The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Qualcomm Inc. Common Stock 747525103 60,753 475,593 SH   SOLE None 0 0 475,593
Apple Inc Common Stock 037833100 33,552 245,403 SH   SOLE None 0 0 245,403
Microsoft Corp Common Stock 594918104 28,544 111,133 SH   SOLE None 0 0 111,133
Alphabet Inc C Common Stock 02079K107 24,733 11,307 SH   SOLE None 0 0 11,307
Costco Wholesale Corp Common Stock 22160K105 23,508 49,048 SH   SOLE None 0 0 49,048
Visa Inc Class A Common Stock 92826C839 22,390 113,720 SH   SOLE None 0 0 113,720
The Home Depot Inc Common Stock 437076102 20,479 74,665 SH   SOLE None 0 0 74,665
Bank of America Corporation Common Stock 060505104 18,659 599,376 SH   SOLE None 0 0 599,376
Merck & Co Inc Common Stock 58933Y105 18,359 201,370 SH   SOLE None 0 0 201,370
Pfizer Inc Common Stock 717081103 17,746 338,466 SH   SOLE None 0 0 338,466
Micron Technology Inc Common Stock 595112103 16,867 305,117 SH   SOLE None 0 0 305,117
Johnson & Johnson Common Stock 478160104 16,659 93,846 SH   SOLE None 0 0 93,846
Amazon.com Inc Common Stock 023135106 16,518 155,526 SH   SOLE None 0 0 155,526
JPMorgan Chase & Co Common Stock 46625H100 16,105 143,013 SH   SOLE None 0 0 143,013
Raytheon Technologies Ord Common Stock 75513E101 15,769 164,073 SH   SOLE None 0 0 164,073
Chevron Corp Common Stock 166764100 14,497 100,131 SH   SOLE None 0 0 100,131
Bristol-Myers Squibb Company Common Stock 110122108 11,385 147,863 SH   SOLE None 0 0 147,863
Berkshire Hathaway Inc B Common Stock 084670702 9,650 35,347 SH   SOLE None 0 0 35,347
Walt Disney Co Common Stock 254687106 8,302 87,941 SH   SOLE None 0 0 87,941
PepsiCo Inc Common Stock 713448108 8,038 48,231 SH   SOLE None 0 0 48,231
Oracle Corp Common Stock 68389X105 7,941 113,656 SH   SOLE None 0 0 113,656
Salesforce.com Inc Common Stock 79466L302 7,528 45,612 SH   SOLE None 0 0 45,612
Starbucks Corp Common Stock 855244109 7,349 96,198 SH   SOLE None 0 0 96,198
Citigroup Inc Common Stock 172967424 6,868 149,337 SH   SOLE None 0 0 149,337
Procter & Gamble Co Common Stock 742718109 6,855 47,674 SH   SOLE None 0 0 47,674
Emerson Electric Co Common Stock 291011104 6,698 84,208 SH   SOLE None 0 0 84,208
NextEra Energy Inc Common Stock 65339F101 6,610 85,340 SH   SOLE None 0 0 85,340
Colgate-Palmolive Co Common Stock 194162103 6,289 78,481 SH   SOLE None 0 0 78,481
Intel Corp Common Stock 458140100 6,190 165,454 SH   SOLE None 0 0 165,454
Cisco Systems Inc Common Stock 17275R102 5,694 133,532 SH   SOLE None 0 0 133,532
Eaton Corp PLC Common Stock G29183103 5,057 40,136 SH   SOLE None 0 0 40,136
Activision Blizzard Inc Common Stock 00507V109 4,998 64,192 SH   SOLE None 0 0 64,192
Autodesk Inc Common Stock 052769106 4,925 28,638 SH   SOLE None 0 0 28,638
Allstate Corp Common Stock 020002101 4,785 37,760 SH   SOLE None 0 0 37,760
Gilead Sciences Inc Common Stock 375558103 4,756 76,952 SH   SOLE None 0 0 76,952
Realty Income Corp Common Stock 756109104 4,734 69,358 SH   SOLE None 0 0 69,358
Welltower Inc Com Common Stock 95040Q104 4,733 57,469 SH   SOLE None 0 0 57,469
