The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Qualcomm Inc. Common Stock 747525103 73,014 477,772 SH   SOLE None 0 0 477,772
Apple Inc Common Stock 037833100 44,145 252,817 SH   SOLE None 0 0 252,817
Microsoft Corp Common Stock 594918104 34,106 110,618 SH   SOLE None 0 0 110,618
Alphabet Inc C Common Stock 02079K107 31,203 11,172 SH   SOLE None 0 0 11,172
Costco Wholesale Corp Common Stock 22160K105 28,510 49,508 SH   SOLE None 0 0 49,508
Visa Inc Class A Common Stock 92826C839 25,808 116,375 SH   SOLE None 0 0 116,375
Bank of America Corporation Common Stock 060505104 25,095 608,799 SH   SOLE None 0 0 608,799
Micron Technology Inc Common Stock 595112103 24,795 318,337 SH   SOLE None 0 0 318,337
Amazon.com Inc Common Stock 023135106 22,842 7,007 SH   SOLE None 0 0 7,007
The Home Depot Inc Common Stock 437076102 22,205 74,180 SH   SOLE None 0 0 74,180
JPMorgan Chase & Co Common Stock 46625H100 19,345 141,908 SH   SOLE None 0 0 141,908
Pfizer Inc Common Stock 717081103 17,724 342,351 SH   SOLE None 0 0 342,351
Merck & Co Inc Common Stock 58933Y105 17,624 214,793 SH   SOLE None 0 0 214,793
Raytheon Technologies Ord Common Stock 75513E101 16,473 166,281 SH   SOLE None 0 0 166,281
Johnson & Johnson Common Stock 478160104 16,343 92,210 SH   SOLE None 0 0 92,210
Chevron Corp Common Stock 166764100 15,965 98,048 SH   SOLE None 0 0 98,048
Berkshire Hathaway Inc B Common Stock 084670702 12,560 35,591 SH   SOLE None 0 0 35,591
Walt Disney Co Common Stock 254687106 12,468 90,898 SH   SOLE None 0 0 90,898
Bristol-Myers Squibb Company Common Stock 110122108 11,036 151,113 SH   SOLE None 0 0 151,113
Citigroup Inc Common Stock 172967424 10,327 193,385 SH   SOLE None 0 0 193,385
Oracle Corp Common Stock 68389X105 9,659 116,757 SH   SOLE None 0 0 116,757
Intel Corp Common Stock 458140100 9,141 184,445 SH   SOLE None 0 0 184,445
Starbucks Corp Common Stock 855244109 8,903 97,872 SH   SOLE None 0 0 97,872
Emerson Electric Co Common Stock 291011104 8,367 85,337 SH   SOLE None 0 0 85,337
PepsiCo Inc Common Stock 713448108 8,041 48,042 SH   SOLE None 0 0 48,042
Salesforce.com Inc Common Stock 79466L302 8,028 37,811 SH   SOLE None 0 0 37,811
Procter & Gamble Co Common Stock 742718109 7,555 49,444 SH   SOLE None 0 0 49,444
Cisco Systems Inc Common Stock 17275R102 7,542 135,262 SH   SOLE None 0 0 135,262
NextEra Energy Inc Common Stock 65339F101 6,826 80,579 SH   SOLE None 0 0 80,579
Illumina Inc Common Stock 452327109 6,410 18,345 SH   SOLE None 0 0 18,345
Autodesk Inc Common Stock 052769106 6,328 29,523 SH   SOLE None 0 0 29,523
Eaton Corp PLC Common Stock G29183103 6,230 41,051 SH   SOLE None 0 0 41,051
Colgate-Palmolive Co Common Stock 194162103 6,170 81,361 SH   SOLE None 0 0 81,361
Activision Blizzard Inc Common Stock 00507V109 5,720 71,397 SH   SOLE None 0 0 71,397
Welltower Inc Com Common Stock 95040Q104 5,517 57,389 SH   SOLE None 0 0 57,389
Allstate Corp Common Stock 020002101 5,383 38,864 SH   SOLE None 0 0 38,864
SPDR S&P 500 ETF Exchange Traded Funds (ETF) 78462F103 5,333 11,807 SH   SOLE None 0 0 11,807
