The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Qualcomm Inc. Common Stock 747525103   34,554,705 311,134 SH   SOLE   0 0 311,134
Apple Inc Common Stock 037833100   27,158,225 158,625 SH   SOLE   0 0 158,625
Microsoft Corp Common Stock 594918104   22,948,991 72,679 SH   SOLE   0 0 72,679
Alphabet Inc C Common Stock 02079K107   21,865,081 165,833 SH   SOLE   0 0 165,833
Costco Wholesale Corp Common Stock 22160K105   18,238,604 32,283 SH   SOLE   0 0 32,283
Visa Inc Class A Common Stock 92826C839   16,087,475 69,942 SH   SOLE   0 0 69,942
Amazon.com Inc Common Stock 023135106   14,573,927 114,647 SH   SOLE   0 0 114,647
Merck & Co Inc Common Stock 58933Y105   14,452,332 140,380 SH   SOLE   0 0 140,380
JPMorgan Chase & Co Common Stock 46625H100   13,993,764 96,494 SH   SOLE   0 0 96,494
The Home Depot Inc Common Stock 437076102   13,338,663 44,144 SH   SOLE   0 0 44,144
Chevron Corp Common Stock 166764100   12,681,738 75,208 SH   SOLE   0 0 75,208
Micron Technology Inc Common Stock 595112103   12,422,314 182,600 SH   SOLE   0 0 182,600
Bank of America Corporation Common Stock 060505104   10,623,679 388,006 SH   SOLE   0 0 388,006
Johnson & Johnson Common Stock 478160104   9,863,196 63,326 SH   SOLE   0 0 63,326
Berkshire Hathaway Inc B Common Stock 084670702   8,703,554 24,846 SH   SOLE   0 0 24,846
Pfizer Inc Common Stock 717081103   8,576,156 258,550 SH   SOLE   0 0 258,550
Oracle Corp Common Stock 68389X105   7,389,615 69,766 SH   SOLE   0 0 69,766
Emerson Electric Co Common Stock 291011104   6,405,138 66,326 SH   SOLE   0 0 66,326
PepsiCo Inc Common Stock 713448108   6,127,701 36,164 SH   SOLE   0 0 36,164
Eaton Corp PLC Common Stock G29183103   5,746,830 26,945 SH   SOLE   0 0 26,945
Raytheon Technologies Ord Common Stock 75513E101   5,604,736 77,876 SH   SOLE   0 0 77,876
Bristol-Myers Squibb Company Common Stock 110122108   5,511,358 94,957 SH   SOLE   0 0 94,957
Starbucks Corp Common Stock 855244109   5,058,698 55,425 SH   SOLE   0 0 55,425
Salesforce.com Inc Common Stock 79466L302   4,672,457 23,042 SH   SOLE   0 0 23,042
SPDR S&P 500 ETF Exchange Traded Funds (ETF) 78462F103   4,542,595 10,625 SH   SOLE   0 0 10,625
Procter & Gamble Co Common Stock 742718109   4,519,468 30,984 SH   SOLE   0 0 30,984
Cisco Systems Inc Common Stock 17275R102   4,268,747 79,403 SH   SOLE   0 0 79,403
NextEra Energy Inc Common Stock 65339F101   4,216,621 73,601 SH   SOLE   0 0 73,601
Gilead Sciences Inc Common Stock 375558103   4,042,189 53,939 SH   SOLE   0 0 53,939
Welltower Inc Com Common Stock 95040Q104   3,526,975 43,053 SH   SOLE   0 0 43,053
Walt Disney Co Common Stock 254687106   3,515,169 43,370 SH   SOLE   0 0 43,370
Uber Technologies Inc Common Stock 90353T100   3,508,163 76,281 SH   SOLE   0 0 76,281
iShares Core S&P Mid-Cap Exchange Traded Funds (ETF) 464287507   3,504,614 14,055 SH   SOLE   0 0 14,055
Citigroup Inc Common Stock 172967424   3,327,787 80,909 SH   SOLE   0 0 80,909
Constellation Brands Inc Common Stock 21036P108   3,216,511 12,797 SH   SOLE   0 0 12,797
Autodesk Inc Common Stock 052769106   3,079,028 14,881 SH   SOLE   0 0 14,881
Colgate-Palmolive Co Common Stock 194162103   2,965,306 41,700 SH   SOLE   0 0 41,700
Allstate Corp Common Stock 020002101   2,798,633 25,120 SH   SOLE   0 0 25,120
Alphabet Inc A Common Stock 02079K305   2,448,652 18,712 SH   SOLE   0 0 18,712
Schlumberger Ltd Common Stock 806857108   2,409,539 41,330 SH   SOLE   0 0 41,330
