI	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	WI	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	WI	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	WI	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	WI	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	WI	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	01/07/2022
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	01/07/2022
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	01/07/2022
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	01/07/2022
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	01/07/2022
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	01/07/2022
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	01/07/2022
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	01/07/2022
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	01/07/2022
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	01/07/2022
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	01/07/2022
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	01/07/2022
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	01/07/2022
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	01/07/2022
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	01/07/2022
XXXX	XXXX	XXXX	XXXX	XXXX	IL	Primary	Refinance Rate/Term	Yes	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	Primary	Refinance Rate/Term	Yes	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	Primary	Refinance Rate/Term	Yes	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	Primary	Refinance Rate/Term	Yes	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	Primary	Refinance Rate/Term	Yes	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	SD	Primary	Refinance Rate/Term	No	01/07/2022
XXXX	XXXX	XXXX	XXXX	XXXX	SD	Primary	Refinance Rate/Term	No	01/07/2022
XXXX	XXXX	XXXX	XXXX	XXXX	SD	Primary	Refinance Rate/Term	No	01/07/2022
XXXX	XXXX	XXXX	XXXX	XXXX	SD	Primary	Refinance Rate/Term	No	01/07/2022
XXXX	XXXX	XXXX	XXXX	XXXX	SD	Primary	Refinance Rate/Term	No	01/07/2022
XXXX	XXXX	XXXX	XXXX	XXXX	SD	Primary	Refinance Rate/Term	No	01/07/2022
XXXX	XXXX	XXXX	XXXX	XXXX	SD	Primary	Refinance Rate/Term	No	01/07/2022
XXXX	XXXX	XXXX	XXXX	XXXX	SD	Primary	Refinance Rate/Term	No	01/07/2022
XXXX	XXXX	XXXX	XXXX	XXXX	SD	Primary	Refinance Rate/Term	No	01/07/2022
XXXX	XXXX	XXXX	XXXX	XXXX	SD	Primary	Refinance Rate/Term	No	01/07/2022
XXXX	XXXX	XXXX	XXXX	XXXX	SD	Primary	Refinance Rate/Term	No	01/07/2022
XXXX	XXXX	XXXX	XXXX	XXXX	SD	Primary	Refinance Rate/Term	No	01/07/2022
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Refinance Rate/Term	Yes	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Refinance Rate/Term	Yes	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Refinance Rate/Term	Yes	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Refinance Rate/Term	Yes	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Refinance Rate/Term	Yes	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Refinance Rate/Term	Yes	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Refinance Rate/Term	Yes	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Refinance Rate/Term	Yes	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Refinance Rate/Term	Yes	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Refinance Rate/Term	Yes	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Refinance Rate/Term	Yes	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	LA	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	LA	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	LA	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MO	Primary	Purchase	No	12/21/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NC	Investment	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/27/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MD	Primary	Refinance Cash-out - Debt Consolidation	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MD	Primary	Refinance Cash-out - Debt Consolidation	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MD	Primary	Refinance Cash-out - Debt Consolidation	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MD	Primary	Refinance Cash-out - Debt Consolidation	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MD	Primary	Refinance Cash-out - Debt Consolidation	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	PA	Primary	Refinance Cash-out - Other	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	PA	Primary	Refinance Cash-out - Other	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Refinance Rate/Term	Yes	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Refinance Rate/Term	Yes	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Refinance Rate/Term	Yes	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Refinance Rate/Term	Yes	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Refinance Rate/Term	Yes	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Refinance Rate/Term	Yes	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Refinance Rate/Term	Yes	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Refinance Rate/Term	Yes	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Refinance Rate/Term	Yes	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Refinance Rate/Term	Yes	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Refinance Rate/Term	Yes	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CT	Primary	Refinance Cash-out - Debt Consolidation	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	Primary	Refinance Cash-out - Debt Consolidation	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	Primary	Refinance Cash-out - Debt Consolidation	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	Primary	Refinance Cash-out - Debt Consolidation	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Refinance Rate/Term	No	01/04/2022
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Refinance Rate/Term	No	01/04/2022
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Refinance Rate/Term	No	01/04/2022
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Refinance Rate/Term	No	01/04/2022
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Refinance Rate/Term	No	01/04/2022
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Refinance Rate/Term	No	01/04/2022
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MD	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MD	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MD	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MD	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Refinance Rate/Term	Yes	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	WA	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	WA	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	WA	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	WA	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	WA	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/28/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	WA	Investment	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Purchase	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Purchase	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Purchase	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Purchase	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Purchase	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Purchase	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Purchase	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Purchase	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IN	UTD	Purchase	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IN	UTD	Purchase	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IN	UTD	Purchase	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IN	UTD	Purchase	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IN	UTD	Purchase	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IN	UTD	Purchase	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IN	UTD	Purchase	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IN	UTD	Purchase	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IN	UTD	Purchase	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IN	UTD	Purchase	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	VA	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	VA	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	VA	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	VA	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	VA	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	VA	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	VA	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	VA	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	VA	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	VA	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	VA	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	VA	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	VA	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Cash-out - Other	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Cash-out - Other	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Refinance Rate/Term	Yes	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Refinance Rate/Term	Yes	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Refinance Rate/Term	Yes	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Refinance Rate/Term	Yes	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Refinance Rate/Term	Yes	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Refinance Rate/Term	Yes	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Purchase	Yes	12/27/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Purchase	Yes	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Purchase	Yes	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Purchase	Yes	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Purchase	Yes	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Purchase	Yes	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Purchase	Yes	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Purchase	Yes	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Purchase	Yes	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Purchase	Yes	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Purchase	Yes	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Purchase	Yes	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Purchase	Yes	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Purchase	Yes	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Purchase	Yes	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Purchase	Yes	12/27/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Purchase	Yes	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	PA	Primary	Purchase	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NC	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	Primary	Refinance Rate/Term	No	01/03/2022
XXXX	XXXX	XXXX	XXXX	XXXX	OH	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NV	Primary	Refinance Cash-out - Debt Consolidation	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NV	Primary	Refinance Cash-out - Debt Consolidation	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NV	Primary	Refinance Cash-out - Debt Consolidation	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Refinance Rate/Term	No	01/04/2022
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Refinance Rate/Term	No	01/04/2022
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IN	UTD	Refinance UTD	Yes	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IN	UTD	Refinance UTD	Yes	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IN	UTD	Refinance UTD	Yes	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IN	UTD	Refinance UTD	Yes	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IN	UTD	Refinance UTD	Yes	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IN	UTD	Refinance UTD	Yes	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IN	UTD	Refinance UTD	Yes	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IN	UTD	Refinance UTD	Yes	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IN	UTD	Refinance UTD	Yes	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IN	UTD	Refinance UTD	Yes	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IN	UTD	Refinance UTD	Yes	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IN	UTD	Refinance UTD	Yes	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IN	UTD	Refinance UTD	Yes	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IN	UTD	Refinance UTD	Yes	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IN	UTD	Refinance UTD	Yes	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CT	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CT	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CT	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CT	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CT	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CT	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CT	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CT	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CT	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CT	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CT	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CT	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	UT	UTD	Refinance UTD	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	UT	UTD	Refinance UTD	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	UT	UTD	Refinance UTD	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	UT	UTD	Refinance UTD	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	UT	UTD	Refinance UTD	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	UT	UTD	Refinance UTD	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	UT	UTD	Refinance UTD	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	UT	UTD	Refinance UTD	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	UT	UTD	Refinance UTD	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	UT	UTD	Refinance UTD	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TN	Primary	Purchase	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TN	Primary	Purchase	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TN	Primary	Purchase	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TN	Primary	Purchase	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TN	Primary	Purchase	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TN	Primary	Purchase	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TN	Primary	Purchase	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MN	Primary	Refinance Cash-out - Debt Consolidation	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MN	Primary	Refinance Cash-out - Debt Consolidation	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MN	Primary	Refinance Cash-out - Debt Consolidation	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MN	Primary	Refinance Cash-out - Debt Consolidation	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MN	Primary	Refinance Cash-out - Debt Consolidation	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MN	Primary	Refinance Cash-out - Debt Consolidation	No	01/04/2022
XXXX	XXXX	XXXX	XXXX	XXXX	MN	Primary	Refinance Cash-out - Debt Consolidation	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MN	Primary	Refinance Cash-out - Debt Consolidation	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MN	Primary	Refinance Cash-out - Debt Consolidation	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MN	Primary	Refinance Cash-out - Debt Consolidation	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MN	Primary	Refinance Cash-out - Debt Consolidation	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MN	Primary	Refinance Cash-out - Debt Consolidation	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MN	Primary	Purchase	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MN	Primary	Purchase	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MN	Primary	Purchase	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MN	Primary	Purchase	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MN	Primary	Purchase	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MN	Primary	Purchase	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MN	Primary	Purchase	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MN	Primary	Purchase	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MN	Primary	Purchase	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MN	Primary	Purchase	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MN	Primary	Purchase	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MN	Primary	Purchase	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MN	Primary	Purchase	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MN	Primary	Purchase	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	PA	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	PA	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	PA	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CT	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CT	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CT	Primary	Refinance Rate/Term	No	12/27/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MO	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MO	Primary	Refinance Rate/Term	No	12/27/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MO	Primary	Refinance Rate/Term	No	12/27/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MO	Primary	Refinance Rate/Term	No	12/27/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	Primary	Purchase	No	01/07/2022
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Refinance Rate/Term	Yes	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Refinance Rate/Term	Yes	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Refinance Rate/Term	Yes	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Refinance Rate/Term	Yes	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Refinance Rate/Term	Yes	12/27/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Refinance Rate/Term	Yes	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Refinance Rate/Term	Yes	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Refinance Rate/Term	Yes	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Refinance Rate/Term	Yes	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Refinance Rate/Term	Yes	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Refinance Rate/Term	Yes	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Refinance Rate/Term	Yes	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Refinance Rate/Term	Yes	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Refinance Rate/Term	Yes	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Refinance Rate/Term	Yes	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Refinance Rate/Term	Yes	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Refinance Rate/Term	Yes	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Refinance Rate/Term	Yes	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MI	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MI	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MI	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MI	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MI	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MI	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MI	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MI	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MI	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MI	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MI	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MI	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MI	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MI	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MI	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MI	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MI	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MI	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MI	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MI	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MI	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MI	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	AZ	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	AZ	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	AZ	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	AZ	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	AZ	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	AZ	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	AZ	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	AZ	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	AZ	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	AZ	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	AZ	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	AZ	Primary	Refinance Rate/Term	No	12/27/2021
XXXX	XXXX	XXXX	XXXX	XXXX	AZ	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	AZ	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	AZ	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	AZ	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	AZ	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Investment	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	AZ	Primary	Purchase	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	AZ	Primary	Purchase	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	AZ	Primary	Purchase	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	AZ	Primary	Purchase	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MO	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MO	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	KY	Primary	Refinance Rate/Term	Yes	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	KY	Primary	Refinance Rate/Term	Yes	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	KY	Primary	Refinance Rate/Term	Yes	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	KY	Primary	Refinance Rate/Term	Yes	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	KY	Primary	Refinance Rate/Term	Yes	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	KY	Primary	Refinance Rate/Term	Yes	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	KY	Primary	Refinance Rate/Term	Yes	12/27/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OK	Primary	Purchase	Yes	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OK	Primary	Purchase	Yes	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OK	Primary	Purchase	Yes	12/27/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OK	Primary	Purchase	Yes	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OK	Primary	Purchase	Yes	12/27/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OK	Primary	Purchase	Yes	12/27/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OK	Primary	Purchase	Yes	12/27/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MT	Primary	Purchase	No	01/04/2022
XXXX	XXXX	XXXX	XXXX	XXXX	MT	Primary	Purchase	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MT	Primary	Purchase	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MT	Primary	Purchase	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MT	Primary	Purchase	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MT	Primary	Purchase	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MT	Primary	Purchase	No	01/04/2022
XXXX	XXXX	XXXX	XXXX	XXXX	MT	Primary	Purchase	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MT	Primary	Purchase	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MT	Primary	Purchase	No	01/04/2022
XXXX	XXXX	XXXX	XXXX	XXXX	MT	Primary	Purchase	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MT	Primary	Purchase	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MT	Primary	Purchase	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MT	Primary	Purchase	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MT	Primary	Purchase	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MT	Primary	Purchase	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MT	Primary	Purchase	No	01/04/2022
XXXX	XXXX	XXXX	XXXX	XXXX	MT	Primary	Purchase	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MT	Primary	Purchase	No	01/04/2022
XXXX	XXXX	XXXX	XXXX	XXXX	MT	Primary	Purchase	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MT	Primary	Purchase	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MT	Primary	Purchase	No	01/04/2022
XXXX	XXXX	XXXX	XXXX	XXXX	MT	Primary	Purchase	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MT	Primary	Purchase	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MT	Primary	Purchase	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MT	Primary	Purchase	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MT	Primary	Purchase	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MT	Primary	Purchase	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MT	Primary	Purchase	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	Primary	Refinance Cash-out - Debt Consolidation	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	Primary	Refinance Cash-out - Debt Consolidation	No	12/27/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	Primary	Refinance Cash-out - Debt Consolidation	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	Primary	Refinance Cash-out - Debt Consolidation	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Refinance Cash-out - Debt Consolidation	Yes	12/27/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Refinance Cash-out - Debt Consolidation	Yes	12/27/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Refinance Cash-out - Debt Consolidation	Yes	12/27/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NC	UTD	UTD	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NC	UTD	UTD	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NC	UTD	UTD	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NC	UTD	UTD	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NC	UTD	UTD	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NC	UTD	UTD	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NC	UTD	UTD	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NC	UTD	UTD	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NC	UTD	UTD	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NC	UTD	UTD	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NC	UTD	UTD	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NC	UTD	UTD	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NC	UTD	UTD	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NC	UTD	UTD	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NC	UTD	UTD	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NC	UTD	UTD	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NC	UTD	UTD	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NC	UTD	UTD	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NC	UTD	UTD	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NC	UTD	UTD	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NC	UTD	UTD	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Purchase	Yes	01/07/2022
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Purchase	Yes	01/07/2022
XXXX	XXXX	XXXX	XXXX	XXXX	IL	Primary	Refinance Rate/Term	Yes	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	Primary	Refinance Rate/Term	Yes	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	Primary	Refinance Rate/Term	Yes	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	Primary	Refinance Rate/Term	Yes	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NV	Primary	Refinance Cash-out - Debt Consolidation	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NV	Primary	Refinance Cash-out - Debt Consolidation	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	Primary	Refinance Rate/Term	No	12/27/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	Primary	Refinance Rate/Term	No	12/27/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	Primary	Refinance Rate/Term	No	12/27/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	Primary	Refinance Rate/Term	No	12/27/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	Primary	Refinance Rate/Term	No	12/27/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	Primary	Refinance Rate/Term	No	12/27/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	Primary	Refinance Rate/Term	No	12/27/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	Primary	Refinance Rate/Term	No	12/27/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	Primary	Refinance Rate/Term	No	12/27/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	Primary	Refinance Rate/Term	No	12/27/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	Primary	Refinance Rate/Term	No	12/27/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	Primary	Refinance Rate/Term	No	12/27/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	Primary	Refinance Rate/Term	No	12/27/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OH	Primary	Refinance Rate/Term	No	12/27/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Purchase	No	01/04/2022
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Purchase	No	12/27/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Purchase	No	12/27/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Purchase	No	12/27/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Purchase	No	12/27/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Purchase	No	12/27/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Purchase	No	12/27/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Purchase	No	12/27/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Purchase	No	01/04/2022
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Purchase	No	12/27/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Purchase	No	12/27/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Purchase	No	01/04/2022
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Purchase	No	12/27/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Purchase	No	12/27/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Purchase	No	12/27/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Purchase	No	12/27/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Purchase	No	12/27/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Purchase	No	01/04/2022
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Purchase	No	12/27/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Purchase	No	01/04/2022
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Purchase	No	12/27/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Purchase	No	12/27/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Purchase	No	12/27/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Purchase	No	12/27/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Purchase	No	12/27/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Purchase	No	12/27/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Purchase	No	12/27/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Purchase	No	12/27/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Purchase	No	01/04/2022
XXXX	XXXX	XXXX	XXXX	XXXX	NC	Primary	Purchase	No	01/07/2022
XXXX	XXXX	XXXX	XXXX	XXXX	NC	Primary	Purchase	No	01/07/2022
XXXX	XXXX	XXXX	XXXX	XXXX	NC	Primary	Purchase	No	01/07/2022
XXXX	XXXX	XXXX	XXXX	XXXX	NC	Primary	Purchase	No	01/07/2022
XXXX	XXXX	XXXX	XXXX	XXXX	NC	Primary	Purchase	No	01/07/2022
XXXX	XXXX	XXXX	XXXX	XXXX	IN	Primary	Refinance Rate/Term	Yes	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IN	Primary	Refinance Rate/Term	Yes	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IN	Primary	Refinance Rate/Term	Yes	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IN	Primary	Refinance Rate/Term	Yes	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IN	Primary	Refinance Rate/Term	Yes	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NJ	Primary	Refinance Cash-out - Other	Yes	12/27/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	Primary	Purchase	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	Primary	Refinance Cash-out - Debt Consolidation	Yes	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	Primary	Refinance Cash-out - Debt Consolidation	Yes	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	Primary	Refinance Cash-out - Debt Consolidation	Yes	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	Primary	Refinance Cash-out - Debt Consolidation	Yes	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	Primary	Refinance Cash-out - Debt Consolidation	Yes	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	Primary	Refinance Cash-out - Debt Consolidation	Yes	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	Primary	Refinance Cash-out - Debt Consolidation	Yes	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CT	Primary	Refinance Cash-out - Debt Consolidation	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CT	Primary	Refinance Cash-out - Debt Consolidation	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CT	Primary	Refinance Cash-out - Debt Consolidation	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CT	Primary	Refinance Cash-out - Debt Consolidation	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CT	Primary	Refinance Cash-out - Debt Consolidation	No	01/04/2022
XXXX	XXXX	XXXX	XXXX	XXXX	CT	Primary	Refinance Cash-out - Debt Consolidation	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CT	Primary	Refinance Cash-out - Debt Consolidation	No	01/04/2022
XXXX	XXXX	XXXX	XXXX	XXXX	CT	Primary	Refinance Cash-out - Debt Consolidation	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CT	Primary	Refinance Cash-out - Debt Consolidation	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CT	Primary	Refinance Cash-out - Debt Consolidation	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CT	Primary	Refinance Cash-out - Debt Consolidation	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CT	Primary	Refinance Cash-out - Debt Consolidation	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CA	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CT	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CT	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CT	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CT	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CT	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CT	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CT	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CT	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CT	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	CT	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	IL	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	AL	Primary	Refinance Cash-out - Debt Consolidation	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	AL	Primary	Refinance Cash-out - Debt Consolidation	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	AL	Primary	Refinance Cash-out - Debt Consolidation	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	AL	Primary	Refinance Cash-out - Debt Consolidation	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	AL	Primary	Refinance Cash-out - Debt Consolidation	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	AL	Primary	Refinance Cash-out - Debt Consolidation	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	AL	Primary	Refinance Cash-out - Debt Consolidation	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	AL	Primary	Refinance Cash-out - Debt Consolidation	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	AL	Primary	Refinance Cash-out - Debt Consolidation	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	AL	Primary	Refinance Cash-out - Debt Consolidation	No	12/27/2021
XXXX	XXXX	XXXX	XXXX	XXXX	AL	Primary	Refinance Cash-out - Debt Consolidation	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	SC	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	SC	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	SC	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	SC	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	SC	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	UTD	Refinance UTD	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	UTD	Refinance UTD	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	UTD	Refinance UTD	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	UTD	Refinance UTD	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	UTD	Refinance UTD	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	UTD	Refinance UTD	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	UTD	Refinance UTD	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	UTD	Refinance UTD	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	UTD	Refinance UTD	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	UTD	Refinance UTD	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	UTD	Refinance UTD	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	UTD	Refinance UTD	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	UTD	Refinance UTD	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	UTD	Refinance UTD	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	UTD	Refinance UTD	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	UTD	Refinance UTD	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	UTD	Refinance UTD	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	UTD	Refinance UTD	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	UTD	Refinance UTD	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	UTD	Refinance UTD	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	TX	UTD	Refinance UTD	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OR	Primary	Refinance Cash-out - Debt Consolidation	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OR	Primary	Refinance Cash-out - Debt Consolidation	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OR	Primary	Refinance Cash-out - Debt Consolidation	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OR	Primary	Refinance Cash-out - Debt Consolidation	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OR	Primary	Refinance Cash-out - Debt Consolidation	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OR	Primary	Refinance Cash-out - Debt Consolidation	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OR	Primary	Refinance Cash-out - Debt Consolidation	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OR	Primary	Refinance Cash-out - Debt Consolidation	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OR	Primary	Refinance Cash-out - Debt Consolidation	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OR	Primary	Refinance Cash-out - Debt Consolidation	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OR	Primary	Refinance Cash-out - Debt Consolidation	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OR	Primary	Refinance Cash-out - Debt Consolidation	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OR	Primary	Refinance Cash-out - Debt Consolidation	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OR	Primary	Refinance Cash-out - Debt Consolidation	No	01/03/2022
XXXX	XXXX	XXXX	XXXX	XXXX	OR	Primary	Refinance Cash-out - Debt Consolidation	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OR	Primary	Refinance Cash-out - Debt Consolidation	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OR	Primary	Refinance Cash-out - Debt Consolidation	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OR	Primary	Refinance Cash-out - Debt Consolidation	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OR	Primary	Refinance Cash-out - Debt Consolidation	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OR	Primary	Refinance Cash-out - Debt Consolidation	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OR	Primary	Refinance Cash-out - Debt Consolidation	No	01/03/2022
XXXX	XXXX	XXXX	XXXX	XXXX	OR	Primary	Refinance Cash-out - Debt Consolidation	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	OR	Primary	Refinance Cash-out - Debt Consolidation	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MI	Primary	Purchase	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MI	Primary	Purchase	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MI	Primary	Purchase	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MI	Primary	Purchase	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MI	Primary	Purchase	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MI	Primary	Purchase	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MI	Primary	Purchase	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MI	Primary	Purchase	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MI	Primary	Purchase	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MI	Primary	Purchase	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	VA	Investment	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MD	Primary	Refinance Rate/Term	No	12/27/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MD	Primary	Refinance Rate/Term	No	12/27/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MD	Primary	Refinance Rate/Term	No	12/27/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MD	Primary	Refinance Rate/Term	No	12/27/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MD	Primary	Refinance Rate/Term	No	12/27/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Investment	Refinance Cash-out - Debt Consolidation	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	FL	Primary	Purchase	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	NY	Primary	Refinance Rate/Term	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	MN	Primary	Purchase	No	12/23/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Refinance Cash-out - Other	No	12/27/2021
XXXX	XXXX	XXXX	XXXX	XXXX	GA	Primary	Refinance Cash-out - Other	No	12/27/2021

Exception Category	Exception Subcategory	Loan Exception ID	Exception ID	Exception Type	Exception Status	Initial Exception Grade	Final Exception Grade	Initial Exception Rating Agency Grade	Final Exception Rating Agency Grade
Credit	Credit Documentation	24321103	883	Credit	Open	3	3		C
Compliance	Federal Compliance	24069123	1330	Compliance	Open	2	2	B	B
Loan Package Documentation	Application / Processing	24069087	2798	Credit	Open	3	3	C	C
Loan Package Documentation	Closing / Title	24069088	2876	Credit	Open_unable_to_clear	3	3	D	D
Compliance	Federal Compliance	24069129	3880	Compliance	Cleared	3	1	B	A
Property - Appraisal	General Appraisal Requirements	24069098	4967	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24320951	6331	Compliance	Open	3	2		B
Compliance	Federal Compliance	24069119	7028	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24069127	7037	Compliance	Cleared	3	1	C	A
Compliance	Federal Compliance	24320950	7038	Compliance	Open	3	2		B
Compliance	Federal Compliance	24320915	7087	Compliance	Open	2	2		B
Compliance	Miscellaneous Compliance	24069113	18330	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24069128	19965	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24069118	20780	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24069126	22137	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24069120	23038	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24069121	23081	Compliance	Cleared	2	1	B	A
Legal / Regulatory / Compliance	Title / Lien Defect	24069114	23933	Credit	Cleared	3	1	C	A
Compliance	Federal Compliance	24069117	25158	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24069122	25821	Compliance	Cleared	3	1	C	A
Compliance	Federal Compliance	24069125	26260	Compliance	Cleared	3	1	D	A
Compliance	State Compliance	24069124	28406	Compliance	Cleared	3	1	C	A
Compliance	Federal Compliance	24320949	31342	Compliance	Open	3	2		B
Compliance	Federal Compliance	24051297	6572	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24051299	7038	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24215934	2659	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24215930	3928	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24215931	4087	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24215933	6419	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24215928	6577	Compliance	Open	3	3	D	D
Compliance	Federal Compliance	24215929	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24215932	28241	Compliance	Open	3	2	B	B
Loan Package Documentation	Closing / Title	24051296	611	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24051283	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24051284	22050	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24066322	22137	Compliance	Open	2	2	B	B
Compliance	State Compliance	24051904	5662	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24051903	7027	Compliance	Open	2	2	B	B
Loan Package Documentation	Closing / Title	24051659	611	Compliance	Open	3	2	B	B
Loan Package Documentation	Application / Processing	24051384	2798	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24051670	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24051673	22050	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24051671	25677	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24051672	28240	Compliance	Open	2	2	B	B
Loan Package Documentation	Application / Processing	24055321	2798	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24055451	3494	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24055439	3934	Compliance	Open	2	2	B	B
Property - Appraisal	General Appraisal Requirements	24055432	4967	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24055448	6579	Compliance	Open	3	3	D	D
Compliance	Federal Compliance	24055449	7028	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24055450	7037	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24055447	20780	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24415420	2659	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24059979	20780	Compliance	Open	2	2	B	B
Loan Package Documentation	Application / Processing	24065646	2798	Credit	Cleared	3	1	C	A
Loan Package Documentation	Closing / Title	24065685	2876	Credit	Cleared	3	1	D	A
Compliance	Federal Compliance	24065740	3494	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24065778	3934	Compliance	Open	2	2	B	B
Property - Appraisal	General Appraisal Requirements	24065744	4967	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24065735	6579	Compliance	Cleared	3	1	D	A
Compliance	Federal Compliance	24337253	7027	Compliance	Open	2	2		B
Compliance	Federal Compliance	24065736	7028	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24065739	7037	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24065780	18330	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24065734	20780	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24065738	22137	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24065737	23038	Compliance	Open	2	2	B	B
Legal / Regulatory / Compliance	Title / Lien Defect	24065782	23933	Credit	Cleared	3	1	C	A
Compliance	Federal Compliance	24109113	2666	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24109110	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24109109	20780	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24109112	22137	Compliance	Open	2	2	B	B
Insurance	Insurance Documentation	24418419	2864	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24224915	28240	Compliance	Open	2	2	B	B
Loan Package Documentation	Application / Processing	24224573	2798	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24225124	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24225125	25677	Compliance	Open	2	2	B	B
Loan Package Documentation	Closing / Title	24043199	613	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24059982	6579	Compliance	Open_unable_to_clear	3	3	D	D
Compliance	Federal Compliance	24043205	7040	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24059981	20780	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24043203	22050	Compliance	Open	3	2	B	B
Loan Package Documentation	Application / Processing	24043262	2798	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24043329	3494	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24043310	3934	Compliance	Open	2	2	B	B
Property - Appraisal	General Appraisal Requirements	24043308	4967	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24043322	5445	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24043328	6302	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24043324	6579	Compliance	Open_unable_to_clear	3	3	D	D
Compliance	Federal Compliance	24043325	7028	Compliance	Open	2	2	B	B
Compliance	Miscellaneous Compliance	24060436	18330	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24043323	20780	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24043326	23038	Compliance	Open	2	2	B	B
Legal / Regulatory / Compliance	Title / Lien Defect	24043312	23933	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24043327	25686	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24047421	2659	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24047420	5445	Compliance	Open	2	2	B	B
Insurance	Insurance Eligibility	24043623	6599	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24043648	2659	Compliance	Open	3	2	B	B
Loan Package Documentation	Closing / Title	24043862	611	Compliance	Open	3	2	B	B
Insurance	Insurance Documentation	24043852	2864	Credit	Cleared	3	1	C	A
Compliance	Federal Compliance	24043868	5445	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24043869	25677	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24045159	2659	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24045146	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24046052	22050	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24046109	2684	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24046111	7039	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24045959	6576	Compliance	Open_unable_to_clear	3	3	D	D
Compliance	Federal Compliance	24047543	3141	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24047542	25677	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24047541	26039	Compliance	Open	2	2	B	B
Loan Package Documentation	Application / Processing	24046412	2798	Credit	Cleared	3	1	C	A
Loan Package Documentation	Closing / Title	24046427	2876	Credit	Cleared	3	1	D	A
Compliance	Federal Compliance	24046506	3494	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24046474	3934	Compliance	Open	2	2	B	B
Property - Appraisal	General Appraisal Requirements	24046464	4967	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24046499	5788	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24046501	6579	Compliance	Cleared	3	1	D	A
Compliance	Federal Compliance	24337340	7027	Compliance	Open	2	2		B
Compliance	Federal Compliance	24046502	7028	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24046505	7037	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24046476	18330	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24046500	20780	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24046504	22137	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24046503	23038	Compliance	Open	2	2	B	B
Legal / Regulatory / Compliance	Title / Lien Defect	24046483	23933	Credit	Open	3	3	C	C
Insurance	Insurance Documentation	24046909	2864	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24046921	3494	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24046852	3934	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24046920	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24048028	2687	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24048029	2702	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24048030	2773	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24048033	3070	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24048032	3078	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24048038	3136	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24048026	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24048037	18363	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24048024	25158	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24048027	25821	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24048022	26039	Compliance	Open	2	2	B	B
Insurance	Insurance Documentation	24413510	2864	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24414036	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24414037	25677	Compliance	Open	2	2	B	B
Loan Package Documentation	Closing / Title	24048636	611	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24048877	25677	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24048550	4087	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24048552	6302	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24048551	25686	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24048861	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24048862	25677	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24048644	25677	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24051580	2684	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24051581	2692	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24051582	2694	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24051583	2696	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24051584	3085	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24051579	4436	Compliance	Open	2	2	B	B
Compliance	State Compliance	24051585	21706	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24049440	6302	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24049438	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24049439	25686	Compliance	Open	3	2	B	B
Insurance	Insurance Documentation	24049056	2864	Credit	Open	3	3	C	C
Loan Package Documentation	Closing / Title	24049816	611	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24049939	5445	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24049940	25686	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24049687	3953	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24049686	7027	Compliance	Open	2	2	B	B
Insurance	Insurance Documentation	24049523	2864	Credit	Cleared	3	1	C	A
Compliance	Federal Compliance	24050205	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24066108	22137	Compliance	Open	2	2	B	B
Loan Package Documentation	Closing / Title	24050693	611	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24050711	6302	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24050712	22050	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24050708	25677	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24050709	25686	Compliance	Open	3	2	B	B
Loan Package Documentation	Application / Processing	24050012	2798	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24050145	3494	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24050114	3934	Compliance	Open	2	2	B	B
Property - Appraisal	General Appraisal Requirements	24050111	4967	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24050141	6579	Compliance	Open_unable_to_clear	3	3	D	D
Compliance	Federal Compliance	24050142	7028	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24050144	7037	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24050117	18330	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24050140	20780	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24050143	23038	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24052816	6302	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24052813	25677	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24052814	25686	Compliance	Open	3	2	B	B
Loan Package Documentation	Application / Processing	24051040	2798	Credit	Open	3	3	C	C
Property - Appraisal	General Appraisal Requirements	24051314	6553	Credit	Open	2	2	B	B
Compliance	Federal Compliance	24051316	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24051317	25677	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24414527	2659	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24414443	4087	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24414441	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24414444	25677	Compliance	Open	2	2	B	B
Compliance	State Compliance	24418839	2778	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24416822	25677	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24052222	7027	Compliance	Open	2	2	B	B
Loan Package Documentation	Application / Processing	24052278	2798	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24052703	3494	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24052324	3934	Compliance	Open	2	2	B	B
Property - Appraisal	General Appraisal Requirements	24052320	4967	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24052701	6302	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24052697	6579	Compliance	Open_unable_to_clear	3	3	D	D
Compliance	Federal Compliance	24052698	7028	Compliance	Open	2	2	B	B
Compliance	Miscellaneous Compliance	24052329	18330	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24052699	23038	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24052700	25686	Compliance	Open	3	2	B	B
Loan Package Documentation	Closing / Title	24052612	611	Compliance	Open	3	2	B	B
Loan Package Documentation	Closing / Title	24443693	611	Compliance	Open	3	2	B	B
Loan Package Documentation	Application / Processing	24443133	2798	Credit	Open	3	3	C	C
Compliance	Miscellaneous Compliance	24443709	3934	Compliance	Open	2	2	B	B
Compliance	State Compliance	24443743	5705	Compliance	Open	3	3	C	C
Compliance	Federal Compliance	24443745	6302	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24443742	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24443746	22050	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24443744	23495	Compliance	Open	3	2	B	B
Compliance	State Compliance	24053534	2778	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24053532	5445	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24053533	25677	Compliance	Open	2	2	B	B
Loan Package Documentation	Closing / Title	24053434	611	Compliance	Open	3	2	B	B
Insurance	Insurance Documentation	24053404	2864	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24053447	6302	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24053445	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24053448	22050	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24053446	25688	Compliance	Open	3	2	B	B
Loan Package Documentation	Closing / Title	24053726	611	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24053727	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24053728	22050	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24066905	28240	Compliance	Open	2	2	B	B
Insurance	Insurance Documentation	24053729	2864	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24053841	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24053842	25677	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24055622	2659	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24055553	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24055554	28240	Compliance	Open	2	2	B	B
Compliance	State Compliance	24060512	2210	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24060536	2659	Compliance	Open	3	2	B	B
Loan Package Documentation	Application / Processing	24067470	2798	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24067581	3494	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24067520	3934	Compliance	Open	2	2	B	B
Property - Appraisal	General Appraisal Requirements	24067510	4967	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24067578	6579	Compliance	Open_unable_to_clear	3	3	D	D
Compliance	Federal Compliance	24067579	7028	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24067577	20780	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24067580	23038	Compliance	Open	2	2	B	B
Legal / Regulatory / Compliance	Title / Lien Defect	24067516	23933	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24056924	5445	Compliance	Open	2	2	B	B
Loan Package Documentation	Application / Processing	24056638	2798	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24056945	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24057768	25677	Compliance	Open	2	2	B	B
Insurance	Insurance Documentation	24059099	2864	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24059149	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24059150	25677	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24059275	3928	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24073911	6579	Compliance	Open_unable_to_clear	3	3	D	D
Compliance	Federal Compliance	24073910	20780	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24059361	5445	Compliance	Open	2	2	B	B
Loan Package Documentation	Application / Processing	24070159	2798	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24070264	3494	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24070235	3934	Compliance	Open	2	2	B	B
Property - Appraisal	General Appraisal Requirements	24070230	4967	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24070259	6579	Compliance	Open_unable_to_clear	3	3	D	D
Compliance	Federal Compliance	24070260	7028	Compliance	Open	2	2	B	B
Compliance	Miscellaneous Compliance	24070236	18330	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24070258	20780	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24070261	23038	Compliance	Open	2	2	B	B
Legal / Regulatory / Compliance	Title / Lien Defect	24070249	23933	Credit	Open	3	3	C	C
Compliance	Miscellaneous Compliance	24059728	3934	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24059768	4087	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24059767	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24059769	25677	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24065623	4376	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24392148	6331	Compliance	Open	3	2		B
Compliance	Federal Compliance	24065624	6542	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24065539	7115	Compliance	Open	2	2	B	B
Loan Package Documentation	Application / Processing	24060045	2798	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24060428	3494	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24060435	3934	Compliance	Open	2	2	B	B
Property - Appraisal	General Appraisal Requirements	24060431	4967	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24060424	6579	Compliance	Open_unable_to_clear	3	3	D	D
Compliance	Federal Compliance	24060425	7028	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24060427	7037	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24060437	18330	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24060423	20780	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24060426	23038	Compliance	Open	2	2	B	B
Legal / Regulatory / Compliance	Title / Lien Defect	24060444	23933	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24065121	5010	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24065120	6306	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24065116	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24065118	25677	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24065119	25688	Compliance	Open	3	2	B	B
Loan Package Documentation	Application / Processing	24060600	2798	Credit	Open	3	3	C	C
Insurance	Insurance Documentation	24060793	2864	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24065819	3494	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24060845	3934	Compliance	Open	2	2	B	B
Property - Appraisal	General Appraisal Requirements	24060849	4967	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24065818	6302	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24065815	6579	Compliance	Open_unable_to_clear	3	3	D	D
Compliance	Federal Compliance	24065816	7028	Compliance	Open	2	2	B	B
Compliance	Miscellaneous Compliance	24060854	18330	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24065814	20780	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24074813	23038	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24065817	25686	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24062350	6542	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24062351	6542	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24062349	6543	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24062348	7038	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24062336	24490	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24062335	25158	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24062337	25677	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24064861	1330	Compliance	Open	2	2	B	B
Compliance	State Compliance	24064863	2210	Compliance	Cleared	2	1	B	A
Compliance	State Compliance	24064864	2214	Compliance	Cleared	2	1	B	A
Compliance	State Compliance	24064865	2223	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24064857	2654	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24064882	3880	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24064880	4407	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24064879	4566	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24064878	6346	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24064854	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24064881	7038	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24064860	7087	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24064954	19966	Compliance	Open	2	2	B	B
Compliance	State Compliance	24064862	20729	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24179919	23038	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24064856	24490	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24064853	25158	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24064859	25677	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24064858	25821	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24064866	31296	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24065790	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24065789	26039	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24060871	3494	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24060870	7037	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24067096	4376	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24072086	6331	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24067099	6542	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24067098	7038	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24067080	7040	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24067079	7115	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24067078	25677	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24062115	25677	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24062365	6576	Compliance	Open_unable_to_clear	3	3	D	D
Compliance	Federal Compliance	24062367	7039	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24062366	25677	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24064241	2659	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24064242	7039	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24064240	25677	Compliance	Open	2	2	B	B
Loan Package Documentation	Closing / Title	24174653	611	Compliance	Open	3	2	B	B
Loan Package Documentation	Closing / Title	24064352	613	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24064361	2659	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24174706	6576	Compliance	Open	3	3	D	D
Compliance	Federal Compliance	24064362	7040	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24064360	22050	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24415321	6302	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24415320	25686	Compliance	Open	3	2	B	B
Insurance	Insurance Documentation	24415683	2864	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24415713	25677	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24416420	3928	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24416418	5445	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24416422	6302	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24416419	23038	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24416421	25686	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24070130	2647	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24070128	2666	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24070108	4436	Compliance	Open	2	2	B	B
Compliance	State Compliance	24259143	5895	Compliance	Open	3	3		C
Compliance	Federal Compliance	24180911	6582	Compliance	Cured	1	1	A	A
Compliance	Federal Compliance	24180912	6583	Compliance	Cured	1	1	A	A
Compliance	Federal Compliance	24180913	6583	Compliance	Cured	1	1	A	A
Compliance	Federal Compliance	24070142	7038	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24070129	7042	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24415802	6306	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24415799	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24415800	25677	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24415801	25686	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24065110	6302	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24065111	7042	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24065109	25686	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24070194	1330	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24070222	3880	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24070220	4407	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24070219	4566	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24070187	5445	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24070218	6346	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24070189	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24070221	7038	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24070193	7087	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24281007	19966	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24070190	24490	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24070188	25158	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24070192	25677	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24070191	25821	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24070195	31296	Compliance	Open	3	2	B	B
Insurance	Insurance Documentation	24064847	2864	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24065076	5791	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24065079	6302	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24065077	25677	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24065078	25686	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24415926	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24415927	25677	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24416375	2659	Compliance	Open	3	2	B	B
Credit	Credit Documentation	24417861	2800	Credit	Open	3	3	D	D
Insurance	Insurance Documentation	24415677	2864	Credit	Open	3	3	C	C
Insurance	Insurance Documentation	24415691	2864	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24416371	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24416372	25677	Compliance	Open	2	2	B	B
Insurance	Insurance Documentation	24416221	2864	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24416495	25677	Compliance	Open	2	2	B	B
Loan Package Documentation	Application / Processing	24070553	2798	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24070741	3494	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24070723	3934	Compliance	Open	2	2	B	B
Property - Appraisal	General Appraisal Requirements	24070628	4967	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24070739	6579	Compliance	Open_unable_to_clear	3	3	D	D
Compliance	Federal Compliance	24070740	7028	Compliance	Open	2	2	B	B
Compliance	Miscellaneous Compliance	24070726	18330	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24070738	20780	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24083197	23038	Compliance	Open	2	2	B	B
Legal / Regulatory / Compliance	Title / Lien Defect	24070729	23933	Credit	Open	3	3	C	C
Insurance	Insurance Documentation	24065043	2864	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24065447	25686	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24065313	25677	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24197992	26039	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24065749	2666	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24065747	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24065748	25677	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24065664	7027	Compliance	Open	2	2	B	B
Loan Package Documentation	Application / Processing	24065797	2798	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24066026	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24066028	7039	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24066027	25677	Compliance	Open	2	2	B	B
Loan Package Documentation	Application / Processing	24065999	2798	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24066080	3494	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24066010	3934	Compliance	Open	2	2	B	B
Property - Appraisal	General Appraisal Requirements	24066007	4967	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24066075	6579	Compliance	Open_unable_to_clear	3	3	D	D
Compliance	Federal Compliance	24066076	7028	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24066078	7037	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24066023	18330	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24066074	20780	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24066077	23038	Compliance	Open	2	2	B	B
Legal / Regulatory / Compliance	Title / Lien Defect	24066021	23933	Credit	Open	3	3	C	C
Compliance	State Compliance	24071800	1858	Compliance	Open	2	2	B	B
Loan Package Documentation	Application / Processing	24198308	2798	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24071827	3136	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24071829	6542	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24071797	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24071860	7038	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24071798	24490	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24071799	25821	Compliance	Open	3	2	B	B
Loan Package Documentation	Application / Processing	24075633	2798	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24075721	3494	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24075704	3934	Compliance	Open	2	2	B	B
Property - Appraisal	General Appraisal Requirements	24075701	4967	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24075717	6579	Compliance	Open_unable_to_clear	3	3	D	D
Compliance	Federal Compliance	24075718	7028	Compliance	Open	2	2	B	B
Compliance	Miscellaneous Compliance	24075705	18330	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24075716	20780	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24075719	23038	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24071003	2659	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24071004	7042	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24071002	20643	Compliance	Open_unable_to_clear	3	3	D	D
Compliance	Federal Compliance	24066500	25677	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24066458	5445	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24066462	6302	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24066460	25677	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24066461	25686	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24066892	6306	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24066890	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24066891	25688	Compliance	Open	3	2	B	B
Loan Package Documentation	Application / Processing	24066516	2798	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24066694	3494	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24066690	3934	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24066693	6302	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24066691	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24066692	25686	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24067016	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24067285	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24067187	2666	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24067186	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24071787	6302	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24071785	6576	Compliance	Open_unable_to_clear	3	3	D	D
Compliance	Federal Compliance	24071786	7027	Compliance	Open	2	2	B	B
Loan Package Documentation	Closing / Title	24071835	613	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24071871	2659	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24071870	22050	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24071868	23494	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24071867	23495	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24071866	25677	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24071869	28240	Compliance	Open	2	2	B	B
Loan Package Documentation	Application / Processing	24072262	2798	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24072517	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24072518	23494	Compliance	Open	3	2	B	B
Loan Package Documentation	Closing / Title	24072424	611	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24072412	3953	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24072409	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24072410	22050	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24072576	3928	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24072575	7027	Compliance	Open	2	2	B	B
Loan Package Documentation	Application / Processing	24072155	2798	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24072290	3494	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24072272	3934	Compliance	Open	2	2	B	B
Property - Appraisal	General Appraisal Requirements	24072269	4967	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24072286	6579	Compliance	Open_unable_to_clear	3	3	D	D
Compliance	Federal Compliance	24072287	7028	Compliance	Open	2	2	B	B
Compliance	Miscellaneous Compliance	24072279	18330	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24072285	20780	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24072288	23038	Compliance	Open	2	2	B	B
Legal / Regulatory / Compliance	Title / Lien Defect	24072281	23933	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24073126	5791	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24083687	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24083688	25677	Compliance	Open	2	2	B	B
Loan Package Documentation	Application / Processing	24072745	2798	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24072856	3494	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24072829	3934	Compliance	Open	2	2	B	B
Property - Appraisal	General Appraisal Requirements	24072814	4967	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24072853	6579	Compliance	Open_unable_to_clear	3	3	D	D
Compliance	Federal Compliance	24072854	7028	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24072852	20780	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24072855	23038	Compliance	Open	2	2	B	B
Legal / Regulatory / Compliance	Title / Lien Defect	24072797	23933	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24073722	5445	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24073753	7039	Compliance	Open	3	2	B	B
Loan Package Documentation	Application / Processing	24073526	2798	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24073619	3494	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24073602	3934	Compliance	Open	2	2	B	B
Property - Appraisal	General Appraisal Requirements	24073597	4967	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24073616	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24073618	23038	Compliance	Open	2	2	B	B
Loan Package Documentation	Application / Processing	24074024	2798	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24074110	3494	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24074060	3934	Compliance	Open	2	2	B	B
Property - Appraisal	General Appraisal Requirements	24074041	4967	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24074106	6579	Compliance	Open_unable_to_clear	3	3	D	D
Compliance	Federal Compliance	24074107	7028	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24074109	7037	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24074105	20780	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24074108	23038	Compliance	Open	2	2	B	B
Insurance	Insurance Documentation	24074610	2864	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24074766	25677	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24074767	25686	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24074720	6306	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24074719	25688	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24074784	2658	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24074785	2659	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24074909	6306	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24074769	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24074770	25677	Compliance	Open	2	2	B	B
Compliance	State Compliance	24074771	25685	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24074908	25686	Compliance	Open	3	2	B	B
Loan Package Documentation	Application / Processing	24074866	2798	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24075355	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24075356	28240	Compliance	Open	2	2	B	B
Compliance	Miscellaneous Compliance	24075643	3934	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24075914	6302	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24075912	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24075915	7037	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24075913	25686	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24076053	2659	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24076054	2666	Compliance	Open	3	2	B	B
Insurance	Insurance Documentation	24075986	2864	Credit	Cleared	3	1	C	A
Compliance	Federal Compliance	24076055	7039	Compliance	Open	3	2	B	B
Loan Package Documentation	Application / Processing	24075451	2798	Credit	Cleared	3	1	C	A
Compliance	Federal Compliance	24075564	3494	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24075536	3934	Compliance	Open	2	2	B	B
Property - Appraisal	General Appraisal Requirements	24075532	4967	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24334231	5445	Compliance	Open	2	2		B
Compliance	Federal Compliance	24075559	6579	Compliance	Cleared	3	1	D	A
Compliance	Federal Compliance	24334232	7027	Compliance	Open	2	2		B
Compliance	Federal Compliance	24075560	7028	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24075563	7037	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24075540	18330	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24075558	20780	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24075561	23038	Compliance	Open	2	2	B	B
Legal / Regulatory / Compliance	Title / Lien Defect	24075551	23933	Credit	Cleared	3	1	C	A
Insurance	Insurance Documentation	24076041	2864	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24076108	25677	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24076057	25677	Compliance	Open	2	2	B	B
Credit	Credit Documentation	24198516	883	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24072115	1330	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24072111	2652	Compliance	Cleared	3	1	B	A
Compliance	Federal Compliance	24072112	2654	Compliance	Cleared	3	1	B	A
Compliance	Federal Compliance	24198512	2656	Compliance	Cleared	3	1	B	A
Compliance	Federal Compliance	24072113	2657	Compliance	Cleared	3	1	B	A
Loan Package Documentation	Application / Processing	24072065	2798	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24072123	3880	Compliance	Open	3	2	B	B
Property - Appraisal	General Appraisal Requirements	24072088	4967	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24072110	5334	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24415796	5445	Compliance	Open	2	2		B
Compliance	Federal Compliance	24415797	7027	Compliance	Cleared	2	1		A
Compliance	Federal Compliance	24072108	7028	Compliance	Cleared	2	1	B	A
Compliance	Miscellaneous Compliance	24072089	18330	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24415798	18604	Compliance	Open	3	2		B
Compliance	Federal Compliance	24072122	19965	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24072107	20780	Compliance	Cleared	2	1	B	A
Legal / Regulatory / Compliance	Title / Lien Defect	24072093	23933	Credit	Cleared	3	1	C	A
Document Error	HOA	24198519	24859	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24072106	25158	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24072114	25821	Compliance	Cleared	3	1	B	A
Compliance	Federal Compliance	24072117	26260	Compliance	Cleared	3	1	D	A
Compliance	Federal Compliance	24076592	2659	Compliance	Open	3	2	B	B
Compliance	State Compliance	24076589	5681	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24076588	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24076591	22050	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24073601	1330	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24073629	3907	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24073631	6542	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24073632	6542	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24073628	7038	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24073627	19966	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24077075	2659	Compliance	Open	3	2	B	B
Loan Package Documentation	Application / Processing	24076534	2798	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24077073	3928	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24077074	4087	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24076683	6331	Compliance	Open	3	2	B	B
Compliance	State Compliance	24076675	6524	Compliance	Cleared	3	1	C	A
Compliance	Federal Compliance	24076682	7038	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24078560	2659	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24078556	5445	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24078559	6419	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24078557	6578	Compliance	Open	3	3	D	D
Compliance	Federal Compliance	24078561	7042	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24075941	6331	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24075942	6542	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24075924	25158	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24079716	1330	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24079718	6307	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24222826	27765	Compliance	Cured	1	1	A	A
Compliance	Federal Compliance	24080787	4356	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24080788	4376	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24080833	6346	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24222857	6331	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24222813	6582	Compliance	Cured	1	1	A	A
Compliance	Federal Compliance	24082530	7038	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24081733	1330	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24081737	7038	Compliance	Open	3	2	B	B
Loan Package Documentation	Application / Processing	24076913	2798	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24077089	7027	Compliance	Open	2	2	B	B
Loan Package Documentation	Closing / Title	24078553	613	Compliance	Open	3	2	B	B
Loan Package Documentation	Closing / Title	24087922	613	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24078588	3953	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24078586	5445	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24078587	25677	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24078683	3928	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24078682	7027	Compliance	Open	2	2	B	B
Insurance	Insurance Documentation	24416713	2864	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24416839	25677	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24081806	5445	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24172360	28247	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24084412	6542	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24084413	6542	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24084411	6543	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24414866	1056	Compliance	Open	2	2		B
Compliance	Federal Compliance	24083113	1330	Compliance	Cleared	2	1	B	A
Loan Package Documentation	Application / Processing	24083089	2798	Credit	Cleared	3	1	C	A
Compliance	Federal Compliance	24083154	3880	Compliance	Cleared	3	1	B	A
Property - Appraisal	General Appraisal Requirements	24083053	4967	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24083111	5334	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24414716	5445	Compliance	Open	2	2		B
Compliance	Federal Compliance	24414720	7027	Compliance	Open	2	2		B
Compliance	Federal Compliance	24083109	7028	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24083116	7037	Compliance	Cleared	3	1	B	A
Compliance	Federal Compliance	24414723	7038	Compliance	Cleared	3	1		A
Compliance	Miscellaneous Compliance	24083050	18330	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24083153	19965	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24083108	20780	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24083110	23038	Compliance	Open	2	2	B	B
Legal / Regulatory / Compliance	Title / Lien Defect	24083043	23933	Credit	Cleared	3	1	C	A
Compliance	Federal Compliance	24083107	25158	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24083112	25821	Compliance	Cleared	3	1	B	A
Compliance	Federal Compliance	24083114	26260	Compliance	Cleared	3	1	D	A
Compliance	Federal Compliance	24082342	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24082429	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24082431	25677	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24082432	28240	Compliance	Open	2	2	B	B
Insurance	Insurance Documentation	24082763	2864	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24082869	25677	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24083260	2659	Compliance	Open	3	2	B	B
Credit	Credit Documentation	24417862	2800	Credit	Open	3	3	D	D
Compliance	Federal Compliance	24417101	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24090170	4356	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24090171	4376	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24090174	6542	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24090175	6542	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24090176	6542	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24090098	25158	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24416300	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24416301	25677	Compliance	Open	2	2	B	B
Compliance	Miscellaneous Compliance	24083770	3934	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24083806	5445	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24084248	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24084250	22137	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24084249	25677	Compliance	Open	2	2	B	B
Loan Package Documentation	Application / Processing	24084188	2798	Credit	Open	3	3	C	C
Insurance	Insurance Documentation	24084241	2864	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24084444	3494	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24084246	3934	Compliance	Open	2	2	B	B
Property - Appraisal	General Appraisal Requirements	24084214	4967	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24084441	6579	Compliance	Open_unable_to_clear	3	3	D	D
Compliance	Federal Compliance	24084442	7028	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24084443	7037	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24084440	20780	Compliance	Open	2	2	B	B
Legal / Regulatory / Compliance	Title / Lien Defect	24084255	23933	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24091701	26039	Compliance	Open	2	2	B	B
Loan Package Documentation	Application / Processing	24084379	2798	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24084536	3494	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24084512	3934	Compliance	Open	2	2	B	B
Property - Appraisal	General Appraisal Requirements	24084495	4967	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24084532	6579	Compliance	Open_unable_to_clear	3	3	D	D
Compliance	Federal Compliance	24084533	7028	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24084535	7037	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24084513	18330	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24084531	20780	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24084534	23038	Compliance	Open	2	2	B	B
Legal / Regulatory / Compliance	Title / Lien Defect	24084515	23933	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24085069	6302	Compliance	Open	3	2	B	B
Compliance	State Compliance	24085067	25500	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24085068	25686	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24417541	2659	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24420134	28240	Compliance	Open	2	2	B	B
Loan Package Documentation	Application / Processing	24084627	2798	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24084680	3494	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24084666	3934	Compliance	Open	2	2	B	B
Property - Appraisal	General Appraisal Requirements	24084664	4967	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24084676	6579	Compliance	Open_unable_to_clear	3	3	D	D
Compliance	Federal Compliance	24084677	7028	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24084679	7037	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24084670	18330	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24084675	20780	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24084678	23038	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24085223	4087	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24085221	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24085224	25677	Compliance	Open	2	2	B	B
Loan Package Documentation	Application / Processing	24085345	2798	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24085512	3494	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24085423	3934	Compliance	Open	2	2	B	B
Property - Appraisal	General Appraisal Requirements	24085409	4967	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24085510	6302	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24085506	6579	Compliance	Open_unable_to_clear	3	3	D	D
Compliance	Federal Compliance	24085507	7028	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24085511	7037	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24085429	18330	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24085505	20780	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24085508	23038	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24085509	25686	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24086341	4087	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24086344	6302	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24086339	6576	Compliance	Open	3	3	D	D
Compliance	Federal Compliance	24086340	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24086342	25677	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24086343	25686	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24095925	1330	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24095961	3880	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24095957	4356	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24095958	4376	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24095921	5445	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24095960	7038	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24095924	7087	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24095956	19965	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24095923	24490	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24095922	25158	Compliance	Open	2	2	B	B
Loan Package Documentation	Application / Processing	24085850	2798	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24086138	3494	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24086110	3934	Compliance	Open	2	2	B	B
Property - Appraisal	General Appraisal Requirements	24086093	4967	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24086135	6579	Compliance	Open	3	3	D	D
Compliance	Federal Compliance	24086136	7028	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24086137	7037	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24086119	18330	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24086134	20780	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24086388	5791	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24086389	7027	Compliance	Open	2	2	B	B
Loan Package Documentation	Application / Processing	24086497	2798	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24087024	5445	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24087025	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24087026	25677	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24097111	3136	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24097113	6542	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24097115	6542	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24097095	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24097112	7038	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24097097	25677	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24097096	25821	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24087421	5791	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24087422	7027	Compliance	Open	2	2	B	B
Loan Package Documentation	Application / Processing	24087194	2798	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24087317	3494	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24087291	3934	Compliance	Open	2	2	B	B
Property - Appraisal	General Appraisal Requirements	24087285	4967	Compliance	Open	2	2	B	B
Compliance	State Compliance	24087315	5674	Compliance	Open	3	3	C	C
Compliance	Federal Compliance	24087311	6579	Compliance	Open_unable_to_clear	3	3	D	D
Compliance	Federal Compliance	24087312	7028	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24087316	7037	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24087293	18330	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24087310	20780	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24087314	23038	Compliance	Open	2	2	B	B
Legal / Regulatory / Compliance	Title / Lien Defect	24087299	23933	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24087309	25158	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24090002	7027	Compliance	Open	2	2	B	B
Insurance	Insurance Documentation	24087447	2864	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24087758	3928	Compliance	Open	2	2	B	B
Loan Package Documentation	Application / Processing	24433858	2798	Credit	Open	3	3	C	C
Loan Package Documentation	Closing / Title	24433855	2799	Compliance	Open	3	3	D	D
Loan Package Documentation	Application / Processing	24464531	2802	Compliance	Open	2	2	B	B
Loan Package Documentation	Loan File	24442738	3829	Compliance	Open	3	3	D	D
Compliance	Federal Compliance	24417463	5791	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24417464	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24417465	25677	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24090254	2659	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24090253	3928	Compliance	Open	2	2	B	B
Loan Package Documentation	Application / Processing	24088036	2798	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24090376	3494	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24090375	4087	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24090374	5445	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24090480	7027	Compliance	Open	2	2	B	B
Compliance	State Compliance	24090837	2210	Compliance	Open	2	2	B	B
Compliance	State Compliance	24090838	2214	Compliance	Open	2	2	B	B
Loan Package Documentation	Application / Processing	24090640	2798	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24090839	3494	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24090659	3934	Compliance	Open	2	2	B	B
Property - Appraisal	General Appraisal Requirements	24090656	4967	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24090834	6579	Compliance	Open_unable_to_clear	3	3	D	D
Compliance	Federal Compliance	24090835	7028	Compliance	Open	2	2	B	B
Compliance	Miscellaneous Compliance	24090704	18330	Compliance	Open	2	2	B	B
Compliance	State Compliance	24090836	20729	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24090833	20780	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24100533	23038	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24091280	6302	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24091276	7027	Compliance	Open	2	2	B	B
Compliance	State Compliance	24091277	20804	Compliance	Open	2	2	B	B
Compliance	State Compliance	24091278	25815	Compliance	Open	3	2	B	B
Loan Package Documentation	Application / Processing	24416118	2798	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24464320	3494	Compliance	Cleared	3	1	B	A
Compliance	Miscellaneous Compliance	24416294	3934	Compliance	Open	2	2	B	B
Property - Appraisal	General Appraisal Requirements	24416257	4967	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24464316	6579	Compliance	Cleared	3	1	D	A
Compliance	Federal Compliance	24538611	7027	Compliance	Open	2	2		B
Compliance	Federal Compliance	24464317	7028	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24464319	7037	Compliance	Cleared	3	1	B	A
Compliance	Miscellaneous Compliance	24416296	18330	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24464315	20780	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24464318	23038	Compliance	Open	2	2	B	B
Legal / Regulatory / Compliance	Title / Lien Defect	24416369	23933	Credit	Cleared	3	1	C	A
Compliance	Federal Compliance	24538612	28241	Compliance	Open	3	2		B
Compliance	Federal Compliance	24091929	3928	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24091927	5791	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24091931	6306	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24091928	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24091930	25688	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24092152	6302	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24092151	25688	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24092263	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24092264	25677	Compliance	Open	2	2	B	B
Loan Package Documentation	Closing / Title	24420397	611	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24420404	22050	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24099736	6331	Compliance	Open	3	2	B	B
Loan Package Documentation	Application / Processing	24092363	2798	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24092418	3494	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24092381	3934	Compliance	Open	2	2	B	B
Property - Appraisal	General Appraisal Requirements	24092390	4967	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24092414	6579	Compliance	Open_unable_to_clear	3	3	D	D
Compliance	Federal Compliance	24092415	7028	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24092417	7037	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24092413	20780	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24092416	23038	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24092621	2659	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24092622	2666	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24092618	5791	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24092619	6577	Compliance	Open_unable_to_clear	3	3	D	D
Compliance	Federal Compliance	24092620	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24094295	5445	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24094296	7027	Compliance	Open	2	2	B	B
Insurance	Insurance Documentation	24094408	2864	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24094520	25677	Compliance	Open	2	2	B	B
Insurance	Insurance Documentation	24094746	2864	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24094818	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24094819	25677	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24095038	25158	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24095439	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24095440	25677	Compliance	Open	2	2	B	B
Loan Package Documentation	Closing / Title	24095801	611	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24095828	3953	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24095826	5445	Compliance	Open	2	2	B	B
Loan Package Documentation	Closing / Title	24096060	611	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24096046	2659	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24096045	22050	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24096044	25677	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24101061	6542	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24228791	25578	Compliance	Open	2	2	B	B
Loan Package Documentation	Application / Processing	24096048	2798	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24096826	3953	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24096823	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24096824	25677	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24102615	4376	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24102616	4387	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24102618	4388	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24102614	6415	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24102620	6542	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24102591	25158	Compliance	Open	2	2	B	B
Compliance	Miscellaneous Compliance	24098024	3934	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24098176	5445	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24098177	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24098178	22137	Compliance	Open	2	2	B	B
Compliance	Miscellaneous Compliance	24097901	3934	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24097908	5445	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24097909	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24097910	25677	Compliance	Open	2	2	B	B
Credit	Credit Documentation	24105648	883	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24105856	1330	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24105851	2652	Compliance	Cleared	3	1	B	A
Compliance	Federal Compliance	24105852	2654	Compliance	Cleared	3	1	B	A
Compliance	Federal Compliance	24105853	2656	Compliance	Cleared	3	1	B	A
Compliance	Federal Compliance	24105854	2657	Compliance	Cleared	3	1	B	A
Loan Package Documentation	Application / Processing	24105455	2798	Credit	Cleared	3	1	C	A
Insurance	Insurance Documentation	24414095	2864	Credit	Cleared	3	1		A
Compliance	Federal Compliance	24105859	3880	Compliance	Open	3	2	B	B
Property - Appraisal	General Appraisal Requirements	24105644	4967	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24105850	5334	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24105845	5445	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24414169	6415	Compliance	Cleared	3	1		A
Compliance	Federal Compliance	24414167	7027	Compliance	Open	2	2		B
Compliance	Federal Compliance	24105848	7028	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24414168	7087	Compliance	Open	2	2		B
Compliance	Federal Compliance	24105858	19965	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24105847	20780	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24105849	23038	Compliance	Cleared	2	1	B	A
Legal / Regulatory / Compliance	Title / Lien Defect	24105646	23933	Credit	Cleared	3	1	C	A
Compliance	Federal Compliance	24105846	25158	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24105855	25821	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24105857	26260	Compliance	Cleared	3	1	D	A
Compliance	Federal Compliance	24098606	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24098607	25677	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24099776	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24099649	4087	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24099650	25686	Compliance	Open	3	2	B	B
Loan Package Documentation	Application / Processing	24442904	2798	Credit	Open	3	3	C	C
Loan Package Documentation	Closing / Title	24442859	2799	Compliance	Open	3	3	D	D
Loan Package Documentation	Application / Processing	24464611	2802	Compliance	Open	2	2	B	B
Loan Package Documentation	Loan File	24464724	3829	Compliance	Open	3	3	D	D
Compliance	Miscellaneous Compliance	24442928	3934	Compliance	Open	2	2	B	B
Loan Package Documentation	Closing / Title	24464594	4747	Compliance	Open	3	3	D	D
Legal / Regulatory / Compliance	Title / Lien Defect	24442930	23933	Credit	Open	3	3	C	C
Loan Package Documentation	Application / Processing	24099732	2798	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24099841	3494	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24099806	3934	Compliance	Open	2	2	B	B
Property - Appraisal	General Appraisal Requirements	24099796	4967	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24099837	6579	Compliance	Open_unable_to_clear	3	3	D	D
Compliance	Federal Compliance	24099838	7028	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24099840	7037	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24099808	18330	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24099836	20780	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24099839	23038	Compliance	Open	2	2	B	B
Legal / Regulatory / Compliance	Title / Lien Defect	24099811	23933	Credit	Open	3	3	C	C
Loan Package Documentation	Application / Processing	24100343	2798	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24100448	7027	Compliance	Open	2	2	B	B
Loan Package Documentation	Application / Processing	24099888	2798	Credit	Cleared	3	1	C	A
Loan Package Documentation	Closing / Title	24099915	2876	Credit	Cleared	3	1	D	A
Compliance	Federal Compliance	24100015	3494	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24099980	3934	Compliance	Open	2	2	B	B
Property - Appraisal	General Appraisal Requirements	24099965	4967	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24100008	5788	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24100010	6579	Compliance	Cleared	3	1	D	A
Compliance	Federal Compliance	24393522	7027	Compliance	Open	2	2		B
Compliance	Federal Compliance	24100011	7028	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24100014	7037	Compliance	Cleared	3	1	B	A
Compliance	Miscellaneous Compliance	24099986	18330	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24100009	20780	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24100013	22137	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24100012	23038	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24393521	23901	Compliance	Cleared	1	1		A
Legal / Regulatory / Compliance	Title / Lien Defect	24099988	23933	Credit	Cleared	3	1	C	A
Compliance	Federal Compliance	24100291	6579	Compliance	Cleared	3	1	D	A
Compliance	Federal Compliance	24100290	20780	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24417752	7039	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24100946	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24100948	7042	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24100947	25677	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24101416	5791	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24101417	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24101923	7027	Compliance	Open	2	2	B	B
Loan Package Documentation	Closing / Title	24102124	611	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24102090	3953	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24102089	4087	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24102088	5445	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24102595	7027	Compliance	Open	2	2	B	B
Insurance	Insurance Documentation	24103324	2864	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24103204	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24103205	25677	Compliance	Open	2	2	B	B
Loan Package Documentation	Application / Processing	24103474	2798	Credit	Cleared	3	1	C	A
Loan Package Documentation	Closing / Title	24103516	2876	Credit	Cleared	3	1	D	A
Compliance	Federal Compliance	24103626	3494	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24379684	3928	Compliance	Open	2	2		B
Compliance	Miscellaneous Compliance	24103594	3934	Compliance	Open	2	2	B	B
Property - Appraisal	General Appraisal Requirements	24103575	4967	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24103621	5334	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24336391	5445	Compliance	Open	2	2		B
Compliance	State Compliance	24103623	5681	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24103616	5788	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24103618	6579	Compliance	Cleared	3	1	D	A
Compliance	Federal Compliance	24336394	7027	Compliance	Open	2	2		B
Compliance	Federal Compliance	24103619	7028	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24103625	7037	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24103595	18330	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24103617	20780	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24103624	22137	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24103620	23038	Compliance	Open	2	2	B	B
Legal / Regulatory / Compliance	Title / Lien Defect	24103600	23933	Credit	Cleared	3	1	C	A
Compliance	Federal Compliance	24104841	5445	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24104842	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24104844	23494	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24104843	23495	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24105093	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24167988	22137	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24167987	23494	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24167986	23495	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24108540	5445	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24108543	6302	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24108541	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24108542	25688	Compliance	Open	3	2	B	B
Loan Package Documentation	Closing / Title	24108918	613	Compliance	Open	3	2	B	B
Loan Package Documentation	Closing / Title	24168260	613	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24108959	3953	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24108958	4087	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24108954	5445	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24108956	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24108955	25158	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24168283	25677	Compliance	Open	2	2	B	B
Insurance	Insurance Documentation	24108494	2864	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24109488	5445	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24109489	20780	Compliance	Open	2	2	B	B
Title	Lien	24109527	24950	Credit	Cleared	3	1	C	A
Compliance	Federal Compliance	24219657	28247	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24109912	4087	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24109915	6302	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24344922	6578	Compliance	Open	3	3		D
Compliance	Federal Compliance	24177764	6579	Compliance	Cleared	3	1	D	A
Compliance	Federal Compliance	24344923	7027	Compliance	Open	2	2		B
Compliance	Federal Compliance	24177765	7028	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24177763	20780	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24109913	25677	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24109914	25688	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24129293	5445	Compliance	Open	2	2	B	B
Insurance	Insurance Documentation	24150194	2864	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24151759	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24151760	25677	Compliance	Open	2	2	B	B
Loan Package Documentation	Application / Processing	24144310	2798	Credit	Cleared	3	1	C	A
Compliance	Federal Compliance	24159349	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24159350	24490	Compliance	Open	2	2	B	B
Loan Package Documentation	Application / Processing	24162965	2798	Credit	Cleared	3	1	C	A
Compliance	Federal Compliance	24164103	7027	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24164104	25677	Compliance	Open	2	2	B	B
Compliance	Miscellaneous Compliance	24164548	3934	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24178512	6579	Compliance	Open_unable_to_clear	3	3	D	D
Compliance	Federal Compliance	24178513	7028	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24178511	20780	Compliance	Open	2	2	B	B
Loan Package Documentation	Application / Processing	24164577	2798	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24164865	3494	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24164864	3928	Compliance	Open	2	2	B	B
Compliance	Miscellaneous Compliance	24164880	3934	Compliance	Open	2	2	B	B
Property - Appraisal	General Appraisal Requirements	24178892	4967	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24164862	6579	Compliance	Open_unable_to_clear	3	3	D	D
Compliance	Federal Compliance	24164863	7028	Compliance	Open	2	2	B	B
Compliance	Miscellaneous Compliance	24164884	18330	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24164860	20780	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24178919	23038	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24164859	25158	Compliance	Open	2	2	B	B
Compliance	State Compliance	24165181	2212	Compliance	Open	2	2	B	B
Compliance	State Compliance	24165182	2215	Compliance	Open	2	2	B	B
Compliance	State Compliance	24165187	2216	Compliance	Open	2	2	B	B
Loan Package Documentation	Application / Processing	24164971	2798	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24165188	5010	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24165180	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24165162	2659	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24165133	4087	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24165132	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24165134	25677	Compliance	Open	2	2	B	B
Loan Package Documentation	Application / Processing	24165175	2798	Credit	Open	3	3	C	C
Insurance	Insurance Documentation	24165076	2864	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24165492	3494	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24165561	3934	Compliance	Open	2	2	B	B
Property - Appraisal	General Appraisal Requirements	24165553	4967	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24165489	6579	Compliance	Open_unable_to_clear	3	3	D	D
Compliance	Federal Compliance	24165490	7028	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24165491	7037	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24165566	18330	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24165488	20780	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24179235	23038	Compliance	Open	2	2	B	B
Insurance	Insurance Documentation	24165658	2864	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24165810	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24166370	7027	Compliance	Open	2	2	B	B
Loan Package Documentation	Closing / Title	24168024	611	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24168075	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24168076	22050	Compliance	Open	3	2	B	B
Loan Package Documentation	Application / Processing	24166116	2798	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24166211	3494	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24166193	3934	Compliance	Open	2	2	B	B
Property - Appraisal	General Appraisal Requirements	24166189	4967	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24166207	6579	Compliance	Open_unable_to_clear	3	3	D	D
Compliance	Federal Compliance	24166208	7028	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24166210	7037	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24166194	18330	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24166206	20780	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24166209	23038	Compliance	Open	2	2	B	B
Legal / Regulatory / Compliance	Title / Lien Defect	24166196	23933	Credit	Open	3	3	C	C
Compliance	State Compliance	24168490	1973	Compliance	Cleared	2	1	B	A
Compliance	State Compliance	24168491	1976	Compliance	Cleared	2	1	B	A
Loan Package Documentation	Application / Processing	24168263	2798	Credit	Cleared	3	1	C	A
Loan Package Documentation	Closing / Title	24168294	2876	Credit	Cleared	3	1	D	A
Compliance	Federal Compliance	24168495	3494	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24168337	3934	Compliance	Open	2	2	B	B
Property - Appraisal	General Appraisal Requirements	24168327	4967	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24335029	5445	Compliance	Open	2	2		B
Compliance	Federal Compliance	24168484	5788	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24168486	6579	Compliance	Cleared	3	1	D	A
Compliance	State Compliance	24168492	6589	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24335030	7027	Compliance	Cleared	2	1		A
Compliance	Federal Compliance	24168487	7028	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24168494	7037	Compliance	Cleared	3	1	B	A
Compliance	Miscellaneous Compliance	24168341	18330	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24168485	20780	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24168493	22137	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24168489	23038	Compliance	Open	2	2	B	B
Legal / Regulatory / Compliance	Title / Lien Defect	24168345	23933	Credit	Cleared	3	1	C	A
Compliance	Federal Compliance	24441294	28247	Compliance	Open	2	2		B
Loan Package Documentation	Closing / Title	24168856	611	Compliance	Open	3	2	B	B
Loan Package Documentation	Application / Processing	24168548	2798	Credit	Cleared	3	1	C	A
Compliance	Federal Compliance	24168826	3928	Compliance	Open	2	2	B	B
Compliance	Miscellaneous Compliance	24168925	3934	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24168824	5445	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24168825	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24168707	2666	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24168705	6576	Compliance	Open_unable_to_clear	3	3	D	D
Compliance	Federal Compliance	24168706	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24168704	20780	Compliance	Open	2	2	B	B
Loan Package Documentation	Application / Processing	24168791	2798	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24168921	3494	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24168896	3934	Compliance	Open	2	2	B	B
Property - Appraisal	General Appraisal Requirements	24168892	4967	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24168917	6579	Compliance	Open_unable_to_clear	3	3	D	D
Compliance	Federal Compliance	24168918	7028	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24168920	7037	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24168898	18330	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24168916	20780	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24168919	23038	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24169702	7027	Compliance	Open	2	2	B	B
Loan Package Documentation	Application / Processing	24174284	2798	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24174396	3494	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24174373	3934	Compliance	Open	2	2	B	B
Property - Appraisal	General Appraisal Requirements	24174356	4967	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24174392	6579	Compliance	Open_unable_to_clear	3	3	D	D
Compliance	Federal Compliance	24174393	7028	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24174395	7037	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24174375	18330	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24174391	20780	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24174394	23038	Compliance	Open	2	2	B	B
Legal / Regulatory / Compliance	Title / Lien Defect	24174376	23933	Credit	Open	3	3	C	C
Compliance	State Compliance	24180353	2298	Compliance	Open	3	2	C	B
Compliance	State Compliance	24219277	2315	Compliance	Open	3	2	C	B
Compliance	State Compliance	24174963	3297	Compliance	Open	3	2	C	B
Compliance	Federal Compliance	24174960	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24174961	25677	Compliance	Open	2	2	B	B
Insurance	Insurance Documentation	24175028	2864	Credit	Cleared	3	1	C	A
Compliance	Federal Compliance	24175148	5445	Compliance	Open	2	2	B	B
Loan Package Documentation	Closing / Title	24174888	613	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24174911	3953	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24174909	4087	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24174908	5445	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24175600	25677	Compliance	Open	2	2	B	B
Loan Package Documentation	Closing / Title	24175696	613	Compliance	Open	3	2	B	B
Loan Package Documentation	Application / Processing	24175363	2798	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24175679	3953	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24175676	5445	Compliance	Open	2	2	B	B
Loan Package Documentation	Closing / Title	24175710	6568	Credit	Open	2	2	B	B
Compliance	Federal Compliance	24175678	22050	Compliance	Open	3	2	B	B
Loan Package Documentation	Closing / Title	24176069	613	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24176091	3953	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24176089	5445	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24176090	22050	Compliance	Open	3	2	B	B
Loan Package Documentation	Application / Processing	24175843	2798	Credit	Cleared	3	1	C	A
Loan Package Documentation	Closing / Title	24175882	2876	Credit	Cleared	3	1	D	A
Compliance	Federal Compliance	24175961	3494	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24175943	3934	Compliance	Open	2	2	B	B
Property - Appraisal	General Appraisal Requirements	24175931	4967	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24175956	6579	Compliance	Cleared	3	1	D	A
Compliance	Federal Compliance	24337087	7027	Compliance	Open	2	2		B
Compliance	Federal Compliance	24175957	7028	Compliance	Cleared	2	1	B	A
Compliance	Miscellaneous Compliance	24175947	18330	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24175955	20780	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24175958	23038	Compliance	Open	2	2	B	B
Legal / Regulatory / Compliance	Title / Lien Defect	24175948	23933	Credit	Cleared	3	1	C	A
Compliance	Federal Compliance	24175954	25158	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24177359	5445	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24177360	7027	Compliance	Open	2	2	B	B
Compliance	State Compliance	24177362	20779	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24177361	25677	Compliance	Open	2	2	B	B
Loan Package Documentation	Application / Processing	24177068	2798	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24177332	3494	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24177371	3934	Compliance	Open	2	2	B	B
Property - Appraisal	General Appraisal Requirements	24177353	4967	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24177327	6579	Compliance	Open_unable_to_clear	3	3	D	D
Compliance	Federal Compliance	24177328	7028	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24177331	7037	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24177373	18330	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24177326	20780	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24177329	23081	Compliance	Open	2	2	B	B
Compliance	State Compliance	24177330	28406	Compliance	Open	3	3	C	C
Insurance	Insurance Documentation	24177629	2864	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24177712	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24177713	25677	Compliance	Open	2	2	B	B
Compliance	Miscellaneous Compliance	24177893	3934	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24177975	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24177977	22137	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24177976	25677	Compliance	Open	2	2	B	B
Loan Package Documentation	Closing / Title	24178531	613	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24178557	3953	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24178554	4087	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24178553	5445	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24178555	22050	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24179169	7027	Compliance	Open	2	2	B	B
Loan Package Documentation	Application / Processing	24416983	2798	Credit	Open	3	3	C	C
Credit	Credit Documentation	24419447	2800	Credit	Open	3	3	D	D
Compliance	Federal Compliance	24418038	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24418036	25158	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24418040	25677	Compliance	Open	2	2	B	B
Loan Package Documentation	Closing / Title	24179122	613	Compliance	Open	3	2	B	B
Loan Package Documentation	Application / Processing	24178945	2798	Credit	Open	3	3	C	C
Compliance	Miscellaneous Compliance	24179127	3934	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24179135	6579	Compliance	Open_unable_to_clear	3	3	D	D
Compliance	Federal Compliance	24179136	7028	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24179133	20780	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24179132	25158	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24179682	5445	Compliance	Open	2	2	B	B
Legal / Regulatory / Compliance	Title / Lien Defect	24179680	23933	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24212003	28247	Compliance	Open	2	2	B	B
Loan Package Documentation	Application / Processing	24179806	2798	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24179930	3494	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24179907	3934	Compliance	Open	2	2	B	B
Property - Appraisal	General Appraisal Requirements	24179894	4967	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24179925	6579	Compliance	Open_unable_to_clear	3	3	D	D
Compliance	Federal Compliance	24179926	7028	Compliance	Open	2	2	B	B
Compliance	Miscellaneous Compliance	24179909	18330	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24179924	20780	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24179927	23038	Compliance	Open	2	2	B	B
Legal / Regulatory / Compliance	Title / Lien Defect	24179914	23933	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24180526	3928	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24180527	4087	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24180525	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24180477	7027	Compliance	Open	2	2	B	B
Loan Package Documentation	Closing / Title	24418453	611	Compliance	Open	3	2	B	B
Loan Package Documentation	Closing / Title	24181010	611	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24181039	3953	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24181038	5445	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24107475	7038	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24181344	2659	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24181343	3928	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24181342	7027	Compliance	Open	2	2	B	B
Insurance	Insurance Documentation	24181634	2864	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24181707	3928	Compliance	Open	2	2	B	B
Credit	Credit Documentation	24107691	883	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24108259	1330	Compliance	Open	2	2	B	B
Loan Package Documentation	Application / Processing	24107428	2798	Credit	Open	3	3	C	C
Insurance	Insurance Documentation	24107603	2864	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24108274	3880	Compliance	Open	3	2	B	B
Property - Appraisal	General Appraisal Requirements	24107629	4967	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24108253	5445	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24108255	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24108273	7038	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24108258	7087	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24108272	19965	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24108256	23038	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24108254	25158	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24108257	25821	Compliance	Open	3	2	B	B
Credit	Credit Documentation	24107785	883	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24107859	1330	Compliance	Open	2	2	B	B
Loan Package Documentation	Application / Processing	24107712	2798	Credit	Cleared	3	1	C	A
Compliance	Federal Compliance	24107852	3506	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24107867	3880	Compliance	Open	3	2	B	B
Property - Appraisal	General Appraisal Requirements	24107783	4967	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24107851	5447	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24107849	6446	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24397333	7027	Compliance	Open	2	2		B
Compliance	Federal Compliance	24107856	7028	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24397335	7038	Compliance	Open	3	2		B
Compliance	Federal Compliance	24397334	7087	Compliance	Open	2	2		B
Compliance	Federal Compliance	24107854	19960	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24107865	19965	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24107866	19999	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24107855	20780	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24107857	23038	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24107848	23558	Compliance	Cleared	3	1	B	A
Legal / Regulatory / Compliance	Title / Lien Defect	24107796	23933	Credit	Cleared	3	1	C	A
Compliance	Federal Compliance	24107853	25158	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24107858	25821	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24107860	26260	Compliance	Cleared	3	1	D	A
Compliance	Federal Compliance	24107850	28407	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24173761	6542	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24173760	6543	Compliance	Open	3	2	B	B
Loan Package Documentation	Application / Processing	24181082	2798	Credit	Open	3	3	C	C
Insurance	Insurance Documentation	24223161	2864	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24181209	3494	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24181167	3934	Compliance	Open	2	2	B	B
Property - Appraisal	General Appraisal Requirements	24181158	4967	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24181204	6579	Compliance	Open_unable_to_clear	3	3	D	D
Compliance	Federal Compliance	24181205	7028	Compliance	Open	2	2	B	B
Compliance	Miscellaneous Compliance	24181169	18330	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24181203	20780	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24181206	23038	Compliance	Open	2	2	B	B
Legal / Regulatory / Compliance	Title / Lien Defect	24181191	23933	Credit	Cleared	3	1	C	A
Compliance	Federal Compliance	24444298	25677	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24181679	2659	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24181680	5010	Compliance	Open	2	2	B	B
Insurance	Insurance Documentation	24182118	2864	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24182088	3928	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24182086	5791	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24182087	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24417554	5445	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24417555	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24417556	25677	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24198976	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24219421	28246	Compliance	Open	3	1	C	A
Loan Package Documentation	Application / Processing	24417596	2798	Credit	Open	3	3	C	C
Insurance	Insurance Documentation	24418121	2864	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24418304	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24418305	25677	Compliance	Open	2	2	B	B
Loan Package Documentation	Application / Processing	24199070	2798	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24199126	3494	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24199181	3934	Compliance	Open	2	2	B	B
Property - Appraisal	General Appraisal Requirements	24199135	4967	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24199122	6579	Compliance	Cleared	3	1	D	A
Compliance	Federal Compliance	24337171	7027	Compliance	Open	2	2		B
Compliance	Federal Compliance	24199123	7028	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24199125	7037	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24199159	18330	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24199121	20780	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24199124	23038	Compliance	Open	2	2	B	B
Legal / Regulatory / Compliance	Title / Lien Defect	24199173	23933	Credit	Open	3	3	C	C
Loan Package Documentation	Closing / Title	24200060	613	Compliance	Open	3	2	B	B
Loan Package Documentation	Closing / Title	24206231	613	Compliance	Open	3	2	B	B
Loan Package Documentation	Application / Processing	24199813	2798	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24200103	3953	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24203409	5445	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24200100	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24200102	22050	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24203410	25677	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24246903	6582	Compliance	Cured	1	1	A	A
Compliance	Federal Compliance	24173889	7038	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24200076	3928	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24200000	7027	Compliance	Open	2	2	B	B
Loan Package Documentation	Application / Processing	24200692	2798	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24201130	5445	Compliance	Open	2	2	B	B
Loan Package Documentation	Application / Processing	24201348	2798	Credit	Cleared	3	1	C	A
Compliance	Federal Compliance	24201461	3494	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24201588	3934	Compliance	Open	2	2	B	B
Property - Appraisal	General Appraisal Requirements	24201520	4967	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24201457	6579	Compliance	Cleared	3	1	D	A
Compliance	Federal Compliance	24337295	7027	Compliance	Open	2	2		B
Compliance	Federal Compliance	24201458	7028	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24201460	7037	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24337299	18330	Compliance	Cleared	2	1		A
Compliance	Federal Compliance	24201456	20780	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24201459	23038	Compliance	Open	2	2	B	B
Legal / Regulatory / Compliance	Title / Lien Defect	24201606	23933	Credit	Cleared	3	1	C	A
Compliance	Federal Compliance	24202943	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24203876	5010	Compliance	Open	2	2	B	B
Insurance	Insurance Documentation	24206115	2864	Credit	Cleared	3	1	C	A
Compliance	State Compliance	24206058	5662	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24206057	7027	Compliance	Open	2	2	B	B
Loan Package Documentation	Closing / Title	24207358	611	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24207317	25677	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24212557	28247	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24174768	1330	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24174763	2652	Compliance	Cleared	3	1	B	A
Compliance	Federal Compliance	24174764	2654	Compliance	Cleared	3	1	B	A
Compliance	Federal Compliance	24174765	2656	Compliance	Cleared	3	1	B	A
Loan Package Documentation	Application / Processing	24174189	2798	Credit	Cleared	3	1	C	A
Loan Package Documentation	Closing / Title	24174127	2799	Compliance	Cleared	3	1	D	A
Compliance	Federal Compliance	24174760	3506	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24174774	3880	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24402004	4925	Compliance	Cleared	3	1		A
Compliance	Federal Compliance	24174756	5445	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24174759	5447	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24174757	6446	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24401701	7027	Compliance	Open	2	2		B
Compliance	Federal Compliance	24174770	7037	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24402006	7038	Compliance	Open	3	2		B
Compliance	Federal Compliance	24174767	7087	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24174772	19965	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24174773	19999	Compliance	Open	3	2	B	B
Legal / Regulatory / Compliance	Title / Lien Defect	24174744	23933	Credit	Cleared	3	1	C	A
Compliance	Federal Compliance	24401702	24490	Compliance	Open	2	2		B
Compliance	Federal Compliance	24174761	25158	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24174766	25821	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24174769	26260	Compliance	Cleared	3	1	D	A
Compliance	Federal Compliance	24174758	28407	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24175442	26039	Compliance	Open	2	2	B	B
Loan Package Documentation	Application / Processing	24207508	2798	Credit	Cleared	3	1	C	A
Compliance	Federal Compliance	24207654	3494	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24207653	3928	Compliance	Open	2	2	B	B
Compliance	Miscellaneous Compliance	24207691	3934	Compliance	Open	2	2	B	B
Property - Appraisal	General Appraisal Requirements	24207668	4967	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24207650	6579	Compliance	Cleared	3	1	D	A
Compliance	Federal Compliance	24382637	7027	Compliance	Open	2	2		B
Compliance	Federal Compliance	24207651	7028	Compliance	Cleared	2	1	B	A
Compliance	Miscellaneous Compliance	24207700	18330	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24207649	20780	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24207652	23038	Compliance	Open	2	2	B	B
Legal / Regulatory / Compliance	Title / Lien Defect	24207702	23933	Credit	Cleared	3	1	C	A
Compliance	Federal Compliance	24210687	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24210688	25677	Compliance	Open	2	2	B	B
Credit	Credit Documentation	24419448	2800	Credit	Open	3	3	D	D
Compliance	Federal Compliance	24418737	20780	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24210867	7027	Compliance	Open	2	2	B	B
Insurance	Insurance Documentation	24211062	2864	Credit	Cleared	3	1	C	A
Compliance	Federal Compliance	24211834	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24211835	25677	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24211000	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24211452	5445	Compliance	Open	2	2	B	B
Compliance	State Compliance	24211454	6524	Compliance	Cleared	3	1	C	A
Compliance	State Compliance	24211359	3295	Compliance	Open	3	3	C	C
Compliance	State Compliance	24211360	3297	Compliance	Open	3	3	C	C
Compliance	State Compliance	24211361	3298	Compliance	Open	3	3	C	C
Compliance	Federal Compliance	24211358	24490	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24211357	25158	Compliance	Open	2	2	B	B
Compliance	State Compliance	24213680	26034	Compliance	Open	3	3	C	C
Insurance	Insurance Documentation	24211178	2864	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24211474	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24211475	25677	Compliance	Open	2	2	B	B
Insurance	Insurance Documentation	24212127	2864	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24211977	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24211978	25677	Compliance	Open	2	2	B	B
Loan Package Documentation	Application / Processing	24211782	2798	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24212021	7027	Compliance	Open	2	2	B	B
Loan Package Documentation	Closing / Title	24212004	613	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24212170	2659	Compliance	Open	3	2	B	B
Loan Package Documentation	Application / Processing	24211620	2798	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24213514	3953	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24212169	25677	Compliance	Open	2	2	B	B
Loan Package Documentation	Closing / Title	24212023	613	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24212011	3953	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24212010	4087	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24212009	5445	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24212230	5010	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24212229	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24212472	2666	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24212471	24490	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24212730	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24212731	25677	Compliance	Open	2	2	B	B
Loan Package Documentation	Closing / Title	24214744	611	Compliance	Open	3	2	B	B
Loan Package Documentation	Closing / Title	24212244	2876	Credit	Cleared	3	1	D	A
Compliance	Federal Compliance	24212375	3928	Compliance	Open	2	2	B	B
Compliance	Miscellaneous Compliance	24212395	3934	Compliance	Open	2	2	B	B
Property - Appraisal	General Appraisal Requirements	24212388	4967	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24212372	6579	Compliance	Cleared	3	1	D	A
Compliance	Federal Compliance	24336063	7027	Compliance	Open	2	2		B
Compliance	Federal Compliance	24212373	7028	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24212371	20780	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24212374	23038	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24212370	25158	Compliance	Open	2	2	B	B
Compliance	State Compliance	24419209	2438	Compliance	Open	3	3	C	C
Compliance	State Compliance	24419207	6416	Compliance	Open	3	3	C	C
Loan Package Documentation	Application / Processing	24212586	2798	Credit	Cleared	3	1	C	A
Compliance	Federal Compliance	24212855	3494	Compliance	Cleared	3	1	B	A
Compliance	Miscellaneous Compliance	24212878	3934	Compliance	Open	2	2	B	B
Property - Appraisal	General Appraisal Requirements	24212858	4967	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24212852	6579	Compliance	Cleared	3	1	D	A
Compliance	Federal Compliance	24333427	7027	Compliance	Open	2	2		B
Compliance	Federal Compliance	24212853	7028	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24212854	7037	Compliance	Cleared	3	1	B	A
Compliance	Miscellaneous Compliance	24212883	18330	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24212851	20780	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24213120	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24213122	23495	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24213121	25677	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24213123	28240	Compliance	Open	2	2	B	B
Insurance	Insurance Documentation	24420522	2864	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24418717	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24418719	25677	Compliance	Open	2	2	B	B
Loan Package Documentation	Application / Processing	24212646	2798	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24213087	5445	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24213089	23038	Compliance	Open	2	2	B	B
Loan Package Documentation	Closing / Title	24213688	613	Compliance	Open	3	2	B	B
Loan Package Documentation	Application / Processing	24212825	2798	Credit	Cleared	3	1	C	A
Compliance	Federal Compliance	24213675	3953	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24213673	4087	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24213672	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24213674	25677	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24213581	4087	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24213607	2666	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24213606	7027	Compliance	Open	2	2	B	B
Loan Package Documentation	Closing / Title	24213691	613	Compliance	Open	3	2	B	B
Loan Package Documentation	Closing / Title	24218770	613	Compliance	Open	3	2	B	B
Loan Package Documentation	Application / Processing	24213128	2798	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24213815	3953	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24213813	4087	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24213812	5445	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24213814	7037	Compliance	Open	3	2	B	B
Legal / Regulatory / Compliance	Title / Lien Defect	24213790	23933	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24213937	25677	Compliance	Open	2	2	B	B
Compliance	Miscellaneous Compliance	24214583	3934	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24214562	7027	Compliance	Open	2	2	B	B
Compliance	State Compliance	24214121	2438	Compliance	Open	3	3	C	C
Compliance	Federal Compliance	24214117	5791	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24214118	25677	Compliance	Open	2	2	B	B
Loan Package Documentation	Application / Processing	24213546	2798	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24213705	3494	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24213751	3934	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24213703	6579	Compliance	Open	3	3	D	D
Compliance	Federal Compliance	24213704	7028	Compliance	Open	2	2	B	B
Compliance	Miscellaneous Compliance	24213766	18330	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24213702	20780	Compliance	Open	2	2	B	B
Loan Package Documentation	Application / Processing	24214245	2798	Credit	Open	3	3	C	C
Insurance	Insurance Documentation	24214272	2864	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24214434	25158	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24214807	5445	Compliance	Open	2	2	B	B
Loan Package Documentation	Closing / Title	24215092	613	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24215070	3953	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24215068	4087	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24215067	5445	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24215069	22050	Compliance	Open	3	2	B	B
Loan Package Documentation	Closing / Title	24214554	611	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24214546	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24214547	25677	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24214485	4087	Compliance	Open	2	2	B	B
Insurance	Insurance Documentation	24214704	2864	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24214758	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24214972	2659	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24214971	7027	Compliance	Open	2	2	B	B
Compliance	Miscellaneous Compliance	24418482	3934	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24418623	7027	Compliance	Open	2	2	B	B
Loan Package Documentation	Closing / Title	24215136	613	Compliance	Open	3	2	B	B
Insurance	Insurance Documentation	24215140	2864	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24215109	3953	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24215107	5445	Compliance	Open	2	2	B	B
Loan Package Documentation	Application / Processing	24214675	2798	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24215076	3494	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24215029	3934	Compliance	Open	2	2	B	B
Property - Appraisal	General Appraisal Requirements	24215040	4967	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24215074	6302	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24215071	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24215075	7037	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24215072	23038	Compliance	Open	2	2	B	B
Legal / Regulatory / Compliance	Title / Lien Defect	24215037	23933	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24215073	25686	Compliance	Open	3	2	B	B
Compliance	State Compliance	24214969	2499	Compliance	Open	2	2	B	B
Loan Package Documentation	Application / Processing	24214835	2798	Credit	Cleared	3	1	C	A
Compliance	Federal Compliance	24214880	3494	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24214899	3934	Compliance	Open	2	2	B	B
Property - Appraisal	General Appraisal Requirements	24214884	4967	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24391793	6577	Compliance	Open	3	3		D
Compliance	Federal Compliance	24214876	6579	Compliance	Cleared	3	1	D	A
Compliance	Federal Compliance	24391794	7027	Compliance	Open	2	2		B
Compliance	Federal Compliance	24214879	7037	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24214903	18330	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24214875	20780	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24214878	23038	Compliance	Open	2	2	B	B
Legal / Regulatory / Compliance	Title / Lien Defect	24214904	23933	Credit	Cleared	3	1	C	A
Compliance	Federal Compliance	24175758	1330	Compliance	Open	2	2	B	B
Loan Package Documentation	Application / Processing	24175305	2798	Credit	Cleared	3	1	C	A
Loan Package Documentation	Closing / Title	24175311	2876	Credit	Cleared	3	1	D	A
Compliance	Federal Compliance	24175765	3880	Compliance	Open	3	2	B	B
Property - Appraisal	General Appraisal Requirements	24175385	4967	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24175756	5334	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24175752	5788	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24395664	7027	Compliance	Cleared	2	1		A
Compliance	Federal Compliance	24175754	7028	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24175761	7037	Compliance	Cleared	3	1	B	A
Compliance	Federal Compliance	24395764	7038	Compliance	Open	3	2		B
Compliance	Miscellaneous Compliance	24175389	18330	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24175764	19965	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24175753	20780	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24175760	22137	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24175755	23038	Compliance	Cleared	2	1	B	A
Legal / Regulatory / Compliance	Title / Lien Defect	24175391	23933	Credit	Cleared	3	1	C	A
Compliance	Federal Compliance	24175751	25158	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24175757	25821	Compliance	Cleared	3	1	B	A
Compliance	Federal Compliance	24395665	26256	Compliance	Open	3	2		B
Compliance	Federal Compliance	24175759	26260	Compliance	Cleared	3	1	D	A
Compliance	Federal Compliance	24215605	28240	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24177180	6542	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24177181	6542	Compliance	Open	3	2	B	B
Compliance	State Compliance	24215324	2499	Compliance	Open	2	2	B	B
Loan Package Documentation	Application / Processing	24214955	2798	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24215322	6579	Compliance	Open_unable_to_clear	3	3	D	D
Compliance	Federal Compliance	24215323	7028	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24215325	7037	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24215321	20780	Compliance	Open	2	2	B	B
Legal / Regulatory / Compliance	Title / Lien Defect	24215337	23933	Credit	Open	3	3	C	C
Loan Package Documentation	Closing / Title	24215788	611	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24215782	2659	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24215784	3953	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24215778	4087	Compliance	Open	2	2	B	B
Compliance	State Compliance	24215779	4180	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24215777	5445	Compliance	Open	2	2	B	B
Compliance	State Compliance	24215780	20744	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24215781	22050	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24215804	2659	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24215803	25677	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24221484	2659	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24215787	6306	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24215786	25686	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24215836	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24215838	7042	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24215759	2666	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24215760	7042	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24215666	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24215920	25677	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24215925	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24215927	22137	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24215926	25677	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24178151	7038	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24419378	25677	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24216213	7027	Compliance	Open	2	2	B	B
Loan Package Documentation	Closing / Title	24419014	613	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24419644	3934	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24422613	5445	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24422615	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24422621	7042	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24422618	22050	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24422614	25158	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24422617	25677	Compliance	Open	2	2	B	B
Insurance	Insurance Documentation	24216254	2864	Credit	Open	3	3	C	C
Loan Package Documentation	Closing / Title	24216387	611	Compliance	Open	3	2	B	B
Loan Package Documentation	Closing / Title	24216394	613	Compliance	Open	3	2	B	B
Compliance	State Compliance	24216380	1891	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24216381	22050	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24216379	24490	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24216630	25677	Compliance	Open	2	2	B	B
Loan Package Documentation	Application / Processing	24418734	2798	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24422276	3078	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24422275	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24422274	25158	Compliance	Open	2	2	B	B
Compliance	State Compliance	24216638	2499	Compliance	Open	2	2	B	B
Loan Package Documentation	Application / Processing	24216106	2798	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24216639	3078	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24216637	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24216636	25158	Compliance	Open	2	2	B	B
Compliance	State Compliance	24216958	2438	Compliance	Open	3	3	C	C
Compliance	State Compliance	24216956	6524	Compliance	Open	3	3	C	C
Compliance	Federal Compliance	24216959	7042	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24216954	25677	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24217091	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24217090	25158	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24217092	25677	Compliance	Open	2	2	B	B
Loan Package Documentation	Closing / Title	24216705	613	Compliance	Open	3	2	B	B
Loan Package Documentation	Application / Processing	24216374	2798	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24216754	3078	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24216755	3079	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24216752	3928	Compliance	Open	2	2	B	B
Compliance	Miscellaneous Compliance	24216720	3934	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24216750	6576	Compliance	Open_unable_to_clear	3	3	D	D
Compliance	Federal Compliance	24216751	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24216758	7040	Compliance	Open	3	2	B	B
Compliance	State Compliance	24216753	20735	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24216756	22050	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24222862	23038	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24216749	25158	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24217061	6578	Compliance	Open	3	3	D	D
Compliance	Federal Compliance	24217062	7027	Compliance	Open	2	2	B	B
Compliance	State Compliance	24217063	26032	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24217779	2687	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24217783	3078	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24217781	3141	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24217778	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24217782	18362	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24217777	25158	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24217780	25677	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24223463	2684	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24223464	2685	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24223465	2686	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24223466	2687	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24223495	2688	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24223467	2691	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24223468	2692	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24223469	2694	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24223471	2695	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24223474	2696	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24223475	2705	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24223476	2706	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24223477	2707	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24223478	2709	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24223483	2710	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24223492	2713	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24223487	2794	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24223493	3141	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24223491	4561	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24223458	5428	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24223459	5429	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24223460	5430	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24223461	5431	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24223462	5432	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24223457	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24223494	18362	Compliance	Open	2	2	B	B
Compliance	State Compliance	24217716	2501	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24217713	2694	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24217714	2696	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24217715	2794	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24223418	28240	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24218538	2687	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24218540	3078	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24218537	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24218539	18362	Compliance	Open	2	2	B	B
Loan Package Documentation	Application / Processing	24218583	2798	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24218765	3494	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24218621	3934	Compliance	Open	2	2	B	B
Property - Appraisal	General Appraisal Requirements	24218601	4967	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24218761	6579	Compliance	Open_unable_to_clear	3	3	D	D
Compliance	Federal Compliance	24218762	7028	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24218764	7037	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24218760	20780	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24218763	23038	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24219002	2684	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24219003	2687	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24219004	2691	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24219007	3078	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24219009	6302	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24219001	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24219006	18362	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24219000	25158	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24219005	25677	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24219008	25688	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24218817	770	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24218814	25158	Compliance	Open	2	2	B	B
Loan Package Documentation	Closing / Title	24262903	613	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24218945	2647	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24218944	2666	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24218940	2688	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24218937	2713	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24218939	3063	Compliance	Open	2	2	B	B
Compliance	Miscellaneous Compliance	24218984	3934	Compliance	Open	2	2	B	B
Compliance	State Compliance	24218941	4180	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24262890	7039	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24218938	7087	Compliance	Open	2	2	B	B
Compliance	State Compliance	24218942	20744	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24218943	22050	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24218935	25158	Compliance	Open	2	2	B	B
Compliance	Miscellaneous Compliance	24219291	3934	Compliance	Open	2	2	B	B
Compliance	Miscellaneous Compliance	24219428	3934	Compliance	Open	2	2	B	B
Compliance	State Compliance	24219436	6223	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24219435	25677	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24219260	2684	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24219261	2694	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24219262	2696	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24219264	3141	Compliance	Open	2	2	B	B
Loan Package Documentation	Closing / Title	24434459	613	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24434505	2688	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24434501	2705	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24434502	2713	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24434504	3063	Compliance	Open	2	2	B	B
Compliance	Miscellaneous Compliance	24434258	3934	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24434500	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24434503	7087	Compliance	Open	2	2	B	B
Compliance	State Compliance	24434506	20735	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24434507	22050	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24434499	25158	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24222866	2684	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24222868	2692	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24222869	2694	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24222871	2696	Compliance	Open	2	2	B	B
Insurance	Insurance Documentation	24223057	2864	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24222864	25158	Compliance	Open	2	2	B	B
Loan Package Documentation	Closing / Title	24219595	613	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24219653	2688	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24219649	2713	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24219652	3063	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24219654	3078	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24219650	3928	Compliance	Open	2	2	B	B
Compliance	Miscellaneous Compliance	24219577	3934	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24219648	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24219651	7087	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24219655	22050	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24219647	25158	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24398114	2688	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24398112	2713	Compliance	Open	2	2	B	B
Loan Package Documentation	Application / Processing	24398046	2798	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24398113	3063	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24398115	3353	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24398117	3494	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24398080	3934	Compliance	Open	2	2	B	B
Loan Package Documentation	Closing / Title	24398079	6568	Credit	Open	2	2	B	B
Compliance	Federal Compliance	24398107	6579	Compliance	Open	3	3	D	D
Compliance	Federal Compliance	24398109	7028	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24398116	7037	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24398085	18330	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24398106	20780	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24398110	23038	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24398105	25158	Compliance	Open	2	2	B	B
Loan Package Documentation	Closing / Title	24219393	613	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24219411	2688	Compliance	Open	2	2	B	B
Loan Package Documentation	Application / Processing	24219364	2798	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24219410	3063	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24219412	3079	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24219408	3928	Compliance	Open	2	2	B	B
Compliance	Miscellaneous Compliance	24219397	3934	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24219409	7087	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24219413	22050	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24219407	25158	Compliance	Open	2	2	B	B
Compliance	State Compliance	24219721	22064	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24219500	2688	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24219498	2713	Compliance	Open	2	2	B	B
Loan Package Documentation	Application / Processing	24219456	2798	Credit	Cleared	3	1	C	A
Compliance	Federal Compliance	24219499	3063	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24219502	3353	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24219504	3494	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24219472	3934	Compliance	Open	2	2	B	B
Property - Appraisal	General Appraisal Requirements	24219471	4967	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24219497	5334	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24387364	5445	Compliance	Open	2	2		B
Compliance	State Compliance	24219501	5681	Compliance	Cleared	2	1	B	A
Compliance	State Compliance	24444558	5681	Compliance	Open	2	2		B
Compliance	Federal Compliance	24219494	6579	Compliance	Cleared	3	1	D	A
Compliance	Federal Compliance	24387365	7027	Compliance	Open	2	2		B
Compliance	Federal Compliance	24219495	7028	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24219503	7037	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24387366	7087	Compliance	Open	2	2		B
Compliance	Miscellaneous Compliance	24219473	18330	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24219493	20780	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24219496	23038	Compliance	Cleared	2	1	B	A
Legal / Regulatory / Compliance	Title / Lien Defect	24219474	23933	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24219492	25158	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24221063	2659	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24221064	7039	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24221359	2688	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24221358	3063	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24221360	3353	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24221361	3934	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24221355	5445	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24221357	7087	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24221356	25158	Compliance	Open	2	2	B	B
Credit	Credit Documentation	24177446	883	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24177482	1330	Compliance	Open	2	2	B	B
Loan Package Documentation	Application / Processing	24177344	2798	Credit	Cleared	3	1	C	A
Compliance	Federal Compliance	24177492	3880	Compliance	Open	3	2	B	B
Property - Appraisal	General Appraisal Requirements	24177439	4967	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24177480	5334	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24394589	7027	Compliance	Open	2	2		B
Compliance	Federal Compliance	24177478	7028	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24394593	7038	Compliance	Open	3	2		B
Compliance	Federal Compliance	24394591	7087	Compliance	Open	2	2		B
Compliance	Federal Compliance	24394592	18604	Compliance	Open	3	2		B
Compliance	Federal Compliance	24177476	19936	Compliance	Cleared	3	1	C	A
Compliance	Federal Compliance	24177491	19965	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24177477	20780	Compliance	Cleared	2	1	B	A
Legal / Regulatory / Compliance	Title / Lien Defect	24177450	23933	Credit	Cleared	3	1	C	A
Compliance	Federal Compliance	24177475	25158	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24177481	25821	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24177483	26260	Compliance	Cleared	3	1	D	A
Compliance	Federal Compliance	24221184	2688	Compliance	Open	2	2	B	B
Loan Package Documentation	Application / Processing	24221121	2798	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24221183	3063	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24221185	3353	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24221187	3494	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24221192	3934	Compliance	Open	2	2	B	B
Property - Appraisal	General Appraisal Requirements	24221189	4967	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24221181	6579	Compliance	Cleared	3	1	D	A
Compliance	Federal Compliance	24221182	7028	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24221186	7037	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24386022	7087	Compliance	Open	2	2		B
Compliance	Miscellaneous Compliance	24221194	18330	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24221180	20780	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24263290	23038	Compliance	Cleared	2	1	B	A
Legal / Regulatory / Compliance	Title / Lien Defect	24221195	23933	Credit	Cleared	3	1	C	A
Compliance	Federal Compliance	24221179	25158	Compliance	Open	2	2	B	B
Loan Package Documentation	Application / Processing	24221345	2798	Credit	Cleared	3	1	C	A
Compliance	Federal Compliance	24221536	3494	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24221453	3934	Compliance	Open	2	2	B	B
Property - Appraisal	General Appraisal Requirements	24221443	4967	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24221534	6302	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24221530	6579	Compliance	Cleared	3	1	D	A
Compliance	Federal Compliance	24385454	7027	Compliance	Open	2	2		B
Compliance	Federal Compliance	24221531	7028	Compliance	Cleared	2	1	B	A
Compliance	Miscellaneous Compliance	24221455	18330	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24221529	20780	Compliance	Cleared	2	1	B	A
Legal / Regulatory / Compliance	Title / Lien Defect	24221457	23933	Credit	Cleared	3	1	C	A
Compliance	Federal Compliance	24221533	25686	Compliance	Open	3	2	B	B
Loan Package Documentation	Application / Processing	24221311	2798	Credit	Cleared	3	1	C	A
Insurance	Insurance Documentation	24379603	2864	Credit	Open	3	3		C
Compliance	Federal Compliance	24221380	3494	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24221389	3934	Compliance	Open	2	2	B	B
Property - Appraisal	General Appraisal Requirements	24221382	4967	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24221378	6302	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24221375	6579	Compliance	Cleared	3	1	D	A
Compliance	Federal Compliance	24221376	7028	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24221379	7037	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24221390	18330	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24221374	20780	Compliance	Cleared	2	1	B	A
Legal / Regulatory / Compliance	Title / Lien Defect	24221391	23933	Credit	Cleared	3	1	C	A
Compliance	Federal Compliance	24221377	25686	Compliance	Open	3	2	B	B
Loan Package Documentation	Closing / Title	24222250	611	Compliance	Open	3	2	B	B
Compliance	State Compliance	24222343	2499	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24222342	2684	Compliance	Open	2	2	B	B
Loan Package Documentation	Closing / Title	24223982	613	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24224051	2688	Compliance	Open	2	2	B	B
Loan Package Documentation	Application / Processing	24222475	2798	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24224050	3063	Compliance	Open	2	2	B	B
Compliance	Miscellaneous Compliance	24223994	3934	Compliance	Open	2	2	B	B
Compliance	State Compliance	24224052	4180	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24224047	5445	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24224049	7087	Compliance	Open	2	2	B	B
Compliance	State Compliance	24224053	20744	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24224054	22050	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24224048	25158	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24222767	2688	Compliance	Open	2	2	B	B
Loan Package Documentation	Application / Processing	24222507	2798	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24222766	3063	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24222768	3353	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24222771	3494	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24222748	3934	Compliance	Open	2	2	B	B
Property - Appraisal	General Appraisal Requirements	24222746	4967	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24222764	6579	Compliance	Open	3	3	D	D
Compliance	Federal Compliance	24222765	7028	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24222770	7037	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24222751	18330	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24222763	20780	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24222769	22137	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24222762	25158	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24223079	2684	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24223080	2694	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24223081	2696	Compliance	Open	2	2	B	B
Compliance	Miscellaneous Compliance	24223098	3350	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24223078	5445	Compliance	Open	2	2	B	B
Compliance	Miscellaneous Compliance	24223289	770	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24223582	2659	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24223575	2685	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24223576	2692	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24223577	2694	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24223578	2696	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24223580	2773	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24223581	3063	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24223574	5445	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24223041	2684	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24223040	25158	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24223314	2685	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24223315	2694	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24223316	2696	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24223317	18362	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24223313	23038	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24223318	28241	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24223540	3070	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24223070	2688	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24386697	2705	Compliance	Cleared	2	1		A
Compliance	Federal Compliance	24386698	2794	Compliance	Open	2	2		B
Loan Package Documentation	Application / Processing	24222940	2798	Credit	Cleared	3	1	C	A
Insurance	Insurance Documentation	24444771	2864	Credit	Open	3	3		C
Compliance	Federal Compliance	24223069	3063	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24223071	3353	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24223073	3494	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24223100	3934	Compliance	Open	2	2	B	B
Property - Appraisal	General Appraisal Requirements	24223097	4967	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24386695	5445	Compliance	Open	2	2		B
Compliance	Federal Compliance	24223064	6579	Compliance	Cleared	3	1	D	A
Compliance	Federal Compliance	24386696	7027	Compliance	Open	2	2		B
Compliance	Federal Compliance	24223065	7028	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24223072	7037	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24386699	7087	Compliance	Open	2	2		B
Compliance	Miscellaneous Compliance	24223113	18330	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24223063	20780	Compliance	Cleared	2	1	B	A
Legal / Regulatory / Compliance	Title / Lien Defect	24223114	23933	Credit	Cleared	3	1	C	A
Compliance	Federal Compliance	24223062	25158	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24179887	3136	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24179953	3907	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24179952	6331	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24179869	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24179951	19966	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24179872	24188	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24179870	25821	Compliance	Open	3	2	C	B
Compliance	Federal Compliance	24179871	26263	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24248613	6542	Compliance	Open	3	2	B	B
Credit	Credit Documentation	24180444	883	Credit	Open	3	3	C	C
Loan Package Documentation	Application / Processing	24180317	2798	Credit	Cleared	3	1	C	A
Compliance	Federal Compliance	24180467	3136	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24180468	3907	Compliance	Open	3	2	B	B
Property - Appraisal	General Appraisal Requirements	24180434	4967	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24391653	7027	Compliance	Open	2	2		B
Compliance	Federal Compliance	24180450	7028	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24391655	7038	Compliance	Open	3	2		B
Compliance	Federal Compliance	24391654	7087	Compliance	Open	2	2		B
Compliance	Federal Compliance	24180466	19966	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24180449	20780	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24180451	23038	Compliance	Cleared	2	1	B	A
Legal / Regulatory / Compliance	Title / Lien Defect	24180445	23933	Credit	Cleared	3	1	C	A
Compliance	Federal Compliance	24180448	25158	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24180452	25821	Compliance	Open	3	2	C	B
Compliance	Federal Compliance	24180453	26260	Compliance	Cleared	3	1	D	A
Compliance	Federal Compliance	24224622	2691	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24224626	3070	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24224625	3078	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24224621	5431	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24224620	5791	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24224624	18362	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24224623	25677	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24224311	2684	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24224314	2773	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24224312	3085	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24224315	3141	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24224534	2688	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24224535	3078	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24224328	3934	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24224529	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24224532	7087	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24224533	18362	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24224528	25158	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24224531	25677	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24224530	28193	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24224425	2684	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24224426	2694	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24224427	2696	Compliance	Open	2	2	B	B
Compliance	Miscellaneous Compliance	24224464	3350	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24224424	5440	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24224480	25686	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24223944	2688	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24223943	3063	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24223945	3353	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24223659	3934	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24223937	5445	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24223939	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24223940	23038	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24223938	25158	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24223942	25677	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24223941	28193	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24224260	2684	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24224261	2702	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24224262	3070	Compliance	Open	3	2	B	B
Loan Package Documentation	Application / Processing	24223626	2798	Credit	Cleared	3	1	C	A
Compliance	Federal Compliance	24223665	3494	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24223675	3934	Compliance	Open	2	2	B	B
Property - Appraisal	General Appraisal Requirements	24223671	4967	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24223661	6579	Compliance	Cleared	3	1	D	A
Compliance	Federal Compliance	24379163	7027	Compliance	Open	2	2		B
Compliance	Federal Compliance	24223662	7028	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24223664	7037	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24223677	18330	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24223660	20780	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24223663	23038	Compliance	Open	2	2	B	B
Legal / Regulatory / Compliance	Title / Lien Defect	24223686	23933	Credit	Cleared	3	1	C	A
Compliance	Federal Compliance	24224566	2688	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24224563	2713	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24224565	3063	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24224567	3353	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24224569	3494	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24224475	3934	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24224561	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24224568	7037	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24224564	7087	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24224560	25158	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24224562	28193	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24224713	2659	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24224709	2687	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24224710	2713	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24224711	3063	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24224712	3078	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24224962	5434	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24224964	5437	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24224966	5438	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24224965	6509	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24224963	6514	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24224707	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24224708	28193	Compliance	Open	2	2	B	B
Compliance	Miscellaneous Compliance	24227445	770	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24224290	2659	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24224279	2684	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24224280	2685	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24224281	2687	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24224282	2692	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24224283	2694	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24224284	2695	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24224285	2696	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24224288	3078	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24224277	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24224287	18362	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24224289	22137	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24224276	25158	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24224286	25677	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24224278	28193	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24224343	2688	Compliance	Open	2	2	B	B
Loan Package Documentation	Application / Processing	24224100	2798	Credit	Cleared	3	1	C	A
Compliance	Federal Compliance	24224342	3063	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24224344	3353	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24224346	3494	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24224357	3934	Compliance	Open	2	2	B	B
Property - Appraisal	General Appraisal Requirements	24224351	4967	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24224340	5334	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24371396	5445	Compliance	Open	2	2		B
Compliance	Federal Compliance	24224337	6579	Compliance	Cleared	3	1	D	A
Compliance	Federal Compliance	24350819	7027	Compliance	Cleared	2	1		A
Compliance	Federal Compliance	24224338	7028	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24224345	7037	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24350823	7087	Compliance	Open	2	2		B
Compliance	Miscellaneous Compliance	24224359	18330	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24224336	20780	Compliance	Cleared	2	1	B	A
Legal / Regulatory / Compliance	Title / Lien Defect	24224362	23933	Credit	Cleared	3	1	C	A
Compliance	Federal Compliance	24224335	25158	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24224341	28193	Compliance	Cleared	2	1	B	A
Compliance	State Compliance	24224865	1891	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24224864	2688	Compliance	Open	2	2	B	B
Loan Package Documentation	Application / Processing	24224691	2798	Credit	Cleared	3	1	C	A
Compliance	Federal Compliance	24224863	3063	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24224868	3353	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24224872	3494	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24224799	3934	Compliance	Open	2	2	B	B
Property - Appraisal	General Appraisal Requirements	24224777	4967	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24224861	5334	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24224870	6302	Compliance	Open	3	2	B	B
Compliance	State Compliance	24224867	6413	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24224858	6579	Compliance	Cleared	3	1	D	A
Compliance	Federal Compliance	24376668	7027	Compliance	Open	2	2		B
Compliance	Federal Compliance	24224859	7028	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24224871	7037	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24376670	7087	Compliance	Open	2	2		B
Compliance	Miscellaneous Compliance	24264292	18330	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24224857	20780	Compliance	Cleared	2	1	B	A
Compliance	State Compliance	24224866	20804	Compliance	Open	2	2	B	B
Legal / Regulatory / Compliance	Title / Lien Defect	24224803	23933	Credit	Cleared	3	1	C	A
Compliance	Federal Compliance	24376669	24490	Compliance	Open	2	2		B
Compliance	Federal Compliance	24224856	25158	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24224869	25686	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24224862	28193	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24224766	2684	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24224767	2694	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24224768	2696	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24224771	3063	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24224770	3141	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24224769	25677	Compliance	Open	2	2	B	B
Compliance	Miscellaneous Compliance	24225466	770	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24225354	2684	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24225356	7042	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24225352	25158	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24225355	25677	Compliance	Open	2	2	B	B
Loan Package Documentation	Application / Processing	24433456	2798	Credit	Open	3	3	C	C
Loan Package Documentation	Closing / Title	24442411	2799	Compliance	Open	3	3	D	D
Loan Package Documentation	Application / Processing	24442414	2802	Compliance	Open	2	2	B	B
Loan Package Documentation	Loan File	24442420	3829	Compliance	Open	3	3	D	D
Compliance	Miscellaneous Compliance	24433488	3934	Compliance	Open	2	2	B	B
Loan Package Documentation	Closing / Title	24464655	4747	Compliance	Open	3	3	D	D
Compliance	Federal Compliance	24225321	2659	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24434097	2688	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24434096	3063	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24434098	3353	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24434119	3934	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24434090	5434	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24434092	5437	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24434094	5438	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24434088	5445	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24434093	6509	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24434091	6514	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24434089	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24434099	7037	Compliance	Open	3	2	B	B
Legal / Regulatory / Compliance	Title / Lien Defect	24434123	23933	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24434095	28193	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24225684	2684	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24225685	3141	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24225683	5428	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24225681	5791	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24225682	25158	Compliance	Open	2	2	B	B
Loan Package Documentation	Closing / Title	24239037	611	Compliance	Open	3	2	B	B
Loan Package Documentation	Closing / Title	24239033	613	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24239045	2659	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24226017	2688	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24226016	3063	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24226019	3079	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24226052	3934	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24226015	7087	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24226022	22050	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24226013	25158	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24226020	28240	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24228475	2684	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24228476	2702	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24228477	2705	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24228473	5437	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24228474	5438	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24228471	5445	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24228472	6514	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24225251	2688	Compliance	Open	2	2	B	B
Loan Package Documentation	Application / Processing	24225198	2798	Credit	Cleared	3	1	C	A
Compliance	Federal Compliance	24225364	3063	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24225252	3353	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24225254	3494	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24225214	3934	Compliance	Open	2	2	B	B
Property - Appraisal	General Appraisal Requirements	24225278	4967	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24225249	5334	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24351841	5434	Compliance	Open	2	2		B
Compliance	Federal Compliance	24351842	5435	Compliance	Open	2	2		B
Compliance	Federal Compliance	24351656	5445	Compliance	Open	2	2		B
Compliance	Federal Compliance	24351845	6509	Compliance	Open	2	2		B
Compliance	Federal Compliance	24351843	6514	Compliance	Cleared	2	1		A
Compliance	Federal Compliance	24225246	6579	Compliance	Cleared	3	1	D	A
Compliance	Federal Compliance	24225253	7037	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24351662	7087	Compliance	Open	2	2		B
Compliance	Federal Compliance	24225245	20780	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24225363	23038	Compliance	Open	2	2	B	B
Legal / Regulatory / Compliance	Title / Lien Defect	24225215	23933	Credit	Cleared	3	1	C	A
Compliance	Federal Compliance	24225244	25158	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24228423	2684	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24228424	2773	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24228369	2773	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24228368	5438	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24228371	18362	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24228367	25158	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24228370	25677	Compliance	Open	2	2	B	B
Compliance	State Compliance	24228441	2499	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24228435	2684	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24228436	2687	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24228437	2694	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24228438	2696	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24228442	3078	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24228430	5434	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24228432	5437	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24228433	6509	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24228431	6514	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24228429	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24228440	18362	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24228439	25677	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24228434	28193	Compliance	Open	2	2	B	B
Compliance	State Compliance	24252675	1859	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24252672	2687	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24252677	3078	Compliance	Open	3	2	B	B
Compliance	State Compliance	24252676	4163	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24252670	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24252674	18362	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24252673	25677	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24252671	28193	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24228507	3085	Compliance	Open	2	2	B	B
Loan Package Documentation	Closing / Title	24271167	613	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24228520	2688	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24228522	3079	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24228462	3934	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24271138	7039	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24271137	22050	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24228509	25158	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24228404	2688	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24228405	3353	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24228329	3934	Compliance	Open	2	2	B	B
Property - Appraisal	General Appraisal Requirements	24228344	4967	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24228400	5445	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24228403	18362	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24228401	23038	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24228402	25677	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24226049	2688	Compliance	Open	2	2	B	B
Loan Package Documentation	Application / Processing	24225760	2798	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24226048	3063	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24226047	3141	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24226050	3353	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24226051	3494	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24226092	3934	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24226045	5334	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24226040	5445	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24226043	6579	Compliance	Open	3	3	D	D
Compliance	Federal Compliance	24226044	7028	Compliance	Open	2	2	B	B
Compliance	Miscellaneous Compliance	24226093	18330	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24226042	20780	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24226041	25158	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24226046	28193	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24228642	2694	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24228643	2696	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24228644	3353	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24228645	7042	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24240137	2687	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24240138	2694	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24240139	2696	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24240150	3078	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24240132	5434	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24240134	5437	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24240135	6509	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24240133	6514	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24240130	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24240147	18362	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24240140	25677	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24240136	28193	Compliance	Open	2	2	B	B
Compliance	State Compliance	24240295	1859	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24247043	2702	Compliance	Open	2	2	B	B
Compliance	State Compliance	24240296	4180	Compliance	Open	2	2	B	B
Compliance	State Compliance	24240298	20744	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24244266	2687	Compliance	Open	2	2	B	B
Loan Package Documentation	Application / Processing	24235278	2798	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24244269	3078	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24244258	5434	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24244263	5437	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24244264	6509	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24244260	6514	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24244256	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24244267	18362	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24244265	28193	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24245187	2684	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24245186	5791	Compliance	Open	2	2	B	B
Compliance	Miscellaneous Compliance	24245260	770	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24245479	2684	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24245480	2691	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24245481	2694	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24245482	2696	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24245470	5445	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24245474	25158	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24245498	2659	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24245491	2694	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24245492	2696	Compliance	Open	2	2	B	B
Loan Package Documentation	Closing / Title	24239010	613	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24239002	2688	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24238997	2713	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24239001	3063	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24239003	3078	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24239103	3934	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24238995	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24239000	7087	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24239005	22050	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24238994	25158	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24238998	25677	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24238996	28193	Compliance	Open	2	2	B	B
Loan Package Documentation	Closing / Title	24245411	613	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24245401	2688	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24245399	2713	Compliance	Open	2	2	B	B
Loan Package Documentation	Application / Processing	24238170	2798	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24245400	3063	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24274575	3079	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24245456	3934	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24245402	22050	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24245397	25158	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24236801	2688	Compliance	Open	2	2	B	B
Loan Package Documentation	Application / Processing	24228671	2798	Credit	Open	3	3	C	C
Loan Package Documentation	Closing / Title	24230706	2876	Credit	Cleared	3	1	D	A
Compliance	Federal Compliance	24236800	3063	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24236802	3353	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24236805	3494	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24234182	3934	Compliance	Open	2	2	B	B
Property - Appraisal	General Appraisal Requirements	24233374	4967	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24236794	5334	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24236789	6579	Compliance	Cleared	3	1	D	A
Compliance	Federal Compliance	24349286	7027	Compliance	Open	2	2		B
Compliance	Federal Compliance	24236790	7028	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24236804	7037	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24234720	18330	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24236784	20780	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24236793	23038	Compliance	Open	2	2	B	B
Legal / Regulatory / Compliance	Title / Lien Defect	24234290	23933	Credit	Cleared	3	1	C	A
Compliance	Federal Compliance	24236782	25158	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24236796	28193	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24243405	7027	Compliance	Open	2	2	B	B
Loan Package Documentation	Application / Processing	24235857	2798	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24238976	3494	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24238987	3934	Compliance	Open	2	2	B	B
Property - Appraisal	General Appraisal Requirements	24238981	4967	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24238972	6579	Compliance	Open_unable_to_clear	3	3	D	D
Compliance	Federal Compliance	24238973	7028	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24238975	7037	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24238989	18330	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24238971	20780	Compliance	Open	2	2	B	B
Legal / Regulatory / Compliance	Title / Lien Defect	24239007	23933	Credit	Open	3	3	C	C
Loan Package Documentation	Closing / Title	24246845	611	Compliance	Open	3	2	B	B
Loan Package Documentation	Application / Processing	24243765	2798	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24246877	22050	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24246876	25677	Compliance	Open	2	2	B	B
Loan Package Documentation	Application / Processing	24245009	2798	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24245515	3494	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24245445	3934	Compliance	Open	2	2	B	B
Property - Appraisal	General Appraisal Requirements	24245443	4967	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24245511	6579	Compliance	Open_unable_to_clear	3	3	D	D
Compliance	Federal Compliance	24245512	7028	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24245514	7037	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24245449	18330	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24245510	20780	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24245513	23038	Compliance	Open	2	2	B	B
Loan Package Documentation	Application / Processing	24241972	2798	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24243369	3494	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24243741	3934	Compliance	Open	2	2	B	B
Property - Appraisal	General Appraisal Requirements	24243600	4967	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24243359	6579	Compliance	Open	3	3	D	D
Compliance	Federal Compliance	24243362	7028	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24243367	7037	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24243788	18330	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24243355	20780	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24243364	23038	Compliance	Open	2	2	B	B
Loan Package Documentation	Application / Processing	24242098	2798	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24245364	3494	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24245406	3934	Compliance	Open	2	2	B	B
Property - Appraisal	General Appraisal Requirements	24245451	4967	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24245433	6579	Compliance	Open	3	3	D	D
Compliance	Federal Compliance	24245434	7028	Compliance	Open	2	2	B	B
Compliance	Miscellaneous Compliance	24245407	18330	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24245361	20780	Compliance	Open	2	2	B	B
Legal / Regulatory / Compliance	Title / Lien Defect	24245409	23933	Credit	Open	3	3	C	C
Loan Package Documentation	Application / Processing	24245523	2798	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24246343	3494	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24246528	3934	Compliance	Open	2	2	B	B
Property - Appraisal	General Appraisal Requirements	24246416	4967	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24246338	6579	Compliance	Open	3	3	D	D
Compliance	Federal Compliance	24246340	7028	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24246341	7037	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24275523	18330	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24246337	20780	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24247035	2659	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24247126	3934	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24444632	2659	Compliance	Open	3	2	B	B
Loan Package Documentation	Application / Processing	24246705	2798	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24247253	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24247254	7037	Compliance	Open	3	2	B	B
Loan Package Documentation	Closing / Title	24444288	611	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24444269	2659	Compliance	Open	3	2	B	B
Loan Package Documentation	Application / Processing	24444024	2798	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24444265	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24444268	22050	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24444266	25677	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24444212	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24444213	7037	Compliance	Open	3	2	B	B
Loan Package Documentation	Closing / Title	24444222	611	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24444275	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24444277	7037	Compliance	Open	3	2	B	B
Insurance	Insurance Documentation	24246884	2864	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24246972	7027	Compliance	Open	2	2	B	B
Loan Package Documentation	Application / Processing	24246636	2798	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24246684	3494	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24246689	3934	Compliance	Open	2	2	B	B
Property - Appraisal	General Appraisal Requirements	24246686	4967	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24246681	6579	Compliance	Open	3	3	D	D
Compliance	Federal Compliance	24246682	7028	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24246683	7037	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24246697	18330	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24246680	20780	Compliance	Open	2	2	B	B
Loan Package Documentation	Application / Processing	24246741	2798	Credit	Open	3	3	C	C
Insurance	Insurance Documentation	24246893	2864	Credit	Open	3	3	C	C
Compliance	Miscellaneous Compliance	24246889	3934	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24247021	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24247023	7037	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24247022	25677	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24246950	2659	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24247443	2659	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24247444	2666	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24247441	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24247439	20780	Compliance	Open	2	2	B	B
Compliance	State Compliance	24246930	1973	Compliance	Open	2	2	B	B
Compliance	State Compliance	24246931	1976	Compliance	Open	2	2	B	B
Loan Package Documentation	Application / Processing	24246852	2798	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24246934	3494	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24246940	3934	Compliance	Open	2	2	B	B
Property - Appraisal	General Appraisal Requirements	24246937	4967	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24246927	6579	Compliance	Open	3	3	D	D
Compliance	State Compliance	24246932	6589	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24246928	7028	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24246933	7037	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24246941	18330	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24246926	20780	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24246929	23038	Compliance	Open	2	2	B	B
Legal / Regulatory / Compliance	Title / Lien Defect	24246942	23933	Credit	Open	3	3	C	C
Loan Package Documentation	Application / Processing	24247120	2798	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24247299	3494	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24247245	3934	Compliance	Open	2	2	B	B
Property - Appraisal	General Appraisal Requirements	24247224	4967	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24247296	6579	Compliance	Open	3	3	D	D
Compliance	Federal Compliance	24247297	7028	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24247298	7037	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24247251	18330	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24247295	20780	Compliance	Open	2	2	B	B
Legal / Regulatory / Compliance	Title / Lien Defect	24247256	23933	Credit	Open	3	3	C	C
Loan Package Documentation	Application / Processing	24247198	2798	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24247284	3494	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24247264	3934	Compliance	Open	2	2	B	B
Property - Appraisal	General Appraisal Requirements	24247257	4967	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24247279	6579	Compliance	Open	3	3	D	D
Compliance	Federal Compliance	24247280	7028	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24247283	7037	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24247266	18330	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24247278	20780	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24247282	22137	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24247281	23038	Compliance	Open	2	2	B	B
Loan Package Documentation	Application / Processing	24247122	2798	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24247171	3494	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24247181	3934	Compliance	Open	2	2	B	B
Property - Appraisal	General Appraisal Requirements	24247172	4967	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24247168	6579	Compliance	Open	3	3	D	D
Compliance	Federal Compliance	24247169	7028	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24247170	7037	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24247182	18330	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24247167	20780	Compliance	Open	2	2	B	B
Legal / Regulatory / Compliance	Title / Lien Defect	24247183	23933	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24247470	2659	Compliance	Open	3	2	B	B
Loan Package Documentation	Application / Processing	24247346	2798	Credit	Open	3	3	C	C
Compliance	Miscellaneous Compliance	24247782	3934	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24247866	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24276015	20780	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24420633	2659	Compliance	Open	3	2		B
Compliance	Federal Compliance	24247754	4087	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24247753	6576	Compliance	Cleared	3	1	D	A
Compliance	Federal Compliance	24247927	6577	Compliance	Open	3	3	D	D
Compliance	Federal Compliance	24247928	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24248074	23038	Compliance	Open	2	2	B	B
Loan Package Documentation	Application / Processing	24247454	2798	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24247671	3494	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24247580	3934	Compliance	Open	2	2	B	B
Property - Appraisal	General Appraisal Requirements	24247566	4967	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24247667	6579	Compliance	Open	3	3	D	D
Compliance	Federal Compliance	24247668	7028	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24247670	7037	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24247582	18330	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24247666	20780	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24247669	23038	Compliance	Open	2	2	B	B
Legal / Regulatory / Compliance	Title / Lien Defect	24247583	23933	Credit	Open	3	3	C	C
Loan Package Documentation	Application / Processing	24247672	2798	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24247772	3494	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24247717	3934	Compliance	Open	2	2	B	B
Property - Appraisal	General Appraisal Requirements	24247707	4967	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24247767	6579	Compliance	Open	3	3	D	D
Compliance	Federal Compliance	24247768	7028	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24247771	7037	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24247729	18330	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24247766	20780	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24247769	23038	Compliance	Open	2	2	B	B
Legal / Regulatory / Compliance	Title / Lien Defect	24247724	23933	Credit	Open	3	3	C	C
Loan Package Documentation	Application / Processing	24247851	2798	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24247977	3494	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24247984	3934	Compliance	Open	2	2	B	B
Property - Appraisal	General Appraisal Requirements	24247981	4967	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24247973	6579	Compliance	Open	3	3	D	D
Compliance	Federal Compliance	24247974	7028	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24247976	7037	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24247985	18330	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24247972	20780	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24247975	23038	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24248019	5010	Compliance	Open	2	2	B	B
Compliance	State Compliance	24248182	1973	Compliance	Open	2	2	B	B
Compliance	State Compliance	24248183	1976	Compliance	Open	2	2	B	B
Loan Package Documentation	Application / Processing	24247911	2798	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24248186	3494	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24248171	3934	Compliance	Open	2	2	B	B
Property - Appraisal	General Appraisal Requirements	24248165	4967	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24248179	6579	Compliance	Open	3	3	D	D
Compliance	State Compliance	24248184	6589	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24248180	7028	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24248185	7037	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24248172	18330	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24248178	20780	Compliance	Open	2	2	B	B
Legal / Regulatory / Compliance	Title / Lien Defect	24248173	23933	Credit	Open	3	3	C	C
Loan Package Documentation	Closing / Title	24248370	611	Compliance	Open	3	2	B	B
Loan Package Documentation	Application / Processing	24247882	2798	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24248365	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24248367	22050	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24248366	22137	Compliance	Open	2	2	B	B
Loan Package Documentation	Closing / Title	24248289	611	Compliance	Open	3	2	B	B
Loan Package Documentation	Application / Processing	24248114	2798	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24248199	3494	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24248130	3934	Compliance	Open	2	2	B	B
Property - Appraisal	General Appraisal Requirements	24248120	4967	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24248192	6579	Compliance	Open	3	3	D	D
Compliance	Federal Compliance	24248194	7028	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24248197	7037	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24248157	18330	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24248190	20780	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24248195	23038	Compliance	Open	2	2	B	B
Loan Package Documentation	Closing / Title	24276291	611	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24248536	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24276289	22050	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24248537	28240	Compliance	Open	2	2	B	B
Loan Package Documentation	Closing / Title	24248914	611	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24248910	7027	Compliance	Open	2	2	B	B
Loan Package Documentation	Closing / Title	24248575	611	Compliance	Open	3	2	B	B
Loan Package Documentation	Application / Processing	24248239	2798	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24248559	22050	Compliance	Open	3	2	B	B
Loan Package Documentation	Application / Processing	24434388	2798	Credit	Open	3	3	C	C
Insurance	Insurance Documentation	24441175	2864	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24434433	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24434434	25677	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24248596	5010	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24248595	7027	Compliance	Open	2	2	B	B
Loan Package Documentation	Application / Processing	24248507	2798	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24248647	3494	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24248677	3934	Compliance	Open	2	2	B	B
Property - Appraisal	General Appraisal Requirements	24248657	4967	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24248645	6579	Compliance	Open_unable_to_clear	3	3	D	D
Compliance	Federal Compliance	24248646	7028	Compliance	Open	2	2	B	B
Compliance	Miscellaneous Compliance	24248680	18330	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24248644	20780	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24248634	2684	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24248635	2694	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24248636	2696	Compliance	Open	2	2	B	B
Insurance	Insurance Documentation	24248523	2864	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24248633	23038	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24248637	25677	Compliance	Open	2	2	B	B
Loan Package Documentation	Application / Processing	24248519	2798	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24249205	3063	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24249204	3141	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24249208	3873	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24249202	5791	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24249212	6306	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24249211	25688	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24253244	2687	Compliance	Open	2	2	B	B
Loan Package Documentation	Application / Processing	24248470	2798	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24253432	3063	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24253245	3078	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24276719	3085	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24253430	4087	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24253429	5445	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24253240	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24276697	24983	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24253239	25158	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24253431	25677	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24253242	28193	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24249178	2684	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24249179	2694	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24249180	2696	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24276656	5428	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24250415	2687	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24253478	2702	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24250417	3078	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24250412	5437	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24250411	6514	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24250410	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24250416	18362	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24250409	25158	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24250413	28193	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24198220	6572	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24198221	24188	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24198222	26033	Compliance	Open	3	2	B	B
Loan Package Documentation	Closing / Title	24249037	611	Compliance	Open	3	2	B	B
Compliance	State Compliance	24249110	3437	Compliance	Open	3	3	C	C
Compliance	State Compliance	24249111	29403	Compliance	Open	3	3	C	C
Compliance	Federal Compliance	24250150	2659	Compliance	Open	3	2	B	B
Insurance	Insurance Documentation	24249127	2864	Credit	Cleared	3	1	C	A
Compliance	Federal Compliance	24250149	3141	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24250151	5010	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24250146	5437	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24250147	5438	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24250145	6514	Compliance	Open	2	2	B	B
Loan Package Documentation	Application / Processing	24248817	2798	Credit	Cleared	3	1	C	A
Compliance	Federal Compliance	24248998	3494	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24248980	3934	Compliance	Open	2	2	B	B
Property - Appraisal	General Appraisal Requirements	24248975	4967	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24248994	6579	Compliance	Cleared	3	1	D	A
Compliance	Federal Compliance	24385666	7027	Compliance	Open	2	2		B
Compliance	Federal Compliance	24248995	7028	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24248997	7037	Compliance	Cleared	3	1	B	A
Compliance	Miscellaneous Compliance	24248981	18330	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24248993	20780	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24248996	23038	Compliance	Cleared	2	1	B	A
Legal / Regulatory / Compliance	Title / Lien Defect	24248982	23933	Credit	Cleared	3	1	C	A
Compliance	Federal Compliance	24249555	2694	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24249556	2696	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24249572	2702	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24250202	2684	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24250203	2687	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24250204	2692	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24250205	2694	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24250206	2696	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24250209	3078	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24250196	5434	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24250198	5437	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24250200	5438	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24250192	6443	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24250199	6509	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24250197	6514	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24250195	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24250208	18362	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24250193	20701	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24250194	25158	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24250207	25677	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24250201	28193	Compliance	Open	2	2	B	B
Compliance	State Compliance	24250030	1859	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24250027	2687	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24250031	3078	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24250023	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24250029	18362	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24250022	25158	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24250025	28193	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24252827	2688	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24252824	2713	Compliance	Open	2	2	B	B
Loan Package Documentation	Application / Processing	24249315	2798	Credit	Cleared	3	1	C	A
Insurance	Insurance Documentation	24372298	2864	Credit	Open	3	3		C
Compliance	Federal Compliance	24252826	3063	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24276811	3141	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24252828	3353	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24252829	3494	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24252796	3934	Compliance	Open	2	2	B	B
Property - Appraisal	General Appraisal Requirements	24252790	4967	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24252822	5334	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24372481	5434	Compliance	Open	2	2		B
Compliance	Federal Compliance	24372484	5437	Compliance	Open	2	2		B
Compliance	Federal Compliance	24372479	5445	Compliance	Open	2	2		B
Compliance	Federal Compliance	24372485	6509	Compliance	Open	2	2		B
Compliance	Federal Compliance	24372482	6514	Compliance	Open	2	2		B
Compliance	Federal Compliance	24252819	6579	Compliance	Cleared	3	1	D	A
Compliance	Federal Compliance	24372480	7027	Compliance	Open	2	2		B
Compliance	Federal Compliance	24252820	7028	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24372487	7087	Compliance	Open	2	2		B
Compliance	Miscellaneous Compliance	24252812	18330	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24252818	20780	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24252821	23038	Compliance	Open	2	2	B	B
Legal / Regulatory / Compliance	Title / Lien Defect	24252799	23933	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24252817	25158	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24252823	28193	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24250310	2684	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24253819	2773	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24250312	2794	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24250314	3070	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24250313	3141	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24250396	2684	Compliance	Open	2	2	B	B
Loan Package Documentation	Application / Processing	24250353	2798	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24250394	25158	Compliance	Open	2	2	B	B
Insurance	Insurance Documentation	24250586	2864	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24250614	2773	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24199177	1330	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24199194	6542	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24252848	2692	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24252849	2696	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24252846	5430	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24252847	5432	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24252845	5440	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24435010	2684	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24435011	2694	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24435012	2696	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24435013	2773	Compliance	Open	2	2	B	B
Compliance	Miscellaneous Compliance	24434774	3350	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24435014	4087	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24456709	5437	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24456710	5438	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24435006	5445	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24456708	6514	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24435007	23038	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24435015	25677	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24252965	2687	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24252966	2694	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24252967	2696	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24252969	3063	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24252970	3353	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24252963	5437	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24252964	5438	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24252962	6514	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24252972	7042	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24252968	25677	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24252843	7042	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24252841	23038	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24252842	25677	Compliance	Open	2	2	B	B
Loan Package Documentation	Closing / Title	24442190	613	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24436044	2647	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24442179	2659	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24436042	2666	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24436038	2688	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24436035	2705	Compliance	Open	2	2	B	B
Loan Package Documentation	Application / Processing	24434367	2798	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24436037	3063	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24436039	3353	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24435779	3934	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24436034	5440	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24436043	7039	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24436036	7087	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24436040	22050	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24436032	25158	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24253030	1305	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24253033	2659	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24253029	3131	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24253031	4087	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24253028	5445	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24434733	2688	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24434730	2713	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24434732	3063	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24434734	3353	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24434736	3494	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24434743	3934	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24434727	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24434735	7037	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24434731	7087	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24434728	23038	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24434726	25158	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24434729	28193	Compliance	Open	2	2	B	B
Compliance	Miscellaneous Compliance	24255829	770	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24253975	2659	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24253963	2684	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24253965	2694	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24255833	2695	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24253966	2696	Compliance	Open	2	2	B	B
Compliance	Miscellaneous Compliance	24255825	3350	Compliance	Open	2	2	B	B
Compliance	State Compliance	24253969	21706	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24253974	22137	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24253961	23038	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24253967	25677	Compliance	Open	2	2	B	B
Loan Package Documentation	Application / Processing	24253070	2798	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24253544	3928	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24253543	7027	Compliance	Open	2	2	B	B
Insurance	Insurance Documentation	24210887	2864	Credit	Open	3	3	C	C
Compliance	State Compliance	24253883	22064	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24254252	2694	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24254253	2696	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24254251	5445	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24276927	23038	Compliance	Open	2	2	B	B
Loan Package Documentation	Application / Processing	24253111	2798	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24253151	3494	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24253123	3934	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24253149	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24253150	7037	Compliance	Open	3	2	B	B
Loan Package Documentation	Application / Processing	24253370	2798	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24253768	24983	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24254358	2684	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24254359	2685	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24254360	2694	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24254361	2696	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24254357	5445	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24254362	22137	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24254043	2666	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24254039	2696	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24254040	2773	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24254041	18362	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24254042	22137	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24254462	25677	Compliance	Open	2	2	B	B
Loan Package Documentation	Application / Processing	24253818	2798	Credit	Open	3	3	C	C
Compliance	State Compliance	24254321	5895	Compliance	Open	3	3	C	C
Compliance	Federal Compliance	24254320	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24253992	2688	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24253990	2713	Compliance	Open	2	2	B	B
Loan Package Documentation	Application / Processing	24253931	2798	Credit	Cleared	3	1	C	A
Compliance	Federal Compliance	24253991	3063	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24253993	3353	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24253996	3494	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24378337	3928	Compliance	Open	2	2		B
Compliance	Miscellaneous Compliance	24253951	3934	Compliance	Open	2	2	B	B
Property - Appraisal	General Appraisal Requirements	24253945	4967	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24253988	5334	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24378335	5437	Compliance	Open	2	2		B
Compliance	Federal Compliance	24378336	5438	Compliance	Open	2	2		B
Compliance	Federal Compliance	24378332	5445	Compliance	Open	2	2		B
Compliance	Federal Compliance	24378334	6514	Compliance	Open	2	2		B
Compliance	Federal Compliance	24378333	6576	Compliance	Open	3	3		D
Compliance	Federal Compliance	24253985	6579	Compliance	Cleared	3	1	D	A
Compliance	Federal Compliance	24253986	7028	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24253995	7037	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24253953	18330	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24253984	20780	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24253987	23038	Compliance	Open	2	2	B	B
Legal / Regulatory / Compliance	Title / Lien Defect	24253955	23933	Credit	Cleared	3	1	C	A
Compliance	Federal Compliance	24253983	25158	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24253989	28193	Compliance	Cleared	2	1	B	A
Compliance	State Compliance	24254694	1859	Compliance	Open	2	2	B	B
Compliance	State Compliance	24254695	4180	Compliance	Open	2	2	B	B
Compliance	State Compliance	24254696	20744	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24254692	23038	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24254829	25677	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24255552	1305	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24255547	2684	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24255548	2694	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24255549	2696	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24255551	2700	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24254842	2688	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24254838	2713	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24254843	3353	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24254845	3494	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24254769	3934	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24254832	5434	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24284719	5437	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24254835	6509	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24254833	6514	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24254831	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24254844	7037	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24254840	7087	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24254841	18362	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24254830	25158	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24254839	25677	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24254836	28193	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24255253	7027	Compliance	Open	2	2	B	B
Loan Package Documentation	Application / Processing	24254763	2798	Credit	Open	3	3	C	C
Insurance	Insurance Documentation	24254766	2864	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24255106	3494	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24255126	3934	Compliance	Open	2	2	B	B
Property - Appraisal	General Appraisal Requirements	24255116	4967	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24255104	6579	Compliance	Open	3	3	D	D
Compliance	Federal Compliance	24255105	7028	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24255103	20780	Compliance	Open	2	2	B	B
Loan Package Documentation	Closing / Title	24256504	613	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24256656	2688	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24256655	3063	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24256657	3078	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24256658	3079	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24256538	3934	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24256648	5434	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24256650	5437	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24256651	6509	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24256649	6514	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24256647	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24256654	7087	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24256660	22050	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24256646	25158	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24256653	25677	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24256652	28193	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24255189	3085	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24255188	5438	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24255186	25158	Compliance	Open	2	2	B	B
Loan Package Documentation	Application / Processing	24254642	2798	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24254718	3494	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24254749	3934	Compliance	Open	2	2	B	B
Property - Appraisal	General Appraisal Requirements	24254743	4967	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24254715	6579	Compliance	Open	3	3	D	D
Compliance	Federal Compliance	24254716	7028	Compliance	Open	2	2	B	B
Compliance	Miscellaneous Compliance	24254751	18330	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24254714	20780	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24254717	23038	Compliance	Open	2	2	B	B
Legal / Regulatory / Compliance	Title / Lien Defect	24254752	23933	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24255492	2659	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24255487	2684	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24255488	2687	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24255491	3078	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24255481	5434	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24255483	5437	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24255485	5438	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24255484	6509	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24255482	6514	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24255480	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24255490	18362	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24255489	25677	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24255486	28193	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24257628	3063	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24257627	4087	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24257625	25158	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24255661	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24255662	25677	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24256009	2684	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24256375	2694	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24256378	2696	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24256380	24983	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24255838	2694	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24255839	2696	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24255840	22137	Compliance	Open	2	2	B	B
Compliance	Miscellaneous Compliance	24277944	770	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24257261	2687	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24257262	2692	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24257263	2696	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24257267	3078	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24257264	3141	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24257258	5428	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24257259	5430	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24257260	5432	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24257253	5434	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24257255	5437	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24257256	6509	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24257254	6514	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24257252	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24257266	18362	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24277976	27758	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24257257	28193	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24256017	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24256410	2684	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24256453	2684	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24256454	2687	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24256455	2694	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24256456	2696	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24256457	2713	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24256460	3078	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24256536	3350	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24256448	5434	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24256450	5437	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24256451	6509	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24256449	6514	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24256447	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24256459	18362	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24256458	25677	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24256452	28193	Compliance	Open	2	2	B	B
Compliance	State Compliance	24255574	2210	Compliance	Cleared	2	1	B	A
Compliance	State Compliance	24255575	2214	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24255571	2688	Compliance	Open	2	2	B	B
Loan Package Documentation	Application / Processing	24255441	2798	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24255570	3063	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24255577	3353	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24255579	3494	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24255514	3934	Compliance	Open	2	2	B	B
Property - Appraisal	General Appraisal Requirements	24255510	4967	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24255568	5334	Compliance	Cleared	2	1	B	A
Compliance	State Compliance	24255576	5660	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24255560	6443	Compliance	Cleared	3	1	B	A
Compliance	Federal Compliance	24255565	6579	Compliance	Cleared	3	1	D	A
Compliance	Federal Compliance	24255566	7028	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24255578	7037	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24350000	7087	Compliance	Open	2	2		B
Compliance	Miscellaneous Compliance	24255518	18330	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24255562	20701	Compliance	Cleared	3	1	B	A
Compliance	State Compliance	24255572	20729	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24255564	20780	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24255567	23038	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24255561	23557	Compliance	Cleared	3	1	B	A
Legal / Regulatory / Compliance	Title / Lien Defect	24255519	23933	Credit	Cleared	3	1	C	A
Compliance	Federal Compliance	24255563	25158	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24255569	28193	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24256121	2666	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24256119	6577	Compliance	Open	3	3	D	D
Compliance	Federal Compliance	24256120	7027	Compliance	Open	2	2	B	B
Loan Package Documentation	Application / Processing	24255646	2798	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24255912	3494	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24379400	3928	Compliance	Open	2	2		B
Compliance	Miscellaneous Compliance	24255948	3934	Compliance	Open	2	2	B	B
Property - Appraisal	General Appraisal Requirements	24255926	4967	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24255909	6302	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24255905	6579	Compliance	Cleared	3	1	D	A
Compliance	Federal Compliance	24379397	7027	Compliance	Cleared	2	1		A
Compliance	Federal Compliance	24255906	7028	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24255911	7037	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24255949	18330	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24255904	20780	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24255907	23038	Compliance	Open	2	2	B	B
Legal / Regulatory / Compliance	Title / Lien Defect	24255959	23933	Credit	Cleared	3	1	C	A
Compliance	Federal Compliance	24255908	25686	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24256523	2688	Compliance	Open	2	2	B	B
Loan Package Documentation	Application / Processing	24256101	2798	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24256522	3063	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24256524	3353	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24256526	3494	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24256521	3928	Compliance	Open	2	2	B	B
Compliance	Miscellaneous Compliance	24256534	3934	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24256519	5334	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24256516	6579	Compliance	Open	3	3	D	D
Compliance	Federal Compliance	24256517	7028	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24256525	7037	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24256537	18330	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24256515	20780	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24256514	25158	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24256520	28193	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24257105	2684	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24257106	2687	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24257109	3078	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24257099	5434	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24257101	5437	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24257102	6509	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24257100	6514	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24257098	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24257108	18362	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24257097	25158	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24257107	25677	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24257103	28193	Compliance	Open	2	2	B	B
Loan Package Documentation	Application / Processing	24256066	2798	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24256269	3494	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24256182	3934	Compliance	Open	2	2	B	B
Property - Appraisal	General Appraisal Requirements	24256184	4967	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24256265	6579	Compliance	Open	3	3	D	D
Compliance	Federal Compliance	24256266	7028	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24256268	7037	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24256227	18330	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24256264	20780	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24256267	23038	Compliance	Open	2	2	B	B
Loan Package Documentation	Application / Processing	24256083	2798	Credit	Open	3	3	C	C
Insurance	Insurance Documentation	24256563	2864	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24256440	3494	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24256479	3934	Compliance	Open	2	2	B	B
Property - Appraisal	General Appraisal Requirements	24256477	4967	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24256438	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24256439	23038	Compliance	Open	2	2	B	B
Loan Package Documentation	Application / Processing	24256273	2798	Credit	Cleared	3	1	C	A
Compliance	Federal Compliance	24256427	3494	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24256437	3934	Compliance	Open	2	2	B	B
Property - Appraisal	General Appraisal Requirements	24256433	4967	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24256423	6579	Compliance	Cleared	3	1	D	A
Compliance	Federal Compliance	24378873	7027	Compliance	Open	2	2		B
Compliance	Federal Compliance	24256424	7028	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24256426	7037	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24256443	18330	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24256422	20780	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24256425	23038	Compliance	Open	2	2	B	B
Legal / Regulatory / Compliance	Title / Lien Defect	24256445	23933	Credit	Cleared	3	1	C	A
Compliance	Federal Compliance	24257372	2684	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24257373	2685	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24257374	2687	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24257375	2773	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24257379	3078	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24257377	3141	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24257365	5434	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24257367	5437	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24257369	6509	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24257366	6514	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24257364	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24257378	18362	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24257376	25677	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24257370	28193	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24257359	5437	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24257361	5438	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24257358	6514	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24257456	2694	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24257457	2696	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24277902	3063	Compliance	Open	2	2	B	B
Compliance	Miscellaneous Compliance	24257827	770	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24262471	2659	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24262470	2684	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24262469	25158	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24441733	6576	Compliance	Open	3	3	D	D
Compliance	Federal Compliance	24257925	1056	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24257938	1330	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24257939	2688	Compliance	Open	2	2	B	B
Loan Package Documentation	Application / Processing	24257021	2798	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24277977	3063	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24257940	3353	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24257944	3494	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24257203	3934	Compliance	Open	2	2	B	B
Property - Appraisal	General Appraisal Requirements	24257347	4967	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24257926	5445	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24257928	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24257942	7037	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24257937	7087	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24257941	22137	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24257930	23038	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24257929	24490	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24257927	25158	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24257935	25821	Compliance	Open	3	2	B	B
Loan Package Documentation	Closing / Title	24257915	613	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24257867	1056	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24257877	1330	Compliance	Open	2	2	B	B
Compliance	State Compliance	24257879	1973	Compliance	Open	2	2	B	B
Compliance	State Compliance	24257880	1976	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24257886	2647	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24257871	2654	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24257884	2666	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24257878	2688	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24257873	2705	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24257874	2713	Compliance	Open	2	2	B	B
Loan Package Documentation	Application / Processing	24257039	2798	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24257876	3063	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24257882	3078	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24257970	3934	Compliance	Open	2	2	B	B
Compliance	State Compliance	24257881	6589	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24257869	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24257883	22050	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24257870	24490	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24257868	25158	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24257875	25677	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24257872	25821	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24258171	1330	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24258173	2688	Compliance	Open	2	2	B	B
Loan Package Documentation	Application / Processing	24257758	2798	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24258169	3063	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24260022	3078	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24258176	3079	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24258180	3494	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24258190	3934	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24260019	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24258167	7087	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24258178	22050	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24278073	23038	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24258163	24490	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24258162	25158	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24260021	25677	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24260020	25821	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24260018	26039	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24258148	26039	Compliance	Open	2	2	B	B
Insurance	Insurance Documentation	24258011	2864	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24258498	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24258497	20780	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24258500	25677	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24259970	2654	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24259967	6572	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24258989	1330	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24258983	2684	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24258985	2692	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24258986	2694	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24258987	2696	Compliance	Open	2	2	B	B
Compliance	Miscellaneous Compliance	24258805	3350	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24278244	26039	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24258912	2702	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24258913	3063	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24258910	6572	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24258589	3063	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24258588	3141	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24264904	6446	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24258587	6572	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24264906	7013	Compliance	Open	3	2	B	B
Compliance	State Compliance	24271993	22680	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24264905	28407	Compliance	Open	2	2	B	B
Credit	Credit Documentation	24370458	883	Credit	Open	3	3		C
Compliance	Federal Compliance	24258322	1056	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24258336	1330	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24258337	2688	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24258333	2713	Compliance	Cleared	2	1	B	A
Loan Package Documentation	Application / Processing	24258106	2798	Credit	Cleared	3	1	C	A
Insurance	Insurance Documentation	24370235	2864	Credit	Open	3	3		C
Loan Package Documentation	Closing / Title	24258116	2876	Credit	Cleared	3	1	D	A
Compliance	Federal Compliance	24258335	3063	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24370344	3141	Compliance	Open	2	2		B
Compliance	Federal Compliance	24258338	3353	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24258341	3494	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24258334	3928	Compliance	Open	2	2	B	B
Compliance	Miscellaneous Compliance	24258368	3934	Compliance	Open	2	2	B	B
Property - Appraisal	General Appraisal Requirements	24258359	4967	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24258329	5334	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24370342	5445	Compliance	Open	2	2		B
Compliance	Federal Compliance	24258326	6579	Compliance	Cleared	3	1	D	A
Compliance	Federal Compliance	24370343	7027	Compliance	Open	2	2		B
Compliance	Federal Compliance	24258327	7028	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24258340	7037	Compliance	Cleared	3	1	B	A
Compliance	Federal Compliance	24370345	7087	Compliance	Open	2	2		B
Compliance	Miscellaneous Compliance	24258369	18330	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24258325	20780	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24258339	22137	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24258328	23038	Compliance	Open	2	2	B	B
Legal / Regulatory / Compliance	Title / Lien Defect	24259629	23933	Credit	Cleared	3	1	C	A
Compliance	Federal Compliance	24258323	25158	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24258332	25821	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24259809	2684	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24263977	3070	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24259806	25158	Compliance	Open	2	2	B	B
Compliance	State Compliance	24259813	31132	Compliance	Open	3	3	C	C
Compliance	Federal Compliance	24275455	2773	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24275456	3070	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24275454	6572	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24258631	1056	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24258641	1330	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24258642	2688	Compliance	Open	2	2	B	B
Loan Package Documentation	Application / Processing	24258360	2798	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24258640	3063	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24258643	3353	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24258647	3494	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24258656	3934	Compliance	Open	2	2	B	B
Property - Appraisal	General Appraisal Requirements	24258652	4967	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24258638	5334	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24258645	6302	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24258635	6579	Compliance	Open_unable_to_clear	3	3	D	D
Compliance	Federal Compliance	24258636	7028	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24258646	7037	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24258634	7086	Compliance	Open	2	2	B	B
Compliance	Miscellaneous Compliance	24258657	18330	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24258633	20780	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24258637	23038	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24258632	25158	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24258644	25686	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24258639	25821	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24437432	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24437437	23495	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24259315	2694	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24259316	2696	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24259319	3063	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24259377	3928	Compliance	Open	2	2	B	B
Loan Package Documentation	Application / Processing	24258540	2798	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24259034	7027	Compliance	Open	2	2	B	B
Loan Package Documentation	Closing / Title	24263848	613	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24263733	1330	Compliance	Open	2	2	B	B
Compliance	State Compliance	24263736	2210	Compliance	Open	2	2	B	B
Compliance	State Compliance	24263737	2214	Compliance	Open	2	2	B	B
Compliance	State Compliance	24263804	2223	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24263734	2688	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24263732	3063	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24263739	3079	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24263866	3934	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24263731	7087	Compliance	Open	2	2	B	B
Compliance	State Compliance	24263735	20729	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24263742	22050	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24263730	24490	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24263729	25158	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24259306	1330	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24259299	26039	Compliance	Open	2	2	B	B
Credit	Credit Documentation	24378654	883	Credit	Open	3	3		C
Compliance	Federal Compliance	24263811	1056	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24263824	1330	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24263818	2652	Compliance	Cleared	3	1	B	A
Compliance	Federal Compliance	24263819	2654	Compliance	Cleared	3	1	B	A
Compliance	Federal Compliance	24263820	2656	Compliance	Cleared	3	1	B	A
Compliance	Federal Compliance	24263821	2657	Compliance	Cleared	3	1	B	A
Compliance	Federal Compliance	24263825	2688	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24378603	2706	Compliance	Cleared	2	1		A
Loan Package Documentation	Application / Processing	24263623	2798	Credit	Cleared	3	1	C	A
Compliance	Federal Compliance	24263823	3063	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24378604	3141	Compliance	Open	2	2		B
Compliance	Federal Compliance	24263826	3353	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24263828	3494	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24263745	3934	Compliance	Open	2	2	B	B
Property - Appraisal	General Appraisal Requirements	24263723	4967	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24263817	5334	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24378600	5445	Compliance	Open	2	2		B
Compliance	Federal Compliance	24263814	6579	Compliance	Cleared	3	1	D	A
Compliance	Federal Compliance	24378601	7027	Compliance	Open	2	2		B
Compliance	Federal Compliance	24263815	7028	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24263827	7037	Compliance	Cleared	3	1	B	A
Compliance	Miscellaneous Compliance	24263748	18330	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24263813	20780	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24263816	23038	Compliance	Open	2	2	B	B
Legal / Regulatory / Compliance	Title / Lien Defect	24263751	23933	Credit	Cleared	3	1	C	A
Compliance	Federal Compliance	24263812	25158	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24263822	25821	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24378602	27757	Compliance	Open	3	3		C
Loan Package Documentation	Closing / Title	24437123	611	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24436915	2659	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24436913	6302	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24436914	6419	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24436912	25688	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24259895	1330	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24259891	2685	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24259892	2694	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24259893	2696	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24259894	3063	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24263575	3495	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24259750	3140	Compliance	Open	2	2	B	B
Loan Package Documentation	Application / Processing	24259151	2798	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24259447	3494	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24259392	3934	Compliance	Open	2	2	B	B
Property - Appraisal	General Appraisal Requirements	24259387	4967	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24259444	7027	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24259446	7037	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24259445	23038	Compliance	Open	2	2	B	B
Loan Package Documentation	Application / Processing	24259626	2798	Credit	Cleared	3	1	C	A
Compliance	Federal Compliance	24259744	3494	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24259694	3934	Compliance	Open	2	2	B	B
Property - Appraisal	General Appraisal Requirements	24259692	4967	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24382860	6576	Compliance	Open	3	3		D
Compliance	Federal Compliance	24259740	6579	Compliance	Cleared	3	1	D	A
Compliance	Federal Compliance	24382861	7027	Compliance	Open	2	2		B
Compliance	Federal Compliance	24259741	7028	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24259743	7037	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24259739	20780	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24259742	23038	Compliance	Open	2	2	B	B
Legal / Regulatory / Compliance	Title / Lien Defect	24259696	23933	Credit	Cleared	3	1	C	A
Compliance	Federal Compliance	24260166	1330	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24260164	2684	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24260160	6572	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24260165	25677	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24260161	26039	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24260271	1056	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24260274	1330	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24260277	2659	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24260275	2688	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24260399	3063	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24260276	3353	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24260064	3934	Compliance	Open	2	2	B	B
Property - Appraisal	General Appraisal Requirements	24260054	4967	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24260273	23038	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24260272	25158	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24259791	2659	Compliance	Open	3	2	B	B
Loan Package Documentation	Application / Processing	24259724	2798	Credit	Cleared	3	1	C	A
Compliance	Federal Compliance	24259824	3494	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24259850	3934	Compliance	Open	2	2	B	B
Property - Appraisal	General Appraisal Requirements	24259842	4967	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24259821	6579	Compliance	Cleared	3	1	D	A
Compliance	Federal Compliance	24259822	7028	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24259823	7037	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24259851	18330	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24259820	20780	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24278625	23038	Compliance	Open	2	2	B	B
Legal / Regulatory / Compliance	Title / Lien Defect	24259853	23933	Credit	Cleared	3	1	C	A
Loan Package Documentation	Closing / Title	24260647	611	Compliance	Open	3	2	B	B
Compliance	State Compliance	24260643	2778	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24260642	4087	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24260644	6302	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24260645	22050	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24260459	1056	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24260465	1330	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24260466	2688	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24260463	2713	Compliance	Open	2	2	B	B
Loan Package Documentation	Application / Processing	24260209	2798	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24260464	3063	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24260467	3353	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24260345	3494	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24260428	3934	Compliance	Open	2	2	B	B
Property - Appraisal	General Appraisal Requirements	24260431	4967	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24260461	5334	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24260340	6579	Compliance	Open_unable_to_clear	3	3	D	D
Compliance	Federal Compliance	24260341	7028	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24260344	7037	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24260346	18330	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24260339	20780	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24260342	23081	Compliance	Open	2	2	B	B
Document Error	HOA	24260409	24859	Credit	Open	3	3	C	C
Compliance	Federal Compliance	24260460	25158	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24260462	25821	Compliance	Open	3	2	B	B
Compliance	State Compliance	24260343	28406	Compliance	Open	3	3	C	C
Compliance	Federal Compliance	24260469	1056	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24260482	1330	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24260483	2688	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24260479	2713	Compliance	Open	2	2	B	B
Loan Package Documentation	Application / Processing	24260388	2798	Credit	Cleared	3	1	C	A
Compliance	Federal Compliance	24260481	3063	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24260484	3353	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24260486	3494	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24260480	3928	Compliance	Open	2	2	B	B
Compliance	Miscellaneous Compliance	24260507	3934	Compliance	Open	2	2	B	B
Property - Appraisal	General Appraisal Requirements	24260493	4967	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24260475	5334	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24260472	6579	Compliance	Cleared	3	1	D	A
Compliance	Federal Compliance	24367057	7027	Compliance	Open	2	2		B
Compliance	Federal Compliance	24260473	7028	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24260485	7037	Compliance	Open	3	2	B	B
Compliance	Miscellaneous Compliance	24260521	18330	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24260471	20780	Compliance	Cleared	2	1	B	A
Compliance	Federal Compliance	24260474	23038	Compliance	Open	2	2	B	B
Legal / Regulatory / Compliance	Title / Lien Defect	24260522	23933	Credit	Cleared	3	1	C	A
Compliance	Federal Compliance	24367058	24490	Compliance	Open	2	2		B
Compliance	Federal Compliance	24260470	25158	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24260478	25821	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24260859	1330	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24260851	2652	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24260854	2685	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24260855	2691	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24260856	2694	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24260857	2696	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24260858	3141	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24260852	5430	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24260853	5432	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24260850	6572	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24260899	26039	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24276495	2659	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24263571	2684	Compliance	Open	2	2	B	B
Compliance	State Compliance	24263572	4180	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24263574	7039	Compliance	Open	3	2	B	B
Compliance	State Compliance	24263573	20744	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24261130	26039	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24260981	7027	Compliance	Open	2	2	B	B
Compliance	Miscellaneous Compliance	24260975	3934	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24261246	20780	Compliance	Open	2	2	B	B
Compliance	Federal Compliance	24262568	2659	Compliance	Open	3	2	B	B
Compliance	Federal Compliance	24262567	22137	Compliance	Open	2	2	B	B