iShares Core S&P Mid-Cap Exchange Traded Funds (ETF) 464287507 5,272 19,648 SH   SOLE None 0 0 19,648
Gilead Sciences Inc Common Stock 375558103 5,053 84,995 SH   SOLE None 0 0 84,995
Realty Income Corp Common Stock 756109104 4,604 66,438 SH   SOLE None 0 0 66,438
AT&T Inc Common Stock 00206R102 4,398 186,118 SH   SOLE None 0 0 186,118
Uber Technologies Inc Common Stock 90353T100 4,202 117,758 SH   SOLE None 0 0 117,758
Constellation Brands Inc Common Stock 21036P108 4,051 17,587 SH   SOLE None 0 0 17,587
Alphabet Inc A Common Stock 02079K305 3,980 1,431 SH   SOLE None 0 0 1,431
Southern Co Common Stock 842587107 3,817 52,636 SH   SOLE None 0 0 52,636
Wells Fargo & Co Common Stock 949746101 3,155 65,113 SH   SOLE None 0 0 65,113
Corteva Inc Common Stock 22052L104 3,120 54,279 SH   SOLE None 0 0 54,279
Novartis Ag Common Stock 66987V109 3,117 35,522 SH   SOLE None 0 0 35,522
Union Pacific Corp Common Stock 907818108 2,978 10,900 SH   SOLE None 0 0 10,900
A S M L Holding Nv Common Stock N07059210 2,793 4,181 SH   SOLE None 0 0 4,181
Airbnb Inc Common Stock 009066101 2,774 16,148 SH   SOLE None 0 0 16,148
NXP Semiconductors NV Common Stock N6596X109 2,752 14,868 SH   SOLE None 0 0 14,868
International Business Machines Corp Common Stock 459200101 2,725 20,957 SH   SOLE None 0 0 20,957
American Express Co Common Stock 025816109 2,604 13,924 SH   SOLE None 0 0 13,924
SPDR S&P MidCap 400 ETF Exchange Traded Funds (ETF) 78467Y107 2,556 5,212 SH   SOLE None 0 0 5,212
Duke Energy Corp Common Stock 26441C204 2,553 22,867 SH   SOLE None 0 0 22,867
Dr Horton Inc Common Stock 23331A109 2,536 34,037 SH   SOLE None 0 0 34,037
Charles Schwab Corp Common Stock 808513105 2,415 28,648 SH   SOLE None 0 0 28,648
Vanguard S&P 500 Etf Exchange Traded Funds (ETF) 922908363 2,413 5,811 SH   SOLE None 0 0 5,811
BlackRock Inc Common Stock 09247X101 2,337 3,058 SH   SOLE None 0 0 3,058
Freeport-McMoRan Inc Common Stock 35671D857 2,286 45,966 SH   SOLE None 0 0 45,966
Tesla Motors Inc Common Stock 88160R101 2,241 2,080 SH   SOLE None 0 0 2,080
Keycorp New Dep Shs Pfd F Preferred Stock 493267876 2,155 84,887 SH   SOLE None 0 0 84,887
CAP ONE FIN 40 DS REP PRF SRS I Preferred Stock 14040H824 2,023 87,682 SH   SOLE None 0 0 87,682
New York Community Capital Trust V Preferred Stock 64944P307 1,818 35,224 SH   SOLE None 0 0 35,224
iShares MSCI EAFE Exchange Traded Funds (ETF) 464287465 1,780 24,183 SH   SOLE None 0 0 24,183
Sempra Energy Common Stock 816851109 1,765 10,500 SH   SOLE None 0 0 10,500
SYNCHRONY FINL 40 DS REP SRS A PRF Preferred Stock 87165B202 1,744 71,573 SH   SOLE None 0 0 71,573
Exxon Mobil Corp Common Stock 30231G102 1,472 17,828 SH   SOLE None 0 0 17,828
PacWest Bancorp Common Stock 695263103 1,461 33,864 SH   SOLE None 0 0 33,864
Invesco QQQ ETF Exchange Traded Funds (ETF) 46090E103 1,338 3,690 SH   SOLE None 0 0 3,690
Technology Select Sector SPDR ETF Exchange Traded Funds (ETF) 81369Y803 1,319 8,298 SH   SOLE None 0 0 8,298
Caterpillar Inc Common Stock 149123101 1,317 5,912 SH   SOLE None 0 0 5,912
Citizens Financial DS REP 1 40 SRS E PRF Preferred Stock 174610402 1,248 53,776 SH   SOLE None 0 0 53,776