Corteva Inc Common Stock 22052L104   2,350,700 45,948 SH   SOLE   0 0 45,948
Realty Income Corp Common Stock 756109104   2,170,592 43,464 SH   SOLE   0 0 43,464
Southern Co Common Stock 842587107   2,043,233 31,570 SH   SOLE   0 0 31,570
BlackRock Inc Common Stock 09247X101   1,997,654 3,090 SH   SOLE   0 0 3,090
American Express Co Common Stock 025816109   1,969,308 13,200 SH   SOLE   0 0 13,200
NXP Semiconductors NV Common Stock N6596X109   1,957,025 9,789 SH   SOLE   0 0 9,789
Novartis Ag Common Stock 66987V109   1,917,514 18,825 SH   SOLE   0 0 18,825
Exxon Mobil Corp Common Stock 30231G102   1,859,336 15,813 SH   SOLE   0 0 15,813
Vanguard S&P 500 Etf Exchange Traded Funds (ETF) 922908363   1,844,119 4,696 SH   SOLE   0 0 4,696
A S M L Holding Nv Common Stock N07059210   1,744,200 2,963 SH   SOLE   0 0 2,963
Airbnb Inc Common Stock 009066101   1,576,131 11,487 SH   SOLE   0 0 11,487
Union Pacific Corp Common Stock 907818108   1,545,105 7,587 SH   SOLE   0 0 7,587
iShares MSCI EAFE Exchange Traded Funds (ETF) 464287465   1,507,280 21,870 SH   SOLE   0 0 21,870
Intel Corp Common Stock 458140100   1,441,719 40,554 SH   SOLE   0 0 40,554
Sempra Energy Common Stock 816851109   1,428,630 21,000 SH   SOLE   0 0 21,000
Duke Energy Corp Common Stock 26441C204   1,395,655 15,813 SH   SOLE   0 0 15,813
SPDR S&P MidCap 400 ETF Exchange Traded Funds (ETF) 78467Y107   1,354,448 2,966 SH   SOLE   0 0 2,966
Wells Fargo & Co Common Stock 949746101   1,339,003 32,770 SH   SOLE   0 0 32,770
iShares Russell 2000 Exchange Traded Funds (ETF) 464287655   1,233,115 6,977 SH   SOLE   0 0 6,977
International Business Machines Corp Common Stock 459200101   1,197,167 8,532 SH   SOLE   0 0 8,532
Technology Select Sector SPDR ETF Exchange Traded Funds (ETF) 81369Y803   1,170,296 7,139 SH   SOLE   0 0 7,139
Freeport-McMoRan Inc Common Stock 35671D857   1,107,625 29,703 SH   SOLE   0 0 29,703
CAP ONE FIN 40 DS REP PRF SRS I Preferred Stock 14040H824   1,026,137 54,815 SH   SOLE   0 0 54,815
Caterpillar Inc Common Stock 149123101   1,007,097 3,689 SH   SOLE   0 0 3,689
BP PLC ADR Common Stock 055622104   1,001,803 25,873 SH   SOLE   0 0 25,873
Bank of America 4.125 Pfd Preferred Stock 06055H608   967,253 57,712 SH   SOLE   0 0 57,712
Ameriprise Financial Inc Common Stock 03076C106   939,588 2,850 SH   SOLE   0 0 2,850
iShares California Muni Bond ETF Exchange Traded Funds (ETF) 464288356   904,860 16,500 SH   SOLE   0 0 16,500
New York Community Capital Trust V Preferred Stock 64944P307   874,551 23,980 SH   SOLE   0 0 23,980
AT&T Inc Common Stock 00206R102   815,571 54,299 SH   SOLE   0 0 54,299
AT&T DS REP 1000 SRS C PRF Preferred Stock 00206R706   726,903 37,899 SH   SOLE   0 0 37,899
Sempra Energy Fxd Nt 79 Preferred Stock 816851604   722,078 31,684 SH   SOLE   0 0 31,684
Tesla Motors Inc Common Stock 88160R101   719,883 2,877 SH   SOLE   0 0 2,877
SYNCHRONY FINL 40 DS REP SRS A PRF Preferred Stock 87165B202   711,779 44,320 SH   SOLE   0 0 44,320
Invesco QQQ ETF Exchange Traded Funds (ETF) 46090E103   660,714 1,844 SH   SOLE   0 0 1,844
Keycorp New Dep Shs Pfd F Preferred Stock 493267876   659,792 34,400 SH   SOLE   0 0 34,400
Stryker Corp Common Stock 863667101   655,848 2,400 SH   SOLE   0 0 2,400
AbbVie Inc Common Stock 00287Y109   643,194 4,315 SH   SOLE   0 0 4,315
Nike Inc B Common Stock 654106103   631,570 6,605 SH   SOLE   0 0 6,605
iShares Core S&P Small-Cap Exchange Traded Funds (ETF) 464287804   550,982 5,841 SH   SOLE   0 0 5,841