SPDR S&P 500 ETF Exchange Traded Funds (ETF) 78462F103 4,456 11,810 SH   SOLE None 0 0 11,810
Constellation Brands Inc Common Stock 21036P108 4,069 17,457 SH   SOLE None 0 0 17,457
iShares Core S&P Mid-Cap Exchange Traded Funds (ETF) 464287507 3,995 17,660 SH   SOLE None 0 0 17,660
Southern Co Common Stock 842587107 3,668 51,431 SH   SOLE None 0 0 51,431
Illumina Inc Common Stock 452327109 3,585 19,445 SH   SOLE None 0 0 19,445
AT&T Inc Common Stock 00206R102 3,400 162,196 SH   SOLE None 0 0 162,196
Alphabet Inc A Common Stock 02079K305 2,988 1,371 SH   SOLE None 0 0 1,371
Novartis Ag Common Stock 66987V109 2,988 35,343 SH   SOLE None 0 0 35,343
Corteva Inc Common Stock 22052L104 2,977 54,989 SH   SOLE None 0 0 54,989
BlackRock Inc Common Stock 09247X101 2,719 4,465 SH   SOLE None 0 0 4,465
International Business Machines Corp Common Stock 459200101 2,494 17,660 SH   SOLE None 0 0 17,660
Uber Technologies Inc Common Stock 90353T100 2,454 119,918 SH   SOLE None 0 0 119,918
Duke Energy Corp Common Stock 26441C204 2,355 21,968 SH   SOLE None 0 0 21,968
Union Pacific Corp Common Stock 907818108 2,348 11,010 SH   SOLE None 0 0 11,010
A S M L Holding Nv Common Stock N07059210 2,345 4,928 SH   SOLE None 0 0 4,928
Wells Fargo & Co Common Stock 949746101 2,236 57,073 SH   SOLE None 0 0 57,073
NXP Semiconductors NV Common Stock N6596X109 2,194 14,820 SH   SOLE None 0 0 14,820
SPDR S&P MidCap 400 ETF Exchange Traded Funds (ETF) 78467Y107 2,096 5,068 SH   SOLE None 0 0 5,068
Airbnb Inc Common Stock 009066101 2,051 23,026 SH   SOLE None 0 0 23,026
Vanguard S&P 500 Etf Exchange Traded Funds (ETF) 922908363 1,985 5,722 SH   SOLE None 0 0 5,722
American Express Co Common Stock 025816109 1,930 13,924 SH   SOLE None 0 0 13,924
CAP ONE FIN 40 DS REP PRF SRS I Preferred Stock 14040H824 1,815 89,622 SH   SOLE None 0 0 89,622
Charles Schwab Corp Common Stock 808513105 1,771 28,023 SH   SOLE None 0 0 28,023
Keycorp New Dep Shs Pfd F Preferred Stock 493267876 1,696 72,126 SH   SOLE None 0 0 72,126
Exxon Mobil Corp Common Stock 30231G102 1,605 18,744 SH   SOLE None 0 0 18,744
Sempra Energy Common Stock 816851109 1,578 10,500 SH   SOLE None 0 0 10,500
iShares MSCI EAFE Exchange Traded Funds (ETF) 464287465 1,511 24,173 SH   SOLE None 0 0 24,173
Freeport-McMoRan Inc Common Stock 35671D857 1,473 50,326 SH   SOLE None 0 0 50,326
Tesla Motors Inc Common Stock 88160R101 1,459 2,166 SH   SOLE None 0 0 2,166
SYNCHRONY FINL 40 DS REP SRS A PRF Preferred Stock 87165B202 1,421 74,373 SH   SOLE None 0 0 74,373
Dr Horton Inc Common Stock 23331A109 1,416 21,400 SH   SOLE None 0 0 21,400
New York Community Capital Trust V Preferred Stock 64944P307 1,415 30,629 SH   SOLE None 0 0 30,629
Bank of America 4.125 Pfd Preferred Stock 06055H608 1,247 67,062 SH   SOLE None 0 0 67,062
BP PLC ADR Common Stock 055622104 1,143 40,311 SH   SOLE None 0 0 40,311
Technology Select Sector SPDR ETF Exchange Traded Funds (ETF) 81369Y803 1,142 8,983 SH   SOLE None 0 0 8,983
Verizon Communications Inc Common Stock 92343V104 1,086 21,399 SH   SOLE None 0 0 21,399