Exception Description	Exception Detail	AMC Initial Comments (Exception Information)
Purchase contract date not provided.
RESPA Disclosure - List of Homeownership Counseling Organizations Missing	RESPA Disclosure Rule (Dodd-Frank 2014): Creditor did not provide List of Homeownership Counseling Organizations to borrower.
Missing Document: Missing Final 1003
Missing Document: Security Instrument - Subject Lien not provided
TILA-RESPA Integrated Disclosure: application date on or after 10/3/2015, no Loan Estimates in the Loan File	TILA-RESPA Integrated Disclosure: Loan Estimate not provided within loan images to evidence delivery to the Borrower(s). The earliest Closing Disclosure provided in the loan file was used as the estimated baseline for Tolerance Testing. Depending on the actual values on the initial Loan Estimate, a fee tolerance cure of up to $0.00 may be required.	Verified document not found in file.
Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.
TRID Lender Credit Tolerance Violation	TILA-RESPA Integrated Disclosure: Zero Percent Tolerance exceeded for Lender Credits. Final Lender Credit of $-68.13 is less than amount of binding Lender Credit previously disclosed in the amount of $-121.00. (9300)	No lender credit tolerance disclosure.
Missing Initial Loan Application No Fees	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.
Notice of Right to Cancel Missing	Truth in Lending Act: Notice of Right to Cancel was not provided.
TRID Initial Closing Disclosure Timing without Waiver	TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. (FinalXXXX)	Initial CD is dated 1 day prior to closing
RESPA - Initial Escrow Account Statement Missing	RESPA: Initial escrow account statement was not provided to the borrower.
Unable to determine occupancy, compliance results were generated using a defaulted value of Primary.
TRID Appraisal Disclosure - ECOA Status	ECOA - File does not evidence the consumer was provided with the right to receive a copy of the Appraisal Disclosure.	Verified document not found in file.
Disbursement Date Missing	Disbursement Date Missing: Evidence of disbursement date not found in file. Note Date of XXXX used as disbursement date for compliance testing.
Right of Rescission Timing - Note Date used as Transaction Date	Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements
Property Type Not Provided	(Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.
(TX50(a)(6)) Texas Cash-out Loan (Unable to Determine if the prior lien is a Texas 50(a)(6) loan due to missing information)	Unable to determine if the loan is a Previous Texas 50(a)(6) loan due to missing information.
Final Title Policy is missing. No evidence of title in file.
(Missing Data) Last Rate Set Date	Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.
NMLS - Missing Evidence of Initial Loan Application Date	Truth in Lending Act (NMLSR Dodd- Frank 2014): Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date.
TRID Closing Disclosure Status Test	TILA-RESPA Integrated Disclosure: Closing Disclosure not provided or Closing Disclosure not provided prior to closing. Any applicable Federal, State or Local compliance testing is unreliable or not performed. Loan is subject to high cost testing.
Texas Equity Unable To Determine	Unable to Determine Texas 50(a)(6) Information Missing Test – (Unable to determine if subject lien is a TX 50(a)(6) loan due to missing information)- File is missing the HUD or Final CD. Unable to determine if borrower received any incidental cash out at closing that would make the loan subject to TX50(a)(6).
TRID Final Closing Disclosure Will Have Escrow - Monthly Escrow Payment Underdisclosed	TILA-RESPA Integrated Disclosure - Loan Disclosures: Final Closing Disclosure provided on XXXX disclosed the Monthly Escrow Payment that does not match the actual escrow payment for the loan. (FinalXXXX)	Initial escrow disclosure is missing from file
ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation	ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:PrimaryXXXX)	Verified no evidence found in file.
TRID Initial Closing Disclosure Timing without Waiver	TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. (InitialXXXX)	Verified dates per document.
Final TIL Finance Charge Under Disclosed	Truth In Lending Act: Final TIL Finance Charge of $263,514.01 is underdisclosed from calculated Finance Charge of $268,729.21 in the amount of $5,215.20.	Unable to determine reason for under disclosure due to missing itemization of amount financed.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing	Unable to test Affiliated Business Disclosure due to missing information.
RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure	RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure.
TIL APR Tolerance Irregular Transaction	Truth In Lending Act: Final TIL APR of 7.78300% is underdisclosed from calculated APR of 8.10556% outside of 0.250% tolerance.	Unable to determine reason for under disclosure due to missing itemization of amount financed.
Missing Final HUD-1: Estimated HUD-1 Used For Fee Testing	Missing Final HUD-1: Estimated HUD-1 used for any applicable Federal, State or Local compliance testing.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
(Missing Data) Unable to determine if loan is a same lender refi (Third Circuit)	Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used. (H-8 Form was used and property is in the 3rd circuit)
(Doc Error) TIL Error: Borrower signature not dated.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
Right of Rescission Timing - Receipt Date Missing	Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements.
Right of Rescission Timing - Note Date used as Transaction Date	Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements
South Carolina CHL Complaint Agency Disclosure Timing Test	Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date.
(Doc Error) TIL Error: Borrower signature not dated.
Missing Document: Missing Final 1003
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
Right of Rescission Timing - Receipt Date Missing	Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.
(Missing Data) Unable to determine if loan is a same lender refi (Circuit 2, 5, 7, 8, 9, 10 or DC)	Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used. (H-8 Form was used and property is in the 2 nd, 5 th, 7 th, 8 th, 9 th, 10 th, or District of Columbia)
Missing Document: Missing Final 1003
TILA - Final TIL Missing	Missing Final TIL.
(Doc Error) Initial GFE not provided
Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.
Missing Final HUD-1: No Document Used For Fee Testing	Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.
Missing Initial Loan Application No Fees	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.
Notice of Right to Cancel Missing	Truth in Lending Act: Notice of Right to Cancel was not provided.
Disbursement Date Missing	Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing.
Final TIL Finance Charge Under Disclosed	Truth In Lending Act: Final TIL Finance Charge of $77,072.66 is underdisclosed from calculated Finance Charge of $77,267.81 in the amount of $195.15.	Unable to determine under disclosure due to missing Itemization of Amount Financed.
Disbursement Date Missing	Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing.
Missing Document: Missing Final 1003
Missing Document: Security Instrument - Subject Lien not provided
TILA - Final TIL Missing	Missing Final TIL.
(Doc Error) Initial GFE not provided
Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.
Missing Final HUD-1: No Document Used For Fee Testing	Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
Missing Initial Loan Application No Fees	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.
Notice of Right to Cancel Missing	Truth in Lending Act: Notice of Right to Cancel was not provided.
Unable to determine occupancy, compliance results were generated using a defaulted value of Primary.
Disbursement Date Missing	Disbursement Date Missing: Evidence of disbursement date not found in file. Note Date of XXXX used as disbursement date for compliance testing.
Right of Rescission Timing - Note Date used as Transaction Date	Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements
Property Type Not Provided	(Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.
Final Title Policy is missing. No evidence of title in file.
TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date	Truth in Lending Act: Subject loan transaction disbursed on XXXX, prior to three (3) business days from transaction date of XXXX.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
Disbursement Date Missing	Disbursement Date Missing: Evidence of disbursement date not found in file. Note Date of XXXX used as disbursement date for compliance testing.
Right of Rescission Timing - Note Date used as Transaction Date	Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements
Missing Document: Mortgage Insurance Certificate (MIC) not provided
(Missing Data) Unable to determine if loan is a same lender refi (Circuit 2, 5, 7, 8, 9, 10 or DC)	Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used. (H-8 Form was used and property is in the 2 nd, 5 th, 7 th, 8 th, 9 th, 10 th, or District of Columbia)
Missing Document: Missing Final 1003
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.
(Doc Error) TIL Error: Final TIL not signed by all required parties
Missing Final HUD-1: No Document Used For Fee Testing	Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.
Notice of Right To Cancel Not Provided to All Required Parties	Truth in Lending Act: Notice of Right to Cancel was not signed by all parties whose ownership interest is or will be subject to the security interest.
Disbursement Date Missing	Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing.
Right of Rescission Timing - Receipt Date Missing	Missing Final TIL Signature Date and RTC Signature Date. Unable to determine compliance with rescission timing requirements.
Missing Document: Missing Final 1003
TILA - Final TIL Missing	Missing Final TIL.
(Doc Error) Initial GFE not provided
Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.
FACTA Disclosure Missing	FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.
CHARM Booklet Disclosure Status	TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.
Missing Final HUD-1: No Document Used For Fee Testing	Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.
Missing Initial Loan Application No Fees	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.
Unable to determine occupancy, compliance results were generated using a defaulted value of Primary.
Disbursement Date Missing	Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing.
Property Type Not Provided	(Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.
Final Title Policy is missing. No evidence of title in file.
ARM Disclosure Status Test	TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower.
Final TIL Finance Charge Under Disclosed	Truth In Lending Act: Final TIL Finance Charge of $82,807.49 is underdisclosed from calculated Finance Charge of $83,269.41 in the amount of $461.92.	Unable to determine under disclosure due to missing itemization of amount financed.
FACTA Disclosure Missing	FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.
MI Monthly Premium Amount documented in file does not match the Escrowed Mortgage Insurance Premium amount per month collected on the HUD.
Final TIL Finance Charge Under Disclosed	Truth In Lending Act: Final TIL Finance Charge of $393,909.82 is underdisclosed from calculated Finance Charge of $394,111.15 in the amount of $201.33.	Unable to determine the reason for the underdisclosure due to missing the itemization of prepaid finance charges
(Doc Error) TIL Error: Borrower signature not dated.
Missing Document: Mortgage Insurance Certificate (MIC) not provided
FACTA Disclosure Missing	FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.
Final TIL Finance Charge Under Disclosed	Truth In Lending Act: Final TIL Finance Charge of $116,208.58 is underdisclosed from calculated Finance Charge of $116,308.50 in the amount of $99.92.	Unable to determine reason for underdisclosure due to missing itemization of prepaid finance charges
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
Right of Rescission Timing - Receipt Date Missing	Missing RTC Signature Date. Unable to determine compliance with rescission timing requirements.
RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days	RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges.
Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance	Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinance by a creditor that is not considered the original creditor. The H-9 form was used, the H-8 form should have been used.
Missing Final HUD-1: HUD-1 Not Signed or Stamped Used For Fee Testing	Missing Final HUD-1: HUD-1 Not Signed or Stamped used for any applicable Federal, State or Local compliance testing.
RESPA Disclosure - HUD Settlement Cost Booklet Missing	RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.
ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Not Provided Timely	ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide "Right to Receive a Copy" appraisal disclosure to applicant within three (3) business days of application or determination of first lien status.
Missing Document: Missing Final 1003
Missing Document: Security Instrument - Subject Lien not provided
TILA - Final TIL Missing	Missing Final TIL.
(Doc Error) Initial GFE not provided
Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.
County Name Missing	County from the Security Instrument was not provided.
Missing Final HUD-1: No Document Used For Fee Testing	Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
Missing Initial Loan Application No Fees	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.
Notice of Right to Cancel Missing	Truth in Lending Act: Notice of Right to Cancel was not provided.
Unable to determine occupancy, compliance results were generated using a defaulted value of Primary.
Disbursement Date Missing	Disbursement Date Missing: Evidence of disbursement date not found in file. Note Date of XXXX used as disbursement date for compliance testing.
Right of Rescission Timing - Note Date used as Transaction Date	Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements
Property Type Not Provided	(Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.
Final Title Policy is missing. No evidence of title in file.
Missing Document: Mortgage Insurance Certificate (MIC) not provided
TILA - Final TIL Missing	Missing Final TIL.
(Doc Error) Initial GFE not provided
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
RESPA - Initial GFE Not Provided Within 3 Business Days of Application	Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.
RESPA (2010) - 0% Tolerance (Line 1203) With Cure	RESPA (2010): 0% tolerance violation for 1203 fee with evidence of cure provided on Final HUD-1
RESPA (2010) – Written Service Provider List Not Provided Timely	RESPA (2010) - Borrower did not receive a list of service providers at the time the Good Faith Estimate was provided.
TIL-MDIA 3-day Waiting Period - Corrected TIL for APR Inaccuracy Received Less than 3 Business Days from Consummation	Truth in Lending Act (Early TIL Disclosure): Corrected TIL for APR inaccuracy was not received by the borrower at least three (3) business days prior to closing.
TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application	Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.
RESPA Disclosure - List of Homeownership Counseling Organizations Not Provided Within 3 Business Days of Application	Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.	Missing application date
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application	Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.	Missing application date
(Missing Data) Last Rate Set Date	Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.
NMLS - Missing Evidence of Initial Loan Application Date	Truth in Lending Act (NMLSR Dodd- Frank 2014): Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date.
ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Not Provided Timely	Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.
Missing Document: Mortgage Insurance Certificate (MIC) not provided
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.
(Doc Error) TIL Error: Borrower signature not dated.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.
RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure	RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure.
CHARM Booklet Disclosure Status	TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.
ARM Disclosure Status Test	TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.
RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days	RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges.
RESPA (2010) - Interest Rate on GFE Inaccurate	RESPA (2010): Interest Rate on GFE does not match Note.
RESPA (2010) - Loan Amount on Final GFE Inaccurate	RESPA (2010): Loan Amount on Final GFE does not match Note.
RESPA (2010) - Initial Payment on GFE Inaccurate	RESPA (2010): Initial payment on GFE does not match actual payment on loan.
RESPA (2010) - 10% Tolerance With Cure	RESPA (2010): 10% tolerance violation with evidence of cure provided on Final HUD-1.
ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File)	ECOA Valuations Rule (Dodd-Frank 2014): Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. (Type:Primary/XXXX)
New York Late Charge Percent Testing	New York Late Charge: Note late charge percent of 5.00000% exceeds the state maximum of 2%.
CHARM Booklet Disclosure Status	TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
ARM Disclosure Status Test	TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower.
Missing Document: Mortgage Insurance Certificate (MIC) not provided
(Doc Error) TIL Error: Borrower signature not dated.
FACTA Disclosure Missing	FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.
ARM Disclosure Status Test	TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower.
Final TIL Not Provided to Borrower At or Before Consummation	Truth in Lending Act: Final TIL was not provided to the borrower by closing.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
Missing Document: Mortgage Insurance Certificate (MIC) not provided
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
Right of Rescission Timing - Note Date used as Transaction Date	Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements
(Doc Error) TIL Error: Borrower signature not dated.
CHARM Booklet Disclosure Status	TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.
Right of Rescission Timing - Receipt Date Missing	Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.
ARM Disclosure Status Test	TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower.
Missing Document: Missing Final 1003
TILA - Final TIL Missing	Missing Final TIL.
(Doc Error) Initial GFE not provided
Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.
Missing Final HUD-1: No Document Used For Fee Testing	Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.
Missing Initial Loan Application No Fees	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.
Notice of Right to Cancel Missing	Truth in Lending Act: Notice of Right to Cancel was not provided.
Unable to determine occupancy, compliance results were generated using a defaulted value of Primary.
Disbursement Date Missing	Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing.
Property Type Not Provided	(Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.
CHARM Booklet Disclosure Status	TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.
ARM Disclosure Status Test	TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower.
Missing Document: Missing Final 1003
Incorrect Appraisal Form type: Appraisal Form 2055 (Exterior Only) used for incorrect Subject property type.	Valuation Type: Drive By / Valuation Report Date: XXXX Condo (Low Rise)
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.
Final TIL Finance Charge Under Disclosed	Truth In Lending Act: Final TIL Finance Charge of $318,879.27 is underdisclosed from calculated Finance Charge of $318,984.36 in the amount of $105.09.	TIL Itemization did not disclose $140 of settlement fee and over disclosed $35 courier fee as prepaid finance charges.
RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure	RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.
South Carolina Home Loan (Complaint Agency Disclosure Not Provided)	South Carolina Home Loan: Borrower not provided with a document specifying the agency designated to receive complaints or inquiries about the origination and making of the loan.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
Missing Document: Missing Final 1003
TILA - Final TIL Missing	Missing Final TIL.
(Doc Error) Initial GFE not provided
Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.
CHARM Booklet Disclosure Status	TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.
Missing Final HUD-1: No Document Used For Fee Testing	Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.
Missing Initial Loan Application No Fees	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.
Unable to determine occupancy, compliance results were generated using a defaulted value of Primary.
Property Type Not Provided	(Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.
ARM Disclosure Status Test	TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower.
(Doc Error) TIL Error: Borrower signature not dated.
(Doc Error) TIL Error: Borrower signature not dated.
Missing Document: Missing Final 1003
(Doc Error) Initial GFE not provided
North Carolina CHL Tangible Net Benefit Test	North Carolina Home Loan: Unable to determine if refinance loan was made without a tangible net benefit to borrower due to missing prior loan information.
CHARM Booklet Disclosure Status	TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
Right of Rescission Timing - Receipt Date Missing	Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements.
ARM Disclosure Prior to Closing Timing	TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower at least three (3) days prior to consummation for a loan that did not start as an ARM.
South Carolina Home Loan (Complaint Agency Disclosure Not Provided)	South Carolina Home Loan: Borrower not provided with a document specifying the agency designated to receive complaints or inquiries about the origination and making of the loan.
FACTA Disclosure Missing	FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.
(Doc Error) TIL Error: Borrower signature not dated.
Missing Document: Mortgage Insurance Certificate (MIC) not provided
CHARM Booklet Disclosure Status	TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
Right of Rescission Timing - Receipt Date Missing	Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements.
ARM Disclosure Timing Test	Unable to determine if ARM disclosure was provided within three (3) days of application due to missing information.
(Doc Error) TIL Error: Borrower signature not dated.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
Right of Rescission Timing - Receipt Date Missing	Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements.
(Missing Data) Unable to determine if loan is a same lender refi (Circuit 2, 5, 7, 8, 9, 10 or DC)	Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used. (H-8 Form was used and property is in the 2 nd, 5 th, 7 th, 8 th, 9 th, 10 th, or District of Columbia)
Missing Document: Mortgage Insurance Certificate (MIC) not provided
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.
Final TIL Finance Charge Under Disclosed	Truth In Lending Act: Final TIL Finance Charge of $109,369.97 is underdisclosed from calculated Finance Charge of $109,693.91 in the amount of $323.94.	Itemization did not include the $450 settlement fee as a prepaid finance charge.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
(Missing Data) Unable to determine if loan is a same lender refi (Circuit 2, 5, 7, 8, 9, 10 or DC)	Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used. (H-8 Form was used and property is in the 2 nd, 5 th, 7 th, 8 th, 9 th, 10 th, or District of Columbia)
Ohio Consumer Sales Practices Act (Acknowledgement of Receipt of Home Mortgage Loan Information Document Not Retained by Lender)	Ohio Consumer Sales Practices Act: Acknowledgement of Receipt of Home Mortgage Loan Information Document not retained by lender.
Final TIL Finance Charge Under Disclosed	Truth In Lending Act: Final TIL Finance Charge of $51,211.00 is underdisclosed from calculated Finance Charge of $51,287.15 in the amount of $76.15.	TIL itemization did not disclose a subordination recording fee of $44 and title courier fee of $40 as prepaid finance charges.
Missing Document: Missing Final 1003
TILA - Final TIL Missing	Missing Final TIL.
(Doc Error) Initial GFE not provided
Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.
Missing Final HUD-1: No Document Used For Fee Testing	Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.
Missing Initial Loan Application No Fees	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.
Disbursement Date Missing	Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing.
Property Type Not Provided	(Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.
Final Title Policy is missing. No evidence of title in file.
FACTA Disclosure Missing	FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.
Missing Document: Missing Final 1003
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.
Missing Document: Mortgage Insurance Certificate (MIC) not provided
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing	RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower.
Missing Final HUD-1: No Document Used For Fee Testing	Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.
Disbursement Date Missing	Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing.
FACTA Disclosure Missing	FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.
Missing Document: Missing Final 1003
TILA - Final TIL Missing	Missing Final TIL.
(Doc Error) Initial GFE not provided
Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.
Missing Final HUD-1: No Document Used For Fee Testing	Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.
Missing Initial Loan Application No Fees	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.
Unable to determine occupancy, compliance results were generated using a defaulted value of Primary.
Disbursement Date Missing	Disbursement Date Missing: Evidence of disbursement date not found in file. Note Date of XXXX used as disbursement date for compliance testing.
Property Type Not Provided	(Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.
Final Title Policy is missing. No evidence of title in file.
(Doc Error) Initial GFE not provided
RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure	RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.
TRID Final Closing Disclosure Finance Charge	TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XXXX disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated XXXX). (FinalXXXX)	Itemization of Amount Financed reflects a $393.75 credit for "Overage APR Adjustment."
TRID Lender Credit Tolerance Violation	TILA-RESPA Integrated Disclosure: Zero Percent Tolerance exceeded for Lender Credits. Final Lender Credit of $0.00 is less than amount of binding Lender Credit previously disclosed in the amount of $-394.00. (9300)	Due to rounding of $.25
TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided	TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Title - Abstract / Title Search. Fee Amount of $15.00 exceeds tolerance of $0.00. Insufficient or no cure was provided to the borrower. (75178)	LE did not disclose a chain of title fee of $15 that is included on the final CD. No cure located.
RESPA - Initial Escrow Account statement Inaccurate	RESPA: Initial escrow account statement does not match charges on HUD-1/Final Closing Disclosure.	Initial fees paid by seller and not included on CD.
Missing Document: Missing Final 1003
TILA - Final TIL Missing	Missing Final TIL.
(Doc Error) Initial GFE not provided
Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.
Missing Final HUD-1: No Document Used For Fee Testing	Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.
Missing Initial Loan Application No Fees	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.
Notice of Right to Cancel Missing	Truth in Lending Act: Notice of Right to Cancel was not provided.
Unable to determine occupancy, compliance results were generated using a defaulted value of Primary.
Disbursement Date Missing	Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing.
Property Type Not Provided	(Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.
Final Title Policy is missing. No evidence of title in file.
Final TIL Estimated	Final TIL disclosure found in file had markings indicating one or more entries are estimates.
CHARM Booklet Disclosure Timing	Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.
ARM Disclosure Timing Test	Unable to determine if ARM disclosure was provided within three (3) days of application due to missing information.
Missing Document: Missing Final 1003
Missing Document: Mortgage Insurance Certificate (MIC) not provided
TILA - Final TIL Missing	Missing Final TIL.
(Doc Error) Initial GFE not provided
Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.
CHARM Booklet Disclosure Status	TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.
Missing Final HUD-1: No Document Used For Fee Testing	Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.
Missing Initial Loan Application No Fees	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.
Unable to determine occupancy, compliance results were generated using a defaulted value of Primary.
Disbursement Date Missing	Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing.
Property Type Not Provided	(Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.
ARM Disclosure Status Test	TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower.
TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided	TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $605.00 exceeds tolerance of $315.00. Insufficient or no cure was provided to the borrower. (7200)	Increase in loan discount fee on final CD. Cure document not found in file.
TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided	TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Subordination Fee. Fee Amount of $200.00 exceeds tolerance of $0.00. Insufficient or no cure was provided to the borrower. (7559)	Cure document not found in file.
TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided	TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $572.00 exceeds tolerance of $403.00 plus 10% or $443.30. Insufficient or no cure was provided to the borrower. (0)	Cure document not found in file.
TRID Initial Closing Disclosure Timing without Waiver	TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. (FinalXXXX)	Dates verified.
Payoff Statement Missing	Missing Payoff Statement: Unable to determine if a prepayment penalty was included in the pay-off which may impact high cost findings.
(Missing Data) Last Rate Set Date	Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.
RESPA Disclosure - List of Homeownership Counseling Organizations Missing	RESPA Disclosure Rule (Dodd-Frank 2014): Creditor did not provide List of Homeownership Counseling Organizations to borrower.
Ohio Consumer Sales Practices Act (Acknowledgement of Receipt of Home Mortgage Loan Information Document Not Retained by Lender)	Ohio Consumer Sales Practices Act: Acknowledgement of Receipt of Home Mortgage Loan Information Document not retained by lender.
Ohio Consumer Sales Practices Act (Closing Disclosure Not Provided)	Ohio Consumer Sales Practices Act: Consumer did not receive the required Closing Disclosure.
Ohio Consumer Sales Practices Act (No Documentation of Tangible Net Benefit Analysis)	Ohio Consumer Sales Practices Act: Mortgage loan file does not contain documentation of the analysis of the borrower's reasonable tangible net benefit.
TILA NMLSR - Individual Originator NMLS information on documents does not match NMLS website	Truth in Lending Act (NMLSR Dodd- Frank 2014): Individual Loan Originator NMLSR information on loan documents does not match NMLSR.
TILA-RESPA Integrated Disclosure: application date on or after 10/3/2015, no Loan Estimates in the Loan File	TILA-RESPA Integrated Disclosure: Loan Estimate not provided within loan images to evidence delivery to the Borrower(s). The earliest Closing Disclosure provided in the loan file was used as the estimated baseline for Tolerance Testing. Depending on the actual values on the initial Loan Estimate, a fee tolerance cure of up to $0.00 may be required.	Loan Estimate not found in file.
TRID Final Closing Disclosure Will Not Have Escrow Account	TILA-RESPA Integrated Disclosure - Loan Disclosures: Final Closing Disclosure provided on XXXX disclosed whether the loan will have an escrow account. (FinalXXXX)	Verified Lender did not collect escrows.
TRID Final Closing Disclosure Will Have Escrow Account	TILA-RESPA Integrated Disclosure - Loan Disclosures: Final Closing Disclosure provided on XXXX disclosed whether the loan will have an escrow account. (FinalXXXX)	Verified Lender did not collect escrows.
TRID Final Closing Disclosure Property Taxes Included In Escrow	TILA-RESPA Integrated Disclosure - Projected Payments: Final Closing Disclosure provided on XXXX disclosed whether property taxes are included in escrow. (FinalXXXX)	Verified Lender did not collect escrows.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
TRID Initial Closing Disclosure Timing without Waiver	TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. (FinalXXXX)	Verified dates of Closing Disclosures in file.
RESPA - Initial Escrow Account Statement Missing	RESPA: Initial escrow account statement was not provided to the borrower.
TRID Appraisal Disclosure - ECOA Timing	ECOA - File does not evidence the consumer was provided with the right to receive a copy of the Appraisal Disclosure within 3 days of the loan application date.	The Borrower signed a document indicating receipt of appraisal 3 or more business prior to closing.
Ohio Consumer Sales Practices Act (Ability to Repay not Verified)	Ohio Consumer Sales Practices Act: Borrower’s ability to repay not verified with reliable documentation.
Property Type Not Provided	(Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.
Payoff Statement Missing	Missing Payoff Statement: Unable to determine if a prepayment penalty was included in the pay-off which may impact high cost findings.
(Missing Data) Last Rate Set Date	Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.
NMLS - Missing Evidence of Initial Loan Application Date	Truth in Lending Act (NMLSR Dodd- Frank 2014): Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date.
TRID Final Closing Disclosure Homeowners Insurance Included In Escrow Test	TILA-RESPA Integrated Disclosure - Projected Payments: Final Closing Disclosure provided on XXXX disclosed whether Homeowners Insurance is included in escrow. (FinalXXXX)
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Not Provided Timely	Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.
TILA - Final TIL Missing	Missing Final TIL.
Notice of Right to Cancel Missing	Truth in Lending Act: Notice of Right to Cancel was not provided.
TRID Final Closing Disclosure Finance Charge	TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XXXX disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated XXXX). (FinalXXXX)	Itemization of Amount Financed reflects a $340.22 premium price credit.
TRID Lender Credit Tolerance Violation	TILA-RESPA Integrated Disclosure: Zero Percent Tolerance exceeded for Lender Credits. Final Lender Credit of $-128.28 is less than amount of binding Lender Credit previously disclosed in the amount of $-460.00. (9300)	Verified per Final CD.
TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided	TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Title - Attorney's Fee (Closing Agent Only). Fee Amount of $50.00 exceeds tolerance of $0.00. Insufficient or no cure was provided to the borrower. (75183)	Loan Estimate does not disclose a $50 attorney fee.
TRID Initial Closing Disclosure Timing without Waiver	TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. (InitialXXXX)	Earliest closing disclosure is dated XXXX.
Notice of Right To Cancel Not Provided to All Required Parties	Truth in Lending Act: Notice of Right to Cancel was not signed by all parties whose ownership interest is or will be subject to the security interest.
RESPA - Initial Escrow Account statement Inaccurate	RESPA: Initial escrow account statement does not match charges on HUD-1/Final Closing Disclosure.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.
Missing Final HUD-1: HUD-1 Not Signed or Stamped Used For Fee Testing	Missing Final HUD-1: HUD-1 Not Signed or Stamped used for any applicable Federal, State or Local compliance testing.
Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance	Truth in Lending Act: Unable to determine if Notice of Right to Cancel was executed on the proper Model Form. The H-9 form was used instead of the H-8 form, however, the loan file does not contain evidence that the refinance was by the original creditor.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.
Final TIL Finance Charge Under Disclosed	Truth In Lending Act: Final TIL Finance Charge of $337,966.59 is underdisclosed from calculated Finance Charge of $338,215.76 in the amount of $249.17.	TIL Itemization did not disclose an Email/Edoc fee of $40, Service Charges for $125, Wire fee for $40 and under disclosed the Settlement/Closing Fee by $75 as prepaid finance charges.
Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance	Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinance by a creditor that is not considered the original creditor. The H-9 form was used, the H-8 form should have been used.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.
(Doc Error) TIL Error: Borrower signature not dated.		TIL is cut off in imaging and unable to determine if Final TIL is signed or dated
(Doc Error) TIL Error: Final TIL not signed by all required parties		TIL is cut off in imaging and unable to determine if Final TIL is signed or dated
Final TIL Finance Charge Under Disclosed	Truth In Lending Act: Final TIL Finance Charge of $137,250.05 is underdisclosed from calculated Finance Charge of $137,545.92 in the amount of $295.87.	HUD-1 is illegible, unable to test with accurate fees
Missing Final HUD-1: HUD-1 Not Signed or Stamped Used For Fee Testing	Missing Final HUD-1: HUD-1 Not Signed or Stamped used for any applicable Federal, State or Local compliance testing.	Bottom of HUD-1 is cut off in imaging, unable to confirm if signed or dated.
Notice of Right To Cancel Not Provided to All Required Parties	Truth in Lending Act: Notice of Right to Cancel was not signed by all parties whose ownership interest is or will be subject to the security interest.
Right of Rescission Timing - Receipt Date Missing	Missing Final TIL Signature Date and RTC Signature Date. Unable to determine compliance with rescission timing requirements.
CHARM Booklet Disclosure Status	TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.
ARM Disclosure Status Test	TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower.
Missing Document: Mortgage Insurance Certificate (MIC) not provided
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing	Unable to test Affiliated Business Disclosure due to missing information.
FACTA Disclosure Missing	FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.
CHARM Booklet Disclosure Status	TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.
Property Type Not Provided	(Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.
ARM Disclosure Status Test	TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower.
TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date	Truth in Lending Act: Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s).
TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date	Truth in Lending Act: Subject loan transaction disbursed on XXXX, prior to three (3) business days from transaction date of XXXX.
ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File)	ECOA Valuations Rule (Dodd-Frank 2014): Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. (Type:Primary/XXXX)
(TX50(a)(6)) Texas Cash-out Loan (No evidence that borrower received copies of all documents signed at closing)	Texas Constitution Section 50(a)(6): Texas Cash-out Loan. No evidence that borrower(s) received copies of all documents signed at time of closing.
TRID Ten Percent Tolerance Violation With Sufficient Cure Provided At Closing	TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $1,587.00 exceeds tolerance of $1,442.00 plus 10% or $1,586.20. Sufficient or excess cure was provided to the borrower at Closing. (0)
TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing	TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Tax Certification Fee. Fee Amount of $77.83 exceeds tolerance of $0.00. Sufficient or excess cure was provided to the borrower at Closing. (75175)
TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing	TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Title - Endorsement Fee. Fee Amount of $336.75 exceeds tolerance of $0.00. Sufficient or excess cure was provided to the borrower at Closing. (7564)
TRID Initial Closing Disclosure Timing without Waiver	TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. (InitialXXXX)	Dates of closing disclosures verified.
TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC)	Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used.
CHARM Booklet Disclosure Timing	Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.
ARM Disclosure Status Test	TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower.
CHARM Booklet Disclosure Status	TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.
TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC)	Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used.
ARM Disclosure Status Test	TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower.
RESPA Disclosure - List of Homeownership Counseling Organizations Missing	RESPA Disclosure Rule (Dodd-Frank 2014): Creditor did not provide List of Homeownership Counseling Organizations to borrower.
TILA-RESPA Integrated Disclosure: application date on or after 10/3/2015, no Loan Estimates in the Loan File	TILA-RESPA Integrated Disclosure: Loan Estimate not provided within loan images to evidence delivery to the Borrower(s). The earliest Closing Disclosure provided in the loan file was used as the estimated baseline for Tolerance Testing. Depending on the actual values on the initial Loan Estimate, a fee tolerance cure of up to $0.00 may be required.	Disclosure is missing.
TRID Final Closing Disclosure Will Not Have Escrow Account	TILA-RESPA Integrated Disclosure - Loan Disclosures: Final Closing Disclosure provided on XXXX disclosed whether the loan will have an escrow account. (FinalXXXX)	No escrows shown on page 2 of the CD.
TRID Final Closing Disclosure Will Have Escrow Account	TILA-RESPA Integrated Disclosure - Loan Disclosures: Final Closing Disclosure provided on XXXX disclosed whether the loan will have an escrow account. (FinalXXXX)	No escrows shown on page 2 of the CD.
FACTA Disclosure Missing	FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.
TRID Final Closing Disclosure Property Taxes Included In Escrow	TILA-RESPA Integrated Disclosure - Projected Payments: Final Closing Disclosure provided on XXXX disclosed whether property taxes are included in escrow. (FinalXXXX)	No escrows shown on page 2 of the CD.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
TRID Initial Closing Disclosure Timing without Waiver	TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. (FinalXXXX)	Date has been verified.
RESPA - Initial Escrow Account Statement Missing	RESPA: Initial escrow account statement was not provided to the borrower.
TRID Appraisal Disclosure - ECOA Timing	ECOA - File does not evidence the consumer was provided with the right to receive a copy of the Appraisal Disclosure within 3 days of the loan application date.	Acknowledgement was signed at closing.
Payoff Statement Missing	Missing Payoff Statement: Unable to determine if a prepayment penalty was included in the pay-off which may impact high cost findings.
(Missing Data) Last Rate Set Date	Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.
NMLS - Missing Evidence of Initial Loan Application Date	Truth in Lending Act (NMLSR Dodd- Frank 2014): Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date.
TRID Final Closing Disclosure Homeowners Insurance Included In Escrow Test	TILA-RESPA Integrated Disclosure - Projected Payments: Final Closing Disclosure provided on XXXX disclosed whether Homeowners Insurance is included in escrow. (FinalXXXX)
Missing Document: Mortgage Insurance Certificate (MIC) not provided
Federal FACTA Disclosure Timing Test	FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score.
CHARM Booklet Disclosure Status	TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.
ARM Disclosure Status Test	TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.
Final TIL Finance Charge Under Disclosed	Truth In Lending Act: Final TIL Finance Charge of $114,859.37 is underdisclosed from calculated Finance Charge of $115,068.40 in the amount of $209.03.	The Lender's TIL reflects MI dropping off after 134 months, however, the audited TIL indicates MI should drop off after 148 months.
Missing Document: Credit Report not provided
Missing Document: Mortgage Insurance Certificate (MIC) not provided
Missing Document: Mortgage Insurance Certificate (MIC) not provided
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.
Missing Document: Mortgage Insurance Certificate (MIC) not provided
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.
Missing Document: Missing Final 1003
TILA - Final TIL Missing	Missing Final TIL.
(Doc Error) Initial GFE not provided
Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.
Missing Final HUD-1: No Document Used For Fee Testing	Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.
Missing Initial Loan Application No Fees	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.
Unable to determine occupancy, compliance results were generated using a defaulted value of Primary.
Disbursement Date Missing	Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing.
Property Type Not Provided	(Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.
Final Title Policy is missing. No evidence of title in file.
Missing Document: Mortgage Insurance Certificate (MIC) not provided
ARM Disclosure Status Test	TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.
ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Not Provided Timely	ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide "Right to Receive a Copy" appraisal disclosure to applicant within three (3) business days of application or determination of first lien status.
TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date	Truth in Lending Act: Subject loan transaction disbursed on XXXX, prior to three (3) business days from transaction date of XXXX.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date.
Missing Document: Missing Final 1003
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance	Truth in Lending Act: Unable to determine if Notice of Right to Cancel was executed on the proper Model Form. The H-9 form was used instead of the H-8 form, however, the loan file does not contain evidence that the refinance was by the original creditor.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.
Missing Document: Missing Final 1003
TILA - Final TIL Missing	Missing Final TIL.
(Doc Error) Initial GFE not provided
Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.
Missing Final HUD-1: No Document Used For Fee Testing	Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.
Missing Initial Loan Application No Fees	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.
Notice of Right to Cancel Missing	Truth in Lending Act: Notice of Right to Cancel was not provided.
Unable to determine occupancy, compliance results were generated using a defaulted value of Primary.
Disbursement Date Missing	Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing.
Property Type Not Provided	(Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.
Final Title Policy is missing. No evidence of title in file.
Maryland Counseling Agencies Disclosure Not in File	Maryland HB1399 - No evidence of counseling agencies list per Maryland HB 1399.
Missing Document: Missing Final 1003
RESPA Disclosure - List of Homeownership Counseling Organizations Not Provided Within 3 Business Days of Application	Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.	Lender initial 1003 not found, broker only.
TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided	TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $880.00 exceeds tolerance of $255.00. Insufficient or no cure was provided to the borrower. (8304)	Cure not found.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
TRID Initial Closing Disclosure Timing without Waiver	TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. (InitialXXXX)	Dates verified.
Payoff Statement Missing	Missing Payoff Statement: Unable to determine if a prepayment penalty was included in the pay-off which may impact high cost findings.
NMLS - Missing Evidence of Initial Loan Application Date	Truth in Lending Act (NMLSR Dodd- Frank 2014): Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date.
Missing Document: Missing Final 1003
TILA - Final TIL Missing	Missing Final TIL.
(Doc Error) Initial GFE not provided
Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.
Missing Final HUD-1: No Document Used For Fee Testing	Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.
Missing Initial Loan Application No Fees	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.
Unable to determine occupancy, compliance results were generated using a defaulted value of Primary.
Disbursement Date Missing	Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing.
Property Type Not Provided	(Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.
Final TIL Finance Charge Under Disclosed	Truth In Lending Act: Final TIL Finance Charge of $287,177.25 is underdisclosed from calculated Finance Charge of $288,060.29 in the amount of $883.04.	Unable to determine reason for underdisclosure, HUD-1 is illegible so closing costs are not accurate and missing the itemization of prepaid finance charges
TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC)	Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used.
Missing Final HUD-1: Illegible HUD-1 Used For Fee Testing	Missing Final HUD-1: Illegible HUD-1 used for any applicable Federal, State or Local compliance testing.	Imaging of hud is very poor. Some fees in 800/1000/1100 are unable to be captured.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.
FACTA Disclosure Missing	FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.
CHARM Booklet Disclosure Status	TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.
ARM Disclosure Status Test	TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower.
CHARM Booklet Disclosure Timing	Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
ARM Disclosure Timing Test	Unable to determine if ARM disclosure was provided within three (3) days of application due to missing information.
Missing Document: Missing Final 1003
TILA - Final TIL Missing	Missing Final TIL.
(Doc Error) Initial GFE not provided
CHARM Booklet Disclosure Status	TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
ARM Disclosure Status Test	TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date	Truth in Lending Act: Subject loan transaction disbursed on XXXX, prior to three (3) business days from transaction date of XXXX.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
CHARM Booklet Disclosure Status	TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.
Missing Final HUD-1: HUD-1 Not Signed or Stamped Used For Fee Testing	Missing Final HUD-1: HUD-1 Not Signed or Stamped used for any applicable Federal, State or Local compliance testing.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
(Doc Error) TIL Error: Final TIL not signed by all required parties
Final TIL Finance Charge Under Disclosed	Truth In Lending Act: Final TIL Finance Charge of $691,211.76 is underdisclosed from calculated Finance Charge of $700,728.38 in the amount of $9,516.62.	Under-disclosure is payment stream related. Utilized lowest index of 5.48130% available in lookback due to unable to verify index used at closing.
Right of Rescission Timing - Receipt Date Missing	Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements.
CHARM Booklet Disclosure Prior to Closing Timing	TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower at least three (3) days prior to consummation for a loan that did not start as an ARM.
ARM Disclosure Prior to Closing Timing	TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower at least three (3) days prior to consummation for a loan that did not start as an ARM.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.
(Missing Data) Unable to determine if loan is a same lender refi (Circuit 2, 5, 7, 8, 9, 10 or DC)	Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used. (H-8 Form was used and property is in the 2 nd, 5 th, 7 th, 8 th, 9 th, 10 th, or District of Columbia)
Missing Document: Missing Final 1003
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
CHARM Booklet Disclosure Prior to Closing Timing	TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower at least three (3) days prior to consummation for a loan that did not start as an ARM.
(Doc Error) TIL Error: Borrower signature not dated.
Final TIL Not Provided to Borrower At or Before Consummation	Truth in Lending Act: Final TIL was not provided to the borrower by closing.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
Right of Rescission Timing - Receipt Date Missing	Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing	RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
Missing Document: Missing Final 1003
TILA - Final TIL Missing	Missing Final TIL.
(Doc Error) Initial GFE not provided
Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.
Missing Final HUD-1: No Document Used For Fee Testing	Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.
Missing Initial Loan Application No Fees	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.
Unable to determine occupancy, compliance results were generated using a defaulted value of Primary.
Disbursement Date Missing	Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing.
Property Type Not Provided	(Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.
Final Title Policy is missing. No evidence of title in file.
Federal FACTA Disclosure Timing Test	FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.
Missing Document: Missing Final 1003
TILA - Final TIL Missing	Missing Final TIL.
(Doc Error) Initial GFE not provided
Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.
Missing Final HUD-1: No Document Used For Fee Testing	Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.
Missing Initial Loan Application No Fees	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.
Disbursement Date Missing	Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing.
Property Type Not Provided	(Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.
Final Title Policy is missing. No evidence of title in file.
FACTA Disclosure Missing	FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.
Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance	Truth in Lending Act: Unable to determine if Notice of Right to Cancel was executed on the proper Model Form. The H-9 form was used instead of the H-8 form, however, the loan file does not contain evidence that the refinance was by the original creditor.
Missing Document: Missing Final 1003
TILA - Final TIL Missing	Missing Final TIL.
(Doc Error) Initial GFE not provided
Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
Property Type Not Provided	(Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.
Missing Document: Missing Final 1003
TILA - Final TIL Missing	Missing Final TIL.
(Doc Error) Initial GFE not provided
Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.
Missing Final HUD-1: No Document Used For Fee Testing	Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.
Missing Initial Loan Application No Fees	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.
Notice of Right to Cancel Missing	Truth in Lending Act: Notice of Right to Cancel was not provided.
Disbursement Date Missing	Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing.
Property Type Not Provided	(Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.
Missing Document: Mortgage Insurance Certificate (MIC) not provided
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.
ARM Disclosure Status Test	TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower.
CHARM Booklet Disclosure Timing	TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower within three (3) days of application.
ARM Disclosure Timing Test	TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower within three (3) days of application.
Final TIL APR Under/Over Disclosed By Greater Than 0.125%	Truth In Lending Act: Final TIL APR of 6.24800% is underdisclosed from calculated APR of 6.44460% outside of 0.125% tolerance.	verified - APR exceeds max allowable
Final TIL Finance Charge Under Disclosed	Truth In Lending Act: Final TIL Finance Charge of $11,682.52 is underdisclosed from calculated Finance Charge of $11,959.61 in the amount of $277.09.	Unable to determine under disclosure due to missing itemization of amount financed
CHARM Booklet Disclosure Timing	Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.
Connecticut Prepayment Penalty Test	Connecticut Prepayment Penalty: A prepayment penalty is not permissible under the Mortgage Lenders, Correspondent Lenders, Brokers and Loan Originators Act. Prepay language states prepay will not exceed maximum permitted by applicable law.
ARM Disclosure Status Test	TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower.
Missing Document: Missing Final 1003
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
(Missing Data) Unable to determine if loan is a same lender refi (Circuit 2, 5, 7, 8, 9, 10 or DC)	Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used. (H-8 Form was used and property is in the 2 nd, 5 th, 7 th, 8 th, 9 th, 10 th, or District of Columbia)
(Doc Error) Initial GFE not provided
CHARM Booklet Disclosure Status	TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
Notice of Right to Cancel Missing	Truth in Lending Act: Notice of Right to Cancel was not provided.
ARM Disclosure Status Test	TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower.
Final TIL Finance Charge Under Disclosed	Truth In Lending Act: Final TIL Finance Charge of $200,803.35 is underdisclosed from calculated Finance Charge of $201,034.51 in the amount of $231.16.	Unable to determine under disclosure due to missing Itemization of Amount Financed
TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date	Truth in Lending Act: Subject loan transaction disbursed on XXXX, prior to three (3) business days from transaction date of XXXX.
Missing Document: Mortgage Insurance Certificate (MIC) not provided
Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance	Truth in Lending Act: Unable to determine if Notice of Right to Cancel was executed on the proper Model Form. The H-9 form was used instead of the H-8 form, however, the loan file does not contain evidence that the refinance was by the original creditor.
Missing Document: Missing Final 1003
TILA - Final TIL Missing	Missing Final TIL.
(Doc Error) Initial GFE not provided
Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.
FACTA Disclosure Missing	FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.
Missing Final HUD-1: No Document Used For Fee Testing	Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
Missing Initial Loan Application No Fees	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.
Notice of Right to Cancel Missing	Truth in Lending Act: Notice of Right to Cancel was not provided.
Unable to determine occupancy, compliance results were generated using a defaulted value of Primary.
Disbursement Date Missing	Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing.
Property Type Not Provided	(Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.
Final Title Policy is missing. No evidence of title in file.
Missing Document: Mortgage Insurance Certificate (MIC) not provided
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.
Purchase contract date not provided.
RESPA Disclosure - List of Homeownership Counseling Organizations Missing	RESPA Disclosure Rule (Dodd-Frank 2014): Creditor did not provide List of Homeownership Counseling Organizations to borrower.
TILA NMLSR - Originator Company NMLS information on documents does not match NMLS website	Unable to test Loan Originator Organization match due to missing information.
TILA NMLSR - Individual Originator NMLS information on documents does not match NMLS website	Unable to test Individual Loan Originator NMLSR status due to missing information.
TILA NMLSR - Missing NMLS Information on Security Instrument	Truth in Lending Act (NMLSR Dodd- Frank 2014): NMLSR information not present on Security Instrument.
TILA NMLSR - Missing NMLS Information on Note	Truth in Lending Act (NMLSR Dodd- Frank 2014): NMLSR information not present on Note.
Missing Document: Missing Final 1003
TILA-RESPA Integrated Disclosure: application date on or after 10/3/2015, no Loan Estimates in the Loan File	TILA-RESPA Integrated Disclosure: Loan Estimate not provided within loan images to evidence delivery to the Borrower(s). The earliest Closing Disclosure provided in the loan file was used as the estimated baseline for Tolerance Testing. Depending on the actual values on the initial Loan Estimate, a fee tolerance cure of up to $0.00 may be required.	Loan Estimate and Closing Disclosure missing from file.
Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.
(Missing Data) Missing Information to Determine Origination Channel	Unable to determine the origination channel based on the loan documents provided for review. The compliance review was performed with using the equivalent evaluation that would be considered for an Origination Channel of Retail.
FACTA Disclosure Missing	FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.	Missing Facta
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.	Missing initial 1003
Missing Initial Loan Application No Fees	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.
Unable to determine occupancy, compliance results were generated using a defaulted value of Primary.
TRID Final Closing Disclosure No Seller Paid Fees Primary Residence First Lien	TRID Final Closing Disclosure XXXX on a first lien purchase transaction did not disclose any Seller paid fees/charges on page 2. (Points and Fees testing limited to Borrower paid fees.) (FinalXXXX)	Missing seller CD
TRID Appraisal Disclosure - ECOA Status	ECOA - File does not evidence the consumer was provided with the right to receive a copy of the Appraisal Disclosure.	Not found in file.
Disbursement Date Missing	Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing.
Final Title Policy is missing. No evidence of title in file.
HOA Dues amount was not evidenced in the file, and has not been included in the calculated debt ratio.	Valuation Type: No Value Provided / Valuation Report Date: <empty> Property Type: PUD
(Missing Data) Last Rate Set Date	Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.
NMLS - Missing Evidence of Initial Loan Application Date	Truth in Lending Act (NMLSR Dodd- Frank 2014): Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date.
TRID Closing Disclosure Status Test	TILA-RESPA Integrated Disclosure: Closing Disclosure not provided or Closing Disclosure not provided prior to closing. Any applicable Federal, State or Local compliance testing is unreliable or not performed. Loan is subject to high cost testing.
Final TIL Finance Charge Under Disclosed	Truth In Lending Act: Final TIL Finance Charge of $265,214.15 is underdisclosed from calculated Finance Charge of $265,311.33 in the amount of $97.18.	Under disclosure due to TIL itemization did not disclose a Wire Fee of $75.00 as a prepaid finance charge and TIL Itemization disclosed Settlement Fee of $375 however the HUD shows the actual Settlement fee charge was $395.
Virginia Tangible Net Benefit Test	Unable to determine if the loan was refinanced without a tangible net benefit to the borrower due to missing information.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
Right of Rescission Timing - Receipt Date Missing	Missing RTC Signature Date. Unable to determine compliance with rescission timing requirements.
RESPA Disclosure - List of Homeownership Counseling Organizations Missing	RESPA Disclosure Rule (Dodd-Frank 2014): Creditor did not provide List of Homeownership Counseling Organizations to borrower.
TRID Loan Estimate Timing	TILA-RESPA Integrated Disclosure: Loan Estimate not delivered or placed in the mail to Borrower(s) within three (3) business days of application. (InitialXXXX)	Dates of documents verified.
TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided	TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $525.00 exceeds tolerance of $500.00. Insufficient or no cure was provided to the borrower. (7506)	Cure document not found.
TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided	TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for TX Guaranty Fee. Fee Amount of $3.00 exceeds tolerance of $0.00. Insufficient or no cure was provided to the borrower. (75228)	Cure document not found.
TRID Initial Closing Disclosure Timing without Waiver	TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. (InitialXXXX)	Dates of documents verified.
TRID Appraisal Disclosure - ECOA Timing	ECOA - File does not evidence the consumer was provided with the right to receive a copy of the Appraisal Disclosure within 3 days of the loan application date.	Verified; the Borrower Appraisal Disclosure is dated XXXX.
Final TIL Finance Charge Under Disclosed	Truth In Lending Act: Final TIL Finance Charge of $252,273.22 is underdisclosed from calculated Finance Charge of $252,623.23 in the amount of $350.01.	Unable to determine under disclosure due to missing itemization of amount financed
Missing Document: Missing Final 1003
RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing	Unable to test Affiliated Business Disclosure due to missing information.
RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure	RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure.
TRID Lender Credit Tolerance Violation	TILA-RESPA Integrated Disclosure: Zero Percent Tolerance exceeded for Lender Credits. Final Lender Credit of $-131.88 is less than amount of binding Lender Credit previously disclosed in the amount of $-1,282.00. (9300)	Verified lender credit on final closing disclosure.
(TX50(a)(6)) Texas Cash-out Loan (Itemization of Points and Fees Not Provided)	Texas Constitution Section 50(a)(6): Final Itemized disclosure of fees, points, costs and charges not provided to borrower at least one (1) business day prior to closing.
TRID Initial Closing Disclosure Timing without Waiver	TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. (FinalXXXX)	Verified only closing disclosure is dated XXXX.
Final TIL Finance Charge Under Disclosed	Truth In Lending Act: Final TIL Finance Charge of $448,219.70 is underdisclosed from calculated Finance Charge of $550,513.04 in the amount of $102,293.34.	Under disclosure is payment stream related and due to lender's TIL not including Interest Only period per Note.
FACTA Disclosure Missing	FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.
TIL APR Tolerance Irregular Transaction	Truth In Lending Act: Final TIL APR of 6.44153% is underdisclosed from calculated APR of 7.09757% outside of 0.250% tolerance.	Under disclosure is payment stream related and due to lender's TIL not including Interest Only period per Note.
Missing Final HUD-1: Title Co. Closing Statement Used For Fee Testing	Missing Final HUD-1: Title Company Closing Statement used for any applicable Federal, State or Local compliance testing.
TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC)	Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used.
TRID Lender Credit Tolerance Violation	TILA-RESPA Integrated Disclosure: Zero Percent Tolerance exceeded for Lender Credits. Final Lender Credit of $-162.25 is less than amount of binding Lender Credit previously disclosed in the amount of $-217.00. (9300)	Input verified.
TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided	TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $2,057.58 exceeds tolerance of $0.00. Insufficient or no cure was provided to the borrower. (7200)	Valid COC document located in file for fee change.
(Missing Data) Last Rate Set Date	Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.
RESPA Disclosure - List of Homeownership Counseling Organizations Missing	RESPA Disclosure Rule (Dodd-Frank 2014): Creditor did not provide List of Homeownership Counseling Organizations to borrower.
TRID Final Closing Disclosure Total Of Payments	TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XXXX disclosed an inaccurate Total of Payments on page 5 that does not match the actual total of payments for the loan (fee amounts included in TOP calculation are based on Closing Disclosure dated XXXX). (FinalXXXX)	Closing disclosure reflects total payments of $107,158.19.
TRID Zero Percent Tolerance Violation With Sufficient Cure - 1026.19(f)(2) Cure	TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Title - Abstract / Title Search. Fee Amount of $100.00 exceeds tolerance of $0.00. Sufficient or excess cure was provided to the borrower. (75178)
TRID Final Closing Disclosure APR	TILA-RESPA Integrated Disclosure - Loan Calculations: APR of 3.89900% on Final Closing Disclosure provided on 08/26/2016 is under-disclosed from the calculated APR of 4.15460% outside of 0.125% tolerance. (FinalXXXX)	The TIL itemization did not disclose Other Taxes of $2070.96 as a prepaid finance charge as reflected on the CD.
TRID Final Closing Disclosure Finance Charge	TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XXXX disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated XXXX). (FinalXXXX)	The TIL itemization did not disclose Other Taxes of $2070.96 as a prepaid finance charge as reflected on the CD.
TRID Final Closing Disclosure Property Taxes Included In Escrow	TILA-RESPA Integrated Disclosure - Projected Payments: Final Closing Disclosure provided on XXXX disclosed whether property taxes are included in escrow. (FinalXXXX)	The final Closing Disclosure captures initial escrowed property taxes as "Other Taxes" resulting in a false under disclosure and the appearance that property taxes were not collected.
TRID Lender Credit Tolerance Violation	TILA-RESPA Integrated Disclosure: Zero Percent Tolerance exceeded for Lender Credits. Final Lender Credit of $-156.88 is less than amount of binding Lender Credit previously disclosed in the amount of $-264.00. (9300)	Lender credit input verified
TRID Ten Percent Tolerance Violation With Sufficient Cure Provided At Closing	TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $120.00 exceeds tolerance of $88.00 plus 10% or $96.80. Sufficient or excess cure was provided to the borrower at Closing. (0)
TRID Initial Closing Disclosure Timing without Waiver	TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. (InitialXXXX)	Initial closing disclosure is dated XXXX.
RESPA Disclosure - List of Homeownership Counseling Organizations Missing	RESPA Disclosure Rule (Dodd-Frank 2014): Creditor did not provide List of Homeownership Counseling Organizations to borrower.
TRID Initial Closing Disclosure Timing without Waiver	TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. (FinalXXXX)	Date of closing disclosure verified.
Missing Document: Missing Final 1003
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
(Doc Error) TIL Error: Final TIL not signed by all required parties		TIL appears to be final but not signed nor initialed by borrower
(Doc Error) TIL Error: Final TIL not signed by all required parties		TIL appears to be final but not signed nor initialed by borrower.
Final TIL Not Provided to Borrower At or Before Consummation	Truth in Lending Act: Final TIL was not provided to the borrower by closing.	TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not signed or dated by borrower so cannot confirm that borrower received.
FACTA Disclosure Missing	FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing	RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
Missing Document: Mortgage Insurance Certificate (MIC) not provided
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.
FACTA Disclosure Missing	FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.
Disparity in Occupancy - Not High Cost and Not Higher Priced	The mortgage loan file contains documenting evidence the consumer intends to occupy the subject property as their primary residence. (Compliance testing performed based on the Occupancy Type of Investment).	Initial application with just the borrower and a TBD address showed purchasing a primary residence
TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided	TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Survey Fee. Fee Amount of $60.00 exceeds tolerance of $0.00. Insufficient or no cure was provided to the borrower. (7723)	LE does not account for a survey fee.
TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided	TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $726.80 exceeds tolerance of $690.00. Insufficient or no cure was provided to the borrower. (8304)	LE reflects a transfer tax of $690.
TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided	TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $139.65 exceeds tolerance of $92.00 plus 10% or $101.20. Insufficient or no cure was provided to the borrower. (0)	LE reflects a recording fee of $92.
ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Missing	ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide "Right to Receive a Copy" appraisal disclosure to consumer.
RESPA Disclosure - List of Homeownership Counseling Organizations Missing	RESPA Disclosure Rule (Dodd-Frank 2014): Creditor did not provide List of Homeownership Counseling Organizations to borrower.
Missing Document: Missing Final 1003
TILA-RESPA Integrated Disclosure: application date on or after 10/3/2015, no Loan Estimates in the Loan File	TILA-RESPA Integrated Disclosure: Loan Estimate not provided within loan images to evidence delivery to the Borrower(s). The earliest Closing Disclosure provided in the loan file was used as the estimated baseline for Tolerance Testing. Depending on the actual values on the initial Loan Estimate, a fee tolerance cure of up to $0.00 may be required.	Loan Estimate is missing from file.
Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.
(Missing Data) Missing Information to Determine Origination Channel	Unable to determine the origination channel based on the loan documents provided for review. The compliance review was performed with using the equivalent evaluation that would be considered for an Origination Channel of Retail.
FACTA Disclosure Missing	FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.	Facta missing
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.	Initial 1003 missing
Missing Initial Loan Application No Fees	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.
Notice of Right to Cancel Missing	Truth in Lending Act: Notice of Right to Cancel was not provided.
TRID Initial Closing Disclosure Timing without Waiver	TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. (FinalXXXX)	CD provided dated same as close date.
Unable to determine occupancy, compliance results were generated using a defaulted value of Primary.
TRID Appraisal Disclosure - ECOA Status	ECOA - File does not evidence the consumer was provided with the right to receive a copy of the Appraisal Disclosure.	Document is missing from file.
Disbursement Date Missing	Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing.
Property Type Not Provided	(Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.
Final Title Policy is missing. No evidence of title in file.
(Missing Data) Last Rate Set Date	Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.
NMLS - Missing Evidence of Initial Loan Application Date	Truth in Lending Act (NMLSR Dodd- Frank 2014): Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date.
TRID Closing Disclosure Status Test	TILA-RESPA Integrated Disclosure: Closing Disclosure not provided or Closing Disclosure not provided prior to closing. Any applicable Federal, State or Local compliance testing is unreliable or not performed. Loan is subject to high cost testing.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.
(Missing Data) Unable to determine if loan is a same lender refi (Circuit 2, 5, 7, 8, 9, 10 or DC)	Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used. (H-8 Form was used and property is in the 2 nd, 5 th, 7 th, 8 th, 9 th, 10 th, or District of Columbia)
Missing Document: Mortgage Insurance Certificate (MIC) not provided
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.
Final TIL Finance Charge Under Disclosed	Truth In Lending Act: Final TIL Finance Charge of $240,683.19 is underdisclosed from calculated Finance Charge of $240,879.43 in the amount of $196.24.	Unable to determine under disclosure due to missing Itemization of Amount Financed.
Missing Document: Credit Report not provided
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
TRID Final Closing Disclosure APR	TILA-RESPA Integrated Disclosure - Loan Calculations: APR of 4.69000% on Final Closing Disclosure provided on 01/24/2017 is under-disclosed from the calculated APR of 4.93430% outside of 0.125% tolerance. (FinalXXXX)	Unable to determine under disclosure due to missing Itemization of Amount Financed.
TRID Final Closing Disclosure Finance Charge	TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XXXX disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated XXXX). (FinalXXXX)	Unable to determine under disclosure due to missing Itemization of Amount Financed.
TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided	TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $500.00 exceeds tolerance of $460.00. Insufficient or no cure was provided to the borrower. (7506)	Final CD reflects an appraisal fee of $500.
TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided	TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Re-Inspection Fee. Fee Amount of $150.00 exceeds tolerance of $0.00. Insufficient or no cure was provided to the borrower. (75103)	Final CD reflects an appraisal inspection fee of $150.
TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided	TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $50.00 exceeds tolerance of $0.00. Insufficient or no cure was provided to the borrower. (7520)	Final CD reflects a credit supplement fee of $50.
(Missing Data) Last Rate Set Date	Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.
(Doc Error) Initial GFE not provided
FACTA Disclosure Missing	FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
Right of Rescission Timing - Note Date used as Transaction Date	Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.
Missing Document: Missing Final 1003
Missing Document: Mortgage Insurance Certificate (MIC) not provided
TILA - Final TIL Missing	Missing Final TIL.
(Doc Error) Initial GFE not provided
Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.
Missing Final HUD-1: No Document Used For Fee Testing	Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.
Missing Initial Loan Application No Fees	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.
Notice of Right to Cancel Missing	Truth in Lending Act: Notice of Right to Cancel was not provided.
Disbursement Date Missing	Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing.
Final Title Policy is missing. No evidence of title in file.
ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Not Provided Timely	ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide "Right to Receive a Copy" appraisal disclosure to applicant within three (3) business days of application or determination of first lien status.
Missing Document: Missing Final 1003
TILA - Final TIL Missing	Missing Final TIL.
(Doc Error) Initial GFE not provided
Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.
Missing Final HUD-1: No Document Used For Fee Testing	Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.
Missing Initial Loan Application No Fees	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.
Notice of Right to Cancel Missing	Truth in Lending Act: Notice of Right to Cancel was not provided.
Unable to determine occupancy, compliance results were generated using a defaulted value of Primary.
Disbursement Date Missing	Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing.
Property Type Not Provided	(Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.
Final Title Policy is missing. No evidence of title in file.
CHARM Booklet Disclosure Status	TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.
Virginia Prepayment Penalty	Virginia Prepayment Penalty: Maximum calculated prepay of $XXXX exceeds the state maximum for owner-occupied properties of 2% of the prepaid balance $XXXX. Prepay language states prepay will not exceed maximum permitted by applicable law.
ARM Disclosure Status Test	TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower.
Final TIL Finance Charge Under Disclosed	Truth In Lending Act: Final TIL Finance Charge of $230,700.30 is underdisclosed from calculated Finance Charge of $230,769.32 in the amount of $69.02.	TIL itemization did not disclose a tax service fee of $69 as prepaid finance charge
(Missing Data) Unable to determine if loan is a same lender refi (Circuit 2, 5, 7, 8, 9, 10 or DC)	Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used. (H-8 Form was used and property is in the 2 nd, 5 th, 7 th, 8 th, 9 th, 10 th, or District of Columbia)
Missing Document: Missing Final 1003
TILA - Final TIL Missing	Missing Final TIL.
(Doc Error) Initial GFE not provided
Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.
Missing Final HUD-1: No Document Used For Fee Testing	Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.
Missing Initial Loan Application No Fees	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.
Notice of Right to Cancel Missing	Truth in Lending Act: Notice of Right to Cancel was not provided.
Unable to determine occupancy, compliance results were generated using a defaulted value of Primary.
Disbursement Date Missing	Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing.
Property Type Not Provided	(Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.
RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure	RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.
Missing Document: Missing Final 1003
TILA - Final TIL Missing	Missing Final TIL.
(Doc Error) Initial GFE not provided
Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.
CHARM Booklet Disclosure Status	TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.
Missing Final HUD-1: No Document Used For Fee Testing	Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.
Missing Initial Loan Application No Fees	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.
Notice of Right to Cancel Missing	Truth in Lending Act: Notice of Right to Cancel was not provided.
Unable to determine occupancy, compliance results were generated using a defaulted value of Primary.
Disbursement Date Missing	Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing.
Property Type Not Provided	(Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.
ARM Disclosure Status Test	TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower.
RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure	RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure.
CHARM Booklet Disclosure Status	TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.
Missing Final HUD-1: HUD-1 Not Signed or Stamped Used For Fee Testing	Missing Final HUD-1: HUD-1 Not Signed or Stamped used for any applicable Federal, State or Local compliance testing.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.
ARM Disclosure Status Test	TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower.
RESPA Disclosure - List of Homeownership Counseling Organizations Missing	RESPA Disclosure Rule (Dodd-Frank 2014): Creditor did not provide List of Homeownership Counseling Organizations to borrower.
TILA-RESPA Integrated Disclosure: application date on or after 10/3/2015, no Loan Estimates in the Loan File	TILA-RESPA Integrated Disclosure: Loan Estimate not provided within loan images to evidence delivery to the Borrower(s). The earliest Closing Disclosure provided in the loan file was used as the estimated baseline for Tolerance Testing. Depending on the actual values on the initial Loan Estimate, a fee tolerance cure of up to $3,269.53 may be required.	Disclosure is not in the file.
TRID Final Closing Disclosure APR	TILA-RESPA Integrated Disclosure - Loan Calculations: APR of 3.85400% on Final Closing Disclosure provided on 05/01/2017 is under-disclosed from the calculated APR of 4.09620% outside of 0.125% tolerance. (FinalXXXX)	Unable to determine under disclosure due to missing Itemization of Amount Financed.
TRID Final Closing Disclosure Finance Charge	TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XXXX disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated XXXX). (FinalXXXX)	Unable to determine under disclosure due to missing Itemization of Amount Financed.
FACTA Disclosure Missing	FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.
TRID Initial Closing Disclosure Timing without Waiver	TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. (FinalXXXX)	Initial closing disclosure is not in the file.
RESPA - Initial Escrow Account Statement Missing	RESPA: Initial escrow account statement was not provided to the borrower.
TRID Appraisal Disclosure - ECOA Status	ECOA - File does not evidence the consumer was provided with the right to receive a copy of the Appraisal Disclosure.	Disclosure is not in the file.
Payoff Statement Missing	Missing Payoff Statement: Unable to determine if a prepayment penalty was included in the pay-off which may impact high cost findings.
(Missing Data) Last Rate Set Date	Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.
Missing Document: Missing Final 1003
TILA - Final TIL Missing	Missing Final TIL.
(Doc Error) Initial GFE not provided
Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.
Missing Final HUD-1: No Document Used For Fee Testing	Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.
Missing Initial Loan Application No Fees	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.
Notice of Right to Cancel Missing	Truth in Lending Act: Notice of Right to Cancel was not provided.
Unable to determine occupancy, compliance results were generated using a defaulted value of Primary.
Disbursement Date Missing	Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing.
Federal FACTA Disclosure Timing Test	FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
Missing Document: Missing Final 1003
FACTA Disclosure Missing	FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.
RESPA Disclosure - List of Homeownership Counseling Organizations Not Provided Within 3 Business Days of Application	Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.	Lender initial application is missing from file.
TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided	TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Origination Fee. Fee Amount of $31.50 exceeds tolerance of $31.00. Insufficient or no cure was provided to the borrower. (7325)	Cure documentation not found in file.
TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided	TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $1,925.00 exceeds tolerance of $1,870.00. Insufficient or no cure was provided to the borrower. (8304)	Cure documentation not found in file.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
TRID Initial Closing Disclosure Timing without Waiver	TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. (InitialXXXX)	Lender initial application is missing from file.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.
NMLS - Missing Evidence of Initial Loan Application Date	Truth in Lending Act (NMLSR Dodd- Frank 2014): Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date.
Federal FACTA Disclosure Timing Test	FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
Missing Document: Missing Final 1003
TILA - Final TIL Missing	Missing Final TIL.
(Doc Error) Initial GFE not provided
Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.
New Mexico Tangible Net Benefit Test	New Mexico Home Loan: Unable to determine if refinance loan was made without tangible net benefit to borrower due to missing prior loan information.
Missing Final HUD-1: No Document Used For Fee Testing	Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.
Missing Initial Loan Application No Fees	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.
Notice of Right to Cancel Missing	Truth in Lending Act: Notice of Right to Cancel was not provided.
Unable to determine occupancy, compliance results were generated using a defaulted value of Primary.
Disbursement Date Missing	Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing.
Property Type Not Provided	(Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.
Final Title Policy is missing. No evidence of title in file.
(Missing Data) Last Rate Set Date	Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
Missing Document: Mortgage Insurance Certificate (MIC) not provided
RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing	RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower.
Missing Document: Missing Final 1003
Missing Document: Note - Subject Lien not provided
Missing Document: Missing Lender's Initial 1003
(Missing Doc) Incomplete loan images/file		File only contains Security Instrument. Unable to run compliance.
Federal FACTA Disclosure Timing Test	FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.
Final TIL Finance Charge Under Disclosed	Truth In Lending Act: Final TIL Finance Charge of $543,602.46 is underdisclosed from calculated Finance Charge of $544,537.59 in the amount of $935.13.	TIL itemization did not disclose the $880 Escrow waiver fee or $35 courier fee as prepaid finance charges.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing	RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower.
Missing Document: Missing Final 1003
TILA - Final TIL Missing	Missing Final TIL.
RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure	RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure.
FACTA Disclosure Missing	Unable to determine FACTA Credit Score Disclosure was provided due to missing information.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
Ohio Consumer Sales Practices Act (Acknowledgement of Receipt of Home Mortgage Loan Information Document Not Retained by Lender)	Ohio Consumer Sales Practices Act: Acknowledgement of Receipt of Home Mortgage Loan Information Document not retained by lender.
Ohio Consumer Sales Practices Act (Closing Disclosure Not Provided)	Ohio Consumer Sales Practices Act: Consumer did not receive the required Closing Disclosure.
Missing Document: Missing Final 1003
TILA - Final TIL Missing	Missing Final TIL.
(Doc Error) Initial GFE not provided
Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.
Missing Final HUD-1: No Document Used For Fee Testing	Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.
Missing Initial Loan Application No Fees	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.
Unable to determine occupancy, compliance results were generated using a defaulted value of Primary.
Ohio Consumer Sales Practices Act (Ability to Repay not Verified)	Ohio Consumer Sales Practices Act: Borrower’s ability to repay not verified with reliable documentation.
Disbursement Date Missing	Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing.
Property Type Not Provided	(Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.
CHARM Booklet Disclosure Status	TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
Massachusetts Mortgage Lender and Broker Regulation (Ability to Repay not Verified)	Massachusetts Mortgage Lender and Broker Regulation: File does not contain evidence that analysis of borrower’s ability to repay was performed based on verified income, obligations, assets, and/or employment using PITI payment based on fully indexed rate and fully amortizing payment, if applicable
Massachusetts Prepayment Penalty	Massachusetts Prepayment Penalty: Maximum calculated prepay of $XXXX exceeds the state maximum of 3 months interest ($XXXX). Prepay language states prepay will not exceed maximum permitted by applicable law.
Missing Document: Missing Final 1003
TILA - Final TIL Missing	Missing Final TIL.
(Doc Error) Initial GFE not provided
Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.
Missing Final HUD-1: No Document Used For Fee Testing	Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
Missing Initial Loan Application No Fees	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.
Notice of Right to Cancel Missing	Truth in Lending Act: Notice of Right to Cancel was not provided.
Unable to determine occupancy, compliance results were generated using a defaulted value of Primary.
Disbursement Date Missing	Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing.
Property Type Not Provided	(Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.
Final Title Policy is missing. No evidence of title in file.
(Missing Data) Unable to determine if loan is a same lender refi (Third Circuit)	Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used. (H-8 Form was used and property is in the 3rd circuit)
RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing	RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower.
Federal FACTA Disclosure Timing Test	FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score.
CHARM Booklet Disclosure Timing	Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
ARM Disclosure Timing Test	Unable to determine if ARM disclosure was provided within three (3) days of application due to missing information.
CHARM Booklet Disclosure Status	TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.
ARM Disclosure Timing Test	TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower within three (3) days of application.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.
(Doc Error) TIL Error: Borrower signature not dated.
Right of Rescission Timing - Receipt Date Missing	Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements.
TRID Lender Credit Tolerance Violation	TILA-RESPA Integrated Disclosure: Zero Percent Tolerance exceeded for Lender Credits. Final Lender Credit of $-369.08 is less than amount of binding Lender Credit previously disclosed in the amount of $-1,207.00. (9300)	Input verified.
Missing Document: Missing Final 1003
TILA - Final TIL Missing	Missing Final TIL.
(Doc Error) Initial GFE not provided
Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.
Missing Final HUD-1: No Document Used For Fee Testing	Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.
Missing Initial Loan Application No Fees	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.
Notice of Right to Cancel Missing	Truth in Lending Act: Notice of Right to Cancel was not provided.
Disbursement Date Missing	Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing.
Property Type Not Provided	(Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.
Final TIL Finance Charge Under Disclosed	Truth In Lending Act: Final TIL Finance Charge of $292,960.94 is underdisclosed from calculated Finance Charge of $293,165.50 in the amount of $204.56.	Under disclosure due to TIL Itemization disclosed Prepaid Interest in the amount of $454.52, however the HUD shows the actual charge was $661.12.
TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date	Truth in Lending Act: Subject loan transaction disbursed on XXXX, prior to three (3) business days from transaction date of XXXX.
Federal FACTA Disclosure Timing Test	FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score.
Missing Final HUD-1: Estimated HUD-1 Used For Fee Testing	Missing Final HUD-1: Estimated HUD-1 used for any applicable Federal, State or Local compliance testing.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date.
FACTA Disclosure Missing	FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date.
Missing Document: Mortgage Insurance Certificate (MIC) not provided
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.
Missing Document: Mortgage Insurance Certificate (MIC) not provided
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.
(Missing Data) Last Rate Set Date	Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.
(Doc Error) TIL Error: Borrower signature not dated.
Final TIL Not Provided to Borrower At or Before Consummation	Truth in Lending Act: Final TIL was not provided to the borrower by closing.	TIL in file indicated to be final. Expected funding date same as disbursement and/or note date but is not dated by borrower so cannot confirm when borrower received the TIL.
FACTA Disclosure Missing	FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.
(Doc Error) TIL Error: Borrower signature not dated.
Final TIL Finance Charge Under Disclosed	Truth In Lending Act: Final TIL Finance Charge of $74,561.46 is underdisclosed from calculated Finance Charge of $74,611.46 in the amount of $50.00.	Unable to determine under disclosure due to missing Itemization of Amount Financed.
Right of Rescission Timing - Receipt Date Missing	Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.
TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided	TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $337.50 exceeds tolerance of $113.00. Insufficient or no cure was provided to the borrower. (7200)	Cure documentation not found in file.
TRID Tolerance Fee Rounding	Unable to determine whether a cure was provided due to missing information.
Missing Document: Missing Final 1003
Final TIL Not Provided to Borrower At or Before Consummation	Truth in Lending Act: Final TIL was not provided to the borrower by closing.	TIL in file indicated to be final, expected funding date same as disbursement and/or note date
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.
TRID Final Closing Disclosure Finance Charge	TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XXXX disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated XXXX). (FinalXXXX)	Unable to determine under disclosure due to missing Itemization of Amount Financed.
TRID Final Closing Disclosure Negative Amortization	TILA-RESPA Integrated Disclosure - Loan Disclosures: Final Closing Disclosure provided on XXXX disclosed whether the loan contains Negative Amortization. (FinalXXXX)	Verified not completed.
TRID Final Closing Disclosure Partial Payments	TILA-RESPA Integrated Disclosure - Loan Disclosures: Final Closing Disclosure provided on XXXX disclosed whether the loan allows for Partial Payments. (FinalXXXX)	Verified not completed.
TRID Final Closing Disclosure Contact Information - Lender	TILA-RESPA Integrated Disclosure - Contact Information: Final Closing Disclosure provided on XXXX did not disclose the required Lender Contact Information (Lender Name, Lender NMLS ID, Contact Name, Contact NMLS ID). (FinalXXXX)	Verified not completed.
TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided	TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Reinspection Fee. Fee Amount of $150.00 exceeds tolerance of $0.00. Insufficient or no cure was provided to the borrower. (7552)	Cure document not found.
(Missing Data) Last Rate Set Date	Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.
(Doc Error) Initial GFE not provided
FACTA Disclosure Missing	FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
Right of Rescission Timing - Note Date used as Transaction Date	Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements
(Doc Error) Initial GFE not provided
FACTA Disclosure Missing	FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.
Purchase contract date not provided.
RESPA Disclosure - List of Homeownership Counseling Organizations Missing	RESPA Disclosure Rule (Dodd-Frank 2014): Creditor did not provide List of Homeownership Counseling Organizations to borrower.
TILA NMLSR - Originator Company NMLS information on documents does not match NMLS website	Unable to test Loan Originator Organization match due to missing information.
TILA NMLSR - Individual Originator NMLS information on documents does not match NMLS website	Unable to test Individual Loan Originator NMLSR status due to missing information.
TILA NMLSR - Missing NMLS Information on Security Instrument	Truth in Lending Act (NMLSR Dodd- Frank 2014): NMLSR information not present on Security Instrument.
TILA NMLSR - Missing NMLS Information on Note	Truth in Lending Act (NMLSR Dodd- Frank 2014): NMLSR information not present on Note.
Missing Document: Missing Final 1003
Missing Document: Mortgage Insurance Certificate (MIC) not provided
TILA-RESPA Integrated Disclosure: application date on or after 10/3/2015, no Loan Estimates in the Loan File	TILA-RESPA Integrated Disclosure: Loan Estimate not provided within loan images to evidence delivery to the Borrower(s). The earliest Closing Disclosure provided in the loan file was used as the estimated baseline for Tolerance Testing. Depending on the actual values on the initial Loan Estimate, a fee tolerance cure of up to $0.00 may be required.	Disclosure is missing.
Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.
(Missing Data) Missing Information to Determine Origination Channel	Unable to determine the origination channel based on the loan documents provided for review. The compliance review was performed with using the equivalent evaluation that would be considered for an Origination Channel of Retail.
FACTA Disclosure Missing	FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.
TRID Final Closing Disclosure Contact Information - Lender	TILA-RESPA Integrated Disclosure - Contact Information: Final Closing Disclosure provided on XXXX did not disclose the required Lender Contact Information (Lender Name, Lender NMLS ID, Contact Name, Contact NMLS ID). (FinalXXXX)	Lender NMLS ID missing from final CD
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.	Missing initial 1003
Missing Initial Loan Application No Fees	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.
RESPA - Initial Escrow Account Statement Missing	RESPA: Initial escrow account statement was not provided to the borrower.	Missing initial escrow disclosure
TRID Appraisal Disclosure - ECOA Status	ECOA - File does not evidence the consumer was provided with the right to receive a copy of the Appraisal Disclosure.	Disclosure is missing.
Disbursement Date Missing	Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing.
Property Type Not Provided	(Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.
Final Title Policy is missing. No evidence of title in file.
(Missing Data) Last Rate Set Date	Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.
NMLS - Missing Evidence of Initial Loan Application Date	Truth in Lending Act (NMLSR Dodd- Frank 2014): Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date.
TRID Closing Disclosure Status Test	TILA-RESPA Integrated Disclosure: Closing Disclosure not provided or Closing Disclosure not provided prior to closing. Any applicable Federal, State or Local compliance testing is unreliable or not performed. Loan is subject to high cost testing.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure	RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure.
ARM Disclosure Status Test	TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower.
Missing Document: Missing Final 1003
Missing Document: Note - Subject Lien not provided
Missing Document: Missing Lender's Initial 1003
(Missing Doc) Incomplete loan images/file		File only contains Security Agreement. Unable to run compliance.
(Doc Error) Initial GFE not provided
Missing Final HUD-1
Final Title Policy is missing. No evidence of title in file.
Missing Document: Missing Final 1003
TILA - Final TIL Missing	Missing Final TIL.
(Doc Error) Initial GFE not provided
Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.
Missing Final HUD-1: No Document Used For Fee Testing	Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.
Missing Initial Loan Application No Fees	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.
Notice of Right to Cancel Missing	Truth in Lending Act: Notice of Right to Cancel was not provided.
Unable to determine occupancy, compliance results were generated using a defaulted value of Primary.
Disbursement Date Missing	Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing.
Property Type Not Provided	(Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.
Final Title Policy is missing. No evidence of title in file.
Missing Document: Missing Final 1003
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
Missing Document: Missing Final 1003
Missing Document: Security Instrument - Subject Lien not provided
TILA - Final TIL Missing	Missing Final TIL.
(Doc Error) Initial GFE not provided
Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.
County Name Missing	County from the Security Instrument was not provided.
Missing Final HUD-1: No Document Used For Fee Testing	Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
Missing Initial Loan Application No Fees	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.
Notice of Right to Cancel Missing	Truth in Lending Act: Notice of Right to Cancel was not provided.
Unable to determine occupancy, compliance results were generated using a defaulted value of Primary.
Disbursement Date Missing	Disbursement Date Missing: Evidence of disbursement date not found in file. Note Date of XXXX used as disbursement date for compliance testing.
Right of Rescission Timing - Note Date used as Transaction Date	Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements
Property Type Not Provided	(Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.
Broker Initial Disclosure Date	Unable to determine evidence of Initial Application Date from the Broker's Initial Disclosure due to missing information.
Final Title Policy is missing. No evidence of title in file.
Missing Final HUD-1: No Document Used For Fee Testing	Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.
Disbursement Date Missing	Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing.
Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance	Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinance by a creditor that is not considered the original creditor. The H-9 form was used, the H-8 form should have been used.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC)	Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.
Federal FACTA Disclosure Timing Test	FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
(Doc Error) TIL Error: Borrower signature not dated.
Final TIL Not Provided to Borrower At or Before Consummation	Truth in Lending Act: Final TIL was not provided to the borrower by closing.	TIL in file indicated to be final. Expected funding date same as disbursement and/or note date but is not dated by borrower so cannot confirm when borrower received the TIL.
RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure	RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure.
FACTA Disclosure Missing	FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date.
Missing Document: Mortgage Insurance Certificate (MIC) not provided
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.
Missing Document: Missing Final 1003
Missing Document: Security Instrument - Subject Lien not provided
TILA - Final TIL Missing	Missing Final TIL.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing	RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower.
(Doc Error) Initial GFE not provided
Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.
(Missing Data) Missing Information to Determine Origination Channel	Unable to determine the origination channel based on the loan documents provided for review. The compliance review was performed with using the equivalent evaluation that would be considered for an Origination Channel of Retail.
FACTA Disclosure Missing	FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.
Virginia Tangible Net Benefit Test	Unable to determine if the loan was refinanced without a tangible net benefit to the borrower due to missing information.
County Name Missing	County from the Security Instrument was not provided.
Missing Final HUD-1: No Document Used For Fee Testing	Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
Missing Initial Loan Application No Fees	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.
Notice of Right to Cancel Missing	Truth in Lending Act: Notice of Right to Cancel was not provided.
Unable to determine occupancy, compliance results were generated using a defaulted value of Primary.
Disbursement Date Missing	Disbursement Date Missing: Evidence of disbursement date not found in file. Note Date of XXXX used as disbursement date for compliance testing.
Right of Rescission Timing - Note Date used as Transaction Date	Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements
Property Type Not Provided	(Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.
Final Title Policy is missing. No evidence of title in file.
FACTA Disclosure Missing	FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
CHARM Booklet Disclosure Prior to Closing Timing	TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower at least three (3) days prior to consummation for a loan that did not start as an ARM.
ARM Disclosure Prior to Closing Timing	TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower at least three (3) days prior to consummation for a loan that did not start as an ARM.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date.
Right of Rescission Timing - Note Date used as Transaction Date	Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements
CHARM Booklet Disclosure Prior to Closing Timing	TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower at least three (3) days prior to consummation for a loan that did not start as an ARM.
ARM Disclosure Prior to Closing Timing	TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower at least three (3) days prior to consummation for a loan that did not start as an ARM.
FACTA Disclosure Missing	FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.
CHARM Booklet Disclosure Status	TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date.
ARM Disclosure Timing Test	Unable to determine if ARM disclosure was provided within three (3) days of application due to missing information.
(Doc Error) TIL Error: Final TIL not signed by all required parties		TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not signed or dated by borrower so cannot confirm that borrower received.
(Doc Error) TIL Error: Final TIL not signed by all required parties		TIL appears to be final but not signed nor initialed by borrower.
Final TIL Not Provided to Borrower At or Before Consummation	Truth in Lending Act: Final TIL was not provided to the borrower by closing.	TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not signed or dated by borrower so cannot confirm that borrower received.
RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure	RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure.
FACTA Disclosure Missing	FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
(Missing Data) Last Rate Set Date	Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.
Missing Document: Mortgage Insurance Certificate (MIC) not provided
FACTA Disclosure Missing	FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.
Disbursement Date Missing	Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing.
Missing evidence of lien position on Other Financing.	Lien Position: 2
Disparity in Occupancy - Not High Cost and Not Higher Priced	The mortgage loan file contains documenting evidence the consumer intends to occupy the subject property as their primary residence. (Compliance testing performed based on the Occupancy Type of Investment).	The applications indicate the property is an investment on page 1 but in the Declarations section they indicate the borrower intends to occupy the property as a primary residence. The loan passes high cost testing when tested as a primary.
RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure	RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure.
CHARM Booklet Disclosure Status	TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.
Missing Final HUD-1: Title Co. Closing Statement Used For Fee Testing	Missing Final HUD-1: Title Company Closing Statement used for any applicable Federal, State or Local compliance testing.
Missing Final HUD-1: No Document Used For Fee Testing	Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
Missing Initial Loan Application No Fees	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.
Disbursement Date Missing	Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.
ARM Disclosure Timing Test	Unable to determine if ARM disclosure was provided within three (3) days of application due to missing information.
FACTA Disclosure Missing	FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.
Missing Document: Mortgage Insurance Certificate (MIC) not provided
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.
Missing Document: Missing Final 1003
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
Payoff Statement Missing	Missing Payoff Statement: Unable to determine if a prepayment penalty was included in the pay-off which may impact high cost findings.
Missing Document: Missing Final 1003
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.
(Doc Error) Initial GFE not provided
Missing Final HUD-1: No Document Used For Fee Testing	Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.
Missing Initial Loan Application No Fees	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.
Disbursement Date Missing	Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing.
Missing Document: Missing Final 1003
TILA - Final TIL Missing	Missing Final TIL.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing	RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower.
(Doc Error) Initial GFE not provided
Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.
Missing Final HUD-1: No Document Used For Fee Testing	Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.
Missing Initial Loan Application No Fees	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.
Unable to determine occupancy, compliance results were generated using a defaulted value of Primary.
Disbursement Date Missing	Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing.
Property Type Not Provided	(Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.
(Missing Data) Last Rate Set Date	Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.
Ohio Consumer Sales Practices Act (Acknowledgement of Receipt of Home Mortgage Loan Information Document Not Received Timely)	Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.
Ohio Consumer Sales Practices Act (Closing Disclosure Not Signed at Closing)	Ohio Consumer Sales Practices Act: Consumer did not sign the required Closing Disclosure on the date of closing
Ohio Consumer Sales Practices Act (Closing Disclosure Not Provided Timely)	Ohio Consumer Sales Practices Act: Consumer did not receive the required Closing Disclosure at the time of closing.
Missing Document: Missing Final 1003
Final TIL Estimated	Final TIL disclosure found in file had markings indicating one or more entries are estimates.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
Final TIL Finance Charge Under Disclosed	Truth In Lending Act: Final TIL Finance Charge of $393,580.22 is underdisclosed from calculated Finance Charge of $394,040.51 in the amount of $460.29.	TIL Itemization disclosed Settlement fee in the amount of $1195.00 and final HUD reflects $895.00
RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure	RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.
Missing Document: Missing Final 1003
Missing Document: Mortgage Insurance Certificate (MIC) not provided
TILA - Final TIL Missing	Missing Final TIL.
(Doc Error) Initial GFE not provided
Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.
Missing Final HUD-1: No Document Used For Fee Testing	Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.
Missing Initial Loan Application No Fees	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.
Notice of Right to Cancel Missing	Truth in Lending Act: Notice of Right to Cancel was not provided.
Unable to determine occupancy, compliance results were generated using a defaulted value of Primary.
Disbursement Date Missing	Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing.
Property Type Not Provided	(Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.
Missing Document: Mortgage Insurance Certificate (MIC) not provided
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date.
(Doc Error) TIL Error: Borrower signature not dated.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date.
Right of Rescission Timing - Receipt Date Missing	Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements.
Missing Document: Missing Final 1003
TILA - Final TIL Missing	Missing Final TIL.
(Doc Error) Initial GFE not provided
Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.
Missing Final HUD-1: No Document Used For Fee Testing	Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.
Missing Initial Loan Application No Fees	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.
Notice of Right to Cancel Missing	Truth in Lending Act: Notice of Right to Cancel was not provided.
Unable to determine occupancy, compliance results were generated using a defaulted value of Primary.
Disbursement Date Missing	Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing.
Property Type Not Provided	(Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.
Final Title Policy is missing. No evidence of title in file.
Michigan Consumer Mortgage Protection Act (Borrower Bill of Rights Disclosure Not Provided)	Michigan Consumer Mortgage Protection Act: Borrower Bill of Rights disclosure not provided to borrower.
Michigan Consumer Caution and Home Ownership Counseling Notice Not Provided	Michigan Consumer Mortgage Protection Act: Consumer Caution and Home Ownership Counseling Notice not provided to borrower.
Missing Document: Missing Final 1003
Missing Document: Security Instrument - Subject Lien not provided
TILA - Final TIL Missing	Missing Final TIL.
(Doc Error) Initial GFE not provided
Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.
FACTA Disclosure Missing	FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.
County Name Missing	County from the Security Instrument was not provided.
Missing Final HUD-1: No Document Used For Fee Testing	Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.
Michigan Consumer Mortgage Protection Act (Counseling Agencies List)	Michigan Consumer Mortgage Protection Act: List of HUD-approved credit counseling agencies not provided to borrower.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
Missing Initial Loan Application No Fees	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.
Notice of Right to Cancel Missing	Truth in Lending Act: Notice of Right to Cancel was not provided.
Unable to determine occupancy, compliance results were generated using a defaulted value of Primary.
Disbursement Date Missing	Disbursement Date Missing: Evidence of disbursement date not found in file. Note Date of XXXX used as disbursement date for compliance testing.
Right of Rescission Timing - Note Date used as Transaction Date	Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements
Property Type Not Provided	(Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.
Final Title Policy is missing. No evidence of title in file.
Disparity in Occupancy - Not High Cost and Not Higher Priced	The mortgage loan file contains documenting evidence the consumer intends to occupy the subject property as their primary residence. (Compliance testing performed based on the Occupancy Type of Second Home).	Both the initial and final loan applications indicate the property is a Second Home on page 1 but in the Declarations section they both indicate the borrower intends to occupy the property as their primary residence. Loan passes high cost testing when tested as a primary residence.
(Doc Error) TIL Error: Borrower signature not dated.
Missing Document: Missing Final 1003
RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing	RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower.
(Doc Error) Initial GFE not provided
FACTA Disclosure Missing	FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date	Truth in Lending Act: Subject loan transaction disbursed on XXXX, prior to three (3) business days from transaction date of XXXX.
Missing Final HUD-1: HUD-1 Not Signed or Stamped Used For Fee Testing	Missing Final HUD-1: HUD-1 Not Signed or Stamped used for any applicable Federal, State or Local compliance testing.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
Disbursement Date Missing	Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing.
Missing Document: Missing Final 1003
TILA - Final TIL Missing	Missing Final TIL.
(Doc Error) Initial GFE not provided
Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.
Missing Final HUD-1: No Document Used For Fee Testing	Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.
Missing Initial Loan Application No Fees	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.
Notice of Right to Cancel Missing	Truth in Lending Act: Notice of Right to Cancel was not provided.
Unable to determine occupancy, compliance results were generated using a defaulted value of Primary.
Disbursement Date Missing	Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing.
Property Type Not Provided	(Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date.
Missing Document: Missing Final 1003
TILA - Final TIL Missing	Missing Final TIL.
(Doc Error) Initial GFE not provided
Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.
Missing Final HUD-1: No Document Used For Fee Testing	Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.
Missing Initial Loan Application No Fees	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.
Notice of Right to Cancel Missing	Truth in Lending Act: Notice of Right to Cancel was not provided.
Unable to determine occupancy, compliance results were generated using a defaulted value of Primary.
Disbursement Date Missing	Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing.
Property Type Not Provided	(Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.
Final Title Policy is missing. No evidence of title in file.
Rhode Island Home Loan (Prohibited Acts and Practices Regarding High-Cost Home Loans Disclosure Not Provided Timely)	Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.	Acceptable documentation of Lender's application date was not provided.
Rhode Island Home Loan (Prohibited Acts and Practices Regarding Home Loans Disclosure Not Provided Timely)	Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.
Rhode Island Home Loan (High Cost Analysis Not In File)	Rhode Island Home Loan: Loan file did not contain record(s) documenting high-cost home loan analysis.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.
Missing Document: Mortgage Insurance Certificate (MIC) not provided
FACTA Disclosure Missing	FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.
(Doc Error) TIL Error: Final TIL not signed by all required parties		TIL appears to be final but not signed nor initialed by borrower.
Final TIL Not Provided to Borrower At or Before Consummation	Truth in Lending Act: Final TIL was not provided to the borrower by closing.
RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure	RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure.
FACTA Disclosure Missing	FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.
(Doc Error) TIL Error: Final TIL not signed by all required parties		TIL appears to be final but not signed nor initialed by borrower.
Missing Document: Missing Final 1003
Final TIL Not Provided to Borrower At or Before Consummation	Truth in Lending Act: Final TIL was not provided to the borrower by closing.	TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not signed or dated by borrower so cannot confirm that borrower received.
FACTA Disclosure Missing	FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.
Security Instrument is not on a FNMA/FHLMC form and does not contain the following clauses:	Homestead Exemption Waiver
Right of Rescission Timing - Receipt Date Missing	Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements.
(Doc Error) TIL Error: Final TIL not signed by all required parties		TIL appears to be final but not signed nor initialed by borrower
Final TIL Not Provided to Borrower At or Before Consummation	Truth in Lending Act: Final TIL was not provided to the borrower by closing.	TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not signed or dated by borrower so cannot confirm that borrower received.
FACTA Disclosure Missing	FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.
Right of Rescission Timing - Receipt Date Missing	Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements.
Missing Document: Missing Final 1003
Missing Document: Security Instrument - Subject Lien not provided
TILA - Final TIL Missing	Missing Final TIL.
(Doc Error) Initial GFE not provided
Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.
Missing Final HUD-1: No Document Used For Fee Testing	Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
Missing Initial Loan Application No Fees	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.
Unable to determine occupancy, compliance results were generated using a defaulted value of Primary.
Disbursement Date Missing	Disbursement Date Missing: Evidence of disbursement date not found in file. Note Date of XXXX used as disbursement date for compliance testing.
Property Type Not Provided	(Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.
Final Title Policy is missing. No evidence of title in file.
(Missing Data) Last Rate Set Date	Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.
FACTA Disclosure Missing	FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
Nevada Home Loan (Ability to Repay not Verified)	Nevada Home Loan: File does not contain evidence that analysis of borrower’s ability to repay was performed based on verified income, obligations, assets, and/or employment.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.
Missing Document: Missing Final 1003
TILA - Final TIL Missing	Missing Final TIL.
(Doc Error) Initial GFE not provided
Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.
Missing Final HUD-1: No Document Used For Fee Testing	Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.
Missing Initial Loan Application No Fees	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.
Notice of Right to Cancel Missing	Truth in Lending Act: Notice of Right to Cancel was not provided.
Unable to determine occupancy, compliance results were generated using a defaulted value of Primary.
Disbursement Date Missing	Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing.
(TX50(a)(6)) Texas Cash-out Loan (Unable to Determine if the prior lien is a Texas 50(a)(6) loan due to missing information)	Unable to determine if the loan is a Previous Texas 50(a)(6) loan due to missing information.
Texas Equity Unable To Determine	Unable to Determine Texas 50(a)(6) Information Missing Test – (Unable to determine if subject lien is a TX 50(a)(6) loan due to missing information)- File is missing the HUD or Final CD. Unable to determine if borrower received any incidental cash out at closing that would make the loan subject to TX50(a)(6).
Missing Document: Mortgage Insurance Certificate (MIC) not provided
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.
(Doc Error) Initial GFE not provided
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
Right of Rescission Timing - Note Date used as Transaction Date	Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.
(Doc Error) TIL Error: Final TIL not signed by all required parties		TIL appears to be final but not signed nor initialed by borrower.
Final TIL Not Provided to Borrower At or Before Consummation	Truth in Lending Act: Final TIL was not provided to the borrower by closing.	TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not signed or dated by borrower so cannot confirm that borrower received.
RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure	RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure.
FACTA Disclosure Missing	FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.
Right of Rescission Timing - Receipt Date Missing	Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
Missing Document: Missing Final 1003
Missing Document: Credit Report not provided
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
(Missing Data) Last Rate Set Date	Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.
(Doc Error) TIL Error: Final TIL not signed by all required parties
Missing Document: Missing Final 1003
(Doc Error) Initial GFE not provided
Missing Final HUD-1: No Document Used For Fee Testing	Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.
Missing Initial Loan Application No Fees	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.
Disbursement Date Missing	Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing.
(Missing Data) Last Rate Set Date	Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.
FACTA Disclosure Missing	FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.
Final Title Policy is missing. No evidence of title in file.
Disparity in Occupancy - Not High Cost and Not Higher Priced	The mortgage loan file contains documenting evidence the consumer intends to occupy the subject property as their primary residence. (Compliance testing performed based on the Occupancy Type of Investment).	The applications provided indicate on page 1 that the property is an investment but in the Declarations section it indicates the borrowers intend to occupy the property as a primary residence. The appraisal indicates the property is owner occupied. The loan passes high cost testing when tested as a primary residence.
Missing Document: Missing Final 1003
TILA - Final TIL Missing	Missing Final TIL.
(Doc Error) Initial GFE not provided
Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.
Missing Final HUD-1: No Document Used For Fee Testing	Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.
Missing Initial Loan Application No Fees	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.
Unable to determine occupancy, compliance results were generated using a defaulted value of Primary.
Disbursement Date Missing	Disbursement Date Missing: Evidence of disbursement date not found in file. Note Date of XXXX used as disbursement date for compliance testing.
Property Type Not Provided	(Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.
Final Title Policy is missing. No evidence of title in file.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing	Unable to test Affiliated Business Disclosure due to missing information.
RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure	RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
(Doc Error) TIL Error: Borrower signature not dated.
(Doc Error) TIL Error: Borrower signature not dated.
Final TIL Not Provided to Borrower At or Before Consummation	Truth in Lending Act: Final TIL was not provided to the borrower by closing.	TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not dated by borrower so cannot confirm that borrower received.
FACTA Disclosure Missing	FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.
TRID Initial Closing Disclosure Timing without Waiver	TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. (InitialXXXX)	Verified dates of documents.
Final TIL Finance Charge Under Disclosed	Truth In Lending Act: Final TIL Finance Charge of $193,041.61 is underdisclosed from calculated Finance Charge of $193,111.51 in the amount of $69.90.	Unable to determine under disclosure due to missing itemization of amount financed
RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing	RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
Missing Document: Mortgage Insurance Certificate (MIC) not provided
RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing	RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower.
Purchase contract date not provided.
RESPA Disclosure - List of Homeownership Counseling Organizations Missing	RESPA Disclosure Rule (Dodd-Frank 2014): Creditor did not provide List of Homeownership Counseling Organizations to borrower.
Missing Document: Missing Final 1003
Missing Document: Mortgage Insurance Certificate (MIC) not provided
TILA-RESPA Integrated Disclosure: application date on or after 10/3/2015, no Loan Estimates in the Loan File	TILA-RESPA Integrated Disclosure: Loan Estimate not provided within loan images to evidence delivery to the Borrower(s). The earliest Closing Disclosure provided in the loan file was used as the estimated baseline for Tolerance Testing. Depending on the actual values on the initial Loan Estimate, a fee tolerance cure of up to $2,166.00 may be required.	Disclosure is missing.
Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.
FACTA Disclosure Missing	FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
TRID Initial Closing Disclosure Timing without Waiver	TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. (FinalXXXX)	Disclosure is missing.
RESPA - Initial Escrow Account Statement Missing	RESPA: Initial escrow account statement was not provided to the borrower.
TRID Appraisal Disclosure - ECOA Status	ECOA - File does not evidence the consumer was provided with the right to receive a copy of the Appraisal Disclosure.	Disclosure is missing.
Property Type Not Provided	(Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.
(Missing Data) Last Rate Set Date	Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.
NMLS - Missing Evidence of Initial Loan Application Date	Truth in Lending Act (NMLSR Dodd- Frank 2014): Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date.
Purchase contract date not provided.
RESPA Disclosure - List of Homeownership Counseling Organizations Missing	RESPA Disclosure Rule (Dodd-Frank 2014): Creditor did not provide List of Homeownership Counseling Organizations to borrower.
Missing Document: Missing Final 1003
(Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Appraisal - Did Not Physically Visit)	TILA HPML Appraisal Rule (Dodd-Frank 2014): Appraisal not obtained by physical visit to property.
TILA-RESPA Integrated Disclosure: application date on or after 10/3/2015, no Loan Estimates in the Loan File	TILA-RESPA Integrated Disclosure: Loan Estimate not provided within loan images to evidence delivery to the Borrower(s). The earliest Closing Disclosure provided in the loan file was used as the estimated baseline for Tolerance Testing. Depending on the actual values on the initial Loan Estimate, a fee tolerance cure of up to $0.00 may be required.	Loan Estimate and Closing Disclosure not found in file.
Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.
(Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Appraisal Not Obtained Timely)	Unable to determine compliance with timely delivery of valuation to borrower due to missing information.
Federal HPML 2014 Non Compliant	Federal Higher-Priced Mortgage Loan: APR on subject loan of 6.07760% or Final Disclosure APR of 0.00000% is in excess of allowable threshold of APOR 4.19% + 1.5%, or 5.69000%. Non-Compliant Higher Priced Mortgage Loan.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.	Initial 1003 missing
Missing Initial Loan Application No Fees	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.
TRID Initial Closing Disclosure Timing without Waiver	TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. (FinalXXXX)	Initial CD dated day of closing
RESPA - Initial Escrow Account Statement Missing	RESPA: Initial escrow account statement was not provided to the borrower.	Initial escrow disclosure missing
Appraisal Flipped Property Missing Information	Last Sales Price or Last Sales Date from the Primary Valuation or Contract Sales Price or Contract Sales Date are missing. Unable to determine compliance with TIL HPML Flipped Property Requirements.
TRID Appraisal Disclosure - ECOA Status	ECOA - File does not evidence the consumer was provided with the right to receive a copy of the Appraisal Disclosure.	Not found in file.
TRID Appraisal Disclosure - HPML Status	HPML - File does not evidence the consumer was provided with the right to receive a copy of the Appraisal Disclosure.	Not found in file.
Disbursement Date Missing	Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing.
Property Type Not Provided	(Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.
(Fed HPML Provision) Federal Higher-Priced Mortgage Loan (1st Lien, Escrow Not Established)	Federal Higher-Priced Mortgage Loan (2013): Mandatory escrow account not established on 1st lien mortgage loan.
Final Title Policy is missing. No evidence of title in file.
(Missing Data) Last Rate Set Date	Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.
NMLS - Missing Evidence of Initial Loan Application Date	Truth in Lending Act (NMLSR Dodd- Frank 2014): Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date.
TRID Closing Disclosure Status Test	TILA-RESPA Integrated Disclosure: Closing Disclosure not provided or Closing Disclosure not provided prior to closing. Any applicable Federal, State or Local compliance testing is unreliable or not performed. Loan is subject to high cost testing.
TIL Higher Priced Mortgage Loan Safe Harbor Test	TILA HPML appraisal Rule (Dodd-Frank 2014): Safe Harbor requirements not satisfied.
TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided	TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Lender Inspection Fee. Fee Amount of $150.00 exceeds tolerance of $0.00. Insufficient or no cure was provided to the borrower. (75130)	Lender provided a credit of $150.00 per final CD.
TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided	TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $350.00 exceeds tolerance of $290.00 plus 10% or $319.00. Insufficient or no cure was provided to the borrower. (0)	Cure document not found.
Missing Document: Missing Final 1003
Missing Document: Mortgage Insurance Certificate (MIC) not provided
TILA - Final TIL Missing	Missing Final TIL.
(Doc Error) Initial GFE not provided
Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.
Missing Final HUD-1: No Document Used For Fee Testing	Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.
Missing Initial Loan Application No Fees	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.
Unable to determine occupancy, compliance results were generated using a defaulted value of Primary.
Disbursement Date Missing	Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing.
Property Type Not Provided	(Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.
Final Title Policy is missing. No evidence of title in file.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.
Final TIL Finance Charge Under Disclosed	Truth In Lending Act: Final TIL Finance Charge of $215,796.00 is underdisclosed from calculated Finance Charge of $215,986.91 in the amount of $190.91.	Unable to determine reason for underdisclosure due to missing itemization of prepaid finance charges
Final TIL Estimated	Final TIL disclosure found in file had markings indicating one or more entries are estimates.
Missing Document: Mortgage Insurance Certificate (MIC) not provided
RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing	RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower.
Federal FACTA Disclosure Timing Test	FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
FACTA Disclosure Missing	FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
Disparity in Occupancy - High Cost as Primary	The mortgage loan file contains documenting evidence the consumer intends to occupy the subject property as their primary residence. (Compliance testing performed based on the Occupancy Type of Investment). If tested as primary residence, loan exceeds one or more high cost thresholds.	The loan application identifies the property as an investment on page 1 and in the real estate owned section but in the Declaration s section it indicates the borrower intends to occupy the property as their primary residence. The appraisal indicate the property is owner-occupied. There is no occupancy certification signed at closing. The lender approved the loan as an investment property. The loan does not pass high cost testing when tested as a primary residence.
Missing Document: Missing Final 1003
Missing Document: Mortgage Insurance Certificate (MIC) not provided
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.
Missing Document: Missing Final 1003
TILA - Final TIL Missing	Missing Final TIL.
(Doc Error) Initial GFE not provided
Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.
Missing Final HUD-1: No Document Used For Fee Testing	Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
Missing Initial Loan Application No Fees	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.
Notice of Right to Cancel Missing	Truth in Lending Act: Notice of Right to Cancel was not provided.
Unable to determine occupancy, compliance results were generated using a defaulted value of Primary.
Disbursement Date Missing	Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing.
Property Type Not Provided	(Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.
Final Title Policy is missing. No evidence of title in file.
(Doc Error) TIL Error: Final TIL not signed by all required parties		TIL appears to be final but not signed nor initialed by borrower
(Doc Error) TIL Error: Final TIL not signed by all required parties		TIL appears to be final but not signed nor initialed by borrower.
Missing Document: Missing Final 1003
Final TIL Not Provided to Borrower At or Before Consummation	Truth in Lending Act: Final TIL was not provided to the borrower by closing.	TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not signed or dated by borrower so cannot confirm that borrower received.
FACTA Disclosure Missing	FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
Right of Rescission Timing - Receipt Date Missing	Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.
TRID Ten Percent Tolerance Violation With Sufficient Cure Provided At Closing	TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $390.00 exceeds tolerance of $320.00 plus 10% or $352.00. Sufficient or excess cure was provided to the borrower at Closing. (0)
TRID Initial Closing Disclosure Timing without Waiver	TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. (InitialXXXX)	Initial CD is dated XXXX
RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing	RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
Missing Document: Missing Final 1003
FACTA Disclosure Missing	FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.
Missing Document: Missing Final 1003
TILA - Final TIL Missing	Missing Final TIL.
(Doc Error) Initial GFE not provided
Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.
Missing Final HUD-1: No Document Used For Fee Testing	Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
Missing Initial Loan Application No Fees	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.
Notice of Right to Cancel Missing	Truth in Lending Act: Notice of Right to Cancel was not provided.
Unable to determine occupancy, compliance results were generated using a defaulted value of Primary.
Disbursement Date Missing	Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing.
Property Type Not Provided	(Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.
Final Title Policy is missing. No evidence of title in file.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
Final TIL Estimated	Final TIL disclosure found in file had markings indicating one or more entries are estimates.
Missing Document: Mortgage Insurance Certificate (MIC) not provided
South Carolina CHL Complaint Agency Disclosure Timing Test	Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date.
(Doc Error) TIL Error: Borrower signature not dated.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.
Disparity in Occupancy - Not High Cost and Not Higher Priced	The mortgage loan file contains documenting evidence the consumer intends to occupy the subject property as their primary residence. (Compliance testing performed based on the Occupancy Type of Second Home).
RESPA Disclosure - List of Homeownership Counseling Organizations Missing	RESPA Disclosure Rule (Dodd-Frank 2014): Creditor did not provide List of Homeownership Counseling Organizations to borrower.
TILA NMLSR - Originator Company NMLS information on documents does not match NMLS website	Unable to test Loan Originator Organization match due to missing information.
TILA NMLSR - Individual Originator NMLS information on documents does not match NMLS website	Unable to test Individual Loan Originator NMLSR status due to missing information.
TILA NMLSR - Missing NMLS Information on Security Instrument	Truth in Lending Act (NMLSR Dodd- Frank 2014): NMLSR information not present on Security Instrument.
Missing Document: Missing Final 1003
Missing Document: Note - Subject Lien not provided
(Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Appraisal - Did Not Physically Visit)	TILA HPML Appraisal Rule (Dodd-Frank 2014): Appraisal not obtained by physical visit to property.
TILA-RESPA Integrated Disclosure: application date on or after 10/3/2015, no Loan Estimates in the Loan File	TILA-RESPA Integrated Disclosure: Loan Estimate not provided within loan images to evidence delivery to the Borrower(s). The earliest Closing Disclosure provided in the loan file was used as the estimated baseline for Tolerance Testing. Depending on the actual values on the initial Loan Estimate, a fee tolerance cure of up to $0.00 may be required.	Disclosure is missing.
TRID Final Closing Disclosure Security Interest	Unable to determine if the Closing Disclosure provided on (XXXX) disclosed a security interest address that was materially different than the collateral address. (FinalXXXX)	Initial Closing Disclosure provided XXXX.
FACTA Disclosure Missing	FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.
(Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Appraisal Not Obtained Timely)	Unable to determine compliance with timely delivery of valuation to borrower due to missing information.
Federal HPML 2014 Non Compliant	Federal Higher-Priced Mortgage Loan: APR on subject loan of 5.57210% or Final Disclosure APR of 0.00000% is in excess of allowable threshold of APOR 3.93% + 1.5%, or 5.43000%. Non-Compliant Higher Priced Mortgage Loan.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
Notice of Right to Cancel Missing	Truth in Lending Act: Notice of Right to Cancel was not provided.
TRID Initial Closing Disclosure Timing without Waiver	TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. (FinalXXXX)	Closing Disclosure provided XXXX.
RESPA - Initial Escrow Account Statement Missing	RESPA: Initial escrow account statement was not provided to the borrower.
TRID Appraisal Disclosure - ECOA Status	ECOA - File does not evidence the consumer was provided with the right to receive a copy of the Appraisal Disclosure.	Disclosure is missing.
TRID Appraisal Disclosure - HPML Status	HPML - File does not evidence the consumer was provided with the right to receive a copy of the Appraisal Disclosure.	Disclosure is missing.
Final Title Policy is missing. No evidence of title in file.
Payoff Statement Missing	Missing Payoff Statement: Unable to determine if a prepayment penalty was included in the pay-off which may impact high cost findings.
(Missing Data) Last Rate Set Date	Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.
NMLS - Missing Evidence of Initial Loan Application Date	Truth in Lending Act (NMLSR Dodd- Frank 2014): Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date.
TRID Closing Disclosure Status Test	TILA-RESPA Integrated Disclosure: Closing Disclosure not provided or Closing Disclosure not provided prior to closing. Any applicable Federal, State or Local compliance testing is unreliable or not performed. Loan is subject to high cost testing.
TIL Higher Priced Mortgage Loan Safe Harbor Test	TILA HPML appraisal Rule (Dodd-Frank 2014): Safe Harbor requirements not satisfied.
ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Not Provided Timely	ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide "Right to Receive a Copy" appraisal disclosure to applicant within three (3) business days of application or determination of first lien status.
Missing Document: Missing Final 1003
TILA - Final TIL Missing	Missing Final TIL.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing	RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower.
(Doc Error) Initial GFE not provided
Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.
Missing Final HUD-1: No Document Used For Fee Testing	Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
Missing Initial Loan Application No Fees	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.
Unable to determine occupancy, compliance results were generated using a defaulted value of Primary.
Disbursement Date Missing	Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing.
Property Type Not Provided	(Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.
Final Title Policy is missing. No evidence of title in file.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.
Missing Document: Credit Report not provided
Disbursement Date Missing	Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date.
Missing Document: Mortgage Insurance Certificate (MIC) not provided
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
FACTA Disclosure Missing	FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.
(TX50(a)(6)) Texas Cash-out Loan (Itemization of Points and Fees Not Provided)	Texas Constitution Section 50(a)(6): Final Itemized disclosure of fees, points, costs and charges not provided to borrower at least one (1) business day prior to closing.
Rhode Island Home Loan (Prohibited Acts and Practices Regarding High-Cost Home Loans Disclosure Not Provided)	Rhode Island Home Loan: Prohibited Acts and Practices Regarding High-Cost Home Loans disclosure not provided.
Rhode Island Home Loan (High Cost Analysis Not In File)	Rhode Island Home Loan: Loan file did not contain record(s) documenting high-cost home loan analysis.
Rhode Island Home Loan (Prohibited Acts and Practices Regarding Home Loans Disclosure Not Provided)	Rhode Island Home Loan: Prohibited Acts and Practices Regarding Home Loans disclosure not provided.
Payoff Statement Missing	Missing Payoff Statement: Unable to determine if a prepayment penalty was included in the pay-off which may impact high cost findings.
(Missing Data) Last Rate Set Date	Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.
Rhode Island Home Loan (Tangible Net Benefit Disclosure Not Provided)	Rhode Island Home Loan: Tangible Net Benefit Disclosure not provided to borrower for refinance within 60 months.
Missing Document: Mortgage Insurance Certificate (MIC) not provided
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.
Missing Document: Mortgage Insurance Certificate (MIC) not provided
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.
Missing Document: Missing Final 1003
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
(Doc Error) TIL Error: Final TIL not signed by all required parties		TIL appears to be final but not signed or dated by borrower
Final TIL Finance Charge Under Disclosed	Truth In Lending Act: Final TIL Finance Charge of $254,625.43 is underdisclosed from calculated Finance Charge of $255,943.34 in the amount of $1,317.91.	Unable to determine reason for under disclosure due to missing itemization of amount financed.
Missing Document: Missing Final 1003
Final TIL Not Provided to Borrower At or Before Consummation	Truth in Lending Act: Final TIL was not provided to the borrower by closing.	TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not dated by borrower so cannot confirm that borrower received.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.
(Doc Error) TIL Error: Final TIL not signed by all required parties		TIL appears to be final but not signed nor initialed by borrower.
Final TIL Not Provided to Borrower At or Before Consummation	Truth in Lending Act: Final TIL was not provided to the borrower by closing.	TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not signed or dated by borrower so cannot confirm that borrower received.
RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure	RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure.
FACTA Disclosure Missing	FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.
Final TIL Estimated	Final TIL disclosure found in file had markings indicating one or more entries are estimates.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date	Truth in Lending Act: Subject loan transaction disbursed on XXXX, prior to three (3) business days from transaction date of XXXX.
Payoff Statement Missing	Missing Payoff Statement: Unable to determine if a prepayment penalty was included in the pay-off which may impact high cost findings.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.
(Doc Error) TIL Error: Borrower signature not dated.		signature not dated
Missing Document: Security Instrument - Subject Lien not provided
RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing	RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower.
(Doc Error) Initial GFE not provided
Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.
Missing Final HUD-1: No Document Used For Fee Testing	Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
Missing Initial Loan Application No Fees	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.
Disbursement Date Missing	Disbursement Date Missing: Evidence of disbursement date not found in file. Note Date of XXXX used as disbursement date for compliance testing.
Property Type Not Provided	(Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.
(Missing Data) Last Rate Set Date	Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.
(TX50(a)(6)) Texas Cash-out Loan (Points and Fees Exceeds 3% of Original Principal Balance)	Texas Constitution Section 50(a)(6): Points and fees on subject loan of 5.49114% is in excess of the allowable maximum of 3.0000% of the Original Principal Loan Amount. Points and Fees total $XXXX on an Original Principal Loan Amount of $XXXX vs. an allowable total of $XXXX (an overage of $2,770.15 or 2.49114%.)
(TX50(a)(6)) Texas Cash-out Loan (Acknowledgment of Fair Market Value Disclosure Not Signed by the Lender)	Texas Constitution Section 50(a)(6): Acknowledgment of the Fair Market Value not properly executed by the Lender.
Missing Document: Missing Final 1003
TILA - Final TIL Missing	Missing Final TIL.
(Doc Error) Initial GFE not provided
Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.
Missing Final HUD-1: No Document Used For Fee Testing	Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
Missing Initial Loan Application No Fees	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.
Notice of Right to Cancel Missing	Truth in Lending Act: Notice of Right to Cancel was not provided.
Unable to determine occupancy, compliance results were generated using a defaulted value of Primary.
Disbursement Date Missing	Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
ARM Disclosure Prior to Closing Timing	TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower at least three (3) days prior to consummation for a loan that did not start as an ARM.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.
(Missing Data) Unable to determine if loan is a same lender refi (Circuit 2, 5, 7, 8, 9, 10 or DC)	Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used. (H-8 Form was used and property is in the 2 nd, 5 th, 7 th, 8 th, 9 th, 10 th, or District of Columbia)
Missing Document: Mortgage Insurance Certificate (MIC) not provided
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.
Missing Document: Missing Final 1003
FACTA Disclosure Missing	FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.
Property Type Not Provided	(Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.
(Doc Error) TIL Error: Final TIL not signed by all required parties		TIL appears to be final but not signed nor initialed by borrower.
Missing Document: Missing Final 1003
Final TIL Not Provided to Borrower At or Before Consummation	Truth in Lending Act: Final TIL was not provided to the borrower by closing.	TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not signed or dated by borrower so cannot confirm that borrower received.
RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure	RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.
RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure	RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure.
TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date	Truth in Lending Act: Subject loan transaction disbursed on XXXX, prior to three (3) business days from transaction date of XXXX.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
(Doc Error) TIL Error: Final TIL not signed by all required parties
(Doc Error) TIL Error: Final TIL not signed by all required parties		TIL appears to be final but not signed nor initialed by borrower
Missing Document: Missing Final 1003
Final TIL Not Provided to Borrower At or Before Consummation	Truth in Lending Act: Final TIL was not provided to the borrower by closing.	TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not signed or dated by borrower so cannot confirm that borrower received.
RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure	RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure.
FACTA Disclosure Missing	FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.
Notice of Right to Cancel Missing	Truth in Lending Act: Notice of Right to Cancel was not provided.
Final Title Policy is missing. No evidence of title in file.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.
(Doc Error) Initial GFE not provided
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
(TX50(a)(6)) Texas Cash-out Loan (Points and Fees Exceeds 3% of Original Principal Balance)	Texas Constitution Section 50(a)(6): Points and fees on subject loan of 3.11905% is in excess of the allowable maximum of 3.0000% of the Original Principal Loan Amount. Points and Fees total $XXXX on an Original Principal Loan Amount of $XXXX vs. an allowable total of $XXXX (an overage of $55.00 or 0.11905%.)
Federal FACTA Disclosure Timing Test	FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.
Missing Document: Missing Final 1003
TILA - Final TIL Missing	Missing Final TIL.
(Doc Error) Initial GFE not provided
Missing Final HUD-1: No Document Used For Fee Testing	Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.
Missing Initial Loan Application No Fees	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.
Unable to determine occupancy, compliance results were generated using a defaulted value of Primary.
Disbursement Date Missing	Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing.
Missing Document: Missing Final 1003
Missing Document: Mortgage Insurance Certificate (MIC) not provided
(Missing Data) Last Rate Set Date	Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.
FACTA Disclosure Missing	FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.
(Doc Error) TIL Error: Final TIL not signed by all required parties		TIL appears to be final but not signed nor initialed by borrower.
Final TIL Not Provided to Borrower At or Before Consummation	Truth in Lending Act: Final TIL was not provided to the borrower by closing.	TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not signed or dated by borrower so cannot confirm that borrower received.
RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure	RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure.
FACTA Disclosure Missing	FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.
Right of Rescission Timing - Receipt Date Missing	Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements.
(Doc Error) TIL Error: Borrower signature not dated.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.
RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure	RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure.
Missing Document: Mortgage Insurance Certificate (MIC) not provided
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date.
Final TIL Finance Charge Under Disclosed	Truth In Lending Act: Final TIL Finance Charge of $46,917.31 is underdisclosed from calculated Finance Charge of $47,077.12 in the amount of $159.81.	Unable to determine under disclosure due to missing Itemization of Amount Financed.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
(Doc Error) Initial GFE not provided
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
(Doc Error) TIL Error: Final TIL not signed by all required parties		TIL appears to be final but not signed nor initialed by borrower.
Missing Document: Mortgage Insurance Certificate (MIC) not provided
Final TIL Not Provided to Borrower At or Before Consummation	Truth in Lending Act: Final TIL was not provided to the borrower by closing.	TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not signed or dated by borrower so cannot confirm that borrower received.
FACTA Disclosure Missing	FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.
Missing Document: Missing Final 1003
TILA - Final TIL Missing	Missing Final TIL.
(Doc Error) Initial GFE not provided
Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.
CHARM Booklet Disclosure Status	TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
Notice of Right to Cancel Missing	Truth in Lending Act: Notice of Right to Cancel was not provided.
Property Type Not Provided	(Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.
Final Title Policy is missing. No evidence of title in file.
ARM Disclosure Status Test	TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower.
Washington Residential Mortgage Loan (Disclosure of Material Terms Not Provided)	Washington HB 2770: Mortgage loan file does not contain a disclosure summary of all material terms provided to borrower.
Missing Document: Missing Final 1003
TILA - Final TIL Missing	Missing Final TIL.
(Doc Error) Initial GFE not provided
Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.
Missing Final HUD-1: Estimated HUD-1 Used For Fee Testing	Missing Final HUD-1: Estimated HUD-1 used for any applicable Federal, State or Local compliance testing.
Missing Final HUD-1: No Document Used For Fee Testing	Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
Notice of Right to Cancel Missing	Truth in Lending Act: Notice of Right to Cancel was not provided.
Unable to determine occupancy, compliance results were generated using a defaulted value of Primary.
Disbursement Date Missing	Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing.
Property Type Not Provided	(Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.
Final Title Policy is missing. No evidence of title in file.
RESPA Disclosure - List of Homeownership Counseling Organizations Missing	RESPA Disclosure Rule (Dodd-Frank 2014): Creditor did not provide List of Homeownership Counseling Organizations to borrower.
Missing Document: Missing Final 1003
Missing Document: Security Instrument - Subject Lien not provided
TILA-RESPA Integrated Disclosure: application date on or after 10/3/2015, no Loan Estimates in the Loan File	TILA-RESPA Integrated Disclosure: Loan Estimate not provided within loan images to evidence delivery to the Borrower(s). The earliest Closing Disclosure provided in the loan file was used as the estimated baseline for Tolerance Testing. Depending on the actual values on the initial Loan Estimate, a fee tolerance cure of up to $0.00 may be required.	Disclosure is missing.
Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.
(Missing Data) Missing Information to Determine Origination Channel	Unable to determine the origination channel based on the loan documents provided for review. The compliance review was performed with using the equivalent evaluation that would be considered for an Origination Channel of Retail.
County Name Missing	County from the Security Instrument was not provided.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.	Initial 1003 missing
Missing Initial Loan Application No Fees	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.
Notice of Right to Cancel Missing	Truth in Lending Act: Notice of Right to Cancel was not provided.
TRID Initial Closing Disclosure Timing without Waiver	TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. (FinalXXXX)	3 days not provided to borrower
Unable to determine occupancy, compliance results were generated using a defaulted value of Primary.
TRID Appraisal Disclosure - ECOA Status	ECOA - File does not evidence the consumer was provided with the right to receive a copy of the Appraisal Disclosure.	Disclosure is missing.
Disbursement Date Missing	Disbursement Date Missing: Evidence of disbursement date not found in file. Note Date of XXXX used as disbursement date for compliance testing.
Right of Rescission Timing - Note Date used as Transaction Date	Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements
Property Type Not Provided	(Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.
Final Title Policy is missing. No evidence of title in file.
(Missing Data) Last Rate Set Date	Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.
NMLS - Missing Evidence of Initial Loan Application Date	Truth in Lending Act (NMLSR Dodd- Frank 2014): Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date.
TRID Final Closing Disclosure Total Property Costs Year 1 - Pre October 2018 Test	TILA-RESPA Integrated Disclosure - Loan Disclosures: Amount of Estimated Property Costs over Year 1 of 2,777.17 on Final Closing Disclosure provided on XXXX not accurate. (FinalXXXX)
TRID Closing Disclosure Status Test	TILA-RESPA Integrated Disclosure: Closing Disclosure not provided or Closing Disclosure not provided prior to closing. Any applicable Federal, State or Local compliance testing is unreliable or not performed. Loan is subject to high cost testing.
(Missing Data) Unable to determine if loan is a same lender refi (Circuit 2, 5, 7, 8, 9, 10 or DC)	Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used. (H-8 Form was used and property is in the 2 nd, 5 th, 7 th, 8 th, 9 th, 10 th, or District of Columbia)
TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided	TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $3,656.25 exceeds tolerance of $3,469.00. Insufficient or no cure was provided to the borrower. (7200)	Cure document not found.
TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided	TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Lender Inspection Fee. Fee Amount of $150.00 exceeds tolerance of $0.00. Insufficient or no cure was provided to the borrower. (75130)	Cure document not found.
Washington Residential Mortgage Loan (Disclosure of Material Terms Not Provided)	Washington HB 2770: Mortgage loan file does not contain a disclosure summary of all material terms provided to borrower.
Missing Document: Missing Final 1003
Missing Final HUD-1: No Document Used For Fee Testing	Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.
Missing Initial Loan Application No Fees	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.
Notice of Right to Cancel Missing	Truth in Lending Act: Notice of Right to Cancel was not provided.
Disbursement Date Missing	Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing.
Final Title Policy is missing. No evidence of title in file.
(Doc Error) TIL Error: Borrower signature not dated.		TIL in file indicated to be final. Expected funding date same as disbursement and/or note date but is not dated by borrower so cannot confirm when borrower received the TIL
Final TIL Finance Charge Under Disclosed	Truth In Lending Act: Final TIL Finance Charge of $231,084.50 is underdisclosed from calculated Finance Charge of $231,266.88 in the amount of $182.38.	Unable to determine under disclosure as file is missing the Itemization of Amount Financed.
Final TIL Not Provided to Borrower At or Before Consummation	Truth in Lending Act: Final TIL was not provided to the borrower by closing.	TIL in file indicated to be final. Expected funding date same as disbursement and/or note date but is not dated by borrower so cannot confirm when borrower received the TIL
RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure	RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure.
Maryland Mortgage Lending Regulations (Tangible Net Benefit Worksheet Not Provided)	Maryland Mortgage Lending Regulations: Net Tangible Benefit Worksheet not provided to borrower.
FACTA Disclosure Missing	FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.
Maryland Ability to Repay Not Verified	Maryland SB270: Borrower’s ability to repay not verified with reliable documentation.
Right of Rescission Timing - Receipt Date Missing	Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements.	TIL in file indicated to be final. Expected funding date same as disbursement and/or note date but is not dated by borrower so cannot confirm when borrower received the TIL
Final TIL Finance Charge Under Disclosed	Truth In Lending Act: Final TIL Finance Charge of $302,503.53 is underdisclosed from calculated Finance Charge of $302,683.52 in the amount of $179.99.	Unable to determine under disclosure due to missing Itemization Of Amount Financed.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.
Final TIL Finance Charge Under Disclosed	Truth In Lending Act: Final TIL Finance Charge of $433,822.62 is underdisclosed from calculated Finance Charge of $433,938.05 in the amount of $115.43.	Unable to determine under disclosure due to missing itemization of amount financed.
CHARM Booklet Disclosure Timing	TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower within three (3) days of application.
ARM Disclosure Status Test	TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC)	Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used.
TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date	Truth in Lending Act: Subject loan transaction disbursed on XXXX, prior to three (3) business days from transaction date of XXXX.
TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC)	Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
Right of Rescission Timing - Note Date used as Transaction Date	Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.
TRID Initial Closing Disclosure Timing without Waiver	TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. (InitialXXXX)	Closing disclosure is dated XXXX.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date.
(Doc Error) TIL Error: Final TIL not signed by all required parties		XXXX Loan. Final TIL not signed however, Acknowledgment of Receipt in file signed by borrower.
(Doc Error) Initial GFE not provided
FACTA Disclosure Missing	FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC)	Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used.
Right of Rescission Timing - Receipt Date Missing	Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements.
(Missing Data) Last Rate Set Date	Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.
Missing Document: Mortgage Insurance Certificate (MIC) not provided
(Doc Error) TIL Error: Borrower signature not dated.
(Doc Error) TIL Error: Final TIL not signed by all required parties
Massachusetts Home Loan - Borrower's Interest Tangible Net Benefit Worksheet Not in File	Massachusetts Home Loan: No evidence in loan file of document or worksheet indicating how the lender determined that the home loan is in the borrower's interest.
Right of Rescission Timing - Receipt Date Missing	Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements.
Payoff Statement Missing	Missing Payoff Statement: Unable to determine if a prepayment penalty was included in the pay-off which may impact high cost findings.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.
Missing Document: Missing Final 1003
TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application	Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
(Missing Data) Last Rate Set Date	Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.
Washington Residential Mortgage Loan (Disclosure of Material Terms Not Provided)	Washington HB 2770: Mortgage loan file does not contain a disclosure summary of all material terms provided to borrower.
Missing Document: Missing Final 1003
TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application	Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
(Missing Data) Last Rate Set Date	Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.
(TX50(a)(6)) Texas Cash-out Loan (Points and Fees Exceeds 3% of Original Principal Balance)	Texas Constitution Section 50(a)(6): Points and fees on subject loan of 4.15000% is in excess of the allowable maximum of 3.0000% of the Original Principal Loan Amount. Points and Fees total $XXXX on an Original Principal Loan Amount of $XXXX vs. an allowable total of $XXXX (an overage of $1,150.00 or 1.15000%.)
(TX50(a)(6)) Texas Cash-out Loan (Itemization of Points and Fees Not Provided)	Texas Constitution Section 50(a)(6): Final Itemized disclosure of fees, points, costs and charges not provided to borrower at least one (1) business day prior to closing.
TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC)	Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
(Missing Data) Last Rate Set Date	Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.
(Doc Error) TIL Error: Final TIL not signed by all required parties		XXXX Loan. Final TIL not signed however, Acknowledgment of Receipt in file signed by borrower.
Missing Document: Missing Final 1003
TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application	Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.
TIL-MDIA 7-day Waiting Period - Initial TIL Less than 7 days from Consummation	Truth in Lending Act (Early TIL Disclosure): Initial TIL was not delivered to the borrower at least seven (7) business days prior to note date.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing	RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower.
(Doc Error) Initial GFE not provided
Missing Final HUD-1: HUD-1 Not Signed or Stamped Used For Fee Testing	Missing Final HUD-1: HUD-1 Not Signed or Stamped used for any applicable Federal, State or Local compliance testing.	XXXX Loan. Final HUD-1 not signed by borrower however, Acknowledgment of Receipt is in file signed by borrower. This unsigned HUD was used for compliance testing.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
Notice of Right To Cancel Not Provided to All Required Parties	Truth in Lending Act: Notice of Right to Cancel was not signed by all parties whose ownership interest is or will be subject to the security interest.
Minnesota Residential Mortgage Originator and Servicer Licensing Act (Ability to Repay not Verified)	Minnesota Residential Mortgage Originator and Servicer Licensing Act Borrower’s ability to repay not verified with reliable documentation.
Right of Rescission Timing - Receipt Date Missing	Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements.
Property Type Not Provided	(Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.
(Missing Data) Last Rate Set Date	Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.
Missing Final HUD-1: Title Co. Closing Statement Used For Fee Testing	Missing Final HUD-1: Title Company Closing Statement used for any applicable Federal, State or Local compliance testing.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
California Prepayment Penalty	California Prepayment Penalty: Maximum prepay allowed is 6 months interest calculated on 80% of the original balance ($XXXX). Loan contracts for maximum calculated prepay of $XXXX, which exceeds max allowable. Prepay may be impermissible depending on the lender's license type. Prepay language states prepay will not exceed maximum permitted by applicable law.
RESPA - Initial GFE Not Provided Within 3 Business Days of Application	Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.
TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application	Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.
RESPA Disclosure - HUD Settlement Cost Booklet Missing	RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application	Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.
(Missing Data) Last Rate Set Date	Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.
RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days	Unable to test GFE Estimate Available Through Date due to missing information.
RESPA (2010) – GFE column on HUD Comparison Chart Inaccurate	Unable to determine if the Good Faith Estimate column on page 3 of the Final HUD-1 is accurate as compared to the most recently disclosed Good Faith Estimate due to missing information.
RESPA (2010) - Incorrect GFE Form Used	RESPA (2010) - Good Faith Estimate not on the proper 2010 GFE form.
RESPA - Initial GFE Not Provided Within 3 Business Days of Application	Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.
RESPA - Initial GFE Missing	Unable to determine if the Good Faith Estimate was provided due to missing information.
RESPA (2010) - Existence of Escrow Account on Final GFE Inaccurate	Unable to determine if the Final GFE indicates the loan contains an escrow payment due to missing information.
RESPA (2010) - Interest Rate on GFE Inaccurate	Unable to determine if the Final GFE reflects the actual interest rate due to missing information.
RESPA (2010) - Loan Amount on Final GFE Inaccurate	Unable to determine if the Final GFE reflects the actual Loan Amount due to missing information.
RESPA (2010) - Loan Term on Final GFE Inaccurate	Unable to determine if the Final GFE reflects the actual Loan Term due to missing information.
RESPA (2010) - Initial Payment on GFE Inaccurate	Unable to determine if the Final GFE reflects the actual payment due to missing information.
RESPA (2010) – HUD column on HUD Comparison Chart Inaccurate	Unable to determine if the HUD-1 column on page 3 of the Final HUD-1 is accurate as compared to the charges on page 2 of the disclosure due to missing information.
RESPA (2010) - Existence of Escrow Account on Final HUD-1 Inaccurate	Unable to determine if the Final HUD-1 indicates the loan contains an escrow payment due to missing information.
RESPA (2010) - Interest Rate on Final HUD-1 Inaccurate	Unable to determine if the Final HUD-1 reflects the actual interest rate due to missing information.
RESPA (2010) - Loan Amount on Final HUD-1 Inaccurate	Unable to determine if the Final HUD-1 reflects the actual Loan Amount due to missing information.
RESPA (2010) - Loan Term on Final HUD-1 Inaccurate	Unable to determine if the Final HUD-1 reflects the actual Loan Term due to missing information.
RESPA (2010) – Written Service Provider List Missing	Unable to determine if the borrower received a list of service providers due to missing information.
RESPA (2010) - Initial Payment on Final HUD-1 Inaccurate	Unable to determine if the Final HUD-1 reflects the actual payment due to missing information.
RESPA Disclosure - HUD Settlement Cost Booklet Missing	RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet.
RESPA - Incorrect HUD-1 Form Used	Unable to determine if the Final HUD-1 Settlement Statement is on the proper 2010 form due to missing information.
RESPA (2010) - 10% Tolerance Without Cure	Unable to determine if there was a variance between the Final GFE and the Final HUD-1 for GFE and HUD 10% Fees without a cure due to missing information.
RESPA (2010) - 0% Tolerance (Line 801) Without Cure	Unable to determine if there was a variance between the Final GFE and the Final HUD-1 for GFE Block 1/HUD 801 Fees without a cure due to missing information.
RESPA (2010) - 0% Tolerance (Line 802) Without Cure	Unable to determine if there was a variance between the Final GFE and the Final HUD-1 for GFE Block 2/HUD 802 Fees without a cure due to missing information.
RESPA (2010) - 0% Tolerance (Line 1203) Without Cure	Unable to determine if there was a variance between the Final GFE and the Final HUD-1 for GFE Block 8/HUD 1203 Transfer Tax Fees without a cure due to missing information.
RESPA (2010) - 0% Tolerance (Line 803) Without Cure	Unable to determine if there was a variance between the Final GFE and the Final HUD-1 for GFE Block A/HUD 803 Fees without a cure due to missing information.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application	Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.
Washington Residential Mortgage Loan (Disclosure of Material Terms Not Provided Timely)	Washington HB 2770: Mortgage loan file does not contain a disclosure summary of all material terms provided to borrower within three (3) business days of receipt of the loan application.
RESPA (2010) - Loan Amount on Final GFE Inaccurate	RESPA (2010): Loan Amount on Final GFE does not match Note.
RESPA (2010) - Initial Payment on GFE Inaccurate	RESPA (2010): Initial payment on GFE does not match actual payment on loan.
RESPA (2010) - Initial Payment on Final HUD-1 Inaccurate	RESPA (2010): Initial payment on Final HUD-1 does not match actual payment on loan.
(Missing Data) Unable to determine if loan is a same lender refi (Circuit 2, 5, 7, 8, 9, 10 or DC)	Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used. (H-8 Form was used and property is in the 2 nd, 5 th, 7 th, 8 th, 9 th, 10 th, or District of Columbia)
RESPA - Initial GFE Not Provided Within 3 Business Days of Application	Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.
TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application	Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application	Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.
Missing Document: Missing Final 1003
TILA - Final TIL Missing	Missing Final TIL.
(Doc Error) Initial GFE not provided
Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.
Missing Final HUD-1: No Document Used For Fee Testing	Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.
Missing Initial Loan Application No Fees	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.
Notice of Right to Cancel Missing	Truth in Lending Act: Notice of Right to Cancel was not provided.
Disbursement Date Missing	Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing.
Property Type Not Provided	(Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.
RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days	RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges.
RESPA - Initial GFE Not Provided Within 3 Business Days of Application	Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.
RESPA (2010) - Existence of Escrow Account on Final GFE Inaccurate	RESPA (2010): Existence of escrow account disclosed on Final GFE does not match actual terms.
TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application	Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.
CHARM Booklet Disclosure Status	TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application	Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.
(Missing Data) Last Rate Set Date	Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.
ARM Disclosure Timing Test	Unable to determine if ARM disclosure was provided within three (3) days of application due to missing information.
(Doc Error) GFE Error: There is no evidence that the interest rate was locked prior to closing
(Missing Data) Last Rate Set Date	Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.
(Doc Error) TIL Error: Final TIL not signed by all required parties		XXXX Loan. Final TIL not signed however, Acknowledgment of Receipt in file signed by borrower.
TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date	Truth in Lending Act: Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s).
TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date	Truth in Lending Act: Subject loan transaction disbursed on XXXX, prior to three (3) business days from transaction date of XXXX.
RESPA - Initial GFE Missing	RESPA: Initial GFE not provided to Borrower(s).
RESPA (2010) – Written Service Provider List Missing	RESPA (2010): Borrower not provided with list of service providers.
RESPA Servicing Disclosure: Servicing Disclosure Statement Missing	RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement.
(Doc Error) Initial GFE not provided
Maryland Mortgage Lending Regulations (Tangible Net Benefit Worksheet Not Provided)	Maryland Mortgage Lending Regulations: Net Tangible Benefit Worksheet not provided to borrower.
Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance	Truth in Lending Act: Unable to determine if Notice of Right to Cancel was executed on the proper Model Form. The H-9 form was used instead of the H-8 form, however, the loan file does not contain evidence that the refinance was by the original creditor.
RESPA - Initial Escrow Account Statement Missing	RESPA: Initial escrow account statement was not provided to the borrower.
Maryland Ability to Repay Not Verified	Maryland SB270: Borrower’s ability to repay not verified with reliable documentation.
Right of Rescission Timing - Receipt Date Missing	Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements.
(Missing Data) Last Rate Set Date	Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.
(Doc Error) Initial GFE not provided
(Doc Error) Initial GFE not provided
Idaho Residential Mortgage Practices Act (Rate Lock Agreement Not Provided)	Idaho Residential Mortgage Practices Act: Rate Lock-In/Float Disclosure not provided to borrower.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.
RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days	RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges.
RESPA (2010) - Loan Amount on Final GFE Inaccurate	RESPA (2010): Loan Amount on Final GFE does not match Note.
RESPA (2010) - Initial Payment on GFE Inaccurate	RESPA (2010): Initial payment on GFE does not match actual payment on loan.
RESPA Disclosure - HUD Settlement Cost Booklet Missing	RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet.
(Doc Error) TIL Error: Final TIL not signed by all required parties		XXXX Loan. Final TIL not signed however, Acknowledgment of Receipt in file signed by borrower
RESPA - Initial GFE Missing	RESPA: Initial GFE not provided to Borrower(s).
RESPA (2010) – HUD column on HUD Comparison Chart Inaccurate	RESPA (2010) – HUD-1 column on page 3 of Final HUD-1 does not match charges on page 2 of disclosure.
RESPA (2010) – Written Service Provider List Missing	RESPA (2010): Borrower not provided with list of service providers.
RESPA Servicing Disclosure: Servicing Disclosure Statement Missing	RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement.
(Doc Error) Initial GFE not provided
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
RESPA - Initial Escrow Account Statement Missing	RESPA: Initial escrow account statement was not provided to the borrower.
Minnesota Residential Mortgage Originator and Servicer Licensing Act (Ability to Repay not Verified)	Minnesota Residential Mortgage Originator and Servicer Licensing Act Borrower’s ability to repay not verified with reliable documentation.
Right of Rescission Timing - Receipt Date Missing	Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements.
(Missing Data) Last Rate Set Date	Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.
RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days	RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges.
RESPA (2010) - Interest Rate on GFE Inaccurate	RESPA (2010): Interest Rate on GFE does not match Note.
RESPA (2010) - Loan Amount on Final GFE Inaccurate	RESPA (2010): Loan Amount on Final GFE does not match Note.
RESPA (2010) - Initial Payment on GFE Inaccurate	RESPA (2010): Initial payment on GFE does not match actual payment on loan.
Missing Document: Mortgage Insurance Certificate (MIC) not provided
(Missing Data) Last Rate Set Date	Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.
(Doc Error) TIL Error: Final TIL not signed by all required parties		Final TIL not signed however, Acknowledgment of Receipt in file is signed by borrower.
RESPA - Initial GFE Missing	RESPA: Initial GFE not provided to Borrower(s).
RESPA (2010) – Written Service Provider List Missing	RESPA (2010): Borrower not provided with list of service providers.
RESPA Servicing Disclosure: Servicing Disclosure Statement Missing	RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement.
TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application	Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing	RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower.
(Doc Error) Initial GFE not provided
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
RESPA - Initial Escrow Account Statement Missing	RESPA: Initial escrow account statement was not provided to the borrower.
Right of Rescission Timing - Receipt Date Missing	Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements.
(Missing Data) Last Rate Set Date	Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.
RESPA - Initial GFE Missing	RESPA: Initial GFE not provided to Borrower(s).
RESPA (2010) – Written Service Provider List Missing	Unable to determine if the borrower received a list of service providers due to missing information.
Missing Document: Missing Final 1003
RESPA Servicing Disclosure: Servicing Disclosure Statement Missing	RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement.
TIL-MDIA - Initial TIL Missing	Truth in Lending Act (Early TIL Disclosure): Initial TIL was not provided to the borrower.
TILA - Final TIL Missing	Missing Final TIL.
(Doc Error) Initial GFE not provided
Security Instrument is not on a FNMA/FHLMC form and does not contain the following clauses:	Homestead Exemption Waiver
Missing Final HUD-1: No Document Used For Fee Testing	Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.
Missing Initial Loan Application No Fees	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.
Notice of Right to Cancel Missing	Truth in Lending Act: Notice of Right to Cancel was not provided.
Unable to determine occupancy, compliance results were generated using a defaulted value of Primary.
Disbursement Date Missing	Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing.
Property Type Not Provided	(Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.
(Missing Data) Last Rate Set Date	Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.
(Doc Error) TIL Error: Final TIL not signed by all required parties		XXXX Loan. Final TIL not signed however, Acknowledgment of Receipt in file signed by borrower.
RESPA - Initial GFE Missing	RESPA: Initial GFE not provided to Borrower(s).
Missing Document: Missing Final 1003
RESPA Servicing Disclosure: Servicing Disclosure Statement Missing	RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement.
TIL-MDIA 7-day Waiting Period - Initial TIL Less than 7 days from Consummation	Truth in Lending Act (Early TIL Disclosure): Initial TIL was not delivered to the borrower at least seven (7) business days prior to note date.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing	RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower.
(Doc Error) Initial GFE not provided
RESPA - Initial Escrow Account Statement Missing	RESPA: Initial escrow account statement was not provided to the borrower.
Right of Rescission Timing - Receipt Date Missing	Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements.
(Missing Data) Last Rate Set Date	Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.
North Carolina First Lien Late Charge Percent Testing	North Carolina Late Charge: Note late charge percent of 5.00000% exceeds the state maximum of 4%.
RESPA - Initial GFE Missing	RESPA: Initial GFE not provided to Borrower(s).
RESPA (2010) – Written Service Provider List Missing	Unable to determine if the borrower received a list of service providers due to missing information.
Missing Document: Missing Final 1003
RESPA Servicing Disclosure: Servicing Disclosure Statement Missing	RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement.
TIL-MDIA - Initial TIL Missing	Truth in Lending Act (Early TIL Disclosure): Initial TIL was not provided to the borrower.
TILA - Final TIL Missing	Missing Final TIL.
(Doc Error) Initial GFE not provided
Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.
(Missing Data) Missing Information to Determine Origination Channel	Unable to determine the origination channel based on the loan documents provided for review. The compliance review was performed with using the equivalent evaluation that would be considered for an Origination Channel of Retail.
FACTA Disclosure Missing	FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.	Facta missing
Virginia Tangible Net Benefit Test	Unable to determine if the loan was refinanced without a tangible net benefit to the borrower due to missing information.
Virginia Tangible Net Benefit Test	Unable to determine if the loan was refinanced without a tangible net benefit to the borrower due to missing information.
Missing Final HUD-1: No Document Used For Fee Testing	Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.	Initial 1003 missing
Missing Initial Loan Application No Fees	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.
Notice of Right to Cancel Missing	Truth in Lending Act: Notice of Right to Cancel was not provided.
RESPA - Initial Escrow Account Statement Missing	RESPA: Initial escrow account statement was not provided to the borrower.	Disclosure missing
Unable to determine occupancy, compliance results were generated using a defaulted value of Primary.
Disbursement Date Missing	Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing.
Property Type Not Provided	(Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.
Final Title Policy is missing. No evidence of title in file.
(Missing Data) Last Rate Set Date	Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.
Final TIL Finance Charge Under Disclosed	Truth In Lending Act: Final TIL Finance Charge of $306,547.91 is underdisclosed from calculated Finance Charge of $306,648.92 in the amount of $101.01.	TIL Itemization did not disclose the tax cert fee of $45 or the title courier fee of $50 as prepaid finance charges.
Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance	Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinance by a creditor that is not considered the original creditor. The H-9 form was used, the H-8 form should have been used.
RESPA - Initial GFE Missing	RESPA: Initial GFE not provided to Borrower(s).
RESPA Servicing Disclosure: Servicing Disclosure Statement Missing	RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement.
TIL-MDIA - Initial TIL Missing	Truth in Lending Act (Early TIL Disclosure): Initial TIL was not provided to the borrower.
(Doc Error) Initial GFE not provided
FACTA Disclosure Missing	FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.
RESPA - Initial Escrow Account Statement Missing	RESPA: Initial escrow account statement was not provided to the borrower.
(Missing Data) Last Rate Set Date	Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.
Purchase contract date not provided.
RESPA Disclosure - List of Homeownership Counseling Organizations Missing	RESPA Disclosure Rule (Dodd-Frank 2014): Creditor did not provide List of Homeownership Counseling Organizations to borrower.
Missing Document: Missing Final 1003
TILA-RESPA Integrated Disclosure: application date on or after 10/3/2015, no Loan Estimates in the Loan File	TILA-RESPA Integrated Disclosure: Loan Estimate not provided within loan images to evidence delivery to the Borrower(s). The earliest Closing Disclosure provided in the loan file was used as the estimated baseline for Tolerance Testing. Depending on the actual values on the initial Loan Estimate, a fee tolerance cure of up to $0.00 may be required.	Loan Estimate and Closing Disclosure are missing from file.
Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.
(Missing Data) Missing Information to Determine Origination Channel	Unable to determine the origination channel based on the loan documents provided for review. The compliance review was performed with using the equivalent evaluation that would be considered for an Origination Channel of Retail.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.	Initial 1003 missing
Missing Initial Loan Application No Fees	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.
TRID Initial Closing Disclosure Timing without Waiver	TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. (FinalXXXX)	Initial CD same date as closing.
RESPA - Initial Escrow Account Statement Missing	RESPA: Initial escrow account statement was not provided to the borrower.	Disclosure missing
TRID Final Closing Disclosure No Seller Paid Fees Primary Residence First Lien	TRID Final Closing Disclosure XXXX on a first lien purchase transaction did not disclose any Seller paid fees/charges on page 2. (Points and Fees testing limited to Borrower paid fees.) (FinalXXXX)	Seller CD missing
(Missing Data) Missing Contract Price Data	Contract Sales Price not provided. Any applicable Federal, State or Local compliance testing is unreliable.
TRID Appraisal Disclosure - ECOA Status	ECOA - File does not evidence the consumer was provided with the right to receive a copy of the Appraisal Disclosure.	Verified document not found in file.
Disbursement Date Missing	Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing.
Final Title Policy is missing. No evidence of title in file.
(Missing Data) Last Rate Set Date	Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.
NMLS - Missing Evidence of Initial Loan Application Date	Truth in Lending Act (NMLSR Dodd- Frank 2014): Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date.
TRID Closing Disclosure Status Test	TILA-RESPA Integrated Disclosure: Closing Disclosure not provided or Closing Disclosure not provided prior to closing. Any applicable Federal, State or Local compliance testing is unreliable or not performed. Loan is subject to high cost testing.
RESPA - Initial GFE Missing	RESPA: Initial GFE not provided to Borrower(s).
Missing Document: Missing Final 1003
RESPA Servicing Disclosure: Servicing Disclosure Statement Missing	RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement.
TIL-MDIA - Initial TIL Missing	Truth in Lending Act (Early TIL Disclosure): Initial TIL was not provided to the borrower.
TILA - Final TIL Missing	Missing Final TIL.
(Doc Error) Initial GFE not provided
Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.
Missing Final HUD-1: No Document Used For Fee Testing	Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.
Missing Initial Loan Application No Fees	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.
Notice of Right to Cancel Missing	Truth in Lending Act: Notice of Right to Cancel was not provided.
RESPA - Initial Escrow Account Statement Missing	RESPA: Initial escrow account statement was not provided to the borrower.	Disclosure missing
Unable to determine occupancy, compliance results were generated using a defaulted value of Primary.
Disbursement Date Missing	Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing.
Property Type Not Provided	(Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.
Final Title Policy is missing. No evidence of title in file.
(Missing Data) Last Rate Set Date	Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.
Missing Document: Missing Final 1003
TILA - Final TIL Missing	Missing Final TIL.
(Doc Error) Initial GFE not provided
Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.
CHARM Booklet Disclosure Status	TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.
Missing Final HUD-1: No Document Used For Fee Testing	Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.	Initial 1003 missing
Missing Initial Loan Application No Fees	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.
Unable to determine occupancy, compliance results were generated using a defaulted value of Primary.
Disbursement Date Missing	Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing.
Final Title Policy is missing. No evidence of title in file.
ARM Disclosure Status Test	TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower.
Missing Document: Missing Final 1003
Missing Document: Mortgage Insurance Certificate (MIC) not provided
TILA - Final TIL Missing	Missing Final TIL.
(Doc Error) Initial GFE not provided
Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.
CHARM Booklet Disclosure Status	TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.
Missing Final HUD-1: No Document Used For Fee Testing	Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.
Missing Initial Loan Application No Fees	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.
Notice of Right to Cancel Missing	Truth in Lending Act: Notice of Right to Cancel was not provided.
Unable to determine occupancy, compliance results were generated using a defaulted value of Primary.
Disbursement Date Missing	Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing.
Final Title Policy is missing. No evidence of title in file.
ARM Disclosure Status Test	TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower.
(Doc Error) TIL Error: Borrower signature not dated.
Washington Residential Mortgage Loan (Disclosure of Material Terms Not Provided)	Washington HB 2770: Mortgage loan file does not contain a disclosure summary of all material terms provided to borrower.
RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days	RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges.
(Doc Error) TIL Error: Final TIL not signed by all required parties		XXXX Loan. Final TIL not signed; however, Acknowledgment of Receipt in file signed by borrower.
RESPA - Initial GFE Missing	RESPA: Initial GFE not provided to Borrower(s).
Missing Document: Missing Final 1003
RESPA Servicing Disclosure: Servicing Disclosure Statement Missing	RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement.
(Doc Error) Initial GFE not provided
Maryland Mortgage Lending Regulations (Tangible Net Benefit Worksheet Not Provided)	Maryland Mortgage Lending Regulations: Net Tangible Benefit Worksheet not provided to borrower.
FACTA Disclosure Missing	FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.
RESPA - Initial Escrow Account Statement Missing	RESPA: Initial escrow account statement was not provided to the borrower.
Maryland Ability to Repay Not Verified	Maryland SB270: Borrower’s ability to repay not verified with reliable documentation.
Right of Rescission Timing - Receipt Date Missing	Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements.
(Missing Data) Last Rate Set Date	Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.
RESPA - Initial GFE Missing	RESPA: Initial GFE not provided to Borrower(s).
Missing Document: Missing Final 1003
RESPA Servicing Disclosure: Servicing Disclosure Statement Missing	RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement.
TIL-MDIA - Initial TIL Missing	Truth in Lending Act (Early TIL Disclosure): Initial TIL was not provided to the borrower.
TILA - Final TIL Missing	Missing Final TIL.
(Doc Error) Initial GFE not provided
Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.
Missing Final HUD-1: No Document Used For Fee Testing	Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.
Missing Initial Loan Application No Fees	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.
Notice of Right to Cancel Missing	Truth in Lending Act: Notice of Right to Cancel was not provided.
Unable to determine occupancy, compliance results were generated using a defaulted value of Primary.
Disbursement Date Missing	Disbursement Date Missing: Evidence of disbursement date not found in file. Note Date of XXXX used as disbursement date for compliance testing.
Right of Rescission Timing - Note Date used as Transaction Date	Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements
(Missing Data) Last Rate Set Date	Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.
RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days	RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges.
RESPA (2010) - Loan Amount on Final GFE Inaccurate	RESPA (2010): Loan Amount on Final GFE does not match Note.
RESPA (2010) - Initial Payment on GFE Inaccurate	RESPA (2010): Initial payment on GFE does not match actual payment on loan.
(Doc Error) GFE Error: Interest rate available through date not provided.	GFE Date: 10/23/2010 Interest Rate Available Through Date is blank for GFE dated 10/23/2010.
FACTA Disclosure Missing	FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.
(Doc Error) GFE Error: There is no evidence that the interest rate was locked prior to closing
Final TIL Finance Charge Under Disclosed	Truth In Lending Act: Final TIL Finance Charge of $63,101.37 is underdisclosed from calculated Finance Charge of $63,358.37 in the amount of $257.00.	Unable to determine under disclosure due to missing Itemization of Amount Financed
RESPA (2010) – GFE column on HUD Comparison Chart Inaccurate	RESPA (2010) – GFE column on page 3 of Final HUD-1 does not match most recently disclosed GFE.
RESPA (2010) - Interest Rate on GFE Inaccurate	RESPA (2010): Interest Rate on GFE does not match Note.
RESPA (2010) - Loan Amount on Final GFE Inaccurate	RESPA (2010): Loan Amount on Final GFE does not match Note.
RESPA (2010) - Initial Payment on GFE Inaccurate	RESPA (2010): Initial payment on GFE does not match actual payment on loan.
RESPA (2010) – Written Service Provider List Not Provided Timely	RESPA (2010) - Borrower did not receive a list of service providers at the time the Good Faith Estimate was provided.
RESPA Servicing Disclosure: Servicing Disclosure Statement Missing	RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement.
FACTA Disclosure Missing	FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.
RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days	RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges.
(Missing Data) Last Rate Set Date	Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.
RESPA (2010) – GFE column on HUD Comparison Chart Inaccurate	RESPA (2010) – GFE column on page 3 of Final HUD-1 does not match most recently disclosed GFE.
RESPA (2010) - Loan Amount on Final GFE Inaccurate	RESPA (2010): Loan Amount on Final GFE does not match Note.
RESPA (2010) - Initial Payment on GFE Inaccurate	RESPA (2010): Initial payment on GFE does not match actual payment on loan.
RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application	RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement to applicant within three (3) business days of application.
Property Type Not Provided	(Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.
(Missing Data) Unable to determine if loan is a same lender refi (Third Circuit)	Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used. (H-8 Form was used and property is in the 3rd circuit)
TIL-MDIA 3-day Waiting Period - Corrected TIL for APR Inaccuracy Received Less than 3 Business Days from Consummation	Truth in Lending Act (Early TIL Disclosure): Corrected TIL for APR inaccuracy was not received by the borrower at least three (3) business days prior to closing.
RESPA - Initial GFE Missing	RESPA: Initial GFE not provided to Borrower(s).
RESPA (2010) – HUD column on HUD Comparison Chart Inaccurate	RESPA (2010) – HUD-1 column on page 3 of Final HUD-1 does not match charges on page 2 of disclosure.	Payment amount does not match
RESPA (2010) - Initial Payment on Final HUD-1 Inaccurate	RESPA (2010): Initial payment on Final HUD-1 does not match actual payment on loan.	Payment amount on hud does not match payment amount on note.
Missing Document: Missing Final 1003
Missing Document: Mortgage Insurance Certificate (MIC) not provided
RESPA Servicing Disclosure: Servicing Disclosure Statement Missing	RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement.
TIL-MDIA - Initial TIL Missing	Truth in Lending Act (Early TIL Disclosure): Initial TIL was not provided to the borrower.
TILA - Final TIL Missing	Missing Final TIL.
(Doc Error) Initial GFE not provided
Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.
FACTA Disclosure Missing	FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.	Disclosure missing
Missing Final HUD-1: No Document Used For Fee Testing	Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.	Initial 1003 missing
Missing Initial Loan Application No Fees	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.
Notice of Right to Cancel Missing	Truth in Lending Act: Notice of Right to Cancel was not provided.
RESPA - Initial Escrow Account Statement Missing	RESPA: Initial escrow account statement was not provided to the borrower.	Disclosure missing
Unable to determine occupancy, compliance results were generated using a defaulted value of Primary.
Disbursement Date Missing	Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing.
Final Title Policy is missing. No evidence of title in file.
(Missing Data) Last Rate Set Date	Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.
RESPA Disclosure - List of Homeownership Counseling Organizations Not Provided Within 3 Business Days of Application	Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.	Initial loan application date is missing.
TRID Loan Estimate Timing	TILA-RESPA Integrated Disclosure: Loan Estimate not delivered or placed in the mail to Borrower(s) within three (3) business days of application. (InitialXXXX)	Loan estimate is dated XXXX.
TRID Lender Credit Tolerance Violation	TILA-RESPA Integrated Disclosure: Zero Percent Tolerance exceeded for Lender Credits. Final Lender Credit of $-6,420.46 is less than amount of binding Lender Credit previously disclosed in the amount of $-6,480.00. (9300)	Unable to adjust for $0.46 in rounding.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
TRID Appraisal Disclosure - ECOA Timing	ECOA - File does not evidence the consumer was provided with the right to receive a copy of the Appraisal Disclosure within 3 days of the loan application date.	Disclosure is missing.
TRID Final Closing Disclosure Non Escrowed Property Costs Year 1	TILA-RESPA Integrated Disclosure - Loan Disclosures: Amount of Non-Escrowed Property Costs over Year 1 of 5,960.16 on Final Closing Disclosure provided on XXXX not accurate. (FinalXXXX)
NMLS - Missing Evidence of Initial Loan Application Date	Truth in Lending Act (NMLSR Dodd- Frank 2014): Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date.
TRID Final Closing Disclosure Escrowed Property Costs Year 1 - October 2018 Test	TILA-RESPA Integrated Disclosure - Loan Disclosures: Amount of Escrowed Property Costs over Year 1 of 7,646.76 on Final Closing Disclosure provided on XXXX not accurate. (FinalXXXX)
TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided	TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Extension Fee. Fee Amount of $1,540.20 exceeds tolerance of $0.00. Insufficient or no cure was provided to the borrower. (7349)	No cure found in file
Purchase contract date not provided.
Missing Document: Missing Final 1003
RESPA Disclosure - List of Homeownership Counseling Organizations Not Provided Within 3 Business Days of Application	Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.	Valid Lender/Broker Application not found in file.
TRID Loan Estimate Timing	TILA-RESPA Integrated Disclosure: Loan Estimate not delivered or placed in the mail to Borrower(s) within three (3) business days of application. (InitialXXXX)	Verified date of Loan Estimate.
Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.	Missing initial 1003
Missing Initial Loan Application No Fees	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.
TRID Initial Closing Disclosure Timing without Waiver	TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. (FinalXXXX)	Initial CD dated same day as close date.
RESPA - Initial Escrow Account Statement Missing	RESPA: Initial escrow account statement was not provided to the borrower.	Missing Disclosure
TRID Appraisal Disclosure - ECOA Timing	ECOA - File does not evidence the consumer was provided with the right to receive a copy of the Appraisal Disclosure within 3 days of the loan application date.	Appraisal and related disclosures not found in file.
Disbursement Date Missing	Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing.
Property Type Not Provided	(Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.
Final Title Policy is missing. No evidence of title in file.
(Missing Data) Last Rate Set Date	Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.
NMLS - Missing Evidence of Initial Loan Application Date	Truth in Lending Act (NMLSR Dodd- Frank 2014): Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date.
TRID Closing Disclosure Status Test	TILA-RESPA Integrated Disclosure: Closing Disclosure not provided or Closing Disclosure not provided prior to closing. Any applicable Federal, State or Local compliance testing is unreliable or not performed. Loan is subject to high cost testing.
RESPA (2010) - Existence of Escrow Account on Final GFE Inaccurate	RESPA (2010): Existence of escrow account disclosed on Final GFE does not match actual terms.
TIL-MDIA 3-day Waiting Period - Corrected TIL for APR Inaccuracy Received Less than 3 Business Days from Consummation	Truth in Lending Act (Early TIL Disclosure): Corrected TIL for APR inaccuracy was not received by the borrower at least three (3) business days prior to closing.
TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application	Truth in Lending Act (Early TIL Disclosure): Initial TIL was not sent within three (3) business days of the creditor application date.
RESPA (2010) - 0% Tolerance (Line 1203) Without Cure	RESPA (2010): 0% tolerance violation for 1203 fee without evidence of sufficient cure provided.
Federal FACTA Disclosure Timing Test	FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score.
RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application	RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement to applicant within three (3) business days of application.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.
RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days	RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges.
RESPA (2010) – Written Service Provider List Not Provided Timely	RESPA (2010) - Borrower did not receive a list of service providers at the time the Good Faith Estimate was provided.
RESPA (2010) - 10% Tolerance With Cure	RESPA (2010): 10% tolerance violation with evidence of cure provided on Final HUD-1.
RESPA Disclosure - HUD Settlement Cost Booklet Missing	RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet.
RESPA - Initial GFE Missing	RESPA: Initial GFE not provided to Borrower(s).
TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application	Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.
(Doc Error) Initial GFE not provided
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
RESPA - Initial Escrow Account Statement Missing	RESPA: Initial escrow account statement was not provided to the borrower.
RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application	Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.
(Missing Data) Last Rate Set Date	Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.
Safe Act NMLS - Missing Evidence of Initial Loan Application Date	Secure and Fair Enforcement for Mortgage Licensing Act: Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date.
RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days	RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges.
RESPA (2010) - Loan Amount on Final GFE Inaccurate	RESPA (2010): Loan Amount on Final GFE does not match Note.
RESPA (2010) - Initial Payment on GFE Inaccurate	RESPA (2010): Initial payment on GFE does not match actual payment on loan.
(Doc Error) GFE Error: Interest rate available through date not provided.	GFE Date: 01/21/2011 Interest Rate Available Through Date is blank for GFE dated 01/21/2011.
SAFE Act - NMLS Info Not in File	Secure and Fair Enforcement for Mortgage Licensing Act: NMLSR information not present on loan application.
ARM Disclosure Status Test	TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower.
RESPA - Initial GFE Missing	RESPA: Initial GFE not provided to Borrower(s).
RESPA Servicing Disclosure: Servicing Disclosure Statement Missing	RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement.
TIL-MDIA - Initial TIL Missing	Truth in Lending Act (Early TIL Disclosure): Initial TIL was not provided to the borrower.
(Doc Error) Initial GFE not provided
FACTA Disclosure Missing	FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
Property Type Not Provided	(Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.
(Missing Data) Last Rate Set Date	Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.
Safe Act NMLS - Missing Evidence of Initial Loan Application Date	Secure and Fair Enforcement for Mortgage Licensing Act: Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date.
RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days	RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges.
RESPA (2010) - 0% Tolerance (Line 1203) With Cure	RESPA (2010): 0% tolerance violation for 1203 fee with evidence of cure provided on Final HUD-1
TIL-MDIA 3-day Waiting Period - Corrected TIL for APR Inaccuracy Received Less than 3 Business Days from Consummation	Truth in Lending Act (Early TIL Disclosure): Corrected TIL for APR inaccuracy was not received by the borrower at least three (3) business days prior to closing.
Missing Document: Missing Final 1003
TILA - Final TIL Missing	Missing Final TIL.
(Doc Error) Initial GFE not provided
Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.
Missing Final HUD-1: No Document Used For Fee Testing	Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
Missing Initial Loan Application No Fees	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.
Notice of Right to Cancel Missing	Truth in Lending Act: Notice of Right to Cancel was not provided.
Unable to determine occupancy, compliance results were generated using a defaulted value of Primary.
Disbursement Date Missing	Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing.
Property Type Not Provided	(Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.
Final Title Policy is missing. No evidence of title in file.
RESPA - Initial GFE Missing	RESPA: Initial GFE not provided to Borrower(s).
RESPA (2010) – Written Service Provider List Missing	RESPA (2010): Borrower not provided with list of service providers.
RESPA Servicing Disclosure: Servicing Disclosure Statement Missing	RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement.
TIL-MDIA - Initial TIL Missing	Truth in Lending Act (Early TIL Disclosure): Initial TIL was not provided to the borrower.
TILA - Final TIL Missing	Missing Final TIL.
(Doc Error) Initial GFE not provided
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
Notice of Right to Cancel Missing	Truth in Lending Act: Notice of Right to Cancel was not provided.
RESPA - Initial Escrow Account Statement Missing	RESPA: Initial escrow account statement was not provided to the borrower.
(Missing Data) Last Rate Set Date	Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.
Safe Act NMLS - Missing Evidence of Initial Loan Application Date	Secure and Fair Enforcement for Mortgage Licensing Act: Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date.
Final TIL Finance Charge Under Disclosed	Truth In Lending Act: Final TIL Finance Charge of $169,987.07 is underdisclosed from calculated Finance Charge of $170,097.14 in the amount of $110.07.	TIL itemization did not disclose a courier fee of $100 as prepaid finance charge.
RESPA - Initial GFE Not Provided Within 3 Business Days of Application	Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.
RESPA (2010) – Written Service Provider List Missing	RESPA (2010): Borrower not provided with list of service providers.
RESPA Servicing Disclosure: Servicing Disclosure Statement Missing	RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement.
TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application	Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.
SAFE Act - LO Company not licensed at time of application	Unable to test LO company NMLS license due to missing information.
SAFE Act - Individual LO not licensed at time of application	Unable to test Loan Originator license due to missing information.
SAFE Act - Individual LO NMLS does not match NMLS	Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator NMLSR information on loan documents does not match NMLSR.
SAFE Act - LO Company NMLS license status not approved	Unable to test LO company status due to missing information.
SAFE Act - Individual LO NMLS license status not approved	Unable to test Individual Loan Originator license status due to missing information.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
Safe Act NMLS - Missing Evidence of Initial Loan Application Date	Secure and Fair Enforcement for Mortgage Licensing Act: Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date.
(Doc Error) GFE Error: There is no evidence that the interest rate was locked prior to closing
Final TIL Finance Charge Under Disclosed	Truth In Lending Act: Final TIL Finance Charge of $90,102.41 is underdisclosed from calculated Finance Charge of $90,144.51 in the amount of $42.10.	Itemization did not disclose the subordination recording fee of $32 as prepaid finance charges.
RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days	RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges.
RESPA (2010) – GFE column on HUD Comparison Chart Inaccurate	RESPA (2010) – GFE column on page 3 of Final HUD-1 does not match most recently disclosed GFE.
RESPA - Initial GFE Not Provided Within 3 Business Days of Application	Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.
RESPA (2010) - Interest Rate on GFE Inaccurate	RESPA (2010): Interest Rate on GFE does not match Note.
RESPA (2010) - Loan Amount on Final GFE Inaccurate	RESPA (2010): Loan Amount on Final GFE does not match Note.
RESPA (2010) - Loan Term on Final GFE Inaccurate	RESPA (2010): Loan Term on Final GFE does not match Note.
RESPA (2010) - Initial Payment on GFE Inaccurate	RESPA (2010): Initial payment on GFE does not match actual payment on loan.
TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application	Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application	Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.
Right of Rescission Timing - Note Date used as Transaction Date	Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements
(Missing Data) Last Rate Set Date	Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.
Safe Act NMLS - Missing Evidence of Initial Loan Application Date	Secure and Fair Enforcement for Mortgage Licensing Act: Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date.
RESPA - Initial GFE Missing	RESPA: Initial GFE not provided to Borrower(s).
Missing Document: Missing Final 1003
RESPA Servicing Disclosure: Servicing Disclosure Statement Missing	RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement.
TIL-MDIA - Initial TIL Missing	Truth in Lending Act (Early TIL Disclosure): Initial TIL was not provided to the borrower.
TILA - Final TIL Missing	Missing Final TIL.
(Doc Error) Initial GFE not provided
Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.
(Missing Data) Missing Information to Determine Origination Channel	Unable to determine the origination channel based on the loan documents provided for review. The compliance review was performed with using the equivalent evaluation that would be considered for an Origination Channel of Retail.
FACTA Disclosure Missing	FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.
Missing Final HUD-1: No Document Used For Fee Testing	Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
Missing Initial Loan Application No Fees	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.
Notice of Right to Cancel Missing	Truth in Lending Act: Notice of Right to Cancel was not provided.
RESPA - Initial Escrow Account Statement Missing	RESPA: Initial escrow account statement was not provided to the borrower.
Unable to determine occupancy, compliance results were generated using a defaulted value of Primary.
Disbursement Date Missing	Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing.
Final Title Policy is missing. No evidence of title in file.
(Missing Data) Last Rate Set Date	Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.
Safe Act NMLS - Missing Evidence of Initial Loan Application Date	Secure and Fair Enforcement for Mortgage Licensing Act: Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date.
Massachusetts Home Loan - Borrower's Interest Tangible Net Benefit Worksheet Not in File	Massachusetts Home Loan: No evidence in loan file of document or worksheet indicating how the lender determined that the home loan is in the borrower's interest.
RESPA - Initial GFE Missing	RESPA: Initial GFE not provided to Borrower(s).
Missing Document: Missing Final 1003
RESPA Servicing Disclosure: Servicing Disclosure Statement Missing	RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement.
TIL-MDIA - Initial TIL Missing	Truth in Lending Act (Early TIL Disclosure): Initial TIL was not provided to the borrower.
TILA - Final TIL Missing	Missing Final TIL.
(Doc Error) Initial GFE not provided
Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.
(Missing Data) Missing Information to Determine Origination Channel	Unable to determine the origination channel based on the loan documents provided for review. The compliance review was performed with using the equivalent evaluation that would be considered for an Origination Channel of Retail.
CHARM Booklet Disclosure Status	TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.
Massachusetts MLBR (Missing Data) Document Type Not Provided	Massachusetts Mortgage Lender and Broker Regulations: Unable to determine if the borrower was required to provide a signed statement disclosing their income due to missing document type.
Missing Final HUD-1: No Document Used For Fee Testing	Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
Missing Initial Loan Application No Fees	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.
Notice of Right to Cancel Missing	Truth in Lending Act: Notice of Right to Cancel was not provided.
RESPA - Initial Escrow Account Statement Missing	RESPA: Initial escrow account statement was not provided to the borrower.
Unable to determine occupancy, compliance results were generated using a defaulted value of Primary.
Disbursement Date Missing	Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing.
Massachusetts Mortgage Lender and Broker Regulation (Ability to Repay not Verified)	Massachusetts Mortgage Lender and Broker Regulation: File does not contain evidence that analysis of borrower’s ability to repay was performed based on verified income, obligations, assets, and/or employment using PITI payment based on fully indexed rate and fully amortizing payment, if applicable
Final Title Policy is missing. No evidence of title in file.
Payoff Statement Missing	Missing Payoff Statement: Unable to determine if a prepayment penalty was included in the pay-off which may impact high cost findings.
(Missing Data) Last Rate Set Date	Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.
ARM Disclosure Status Test	TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower.
Safe Act NMLS - Missing Evidence of Initial Loan Application Date	Secure and Fair Enforcement for Mortgage Licensing Act: Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date.
RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days	RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges.
RESPA (2010) - Loan Amount on Final GFE Inaccurate	RESPA (2010): Loan Amount on Final GFE does not match Note.
RESPA (2010) - Initial Payment on GFE Inaccurate	RESPA (2010): Initial payment on GFE does not match actual payment on loan.
RESPA Servicing Disclosure: Servicing Disclosure Statement Missing	RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement.
RESPA Disclosure - HUD Settlement Cost Booklet Missing	RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.
(Doc Error) GFE Error: There is no evidence that the interest rate was locked prior to closing
RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days	RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges.
TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC)	Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used.
(Missing Data) Last Rate Set Date	Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.
Missing Document: Missing Final 1003
Missing Document: Note - Subject Lien not provided
Missing Document: Missing Lender's Initial 1003
(Missing Doc) Incomplete loan images/file		File contains Mortgage only. Co mingled file. Insufficient documents to complete compliance
(Doc Error) Initial GFE not provided
Missing Final HUD-1
Final TIL Finance Charge Under Disclosed	Truth In Lending Act: Final TIL Finance Charge of $168,711.88 is underdisclosed from calculated Finance Charge of $169,145.12 in the amount of $433.24.	Unable to determine due to missing itemization of amount financed.
RESPA - Initial GFE Missing	RESPA: Initial GFE not provided to Borrower(s).
RESPA Servicing Disclosure: Servicing Disclosure Statement Missing	RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement.
TIL-MDIA - Initial TIL Missing	Truth in Lending Act (Early TIL Disclosure): Initial TIL was not provided to the borrower.
(Doc Error) Initial GFE not provided
SAFE Act - LO Company not licensed at time of application	Unable to test LO company NMLS license due to missing information.
SAFE Act - Individual LO not licensed at time of application	Unable to test Loan Originator license due to missing information.
SAFE Act - Individual LO NMLS does not match NMLS	Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator NMLSR information on loan documents does not match NMLSR.
FACTA Disclosure Missing	FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.
SAFE Act - LO Company NMLS license status not approved	Unable to test LO company status due to missing information.
SAFE Act - Individual LO NMLS license status not approved	Unable to test Individual Loan Originator license status due to missing information.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
Notice of Right to Cancel Missing	Truth in Lending Act: Notice of Right to Cancel was not provided.
Final Title Policy is missing. No evidence of title in file.
Safe Act NMLS - Missing Evidence of Initial Loan Application Date	Secure and Fair Enforcement for Mortgage Licensing Act: Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date.
RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days	RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges.
RESPA Disclosure - HUD Settlement Cost Booklet Missing	RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet.
RESPA (2010) - 10% Tolerance Without Cure	RESPA (2010): 10% tolerance violation without evidence of sufficient cure provided.
Federal FACTA Disclosure Timing Test	FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score.
(Missing Data) Last Rate Set Date	Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.
(Doc Error) TIL Error: Borrower signature not dated.		XXXX Loan. TIL is not signed.
(Doc Error) TIL Error: Final TIL not signed by all required parties		Final TIL not signed however, Acknowledgment of Receipt in file signed by borrower
Final TIL Finance Charge Under Disclosed	Truth In Lending Act: Final TIL Finance Charge of $316,271.27 is underdisclosed from calculated Finance Charge of $316,373.07 in the amount of $101.80.
RESPA - Initial GFE Missing	RESPA: Initial GFE not provided to Borrower(s).
RESPA Servicing Disclosure: Servicing Disclosure Statement Missing	RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement.
TIL-MDIA 7-day Waiting Period - Initial TIL Less than 7 days from Consummation	Truth in Lending Act (Early TIL Disclosure): Initial TIL was not delivered to the borrower at least seven (7) business days prior to note date.
(Doc Error) Initial GFE not provided
RESPA - Initial Escrow Account Statement Missing	RESPA: Initial escrow account statement was not provided to the borrower.
Right of Rescission Timing - Receipt Date Missing	Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements.
(Missing Data) Last Rate Set Date	Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.
(Missing Data) Unable to determine if loan is a same lender refi (Circuit 2, 5, 7, 8, 9, 10 or DC)	Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used. (H-8 Form was used and property is in the 2 nd, 5 th, 7 th, 8 th, 9 th, 10 th, or District of Columbia)
RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days	RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges.
RESPA (2010) - 0% Tolerance (Line 1203) With Cure	RESPA (2010): 0% tolerance violation for 1203 fee with evidence of cure provided on Final HUD-1
RESPA (2010) – HUD column on HUD Comparison Chart Inaccurate	RESPA (2010) – HUD-1 column on page 3 of Final HUD-1 does not match charges on page 2 of disclosure.
SAFE Act - Individual LO not licensed at time of application	Unable to test Loan Originator license due to missing information.
SAFE Act - Individual LO NMLS does not match NMLS	Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator NMLSR information on loan documents does not match NMLSR.
FACTA Disclosure Missing	FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.
SAFE Act - Individual LO NMLS license status not approved	Unable to test Individual Loan Originator license status due to missing information.
RESPA - Initial GFE Missing	RESPA: Initial GFE not provided to Borrower(s).
Missing Document: Missing Final 1003
RESPA Servicing Disclosure: Servicing Disclosure Statement Missing	RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement.
TIL-MDIA - Initial TIL Missing	Truth in Lending Act (Early TIL Disclosure): Initial TIL was not provided to the borrower.
TILA - Final TIL Missing	Missing Final TIL.
(Doc Error) Initial GFE not provided
Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.
(Missing Data) Missing Information to Determine Origination Channel	Unable to determine the origination channel based on the loan documents provided for review. The compliance review was performed with using the equivalent evaluation that would be considered for an Origination Channel of Retail.
SAFE Act - LO Company not licensed at time of application	Unable to test LO company NMLS license due to missing information.
SAFE Act - LO Company NMLS does not match NMLS	Secure and Fair Enforcement for Mortgage Licensing Act: Loan Originator Organization NMLS information on loan documents does not match NMLS.
FACTA Disclosure Missing	FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.
SAFE Act - LO Company NMLS license status not approved	Unable to test LO company status due to missing information.
SAFE Act - Individual LO NMLS license status not approved	Unable to test Individual Loan Originator license status due to missing information.
Missing Final HUD-1: No Document Used For Fee Testing	Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.
Notice of Right to Cancel Missing	Truth in Lending Act: Notice of Right to Cancel was not provided.
RESPA - Initial Escrow Account Statement Missing	RESPA: Initial escrow account statement was not provided to the borrower.
Disbursement Date Missing	Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing.
Property Type Not Provided	(Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.
Final Title Policy is missing. No evidence of title in file.
(Missing Data) Last Rate Set Date	Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.
RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days	RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges.
RESPA (2010) – Written Service Provider List Not Provided Timely	RESPA (2010) - Borrower did not receive a list of service providers at the time the Good Faith Estimate was provided.
RESPA (2010) – Written Service Provider List Not Provided Timely	RESPA (2010) - Borrower did not receive a list of service providers at the time the Good Faith Estimate was provided.
SAFE Act - Individual LO NMLS does not match NMLS	Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator NMLSR information on loan documents does not match NMLSR.
RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application	RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement to applicant within three (3) business days of application.
(Missing Data) Last Rate Set Date	Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.
Washington Residential Mortgage Loan (Disclosure of Material Terms Not Provided)	Washington HB 2770: Mortgage loan file does not contain a disclosure summary of all material terms provided to borrower.
RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days	RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges.
RESPA - Initial GFE Not Provided Within 3 Business Days of Application	Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.
RESPA (2010) - Loan Amount on Final GFE Inaccurate	RESPA (2010): Loan Amount on Final GFE does not match Note.
RESPA (2010) - Initial Payment on GFE Inaccurate	RESPA (2010): Initial payment on GFE does not match actual payment on loan.
TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application	Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.
SAFE Act - LO Company not licensed at time of application	Unable to test LO company NMLS license due to missing information.
SAFE Act - Individual LO not licensed at time of application	Unable to test Loan Originator license due to missing information.
SAFE Act - LO Company NMLS license status not approved	Unable to test LO company status due to missing information.
SAFE Act - Individual LO NMLS license status not approved	Unable to test Individual Loan Originator license status due to missing information.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application	Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.
Safe Act NMLS - Missing Evidence of Initial Loan Application Date	Secure and Fair Enforcement for Mortgage Licensing Act: Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date.
Maryland Counseling Disclosure Not In File	Maryland HB1399 - No evidence of counseling disclosure per Maryland HB 1399.
RESPA - Initial GFE Not Provided Within 3 Business Days of Application	Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.
TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application	Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.
Maryland Mortgage Lending Regulations (Tangible Net Benefit Worksheet Not Signed)	Maryland Mortgage Lending Regulations: Net Tangible Benefit Worksheet not signed by borrower.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application	Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.
Safe Act NMLS - Missing Evidence of Initial Loan Application Date	Secure and Fair Enforcement for Mortgage Licensing Act: Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date.
RESPA (2010) - 10% Tolerance With Cure	RESPA (2010): 10% tolerance violation with evidence of cure provided on Final HUD-1.
(Doc Error) TIL Error: Final TIL not signed by all required parties		XXXX Loan. Final TIL not signed however, Acknowledgment of Receipt in file signed by borrower.
RESPA - Initial GFE Missing	RESPA: Initial GFE not provided to Borrower(s).
TIL-MDIA 7-day Waiting Period - Initial TIL Less than 7 days from Consummation	Truth in Lending Act (Early TIL Disclosure): Initial TIL was not delivered to the borrower at least seven (7) business days prior to note date.
(Doc Error) Initial GFE not provided
Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance	Truth in Lending Act: Unable to determine if Notice of Right to Cancel was executed on the proper Model Form. The H-9 form was used instead of the H-8 form, however, the loan file does not contain evidence that the refinance was by the original creditor.
Right of Rescission Timing - Receipt Date Missing	Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements.
(Missing Data) Last Rate Set Date	Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.
RESPA - Initial GFE Missing	RESPA: Initial GFE not provided to Borrower(s).
TIL-MDIA - Initial TIL Missing	Truth in Lending Act (Early TIL Disclosure): Initial TIL was not provided to the borrower.
(Doc Error) Initial GFE not provided
Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.
FACTA Disclosure Missing	FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.
RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application	RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement to applicant within three (3) business days of application.
Property Type Not Provided	(Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.
RESPA - Initial GFE Missing	RESPA: Initial GFE not provided to Borrower(s).
Missing Document: Missing Final 1003
RESPA Servicing Disclosure: Servicing Disclosure Statement Missing	RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement.
RESPA Disclosure - HUD Settlement Cost Booklet Missing	RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet.
TIL-MDIA - Initial TIL Missing	Truth in Lending Act (Early TIL Disclosure): Initial TIL was not provided to the borrower.
TILA - Final TIL Missing	Missing Final TIL.
(Doc Error) Initial GFE not provided
(Missing Data) Missing Information to Determine Origination Channel	Unable to determine the origination channel based on the loan documents provided for review. The compliance review was performed with using the equivalent evaluation that would be considered for an Origination Channel of Retail.
FACTA Disclosure Missing	FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.
Missing Final HUD-1: No Document Used For Fee Testing	Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.
Missing Initial Loan Application No Fees	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.
Unable to determine occupancy, compliance results were generated using a defaulted value of Primary.
Disbursement Date Missing	Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing.
(Missing Data) Last Rate Set Date	Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.
Safe Act NMLS - Missing Evidence of Initial Loan Application Date	Secure and Fair Enforcement for Mortgage Licensing Act: Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date.
RESPA (2010) - Loan Amount on Final GFE Inaccurate	RESPA (2010): Loan Amount on Final GFE does not match Note.
RESPA (2010) - Initial Payment on GFE Inaccurate	RESPA (2010): Initial payment on GFE does not match actual payment on loan.
TIL-MDIA - Initial TIL Missing	Truth in Lending Act (Early TIL Disclosure): Initial TIL was not provided to the borrower.
TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC)	Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used.
RESPA - Initial GFE Not Provided Within 3 Business Days of Application	Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.
RESPA (2010) - Loan Amount on Final GFE Inaccurate	RESPA (2010): Loan Amount on Final GFE does not match Note.