Vanguard FTSE Emerging Markets ETF Exchange Traded Funds (ETF) 922042858 1,236 26,784 SH   SOLE None 0 0 26,784
BP PLC ADR Common Stock 055622104 1,207 41,061 SH   SOLE None 0 0 41,061
Nike Inc B Common Stock 654106103 1,129 8,388 SH   SOLE None 0 0 8,388
Verizon Communications Inc Common Stock 92343V104 1,128 22,147 SH   SOLE None 0 0 22,147
Palantir Technologies Inc Ordinary Shares - Class Common Stock 69608A108 1,128 82,135 SH   SOLE None 0 0 82,135
Nestle SA ADR Common Stock 641069406 1,097 8,431 SH   SOLE None 0 0 8,431
Sempra Energy Fxd Nt 79 Preferred Stock 816851604 1,023 39,992 SH   SOLE None 0 0 39,992
Abbott Laboratories Common Stock 002824100 1,004 8,481 SH   SOLE None 0 0 8,481
Bank of America 4.125 Pfd Preferred Stock 06055H608 998 46,847 SH   SOLE None 0 0 46,847
AbbVie Inc Common Stock 00287Y109 941 5,807 SH   SOLE None 0 0 5,807
Ameriprise Financial Inc Common Stock 03076C106 903 3,007 SH   SOLE None 0 0 3,007
Financial Select Sector SPDR ETF Exchange Traded Funds (ETF) 81369Y605 792 20,656 SH   SOLE None 0 0 20,656
AT&T DS REP 1000 SRS C PRF Preferred Stock 00206R706 769 35,140 SH   SOLE None 0 0 35,140
iShares Russell 2000 Exchange Traded Funds (ETF) 464287655 745 3,628 SH   SOLE None 0 0 3,628
Stryker Corp Common Stock 863667101 735 2,750 SH   SOLE None 0 0 2,750
Vanguard Mid-Cap ETF Exchange Traded Funds (ETF) 922908629 696 2,927 SH   SOLE None 0 0 2,927
Xylem Inc Common Stock 98419M100 677 7,940 SH   SOLE None 0 0 7,940
Select Sector Spdr Trust The Health Care Select Se Exchange Traded Funds (ETF) 81369Y209 625 4,559 SH   SOLE None 0 0 4,559
iShares Core S&P Small-Cap Exchange Traded Funds (ETF) 464287804 618 5,728 SH   SOLE None 0 0 5,728
Amgen Inc Common Stock 031162100 615 2,544 SH   SOLE None 0 0 2,544
Public Service Enterprise Group Inc Common Stock 744573106 591 8,438 SH   SOLE None 0 0 8,438
ProShares Ultra QQQ Exchange Traded Funds (ETF) 74347R206 590 8,200 SH   SOLE None 0 0 8,200
BROOKFIELD FINANCE 4 625 SUBORD NTS Preferred Stock 11271L102 577 27,455 SH   SOLE None 0 0 27,455
SOUTHERN 2020 SRS C 4 20 JNR SUB NTS Preferred Stock 842587883 575 25,764 SH   SOLE None 0 0 25,764
McDonald s Corp Common Stock 580135101 562 2,270 SH   SOLE None 0 0 2,270
CrowdStrike Holdings Inc Common Stock 22788C105 536 2,360 SH   SOLE None 0 0 2,360
Berkshire Hat A 100th Common Stock 084990175 529 100 SH   SOLE None 0 0 100
Select Sector Spdr Fund Shs Ben Consumer Discretio Exchange Traded Funds (ETF) 81369Y407 508 2,748 SH   SOLE None 0 0 2,748
Toronto Dominion Bk Ont Com New Common Stock 891160509 490 6,174 SH   SOLE None 0 0 6,174
Wal-Mart Stores Inc Common Stock 931142103 419 2,816 SH   SOLE None 0 0 2,816
Schwab US Large-Cap ETF Exchange Traded Funds (ETF) 808524201 416 7,720 SH   SOLE None 0 0 7,720
PayPal Holdings Inc Common Stock 70450Y103 375 3,242 SH   SOLE None 0 0 3,242
ConocoPhillips Common Stock 20825C104 367 3,674 SH   SOLE None 0 0 3,674
Accenture PLC A Common Stock G1151C101 367 1,089 SH   SOLE None 0 0 1,089
Becton Dickinson and Co Common Stock 075887109 364 1,368 SH   SOLE None 0 0 1,368