Vanguard FTSE Emerging Markets ETF Exchange Traded Funds (ETF) 922042858 1,085 26,049 SH   SOLE None 0 0 26,049
Caterpillar Inc Common Stock 149123101 1,075 6,015 SH   SOLE None 0 0 6,015
Invesco QQQ ETF Exchange Traded Funds (ETF) 46090E103 1,065 3,799 SH   SOLE None 0 0 3,799
Citizens Financial DS REP 1 40 SRS E PRF Preferred Stock 174610402 945 46,521 SH   SOLE None 0 0 46,521
Nestle SA ADR Common Stock 641069406 919 7,898 SH   SOLE None 0 0 7,898
Abbott Laboratories Common Stock 002824100 908 8,353 SH   SOLE None 0 0 8,353
AbbVie Inc Common Stock 00287Y109 872 5,692 SH   SOLE None 0 0 5,692
Nike Inc B Common Stock 654106103 857 8,388 SH   SOLE None 0 0 8,388
Sempra Energy Fxd Nt 79 Preferred Stock 816851604 823 34,842 SH   SOLE None 0 0 34,842
AT&T DS REP 1000 SRS C PRF Preferred Stock 00206R706 809 42,250 SH   SOLE None 0 0 42,250
PacWest Bancorp Common Stock 695263103 741 27,808 SH   SOLE None 0 0 27,808
CrowdStrike Holdings Inc Common Stock 22788C105 739 4,385 SH   SOLE None 0 0 4,385
Ameriprise Financial Inc Common Stock 03076C106 715 3,007 SH   SOLE None 0 0 3,007
Financial Select Sector SPDR ETF Exchange Traded Funds (ETF) 81369Y605 621 19,755 SH   SOLE None 0 0 19,755
iShares Russell 2000 Exchange Traded Funds (ETF) 464287655 616 3,636 SH   SOLE None 0 0 3,636
SOUTHERN 2020 SRS C 4 20 JNR SUB NTS Preferred Stock 842587883 613 32,164 SH   SOLE None 0 0 32,164
Select Sector Spdr Trust The Health Care Select Se Exchange Traded Funds (ETF) 81369Y209 609 4,752 SH   SOLE None 0 0 4,752
Amgen Inc Common Stock 031162100 595 2,444 SH   SOLE None 0 0 2,444
Xylem Inc Common Stock 98419M100 564 7,215 SH   SOLE None 0 0 7,215
Stryker Corp Common Stock 863667101 556 2,795 SH   SOLE None 0 0 2,795
Vanguard Mid-Cap ETF Exchange Traded Funds (ETF) 922908629 548 2,781 SH   SOLE None 0 0 2,781
McDonald s Corp Common Stock 580135101 547 2,215 SH   SOLE None 0 0 2,215
Public Service Enterprise Group Inc Common Stock 744573106 534 8,438 SH   SOLE None 0 0 8,438
iShares Core S&P Small-Cap Exchange Traded Funds (ETF) 464287804 530 5,733 SH   SOLE None 0 0 5,733
Berkshire Hat A 100th Common Stock 084990175 409 100 SH   SOLE None 0 0 100
Select Sector Spdr Fund Shs Ben Consumer Discretio Exchange Traded Funds (ETF) 81369Y407 408 2,970 SH   SOLE None 0 0 2,970
Toronto Dominion Bk Ont Com New Common Stock 891160509 405 6,174 SH   SOLE None 0 0 6,174
iShares California Muni Bond ETF Exchange Traded Funds (ETF) 464288356 390 6,900 SH   SOLE None 0 0 6,900
BROOKFIELD FINANCE 4 625 SUBORD NTS Preferred Stock 11271L102 360 20,755 SH   SOLE None 0 0 20,755
Southwest Gas Holdings Inc Common Stock 844895102 348 4,000 SH   SOLE None 0 0 4,000
Palantir Technologies Inc Ordinary Shares - Class Common Stock 69608A108 344 37,941 SH   SOLE None 0 0 37,941
Wal-Mart Stores Inc Common Stock 931142103 342 2,816 SH   SOLE None 0 0 2,816
Schlumberger Ltd Common Stock 806857108 340 9,500 SH   SOLE None 0 0 9,500
ProShares Ultra QQQ Exchange Traded Funds (ETF) 74347R206 340 8,200 SH   SOLE None 0 0 8,200
Schwab US Large-Cap ETF Exchange Traded Funds (ETF) 808524201 338 7,560 SH   SOLE None 0 0 7,560