RESPA (2010) - Initial Payment on GFE Inaccurate	RESPA (2010): Initial payment on GFE does not match actual payment on loan.
TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application	Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.
SAFE Act - LO Company not licensed at time of application	Unable to test LO company NMLS license due to missing information.
SAFE Act - Individual LO not licensed at time of application	Unable to test Loan Originator license due to missing information.
SAFE Act - LO Company NMLS license status not approved	Unable to test LO company status due to missing information.
SAFE Act - Individual LO NMLS license status not approved	Unable to test Individual Loan Originator license status due to missing information.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application	Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.
Safe Act NMLS - Missing Evidence of Initial Loan Application Date	Secure and Fair Enforcement for Mortgage Licensing Act: Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date.
Maryland Counseling Disclosure Not In File	Maryland HB1399 - No evidence of counseling disclosure per Maryland HB 1399.
RESPA (2010) - 0% Tolerance (Line 1203) With Cure	RESPA (2010): 0% tolerance violation for 1203 fee with evidence of cure provided on Final HUD-1
Maryland Mortgage Lending Regulations (Tangible Net Benefit Worksheet Not Provided)	Maryland Mortgage Lending Regulations: Net Tangible Benefit Worksheet not provided to borrower.
Maryland Ability to Repay Not Verified	Maryland SB270: Borrower’s ability to repay not verified with reliable documentation.
RESPA - Initial GFE Not Provided Within 3 Business Days of Application	Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.
Missing Document: Missing Final 1003
TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application	Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.
SAFE Act - LO Company not licensed at time of application	Unable to test LO company NMLS license due to missing information.
SAFE Act - Individual LO not licensed at time of application	Unable to test Loan Originator license due to missing information.
SAFE Act - LO Company NMLS license status not approved	Unable to test LO company status due to missing information.
SAFE Act - Individual LO NMLS license status not approved	Unable to test Individual Loan Originator license status due to missing information.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application	Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.
Safe Act NMLS - Missing Evidence of Initial Loan Application Date	Secure and Fair Enforcement for Mortgage Licensing Act: Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date.
RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days	RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges.
Federal FACTA Disclosure Timing Test	FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score.
(Doc Error) GFE Error: There is no evidence that the interest rate was locked prior to closing
RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days	RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges.
RESPA (2010) - Existence of Escrow Account on Final GFE Inaccurate	RESPA (2010): Existence of escrow account disclosed on Final GFE does not match actual terms.
RESPA (2010) - Loan Amount on Final GFE Inaccurate	RESPA (2010): Loan Amount on Final GFE does not match Note.
RESPA (2010) - Initial Payment on GFE Inaccurate	RESPA (2010): Initial payment on GFE does not match actual payment on loan.
FACTA Disclosure Missing	FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.
(Missing Data) Last Rate Set Date	Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.
Final TIL Finance Charge Under Disclosed	Truth In Lending Act: Final TIL Finance Charge of $145,861.87 is underdisclosed from calculated Finance Charge of $146,320.41 in the amount of $458.54.	Unable to determine reason for under disclosure due to missing itemization of amount financed.
RESPA (2010) - Loan Amount on Final GFE Inaccurate	RESPA (2010): Loan Amount on Final GFE does not match Note.
RESPA (2010) - Initial Payment on GFE Inaccurate	RESPA (2010): Initial payment on GFE does not match actual payment on loan.
(Doc Error) TIL Error: Final TIL not signed by all required parties		XXXX Loan. Final TIL not signed however, Acknowledgment of Receipt in file signed by borrower.
RESPA - Initial GFE Missing	RESPA: Initial GFE not provided to Borrower(s).
RESPA (2010) – Written Service Provider List Missing	RESPA (2010): Borrower not provided with list of service providers.
RESPA Servicing Disclosure: Servicing Disclosure Statement Missing	RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement.
TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application	Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.
(Doc Error) Initial GFE not provided
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
RESPA - Initial Escrow Account Statement Missing	RESPA: Initial escrow account statement was not provided to the borrower.
Right of Rescission Timing - Receipt Date Missing	Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements.
(Missing Data) Last Rate Set Date	Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.
Safe Act NMLS - Missing Evidence of Initial Loan Application Date	Secure and Fair Enforcement for Mortgage Licensing Act: Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date.
(Doc Error) TIL Error: Final TIL not signed by all required parties		XXXX Loan. Final TIL not signed however, Acknowledgment of Receipt in file signed by borrower.
RESPA - Initial GFE Missing	RESPA: Initial GFE not provided to Borrower(s).
RESPA (2010) – Written Service Provider List Missing	RESPA (2010): Borrower not provided with list of service providers.
Missing Document: Missing Final 1003
RESPA Servicing Disclosure: Servicing Disclosure Statement Missing	RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement.
TIL-MDIA 7-day Waiting Period - Initial TIL Less than 7 days from Consummation	Truth in Lending Act (Early TIL Disclosure): Initial TIL was not delivered to the borrower at least seven (7) business days prior to note date.
(Doc Error) Initial GFE not provided
Right of Rescission Timing - Receipt Date Missing	Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements.
(Missing Data) Last Rate Set Date	Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.
RESPA - Initial GFE Missing	RESPA: Initial GFE not provided to Borrower(s).
Missing Document: Missing Final 1003
Missing Document: Security Instrument - Subject Lien not provided
RESPA Servicing Disclosure: Servicing Disclosure Statement Missing	RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement.
TIL-MDIA - Initial TIL Missing	Truth in Lending Act (Early TIL Disclosure): Initial TIL was not provided to the borrower.
TILA - Final TIL Missing	Missing Final TIL.
(Doc Error) Initial GFE not provided
Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.
(Missing Data) Missing Information to Determine Origination Channel	Unable to determine the origination channel based on the loan documents provided for review. The compliance review was performed with using the equivalent evaluation that would be considered for an Origination Channel of Retail.
Missing Final HUD-1: No Document Used For Fee Testing	Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
Missing Initial Loan Application No Fees	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.
Notice of Right to Cancel Missing	Truth in Lending Act: Notice of Right to Cancel was not provided.
Unable to determine occupancy, compliance results were generated using a defaulted value of Primary.
Disbursement Date Missing	Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing.
Property Type Not Provided	(Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.
Final Title Policy is missing. No evidence of title in file.
(Missing Data) Last Rate Set Date	Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.
Safe Act NMLS - Missing Evidence of Initial Loan Application Date	Secure and Fair Enforcement for Mortgage Licensing Act: Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
Missing Document: Missing Final 1003
TILA - Final TIL Missing	Missing Final TIL.
(Doc Error) Initial GFE not provided
Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.
Missing Final HUD-1: No Document Used For Fee Testing	Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.
Missing Initial Loan Application No Fees	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.
Notice of Right to Cancel Missing	Truth in Lending Act: Notice of Right to Cancel was not provided.
Unable to determine occupancy, compliance results were generated using a defaulted value of Primary.
Disbursement Date Missing	Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing.
Final Title Policy is missing. No evidence of title in file.
(Doc Error) TIL Error: Borrower signature not dated.
Missing Document: Missing Final 1003
Right of Rescission Timing - Receipt Date Missing	Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.
Missing Document: Missing Final 1003
TILA - Final TIL Missing	Missing Final TIL.
(Doc Error) Initial GFE not provided
Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.
Missing Final HUD-1: No Document Used For Fee Testing	Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.
Missing Initial Loan Application No Fees	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.
Notice of Right to Cancel Missing	Truth in Lending Act: Notice of Right to Cancel was not provided.
Unable to determine occupancy, compliance results were generated using a defaulted value of Primary.
Disbursement Date Missing	Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing.
Property Type Not Provided	(Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.
Missing Document: Missing Final 1003
TILA - Final TIL Missing	Missing Final TIL.
(Doc Error) Initial GFE not provided
Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.
Missing Final HUD-1: No Document Used For Fee Testing	Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.
Missing Initial Loan Application No Fees	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.
Notice of Right to Cancel Missing	Truth in Lending Act: Notice of Right to Cancel was not provided.
Unable to determine occupancy, compliance results were generated using a defaulted value of Primary.
Disbursement Date Missing	Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing.
Property Type Not Provided	(Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.
Missing Document: Missing Final 1003
TILA - Final TIL Missing	Missing Final TIL.
(Doc Error) Initial GFE not provided
Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.
Missing Final HUD-1: No Document Used For Fee Testing	Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.
Missing Initial Loan Application No Fees	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.
Unable to determine occupancy, compliance results were generated using a defaulted value of Primary.
Disbursement Date Missing	Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing.
Final Title Policy is missing. No evidence of title in file.
Missing Document: Missing Final 1003
TILA - Final TIL Missing	Missing Final TIL.
(Doc Error) Initial GFE not provided
Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.
Missing Final HUD-1: No Document Used For Fee Testing	Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.
Missing Initial Loan Application No Fees	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.
Notice of Right to Cancel Missing	Truth in Lending Act: Notice of Right to Cancel was not provided.
Unable to determine occupancy, compliance results were generated using a defaulted value of Primary.
Disbursement Date Missing	Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing.
Final TIL Finance Charge Under Disclosed	Truth In Lending Act: Final TIL Finance Charge of $119,416.94 is underdisclosed from calculated Finance Charge of $119,516.80 in the amount of $99.86.	Unable to determine under disclosure due to missing Itemization of Amount Financed.
(Doc Error) Initial GFE not provided
Final TIL Finance Charge Under Disclosed	Truth In Lending Act: Final TIL Finance Charge of $221,372.60 is underdisclosed from calculated Finance Charge of $221,823.99 in the amount of $451.39.	Under disclosure due to lender did not include $450 attorney fee as prepaid finance charge.
Missing Document: Missing Final 1003
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
Notice of Right to Cancel Missing	Truth in Lending Act: Notice of Right to Cancel was not provided.
(Doc Error) TIL Error: Borrower signature not dated.
Final TIL Finance Charge Under Disclosed	Truth In Lending Act: Final TIL Finance Charge of $180,320.59 is underdisclosed from calculated Finance Charge of $180,416.09 in the amount of $95.50.	TIL itemization did not disclose an attorney fee of $75 and a courier fee of $35 as prepaid finance charges. Also, TIL itemization over disclosed a credit report fee of $17 as a prepaid finance charge.
Missing Document: Missing Final 1003
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
Right of Rescission Timing - Receipt Date Missing	Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
Notice of Right to Cancel Missing	Truth in Lending Act: Notice of Right to Cancel was not provided.
(Doc Error) TIL Error: Borrower signature not dated.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
Notice of Right to Cancel Missing	Truth in Lending Act: Notice of Right to Cancel was not provided.
Missing Document: Mortgage Insurance Certificate (MIC) not provided
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
Missing Document: Missing Final 1003
TILA - Final TIL Missing	Missing Final TIL.
(Doc Error) Initial GFE not provided
Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.
Missing Final HUD-1: No Document Used For Fee Testing	Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.
Missing Initial Loan Application No Fees	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.
Notice of Right to Cancel Missing	Truth in Lending Act: Notice of Right to Cancel was not provided.
Unable to determine occupancy, compliance results were generated using a defaulted value of Primary.
Disbursement Date Missing	Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing.
Missing Document: Missing Final 1003
Missing Document: Mortgage Insurance Certificate (MIC) not provided
(Doc Error) Initial GFE not provided
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
Notice of Right to Cancel Missing	Truth in Lending Act: Notice of Right to Cancel was not provided.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.
Final TIL Finance Charge Under Disclosed	Truth In Lending Act: Final TIL Finance Charge of $200,903.02 is underdisclosed from calculated Finance Charge of $200,994.32 in the amount of $91.30.	Unable to determine due to missing itemization of amount financed.
Final TIL Finance Charge Under Disclosed	Truth In Lending Act: Final TIL Finance Charge of $205,642.48 is underdisclosed from calculated Finance Charge of $205,970.12 in the amount of $327.64.	Unable to determine under disclosure due to missing itemization of amount financed
TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date	Truth in Lending Act: Subject loan transaction disbursed on XXXX, prior to three (3) business days from transaction date of XXXX.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date.
Disbursement Date Missing	Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing.
Michigan Consumer Mortgage Protection Act (Borrower Bill of Rights Disclosure Not Provided)	Michigan Consumer Mortgage Protection Act: Borrower Bill of Rights disclosure not provided to borrower.
Michigan Consumer Caution and Home Ownership Counseling Notice Not Provided	Michigan Consumer Mortgage Protection Act: Consumer Caution and Home Ownership Counseling Notice not provided to borrower.
Missing Document: Missing Final 1003
TILA - Final TIL Missing	Missing Final TIL.
(Doc Error) Initial GFE not provided
Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.
Missing Final HUD-1: No Document Used For Fee Testing	Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.
Michigan Consumer Mortgage Protection Act (Counseling Agencies List)	Michigan Consumer Mortgage Protection Act: List of HUD-approved credit counseling agencies not provided to borrower.
Missing Initial Loan Application No Fees	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.
Notice of Right to Cancel Missing	Truth in Lending Act: Notice of Right to Cancel was not provided.
Unable to determine occupancy, compliance results were generated using a defaulted value of Primary.
Disbursement Date Missing	Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing.
Property Type Not Provided	(Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.
Final Title Policy is missing. No evidence of title in file.
Missing Document: Missing Final 1003
TILA - Final TIL Missing	Missing Final TIL.
(Doc Error) Initial GFE not provided
Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.
Missing Final HUD-1: No Document Used For Fee Testing	Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.
Missing Initial Loan Application No Fees	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.
Notice of Right to Cancel Missing	Truth in Lending Act: Notice of Right to Cancel was not provided.
Unable to determine occupancy, compliance results were generated using a defaulted value of Primary.
Disbursement Date Missing	Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing.
Final Title Policy is missing. No evidence of title in file.
Missing Document: Missing Final 1003
TILA - Final TIL Missing	Missing Final TIL.
(Doc Error) Initial GFE not provided
Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.
Missing Final HUD-1: No Document Used For Fee Testing	Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.
Missing Initial Loan Application No Fees	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.
Notice of Right to Cancel Missing	Truth in Lending Act: Notice of Right to Cancel was not provided.
Unable to determine occupancy, compliance results were generated using a defaulted value of Primary.
Disbursement Date Missing	Disbursement Date Missing: Evidence of disbursement date not found in file. Note Date of XXXX used as disbursement date for compliance testing.
Right of Rescission Timing - Note Date used as Transaction Date	Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements
Property Type Not Provided	(Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.
Missing Document: Missing Final 1003
TILA - Final TIL Missing	Missing Final TIL.
(Doc Error) Initial GFE not provided
Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.
Missing Final HUD-1: No Document Used For Fee Testing	Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.
Missing Initial Loan Application No Fees	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.
Notice of Right to Cancel Missing	Truth in Lending Act: Notice of Right to Cancel was not provided.
Unable to determine occupancy, compliance results were generated using a defaulted value of Primary.
Disbursement Date Missing	Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing.
Final Title Policy is missing. No evidence of title in file.
Final TIL Finance Charge Under Disclosed	Truth In Lending Act: Final TIL Finance Charge of $133,690.70 is underdisclosed from calculated Finance Charge of $133,861.34 in the amount of $170.64.	Final TIL PMI drops to .2% after 118 payments, whereas the MIC stays level for 120 payments. Fee portion: Unable to determine under disclosure due to missing Itemization of Amount Financed.
Missing Document: Missing Final 1003
(Doc Error) Initial GFE not provided
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
Disbursement Date Missing	Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing.
Final TIL Finance Charge Under Disclosed	Truth In Lending Act: Final TIL Finance Charge of $290,898.72 is underdisclosed from calculated Finance Charge of $292,058.73 in the amount of $1,160.01.	Due to unidentified Deferred Closing fee of $2000 on pg 1 of HUD.
RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure	RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure.
Missing Final HUD-1: HUD-1 Not Signed or Stamped Used For Fee Testing	Missing Final HUD-1: HUD-1 Not Signed or Stamped used for any applicable Federal, State or Local compliance testing.
Missing Final HUD-1: Estimated HUD-1 Used For Fee Testing	Missing Final HUD-1: Estimated HUD-1 used for any applicable Federal, State or Local compliance testing.	HUD appears to be final but is stamped estimated.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
Property Type Not Provided	(Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.
Missing Document: Missing Final 1003
TILA - Final TIL Missing	Missing Final TIL.
(Doc Error) Initial GFE not provided
Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.
Missing Final HUD-1: No Document Used For Fee Testing	Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.
Missing Initial Loan Application No Fees	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.
Notice of Right to Cancel Missing	Truth in Lending Act: Notice of Right to Cancel was not provided.
Unable to determine occupancy, compliance results were generated using a defaulted value of Primary.
Disbursement Date Missing	Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing.
Property Type Not Provided	(Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.
Final Title Policy is missing. No evidence of title in file.
Missing Document: Missing Final 1003
TILA - Final TIL Missing	Missing Final TIL.
(Doc Error) Initial GFE not provided
Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.
Missing Final HUD-1: No Document Used For Fee Testing	Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.
Missing Initial Loan Application No Fees	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.
Notice of Right to Cancel Missing	Truth in Lending Act: Notice of Right to Cancel was not provided.
Unable to determine occupancy, compliance results were generated using a defaulted value of Primary.
Disbursement Date Missing	Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing.
Property Type Not Provided	(Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.
Final Title Policy is missing. No evidence of title in file.
Missing Document: Missing Final 1003
TILA - Final TIL Missing	Missing Final TIL.
(Doc Error) Initial GFE not provided
Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.
Missing Final HUD-1: No Document Used For Fee Testing	Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.
Missing Initial Loan Application No Fees	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.
Notice of Right to Cancel Missing	Truth in Lending Act: Notice of Right to Cancel was not provided.
Unable to determine occupancy, compliance results were generated using a defaulted value of Primary.
Disbursement Date Missing	Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing.
Property Type Not Provided	(Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.
Final TIL Estimated	Final TIL disclosure found in file had markings indicating one or more entries are estimates.
Michigan Consumer Mortgage Protection Act (Borrower Bill of Rights Disclosure Not Provided)	Michigan Consumer Mortgage Protection Act: Borrower Bill of Rights disclosure not provided to borrower.
Michigan Consumer Caution and Home Ownership Counseling Notice Not Provided	Michigan Consumer Mortgage Protection Act: Consumer Caution and Home Ownership Counseling Notice not provided to borrower.
Missing Document: Missing Final 1003
TILA - Final TIL Missing	Missing Final TIL.
(Doc Error) Initial GFE not provided
Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.
Missing Final HUD-1: No Document Used For Fee Testing	Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.
Michigan Consumer Mortgage Protection Act (Counseling Agencies List)	Michigan Consumer Mortgage Protection Act: List of HUD-approved credit counseling agencies not provided to borrower.
Missing Initial Loan Application No Fees	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.
Notice of Right to Cancel Missing	Truth in Lending Act: Notice of Right to Cancel was not provided.
Unable to determine occupancy, compliance results were generated using a defaulted value of Primary.
Disbursement Date Missing	Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing.
Final Title Policy is missing. No evidence of title in file.
(Doc Error) TIL Error: Borrower signature not dated.
Missing Document: Missing Final 1003
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
Right of Rescission Timing - Receipt Date Missing	Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements.
Right of Rescission Timing - Note Date used as Transaction Date	Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements
(Doc Error) TIL Error: Borrower signature not dated.
Missing Document: Missing Final 1003
TILA - Final TIL Missing	Missing Final TIL.
(Doc Error) Initial GFE not provided
Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.
Missing Final HUD-1: No Document Used For Fee Testing	Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.
Missing Initial Loan Application No Fees	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.
Notice of Right to Cancel Missing	Truth in Lending Act: Notice of Right to Cancel was not provided.
Unable to determine occupancy, compliance results were generated using a defaulted value of Primary.
Disbursement Date Missing	Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing.
Property Type Not Provided	(Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.
(Doc Error) TIL Error: Borrower signature not dated.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date.
Right of Rescission Timing - Receipt Date Missing	Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements.
(Missing Data) Unable to determine if loan is a same lender refi (Circuit 2, 5, 7, 8, 9, 10 or DC)	Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used. (H-8 Form was used and property is in the 2 nd, 5 th, 7 th, 8 th, 9 th, 10 th, or District of Columbia)
(Doc Error) TIL Error: Borrower signature not dated.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
(Doc Error) TIL Error: Borrower signature not dated.
Missing Document: Missing Final 1003
Right of Rescission Timing - Receipt Date Missing	Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements.
Missing Document: Missing Final 1003
Missing Document: Mortgage Insurance Certificate (MIC) not provided
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.
Final TIL Estimated	Final TIL disclosure found in file had markings indicating one or more entries are estimates.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
Missing Document: Missing Final 1003
TILA - Final TIL Missing	Missing Final TIL.
(Doc Error) Initial GFE not provided
Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.
Missing Final HUD-1: No Document Used For Fee Testing	Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.
Missing Initial Loan Application No Fees	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.
Unable to determine occupancy, compliance results were generated using a defaulted value of Primary.
Disbursement Date Missing	Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing.
RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days	RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges.
RESPA (2010) - Loan Amount on Final GFE Inaccurate	RESPA (2010): Loan Amount on Final GFE does not match Note.
RESPA (2010) - Initial Payment on GFE Inaccurate	RESPA (2010): Initial payment on GFE does not match actual payment on loan.
Missing Document: Mortgage Insurance Certificate (MIC) not provided
Property Type Not Provided	(Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.
Missing Document: Missing Final 1003
RESPA Servicing Disclosure: Servicing Disclosure Statement Missing	RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement.
RESPA Disclosure - HUD Settlement Cost Booklet Missing	RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet.
2011 TIL-MDIA Rate-Payment Summary Table - Maximum Ever Change Date Inaccurate	Truth in Lending Act (MDIA 2011): The "Maximum Ever" date on the Final TIL does not match the earliest date on which the maximum rate may apply.
Federal FACTA Disclosure Timing Test	FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score.
CHARM Booklet Disclosure Timing	TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower within three (3) days of application.
ARM Disclosure Timing Test	TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower within three (3) days of application.
RESPA - Initial GFE Not Provided Within 3 Business Days of Application	Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.
Missing Document: Missing Final 1003
RESPA Servicing Disclosure: Servicing Disclosure Statement Missing	RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement.
TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application	Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.
RESPA (2010) - 10% Tolerance With Cure	RESPA (2010): 10% tolerance violation with evidence of cure provided on Final HUD-1.
RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure	RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure.
FACTA Disclosure Missing	FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Third Circuit)	Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used.
(Missing Data) Last Rate Set Date	Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.
Safe Act NMLS - Missing Evidence of Initial Loan Application Date	Secure and Fair Enforcement for Mortgage Licensing Act: Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date.
RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days	RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges.
RESPA (2010) - Loan Amount on Final GFE Inaccurate	RESPA (2010): Loan Amount on Final GFE does not match Note.
RESPA (2010) - Initial Payment on GFE Inaccurate	RESPA (2010): Initial payment on GFE does not match actual payment on loan.
RESPA (2010) - 10% Tolerance Without Cure	RESPA (2010): 10% tolerance violation without evidence of sufficient cure provided.
RESPA - Initial GFE Not Provided Within 3 Business Days of Application	Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.
RESPA (2010) - 0% Tolerance (Line 1203) With Cure	RESPA (2010): 0% tolerance violation for 1203 fee with evidence of cure provided on Final HUD-1
TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application	Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.
SAFE Act - Individual LO not licensed at time of application	Unable to test Loan Originator license due to missing information.
SAFE Act - Individual LO NMLS license status not approved	Unable to test Individual Loan Originator license status due to missing information.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application	Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.
(Missing Data) Last Rate Set Date	Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.
Safe Act NMLS - Missing Evidence of Initial Loan Application Date	Secure and Fair Enforcement for Mortgage Licensing Act: Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date.
ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation	ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:PrimaryXXXX)
TRID Final Closing Disclosure Non Escrowed Property Costs Year 1	TILA-RESPA Integrated Disclosure - Loan Disclosures: Amount of Non-Escrowed Property Costs over Year 1 of 83.30 on Final Closing Disclosure provided on XXXX not accurate. (FinalXXXX)
TRID Initial Loan Estimate Timing Electronically Provided	TILA-RESPA Integrated Disclosure: Loan Estimate not delivered to Borrower(s) within three (3) business days of application. Initial Loan Estimate dated XXXX was electronically provided without or prior to borrower's consent to receive electronic disclosures. Failure to comply with the provisions of the E-Sign Act and failure to provide good faith estimate of fees timely may result in additional fee tolerance violations. (InitialXXXX)
(Doc Error) TIL Error: Borrower signature not dated.
West Virginia Residential Mortgage Lender, Broker, and Servicer Act (Impermissible Application Fee Charged)	West Virginia Residential Mortgage Lender, Broker and Servicer Act: Application fee was charged to borrower.
West Virginia Residential Mortgage Lender, Broker, and Servicer Act (Borrower Not Charged for Actual Amounts of Third Party Fees)	West Virginia Residential Mortgage Lender, Broker and Servicer Act: No evidence in file to support that the borrower was charged the actual amounts for all third party fees.
Final TIL Finance Charge Under Disclosed	Truth In Lending Act: Final TIL Finance Charge of $237,234.83 is underdisclosed from calculated Finance Charge of $239,101.50 in the amount of $1,866.67.	Unable to determine reason for under disclosure, appears to be due to Mortgage Insurance in Pay stream
Missing Document: Mortgage Insurance Certificate (MIC) not provided
RESPA Disclosure - HUD Settlement Cost Booklet Missing	RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet.
Final TIL Estimated	Final TIL disclosure found in file had markings indicating one or more entries are estimates.
SAFE Act - Individual LO not licensed at time of application	Unable to test Loan Originator license due to missing information.
SAFE Act - Individual LO NMLS does not match NMLS	Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator NMLSR information on loan documents does not match NMLSR.
SAFE Act - Individual LO NMLS license status not approved	Unable to test Individual Loan Originator license status due to missing information.
Missing Document: Missing Final 1003
TILA - Final TIL Missing	Missing Final TIL.
(Doc Error) Initial GFE not provided
Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.
Missing Final HUD-1: No Document Used For Fee Testing	Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.	Missing initial 1003
Missing Initial Loan Application No Fees	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.
Notice of Right to Cancel Missing	Truth in Lending Act: Notice of Right to Cancel was not provided.
Unable to determine occupancy, compliance results were generated using a defaulted value of Primary.
Disbursement Date Missing	Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing.
Property Type Not Provided	(Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.
Final Title Policy is missing. No evidence of title in file.
RESPA (2010) - Loan Amount on Final GFE Inaccurate	RESPA (2010): Loan Amount on Final GFE does not match Note.
RESPA (2010) - Initial Payment on GFE Inaccurate	RESPA (2010): Initial payment on GFE does not match actual payment on loan.
RESPA (2010) - 0% Tolerance (Line 1203) With Cure	RESPA (2010): 0% tolerance violation for 1203 fee with evidence of cure provided on Final HUD-1
RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days	RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges.
RESPA - Initial GFE Not Provided Within 3 Business Days of Application	Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.
RESPA (2010) - Interest Rate on GFE Inaccurate	RESPA (2010): Interest Rate on GFE does not match Note.
RESPA (2010) - Loan Amount on Final GFE Inaccurate	RESPA (2010): Loan Amount on Final GFE does not match Note.
RESPA (2010) - Initial Payment on GFE Inaccurate	RESPA (2010): Initial payment on GFE does not match actual payment on loan.
TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application	Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.
SAFE Act - LO Company not licensed at time of application	Unable to test LO company NMLS license due to missing information.
SAFE Act - Individual LO not licensed at time of application	Unable to test Loan Originator license due to missing information.
SAFE Act - Individual LO NMLS does not match NMLS	Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator NMLSR information on loan documents does not match NMLSR.
Federal HPML 2009 Non Compliant	Federal Higher-Priced Mortgage Loan: APR on subject loan of 5.00125% or Final Disclosure APR of 5.00720% is in excess of allowable threshold of APOR 3.41% + 1.5%, or 4.91000%. Non-Compliant Higher Priced Mortgage Loan.
SAFE Act - LO Company NMLS license status not approved	Unable to test LO company status due to missing information.
SAFE Act - Individual LO NMLS license status not approved	Unable to test Individual Loan Originator license status due to missing information.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application	Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.
(Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Ability to Repay Not Verified)	Federal Higher Priced Mortgage Loan: Borrower’s ability to repay not verified with reliable documentation.
(Missing Data) Last Rate Set Date	Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.
Safe Act NMLS - Missing Evidence of Initial Loan Application Date	Secure and Fair Enforcement for Mortgage Licensing Act: Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date.
Maryland Counseling Disclosure Not In File	Maryland HB1399 - No evidence of counseling disclosure per Maryland HB 1399.
RESPA - Initial GFE Not Provided Within 3 Business Days of Application	Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.
TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application	Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application	Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.
(Missing Data) Last Rate Set Date	Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.
Safe Act NMLS - Missing Evidence of Initial Loan Application Date	Secure and Fair Enforcement for Mortgage Licensing Act: Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date.
RESPA - Initial GFE Missing	RESPA: Initial GFE not provided to Borrower(s).
RESPA (2010) – Written Service Provider List Missing	Unable to determine if the borrower received a list of service providers due to missing information.
Missing Document: Missing Final 1003
Missing Document: Mortgage Insurance Certificate (MIC) not provided
RESPA Servicing Disclosure: Servicing Disclosure Statement Missing	RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement.
RESPA Disclosure - HUD Settlement Cost Booklet Missing	RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet.
TIL-MDIA - Initial TIL Missing	Truth in Lending Act (Early TIL Disclosure): Initial TIL was not provided to the borrower.
TILA - Final TIL Missing	Missing Final TIL.
(Doc Error) Initial GFE not provided
Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.
(Missing Data) Missing Information to Determine Origination Channel	Unable to determine the origination channel based on the loan documents provided for review. The compliance review was performed with using the equivalent evaluation that would be considered for an Origination Channel of Retail.
SAFE Act - LO Company not licensed at time of application	Unable to test LO company NMLS license due to missing information.	Initial 1003 missing
SAFE Act - Individual LO not licensed at time of application	Unable to test Loan Originator license due to missing information.	Initial 1003 missing
FACTA Disclosure Missing	FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.	Facta missing
SAFE Act - LO Company NMLS license status not approved	Unable to test LO company status due to missing information.	Initial 1003 missing
SAFE Act - Individual LO NMLS license status not approved	Unable to test Individual Loan Originator license status due to missing information.	Initial 1003 missing
Missing Final HUD-1: No Document Used For Fee Testing	Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.	Initial 1003 missing
Missing Initial Loan Application No Fees	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.
RESPA - Initial Escrow Account Statement Missing	RESPA: Initial escrow account statement was not provided to the borrower.	Disclosure missing
Unable to determine occupancy, compliance results were generated using a defaulted value of Primary.
Disbursement Date Missing	Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing.
Property Type Not Provided	(Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.
Final Title Policy is missing. No evidence of title in file.
(Missing Data) Last Rate Set Date	Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.
Safe Act NMLS - Missing Evidence of Initial Loan Application Date	Secure and Fair Enforcement for Mortgage Licensing Act: Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date.
RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days	RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges.
RESPA (2010) – Written Service Provider List Not Provided Timely	RESPA (2010) - Borrower did not receive a list of service providers at the time the Good Faith Estimate was provided.
RESPA (2010) - Initial Payment on Final HUD-1 Inaccurate	RESPA (2010): Initial payment on Final HUD-1 does not match actual payment on loan.
TIL-MDIA 3-day Waiting Period - Corrected TIL for APR Inaccuracy Received Less than 3 Business Days from Consummation	Truth in Lending Act (Early TIL Disclosure): Corrected TIL for APR inaccuracy was not received by the borrower at least three (3) business days prior to closing.
RESPA Disclosure - HUD Settlement Cost Booklet Missing	RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet.
RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days	RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges.
Missing Document: Missing Final 1003
(Missing Data) Last Rate Set Date	Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.
Missing Document: Mortgage Insurance Certificate (MIC) not provided
RESPA (2010) – Written Service Provider List Not Provided Timely	RESPA (2010) - Borrower did not receive a list of service providers at the time the Good Faith Estimate was provided.
RESPA Disclosure - List of Homeownership Counseling Organizations Missing	RESPA Disclosure Rule (Dodd-Frank 2014): Creditor did not provide List of Homeownership Counseling Organizations to borrower.
TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided	TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Title - Settlement / Closing / Escrow Fee. Fee Amount of $300.00 exceeds tolerance of $0.00. Insufficient or no cure was provided to the borrower. (77169)	Cure document not found.
RESPA (2010) - Interest Rate on GFE Inaccurate	RESPA (2010): Interest Rate on GFE does not match Note.
RESPA (2010) - Initial Payment on GFE Inaccurate	RESPA (2010): Initial payment on GFE does not match actual payment on loan.
RESPA (2010) - 0% Tolerance (Line 802) Without Cure	RESPA (2010): 0% tolerance violation for 802 fee without evidence of sufficient cure provided.
RESPA (2010) - 0% Tolerance (Line 803) Without Cure	RESPA (2010): 0% tolerance violation for 803 fee without evidence of sufficient cure provided.
SAFE Act - NMLS Info Not in File	Secure and Fair Enforcement for Mortgage Licensing Act: NMLSR information not present on loan application.
RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days	RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges.
RESPA (2010) - Loan Amount on Final GFE Inaccurate	RESPA (2010): Loan Amount on Final GFE does not match Note.
RESPA (2010) - Initial Payment on GFE Inaccurate	RESPA (2010): Initial payment on GFE does not match actual payment on loan.
RESPA (2010) – Written Service Provider List Not Provided Timely	RESPA (2010) - Borrower did not receive a list of service providers at the time the Good Faith Estimate was provided.
(Doc Error) GFE Error: Interest rate available through date not provided.	GFE Date: 10/17/2012 Interest Rate Available Through Date is blank for GFE dated 10/17/2012.	Not available on GFE.
RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure	RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure.
SAFE Act - Individual LO not licensed at time of application	Unable to test Loan Originator license due to missing information.
SAFE Act - Individual LO NMLS does not match NMLS	Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator NMLSR information on loan documents does not match NMLSR.
FACTA Disclosure Missing	FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.
SAFE Act - Individual LO NMLS license status not approved	Unable to test Individual Loan Originator license status due to missing information.
Property Type Not Provided	(Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.
RESPA - Initial GFE Not Provided Within 3 Business Days of Application	RESPA: Initial GFE not provided to Borrower(s) within three (3) business days of Application Date.
RESPA (2010) - Loan Amount on Final GFE Inaccurate	RESPA (2010): Loan Amount on Final GFE does not match Note.
RESPA (2010) - Initial Payment on GFE Inaccurate	RESPA (2010): Initial payment on GFE does not match actual payment on loan.
RESPA Servicing Disclosure: Servicing Disclosure Statement Missing	RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement.
TIL-MDIA - Initial TIL Missing	Truth in Lending Act (Early TIL Disclosure): Initial TIL was not provided to the borrower.
SAFE Act - Individual LO not licensed at time of application	Unable to test Loan Originator license due to missing information.
SAFE Act - Individual LO NMLS does not match NMLS	Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator NMLSR information on loan documents does not match NMLSR.
SAFE Act - Individual LO NMLS license status not approved	Unable to test Individual Loan Originator license status due to missing information.
TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC)	Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.
TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC)	Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used.
Property Type Not Provided	(Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.
(Doc Error) TIL Error: Final TIL not signed by all required parties		XXXX Loan. Final TIL not signed however, Acknowledgment of Receipt in file signed by borrower
TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date	Truth in Lending Act: Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s).
Final TIL Finance Charge Under Disclosed	Truth In Lending Act: Final TIL Finance Charge of $37,836.27 is underdisclosed from calculated Finance Charge of $38,231.01 in the amount of $394.74.
TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date	Truth in Lending Act: Subject loan transaction disbursed on XXXX, prior to three (3) business days from transaction date of XXXX.
RESPA - Initial GFE Missing	RESPA: Initial GFE not provided to Borrower(s).
RESPA (2010) – HUD column on HUD Comparison Chart Inaccurate	RESPA (2010) – HUD-1 column on page 3 of Final HUD-1 does not match charges on page 2 of disclosure.
Missing Document: Missing Final 1003
RESPA Servicing Disclosure: Servicing Disclosure Statement Missing	RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement.
TIL-MDIA - Initial TIL Missing	Truth in Lending Act (Early TIL Disclosure): Initial TIL was not provided to the borrower.
(Doc Error) Initial GFE not provided
SAFE Act - NMLS Info Not in File	Secure and Fair Enforcement for Mortgage Licensing Act: NMLSR information not present on loan application.
Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance	Truth in Lending Act: Unable to determine if Notice of Right to Cancel was executed on the proper Model Form. The H-9 form was used instead of the H-8 form, however, the loan file does not contain evidence that the refinance was by the original creditor.
RESPA - Initial Escrow Account Statement Missing	RESPA: Initial escrow account statement was not provided to the borrower.
Right of Rescission Timing - Receipt Date Missing	Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements.
(Missing Data) Last Rate Set Date	Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.
RESPA (2010) - 0% Tolerance (Line 803) With Cure	RESPA (2010): 0% tolerance violation for 803 fee with evidence of cure provided on Final HUD-1
Final TIL Finance Charge Under Disclosed	Truth In Lending Act: Final TIL Finance Charge of $218,146.53 is underdisclosed from calculated Finance Charge of $218,384.47 in the amount of $237.94.	Unable to determine under disclosure due to missing itemization of amount financed.
RESPA (2010) - 0% Tolerance (Line 801) With Cure	RESPA (2010): 0% tolerance violation for 801 fee with evidence of cure provided on Final HUD-1
RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure	RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure.
FACTA Disclosure Missing	FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.
RESPA - Initial GFE Missing	RESPA: Initial GFE not provided to Borrower(s).
RESPA (2010) – Written Service Provider List Missing	RESPA (2010): Borrower not provided with list of service providers.
RESPA Servicing Disclosure: Servicing Disclosure Statement Missing	RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement.
TIL-MDIA - Initial TIL Missing	Truth in Lending Act (Early TIL Disclosure): Initial TIL was not provided to the borrower.
TILA - Final TIL Missing	Missing Final TIL.
(Doc Error) Initial GFE not provided
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
Notice of Right to Cancel Missing	Truth in Lending Act: Notice of Right to Cancel was not provided.
RESPA - Initial Escrow Account Statement Missing	RESPA: Initial escrow account statement was not provided to the borrower.
Property Type Not Provided	(Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.
(Missing Data) Last Rate Set Date	Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.
Safe Act NMLS - Missing Evidence of Initial Loan Application Date	Secure and Fair Enforcement for Mortgage Licensing Act: Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date.
(Doc Error) GFE Error: There is no evidence that the interest rate was locked prior to closing
Final TIL Finance Charge Under Disclosed	Truth In Lending Act: Final TIL Finance Charge of $54,519.79 is underdisclosed from calculated Finance Charge of $54,570.73 in the amount of $50.94.	Unable to determine reason for under disclosure due to missing itemization of amount financed.
RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days	RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges.
RESPA (2010) - Loan Amount on Final GFE Inaccurate	RESPA (2010): Loan Amount on Final GFE does not match Note.
RESPA (2010) - Loan Term on Final GFE Inaccurate	RESPA (2010): Loan Term on Final GFE does not match Note.
RESPA (2010) - Initial Payment on GFE Inaccurate	RESPA (2010): Initial payment on GFE does not match actual payment on loan.
(Doc Error) GFE Error: Interest rate available through date not provided.	GFE Date: 07/26/2012 Interest Rate Available Through Date is blank for GFE dated 07/26/2012.
New York Late Charge Percent Testing	New York Late Charge: Note late charge percent of 5.00000% exceeds the state maximum of 2%.
Right of Rescission Timing - Note Date used as Transaction Date	Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements
Property Type Not Provided	(Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.
Missing Document: Missing Final 1003
RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing	RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
Missing Document: Mortgage Insurance Certificate (MIC) not provided
North Carolina First Lien Late Charge Percent Testing	North Carolina Late Charge: Note late charge percent of 5.00000% exceeds the state maximum of 4%.
RESPA (2010) - Loan Amount on Final GFE Inaccurate	RESPA (2010): Loan Amount on Final GFE does not match Note.
RESPA (2010) - Initial Payment on GFE Inaccurate	RESPA (2010): Initial payment on GFE does not match actual payment on loan.
FACTA Disclosure Missing	FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.
Property Type Not Provided	(Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.
Missing Document: Missing Final 1003
TILA - Final TIL Missing	Missing Final TIL.
(Doc Error) Initial GFE not provided
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
Notice of Right to Cancel Missing	Truth in Lending Act: Notice of Right to Cancel was not provided.
Missing Document: Missing Final 1003
TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Third Circuit)	Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used.
RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days	RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges.
RESPA (2010) – GFE column on HUD Comparison Chart Inaccurate	RESPA (2010) – GFE column on page 3 of Final HUD-1 does not match most recently disclosed GFE.
RESPA (2010) - Loan Amount on Final GFE Inaccurate	RESPA (2010): Loan Amount on Final GFE does not match Note.
RESPA (2010) - Initial Payment on GFE Inaccurate	RESPA (2010): Initial payment on GFE does not match actual payment on loan.
FACTA Disclosure Missing	FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.
Right of Rescission Timing - Note Date used as Transaction Date	Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements
TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date	Truth in Lending Act: Subject loan transaction disbursed on XXXX, prior to three (3) business days from transaction date of XXXX.
RESPA (2010) - Initial Payment on GFE Inaccurate	RESPA (2010): Initial payment on GFE does not match actual payment on loan.
RESPA (2010) – Written Service Provider List Not Provided Timely	RESPA (2010) - Borrower did not receive a list of service providers at the time the Good Faith Estimate was provided.
RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application	RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement to applicant within three (3) business days of application.
Right of Rescission Timing - Note Date used as Transaction Date	Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.
Missing Document: Missing Final 1003
(TX50(a)(6)) Texas Cash-out Loan (No evidence that borrower received copies of all documents signed at closing)	Texas Constitution Section 50(a)(6): Texas Cash-out Loan. No evidence that borrower(s) received copies of all documents signed at time of closing.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
RESPA - Initial GFE Missing	RESPA: Initial GFE not provided to Borrower(s).
RESPA (2010) – Written Service Provider List Missing	Unable to determine if the borrower received a list of service providers due to missing information.
Missing Document: Missing Final 1003
RESPA Servicing Disclosure: Servicing Disclosure Statement Missing	RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement.
TIL-MDIA - Initial TIL Missing	Truth in Lending Act (Early TIL Disclosure): Initial TIL was not provided to the borrower.
TILA - Final TIL Missing	Missing Final TIL.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing	RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower.
(Doc Error) Initial GFE not provided
Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.
(Missing Data) Missing Information to Determine Origination Channel	Unable to determine the origination channel based on the loan documents provided for review. The compliance review was performed with using the equivalent evaluation that would be considered for an Origination Channel of Retail.
SAFE Act - Individual LO not licensed at time of application	Unable to test Loan Originator license due to missing information.
SAFE Act - Individual LO NMLS does not match NMLS	Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator NMLSR information on loan documents does not match NMLSR.
FACTA Disclosure Missing	FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.
SAFE Act - Individual LO NMLS license status not approved	Unable to test Individual Loan Originator license status due to missing information.
Missing Final HUD-1: HUD-1 Not Signed or Stamped Used For Fee Testing	Missing Final HUD-1: HUD-1 Not Signed or Stamped used for any applicable Federal, State or Local compliance testing.
Missing Final HUD-1: No Document Used For Fee Testing	Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.
Missing Initial Loan Application No Fees	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.
Notice of Right to Cancel Missing	Truth in Lending Act: Notice of Right to Cancel was not provided.
Unable to determine occupancy, compliance results were generated using a defaulted value of Primary.
Disbursement Date Missing	Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing.
Property Type Not Provided	(Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.
Final Title Policy is missing. No evidence of title in file.
(Missing Data) Last Rate Set Date	Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.
Safe Act NMLS - Missing Evidence of Initial Loan Application Date	Secure and Fair Enforcement for Mortgage Licensing Act: Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date.
Maryland Counseling Disclosure Not In File	Maryland HB1399 - No evidence of counseling disclosure per Maryland HB 1399.
Maryland Mortgage Lending Regulations (Tangible Net Benefit Worksheet Not Provided)	Maryland Mortgage Lending Regulations: Net Tangible Benefit Worksheet not provided to borrower.
Maryland Ability to Repay Not Verified	Maryland SB270: Borrower’s ability to repay not verified with reliable documentation.
Property Type Not Provided	(Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.
RESPA (2010) - 0% Tolerance (Line 803) With Cure	RESPA (2010): 0% tolerance violation for 803 fee with evidence of cure provided on Final HUD-1
RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days	RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges.
RESPA (2010) - Loan Amount on Final GFE Inaccurate	RESPA (2010): Loan Amount on Final GFE does not match Note.
RESPA (2010) - Initial Payment on GFE Inaccurate	RESPA (2010): Initial payment on GFE does not match actual payment on loan.
RESPA (2010) - 0% Tolerance (Line 802) With Cure	RESPA (2010): 0% tolerance violation for 802 fee with evidence of cure provided on Final HUD-1
RESPA - Initial GFE Missing	RESPA: Initial GFE not provided to Borrower(s).
RESPA (2010) – Written Service Provider List Missing	RESPA (2010): Borrower not provided with list of service providers.
TIL-MDIA - Initial TIL Missing	Truth in Lending Act (Early TIL Disclosure): Initial TIL was not provided to the borrower.
TILA - Final TIL Missing	Missing Final TIL.
(Doc Error) Initial GFE not provided
SAFE Act - LO Company not licensed at time of application	Unable to test LO company NMLS license due to missing information.
SAFE Act - Individual LO not licensed at time of application	Unable to test Loan Originator license due to missing information.
SAFE Act - LO Company NMLS license status not approved	Unable to test LO company status due to missing information.
SAFE Act - Individual LO NMLS license status not approved	Unable to test Individual Loan Originator license status due to missing information.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
Notice of Right to Cancel Missing	Truth in Lending Act: Notice of Right to Cancel was not provided.
RESPA - Initial Escrow Account Statement Missing	RESPA: Initial escrow account statement was not provided to the borrower.
RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application	Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.
(Missing Data) Last Rate Set Date	Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.
Safe Act NMLS - Missing Evidence of Initial Loan Application Date	Secure and Fair Enforcement for Mortgage Licensing Act: Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
Missing Document: Missing Final 1003
Missing Document: Mortgage Insurance Certificate (MIC) not provided
TILA - Final TIL Missing	Missing Final TIL.
(Doc Error) Initial GFE not provided
Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.
Missing Final HUD-1: No Document Used For Fee Testing	Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.
Missing Initial Loan Application No Fees	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.
Disbursement Date Missing	Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing.
(Doc Error) TIL Error: Final TIL not signed by all required parties		XXXX Loan. Final TIL not signed however, Acknowledgment of Receipt in file signed by borrower.
RESPA - Initial GFE Missing	RESPA: Initial GFE not provided to Borrower(s).
RESPA Servicing Disclosure: Servicing Disclosure Statement Missing	RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement.
TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application	Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.
TIL-MDIA 7-day Waiting Period - Initial TIL Less than 7 days from Consummation	Truth in Lending Act (Early TIL Disclosure): Initial TIL was not delivered to the borrower at least seven (7) business days prior to note date.
(Doc Error) Initial GFE not provided
SAFE Act - LO Company not licensed at time of application	Unable to test LO company NMLS license due to missing information.
SAFE Act - Individual LO not licensed at time of application	Unable to test Loan Originator license due to missing information.
SAFE Act - LO Company NMLS license status not approved	Unable to test LO company status due to missing information.
SAFE Act - Individual LO NMLS license status not approved	Unable to test Individual Loan Originator license status due to missing information.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
RESPA - Initial Escrow Account Statement Missing	RESPA: Initial escrow account statement was not provided to the borrower.
Right of Rescission Timing - Receipt Date Missing	Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements.
(Missing Data) Last Rate Set Date	Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.
Safe Act NMLS - Missing Evidence of Initial Loan Application Date	Secure and Fair Enforcement for Mortgage Licensing Act: Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date.
RESPA (2010) - 10% Tolerance With Cure	RESPA (2010): 10% tolerance violation with evidence of cure provided on Final HUD-1.
SAFE Act - Individual LO NMLS does not match NMLS	Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator NMLSR information on loan documents does not match NMLSR.
(Missing Data) Last Rate Set Date	Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.
Missing Document: Missing Final 1003
TILA - Final TIL Missing	Missing Final TIL.
(Doc Error) Initial GFE not provided
Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.
Missing Final HUD-1: No Document Used For Fee Testing	Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.
Missing Initial Loan Application No Fees	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.
Unable to determine occupancy, compliance results were generated using a defaulted value of Primary.
Disbursement Date Missing	Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing.
Property Type Not Provided	(Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.
Final Title Policy is missing. No evidence of title in file.
Final TIL Finance Charge Under Disclosed	Truth In Lending Act: Final TIL Finance Charge of $211,000.81 is underdisclosed from calculated Finance Charge of $211,060.90 in the amount of $60.09.	Unable to determine under disclosure due to missing Final TIL Itemization.
RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days	RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges.
RESPA - Initial GFE Not Provided Within 3 Business Days of Application	Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.
TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application	Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.
SAFE Act - LO Company not licensed at time of application	Unable to test LO company NMLS license due to missing information.
SAFE Act - Individual LO not licensed at time of application	Unable to test Loan Originator license due to missing information.
SAFE Act - Individual LO NMLS does not match NMLS	Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator NMLSR information on loan documents does not match NMLSR.
SAFE Act - LO Company NMLS license status not approved	Unable to test LO company status due to missing information.
SAFE Act - Individual LO NMLS license status not approved	Unable to test Individual Loan Originator license status due to missing information.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application	Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.
Safe Act NMLS - Missing Evidence of Initial Loan Application Date	Secure and Fair Enforcement for Mortgage Licensing Act: Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date.
RESPA Servicing Disclosure: Servicing Disclosure Statement Missing	RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement.
RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure	RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure.
(Missing Data) Last Rate Set Date	Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.
RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days	RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges.
RESPA (2010) - Loan Amount on Final GFE Inaccurate	RESPA (2010): Loan Amount on Final GFE does not match Note.
RESPA (2010) - Initial Payment on GFE Inaccurate	RESPA (2010): Initial payment on GFE does not match actual payment on loan.
TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Third Circuit)	Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used.
RESPA (2010) - Loan Amount on Final GFE Inaccurate	RESPA (2010): Loan Amount on Final GFE does not match Note.
RESPA (2010) - Initial Payment on GFE Inaccurate	RESPA (2010): Initial payment on GFE does not match actual payment on loan.
Right of Rescission Timing - Note Date used as Transaction Date	Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements
(Doc Error) GFE Error: There is no evidence that the interest rate was locked prior to closing		Rate Lock would have applied to GFE dated XXXX, which is missing pages 2 & 3.
RESPA - Initial GFE Not Provided Within 3 Business Days of Application	Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.	GFE dated XXXX is missing pages 2 and 3
RESPA (2010) - Interest Rate on GFE Inaccurate	RESPA (2010): Interest Rate on GFE does not match Note.
RESPA (2010) - Initial Payment on GFE Inaccurate	RESPA (2010): Initial payment on GFE does not match actual payment on loan.
TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application	Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.
RESPA Disclosure - HUD Settlement Cost Booklet Missing	RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet.
RESPA (2010) - 10% Tolerance Without Cure	RESPA (2010): 10% tolerance violation without evidence of sufficient cure provided.
RESPA (2010) - 0% Tolerance (Line 802) Without Cure	RESPA (2010): 0% tolerance violation for 802 fee without evidence of sufficient cure provided.
RESPA (2010) - 0% Tolerance (Line 803) Without Cure	RESPA (2010): 0% tolerance violation for 803 fee without evidence of sufficient cure provided.
SAFE Act - LO Company not licensed at time of application	Unable to test LO company NMLS license due to missing information.
SAFE Act - Individual LO not licensed at time of application	Unable to test Loan Originator license due to missing information.
SAFE Act - LO Company NMLS license status not approved	Unable to test LO company status due to missing information.
SAFE Act - Individual LO NMLS license status not approved	Unable to test Individual Loan Originator license status due to missing information.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application	Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.
Federal LO Compensation Dual Compensation Pre-Dodd Frank Test	Loan Originator Compensation: Dual compensation received from both a consumer and person other than consumer.
Safe Act NMLS - Missing Evidence of Initial Loan Application Date	Secure and Fair Enforcement for Mortgage Licensing Act: Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days	RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges.
RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days	RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges.
RESPA - Initial GFE Not Provided Within 3 Business Days of Application	Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.
RESPA (2010) - Loan Amount on Final GFE Inaccurate	RESPA (2010): Loan Amount on Final GFE does not match Note.
RESPA (2010) - Initial Payment on GFE Inaccurate	RESPA (2010): Initial payment on GFE does not match actual payment on loan.
RESPA (2010) – Written Service Provider List Missing	RESPA (2010): Borrower not provided with list of service providers.
TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application	Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.
(Doc Error) GFE Error: Interest rate available through date not provided.	GFE Date: 09/23/2013 Interest Rate Available Through Date is blank for GFE dated 09/23/2013.
SAFE Act - LO Company not licensed at time of application	Unable to test LO company NMLS license due to missing information.
SAFE Act - Individual LO not licensed at time of application	Unable to test Loan Originator license due to missing information.
SAFE Act - LO Company NMLS license status not approved	Unable to test LO company status due to missing information.
SAFE Act - Individual LO NMLS license status not approved	Unable to test Individual Loan Originator license status due to missing information.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application	Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.
Safe Act NMLS - Missing Evidence of Initial Loan Application Date	Secure and Fair Enforcement for Mortgage Licensing Act: Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date.
Ohio Consumer Sales Practices Act (Acknowledgement of Receipt of Home Mortgage Loan Information Document Not Retained by Lender)	Ohio Consumer Sales Practices Act: Acknowledgement of Receipt of Home Mortgage Loan Information Document not retained by lender.
Ohio Consumer Sales Practices Act (Closing Disclosure Not Provided)	Ohio Consumer Sales Practices Act: Consumer did not receive the required Closing Disclosure.
RESPA - Initial GFE Missing	RESPA: Initial GFE not provided to Borrower(s).
Missing Document: Missing Final 1003
RESPA Servicing Disclosure: Servicing Disclosure Statement Missing	RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement.
TIL-MDIA - Initial TIL Missing	Truth in Lending Act (Early TIL Disclosure): Initial TIL was not provided to the borrower.
TILA - Final TIL Missing	Missing Final TIL.
(Doc Error) Initial GFE not provided
Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.
(Missing Data) Missing Information to Determine Origination Channel	Unable to determine the origination channel based on the loan documents provided for review. The compliance review was performed with using the equivalent evaluation that would be considered for an Origination Channel of Retail.
Ohio CSPA Tangible Net Benefit Test	Ohio Consumer Sales Practices Act: Unable to determine if mortgage loan refinanced has a tangible net benefit to the borrower due to missing prior loan information.
Federal HPML 2009 Non Compliant	Federal Higher-Priced Mortgage Loan: APR on subject loan of 4.58679% or Final Disclosure APR of 0.00000% is in excess of allowable threshold of APOR 2.66% + 1.5%, or 4.16000%. Non-Compliant Higher Priced Mortgage Loan.
Missing Final HUD-1: No Document Used For Fee Testing	Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.
Missing Initial Loan Application No Fees	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 6 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.
Notice of Right to Cancel Missing	Truth in Lending Act: Notice of Right to Cancel was not provided.
RESPA - Initial Escrow Account Statement Missing	RESPA: Initial escrow account statement was not provided to the borrower.
Unable to determine occupancy, compliance results were generated using a defaulted value of Primary.
(Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Ability to Repay Not Verified)	Federal Higher Priced Mortgage Loan: Borrower’s ability to repay not verified with reliable documentation.
Ohio Consumer Sales Practices Act (Ability to Repay not Verified)	Ohio Consumer Sales Practices Act: Borrower’s ability to repay not verified with reliable documentation.
Disbursement Date Missing	Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing.
Property Type Not Provided	(Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.
(Fed HPML Provision) Federal Higher-Priced Mortgage Loan (1st Lien, Escrow Not Established)	Federal Higher-Priced Mortgage Loan: Mandatory escrow account not established on 1st lien mortgage loan.
Final Title Policy is missing. No evidence of title in file.
(Missing Data) Last Rate Set Date	Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.
Safe Act NMLS - Missing Evidence of Initial Loan Application Date	Secure and Fair Enforcement for Mortgage Licensing Act: Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date.
TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date	Truth in Lending Act: Subject loan transaction disbursed on XXXX, prior to three (3) business days from transaction date of XXXX.
Missing Final HUD-1: Estimated HUD-1 Used For Fee Testing	Missing Final HUD-1: Estimated HUD-1 used for any applicable Federal, State or Local compliance testing.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
Missing Document: Missing Final 1003
TILA - Final TIL Missing	Missing Final TIL.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing	RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower.
(Doc Error) Initial GFE not provided
Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.
CHARM Booklet Disclosure Status	TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.
Missing Final HUD-1: No Document Used For Fee Testing	Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
Missing Initial Loan Application No Fees	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.
Notice of Right to Cancel Missing	Truth in Lending Act: Notice of Right to Cancel was not provided.
Unable to determine occupancy, compliance results were generated using a defaulted value of Primary.
Disbursement Date Missing	Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing.
Property Type Not Provided	(Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.
Final Title Policy is missing. No evidence of title in file.
ARM Disclosure Status Test	TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower.
RESPA - Initial GFE Missing	RESPA: Initial GFE not provided to Borrower(s).
Missing Document: Missing Final 1003
RESPA Servicing Disclosure: Servicing Disclosure Statement Missing	RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement.
TIL-MDIA - Initial TIL Missing	Truth in Lending Act (Early TIL Disclosure): Initial TIL was not provided to the borrower.
TILA - Final TIL Missing	Missing Final TIL.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing	RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower.
(Doc Error) Initial GFE not provided
(Missing Data) Missing Information to Determine Origination Channel	Unable to determine the origination channel based on the loan documents provided for review. The compliance review was performed with using the equivalent evaluation that would be considered for an Origination Channel of Retail.
Missing Final HUD-1: No Document Used For Fee Testing	Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.
Missing Initial Loan Application No Fees	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.
Notice of Right to Cancel Missing	Truth in Lending Act: Notice of Right to Cancel was not provided.
Unable to determine occupancy, compliance results were generated using a defaulted value of Primary.
Disbursement Date Missing	Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing.
(Missing Data) Last Rate Set Date	Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.
Safe Act NMLS - Missing Evidence of Initial Loan Application Date	Secure and Fair Enforcement for Mortgage Licensing Act: Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date.
RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days	RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges.
RESPA - Initial GFE Not Provided Within 3 Business Days of Application	Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.
TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application	Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.
SAFE Act - LO Company not licensed at time of application	Unable to test LO company NMLS license due to missing information.
SAFE Act - Individual LO not licensed at time of application	Unable to test Loan Originator license due to missing information.
SAFE Act - LO Company NMLS license status not approved	Unable to test LO company status due to missing information.
SAFE Act - Individual LO NMLS license status not approved	Unable to test Individual Loan Originator license status due to missing information.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application	Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.
(Missing Data) Last Rate Set Date	Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.
Safe Act NMLS - Missing Evidence of Initial Loan Application Date	Secure and Fair Enforcement for Mortgage Licensing Act: Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date.
Missing Document: Missing Final 1003
TILA - Final TIL Missing	Missing Final TIL.
(Doc Error) Initial GFE not provided
Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.
Missing Final HUD-1: No Document Used For Fee Testing	Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.
Missing Initial Loan Application No Fees	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.
Notice of Right to Cancel Missing	Truth in Lending Act: Notice of Right to Cancel was not provided.
Unable to determine occupancy, compliance results were generated using a defaulted value of Primary.
Disbursement Date Missing	Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing.
Property Type Not Provided	(Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.
Missing Document: Missing Final 1003
Missing Document: Mortgage Insurance Certificate (MIC) not provided
TILA - Final TIL Missing	Missing Final TIL.
(Doc Error) Initial GFE not provided
Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
Property Type Not Provided	(Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.
Missing Document: Missing Final 1003
TILA - Final TIL Missing	Missing Final TIL.
(Doc Error) Initial GFE not provided
Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.
Missing Final HUD-1: No Document Used For Fee Testing	Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
Missing Initial Loan Application No Fees	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.
Notice of Right to Cancel Missing	Truth in Lending Act: Notice of Right to Cancel was not provided.
Unable to determine occupancy, compliance results were generated using a defaulted value of Primary.
Disbursement Date Missing	Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing.
Property Type Not Provided	(Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.
Final Title Policy is missing. No evidence of title in file.
RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days	RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges.
RESPA (2010) – GFE column on HUD Comparison Chart Inaccurate	RESPA (2010) – GFE column on page 3 of Final HUD-1 does not match most recently disclosed GFE.
RESPA - Initial GFE Not Provided Within 3 Business Days of Application	Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.
RESPA (2010) – Written Service Provider List Not Provided Timely	RESPA (2010) - Borrower did not receive a list of service providers at the time the Good Faith Estimate was provided.
TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application	Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.
RESPA Disclosure - HUD Settlement Cost Booklet Missing	RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet.
SAFE Act - LO Company not licensed at time of application	Unable to test LO company NMLS license due to missing information.
SAFE Act - Individual LO not licensed at time of application	Unable to test Loan Originator license due to missing information.
SAFE Act - LO Company NMLS license status not approved	Unable to test LO company status due to missing information.
SAFE Act - Individual LO NMLS license status not approved	Unable to test Individual Loan Originator license status due to missing information.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application	Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.
Safe Act NMLS - Missing Evidence of Initial Loan Application Date	Secure and Fair Enforcement for Mortgage Licensing Act: Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date.
SAFE Act - Individual LO not licensed at time of application	Unable to test Loan Originator license due to missing information.
SAFE Act - Individual LO NMLS does not match NMLS	Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator NMLSR information on loan documents does not match NMLSR.
SAFE Act - Individual LO NMLS license status not approved	Unable to test Individual Loan Originator license status due to missing information.
RESPA (2010) - Loan Amount on Final GFE Inaccurate	RESPA (2010): Loan Amount on Final GFE does not match Note.
RESPA (2010) - Initial Payment on GFE Inaccurate	RESPA (2010): Initial payment on GFE does not match actual payment on loan.
RESPA Servicing Disclosure: Servicing Disclosure Statement Missing	RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement.
(Doc Error) GFE Error: There is no evidence that the interest rate was locked prior to closing
Final TIL Finance Charge Under Disclosed	Truth In Lending Act: Final TIL Finance Charge of $250,385.37 is underdisclosed from calculated Finance Charge of $250,477.98 in the amount of $92.61.	Reviewed TIL/HUD
RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days	RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges.
(Missing Data) Last Rate Set Date	Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.
Missing Final HUD-1: HUD-1 Not Signed or Stamped Used For Fee Testing	Missing Final HUD-1: HUD-1 Not Signed or Stamped used for any applicable Federal, State or Local compliance testing.
ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Missing	ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide "Right to Receive a Copy" appraisal disclosure to consumer.
RESPA Disclosure - List of Homeownership Counseling Organizations Missing	RESPA Disclosure Rule (Dodd-Frank 2014): Creditor did not provide List of Homeownership Counseling Organizations to borrower.
RESPA - Initial GFE Missing	RESPA: Initial GFE not provided to Borrower(s).
Missing Document: Missing Final 1003
RESPA Servicing Disclosure: Servicing Disclosure Statement Missing	RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement.
TIL-MDIA - Initial TIL Missing	Truth in Lending Act (Early TIL Disclosure): Initial TIL was not provided to the borrower.
TILA - Final TIL Missing	Missing Final TIL.
(Doc Error) Initial GFE not provided
Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.
FACTA Disclosure Missing	FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
Notice of Right to Cancel Missing	Truth in Lending Act: Notice of Right to Cancel was not provided.
RESPA - Initial Escrow Account Statement Missing	RESPA: Initial escrow account statement was not provided to the borrower.
Right of Rescission Timing - Note Date used as Transaction Date	Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements
Property Type Not Provided	(Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.
Payoff Statement Missing	Missing Payoff Statement: Unable to determine if a prepayment penalty was included in the pay-off which may impact high cost findings.
(Missing Data) Last Rate Set Date	Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.
NMLS - Missing Evidence of Initial Loan Application Date	Truth in Lending Act (NMLSR Dodd- Frank 2014): Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date.
(Doc Error) TIL Error: Final TIL not signed by all required parties		XXXX Loan. Final TIL not signed however, Acknowledgment of Receipt in file signed by borrower.
ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Missing	ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide "Right to Receive a Copy" appraisal disclosure to consumer.
RESPA Disclosure - List of Homeownership Counseling Organizations Missing	RESPA Disclosure Rule (Dodd-Frank 2014): Creditor did not provide List of Homeownership Counseling Organizations to borrower.
Michigan Consumer Mortgage Protection Act (Borrower Bill of Rights Disclosure Not Provided)	Michigan Consumer Mortgage Protection Act: Borrower Bill of Rights disclosure not provided to borrower.
Michigan Consumer Caution and Home Ownership Counseling Notice Not Provided	Michigan Consumer Mortgage Protection Act: Consumer Caution and Home Ownership Counseling Notice not provided to borrower.
TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date	Truth in Lending Act: Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s).
TILA NMLSR - Individual Originator NMLS information on documents does not match NMLS website	Truth in Lending Act (NMLSR Dodd- Frank 2014): Individual Loan Originator NMLSR information on loan documents does not match NMLSR.
TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date	Truth in Lending Act: Subject loan transaction disbursed on XXXX, prior to three (3) business days from transaction date of XXXX.
RESPA - Initial GFE Missing	RESPA: Initial GFE not provided to Borrower(s).
RESPA (2010) – HUD column on HUD Comparison Chart Inaccurate	Unable to determine if the HUD-1 column on page 3 of the Final HUD-1 is accurate as compared to the charges on page 2 of the disclosure due to missing information.
RESPA (2010) – Written Service Provider List Missing	RESPA (2010): Borrower not provided with list of service providers.
Missing Document: Missing Final 1003
RESPA Servicing Disclosure: Servicing Disclosure Statement Missing	RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement.
TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application	Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.
(Doc Error) Initial GFE not provided
Michigan Consumer Mortgage Protection Act (Counseling Agencies List)	Michigan Consumer Mortgage Protection Act: List of HUD-approved credit counseling agencies not provided to borrower.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
Right of Rescission Timing - Receipt Date Missing	Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements.
Payoff Statement Missing	Missing Payoff Statement: Unable to determine if a prepayment penalty was included in the pay-off which may impact high cost findings.
(Missing Data) Last Rate Set Date	Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.
NMLS - Missing Evidence of Initial Loan Application Date	Truth in Lending Act (NMLSR Dodd- Frank 2014): Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date.
RESPA Disclosure - List of Homeownership Counseling Organizations Missing	RESPA Disclosure Rule (Dodd-Frank 2014): Creditor did not provide List of Homeownership Counseling Organizations to borrower.
RESPA - Initial GFE Missing	RESPA: Initial GFE not provided to Borrower(s).
Missing Document: Missing Final 1003
RESPA Servicing Disclosure: Servicing Disclosure Statement Missing	RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement.
TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application	Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.
TIL-MDIA 7-day Waiting Period - Initial TIL Less than 7 days from Consummation	Truth in Lending Act (Early TIL Disclosure): Initial TIL was not delivered to the borrower at least seven (7) business days prior to note date.
TILA - Final TIL Missing	Missing Final TIL.
(Doc Error) Initial GFE not provided
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
RESPA - Initial Escrow Account Statement Missing	RESPA: Initial escrow account statement was not provided to the borrower.
Right of Rescission Timing - Receipt Date Missing	Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements.
Property Type Not Provided	(Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.
Payoff Statement Missing	Missing Payoff Statement: Unable to determine if a prepayment penalty was included in the pay-off which may impact high cost findings.
(Missing Data) Last Rate Set Date	Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.
NMLS - Missing Evidence of Initial Loan Application Date	Truth in Lending Act (NMLSR Dodd- Frank 2014): Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date.
ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Not Provided Timely	Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.
ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Not Provided Timely	ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide "Right to Receive a Copy" appraisal disclosure to applicant within three (3) business days of application or determination of first lien status.
Missing Document: Mortgage Insurance Certificate (MIC) not provided
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
Disbursement Date Missing	Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.
TILA NMLSR - Individual Originator NMLS information on documents does not match NMLS website	Truth in Lending Act (NMLSR Dodd- Frank 2014): Individual Loan Originator NMLSR information on loan documents does not match NMLSR.
ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation	Unable to determine if the borrower signed a valuation receipt acknowledgment due to missing information. (Type:PrimaryXXXX)
RESPA Disclosure - List of Homeownership Counseling Organizations Missing	RESPA Disclosure Rule (Dodd-Frank 2014): Creditor did not provide List of Homeownership Counseling Organizations to borrower.
RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days	RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges.
RESPA (2010) - Interest Rate on GFE Inaccurate	RESPA (2010): Interest Rate on GFE does not match Note.
RESPA (2010) - Loan Amount on Final GFE Inaccurate	RESPA (2010): Loan Amount on Final GFE does not match Note.
RESPA (2010) - Initial Payment on GFE Inaccurate	RESPA (2010): Initial payment on GFE does not match actual payment on loan.
(Doc Error) GFE Error: Interest rate available through date not provided.	GFE Date: 07/11/2014 Interest Rate Available Through Date is blank for GFE dated 07/11/2014.
ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Not Provided Timely	ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide "Right to Receive a Copy" appraisal disclosure to applicant within three (3) business days of application or determination of first lien status.
RESPA (2010) - 0% Tolerance (Line 1203) With Cure	RESPA (2010): 0% tolerance violation for 1203 fee with evidence of cure provided on Final HUD-1
RESPA Servicing Disclosure: Servicing Disclosure Statement Missing	RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement.
ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation	ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:PrimaryXXXX)
RESPA Servicing Disclosure: Servicing Disclosure Statement Missing	RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement.
RESPA Disclosure - HUD Settlement Cost Booklet Missing	RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet.
Federal HPML 2014 Non Compliant	Federal Higher-Priced Mortgage Loan: APR on subject loan of 5.44745% or Final Disclosure APR of 5.46100% is in excess of allowable threshold of APOR 3.43% + 1.5%, or 4.93000%. Non-Compliant Higher Priced Mortgage Loan.
ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation	ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:PrimaryXXXX)
(Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer)	TILA HPML Appraisal Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:PrimaryXXXX)
(State HPML) Oklahoma Higher-Priced Mortgage Loan (APR Exceeds HPML Threshold)	Oklahoma Higher-Priced Mortgage Loan: APR on subject loan of 5.44745% or Final Disclosure APR of 5.46100% is in excess of allowable threshold of APOR 3.43% + 1.5%, or 4.93000%. Compliant Higher Priced Loan.
TIL Higher Priced Mortgage Loan Safe Harbor Test	Unable to determine if Safe Harbor requirements are met due to missing information.
Purchase contract date not provided.
ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Missing	ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide "Right to Receive a Copy" appraisal disclosure to consumer.
RESPA Disclosure - List of Homeownership Counseling Organizations Missing	RESPA Disclosure Rule (Dodd-Frank 2014): Creditor did not provide List of Homeownership Counseling Organizations to borrower.
RESPA - Initial GFE Missing	RESPA: Initial GFE not provided to Borrower(s).
RESPA (2010) – Written Service Provider List Missing	Unable to determine if the borrower received a list of service providers due to missing information.
Missing Document: Missing Final 1003
Missing Document: Mortgage Insurance Certificate (MIC) not provided
Missing Document: Security Instrument - Subject Lien not provided
RESPA Servicing Disclosure: Servicing Disclosure Statement Missing	RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement.
RESPA Disclosure - HUD Settlement Cost Booklet Missing	RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet.	Disclosure missing
TIL-MDIA - Initial TIL Missing	Truth in Lending Act (Early TIL Disclosure): Initial TIL was not provided to the borrower.
TILA - Final TIL Missing	Missing Final TIL.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing	RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower.
(Doc Error) Initial GFE not provided
Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.
(Missing Data) Missing Information to Determine Origination Channel	Unable to determine the origination channel based on the loan documents provided for review. The compliance review was performed with using the equivalent evaluation that would be considered for an Origination Channel of Retail.
FACTA Disclosure Missing	FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.	Disclosure missing
Missing Final HUD-1: No Document Used For Fee Testing	Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.	Initial 1003 missing
Missing Initial Loan Application No Fees	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.
Notice of Right to Cancel Missing	Truth in Lending Act: Notice of Right to Cancel was not provided.
RESPA - Initial Escrow Account Statement Missing	RESPA: Initial escrow account statement was not provided to the borrower.	Disclosure missing
Unable to determine occupancy, compliance results were generated using a defaulted value of Primary.
Disbursement Date Missing	Disbursement Date Missing: Evidence of disbursement date not found in file. Note Date of XXXX used as disbursement date for compliance testing.
Right of Rescission Timing - Note Date used as Transaction Date	Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements
Property Type Not Provided	(Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.
Final Title Policy is missing. No evidence of title in file.
(Missing Data) Last Rate Set Date	Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.
NMLS - Missing Evidence of Initial Loan Application Date	Truth in Lending Act (NMLSR Dodd- Frank 2014): Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date.
RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days	RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges.
TIL-MDIA 3-day Waiting Period - Corrected TIL for APR Inaccuracy Received Less than 3 Business Days from Consummation	Truth in Lending Act (Early TIL Disclosure): Corrected TIL for APR inaccuracy was not received by the borrower at least three (3) business days prior to closing.
(Missing Data) Last Rate Set Date	Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.
(TX50(a)(6)) Texas Cash-out Loan (Loan closed prior to expiration of 12-day cooling off period)	Texas Constitution Section 50(a)(6): Loan closed prior to expiration of 12-day cooling off period as required by Section 50(g) and Section 50(a)(6)(M)(i).
RESPA (2010) – Written Service Provider List Not Provided Timely	RESPA (2010) - Borrower did not receive a list of service providers at the time the Good Faith Estimate was provided.
TIL-MDIA 3-day Waiting Period - Corrected TIL for APR Inaccuracy Received Less than 3 Business Days from Consummation	Truth in Lending Act (Early TIL Disclosure): Corrected TIL for APR inaccuracy was not received by the borrower at least three (3) business days prior to closing.
ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation	ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:PrimaryXXXX)
ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Missing	ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide "Right to Receive a Copy" appraisal disclosure to consumer.
RESPA Disclosure - List of Homeownership Counseling Organizations Missing	RESPA Disclosure Rule (Dodd-Frank 2014): Creditor did not provide List of Homeownership Counseling Organizations to borrower.
RESPA - Initial GFE Missing	RESPA: Initial GFE not provided to Borrower(s).
Missing Document: Missing Final 1003
RESPA Servicing Disclosure: Servicing Disclosure Statement Missing	RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement.
TIL-MDIA - Initial TIL Missing	Truth in Lending Act (Early TIL Disclosure): Initial TIL was not provided to the borrower.
TILA - Final TIL Missing	Missing Final TIL.
(Doc Error) Initial GFE not provided
Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.
(Missing Data) Missing Information to Determine Origination Channel	Unable to determine the origination channel based on the loan documents provided for review. The compliance review was performed with using the equivalent evaluation that would be considered for an Origination Channel of Retail.
CHARM Booklet Disclosure Status	TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.
Missing Final HUD-1: No Document Used For Fee Testing	Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.
Missing Initial Loan Application No Fees	No evidence of application date located in file. A lookback period was not able to be performed. Compliance tests were run using an application date of XXXX which is one month prior to consummation. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.
Notice of Right to Cancel Missing	Truth in Lending Act: Notice of Right to Cancel was not provided.
Lookback Testing Not Performed	Missing Initial Loan Application. A six (6) month lookback was not performed. An Application Date of XXXX was used which is one (1) month prior to Consummation Date.
Unable to determine occupancy, compliance results were generated using a defaulted value of Primary.
Disbursement Date Missing	Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing.
Property Type Not Provided	(Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.
(Missing Data) Last Rate Set Date	Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.
ARM Disclosure Status Test	TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower.
NMLS - Missing Evidence of Initial Loan Application Date	Truth in Lending Act (NMLSR Dodd- Frank 2014): Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
ARM Disclosure Prior to Closing Timing	TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower at least three (3) days prior to consummation for a loan that did not start as an ARM.
RESPA (2010) - Loan Amount on Final GFE Inaccurate	RESPA (2010): Loan Amount on Final GFE does not match Note.
RESPA (2010) - Initial Payment on GFE Inaccurate	RESPA (2010): Initial payment on GFE does not match actual payment on loan.
RESPA Servicing Disclosure: Servicing Disclosure Statement Missing	RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing	RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower.
Missing Document: Missing Final 1003
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
(Doc Error) TIL Error: Final TIL not signed by all required parties		XXXX Loan. Final TIL not signed however, Acknowledgment of Receipt in file signed by borrower.
RESPA Disclosure - List of Homeownership Counseling Organizations Missing	RESPA Disclosure Rule (Dodd-Frank 2014): Creditor did not provide List of Homeownership Counseling Organizations to borrower.
Ohio Consumer Sales Practices Act (Acknowledgement of Receipt of Home Mortgage Loan Information Document Not Retained by Lender)	Ohio Consumer Sales Practices Act: Acknowledgement of Receipt of Home Mortgage Loan Information Document not retained by lender.
Ohio Consumer Sales Practices Act (Closing Disclosure Not Provided)	Ohio Consumer Sales Practices Act: Consumer did not receive the required Closing Disclosure.
Ohio Consumer Sales Practices Act (No Documentation of Tangible Net Benefit Analysis)	Ohio Consumer Sales Practices Act: Mortgage loan file does not contain documentation of the analysis of the borrower's reasonable tangible net benefit.
RESPA - Initial GFE Missing	RESPA: Initial GFE not provided to Borrower(s).
RESPA Servicing Disclosure: Servicing Disclosure Statement Missing	RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement.
TIL-MDIA 7-day Waiting Period - Initial TIL Less than 7 days from Consummation	Truth in Lending Act (Early TIL Disclosure): Initial TIL was not delivered to the borrower at least seven (7) business days prior to note date.
(Doc Error) Initial GFE not provided
RESPA - Initial Escrow Account Statement Missing	RESPA: Initial escrow account statement was not provided to the borrower.
Ohio Consumer Sales Practices Act (Ability to Repay not Verified)	Ohio Consumer Sales Practices Act: Borrower’s ability to repay not verified with reliable documentation.
Right of Rescission Timing - Receipt Date Missing	Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements.
Payoff Statement Missing	Missing Payoff Statement: Unable to determine if a prepayment penalty was included in the pay-off which may impact high cost findings.
(Missing Data) Last Rate Set Date	Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.
RESPA Disclosure - List of Homeownership Counseling Organizations Missing	Unable to determine Homeownership Counseling List was provided due to missing information.
ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Not Provided Timely	ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide "Right to Receive a Copy" appraisal disclosure to applicant within three (3) business days of application or determination of first lien status.
Purchase contract date not provided.
ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Missing	ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide "Right to Receive a Copy" appraisal disclosure to consumer.
RESPA Disclosure - List of Homeownership Counseling Organizations Missing	RESPA Disclosure Rule (Dodd-Frank 2014): Creditor did not provide List of Homeownership Counseling Organizations to borrower.
TILA NMLSR - Originator Company NMLS information on documents does not match NMLS website	Unable to test Loan Originator Organization match due to missing information.
TILA NMLSR - Individual Originator NMLS information on documents does not match NMLS website	Unable to test Individual Loan Originator NMLSR status due to missing information.
TILA NMLSR - Missing NMLS Information on Security Instrument	Truth in Lending Act (NMLSR Dodd- Frank 2014): NMLSR information not present on Security Instrument.
TILA NMLSR - Missing NMLS Information on Note	Truth in Lending Act (NMLSR Dodd- Frank 2014): NMLSR information not present on Note.
RESPA - Initial GFE Missing	RESPA: Initial GFE not provided to Borrower(s).
RESPA (2010) - Existence of Escrow Account on Final HUD-1 Inaccurate	RESPA (2010): Existence of escrow account disclosed on Final HUD-1 does not match actual terms.
Missing Document: Missing Final 1003
RESPA Servicing Disclosure: Servicing Disclosure Statement Missing	RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement.
RESPA Disclosure - HUD Settlement Cost Booklet Missing	RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet.
TIL-MDIA - Initial TIL Missing	Truth in Lending Act (Early TIL Disclosure): Initial TIL was not provided to the borrower.
TILA - Final TIL Missing	Missing Final TIL.
(Doc Error) Initial GFE not provided
Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.
(Missing Data) Missing Information to Determine Origination Channel	Unable to determine the origination channel based on the loan documents provided for review. The compliance review was performed with using the equivalent evaluation that would be considered for an Origination Channel of Retail.
FACTA Disclosure Missing	FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.
Missing Final HUD-1: No Document Used For Fee Testing	Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
Missing Initial Loan Application No Fees	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.
Notice of Right to Cancel Missing	Truth in Lending Act: Notice of Right to Cancel was not provided.
Unable to determine occupancy, compliance results were generated using a defaulted value of Primary.
Disbursement Date Missing	Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing.
Property Type Not Provided	(Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.
Final Title Policy is missing. No evidence of title in file.
(Missing Data) Last Rate Set Date	Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.
NMLS - Missing Evidence of Initial Loan Application Date	Truth in Lending Act (NMLSR Dodd- Frank 2014): Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date.
Federal LO Compensation Dual Compensation Dodd Frank Test	Loan Originator Compensation: Dual compensation received from both a consumer and person other than consumer.
(Doc Error) TIL Error: Borrower signature not dated.
Final TIL Finance Charge Under Disclosed	Truth In Lending Act: Final TIL Finance Charge of $73,722.58 is underdisclosed from calculated Finance Charge of $85,333.93 in the amount of $11,611.35.	Under disclosure due to final Lender TIL does not reflect MI in the pay stream.
CHARM Booklet Disclosure Status	TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.
TIL APR Tolerance Irregular Transaction	Truth In Lending Act: Final TIL APR of 3.92000% is underdisclosed from calculated APR of 4.70499% outside of 0.250% tolerance.
ARM Disclosure Timing Test	TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower within three (3) days of application.
RESPA Disclosure - List of Homeownership Counseling Organizations Missing	Unable to determine Homeownership Counseling List was provided due to missing information.
RESPA (2010) – GFE column on HUD Comparison Chart Inaccurate	RESPA (2010) – GFE column on page 3 of Final HUD-1 does not match most recently disclosed GFE.
RESPA (2010) - Loan Amount on Final GFE Inaccurate	RESPA (2010): Loan Amount on Final GFE does not match Note.
RESPA (2010) - Initial Payment on GFE Inaccurate	RESPA (2010): Initial payment on GFE does not match actual payment on loan.
RESPA Servicing Disclosure: Servicing Disclosure Statement Missing	RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement.
ECOA Appraisal - Appraisal Provided Prior to Date Performed	ECOA Valuations Rule (Dodd-Frank 2014): Date valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements. (Type:Primary/XXXX)
RESPA Disclosure - HUD Settlement Cost Booklet Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: HUD Settlement Cost Booklet not provided to applicant within three (3) business days of application.	N/A
Missing Document: Missing Final 1003
TILA - Final TIL Missing	Missing Final TIL.
(Doc Error) Initial GFE not provided
Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
Notice of Right to Cancel Missing	Truth in Lending Act: Notice of Right to Cancel was not provided.
Property Type Not Provided	(Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.
Missing Document: Missing Final 1003
TILA - Final TIL Missing	Missing Final TIL.
(Doc Error) Initial GFE not provided
Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.
Missing Final HUD-1: HUD-1 Not Signed or Stamped Used For Fee Testing	Missing Final HUD-1: HUD-1 Not Signed or Stamped used for any applicable Federal, State or Local compliance testing.
Missing Final HUD-1: No Document Used For Fee Testing	Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
Missing Initial Loan Application No Fees	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.
Notice of Right to Cancel Missing	Truth in Lending Act: Notice of Right to Cancel was not provided.
Disbursement Date Missing	Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing.
Property Type Not Provided	(Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.
Final Title Policy is missing. No evidence of title in file.
RESPA Disclosure - List of Homeownership Counseling Organizations Missing	RESPA Disclosure Rule (Dodd-Frank 2014): Creditor did not provide List of Homeownership Counseling Organizations to borrower.
RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days	RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges.
ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation	Unable to determine if the borrower signed a valuation receipt acknowledgment due to missing information. (Type:PrimaryXXXX)
RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application	RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.
ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Not Provided Timely	ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide "Right to Receive a Copy" appraisal disclosure to applicant within three (3) business days of application or determination of first lien status.
ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Missing	ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide "Right to Receive a Copy" appraisal disclosure to consumer.
RESPA Disclosure - List of Homeownership Counseling Organizations Missing	RESPA Disclosure Rule (Dodd-Frank 2014): Creditor did not provide List of Homeownership Counseling Organizations to borrower.
Final TIL Finance Charge Under Disclosed	Truth In Lending Act: Final TIL Finance Charge of $183,541.04 is underdisclosed from calculated Finance Charge of $188,148.50 in the amount of $4,607.46.	Unable to determine reason for under disclosure due to missing itemization of amount financed. Under disclosure appears due to declining monthly MI per certificate in file.
RESPA - Initial GFE Missing	RESPA: Initial GFE not provided to Borrower(s).
RESPA Servicing Disclosure: Servicing Disclosure Statement Missing	RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement.
TIL-MDIA - Initial TIL Missing	Truth in Lending Act (Early TIL Disclosure): Initial TIL was not provided to the borrower.
(Doc Error) Initial GFE not provided
Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.
Property Type Not Provided	(Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.
(Missing Data) Last Rate Set Date	Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.
Final TIL Finance Charge Under Disclosed	Truth In Lending Act: Final TIL Finance Charge of $237,557.24 is underdisclosed from calculated Finance Charge of $237,655.76 in the amount of $98.52.	TIL itemization did not disclose a settlement fee of $185 and a courier fee of $23.50 as prepaid finance charges. Also, TIL itemization over disclosed credit report fees of $55 and $55 as prepaid finance charges.
Missing Document: Missing Final 1003
TILA - Final TIL Missing	Missing Final TIL.
(Doc Error) Initial GFE not provided
Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.
Missing Final HUD-1: No Document Used For Fee Testing	Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.
Missing Initial Loan Application No Fees	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.
Notice of Right to Cancel Missing	Truth in Lending Act: Notice of Right to Cancel was not provided.
Unable to determine occupancy, compliance results were generated using a defaulted value of Primary.
Disbursement Date Missing	Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing.
Property Type Not Provided	(Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.
Final Title Policy is missing. No evidence of title in file.
(Doc Error) TIL Error: Borrower signature not dated.
South Carolina Home Loan (Complaint Agency Disclosure Not Provided)	South Carolina Home Loan: Borrower not provided with a document specifying the agency designated to receive complaints or inquiries about the origination and making of the loan.
RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure	RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure.
CHARM Booklet Disclosure Status	TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.
Right of Rescission Timing - Receipt Date Missing	Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements.
ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Missing	ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide "Right to Receive a Copy" appraisal disclosure to consumer.
RESPA Disclosure - List of Homeownership Counseling Organizations Missing	RESPA Disclosure Rule (Dodd-Frank 2014): Creditor did not provide List of Homeownership Counseling Organizations to borrower.
RESPA - Initial GFE Missing	RESPA: Initial GFE not provided to Borrower(s).
RESPA (2010) – Written Service Provider List Missing	Unable to determine if the borrower received a list of service providers due to missing information.
Missing Document: Missing Final 1003
RESPA Servicing Disclosure: Servicing Disclosure Statement Missing	RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement.
TIL-MDIA - Initial TIL Missing	Truth in Lending Act (Early TIL Disclosure): Initial TIL was not provided to the borrower.
TILA - Final TIL Missing	Missing Final TIL.
(Doc Error) Initial GFE not provided
Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.
(Missing Data) Missing Information to Determine Origination Channel	Unable to determine the origination channel based on the loan documents provided for review. The compliance review was performed with using the equivalent evaluation that would be considered for an Origination Channel of Retail.
Missing Final HUD-1: No Document Used For Fee Testing	Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.
Missing Initial Loan Application No Fees	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.
Notice of Right to Cancel Missing	Truth in Lending Act: Notice of Right to Cancel was not provided.
Unable to determine occupancy, compliance results were generated using a defaulted value of Primary.
Disbursement Date Missing	Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing.
(TX50(a)(6)) Texas Cash-out Loan (Unable to Determine if the prior lien is a Texas 50(a)(6) loan due to missing information)	Unable to determine if the loan is a Previous Texas 50(a)(6) loan due to missing information.
HOA Dues amount was not evidenced in the file, and has not been included in the calculated debt ratio.	Valuation Type: No Value Provided / Valuation Report Date: <empty> Property Type: PUD
(Missing Data) Last Rate Set Date	Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.
NMLS - Missing Evidence of Initial Loan Application Date	Truth in Lending Act (NMLSR Dodd- Frank 2014): Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date.
Texas Equity Unable To Determine	Unable to Determine Texas 50(a)(6) Information Missing Test – (Unable to determine if subject lien is a TX 50(a)(6) loan due to missing information)- File is missing the HUD or Final CD. Unable to determine if borrower received any incidental cash out at closing that would make the loan subject to TX50(a)(6).
ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Missing	ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide "Right to Receive a Copy" appraisal disclosure to consumer.
RESPA Disclosure - List of Homeownership Counseling Organizations Missing	RESPA Disclosure Rule (Dodd-Frank 2014): Creditor did not provide List of Homeownership Counseling Organizations to borrower.
RESPA - Initial GFE Missing	RESPA: Initial GFE not provided to Borrower(s).
RESPA (2010) – Written Service Provider List Missing	Unable to determine if the borrower received a list of service providers due to missing information.
Missing Document: Missing Final 1003
RESPA Servicing Disclosure: Servicing Disclosure Statement Missing	RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement.
TIL-MDIA - Initial TIL Missing	Truth in Lending Act (Early TIL Disclosure): Initial TIL was not provided to the borrower.
TILA - Final TIL Missing	Missing Final TIL.
RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing	RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower.
(Doc Error) Initial GFE not provided
Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.
(Missing Data) Missing Information to Determine Origination Channel	Unable to determine the origination channel based on the loan documents provided for review. The compliance review was performed with using the equivalent evaluation that would be considered for an Origination Channel of Retail.
Missing Final HUD-1: No Document Used For Fee Testing	Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
Missing Initial Loan Application No Fees	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.
Notice of Right to Cancel Missing	Truth in Lending Act: Notice of Right to Cancel was not provided.
Unable to determine occupancy, compliance results were generated using a defaulted value of Primary.
Disbursement Date Missing	Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing.
Property Type Not Provided	(Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.
Final Title Policy is missing. No evidence of title in file.
Payoff Statement Missing	Missing Payoff Statement: Unable to determine if a prepayment penalty was included in the pay-off which may impact high cost findings.
(Missing Data) Last Rate Set Date	Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.
NMLS - Missing Evidence of Initial Loan Application Date	Truth in Lending Act (NMLSR Dodd- Frank 2014): Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date.
RESPA Disclosure - List of Homeownership Counseling Organizations Missing	Unable to determine Homeownership Counseling List was provided due to missing information.
TILA NMLSR - Originator Company NMLS information on documents does not match NMLS website	Truth in Lending Act (NMLSR Dodd- Frank 2014): Loan Originator Organization NMLS information on loan documents does not match NMLS.
RESPA (2010) – GFE column on HUD Comparison Chart Inaccurate	RESPA (2010) – GFE column on page 3 of Final HUD-1 does not match most recently disclosed GFE.
RESPA (2010) - Existence of Escrow Account on Final GFE Inaccurate	Unable to determine if the Final GFE indicates the loan contains an escrow payment due to missing information.
RESPA (2010) - Loan Amount on Final GFE Inaccurate	RESPA (2010): Loan Amount on Final GFE does not match Note.
RESPA (2010) - Initial Payment on GFE Inaccurate	RESPA (2010): Initial payment on GFE does not match actual payment on loan.
RESPA Disclosure - HUD Settlement Cost Booklet Missing	RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet.
RESPA (2010) - 0% Tolerance (Line 802) Without Cure	RESPA (2010): 0% tolerance violation for 802 fee without evidence of sufficient cure provided.
RESPA (2010) - 0% Tolerance (Line 803) Without Cure	RESPA (2010): 0% tolerance violation for 803 fee without evidence of sufficient cure provided.
ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation	ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:PrimaryXXXX)
ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Not Provided Timely	ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide "Right to Receive a Copy" appraisal disclosure to applicant within three (3) business days of application or determination of first lien status.
Final TIL Finance Charge Under Disclosed	Truth In Lending Act: Final TIL Finance Charge of $64,591.67 is underdisclosed from calculated Finance Charge of $64,904.96 in the amount of $313.29.	Unable to determine reason for under disclosure due to missing itemization of amount financed.
RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days	RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges.
Maryland Mortgage Lending Regulations (Tangible Net Benefit Worksheet Not Provided)	Maryland Mortgage Lending Regulations: Net Tangible Benefit Worksheet not provided to borrower.
Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance	Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinance by a creditor that is not considered the original creditor. The H-9 form was used, the H-8 form should have been used.
Maryland Ability to Repay Not Verified	Maryland SB270: Borrower’s ability to repay not verified with reliable documentation.
ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Not Provided Timely	ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide "Right to Receive a Copy" appraisal disclosure to applicant within three (3) business days of application or determination of first lien status.
Missing Initial Loan Application Test	No evidence of application date located in file. Compliance tests were run using an application date of XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.
(Doc Error) Initial GFE not provided
Disbursement Date Missing	Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing.
Final TIL Finance Charge Under Disclosed	Truth In Lending Act: Final TIL Finance Charge of $205,612.14 is underdisclosed from calculated Finance Charge of $206,613.91 in the amount of $1,001.77.	TIL Itemization did not disclose the attorney fee of $425, courier fee of $65, email fee of $65, loan discount of $352, processing fee of $200, or the title courier fee of $45 as prepaid finance charges. TIL Itemization over disclosed the doc prep fee of $150.
Right of Rescission Timing - Note Date used as Transaction Date	Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements

Client Exception Response	AMC Exception Conclusion Comments	Initial Overall Loan Grade	Final Overall Loan Grade	Initial Rating Agency Overall Grade	Final Rating Agency Overall Grade
		3	2		B
		3	2		B
	Reviewer Comment (2022-01-06): Received copy of Initial 1003. Exception is for Final 1003. Exception remains.	3	2		B
Seller Comment (2021-12-29): Security Instrument not located	Reviewer Comment (2021-12-29): Servicer confirmed unable to locate.	3	2		B
	Reviewer Comment (2021-12-30): CD and LE provided. Exception cleared.	3	2		B
		3	2		B
		3	2		B
	Reviewer Comment (2021-12-30): CD and LE provided. Exception cleared.	3	2		B
	Reviewer Comment (2022-01-04): Confirmed purchase. Exception not applicable.	3	2		B
		3	2		B
		3	2		B
	Reviewer Comment (2021-12-30): CD provided so able to determine occupancy. Exception cleared.	3	2		B
	Reviewer Comment (2021-12-30): Document provided. Exception cleared.	3	2		B
	Reviewer Comment (2021-12-30): CD and LE provided. Exception cleared.	3	2		B
	Reviewer Comment (2021-12-30): CD and LE provided. Exception cleared.	3	2		B
		3	2		B
	Reviewer Comment (2021-12-30): CD and LE provided. Confirmed not subject to TX50(a)(6). Exception cleared.	3	2		B
	Reviewer Comment (2022-01-06): Received Final title	3	2		B
		3	2		B
	Reviewer Comment (2021-12-30): CD and LE provided. Exception cleared.	3	2		B
	Reviewer Comment (2021-12-30): CD and LE provided. Exception cleared.	3	2		B
	Reviewer Comment (2021-12-30): CD and LE provided. Confirmed not subject to TX50(a)(6). Exception cleared.	3	2		B
		3	2		B
		3	2		B
		3	2		B
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
Seller Comment (2022-01-06): HUD uploaded.	Reviewer Comment (2022-01-06): Same HUD provided, is marked Estimated on page 1. Exception remains.	3	3	D	D
		3	3	D	D
		3	3	D	D
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
	Reviewer Comment (2022-01-07): Received duplicate copy of the Initial application. Exception is for a Final application. Exception remains.	3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
Seller Comment (2022-01-04): SMS does not have copy of HUD. Requested from XXX; not received to date.		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	2	B	B
		2	2	B	B
	Reviewer Comment (2022-01-10): Received Final 1003	3	2	D	B
Seller Comment (2021-12-29): Security Instrument not located.	Reviewer Comment (2021-12-29): Servicer confirmed unable to locate Security Instrument. Reviewer Comment (2022-01-10): Received Security Instrument Reviewer Comment (2022-01-10): Received Security Instrument	3	2	D	B
		3	2	D	B
		3	2	D	B
	Reviewer Comment (2022-01-10): Received State Value	3	2	D	B
	Reviewer Comment (2021-12-30): HUD provided. Exception cleared.	3	2	D	B
		3	2	D	B
	Reviewer Comment (2021-12-30): HUD provided. Exception replaced with one with fees tested.	3	2	D	B
		3	2	D	B
	Reviewer Comment (2022-01-10): Received Final 1003	3	2	D	B
	Reviewer Comment (2021-12-30): HUD provided. Exception cleared.	3	2	D	B
		3	2	D	B
		3	2	D	B
	Reviewer Comment (2022-01-10): Received Final Title	3	2	D	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	1	A	A
		2	2	B	B
	Reviewer Comment (2022-01-06): Received a copy of the initial application and an application signed only by the loan officer. Neither were a Final 1003. Exception remains.	3	2	B	B
		3	2	B	B
		3	2	B	B
		3	3	D	D
Seller Comment (2021-12-29): Hud Not located.	Reviewer Comment (2021-12-29): Servicer confirmed unable to locate HUD.	3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
Seller Comment (2021-12-29): Hud Not located.	Reviewer Comment (2021-12-29): Servicer confirmed unable to locate HUD.	3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	2	B	B
		3	2	B	B
		3	1	A	A
		3	2	B	B
		3	2	B	B
	Reviewer Comment (2022-01-06): Received MI Cert	3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
Seller Comment (2021-12-29): Signed Hud not located.	Reviewer Comment (2021-12-29): Servicer confirmed unable to locate signed HUD.	3	3	D	D
		2	2	B	B
		2	2	B	B
		2	2	B	B
	Reviewer Comment (2022-01-10): Received Final 1003	3	2	D	B
Seller Comment (2021-12-29): Security Instrument not located.	Reviewer Comment (2021-12-29): Servicer confirmed unable to locate Security Instrument. Reviewer Comment (2022-01-10): Received Security Instrument Reviewer Comment (2022-01-10): Received Security Instrument	3	2	D	B
		3	2	D	B
		3	2	D	B
		3	2	D	B
	Reviewer Comment (2021-12-30): Exception cleared.	3	2	D	B
	Reviewer Comment (2021-12-30): HUD provided. Exception cleared.	3	2	D	B
		3	2	D	B
	Reviewer Comment (2021-12-30): HUD provided. Exception replaced with one with fees tested.	3	2	D	B
		3	2	D	B
	Reviewer Comment (2021-12-30): HUD provided, occupancy verified. Exception cleared.	3	2	D	B
	Reviewer Comment (2021-12-30): HUD provided. Exception cleared.	3	2	D	B
	Reviewer Comment (2022-01-10): Received Security Instrument	3	2	D	B
		3	2	D	B
		3	2	D	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
	Reviewer Comment (2022-01-04): Received duplicate copy of the HUD-1 already reviewed. The tolerance violation is shown as is the cure. Exception remains.	3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	1	A	A
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
	Reviewer Comment (2022-01-07): Received PMI Cert	3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
Seller Comment (2021-12-29): Hud Not located.	Reviewer Comment (2021-12-29): Servicer confirmed unable to locate HUD.	3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	2	B	B
		3	2	B	B
		3	2	B	B
	Reviewer Comment (2022-01-06): Received 1003 that is signed but dated several days prior to closing. Exception remains.	3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		2	2	B	B
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
Seller Comment (2021-12-29): Hud Not located	Reviewer Comment (2021-12-29): Servicer confirmed unable to locate HUD.	3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	2	B	B
		3	3	C	C
		3	3	C	C
		3	3	C	C
		3	3	C	C
		3	3	C	C
		3	3	C	C
		3	3	C	C
		3	3	C	C
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
	Reviewer Comment (2022-01-06): Response indicated that there was no MI on the HUD for this refi. However, there is MI on the Initial Escrow Account Disclosure. Exception remains.	3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2		B
		3	2		B
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
Seller Comment (2021-12-29): Hud Not located.	Reviewer Comment (2021-12-29): Servicer confirmed unable to locate HUD.	3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		2	2	B	B
	Reviewer Comment (2022-01-07): Received duplicate copy of the initial application. Exception is for a Final application. Exception remains.	3	2	B	B
		3	2	B	B
		2	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	3	D	D
Seller Comment (2021-12-29): Hud Not located.	Reviewer Comment (2021-12-29): Servicer confirmed unable to locate HUD.	3	3	D	D
		3	3	D	D
		2	2	B	B
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
Seller Comment (2022-01-04): SMS does not have copy of HUD. Acquired loan from XXX; no prior to go back to.	Reviewer Comment (2022-01-04): Servicer confirmed unable to provide HUD.	3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		2	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		3	2		B
		3	2		B
		3	2		B
		3	2		B
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
Seller Comment (2022-01-04): SMS does not have copy of HUD. Acquired loan as part of XXX acquisition; no prior to go back to.	Reviewer Comment (2022-01-04): Servicer confirmed unable to provide HUD.	3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
Seller Comment (2021-12-29): Hud Not located.	Reviewer Comment (2021-12-29): Servicer confirmed unable to locate HUD.	3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	2		B
		3	2		B
		3	2		B
		3	2		B
		3	2		B
		3	2		B
		3	2		B
		3	2		B
	Reviewer Comment (2022-01-11): Comment: The Ohio Consumer Sales Practices Act does not apply to “… banks, savings and loan associations, credit unions, or credit union service organizations organized under the laws of Ohio, another state, or the United States...” per the statute.	3	2		B
	Reviewer Comment (2022-01-11): Comment: The Ohio Consumer Sales Practices Act does not apply to “… banks, savings and loan associations, credit unions, or credit union service organizations organized under the laws of Ohio, another state, or the United States...” per the statute.	3	2		B
	Reviewer Comment (2022-01-11): Comment: The Ohio Consumer Sales Practices Act does not apply to “… banks, savings and loan associations, credit unions, or credit union service organizations organized under the laws of Ohio, another state, or the United States...” per the statute.	3	2		B
		3	2		B
		3	2		B
		3	2		B
		3	2		B
		3	2		B
		3	2		B
		3	2		B
		3	2		B
		3	2		B
	Reviewer Comment (2022-01-11): Comment: The Ohio Consumer Sales Practices Act does not apply to “… banks, savings and loan associations, credit unions, or credit union service organizations organized under the laws of Ohio, another state, or the United States...” per the statute.	3	2		B
		3	2		B
		3	2		B
		3	2		B
		3	2		B
		3	2		B
		3	2		B
		2	2		B
		2	2		B
		3	2	B	B
		3	2	B	B
		3	2		B
		3	2		B
		3	2		B
		3	2		B
		3	2		B
		3	2		B
		3	2		B
		2	2	B	B
Seller Comment (2021-12-29): Signed Hud not located.	Reviewer Comment (2021-12-29): Servicer confirmed unable to locate signed HUD. Reviewer Comment (2022-01-07): Received several duplicate copies of unsigned HUD-1 forms. Exception is for a Final HUD-1. Exception remains.	3	3	D	D
		3	3	D	D
		3	3	D	D
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	3	D	D
		3	3	D	D
		3	3	D	D
Seller Comment (2021-12-30): Signed Hud Page in on Page 4. Image provided.	Reviewer Comment (2021-12-30): The page 4 signature goes with HUD that is not legible so cannot be used. Other HUD that is legible (not sure if final) is cut off at bottom so cannot confirm it is signed. Exception remains.	3	3	D	D
		3	3	D	D
		3	3	D	D
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	3	C	C
		3	3	C	C
		3	3	C	C
		3	3	C	C
	Reviewer Comment (2021-12-17): Sufficient Cure Provided At Closing	3	3	C	C
	Reviewer Comment (2021-12-17): Sufficient Cure Provided At Closing	3	3	C	C
	Reviewer Comment (2021-12-17): Sufficient Cure Provided At Closing	3	3	C	C
		3	3	C	C
		3	3	C	C
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2		B
		3	2		B
		3	2		B
		3	2		B
		3	2		B
		3	2		B
		3	2		B
		3	2		B
		3	2		B
		3	2		B
		3	2		B
		3	2		B
		3	2		B
		3	2		B
		3	2		B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		2	2	B	B
		2	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
Seller Comment (2021-12-29): Hud Not located.	Reviewer Comment (2021-12-29): Servicer confirmed unable to locate HUD.	3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	2	B	B
		3	2	B	B
		2	2	B	B
		2	2		B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		2	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
Seller Comment (2021-12-29): Hud Not located.	Reviewer Comment (2021-12-29): Servicer confirmed unable to locate HUD.	3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	2		B
		3	2		B
		3	2		B
		3	2		B
		3	2		B
		3	2		B
		3	2		B
		3	2		B
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
Seller Comment (2021-12-29): Hud Not located.	Reviewer Comment (2021-12-29): Servicer confirmed unable to locate HUD.	3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
Seller Comment (2021-12-29): Hud Not located.	Reviewer Comment (2021-12-29): Servicer confirmed unable to locate HUD. Reviewer Comment (2022-01-10): Received another copy of the illegible HUD-1. Exception remains.	3	3	D	D
		2	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		2	2	B	B
		2	2	B	B
		3	2	B	B
		3	2	B	B
		3	3	D	D
Seller Comment (2021-12-29): Signed Hud not located.	Reviewer Comment (2021-12-29): Servicer confirmed unable to locate signed HUD. Reviewer Comment (2022-01-05): Received duplicate copies of the unsigned HUDs. Exception remains.	3	3	D	D
		3	3	D	D
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		2	2	B	B
		2	2	B	B
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
Seller Comment (2021-12-29): Hud Not located	Reviewer Comment (2021-12-29): Servicer confirmed unable to locate HUD.	3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		2	2	B	B
		2	2	B	B
		2	2	B	B
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
Seller Comment (2021-12-29): Hud Not located	Reviewer Comment (2021-12-29): Servicer confirmed unable to locate HUD.	3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		2	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
Seller Comment (2022-01-06): SMS does not have HUD. Acquired from XXX, not received to date.	Reviewer Comment (2022-01-06): Servicer confirmed unable to provide HUD.	3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
	Reviewer Comment (2022-01-10): Received duplicate copy of Broker's initial application. Exception is for a Final application. Exception remains.	3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
	Reviewer Comment (2022-01-07): Received PMI Cert	3	2	B	B
		3	2	B	B
	Reviewer Comment (2022-01-10): Received Final 1003	3	2	D	B
		3	2	D	B
		3	2	D	B
		3	2	D	B
		3	2	D	B
	Reviewer Comment (2021-12-30): HUD provided. Exception cleared.	3	2	D	B
		3	2	D	B
	Reviewer Comment (2021-12-30): HUD provided. Exception cleared.	3	2	D	B
		3	2	D	B
	Reviewer Comment (2021-12-30): HUD provided so able to verify occupancy. Exception cleared.	3	2	D	B
	Reviewer Comment (2021-12-30): HUD provided. Exception cleared.	3	2	D	B
		3	2	D	B
	Reviewer Comment (2022-01-10): Received Final Title	3	2	D	B
		3	2	B	B
		3	2	B	B
		2	2	B	B
		3	2		B
		3	2		B
	Reviewer Comment (2022-01-06): Exception cleared.	3	2		B
	Reviewer Comment (2022-01-06): Exception cleared.	3	2		B
	Reviewer Comment (2022-01-06): NMLS present on security instrument	3	2		B
	Reviewer Comment (2022-01-06): NMLS present on Note	3	2		B
		3	2		B
		3	2		B
		3	2		B
	Reviewer Comment (2022-01-06): CD Provided	3	2		B
		3	2		B
	Reviewer Comment (2022-01-06): Received Final 1003 with Lender's Application Date disclosed.	3	2		B
	Reviewer Comment (2022-01-06): CD Provided	3	2		B
	Reviewer Comment (2022-01-06): Occupancy determined via CD	3	2		B
		3	2		B
		3	2		B
	Reviewer Comment (2022-01-06): CD Provided	3	2		B
	Reviewer Comment (2022-01-06): Received Final title	3	2		B
		3	2		B
		3	2		B
	Reviewer Comment (2022-01-06): Received Final 1003 with lender's Application date disclosed	3	2		B
	Reviewer Comment (2022-01-06): CD Provided	3	2		B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2		B
		3	2		B
		3	2		B
		3	2		B
		3	2		B
		3	2		B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2		B
Seller Comment (2022-01-07): Disagree with finding- borrower executed an affidavit attesting that they received the itemization required under the Texas Constitution 1 day prior to closing. Attaching copy.	Reviewer Comment (2022-01-07): Document not provided, please provide. Reviewer Comment (2022-01-11): Borrower acknowledgement of receipt provided. Exception cleared.	3	2		B
		3	2		B
		3	3	D	D
		3	3	D	D
		3	3	D	D
Seller Comment (2022-01-03): Uploaded closing documents which includes final disbursement statement. Only HUD available is estimate	Reviewer Comment (2022-01-03): No change. Title Company Closing Statement used for review. Estimated HUD in file is not for the subject transaction, borrower listed as Seller.	3	3	D	D
		3	3	D	D
		3	2		B
		3	2		B
		3	2		B
		3	2		B
		3	2		B
	Reviewer Comment (2021-12-22): Sufficient Cure Provided within 60 Days of Closing	3	2		B
		3	2		B
		3	2		B
		3	2		B
		3	2		B
	Reviewer Comment (2021-12-22): Sufficient Cure Provided At Closing	3	2		B
		3	2		B
		3	2		B
		3	2		B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		2	2	B	B
		2	2	B	B
		3	2	B	B
		3	2	B	B
		2	2	B	B
		2	2	B	B
		3	2		B
		3	2		B
		3	2		B
		3	2		B
	Reviewer Comment (2022-01-06): Investment property	3	2		B
	Reviewer Comment (2022-01-06): Final 1003 provided. Exception cleared.	3	2		B
	Reviewer Comment (2022-01-06): Investment property	3	2		B
	Reviewer Comment (2022-01-06): Stated value	3	2		B
	Reviewer Comment (2022-01-06): CD provided	3	2		B
		3	2		B
		3	2		B
	Reviewer Comment (2022-01-06): CD provided	3	2		B
	Reviewer Comment (2022-01-06): Investment property	3	2		B
	Reviewer Comment (2022-01-06): Investment property	3	2		B
	Reviewer Comment (2022-01-06): Occupancy verified	3	2		B
	Reviewer Comment (2022-01-06): Stated valuation	3	2		B
	Reviewer Comment (2022-01-06): CD provided	3	2		B
		3	2		B
	Reviewer Comment (2022-01-06): Final Title Policy provided. Exception cleared.	3	2		B
	Reviewer Comment (2022-01-06): Investment property	3	2		B
	Reviewer Comment (2022-01-06): CD provided	3	2		B
	Reviewer Comment (2022-01-06): CD provided	3	2		B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
	Reviewer Comment (2022-01-06): Received PMI information that does not belong to this transaction. It has a different property, borrower and loan amount. Exception remains.	3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2		B
		3	2		B
		3	2		B
		3	2		B
		3	2		B
		3	2		B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
Seller Comment (2021-12-29): Hud Not located.	Reviewer Comment (2021-12-29): Servicer confirmed unable to locate HUD.	3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		2	2		B
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
Seller Comment (2021-12-29): Hud Not located.	Reviewer Comment (2021-12-29): Servicer confirmed unable to locate HUD.	3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
Seller Comment (2022-01-06): SMS does not have HUD. Acquired from XXX, not received to date.	Reviewer Comment (2022-01-06): Servicer confirmed unable to provide HUD.	3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		2	2	B	B
		2	2	B	B
		2	2	B	B
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
Seller Comment (2022-01-06): SMS does not have HUD. Acquired from XXX, not received to date.	Reviewer Comment (2022-01-06): Servicer confirmed unable to provide HUD.	3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
Seller Comment (2022-01-03): Hud uploaded	Reviewer Comment (2022-01-03): HUD provided not signed or stamped. Not Cleared. Trailing HUD provided dated XXXX. HUD provided at time of initial review dated XXXX. Neither signed or stamped.	3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	2		B
		3	2		B
		3	2		B
		3	2		B
		3	2		B
		3	2		B
		3	2		B
		3	2		B
		3	2		B
		3	2		B
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
Seller Comment (2022-01-06): Uploaded HUD.	Reviewer Comment (2022-01-06): HUD provided is not for subject loan or borrower. Exception remains.	3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		2	2	B	B
		2	2	B	B
	Reviewer Comment (2022-01-06): Received 1003 that is signed but not dated. Exception remains.	3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2		B
		3	2		B
		3	2		B
		3	2		B
		3	2		B
		3	2		B
		3	2		B
		2	2	B	B
		2	2	B	B
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
Seller Comment (2021-12-29): Unable to locate HUD-1	Reviewer Comment (2021-12-29): Servicer confirmed unable to locate HUD.	3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		2	2	B	B
		3	2	B	B
		3	2	B	B
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		2	2	B	B
		2	2	B	B
		2	2	B	B
		3	2	B	B
		3	2	B	B
	Reviewer Comment (2022-01-07): Received duplicate copies of the initial application. Exception is for a Final application. Exception remains.	3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		2	2	B	B
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
Seller Comment (2022-01-04): SMS does not have copy of HUD. Acquired loan from XXX; no prior to go back to.	Reviewer Comment (2022-01-04): Servicer confirmed unable to provide HUD.	3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		2	2	B	B
		2	2	B	B
		3	2	B	B
		3	2	B	B
		3	2		B
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
Seller Comment (2022-01-04): SMS does not have copy of HUD. Acquired loan as part of XXX acquisition; no prior to go back to.	Reviewer Comment (2022-01-04): Servicer confirmed unable to provide HUD.	3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
Seller Comment (2022-01-06): SMS unable to provide. Acquired from XXX, not received to date.	Reviewer Comment (2022-01-06): Servicer confirmed unable to provided Final HUD.	3	3	D	D
		3	3	D	D
		2	2	B	B
		2	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2		B
		3	2		B
	Reviewer Comment (2022-01-06): Received 1003 marked Initial. Exception is for Final 1003. Exception remains.	3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2		B
		3	2		B
		3	2		B
		3	2		B
		3	2		B
		3	2		B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		3	2		B
		3	2		B
	Reviewer Comment (2022-01-06): Exception cleared.	3	2		B
	Reviewer Comment (2022-01-06): Exception cleared.	3	2		B
	Reviewer Comment (2022-01-06): NMLS information located on security instrument and note	3	2		B
	Reviewer Comment (2022-01-06): NMLS information located on security instrument and note	3	2		B
	Reviewer Comment (2022-01-06): Received Final 1003	3	2		B
	Reviewer Comment (2022-01-06): MI Cert provided. Exception cleared.	3	2		B
		3	2		B
	Reviewer Comment (2022-01-06): Received stated value on PMI cert	3	2		B
	Reviewer Comment (2022-01-06): CD provided. Exception cleared.	3	2		B
		3	2		B
	Reviewer Comment (2022-01-06): Exception cleared.	3	2		B
		3	2		B
	Reviewer Comment (2022-01-06): Final CD provided	3	2		B
		3	2		B
		3	2		B
	Reviewer Comment (2022-01-06): Final CD provided	3	2		B
	Reviewer Comment (2022-01-06): Located on property report and hazard insurance binder	3	2		B
	Reviewer Comment (2022-01-06): Final Title Policy provided. Exception cleared.	3	2		B
		3	2		B
		3	2		B
	Reviewer Comment (2022-01-06): Final CD provided	3	2		B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		3	2	B	B
		3	2	B	B
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
Seller Comment (2021-12-29): Hud Not located.	Reviewer Comment (2021-12-29): Servicer confirmed unable to locate HUD.	3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
	Reviewer Comment (2022-01-07): Received duplicate copies of the initial application. Exception is for a Final application. Exception remains.	3	2	B	B
		3	2	B	B
	Reviewer Comment (2022-01-07): Received Final 1003	3	2	D	B
Seller Comment (2021-12-29): Security Instrument not located.	Reviewer Comment (2021-12-29): Servicer confirmed unable to locate Security Instrument. Reviewer Comment (2022-01-07): Received Security Instrument Reviewer Comment (2022-01-07): Received Security Instrument	3	2	D	B
		3	2	D	B
		3	2	D	B
		3	2	D	B
	Reviewer Comment (2022-01-07): Received Security Instrument	3	2	D	B
	Reviewer Comment (2022-01-05): Trailing documents received. Exception cleared.	3	2	D	B
		3	2	D	B
	Reviewer Comment (2022-01-05): Tailing documents received. Exception cleared.	3	2	D	B
	Reviewer Comment (2022-01-05): Tailing documents received. Exception cleared.	3	2	D	B
	Reviewer Comment (2022-01-07): Received 1003	3	2	D	B
	Reviewer Comment (2022-01-05): Tailing documents received. Exception cleared.	3	2	D	B
	Reviewer Comment (2022-01-05): Tailing documents received. Exception cleared.	3	2	D	B
		3	2	D	B
	Reviewer Comment (2022-01-07): Received Broker's Initial 1003	3	2	D	B
	Reviewer Comment (2022-01-07): Received Final Title	3	2	D	B
	Reviewer Comment (2021-12-30): HUD provided. Exception cleared.	3	1	D	A
	Reviewer Comment (2021-12-30): HUD provided. Exception cleared.	3	1	D	A
		3	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		2	2	B	B
	Reviewer Comment (2022-01-10): Received several copies of the Private Mortgage Insurance Disclosure. Exception is for the PMI Certificate. Exception remains.	3	2	B	B
		3	2	B	B
		3	2	B	B
	Reviewer Comment (2022-01-04): Received Final 1003	3	2	D	B
	Reviewer Comment (2022-01-04): Received Security Instrument	3	2	D	B
		3	2	D	B
		3	2	D	B
		3	2	D	B
	Reviewer Comment (2022-01-04): Received 1003	3	2	D	B
	Reviewer Comment (2022-01-04): Received 1003	3	2	D	B
		3	2	D	B
	Reviewer Comment (2021-12-30): HUD provided. Exception cleared.	3	2	D	B
	Reviewer Comment (2021-12-30): Exception cleared.	3	2	D	B
	Reviewer Comment (2021-12-30): HUD provided. Exception cleared.	3	2	D	B
		3	2	D	B
	Reviewer Comment (2021-12-30): HUD provided. Exception cleared.	3	2	D	B
		3	2	D	B
	Reviewer Comment (2021-12-30): HUD provided, able to confirm occupancy. Exception cleared.	3	2	D	B
	Reviewer Comment (2021-12-30): HUD provided. Exception cleared.	3	2	D	B
	Reviewer Comment (2021-12-30): HUD provided. Exception cleared.	3	2	D	B
		3	2	D	B
	Reviewer Comment (2022-01-07): Received Final Title	3	2	D	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	1	A	A
		3	2	B	B
		3	2	B	B
	Reviewer Comment (2022-01-10): Received post close property history report.	3	2	B	B
		3	2	B	B
		3	3	D	D
		3	3	D	D
		3	3	D	D
Seller Comment (2022-01-03): Uploaded closing documents which includes final settlement statement	Reviewer Comment (2022-01-03): Title Co Closing Statement provided. Exception replaced.	3	3	D	D
		3	3	D	D
	Reviewer Comment (2022-01-03): Title Co Closing Statement provided. Exception replaced.	3	3	D	D
	Reviewer Comment (2022-01-03): Title Co Closing Statement provided. Exception cleared.	3	3	D	D
		3	3	D	D
		3	3	D	D
		2	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
	Reviewer Comment (2022-01-07): Received Final 1003	3	2	B	B
		3	2	B	B
		3	2	B	B
	Reviewer Comment (2022-01-06): Received Final 1003	3	2	B	B
	Reviewer Comment (2022-01-06): Received Final 1003 that included lender's application date.	3	2	B	B
		3	2	B	B
		3	3	D	D
Seller Comment (2021-12-29): Hud not located.	Reviewer Comment (2021-12-29): Servicer confirmed unable to locate HUD.	3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
Seller Comment (2021-12-29): Hud Not located.	Reviewer Comment (2021-12-29): Servicer confirmed unable to locate HUD.	3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	2	B	B
		3	2	B	B
		3	2	B	B
	Reviewer Comment (2022-01-07): Received 4 duplicate copies of the Initial Loan application. Exception is for a Final application. Exception remains.	3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
Seller Comment (2021-12-29): Hud Not located.	Reviewer Comment (2021-12-29): Servicer confirmed unable to locate HUD.	3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	2	B	B
		3	2	B	B
		2	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
Seller Comment (2021-12-29): Hud Not located.	Reviewer Comment (2021-12-29): Servicer confirmed unable to locate HUD.	3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
	Reviewer Comment (2021-12-30): HUD provided, confirmed purchase transaction so exception is no longer applicable.	3	2	D	B
	Reviewer Comment (2021-12-30): HUD provided, confirmed purchase transaction so exception is no longer applicable.	3	2	D	B
	Reviewer Comment (2022-01-07): Received Final 1003	3	2	D	B
Seller Comment (2021-12-29): Security Instrument not located.	Reviewer Comment (2021-12-29): Servicer confirmed unable to locate Security Instrument. Reviewer Comment (2022-01-07): Security Instrument provided Reviewer Comment (2022-01-07): Received Security Instrument	3	2	D	B
		3	2	D	B
		3	2	D	B
		3	2	D	B
		3	2	D	B
	Reviewer Comment (2022-01-07): Received Security Instrument	3	2	D	B
	Reviewer Comment (2021-12-30): HUD provided. Exception cleared.	3	2	D	B
	Reviewer Comment (2021-12-30): HUD provided, confirmed purchase transaction so exception is no longer applicable.	3	2	D	B
	Reviewer Comment (2022-01-07): Received Lender's Initial Loan Application	3	2	D	B
	Reviewer Comment (2021-12-30): HUD provided. Exception cleared.	3	2	D	B
	Reviewer Comment (2021-12-30): HUD provided, confirmed purchase transaction so exception is no longer applicable.	3	2	D	B
	Reviewer Comment (2022-01-07): Received Final 1003	3	2	D	B
	Reviewer Comment (2021-12-30): HUD provided. Exception cleared.	3	2	D	B
	Reviewer Comment (2021-12-30): HUD provided, confirmed purchase transaction so exception is no longer applicable.	3	2	D	B
		3	2	D	B
	Reviewer Comment (2022-01-07): Received Final Title	3	2	D	B
		3	2	D	B
		3	2	B	B
	Reviewer Comment (2022-01-06): Received Final 1003	3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	3	D	D
Seller Comment (2022-01-06): SMS unable to provide. Acquired from XXX, not received to date.	Reviewer Comment (2022-01-06): Servicer confirmed unable to provide signed HUD.	3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
Seller Comment (2022-01-04): SMS does not have copy of HUD. Acquired loan from XXX; no prior to go back to.	Reviewer Comment (2022-01-04): Servicer confirmed unable to provide HUD.	3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		2	2	B	B
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
Seller Comment (2021-12-29): Hud Not located.	Reviewer Comment (2021-12-29): Servicer confirmed unable to locate HUD.	3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
Seller Comment (2022-01-10): SMS unable to provide. Acquired from XXX, not received to date.	Reviewer Comment (2022-01-10): Downgraded to EV2-B due to exemption status of originating lender.	3	2	C	B
	Reviewer Comment (2022-01-10): Downgraded to EV2-B due to exemption status of originating lender.	3	2	C	B
	Reviewer Comment (2022-01-10): Downgraded to EV2-B due to exemption status of originating lender.	3	2	C	B
		3	2	C	B
		3	2	C	B
	Reviewer Comment (2022-01-07): Received PMI Cert	3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		2	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
	Reviewer Comment (2022-01-07): Received Final 1003	3	2	D	B
Seller Comment (2021-12-29): Security Instrument not located.	Reviewer Comment (2021-12-29): Servicer confirmed unable to locate Security Instrument. Reviewer Comment (2022-01-07): Received Security Instrument Reviewer Comment (2022-01-07): Received Security Instrument	3	2	D	B
		3	2	D	B
		3	2	D	B
		3	2	D	B
	Reviewer Comment (2021-12-30): HUD provided. Exception cleared.	3	2	D	B
		3	2	D	B
	Reviewer Comment (2021-12-30): HUD provided. Exception replaced with one with fees tested.	3	2	D	B
	Reviewer Comment (2022-01-07): Received 1003	3	2	D	B
	Reviewer Comment (2021-12-30): HUD provided. Exception cleared.	3	2	D	B
		3	2	D	B
	Reviewer Comment (2022-01-07): Received Final Title	3	2	D	B
		3	2	D	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
Seller Comment (2022-01-06): SMS does not have HUD. Acquired from XXX, not received to date	Reviewer Comment (2022-01-06): Servicer confirmed unable to locate HUD.	3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	2	B	B
		3	2	B	B
		3	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		2	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	3	D	D
		3	3	D	D
		3	3	D	D
Seller Comment (2021-12-29): Hud Not located.	Reviewer Comment (2021-12-29): Servicer confirmed unable to locate HUD.	3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
Seller Comment (2021-12-29): Hud Not located.	Reviewer Comment (2021-12-29): Servicer confirmed unable to locate HUD.	3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		2	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2		B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2		B
		3	2		B
		3	2		B
		3	2		B
		3	2		B
		3	2		B
		3	2		B
		3	2		B
		3	2		B
		3	2		B
		3	2		B
		3	2		B
		3	2		B
		3	2		B
		3	2		B
		3	2		B
	Reviewer Comment (2022-01-06): Received Final 1003	3	2		B
		3	2		B
		3	2		B
		3	2		B
		3	2		B
		3	2		B
		3	2		B
	Reviewer Comment (2022-01-05): CD provided	3	2		B
		3	2		B
		3	2		B
		3	2		B
		3	2		B
		3	2		B
	Reviewer Comment (2022-01-05): CD provided	3	2		B
		3	2		B
	Reviewer Comment (2022-01-05): CD provided	3	2		B
	Reviewer Comment (2022-01-06): Final Title Policy provided. Exception cleared.	3	2		B
		3	2		B
		3	2		B
Seller Comment (2022-01-07): Disagree, iniital closing disclosure created XXXX, closing disclosure created XXXX per date stamp on document, one signed was created XXXX matches the one with the date stamp of XXXX.	Reviewer Comment (2022-01-05): CD provided	3	2		B
		3	2		B
		3	2		B
		3	2		B
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
Seller Comment (2021-12-29): Unable to locate HUD-1.	Reviewer Comment (2021-12-29): Servicer confirmed unable to locate HUD.	3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
	Reviewer Comment (2022-01-10): Received Final Title	3	3	D	D
		2	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		3	2	C	B
	Reviewer Comment (2022-02-15): Client provided Occupancy Cert signed by the borrower stating subject is Investment. Also noted that Credit Report obtained at the time of the original loan shows borrower address is different than the subject address. Given this additional support, exception cleared with property confirmed as Investment.	3	2	C	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	D	B
		3	2	D	B
		3	2	D	B
		3	2	D	B
	Reviewer Comment (2021-12-30): HUD provided. Exception cleared.	3	2	D	B
		3	2	D	B
	Reviewer Comment (2021-12-30): HUD provided. Exception replaced with one with fees tested.	3	2	D	B
		3	2	D	B
	Reviewer Comment (2021-12-30): HUD provided. Exception cleared.	3	2	D	B
	Reviewer Comment (2021-12-30): HUD provided. Exception cleared.	3	2	D	B
		3	2	D	B
		3	2	D	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
	Reviewer Comment (2021-12-22): Sufficient Cure Provided At Closing	3	2		B
		3	2		B
		2	2	B	B
		2	2	B	B
		3	2	B	B
		3	2	B	B
	Reviewer Comment (2022-01-10): Received Final 1003	3	2	D	B
		3	2	D	B
		3	2	D	B
		3	2	D	B
	Reviewer Comment (2021-12-30): HUD provided. Exception cleared.	3	2	D	B
		3	2	D	B
	Reviewer Comment (2021-12-30): HUD provided. Exception replaced with one with fees tested.	3	2	D	B
		3	2	D	B
	Reviewer Comment (2022-01-04): Occupancy provided on final 1003	3	2	D	B
	Reviewer Comment (2021-12-30): HUD provided. Exception cleared.	3	2	D	B
		3	2	D	B
	Reviewer Comment (2022-01-10): Received Final	3	2	D	B
		2	2	B	B
		2	2	B	B
	Reviewer Comment (2022-01-06): Received PMI Cert	3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2		B
	Reviewer Comment (2022-01-06): NMLS provided. Exception cleared.	3	2		B
	Reviewer Comment (2022-01-06): NMLS provided. Exception cleared.	3	2		B
	Reviewer Comment (2022-01-06): NMLS provided. Exception cleared.	3	2		B
	Reviewer Comment (2022-01-06): Final 1003 provided. Exception cleared.	3	2		B
	Reviewer Comment (2022-01-06): Note provided. Exception cleared.	3	2		B
		3	2		B
		3	2		B
	Reviewer Comment (2022-01-06): Exception cleared.	3	2		B
		3	2		B
		3	2		B
		3	2		B
		3	2		B
		3	2		B
		3	2		B
		3	2		B
		3	2		B
		3	2		B
	Reviewer Comment (2022-01-06): Short Form Title Policy provided. Exception cleared.	3	2		B
		3	2		B
		3	2		B
		3	2		B
	Reviewer Comment (2022-01-05): Trailing documents received. Exception cleared.	3	2		B
		3	2		B
		2	2		B
	Reviewer Comment (2022-01-07): Received Final 1003	3	2	D	B
		3	2	D	B
		3	2	D	B
		3	2	D	B
		3	2	D	B
	Reviewer Comment (2022-01-04): Received HUD	3	2	D	B
		3	2	D	B
	Reviewer Comment (2022-01-04): Received HUD. Replaced with version that indicates fees were used in testing.	3	2	D	B
	Reviewer Comment (2022-01-04): Received 1003	3	2	D	B
	Reviewer Comment (2022-01-04): Received HUD	3	2	D	B
		3	2	D	B
	Reviewer Comment (2022-01-07): Received Final Title	3	2	D	B
		2	2	B	B
		2	2	B	B
		3	2	B	B
		3	2	B	B
		2	2	B	B
	Reviewer Comment (2022-01-07): Received PMI Cert	3	1	A	A
		2	2	B	B
		2	2	B	B
		2	2	B	B
		3	2	C	B
	Reviewer Comment (2022-01-06): Acknowledgment located in file. Exception cleared.	3	2	C	B
		3	3	C	C
		3	3	C	C
		3	3	C	C
		3	3	C	C
		3	3	C	C
		3	3	C	C
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		2	2	B	B
		2	2	B	B
		3	2	B	B
		3	2	B	B
		2	2	B	B
		2	2	B	B
		3	2	D	B
	Reviewer Comment (2022-01-07): Received Security Instrument	3	2	D	B
		3	2	D	B
		3	2	D	B
		3	2	D	B
	Reviewer Comment (2021-12-30): HUD provided. Exception cleared.	3	2	D	B
		3	2	D	B
	Reviewer Comment (2021-12-30): HUD provided. Exception cleared.	3	2	D	B
	Reviewer Comment (2021-12-30): HUD provided. Exception cleared.	3	2	D	B
		3	2	D	B
		3	2	D	B
		3	3	C	C
		3	3	C	C
	Reviewer Comment (2022-01-05): Final 1003 provided. Exception cleared.	3	2	D	B
	Reviewer Comment (2021-12-30): Investment. TIL N/A.	3	2	D	B
		3	2	D	B
		3	2	D	B
	Reviewer Comment (2021-12-30): HUD provided. Exception cleared.	3	2	D	B
		3	2	D	B
	Reviewer Comment (2021-12-30): HUD provided. Exception cleared.	3	2	D	B
	Reviewer Comment (2021-12-30): Investment. TIL N/A.	3	2	D	B
	Reviewer Comment (2021-12-30): HUD provided so able to verify occupancy. Exception cleared.	3	2	D	B
	Reviewer Comment (2021-12-30): HUD provided. Exception cleared.	3	2	D	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
	Reviewer Comment (2022-01-10): Received Final 1003	3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		2	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
Seller Comment (2022-01-07): Agree - this can be remediated or corrected by refunding the excess fees to borrower and therefore bring account into compliance.		3	3	C	C
		3	3	C	C
		3	3	C	C
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	2	B	B
		3	2	B	B
		3	2	B	B
		2	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		2	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		2	2	B	B
		2	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	3	D	D
	Reviewer Comment (2022-01-07): Received Final 1003	3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
	Reviewer Comment (2022-01-05): Estimated HUD provided. Exception replaced.	3	3	D	D
		3	3	D	D
		3	3	D	D
	Reviewer Comment (2022-01-07): Received 1003	3	3	D	D
	Reviewer Comment (2022-01-05): Estimated HUD Provided. Exception Cleared.	3	3	D	D
		3	3	D	D
	Reviewer Comment (2022-01-07): Received Final Title	3	3	D	D
		3	2		B
	Reviewer Comment (2022-01-06): Received Final 1003	3	2		B
	Reviewer Comment (2022-01-05): Located security instrument	3	2		B
		3	2		B
	Reviewer Comment (2022-01-06): Received stated value on Final 1003	3	2		B
	Reviewer Comment (2022-01-05): CD provided	3	2		B
	Reviewer Comment (2022-01-05): Located Security instrument	3	2		B
	Reviewer Comment (2022-01-06): Received Final 1003 with evidence of Lender's Application Date.	3	2		B
	Reviewer Comment (2022-01-05): Final CD provided	3	2		B
	Reviewer Comment (2022-01-05): Per CD-not primary residence	3	2		B
		3	2		B
	Reviewer Comment (2022-01-05): Determined occupancy with final CD	3	2		B
		3	2		B
	Reviewer Comment (2022-01-05): Final CD provided	3	2		B
	Reviewer Comment (2022-01-05): Final CD provided	3	2		B
	Reviewer Comment (2022-01-05): Property type located	3	2		B
	Reviewer Comment (2022-01-06): Received Final Title	3	2		B
		3	2		B
	Reviewer Comment (2022-01-06): Received Final 1003 with evidence of Lender's Application Date.	3	2		B
		3	2		B
	Reviewer Comment (2022-01-05): Final CD provided	3	2		B
		2	2	B	B
		3	2		B
		3	2		B
		3	3	D	D
		3	3	D	D
Seller Comment (2022-01-04): SMS does not have copy of HUD. Acquired loan as part of XXX acquisition; no prior to go back to. Uploaded closing package we received with the docs available.	Reviewer Comment (2022-01-04): Servicer confirmed unable to provide HUD.	3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		2	2	B	B
		2	2	B	B
		3	2	B	B
		3	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		3	2		B
		2	2	B	B
		2	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	1	A	A
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		2	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
Seller Comment (2022-01-06): A rate-stack displaying the par rate and the discounted rate with LLPAs is not evidenced: page 133 of the document link titled 'Miscellaneous - Other Loan Docs - Prior SVCR Date' states 'Not a Buy Down' which would indicate the Borrower was charged 1.500% Discount Points absernt a rate-drop. The Discount Points must be considered non bona-fide and this loan fails the TX 50(a)(6) 3.00% fee test (see Servicer Loan Number tab - Column E).		3	3	C	C
		3	3	C	C
		3	3	C	C
		3	3	C	C
		2	2	B	B
		2	2	B	B
		2	2	B	B
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
Seller Comment (2021-12-29): Unable to locate signed HUD-1.	Reviewer Comment (2021-12-29): Servicer confirmed unable to locate signed HUD.	3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
Seller Comment (2022-01-06): SMS does not have HUD. Acquired from XXX who advised they do not house origination docs and to request from client	Reviewer Comment (2022-01-06): Servicer confirmed unable to provide HUD.	3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		2	2	B	B
		2	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		2	2	B	B
		3	2	D	B
		3	2	D	B
	Reviewer Comment (2022-01-05): Final 1003 provided	3	2	D	B
		3	2	D	B
		3	2	D	B
		3	2	D	B
		3	2	D	B
		3	2	D	B
	Reviewer Comment (2022-01-05): Origination channel determined from final 1003 and hud	3	2	D	B
		3	2	D	B
	Reviewer Comment (2022-01-05): Hud provided	3	2	D	B
		3	2	D	B
	Reviewer Comment (2022-01-05): Hud provided	3	2	D	B
		3	2	D	B
	Reviewer Comment (2022-01-05): Hud provided	3	2	D	B
		3	2	D	B
		3	2	D	B
	Reviewer Comment (2022-01-05): Occupancy determined from final 1003 and hud provided	3	2	D	B
	Reviewer Comment (2022-01-05): Hud provided	3	2	D	B
	Reviewer Comment (2022-01-05): Property type located on property report and hazard insurance	3	2	D	B
		3	2	D	B
		3	2	D	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2		B
		3	2		B
	Reviewer Comment (2022-01-06): Received Final 1003	3	2		B
		3	2		B
		3	2		B
	Reviewer Comment (2022-01-05): Final CD provided	3	2		B
		3	2		B
	Reviewer Comment (2022-01-05): Final CD provided	3	2		B
		3	2		B
		3	2		B
		3	2		B
	Reviewer Comment (2022-01-05): Final CD provided	3	2		B
		3	2		B
	Reviewer Comment (2022-01-05): Final CD provided	3	2		B
	Reviewer Comment (2022-01-06): Received Final Title	3	2		B
		3	2		B
		3	2		B
	Reviewer Comment (2022-01-05): Final CD provided	3	2		B
		3	2	D	B
	Reviewer Comment (2022-01-10): Received a duplicate copy of the initial application. Exception is for a Final application. Exception remains.	3	2	D	B
		3	2	D	B
		3	2	D	B
		3	2	D	B
		3	2	D	B
		3	2	D	B
	Reviewer Comment (2022-01-05): Hud provided	3	2	D	B
	Reviewer Comment (2022-01-05): Hud and initial 1003 provided	3	2	D	B
		3	2	D	B
		3	2	D	B
	Reviewer Comment (2022-01-05): Occupancy determined per the initial 1003 and hud provided	3	2	D	B
	Reviewer Comment (2022-01-05): Hud provided	3	2	D	B
	Reviewer Comment (2022-01-05): Property type provided on property report.	3	2	D	B
	Reviewer Comment (2022-01-10): Received Final Title	3	2	D	B
		3	2	D	B
	Reviewer Comment (2022-01-05): Final 1003 provided	3	2	D	B
		3	2	D	B
		3	2	D	B
		3	2	D	B
		3	2	D	B
	Reviewer Comment (2022-01-05): Hud provided	3	2	D	B
		3	2	D	B
	Reviewer Comment (2022-01-05): Hud provided	3	2	D	B
	Reviewer Comment (2022-01-05): Occupancy determined with provided final 1003 and final hud	3	2	D	B
	Reviewer Comment (2022-01-05): Hud provided with no disbursement date.	3	2	D	B
	Reviewer Comment (2022-01-10): Received Final Title	3	2	D	B
		3	2	D	B
	Reviewer Comment (2022-01-04): Final 1003 provided	3	2	D	B
		3	2	D	B
		3	2	D	B
		3	2	D	B
		3	2	D	B
		3	2	D	B
	Reviewer Comment (2022-01-04): Final hud uploaded	3	2	D	B
	Reviewer Comment (2022-01-04): Initial 1003 and final hud uploaded	3	2	D	B
		3	2	D	B
	Reviewer Comment (2022-01-04): Occupancy determined from 1003 and final hud	3	2	D	B
	Reviewer Comment (2022-01-04): Disbursement date from hud-1 uploaded	3	2	D	B
	Reviewer Comment (2022-01-10): Received Final Title	3	2	D	B
		3	2	D	B
		3	2	B	B
		2	2	B	B
		2	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
Seller Comment (2022-01-06): SMS does not have HUD, however uploaded closing document containing fee breakout	Reviewer Comment (2022-01-06): Document provided appears to be Closing Instructions, not Closing Statement. Not acceptable to use in lieu of HUD. Exception remains.	3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		2	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		2	2	B	B
		2	2	B	B
Seller Comment (2022-01-03): Provided HUD	Reviewer Comment (2022-01-03): Received HUD that matches the HUD used for review. The GFE data on page 3 does not match the date from the GFE that was provided for review. Unable to clear.	3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	D	B
	Reviewer Comment (2022-01-07): Second level review determined the fees on page 2 were disclosed properly in the HUD column no page 3 of the HUD-1. Exception cleared.	3	2	D	B
		3	2	D	B
	Reviewer Comment (2022-01-07): Received Final 1003	3	2	D	B
		3	2	D	B
		3	2	D	B
		3	2	D	B
		3	2	D	B
		3	2	D	B
		3	2	D	B
		3	2	D	B
	Reviewer Comment (2022-01-05): Final hud provided	3	2	D	B
		3	2	D	B
	Reviewer Comment (2022-01-05): Final hud provided	3	2	D	B
		3	2	D	B
		3	2	D	B
	Reviewer Comment (2022-01-07): Received 1003	3	2	D	B
	Reviewer Comment (2022-01-05): Final hud provided	3	2	D	B
	Reviewer Comment (2022-01-07): Received Final Title	3	2	D	B
		3	2	D	B
		3	2		B
		3	2		B
		3	2		B
	Reviewer Comment (2022-01-05): Received Final 1003. Exception is for missing application date which is not on the document provided. Exception remains.	3	2		B
		3	2		B
		3	2		B
		3	2		B
		3	2		B
		3	2		B
		3	2		B
	Reviewer Comment (2022-01-06): Received Final Title	3	2		B
		3	2		B
		3	2		B
		3	2		B
		3	2		B
	Reviewer Comment (2022-01-06): Cleared after re-review.	3	2		B
		3	2		B
		3	2		B
		3	2		B
	Reviewer Comment (2022-01-05): Final CD provide	3	2		B
	Reviewer Comment (2022-01-05): Located property type on property report.	3	2		B
	Reviewer Comment (2022-01-06): Received Final Title	3	2		B
		3	2		B
	Reviewer Comment (2022-01-05): Received Final 1003. Exception is for missing application date which is not on the document provided. Exception remains.	3	2		B
	Reviewer Comment (2022-01-05): Final CD provide	3	2		B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		2	2	B	B
		2	2	B	B
	Reviewer Comment (2022-01-04): Received duplicate HUD which shows line 1203 amount exceeding the disclosed line 1203 amount and that a cure was provided which is what the exception indicates. Exception remains.	2	2	B	B
	Reviewer Comment (2022-01-04): Received HUD-1. Exception is for missing Settlement Booklet. Exception remains.	2	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
Seller Comment (2022-01-03): provided HUD	Reviewer Comment (2022-01-03): Received HUD that matches the HUD used for review. It shows the Line 1203 amount exceeding the disclosed line 1203 amount and that a cure was provided which is what this exception indicates. Exception remains.	3	2	B	B
		3	2	B	B
	Reviewer Comment (2022-01-04): Received Final 1003	3	2	D	B
		3	2	D	B
		3	2	D	B
	Reviewer Comment (2022-01-04): Received 1003	3	2	D	B
	Reviewer Comment (2022-01-04): Received HUD	3	2	D	B
		3	2	D	B
	Reviewer Comment (2022-01-04): Received HUD	3	2	D	B
		3	2	D	B
	Reviewer Comment (2022-01-04): Received 1003	3	2	D	B
	Reviewer Comment (2022-01-04): Received HUD	3	2	D	B
		3	2	D	B
	Reviewer Comment (2022-01-07): Received Final Title	3	2	D	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	D	B
	Reviewer Comment (2022-01-10): Received Final 1003	3	2	D	B
		3	2	D	B
		3	2	D	B
		3	2	D	B
		3	2	D	B
		3	2	D	B
	Reviewer Comment (2022-01-03): HUD provided. Exception cleared.	3	2	D	B
		3	2	D	B
	Reviewer Comment (2022-01-03): HUD provided. Exception cleared.	3	2	D	B
	Reviewer Comment (2022-01-10): Received Lender's Initial 1003 date	3	2	D	B
	Reviewer Comment (2022-01-03): HUD provided. Exception replaced.	3	2	D	B
		3	2	D	B
		3	2	D	B
	Reviewer Comment (2022-01-04): Occupancy determined by provided hud and 1003.	3	2	D	B
	Reviewer Comment (2022-01-03): HUD provided. Exception cleared.	3	2	D	B
	Reviewer Comment (2022-01-10): Received Final Title	3	2	D	B
		3	2	D	B
	Reviewer Comment (2022-01-10): Received Lender's Initial application date	3	2	D	B
		3	2	D	B
		3	2	D	B
	Reviewer Comment (2022-01-04): Final 1003 provided	3	2	D	B
		3	2	D	B
		3	2	D	B
		3	2	D	B
		3	2	D	B
		3	2	D	B
	Reviewer Comment (2022-01-04): Origination channel verified with HUD-1 and final 1003 provided	3	2	D	B
		3	2	D	B
		3	2	D	B
	Reviewer Comment (2022-01-04): HUD-1 provided	3	2	D	B
		3	2	D	B
	Reviewer Comment (2022-01-04): HUD-1 provided	3	2	D	B
		3	2	D	B
		3	2	D	B
	Reviewer Comment (2022-01-04): Occupancy determined from hud-1 and final 1003 provided.	3	2	D	B
	Reviewer Comment (2022-01-04): HUD-1 provided with disbursement date	3	2	D	B
		3	2	D	B
	Reviewer Comment (2022-01-10): Received Final Title	3	2	D	B
		3	2	D	B
		3	2	D	B
		3	2	D	B
		3	2	D	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
	Reviewer Comment (2022-01-04): Received HUD-1. Exception is for missing Settlement Booklet. Exception remains.	2	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		2	2	B	B
Seller Comment (2022-01-03): Provided HUD	Reviewer Comment (2022-01-03): Received HUD-1. Exception is for missing Settlement Booklet. Exception remains.	2	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		2	2	B	B
	Reviewer Comment (2022-01-03): Received HUD that matches the HUD used for review. It shows the Line 1203 amount exceeding the disclosed line 1203 amount and that a cure was provided which is what this exception indicates. Exception remains.	2	2	B	B
	Reviewer Comment (2022-01-03): Received HUD. Second level review found the HUD-1 details on page 3 do match the HUD-1 charges shown on page 2. Exception cleared.	2	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		3	2	D	B
	Reviewer Comment (2022-01-04): Final 1003 provided	3	2	D	B
		3	2	D	B
		3	2	D	B
		3	2	D	B
		3	2	D	B
		3	2	D	B
	Reviewer Comment (2022-01-04): Origination channel determined from hud provided	3	2	D	B
		3	2	D	B
		3	2	D	B
		3	2	D	B
		3	2	D	B
	Reviewer Comment (2022-01-04): Loan Officer active and authorized during timeframe in NMLS database.	3	2	D	B
	Reviewer Comment (2022-01-04): Hud provided	3	2	D	B
		3	2	D	B
		3	2	D	B
	Reviewer Comment (2022-01-04): Disbursement date from hud.	3	2	D	B
		3	2	D	B
	Reviewer Comment (2022-01-10): Received Final Title	3	2	D	B
		3	2	D	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		2	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
	Reviewer Comment (2022-01-07): Received a duplicate copy of the initial application. Exception is for a Final application. Exception remains.	3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	D	B
	Reviewer Comment (2022-01-10): Received a duplicate copy of the initial application. Exception is for a Final application. Exception remains.	3	2	D	B
	Reviewer Comment (2022-01-10): Received Security Instrument	3	2	D	B
		3	2	D	B
		3	2	D	B
		3	2	D	B
		3	2	D	B
		3	2	D	B
	Reviewer Comment (2022-01-04): HUD provided. Exception cleared.	3	2	D	B
	Reviewer Comment (2022-01-04): HUD provided. Exception cleared.	3	2	D	B
		3	2	D	B
	Reviewer Comment (2022-01-04): HUD provided. Exception replaced with one with fees tested.	3	2	D	B
		3	2	D	B
	Reviewer Comment (2022-01-10): Received 1003	3	2	D	B
	Reviewer Comment (2022-01-04): HUD provided. Exception cleared.	3	2	D	B
		3	2	D	B
	Reviewer Comment (2022-01-10): Received Final Title	3	2	D	B
		3	2	D	B
		3	2	D	B
		2	2	B	B
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
Seller Comment (2022-01-07): SMS does not have copy of HUD. Acquired loan from XXX; no prior to go back to.	Reviewer Comment (2022-01-07): Servicer confirmed unable to provide HUD.	3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
Seller Comment (2022-01-06): SMS does not have HUD. Acquired from XXX, not received to date.	Reviewer Comment (2022-01-06): Servicer confirmed unable to provide HUD.	3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	2	B	B
	Reviewer Comment (2022-01-10): Received 2 copies of the Private Mortgage Insurance Disclosure. Exception is for the PMI Certificate. Exception remains.	3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	D	B
		3	2	D	B
Seller Comment (2022-01-10): Settlement Statement uploaded.	Reviewer Comment (2022-01-06): Signed HUD provided. Exception cleared.	3	2	D	B
Seller Comment (2022-01-06): Uploaded HUD.	Reviewer Comment (2022-01-06): Same HUD provided, is marked Estimated on page 1. Exception remains.	3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		2	2	B	B
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		2	2	B	B
		2	2	B	B
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
Seller Comment (2022-01-04): SMS does not have copy of HUD. Acquired loan from XXX; no prior to go back to.	Reviewer Comment (2022-01-04): Servicer confirmed unable to provide HUD.	3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
	Reviewer Comment (2022-01-06): Received several duplicate copies of the 1003 that is signed but is not dated. Exception remains.	3	1	A	A
		3	2	B	B
	Reviewer Comment (2022-01-04): Received HUD-1. Exception is for missing Settlement Booklet. Exception remains.	3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2		B
		3	2		B
		3	2		B
		3	3	C	C
		3	3	C	C
		3	3	C	C
		3	2	B	B
	Reviewer Comment (2022-01-06): Received MI Cert	3	2	B	B
	Reviewer Comment (2022-01-04): Received HUD-1. Exception is for missing Settlement Booklet. Exception remains.	3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
	Reviewer Comment (2022-01-05): Final 1003 provided	3	2	D	B
		3	2	D	B
		3	2	D	B
		3	2	D	B
	Reviewer Comment (2022-01-05): Hud-1 provided	3	2	D	B
		3	2	D	B
	Reviewer Comment (2022-01-05): Hud-1 provided	3	2	D	B
	Reviewer Comment (2022-01-05): Verified purchase-RTC not required	3	2	D	B
	Reviewer Comment (2022-01-05): Occupancy determined from 1003 and final hud-1 provided	3	2	D	B
	Reviewer Comment (2022-01-05): Hud-1 with disbursement date provided	3	2	D	B
	Reviewer Comment (2022-01-05): Property type provided on property report	3	2	D	B
	Reviewer Comment (2022-01-10): Received Final Title	3	2	D	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	D	B
		3	2	D	B
	Reviewer Comment (2022-01-04): Final 1003 provided	3	2	D	B
		3	2	D	B
		3	2	D	B
		3	2	D	B
		3	2	D	B
		3	2	D	B
		3	2	D	B
		3	2	D	B
	Reviewer Comment (2022-01-04): Origination channel determined from HUD-1 and final 1003	3	2	D	B
		3	2	D	B
		3	2	D	B
		3	2	D	B
		3	2	D	B
		3	2	D	B
	Reviewer Comment (2022-01-04): HUD-1 provided	3	2	D	B
		3	2	D	B
	Reviewer Comment (2022-01-04): HUD-1 provided	3	2	D	B
		3	2	D	B
	Reviewer Comment (2022-01-04): Cleared with 1003 and HUD-1 provided.	3	2	D	B
	Reviewer Comment (2022-01-04): HUD-1 w/disbursement date provided	3	2	D	B
		3	2	D	B
		3	2	D	B
		3	2	D	B
		3	2	D	B
		3	2	B	B
		3	2	B	B
	Reviewer Comment (2022-01-04): U/W Input error corrected.	3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	1	A	A
		2	2	B	B
		3	2		B
		3	2		B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
	Reviewer Comment (2022-01-06): Received duplicate copy of Broker's Initial 1003. Exception is for a Final 1003. Exception remains.	3	2	B	B
		3	2	B	B
		3	2	B	B
		3	1	D	A
		2	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
	Reviewer Comment (2022-01-07): Received duplicate copies of the initial application. Exception is for a Final application. Exception remains.	3	2	B	B
		3	2	B	B
		2	2	B	B
	Reviewer Comment (2022-01-04): Received another copy of the HUD and GFE. GFE column on page 3 of the HUD-1 shows a positive amount for line 802 whereas the GFE shows a negative amount. Exception remains.	2	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		2	2	B	B
		3	3	C	C
		3	3	C	C
		3	3	C	C
		3	3	D	D
		3	3	D	D
	Reviewer Comment (2022-01-04): Received Final 1003	3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
	Reviewer Comment (2022-01-04): Received 1003	3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
	Reviewer Comment (2022-01-04): Received HUD	3	3	D	D
	Reviewer Comment (2022-01-04): Received 1003	3	3	D	D
		3	3	D	D
	Reviewer Comment (2022-01-04): Received Final 1003	3	3	D	D
	Reviewer Comment (2022-01-04): Received HUD	3	3	D	D
		3	3	D	D
	Reviewer Comment (2022-01-07): Received Final Title	3	3	D	D
		3	3	D	D
	Reviewer Comment (2022-01-04): Received 1003	3	3	D	D
		2	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		2	2	B	B
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
	Reviewer Comment (2022-01-04): Received HUD-1. Exception is for missing Settlement Booklet. Exception remains.	3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		2	2	B	B
		2	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
	Reviewer Comment (2022-01-05): The Ohio Consumer Sales Practices Act does not apply to “… banks, savings and loan associations, credit unions, or credit union service organizations organized under the laws of Ohio, another state, or the United States...” per the statute.	3	2	D	B
	Reviewer Comment (2022-01-05): The Ohio Consumer Sales Practices Act does not apply to “… banks, savings and loan associations, credit unions, or credit union service organizations organized under the laws of Ohio, another state, or the United States...” per the statute.	3	2	D	B
		3	2	D	B
	Reviewer Comment (2022-01-10): Received a duplicate copy of the initial application. Exception is for a Final application. Exception remains.	3	2	D	B
		3	2	D	B
		3	2	D	B
		3	2	D	B
		3	2	D	B
		3	2	D	B
	Reviewer Comment (2022-01-04): Exception cleared after HUD provided.	3	2	D	B
	Reviewer Comment (2022-01-05): The Ohio Consumer Sales Practices Act does not apply to “… banks, savings and loan associations, credit unions, or credit union service organizations organized under the laws of Ohio, another state, or the United States...” per the statute.	3	2	D	B
	Reviewer Comment (2022-01-04): Exception cleared after HUD provided.	3	2	D	B
	Reviewer Comment (2022-01-04): HUD provided. Exception cleared.	3	2	D	B
	Reviewer Comment (2022-01-04): HUD provided. Exception changed to one with fees tested.	3	2	D	B
		3	2	D	B
		3	2	D	B
	Reviewer Comment (2022-01-04): HUD provided and occupancy confirmed. Exception cleared.	3	2	D	B
	Reviewer Comment (2022-01-04): Exception cleared after HUD provided.	3	2	D	B
	Reviewer Comment (2022-01-05): The Ohio Consumer Sales Practices Act does not apply to “… banks, savings and loan associations, credit unions, or credit union service organizations organized under the laws of Ohio, another state, or the United States...” per the statute.	3	2	D	B
		3	2	D	B
		3	2	D	B
	Reviewer Comment (2022-01-04): Exception cleared after HUD provided.	3	2	D	B
	Reviewer Comment (2022-01-10): Received Final Title	3	2	D	B
		3	2	D	B
	Reviewer Comment (2022-01-04): Exception cleared after HUD provided.	3	2	D	B
		3	3	D	D
		3	3	D	D
		3	3	D	D
	Reviewer Comment (2022-01-07): Received an unsigned 1003 dated prior to the note date. Exception is for a Final 1003. Exception remains.	3	2	D	B
		3	2	D	B
		3	2	D	B
		3	2	D	B
		3	2	D	B
		3	2	D	B
	Reviewer Comment (2022-01-04): Received HUD	3	2	D	B
	Reviewer Comment (2022-01-07): Received Initial 1003	3	2	D	B
	Reviewer Comment (2022-01-04): Received HUD. Replaced with version that indicates fees were used in testing.	3	2	D	B
		3	2	D	B
	Reviewer Comment (2022-01-04): Received HUD	3	2	D	B
	Reviewer Comment (2022-01-04): Received HUD	3	2	D	B
		3	2	D	B
	Reviewer Comment (2022-01-07): Received Final Title	3	2	D	B
		3	2	D	B
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
	Reviewer Comment (2022-01-04): Received Final 1003	3	2	D	B
		3	2	D	B
		3	2	D	B
	Reviewer Comment (2022-01-04): Received 1003	3	2	D	B
	Reviewer Comment (2022-01-04): Received HUD	3	2	D	B
		3	2	D	B
	Reviewer Comment (2022-01-04): Received HUD. Replaced with version that indicates fees were used in testing.	3	2	D	B
		3	2	D	B
	Reviewer Comment (2022-01-04): Received 1003	3	2	D	B
	Reviewer Comment (2022-01-04): Received HUD	3	2	D	B
		3	2	D	B
	Reviewer Comment (2022-01-07): Received Final Title	3	2	D	B
		3	2	B	B
	Reviewer Comment (2022-01-04): Received another copy of the HUD and GFE. GFE column on page 3 of the HUD-1 shows an amount for line 802 whereas the most recent GFE provided for review shows $0. Exception remains	3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
	Reviewer Comment (2022-01-04): Received HUD-1. Exception is for missing Settlement Booklet. Exception remains.	3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
Seller Comment (2022-01-19): HUD Provided.	Reviewer Comment (2022-01-19): HUD provided is not for the subject loan. Appears to be the HUD for the sale of the borrower's prior residence. Exception remains.	3	3	D	D
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
	Reviewer Comment (2022-01-07): Received duplicate copy of the Initial application. Exception is for a Final application. Exception remains.	3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
	Reviewer Comment (2022-01-10): Received duplicate copy of application signed a week prior to the closing. Exception is for a Final 1003. Exception remains.	3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		2	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	D	B
		3	2	D	B
		3	2	D	B
		3	2	D	B
		3	2	D	B
	Reviewer Comment (2022-01-04): Final 1003 provided	3	2	D	B
		3	2	D	B
	Reviewer Comment (2022-01-04): Security instrument provided	3	2	D	B
		3	2	D	B
		3	2	D	B
		3	2	D	B
		3	2	D	B
		3	2	D	B
		3	2	D	B
		3	2	D	B
	Reviewer Comment (2022-01-04): Hud and final 1003 provided	3	2	D	B
		3	2	D	B
Seller Comment (2022-01-03): |12/31/2021: provided HUD|	Reviewer Comment (2022-01-04): Hud provided	3	2	D	B
		3	2	D	B
	Reviewer Comment (2022-01-04): Hud provided	3	2	D	B
	Reviewer Comment (2022-01-04): Purchase transaction per hud	3	2	D	B
		3	2	D	B
	Reviewer Comment (2022-01-04): Occupancy determined from final 1003	3	2	D	B
	Reviewer Comment (2022-01-04): Hud provided	3	2	D	B
	Reviewer Comment (2022-01-04): Purchase transaction per hud	3	2	D	B
	Reviewer Comment (2022-01-04): Missing appraisal	3	2	D	B
	Reviewer Comment (2022-01-10): Received Final Title	3	2	D	B
		3	2	D	B
		3	2	D	B
		3	3	C	C
		3	3	C	C
		3	3	C	C
	Reviewer Comment (2021-12-28): Only copies of 12 Day Notice in file are dated as of closing date. Borrower did acknowledge on the Home Equity Affidavit that they received at least 12 days prior to closing but no evidence in file.	3	3	C	C
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
Seller Comment (2022-01-06): SMS does not have HUD. Acquired from XXX, not received to date.	Reviewer Comment (2022-01-06): Servicer confirmed unable to provide HUD.	3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	2	B	B
		3	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		2	2	B	B
		2	2	B	B
		3	3	D	C
		3	3	D	C
		3	3	D	C
	Reviewer Comment (2022-01-04): Exception cleared.	3	3	D	C
	Reviewer Comment (2022-01-04): Exception cleared.	3	3	D	C
	Reviewer Comment (2022-01-04): Exception cleared.	3	3	D	C
	Reviewer Comment (2022-01-04): Exception cleared.	3	3	D	C
		3	3	D	C
	Reviewer Comment (2022-01-04): Exception cleared.	3	3	D	C
	Reviewer Comment (2022-01-10): Received Final 1003	3	3	D	C
		3	3	D	C
		3	3	D	C
		3	3	D	C
		3	3	D	C
		3	3	D	C
		3	3	D	C
	Reviewer Comment (2022-01-04): Origination channel determined with broker initial 1003 and final hud	3	3	D	C
		3	3	D	C
	Reviewer Comment (2022-01-04): Hud provided	3	3	D	C
		3	3	D	C
	Reviewer Comment (2022-01-04): Hud provided	3	3	D	C
	Reviewer Comment (2022-01-04): Not provided	3	3	D	C
	Reviewer Comment (2022-01-04): Primary occupancy determined from 1003 and hud provided	3	3	D	C
	Reviewer Comment (2022-01-04): Hud provided with disbursement date	3	3	D	C
		3	3	D	C
	Reviewer Comment (2022-01-10): Received Final Title	3	3	D	C
		3	3	D	C
		3	3	D	C
		3	3	D	C
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
	Reviewer Comment (2022-01-04): Received final 1003	3	3	D	D
		3	3	D	D
		3	3	D	D
	Reviewer Comment (2022-01-04): Received stated value	3	3	D	D
		3	3	D	D
	Reviewer Comment (2022-01-04): Received HUD	3	3	D	D
		3	3	D	D
	Reviewer Comment (2022-01-04): Received HUD. Replaced with version that indicates fees were used in testing.	3	3	D	D
		3	3	D	D
	Reviewer Comment (2022-01-04): Received HUD	3	3	D	D
		3	3	D	D
	Reviewer Comment (2022-01-07): Received Final Title	3	3	D	D
		2	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
	Reviewer Comment (2022-01-07): Received Final 1003	3	2	D	B
		3	2	D	B
		3	2	D	B
	Reviewer Comment (2022-01-04): Received 1003	3	2	D	B
	Reviewer Comment (2022-01-07): Received HUD	3	2	D	B
	Reviewer Comment (2022-01-07): Received HUD.	3	2	D	B
		3	2	D	B
	Reviewer Comment (2022-01-04): Received 1003	3	2	D	B
	Reviewer Comment (2022-01-07): Received HUD	3	2	D	B
		3	2	D	B
	Reviewer Comment (2022-01-07): Received Final Title	3	2	D	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
Seller Comment (2022-01-06): SMS does not have HUD. Acquired from XXX, not received to date.	Reviewer Comment (2022-01-06): Servicer confirmed unable to provide HUD.	3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	3	D	D
		3	2	D	B
		3	2	D	B
		3	2	D	B
		3	2	D	B
	Reviewer Comment (2022-01-07): Received Final 1003	3	2	D	B
		3	2	D	B
		3	2	D	B
		3	2	D	B
		3	2	D	B
		3	2	D	B
		3	2	D	B
	Reviewer Comment (2022-01-07): Received Final 1003	3	2	D	B
	Reviewer Comment (2022-01-03): Received HUD	3	2	D	B
		3	2	D	B
	Reviewer Comment (2022-01-03): Received HUD. Replaced with version that indicates fees were used in testing.	3	2	D	B
		3	2	D	B
	Reviewer Comment (2022-01-03): Received HUD-1	3	2	D	B
	Reviewer Comment (2022-01-03): Received HUD	3	2	D	B
		3	2	D	B
	Reviewer Comment (2022-01-07): Received Final Title	3	2	D	B
		3	2	D	B
		3	2	D	B
		3	2	D	B
		3	2	B	B
		3	2	B	B
	Reviewer Comment (2022-01-04): Received duplicate HUD-1. GFE column on page 3 of the HUD does not match the most recent GFE provided for review. Exception remains.	3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
	Reviewer Comment (2022-01-04): Received HUD-1. Exception is for missing Settlement Booklet. Exception remains.	3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		2	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		3	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		2	2	B	B
		3	2	B	B
		3	2	B	B