iShares Core S&P 500 Exchange Traded Funds (ETF) 464287200 361 795 SH   SOLE None 0 0 795
Schwab US Large-Cap Growth ETF Exchange Traded Funds (ETF) 808524300 361 4,820 SH   SOLE None 0 0 4,820
Select Sector Spdr Trust Shs Ben Int Energy Exchange Traded Funds (ETF) 81369Y506 353 4,616 SH   SOLE None 0 0 4,616
Communication Services Sel Sect SPDR ETF Exchange Traded Funds (ETF) 81369Y852 351 5,110 SH   SOLE None 0 0 5,110
Waste Management Inc Common Stock 94106L109 338 2,135 SH   SOLE None 0 0 2,135
UnitedHealth Group Inc Common Stock 91324P102 326 639 SH   SOLE None 0 0 639
Schwab US Broad Market ETF Exchange Traded Funds (ETF) 808524102 322 6,028 SH   SOLE None 0 0 6,028
SHELL PLC-ADR Common Stock 780259305 316 5,750 SH   SOLE None 0 0 5,750
Southwest Gas Holdings Inc Common Stock 844895102 313 4,000 SH   SOLE None 0 0 4,000
NVIDIA Corp Common Stock 67066G104 308 1,128 SH   SOLE None 0 0 1,128
Lowe s Companies Inc Common Stock 548661107 303 1,501 SH   SOLE None 0 0 1,501
US BANCORP DS REP 1 1000 SRS M PRF Preferred Stock 902973718 300 14,500 SH   SOLE None 0 0 14,500
SPDR Dow Jones Industrial Average ETF Exchange Traded Funds (ETF) 78467X109 298 858 SH   SOLE None 0 0 858
Vale SA Common Stock 91912E105 296 14,825 SH   SOLE None 0 0 14,825
Industrial Select Sector SPDR ETF Exchange Traded Funds (ETF) 81369Y704 294 2,858 SH   SOLE None 0 0 2,858
Innovative Industrial Properties Inc Common Stock 45781V101 294 1,430 SH   SOLE None 0 0 1,430
Thermo Fisher Scientific Inc Common Stock 883556102 292 495 SH   SOLE None 0 0 495
General Electric Co Common Stock 369604301 290 3,165 SH   SOLE None 0 0 3,165
Public Storage Common Stock 74460D109 289 740 SH   SOLE None 0 0 740
iShares California Muni Bond ETF Exchange Traded Funds (ETF) 464288356 285 4,900 SH   SOLE None 0 0 4,900
Coca-Cola Co Common Stock 191216100 282 4,550 SH   SOLE None 0 0 4,550
Honeywell International Inc Common Stock 438516106 271 1,393 SH   SOLE None 0 0 1,393
Morgan Stanley Common Stock 617446448 269 3,082 SH   SOLE None 0 0 3,082
Invesco S&P 500 Pure Growth ETF Exchange Traded Funds (ETF) 46137V266 263 1,429 SH   SOLE None 0 0 1,429
BNY Mellon Strategic Municipal Bond Fund Closed End Income Funds Non-Taxable 09662E109 262 37,000 SH   SOLE None 0 0 37,000
CVS Health Corp Common Stock 126650100 250 2,470 SH   SOLE None 0 0 2,470
McKesson Corp Common Stock 58155Q103 243 793 SH   SOLE None 0 0 793
Kimberly-Clark Corp Common Stock 494368103 243 1,970 SH   SOLE None 0 0 1,970
AXOS FINANCIAL INC Common Stock 05465C100 232 5,000 SH   SOLE None 0 0 5,000
Kimco Realty Corp Common Stock 49446R109 216 8,762 SH   SOLE None 0 0 8,762
Dominion Resources Inc Common Stock 25746U109 216 2,540 SH   SOLE None 0 0 2,540
Aflac Inc Common Stock 001055102 201 3,128 SH   SOLE None 0 0 3,128
Griffin Cap Essntl Ast Reit II Com Cl E Common Stock 39818P880 157 17,256 SH   SOLE None 0 0 17,256
22nd Century Group Inc Common Stock 90137F103 49 21,000 SH   SOLE None 0 0 21,000
Artemis Resources Ltd Common Stock Q05532298 1 10,714 SH   SOLE None 0 0 10,714
Medical Marijuana Inc Common Stock 58463A105 0 10,695 SH   SOLE None 0 0 10,695