Becton Dickinson and Co Common Stock 075887109 337 1,368 SH   SOLE None 0 0 1,368
US BANCORP DS REP 1 1000 SRS M PRF Preferred Stock 902973718 337 18,135 SH   SOLE None 0 0 18,135
ConocoPhillips Common Stock 20825C104 330 3,674 SH   SOLE None 0 0 3,674
Waste Management Inc Common Stock 94106L109 327 2,137 SH   SOLE None 0 0 2,137
Select Sector Spdr Trust Shs Ben Int Energy Exchange Traded Funds (ETF) 81369Y506 325 4,546 SH   SOLE None 0 0 4,546
Communication Services Sel Sect SPDRETF Exchange Traded Funds (ETF) 81369Y852 307 5,664 SH   SOLE None 0 0 5,664
UnitedHealth Group Inc Common Stock 91324P102 303 589 SH   SOLE None 0 0 589
Accenture PLC A Common Stock G1151C101 302 1,089 SH   SOLE None 0 0 1,089
SHELL PLC-ADR Common Stock 780259305 301 5,750 SH   SOLE None 0 0 5,750
Schwab US Large-Cap Growth ETF Exchange Traded Funds (ETF) 808524300 280 4,820 SH   SOLE None 0 0 4,820
Thermo Fisher Scientific Inc Common Stock 883556102 269 495 SH   SOLE None 0 0 495
Schwab US Broad Market ETF Exchange Traded Funds (ETF) 808524102 266 6,028 SH   SOLE None 0 0 6,028
Kimberly-Clark Corp Common Stock 494368103 266 1,970 SH   SOLE None 0 0 1,970
Coca-Cola Co Common Stock 191216100 265 4,219 SH   SOLE None 0 0 4,219
Industrial Select Sector SPDR ETF Exchange Traded Funds (ETF) 81369Y704 264 3,023 SH   SOLE None 0 0 3,023
McKesson Corp Common Stock 58155Q103 259 793 SH   SOLE None 0 0 793
CVS Health Corp Common Stock 126650100 252 2,721 SH   SOLE None 0 0 2,721
SPDR Dow Jones Industrial Average ETF Exchange Traded Funds (ETF) 78467X109 250 812 SH   SOLE None 0 0 812
iShares Core S&P 500 Exchange Traded Funds (ETF) 464287200 246 648 SH   SOLE None 0 0 648
Honeywell International Inc Common Stock 438516106 245 1,411 SH   SOLE None 0 0 1,411
Morgan Stanley Common Stock 617446448 234 3,082 SH   SOLE None 0 0 3,082
Public Storage Common Stock 74460D109 231 740 SH   SOLE None 0 0 740
BNY Mellon Strategic Municipal Bond Fund Closed End Income Funds Non-Taxable 09662E109 230 37,000 SH   SOLE None 0 0 37,000
PayPal Holdings Inc Common Stock 70450Y103 229 3,277 SH   SOLE None 0 0 3,277
Lowe s Companies Inc Common Stock 548661107 227 1,301 SH   SOLE None 0 0 1,301
Invesco S&P 500 Pure Growth ETF Exchange Traded Funds (ETF) 46137V266 211 1,429 SH   SOLE None 0 0 1,429
Vale SA Common Stock 91912E105 208 14,250 SH   SOLE None 0 0 14,250
CAPITL ONE FN DS RP 1 40TH SRS L PRF Preferred Stock 14040H758 204 11,500 SH   SOLE None 0 0 11,500
Dominion Resources Inc Common Stock 25746U109 203 2,540 SH   SOLE None 0 0 2,540
General Electric Co Common Stock 369604301 201 3,153 SH   SOLE None 0 0 3,153
WARNER BROS. DISCOVERY SRS A ORD WI Common Stock 934423104 197 14,692 SH   SOLE None 0 0 14,692
Griffin Cap Essntl Ast Reit II Com Cl E Common Stock 39818P880 157 17,256 SH   SOLE None 0 0 17,256
22nd Century Group Inc Common Stock 90137F103 45 21,000 SH   SOLE None 0 0 21,000
Artemis Resources Ltd Common Stock Q05532298 0 10,714 SH   SOLE None 0 0 10,714
Medical Marijuana Inc Common Stock 58463A105 0 10,695 SH   SOLE None 0 0 10,695