SOL Expiration	Deal ID	AMC Loan ID
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1A	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX
	SCRT 2022-1A	XXXX
XXXX	SCRT 2022-1B	XXXX
	SCRT 2022-1B	XXXX

FHLMC Pay History
Start - End Dates:	12/2021-1/2022
Deal Loan Count:	6,677
Loans in Review:	670

Freddie Mac Loan Number	Servicer Loan Number	Current Balance	Pay History In File Available For Review	Next Due Date	Current Contractual PandI	Pay History - Current Escrow - Impound Payment (T&I)	Total Monthly Payment	Interest Paid Through Date
XXXX	XXXX	$132,915.31	Yes	01/01/2022	XXX.XX	$855.24	XXX.XX	12/01/2021
XXXX	XXXX	$185,420.41	Yes	02/01/2022	XXX.XX	$251.59	XXX.XX	01/01/2022
XXXX	XXXX	$113,368.38	Yes	01/01/2022	XXX.XX	$519.91	XXX.XX	12/01/2021
XXXX	XXXX	$86,784.93	Yes	01/01/2022	XXX.XX	$276.42	XXX.XX	12/01/2021
XXXX	XXXX	$92,908.94	Yes	01/01/2022	XXX.XX	$777.68	XXX.XX	12/01/2021
XXXX	XXXX	$227,235.96	Yes	01/01/2022	XXX.XX	$847.40	XXX.XX	12/01/2021
XXXX	XXXX	$42,317.10	Yes	12/01/2021	XXX.XX	$97.92	XXX.XX	11/01/2021
XXXX	XXXX	$304,528.08	Yes	01/01/2022	XXX.XX	$132.03	XXX.XX	12/01/2021
XXXX	XXXX	$342,798.31	Yes	01/01/2022	XXX.XX	$417.41	XXX.XX	12/01/2021
XXXX	XXXX	$118,837.39	Yes	12/01/2021	XXX.XX	$610.91	XXX.XX	11/01/2021
XXXX	XXXX	$38,305.38	Yes	01/01/2022	XXX.XX	$356.37	XXX.XX	12/01/2021
XXXX	XXXX	$272,415.55	Yes	01/01/2022	XXX.XX	$952.65	XXX.XX	12/01/2021
XXXX	XXXX	$178,988.55	Yes	02/01/2022	XXX.XX	$272.97	XXX.XX	01/01/2022
XXXX	XXXX	$210,357.05	Yes	01/01/2022	XXX.XX	$467.39	XXX.XX	12/01/2021
XXXX	XXXX	$298,778.50	Yes	01/01/2022	XXX.XX	$634.40	XXX.XX	12/01/2021
XXXX	XXXX	$72,949.03	Yes	01/01/2022	XXX.XX	$661.22	XXX.XX	12/01/2021
XXXX	XXXX	$107,272.27	Yes	01/01/2022	XXX.XX	$363.59	XXX.XX	12/01/2021
XXXX	XXXX	$322,603.04	Yes	01/01/2022	XXX.XX	$611.88	XXX.XX	12/01/2021
XXXX	XXXX	$161,731.04	Yes	09/01/2022	XXX.XX	$227.00	XXX.XX	08/01/2022
XXXX	XXXX	$135,274.45	Yes	01/01/2022	XXX.XX	$254.66	XXX.XX	12/01/2021
XXXX	XXXX	$170,302.94	Yes	01/01/2022	XXX.XX	$204.84	XXX.XX	12/01/2021
XXXX	XXXX	$332,065.76	Yes	01/01/2022	XXX.XX	$660.40	XXX.XX	12/01/2021
XXXX	XXXX	$206,379.08	Yes	01/01/2022	XXX.XX	$370.93	XXX.XX	12/01/2021
XXXX	XXXX	$307,107.93	Yes	01/01/2022	XXX.XX	$918.58	XXX.XX	12/01/2021
XXXX	XXXX	$213,273.44	Yes	01/01/2022	XXX.XX	$665.27	XXX.XX	12/01/2021
XXXX	XXXX	$251,388.44	Yes	02/01/2022	XXX.XX	$650.65	XXX.XX	01/01/2022
XXXX	XXXX	$176,634.85	Yes	01/01/2022	XXX.XX	$974.22	XXX.XX	12/01/2021
XXXX	XXXX	$69,751.28	Yes	01/01/2022	XXX.XX	$296.78	XXX.XX	12/01/2021
XXXX	XXXX	$221,415.80	Yes	01/01/2022	XXX.XX	$571.87	XXX.XX	12/01/2021
XXXX	XXXX	$59,512.94	Yes	01/01/2022	XXX.XX	$455.96	XXX.XX	12/01/2021
XXXX	XXXX	$133,640.78	Yes	01/01/2022	XXX.XX	$289.39	XXX.XX	12/01/2021
XXXX	XXXX	$141,479.23	Yes	01/01/2022	XXX.XX	$159.34	XXX.XX	12/01/2021
XXXX	XXXX	$208,021.47	Yes	01/01/2022	XXX.XX	$768.44	XXX.XX	12/01/2021
XXXX	XXXX	$227,248.78	Yes	01/01/2022	XXX.XX	$905.93	XXX.XX	12/01/2021
XXXX	XXXX	$59,938.96	Yes	01/01/2022	XXX.XX	$210.69	XXX.XX	12/01/2021
XXXX	XXXX	$116,996.21	Yes	02/01/2022	XXX.XX	$482.73	XXX.XX	01/01/2022
XXXX	XXXX	$180,408.80	Yes	01/01/2022	XXX.XX	$584.87	XXX.XX	12/01/2021
XXXX	XXXX	$91,055.27	Yes	02/01/2022	XXX.XX	$268.71	XXX.XX	01/01/2022
XXXX	XXXX	$191,622.38	Yes	01/01/2022	XXX.XX	$444.82	XXX.XX	12/01/2021
XXXX	XXXX	$74,517.93	Yes	01/01/2022	XXX.XX	$190.37	XXX.XX	12/01/2021
XXXX	XXXX	$212,275.52	Yes	01/01/2022	XXX.XX	$643.52	XXX.XX	12/01/2021
XXXX	XXXX	$149,739.93	Yes	01/01/2022	XXX.XX	$222.60	XXX.XX	12/01/2021
XXXX	XXXX	$66,577.49	Yes	01/01/2022	XXX.XX	$277.03	XXX.XX	12/01/2021
XXXX	XXXX	$278,785.21	Yes	12/01/2021	XXX.XX	$796.08	XXX.XX	11/01/2021
XXXX	XXXX	$80,796.51	Yes	01/01/2022	XXX.XX	$450.59	XXX.XX	12/01/2021
XXXX	XXXX	$321,579.76	Yes	01/01/2022	XXX.XX	$286.71	XXX.XX	12/01/2021
XXXX	XXXX	$164,578.29	Yes	02/01/2022	XXX.XX	$628.93	XXX.XX	01/01/2022
XXXX	XXXX	$188,145.63	Yes	04/01/2022	XXX.XX	$135.87	XXX.XX	03/01/2022
XXXX	XXXX	$330,512.86	Yes	01/01/2022	XXX.XX	$1,017.28	XXX.XX	12/01/2021
XXXX	XXXX	$341,091.61	Yes	01/01/2022	XXX.XX	$851.56	XXX.XX	12/01/2021
XXXX	XXXX	$105,142.99	Yes	01/01/2022	XXX.XX	$350.79	XXX.XX	12/01/2021
XXXX	XXXX	$242,593.99	Yes	12/01/2021	XXX.XX	$517.96	XXX.XX	11/01/2021
XXXX	XXXX	$154,548.58	Yes	01/01/2022	XXX.XX	$290.69	XXX.XX	12/01/2021
XXXX	XXXX	$85,898.11	Yes	01/01/2022	XXX.XX	$311.04	XXX.XX	12/01/2021
XXXX	XXXX	$162,865.77	Yes	01/01/2022	XXX.XX	$243.68	XXX.XX	12/01/2021
XXXX	XXXX	$114,644.73	Yes	01/01/2022	XXX.XX	$315.99	XXX.XX	12/01/2021
XXXX	XXXX	$29,077.19	Yes	01/01/2022	XXX.XX	$224.35	XXX.XX	12/01/2021
XXXX	XXXX	$338,802.16	Yes	01/01/2022	XXX.XX	$711.33	XXX.XX	12/01/2021
XXXX	XXXX	$32,869.11	Yes	01/01/2022	XXX.XX	$186.49	XXX.XX	12/01/2021
XXXX	XXXX	$93,405.34	Yes	01/01/2022	XXX.XX	$374.00	XXX.XX	12/01/2021
XXXX	XXXX	$387,113.00	Yes	02/01/2022	XXX.XX	$380.17	XXX.XX	01/01/2022
XXXX	XXXX	$72,195.98	Yes	01/01/2022	XXX.XX	$245.86	XXX.XX	12/01/2021
XXXX	XXXX	$82,440.73	Yes	01/01/2022	XXX.XX	$489.19	XXX.XX	12/01/2021
XXXX	XXXX	$60,113.48	Yes	01/01/2022	XXX.XX	$137.34	XXX.XX	12/01/2021
XXXX	XXXX	$262,694.94	Yes	01/01/2022	XXX.XX	$334.12	XXX.XX	12/01/2021
XXXX	XXXX	$220,146.17	Yes	12/01/2021	XXX.XX	$289.72	XXX.XX	11/01/2021
XXXX	XXXX	$95,777.77	Yes	01/01/2022	XXX.XX	$466.40	XXX.XX	12/01/2021
XXXX	XXXX	$323,385.30	Yes	01/01/2022	XXX.XX	$0.00	XXX.XX	12/01/2021
XXXX	XXXX	$67,150.94	Yes	02/01/2022	XXX.XX	$111.44	XXX.XX	01/01/2022
XXXX	XXXX	$249,986.08	Yes	01/01/2022	XXX.XX	$952.80	XXX.XX	12/01/2021
XXXX	XXXX	$81,676.86	Yes	12/01/2021	XXX.XX	$1,042.04	XXX.XX	11/01/2021
XXXX	XXXX	$99,168.99	Yes	01/01/2022	XXX.XX	$0.00	XXX.XX	12/01/2021
XXXX	XXXX	$135,438.54	Yes	01/01/2022	XXX.XX	$268.54	XXX.XX	12/01/2021
XXXX	XXXX	$135,065.35	Yes	01/01/2022	XXX.XX	$357.46	XXX.XX	12/01/2021
XXXX	XXXX	$161,124.01	Yes	01/01/2022	XXX.XX	$734.78	XXX.XX	12/01/2021
XXXX	XXXX	$107,628.31	Yes	01/01/2022	XXX.XX	$221.77	XXX.XX	12/01/2021
XXXX	XXXX	$13,586.74	Yes	02/01/2022	XXX.XX	$131.26	XXX.XX	01/01/2022
XXXX	XXXX	$257,350.57	Yes	01/01/2022	XXX.XX	$363.84	XXX.XX	12/01/2021
XXXX	XXXX	$405,055.48	Yes	02/01/2022	XXX.XX	$907.81	XXX.XX	01/01/2022
XXXX	XXXX	$33,547.48	Yes	01/01/2022	XXX.XX	$131.92	XXX.XX	12/01/2021
XXXX	XXXX	$113,490.95	Yes	01/01/2022	XXX.XX	$300.58	XXX.XX	12/01/2021
XXXX	XXXX	$138,079.43	Yes	02/01/2022	XXX.XX	$484.34	XXX.XX	01/01/2022
XXXX	XXXX	$131,036.73	Yes	01/01/2022	XXX.XX	$736.45	XXX.XX	12/01/2021
XXXX	XXXX	$73,008.59	Yes	01/01/2022	XXX.XX	$187.28	XXX.XX	12/01/2021
XXXX	XXXX	$118,733.69	Yes	01/01/2022	XXX.XX	$499.51	XXX.XX	12/01/2021
XXXX	XXXX	$78,759.27	Yes	01/01/2022	XXX.XX	$544.77	XXX.XX	12/01/2021
XXXX	XXXX	$139,364.56	Yes	01/01/2022	XXX.XX	$560.51	XXX.XX	12/01/2021
XXXX	XXXX	$118,207.73	Yes	01/01/2022	XXX.XX	$588.92	XXX.XX	12/01/2021
XXXX	XXXX	$121,577.01	Yes	02/01/2022	XXX.XX	$395.04	XXX.XX	01/01/2022
XXXX	XXXX	$239,128.05	Yes	01/01/2022	XXX.XX	$925.24	XXX.XX	12/01/2021
XXXX	XXXX	$367,111.48	Yes	01/01/2022	XXX.XX	$713.43	XXX.XX	12/01/2021
XXXX	XXXX	$111,038.32	Yes	03/01/2022	XXX.XX	$316.92	XXX.XX	02/01/2022
XXXX	XXXX	$210,773.22	Yes	01/01/2022	XXX.XX	$556.88	XXX.XX	12/01/2021
XXXX	XXXX	$33,351.33	Yes	01/01/2022	XXX.XX	$261.15	XXX.XX	12/01/2021
XXXX	XXXX	$78,370.71	Yes	02/01/2022	XXX.XX	$879.74	XXX.XX	01/01/2022
XXXX	XXXX	$53,193.06	Yes	01/01/2022	XXX.XX	$296.11	XXX.XX	12/01/2021
XXXX	XXXX	$288,799.41	Yes	01/01/2022	XXX.XX	$560.19	XXX.XX	12/01/2021
XXXX	XXXX	$191,419.84	Yes	01/01/2022	XXX.XX	$671.76	XXX.XX	12/01/2021
XXXX	XXXX	$78,953.97	Yes	01/01/2022	XXX.XX	$153.31	XXX.XX	12/01/2021
XXXX	XXXX	$198,867.89	Yes	01/01/2022	XXX.XX	$409.30	XXX.XX	12/01/2021
XXXX	XXXX	$360,819.26	Yes	01/01/2022	XXX.XX	$888.66	XXX.XX	12/01/2021
XXXX	XXXX	$31,160.35	Yes	01/01/2022	XXX.XX	$231.81	XXX.XX	12/01/2021
XXXX	XXXX	$228,201.34	Yes	12/01/2021	XXX.XX	$1,283.16	XXX.XX	11/01/2021
XXXX	XXXX	$71,796.96	Yes	01/01/2022	XXX.XX	$1,549.92	XXX.XX	12/01/2021
XXXX	XXXX	$188,807.27	Yes	01/01/2022	XXX.XX	$646.52	XXX.XX	12/01/2021
XXXX	XXXX	$46,167.83	Yes	02/01/2022	XXX.XX	$262.85	XXX.XX	01/01/2022
XXXX	XXXX	$157,863.26	Yes	12/01/2021	XXX.XX	$523.50	XXX.XX	11/01/2021
XXXX	XXXX	$68,772.23	Yes	02/01/2022	XXX.XX	$220.17	XXX.XX	01/01/2022
XXXX	XXXX	$103,656.82	Yes	01/01/2022	XXX.XX	$352.34	XXX.XX	12/01/2021
XXXX	XXXX	$27,092.34	Yes	01/01/2022	XXX.XX	$313.19	XXX.XX	12/01/2021
XXXX	XXXX	$155,702.79	Yes	01/01/2022	XXX.XX	$572.21	XXX.XX	12/01/2021
XXXX	XXXX	$58,065.89	Yes	01/01/2022	XXX.XX	$260.12	XXX.XX	12/01/2021
XXXX	XXXX	$296,084.90	Yes	01/01/2022	XXX.XX	$1,120.87	XXX.XX	12/01/2021
XXXX	XXXX	$189,042.25	Yes	01/01/2022	XXX.XX	$752.38	XXX.XX	12/01/2021
XXXX	XXXX	$262,305.06	Yes	02/01/2022	XXX.XX	$493.97	XXX.XX	01/01/2022
XXXX	XXXX	$155,257.26	Yes	01/01/2022	XXX.XX	$1,278.78	XXX.XX	12/01/2021
XXXX	XXXX	$182,712.56	Yes	01/01/2022	XXX.XX	$1,009.67	XXX.XX	12/01/2021
XXXX	XXXX	$81,643.93	Yes	01/01/2022	XXX.XX	$216.62	XXX.XX	12/01/2021
XXXX	XXXX	$318,568.85	Yes	01/01/2022	XXX.XX	$1,414.44	XXX.XX	12/01/2021
XXXX	XXXX	$133,394.20	Yes	01/01/2022	XXX.XX	$171.53	XXX.XX	12/01/2021
XXXX	XXXX	$45,722.86	Yes	01/01/2022	XXX.XX	$274.59	XXX.XX	12/01/2021
XXXX	XXXX	$118,732.07	Yes	01/01/2022	XXX.XX	$195.20	XXX.XX	12/01/2021
XXXX	XXXX	$159,822.07	Yes	01/01/2022	XXX.XX	$331.35	XXX.XX	12/01/2021
XXXX	XXXX	$146,105.44	Yes	01/01/2022	XXX.XX	$928.00	XXX.XX	12/01/2021
XXXX	XXXX	$98,863.80	Yes	01/01/2022	XXX.XX	$272.82	XXX.XX	12/01/2021
XXXX	XXXX	$84,445.74	Yes	01/01/2022	XXX.XX	$544.89	XXX.XX	12/01/2021
XXXX	XXXX	$55,453.15	Yes	01/01/2022	XXX.XX	$707.66	XXX.XX	12/01/2021
XXXX	XXXX	$57,140.77	Yes	01/01/2022	XXX.XX	$336.13	XXX.XX	12/01/2021
XXXX	XXXX	$64,990.65	Yes	01/01/2022	XXX.XX	$202.97	XXX.XX	12/01/2021
XXXX	XXXX	$50,245.78	Yes	01/01/2022	XXX.XX	$82.94	XXX.XX	12/01/2021
XXXX	XXXX	$84,340.04	Yes	01/01/2022	XXX.XX	$280.02	XXX.XX	12/01/2021
XXXX	XXXX	$44,397.09	Yes	12/01/2021	XXX.XX	$208.21	XXX.XX	11/01/2021
XXXX	XXXX	$164,194.79	Yes	01/01/2022	XXX.XX	$1,743.31	XXX.XX	12/01/2021
XXXX	XXXX	$75,126.67	Yes	01/01/2022	XXX.XX	$725.81	XXX.XX	12/01/2021
XXXX	XXXX	$196,216.95	Yes	01/01/2022	XXX.XX	$1,004.51	XXX.XX	12/01/2021
XXXX	XXXX	$246,279.66	Yes	01/01/2022	XXX.XX	$1,256.36	XXX.XX	12/01/2021
XXXX	XXXX	$19,691.97	Yes	01/01/2022	XXX.XX	$109.51	XXX.XX	12/01/2021
XXXX	XXXX	$180,199.34	Yes	01/01/2022	XXX.XX	$1,027.39	XXX.XX	12/01/2021
XXXX	XXXX	$102,019.41	Yes	01/01/2022	XXX.XX	$308.40	XXX.XX	12/01/2021
XXXX	XXXX	$191,219.13	Yes	01/01/2022	XXX.XX	$535.60	XXX.XX	12/01/2021
XXXX	XXXX	$140,845.67	Yes	01/01/2022	XXX.XX	$403.02	XXX.XX	12/01/2021
XXXX	XXXX	$347,837.75	Yes	01/01/2022	XXX.XX	$628.30	XXX.XX	12/01/2021
XXXX	XXXX	$80,283.05	Yes	01/01/2022	XXX.XX	$453.41	XXX.XX	12/01/2021
XXXX	XXXX	$31,984.27	Yes	01/01/2022	XXX.XX	$521.57	XXX.XX	12/01/2021
XXXX	XXXX	$70,138.21	Yes	01/01/2022	XXX.XX	$28.79	XXX.XX	12/01/2021
XXXX	XXXX	$129,111.77	Yes	02/01/2022	XXX.XX	$329.28	XXX.XX	01/01/2022
XXXX	XXXX	$139,036.23	Yes	01/01/2022	XXX.XX	$730.65	XXX.XX	12/01/2021
XXXX	XXXX	$58,048.88	Yes	01/01/2022	XXX.XX	$319.16	XXX.XX	12/01/2021
XXXX	XXXX	$122,709.98	Yes	01/01/2022	XXX.XX	$356.21	XXX.XX	12/01/2021
XXXX	XXXX	$140,165.89	Yes	02/01/2022	XXX.XX	$435.77	XXX.XX	01/01/2022
XXXX	XXXX	$45,936.33	Yes	01/01/2022	XXX.XX	$299.44	XXX.XX	12/01/2021
XXXX	XXXX	$67,874.98	Yes	02/01/2022	XXX.XX	$255.37	XXX.XX	01/01/2022
XXXX	XXXX	$221,071.51	Yes	02/01/2022	XXX.XX	$702.79	XXX.XX	01/01/2022
XXXX	XXXX	$80,203.19	Yes	01/01/2022	XXX.XX	$277.12	XXX.XX	12/01/2021
XXXX	XXXX	$148,532.40	Yes	02/01/2022	XXX.XX	$0.00	XXX.XX	01/01/2022
XXXX	XXXX	$125,095.11	Yes	01/01/2022	XXX.XX	$364.91	XXX.XX	12/01/2021
XXXX	XXXX	$154,498.76	Yes	01/01/2022	XXX.XX	$1,254.13	XXX.XX	12/01/2021
XXXX	XXXX	$135,207.44	Yes	02/01/2022	XXX.XX	$829.96	XXX.XX	01/01/2022
XXXX	XXXX	$154,453.07	Yes	01/01/2022	XXX.XX	$341.47	XXX.XX	12/01/2021
XXXX	XXXX	$114,700.52	Yes	01/01/2022	XXX.XX	$661.35	XXX.XX	12/01/2021
XXXX	XXXX	$157,725.91	Yes	01/01/2022	XXX.XX	$759.23	XXX.XX	12/01/2021
XXXX	XXXX	$118,192.32	Yes	01/01/2022	XXX.XX	$901.43	XXX.XX	12/01/2021
XXXX	XXXX	$229,210.84	Yes	02/01/2022	XXX.XX	$879.97	XXX.XX	01/01/2022
XXXX	XXXX	$105,223.36	Yes	03/01/2023	XXX.XX	$382.75	XXX.XX	02/01/2023
XXXX	XXXX	$230,185.05	Yes	01/01/2022	XXX.XX	$391.45	XXX.XX	12/01/2021
XXXX	XXXX	$117,620.27	Yes	01/01/2022	XXX.XX	$532.43	XXX.XX	12/01/2021
XXXX	XXXX	$331,354.60	Yes	01/01/2022	XXX.XX	$0.00	XXX.XX	12/01/2021
XXXX	XXXX	$197,972.37	Yes	01/01/2022	XXX.XX	$599.62	XXX.XX	12/01/2021
XXXX	XXXX	$101,570.33	Yes	01/01/2022	XXX.XX	$695.98	XXX.XX	12/01/2021
XXXX	XXXX	$22,807.80	Yes	02/01/2022	XXX.XX	$242.46	XXX.XX	01/01/2022
XXXX	XXXX	$83,777.76	Yes	01/01/2022	XXX.XX	$466.28	XXX.XX	12/01/2021
XXXX	XXXX	$101,672.68	Yes	01/01/2022	XXX.XX	$668.51	XXX.XX	12/01/2021
XXXX	XXXX	$351,142.47	Yes	01/01/2022	XXX.XX	$0.00	XXX.XX	12/01/2021
XXXX	XXXX	$249,825.42	Yes	01/01/2022	XXX.XX	$848.23	XXX.XX	12/01/2021
XXXX	XXXX	$194,078.07	Yes	01/01/2022	XXX.XX	$720.89	XXX.XX	12/01/2021
XXXX	XXXX	$225,388.26	Yes	01/01/2022	XXX.XX	$672.45	XXX.XX	12/01/2021
XXXX	XXXX	$55,902.29	Yes	01/01/2022	XXX.XX	$187.69	XXX.XX	12/01/2021
XXXX	XXXX	$162,528.33	Yes	01/01/2022	XXX.XX	$1,143.22	XXX.XX	12/01/2021
XXXX	XXXX	$144,821.83	Yes	01/01/2022	XXX.XX	$656.33	XXX.XX	12/01/2021
XXXX	XXXX	$232,934.49	Yes	01/01/2022	XXX.XX	$829.66	XXX.XX	12/01/2021
XXXX	XXXX	$98,374.71	Yes	01/01/2022	XXX.XX	$241.26	XXX.XX	12/01/2021
XXXX	XXXX	$219,806.49	Yes	01/01/2022	XXX.XX	$1,271.73	XXX.XX	12/01/2021
XXXX	XXXX	$57,142.35	Yes	12/01/2021	XXX.XX	$136.90	XXX.XX	11/01/2021
XXXX	XXXX	$179,108.24	Yes	01/01/2022	XXX.XX	$519.19	XXX.XX	12/01/2021
XXXX	XXXX	$119,732.79	Yes	01/01/2022	XXX.XX	$1,190.97	XXX.XX	12/01/2021
XXXX	XXXX	$78,769.46	Yes	02/01/2022	XXX.XX	$443.28	XXX.XX	01/01/2022
XXXX	XXXX	$284,428.78	Yes	01/01/2022	XXX.XX	$1,089.20	XXX.XX	12/01/2021
XXXX	XXXX	$298,566.44	Yes	01/01/2022	XXX.XX	$246.30	XXX.XX	12/01/2021
XXXX	XXXX	$151,149.47	Yes	01/01/2022	XXX.XX	$601.98	XXX.XX	12/01/2021
XXXX	XXXX	$176,810.01	Yes	01/01/2022	XXX.XX	$734.77	XXX.XX	12/01/2021
XXXX	XXXX	$115,500.05	Yes	01/01/2022	XXX.XX	$653.66	XXX.XX	12/01/2021
XXXX	XXXX	$568,268.20	Yes	01/01/2022	XXX.XX	$660.29	XXX.XX	12/01/2021
XXXX	XXXX	$70,863.48	Yes	01/01/2022	XXX.XX	$496.43	XXX.XX	12/01/2021
XXXX	XXXX	$28,363.56	Yes	01/01/2022	XXX.XX	$253.03	XXX.XX	12/01/2021
XXXX	XXXX	$12,468.48	Yes	01/01/2022	XXX.XX	$136.73	XXX.XX	12/01/2021
XXXX	XXXX	$8,105.21	Yes	01/01/2022	XXX.XX	$0.00	XXX.XX	12/01/2021
XXXX	XXXX	$34,730.12	Yes	01/01/2022	XXX.XX	$96.93	XXX.XX	12/01/2021
XXXX	XXXX	$118,786.67	Yes	01/01/2022	XXX.XX	$597.54	XXX.XX	12/01/2021
XXXX	XXXX	$156,438.75	Yes	02/01/2022	XXX.XX	$960.50	XXX.XX	01/01/2022
XXXX	XXXX	$72,508.16	Yes	01/01/2022	XXX.XX	$353.89	XXX.XX	12/01/2021
XXXX	XXXX	$28,892.40	Yes	01/01/2022	XXX.XX	$134.36	XXX.XX	12/01/2021
XXXX	XXXX	$146,677.36	Yes	01/01/2022	XXX.XX	$610.94	XXX.XX	12/01/2021
XXXX	XXXX	$248,238.47	Yes	01/01/2022	XXX.XX	$625.24	XXX.XX	12/01/2021
XXXX	XXXX	$61,735.61	Yes	01/01/2022	XXX.XX	$252.53	XXX.XX	12/01/2021
XXXX	XXXX	$82,646.68	Yes	01/01/2022	XXX.XX	$580.15	XXX.XX	12/01/2021
XXXX	XXXX	$311,495.04	Yes	01/01/2022	XXX.XX	$606.07	XXX.XX	12/01/2021
XXXX	XXXX	$50,088.26	Yes	01/01/2022	XXX.XX	$239.52	XXX.XX	12/01/2021
XXXX	XXXX	$74,894.18	Yes	01/01/2022	XXX.XX	$257.27	XXX.XX	12/01/2021
XXXX	XXXX	$88,104.22	Yes	01/01/2022	XXX.XX	$260.40	XXX.XX	12/01/2021
XXXX	XXXX	$127,000.40	Yes	02/01/2022	XXX.XX	$429.58	XXX.XX	01/01/2022
XXXX	XXXX	$6,093.38	Yes	01/01/2022	XXX.XX	$389.99	XXX.XX	12/01/2021
XXXX	XXXX	$23,997.58	Yes	01/01/2022	XXX.XX	$177.99	XXX.XX	12/01/2021
XXXX	XXXX	$47,873.88	Yes	01/01/2022	XXX.XX	$120.87	XXX.XX	12/01/2021
XXXX	XXXX	$102,642.67	Yes	02/01/2022	XXX.XX	$334.96	XXX.XX	01/01/2022
XXXX	XXXX	$48,497.10	Yes	01/01/2022	XXX.XX	$475.24	XXX.XX	12/01/2021
XXXX	XXXX	$84,385.58	Yes	01/01/2022	XXX.XX	$331.29	XXX.XX	12/01/2021
XXXX	XXXX	$307,582.48	Yes	01/01/2022	XXX.XX	$603.54	XXX.XX	12/01/2021
XXXX	XXXX	$88,057.61	Yes	01/01/2022	XXX.XX	$173.77	XXX.XX	12/01/2021
XXXX	XXXX	$150,122.78	Yes	02/01/2022	XXX.XX	$448.75	XXX.XX	01/01/2022
XXXX	XXXX	$47,228.23	Yes	01/01/2022	XXX.XX	$288.89	XXX.XX	12/01/2021
XXXX	XXXX	$61,189.79	Yes	01/01/2022	XXX.XX	$172.08	XXX.XX	12/01/2021
XXXX	XXXX	$213,959.26	Yes	01/01/2022	XXX.XX	$249.61	XXX.XX	12/01/2021
XXXX	XXXX	$110,978.71	Yes	01/01/2022	XXX.XX	$260.12	XXX.XX	12/01/2021
XXXX	XXXX	$91,592.05	Yes	02/01/2022	XXX.XX	$658.77	XXX.XX	01/01/2022
XXXX	XXXX	$149,209.22	Yes	12/01/2021	XXX.XX	$270.18	XXX.XX	11/01/2021
XXXX	XXXX	$258,226.15	Yes	01/01/2022	XXX.XX	$1,497.40	XXX.XX	12/01/2021
XXXX	XXXX	$88,028.55	Yes	01/01/2022	XXX.XX	$230.83	XXX.XX	12/01/2021
XXXX	XXXX	$116,816.11	Yes	01/01/2022	XXX.XX	$368.94	XXX.XX	12/01/2021
XXXX	XXXX	$93,307.64	Yes	01/01/2022	XXX.XX	$47.66	XXX.XX	12/01/2021
XXXX	XXXX	$229,389.09	Yes	01/01/2022	XXX.XX	$534.40	XXX.XX	12/01/2021
XXXX	XXXX	$78,026.26	Yes	01/01/2022	XXX.XX	$270.59	XXX.XX	12/01/2021
XXXX	XXXX	$86,078.00	Yes	01/01/2022	XXX.XX	$184.05	XXX.XX	12/01/2021
XXXX	XXXX	$152,515.18	Yes	01/01/2022	XXX.XX	$908.98	XXX.XX	12/01/2021
XXXX	XXXX	$140,732.98	Yes	01/01/2022	XXX.XX	$701.13	XXX.XX	12/01/2021
XXXX	XXXX	$41,263.01	Yes	02/01/2022	XXX.XX	$509.78	XXX.XX	01/01/2022
XXXX	XXXX	$49,724.92	Yes	12/01/2021	XXX.XX	$319.14	XXX.XX	11/01/2021
XXXX	XXXX	$38,752.19	Yes	02/01/2022	XXX.XX	$139.14	XXX.XX	01/01/2022
XXXX	XXXX	$52,083.20	Yes	01/01/2022	XXX.XX	$303.11	XXX.XX	12/01/2021
XXXX	XXXX	$248,190.66	Yes	01/01/2022	XXX.XX	$1,770.08	XXX.XX	12/01/2021
XXXX	XXXX	$129,892.51	Yes	01/01/2022	XXX.XX	$390.41	XXX.XX	12/01/2021
XXXX	XXXX	$22,851.01	Yes	01/01/2022	XXX.XX	$0.00	XXX.XX	12/01/2021
XXXX	XXXX	$109,075.83	Yes	01/01/2022	XXX.XX	$722.17	XXX.XX	12/01/2021
XXXX	XXXX	$46,957.33	Yes	01/01/2022	XXX.XX	$254.22	XXX.XX	12/01/2021
XXXX	XXXX	$50,840.37	Yes	01/01/2022	XXX.XX	$152.48	XXX.XX	12/01/2021
XXXX	XXXX	$55,283.94	Yes	01/01/2022	XXX.XX	$139.75	XXX.XX	12/01/2021
XXXX	XXXX	$275,038.49	Yes	01/01/2022	XXX.XX	$662.30	XXX.XX	12/01/2021
XXXX	XXXX	$121,689.36	Yes	01/01/2022	XXX.XX	$253.25	XXX.XX	12/01/2021
XXXX	XXXX	$86,798.31	Yes	01/01/2022	XXX.XX	$395.02	XXX.XX	12/01/2021
XXXX	XXXX	$98,079.36	Yes	01/01/2022	XXX.XX	$500.06	XXX.XX	12/01/2021
XXXX	XXXX	$204,022.31	Yes	01/01/2022	XXX.XX	$574.80	XXX.XX	12/01/2021
XXXX	XXXX	$108,521.24	Yes	01/01/2022	XXX.XX	$458.06	XXX.XX	12/01/2021
XXXX	XXXX	$78,683.67	Yes	01/01/2022	XXX.XX	$203.85	XXX.XX	12/01/2021
XXXX	XXXX	$64,211.42	Yes	01/01/2022	XXX.XX	$542.86	XXX.XX	12/01/2021
XXXX	XXXX	$63,185.40	Yes	02/01/2022	XXX.XX	$337.50	XXX.XX	01/01/2022
XXXX	XXXX	$102,831.33	Yes	01/01/2022	XXX.XX	$227.18	XXX.XX	12/01/2021
XXXX	XXXX	$58,506.17	Yes	01/01/2022	XXX.XX	$270.59	XXX.XX	12/01/2021
XXXX	XXXX	$114,610.89	Yes	02/01/2022	XXX.XX	$172.89	XXX.XX	01/01/2022
XXXX	XXXX	$107,896.32	Yes	01/01/2022	XXX.XX	$124.68	XXX.XX	12/01/2021
XXXX	XXXX	$57,106.12	Yes	01/01/2022	XXX.XX	$153.16	XXX.XX	12/01/2021
XXXX	XXXX	$237,289.25	Yes	01/01/2022	XXX.XX	$901.06	XXX.XX	12/01/2021
XXXX	XXXX	$216,404.62	Yes	01/01/2022	XXX.XX	$288.12	XXX.XX	12/01/2021
XXXX	XXXX	$192,073.49	Yes	01/01/2022	XXX.XX	$319.74	XXX.XX	12/01/2021
XXXX	XXXX	$296,375.37	Yes	01/01/2022	XXX.XX	$434.75	XXX.XX	12/01/2021
XXXX	XXXX	$51,325.20	Yes	01/01/2022	XXX.XX	$470.27	XXX.XX	12/01/2021
XXXX	XXXX	$120,965.74	Yes	01/01/2022	XXX.XX	$360.66	XXX.XX	12/01/2021
XXXX	XXXX	$335,958.18	Yes	01/01/2022	XXX.XX	$0.00	XXX.XX	12/01/2021
XXXX	XXXX	$56,509.37	Yes	02/01/2022	XXX.XX	$135.52	XXX.XX	01/01/2022
XXXX	XXXX	$230,864.82	Yes	01/01/2022	XXX.XX	$628.53	XXX.XX	12/01/2021
XXXX	XXXX	$61,941.22	Yes	01/01/2022	XXX.XX	$152.90	XXX.XX	12/01/2021
XXXX	XXXX	$119,146.61	Yes	01/01/2022	XXX.XX	$258.04	XXX.XX	12/01/2021
XXXX	XXXX	$211,416.28	Yes	01/01/2022	XXX.XX	$272.39	XXX.XX	12/01/2021
XXXX	XXXX	$169,204.79	Yes	02/01/2022	XXX.XX	$171.71	XXX.XX	01/01/2022
XXXX	XXXX	$81,372.56	Yes	02/01/2022	XXX.XX	$0.00	XXX.XX	01/01/2022
XXXX	XXXX	$44,936.02	Yes	02/01/2022	XXX.XX	$120.90	XXX.XX	01/01/2022
XXXX	XXXX	$153,932.21	Yes	02/01/2022	XXX.XX	$135.32	XXX.XX	01/01/2022
XXXX	XXXX	$128,264.07	Yes	02/01/2022	XXX.XX	$186.25	XXX.XX	01/01/2022
XXXX	XXXX	$235,787.99	Yes	01/01/2022	XXX.XX	$979.53	XXX.XX	12/01/2021
XXXX	XXXX	$177,633.69	Yes	01/01/2022	XXX.XX	$1,020.03	XXX.XX	12/01/2021
XXXX	XXXX	$285,352.26	Yes	01/01/2022	XXX.XX	$920.57	XXX.XX	12/01/2021
XXXX	XXXX	$126,021.72	Yes	01/01/2022	XXX.XX	$351.14	XXX.XX	12/01/2021
XXXX	XXXX	$43,663.31	Yes	01/01/2022	XXX.XX	$137.03	XXX.XX	12/01/2021
XXXX	XXXX	$121,657.38	Yes	01/01/2022	XXX.XX	$307.42	XXX.XX	12/01/2021
XXXX	XXXX	$168,656.48	Yes	01/01/2022	XXX.XX	$0.00	XXX.XX	12/01/2021
XXXX	XXXX	$8,306.11	Yes	01/01/2022	XXX.XX	$328.36	XXX.XX	12/01/2021
XXXX	XXXX	$638,943.02	Yes	01/01/2022	XXX.XX	$1,498.16	XXX.XX	12/01/2021
XXXX	XXXX	$222,280.59	Yes	01/01/2022	XXX.XX	$1,234.75	XXX.XX	12/01/2021
XXXX	XXXX	$228,614.36	Yes	12/01/2021	XXX.XX	$259.87	XXX.XX	11/01/2021
XXXX	XXXX	$121,528.31	Yes	02/01/2022	XXX.XX	$411.49	XXX.XX	01/01/2022
XXXX	XXXX	$44,624.16	Yes	01/01/2022	XXX.XX	$129.72	XXX.XX	12/01/2021
XXXX	XXXX	$54,327.44	Yes	01/01/2022	XXX.XX	$218.06	XXX.XX	12/01/2021
XXXX	XXXX	$69,117.24	Yes	01/01/2022	XXX.XX	$407.43	XXX.XX	12/01/2021
XXXX	XXXX	$179,696.10	Yes	01/01/2022	XXX.XX	$184.20	XXX.XX	12/01/2021
XXXX	XXXX	$109,016.95	Yes	02/01/2022	XXX.XX	$372.08	XXX.XX	01/01/2022
XXXX	XXXX	$65,674.39	Yes	01/01/2022	XXX.XX	$196.28	XXX.XX	12/01/2021
XXXX	XXXX	$115,689.47	Yes	01/01/2022	XXX.XX	$388.83	XXX.XX	12/01/2021
XXXX	XXXX	$104,196.95	Yes	01/01/2022	XXX.XX	$166.59	XXX.XX	12/01/2021
XXXX	XXXX	$263,642.23	Yes	01/01/2022	XXX.XX	$740.79	XXX.XX	12/01/2021
XXXX	XXXX	$48,669.22	Yes	01/01/2022	XXX.XX	$144.15	XXX.XX	12/01/2021
XXXX	XXXX	$99,583.37	Yes	01/01/2022	XXX.XX	$822.85	XXX.XX	12/01/2021
XXXX	XXXX	$86,098.23	Yes	01/01/2022	XXX.XX	$82.78	XXX.XX	12/01/2021
XXXX	XXXX	$212,053.18	Yes	01/01/2022	XXX.XX	$495.89	XXX.XX	12/01/2021
XXXX	XXXX	$279,763.25	Yes	02/01/2022	XXX.XX	$642.90	XXX.XX	01/01/2022
XXXX	XXXX	$81,288.97	Yes	01/01/2022	XXX.XX	$234.86	XXX.XX	12/01/2021
XXXX	XXXX	$150,329.41	Yes	01/01/2022	XXX.XX	$290.58	XXX.XX	12/01/2021
XXXX	XXXX	$172,917.11	Yes	01/01/2022	XXX.XX	$194.99	XXX.XX	12/01/2021
XXXX	XXXX	$380,551.71	Yes	01/01/2022	XXX.XX	$1,426.71	XXX.XX	12/01/2021
XXXX	XXXX	$137,419.55	Yes	02/01/2022	XXX.XX	$0.00	XXX.XX	01/01/2022
XXXX	XXXX	$437,049.20	Yes	01/01/2022	XXX.XX	$942.85	XXX.XX	12/01/2021
XXXX	XXXX	$133,147.07	Yes	12/01/2021	XXX.XX	$428.54	XXX.XX	11/01/2021
XXXX	XXXX	$396,759.93	Yes	01/01/2022	XXX.XX	$247.19	XXX.XX	12/01/2021
XXXX	XXXX	$109,786.84	Yes	02/01/2022	XXX.XX	$317.01	XXX.XX	01/01/2022
XXXX	XXXX	$93,253.01	Yes	01/01/2022	XXX.XX	$495.06	XXX.XX	12/01/2021
XXXX	XXXX	$143,157.98	Yes	01/01/2022	XXX.XX	$381.86	XXX.XX	12/01/2021
XXXX	XXXX	$131,475.87	Yes	01/01/2022	XXX.XX	$295.43	XXX.XX	12/01/2021
XXXX	XXXX	$43,804.26	Yes	01/01/2022	XXX.XX	$236.53	XXX.XX	12/01/2021
XXXX	XXXX	$83,921.25	Yes	01/01/2022	XXX.XX	$843.02	XXX.XX	12/01/2021
XXXX	XXXX	$282,323.22	Yes	12/01/2021	XXX.XX	$418.37	XXX.XX	11/01/2021
XXXX	XXXX	$36,966.52	Yes	01/01/2022	XXX.XX	$217.71	XXX.XX	12/01/2021
XXXX	XXXX	$270,193.26	Yes	01/01/2022	XXX.XX	$602.42	XXX.XX	12/01/2021
XXXX	XXXX	$50,638.77	Yes	01/01/2022	XXX.XX	$415.14	XXX.XX	12/01/2021
XXXX	XXXX	$83,310.05	Yes	01/01/2022	XXX.XX	$375.10	XXX.XX	12/01/2021
XXXX	XXXX	$400,230.01	Yes	01/01/2022	XXX.XX	$1,100.80	XXX.XX	12/01/2021
XXXX	XXXX	$46,919.70	Yes	01/01/2022	XXX.XX	$235.10	XXX.XX	12/01/2021
XXXX	XXXX	$166,317.94	Yes	02/01/2022	XXX.XX	$540.54	XXX.XX	01/01/2022
XXXX	XXXX	$51,487.65	Yes	01/01/2022	XXX.XX	$369.93	XXX.XX	12/01/2021
XXXX	XXXX	$84,670.85	Yes	01/01/2022	XXX.XX	$458.76	XXX.XX	12/01/2021
XXXX	XXXX	$325,143.01	Yes	01/01/2022	XXX.XX	$596.77	XXX.XX	12/01/2021
XXXX	XXXX	$62,668.20	Yes	01/01/2022	XXX.XX	$165.75	XXX.XX	12/01/2021
XXXX	XXXX	$58,323.29	Yes	01/01/2022	XXX.XX	$512.07	XXX.XX	12/01/2021
XXXX	XXXX	$184,556.81	Yes	01/01/2022	XXX.XX	$585.52	XXX.XX	12/01/2021
XXXX	XXXX	$47,796.97	Yes	01/01/2022	XXX.XX	$99.52	XXX.XX	12/01/2021
XXXX	XXXX	$14,457.39	Yes	01/01/2022	XXX.XX	$381.82	XXX.XX	12/01/2021
XXXX	XXXX	$143,830.28	Yes	01/01/2022	XXX.XX	$727.33	XXX.XX	12/01/2021
XXXX	XXXX	$249,386.19	Yes	01/01/2022	XXX.XX	$842.80	XXX.XX	12/01/2021
XXXX	XXXX	$183,203.62	Yes	01/01/2022	XXX.XX	$487.29	XXX.XX	12/01/2021
XXXX	XXXX	$258,246.76	Yes	01/01/2022	XXX.XX	$1,242.89	XXX.XX	12/01/2021
XXXX	XXXX	$65,904.12	Yes	02/01/2022	XXX.XX	$193.96	XXX.XX	01/01/2022
XXXX	XXXX	$98,211.99	Yes	01/01/2022	XXX.XX	$885.73	XXX.XX	12/01/2021
XXXX	XXXX	$299,608.82	Yes	01/01/2022	XXX.XX	$798.70	XXX.XX	12/01/2021
XXXX	XXXX	$226,073.10	Yes	01/01/2022	XXX.XX	$732.02	XXX.XX	12/01/2021
XXXX	XXXX	$112,112.49	Yes	01/01/2022	XXX.XX	$303.95	XXX.XX	12/01/2021
XXXX	XXXX	$220,208.28	Yes	01/01/2022	XXX.XX	$194.80	XXX.XX	12/01/2021
XXXX	XXXX	$185,088.20	Yes	01/01/2022	XXX.XX	$429.20	XXX.XX	12/01/2021
XXXX	XXXX	$104,994.37	Yes	01/01/2022	XXX.XX	$333.75	XXX.XX	12/01/2021
XXXX	XXXX	$167,244.69	Yes	01/01/2022	XXX.XX	$185.87	XXX.XX	12/01/2021
XXXX	XXXX	$64,301.83	Yes	01/01/2022	XXX.XX	$186.24	XXX.XX	12/01/2021
XXXX	XXXX	$148,960.30	Yes	01/01/2022	XXX.XX	$361.36	XXX.XX	12/01/2021
XXXX	XXXX	$68,951.33	Yes	01/01/2022	XXX.XX	$533.31	XXX.XX	12/01/2021
XXXX	XXXX	$114,483.64	Yes	02/01/2022	XXX.XX	$414.68	XXX.XX	01/01/2022
XXXX	XXXX	$95,083.62	Yes	01/01/2022	XXX.XX	$96.72	XXX.XX	12/01/2021
XXXX	XXXX	$377,603.44	Yes	01/01/2022	XXX.XX	$762.89	XXX.XX	12/01/2021
XXXX	XXXX	$61,919.10	Yes	01/01/2022	XXX.XX	$318.87	XXX.XX	12/01/2021
XXXX	XXXX	$153,236.76	Yes	01/01/2022	XXX.XX	$37.69	XXX.XX	12/01/2021
XXXX	XXXX	$69,974.65	Yes	01/01/2022	XXX.XX	$191.80	XXX.XX	12/01/2021
XXXX	XXXX	$203,810.10	Yes	01/01/2022	XXX.XX	$369.02	XXX.XX	12/01/2021
XXXX	XXXX	$368,949.18	Yes	02/01/2022	XXX.XX	$577.19	XXX.XX	01/01/2022
XXXX	XXXX	$301,255.98	Yes	01/01/2022	XXX.XX	$455.59	XXX.XX	12/01/2021
XXXX	XXXX	$86,713.06	Yes	01/01/2022	XXX.XX	$737.78	XXX.XX	12/01/2021
XXXX	XXXX	$100,308.01	Yes	01/01/2022	XXX.XX	$131.16	XXX.XX	12/01/2021
XXXX	XXXX	$43,170.66	Yes	01/01/2022	XXX.XX	$0.00	XXX.XX	12/01/2021
XXXX	XXXX	$239,152.27	Yes	01/01/2022	XXX.XX	$300.39	XXX.XX	12/01/2021
XXXX	XXXX	$51,705.80	Yes	01/01/2022	XXX.XX	$180.96	XXX.XX	12/01/2021
XXXX	XXXX	$30,270.26	Yes	01/01/2022	XXX.XX	$199.03	XXX.XX	12/01/2021
XXXX	XXXX	$29,212.90	Yes	01/01/2022	XXX.XX	$455.13	XXX.XX	12/01/2021
XXXX	XXXX	$16,048.71	Yes	01/01/2022	XXX.XX	$320.81	XXX.XX	12/01/2021
XXXX	XXXX	$300,897.53	Yes	01/01/2022	XXX.XX	$608.48	XXX.XX	12/01/2021
XXXX	XXXX	$82,790.51	Yes	02/01/2022	XXX.XX	$331.10	XXX.XX	01/01/2022
XXXX	XXXX	$205,288.40	Yes	01/01/2022	XXX.XX	$498.58	XXX.XX	12/01/2021
XXXX	XXXX	$198,225.87	Yes	01/01/2022	XXX.XX	$637.89	XXX.XX	12/01/2021
XXXX	XXXX	$199,030.50	Yes	01/01/2022	XXX.XX	$640.82	XXX.XX	12/01/2021
XXXX	XXXX	$150,771.20	Yes	01/01/2022	XXX.XX	$581.75	XXX.XX	12/01/2021
XXXX	XXXX	$269,278.11	Yes	02/01/2022	XXX.XX	$297.48	XXX.XX	01/01/2022
XXXX	XXXX	$236,623.51	Yes	01/01/2022	XXX.XX	$241.28	XXX.XX	12/01/2021
XXXX	XXXX	$184,924.45	Yes	01/01/2022	XXX.XX	$569.70	XXX.XX	12/01/2021
XXXX	XXXX	$75,226.61	Yes	01/01/2022	XXX.XX	$320.34	XXX.XX	12/01/2021
XXXX	XXXX	$65,773.09	Yes	01/01/2022	XXX.XX	$113.27	XXX.XX	12/01/2021
XXXX	XXXX	$124,127.62	Yes	02/01/2022	XXX.XX	$413.42	XXX.XX	01/01/2022
XXXX	XXXX	$208,222.14	Yes	01/01/2022	XXX.XX	$317.82	XXX.XX	12/01/2021
XXXX	XXXX	$139,976.80	Yes	01/01/2022	XXX.XX	$376.67	XXX.XX	12/01/2021
XXXX	XXXX	$419,423.43	Yes	01/01/2022	XXX.XX	$690.65	XXX.XX	12/01/2021
XXXX	XXXX	$47,701.90	Yes	02/01/2022	XXX.XX	$248.14	XXX.XX	01/01/2022
XXXX	XXXX	$78,032.46	Yes	02/01/2022	XXX.XX	$223.94	XXX.XX	01/01/2022
XXXX	XXXX	$273,385.14	Yes	01/01/2022	XXX.XX	$1,520.11	XXX.XX	12/01/2021
XXXX	XXXX	$196,131.45	Yes	01/01/2022	XXX.XX	$498.05	XXX.XX	12/01/2021
XXXX	XXXX	$343,534.53	Yes	02/01/2022	XXX.XX	$0.00	XXX.XX	01/01/2022
XXXX	XXXX	$209,695.46	Yes	02/01/2022	XXX.XX	$230.49	XXX.XX	01/01/2022
XXXX	XXXX	$48,845.55	Yes	01/01/2022	XXX.XX	$204.78	XXX.XX	12/01/2021
XXXX	XXXX	$84,306.00	Yes	01/01/2022	XXX.XX	$385.02	XXX.XX	12/01/2021
XXXX	XXXX	$128,101.68	Yes	01/01/2022	XXX.XX	$475.68	XXX.XX	12/01/2021
XXXX	XXXX	$72,074.15	Yes	01/01/2022	XXX.XX	$249.96	XXX.XX	12/01/2021
XXXX	XXXX	$120,406.11	Yes	02/01/2022	XXX.XX	$756.82	XXX.XX	01/01/2022
XXXX	XXXX	$166,709.43	Yes	01/01/2022	XXX.XX	$324.30	XXX.XX	12/01/2021
XXXX	XXXX	$103,340.98	Yes	02/01/2022	XXX.XX	$705.78	XXX.XX	01/01/2022
XXXX	XXXX	$48,737.11	Yes	01/01/2022	XXX.XX	$178.16	XXX.XX	12/01/2021
XXXX	XXXX	$79,139.31	Yes	01/01/2022	XXX.XX	$344.86	XXX.XX	12/01/2021
XXXX	XXXX	$244,356.63	Yes	01/01/2022	XXX.XX	$1,211.08	XXX.XX	12/01/2021
XXXX	XXXX	$51,784.18	Yes	01/01/2022	XXX.XX	$273.65	XXX.XX	12/01/2021
XXXX	XXXX	$308,421.97	Yes	01/01/2022	XXX.XX	$1,053.27	XXX.XX	12/01/2021
XXXX	XXXX	$140,530.45	Yes	01/01/2022	XXX.XX	$225.20	XXX.XX	12/01/2021
XXXX	XXXX	$89,985.94	Yes	01/01/2022	XXX.XX	$447.55	XXX.XX	12/01/2021
XXXX	XXXX	$133,712.90	Yes	01/01/2022	XXX.XX	$245.74	XXX.XX	12/01/2021
XXXX	XXXX	$164,606.06	Yes	01/01/2022	XXX.XX	$1,120.44	XXX.XX	12/01/2021
XXXX	XXXX	$287,844.12	Yes	01/01/2022	XXX.XX	$373.82	XXX.XX	12/01/2021
XXXX	XXXX	$199,188.03	Yes	01/01/2022	XXX.XX	$325.01	XXX.XX	12/01/2021
XXXX	XXXX	$162,924.55	Yes	01/01/2022	XXX.XX	$513.08	XXX.XX	12/01/2021
XXXX	XXXX	$85,338.91	Yes	02/01/2022	XXX.XX	$437.68	XXX.XX	01/01/2022
XXXX	XXXX	$296,137.64	Yes	01/01/2022	XXX.XX	$633.25	XXX.XX	12/01/2021
XXXX	XXXX	$57,097.38	Yes	01/01/2022	XXX.XX	$675.51	XXX.XX	12/01/2021
XXXX	XXXX	$181,469.32	Yes	01/01/2022	XXX.XX	$296.77	XXX.XX	12/01/2021
XXXX	XXXX	$351,297.54	Yes	01/01/2022	XXX.XX	$807.75	XXX.XX	12/01/2021
XXXX	XXXX	$256,241.24	Yes	01/01/2022	XXX.XX	$919.77	XXX.XX	12/01/2021
XXXX	XXXX	$280,890.89	Yes	12/01/2021	XXX.XX	$301.01	XXX.XX	11/01/2021
XXXX	XXXX	$56,132.00	Yes	01/01/2022	XXX.XX	$460.30	XXX.XX	12/01/2021
XXXX	XXXX	$93,722.24	Yes	01/01/2022	XXX.XX	$364.12	XXX.XX	12/01/2021
XXXX	XXXX	$117,566.66	Yes	01/01/2022	XXX.XX	$681.01	XXX.XX	12/01/2021
XXXX	XXXX	$99,820.35	Yes	01/01/2022	XXX.XX	$175.72	XXX.XX	12/01/2021
XXXX	XXXX	$153,635.58	Yes	01/01/2022	XXX.XX	$213.70	XXX.XX	12/01/2021
XXXX	XXXX	$65,031.91	Yes	01/01/2022	XXX.XX	$80.51	XXX.XX	12/01/2021
XXXX	XXXX	$121,550.22	Yes	01/01/2022	XXX.XX	$112.77	XXX.XX	12/01/2021
XXXX	XXXX	$68,860.97	Yes	01/01/2022	XXX.XX	$252.72	XXX.XX	12/01/2021
XXXX	XXXX	$44,557.76	Yes	01/01/2022	XXX.XX	$1,064.01	XXX.XX	12/01/2021
XXXX	XXXX	$122,901.86	Yes	01/01/2022	XXX.XX	$422.48	XXX.XX	12/01/2021
XXXX	XXXX	$422,578.13	Yes	02/01/2022	XXX.XX	$862.35	XXX.XX	01/01/2022
XXXX	XXXX	$166,279.10	Yes	01/01/2022	XXX.XX	$615.13	XXX.XX	12/01/2021
XXXX	XXXX	$43,964.90	Yes	02/01/2022	XXX.XX	$250.13	XXX.XX	01/01/2022
XXXX	XXXX	$29,298.32	Yes	01/01/2022	XXX.XX	$228.36	XXX.XX	12/01/2021
XXXX	XXXX	$272,925.31	Yes	01/01/2022	XXX.XX	$511.96	XXX.XX	12/01/2021
XXXX	XXXX	$50,328.45	Yes	01/01/2022	XXX.XX	$262.66	XXX.XX	12/01/2021
XXXX	XXXX	$322,781.51	Yes	01/01/2022	XXX.XX	$415.16	XXX.XX	12/01/2021
XXXX	XXXX	$189,138.85	Yes	02/01/2022	XXX.XX	$434.49	XXX.XX	01/01/2022
XXXX	XXXX	$121,647.43	Yes	01/01/2022	XXX.XX	$1,536.90	XXX.XX	12/01/2021
XXXX	XXXX	$207,670.63	Yes	01/01/2022	XXX.XX	$650.77	XXX.XX	12/01/2021
XXXX	XXXX	$120,541.39	Yes	01/01/2022	XXX.XX	$325.07	XXX.XX	12/01/2021
XXXX	XXXX	$140,551.98	Yes	01/01/2022	XXX.XX	$305.40	XXX.XX	12/01/2021
XXXX	XXXX	$254,253.76	Yes	02/01/2022	XXX.XX	$1,082.77	XXX.XX	01/01/2022
XXXX	XXXX	$179,975.57	Yes	01/01/2022	XXX.XX	$581.34	XXX.XX	12/01/2021
XXXX	XXXX	$187,189.46	Yes	01/01/2022	XXX.XX	$298.52	XXX.XX	12/01/2021
XXXX	XXXX	$119,267.46	Yes	01/01/2022	XXX.XX	$276.31	XXX.XX	12/01/2021
XXXX	XXXX	$246,896.22	Yes	01/01/2022	XXX.XX	$979.79	XXX.XX	12/01/2021
XXXX	XXXX	$215,887.35	Yes	01/01/2022	XXX.XX	$264.09	XXX.XX	12/01/2021
XXXX	XXXX	$102,386.86	Yes	01/01/2022	XXX.XX	$446.09	XXX.XX	12/01/2021
XXXX	XXXX	$163,344.13	Yes	01/01/2022	XXX.XX	$552.98	XXX.XX	12/01/2021
XXXX	XXXX	$115,511.17	Yes	01/01/2022	XXX.XX	$415.88	XXX.XX	12/01/2021
XXXX	XXXX	$455,441.34	Yes	01/01/2022	XXX.XX	$1,036.26	XXX.XX	12/01/2021
XXXX	XXXX	$62,748.67	Yes	01/01/2022	XXX.XX	$610.35	XXX.XX	12/01/2021
XXXX	XXXX	$39,093.44	Yes	01/01/2022	XXX.XX	$158.61	XXX.XX	12/01/2021
XXXX	XXXX	$48,689.95	Yes	01/01/2022	XXX.XX	$322.34	XXX.XX	12/01/2021
XXXX	XXXX	$323,137.46	Yes	01/01/2022	XXX.XX	$1,715.61	XXX.XX	12/01/2021
XXXX	XXXX	$268,532.21	Yes	01/01/2022	XXX.XX	$698.35	XXX.XX	12/01/2021
XXXX	XXXX	$151,846.43	Yes	01/01/2022	XXX.XX	$684.46	XXX.XX	12/01/2021
XXXX	XXXX	$213,994.58	Yes	12/01/2021	XXX.XX	$1,167.82	XXX.XX	11/01/2021
XXXX	XXXX	$77,752.10	Yes	01/01/2022	XXX.XX	$154.75	XXX.XX	12/01/2021
XXXX	XXXX	$37,162.12	Yes	01/01/2022	XXX.XX	$397.43	XXX.XX	12/01/2021
XXXX	XXXX	$276,202.71	Yes	01/01/2022	XXX.XX	$516.66	XXX.XX	12/01/2021
XXXX	XXXX	$105,409.92	Yes	01/01/2022	XXX.XX	$257.87	XXX.XX	12/01/2021
XXXX	XXXX	$204,139.55	Yes	01/01/2022	XXX.XX	$504.94	XXX.XX	12/01/2021
XXXX	XXXX	$179,195.89	Yes	01/01/2022	XXX.XX	$594.47	XXX.XX	12/01/2021
XXXX	XXXX	$306,823.43	Yes	01/01/2022	XXX.XX	$0.00	XXX.XX	12/01/2021
XXXX	XXXX	$88,257.56	Yes	01/01/2022	XXX.XX	$275.21	XXX.XX	12/01/2021
XXXX	XXXX	$91,483.94	Yes	01/01/2022	XXX.XX	$508.19	XXX.XX	12/01/2021
XXXX	XXXX	$108,449.54	Yes	01/01/2022	XXX.XX	$475.92	XXX.XX	12/01/2021
XXXX	XXXX	$29,201.09	Yes	01/01/2022	XXX.XX	$495.17	XXX.XX	12/01/2021
XXXX	XXXX	$109,356.72	Yes	01/01/2022	XXX.XX	$1,654.71	XXX.XX	12/01/2021
XXXX	XXXX	$87,325.52	Yes	01/01/2022	XXX.XX	$442.14	XXX.XX	12/01/2021
XXXX	XXXX	$252,689.65	Yes	01/01/2022	XXX.XX	$825.41	XXX.XX	12/01/2021
XXXX	XXXX	$332,724.96	Yes	01/01/2022	XXX.XX	$2,286.27	XXX.XX	12/01/2021
XXXX	XXXX	$67,616.21	Yes	01/01/2022	XXX.XX	$227.81	XXX.XX	12/01/2021
XXXX	XXXX	$143,362.91	Yes	02/01/2022	XXX.XX	$487.49	XXX.XX	01/01/2022
XXXX	XXXX	$206,006.32	Yes	01/01/2022	XXX.XX	$594.87	XXX.XX	12/01/2021
XXXX	XXXX	$128,658.75	Yes	01/01/2022	XXX.XX	$476.50	XXX.XX	12/01/2021
XXXX	XXXX	$10,451.41	Yes	01/01/2022	XXX.XX	$548.16	XXX.XX	12/01/2021
XXXX	XXXX	$10,960.65	Yes	02/01/2022	XXX.XX	$511.01	XXX.XX	01/01/2022
XXXX	XXXX	$18,802.66	Yes	01/01/2022	XXX.XX	$1,413.63	XXX.XX	12/01/2021
XXXX	XXXX	$103,838.74	Yes	01/01/2022	XXX.XX	$414.44	XXX.XX	12/01/2021
XXXX	XXXX	$206,102.15	Yes	01/01/2022	XXX.XX	$521.40	XXX.XX	12/01/2021
XXXX	XXXX	$82,287.39	Yes	01/01/2022	XXX.XX	$328.00	XXX.XX	12/01/2021
XXXX	XXXX	$78,573.59	Yes	01/01/2022	XXX.XX	$431.00	XXX.XX	12/01/2021
XXXX	XXXX	$82,547.27	Yes	03/01/2022	XXX.XX	$464.34	XXX.XX	02/01/2022
XXXX	XXXX	$94,700.42	Yes	01/01/2022	XXX.XX	$302.96	XXX.XX	12/01/2021
XXXX	XXXX	$486,233.94	Yes	01/01/2022	XXX.XX	$1,219.49	XXX.XX	12/01/2021
XXXX	XXXX	$445,924.83	Yes	01/01/2022	XXX.XX	$2,208.59	XXX.XX	12/01/2021
XXXX	XXXX	$92,965.21	Yes	01/01/2022	XXX.XX	$199.62	XXX.XX	12/01/2021
XXXX	XXXX	$437,186.92	Yes	01/01/2022	XXX.XX	$1,308.22	XXX.XX	12/01/2021
XXXX	XXXX	$38,324.30	Yes	01/01/2022	XXX.XX	$345.19	XXX.XX	12/01/2021
XXXX	XXXX	$20,381.04	Yes	01/01/2022	XXX.XX	$292.48	XXX.XX	12/01/2021
XXXX	XXXX	$152,129.40	Yes	01/01/2022	XXX.XX	$524.39	XXX.XX	12/01/2021
XXXX	XXXX	$114,996.90	Yes	01/01/2022	XXX.XX	$0.00	XXX.XX	12/01/2021
XXXX	XXXX	$404,352.97	Yes	01/01/2022	XXX.XX	$402.05	XXX.XX	12/01/2021
XXXX	XXXX	$72,030.18	Yes	01/01/2022	XXX.XX	$634.64	XXX.XX	12/01/2021
XXXX	XXXX	$236,077.09	Yes	01/01/2022	XXX.XX	$755.96	XXX.XX	12/01/2021
XXXX	XXXX	$133,296.71	Yes	01/01/2022	XXX.XX	$981.02	XXX.XX	12/01/2021
XXXX	XXXX	$83,895.41	Yes	01/01/2022	XXX.XX	$652.49	XXX.XX	12/01/2021
XXXX	XXXX	$136,333.08	Yes	01/01/2022	XXX.XX	$548.41	XXX.XX	12/01/2021
XXXX	XXXX	$169,717.87	Yes	01/01/2022	XXX.XX	$402.16	XXX.XX	12/01/2021
XXXX	XXXX	$339,927.21	Yes	02/01/2022	XXX.XX	$1,851.62	XXX.XX	01/01/2022
XXXX	XXXX	$89,364.73	Yes	01/01/2022	XXX.XX	$250.76	XXX.XX	12/01/2021
XXXX	XXXX	$10,004.53	Yes	01/01/2022	XXX.XX	$938.03	XXX.XX	12/01/2021
XXXX	XXXX	$78,229.53	Yes	02/01/2022	XXX.XX	$253.14	XXX.XX	01/01/2022
XXXX	XXXX	$60,243.22	Yes	12/01/2021	XXX.XX	$309.23	XXX.XX	11/01/2021
XXXX	XXXX	$342,831.39	Yes	01/01/2022	XXX.XX	$1,991.04	XXX.XX	12/01/2021
XXXX	XXXX	$191,565.89	Yes	01/01/2022	XXX.XX	$460.06	XXX.XX	12/01/2021
XXXX	XXXX	$106,662.55	Yes	02/01/2022	XXX.XX	$567.13	XXX.XX	01/01/2022
XXXX	XXXX	$189,789.61	Yes	02/01/2022	XXX.XX	$487.57	XXX.XX	01/01/2022
XXXX	XXXX	$54,014.35	Yes	01/01/2022	XXX.XX	$0.00	XXX.XX	12/01/2021
XXXX	XXXX	$33,767.75	Yes	01/01/2022	XXX.XX	$236.00	XXX.XX	12/01/2021
XXXX	XXXX	$319,999.19	Yes	01/01/2022	XXX.XX	$799.32	XXX.XX	12/01/2021
XXXX	XXXX	$98,240.43	Yes	01/01/2022	XXX.XX	$770.33	XXX.XX	12/01/2021
XXXX	XXXX	$323,731.76	Yes	01/01/2022	XXX.XX	$972.17	XXX.XX	12/01/2021
XXXX	XXXX	$214,395.81	Yes	01/01/2022	XXX.XX	$578.45	XXX.XX	12/01/2021
XXXX	XXXX	$54,492.89	Yes	01/01/2022	XXX.XX	$481.71	XXX.XX	12/01/2021
XXXX	XXXX	$209,749.88	Yes	01/01/2022	XXX.XX	$854.91	XXX.XX	12/01/2021
XXXX	XXXX	$148,559.01	Yes	02/01/2022	XXX.XX	$361.42	XXX.XX	01/01/2022
XXXX	XXXX	$34,214.99	Yes	12/01/2021	XXX.XX	$730.49	XXX.XX	11/01/2021
XXXX	XXXX	$86,846.66	Yes	01/01/2022	XXX.XX	$437.90	XXX.XX	12/01/2021
XXXX	XXXX	$50,913.85	Yes	01/01/2022	XXX.XX	$134.85	XXX.XX	12/01/2021
XXXX	XXXX	$44,258.30	Yes	02/01/2022	XXX.XX	$293.69	XXX.XX	01/01/2022
XXXX	XXXX	$105,728.05	Yes	01/01/2022	XXX.XX	$331.46	XXX.XX	12/01/2021
XXXX	XXXX	$111,903.81	Yes	01/01/2022	XXX.XX	$230.52	XXX.XX	12/01/2021
XXXX	XXXX	$345,465.56	Yes	01/01/2022	XXX.XX	$1,100.37	XXX.XX	12/01/2021
XXXX	XXXX	$165,030.54	Yes	01/01/2022	XXX.XX	$807.74	XXX.XX	12/01/2021
XXXX	XXXX	$29,803.86	Yes	02/01/2022	XXX.XX	$219.93	XXX.XX	01/01/2022
XXXX	XXXX	$107,082.36	Yes	01/01/2022	XXX.XX	$274.87	XXX.XX	12/01/2021
XXXX	XXXX	$132,802.92	Yes	01/01/2022	XXX.XX	$393.41	XXX.XX	12/01/2021
XXXX	XXXX	$122,207.04	Yes	01/01/2022	XXX.XX	$204.25	XXX.XX	12/01/2021
XXXX	XXXX	$49,982.55	Yes	01/01/2022	XXX.XX	$305.52	XXX.XX	12/01/2021
XXXX	XXXX	$109,283.65	Yes	01/01/2022	XXX.XX	$331.33	XXX.XX	12/01/2021
XXXX	XXXX	$154,806.16	Yes	01/01/2022	XXX.XX	$731.55	XXX.XX	12/01/2021
XXXX	XXXX	$180,856.93	Yes	01/01/2022	XXX.XX	$366.12	XXX.XX	12/01/2021
XXXX	XXXX	$21,438.79	Yes	02/01/2022	XXX.XX	$366.81	XXX.XX	01/01/2022
XXXX	XXXX	$303,603.85	Yes	01/01/2022	XXX.XX	$1,227.72	XXX.XX	12/01/2021
XXXX	XXXX	$279,369.06	Yes	01/01/2022	XXX.XX	$1,147.42	XXX.XX	12/01/2021
XXXX	XXXX	$87,449.34	Yes	02/01/2022	XXX.XX	$116.36	XXX.XX	01/01/2022
XXXX	XXXX	$116,519.30	Yes	01/01/2022	XXX.XX	$601.69	XXX.XX	12/01/2021
XXXX	XXXX	$143,489.06	Yes	01/01/2022	XXX.XX	$566.19	XXX.XX	12/01/2021
XXXX	XXXX	$43,022.33	Yes	01/01/2022	XXX.XX	$213.97	XXX.XX	12/01/2021
XXXX	XXXX	$111,852.84	Yes	01/01/2022	XXX.XX	$496.32	XXX.XX	12/01/2021
XXXX	XXXX	$248,211.28	Yes	01/01/2022	XXX.XX	$446.71	XXX.XX	12/01/2021
XXXX	XXXX	$68,010.66	Yes	01/01/2022	XXX.XX	$266.37	XXX.XX	12/01/2021
XXXX	XXXX	$265,163.10	Yes	01/01/2022	XXX.XX	$716.98	XXX.XX	12/01/2021
XXXX	XXXX	$240,655.76	Yes	01/01/2022	XXX.XX	$787.89	XXX.XX	12/01/2021
XXXX	XXXX	$101,023.64	Yes	01/01/2022	XXX.XX	$622.51	XXX.XX	12/01/2021
XXXX	XXXX	$56,135.25	Yes	01/01/2022	XXX.XX	$507.32	XXX.XX	12/01/2021
XXXX	XXXX	$125,899.52	Yes	01/01/2022	XXX.XX	$1,161.92	XXX.XX	12/01/2021
XXXX	XXXX	$7,574.48	Yes	01/01/2022	XXX.XX	$84.86	XXX.XX	12/01/2021
XXXX	XXXX	$164,074.14	Yes	01/01/2022	XXX.XX	$347.78	XXX.XX	12/01/2021
XXXX	XXXX	$60,001.84	Yes	01/01/2022	XXX.XX	$467.69	XXX.XX	12/01/2021
XXXX	XXXX	$125,442.89	Yes	01/01/2022	XXX.XX	$396.44	XXX.XX	12/01/2021
XXXX	XXXX	$130,256.84	Yes	01/01/2022	XXX.XX	$981.04	XXX.XX	12/01/2021
XXXX	XXXX	$168,257.69	Yes	01/01/2022	XXX.XX	$491.00	XXX.XX	12/01/2021
XXXX	XXXX	$43,403.75	Yes	02/01/2022	XXX.XX	$80.34	XXX.XX	01/01/2022
XXXX	XXXX	$148,546.57	Yes	01/01/2022	XXX.XX	$1,098.60	XXX.XX	12/01/2021
XXXX	XXXX	$321,960.77	Yes	12/01/2021	XXX.XX	$814.58	XXX.XX	11/01/2021
XXXX	XXXX	$55,468.08	Yes	01/01/2022	XXX.XX	$396.60	XXX.XX	12/01/2021
XXXX	XXXX	$176,468.58	Yes	01/01/2022	XXX.XX	$488.44	XXX.XX	12/01/2021
XXXX	XXXX	$124,377.02	Yes	01/01/2022	XXX.XX	$756.85	XXX.XX	12/01/2021
XXXX	XXXX	$240,253.66	Yes	01/01/2022	XXX.XX	$71.43	XXX.XX	12/01/2021
XXXX	XXXX	$61,835.87	Yes	01/01/2022	XXX.XX	$515.07	XXX.XX	12/01/2021
XXXX	XXXX	$147,151.94	Yes	01/01/2022	XXX.XX	$285.26	XXX.XX	12/01/2021
XXXX	XXXX	$14,182.19	Yes	12/01/2021	XXX.XX	$576.33	XXX.XX	11/01/2021
XXXX	XXXX	$239,502.32	Yes	01/01/2022	XXX.XX	$543.65	XXX.XX	12/01/2021
XXXX	XXXX	$32,429.09	Yes	02/01/2022	XXX.XX	$203.76	XXX.XX	01/01/2022
XXXX	XXXX	$34,720.18	Yes	01/01/2022	XXX.XX	$330.70	XXX.XX	12/01/2021
XXXX	XXXX	$243,694.05	Yes	01/01/2022	XXX.XX	$1,435.37	XXX.XX	12/01/2021
XXXX	XXXX	$67,420.69	Yes	01/01/2022	XXX.XX	$193.76	XXX.XX	12/01/2021
XXXX	XXXX	$32,469.14	Yes	01/01/2022	XXX.XX	$167.07	XXX.XX	12/01/2021
XXXX	XXXX	$89,340.88	Yes	01/01/2022	XXX.XX	$523.06	XXX.XX	12/01/2021
XXXX	XXXX	$225,345.95	Yes	01/01/2022	XXX.XX	$109.09	XXX.XX	12/01/2021
XXXX	XXXX	$104,504.90	Yes	01/01/2022	XXX.XX	$256.25	XXX.XX	12/01/2021
XXXX	XXXX	$131,687.89	Yes	01/01/2022	XXX.XX	$799.11	XXX.XX	12/01/2021
XXXX	XXXX	$211,461.81	Yes	01/01/2022	XXX.XX	$603.96	XXX.XX	12/01/2021
XXXX	XXXX	$287,347.90	Yes	01/01/2022	XXX.XX	$705.47	XXX.XX	12/01/2021
XXXX	XXXX	$219,945.21	Yes	01/01/2022	XXX.XX	$707.47	XXX.XX	12/01/2021
XXXX	XXXX	$55,412.15	Yes	01/01/2022	XXX.XX	$328.40	XXX.XX	12/01/2021
XXXX	XXXX	$70,706.08	Yes	01/01/2022	XXX.XX	$178.58	XXX.XX	12/01/2021
XXXX	XXXX	$7,124.35	Yes	01/01/2022	XXX.XX	$85.67	XXX.XX	12/01/2021
XXXX	XXXX	$50,511.12	Yes	01/01/2022	XXX.XX	$182.99	XXX.XX	12/01/2021
XXXX	XXXX	$115,198.82	Yes	01/01/2022	XXX.XX	$402.30	XXX.XX	12/01/2021
XXXX	XXXX	$65,618.12	Yes	01/01/2022	XXX.XX	$366.00	XXX.XX	12/01/2021
XXXX	XXXX	$124,666.32	Yes	01/01/2022	XXX.XX	$303.81	XXX.XX	12/01/2021
XXXX	XXXX	$61,632.85	Yes	01/01/2022	XXX.XX	$416.85	XXX.XX	12/01/2021
XXXX	XXXX	$106,971.54	Yes	01/01/2022	XXX.XX	$207.14	XXX.XX	12/01/2021
XXXX	XXXX	$37,917.11	Yes	02/01/2022	XXX.XX	$180.39	XXX.XX	01/01/2022
XXXX	XXXX	$119,486.63	Yes	01/01/2022	XXX.XX	$666.12	XXX.XX	12/01/2021
XXXX	XXXX	$67,989.62	Yes	02/01/2022	XXX.XX	$233.93	XXX.XX	01/01/2022
XXXX	XXXX	$137,615.61	Yes	01/01/2022	XXX.XX	$671.58	XXX.XX	12/01/2021
XXXX	XXXX	$52,555.64	Yes	01/01/2022	XXX.XX	$92.71	XXX.XX	12/01/2021
XXXX	XXXX	$111,164.91	Yes	12/01/2021	XXX.XX	$563.37	XXX.XX	11/01/2021
XXXX	XXXX	$75,851.77	Yes	01/01/2022	XXX.XX	$526.40	XXX.XX	12/01/2021
XXXX	XXXX	$191,969.45	Yes	01/01/2022	XXX.XX	$348.73	XXX.XX	12/01/2021
XXXX	XXXX	$30,818.75	Yes	01/01/2022	XXX.XX	$263.08	XXX.XX	12/01/2021
XXXX	XXXX	$21,482.70	Yes	02/01/2022	XXX.XX	$91.07	XXX.XX	01/01/2022
XXXX	XXXX	$44,061.95	Yes	01/01/2022	XXX.XX	$231.70	XXX.XX	12/01/2021
XXXX	XXXX	$206,177.07	Yes	01/01/2022	XXX.XX	$478.46	XXX.XX	12/01/2021
XXXX	XXXX	$118,327.15	Yes	01/01/2022	XXX.XX	$698.28	XXX.XX	12/01/2021
XXXX	XXXX	$55,978.49	Yes	02/01/2022	XXX.XX	$61.30	XXX.XX	01/01/2022
XXXX	XXXX	$31,166.92	Yes	01/01/2022	XXX.XX	$242.53	XXX.XX	12/01/2021
XXXX	XXXX	$204,670.23	Yes	01/01/2022	XXX.XX	$1,019.98	XXX.XX	12/01/2021
XXXX	XXXX	$150,662.14	Yes	01/01/2022	XXX.XX	$503.73	XXX.XX	12/01/2021
XXXX	XXXX	$173,289.54	Yes	01/01/2022	XXX.XX	$289.50	XXX.XX	12/01/2021
XXXX	XXXX	$82,672.28	Yes	01/01/2022	XXX.XX	$468.00	XXX.XX	12/01/2021
XXXX	XXXX	$252,723.43	Yes	01/01/2022	XXX.XX	$855.05	XXX.XX	12/01/2021
XXXX	XXXX	$188,704.35	Yes	01/01/2022	XXX.XX	$655.22	XXX.XX	12/01/2021
XXXX	XXXX	$159,949.19	Yes	01/01/2022	XXX.XX	$607.61	XXX.XX	12/01/2021
XXXX	XXXX	$202,975.67	Yes	01/01/2022	XXX.XX	$664.15	XXX.XX	12/01/2021
XXXX	XXXX	$146,286.46	Yes	01/01/2022	XXX.XX	$758.42	XXX.XX	12/01/2021
XXXX	XXXX	$46,850.03	Yes	01/01/2022	XXX.XX	$302.13	XXX.XX	12/01/2021
XXXX	XXXX	$268,184.81	Yes	01/01/2022	XXX.XX	$480.90	XXX.XX	12/01/2021
XXXX	XXXX	$62,007.45	Yes	01/01/2022	XXX.XX	$135.52	XXX.XX	12/01/2021
XXXX	XXXX	$236,475.33	Yes	01/01/2022	XXX.XX	$417.07	XXX.XX	12/01/2021
XXXX	XXXX	$73,641.81	Yes	01/01/2022	XXX.XX	$283.49	XXX.XX	12/01/2021
XXXX	XXXX	$605,189.77	Yes	01/01/2022	XXX.XX	$1,286.70	XXX.XX	12/01/2021
XXXX	XXXX	$125,445.19	Yes	01/01/2022	XXX.XX	$567.33	XXX.XX	12/01/2021
XXXX	XXXX	$256,156.85	Yes	01/01/2022	XXX.XX	$1,376.29	XXX.XX	12/01/2021
XXXX	XXXX	$42,105.11	Yes	01/01/2022	XXX.XX	$0.00	XXX.XX	12/01/2021
XXXX	XXXX	$253,004.44	Yes	02/01/2022	XXX.XX	$872.88	XXX.XX	01/01/2022
XXXX	XXXX	$189,323.74	Yes	01/01/2022	XXX.XX	$1,193.24	XXX.XX	12/01/2021
XXXX	XXXX	$116,609.86	Yes	01/01/2022	XXX.XX	$712.68	XXX.XX	12/01/2021
XXXX	XXXX	$78,246.59	Yes	01/01/2022	XXX.XX	$279.78	XXX.XX	12/01/2021
XXXX	XXXX	$111,514.79	Yes	01/01/2022	XXX.XX	$524.11	XXX.XX	12/01/2021
XXXX	XXXX	$91,836.98	Yes	01/01/2022	XXX.XX	$286.74	XXX.XX	12/01/2021
XXXX	XXXX	$51,476.71	Yes	01/01/2022	XXX.XX	$149.68	XXX.XX	12/01/2021
XXXX	XXXX	$154,565.34	Yes	01/01/2022	XXX.XX	$647.61	XXX.XX	12/01/2021
XXXX	XXXX	$58,257.16	Yes	01/01/2022	XXX.XX	$143.95	XXX.XX	12/01/2021
XXXX	XXXX	$221,146.17	Yes	01/01/2022	XXX.XX	$1,317.19	XXX.XX	12/01/2021
XXXX	XXXX	$82,283.17	Yes	01/01/2022	XXX.XX	$511.82	XXX.XX	12/01/2021
XXXX	XXXX	$87,752.07	Yes	01/01/2022	XXX.XX	$115.51	XXX.XX	12/01/2021
XXXX	XXXX	$74,565.95	Yes	01/01/2022	XXX.XX	$427.46	XXX.XX	12/01/2021
XXXX	XXXX	$242,756.59	Yes	01/01/2022	XXX.XX	$279.40	XXX.XX	12/01/2021
XXXX	XXXX	$188,188.39	Yes	01/01/2022	XXX.XX	$0.00	XXX.XX	12/01/2021
XXXX	XXXX	$103,067.60	Yes	01/01/2022	XXX.XX	$576.23	XXX.XX	12/01/2021
XXXX	XXXX	$150,102.60	Yes	01/01/2022	XXX.XX	$516.25	XXX.XX	12/01/2021
XXXX	XXXX	$181,966.62	Yes	01/01/2022	XXX.XX	$556.40	XXX.XX	12/01/2021
XXXX	XXXX	$60,161.63	Yes	02/01/2022	XXX.XX	$314.71	XXX.XX	01/01/2022
XXXX	XXXX	$92,950.50	Yes	01/01/2022	XXX.XX	$649.77	XXX.XX	12/01/2021
XXXX	XXXX	$38,350.48	Yes	01/01/2022	XXX.XX	$288.06	XXX.XX	12/01/2021
XXXX	XXXX	$99,986.57	Yes	01/01/2022	XXX.XX	$1,074.37	XXX.XX	12/01/2021
XXXX	XXXX	$39,323.61	Yes	01/01/2022	XXX.XX	$743.07	XXX.XX	12/01/2021
XXXX	XXXX	$111,077.58	Yes	01/01/2022	XXX.XX	$1,109.39	XXX.XX	12/01/2021
XXXX	XXXX	$18,381.61	Yes	01/01/2022	XXX.XX	$142.10	XXX.XX	12/01/2021
XXXX	XXXX	$45,318.79	Yes	02/01/2022	XXX.XX	$587.69	XXX.XX	01/01/2022
XXXX	XXXX	$68,851.87	Yes	01/01/2022	XXX.XX	$493.36	XXX.XX	12/01/2021
XXXX	XXXX	$11,905.91	Yes	01/01/2022	XXX.XX	$326.59	XXX.XX	12/01/2021
XXXX	XXXX	$9,049.28	Yes	01/01/2022	XXX.XX	$300.50	XXX.XX	12/01/2021
XXXX	XXXX	$346,012.87	Yes	01/01/2022	XXX.XX	$880.25	XXX.XX	12/01/2021
XXXX	XXXX	$58,644.10	Yes	01/01/2022	XXX.XX	$312.01	XXX.XX	12/01/2021
XXXX	XXXX	$347,765.04	Yes	01/01/2022	XXX.XX	$1,053.38	XXX.XX	12/01/2021
XXXX	XXXX	$239,315.07	Yes	01/01/2022	XXX.XX	$611.05	XXX.XX	12/01/2021
XXXX	XXXX	$326,603.07	Yes	01/01/2022	XXX.XX	$1,424.51	XXX.XX	12/01/2021
XXXX	XXXX	$330,013.36	Yes	01/01/2022	XXX.XX	$1,401.46	XXX.XX	12/01/2021
XXXX	XXXX	$291,101.33	Yes	01/01/2022	XXX.XX	$755.92	XXX.XX	12/01/2021
XXXX	XXXX	$189,358.27	Yes	01/01/2022	XXX.XX	$345.47	XXX.XX	12/01/2021
XXXX	XXXX	$81,882.89	Yes	01/01/2022	XXX.XX	$613.49	XXX.XX	12/01/2021
XXXX	XXXX	$222,386.60	Yes	01/01/2022	XXX.XX	$805.71	XXX.XX	12/01/2021
XXXX	XXXX	$249,573.36	Yes	01/01/2022	XXX.XX	$750.20	XXX.XX	12/01/2021
XXXX	XXXX	$42,521.76	Yes	01/01/2022	XXX.XX	$176.78	XXX.XX	12/01/2021
XXXX	XXXX	$134,987.63	Yes	01/01/2022	XXX.XX	$207.67	XXX.XX	12/01/2021
XXXX	XXXX	$66,679.32	Yes	02/01/2022	XXX.XX	$432.59	XXX.XX	01/01/2022
XXXX	XXXX	$81,112.96	Yes	01/01/2022	XXX.XX	$344.83	XXX.XX	12/01/2021
XXXX	XXXX	$152,207.42	Yes	01/01/2022	XXX.XX	$429.95	XXX.XX	12/01/2021
XXXX	XXXX	$120,305.20	Yes	01/01/2022	XXX.XX	$298.09	XXX.XX	12/01/2021
XXXX	XXXX	$103,766.40	Yes	01/01/2022	XXX.XX	$0.00	XXX.XX	12/01/2021
XXXX	XXXX	$54,956.52	Yes	01/01/2022	XXX.XX	$310.21	XXX.XX	12/01/2021
XXXX	XXXX	$133,928.85	Yes	01/01/2022	XXX.XX	$376.10	XXX.XX	12/01/2021
XXXX	XXXX	$82,007.06	Yes	01/01/2022	XXX.XX	$907.51	XXX.XX	12/01/2021
XXXX	XXXX	$62,887.45	Yes	01/01/2022	XXX.XX	$186.17	XXX.XX	12/01/2021
XXXX	XXXX	$14,186.80	Yes	01/01/2022	XXX.XX	$118.33	XXX.XX	12/01/2021
XXXX	XXXX	$27,021.68	Yes	01/01/2022	XXX.XX	$40.67	XXX.XX	12/01/2021
XXXX	XXXX	$19,208.01	Yes	01/01/2022	XXX.XX	$355.93	XXX.XX	12/01/2021
XXXX	XXXX	$66,141.59	Yes	01/01/2022	XXX.XX	$717.57	XXX.XX	12/01/2021
XXXX	XXXX	$19,258.29	Yes	02/01/2022	XXX.XX	$332.34	XXX.XX	01/01/2022

Pay History - Unpaid by borr	Pay History - Months Paid by Borr	Months Missing	Months Different	Prior Servicer	Missing History Flag	Missing History Starting 1	Missing History Ends 1	Missing History Starting 2	Missing History Ends 2
14	22	0	36	SMS	No
22	14	0	36	SMS	No
16	20	0	36	SMS	No
18	18	0	36	SMS	No
17	19	0	36	SMS	No
18	18	0	36	SMS	No
26	10	0	36	SMS	No
18	18	0	36	SMS	No
18	18	0	36	SMS	No
12	24	0	36	SMS	No
19	17	0	36	SMS	No
12	24	0	36	SMS	No
21	15	0	36	SMS	No
20	16	0	36	SMS	No
18	18	0	36	SMS	No
15	21	0	36	SMS	No
6	30	0	36	SMS	No
6	30	0	36	SMS	No
24	12	0	36	SMS	No
11	25	0	36	SMS	No
0	36	0	36	SMS	No
29	7	0	36	SMS	No
0	36	0	36	SMS	No
10	26	0	36	SMS	No
15	21	0	36	SMS	No
18	18	0	36	SMS	No
20	16	0	36	SMS	No
17	19	0	36	SMS	No
10	26	0	36	SMS	No
10	26	0	36	SMS	No
7	29	0	36	SMS	No
12	24	0	36	SMS	No
21	15	0	36	SMS	No
5	31	0	36	SMS	No
5	31	0	36	SMS	No
5	31	0	36	SMS	No
17	19	0	36	SMS	No
11	25	0	36	SMS	No
8	28	0	36	SMS	No
11	25	0	36	SMS	No
6	30	0	36	SMS	No
13	23	0	36	SMS	No
8	28	0	36	SMS	No
16	20	0	36	SMS	No
5	31	0	36	SMS	No
18	18	0	36	SMS	No
30	6	0	36	SMS	No
9	27	0	36	SMS	No
16	20	0	36	SMS	No
16	20	0	36	SMS	No
8	28	0	36	SMS	No
10	26	0	36	SMS	No
3	33	0	36	SMS	No
6	30	0	36	SMS	No
1	35	0	36	SMS	No
18	18	0	36	SMS	No
18	18	0	36	SMS	No
29	7	0	36	SMS	No
14	22	0	36	SMS	No
6	30	0	36	SMS	No
19	17	0	36	SMS	No
12	24	0	36	SMS	No
16	20	0	36	SMS	No
14	22	0	36	SMS	No
16	20	0	36	SMS	No
14	22	0	36	SMS	No
26	10	0	36	SMS	No
20	16	0	36	SMS	No
7	29	0	36	SMS	No
19	17	0	36	SMS	No
16	20	0	36	SMS	No
13	23	0	36	SMS	No
7	29	0	36	SMS	No
0	36	0	36	SMS	No
15	21	0	36	SMS	No
18	18	0	36	SMS	No
12	24	0	36	SMS	No
6	30	0	36	SMS	No
11	25	0	36	SMS	No
11	25	0	36	SMS	No
20	16	0	36	SMS	No
15	21	0	36	SMS	No
23	13	0	36	SMS	No
5	31	0	36	SMS	No
15	21	0	36	SMS	No
22	14	0	36	SMS	No
14	22	0	36	SMS	No
15	21	0	36	SMS	No
18	18	0	36	SMS	No
26	10	0	36	SMS	No
14	22	0	36	SMS	No
14	22	0	36	SMS	No
18	18	0	36	SMS	No
24	12	0	36	SMS	No
23	13	0	36	SMS	No
14	22	0	36	SMS	No
20	16	0	36	SMS	No
11	25	0	36	SMS	No
4	32	0	36	SMS	No
24	12	0	36	SMS	No
11	25	0	36	SMS	No
34	2	0	36	SMS	No
12	24	0	36	SMS	No
20	16	0	36	SMS	No
7	29	0	36	SMS	No
7	29	0	36	SMS	No
8	28	0	36	SMS	No
20	16	0	36	SMS	No
6	30	0	36	SMS	No
4	32	0	36	SMS	No
6	30	0	36	SMS	No
11	25	0	36	SMS	No
8	28	0	36	SMS	No
20	16	0	36	SMS	No
15	21	0	36	SMS	No
16	20	0	36	SMS	No
16	20	0	36	SMS	No
11	25	0	36	SMS	No
16	20	0	36	SMS	No
26	10	0	36	SMS	No
6	30	0	36	SMS	No
14	22	0	36	SMS	No
14	22	0	36	SMS	No
15	21	0	36	SMS	No
17	19	0	36	SMS	No
4	32	0	36	SMS	No
10	26	0	36	SMS	No
11	25	0	36	SMS	No
28	8	0	36	SMS	No
17	19	0	36	SMS	No
11	25	0	36	SMS	No
10	26	0	36	SMS	No
17	19	0	36	SMS	No
14	22	0	36	SMS	No
15	21	0	36	SMS	No
12	24	0	36	SMS	No
27	9	0	36	SMS	No
9	27	0	36	SMS	No
16	20	0	36	SMS	No
14	22	0	36	SMS	No
13	23	0	36	SMS	No
28	8	0	36	SMS	No
5	31	0	36	SMS	No
19	17	0	36	SMS	No
13	23	0	36	SMS	No
4	32	0	36	SMS	No
4	32	0	36	SMS	No
12	24	0	36	SMS	No
3	33	0	36	SMS	No
16	20	0	36	SMS	No
23	13	0	36	SMS	No
13	23	0	36	SMS	No
9	27	0	36	SMS	No
12	24	0	36	SMS	No
14	22	0	36	SMS	No
16	20	0	36	SMS	No
13	23	0	36	SMS	No
17	19	0	36	SMS	No
17	19	0	36	SMS	No
15	21	0	36	SMS	No
14	22	0	36	SMS	No
12	24	0	36	SMS	No
10	26	0	36	SMS	No
15	21	0	36	SMS	No
12	24	0	36	SMS	No
12	24	0	36	SMS	No
12	24	0	36	SMS	No
15	21	0	36	SMS	No
11	25	0	36	SMS	No
6	30	0	36	SMS	No
16	20	0	36	SMS	No
3	33	0	36	SMS	No
14	22	0	36	SMS	No
13	23	0	36	SMS	No
26	10	0	36	SMS	No
5	31	0	36	SMS	No
18	18	0	36	SMS	No
21	15	0	36	SMS	No
6	30	0	36	SMS	No
12	24	0	36	SMS	No
11	25	0	36	SMS	No
12	24	0	36	SMS	No
13	23	0	36	SMS	No
18	18	0	36	SMS	No
0	36	0	36	SMS	No
14	22	0	36	SMS	No
17	10	0	27	SLS	No
15	6	0	21	SLS	No
6	15	0	21	SLS	No
6	30	0	36	SLS	No
7	29	0	36	SLS	No
25	11	0	36	SLS	No
8	28	0	36	SLS	No
4	32	0	36	SLS	No
6	30	0	36	SLS	No
10	26	0	36	SLS	No
14	22	0	36	SLS	No
7	29	0	36	SLS	No
12	24	0	36	SLS	No
7	29	0	36	SLS	No
14	22	0	36	SLS	No
0	36	0	36	SLS	No
11	25	0	36	SLS	No
23	13	0	36	SLS	No
18	18	0	36	SLS	No
7	29	0	36	SLS	No
2	34	0	36	SLS	No
17	19	0	36	SLS	No
23	13	0	36	SLS	No
14	22	0	36	SLS	No
8	28	0	36	SLS	No
11	25	0	36	SLS	No
9	27	0	36	SLS	No
4	32	0	36	SLS	No
18	18	0	36	SLS	No
14	22	0	36	SLS	No
8	28	0	36	SLS	No
8	28	0	36	SLS	No
12	24	0	36	SLS	No
10	26	0	36	SLS	No
21	15	0	36	SLS	No
15	21	0	36	SLS	No
9	27	0	36	SLS	No
23	13	0	36	SLS	No
13	23	0	36	SLS	No
11	25	0	36	SLS	No
5	31	0	36	SLS	No
13	23	0	36	SLS	No
0	36	0	36	SLS	No
5	31	0	36	SLS	No
2	34	0	36	SLS	No
5	31	0	36	SLS	No
27	9	0	36	SLS	No
26	10	0	36	SLS	No
4	32	0	36	SLS	No
10	26	0	36	SLS	No
7	29	0	36	SLS	No
9	27	0	36	SLS	No
2	34	0	36	SLS	No
2	34	0	36	SLS	No
9	27	0	36	SLS	No
7	29	0	36	SLS	No
6	30	0	36	SLS	No
8	28	0	36	SLS	No
8	28	0	36	SLS	No
1	35	0	36	SLS	No
16	20	0	36	SLS	No
17	19	0	36	SLS	No
13	23	0	36	SLS	No
19	17	0	36	SLS	No
28	8	0	36	SLS	No
5	31	0	36	SLS	No
6	30	0	36	SLS	No
21	15	0	36	SLS	No
18	18	0	36	SLS	No
7	29	0	36	SLS	No
21	15	0	36	SLS	No
20	16	0	36	SLS	No
10	26	0	36	SLS	No
4	32	0	36	SLS	No
4	32	0	36	SLS	No
6	30	0	36	SLS	No
9	27	0	36	SLS	No
14	22	0	36	SLS	No
12	24	0	36	SLS	No
3	33	0	36	SLS	No
9	27	0	36	SLS	No
8	28	0	36	SLS	No
11	25	0	36	SLS	No
8	28	0	36	SLS	No
14	22	0	36	SLS	No
16	20	0	36	SLS	No
16	20	0	36	SLS	No
13	23	0	36	SLS	No
3	33	0	36	SLS	No
6	30	0	36	SLS	No
9	27	0	36	SLS	No
0	36	0	36	SLS	No
17	19	0	36	SLS	No
6	30	0	36	SLS	No
18	18	0	36	SLS	No
18	18	0	36	SLS	No
9	27	0	36	SLS	No
23	13	0	36	SLS	No
12	24	0	36	SLS	No
12	24	0	36	SLS	No
18	18	0	36	SLS	No
23	13	0	36	SLS	No
9	27	0	36	SLS	No
13	23	0	36	SLS	No
9	27	0	36	SLS	No
19	17	0	36	SLS	No
10	26	0	36	SLS	No
0	36	0	36	SLS	No
10	26	0	36	SLS	No
12	24	0	36	SLS	No
0	36	0	36	SLS	No
8	28	0	36	SLS	No
17	19	0	36	SLS	No
7	29	0	36	SLS	No
2	34	0	36	SLS	No
6	30	0	36	SLS	No
8	28	0	36	SLS	No
10	26	0	36	SLS	No
0	36	0	36	SLS	No
10	26	0	36	SLS	No
0	36	0	36	SLS	No
28	8	0	36	SLS	No
1	35	0	36	SLS	No
18	18	0	36	SLS	No
9	27	0	36	SLS	No
1	35	0	36	SLS	No
8	28	0	36	SLS	No
17	19	0	36	SLS	No
1	35	0	36	SLS	No
13	23	0	36	SLS	No
17	19	0	36	SLS	No
12	24	0	36	SLS	No
3	33	0	36	SLS	No
0	36	0	36	SLS	No
4	32	0	36	SLS	No
7	29	0	36	SLS	No
13	23	0	36	SLS	No
4	32	0	36	SLS	No
17	19	0	36	SLS	No
2	34	0	36	SLS	No
6	30	0	36	SLS	No
4	32	0	36	SLS	No
4	32	0	36	SLS	No
22	14	0	36	SLS	No
5	31	0	36	SLS	No
8	28	0	36	SLS	No
9	27	0	36	SLS	No
16	20	0	36	SLS	No
6	30	0	36	SLS	No
0	36	0	36	SLS	No
11	25	0	36	SLS	No
22	14	0	36	SLS	No
18	18	0	36	SLS	No
6	30	0	36	SLS	No
3	33	0	36	SLS	No
2	34	0	36	SLS	No
8	28	0	36	SLS	No
17	19	0	36	SLS	No
4	32	0	36	SLS	No
5	31	0	36	SLS	No
16	20	0	36	SLS	No
7	29	0	36	SLS	No
8	28	0	36	SLS	No
0	36	0	36	SLS	No
0	36	0	36	SLS	No
9	27	0	36	SLS	No
1	35	0	36	SLS	No
20	16	0	36	SLS	No
1	35	0	36	SLS	No
2	34	0	36	SLS	No
9	27	0	36	SLS	No
16	20	0	36	SLS	No
2	34	0	36	SLS	No
11	25	0	36	SLS	No
7	29	0	36	SLS	No
13	23	0	36	SLS	No
1	35	0	36	SLS	No
10	26	0	36	SLS	No
6	30	0	36	SLS	No
9	27	0	36	SLS	No
5	31	0	36	SLS	No
0	36	0	36	SLS	No
1	35	0	36	SLS	No
0	36	0	36	SLS	No
1	35	0	36	SLS	No
5	31	0	36	SLS	No
1	35	0	36	SLS	No
0	36	0	36	SLS	No
19	17	0	36	SLS	No
1	35	0	36	SLS	No
4	32	0	36	SLS	No
0	36	0	36	SLS	No
14	22	0	36	SLS	No
1	35	0	36	SLS	No
9	27	0	36	SLS	No
3	33	0	36	SLS	No
16	20	0	36	SLS	No
6	30	0	36	SLS	No
5	31	0	36	SLS	No
10	26	0	36	SLS	No
6	30	0	36	SLS	No
17	19	0	36	SLS	No
2	34	0	36	SLS	No
1	35	0	36	SLS	No
7	29	0	36	SLS	No
7	29	0	36	SLS	No
8	28	0	36	SLS	No
14	22	0	36	SLS	No
1	35	0	36	SLS	No
15	21	0	36	SLS	No
7	29	0	36	SLS	No
1	35	0	36	SLS	No
0	36	0	36	SLS	No
2	34	0	36	SLS	No
18	18	0	36	SLS	No
5	31	0	36	SLS	No
6	30	0	36	SLS	No
1	35	0	36	SLS	No
13	23	0	36	SLS	No
20	16	0	36	SLS	No
14	22	0	36	SLS	No
0	36	0	36	SLS	No
20	16	0	36	SLS	No
11	25	0	36	SLS	No
2	34	0	36	SLS	No
12	24	0	36	SLS	No
12	24	0	36	SLS	No
8	28	0	36	SLS	No
9	27	0	36	SLS	No
21	15	0	36	SLS	No
0	36	0	36	SLS	No
5	31	0	36	SLS	No
2	34	0	36	SLS	No
4	32	0	36	SLS	No
6	30	0	36	SLS	No
7	29	0	36	SLS	No
21	15	0	36	SLS	No
12	24	0	36	SLS	No
15	21	0	36	SLS	No
15	21	0	36	SLS	No
10	26	0	36	SLS	No
8	28	0	36	SLS	No
3	33	0	36	SLS	No
14	22	0	36	SLS	No
11	25	0	36	SLS	No
8	28	0	36	SLS	No
10	26	0	36	SLS	No
14	22	0	36	SLS	No
11	25	0	36	SLS	No
6	30	0	36	SLS	No
0	36	0	36	SLS	No
21	15	0	36	SLS	No
10	26	0	36	SLS	No
10	26	0	36	SLS	No
1	35	0	36	SLS	No
12	24	0	36	SLS	No
0	36	0	36	SLS	No
22	14	0	36	SLS	No
9	27	0	36	SLS	No
6	30	0	36	SLS	No
21	15	0	36	SLS	No
18	18	0	36	SLS	No
11	25	0	36	SLS	No
8	28	0	36	SLS	No
14	22	0	36	SLS	No
12	24	0	36	SLS	No
8	28	0	36	SLS	No
7	29	0	36	SLS	No
5	31	0	36	SLS	No
20	16	0	36	SLS	No
6	30	0	36	SLS	No
11	25	0	36	SLS	No
10	26	0	36	SLS	No
12	24	0	36	SLS	No
20	16	0	36	SLS	No
6	30	0	36	SLS	No
0	36	0	36	SLS	No
7	29	0	36	SLS	No
5	31	0	36	SLS	No
7	29	0	36	SLS	No
8	28	0	36	SLS	No
11	25	0	36	SLS	No
10	26	0	36	SLS	No
6	30	0	36	SLS	No
0	36	0	36	SLS	No
7	29	0	36	SLS	No
1	35	0	36	SLS	No
16	20	0	36	SLS	No
5	31	0	36	SLS	No
14	22	0	36	SLS	No
21	15	0	36	SLS	No
3	33	0	36	SLS	No
6	30	0	36	SLS	No
20	16	0	36	SLS	No
9	27	0	36	SLS	No
14	21	0	35	SLS	No
19	17	0	36	SLS	No
0	36	0	36	SLS	No
10	26	0	36	SLS	No
14	22	0	36	SLS	No
15	21	0	36	SLS	No
7	29	0	36	SLS	No
7	29	0	36	SLS	No
8	28	0	36	SLS	No
9	27	0	36	SLS	No
12	24	0	36	SLS	No
0	36	0	36	SLS	No
10	26	0	36	SLS	No
19	17	0	36	SLS	No
13	23	0	36	SLS	No
5	31	0	36	SLS	No
11	25	0	36	SLS	No
8	28	0	36	SLS	No
13	23	0	36	SLS	No
0	36	0	36	SLS	No
5	31	0	36	SLS	No
9	27	0	36	SLS	No
6	30	0	36	SLS	No
26	10	0	36	SLS	No
21	15	0	36	SLS	No
3	33	0	36	SLS	No
10	26	0	36	SLS	No
11	25	0	36	SLS	No
6	30	0	36	SLS	No
18	18	0	36	SLS	No
12	24	0	36	SLS	No
8	28	0	36	SLS	No
13	23	0	36	SLS	No
12	24	0	36	SLS	No
3	33	0	36	SLS	No
0	36	0	36	SLS	No
11	25	0	36	SLS	No
17	19	0	36	SLS	No
8	28	0	36	SLS	No
10	26	0	36	SLS	No
19	17	0	36	SLS	No
10	26	0	36	SLS	No
6	30	0	36	SLS	No
19	17	0	36	SLS	No
6	30	0	36	SLS	No
15	21	0	36	SLS	No
16	15	0	31	SLS	No
7	29	0	36	SLS	No
17	19	0	36	SLS	No
0	36	0	36	SLS	No
9	27	0	36	SLS	No
4	32	0	36	SLS	No
5	31	0	36	SLS	No
12	24	0	36	SLS	No
12	24	0	36	SLS	No
14	22	0	36	SLS	No
13	23	0	36	SLS	No
4	26	0	30	SLS	No
8	28	0	36	SLS	No
1	35	0	36	SLS	No
1	35	0	36	SLS	No
11	25	0	36	SLS	No
0	36	0	36	SLS	No
8	20	0	28	SLS	No
9	27	0	36	SLS	No
22	14	0	36	SLS	No
26	10	0	36	SLS	No
18	18	0	36	SLS	No
15	21	0	36	SLS	No
5	31	0	36	SLS	No
8	28	0	36	SLS	No
9	27	0	36	SLS	No
8	28	0	36	SLS	No
20	16	0	36	SLS	No
1	35	0	36	SLS	No
3	33	0	36	SLS	No
20	16	0	36	SLS	No
22	14	0	36	SLS	No
0	36	0	36	SLS	No
15	21	0	36	SLS	No
9	27	0	36	SLS	No
4	32	0	36	SLS	No
27	9	0	36	SLS	No
17	19	0	36	SLS	No
14	22	0	36	SLS	No
9	27	0	36	SLS	No
1	35	0	36	SLS	No
0	36	0	36	SLS	No
15	21	0	36	SLS	No
13	23	0	36	SLS	No
2	34	0	36	SLS	No
28	8	0	36	SLS	No
16	20	0	36	SLS	No
11	25	0	36	SLS	No
4	32	0	36	SLS	No
2	34	0	36	SLS	No
7	29	0	36	SLS	No
6	30	0	36	SLS	No
8	28	0	36	SLS	No
10	26	0	36	SLS	No
10	26	0	36	SLS	No
7	29	0	36	SLS	No
2	34	0	36	SLS	No
2	34	0	36	SLS	No
11	25	0	36	SLS	No
13	23	0	36	SLS	No
7	29	0	36	SLS	No
22	14	0	36	SLS	No
16	20	0	36	SLS	No
27	9	0	36	SLS	No
13	23	0	36	SLS	No
19	17	0	36	SLS	No
0	36	0	36	SLS	No
18	18	0	36	SLS	No
12	24	0	36	SLS	No
10	26	0	36	SLS	No
12	24	0	36	SLS	No
14	22	0	36	SLS	No
15	21	0	36	SLS	No
10	11	0	21	SLS	No
8	28	0	36	SLS	No
1	35	0	36	SLS	No
12	24	0	36	SLS	No
5	31	0	36	SLS	No
13	23	0	36	SLS	No
13	23	0	36	SLS	No
16	20	0	36	SLS	No
16	20	0	36	SLS	No
21	15	0	36	SLS	No
22	14	0	36	SLS	No
19	17	0	36	SLS	No
17	19	0	36	SLS	No
12	24	0	36	SLS	No
25	11	0	36	SLS	No
7	29	0	36	SLS	No
11	25	0	36	SLS	No
7	29	0	36	SLS	No
13	23	0	36	SLS	No
19	17	0	36	SLS	No
14	22	0	36	SLS	No
6	30	0	36	SLS	No
5	31	0	36	SLS	No
12	24	0	36	SLS	No
19	17	0	36	SLS	No
9	27	0	36	SLS	No
18	18	0	36	SLS	No
8	28	0	36	SLS	No
13	23	0	36	SLS	No
24	12	0	36	SLS	No
3	33	0	36	SLS	No
12	24	0	36	SLS	No
9	27	0	36	SLS	No
19	17	0	36	SLS	No
18	18	0	36	SLS	No
13	23	0	36	SLS	No
6	30	0	36	SLS	No
14	22	0	36	SLS	No
21	15	0	36	SLS	No
5	31	0	36	SLS	No
21	15	0	36	SLS	No
14	22	0	36	SLS	No
14	22	0	36	SLS	No
3	33	0	36	SMS	No
18	18	0	36	SMS	No
14	22	0	36	SMS	No
2	34	0	36	SMS	No
14	22	0	36	SMS	No
15	21	0	36	SMS	No
8	28	0	36	SMS	No
19	17	0	36	SMS	No
14	22	0	36	SMS	No
17	19	0	36	SMS	No
8	28	0	36	SMS	No
5	31	0	36	SMS	No
24	12	0	36	SMS	No
16	20	0	36	SMS	No
17	19	0	36	SMS	No
4	32	0	36	SMS	No
8	28	0	36	SMS	No
20	16	0	36	SMS	No
12	24	0	36	SMS	No
12	24	0	36	SMS	No
15	21	0	36	SMS	No
23	13	0	36	SMS	No
9	27	0	36	SMS	No
17	19	0	36	SMS	No
7	29	0	36	SMS	No
12	24	0	36	SMS	No
26	10	0	36	SMS	No

Tape Payment String	Payment String	MBA Format Conversion
CCCCCCCC9999999999963CCCCCCCCC33CCCC	CCCCCCCC9999999999963CCCCCCCCC33CCCC
CCCCCC99999999999999999999999633C3CC	CCCCCC99999999999999999999999633C3CC
CCCCCCC999999999999633CCC3CCCCCCCCCC	CCCCCCC999999999999633CCC3CCCCCCCCCC
CCCCCCC999999999996663C3C33CCC333CCC	CCCCCCC999999999996663C3C33CCC333CCC
CCCCCCCC999999999999963CCCCCCCCCCCCC	CCCCCCCC999999999999963CCCCCCCCCCCCC
CCCCC3C3C3CCCCCCCCCCC999963CC9999999	CCCCC3C3C3CCCCCCCCCCC999963CC9999999
3CCC963C3CC999999996999963CC3C63C63C	3CCC963C3CC999999996999963CC3C63C63C
CCCCCC999999999999999633333333CCCCC9	CCCCCC999999999999999633333333CCCCC9
CCCC999999999999999963333CCCCCCCCCCC	CCCC999999999999999963333CCCCCCCCCCC
3CCCCCCCCCCC999999966666336633333CC6	3CCCCCCCCCCC999999966666336633333CC6
CCCC9999999999999999963336633333333C	CCCC9999999999999999963336633333333C
CCCCCC999999999999966666666966336333	CCCCCC999999999999966666666966336333
CCCC99999999999999963C333C33CCCCCCCC	CCCC99999999999999963C333C33CCCCCCCC
CCCC99999999999999963CCCC3CCCCCCCCCC	CCCC99999999999999963CCCC3CCCCCCCCCC
CCCC99999999999999963CCCCCCCCCCCCCCC	CCCC99999999999999963CCCCCCCCCCCCCCC
CCCCCCCCCCCCCC99999999963333C999663C	CCCCCCCCCCCCCC99999999963333C999663C
CCCCCCCCCC3663333CCCCCCCCCCCCCCCC999	CCCCCCCCCC3663333CCCCCCCCCCCCCCCC999
CCCC36699999999999999996666333333CCC	CCCC36699999999999999996666333333CCC
CCCCCC999999999999996CCCCCCCC3663333	CCCCCC999999999999996CCCCCCCC3663333
CCCCCCCC3CCCCC3CCCCCCCC3999999999999	CCCCCCCC3CCCCC3CCCCCCCC3999999999999
CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC
CCCCC9999999999999999999963C99999999	CCCCC9999999999999999999963C99999999
CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC
CCCCCCCC99999999663CCCCCC3CCCCCCCCC3	CCCCCCCC99999999663CCCCCC3CCCCCCCCC3
CCCCCC999999999999963CCCCCCCCCCCCCCC	CCCCCC999999999999963CCCCCCCCCCCCCCC
CCCC99999999999999963CC9999996966666	CCCC99999999999999963CC9999996966666
CCCC99999999999999963C3CCCC333CCC3CC	CCCC99999999999999963C3CCCC333CCC3CC
CCCCCC9999999999999996633333CC3C3CCC	CCCCCC9999999999999996633333CC3C3CCC
CCCCCCCC93669969969996696999966963CC	CCCCCCCC93669969969996696999966963CC
CCCCCCCCCC33333333CCCC969999663363C6	CCCCCCCCCC33333333CCCC969999663363C6
CCCCCCCCCC9999999966633CCCCCCCC99999	CCCCCCCCCC9999999966633CCCCCCCC99999
CCCCC3CCCC33C999999996CC33CC3CCCCCC3	CCCCC3CCCC33C999999996CC33CC3CCCCCC3
CCCCCCCC333CC39639999999999999999999	CCCCCCCC333CC39639999999999999999999
CCCCCCCCCC3CCCCCCCCCCCCCCCCCCCCCC999	CCCCCCCCCC3CCCCCCCCCCCCCCCCCCCCCC999
CCCCCCCCCC3CCCCCCCCCCCCCCCCCCC999999	CCCCCCCCCC3CCCCCCCCCCCCCCCCCCC999999
CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC9	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC9
CCCCCCC999999999999963CCCCCCCCCCCCCC	CCCCCCC999999999999963CCCCCCCCCCCCCC
CCCC69999999999999999999999999999999	CCCC69999999999999999999999999999999
CCCCCCCCCCCC999999963CCCCCCCCCCCCCCC	CCCCCCCCCCCC999999963CCCCCCCCCCCCCCC
CCC3CC999999999966639663C3C3CCC333CC	CCC3CC999999999966639663C3C3CCC333CC
CCCCC96333CCC33333CCC333333CC33CCCC3	CCCCC96333CCC33333CCC333333CC33CCCC3
CCCCC9999999999999999963CCCCCCC36966	CCCCC9999999999999999963CCCCCCC36966
CCCCCCCCCCCCCCCCC3CCCCCCCCCCCCCCCCCC	CCCCCCCCCCCCCCCCC3CCCCCCCCCCCCCCCCCC
3CCCCCCCC99999999963CCC33C3CCC3CCCCC	3CCCCCCCC99999999963CCC33C3CCC3CCCCC
CCCCCCCCC33333CCCCCCCCCCCCCC66363333	CCCCCCCCC33333CCCCCCCCCCCCCC66363333
CCCC999999999999999663CCCCCCCCCCCC39	CCCC999999999999999663CCCCCCCCCCCC39
CCCC99999999999999999999999999999699	CCCC99999999999999999999999999999699
CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC
CCCCCCC99999999999963CC3CCCCCCCCCCCC	CCCCCCC99999999999963CC3CCCCCCCCCCCC
CCCCC9999999999999663CCCCCCC3CCC3C3C	CCCCC9999999999999663CCCCCCC3CCC3C3C
CCCCCCCCCC99999999999999699999999999	CCCCCCCCCC99999999999999699999999999
3CCCCCCCC9663333CCCCCCCCCCCCCCCC9999	3CCCCCCCC9663333CCCCCCCCCCCCCCCC9999
CCCCCCCCCCCCCCCCCCCCCCCCC3CCCCCCCCCC	CCCCCCCCCCCCCCCCCCCCCCCCC3CCCCCCCCCC
CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC
CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC
CCCCCCCC99999999999999963C3CCCCCCCCC	CCCCCCCC99999999999999963C3CCCCCCCCC
CCCC9999999999999999633333333CCC3C33	CCCC9999999999999999633333333CCC3C33
CCCCCC999999999999963CC9999999999999	CCCCCC999999999999963CC9999999999999
CCCC999963633CCCCCC63669999966663333	CCCC999963633CCCCCC63669999966663333
CCCCCCCC3333333CCCCC333339633363C33C	CCCCCCCC3333333CCCCC333339633363C33C
CCCCC999999999999999633333333CCCCC3C	CCCCC999999999999999633333333CCCCC3C
CCCCCCCCCCC99999996666333C33C9966366	CCCCCCCCCCC99999996666333C33C9966366
CCCCCCC63C3C3C3CC3CC99963C63C363CC63	CCCCCCC63C3C3C3CC3CC99963C63C363CC63
CCCCCCCC999999999969966963999999663C	CCCCCCCC999999999969966963999999663C
CCCCCCCCCC99999999963CCCCCCCCCC99999	CCCCCCCCCC99999999963CCCCCCCCCC99999
3CCCC333CCCCCCCCCC999999963C33CCCCCC	3CCCC333CCCCCCCCCC999999963C33CCCCCC
CCCCCCCCC999999999999999999999999999	CCCCCCCCC999999999999999999999999999
CCCC99999999999999963CCCCCCCCCCCCCCC	CCCC99999999999999963CCCCCCCCCCCCCCC
CCCCCCCCCCCC333339966639633363333CCC	CCCCCCCCCCCC333339966639633363333CCC
CCCC99999999999999963CCCCCCCCCC99999	CCCC99999999999999963CCCCCCCCCC99999
3CCCC3CC33C3CCCCCCCCCCC9999999999999	3CCCC3CC33C3CCCCCCCCCCC9999999999999
CCCCCCCCCC99999999963CCCCCCCCCCCCCCC	CCCCCCCCCC99999999963CCCCCCCCCCCCCCC
CCCCCCCC9999999999963CCCCCCCCCCCCCCC	CCCCCCCC9999999999963CCCCCCCCCCCCCCC
CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC
CCCCCCCCC339996999963C9633633C99963C	CCCCCCCCC339996999963C9633633C99963C
CCCCCCCCCCCCCC3C99999999999999999999	CCCCCCCCCCCCCC3C99999999999999999999
CCCCCCCCC999999663CCCCCCCCCCCCCCCCCC	CCCCCCCCC999999663CCCCCCCCCCCCCCCCCC
CCCCCCCCCCCCCCCCCCCCCC9999996C3CCCCC	CCCCCCCCCCCCCCCCCCCCCC9999996C3CCCCC
CCC3CCC3C33CCC99996333CCCCCCCCCCCCCC	CCC3CCC3C33CCC99996333CCCCCCCCCCCCCC
CCCC99999999999999999999999999999999	CCCC99999999999999999999999999999999
CCCCCCCC9999999963C963C963CCC63C63CC	CCCCCCCC9999999963C963C963CCC63C63CC
CCCCC3C33CCCCCCC999999996963C6363CCC	CCCCC3C33CCCCCCC999999996963C6363CCC
CCCCC999999999999963CCCCCCCC99999999	CCCCC999999999999963CCCCCCCC99999999
CCCCCCC33333333333C3C3C33CC3333C3333	CCCCCCC33333333333C3C3C33CC3333C3333
CCC6333CCCC999999663C39699963CCCCC99	CCC6333CCCC999999663C39699963CCCCC99
CCCCCCCC9999999999639996396396396363	CCCCCCCC9999999999639996396396396363
CCCCCCC999999999699963CCCCCC33336699	CCCCCCC999999999699963CCCCCC33336699
CCCCCC999999999999963CCCCCCCCCCCCCCC	CCCCCC999999999999963CCCCCCCCCCCCCCC
CCCC33CCC999999999999999999996633CC3	CCCC33CCC999999999999999999996633CC3
CCCCC99999999999999963CCCC9999999999	CCCCC99999999999999963CCCC9999999999
CCCCCCCCC639633999969969696696966363	CCCCCCCCC639633999969969696696966363
CCCC3666999999633CCCCCCC3C3CC9996333	CCCC3666999999633CCCCCCC3C3CC9996333
CCCCC9999999999999999999999999999999	CCCCC9999999999999999999999999999999
CCCCC9999999999999963C63C63C63CC633C	CCCCC9999999999999963C63C63C63CC633C
CCCC99999999999999963CCCCCCC99999999	CCCC99999999999999963CCCCCCC99999999
CCCCCCCCCC3CCC99999999963CCCCCCCCCCC	CCCCCCCCCC3CCC99999999963CCCCCCCCCCC
CCCCC9999999999999996333333C333CC333	CCCCC9999999999999996333333C333CC333
CCCC3CCCCCCCC9999963CCCC63C3C3CCCCCC	CCCC3CCCCCCCC9999963CCCC63C3C3CCCCCC
CCCCCCCCCCC3C63CCCCCCCCCCCCCC3CCCCCC	CCCCCCCCCCC3C63CCCCCCCCCCCCCC3CCCCCC
CCCCCCCCC9999999999999999999963CCCCC	CCCCCCCCC9999999999999999999963CCCCC
CCCCCCCCCC63CC9999963CCCCCCCCCCCCCCC	CCCCCCCCCC63CC9999963CCCCCCCCCCCCCCC
CCCCCCCCCC99999999999999999999999999	CCCCCCCCCC99999999999999999999999999
3CC363C39999999999996666636333666336	3CC363C39999999999996666636333666336
CCCCCC3CC99999633333CC3CC99999963CC6	CCCCCC3CC99999633333CC3CC99999963CC6
CCC333633C3CC3CCCCCCCCCCC3C999663666	CCC333633C3CC3CCCCCCCCCCC3C999663666
CCCCCCCCCCCCCCCCCCCCCCCCCCC3333CCCC3	CCCCCCCCCCCCCCCCCCCCCCCCCCC3333CCCC3
3CCCCCC3CCCCCCC3CCCCCCCC3C3C633C33CC	3CCCCCC3CCCCCCC3CCCCCCCC3C3C633C33CC
CCCCCC33C999999999999999996363333CCC	CCCCCC33C999999999999999996363333CCC
CCCCCC333333CCCCCC99963CCCCCCCCCCCCC	CCCCCC333333CCCCCC99963CCCCCCCCCCCCC
CCCCCCCCCCCCCCC3CCCC3CCCCCCC333CCCCC	CCCCCCCCCCCCCCC3CCCC3CCCCCCC333CCCCC
CCCCCCCCCC33966666999996636333333CCC	CCCCCCCCCC33966666999996636333333CCC
CCCCCCCCCCC99999999963CCCCCCCCCCCCCC	CCCCCCCCCCC99999999963CCCCCCCCCCCCCC
CCCCCCCCCC3C3333CCCCCC3CC999666633C9	CCCCCCCCCC3C3333CCCCCC3CC999666633C9
CCCCC9999999999999999999999663CCCCCC	CCCCC9999999999999999999999663CCCCCC
CCCCCCCCC999999999963CCCCCCCCCCCCC96	CCCCCCCCC999999999963CCCCCCCCCCCCC96
CCCCCC99963CC99999963CCCCCCC3C33C3CC	CCCCCC99963CC99999963CCCCCCC3C33C3CC
CCCCCCC99963C99999963CCCCCCCCCCCCCCC	CCCCCCC99963C99999963CCCCCCCCCCCCCCC
CCCCCCCCCC999999963CCCCCCCCCCCCCCCCC	CCCCCCCCCC999999963CCCCCCCCCCCCCCCCC
CCC33633C3CC999999963CCCC66333333333	CCC33633C3CC999999963CCCC66333333333
CCCC99999999999999999999999C3CCCCCCC	CCCC99999999999999999999999C3CCCCCCC
CCCC33333333669999999999999999999996	CCCC33333333669999999999999999999996
CCCCCCCC999999963CCCC3363CC33CC3C3CC	CCCCCCCC999999963CCCC3363CC33CC3C3CC
CCC363CCCCC9999999963C33CCCCCCCCCCCC	CCC363CCCCC9999999963C33CCCCCCCCCCCC
CCCCCCCC9999999999963CCCCCCCCCCCCCCC	CCCCCCCC9999999999963CCCCCCCCCCCCCCC
CCCCC9999999999999963CCCCCCCCC336699	CCCCC9999999999999963CCCCCCCCC336699
CCCCCCCCCC99999999996333333333333333	CCCCCCCCCC99999999996333333333333333
CCCCCCCC99999999963CCCCCCCCCCCCCCCCC	CCCCCCCC99999999963CCCCCCCCCCCCCCCCC
CCCCCCCC33CC3CCCCCCCCC99999996663CCC	CCCCCCCC33CC3CCCCCCCCC99999996663CCC
CCCC999999999999999999999633C3CC9999	CCCC999999999999999999999633C3CC9999
CCCC99999999999963CCCCC96633333CCCC3	CCCC99999999999963CCCCC96633333CCCC3
CCCCCCCCCCCCC9999666963CCCCCCCC963C9	CCCCCCCCCCCCC9999666963CCCCCCCC963C9
3CCC966666966363333333339999966C6999	3CCC966666966363333333339999966C6999
CCCC99999999999999963CCCCCCCCCCCCCCC	CCCC99999999999999963CCCCCCCCCCCCCCC
CCCCCCCCCC99999999963CCCCCCCCCCCCCCC	CCCCCCCCCC99999999963CCCCCCCCCCCCCCC
CCCCC999999999999999999C3CC369999999	CCCCC999999999999999999C3CC369999999
CCCC3CCCCCCCCCCCC9996999999963333333	CCCC3CCCCCCCCCCCC9996999999963333333
CCCC3C999999999963C3CC99963CC9999633	CCCC3C999999999963C3CC99963CC9999633
CCCCCCC3366999963C963CCCCCCCCCC3CCCC	CCCCCCC3366999963C963CCCCCCCCCC3CCCC
CCCCC9999999999999963CCCCCCCCCCCCCCC	CCCCC9999999999999963CCCCCCCCCCCCCCC
CCCCCCC99999999999663CCCCCCCCCCCCCCC	CCCCCCC99999999999663CCCCCCCCCCCCCCC
CCCC99999999999999963CCCCCCCCCCCCCCC	CCCC99999999999999963CCCCCCCCCCCCCCC
CCCCCCCCC999999999999999999639969636	CCCCCCCCC999999999999999999639969636
CCCCCCCCCCCCCCCCCCCCCCCC999999999999	CCCCCCCCCCCCCCCCCCCCCCCC999999999999
CCCC99999999999999963CCCCC63CCCCCCCC	CCCC99999999999999963CCCCC63CCCCCCCC
CCCCCCCCCCC99999999963CCCC3CCCCCCCCC	CCCCCCCCCCC99999999963CCCC3CCCCCCCCC
CCCCCCC3C333C3CCCCCCCCCC999999999999	CCCCCCC3C333C3CCCCCCCCCC999999999999
CCCCC3333CCCCCCCCCCCCCCCCCCCCCCC9999	CCCCC3333CCCCCCCCCCCCCCCCCCCCCCC9999
CCCCCCCCCCC9999999963CCCCCCCCCCCCCCC	CCCCCCCCCCC9999999963CCCCCCCCCCCCCCC
CCCCCCCCCCCCCCCCCC3CCCCCCCCCCCCCCCCC	CCCCCCCCCCCCCCCCCC3CCCCCCCCCCCCCCCCC
CCCCCCCCCCC99999999999963CCCCCCCCCCC	CCCCCCCCCCC99999999999963CCCCCCCCCCC
CCCC3CCCCCC99999999999999999639963CC	CCCC3CCCCCC99999999999999999639963CC
CCCCCCC99999999963CC3CCCCCCCCCCCCCCC	CCCCCCC99999999963CC3CCCCCCCCCCCCCCC
CCCCCCCCCCC999999363CCCCCCCCCCCCCCCC	CCCCCCCCCCC999999363CCCCCCCCCCCCCCCC
CCC3CCCCCC3CC699996633C9966969696666	CCC3CCCCCC3CC699996633C9966969696666
CCCCCCCC9999999963CCCCCCCCCCCCCCCCCC	CCCCCCCC9999999963CCCCCCCCCCCCCCCCCC
CCCCCC9999999999999633333CCCCCCCCCCC	CCCCCC9999999999999633333CCCCCCCCCCC
CCCCCCCCCC99999999963CCCCCCCCCCCCCCC	CCCCCCCCCC99999999963CCCCCCCCCCCCCCC
CCCCCCC999999999999963CCC3CCCCCCCCCC	CCCCCCC999999999999963CCC3CCCCCCCCCC
CCCC99999999999999963CCCCCCCCCCCCCCC	CCCC99999999999999963CCCCCCCCCCCCCCC
CCCCCCC999999999999963CCCCCCCCCCC999	CCCCCCC999999999999963CCCCCCCCCCC999
CCCCC9999999999999963CCCCCCCCCCCCCCC	CCCCC9999999999999963CCCCCCCCCCCCCCC
CCCCCCCCC963CCCC99963C33369663333633	CCCCCCCCC963CCCC99963C33369663333633
CCCCCCC99999999963CCCCCCCCCCCCCCCCCC	CCCCCCC99999999963CCCCCCCCCCCCCCCCCC
CCCCCCC99999999963CCCCCCCCCCCCCCCCCC	CCCCCCC99999999963CCCCCCCCCCCCCCCCCC
CCCCCCCCC3CCCCCCCCCCCCCCCCCCCC999996	CCCCCCCCC3CCCCCCCCCCCCCCCCCCCC999996
CCCCCC999999999999999963C33333333333	CCCCCC999999999999999963C33333333333
CCCCCCCCCC99999999963633CCCCCCCCCCCC	CCCCCCCCCC99999999963633CCCCCCCCCCCC
CCCCCCC999999999963CCCCCCCCCCCC39999	CCCCCCC999999999963CCCCCCCCCCCC39999
CCCCCCC9999999963963CCCCCCCCCCC99999	CCCCCCC9999999963963CCCCCCCCCCC99999
CCCCCC3CCCCCCCCCCCCCCCCCCCCCCCCC9CCC	CCCCCC3CCCCCCCCCCCCCCCCCCCCCCCCC9CCC
CCCCC99999999999999963CCC3CCCCCCCCCC	CCCCC99999999999999963CCC3CCCCCCCCCC
CCCCCC33333CCCCC3CCC333CCCCCCCCCCC33	CCCCCC33333CCCCC3CCC333CCCCCCCCCCC33
CCCCCCCCC9999999999999999666633C33CC	CCCCCCCCC9999999999999999666633C33CC
CCCCCCC333633333333CCCC9999999999999	CCCCCCC333633333333CCCC9999999999999
CCCCCCC9999999999999999999999963CCCC	CCCCCCC9999999999999999999999963CCCC
CCCCCCCCCCCCCCCC9963CCCCCCCCCCCCCCCC	CCCCCCCCCCCCCCCC9963CCCCCCCCCCCCCCCC
CCCCC999999999999999999963CCCCCCCCCC	CCCCC999999999999999999963CCCCCCCCCC
CCCCCC999999999999963CCC3CC3CC63CCCC	CCCCCC999999999999963CCC3CC3CC63CCCC
CCCC3CCCCCCCCCCCCCCCC3CCCCCC633CCC99	CCCC3CCCCCCCCCCCCCCCC3CCCCCC633CCC99
CCCCCCCCCCCCCCCC9999996333663CCCCCCC	CCCCCCCCCCCCCCCC9999996333663CCCCCCC
CCCCCCCCCCCCCC9999963CCC963333CCCC33	CCCCCCCCCCCCCC9999963CCC963333CCCC33
CCCCCCCCCCCCCC99999999999963333CC33C	CCCCCCCCCCCCCC99999999999963333CC33C
3CCC963CC3663699999699999666963CCCCC	3CCC963CC3663699999699999666963CCCCC
CCCCC99999999999999963CCC333CCCCCCCC	CCCCC99999999999999963CCC333CCCCCCCC
CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC
CCCCCCCCC33999963CC33CCCCCCCCCCCC3CC	CCCCCCCCC33999963CC33CCCCCCCCCCCC3CC
CCCC99999963C99999963CCCCCC	CCCC99999963C99999963CCCCCCNNNNNNNNN
CCCCCCC99999999999963	CCCCCCC99999999999963NNNNNNNNNNNNNNN
CCCCCCCCCCCCCCCC99963	CCCCCCCCCCCCCCCC99963NNNNNNNNNNNNNNN
CCCCCCCCCCCCCCCC99999999999999999999	CCCCCCCCCCCCCCCC99999999999999999999
CCCCCCCCCCCCCCCCCC399999999999996966	CCCCCCCCCCCCCCCCCC399999999999996966
CCCCCCCCCCC9999999999999999999999999	CCCCCCCCCCC9999999999999999999999999
CCC33CCCCC3C33CC33C33CCC333CCCCCCCC3	CCC33CCCCC3C33CC33C33CCC333CCCCCCCC3
CCCCCCCCCCCCCCCCCCCCCC39666333333333	CCCCCCCCCCCCCCCCCCCCCC39666333333333
CCCCCCCCCCC963CC333CCCCCCCCCCCCCCCCC	CCCCCCCCCCC963CC333CCCCCCCCCCCCCCCCC
CCCCCCC333CCCCCCCCC999999963CCCCCCCC	CCCCCCC333CCCCCCCCC999999963CCCCCCCC
CCCCCC9999999999963CCCCCCCCCCCC39996	CCCCCC9999999999963CCCCCCCCCCCC39996
CCCCCCCCCC3CCCCCCCCCCCCCC9999963CCCC	CCCCCCCCCC3CCCCCCCCCCCCCC9999963CCCC
CCCCCCCCCCCC633CCCC99999999699966333	CCCCCCCCCCCC633CCCC99999999699966333
CCCCCCCCCCCCCCCCCCC99999999666636663	CCCCCCCCCCCCCCCCCCC99999999666636663
CCCC3CCCC9999963C9963CCCCCCCCCCCCC3C	CCCC3CCCC9999963C9963CCCCCCCCCCCCC3C
CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC
CCCCCCCCCCCCCC99999963C3CCCC66663CC3	CCCCCCCCCCCCCC99999963C3CCCC66663CC3
CCCCCCCCCCCC99999999999999999999963C	CCCCCCCCCCCC99999999999999999999963C
CCCCCCCCCC99999999999999999999999999	CCCCCCCCCC99999999999999999999999999
CCCCCCCCCCCCCCC999999999999999999999	CCCCCCCCCCCCCCC999999999999999999999
CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC3	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC3
CCCCCC3CCC99636969696369963333CC9996	CCCCCC3CCC99636969696369963333CC9996
CCCCCCCC33CC9999999963C9999999963CCC	CCCCCCCC33CC9999999963C9999999963CCC
CCCCCCCCCCCC9999999999963C3CCCCCCCCC	CCCCCCCCCCCC9999999999963C3CCCCCCCCC
CCCCCCCCCCCCCCCCCCCCCC99963C96666633	CCCCCCCCCCCCCCCCCCCCCC99963C96666633
CCCCCCCCC9999963C3CCCC3CCCCCCCCCCC99	CCCCCCCCC9999963C3CCCC3CCCCCCCCCCC99
CCC333C3CC3CCCCCCCCCCCCCC99999963366	CCC333C3CC3CCCCCCCCCCCCCC99999963366
CCCCCCCCCCCCCCCCC663CCCCCCCCCCCCCCCC	CCCCCCCCCCCCCCCCC663CCCCCCCCCCCCCCCC
CCCC3C3CCCC9999999633C3CCC3C3C3C33C3	CCCC3C3CCCC9999999633C3CCC3C3C3C33C3
CCCCCCCCC963C63C63C963C3C63C3CCCCCCC	CCCCCCCCC963C63C63C963C3C63C3CCCCCCC
CCCCCCCCCCCCCCCCCCCCCC99999636336333	CCCCCCCCCCCCCCCCCCCCCC99999636336333
CCCCCCCCCCCC999999963CCCCCCCCCCCCCCC	CCCCCCCCCCCC999999963CCCCCCCCCCCCCCC
CCCCCCCCCCCC99999999963CCCCCCCCCCCCC	CCCCCCCCCCCC99999999963CCCCCCCCCCCCC
CCCCCCCCCCCCCCCCCCC99999633C33663633	CCCCCCCCCCCCCCCCCCC99999633C33663633
CCCCCCC9963C963C999633CC999999999996	CCCCCCC9963C963C999633CC999999999996
CCCCCC6999999999999996663CCC33999999	CCCCCC6999999999999996663CCC33999999
CCCCCCCCCC99999999963633669999996333	CCCCCCCCCC99999999963633669999996333
CCCCCCCCCCC9999999999999999999999999	CCCCCCCCCCC9999999999999999999999999
3CCCCCC999999633CCC63CCCC99999999699	3CCCCCC999999633CCC63CCCC99999999699
CCCCCCCCCCCC9999999999966C333CC363CC	CCCCCCCCCCCC9999999999966C333CC363CC
CCCCCCCCCC3996333C336333333333333333	CCCCCCCCCC3996333C336333333333333333
CCCCCCCCCCCC99999999999963CCCCCCCCCC	CCCCCCCCCCCC99999999999963CCCCCCCCCC
CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC
CCCCCCCCCCCCCCCCCCCCCCCC999999999999	CCCCCCCCCCCCCCCCCCCCCCCC999999999999
CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC
CCCCCCCCCCCCCCCCCCCCCCCCCC9999633333	CCCCCCCCCCCCCCCCCCCCCCCCCC9999633333
CCCCCCCCC999999999999999999999999999	CCCCCCCCC999999999999999999999999999
CCCCC99999999999999999996999633C9999	CCCCC99999999999999999996999633C9999
CCCCCCCCCCCCCC333CCCCCCCCCCCCC3CC3CC	CCCCCCCCCCCCCC333CCCCCCCCCCCCC3CC3CC
3CC3CCCCCC33C3C6333CCCC3C3C33C3CCC33	3CC3CCCCCC33C3C6333CCCC3C3C33C3CCC33
CCCCCCCCCCCCC6996663333333333CC333C3	CCCCCCCCCCCCC6996663333333333CC333C3
CCCCCCCCCCC99999999963CCCCCCCCCCCCCC	CCCCCCCCCCC99999999963CCCCCCCCCCCCCC
CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC
CCCCCCCCCC3CCCC3CCCCCCC3333333333333	CCCCCCCCCC3CCCC3CCCCCCC3333333333333
CCCCCCCCC999969663C3CCCCCCC3CCCCCCCC	CCCCCCCCC999969663C3CCCCCCC3CCCCCCCC
CCCCCCCCCC99999696333CCCCCCCCCCCCCCC	CCCCCCCCCC99999696333CCCCCCCCCCCCCCC
CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC
CCCCCCCCCCCCCCCC9996696333C966396333	CCCCCCCCCCCCCCCC9996696333C966396333
CCCCCCCCCCCCC99699666633363366963366	CCCCCCCCCCCCC99699666633363366963366
CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC
CCCCC9999999999963CCCCCCCCCC33CC33CC	CCCCC9999999999963CCCCCCCCCC33CC33CC
CCCCC99999999999999963CCCC333CCCC333	CCCCC99999999999999963CCCC333CCCC333
CCCCCCCCCC3CCCC999663CCCCCCC9999963C	CCCCCCCCCC3CCCC999663CCCCCCC9999963C
CCC36399999999999999963C3333333CC33C	CCC36399999999999999963C3333333CC33C
CCCC9999999999999999963C999999999999	CCCC9999999999999999963C999999999999
CCCCCCCCCCCCCCCCCC963CCCCCCCCCCCCCCC	CCCCCCCCCCCCCCCCCC963CCCCCCCCCCCCCCC
CCCCCCCCCCCCCCCCC6999963CCCCCCCCCCCC	CCCCCCCCCCCCCCCCC6999963CCCCCCCCCCCC
CCCCC399999999999999999999999963C63C	CCCCC399999999999999999999999963C63C
CCCCCCC39999999999969663CCC396399999	CCCCCCC39999999999969663CCC396399999
CCCCCCCCC9999999999996666633363663C9	CCCCCCCCC9999999999996666633363663C9
CCCCC99999963CC9999999999963CCCCCCCC	CCCCC99999963CC9999999999963CCCCCCCC
CCCCCCCCCCCCCC9999999999999999999999	CCCCCCCCCCCCCC9999999999999999999999
CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC999	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC999
CCCCCCCCCCCCCCCCCCCCCCC99963CCCCCCCC	CCCCCCCCCCCCCCCCCCCCCCC99963CCCCCCCC
CCCCCCCCCCCCCCCCCCCCCCCCCCCCCC999996	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCC999996
CCC63CCCCCCCCCCCCCCCCCCCCCCCCC999999	CCC63CCCCCCCCCCCCCCCCCCCCCCCCC999999
CCCCCCCCCCCC363C99963CCCCCCCCCCCCCCC	CCCCCCCCCCCC363C99963CCCCCCCCCCCCCCC
CCCCCCCCCCC99999999999996633CCCCCCCC	CCCCCCCCCCC99999999999996633CCCCCCCC
CCCCCCCC99999999963CCCCCCCCCCCCCCCCC	CCCCCCCC99999999963CCCCCCCCCCCCCCCCC
CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC
CCCCCCCCCCC3CCCCCCCCCCCCCCC999633333	CCCCCCCCCCC3CCCCCCCCCCCCCCC999633333
CCCCCCCCCCCCCCCCCCCCCCCCCCC999999999	CCCCCCCCCCCCCCCCCCCCCCCCCCC999999999
CCC3C63366663CC999963CCCCCCCCCCCCCCC	CCC3C63366663CC999963CCCCCCCCCCCCCCC
CCCCCCC9999999999963CCC3CCCCCCCCCCC3	CCCCCCC9999999999963CCC3CCCCCCCCCCC3
CCC3CCCCCC99999999996966633C3C336636	CCC3CCCCCC99999999996966633C3C336636
CCCCCCCCC999999999999663CCCCCCCCCCCC	CCCCCCCCC999999999999663CCCCCCCCCCCC
CCCCCCCCCC669636663CCCCCCCC999999999	CCCCCCCCCC669636663CCCCCCCC999999999
CCCCCC999999999999999999999999999999	CCCCCC999999999999999999999999999999
CCCCCCCCCCCCCCCCCCC3CCCCCCCCCCCCCCCC	CCCCCCCCCCCCCCCCCCC3CCCCCCCCCCCCCCCC
CCCC33336699999999999999999999999999	CCCC33336699999999999999999999999999
CCCCCCCCC999999999999666666666633333	CCCCCCCCC999999999999666666666633333
CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC
CCCCC999999999999999996663CCC9999999	CCCCC999999999999999996663CCC9999999
CCCCCCCCCCCC99999963CCCCCCCCCCCCCCCC	CCCCCCCCCCCC99999963CCCCCCCCCCCCCCCC
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C33C339999999999963CCC696633333CCCCC	C33C339999999999963CCC696633333CCCCC
C3CCCCCCCCCCCC9999963C3CCCCCC9999999	C3CCCCCCCCCCCC9999963C3CCCCCC9999999
C363CCCCCC99999996663663699663633399	C363CCCCCC99999996663663699663633399
C3CCCCCCCCCCCCCC99999999996396333999	C3CCCCCCCCCCCCCC99999999996396333999
C633CCC9996363CC9999663CCCC69639633C	C633CCC9996363CC9999663CCCC69639633C
C3CCCCCC9999999999999633C96363639933	C3CCCCCC9999999999999633C96363639933
C63CC9999996999999996C63336669633333	C63CC9999996999999996C63336669633333
C33CCCCCCC9999633CCCCCCC999999963333	C33CCCCCCC9999633CCCCCCC999999963333
C3636363CC699633CCCC3666699999999999	C3636363CC699633CCCC3666699999999999
C3C3CCC99999999999999963CC963CC63CCC	C3C3CCC99999999999999963CC963CC63CCC
C3333CCCCCCCCCCCCCCCCCCCC99999966633	C3333CCCCCCCCCCCCCCCCCCCC99999966633
C3CCCCCC3CCCCC3CCCCCCCC99999963CCCCC	C3CCCCCC3CCCCC3CCCCCCCC99999963CCCCC
C3C3C3CC3CCCCCCCCCCCCCCCC3CCCCCCC3CC	C3C3C3CC3CCCCCCCCCCCCCCCC3CCCCCCC3CC
CC3CCCCCCCCC999999996333C3CCCC3CCCCC	CC3CCCCCCCCC999999996333C3CCCC3CCCCC
C33C3CCCCCCCCC9999999999999999636999	C33C3CCCCCCCCC9999999999999999636999
C33C3CC3CCC99999999999999999663663CC	C33C3CC3CCC99999999999999999663663CC
C33333333399999699999999999999999999	C33333333399999699999999999999999999
CC33CCCCCCCCCCCCCCCCCCCCCCCC99999999	CC33CCCCCCCCCCCCCCCCCCCCCCCC99999999
CC3CCCCCCC69999999999999999666333333	CC3CCCCCCC69999999999999999666333333
C3CC33CCC99999963C3CC3C3C3633C3C363C	C3CC33CCC99999963C3CC3C3C3633C3C363C
CC9669696696999699999699996996999999	CC9669696696999699999699996996999999
C3C3C3C3C9999999963CCC6633C3CCCC3CCC	C3C3C3C3C9999999963CCC6633C3CCCC3CCC
C3CCCCCCCCCCCCCCCCCC999996366333C633	C3CCCCCCCCCCCCCCCCCC999996366333C633
C3C3CCC99999996366663CC3C3CCCCCCCCCC	C3C3CCC99999996366663CC3C3CCCCCCCCCC
C3C33CCCC999999999999636363CC633C999	C3C33CCCC999999999999636363CC633C999
CC3333CCCCC33C3333333333333333333366	CC3333CCCCC33C3333333333333333333366
CC33C3CCC6999996999963CCCC33CCCCCC3C	CC33C3CCC6999996999963CCCC33CCCCCC3C
C33C3CCCCCCC33666963C66333CCCCCCCCCC	C33C3CCCCCCC33666963C66333CCCCCCCCCC
CC33CC9999999999963CC999996663CCC36C	CC33CC9999999999963CC999996663CCC36C
C363C369969996363CC3CC963C63C33C9633	C363C369969996363CC3CC963C63C33C9633
C3CC9996363C3663CCCCCC99999666666336	C3CC9996363C3663CCCCCC99999666666336
C3CCCCCCCCCCCCCCCCCCCC33CCCCCCCCC999	C3CCCCCCCCCCCCCCCCCCCC33CCCCCCCCC999
CC3CCCCCCCC9633C39669999999999696666	CC3CCCCCCCC9633C39669999999999696666
C33CCC99999999963C3CCCC963C999999999	C33CCC99999999963C3CCCC963C999999999
C3CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	C3CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC
CC3C3CCCCCC99999996333C63C99999996CC	CC3C3CCCCCC99999996333C63C99999996CC
CC3CCCCCC963CCC963C963CCCCCCCCCCCC3C	CC3CCCCCC963CCC963C963CCCCCCCCCCCC3C
C333CCCC363969999996333CCCC3CCCC3C33	C333CCCC363969999996333CCCC3CCCC3C33
C33333333333666699996633333333333333	C33333333333666699996633333333333333
C3CCC9999999999999999999999999999999	C3CCC9999999999999999999999999999999
CC63CCCCC63CCCCC99963CCCCCCCCCCCC999	CC63CCCCC63CCCCC99963CCCCCCCCCCCC999
CC333CCCCCCCCC33CCCCCCCCCCCCCCCCCCCC	CC333CCCCCCCCC33CCCCCCCCCCCCCCCCCCCC
C3CCCCCCCC99999996633C3CCCCCCCCCCC99	C3CCCCCCCC99999996633C3CCCCCCCCCCC99
C3CC36999999999999999999999999999999	C3CC36999999999999999999999999999999
C63CCCCCCCC63333C33CCCCCC3CCCC3C6333	C63CCCCCCCC63333C33CCCCCC3CCCC3C6333
C63CC3C3C3C63C3CC9963CCCCCC999999999	C63CC3C3C3C63C3CC9963CCCCCC999999999
C3CCCCCC9999999999963C3CCCCCCCCCCCCC	C3CCCCCC9999999999963C3CCCCCCCCCCCCC
CC3CCCC9999999999999633333333333333C	CC3CCCC9999999999999633333333333333C
C333CC3CCCCCCCCC33C336636333363C33CC	C333CC3CCCCCCCCC33C336636333363C33CC
C3CCCCCC3CCC333CCCCCCCC663333333C333	C3CCCCCC3CCC333CCCCCCCC663333333C333
C3C3C3C336CC63C99999699999999963CC99	C3C3C3C336CC63C99999699999999963CC99
CC3C3CCCCCCCC6999969963C3CCC3C3C9636	CC3C3CCCCCCCC6999969963C3CCC3C3C9636
CC66663333333333C9999999999999999999	CC66663333333333C9999999999999999999
C3333CCCCCCCCCCCCCCCCC99996633CCCCCC	C3333CCCCCCCCCCCCCCCCC99996633CCCCCC
CC3333333333333633333639993363363633	CC3333333333333633333639993363363633
C963CCCCC9999999963CCC3C3C3CCCCC963C	C963CCCCC9999999963CCC3C3C3CCCCC963C
C33CCC3CCCCC3CCCCCC63CC99969633C33C6	C33CCC3CCCCC3CCCCCC63CC99969633C33C6
CC3CCCC33CCC3C9999996363663CCCCCCCCC	CC3CCCC33CCC3C9999996363663CCCCCCCCC
CC33C3CCCC33CC3CCCCCCCCC999999999996	CC33C3CCCC33CC3CCCCCCCCC999999999996
C99633C63969696363C9999633CC39963C63	C99633C63969696363C9999633CC39963C63
C66633336666666666333C6369999963CCCC	C66633336666666666333C6369999963CCCC
CC3C63CC999999999963CCCCCCCCCCCCCCCC	CC3C63CC999999999963CCCCCCCCCCCCCCCC
C333CC3C3333333333633333C633C63C3333	C333CC3C3333333333633333C633C63C3333
C3CCC3CCC363399969666699966996696699	C3CCC3CCC363399969666699966996696699
C963CC63CC9699963C999969996963C99996	C963CC63CC9699963C999969996963C99996

Late Payments x30	Late Payments x60	Late Payments x90	Late Payments x120	Late Payments x150	Late Payments x180	Late Payments x210	Late Payments x240 Plus	Pay History Comments
3	1	1	1	1	1	1	6
3	1	1	1	3	1	1	16	XXXX
3	1	1	1	1	1	1	7
7	3	1	1	1	1	1	6
1	1	1	1	1	1	1	8
4	1	1	3	3	2	2	0
7	5	3	2	2	2	1	3
8	1	1	1	1	1	1	11
4	1	1	1	1	1	1	11
8	8	2	1	1	1	1	1
11	3	1	1	1	2	2	10
5	11	2	2	2	1	2	5	XXXX
6	1	1	1	1	1	1	10
2	1	1	1	1	1	1	10
1	1	1	1	1	1	1	10
5	3	4	1	1	1	1	4	XXXX
5	2	0	0	2	1	0	0	XXXX
7	6	2	12	2	0	0	0
5	3	1	1	1	1	1	9
3	0	0	0	1	1	2	8
0	0	0	0	0	0	0	0
1	1	1	1	1	1	2	22
0	0	0	0	0	0	0	0
3	2	1	1	1	1	1	3
1	1	1	1	1	1	1	8
1	7	8	1	1	1	1	10
6	1	1	1	1	1	1	10
7	2	1	1	1	1	1	10
2	10	8	3	2	1	0	0
11	5	2	1	2	0	0	0
2	3	8	0	0	0	0	5
7	1	1	1	2	1	1	2
5	1	1	0	0	0	0	19	XXXX
1	0	0	0	0	0	0	3
1	0	0	0	0	1	1	4	XXXX
0	0	0	0	0	0	0	1
1	1	1	1	1	1	1	8
0	1	0	0	1	14	3	13
1	1	1	1	1	1	3	0
8	5	8	3	0	0	0	0	XXXX
17	1	1	0	0	0	0	0
2	4	5	3	2	2	2	4
1	0	0	0	0	0	0	0
6	1	1	1	1	1	1	4
10	3	0	0	0	0	0	0
2	2	1	1	1	1	1	11	XXXX
0	1	2	3	1	1	1	23
0	0	0	0	0	0	0	0
2	1	1	1	1	1	1	7
4	2	2	1	1	1	1	7	XXXX
0	1	10	6	2	1	5	1	XXXX
5	2	1	1	1	1	1	0
1	0	0	0	0	0	0	0
0	0	0	0	0	0	0	0
0	0	0	0	0	0	0	0
2	1	1	1	1	1	1	10
11	1	1	2	2	1	1	9
1	1	2	2	2	2	2	16
8	9	3	2	2	2	0	0
18	2	1	0	0	0	0	0
9	1	1	1	1	1	1	10
6	8	3	2	1	1	1	1
10	5	1	1	1	0	0	0
2	6	4	7	4	3	1	0
1	1	2	3	2	2	1	4
7	1	1	1	1	1	1	2
0	0	0	0	0	0	0	27
1	1	1	1	1	1	1	10
13	5	2	1	0	0	0	0
1	1	1	1	1	1	1	15
5	0	0	0	0	0	0	13
1	1	1	1	1	1	1	4
1	1	3	6	2	0	0	0
0	0	0	0	0	0	0	0
8	5	5	3	3	0	0	0
1	0	0	0	0	0	0	20
1	2	1	3	2	0	0	0
1	1	1	1	4	0	0	0
7	1	1	1	1	1	0	0
0	0	0	6	3	8	7	8
5	5	3	1	1	1	1	3
6	4	2	1	3	2	1	0
1	1	1	1	1	1	1	16
23	0	0	0	0	0	0	0	XXXX
6	5	5	5	2	0	0	0
6	6	5	2	2	1	1	5
5	4	4	4	3	2	1	0
1	1	1	1	1	1	1	8
5	2	1	2	1	1	1	14
1	1	1	1	1	1	1	20	XXXX
5	11	8	3	0	0	0	0
8	5	4	3	2	0	0	0
0	0	0	0	1	1	1	28
6	5	1	1	1	1	1	9
1	1	1	1	1	1	1	18
2	1	1	1	1	1	1	4
12	1	1	1	1	1	1	10
5	2	2	2	1	0	0	0
3	1	0	0	0	0	0	0
1	1	1	1	1	1	1	15	XXXX
2	2	1	1	1	1	1	0
0	0	0	0	1	1	1	23
10	11	2	6	3	1	0	0
8	3	2	2	2	2	2	1
9	6	3	0	0	0	0	0
5	0	0	0	0	0	0	0
9	1	0	0	0	0	0	0
7	2	1	1	1	1	1	12	XXXX
7	1	1	1	1	0	0	0
5	0	0	0	0	0	0	0
9	8	5	1	0	0	0	0
1	1	1	1	1	1	1	4
8	4	2	1	1	0	0	0
1	2	4	3	1	1	1	12
1	2	2	1	1	1	1	5
6	2	3	2	2	2	0	0
2	2	2	2	2	1	1	1
1	1	1	1	1	1	1	2
15	4	1	1	1	1	1	2
1	0	1	1	1	1	1	18
8	3	4	5	8	3	1	0
8	2	1	1	1	1	1	2
5	2	1	1	1	1	1	3
1	1	1	1	1	1	1	6
3	3	3	1	1	1	1	9
15	1	1	7	2	0	0	0
1	1	1	1	1	1	1	4
4	3	1	1	1	1	1	2
3	1	1	1	1	1	1	20
7	3	2	1	1	1	1	7
2	5	4	1	1	1	0	0
11	11	8	1	1	0	0	0
1	1	1	1	1	1	1	10
1	1	1	1	1	1	1	4
2	1	4	6	4	4	2	5
8	2	2	2	2	1	1	2
6	3	3	3	3	2	1	5
5	4	4	1	0	0	0	0
1	1	1	1	1	1	1	9
1	2	1	1	1	1	1	6
1	1	1	1	1	1	1	10
2	4	3	2	1	1	1	13
0	0	4	1	1	1	3	2
2	2	1	1	1	1	1	10
2	1	1	1	1	1	1	4
5	0	0	6	6	0	0	0
4	0	0	0	2	2	0	0	XXXX
1	1	1	1	1	1	1	3	XXXX
1	0	0	0	0	0	0	0
1	1	1	1	1	1	1	7	XXXX
3	2	2	2	2	2	2	9
2	1	1	1	1	1	1	4
2	1	2	1	1	2	0	0
4	11	7	2	0	0	0	0
1	1	1	1	1	1	1	3
5	1	1	1	1	1	1	8
1	1	1	1	1	1	1	4	XXXX
2	1	1	1	1	1	1	8
1	1	1	1	1	1	1	10
1	1	2	4	1	2	1	6
1	1	3	4	2	2	1	2
11	6	3	1	1	0	0	0
1	1	1	1	1	1	1	4
1	1	1	1	1	1	1	4
1	1	1	1	1	2	0	0
12	1	1	2	4	6	3	0
3	2	1	1	1	1	1	4
2	1	1	1	1	2	3	6	XXXX
2	2	10	2	1	1	0	0
1	0	0	0	0	0	0	1
2	1	1	1	1	1	1	10
11	0	0	0	0	0	0	0
4	4	3	3	3	3	3	1
11	1	1	1	1	1	1	8
1	1	1	1	1	1	1	18
1	1	1	1	0	0	0	0
1	1	1	2	1	1	1	13
4	2	0	0	2	2	1	8
4	1	0	0	0	0	0	2
4	3	1	1	1	1	1	1
7	2	2	1	1	1	1	0
6	1	3	2	2	1	1	3
5	9	7	4	1	0	0	0
4	1	1	1	1	1	1	10
0	0	0	0	0	0	0	0
6	1	1	1	1	1	0	0
2	2	2	2	2	2	2	2	XXXX
1	1	1	1	1	1	1	7
1	1	1	1	1	0	0	0
0	0	0	0	5	9	1	5
1	3	6	3	1	1	3	0	XXXX
0	0	0	0	0	0	0	25
13	0	0	0	0	0	0	0
10	3	1	0	0	0	0	0	XXXX
4	1	1	0	0	0	0	0	XXXX
4	1	1	1	1	1	1	2
2	2	2	4	3	2	1	2
2	1	1	4	0	0	0	0
5	4	4	2	2	1	1	1
2	7	4	1	2	1	0	0
4	2	2	2	1	1	1	0
0	0	0	0	0	0	0	0
4	5	1	1	1	2	1	0
1	1	1	1	1	1	1	16
0	0	0	0	0	0	0	26
0	0	0	0	0	0	0	21
1	0	0	0	0	0	0	0
7	8	7	2	1	0	0	0
4	2	2	2	2	2	2	6
2	1	1	1	1	1	1	6
3	6	2	1	1	0	0	0
3	1	1	2	2	1	0	0	XXXX
7	3	2	1	2	1	0	0	XXXX
1	2	0	0	0	0	0	0
11	1	1	1	1	1	1	2	XXXX
7	5	2	0	0	0	0	0
6	3	1	2	2	0	0	0	XXXX
1	1	1	1	1	4	0	0	XXXX
1	1	1	1	1	1	1	4
7	4	1	1	3	0	0	0
4	4	5	3	2	1	1	5
3	4	3	3	6	2	4	2
6	5	7	8	0	0	0	0
0	0	0	0	0	0	0	25
4	3	9	3	3	1	0	0
5	3	1	1	3	3	1	2
21	2	1	1	0	0	0	0
1	1	1	1	1	1	2	6
0	0	0	0	0	0	0	0
0	0	4	6	2	0	0	0	XXXX
0	0	0	0	0	0	0	0
5	1	1	3	0	0	0	0
0	0	0	0	0	0	0	27
2	2	3	3	3	2	1	14
5	0	0	0	0	0	0	0
15	1	0	0	0	0	0	0
14	4	1	1	0	0	0	0
1	1	3	2	1	1	1	1
0	0	0	0	0	0	0	0
15	0	0	0	0	0	0	0
3	3	2	1	1	1	0	0
3	2	3	2	1	0	0	0
0	0	0	0	0	0	0	0
7	6	6	0	0	0	0	0
7	11	4	1	0	0	0	0
0	0	0	0	0	0	0	0
5	1	1	1	1	1	1	6	XXXX
7	1	1	1	1	1	1	10
3	3	2	4	2	0	0	0
12	2	1	1	1	1	1	10
1	1	3	2	2	2	2	18	XXXX
1	1	1	0	0	0	0	0	XXXX
1	2	1	1	1	1	0	0
3	2	2	3	1	1	1	16
4	4	5	3	2	3	1	4
5	8	11	1	0	0	0	1
2	2	2	2	3	3	2	5
0	0	1	1	1	1	1	17
0	0	0	0	0	0	0	3
1	1	3	0	0	0	0	0
0	1	1	1	2	1	0	0
1	1	0	0	0	0	0	6	XXXX
3	2	1	1	1	0	0	0
2	2	1	1	3	1	1	6
1	1	1	1	1	1	1	4	XXXX
0	0	0	0	0	0	0	0
6	1	2	1	0	0	0	0	XXXX
0	0	0	0	0	1	1	7	XXXX
5	6	1	1	1	1	0	0
3	1	1	1	1	8	0	0
7	7	2	1	1	1	1	5
1	2	1	1	1	1	1	7
2	6	1	0	0	0	0	9	XXXX
0	0	0	2	3	2	3	20
1	0	0	0	0	0	0	0
4	2	5	2	1	3	4	11
5	10	0	1	2	5	3	1	XXXX
0	0	0	0	0	0	0	0
1	3	1	2	2	2	2	15	XXXX
1	1	1	1	1	3	0	0
3	2	3	2	2	2	1	5
6	4	4	2	1	1	1	12
1	1	1	1	1	1	1	2
1	0	0	0	0	0	0	28	XXXX
7	4	1	1	1	1	1	4
1	0	0	0	0	0	0	18	XXXX
13	1	2	2	1	1	2	9	XXXX
6	3	2	1	1	1	1	8
2	3	3	11	1	0	0	0
3	2	1	1	1	1	1	3
5	3	2	1	1	0	0	0
5	7	4	2	1	1	1	9
0	0	0	1	1	0	0	0
0	0	0	0	0	0	0	0
3	3	1	1	1	1	1	4	XXXX
6	1	1	1	2	1	0	0
0	0	0	0	0	0	0	0
1	1	1	1	2	0	0	0	XXXX
2	3	2	1	2	1	2	12	XXXX
11	3	5	1	1	0	0	0	XXXX
3	1	2	1	1	1	1	19
1	1	1	2	1	1	0	0
1	5	9	8	4	0	0	0
1	2	11	12	2	1	2	0
0	0	0	0	0	0	0	0
4	1	1	1	3	6	2	1
0	0	0	0	0	0	0	0
0	0	0	0	0	0	0	32	XXXX
1	0	0	0	0	0	0	0
6	5	2	2	4	2	1	0
6	5	2	1	1	0	0	0
0	0	0	0	0	0	0	0
6	3	4	2	2	2	0	0
1	1	1	3	3	2	2	10	XXXX
1	0	0	0	0	0	0	0
7	7	4	3	1	0	0	0
7	4	7	3	4	2	1	1
1	0	0	0	0	4	6	10	XXXX
0	0	0	0	0	0	0	0
0	0	0	0	0	0	0	0
0	5	5	5	3	0	3	8
1	1	1	1	1	1	1	0
1	0	0	0	1	1	1	9
1	2	3	1	1	0	0	0
9	4	1	1	1	1	1	8
0	0	0	0	0	0	0	0
3	4	3	3	2	0	0	0
0	11	2	3	2	0	0	0
1	1	0	0	0	0	0	0
3	1	1	1	1	1	1	18	XXXX
2	1	2	1	0	0	0	0
5	1	2	4	0	0	0	0
2	1	1	1	1	1	0	0	XXXX
0	0	0	0	0	0	0	19
6	0	0	0	0	0	0	0
0	0	0	0	0	0	0	0
2	1	1	1	1	1	1	0
1	1	1	1	1	1	1	17
0	2	1	1	1	1	5	20	XXXX
8	1	1	1	3	0	0	0
5	1	3	0	0	0	0	0
0	0	0	0	0	0	0	0
1	1	1	1	1	3	2	1
9	5	2	1	1	1	1	2
4	0	0	0	0	0	0	0
0	0	0	0	0	0	0	0
1	1	1	1	1	1	1	10	XXXX
7	2	3	1	1	0	0	0	XXXX
1	0	5	12	1	1	1	1
0	0	0	0	0	0	0	0
0	0	0	0	0	0	0	0
8	1	2	4	2	0	0	0	XXXX
1	0	0	0	0	0	0	0
8	4	2	1	1	1	0	0
0	0	0	0	0	0	0	0
0	0	0	0	0	0	0	0	XXXX
0	0	0	0	0	0	0	0
0	3	3	1	1	1	1	10
0	0	0	0	0	0	0	0
3	1	2	2	1	1	1	5
4	1	3	2	3	0	0	0	XXXX
5	9	4	2	0	0	0	0
1	0	0	0	0	0	0	0
1	1	1	1	1	1	3	2	XXXX
3	2	1	1	0	0	0	0
7	1	1	1	1	1	2	0	XXXX
1	2	3	1	0	0	0	0	XXXX
0	0	0	0	0	0	0	0
1	0	0	0	0	0	0	0
0	0	0	0	0	0	0	0
0	0	0	0	0	0	0	0
0	0	0	0	0	0	0	0
2	0	0	0	0	0	0	0
0	0	0	0	0	0	0	0
4	5	6	1	1	1	1	9
0	0	0	0	0	0	0	0
0	3	2	0	0	0	0	0
0	0	0	0	0	0	0	0
5	3	1	1	1	1	1	2	XXXX
1	0	0	0	0	0	0	0
4	6	2	1	2	0	0	0
0	0	0	0	0	0	0	0
10	6	4	3	3	1	0	0
7	1	1	2	1	0	0	0
1	1	2	1	4	0	0	0
4	3	1	10	2	3	0	0
6	1	1	2	2	0	0	0
6	4	4	3	1	1	1	7
0	0	0	0	0	0	0	0
0	0	0	0	0	0	0	0
1	0	0	0	0	0	0	0
0	0	0	0	0	0	0	0
0	1	5	1	1	3	1	0
2	5	1	1	1	1	1	5
0	0	0	0	0	0	0	0
2	3	3	3	1	1	0	0
5	6	2	1	0	0	0	0
0	0	0	0	0	0	0	0
0	0	0	0	0	0	0	0
0	0	0	0	0	0	0	0
2	1	1	1	1	1	1	8	XXXX
0	0	5	8	3	1	1	0
9	0	0	0	0	0	0	0
18	8	0	0	0	0	0	0
1	1	2	1	1	1	1	4	XXXX
5	2	3	1	1	2	1	8
8	3	2	2	1	1	1	4
0	0	0	0	0	0	0	0
3	6	2	1	1	1	1	9
4	1	1	0	0	0	0	0
3	0	0	0	0	0	0	0
5	2	1	2	3	1	1	1
1	1	1	1	1	1	1	4	XXXX
0	0	0	0	0	0	0	0
2	1	5	3	1	1	1	0
5	2	1	2	2	1	2	11	XXXX
0	0	0	0	0	0	0	0
6	0	0	0	0	0	0	0
0	0	0	0	0	0	0	0
7	1	0	0	0	0	0	0
4	2	1	0	0	0	0	0
3	3	0	0	0	0	0	0
1	2	2	4	2	3	2	6
3	1	1	1	1	1	1	6
8	4	2	1	1	1	1	4
1	1	1	1	1	1	1	6	XXXX
2	8	2	4	0	0	0	0
2	1	1	1	1	1	0	0	XXXX
5	1	0	0	0	0	0	0
2	1	1	1	1	2	2	1
3	1	1	1	1	1	1	1	XXXX
1	1	1	2	1	3	0	0	XXXX
1	1	1	0	3	2	0	0
3	2	3	2	1	1	0	12
4	3	1	1	3	0	0	0
1	3	2	2	1	0	0	0
0	0	0	0	0	0	0	0
4	2	2	2	2	2	2	7	XXXX
1	16	4	1	2	0	0	0	XXXX
1	1	3	5	8	4	1	0
0	0	0	0	0	0	0	0
8	1	1	2	1	1	2	0	XXXX
0	0	0	0	0	0	0	0
2	3	2	2	2	2	1	10
3	1	1	2	3	0	0	0
0	0	0	0	1	1	1	6
7	5	4	3	3	2	2	1
3	3	3	2	9	3	1	2
1	1	1	1	1	1	1	5
3	1	2	2	2	1	0	0
4	1	1	1	1	1	1	3
8	3	4	2	1	0	0	0
12	4	1	1	1	3	1	0
0	13	7	9	2	0	0	0	XXXX
1	2	0	0	0	0	0	0
6	2	2	1	1	1	1	5
1	1	3	4	2	4	0	0
8	3	1	1	1	0	0	0	XXXX
1	1	1	1	2	1	0	0
5	2	3	3	3	1	0	0
8	3	2	2	2	1	1	4
1	5	2	2	1	0	0	0
0	0	0	0	0	0	0	0
3	1	1	1	1	1	1	0
1	0	0	0	0	0	0	4	XXXX
1	1	1	1	1	1	0	0	XXXX
8	6	1	1	2	0	0	0
4	2	1	1	2	0	0	0
7	1	1	1	1	2	0	0
5	2	3	0	0	0	0	0
0	0	0	0	0	0	0	0
0	0	0	0	0	0	0	0
8	0	0	0	0	0	0	0
5	5	3	3	2	3	3	1
4	2	2	2	0	0	0	0
3	5	3	3	1	1	1	2	XXXX
0	0	0	0	0	0	0	21	XXXX
1	2	3	2	1	2	3	12
1	2	1	4	0	0	0	0	XXXX
5	2	2	1	1	1	1	13
7	2	1	1	3	0	0	0	XXXX
4	4	2	3	1	0	0	0
1	1	1	1	2	2	4	12	XXXX
2	2	0	4	2	1	3	15
4	1	1	1	1	4	0	0
3	1	2	1	1	2	2	8
1	1	1	1	1	1	1	7	XXXX
1	1	2	1	1	1	3	0
0	7	5	1	1	0	0	0
1	4	3	3	1	0	0	0	XXXX
1	1	1	1	1	1	1	1
1	2	5	2	1	1	1	3	XXXX
0	0	0	0	0	0	0	0
4	1	1	2	2	0	0	0
8	2	2	2	2	1	1	0
4	1	1	1	1	1	1	7
1	2	0	0	0	0	0	0
7	11	1	0	0	0	0	0
9	3	3	0	0	0	0	0
6	4	1	1	3	1	1	0
0	0	0	0	0	0	0	0
1	0	0	0	0	0	0	1
8	8	0	0	0	0	0	0
2	1	1	1	4	1	0	0
4	2	2	1	2	3	2	8
0	0	0	0	1	1	1	20	XXXX
1	0	1	5	0	0	0	0
5	2	9	5	1	2	2	0
3	2	2	1	1	2	0	0
1	1	2	1	1	0	0	0
6	1	1	1	1	1	1	11
2	1	1	1	1	2	1	0
6	1	1	1	1	1	0	0
10	1	3	2	1	1	5	3
8	1	1	1	1	1	1	2	XXXX
2	3	1	1	4	0	9	11
0	0	0	0	0	0	0	0
20	1	1	1	1	1	1	3
3	0	0	0	0	0	0	14	XXXX
4	1	1	3	2	0	0	0
0	0	0	0	0	0	0	0
3	6	3	3	2	3	3	4	XXXX
4	1	1	1	1	2	1	4	XXXX
1	1	6	2	1	0	0	0
2	1	1	1	1	1	1	12	XXXX
3	1	3	0	0	0	0	0
1	1	1	1	1	1	1	7	XXXX
4	1	1	1	1	1	1	5
18	1	0	0	1	1	0	0	XXXX
2	1	1	3	2	1	2	6	XXXX
0	0	0	0	0	0	0	0
3	1	1	2	1	4	4	0
2	7	6	0	0	0	0	0
2	2	4	0	0	0	0	0
6	5	3	4	3	1	1	1
4	3	1	1	2	1	1	4
9	4	6	3	1	1	1	1
4	2	2	2	5	1	0	0	XXXX
1	1	1	0	0	0	0	0	XXXX
3	1	2	2	0	0	0	0
1	0	0	0	0	0	0	0
7	2	1	0	0	0	0	0
1	1	1	1	1	1	1	4	XXXX
0	0	0	0	0	0	0	0
1	4	2	2	4	0	0	0
1	1	1	1	1	5	2	0
3	3	3	2	1	2	2	13
6	2	2	1	1	1	1	18
6	2	1	2	3	1	1	4
2	1	1	1	1	1	1	4
2	1	2	1	2	0	0	0	XXXX
10	4	2	0	0	0	0	0
4	2	0	0	0	0	0	0	XXXX
7	2	1	1	1	5	1	0
2	6	4	4	2	1	1	6
0	0	0	0	0	0	0	0
2	1	0	0	0	0	0	0
5	7	6	3	1	1	1	2
10	5	3	3	3	1	1	0
0	0	0	0	0	0	0	0
0	3	3	1	1	1	1	3	XXXX
5	7	7	2	2	0	0	0
7	0	0	0	0	0	0	0
1	2	2	2	2	2	1	15
3	1	1	1	2	4	2	5
2	3	1	1	1	1	1	5
4	2	1	1	1	1	2	0	XXXX
0	0	0	0	0	0	0	0
0	0	0	0	0	0	0	0
9	9	1	1	1	1	1	4	XXXX
0	0	0	1	7	4	0	14
1	1	2	2	0	0	0	0
3	3	2	2	3	3	1	6
1	1	1	1	1	1	1	9
8	3	3	2	1	1	0	0
5	1	0	0	0	0	0	0
2	0	0	0	0	0	0	0
1	1	1	1	1	0	0	0	XXXX
0	5	4	1	1	1	1	0
1	1	1	1	1	1	3	0
1	1	1	1	1	1	1	1	XXXX
3	2	2	0	0	0	0	0
4	4	0	0	0	0	0	1
0	0	0	0	0	0	0	0
4	1	0	0	0	0	0	0
5	7	1	1	1	3	1	0
9	4	3	1	0	0	0	0
2	4	3	1	0	0	0	0
1	0	0	0	0	0	0	20
6	6	2	2	0	0	0	0
6	1	1	1	1	1	1	7
0	0	0	0	0	0	0	21
5	3	2	2	2	2	1	5
0	0	0	0	0	0	0	0
4	2	2	2	3	4	1	0
4	3	1	8	2	1	1	1
13	1	0	0	0	0	0	0
3	1	1	1	1	1	1	3
14	6	3	1	1	1	1	1
11	5	2	2	2	1	2	0
4	1	1	1	1	1	1	0	XXXX
8	8	1	2	3	2	0	0	XXXX
1	0	0	0	0	0	0	0
2	5	3	6	1	5	1	0
9	1	6	10	4	1	0	0
10	4	2	3	3	3	1	0
3	1	1	2	2	3	1	3
8	10	4	2	1	1	1	2
5	2	2	1	1	2	3	5	XXXX
8	8	4	2	2	1	0	0
8	4	4	1	1	1	1	8	XXXX
9	8	3	2	2	3	4	1
8	2	2	2	2	2	3	0
7	9	2	1	2	4	4	0
5	3	3	2	2	2	1	6
6	3	3	3	0	0	0	0
4	1	1	1	1	1	1	1
6	0	0	0	0	0	0	0
6	1	1	1	1	1	2	2
4	2	2	2	2	1	1	11	XXXX
6	4	8	3	3	2	1	0
9	1	9	13	3	0	0	0
2	0	0	2	6	0	0	0
7	4	2	1	2	1	4	6
13	3	2	2	2	0	0	0	XXXX
0	10	24	0	0	0	0	0
9	3	1	1	1	1	1	3
7	4	3	2	0	0	0	0
6	5	1	3	1	1	1	0
8	4	2	2	2	1	1	7
26	2	0	0	0	0	0	0	XXXX
7	3	6	3	0	0	0	0
9	6	1	0	0	0	0	0
5	5	2	2	2	3	1	6	XXXX
12	8	6	1	0	0	0	0
7	11	4	4	0	0	0	0	XXXX
3	0	0	3	0	0	0	0
4	8	6	2	1	1	1	2
5	2	2	3	2	2	4	6
1	0	0	0	0	0	0	0
6	3	2	2	2	2	4	2	XXXX
5	3	3	0	0	0	0	0
12	3	2	1	1	2	1	0
25	6	2	2	0	0	0	0
1	0	0	0	0	3	6	22
3	3	1	1	1	3	0	0
5	0	0	0	0	0	0	0
4	2	2	1	1	1	1	3
2	1	4	5	7	9	4	1
12	3	0	0	0	0	0	0
7	3	1	1	0	0	0	9	XXXX
3	1	2	1	1	1	1	5
15	1	1	1	1	1	1	8
16	4	0	0	0	0	0	0
15	2	0	0	0	0	0	0
7	4	2	2	2	2	2	6
7	5	4	3	0	0	0	0
10	4	0	0	0	0	0	19
6	2	4	0	0	0	0	0
26	5	1	2	0	0	0	0
6	3	3	1	1	1	1	3
9	4	2	2	0	0	0	0
7	4	1	1	3	1	0	0
6	1	1	1	1	1	1	6
10	9	6	3	1	1	0	0
9	16	3	1	1	0	0	0
3	2	1	1	1	1	1	5
26	3	0	0	0	0	0	0
5	12	9	3	0	0	0	0
4	8	8	4	4	1	0	0

FHLMC String Compare
Start - End Dates:	12/2021-1/2022
Deal Loan Count:	6,677
Loans in Review:	670

Freddie Mac Loan Number	Servicer Loan Number	Vendor Strings	Tape Strings	Match	Comment
XXXX	XXXX	CCCCCCCC9999999999963CCCCCCCCC33CCCC	CCCCCCCC9999999999963CCCCCCCCC33CCCC	True
XXXX	XXXX	CCCCCC99999999999999999999999633C3CC	CCCCCC99999999999999999999999633C3CC	True
XXXX	XXXX	CCCCCCC999999999999633CCC3CCCCCCCCCC	CCCCCCC999999999999633CCC3CCCCCCCCCC	True
XXXX	XXXX	CCCCCCC999999999996663C3C33CCC333CCC	CCCCCCC999999999996663C3C33CCC333CCC	True
XXXX	XXXX	CCCCCCCC999999999999963CCCCCCCCCCCCC	CCCCCCCC999999999999963CCCCCCCCCCCCC	True
XXXX	XXXX	CCCCC3C3C3CCCCCCCCCCC999963CC9999999	CCCCC3C3C3CCCCCCCCCCC999963CC9999999	True
XXXX	XXXX	3CCC963C3CC999999996999963CC3C63C63C	3CCC963C3CC999999996999963CC3C63C63C	True
XXXX	XXXX	CCCCCC999999999999999633333333CCCCC9	CCCCCC999999999999999633333333CCCCC9	True
XXXX	XXXX	CCCC999999999999999963333CCCCCCCCCCC	CCCC999999999999999963333CCCCCCCCCCC	True
XXXX	XXXX	3CCCCCCCCCCC999999966666336633333CC6	3CCCCCCCCCCC999999966666336633333CC6	True
XXXX	XXXX	CCCC9999999999999999963336633333333C	CCCC9999999999999999963336633333333C	True
XXXX	XXXX	CCCCCC999999999999966666666966336333	CCCCCC999999999999966666666966336333	True
XXXX	XXXX	CCCC99999999999999963C333C33CCCCCCCC	CCCC99999999999999963C333C33CCCCCCCC	True
XXXX	XXXX	CCCC99999999999999963CCCC3CCCCCCCCCC	CCCC99999999999999963CCCC3CCCCCCCCCC	True
XXXX	XXXX	CCCC99999999999999963CCCCCCCCCCCCCCC	CCCC99999999999999963CCCCCCCCCCCCCCC	True
XXXX	XXXX	CCCCCCCCCCCCCC99999999963333C999663C	CCCCCCCCCCCCCC99999999963333C999663C	True
XXXX	XXXX	CCCCCCCCCC3663333CCCCCCCCCCCCCCCC999	CCCCCCCCCC3663333CCCCCCCCCCCCCCCC999	True
XXXX	XXXX	CCCC36699999999999999996666333333CCC	CCCC36699999999999999996666333333CCC	True
XXXX	XXXX	CCCCCC999999999999996CCCCCCCC3663333	CCCCCC999999999999996CCCCCCCC3663333	True
XXXX	XXXX	CCCCCCCC3CCCCC3CCCCCCCC3999999999999	CCCCCCCC3CCCCC3CCCCCCCC3999999999999	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
XXXX	XXXX	CCCCC9999999999999999999963C99999999	CCCCC9999999999999999999963C99999999	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
XXXX	XXXX	CCCCCCCC99999999663CCCCCC3CCCCCCCCC3	CCCCCCCC99999999663CCCCCC3CCCCCCCCC3	True
XXXX	XXXX	CCCCCC999999999999963CCCCCCCCCCCCCCC	CCCCCC999999999999963CCCCCCCCCCCCCCC	True
XXXX	XXXX	CCCC99999999999999963CC9999996966666	CCCC99999999999999963CC9999996966666	True
XXXX	XXXX	CCCC99999999999999963C3CCCC333CCC3CC	CCCC99999999999999963C3CCCC333CCC3CC	True
XXXX	XXXX	CCCCCC9999999999999996633333CC3C3CCC	CCCCCC9999999999999996633333CC3C3CCC	True
XXXX	XXXX	CCCCCCCC93669969969996696999966963CC	CCCCCCCC93669969969996696999966963CC	True
XXXX	XXXX	CCCCCCCCCC33333333CCCC969999663363C6	CCCCCCCCCC33333333CCCC969999663363C6	True
XXXX	XXXX	CCCCCCCCCC9999999966633CCCCCCCC99999	CCCCCCCCCC9999999966633CCCCCCCC99999	True
XXXX	XXXX	CCCCC3CCCC33C999999996CC33CC3CCCCCC3	CCCCC3CCCC33C999999996CC33CC3CCCCCC3	True
XXXX	XXXX	CCCCCCCC333CC39639999999999999999999	CCCCCCCC333CC39639999999999999999999	True
XXXX	XXXX	CCCCCCCCCC3CCCCCCCCCCCCCCCCCCCCCC999	CCCCCCCCCC3CCCCCCCCCCCCCCCCCCCCCC999	True
XXXX	XXXX	CCCCCCCCCC3CCCCCCCCCCCCCCCCCCC999999	CCCCCCCCCC3CCCCCCCCCCCCCCCCCCC999999	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC9	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC9	True
XXXX	XXXX	CCCCCCC999999999999963CCCCCCCCCCCCCC	CCCCCCC999999999999963CCCCCCCCCCCCCC	True
XXXX	XXXX	CCCC69999999999999999999999999999999	CCCC69999999999999999999999999999999	True
XXXX	XXXX	CCCCCCCCCCCC999999963CCCCCCCCCCCCCCC	CCCCCCCCCCCC999999963CCCCCCCCCCCCCCC	True
XXXX	XXXX	CCC3CC999999999966639663C3C3CCC333CC	CCC3CC999999999966639663C3C3CCC333CC	True
XXXX	XXXX	CCCCC96333CCC33333CCC333333CC33CCCC3	CCCCC96333CCC33333CCC333333CC33CCCC3	True
XXXX	XXXX	CCCCC9999999999999999963CCCCCCC36966	CCCCC9999999999999999963CCCCCCC36966	True
XXXX	XXXX	CCCCCCCCCCCCCCCCC3CCCCCCCCCCCCCCCCCC	CCCCCCCCCCCCCCCCC3CCCCCCCCCCCCCCCCCC	True
XXXX	XXXX	3CCCCCCCC99999999963CCC33C3CCC3CCCCC	3CCCCCCCC99999999963CCC33C3CCC3CCCCC	True
XXXX	XXXX	CCCCCCCCC33333CCCCCCCCCCCCCC66363333	CCCCCCCCC33333CCCCCCCCCCCCCC66363333	True
XXXX	XXXX	CCCC999999999999999663CCCCCCCCCCCC39	CCCC999999999999999663CCCCCCCCCCCC39	True
XXXX	XXXX	CCCC99999999999999999999999999999699	CCCC99999999999999999999999999999699	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
XXXX	XXXX	CCCCCCC99999999999963CC3CCCCCCCCCCCC	CCCCCCC99999999999963CC3CCCCCCCCCCCC	True
XXXX	XXXX	CCCCC9999999999999663CCCCCCC3CCC3C3C	CCCCC9999999999999663CCCCCCC3CCC3C3C	True
XXXX	XXXX	CCCCCCCCCC99999999999999699999999999	CCCCCCCCCC99999999999999699999999999	True
XXXX	XXXX	3CCCCCCCC9663333CCCCCCCCCCCCCCCC9999	3CCCCCCCC9663333CCCCCCCCCCCCCCCC9999	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCCCCCCCCC3CCCCCCCCCC	CCCCCCCCCCCCCCCCCCCCCCCCC3CCCCCCCCCC	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
XXXX	XXXX	CCCCCCCC99999999999999963C3CCCCCCCCC	CCCCCCCC99999999999999963C3CCCCCCCCC	True
XXXX	XXXX	CCCC9999999999999999633333333CCC3C33	CCCC9999999999999999633333333CCC3C33	True
XXXX	XXXX	CCCCCC999999999999963CC9999999999999	CCCCCC999999999999963CC9999999999999	True
XXXX	XXXX	CCCC999963633CCCCCC63669999966663333	CCCC999963633CCCCCC63669999966663333	True
XXXX	XXXX	CCCCCCCC3333333CCCCC333339633363C33C	CCCCCCCC3333333CCCCC333339633363C33C	True
XXXX	XXXX	CCCCC999999999999999633333333CCCCC3C	CCCCC999999999999999633333333CCCCC3C	True
XXXX	XXXX	CCCCCCCCCCC99999996666333C33C9966366	CCCCCCCCCCC99999996666333C33C9966366	True
XXXX	XXXX	CCCCCCC63C3C3C3CC3CC99963C63C363CC63	CCCCCCC63C3C3C3CC3CC99963C63C363CC63	True
XXXX	XXXX	CCCCCCCC999999999969966963999999663C	CCCCCCCC999999999969966963999999663C	True
XXXX	XXXX	CCCCCCCCCC99999999963CCCCCCCCCC99999	CCCCCCCCCC99999999963CCCCCCCCCC99999	True
XXXX	XXXX	3CCCC333CCCCCCCCCC999999963C33CCCCCC	3CCCC333CCCCCCCCCC999999963C33CCCCCC	True
XXXX	XXXX	CCCCCCCCC999999999999999999999999999	CCCCCCCCC999999999999999999999999999	True
XXXX	XXXX	CCCC99999999999999963CCCCCCCCCCCCCCC	CCCC99999999999999963CCCCCCCCCCCCCCC	True
XXXX	XXXX	CCCCCCCCCCCC333339966639633363333CCC	CCCCCCCCCCCC333339966639633363333CCC	True
XXXX	XXXX	CCCC99999999999999963CCCCCCCCCC99999	CCCC99999999999999963CCCCCCCCCC99999	True
XXXX	XXXX	3CCCC3CC33C3CCCCCCCCCCC9999999999999	3CCCC3CC33C3CCCCCCCCCCC9999999999999	True
XXXX	XXXX	CCCCCCCCCC99999999963CCCCCCCCCCCCCCC	CCCCCCCCCC99999999963CCCCCCCCCCCCCCC	True
XXXX	XXXX	CCCCCCCC9999999999963CCCCCCCCCCCCCCC	CCCCCCCC9999999999963CCCCCCCCCCCCCCC	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
XXXX	XXXX	CCCCCCCCC339996999963C9633633C99963C	CCCCCCCCC339996999963C9633633C99963C	True
XXXX	XXXX	CCCCCCCCCCCCCC3C99999999999999999999	CCCCCCCCCCCCCC3C99999999999999999999	True
XXXX	XXXX	CCCCCCCCC999999663CCCCCCCCCCCCCCCCCC	CCCCCCCCC999999663CCCCCCCCCCCCCCCCCC	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCCCCCC9999996C3CCCCC	CCCCCCCCCCCCCCCCCCCCCC9999996C3CCCCC	True
XXXX	XXXX	CCC3CCC3C33CCC99996333CCCCCCCCCCCCCC	CCC3CCC3C33CCC99996333CCCCCCCCCCCCCC	True
XXXX	XXXX	CCCC99999999999999999999999999999999	CCCC99999999999999999999999999999999	True
XXXX	XXXX	CCCCCCCC9999999963C963C963CCC63C63CC	CCCCCCCC9999999963C963C963CCC63C63CC	True
XXXX	XXXX	CCCCC3C33CCCCCCC999999996963C6363CCC	CCCCC3C33CCCCCCC999999996963C6363CCC	True
XXXX	XXXX	CCCCC999999999999963CCCCCCCC99999999	CCCCC999999999999963CCCCCCCC99999999	True
XXXX	XXXX	CCCCCCC33333333333C3C3C33CC3333C3333	CCCCCCC33333333333C3C3C33CC3333C3333	True
XXXX	XXXX	CCC6333CCCC999999663C39699963CCCCC99	CCC6333CCCC999999663C39699963CCCCC99	True
XXXX	XXXX	CCCCCCCC9999999999639996396396396363	CCCCCCCC9999999999639996396396396363	True
XXXX	XXXX	CCCCCCC999999999699963CCCCCC33336699	CCCCCCC999999999699963CCCCCC33336699	True
XXXX	XXXX	CCCCCC999999999999963CCCCCCCCCCCCCCC	CCCCCC999999999999963CCCCCCCCCCCCCCC	True
XXXX	XXXX	CCCC33CCC999999999999999999996633CC3	CCCC33CCC999999999999999999996633CC3	True
XXXX	XXXX	CCCCC99999999999999963CCCC9999999999	CCCCC99999999999999963CCCC9999999999	True
XXXX	XXXX	CCCCCCCCC639633999969969696696966363	CCCCCCCCC639633999969969696696966363	True
XXXX	XXXX	CCCC3666999999633CCCCCCC3C3CC9996333	CCCC3666999999633CCCCCCC3C3CC9996333	True
XXXX	XXXX	CCCCC9999999999999999999999999999999	CCCCC9999999999999999999999999999999	True
XXXX	XXXX	CCCCC9999999999999963C63C63C63CC633C	CCCCC9999999999999963C63C63C63CC633C	True
XXXX	XXXX	CCCC99999999999999963CCCCCCC99999999	CCCC99999999999999963CCCCCCC99999999	True
XXXX	XXXX	CCCCCCCCCC3CCC99999999963CCCCCCCCCCC	CCCCCCCCCC3CCC99999999963CCCCCCCCCCC	True
XXXX	XXXX	CCCCC9999999999999996333333C333CC333	CCCCC9999999999999996333333C333CC333	True
XXXX	XXXX	CCCC3CCCCCCCC9999963CCCC63C3C3CCCCCC	CCCC3CCCCCCCC9999963CCCC63C3C3CCCCCC	True
XXXX	XXXX	CCCCCCCCCCC3C63CCCCCCCCCCCCCC3CCCCCC	CCCCCCCCCCC3C63CCCCCCCCCCCCCC3CCCCCC	True
XXXX	XXXX	CCCCCCCCC9999999999999999999963CCCCC	CCCCCCCCC9999999999999999999963CCCCC	True
XXXX	XXXX	CCCCCCCCCC63CC9999963CCCCCCCCCCCCCCC	CCCCCCCCCC63CC9999963CCCCCCCCCCCCCCC	True
XXXX	XXXX	CCCCCCCCCC99999999999999999999999999	CCCCCCCCCC99999999999999999999999999	True
XXXX	XXXX	3CC363C39999999999996666636333666336	3CC363C39999999999996666636333666336	True
XXXX	XXXX	CCCCCC3CC99999633333CC3CC99999963CC6	CCCCCC3CC99999633333CC3CC99999963CC6	True
XXXX	XXXX	CCC333633C3CC3CCCCCCCCCCC3C999663666	CCC333633C3CC3CCCCCCCCCCC3C999663666	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCCCCCCCCCCC3333CCCC3	CCCCCCCCCCCCCCCCCCCCCCCCCCC3333CCCC3	True
XXXX	XXXX	3CCCCCC3CCCCCCC3CCCCCCCC3C3C633C33CC	3CCCCCC3CCCCCCC3CCCCCCCC3C3C633C33CC	True
XXXX	XXXX	CCCCCC33C999999999999999996363333CCC	CCCCCC33C999999999999999996363333CCC	True
XXXX	XXXX	CCCCCC333333CCCCCC99963CCCCCCCCCCCCC	CCCCCC333333CCCCCC99963CCCCCCCCCCCCC	True
XXXX	XXXX	CCCCCCCCCCCCCCC3CCCC3CCCCCCC333CCCCC	CCCCCCCCCCCCCCC3CCCC3CCCCCCC333CCCCC	True
XXXX	XXXX	CCCCCCCCCC33966666999996636333333CCC	CCCCCCCCCC33966666999996636333333CCC	True
XXXX	XXXX	CCCCCCCCCCC99999999963CCCCCCCCCCCCCC	CCCCCCCCCCC99999999963CCCCCCCCCCCCCC	True
XXXX	XXXX	CCCCCCCCCC3C3333CCCCCC3CC999666633C9	CCCCCCCCCC3C3333CCCCCC3CC999666633C9	True
XXXX	XXXX	CCCCC9999999999999999999999663CCCCCC	CCCCC9999999999999999999999663CCCCCC	True
XXXX	XXXX	CCCCCCCCC999999999963CCCCCCCCCCCCC96	CCCCCCCCC999999999963CCCCCCCCCCCCC96	True
XXXX	XXXX	CCCCCC99963CC99999963CCCCCCC3C33C3CC	CCCCCC99963CC99999963CCCCCCC3C33C3CC	True
XXXX	XXXX	CCCCCCC99963C99999963CCCCCCCCCCCCCCC	CCCCCCC99963C99999963CCCCCCCCCCCCCCC	True
XXXX	XXXX	CCCCCCCCCC999999963CCCCCCCCCCCCCCCCC	CCCCCCCCCC999999963CCCCCCCCCCCCCCCCC	True
XXXX	XXXX	CCC33633C3CC999999963CCCC66333333333	CCC33633C3CC999999963CCCC66333333333	True
XXXX	XXXX	CCCC99999999999999999999999C3CCCCCCC	CCCC99999999999999999999999C3CCCCCCC	True
XXXX	XXXX	CCCC33333333669999999999999999999996	CCCC33333333669999999999999999999996	True
XXXX	XXXX	CCCCCCCC999999963CCCC3363CC33CC3C3CC	CCCCCCCC999999963CCCC3363CC33CC3C3CC	True
XXXX	XXXX	CCC363CCCCC9999999963C33CCCCCCCCCCCC	CCC363CCCCC9999999963C33CCCCCCCCCCCC	True
XXXX	XXXX	CCCCCCCC9999999999963CCCCCCCCCCCCCCC	CCCCCCCC9999999999963CCCCCCCCCCCCCCC	True
XXXX	XXXX	CCCCC9999999999999963CCCCCCCCC336699	CCCCC9999999999999963CCCCCCCCC336699	True
XXXX	XXXX	CCCCCCCCCC99999999996333333333333333	CCCCCCCCCC99999999996333333333333333	True
XXXX	XXXX	CCCCCCCC99999999963CCCCCCCCCCCCCCCCC	CCCCCCCC99999999963CCCCCCCCCCCCCCCCC	True
XXXX	XXXX	CCCCCCCC33CC3CCCCCCCCC99999996663CCC	CCCCCCCC33CC3CCCCCCCCC99999996663CCC	True
XXXX	XXXX	CCCC999999999999999999999633C3CC9999	CCCC999999999999999999999633C3CC9999	True
XXXX	XXXX	CCCC99999999999963CCCCC96633333CCCC3	CCCC99999999999963CCCCC96633333CCCC3	True
XXXX	XXXX	CCCCCCCCCCCCC9999666963CCCCCCCC963C9	CCCCCCCCCCCCC9999666963CCCCCCCC963C9	True
XXXX	XXXX	3CCC966666966363333333339999966C6999	3CCC966666966363333333339999966C6999	True
XXXX	XXXX	CCCC99999999999999963CCCCCCCCCCCCCCC	CCCC99999999999999963CCCCCCCCCCCCCCC	True
XXXX	XXXX	CCCCCCCCCC99999999963CCCCCCCCCCCCCCC	CCCCCCCCCC99999999963CCCCCCCCCCCCCCC	True
XXXX	XXXX	CCCCC999999999999999999C3CC369999999	CCCCC999999999999999999C3CC369999999	True
XXXX	XXXX	CCCC3CCCCCCCCCCCC9996999999963333333	CCCC3CCCCCCCCCCCC9996999999963333333	True
XXXX	XXXX	CCCC3C999999999963C3CC99963CC9999633	CCCC3C999999999963C3CC99963CC9999633	True
XXXX	XXXX	CCCCCCC3366999963C963CCCCCCCCCC3CCCC	CCCCCCC3366999963C963CCCCCCCCCC3CCCC	True
XXXX	XXXX	CCCCC9999999999999963CCCCCCCCCCCCCCC	CCCCC9999999999999963CCCCCCCCCCCCCCC	True
XXXX	XXXX	CCCCCCC99999999999663CCCCCCCCCCCCCCC	CCCCCCC99999999999663CCCCCCCCCCCCCCC	True
XXXX	XXXX	CCCC99999999999999963CCCCCCCCCCCCCCC	CCCC99999999999999963CCCCCCCCCCCCCCC	True
XXXX	XXXX	CCCCCCCCC999999999999999999639969636	CCCCCCCCC999999999999999999639969636	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCCCCCCCC999999999999	CCCCCCCCCCCCCCCCCCCCCCCC999999999999	True
XXXX	XXXX	CCCC99999999999999963CCCCC63CCCCCCCC	CCCC99999999999999963CCCCC63CCCCCCCC	True
XXXX	XXXX	CCCCCCCCCCC99999999963CCCC3CCCCCCCCC	CCCCCCCCCCC99999999963CCCC3CCCCCCCCC	True
XXXX	XXXX	CCCCCCC3C333C3CCCCCCCCCC999999999999	CCCCCCC3C333C3CCCCCCCCCC999999999999	True
XXXX	XXXX	CCCCC3333CCCCCCCCCCCCCCCCCCCCCCC9999	CCCCC3333CCCCCCCCCCCCCCCCCCCCCCC9999	True
XXXX	XXXX	CCCCCCCCCCC9999999963CCCCCCCCCCCCCCC	CCCCCCCCCCC9999999963CCCCCCCCCCCCCCC	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCC3CCCCCCCCCCCCCCCCC	CCCCCCCCCCCCCCCCCC3CCCCCCCCCCCCCCCCC	True
XXXX	XXXX	CCCCCCCCCCC99999999999963CCCCCCCCCCC	CCCCCCCCCCC99999999999963CCCCCCCCCCC	True
XXXX	XXXX	CCCC3CCCCCC99999999999999999639963CC	CCCC3CCCCCC99999999999999999639963CC	True
XXXX	XXXX	CCCCCCC99999999963CC3CCCCCCCCCCCCCCC	CCCCCCC99999999963CC3CCCCCCCCCCCCCCC	True
XXXX	XXXX	CCCCCCCCCCC999999363CCCCCCCCCCCCCCCC	CCCCCCCCCCC999999363CCCCCCCCCCCCCCCC	True
XXXX	XXXX	CCC3CCCCCC3CC699996633C9966969696666	CCC3CCCCCC3CC699996633C9966969696666	True
XXXX	XXXX	CCCCCCCC9999999963CCCCCCCCCCCCCCCCCC	CCCCCCCC9999999963CCCCCCCCCCCCCCCCCC	True
XXXX	XXXX	CCCCCC9999999999999633333CCCCCCCCCCC	CCCCCC9999999999999633333CCCCCCCCCCC	True
XXXX	XXXX	CCCCCCCCCC99999999963CCCCCCCCCCCCCCC	CCCCCCCCCC99999999963CCCCCCCCCCCCCCC	True
XXXX	XXXX	CCCCCCC999999999999963CCC3CCCCCCCCCC	CCCCCCC999999999999963CCC3CCCCCCCCCC	True
XXXX	XXXX	CCCC99999999999999963CCCCCCCCCCCCCCC	CCCC99999999999999963CCCCCCCCCCCCCCC	True
XXXX	XXXX	CCCCCCC999999999999963CCCCCCCCCCC999	CCCCCCC999999999999963CCCCCCCCCCC999	True
XXXX	XXXX	CCCCC9999999999999963CCCCCCCCCCCCCCC	CCCCC9999999999999963CCCCCCCCCCCCCCC	True
XXXX	XXXX	CCCCCCCCC963CCCC99963C33369663333633	CCCCCCCCC963CCCC99963C33369663333633	True
XXXX	XXXX	CCCCCCC99999999963CCCCCCCCCCCCCCCCCC	CCCCCCC99999999963CCCCCCCCCCCCCCCCCC	True
XXXX	XXXX	CCCCCCC99999999963CCCCCCCCCCCCCCCCCC	CCCCCCC99999999963CCCCCCCCCCCCCCCCCC	True
XXXX	XXXX	CCCCCCCCC3CCCCCCCCCCCCCCCCCCCC999996	CCCCCCCCC3CCCCCCCCCCCCCCCCCCCC999996	True
XXXX	XXXX	CCCCCC999999999999999963C33333333333	CCCCCC999999999999999963C33333333333	True
XXXX	XXXX	CCCCCCCCCC99999999963633CCCCCCCCCCCC	CCCCCCCCCC99999999963633CCCCCCCCCCCC	True
XXXX	XXXX	CCCCCCC999999999963CCCCCCCCCCCC39999	CCCCCCC999999999963CCCCCCCCCCCC39999	True
XXXX	XXXX	CCCCCCC9999999963963CCCCCCCCCCC99999	CCCCCCC9999999963963CCCCCCCCCCC99999	True
XXXX	XXXX	CCCCCC3CCCCCCCCCCCCCCCCCCCCCCCCC9CCC	CCCCCC3CCCCCCCCCCCCCCCCCCCCCCCCC9CCC	True
XXXX	XXXX	CCCCC99999999999999963CCC3CCCCCCCCCC	CCCCC99999999999999963CCC3CCCCCCCCCC	True
XXXX	XXXX	CCCCCC33333CCCCC3CCC333CCCCCCCCCCC33	CCCCCC33333CCCCC3CCC333CCCCCCCCCCC33	True
XXXX	XXXX	CCCCCCCCC9999999999999999666633C33CC	CCCCCCCCC9999999999999999666633C33CC	True
XXXX	XXXX	CCCCCCC333633333333CCCC9999999999999	CCCCCCC333633333333CCCC9999999999999	True
XXXX	XXXX	CCCCCCC9999999999999999999999963CCCC	CCCCCCC9999999999999999999999963CCCC	True
XXXX	XXXX	CCCCCCCCCCCCCCCC9963CCCCCCCCCCCCCCCC	CCCCCCCCCCCCCCCC9963CCCCCCCCCCCCCCCC	True
XXXX	XXXX	CCCCC999999999999999999963CCCCCCCCCC	CCCCC999999999999999999963CCCCCCCCCC	True
XXXX	XXXX	CCCCCC999999999999963CCC3CC3CC63CCCC	CCCCCC999999999999963CCC3CC3CC63CCCC	True
XXXX	XXXX	CCCC3CCCCCCCCCCCCCCCC3CCCCCC633CCC99	CCCC3CCCCCCCCCCCCCCCC3CCCCCC633CCC99	True
XXXX	XXXX	CCCCCCCCCCCCCCCC9999996333663CCCCCCC	CCCCCCCCCCCCCCCC9999996333663CCCCCCC	True
XXXX	XXXX	CCCCCCCCCCCCCC9999963CCC963333CCCC33	CCCCCCCCCCCCCC9999963CCC963333CCCC33	True
XXXX	XXXX	CCCCCCCCCCCCCC99999999999963333CC33C	CCCCCCCCCCCCCC99999999999963333CC33C	True
XXXX	XXXX	3CCC963CC3663699999699999666963CCCCC	3CCC963CC3663699999699999666963CCCCC	True
XXXX	XXXX	CCCCC99999999999999963CCC333CCCCCCCC	CCCCC99999999999999963CCC333CCCCCCCC	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
XXXX	XXXX	CCCCCCCCC33999963CC33CCCCCCCCCCCC3CC	CCCCCCCCC33999963CC33CCCCCCCCCCCC3CC	True
XXXX	XXXX	CCCC99999963C99999963CCCCCCNNNNNNNNN	CCCC99999963C99999963CCCCCC	False
XXXX	XXXX	CCCCCCC99999999999963NNNNNNNNNNNNNNN	CCCCCCC99999999999963	False
XXXX	XXXX	CCCCCCCCCCCCCCCC99963NNNNNNNNNNNNNNN	CCCCCCCCCCCCCCCC99963	False
XXXX	XXXX	CCCCCCCCCCCCCCCC99999999999999999999	CCCCCCCCCCCCCCCC99999999999999999999	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCC399999999999996966	CCCCCCCCCCCCCCCCCC399999999999996966	True
XXXX	XXXX	CCCCCCCCCCC9999999999999999999999999	CCCCCCCCCCC9999999999999999999999999	True
XXXX	XXXX	CCC33CCCCC3C33CC33C33CCC333CCCCCCCC3	CCC33CCCCC3C33CC33C33CCC333CCCCCCCC3	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCCCCCC39666333333333	CCCCCCCCCCCCCCCCCCCCCC39666333333333	True
XXXX	XXXX	CCCCCCCCCCC963CC333CCCCCCCCCCCCCCCCC	CCCCCCCCCCC963CC333CCCCCCCCCCCCCCCCC	True
XXXX	XXXX	CCCCCCC333CCCCCCCCC999999963CCCCCCCC	CCCCCCC333CCCCCCCCC999999963CCCCCCCC	True
XXXX	XXXX	CCCCCC9999999999963CCCCCCCCCCCC39996	CCCCCC9999999999963CCCCCCCCCCCC39996	True
XXXX	XXXX	CCCCCCCCCC3CCCCCCCCCCCCCC9999963CCCC	CCCCCCCCCC3CCCCCCCCCCCCCC9999963CCCC	True
XXXX	XXXX	CCCCCCCCCCCC633CCCC99999999699966333	CCCCCCCCCCCC633CCCC99999999699966333	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCCC99999999666636663	CCCCCCCCCCCCCCCCCCC99999999666636663	True
XXXX	XXXX	CCCC3CCCC9999963C9963CCCCCCCCCCCCC3C	CCCC3CCCC9999963C9963CCCCCCCCCCCCC3C	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
XXXX	XXXX	CCCCCCCCCCCCCC99999963C3CCCC66663CC3	CCCCCCCCCCCCCC99999963C3CCCC66663CC3	True
XXXX	XXXX	CCCCCCCCCCCC99999999999999999999963C	CCCCCCCCCCCC99999999999999999999963C	True
XXXX	XXXX	CCCCCCCCCC99999999999999999999999999	CCCCCCCCCC99999999999999999999999999	True
XXXX	XXXX	CCCCCCCCCCCCCCC999999999999999999999	CCCCCCCCCCCCCCC999999999999999999999	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC3	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC3	True
XXXX	XXXX	CCCCCC3CCC99636969696369963333CC9996	CCCCCC3CCC99636969696369963333CC9996	True
XXXX	XXXX	CCCCCCCC33CC9999999963C9999999963CCC	CCCCCCCC33CC9999999963C9999999963CCC	True
XXXX	XXXX	CCCCCCCCCCCC9999999999963C3CCCCCCCCC	CCCCCCCCCCCC9999999999963C3CCCCCCCCC	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCCCCCC99963C96666633	CCCCCCCCCCCCCCCCCCCCCC99963C96666633	True
XXXX	XXXX	CCCCCCCCC9999963C3CCCC3CCCCCCCCCCC99	CCCCCCCCC9999963C3CCCC3CCCCCCCCCCC99	True
XXXX	XXXX	CCC333C3CC3CCCCCCCCCCCCCC99999963366	CCC333C3CC3CCCCCCCCCCCCCC99999963366	True
XXXX	XXXX	CCCCCCCCCCCCCCCCC663CCCCCCCCCCCCCCCC	CCCCCCCCCCCCCCCCC663CCCCCCCCCCCCCCCC	True
XXXX	XXXX	CCCC3C3CCCC9999999633C3CCC3C3C3C33C3	CCCC3C3CCCC9999999633C3CCC3C3C3C33C3	True
XXXX	XXXX	CCCCCCCCC963C63C63C963C3C63C3CCCCCCC	CCCCCCCCC963C63C63C963C3C63C3CCCCCCC	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCCCCCC99999636336333	CCCCCCCCCCCCCCCCCCCCCC99999636336333	True
XXXX	XXXX	CCCCCCCCCCCC999999963CCCCCCCCCCCCCCC	CCCCCCCCCCCC999999963CCCCCCCCCCCCCCC	True
XXXX	XXXX	CCCCCCCCCCCC99999999963CCCCCCCCCCCCC	CCCCCCCCCCCC99999999963CCCCCCCCCCCCC	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCCC99999633C33663633	CCCCCCCCCCCCCCCCCCC99999633C33663633	True
XXXX	XXXX	CCCCCCC9963C963C999633CC999999999996	CCCCCCC9963C963C999633CC999999999996	True
XXXX	XXXX	CCCCCC6999999999999996663CCC33999999	CCCCCC6999999999999996663CCC33999999	True
XXXX	XXXX	CCCCCCCCCC99999999963633669999996333	CCCCCCCCCC99999999963633669999996333	True
XXXX	XXXX	CCCCCCCCCCC9999999999999999999999999	CCCCCCCCCCC9999999999999999999999999	True
XXXX	XXXX	3CCCCCC999999633CCC63CCCC99999999699	3CCCCCC999999633CCC63CCCC99999999699	True
XXXX	XXXX	CCCCCCCCCCCC9999999999966C333CC363CC	CCCCCCCCCCCC9999999999966C333CC363CC	True
XXXX	XXXX	CCCCCCCCCC3996333C336333333333333333	CCCCCCCCCC3996333C336333333333333333	True
XXXX	XXXX	CCCCCCCCCCCC99999999999963CCCCCCCCCC	CCCCCCCCCCCC99999999999963CCCCCCCCCC	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCCCCCCCC999999999999	CCCCCCCCCCCCCCCCCCCCCCCC999999999999	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCCCCCCCCCC9999633333	CCCCCCCCCCCCCCCCCCCCCCCCCC9999633333	True
XXXX	XXXX	CCCCCCCCC999999999999999999999999999	CCCCCCCCC999999999999999999999999999	True
XXXX	XXXX	CCCCC99999999999999999996999633C9999	CCCCC99999999999999999996999633C9999	True
XXXX	XXXX	CCCCCCCCCCCCCC333CCCCCCCCCCCCC3CC3CC	CCCCCCCCCCCCCC333CCCCCCCCCCCCC3CC3CC	True
XXXX	XXXX	3CC3CCCCCC33C3C6333CCCC3C3C33C3CCC33	3CC3CCCCCC33C3C6333CCCC3C3C33C3CCC33	True
XXXX	XXXX	CCCCCCCCCCCCC6996663333333333CC333C3	CCCCCCCCCCCCC6996663333333333CC333C3	True
XXXX	XXXX	CCCCCCCCCCC99999999963CCCCCCCCCCCCCC	CCCCCCCCCCC99999999963CCCCCCCCCCCCCC	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
XXXX	XXXX	CCCCCCCCCC3CCCC3CCCCCCC3333333333333	CCCCCCCCCC3CCCC3CCCCCCC3333333333333	True
XXXX	XXXX	CCCCCCCCC999969663C3CCCCCCC3CCCCCCCC	CCCCCCCCC999969663C3CCCCCCC3CCCCCCCC	True
XXXX	XXXX	CCCCCCCCCC99999696333CCCCCCCCCCCCCCC	CCCCCCCCCC99999696333CCCCCCCCCCCCCCC	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
XXXX	XXXX	CCCCCCCCCCCCCCCC9996696333C966396333	CCCCCCCCCCCCCCCC9996696333C966396333	True
XXXX	XXXX	CCCCCCCCCCCCC99699666633363366963366	CCCCCCCCCCCCC99699666633363366963366	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
XXXX	XXXX	CCCCC9999999999963CCCCCCCCCC33CC33CC	CCCCC9999999999963CCCCCCCCCC33CC33CC	True
XXXX	XXXX	CCCCC99999999999999963CCCC333CCCC333	CCCCC99999999999999963CCCC333CCCC333	True
XXXX	XXXX	CCCCCCCCCC3CCCC999663CCCCCCC9999963C	CCCCCCCCCC3CCCC999663CCCCCCC9999963C	True
XXXX	XXXX	CCC36399999999999999963C3333333CC33C	CCC36399999999999999963C3333333CC33C	True
XXXX	XXXX	CCCC9999999999999999963C999999999999	CCCC9999999999999999963C999999999999	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCC963CCCCCCCCCCCCCCC	CCCCCCCCCCCCCCCCCC963CCCCCCCCCCCCCCC	True
XXXX	XXXX	CCCCCCCCCCCCCCCCC6999963CCCCCCCCCCCC	CCCCCCCCCCCCCCCCC6999963CCCCCCCCCCCC	True
XXXX	XXXX	CCCCC399999999999999999999999963C63C	CCCCC399999999999999999999999963C63C	True
XXXX	XXXX	CCCCCCC39999999999969663CCC396399999	CCCCCCC39999999999969663CCC396399999	True
XXXX	XXXX	CCCCCCCCC9999999999996666633363663C9	CCCCCCCCC9999999999996666633363663C9	True
XXXX	XXXX	CCCCC99999963CC9999999999963CCCCCCCC	CCCCC99999963CC9999999999963CCCCCCCC	True
XXXX	XXXX	CCCCCCCCCCCCCC9999999999999999999999	CCCCCCCCCCCCCC9999999999999999999999	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC999	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC999	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCCCCCCC99963CCCCCCCC	CCCCCCCCCCCCCCCCCCCCCCC99963CCCCCCCC	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCC999996	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCC999996	True
XXXX	XXXX	CCC63CCCCCCCCCCCCCCCCCCCCCCCCC999999	CCC63CCCCCCCCCCCCCCCCCCCCCCCCC999999	True
XXXX	XXXX	CCCCCCCCCCCC363C99963CCCCCCCCCCCCCCC	CCCCCCCCCCCC363C99963CCCCCCCCCCCCCCC	True
XXXX	XXXX	CCCCCCCCCCC99999999999996633CCCCCCCC	CCCCCCCCCCC99999999999996633CCCCCCCC	True
XXXX	XXXX	CCCCCCCC99999999963CCCCCCCCCCCCCCCCC	CCCCCCCC99999999963CCCCCCCCCCCCCCCCC	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
XXXX	XXXX	CCCCCCCCCCC3CCCCCCCCCCCCCCC999633333	CCCCCCCCCCC3CCCCCCCCCCCCCCC999633333	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCCCCCCCCCCC999999999	CCCCCCCCCCCCCCCCCCCCCCCCCCC999999999	True
XXXX	XXXX	CCC3C63366663CC999963CCCCCCCCCCCCCCC	CCC3C63366663CC999963CCCCCCCCCCCCCCC	True
XXXX	XXXX	CCCCCCC9999999999963CCC3CCCCCCCCCCC3	CCCCCCC9999999999963CCC3CCCCCCCCCCC3	True
XXXX	XXXX	CCC3CCCCCC99999999996966633C3C336636	CCC3CCCCCC99999999996966633C3C336636	True
XXXX	XXXX	CCCCCCCCC999999999999663CCCCCCCCCCCC	CCCCCCCCC999999999999663CCCCCCCCCCCC	True
XXXX	XXXX	CCCCCCCCCC669636663CCCCCCCC999999999	CCCCCCCCCC669636663CCCCCCCC999999999	True
XXXX	XXXX	CCCCCC999999999999999999999999999999	CCCCCC999999999999999999999999999999	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCCC3CCCCCCCCCCCCCCCC	CCCCCCCCCCCCCCCCCCC3CCCCCCCCCCCCCCCC	True
XXXX	XXXX	CCCC33336699999999999999999999999999	CCCC33336699999999999999999999999999	True
XXXX	XXXX	CCCCCCCCC999999999999666666666633333	CCCCCCCCC999999999999666666666633333	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
XXXX	XXXX	CCCCC999999999999999996663CCC9999999	CCCCC999999999999999996663CCC9999999	True
XXXX	XXXX	CCCCCCCCCCCC99999963CCCCCCCCCCCCCCCC	CCCCCCCCCCCC99999963CCCCCCCCCCCCCCCC	True
XXXX	XXXX	CCCCCCCCCCCCCCC9999999999633C9999396	CCCCCCCCCCCCCCC9999999999633C9999396	True
XXXX	XXXX	CCCCC9999999999999999963339999663336	CCCCC9999999999999999963339999663336	True
XXXX	XXXX	CCCCCCCCCCCCCCCC999999963CCCCCCCCCCC	CCCCCCCCCCCCCCCC999999963CCCCCCCCCCC	True
XXXX	XXXX	CCC3CCCC9999999999999999999999999999	CCC3CCCC9999999999999999999999999999	True
XXXX	XXXX	CCCCCCCCCCCCCCC99999999966663333C333	CCCCCCCCCCCCCCC99999999966663333C333	True
XXXX	XXXX	CCCCCCCCCC3CCCCCCC999999999999999999	CCCCCCCCCC3CCCCCCC999999999999999999	True
XXXX	XXXX	3CCC99999999999999999633CC3333333333	3CCC99999999999999999633CC3333333333	True
XXXX	XXXX	CCCCCC999999999999963C63C3C3CC963CC3	CCCCCC999999999999963C63C3C3CC963CC3	True
XXXX	XXXX	CCCCCCCCCCCCCCC99999999999996996363C	CCCCCCCCCCCCCCC99999999999996996363C	True
XXXX	XXXX	CCCCCCCCC9999999963C3CCCCCCCCCCCC63C	CCCCCCCCC9999999963C3CCCCCCCCCCCC63C	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCCCCCCC9996336333C96	CCCCCCCCCCCCCCCCCCCCCCC9996336333C96	True
XXXX	XXXX	CCCCC9999999999999969699663C96636333	CCCCC9999999999999969699663C96636333	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC99	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC99	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
XXXX	XXXX	CCCCCCCCCCCCCC3CCCCCCC99999999966633	CCCCCCCCCCCCCC3CCCCCCC99999999966633	True
XXXX	XXXX	CCCC3C3CCC3CCCCCCC99999633CC3CCCCCCC	CCCC3C3CCC3CCCCCCC99999633CC3CCCCCCC	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCCCCCCCC999963CCCCCC	CCCCCCCCCCCCCCCCCCCCCCCC999963CCCCCC	True
XXXX	XXXX	CCCCCCCCCCC9996396639999999999999999	CCCCCCCCCCC9996396639999999999999999	True
XXXX	XXXX	CCCCCCCCC33333333CCCCCC9999999666333	CCCCCCCCC33333333CCCCCC9999999666333	True
XXXX	XXXX	CCCCCCC33369999999999999999999999999	CCCCCCC33369999999999999999999999999	True
XXXX	XXXX	CCCCCCCCCCCCCC9999963CCCCCCCCCCCCCCC	CCCCCCCCCCCCCC9999963CCCCCCCCCCCCCCC	True
XXXX	XXXX	CCCCCCCCC999696399999999999999999666	CCCCCCCCC999696399999999999999999666	True
XXXX	XXXX	CCCCC3999999696999999999999999999999	CCCCC3999999696999999999999999999999	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
XXXX	XXXX	CCCCCC9999999999999963CCCCCCCCCCC333	CCCCCC9999999999999963CCCCCCCCCCC333	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
XXXX	XXXX	CCCC99999999999999999999999999999999	CCCC99999999999999999999999999999999	True
XXXX	XXXX	3CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	3CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
XXXX	XXXX	CCC3CCCCC63C9999996633CC9999966CC33C	CCC3CCCCC63C9999996633CC9999966CC33C	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCC9633CC9996666333C3	CCCCCCCCCCCCCCCCCC9633CC9996666333C3	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
XXXX	XXXX	CCCCCCCCCC333CCCCCCC9999999999666333	CCCCCCCCCC333CCCCCCC9999999999666333	True
XXXX	XXXX	CCCCCCCCCCCCC99999999999999639999999	CCCCCCCCCCCCC99999999999999639999999	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC3C	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC3C	True
XXXX	XXXX	CCCCCCC3CCC966633CC999996996633CC363	CCCCCCC3CCC966633CC999996996633CC363	True
XXXX	XXXX	3CCCC9999999999999669639939963C3C3C3	3CCCC9999999999999669639939963C3C3C3	True
XXXX	XXXX	CCCCC3CCCCCCCCCC99999999999999999999	CCCCC3CCCCCCCCCC99999999999999999999	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
XXXX	XXXX	CCCCCCC66996669999999999999999999999	CCCCCCC66996669999999999999999999999	True
XXXX	XXXX	CCCCCCCCCCCCCC9999963CCCCCCCCCCCCCCC	CCCCCCCCCCCCCC9999963CCCCCCCCCCCCCCC	True
XXXX	XXXX	CCCCCCCCCCCCCCC3CCCCCCCC999999999999	CCCCCCCCCCCCCCC3CCCCCCCC999999999999	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCCCCCCCCCCCC99999663	CCCCCCCCCCCCCCCCCCCCCCCCCCCC99999663	True
XXXX	XXXX	CCCCCC663C9999999999996336333333CCC9	CCCCCC663C9999999999996336333333CCC9	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
XXXX	XXXX	CCCCCCC3CCCCCCCCCCCCCC99999966336699	CCCCCCC3CCCCCCCCCCCCCC99999966336699	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCC999996666669669666	CCCCCCCCCCCCCCCCCC999996666669669666	True
XXXX	XXXX	CCCC63CCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	CCCC63CCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
XXXX	XXXX	CCCCCCCCC999999999999999999999996333	CCCCCCCCC999999999999999999999996333	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCCCC999633CCCCCCCCCC	CCCCCCCCCCCCCCCCCCCC999633CCCCCCCCCC	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCCC3C9999996333C3CCC	CCCCCCCCCCCCCCCCCCC3C9999996333C3CCC	True
XXXX	XXXX	CCCCCCC999963CCC3CCCCCCCCCCCCCCCCCCC	CCCCCCC999963CCC3CCCCCCCCCCCCCCCCCCC	True
XXXX	XXXX	CCCCCCCCCCCCCCCCC9999999999999999999	CCCCCCCCCCCCCCCCC9999999999999999999	True
XXXX	XXXX	CCCCCC3CCCCCC3CCCCC3CCCCCCCCCCC3C33C	CCCCCC3CCCCCC3CCCCC3CCCCCCCCCCC3C33C	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
XXXX	XXXX	CCCCCCCCCC3CCC9999963CCCCCCCCCCCCCCC	CCCCCCCCCC3CCC9999963CCCCCCCCCCCCCCC	True
XXXX	XXXX	CCCCCCCCCCC99999999999999999999963C9	CCCCCCCCCCC99999999999999999999963C9	True
XXXX	XXXX	CCCCC9999999999999999999999999999966	CCCCC9999999999999999999999999999966	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCCC999996333CCC33333	CCCCCCCCCCCCCCCCCCC999996333CCC33333	True
XXXX	XXXX	CCCCCCCCCCCCCC999C633333CCCCCCCCCCCC	CCCCCCCCCCCCCC999C633333CCCCCCCCCCCC	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
XXXX	XXXX	CCCCCCCCCCCCCCCC99999999963CCCCCCCCC	CCCCCCCCCCCCCCCC99999999963CCCCCCCCC	True
XXXX	XXXX	CCCCCCCCCCCC999999963633C963C3663333	CCCCCCCCCCCC999999963633C963C3663333	True
XXXX	XXXX	CCCCCCCCCCCCCCCC3CC3C3CCCCCCCC3CCCCC	CCCCCCCCCCCCCCCC3CC3C3CCCCCCCC3CCCCC	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
XXXX	XXXX	CCCCCCCCCC99999999999999963CCCCCCCCC	CCCCCCCCCC99999999999999963CCCCCCCCC	True
XXXX	XXXX	CCCCCCCCCCCCCCC3CCCCCC633C3399999633	CCCCCCCCCCCCCCC3CCCCCC633C3399999633	True
XXXX	XXXX	CCCCCCCCCCCCC3C999999999999999999999	CCCCCCCCCCCCC3C999999999999999999999	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
XXXX	XXXX	CCCCCCC9999999963CCCCCC33333CC33CCCC	CCCCCCC9999999963CCCCCC33333CC33CCCC	True
XXXX	XXXX	CCCCCC3CCCCCCCCCCCCCCCCCCCCCCCCCCCCC	CCCCCC3CCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
XXXX	XXXX	CCCCCC3C3CC3639633CC99996633CCCCCCCC	CCCCCC3C3CC3639633CC99996633CCCCCCCC	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
XXXX	XXXX	CCCCCCCCCCCCCCCC99999999999999966996	CCCCCCCCCCCCCCCC99999999999999966996	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
XXXX	XXXX	CCCCCC9999999999996333CCCCCCCCCCCCCC	CCCCCC9999999999996333CCCCCCCCCCCCCC	True
XXXX	XXXX	CCCCCCCCCC9999999963C333CCCCCCCCCCCC	CCCCCCCCCC9999999963C333CCCCCCCCCCCC	True
XXXX	XXXX	CCCCCCCCCCCCCCCC99639966669636363963	CCCCCCCCCCCCCCCC99639966669636363963	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCCCCCC3CCCCCCCCCCCCC	CCCCCCCCCCCCCCCCCCCCCC3CCCCCCCCCCCCC	True
XXXX	XXXX	CCCCCCCCCC99999999963CCCCCCCCCCCCCCC	CCCCCCCCCC99999999963CCCCCCCCCCCCCCC	True
XXXX	XXXX	CCCCCCCCCCCCC3CCCCCC996633CCCCCCCCCC	CCCCCCCCCCCCC3CCCCCC996633CCCCCCCCCC	True
XXXX	XXXX	CCCCCCCCCCC99999963CCCCCC3CCCC33333C	CCCCCCCCCCC99999963CCCCCC3CCCC33333C	True
XXXX	XXXX	CCCCCCC9999663CCCCCCCCCCCCCCCCCCCCCC	CCCCCCC9999663CCCCCCCCCCCCCCCCCCCCCC	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
XXXX	XXXX	CCCCCCC3CCCCCCCCCCCCCCCCCCCCCCCCCCCC	CCCCCCC3CCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC33	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC33	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
XXXX	XXXX	CCCCC9999999999999963C63369999963CC6	CCCCC9999999999999963C63369999963CC6	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC99666	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC99666	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
XXXX	XXXX	CCCCCCCCCCCCCC99999996633C3CCCC3CC63	CCCCCCCCCCCCCC99999996633C3CCCC3CC63	True
XXXX	XXXX	CCCCCCCCCCCCC3CCCCCCCCCCCCCCCCCCCCCC	CCCCCCCCCCCCC3CCCCCCCCCCCCCCCCCCCCCC	True
XXXX	XXXX	CCCCCCC3C3CCCC3C3CCCCCCCC99999666666	CCCCCCC3C3CCCC3C3CCCCCCCC99999666666	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
XXXX	XXXX	CCCCCCCC99999963663333333C9999639636	CCCCCCCC99999963663333333C9999639636	True
XXXX	XXXX	CCCCCCCCCCCCCCC3CCCCCC9999633CCC3333	CCCCCCCCCCCCCCC3CCCCCC9999633CCC3333	True
XXXX	XXXX	CCCCCCCCCCCC999999963CCCCCCCCCCCCCCC	CCCCCCCCCCCC999999963CCCCCCCCCCCCCCC	True
XXXX	XXXX	CCCCCCCC999999999996633363CCCCC99999	CCCCCCCC999999999996633363CCCCC99999	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCCCC999996333333CCCC	CCCCCCCCCCCCCCCCCCCC999996333333CCCC	True
XXXX	XXXX	CCCC33CC999999996699999663333CCC9999	CCCC33CC999999996699999663333CCC9999	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
XXXX	XXXX	CCCCC3CCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	CCCCC3CCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCCCCCCCC999999999969	CCCCCCCCCCCCCCCCCCCCCCCC999999999969	True
XXXX	XXXX	CCCCCCCCCCC9999999999666663C3CCCCCCC	CCCCCCCCCCC9999999999666663C3CCCCCCC	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
XXXX	XXXX	CCCCCCCCCCCCCCC999963CCCCCC9999663CC	CCCCCCCCCCCCCCC999963CCCCCC9999663CC	True
XXXX	XXXX	CCCCCCCCCCCCC3C3996669666333CCCCCCCC	CCCCCCCCCCCCC3C3996669666333CCCCCCCC	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
XXXX	XXXX	CCCCCCC999999999999963CCCC3CCCCCCCCC	CCCCCCC999999999999963CCCC3CCCCCCCCC	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCC999999999999999999	CCCCCCCCCCCCCCCCCC999999999999999999	True
XXXX	XXXX	CCCCCCCCCCCC333C33CC33CC3CCCCCCC3CCC	CCCCCCCCCCCC333C33CC33CC3CCCCCCC3CCC	True
XXXX	XXXX	CCCCCCCCCC33333333333333333366666666	CCCCCCCCCC33333333333333333366666666	True
XXXX	XXXX	CCCCCCCCCC99999999963CCCCCCCCCCCCCC9	CCCCCCCCCC99999999963CCCCCCCCCCCCCC9	True
XXXX	XXXX	CCCCCCCCCC3C3CC999999999999996399633	CCCCCCCCCC3C3CC999999999999996399633	True
XXXX	XXXX	CCCCCCCCC9999999999963663333CCC333CC	CCCCCCCCC9999999999963663333CCC333CC	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
XXXX	XXXX	CCCCCCC9999999999999963CCC39663CC666	CCCCCCC9999999999999963CCC39663CC666	True
XXXX	XXXX	CCCCCCCCCCCCCCC9633C33CCCCCCCCCCCCCC	CCCCCCCCCCCCCCC9633C33CCCCCCCCCCCCCC	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC333	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC333	True
XXXX	XXXX	3CCCCCC99999999966333C3CCCCCCCCCCCCC	3CCCCCC99999999966333C3CCCCCCCCCCCCC	True
XXXX	XXXX	CCCC99999999963CCCCCCCCCCCCCCCCCCCCC	CCCC99999999963CCCCCCCCCCCCCCCCCCCCC	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
XXXX	XXXX	CCCCCCCCCC3CCCCCCCCCCC3C999996999999	CCCCCCCCCC3CCCCCCCCCCC3C999996999999	True
XXXX	XXXX	CCCCCCCC9999999999999633C3C363999999	CCCCCCCC9999999999999633C3C363999999	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
XXXX	XXXX	CCCCCCC3C3CC3C33CCCCCCCCC3CCCCCCCCCC	CCCCCCC3C3CC3C33CCCCCCCCC3CCCCCCCCCC	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCCCCCC63333CCC3C3CC3	CCCCCCCCCCCCCCCCCCCCCC63333CCC3C3CC3	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCCCCCCCCCCCC966333C3	CCCCCCCCCCCCCCCCCCCCCCCCCCCC966333C3	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCCCCCCCCCCCCC633C663	CCCCCCCCCCCCCCCCCCCCCCCCCCCCC633C663	True
XXXX	XXXX	CCCCCCCCCCCC999999963CC9999999999996	CCCCCCCCCCCC999999963CC9999999999996	True
XXXX	XXXX	CCCCCCCCC9999999999963CCCCCCCCC3CC3C	CCCCCCCCC9999999999963CCCCCCCCC3CC3C	True
XXXX	XXXX	CCCCCCCCC99999999996363363CC3333CCC6	CCCCCCCCC99999999996363363CC3333CCC6	True
XXXX	XXXX	CCCCCC9999999999963CCCCCCCCCCCCCCCCC	CCCCCC9999999999963CCCCCCCCCCCCCCCCC	True
XXXX	XXXX	CCCCCCCCCCCCCCCC9963CCCC999966666636	CCCCCCCCCCCCCCCC9963CCCC999966666636	True
XXXX	XXXX	CCCCCCCCCCCCCC3C999963CCCCCCCCCCCCCC	CCCCCCCCCCCCCC3C999963CCCCCCCCCCCCCC	True
XXXX	XXXX	CCCCC63CCC3333CCCCCCCCCCCCCCCCCCCCCC	CCCCC63CCC3333CCCCCCCCCCCCCCCCCCCCCC	True
XXXX	XXXX	CCCCCCCCCCCC99999999633CCCCCCCCCCCCC	CCCCCCCCCCCC99999999633CCCCCCCCCCCCC	True
XXXX	XXXX	CCCCCCCCC99999963C3CCCCCC3CCCCCCCCCC	CCCCCCCCC99999963C3CCCCCC3CCCCCCCCCC	True
XXXX	XXXX	CCCCCCCCCCCC999999963CCCCCCCCCCCCCCC	CCCCCCCCCCCC999999963CCCCCCCCCCCCCCC	True
XXXX	XXXX	CCCCCCCCCCCCCC99999963CCCCCCCCCCCCCC	CCCCCCCCCCCCCC99999963CCCCCCCCCCCCCC	True
XXXX	XXXX	CCCCCCCCCCC3C36399699999999999999999	CCCCCCCCCCC3C36399699999999999999999	True
XXXX	XXXX	CCCCCCCCCCCCCCCC33CCCCCCC99999663C63	CCCCCCCCCCCCCCCC33CCCCCCC99999663C63	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCCCCCCCC999996663CCC	CCCCCCCCCCCCCCCCCCCCCCCC999996663CCC	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
XXXX	XXXX	CCCCCCC999999963CC99999999996333CCCC	CCCCCCC999999963CC99999999996333CCCC	True
XXXX	XXXX	CCCCCCCCCC966369996666966666966669CC	CCCCCCCCCC966369996666966666966669CC	True
XXXX	XXXX	CCCCCCCCCCCC3C9999999999999999999996	CCCCCCCCCCCC3C9999999999999999999996	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
XXXX	XXXX	CCCCCCCCCCCC999999963CC3C3C33C3CCC33	CCCCCCCCCCCC999999963CC3C3C33C3CCC33	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
XXXX	XXXX	CCCCCC63CCCC9999999999999996399996CC	CCCCCC63CCCC9999999999999996399996CC	True
XXXX	XXXX	CCCC3CCCCCCCCCC3CCCCCCCCCCC99999963C	CCCC3CCCCCCCCCC3CCCCCCCCCCC99999963C	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCCCCCCCCCCC999999999	CCCCCCCCCCCCCCCCCCCCCCCCCCC999999999	True
XXXX	XXXX	CCC33C3C999999963CCCC999996363369996	CCC33C3C999999963CCCC999996363369996	True
XXXX	XXXX	CCCCCC3C63CC99999999999963C999999996	CCCCCC3C63CC99999999999963C999999996	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCCCCCCC999999999963C	CCCCCCCCCCCCCCCCCCCCCCC999999999963C	True
XXXX	XXXX	CCCCCCCCCC3CCC999999963CCCC3CCCCCCCC	CCCCCCCCCC3CCC999999963CCCC3CCCCCCCC	True
XXXX	XXXX	3CCCCCCCCCC9999999963CCCCCCC3CCCCC3C	3CCCCCCCCCC9999999963CCCCCCC3CCCCC3C	True
XXXX	XXXX	CCCCCC3CCCC9933C9639999663333CCCCCCC	CCCCCC3CCCC9933C9639999663333CCCCCCC	True
XXXX	XXXX	CCCCCCCCCCCCC99999996333633663333333	CCCCCCCCCCCCC99999996333633663333333	True
XXXX	XXXX	CCCCC9999999996966666666669999999966	CCCCC9999999996966666666669999999966	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCCCCCCC663CCCCCCCCCC	CCCCCCCCCCCCCCCCCCCCCCC663CCCCCCCCCC	True
XXXX	XXXX	CCCC3C3C963C3CC999999999963CCCCCCCC3	CCCC3C3C963C3CC999999999963CCCCCCCC3	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCC999999999999963CCC	CCCCCCCCCCCCCCCCCC999999999999963CCC	True
XXXX	XXXX	CCCCCCC3CC3CC663333CCCCCC3C99963CCCC	CCCCCCC3CC3CC663333CCCCCC3C99963CCCC	True
XXXX	XXXX	CCCCCCCCCCCCC9999963CCCCCCCCCCCCCCCC	CCCCCCCCCCCCC9999963CCCCCCCCCCCCCCCC	True
XXXX	XXXX	CCCCCCCCCCCCCCC9999963CC9999963C33C3	CCCCCCCCCCCCCCC9999963CC9999963C33C3	True
XXXX	XXXX	CCCCCCC9999999996999663CC3C3C33C3C33	CCCCCCC9999999996999663CC3C3C33C3C33	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCCCCCC99999666663CCC	CCCCCCCCCCCCCCCCCCCCCC99999666663CCC	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCCC999996333CCCCCCCC	CCCCCCCCCCCCCCCCCCC999996333CCCCCCCC	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCCCCCCCCC3CCCCCC9999	CCCCCCCCCCCCCCCCCCCCCCCCC3CCCCCC9999	True
XXXX	XXXX	CCCCCCCCCCCCCCC999963CCCCCCCCCCCCCCC	CCCCCCCCCCCCCCC999963CCCCCCCCCCCCCCC	True
XXXX	XXXX	CCCCCCCCCCCC33CCCCC9999666663333363C	CCCCCCCCCCCC33CCCCC9999666663333363C	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCCCCCC999963363CC3CC	CCCCCCCCCCCCCCCCCCCCCC999963363CC3CC	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCCCC9999963333333CCC	CCCCCCCCCCCCCCCCCCCC9999963333333CCC	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCCCCCC999636333CCCC3	CCCCCCCCCCCCCCCCCCCCCC999636333CCCC3	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCCCCCCCCCCC33333C333	CCCCCCCCCCCCCCCCCCCCCCCCCCC33333C333	True
XXXX	XXXX	CCCCCC999999699999999966633C363CCCC3	CCCCCC999999699999999966633C363CCCC3	True
XXXX	XXXX	CCC333CCCCCCCCCCCCCC9999663CCCCCCCCC	CCC333CCCCCCCCCCCCCC9999663CCCCCCCCC	True
XXXX	XXXX	CCCCC999999963CCCC33CCCCCCCC99996666	CCCCC999999963CCCC33CCCCCCCC99996666	True
XXXX	XXXX	CCCCCCCCCCCCCCC999999999999999999999	CCCCCCCCCCCCCCC999999999999999999999	True
XXXX	XXXX	CCCCCCCCCC36699999999999999999999999	CCCCCCCCCC36699999999999999999999999	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCCCCCCC99999663CCCCC	CCCCCCCCCCCCCCCCCCCCCCC99999663CCCCC	True
XXXX	XXXX	CCCC333CC99999999999999999963963CCCC	CCCC333CC99999999999999999963963CCCC	True
XXXX	XXXX	CCCC3333CC3CCCCCC99999663CCC3CCCCCCC	CCCC3333CC3CCCCCC99999663CCC3CCCCCCC	True
XXXX	XXXX	CCCCCC63CCCCCCCCCC9963CCC3C6999963CN	CCCCCC63CCCCCCCCCC9963CCC3C6999963C	False
XXXX	XXXX	CCCCCCCC9999999999963CCCC99999999999	CCCCCCCC9999999999963CCCC99999999999	True
XXXX	XXXX	CCCCCCC33669999999999999999999999999	CCCCCCC33669999999999999999999999999	True
XXXX	XXXX	CCCCCCCCCCCC999999963C3CCC3CCCCCCC3C	CCCCCCCCCCCC999999963C3CCC3CCCCCCC3C	True
XXXX	XXXX	CCCCCCCCCCCCC9999999999999999633CC3C	CCCCCCCCCCCCC9999999999999999633CC3C	True
XXXX	XXXX	CCCCCCC99999999999963CCCCCCCCCCCCCCC	CCCCCCC99999999999963CCCCCCCCCCCCCCC	True
XXXX	XXXX	CCCCCCCCCCC9999999963CCCCCCCCCCCCCCC	CCCCCCCCCCC9999999963CCCCCCCCCCCCCCC	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCCCCCC99999696966666	CCCCCCCCCCCCCCCCCCCCCC99999696966666	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCC963CCCCCC999999666	CCCCCCCCCCCCCCCCCC963CCCCCC999999666	True
XXXX	XXXX	CCCCCCCCCCCC99999963CCCCCCCCCCCCCCCC	CCCCCCCCCCCC99999963CCCCCCCCCCCCCCCC	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCC99999999963CC99969	CCCCCCCCCCCCCCCCCC99999999963CC99969	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCCCCCCCCC9999963333C	CCCCCCCCCCCCCCCCCCCCCCCCC9999963333C	True
XXXX	XXXX	CCCCC9999963CCCC99963CC333C3CCCCC33C	CCCCC9999963CCCC99963CC333C3CCCCC33C	True
XXXX	XXXX	CCCCCCCCCCCC99999999999936CCC3CCC33C	CCCCCCCCCCCC99999999999936CCC3CCC33C	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCC663CCCCCCCCCCCCCCC	CCCCCCCCCCCCCCCCCC663CCCCCCCCCCCCCCC	True
XXXX	XXXX	CCCCCCCCCCCCCCCC6633396666363636663C	CCCCCCCCCCCCCCCC6633396666363636663C	True
XXXX	XXXX	3CCCCCCCCC33336699963C3CCCCCC3CC3CCC	3CCCCCCCCC33336699963C3CCCCCC3CC3CCC	True
XXXX	XXXX	CCCCCCCCCC3CCCCCC9999999636336633CCC	CCCCCCCCCC3CCCCCC9999999636336633CCC	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
XXXX	XXXX	CCC3CCCCCCCCCCCCCCCCCCCC9CCCCCCCCCCC	CCC3CCCCCCCCCCCCCCCCCCCC9CCCCCCCCCCC	True
XXXX	XXXX	CCCCCCCCCCC6663366633663C3CCCCC3CCC3	CCCCCCCCCCC6663366633663C3CCCCC3CCC3	True
XXXX	XXXX	CCCCCCCCCCC999999963CCCCCCCCCCCCCC3C	CCCCCCCCCCC999999963CCCCCCCCCCCCCC3C	True
XXXX	XXXX	CCCCC3CCCC9999999963C99999999963C3C9	CCCCC3CCCC9999999963C99999999963C3C9	True
XXXX	XXXX	CCCCCCCCCCCCC99999999999999999999999	CCCCCCCCCCCCC99999999999999999999999	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCCCCCCCCCCCCC3999999	CCCCCCCCCCCCCCCCCCCCCCCCCCCCC3999999	True
XXXX	XXXX	CCCCCC33C33CC9999999999999999999663C	CCCCCC33C33CC9999999999999999999663C	True
XXXX	XXXX	CCCCCCCCCC3CCCCCCC963CCC9999963CCCCC	CCCCCCCCCC3CCCCCCC963CCC9999963CCCCC	True
XXXX	XXXX	CCCCCCCCCCCCCCC999963CCCCCCCCCCCCCCC	CCCCCCCCCCCCCCC999963CCCCCCCCCCCCCCC	True
XXXX	XXXX	CCCCCCCCCCCC99999999999999996333333C	CCCCCCCCCCCC99999999999999996333333C	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCCCCCCC99999963C3CCC	CCCCCCCCCCCCCCCCCCCCCCC99999963C3CCC	True
XXXX	XXXX	3CCCCCCCCCCCCCCC9999633333CCCCCCCCCC	3CCCCCCCCCCCCCCC9999633333CCCCCCCCCC	True
XXXX	XXXX	CCCCC99999999999963CCC399933333CC333	CCCCC99999999999963CCC399933333CC333	True
XXXX	XXXX	CCC33CC9999999633CCCC3CCCCCCCCCCC333	CCC33CC9999999633CCCC3CCCCCCCCCCC333	True
XXXX	XXXX	CCCCC3366699999999999999999999999999	CCCCC3366699999999999999999999999999	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
XXXX	XXXX	CCCCCC999999996333C33333333333333333	CCCCCC999999996333C33333333333333333	True
XXXX	XXXX	CCC33CCCCCCCCCCCC3CCCC99999999999999	CCC33CCCCCCCCCCCC3CCCC99999999999999	True
XXXX	XXXX	CCCCCC99999963CCCCCCC33C3CCCCCCCCCCC	CCCCCC99999963CCCCCCC33C3CCCCCCCCCCC	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
XXXX	XXXX	CCCCCC3663C69999999963CC999999999669	CCCCCC3663C69999999963CC999999999669	True
XXXX	XXXX	CCCCCCCCCC9999999999633CC3C3CCCCCCCC	CCCCCCCCCC9999999999633CC3C3CCCCCCCC	True
XXXX	XXXX	CCCCCCCCCCC99999999963CCCCCCCCCCCCCC	CCCCCCCCCCC99999999963CCCCCCCCCCCCCC	True
XXXX	XXXX	CCCCCCCCCCCC99999999999999999633CCCC	CCCCCCCCCCCC99999999999999999633CCCC	True
XXXX	XXXX	CCCCCCCCCC999633CCCCCCCCCCCCCCCCCCC3	CCCCCCCCCC999633CCCCCCCCCCCCCCCCCCC3	True
XXXX	XXXX	CCCCCCC99999999999963CCCCCCCCCCCCCCC	CCCCCCC99999999999963CCCCCCCCCCCCCCC	True
XXXX	XXXX	CCCCC3CC3C3CCCC999999999963CCCCNNNNN	CCCCC3CC3C3CCCC999999999963CCCC	False
XXXX	XXXX	CCC333633CC333333333333C3CCCCCCCCC99	CCC333633CC333333333333C3CCCCCCCCC99	True
XXXX	XXXX	CCCCCCCC999999999999633CCCCCCCCCC999	CCCCCCCC999999999999633CCCCCCCCCC999	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
XXXX	XXXX	CCCCCCCCCCCCC9999999999996333CCCCCCC	CCCCCCCCCCCCC9999999999996333CCCCCCC	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCCC99999666633CC6669	CCCCCCCCCCCCCCCCCCC99999666633CC6669	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCCCCCCCCC99996633CCC	CCCCCCCCCCCCCCCCCCCCCCCCC99996633CCC	True
XXXX	XXXX	CCCCCCCCCC9966699999999999663333C33C	CCCCCCCCCC9966699999999999663333C33C	True
XXXX	XXXX	CCCCCCCC9999999999666333CCCCCCCCCC3C	CCCCCCCC9999999999666333CCCCCCCCCC3C	True
XXXX	XXXX	CCCCCCCC3CC9999999999996396363336333	CCCCCCCC3CC9999999999996396363336333	True
XXXX	XXXX	CCCCCCCCC33CCCC999963CCCC99999963CCC	CCCCCCCCC33CCCC999963CCCC99999963CCC	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCC963CCCCCCCCCNNNNNN	CCCCCCCCCCCCCCCCCC963CCCCCCCCC	False
XXXX	XXXX	CCCCCCCCCCCCCCCCCCCCCCC99996333CCCCC	CCCCCCCCCCCCCCCCCCCCCCC99996333CCCCC	True
XXXX	XXXX	CCCCCCCCCCCCCCC3CCCCCCCCCCCCCCCCCCCC	CCCCCCCCCCCCCCC3CCCCCCCCCCCCCCCCCCCC	True
XXXX	XXXX	CCCCCCCCCCCCCCC3CCCCCCCCCCC333333669	CCCCCCCCCCCCCCC3CCCCCCCCCCC333333669	True
XXXX	XXXX	CCCCCCCCCC99999999963CCCCCCCCCCCCCCC	CCCCCCCCCC99999999963CCCCCCCCCCCCCCC	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
XXXX	XXXX	CCCCCCCCCCCC9999999966663CCCNNNNNNNN	CCCCCCCCCCCC9999999966663CCC	False
XXXX	XXXX	CCCCCCCC999999999963CCCCCCCCCCCCCCCC	CCCCCCCC999999999963CCCCCCCCCCCCCCCC	True
XXXX	XXXX	CCCCC9999999999999999999963C63C96399	CCCCC9999999999999999999963C63C96399	True
XXXX	XXXX	CCCC99999999999999999999999639633333	CCCC99999999999999999999999639633333	True
XXXX	XXXX	CCCCCCC63C33C99999999999963CC3C3CCCC	CCCCCCC63C33C99999999999963CC3C3CCCC	True
XXXX	XXXX	CCCCCC3CCCC99999999963CCCCCCCCCCCCCC	CCCCCC3CCCC99999999963CCCCCCCCCCCCCC	True
XXXX	XXXX	CCCCC33CCCCCCCCCCCCCCCCCCCCCCC999996	CCCCC33CCCCCCCCCCCCCCCCCCCCCCC999996	True
XXXX	XXXX	3CCCCCCCCCCCCCCCCCCCC966963333633333	3CCCCCCCCCCCCCCCCCCCC966963333633333	True
XXXX	XXXX	CCCCCCCCCC3CCCCC63CCCCCCCCCC633CCCCC	CCCCCCCCCC3CCCCC63CCCCCCCCCC633CCCCC	True
XXXX	XXXX	CCCCCCCCCCCCCCCC99999999963C3C333336	CCCCCCCCCCCCCCCC99999999963C3C333336	True
XXXX	XXXX	CCCCCCCCC9999996966663C9999999999963	CCCCCCCCC9999996966663C9999999999963	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCC63CCCCCCCCCCCC3CCC	CCCCCCCCCCCCCCCCCC63CCCCCCCCCCCC3CCC	True
XXXX	XXXX	CCCCCC63CCC9999999996639963999663C63	CCCCCC63CCC9999999996639963999663C63	True
XXXX	XXXX	3CCCCC633399963C3C99963C69633C3C9999	3CCCCC633399963C3C99963C69633C3C9999	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCCCCCCC9999999966996	CCCCCCCCCCCCCCCCCCCCCCC9999999966996	True
XXXX	XXXX	CCCCCCCC999966996633333CCCCC99999666	CCCCCCCC999966996633333CCCCC99999666	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCCCCCC3CC333CC33C3CC	CCCCCCCCCCCCCCCCCCCCCC3CC333CC33C3CC	True
XXXX	XXXX	CCCCCCCCC999999999999999999996999963	CCCCCCCCC999999999999999999996999963	True
XXXX	XXXX	CCCCCCCCCCCCCCC3999999999999633CC999	CCCCCCCCCCCCCCC3999999999999633CC999	True
XXXX	XXXX	CCCCCCCCCCCCCCCC999999999966363CCCCC	CCCCCCCCCCCCCCCC999999999966363CCCCC	True
XXXX	XXXX	CCCCCC99999963CCC6333CCCCCCCCCCCCCCC	CCCCCC99999963CCC6333CCCCCCCCCCCCCCC	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
XXXX	XXXX	CCCCC6399999999963CC666333363663CC63	CCCCC6399999999963CC666333363663CC63	True
XXXX	XXXX	CCCCCCCCCC99999999999999999999999999	CCCCCCCCCC99999999999999999999999999	True
XXXX	XXXX	CCCCCCCCCCCC63CCCCCCCCCCCCCCCCCC9999	CCCCCCCCCCCC63CCCCCCCCCCCCCCCCCC9999	True
XXXX	XXXX	CCCC63CCCCCC999963CC9999999999963C99	CCCC63CCCCCC999963CC9999999999963C99	True
XXXX	XXXX	CCCCCCCC9999999999999963CCCCCCCCCCCC	CCCCCCCC9999999999999963CCCCCCCCCCCC	True
XXXX	XXXX	CCCCCCCCCCC999663C3CC3CCCC9999633333	CCCCCCCCCCC999663C3CC3CCCC9999633333	True
XXXX	XXXX	CCCCCC633C33CCCCCCCCCCCCCCCCCCCC3CCC	CCCCCC633C33CCCCCCCCCCCCCCCCCCCC3CCC	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC33C	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC33C	True
XXXX	XXXX	CCCCCCCCCCCCCCCC99963CCCCCCCCCCCCCCC	CCCCCCCCCCCCCCCC99963CCCCCCCCCCCCCCC	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCCCCCCC9999999966666	CCCCCCCCCCCCCCCCCCCCCCC9999999966666	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCCCCCCC999999963CCCC	CCCCCCCCCCCCCCCCCCCCCCC999999963CCCC	True
XXXX	XXXX	CCCCCCCCCCCCC99999963CCCCCCCCCCCCCCC	CCCCCCCCCCCCC99999963CCCCCCCCCCCCCCC	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCCCC3969633CCCCCCCCC	CCCCCCCCCCCCCCCCCCCC3969633CCCCCCCCC	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCCCCCCC366363CC63CC9	CCCCCCCCCCCCCCCCCCCCCCC366363CC63CC9	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCCC3CCCCCCCCCCCC6333	CCCCCCCCCCCCCCCCCCC3CCCCCCCCCCCC6333	True
XXXX	XXXX	CCCCCCC3CCC3C3CCCC99999996666663CC36	CCCCCCC3CCC3C3CCCC99999996666663CC36	True
XXXX	XXXX	3CC3C3C3CCCC63699633C363CCCCCCCCCC99	3CC3C3C3CCCC63699633C363CCCCCCCCCC99	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCCCCCCCCCC9996966363	CCCCCCCCCCCCCCCCCCCCCCCCCC9996966363	True
XXXX	XXXX	CCC3CCCCCCCCCCCC99999999999999999999	CCC3CCCCCCCCCCCC99999999999999999999	True
XXXX	XXXX	CCCCCCCCCC99663CCCCCC66399633CCCC363	CCCCCCCCCC99663CCCCCC66399633CCCC363	True
XXXX	XXXX	CCCCCCCC99999999999963CC3CCC3C3C3C3C	CCCCCCCC99999999999963CC3CCC3C3C3C3C	True
XXXX	XXXX	CCCCCCCCCCCCCCC999999999999999999999	CCCCCCCCCCCCCCC999999999999999999999	True
XXXX	XXXX	CCCCC99999996633999963CCCC33CCCCC999	CCCCC99999996633999963CCCC33CCCCC999	True
XXXX	XXXX	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
XXXX	XXXX	CCCCCCCCCCCCCCC9999999963C99996333CC	CCCCCCCCCCCCCCC9999999963C99996333CC	True
XXXX	XXXX	CCCCCCCCCCC6369999999999999963CC3CC3	CCCCCCCCCCC6369999999999999963CC3CC3	True
XXXX	XXXX	C33CCC333C3C33C3CCCCCC3CCCC3CCCC33C6	C33CCC333C3C33C3CCCCCC3CCCC3CCCC33C6	True
XXXX	XXXX	C33CCCCC9999999963CCCCCCCCCCCCCCCCCC	C33CCCCC9999999963CCCCCCCCCCCCCCCCCC	True
XXXX	XXXX	C33333CCC9999996333966633CC9663333CC	C33333CCC9999996333966633CC9663333CC	True
XXXX	XXXX	C33366699999963C99963CCCC33CC33CCC33	C33366699999963C99963CCCC33CC33CCC33	True
XXXX	XXXX	C3C3C3CCCCCCCC9999963NNNNNNNNNNNNNNN	C3C3C3CCCCCCCC9999963	False
XXXX	XXXX	C333333CCCCCCCCCCC999999666696966633	C333333CCCCCCCCCCC999999666696966633	True
XXXX	XXXX	CC3CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	CC3CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
XXXX	XXXX	CC3CCCCCCC3CCCC999999999996996669996	CC3CCCCCCC3CCCC999999999996996669996	True
XXXX	XXXX	CC3CCC333363333999999999999999999999	CC3CCC333363333999999999999999999999	True
XXXX	XXXX	C33C339999999999963CCC696633333CCCCC	C33C339999999999963CCC696633333CCCCC	True
XXXX	XXXX	C3CCCCCCCCCCCC9999963C3CCCCCC9999999	C3CCCCCCCCCCCC9999963C3CCCCCC9999999	True
XXXX	XXXX	C363CCCCCC99999996663663699663633399	C363CCCCCC99999996663663699663633399	True
XXXX	XXXX	C3CCCCCCCCCCCCCC99999999996396333999	C3CCCCCCCCCCCCCC99999999996396333999	True
XXXX	XXXX	C633CCC9996363CC9999663CCCC69639633C	C633CCC9996363CC9999663CCCC69639633C	True
XXXX	XXXX	C3CCCCCC9999999999999633C96363639933	C3CCCCCC9999999999999633C96363639933	True
XXXX	XXXX	C63CC9999996999999996C63336669633333	C63CC9999996999999996C63336669633333	True
XXXX	XXXX	C33CCCCCCC9999633CCCCCCC999999963333	C33CCCCCCC9999633CCCCCCC999999963333	True
XXXX	XXXX	C3636363CC699633CCCC3666699999999999	C3636363CC699633CCCC3666699999999999	True
XXXX	XXXX	C3C3CCC99999999999999963CC963CC63CCC	C3C3CCC99999999999999963CC963CC63CCC	True
XXXX	XXXX	C3333CCCCCCCCCCCCCCCCCCCC99999966633	C3333CCCCCCCCCCCCCCCCCCCC99999966633	True
XXXX	XXXX	C3CCCCCC3CCCCC3CCCCCCCC99999963CCCCC	C3CCCCCC3CCCCC3CCCCCCCC99999963CCCCC	True
XXXX	XXXX	C3C3C3CC3CCCCCCCCCCCCCCCC3CCCCCCC3CC	C3C3C3CC3CCCCCCCCCCCCCCCC3CCCCCCC3CC	True
XXXX	XXXX	CC3CCCCCCCCC999999996333C3CCCC3CCCCC	CC3CCCCCCCCC999999996333C3CCCC3CCCCC	True
XXXX	XXXX	C33C3CCCCCCCCC9999999999999999636999	C33C3CCCCCCCCC9999999999999999636999	True
XXXX	XXXX	C33C3CC3CCC99999999999999999663663CC	C33C3CC3CCC99999999999999999663663CC	True
XXXX	XXXX	C33333333399999699999999999999999999	C33333333399999699999999999999999999	True
XXXX	XXXX	CC33CCCCCCCCCCCCCCCCCCCCCCCC99999999	CC33CCCCCCCCCCCCCCCCCCCCCCCC99999999	True
XXXX	XXXX	CC3CCCCCCC69999999999999999666333333	CC3CCCCCCC69999999999999999666333333	True
XXXX	XXXX	C3CC33CCC99999963C3CC3C3C3633C3C363C	C3CC33CCC99999963C3CC3C3C3633C3C363C	True
XXXX	XXXX	CC9669696696999699999699996996999999	CC9669696696999699999699996996999999	True
XXXX	XXXX	C3C3C3C3C9999999963CCC6633C3CCCC3CCC	C3C3C3C3C9999999963CCC6633C3CCCC3CCC	True
XXXX	XXXX	C3CCCCCCCCCCCCCCCCCC999996366333C633	C3CCCCCCCCCCCCCCCCCC999996366333C633	True
XXXX	XXXX	C3C3CCC99999996366663CC3C3CCCCCCCCCC	C3C3CCC99999996366663CC3C3CCCCCCCCCC	True
XXXX	XXXX	C3C33CCCC999999999999636363CC633C999	C3C33CCCC999999999999636363CC633C999	True
XXXX	XXXX	CC3333CCCCC33C3333333333333333333366	CC3333CCCCC33C3333333333333333333366	True
XXXX	XXXX	CC33C3CCC6999996999963CCCC33CCCCCC3C	CC33C3CCC6999996999963CCCC33CCCCCC3C	True
XXXX	XXXX	C33C3CCCCCCC33666963C66333CCCCCCCCCC	C33C3CCCCCCC33666963C66333CCCCCCCCCC	True
XXXX	XXXX	CC33CC9999999999963CC999996663CCC36C	CC33CC9999999999963CC999996663CCC36C	True
XXXX	XXXX	C363C369969996363CC3CC963C63C33C9633	C363C369969996363CC3CC963C63C33C9633	True
XXXX	XXXX	C3CC9996363C3663CCCCCC99999666666336	C3CC9996363C3663CCCCCC99999666666336	True
XXXX	XXXX	C3CCCCCCCCCCCCCCCCCCCC33CCCCCCCCC999	C3CCCCCCCCCCCCCCCCCCCC33CCCCCCCCC999	True
XXXX	XXXX	CC3CCCCCCCC9633C39669999999999696666	CC3CCCCCCCC9633C39669999999999696666	True
XXXX	XXXX	C33CCC99999999963C3CCCC963C999999999	C33CCC99999999963C3CCCC963C999999999	True
XXXX	XXXX	C3CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	C3CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
XXXX	XXXX	CC3C3CCCCCC99999996333C63C99999996CC	CC3C3CCCCCC99999996333C63C99999996CC	True
XXXX	XXXX	CC3CCCCCC963CCC963C963CCCCCCCCCCCC3C	CC3CCCCCC963CCC963C963CCCCCCCCCCCC3C	True
XXXX	XXXX	C333CCCC363969999996333CCCC3CCCC3C33	C333CCCC363969999996333CCCC3CCCC3C33	True
XXXX	XXXX	C33333333333666699996633333333333333	C33333333333666699996633333333333333	True
XXXX	XXXX	C3CCC9999999999999999999999999999999	C3CCC9999999999999999999999999999999	True
XXXX	XXXX	CC63CCCCC63CCCCC99963CCCCCCCCCCCC999	CC63CCCCC63CCCCC99963CCCCCCCCCCCC999	True
XXXX	XXXX	CC333CCCCCCCCC33CCCCCCCCCCCCCCCCCCCC	CC333CCCCCCCCC33CCCCCCCCCCCCCCCCCCCC	True
XXXX	XXXX	C3CCCCCCCC99999996633C3CCCCCCCCCCC99	C3CCCCCCCC99999996633C3CCCCCCCCCCC99	True
XXXX	XXXX	C3CC36999999999999999999999999999999	C3CC36999999999999999999999999999999	True
XXXX	XXXX	C63CCCCCCCC63333C33CCCCCC3CCCC3C6333	C63CCCCCCCC63333C33CCCCCC3CCCC3C6333	True
XXXX	XXXX	C63CC3C3C3C63C3CC9963CCCCCC999999999	C63CC3C3C3C63C3CC9963CCCCCC999999999	True
XXXX	XXXX	C3CCCCCC9999999999963C3CCCCCCCCCCCCC	C3CCCCCC9999999999963C3CCCCCCCCCCCCC	True
XXXX	XXXX	CC3CCCC9999999999999633333333333333C	CC3CCCC9999999999999633333333333333C	True
XXXX	XXXX	C333CC3CCCCCCCCC33C336636333363C33CC	C333CC3CCCCCCCCC33C336636333363C33CC	True
XXXX	XXXX	C3CCCCCC3CCC333CCCCCCCC663333333C333	C3CCCCCC3CCC333CCCCCCCC663333333C333	True
XXXX	XXXX	C3C3C3C336CC63C99999699999999963CC99	C3C3C3C336CC63C99999699999999963CC99	True
XXXX	XXXX	CC3C3CCCCCCCC6999969963C3CCC3C3C9636	CC3C3CCCCCCCC6999969963C3CCC3C3C9636	True
XXXX	XXXX	CC66663333333333C9999999999999999999	CC66663333333333C9999999999999999999	True
XXXX	XXXX	C3333CCCCCCCCCCCCCCCCC99996633CCCCCC	C3333CCCCCCCCCCCCCCCCC99996633CCCCCC	True
XXXX	XXXX	CC3333333333333633333639993363363633	CC3333333333333633333639993363363633	True
XXXX	XXXX	C963CCCCC9999999963CCC3C3C3CCCCC963C	C963CCCCC9999999963CCC3C3C3CCCCC963C	True
XXXX	XXXX	C33CCC3CCCCC3CCCCCC63CC99969633C33C6	C33CCC3CCCCC3CCCCCC63CC99969633C33C6	True
XXXX	XXXX	CC3CCCC33CCC3C9999996363663CCCCCCCCC	CC3CCCC33CCC3C9999996363663CCCCCCCCC	True
XXXX	XXXX	CC33C3CCCC33CC3CCCCCCCCC999999999996	CC33C3CCCC33CC3CCCCCCCCC999999999996	True
XXXX	XXXX	C99633C63969696363C9999633CC39963C63	C99633C63969696363C9999633CC39963C63	True
XXXX	XXXX	C66633336666666666333C6369999963CCCC	C66633336666666666333C6369999963CCCC	True
XXXX	XXXX	CC3C63CC999999999963CCCCCCCCCCCCCCCC	CC3C63CC999999999963CCCCCCCCCCCCCCCC	True
XXXX	XXXX	C333CC3C3333333333633333C633C63C3333	C333CC3C3333333333633333C633C63C3333	True
XXXX	XXXX	C3CCC3CCC363399969666699966996696699	C3CCC3CCC363399969666699966996696699	True
XXXX	XXXX	C963CC63CC9699963C999969996963C99996	C963CC63CC9699963C999969996963C99996	True

Adjusted Vendor Strings	Adjusted Match
CCCCCCCC9999999999963CCCCCCCCC33CCCC	True
CCCCCC99999999999999999999999633C3CC	True
CCCCCCC999999999999633CCC3CCCCCCCCCC	True
CCCCCCC999999999996663C3C33CCC333CCC	True
CCCCCCCC999999999999963CCCCCCCCCCCCC	True
CCCCC3C3C3CCCCCCCCCCC999963CC9999999	True
3CCC963C3CC999999996999963CC3C63C63C	True
CCCCCC999999999999999633333333CCCCC9	True
CCCC999999999999999963333CCCCCCCCCCC	True
3CCCCCCCCCCC999999966666336633333CC6	True
CCCC9999999999999999963336633333333C	True
CCCCCC999999999999966666666966336333	True
CCCC99999999999999963C333C33CCCCCCCC	True
CCCC99999999999999963CCCC3CCCCCCCCCC	True
CCCC99999999999999963CCCCCCCCCCCCCCC	True
CCCCCCCCCCCCCC99999999963333C999663C	True
CCCCCCCCCC3663333CCCCCCCCCCCCCCCC999	True
CCCC36699999999999999996666333333CCC	True
CCCCCC999999999999996CCCCCCCC3663333	True
CCCCCCCC3CCCCC3CCCCCCCC3999999999999	True
CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
CCCCC9999999999999999999963C99999999	True
CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
CCCCCCCC99999999663CCCCCC3CCCCCCCCC3	True
CCCCCC999999999999963CCCCCCCCCCCCCCC	True
CCCC99999999999999963CC9999996966666	True
CCCC99999999999999963C3CCCC333CCC3CC	True
CCCCCC9999999999999996633333CC3C3CCC	True
CCCCCCCC93669969969996696999966963CC	True
CCCCCCCCCC33333333CCCC969999663363C6	True
CCCCCCCCCC9999999966633CCCCCCCC99999	True
CCCCC3CCCC33C999999996CC33CC3CCCCCC3	True
CCCCCCCC333CC39639999999999999999999	True
CCCCCCCCCC3CCCCCCCCCCCCCCCCCCCCCC999	True
CCCCCCCCCC3CCCCCCCCCCCCCCCCCCC999999	True
CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC9	True
CCCCCCC999999999999963CCCCCCCCCCCCCC	True
CCCC69999999999999999999999999999999	True
CCCCCCCCCCCC999999963CCCCCCCCCCCCCCC	True
CCC3CC999999999966639663C3C3CCC333CC	True
CCCCC96333CCC33333CCC333333CC33CCCC3	True
CCCCC9999999999999999963CCCCCCC36966	True
CCCCCCCCCCCCCCCCC3CCCCCCCCCCCCCCCCCC	True
3CCCCCCCC99999999963CCC33C3CCC3CCCCC	True
CCCCCCCCC33333CCCCCCCCCCCCCC66363333	True
CCCC999999999999999663CCCCCCCCCCCC39	True
CCCC99999999999999999999999999999699	True
CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
CCCCCCC99999999999963CC3CCCCCCCCCCCC	True
CCCCC9999999999999663CCCCCCC3CCC3C3C	True
CCCCCCCCCC99999999999999699999999999	True
3CCCCCCCC9663333CCCCCCCCCCCCCCCC9999	True
CCCCCCCCCCCCCCCCCCCCCCCCC3CCCCCCCCCC	True
CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
CCCCCCCC99999999999999963C3CCCCCCCCC	True
CCCC9999999999999999633333333CCC3C33	True
CCCCCC999999999999963CC9999999999999	True
CCCC999963633CCCCCC63669999966663333	True
CCCCCCCC3333333CCCCC333339633363C33C	True
CCCCC999999999999999633333333CCCCC3C	True
CCCCCCCCCCC99999996666333C33C9966366	True
CCCCCCC63C3C3C3CC3CC99963C63C363CC63	True
CCCCCCCC999999999969966963999999663C	True
CCCCCCCCCC99999999963CCCCCCCCCC99999	True
3CCCC333CCCCCCCCCC999999963C33CCCCCC	True
CCCCCCCCC999999999999999999999999999	True
CCCC99999999999999963CCCCCCCCCCCCCCC	True
CCCCCCCCCCCC333339966639633363333CCC	True
CCCC99999999999999963CCCCCCCCCC99999	True
3CCCC3CC33C3CCCCCCCCCCC9999999999999	True
CCCCCCCCCC99999999963CCCCCCCCCCCCCCC	True
CCCCCCCC9999999999963CCCCCCCCCCCCCCC	True
CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
CCCCCCCCC339996999963C9633633C99963C	True
CCCCCCCCCCCCCC3C99999999999999999999	True
CCCCCCCCC999999663CCCCCCCCCCCCCCCCCC	True
CCCCCCCCCCCCCCCCCCCCCC9999996C3CCCCC	True
CCC3CCC3C33CCC99996333CCCCCCCCCCCCCC	True
CCCC99999999999999999999999999999999	True
CCCCCCCC9999999963C963C963CCC63C63CC	True
CCCCC3C33CCCCCCC999999996963C6363CCC	True
CCCCC999999999999963CCCCCCCC99999999	True
CCCCCCC33333333333C3C3C33CC3333C3333	True
CCC6333CCCC999999663C39699963CCCCC99	True
CCCCCCCC9999999999639996396396396363	True
CCCCCCC999999999699963CCCCCC33336699	True
CCCCCC999999999999963CCCCCCCCCCCCCCC	True
CCCC33CCC999999999999999999996633CC3	True
CCCCC99999999999999963CCCC9999999999	True
CCCCCCCCC639633999969969696696966363	True
CCCC3666999999633CCCCCCC3C3CC9996333	True
CCCCC9999999999999999999999999999999	True
CCCCC9999999999999963C63C63C63CC633C	True
CCCC99999999999999963CCCCCCC99999999	True
CCCCCCCCCC3CCC99999999963CCCCCCCCCCC	True
CCCCC9999999999999996333333C333CC333	True
CCCC3CCCCCCCC9999963CCCC63C3C3CCCCCC	True
CCCCCCCCCCC3C63CCCCCCCCCCCCCC3CCCCCC	True
CCCCCCCCC9999999999999999999963CCCCC	True
CCCCCCCCCC63CC9999963CCCCCCCCCCCCCCC	True
CCCCCCCCCC99999999999999999999999999	True
3CC363C39999999999996666636333666336	True
CCCCCC3CC99999633333CC3CC99999963CC6	True
CCC333633C3CC3CCCCCCCCCCC3C999663666	True
CCCCCCCCCCCCCCCCCCCCCCCCCCC3333CCCC3	True
3CCCCCC3CCCCCCC3CCCCCCCC3C3C633C33CC	True
CCCCCC33C999999999999999996363333CCC	True
CCCCCC333333CCCCCC99963CCCCCCCCCCCCC	True
CCCCCCCCCCCCCCC3CCCC3CCCCCCC333CCCCC	True
CCCCCCCCCC33966666999996636333333CCC	True
CCCCCCCCCCC99999999963CCCCCCCCCCCCCC	True
CCCCCCCCCC3C3333CCCCCC3CC999666633C9	True
CCCCC9999999999999999999999663CCCCCC	True
CCCCCCCCC999999999963CCCCCCCCCCCCC96	True
CCCCCC99963CC99999963CCCCCCC3C33C3CC	True
CCCCCCC99963C99999963CCCCCCCCCCCCCCC	True
CCCCCCCCCC999999963CCCCCCCCCCCCCCCCC	True
CCC33633C3CC999999963CCCC66333333333	True
CCCC99999999999999999999999C3CCCCCCC	True
CCCC33333333669999999999999999999996	True
CCCCCCCC999999963CCCC3363CC33CC3C3CC	True
CCC363CCCCC9999999963C33CCCCCCCCCCCC	True
CCCCCCCC9999999999963CCCCCCCCCCCCCCC	True
CCCCC9999999999999963CCCCCCCCC336699	True
CCCCCCCCCC99999999996333333333333333	True
CCCCCCCC99999999963CCCCCCCCCCCCCCCCC	True
CCCCCCCC33CC3CCCCCCCCC99999996663CCC	True
CCCC999999999999999999999633C3CC9999	True
CCCC99999999999963CCCCC96633333CCCC3	True
CCCCCCCCCCCCC9999666963CCCCCCCC963C9	True
3CCC966666966363333333339999966C6999	True
CCCC99999999999999963CCCCCCCCCCCCCCC	True
CCCCCCCCCC99999999963CCCCCCCCCCCCCCC	True
CCCCC999999999999999999C3CC369999999	True
CCCC3CCCCCCCCCCCC9996999999963333333	True
CCCC3C999999999963C3CC99963CC9999633	True
CCCCCCC3366999963C963CCCCCCCCCC3CCCC	True
CCCCC9999999999999963CCCCCCCCCCCCCCC	True
CCCCCCC99999999999663CCCCCCCCCCCCCCC	True
CCCC99999999999999963CCCCCCCCCCCCCCC	True
CCCCCCCCC999999999999999999639969636	True
CCCCCCCCCCCCCCCCCCCCCCCC999999999999	True
CCCC99999999999999963CCCCC63CCCCCCCC	True
CCCCCCCCCCC99999999963CCCC3CCCCCCCCC	True
CCCCCCC3C333C3CCCCCCCCCC999999999999	True
CCCCC3333CCCCCCCCCCCCCCCCCCCCCCC9999	True
CCCCCCCCCCC9999999963CCCCCCCCCCCCCCC	True
CCCCCCCCCCCCCCCCCC3CCCCCCCCCCCCCCCCC	True
CCCCCCCCCCC99999999999963CCCCCCCCCCC	True
CCCC3CCCCCC99999999999999999639963CC	True
CCCCCCC99999999963CC3CCCCCCCCCCCCCCC	True
CCCCCCCCCCC999999363CCCCCCCCCCCCCCCC	True
CCC3CCCCCC3CC699996633C9966969696666	True
CCCCCCCC9999999963CCCCCCCCCCCCCCCCCC	True
CCCCCC9999999999999633333CCCCCCCCCCC	True
CCCCCCCCCC99999999963CCCCCCCCCCCCCCC	True
CCCCCCC999999999999963CCC3CCCCCCCCCC	True
CCCC99999999999999963CCCCCCCCCCCCCCC	True
CCCCCCC999999999999963CCCCCCCCCCC999	True
CCCCC9999999999999963CCCCCCCCCCCCCCC	True
CCCCCCCCC963CCCC99963C33369663333633	True
CCCCCCC99999999963CCCCCCCCCCCCCCCCCC	True
CCCCCCC99999999963CCCCCCCCCCCCCCCCCC	True
CCCCCCCCC3CCCCCCCCCCCCCCCCCCCC999996	True
CCCCCC999999999999999963C33333333333	True
CCCCCCCCCC99999999963633CCCCCCCCCCCC	True
CCCCCCC999999999963CCCCCCCCCCCC39999	True
CCCCCCC9999999963963CCCCCCCCCCC99999	True
CCCCCC3CCCCCCCCCCCCCCCCCCCCCCCCC9CCC	True
CCCCC99999999999999963CCC3CCCCCCCCCC	True
CCCCCC33333CCCCC3CCC333CCCCCCCCCCC33	True
CCCCCCCCC9999999999999999666633C33CC	True
CCCCCCC333633333333CCCC9999999999999	True
CCCCCCC9999999999999999999999963CCCC	True
CCCCCCCCCCCCCCCC9963CCCCCCCCCCCCCCCC	True
CCCCC999999999999999999963CCCCCCCCCC	True
CCCCCC999999999999963CCC3CC3CC63CCCC	True
CCCC3CCCCCCCCCCCCCCCC3CCCCCC633CCC99	True
CCCCCCCCCCCCCCCC9999996333663CCCCCCC	True
CCCCCCCCCCCCCC9999963CCC963333CCCC33	True
CCCCCCCCCCCCCC99999999999963333CC33C	True
3CCC963CC3663699999699999666963CCCCC	True
CCCCC99999999999999963CCC333CCCCCCCC	True
CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
CCCCCCCCC33999963CC33CCCCCCCCCCCC3CC	True
CCCC99999963C99999963CCCCCC	True
CCCCCCC99999999999963	True
CCCCCCCCCCCCCCCC99963	True
CCCCCCCCCCCCCCCC99999999999999999999	True
CCCCCCCCCCCCCCCCCC399999999999996966	True
CCCCCCCCCCC9999999999999999999999999	True
CCC33CCCCC3C33CC33C33CCC333CCCCCCCC3	True
CCCCCCCCCCCCCCCCCCCCCC39666333333333	True
CCCCCCCCCCC963CC333CCCCCCCCCCCCCCCCC	True
CCCCCCC333CCCCCCCCC999999963CCCCCCCC	True
CCCCCC9999999999963CCCCCCCCCCCC39996	True
CCCCCCCCCC3CCCCCCCCCCCCCC9999963CCCC	True
CCCCCCCCCCCC633CCCC99999999699966333	True
CCCCCCCCCCCCCCCCCCC99999999666636663	True
CCCC3CCCC9999963C9963CCCCCCCCCCCCC3C	True
CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
CCCCCCCCCCCCCC99999963C3CCCC66663CC3	True
CCCCCCCCCCCC99999999999999999999963C	True
CCCCCCCCCC99999999999999999999999999	True
CCCCCCCCCCCCCCC999999999999999999999	True
CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC3	True
CCCCCC3CCC99636969696369963333CC9996	True
CCCCCCCC33CC9999999963C9999999963CCC	True
CCCCCCCCCCCC9999999999963C3CCCCCCCCC	True
CCCCCCCCCCCCCCCCCCCCCC99963C96666633	True
CCCCCCCCC9999963C3CCCC3CCCCCCCCCCC99	True
CCC333C3CC3CCCCCCCCCCCCCC99999963366	True
CCCCCCCCCCCCCCCCC663CCCCCCCCCCCCCCCC	True
CCCC3C3CCCC9999999633C3CCC3C3C3C33C3	True
CCCCCCCCC963C63C63C963C3C63C3CCCCCCC	True
CCCCCCCCCCCCCCCCCCCCCC99999636336333	True
CCCCCCCCCCCC999999963CCCCCCCCCCCCCCC	True
CCCCCCCCCCCC99999999963CCCCCCCCCCCCC	True
CCCCCCCCCCCCCCCCCCC99999633C33663633	True
CCCCCCC9963C963C999633CC999999999996	True
CCCCCC6999999999999996663CCC33999999	True
CCCCCCCCCC99999999963633669999996333	True
CCCCCCCCCCC9999999999999999999999999	True
3CCCCCC999999633CCC63CCCC99999999699	True
CCCCCCCCCCCC9999999999966C333CC363CC	True
CCCCCCCCCC3996333C336333333333333333	True
CCCCCCCCCCCC99999999999963CCCCCCCCCC	True
CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
CCCCCCCCCCCCCCCCCCCCCCCC999999999999	True
CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
CCCCCCCCCCCCCCCCCCCCCCCCCC9999633333	True
CCCCCCCCC999999999999999999999999999	True
CCCCC99999999999999999996999633C9999	True
CCCCCCCCCCCCCC333CCCCCCCCCCCCC3CC3CC	True
3CC3CCCCCC33C3C6333CCCC3C3C33C3CCC33	True
CCCCCCCCCCCCC6996663333333333CC333C3	True
CCCCCCCCCCC99999999963CCCCCCCCCCCCCC	True
CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
CCCCCCCCCC3CCCC3CCCCCCC3333333333333	True
CCCCCCCCC999969663C3CCCCCCC3CCCCCCCC	True
CCCCCCCCCC99999696333CCCCCCCCCCCCCCC	True
CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
CCCCCCCCCCCCCCCC9996696333C966396333	True
CCCCCCCCCCCCC99699666633363366963366	True
CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
CCCCC9999999999963CCCCCCCCCC33CC33CC	True
CCCCC99999999999999963CCCC333CCCC333	True
CCCCCCCCCC3CCCC999663CCCCCCC9999963C	True
CCC36399999999999999963C3333333CC33C	True
CCCC9999999999999999963C999999999999	True
CCCCCCCCCCCCCCCCCC963CCCCCCCCCCCCCCC	True
CCCCCCCCCCCCCCCCC6999963CCCCCCCCCCCC	True
CCCCC399999999999999999999999963C63C	True
CCCCCCC39999999999969663CCC396399999	True
CCCCCCCCC9999999999996666633363663C9	True
CCCCC99999963CC9999999999963CCCCCCCC	True
CCCCCCCCCCCCCC9999999999999999999999	True
CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC999	True
CCCCCCCCCCCCCCCCCCCCCCC99963CCCCCCCC	True
CCCCCCCCCCCCCCCCCCCCCCCCCCCCCC999996	True
CCC63CCCCCCCCCCCCCCCCCCCCCCCCC999999	True
CCCCCCCCCCCC363C99963CCCCCCCCCCCCCCC	True
CCCCCCCCCCC99999999999996633CCCCCCCC	True
CCCCCCCC99999999963CCCCCCCCCCCCCCCCC	True
CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
CCCCCCCCCCC3CCCCCCCCCCCCCCC999633333	True
CCCCCCCCCCCCCCCCCCCCCCCCCCC999999999	True
CCC3C63366663CC999963CCCCCCCCCCCCCCC	True
CCCCCCC9999999999963CCC3CCCCCCCCCCC3	True
CCC3CCCCCC99999999996966633C3C336636	True
CCCCCCCCC999999999999663CCCCCCCCCCCC	True
CCCCCCCCCC669636663CCCCCCCC999999999	True
CCCCCC999999999999999999999999999999	True
CCCCCCCCCCCCCCCCCCC3CCCCCCCCCCCCCCCC	True
CCCC33336699999999999999999999999999	True
CCCCCCCCC999999999999666666666633333	True
CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
CCCCC999999999999999996663CCC9999999	True
CCCCCCCCCCCC99999963CCCCCCCCCCCCCCCC	True
CCCCCCCCCCCCCCC9999999999633C9999396	True
CCCCC9999999999999999963339999663336	True
CCCCCCCCCCCCCCCC999999963CCCCCCCCCCC	True
CCC3CCCC9999999999999999999999999999	True
CCCCCCCCCCCCCCC99999999966663333C333	True
CCCCCCCCCC3CCCCCCC999999999999999999	True
3CCC99999999999999999633CC3333333333	True
CCCCCC999999999999963C63C3C3CC963CC3	True
CCCCCCCCCCCCCCC99999999999996996363C	True
CCCCCCCCC9999999963C3CCCCCCCCCCCC63C	True
CCCCCCCCCCCCCCCCCCCCCCC9996336333C96	True
CCCCC9999999999999969699663C96636333	True
CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC99	True
CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
CCCCCCCCCCCCCC3CCCCCCC99999999966633	True
CCCC3C3CCC3CCCCCCC99999633CC3CCCCCCC	True
CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
CCCCCCCCCCCCCCCCCCCCCCCC999963CCCCCC	True
CCCCCCCCCCC9996396639999999999999999	True
CCCCCCCCC33333333CCCCCC9999999666333	True
CCCCCCC33369999999999999999999999999	True
CCCCCCCCCCCCCC9999963CCCCCCCCCCCCCCC	True
CCCCCCCCC999696399999999999999999666	True
CCCCC3999999696999999999999999999999	True
CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
CCCCCC9999999999999963CCCCCCCCCCC333	True
CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
CCCC99999999999999999999999999999999	True
3CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
CCC3CCCCC63C9999996633CC9999966CC33C	True
CCCCCCCCCCCCCCCCCC9633CC9996666333C3	True
CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
CCCCCCCCCC333CCCCCCC9999999999666333	True
CCCCCCCCCCCCC99999999999999639999999	True
CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC3C	True
CCCCCCC3CCC966633CC999996996633CC363	True
3CCCC9999999999999669639939963C3C3C3	True
CCCCC3CCCCCCCCCC99999999999999999999	True
CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
CCCCCCC66996669999999999999999999999	True
CCCCCCCCCCCCCC9999963CCCCCCCCCCCCCCC	True
CCCCCCCCCCCCCCC3CCCCCCCC999999999999	True
CCCCCCCCCCCCCCCCCCCCCCCCCCCC99999663	True
CCCCCC663C9999999999996336333333CCC9	True
CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
CCCCCCC3CCCCCCCCCCCCCC99999966336699	True
CCCCCCCCCCCCCCCCCC999996666669669666	True
CCCC63CCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
CCCCCCCCC999999999999999999999996333	True
CCCCCCCCCCCCCCCCCCCC999633CCCCCCCCCC	True
CCCCCCCCCCCCCCCCCCC3C9999996333C3CCC	True
CCCCCCC999963CCC3CCCCCCCCCCCCCCCCCCC	True
CCCCCCCCCCCCCCCCC9999999999999999999	True
CCCCCC3CCCCCC3CCCCC3CCCCCCCCCCC3C33C	True
CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
CCCCCCCCCC3CCC9999963CCCCCCCCCCCCCCC	True
CCCCCCCCCCC99999999999999999999963C9	True
CCCCC9999999999999999999999999999966	True
CCCCCCCCCCCCCCCCCCC999996333CCC33333	True
CCCCCCCCCCCCCC999C633333CCCCCCCCCCCC	True
CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
CCCCCCCCCCCCCCCC99999999963CCCCCCCCC	True
CCCCCCCCCCCC999999963633C963C3663333	True
CCCCCCCCCCCCCCCC3CC3C3CCCCCCCC3CCCCC	True
CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
CCCCCCCCCC99999999999999963CCCCCCCCC	True
CCCCCCCCCCCCCCC3CCCCCC633C3399999633	True
CCCCCCCCCCCCC3C999999999999999999999	True
CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
CCCCCCC9999999963CCCCCC33333CC33CCCC	True
CCCCCC3CCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
CCCCCC3C3CC3639633CC99996633CCCCCCCC	True
CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
CCCCCCCCCCCCCCCC99999999999999966996	True
CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
CCCCCC9999999999996333CCCCCCCCCCCCCC	True
CCCCCCCCCC9999999963C333CCCCCCCCCCCC	True
CCCCCCCCCCCCCCCC99639966669636363963	True
CCCCCCCCCCCCCCCCCCCCCC3CCCCCCCCCCCCC	True
CCCCCCCCCC99999999963CCCCCCCCCCCCCCC	True
CCCCCCCCCCCCC3CCCCCC996633CCCCCCCCCC	True
CCCCCCCCCCC99999963CCCCCC3CCCC33333C	True
CCCCCCC9999663CCCCCCCCCCCCCCCCCCCCCC	True
CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
CCCCCCC3CCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC33	True
CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
CCCCC9999999999999963C63369999963CC6	True
CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC99666	True
CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
CCCCCCCCCCCCCC99999996633C3CCCC3CC63	True
CCCCCCCCCCCCC3CCCCCCCCCCCCCCCCCCCCCC	True
CCCCCCC3C3CCCC3C3CCCCCCCC99999666666	True
CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
CCCCCCCC99999963663333333C9999639636	True
CCCCCCCCCCCCCCC3CCCCCC9999633CCC3333	True
CCCCCCCCCCCC999999963CCCCCCCCCCCCCCC	True
CCCCCCCC999999999996633363CCCCC99999	True
CCCCCCCCCCCCCCCCCCCC999996333333CCCC	True
CCCC33CC999999996699999663333CCC9999	True
CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
CCCCC3CCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
CCCCCCCCCCCCCCCCCCCCCCCC999999999969	True
CCCCCCCCCCC9999999999666663C3CCCCCCC	True
CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
CCCCCCCCCCCCCCC999963CCCCCC9999663CC	True
CCCCCCCCCCCCC3C3996669666333CCCCCCCC	True
CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
CCCCCCC999999999999963CCCC3CCCCCCCCC	True
CCCCCCCCCCCCCCCCCC999999999999999999	True
CCCCCCCCCCCC333C33CC33CC3CCCCCCC3CCC	True
CCCCCCCCCC33333333333333333366666666	True
CCCCCCCCCC99999999963CCCCCCCCCCCCCC9	True
CCCCCCCCCC3C3CC999999999999996399633	True
CCCCCCCCC9999999999963663333CCC333CC	True
CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
CCCCCCC9999999999999963CCC39663CC666	True
CCCCCCCCCCCCCCC9633C33CCCCCCCCCCCCCC	True
CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC333	True
3CCCCCC99999999966333C3CCCCCCCCCCCCC	True
CCCC99999999963CCCCCCCCCCCCCCCCCCCCC	True
CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
CCCCCCCCCC3CCCCCCCCCCC3C999996999999	True
CCCCCCCC9999999999999633C3C363999999	True
CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
CCCCCCC3C3CC3C33CCCCCCCCC3CCCCCCCCCC	True
CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
CCCCCCCCCCCCCCCCCCCCCC63333CCC3C3CC3	True
CCCCCCCCCCCCCCCCCCCCCCCCCCCC966333C3	True
CCCCCCCCCCCCCCCCCCCCCCCCCCCCC633C663	True
CCCCCCCCCCCC999999963CC9999999999996	True
CCCCCCCCC9999999999963CCCCCCCCC3CC3C	True
CCCCCCCCC99999999996363363CC3333CCC6	True
CCCCCC9999999999963CCCCCCCCCCCCCCCCC	True
CCCCCCCCCCCCCCCC9963CCCC999966666636	True
CCCCCCCCCCCCCC3C999963CCCCCCCCCCCCCC	True
CCCCC63CCC3333CCCCCCCCCCCCCCCCCCCCCC	True
CCCCCCCCCCCC99999999633CCCCCCCCCCCCC	True
CCCCCCCCC99999963C3CCCCCC3CCCCCCCCCC	True
CCCCCCCCCCCC999999963CCCCCCCCCCCCCCC	True
CCCCCCCCCCCCCC99999963CCCCCCCCCCCCCC	True
CCCCCCCCCCC3C36399699999999999999999	True
CCCCCCCCCCCCCCCC33CCCCCCC99999663C63	True
CCCCCCCCCCCCCCCCCCCCCCCC999996663CCC	True
CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
CCCCCCC999999963CC99999999996333CCCC	True
CCCCCCCCCC966369996666966666966669CC	True
CCCCCCCCCCCC3C9999999999999999999996	True
CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
CCCCCCCCCCCC999999963CC3C3C33C3CCC33	True
CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
CCCCCC63CCCC9999999999999996399996CC	True
CCCC3CCCCCCCCCC3CCCCCCCCCCC99999963C	True
CCCCCCCCCCCCCCCCCCCCCCCCCCC999999999	True
CCC33C3C999999963CCCC999996363369996	True
CCCCCC3C63CC99999999999963C999999996	True
CCCCCCCCCCCCCCCCCCCCCCC999999999963C	True
CCCCCCCCCC3CCC999999963CCCC3CCCCCCCC	True
3CCCCCCCCCC9999999963CCCCCCC3CCCCC3C	True
CCCCCC3CCCC9933C9639999663333CCCCCCC	True
CCCCCCCCCCCCC99999996333633663333333	True
CCCCC9999999996966666666669999999966	True
CCCCCCCCCCCCCCCCCCCCCCC663CCCCCCCCCC	True
CCCC3C3C963C3CC999999999963CCCCCCCC3	True
CCCCCCCCCCCCCCCCCC999999999999963CCC	True
CCCCCCC3CC3CC663333CCCCCC3C99963CCCC	True
CCCCCCCCCCCCC9999963CCCCCCCCCCCCCCCC	True
CCCCCCCCCCCCCCC9999963CC9999963C33C3	True
CCCCCCC9999999996999663CC3C3C33C3C33	True
CCCCCCCCCCCCCCCCCCCCCC99999666663CCC	True
CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
CCCCCCCCCCCCCCCCCCC999996333CCCCCCCC	True
CCCCCCCCCCCCCCCCCCCCCCCCC3CCCCCC9999	True
CCCCCCCCCCCCCCC999963CCCCCCCCCCCCCCC	True
CCCCCCCCCCCC33CCCCC9999666663333363C	True
CCCCCCCCCCCCCCCCCCCCCC999963363CC3CC	True
CCCCCCCCCCCCCCCCCCCC9999963333333CCC	True
CCCCCCCCCCCCCCCCCCCCCC999636333CCCC3	True
CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
CCCCCCCCCCCCCCCCCCCCCCCCCCC33333C333	True
CCCCCC999999699999999966633C363CCCC3	True
CCC333CCCCCCCCCCCCCC9999663CCCCCCCCC	True
CCCCC999999963CCCC33CCCCCCCC99996666	True
CCCCCCCCCCCCCCC999999999999999999999	True
CCCCCCCCCC36699999999999999999999999	True
CCCCCCCCCCCCCCCCCCCCCCC99999663CCCCC	True
CCCC333CC99999999999999999963963CCCC	True
CCCC3333CC3CCCCCC99999663CCC3CCCCCCC	True
CCCCCC63CCCCCCCCCC9963CCC3C6999963C	True
CCCCCCCC9999999999963CCCC99999999999	True
CCCCCCC33669999999999999999999999999	True
CCCCCCCCCCCC999999963C3CCC3CCCCCCC3C	True
CCCCCCCCCCCCC9999999999999999633CC3C	True
CCCCCCC99999999999963CCCCCCCCCCCCCCC	True
CCCCCCCCCCC9999999963CCCCCCCCCCCCCCC	True
CCCCCCCCCCCCCCCCCCCCCC99999696966666	True
CCCCCCCCCCCCCCCCCC963CCCCCC999999666	True
CCCCCCCCCCCC99999963CCCCCCCCCCCCCCCC	True
CCCCCCCCCCCCCCCCCC99999999963CC99969	True
CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
CCCCCCCCCCCCCCCCCCCCCCCCC9999963333C	True
CCCCC9999963CCCC99963CC333C3CCCCC33C	True
CCCCCCCCCCCC99999999999936CCC3CCC33C	True
CCCCCCCCCCCCCCCCCC663CCCCCCCCCCCCCCC	True
CCCCCCCCCCCCCCCC6633396666363636663C	True
3CCCCCCCCC33336699963C3CCCCCC3CC3CCC	True
CCCCCCCCCC3CCCCCC9999999636336633CCC	True
CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
CCC3CCCCCCCCCCCCCCCCCCCC9CCCCCCCCCCC	True
CCCCCCCCCCC6663366633663C3CCCCC3CCC3	True
CCCCCCCCCCC999999963CCCCCCCCCCCCCC3C	True
CCCCC3CCCC9999999963C99999999963C3C9	True
CCCCCCCCCCCCC99999999999999999999999	True
CCCCCCCCCCCCCCCCCCCCCCCCCCCCC3999999	True
CCCCCC33C33CC9999999999999999999663C	True
CCCCCCCCCC3CCCCCCC963CCC9999963CCCCC	True
CCCCCCCCCCCCCCC999963CCCCCCCCCCCCCCC	True
CCCCCCCCCCCC99999999999999996333333C	True
CCCCCCCCCCCCCCCCCCCCCCC99999963C3CCC	True
3CCCCCCCCCCCCCCC9999633333CCCCCCCCCC	True
CCCCC99999999999963CCC399933333CC333	True
CCC33CC9999999633CCCC3CCCCCCCCCCC333	True
CCCCC3366699999999999999999999999999	True
CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
CCCCCC999999996333C33333333333333333	True
CCC33CCCCCCCCCCCC3CCCC99999999999999	True
CCCCCC99999963CCCCCCC33C3CCCCCCCCCCC	True
CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
CCCCCC3663C69999999963CC999999999669	True
CCCCCCCCCC9999999999633CC3C3CCCCCCCC	True
CCCCCCCCCCC99999999963CCCCCCCCCCCCCC	True
CCCCCCCCCCCC99999999999999999633CCCC	True
CCCCCCCCCC999633CCCCCCCCCCCCCCCCCCC3	True
CCCCCCC99999999999963CCCCCCCCCCCCCCC	True
CCCCC3CC3C3CCCC999999999963CCCC	True
CCC333633CC333333333333C3CCCCCCCCC99	True
CCCCCCCC999999999999633CCCCCCCCCC999	True
CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
CCCCCCCCCCCCC9999999999996333CCCCCCC	True
CCCCCCCCCCCCCCCCCCC99999666633CC6669	True
CCCCCCCCCCCCCCCCCCCCCCCCC99996633CCC	True
CCCCCCCCCC9966699999999999663333C33C	True
CCCCCCCC9999999999666333CCCCCCCCCC3C	True
CCCCCCCC3CC9999999999996396363336333	True
CCCCCCCCC33CCCC999963CCCC99999963CCC	True
CCCCCCCCCCCCCCCCCC963CCCCCCCCC	True
CCCCCCCCCCCCCCCCCCCCCCC99996333CCCCC	True
CCCCCCCCCCCCCCC3CCCCCCCCCCCCCCCCCCCC	True
CCCCCCCCCCCCCCC3CCCCCCCCCCC333333669	True
CCCCCCCCCC99999999963CCCCCCCCCCCCCCC	True
CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
CCCCCCCCCCCC9999999966663CCC	True
CCCCCCCC999999999963CCCCCCCCCCCCCCCC	True
CCCCC9999999999999999999963C63C96399	True
CCCC99999999999999999999999639633333	True
CCCCCCC63C33C99999999999963CC3C3CCCC	True
CCCCCC3CCCC99999999963CCCCCCCCCCCCCC	True
CCCCC33CCCCCCCCCCCCCCCCCCCCCCC999996	True
3CCCCCCCCCCCCCCCCCCCC966963333633333	True
CCCCCCCCCC3CCCCC63CCCCCCCCCC633CCCCC	True
CCCCCCCCCCCCCCCC99999999963C3C333336	True
CCCCCCCCC9999996966663C9999999999963	True
CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
CCCCCCCCCCCCCCCCCC63CCCCCCCCCCCC3CCC	True
CCCCCC63CCC9999999996639963999663C63	True
3CCCCC633399963C3C99963C69633C3C9999	True
CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
CCCCCCCCCCCCCCCCCCCCCCC9999999966996	True
CCCCCCCC999966996633333CCCCC99999666	True
CCCCCCCCCCCCCCCCCCCCCC3CC333CC33C3CC	True
CCCCCCCCC999999999999999999996999963	True
CCCCCCCCCCCCCCC3999999999999633CC999	True
CCCCCCCCCCCCCCCC999999999966363CCCCC	True
CCCCCC99999963CCC6333CCCCCCCCCCCCCCC	True
CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
CCCCC6399999999963CC666333363663CC63	True
CCCCCCCCCC99999999999999999999999999	True
CCCCCCCCCCCC63CCCCCCCCCCCCCCCCCC9999	True
CCCC63CCCCCC999963CC9999999999963C99	True
CCCCCCCC9999999999999963CCCCCCCCCCCC	True
CCCCCCCCCCC999663C3CC3CCCC9999633333	True
CCCCCC633C33CCCCCCCCCCCCCCCCCCCC3CCC	True
CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC33C	True
CCCCCCCCCCCCCCCC99963CCCCCCCCCCCCCCC	True
CCCCCCCCCCCCCCCCCCCCCCC9999999966666	True
CCCCCCCCCCCCCCCCCCCCCCC999999963CCCC	True
CCCCCCCCCCCCC99999963CCCCCCCCCCCCCCC	True
CCCCCCCCCCCCCCCCCCCC3969633CCCCCCCCC	True
CCCCCCCCCCCCCCCCCCCCCCC366363CC63CC9	True
CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
CCCCCCCCCCCCCCCCCCC3CCCCCCCCCCCC6333	True
CCCCCCC3CCC3C3CCCC99999996666663CC36	True
3CC3C3C3CCCC63699633C363CCCCCCCCCC99	True
CCCCCCCCCCCCCCCCCCCCCCCCCC9996966363	True
CCC3CCCCCCCCCCCC99999999999999999999	True
CCCCCCCCCC99663CCCCCC66399633CCCC363	True
CCCCCCCC99999999999963CC3CCC3C3C3C3C	True
CCCCCCCCCCCCCCC999999999999999999999	True
CCCCC99999996633999963CCCC33CCCCC999	True
CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
CCCCCCCCCCCCCCC9999999963C99996333CC	True
CCCCCCCCCCC6369999999999999963CC3CC3	True
C33CCC333C3C33C3CCCCCC3CCCC3CCCC33C6	True
C33CCCCC9999999963CCCCCCCCCCCCCCCCCC	True
C33333CCC9999996333966633CC9663333CC	True
C33366699999963C99963CCCC33CC33CCC33	True
C3C3C3CCCCCCCC9999963	True
C333333CCCCCCCCCCC999999666696966633	True
CC3CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
CC3CCCCCCC3CCCC999999999996996669996	True
CC3CCC333363333999999999999999999999	True
C33C339999999999963CCC696633333CCCCC	True
C3CCCCCCCCCCCC9999963C3CCCCCC9999999	True
C363CCCCCC99999996663663699663633399	True
C3CCCCCCCCCCCCCC99999999996396333999	True
C633CCC9996363CC9999663CCCC69639633C	True
C3CCCCCC9999999999999633C96363639933	True
C63CC9999996999999996C63336669633333	True
C33CCCCCCC9999633CCCCCCC999999963333	True
C3636363CC699633CCCC3666699999999999	True
C3C3CCC99999999999999963CC963CC63CCC	True
C3333CCCCCCCCCCCCCCCCCCCC99999966633	True
C3CCCCCC3CCCCC3CCCCCCCC99999963CCCCC	True
C3C3C3CC3CCCCCCCCCCCCCCCC3CCCCCCC3CC	True
CC3CCCCCCCCC999999996333C3CCCC3CCCCC	True
C33C3CCCCCCCCC9999999999999999636999	True
C33C3CC3CCC99999999999999999663663CC	True
C33333333399999699999999999999999999	True
CC33CCCCCCCCCCCCCCCCCCCCCCCC99999999	True
CC3CCCCCCC69999999999999999666333333	True
C3CC33CCC99999963C3CC3C3C3633C3C363C	True
CC9669696696999699999699996996999999	True
C3C3C3C3C9999999963CCC6633C3CCCC3CCC	True
C3CCCCCCCCCCCCCCCCCC999996366333C633	True
C3C3CCC99999996366663CC3C3CCCCCCCCCC	True
C3C33CCCC999999999999636363CC633C999	True
CC3333CCCCC33C3333333333333333333366	True
CC33C3CCC6999996999963CCCC33CCCCCC3C	True
C33C3CCCCCCC33666963C66333CCCCCCCCCC	True
CC33CC9999999999963CC999996663CCC36C	True
C363C369969996363CC3CC963C63C33C9633	True
C3CC9996363C3663CCCCCC99999666666336	True
C3CCCCCCCCCCCCCCCCCCCC33CCCCCCCCC999	True
CC3CCCCCCCC9633C39669999999999696666	True
C33CCC99999999963C3CCCC963C999999999	True
C3CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC	True
CC3C3CCCCCC99999996333C63C99999996CC	True
CC3CCCCCC963CCC963C963CCCCCCCCCCCC3C	True
C333CCCC363969999996333CCCC3CCCC3C33	True
C33333333333666699996633333333333333	True
C3CCC9999999999999999999999999999999	True
CC63CCCCC63CCCCC99963CCCCCCCCCCCC999	True
CC333CCCCCCCCC33CCCCCCCCCCCCCCCCCCCC	True
C3CCCCCCCC99999996633C3CCCCCCCCCCC99	True
C3CC36999999999999999999999999999999	True
C63CCCCCCCC63333C33CCCCCC3CCCC3C6333	True
C63CC3C3C3C63C3CC9963CCCCCC999999999	True
C3CCCCCC9999999999963C3CCCCCCCCCCCCC	True
CC3CCCC9999999999999633333333333333C	True
C333CC3CCCCCCCCC33C336636333363C33CC	True
C3CCCCCC3CCC333CCCCCCCC663333333C333	True
C3C3C3C336CC63C99999699999999963CC99	True
CC3C3CCCCCCCC6999969963C3CCC3C3C9636	True
CC66663333333333C9999999999999999999	True
C3333CCCCCCCCCCCCCCCCC99996633CCCCCC	True
CC3333333333333633333639993363363633	True
C963CCCCC9999999963CCC3C3C3CCCCC963C	True
C33CCC3CCCCC3CCCCCC63CC99969633C33C6	True
CC3CCCC33CCC3C9999996363663CCCCCCCCC	True
CC33C3CCCC33CC3CCCCCCCCC999999999996	True
C99633C63969696363C9999633CC39963C63	True
C66633336666666666333C6369999963CCCC	True
CC3C63CC999999999963CCCCCCCCCCCCCCCC	True
C333CC3C3333333333633333C633C63C3333	True
C3CCC3CCC363399969666699966996696699	True
C963CC63CC9699963C999969996963C99996	True

Client Name:	Freddie Mac
Client Project Name:	2022_SCRT_1A & 1B
Start - End Dates:	11/2021 - 01/2022
Deal Loan Count:	6,677
Loans with Data Variances:	280
Data Discrepancy

Deal ID	Freddie Mac Loan Number	Servicer Loan ID	Data Source	Field Label	Field ID	Servicer Field Value	DD Vendor Field Value	DD Vendor Comment
2022_SCRT_1B	XXX	XXX	MOD	Future Step Rates	M07	XXX	XXX	The target modification provided is a FRM.
2022_SCRT_1B	XXX	XXX	MOD	Future Step Dates	M08	XXX	XXX	The target modification provided is a FRM.
2022_SCRT_1B	XXX	XXX	MOD	Future Step Rates	M07	XXX	XXX	Field value reflects the source document
2022_SCRT_1B	XXX	XXX	MOD	Future Step Rates	M07	XXX	XXX	Field value reflects the source document
2022_SCRT_1B	XXX	XXX	MOD	Future Step Rates	M07	XXX	XXX	Field value reflects the source document
2022_SCRT_1B	XXX	XXX	MOD	Future Step Rates	M07	XXX	XXX	Field value reflects the source document
2022_SCRT_1B	XXX	XXX	MOD	Future Step Dates	M08	XXX	XXX	Field value reflects the source document
2022_SCRT_1B	XXX	XXX	MOD	Future Step Dates	M08	XXX	XXX	Field value reflects the source document
2022_SCRT_1B	XXX	XXX	MOD	Future Step Dates	M08	XXX	XXX	Field value reflects the source document
2022_SCRT_1B	XXX	XXX	MOD	Future Step Dates	M08	XXX	XXX	Field value reflects the source document
2022_SCRT_1A	XXX	XXX	MOD	Mod First Payment Date	M01	XXX	XXX	The audited mod data is inline with the most recent, executed modification.
2022_SCRT_1A	XXX	XXX	MOD	Mod Maturity Date	M02	XXX	XXX	The audited mod data is inline with the most recent, executed modification.
2022_SCRT_1A	XXX	XXX	MOD	Mod Maturity Date	M02	XXX	XXX	Field value reflects source document
2022_SCRT_1A	XXX	XXX	MOD	DPM First Payment Date	M06	XXX	XXX	The deferred first payment date reflects the most recent deferral dated dated XX/XX/XXXX.
2022_SCRT_1A	XXX	XXX	MOD	Non-Interest Bearing UPB at Month End	M03	XXX	XXX	No forgiveness located to account for the deferred variance of $XXXX.
2022_SCRT_1A	XXX	XXX	MOD	Mod Maturity Date	M02	XXX	XXX	The current maturity date is per the correction modification.
2022_SCRT_1A	XXX	XXX	MOD	Mod First Payment Date	M01	XXX	XXX	Field Value reflects First Payment Date per the Modification agreement
2022_SCRT_1B	XXX	XXX	MOD	Mod First Payment Date	M01	XXX	XXX	Field Value reflects First Payment Date per the Modification agreement
2022_SCRT_1B	XXX	XXX	MOD	Mod Maturity Date	M02	XXX	XXX	The audited modification maturity date is in line with the most recent, executed modification.
2022_SCRT_1B	XXX	XXX	MOD	Mod First Payment Date	M01	XXX	XXX	Field Value reflects First Payment Date per the Modification agreement
2022_SCRT_1B	XXX	XXX	MOD	Mod First Payment Date	M01	XXX	XXX	Field Value reflects First Payment Date per the Modification agreement
2022_SCRT_1B	XXX	XXX	MOD	Non-Interest Bearing UPB at Month End	M03	XXX	XXX	Evidence of forgiveness to account for the deferred variance was not provided.
2022_SCRT_1B	XXX	XXX	MOD	DPM First Payment Date	M06	XXX	XXX	Field value reflects source document
2022_SCRT_1B	XXX	XXX	MOD	DPM First Payment Date	M06	XXX	XXX	Field value reflects source document
2022_SCRT_1B	XXX	XXX	MOD	DPM First Payment Date	M06	XXX	XXX	Field value reflects source document
2022_SCRT_1B	XXX	XXX	MOD	Mod First Payment Date	M01	XXX	XXX	The audited modification first payment date is in line with the most recent executed modification.
2022_SCRT_1B	XXX	XXX	MOD	Mod First Payment Date	M01	XXX	XXX	The mod first payment date is per the extension agreement.
2022_SCRT_1B	XXX	XXX	MOD	DPM First Payment Date	M06	XXX	XXX	Field value reflects source document
2022_SCRT_1B	XXX	XXX	MOD	Mod First Payment Date	M01	XXX	XXX	The loan was modified with a subsequent XXXX CHASE extension.
2022_SCRT_1B	XXX	XXX	MOD	Mod First Payment Date	M01	XXX	XXX	The audited modification first payment date is in line with the most recent executed modification.
2022_SCRT_1B	XXX	XXX	MOD	Mod Current Interest Rate	M04	XXX	XXX	The audited rate is inline with the most recent modification provided.
2022_SCRT_1B	XXX	XXX	MOD	Non-Interest Bearing UPB at Month End	M03	XXX	XXX	No forgiveness located to account for the deferred variance of $XXXX.
2022_SCRT_1B	XXX	XXX	MOD	DPM First Payment Date	M06	XXX	XXX	Field value reflects source document
2022_SCRT_1B	XXX	XXX	MOD	Mod First Payment Date	M01	XXX	XXX	The first payment date reflects First Payment Date per the Modification agreement.
2022_SCRT_1B	XXX	XXX	MOD	Mod First Payment Date	M01	XXX	XXX	The audited modification date is in line with the most recent, executed modification. HAMP BACKUP mod.
2022_SCRT_1B	XXX	XXX	MOD	Mod First Payment Date	M01	XXX	XXX	The current servicing modification first payment date appears to be related to a prior modification.
2022_SCRT_1A	XXX	XXX	MOD	Mod First Payment Date	M01	XXX	XXX	Field Value reflects First Payment Date per the Modification agreement
2022_SCRT_1A	XXX	XXX	MOD	Mod First Payment Date	M01	XXX	XXX	Field Value reflects First Payment Date per the Modification agreement
2022_SCRT_1A	XXX	XXX	MOD	Mod Maturity Date	M02	XXX	XXX	Field value reflects source document
2022_SCRT_1B	XXX	XXX	MOD	Mod Current P&I	M05	XXX	XXX	Field value reflects source document
2022_SCRT_1A	XXX	XXX	NMOD_FIX	Note Date	F01	XXX	XXX	Construction to Perm loan. Original and current data taken from most recent agreement in file.
2022_SCRT_1A	XXX	XXX	NMOD_FIX	Note Date	F01	XXX	XXX	Field Value reflects Note Date per the Note
2022_SCRT_1A	XXX	XXX	NMOD_FIX	Maturity Date	F02	XXX	XXX	Field value reflects source document
2022_SCRT_1A	XXX	XXX	NMOD_FIX	Maturity Date	F02	XXX	XXX	Field value reflects source document
2022_SCRT_1A	XXX	XXX	NMOD_FIX	Note Date	F01	XXX	XXX	Field Value reflects Note Date per the Note
2022_SCRT_1A	XXX	XXX	NMOD_FIX	Note Date	F01	XXX	XXX	Construction to Perm loan. Original and current terms taken from most recent agreement in file.
2022_SCRT_1A	XXX	XXX	NMOD_FIX	Note Date	F01	XXX	XXX	Field Value reflects Note Date per the Note
2022_SCRT_1A	XXX	XXX	NMOD_FIX	Note Date	F01	XXX	XXX	Field Value reflects Note Date per the Note
2022_SCRT_1A	XXX	XXX	NMOD_FIX	Note Date	F01	XXX	XXX	Field Value reflects Note Date per the Note
2022_SCRT_1A	XXX	XXX	NMOD_FIX	Note Date	F01	XXX	XXX	Field Value reflects Note Date per the Note
2022_SCRT_1A	XXX	XXX	NMOD_FIX	DPM First Payment Date	F05	XXX	XXX	File includes deferral letter and Tape data provides a Deferred Principal Mod First Payment date
2022_SCRT_1A	XXX	XXX	NMOD_FIX	Note Date	F01	XXX	XXX	Field Value reflects Note Date per the Note
2022_SCRT_1A	XXX	XXX	NMOD_FIX	DPM First Payment Date	F05	XXX	XXX	Request additional review. File includes a deferral letter and Tape data provides a Deferred Principal Mod First Payment Date.
2022_SCRT_1A	XXX	XXX	NMOD_FIX	Maturity Date	F02	XXX	XXX	Field value reflects source document
2022_SCRT_1A	XXX	XXX	NMOD_FIX	Note Date	F01	XXX	XXX	Field Value reflects Note Date per the Note
2022_SCRT_1A	XXX	XXX	NMOD_FIX	Note Date	F01	XXX	XXX	Field Value reflects Note Date per the Note
2022_SCRT_1A	XXX	XXX	NMOD_FIX	Note Date	F01	XXX	XXX	Field Value reflects Note Date per the Note
2022_SCRT_1A	XXX	XXX	NMOD_FIX	Note Date	F01	XXX	XXX	Field Value reflects Note Date per the Note
2022_SCRT_1A	XXX	XXX	NMOD_FIX	Note Date	F01	XXX	XXX	Field Value reflects Note Date per the Note
2022_SCRT_1A	XXX	XXX	NMOD_FIX	Maturity Date	F02	XXX	XXX	Field value reflects source document
2022_SCRT_1A	XXX	XXX	NMOD_FIX	Maturity Date	F02	XXX	XXX	Field value reflects source document
2022_SCRT_1A	XXX	XXX	NMOD_FIX	Note Date	F01	XXX	XXX	Field Value reflects Note Date per the Note
2022_SCRT_1A	XXX	XXX	NMOD_FIX	Maturity Date	F02	XXX	XXX	Field value reflects source document
2022_SCRT_1A	XXX	XXX	NMOD_FIX	Note Date	F01	XXX	XXX	Field Value reflects Note Date per the Note
2022_SCRT_1A	XXX	XXX	NMOD_FIX	Note Date	F01	XXX	XXX	Field Value reflects Note Date per the Note
2022_SCRT_1A	XXX	XXX	NMOD_FIX	Non-Interest Bearing UPB at Month End	F06	XXX	XXX	Per Letter dated XX/XX/XXXX
2022_SCRT_1A	XXX	XXX	NMOD_FIX	Note Date	F01	XXX	XXX	Field Value reflects Note Date per the Note
2022_SCRT_1A	XXX	XXX	NMOD_FIX	Maturity Date	F02	XXX	XXX	Field value reflects source document
2022_SCRT_1A	XXX	XXX	NMOD_FIX	Note Date	F01	XXX	XXX	Field Value reflects Note Date per the Note
2022_SCRT_1A	XXX	XXX	NMOD_FIX	Note Date	F01	XXX	XXX	Field Value reflects Note Date per the Note
2022_SCRT_1A	XXX	XXX	NMOD_FIX	Note Date	F01	XXX	XXX	Field Value reflects Note Date per the Note
2022_SCRT_1A	XXX	XXX	NMOD_FIX	Note Date	F01	XXX	XXX	Field Value reflects Note Date per the Note
2022_SCRT_1A	XXX	XXX	NMOD_FIX	Note Date	F01	XXX	XXX	Field Value reflects Note Date per the Note
2022_SCRT_1A	XXX	XXX	NMOD_FIX	Note Date	F01	XXX	XXX	Field Value reflects Note Date per the Note
2022_SCRT_1A	XXX	XXX	NMOD_FIX	Note Date	F01	XXX	XXX	Field Value reflects Note Date per the Note
2022_SCRT_1A	XXX	XXX	NMOD_FIX	Note Date	F01	XXX	XXX	Field Value reflects Note Date per the Note
2022_SCRT_1A	XXX	XXX	NMOD_FIX	Note Date	F01	XXX	XXX	The note date was originally XXXX but was crossed out and XXXX was put in its' place.
2022_SCRT_1B	XXX	XXX	NMOD_FIX	Note Date	F01	XXX	XXX	Field Value reflects Note Date per the Note
2022_SCRT_1B	XXX	XXX	NMOD_FIX	Note Date	F01	XXX	XXX	Field Value reflects Note Date per the Note
2022_SCRT_1B	XXX	XXX	NMOD_FIX	Note Date	F01	XXX	XXX	Field Value reflects Note Date per the Note
2022_SCRT_1B	XXX	XXX	NMOD_FIX	Note Date	F01	XXX	XXX	Field Value reflects Note Date per the Note
2022_SCRT_1B	XXX	XXX	NMOD_FIX	Note Date	F01	XXX	XXX	Field Value reflects Note Date per the Note
2022_SCRT_1B	XXX	XXX	NMOD_FIX	Note Date	F01	XXX	XXX	Field Value reflects Note Date per the Note
2022_SCRT_1B	XXX	XXX	NMOD_FIX	Note Date	F01	XXX	XXX	Field Value reflects Note Date per the Note
2022_SCRT_1B	XXX	XXX	NMOD_FIX	Note Date	F01	XXX	XXX	Field Value reflects Note Date per the Note
2022_SCRT_1B	XXX	XXX	NMOD_FIX	Note Date	F01	XXX	XXX	Field Value reflects Note Date per the Note
2022_SCRT_1B	XXX	XXX	NMOD_FIX	Note Date	F01	XXX	XXX	Field Value reflects Note Date per the Note
2022_SCRT_1B	XXX	XXX	NMOD_FIX	Note Date	F01	XXX	XXX	Field Value reflects Note Date per the Note
2022_SCRT_1B	XXX	XXX	NMOD_FIX	Note Date	F01	XXX	XXX	Field Value reflects Note Date per the Note
2022_SCRT_1B	XXX	XXX	NMOD_FIX	Note Date	F01	XXX	XXX	Field Value reflects Note Date per the Note
2022_SCRT_1B	XXX	XXX	NMOD_FIX	Note Date	F01	XXX	XXX	Field Value reflects Note Date per the Note
2022_SCRT_1B	XXX	XXX	NMOD_FIX	Note Date	F01	XXX	XXX	Field Value reflects Note Date per the Note
2022_SCRT_1B	XXX	XXX	NMOD_FIX	Note Date	F01	XXX	XXX	Field Value reflects Note Date per the Note
2022_SCRT_1B	XXX	XXX	NMOD_FIX	Note Date	F01	XXX	XXX	Field Value reflects Note Date per the Note
2022_SCRT_1B	XXX	XXX	NMOD_FIX	Note Date	F01	XXX	XXX	Field Value reflects Note Date per the Note
2022_SCRT_1B	XXX	XXX	NMOD_FIX	Note Date	F01	XXX	XXX	Field Value reflects Note Date per the Note
2022_SCRT_1B	XXX	XXX	NMOD_FIX	Note Date	F01	XXX	XXX	Field Value reflects Note Date per the Note
2022_SCRT_1B	XXX	XXX	NMOD_FIX	Note Date	F01	XXX	XXX	Field Value reflects Note Date per the Note
2022_SCRT_1B	XXX	XXX	NMOD_FIX	Note Date	F01	XXX	XXX	Field Value reflects Note Date per the Note
2022_SCRT_1B	XXX	XXX	NMOD_FIX	Note Date	F01	XXX	XXX	Field Value reflects Note Date per the Note
2022_SCRT_1B	XXX	XXX	NMOD_FIX	Note Date	F01	XXX	XXX	Field Value reflects Note Date per the Note
2022_SCRT_1B	XXX	XXX	NMOD_FIX	Note Date	F01	XXX	XXX	Field Value reflects Note Date per the Note
2022_SCRT_1B	XXX	XXX	NMOD_FIX	Note Date	F01	XXX	XXX	Field Value reflects Note Date per the Note
2022_SCRT_1B	XXX	XXX	NMOD_FIX	Note Date	F01	XXX	XXX	Field Value reflects Note Date per the Note
2022_SCRT_1B	XXX	XXX	NMOD_FIX	Note Date	F01	XXX	XXX	Field Value reflects Note Date per the Note
2022_SCRT_1B	XXX	XXX	NMOD_FIX	Note Date	F01	XXX	XXX	Field Value reflects Note Date per the Note
2022_SCRT_1B	XXX	XXX	NMOD_FIX	Note Date	F01	XXX	XXX	Field Value reflects Note Date per the Note
2022_SCRT_1B	XXX	XXX	NMOD_FIX	Note Date	F01	XXX	XXX	Field Value reflects Note Date per the Note
2022_SCRT_1B	XXX	XXX	NMOD_FIX	Note Date	F01	XXX	XXX	Field Value reflects Note Date per the Note
2022_SCRT_1B	XXX	XXX	NMOD_FIX	Note Date	F01	XXX	XXX	Field Value reflects Note Date per the Note
2022_SCRT_1B	XXX	XXX	NMOD_FIX	Note Date	F01	XXX	XXX	Field Value reflects Note Date per the Note
2022_SCRT_1B	XXX	XXX	NMOD_FIX	Note Date	F01	XXX	XXX	Field Value reflects Note Date per the Note
2022_SCRT_1B	XXX	XXX	NMOD_FIX	Note Date	F01	XXX	XXX	Field Value reflects Note Date per the Note
2022_SCRT_1B	XXX	XXX	NMOD_FIX	Note Date	F01	XXX	XXX	Field Value reflects Note Date per the Note
2022_SCRT_1B	XXX	XXX	NMOD_FIX	Note Date	F01	XXX	XXX	Field Value reflects Note Date per the Note
2022_SCRT_1B	XXX	XXX	NMOD_FIX	Note Date	F01	XXX	XXX	Field Value reflects Note Date per the Note
2022_SCRT_1B	XXX	XXX	NMOD_FIX	Note Date	F01	XXX	XXX	Field Value reflects Note Date per the Note
2022_SCRT_1B	XXX	XXX	NMOD_FIX	Note Date	F01	XXX	XXX	Field Value reflects Note Date per the Note
2022_SCRT_1B	XXX	XXX	NMOD_FIX	Note Date	F01	XXX	XXX	Field Value reflects Note Date per the Security Instrument
2022_SCRT_1B	XXX	XXX	NMOD_FIX	Note Date	F01	XXX	XXX	Field Value reflects Note Date per the Note
2022_SCRT_1B	XXX	XXX	NMOD_FIX	Note Date	F01	XXX	XXX	Field Value reflects Note Date per the Note
2022_SCRT_1B	XXX	XXX	NMOD_FIX	Note Date	F01	XXX	XXX	Field Value reflects Note Date per the Note
2022_SCRT_1B	XXX	XXX	NMOD_FIX	Note Date	F01	XXX	XXX	Field Value reflects Note Date per the Note
2022_SCRT_1B	XXX	XXX	NMOD_FIX	Note Date	F01	XXX	XXX	Field Value reflects Note Date per the Note
2022_SCRT_1B	XXX	XXX	NMOD_FIX	Note Date	F01	XXX	XXX	Field Value reflects Note Date per the Note
2022_SCRT_1B	XXX	XXX	NMOD_FIX	Note Date	F01	XXX	XXX	Field Value reflects Note Date per the Note
2022_SCRT_1B	XXX	XXX	NMOD_FIX	Note Date	F01	XXX	XXX	Field Value reflects Note Date per the Note
2022_SCRT_1B	XXX	XXX	NMOD_FIX	Note Date	F01	XXX	XXX	Field Value reflects Note Date per the Note
2022_SCRT_1B	XXX	XXX	NMOD_FIX	Note Date	F01	XXX	XXX	Field Value reflects Note Date per the Note
2022_SCRT_1B	XXX	XXX	NMOD_FIX	Note Date	F01	XXX	XXX	Field Value reflects Note Date per the Note
2022_SCRT_1B	XXX	XXX	NMOD_FIX	Note Date	F01	XXX	XXX	Field Value reflects Note Date per the Note
2022_SCRT_1B	XXX	XXX	NMOD_FIX	Note Date	F01	XXX	XXX	Field Value reflects Note Date per the Note
2022_SCRT_1B	XXX	XXX	NMOD_FIX	Note Date	F01	XXX	XXX	Field Value reflects Note Date per the Note
2022_SCRT_1B	XXX	XXX	NMOD_FIX	Note Date	F01	XXX	XXX	Unable to verify due to missing information
2022_SCRT_1B	XXX	XXX	NMOD_FIX	Note Date	F01	XXX	XXX	Field Value reflects Note Date per the Note
2022_SCRT_1B	XXX	XXX	NMOD_FIX	Note Date	F01	XXX	XXX	Field Value reflects Note Date per the Note
2022_SCRT_1B	XXX	XXX	NMOD_FIX	Note Date	F01	XXX	XXX	Field Value reflects Note Date per the Note
2022_SCRT_1B	XXX	XXX	NMOD_FIX	Note Date	F01	XXX	XXX	Field Value reflects Note Date per the Note
2022_SCRT_1B	XXX	XXX	NMOD_FIX	Note Date	F01	XXX	XXX	Field Value reflects Note Date per the Note
2022_SCRT_1B	XXX	XXX	NMOD_FIX	Note Date	F01	XXX	XXX	Field Value reflects Note Date per the Note
2022_SCRT_1B	XXX	XXX	NMOD_FIX	Maturity Date	F02	XXX	XXX	Field value reflects source document
2022_SCRT_1B	XXX	XXX	NMOD_FIX	Note Date	F01	XXX	XXX	Field Value reflects Note Date per the Note
2022_SCRT_1B	XXX	XXX	NMOD_FIX	Note Date	F01	XXX	XXX	Field Value reflects Note Date per the Note
2022_SCRT_1B	XXX	XXX	NMOD_FIX	Note Date	F01	XXX	XXX	Field Value reflects Note Date per the Note
2022_SCRT_1B	XXX	XXX	NMOD_FIX	Note Date	F01	XXX	XXX	Field Value reflects Note Date per the Note
2022_SCRT_1B	XXX	XXX	NMOD_FIX	Note Date	F01	XXX	XXX	Field Value reflects Note Date per the Note
2022_SCRT_1B	XXX	XXX	NMOD_FIX	Note Date	F01	XXX	XXX	Field Value reflects Note Date per the Note
2022_SCRT_1B	XXX	XXX	NMOD_FIX	Original Loan Amount	F07	XXX	XXX	Field Value reflects the Note value
2022_SCRT_1B	XXX	XXX	NMOD_FIX	Note Date	F01	XXX	XXX	Field Value reflects Note Date per the Note
2022_SCRT_1B	XXX	XXX	NMOD_FIX	Note Date	F01	XXX	XXX	Field Value reflects Note Date per the Note
2022_SCRT_1B	XXX	XXX	NMOD_FIX	Note Date	F01	XXX	XXX	Field Value reflects Note Date per the Note
2022_SCRT_1B	XXX	XXX	NMOD_FIX	Note Date	F01	XXX	XXX	Field Value reflects Note Date per the Note
2022_SCRT_1B	XXX	XXX	NMOD_FIX	Note Date	F01	XXX	XXX	Field Value reflects Note Date per the Note
2022_SCRT_1B	XXX	XXX	NMOD_FIX	Note Date	F01	XXX	XXX	Field Value reflects Note Date per the Note
2022_SCRT_1B	XXX	XXX	NMOD_FIX	Note Date	F01	XXX	XXX	Field Value reflects Note Date per the Note
2022_SCRT_1B	XXX	XXX	NMOD_FIX	Note Date	F01	XXX	XXX	Field Value reflects Note Date per the Note
2022_SCRT_1B	XXX	XXX	NMOD_FIX	Note Date	F01	XXX	XXX	Field Value reflects Note Date per the Note
2022_SCRT_1B	XXX	XXX	NMOD_FIX	Note Date	F01	XXX	XXX	Field Value reflects Note Date per the Note
2022_SCRT_1B	XXX	XXX	NMOD_FIX	Note Date	F01	XXX	XXX	Field Value reflects Note Date per the Note
2022_SCRT_1B	XXX	XXX	NMOD_FIX	Note Date	F01	XXX	XXX	Field Value reflects Note Date per the Note
2022_SCRT_1B	XXX	XXX	NMOD_FIX	Note Date	F01	XXX	XXX	Field Value reflects Note Date per the Note
2022_SCRT_1B	XXX	XXX	NMOD_FIX	Note Date	F01	XXX	XXX	Field Value reflects Note Date per the Note
2022_SCRT_1B	XXX	XXX	NMOD_FIX	DPM First Payment Date	F05	XXX	XXX	Field value reflects source document
2022_SCRT_1B	XXX	XXX	NMOD_FIX	Note Date	F01	XXX	XXX	Field Value reflects Note Date per the Note
2022_SCRT_1B	XXX	XXX	NMOD_FIX	Note Date	F01	XXX	XXX	Field Value reflects Note Date per the Note
2022_SCRT_1B	XXX	XXX	NMOD_FIX	Note Date	F01	XXX	XXX	Field Value reflects Note Date per the Note
2022_SCRT_1A	XXX	XXX	NMOD_ARM	Note Date	A01	XXX	XXX	Field Value reflects Note Date per the Note
2022_SCRT_1A	XXX	XXX	NMOD_ARM	Interest Rate Life Min	A19	XXX	XXX	Field Value reflects 'Interest Rate Life Minimum' per the Note
2022_SCRT_1A	XXX	XXX	NMOD_ARM	Interest Rate Life Min	A19	XXX	XXX	Field Value reflects 'Interest Rate Life Minimum' per the Note
2022_SCRT_1A	XXX	XXX	NMOD_ARM	Interest Rate Life Min	A19	XXX	XXX	Field Value reflects 'Interest Rate Life Minimum' per the Note
2022_SCRT_1A	XXX	XXX	NMOD_ARM	Interest Rate Life Min	A19	XXX	XXX	Field Value reflects 'Interest Rate Life Minimum' per the Note
2022_SCRT_1A	XXX	XXX	NMOD_ARM	Interest Rate Periodic Cap	A16	XXX	XXX	Field Value reflects 'Interest Rate Periodic Cap' per the Note
2022_SCRT_1A	XXX	XXX	NMOD_ARM	Interest Rate Life Min	A19	XXX	XXX	Field Value reflects 'Interest Rate Life Minimum' per the Note
2022_SCRT_1A	XXX	XXX	NMOD_ARM	Interest Rate Life Min	A19	XXX	XXX	Field Value reflects 'Interest Rate Life Minimum' per the Note
2022_SCRT_1A	XXX	XXX	NMOD_ARM	Interest Rate Life Min	A19	XXX	XXX	Field Value reflects 'Interest Rate Life Minimum' per the Note
2022_SCRT_1A	XXX	XXX	NMOD_ARM	Note Date	A01	XXX	XXX	Field Value reflects Note Date per the Note
2022_SCRT_1A	XXX	XXX	NMOD_ARM	Interest Rate Life Min	A19	XXX	XXX	Field Value reflects 'Interest Rate Life Minimum' per the Note
2022_SCRT_1A	XXX	XXX	NMOD_ARM	Interest Rate Life Min	A19	XXX	XXX	Field Value reflects 'Interest Rate Life Minimum' per the Note
2022_SCRT_1A	XXX	XXX	NMOD_ARM	Interest Rate Life Min	A19	XXX	XXX	Field Value reflects 'Interest Rate Life Minimum' per the Note
2022_SCRT_1A	XXX	XXX	NMOD_ARM	Interest Rate Life Min	A19	XXX	XXX	Field Value reflects 'Interest Rate Life Minimum' per the Note
2022_SCRT_1A	XXX	XXX	NMOD_ARM	Interest Rate Life Min	A19	XXX	XXX	Field Value reflects 'Interest Rate Life Minimum' per the Note
2022_SCRT_1A	XXX	XXX	NMOD_ARM	Interest Rate Life Min	A19	XXX	XXX	Field Value reflects 'Interest Rate Life Minimum' per the Note
2022_SCRT_1A	XXX	XXX	NMOD_ARM	Interest Rate Life Min	A19	XXX	XXX	Field Value reflects 'Interest Rate Life Minimum' per the Note
2022_SCRT_1A	XXX	XXX	NMOD_ARM	Interest Rate Life Min	A19	XXX	XXX	Field Value reflects 'Interest Rate Life Minimum' per the Note
2022_SCRT_1A	XXX	XXX	NMOD_ARM	Interest Rate Life Min	A19	XXX	XXX	Field Value reflects 'Interest Rate Life Minimum' per the Note
2022_SCRT_1A	XXX	XXX	NMOD_ARM	Interest Rate Life Min	A19	XXX	XXX	Field Value reflects 'Interest Rate Life Minimum' per the Note
2022_SCRT_1A	XXX	XXX	NMOD_ARM	Interest Rate Life Min	A19	XXX	XXX	Field Value reflects 'Interest Rate Life Minimum' per the Note
2022_SCRT_1A	XXX	XXX	NMOD_ARM	Interest Rate Life Min	A19	XXX	XXX	Field Value reflects 'Interest Rate Life Minimum' per the Note
2022_SCRT_1A	XXX	XXX	NMOD_ARM	Rounding Method	A10	XXX	XXX	Field Value reflects 'Rounding Method' per the Note
2022_SCRT_1A	XXX	XXX	NMOD_ARM	Rounding Method	A10	XXX	XXX	Field Value reflects 'Rounding Method' per the Note
2022_SCRT_1A	XXX	XXX	NMOD_ARM	Interest Rate Life Min	A19	XXX	XXX	Field Value reflects 'Interest Rate Life Minimum' per the Note
2022_SCRT_1A	XXX	XXX	NMOD_ARM	Interest Rate Life Min	A19	XXX	XXX	Field Value reflects 'Interest Rate Life Minimum' per the Note
2022_SCRT_1A	XXX	XXX	NMOD_ARM	Interest Rate Life Min	A19	XXX	XXX	Field Value reflects 'Interest Rate Life Minimum' per the Note
2022_SCRT_1A	XXX	XXX	NMOD_ARM	Interest Rate Life Min	A19	XXX	XXX	Field Value reflects 'Interest Rate Life Minimum' per the Note
2022_SCRT_1A	XXX	XXX	NMOD_ARM	Interest Rate Life Min	A19	XXX	XXX	Field Value reflects 'Interest Rate Life Minimum' per the Note
2022_SCRT_1A	XXX	XXX	NMOD_ARM	Interest Rate Life Min	A19	XXX	XXX	Field Value reflects 'Interest Rate Life Minimum' per the Note
2022_SCRT_1A	XXX	XXX	NMOD_ARM	Interest Rate Life Min	A19	XXX	XXX	Field Value reflects 'Interest Rate Life Minimum' per the Note
2022_SCRT_1A	XXX	XXX	NMOD_ARM	Interest Rate Life Min	A19	XXX	XXX	Field Value reflects 'Interest Rate Life Minimum' per the Note
2022_SCRT_1A	XXX	XXX	NMOD_ARM	Current Interest Only Period Expiration Date	A23	XXX	XXX	Per Note first P&I payment is XX/XX/XXXX
2022_SCRT_1A	XXX	XXX	NMOD_ARM	Interest Rate Life Min	A19	XXX	XXX	Field Value reflects 'Interest Rate Life Minimum' per the Note
2022_SCRT_1A	XXX	XXX	NMOD_ARM	Interest Rate Life Min	A19	XXX	XXX	Field Value reflects 'Interest Rate Life Minimum' per the Note
2022_SCRT_1A	XXX	XXX	NMOD_ARM	Interest Rate Life Min	A19	XXX	XXX	Field Value reflects 'Interest Rate Life Minimum' per the Note
2022_SCRT_1A	XXX	XXX	NMOD_ARM	Interest Rate Life Min	A19	XXX	XXX	Field Value reflects 'Interest Rate Life Minimum' per the Note
2022_SCRT_1A	XXX	XXX	NMOD_ARM	Interest Rate Life Min	A19	XXX	XXX	Field Value reflects 'Interest Rate Life Minimum' per the Note
2022_SCRT_1A	XXX	XXX	NMOD_ARM	Interest Rate Life Min	A19	XXX	XXX	Field Value reflects 'Interest Rate Life Minimum' per the Note
2022_SCRT_1A	XXX	XXX	NMOD_ARM	Interest Rate Life Min	A19	XXX	XXX	Field Value reflects 'Interest Rate Life Minimum' per the Note
2022_SCRT_1A	XXX	XXX	NMOD_ARM	Interest Rate Life Min	A19	XXX	XXX	Field Value reflects 'Interest Rate Life Minimum' per the Note
2022_SCRT_1A	XXX	XXX	NMOD_ARM	Interest Rate Life Min	A19	XXX	XXX	Field Value reflects 'Interest Rate Life Minimum' per the Note
2022_SCRT_1A	XXX	XXX	NMOD_ARM	Interest Rate Life Min	A19	XXX	XXX	Field Value reflects 'Interest Rate Life Minimum' per the Note
2022_SCRT_1A	XXX	XXX	NMOD_ARM	Interest Rate Life Min	A19	XXX	XXX	Field Value reflects 'Interest Rate Life Minimum' per the Note
2022_SCRT_1A	XXX	XXX	NMOD_ARM	Interest Rate Life Min	A19	XXX	XXX	Field Value reflects 'Interest Rate Life Minimum' per the Note
2022_SCRT_1A	XXX	XXX	NMOD_ARM	Interest Rate Life Min	A19	XXX	XXX	Field Value reflects 'Interest Rate Life Minimum' per the Note
2022_SCRT_1A	XXX	XXX	NMOD_ARM	Interest Rate Life Min	A19	XXX	XXX	Field Value reflects 'Interest Rate Life Minimum' per the Note
2022_SCRT_1A	XXX	XXX	NMOD_ARM	Interest Rate Life Min	A19	XXX	XXX	Field Value reflects 'Interest Rate Life Minimum' per the Note
2022_SCRT_1A	XXX	XXX	NMOD_ARM	Interest Rate Life Min	A19	XXX	XXX	Field Value reflects 'Interest Rate Life Minimum' per the Note
2022_SCRT_1A	XXX	XXX	NMOD_ARM	Interest Rate Life Min	A19	XXX	XXX	Field Value reflects 'Interest Rate Life Minimum' per the Note
2022_SCRT_1A	XXX	XXX	NMOD_ARM	Interest Rate Life Min	A19	XXX	XXX	Field Value reflects 'Interest Rate Life Minimum' per the Note
2022_SCRT_1A	XXX	XXX	NMOD_ARM	Interest Rate Life Min	A19	XXX	XXX	Field Value reflects 'Interest Rate Life Minimum' per the Note
2022_SCRT_1A	XXX	XXX	NMOD_ARM	Interest Rate Life Min	A19	XXX	XXX	Field Value reflects 'Interest Rate Life Minimum' per the Note
2022_SCRT_1A	XXX	XXX	NMOD_ARM	Interest Rate Life Min	A19	XXX	XXX	Field Value reflects 'Interest Rate Life Minimum' per the Note
2022_SCRT_1A	XXX	XXX	NMOD_ARM	Note Date	A01	XXX	XXX	Field Value reflects Note Date per the Note
2022_SCRT_1A	XXX	XXX	NMOD_ARM	Interest Rate Life Min	A19	XXX	XXX	Field Value reflects 'Interest Rate Life Minimum' per the Note
2022_SCRT_1A	XXX	XXX	NMOD_ARM	Interest Rate Life Min	A19	XXX	XXX	Field Value reflects 'Interest Rate Life Minimum' per the Note
2022_SCRT_1A	XXX	XXX	NMOD_ARM	Interest Rate Life Min	A19	XXX	XXX	Field Value reflects 'Interest Rate Life Minimum' per the Note
2022_SCRT_1A	XXX	XXX	NMOD_ARM	Interest Rate Life Min	A19	XXX	XXX	Field Value reflects 'Interest Rate Life Minimum' per the Note
2022_SCRT_1A	XXX	XXX	NMOD_ARM	Interest Rate Life Min	A19	XXX	XXX	Field Value reflects 'Interest Rate Life Minimum' per the Note
2022_SCRT_1A	XXX	XXX	NMOD_ARM	Interest Rate Life Min	A19	XXX	XXX	Field Value reflects 'Interest Rate Life Minimum' per the Note
2022_SCRT_1A	XXX	XXX	NMOD_ARM	Interest Rate Life Min	A19	XXX	XXX	Field Value reflects 'Interest Rate Life Minimum' per the Note
2022_SCRT_1A	XXX	XXX	NMOD_ARM	Interest Rate Life Min	A19	XXX	XXX	Field Value reflects 'Interest Rate Life Minimum' per the Note
2022_SCRT_1A	XXX	XXX	NMOD_ARM	Rounding Method	A10	XXX	XXX	Field Value reflects 'Rounding Method' per the Note
2022_SCRT_1A	XXX	XXX	NMOD_ARM	Interest Rate Life Min	A19	XXX	XXX	Field Value reflects 'Interest Rate Life Minimum' per the Note
2022_SCRT_1A	XXX	XXX	NMOD_ARM	Interest Rate Life Min	A19	XXX	XXX	Field Value reflects 'Interest Rate Life Minimum' per the Note
2022_SCRT_1A	XXX	XXX	NMOD_ARM	Interest Rate Life Min	A19	XXX	XXX	Field Value reflects 'Interest Rate Life Minimum' per the Note
2022_SCRT_1A	XXX	XXX	NMOD_ARM	Rounding Method	A10	XXX	XXX	Field Value reflects 'Rounding Method' per the Note
2022_SCRT_1A	XXX	XXX	NMOD_ARM	Interest Rate Life Min	A19	XXX	XXX	Field Value reflects 'Interest Rate Life Minimum' per the Note
2022_SCRT_1A	XXX	XXX	NMOD_ARM	Interest Rate Life Min	A19	XXX	XXX	Field Value reflects 'Interest Rate Life Minimum' per the Note
2022_SCRT_1A	XXX	XXX	NMOD_ARM	Note Date	A01	XXX	XXX	Field Value reflects Note Date per the Note
2022_SCRT_1A	XXX	XXX	NMOD_ARM	Interest Rate Life Min	A19	XXX	XXX	Field Value reflects 'Interest Rate Life Minimum' per the Note
2022_SCRT_1A	XXX	XXX	NMOD_ARM	Interest Rate Life Min	A19	XXX	XXX	Field Value reflects 'Interest Rate Life Minimum' per the Note
2022_SCRT_1A	XXX	XXX	NMOD_ARM	Interest Rate Life Min	A19	XXX	XXX	Field Value reflects 'Interest Rate Life Minimum' per the Note
2022_SCRT_1A	XXX	XXX	NMOD_ARM	Interest Rate Life Min	A19	XXX	XXX	Field Value reflects 'Interest Rate Life Minimum' per the Note
2022_SCRT_1A	XXX	XXX	NMOD_ARM	Interest Rate Life Min	A19	XXX	XXX	Field Value reflects 'Interest Rate Life Minimum' per the Note
2022_SCRT_1A	XXX	XXX	NMOD_ARM	Interest Rate Life Min	A19	XXX	XXX	Field Value reflects 'Interest Rate Life Minimum' per the Note
2022_SCRT_1A	XXX	XXX	NMOD_ARM	Interest Rate Life Min	A19	XXX	XXX	Field Value reflects 'Interest Rate Life Minimum' per the Note
2022_SCRT_1A	XXX	XXX	NMOD_ARM	Interest Rate Life Min	A19	XXX	XXX	Field Value reflects 'Interest Rate Life Minimum' per the Note
2022_SCRT_1A	XXX	XXX	NMOD_ARM	Interest Rate Life Min	A19	XXX	XXX	Field Value reflects 'Interest Rate Life Minimum' per the Note
2022_SCRT_1A	XXX	XXX	NMOD_ARM	Interest Rate Life Min	A19	XXX	XXX	Field Value reflects 'Interest Rate Life Minimum' per the Note
2022_SCRT_1A	XXX	XXX	NMOD_ARM	Interest Rate Life Min	A19	XXX	XXX	Field Value reflects 'Interest Rate Life Minimum' per the Note
2022_SCRT_1A	XXX	XXX	NMOD_ARM	Interest Rate Life Min	A19	XXX	XXX	Field Value reflects 'Interest Rate Life Minimum' per the Note
2022_SCRT_1A	XXX	XXX	NMOD_ARM	Interest Rate Life Min	A19	XXX	XXX	Field Value reflects 'Interest Rate Life Minimum' per the Note
2022_SCRT_1A	XXX	XXX	NMOD_ARM	Interest Rate Life Min	A19	XXX	XXX	Field Value reflects 'Interest Rate Life Minimum' per the Note
2022_SCRT_1A	XXX	XXX	NMOD_ARM	Note Date	A01	XXX	XXX	Field Value reflects Note Date per the Note
2022_SCRT_1A	XXX	XXX	NMOD_ARM	Interest Rate Life Min	A19	XXX	XXX	Field Value reflects 'Interest Rate Life Minimum' per the Note
2022_SCRT_1A	XXX	XXX	NMOD_ARM	Interest Rate Life Min	A19	XXX	XXX	Field Value reflects 'Interest Rate Life Minimum' per the Note
2022_SCRT_1A	XXX	XXX	NMOD_ARM	Interest Rate Life Min	A19	XXX	XXX	Field Value reflects 'Interest Rate Life Minimum' per the Note
2022_SCRT_1A	XXX	XXX	NMOD_ARM	Interest Rate Life Min	A19	XXX	XXX	Field Value reflects 'Interest Rate Life Minimum' per the Note
2022_SCRT_1A	XXX	XXX	NMOD_ARM	Interest Rate Life Min	A19	XXX	XXX	Field Value reflects 'Interest Rate Life Minimum' per the Note
2022_SCRT_1A	XXX	XXX	NMOD_ARM	Interest Rate Life Min	A19	XXX	XXX	Field Value reflects 'Interest Rate Life Minimum' per the Note
2022_SCRT_1A	XXX	XXX	NMOD_ARM	Interest Rate Life Min	A19	XXX	XXX	Field Value reflects 'Interest Rate Life Minimum' per the Note
2022_SCRT_1A	XXX	XXX	NMOD_ARM	Interest Rate Life Min	A19	XXX	XXX	Field Value reflects 'Interest Rate Life Minimum' per the Note
2022_SCRT_1A	XXX	XXX	NMOD_ARM	Interest Rate Life Min	A19	XXX	XXX	Field Value reflects 'Interest Rate Life Minimum' per the Note
2022_SCRT_1A	XXX	XXX	NMOD_ARM	Interest Rate Life Min	A19	XXX	XXX	Field Value reflects 'Interest Rate Life Minimum' per the Note
2022_SCRT_1A	XXX	XXX	NMOD_ARM	Interest Rate Life Min	A19	XXX	XXX	Field Value reflects 'Interest Rate Life Minimum' per the Note
2022_SCRT_1A	XXX	XXX	NMOD_ARM	Interest Rate Life Min	A19	XXX	XXX	Field Value reflects 'Interest Rate Life Minimum' per the Note
2022_SCRT_1A	XXX	XXX	NMOD_ARM	Interest Rate Periodic Cap	A16	XXX	XXX	Field Value reflects 'Interest Rate Periodic Cap' per the Note
2022_SCRT_1A	XXX	XXX	NMOD_ARM	Interest Rate Life Min	A19	XXX	XXX	Field Value reflects 'Interest Rate Life Minimum' per the Note
2022_SCRT_1A	XXX	XXX	NMOD_ARM	Interest Rate Life Min	A19	XXX	XXX	Field Value reflects 'Interest Rate Life Minimum' per the Note
2022_SCRT_1A	XXX	XXX	NMOD_ARM	Interest Rate Life Min	A19	XXX	XXX	Field Value reflects 'Interest Rate Life Minimum' per the Note
2022_SCRT_1A	XXX	XXX	NMOD_ARM	Interest Rate Life Min	A19	XXX	XXX	Field Value reflects 'Interest Rate Life Minimum' per the Note
2022_SCRT_1A	XXX	XXX	NMOD_ARM	Interest Rate Life Min	A19	XXX	XXX	Field Value reflects 'Interest Rate Life Minimum' per the Note
2022_SCRT_1A	XXX	XXX	NMOD_ARM	Interest Rate Life Min	A19	XXX	XXX	Field Value reflects 'Interest Rate Life Minimum' per the Note
2022_SCRT_1A	XXX	XXX	NMOD_ARM	Interest Rate Life Min	A19	XXX	XXX	Field Value reflects 'Interest Rate Life Minimum' per the Note
2022_SCRT_1A	XXX	XXX	NMOD_ARM	Interest Rate Life Min	A19	XXX	XXX	Field Value reflects 'Interest Rate Life Minimum' per the Note
2022_SCRT_1A	XXX	XXX	NMOD_ARM	Interest Rate Life Min	A19	XXX	XXX	Field Value reflects 'Interest Rate Life Minimum' per the Note
2022_SCRT_1B	XXX	XXX	NMOD_ARM	Interest Rate Life Min	A19	XXX	XXX	Field Value reflects 'Interest Rate Life Minimum' per the Note
2022_SCRT_1B	XXX	XXX	NMOD_ARM	Note Date	A01	XXX	XXX	Field Value reflects Note Date per the Note
2022_SCRT_1B	XXX	XXX	NMOD_ARM	Note Date	A01	XXX	XXX	Field Value reflects Note Date per the Note
2022_SCRT_1B	XXX	XXX	NMOD_ARM	Interest Rate Life Min	A19	XXX	XXX	Field Value reflects 'Interest Rate Life Minimum' per the Note
2022_SCRT_1B	XXX	XXX	NMOD_ARM	Note Date	A01	XXX	XXX	Field Value reflects Note Date per the Note
2022_SCRT_1B	XXX	XXX	NMOD_ARM	Interest Rate Life Min	A19	XXX	XXX	Field Value reflects 'Interest Rate Life Minimum' per the Note
2022_SCRT_1B	XXX	XXX	NMOD_ARM	Interest Rate Life Min	A19	XXX	XXX	Field Value reflects 'Interest Rate Life Minimum' per the Note
2022_SCRT_1B	XXX	XXX	NMOD_ARM	Interest Rate Life Min	A19	XXX	XXX	Field Value reflects 'Interest Rate Life Minimum' per the Note
2022_SCRT_1A	XXX	XXX	NMOD_FIX	Note Date	F01	XXX	XXX	Field Value reflects Note Date per the Note
2022_SCRT_1A	XXX	XXX	NMOD_FIX	Note Date	F01	XXX	XXX	Tape value date is the original Note. This was modified on XX/XX/XXXX.
2022_SCRT_1A	XXX	XXX	NMOD_ARM	Interest Rate Life Min	A19	XXX	XXX	Field Value reflects 'Interest Rate Life Minimum' per the Note
2022_SCRT_1A	XXX	XXX	NMOD_ARM	Interest Rate Life Min	A19	XXX	XXX	Field Value reflects 'Interest Rate Life Minimum' per the Note
2022_SCRT_1A	XXX	XXX	NMOD_ARM	Interest Rate Life Min	A19	XXX	XXX	Field Value reflects 'Interest Rate Life Minimum' per the Note
2022_SCRT_1A	XXX	XXX	NMOD_ARM	Interest Rate Life Min	A19	XXX	XXX	Field Value reflects 'Interest Rate Life Minimum' per the Note
2022_SCRT_1A	XXX	XXX	NMOD_ARM	Interest Rate Life Min	A19	XXX	XXX	Field Value reflects 'Interest Rate Life Minimum' per the Note
2022_SCRT_1A	XXX	XXX	NMOD_ARM	Interest Rate Life Min	A19	XXX	XXX	Field Value reflects 'Interest Rate Life Minimum' per the Note
2022_SCRT_1A	XXX	XXX	NMOD_ARM	Interest Rate Life Min	A19	XXX	XXX	Field Value reflects 'Interest Rate Life Minimum' per the Note
2022_SCRT_1A	XXX	XXX	NMOD_ARM	Interest Rate Life Min	A19	XXX	XXX	Field Value reflects 'Interest Rate Life Minimum' per the Note
2022_SCRT_1A	XXX	XXX	NMOD_ARM	Interest Rate Life Min	A19	XXX	XXX	Field Value reflects 'Interest Rate Life Minimum' per the Note
2022_SCRT_1A	XXX	XXX	NMOD_ARM	Interest Rate Life Min	A19	XXX	XXX	Field Value reflects 'Interest Rate Life Minimum' per the Note
2022_SCRT_1A	XXX	XXX	NMOD_ARM	Interest Rate Life Min	A19	XXX	XXX	Field Value reflects 'Interest Rate Life Minimum' per the Note
2022_SCRT_1A	XXX	XXX	NMOD_ARM	Interest Rate Life Min	A19	XXX	XXX	Field Value reflects 'Interest Rate Life Minimum' per the Note

Client Name:	Freddie Mac
Client Project Name:	2022_SCRT_1A & 1B
Start - End Dates:	11/2021 - 01/2022
Deal Loan Count:	6,677
Loans with Exceptions:	116
Missing Documents

Freddie Mac Loan Number	Servicer Loan ID	SitusAMC Loan ID	Document Source	Document Type	Comment	Deal ID
XXX	XXX	XXX	MOD	DPM	Missing a deferment in the amount of $XXXX.	2022_SCRT_1A
XXX	XXX	XXX	MOD	Modification	Missing the Modification dated XX/XX/XXXX with a current Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX.	2022_SCRT_1A
XXX	XXX	XXX	MOD	DPM	Missing a deferral agreement to cure the deferred balance variance of $XXX.	2022_SCRT_1A
XXX	XXX	XXX	MOD	DPM	Missing a deferral agreement to cure the deferred balance variance of $XXXX.	2022_SCRT_1A
XXX	XXX	XXX	MOD	Modification	Missing the Modification dated XX/XX/XXXX with a current Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX. The current servicing data reflects deferred monies in the amount of $XXX.	2022_SCRT_1A
XXX	XXX	XXX	MOD	DPM	Missing a deferral agreement to cure the deferred balance variance of $XXX.	2022_SCRT_1A
XXX	XXX	XXX	MOD	DPM	Missing a deferral agreement to cure the deferred balance variance of $XXX.	2022_SCRT_1A
XXX	XXX	XXX	MOD	Modification	Missing the Modification dated XX/XX/XXXX with a current Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX.	2022_SCRT_1A
XXX	XXX	XXX	MOD	DPM	Missing a deferment agreement in the amount of $XXX.	2022_SCRT_1A
XXX	XXX	XXX	MOD	DPM	Missing a deferral agreement to cure the deferred balance variance of $XXX.	2022_SCRT_1A
XXX	XXX	XXX	MOD	Deferment (COVID-19)	Missing a deferral agreement to cure the deferred balance variance of $XXX.	2022_SCRT_1A
XXX	XXX	XXX	MOD	Modification	Missing the Modification dated XX/XX/XXXX with a current Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX.	2022_SCRT_1A
XXX	XXX	XXX	MOD	DPM	Missing a deferral agreement to cure the deferred balance variance of $XXX.	2022_SCRT_1A
XXX	XXX	XXX	MOD	DPM	Missing a deferral agreement to cure the deferred balance variance of $XXX.	2022_SCRT_1A
XXX	XXX	XXX	MOD	DPM	Missing a deferral agreement to cure the deferred balance variance of $XXX.	2022_SCRT_1A
XXX	XXX	XXX	MOD	DPM	Missing a deferral agreement to cure the deferred balance variance of $XXX.	2022_SCRT_1A
XXX	XXX	XXX	MOD	Modification	Missing the Modification dated XX/XX/XXXX with a current Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX.	2022_SCRT_1A
XXX	XXX	XXX	MOD	DPM	Missing a deferral agreement to cure the deferred balance variance of $XXX.	2022_SCRT_1A
XXX	XXX	XXX	MOD	Modification	Missing the Modification dated XX/XX/XXXX with a current Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX.	2022_SCRT_1A
XXX	XXX	XXX	MOD	Modification	Missing the Modification dated XX/XX/XXXX with a current Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX.	2022_SCRT_1A
XXX	XXX	XXX	MOD	Modification	Missing the Modification dated XX/XX/XXXX with a current Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX.	2022_SCRT_1A
XXX	XXX	XXX	MOD	Modification	Missing the Modification dated XX/XX/XXXX with a current Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX.	2022_SCRT_1A
XXX	XXX	XXX	MOD	Modification	Missing the Modification dated XX/XX/XXXX with a current Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX.	2022_SCRT_1A
XXX	XXX	XXX	MOD	Modification	Missing the Modification dated XX/XX/XXXX with a current Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX.	2022_SCRT_1A
XXX	XXX	XXX	MOD	DPM	Missing a deferral agreement to cure the deferred balance variance of $XXX..	2022_SCRT_1A
XXX	XXX	XXX	MOD	DPM	Missing a deferral agreement to cure the deferred balance variance of $XXX.	2022_SCRT_1A
XXX	XXX	XXX	MOD	DPM	Missing a deferral agreement to cure the deferred balance variance of $XXX. The audited P&I amount is in line with the most recent, executed modification.	2022_SCRT_1A
XXX	XXX	XXX	MOD	DPM	Missing a deferral agreement to cure the deferred balance variance of $XXX.	2022_SCRT_1A
XXX	XXX	XXX	MOD	Modification	Missing the Modification dated XX/XX/XXXX with a current Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX.	2022_SCRT_1A
XXX	XXX	XXX	MOD	Modification	Missing the Modification dated XX/XX/XXXX with a current Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX.	2022_SCRT_1A
XXX	XXX	XXX	MOD	DPM	Missing a deferral agreement to cure the deferred balance variance of $XXX.	2022_SCRT_1A
XXX	XXX	XXX	MOD	Modification	Missing the Modification dated XX/XX/XXXX with a current Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX.	2022_SCRT_1A
XXX	XXX	XXX	MOD	Modification	Missing the Modification dated XX/XX/XXXX with a current Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX.	2022_SCRT_1A
XXX	XXX	XXX	MOD	Modification	Missing the Modification dated XX/XX/XXXX with a current Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX.	2022_SCRT_1A
XXX	XXX	XXX	MOD	Modification	Missing the Modification dated XX/XX/XXXX with a current Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX.	2022_SCRT_1A
XXX	XXX	XXX	MOD	DPM	Missing a deferral agreement to cure the deferred balance variance of $XXX.	2022_SCRT_1A
XXX	XXX	XXX	MOD	DPM	Missing a deferral agreement to cure the deferred balance variance of $XXX.	2022_SCRT_1A
XXX	XXX	XXX	MOD	Modification	Missing the Modification dated XX/XX/XXXX with a current Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX.	2022_SCRT_1A
XXX	XXX	XXX	MOD	Modification	Missing the Modification dated XX/XX/XXXX with a current Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX.	2022_SCRT_1A
XXX	XXX	XXX	MOD	Modification	Missing the Modification dated XX/XX/XXXX with a current Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX.	2022_SCRT_1A
XXX	XXX	XXX	MOD	DPM	Missing the Modification dated XX/XX/XXXX with a current Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX.	2022_SCRT_1A
XXX	XXX	XXX	MOD	Modification	Missing the Modification dated XX/XX/XXXX with a current Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX.	2022_SCRT_1A
XXX	XXX	XXX	MOD	Modification	Missing the Modification dated XX/XX/XXXX with a current Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX.	2022_SCRT_1A
XXX	XXX	XXX	MOD	DPM	Missing a deferral agreement to cure the deferred balance variance of $XXX.	2022_SCRT_1A
XXX	XXX	XXX	MOD	Modification	Missing the Modification dated XX/XX/XXXX with a current Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX.	2022_SCRT_1A
XXX	XXX	XXX	MOD	Modification	Missing the Modification dated XX/XX/XXXX with a current Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX.	2022_SCRT_1A
XXX	XXX	XXX	MOD	Modification	Missing the Modification dated XX/XX/XXXX with a current Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX.	2022_SCRT_1A
XXX	XXX	XXX	MOD	Modification	Missing the Modification dated XX/XX/XXXX with a current Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX.	2022_SCRT_1A
XXX	XXX	XXX	MOD	Modification	Missing the Modification dated XX/XX/XXXX with a current Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX.	2022_SCRT_1A
XXX	XXX	XXX	MOD	Modification	Missing the Modification dated XX/XX/XXXX with a current Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX.	2022_SCRT_1A
XXX	XXX	XXX	MOD	Modification	Missing the Modification dated XX/XX/XXXX with a current Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX.	2022_SCRT_1A
XXX	XXX	XXX	MOD	Modification	Missing the Modification dated XX/XX/XXXX with a current Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX.	2022_SCRT_1A
XXX	XXX	XXX	MOD	Modification	Missing the Modification dated XX/XX/XXXX with a current Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX.	2022_SCRT_1A
XXX	XXX	XXX	MOD	Modification	Missing the Modification dated XX/XX/XXXX with a current Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX.	2022_SCRT_1A
XXX	XXX	XXX	MOD	Modification	Missing the Modification dated XX/XX/XXXX with a current Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX.	2022_SCRT_1A
XXX	XXX	XXX	MOD	Modification	Missing the Modification dated XX/XX/XXXX with a current Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX.	2022_SCRT_1A
XXX	XXX	XXX	MOD	Modification	Missing the Modification dated XX/XX/XXXX with a current Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX.	2022_SCRT_1A
XXX	XXX	XXX	MOD	Modification	Missing the Modification dated XX/XX/XXXX with a current Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX.	2022_SCRT_1A
XXX	XXX	XXX	MOD	Modification	Missing the Modification dated XX/XX/XXXX with a current Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX.	2022_SCRT_1A
XXX	XXX	XXX	MOD	Modification	Missing the Modification dated XX/XX/XXXX with a current Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX.	2022_SCRT_1A
XXX	XXX	XXX	MOD	Modification	Missing the Modification dated XX/XX/XXXX with a current Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX.	2022_SCRT_1A
XXX	XXX	XXX	MOD	Modification	Missing the Modification dated XX/XX/XXXX with a current Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX.	2022_SCRT_1A
XXX	XXX	XXX	MOD	Modification	Missing the Modification dated XX/XX/XXXX with a current Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX.	2022_SCRT_1A
XXX	XXX	XXX	MOD	Modification	Missing the Modification dated XX/XX/XXXX with a current Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX.	2022_SCRT_1A
XXX	XXX	XXX	MOD	Modification	Missing the Modification dated XX/XX/XXXX with a current Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX.	2022_SCRT_1A
XXX	XXX	XXX	MOD	Modification	Missing the Modification dated XX/XX/XXXX with a current Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX.	2022_SCRT_1A
XXX	XXX	XXX	MOD	Modification	Missing the Modification dated XX/XX/XXXX with a current Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX.	2022_SCRT_1A
XXX	XXX	XXX	MOD	Modification	Missing the Modification dated XX/XX/XXXX with a current Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX.	2022_SCRT_1A
XXX	XXX	XXX	MOD	Modification	Missing the Modification dated XX/XX/XXXX with a current Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX.	2022_SCRT_1A
XXX	XXX	XXX	MOD	Modification	Missing the Modification dated XX/XX/XXXX with a current Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX.	2022_SCRT_1A
XXX	XXX	XXX	MOD	Modification	Missing the Modification dated XX/XX/XXXX with a current Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX.	2022_SCRT_1A
XXX	XXX	XXX	MOD	Modification	Missing the Modification dated XX/XX/XXXX with a current Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX.	2022_SCRT_1A
XXX	XXX	XXX	MOD	Modification	Missing the Modification dated XX/XX/XXXX with a current Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX.	2022_SCRT_1A
XXX	XXX	XXX	MOD	Modification	Missing the Modification dated XX/XX/XXXX with a current Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX.	2022_SCRT_1A
XXX	XXX	XXX	MOD	Modification	Missing the Modification dated XX/XX/XXXX with a current Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX.	2022_SCRT_1A
XXX	XXX	XXX	MOD	Modification	Missing the Modification dated XX/XX/XXXX with a current Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX.	2022_SCRT_1A
XXX	XXX	XXX	MOD	Modification	Missing the Modification dated XX/XX/XXXX with a current Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX.	2022_SCRT_1A
XXX	XXX	XXX	MOD	Modification	Missing the Modification dated XX/XX/XXXX with a current Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX.	2022_SCRT_1A
XXX	XXX	XXX	MOD	Modification	Missing the Modification dated XX/XX/XXXX with a current Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX.	2022_SCRT_1A
XXX	XXX	XXX	MOD	Modification	Missing the Modification dated XX/XX/XXXX with a current Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX.	2022_SCRT_1A
XXX	XXX	XXX	MOD	Modification	Missing the Modification dated XX/XX/XXXX with a current Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX.	2022_SCRT_1A
XXX	XXX	XXX	MOD	Modification	Missing the Modification dated XX/XX/XXXX with a current Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX.	2022_SCRT_1A
XXX	XXX	XXX	MOD	Modification	Missing the Modification dated XX/XX/XXXX with a current Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX.	2022_SCRT_1A
XXX	XXX	XXX	MOD	Modification	Missing the Modification dated XX/XX/XXXX with a current Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX.	2022_SCRT_1A
XXX	XXX	XXX	MOD	Modification	Missing the Modification dated XX/XX/XXXX with a current Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX.	2022_SCRT_1A
XXX	XXX	XXX	MOD	Modification	Missing the Modification dated XX/XX/XXXX with a current Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX.	2022_SCRT_1A
XXX	XXX	XXX	MOD	Modification	Missing the Modification dated XX/XX/XXXX with a current Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX.	2022_SCRT_1A
XXX	XXX	XXX	MOD	Modification	Missing the Modification dated XX/XX/XXXX with a current Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX.	2022_SCRT_1A
XXX	XXX	XXX	MOD	Modification	Missing the Modification dated XX/XX/XXXX with a current Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX.	2022_SCRT_1A
XXX	XXX	XXX	MOD	Modification	Missing the Modification dated XX/XX/XXXX with a current Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX.	2022_SCRT_1A
XXX	XXX	XXX	MOD	Modification	Missing the Modification dated XX/XX/XXXX with a current Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX.	2022_SCRT_1A
XXX	XXX	XXX	MOD	Modification	Missing the Modification dated XX/XX/XXXX with a current Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX.	2022_SCRT_1A
XXX	XXX	XXX	MOD	Modification	Missing the Modification dated XX/XX/XXXX with a current Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX.	2022_SCRT_1A
XXX	XXX	XXX	MOD	Modification	Missing the Modification dated XX/XX/XXXX with a current Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX.	2022_SCRT_1A
XXX	XXX	XXX	MOD	Modification	Missing the Modification dated XX/XX/XXXX with a current Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX.	2022_SCRT_1A
XXX	XXX	XXX	MOD	Modification	Missing the Modification dated XX/XX/XXXX with a current Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX.	2022_SCRT_1A
XXX	XXX	XXX	MOD	Modification	Missing the Modification dated XX/XX/XXXX with a current Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX.	2022_SCRT_1A
XXX	XXX	XXX	MOD	Modification	Missing the Modification dated XX/XX/XXXX with a current Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX.	2022_SCRT_1A
XXX	XXX	XXX	MOD	Modification	Missing the Modification dated XX/XX/XXXX with a current Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX.	2022_SCRT_1A
XXX	XXX	XXX	MOD	Modification	Missing the Modification dated XX/XX/XXXX with a current Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX.	2022_SCRT_1A
XXX	XXX	XXX	MOD	Modification	Missing the Modification dated XX/XX/XXXX with a current Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX.	2022_SCRT_1A
XXX	XXX	XXX	MOD	Modification	Missing the Modification dated XX/XX/XXXX with a current Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX.	2022_SCRT_1A
XXX	XXX	XXX	MOD	Modification	Missing the Modification dated XX/XX/XXXX with a current Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX.	2022_SCRT_1A
XXX	XXX	XXX	MOD	DPM	Missing a deferral agreement to cure the deferred balance variance of $XXX.	2022_SCRT_1B
XXX	XXX	XXX	MOD	Modification	Missing the Modification dated XX/XX/XXXX with a current Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX.	2022_SCRT_1B
XXX	XXX	XXX	MOD	DPM	Missing a deferral agreement to cure the deferred balance variance of $XXX.	2022_SCRT_1B
XXX	XXX	XXX	MOD	DPM	Missing the Modification dated XX/XX/XXXX with a current Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX.	2022_SCRT_1B
XXX	XXX	XXX	MOD	Modification	Missing the Modification dated XX/XX/XXXX with a current Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX.	2022_SCRT_1B
XXX	XXX	XXX	MOD	Modification	Missing the Modification dated XX/XX/XXXX with a current Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX.	2022_SCRT_1B
XXX	XXX	XXX	MOD	Extension	Missing an Extension Agreement to cure the maturity date variance from XX/XX/XXXX to XX/XX/XXXX.	2022_SCRT_1B
XXX	XXX	XXX	MOD	Modification	Missing the Modification dated XX/XX/XXXX with a current Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX.	2022_SCRT_1B
XXX	XXX	XXX	MOD	Modification	Missing the Modification dated XX/XX/XXXX with a current Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX.	2022_SCRT_1B
XXX	XXX	XXX	MOD	Modification	Missing the Modification dated XX/XX/XXXX with a current Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX.	2022_SCRT_1B
XXX	XXX	XXX	MOD	Modification	Missing the Modification dated XX/XX/XXXX with a current Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX.	2022_SCRT_1B
XXX	XXX	XXX	MOD	Modification	Missing the Modification dated XX/XX/XXXX with a current Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX.	2022_SCRT_1B
XXX	XXX	XXX	Non MOD	DPM	Missing DPM to confirm first payment date of XX/XX/XXXX and deferred amount of $XXX.	2022_SCRT_1B

Client Name:	Freddie Mac
Client Project Name:	2022_SCRT_1A & 1B
Start - End Dates:	11/2021 - 01/2022
Deal Loan Count:	6,677
Loans with Exceptions:	0
Outliers

Freddie Mac Loan Number Servicer Loan ID SitusAMC Loan ID Document Source Comments Deal ID