Select Sector Spdr Trust The Health Care Select Se Exchange Traded Funds (ETF) 81369Y209   546,888 4,248 SH   SOLE   0 0 4,248
Abbott Laboratories Common Stock 002824100   533,282 5,506 SH   SOLE   0 0 5,506
Berkshire Hat A 100th Common Stock 084990175   531,477 100 SH   SOLE   0 0 100
Financial Select Sector SPDR ETF Exchange Traded Funds (ETF) 81369Y605   502,293 15,143 SH   SOLE   0 0 15,143
Citizens Financial DS REP 1 40 SRS E PRF Preferred Stock 174610402   488,260 25,550 SH   SOLE   0 0 25,550
Sysco Corp Common Stock 871829107   470,012 7,116 SH   SOLE   0 0 7,116
SOUTHERN 2020 SRS C 4 20 JNR SUB NTS Preferred Stock 842587883   469,500 24,114 SH   SOLE   0 0 24,114
CrowdStrike Holdings Inc Common Stock 22788C105   461,969 2,760 SH   SOLE   0 0 2,760
Vanguard FTSE Emerging Markets ETF Exchange Traded Funds (ETF) 922042858   456,836 11,651 SH   SOLE   0 0 11,651
Select Sector Spdr Fund Shs Ben Consumer Discretio Exchange Traded Funds (ETF) 81369Y407   449,295 2,791 SH   SOLE   0 0 2,791
Dr Horton Inc Common Stock 23331A109   424,506 3,950 SH   SOLE   0 0 3,950
Nestle SA ADR Common Stock 641069406   421,332 3,723 SH   SOLE   0 0 3,723
ConocoPhillips Common Stock 20825C104   410,195 3,424 SH   SOLE   0 0 3,424
BROOKFIELD FINANCE 4 625 SUBORD NTS Preferred Stock 11271L102   402,027 25,954 SH   SOLE   0 0 25,954
Verizon Communications Inc Common Stock 92343V104   383,559 11,833 SH   SOLE   0 0 11,833
Public Service Enterprise Group Inc Common Stock 744573106   372,078 6,538 SH   SOLE   0 0 6,538
Toronto Dominion Bk Ont Com New Common Stock 891160509   372,045 6,174 SH   SOLE   0 0 6,174
Amgen Inc Common Stock 031162100   365,782 1,361 SH   SOLE   0 0 1,361
McKesson Corp Common Stock 58155Q103   344,836 793 SH   SOLE   0 0 793
Communication Services Sel Sect SPDR ETF Exchange Traded Funds (ETF) 81369Y852   327,653 4,997 SH   SOLE   0 0 4,997
McDonald s Corp Common Stock 580135101   320,080 1,215 SH   SOLE   0 0 1,215
NVIDIA Corp Common Stock 67066G104   316,273 727 SH   SOLE   0 0 727
Select Sector Spdr Trust Shs Ben Int Energy Exchange Traded Funds (ETF) 81369Y506   304,795 3,372 SH   SOLE   0 0 3,372
Becton Dickinson and Co Common Stock 075887109   301,963 1,168 SH   SOLE   0 0 1,168
Industrial Select Sector SPDR ETF Exchange Traded Funds (ETF) 81369Y704   255,579 2,521 SH   SOLE   0 0 2,521
Aflac Inc Common Stock 001055102   255,424 3,328 SH   SOLE   0 0 3,328
Schwab US Large-Cap ETF Exchange Traded Funds (ETF) 808524201   254,518 5,030 SH   SOLE   0 0 5,030
Morgan Stanley Common Stock 617446448   251,707 3,082 SH   SOLE   0 0 3,082
Consumer Staples Select Sector SPDR ETF Exchange Traded Funds (ETF) 81369Y308   246,821 3,587 SH   SOLE   0 0 3,587
Xylem Inc Common Stock 98419M100   245,326 2,695 SH   SOLE   0 0 2,695
Southwest Gas Holdings Inc Common Stock 844895102   241,640 4,000 SH   SOLE   0 0 4,000
Vanguard Mid-Cap ETF Exchange Traded Funds (ETF) 922908629   226,982 1,090 SH   SOLE   0 0 1,090
Thermo Fisher Scientific Inc Common Stock 883556102   222,715 440 SH   SOLE   0 0 440
Wal-Mart Stores Inc Common Stock 931142103   214,786 1,343 SH   SOLE   0 0 1,343
BNY Mellon Strategic Municipal Bond Fund Closed End Income Funds Non-Taxable 09662E109   183,890 37,000 SH   SOLE   0 0 37,000
US BANCORP DS REP 1 1000 SRS M PRF Preferred Stock 902973718   181,549 11,336 SH   SOLE   0 0 11,336
CAPITL ONE FN DS RP 1 40TH SRS L PRF Preferred Stock 14040H758   176,110 11,000 SH   SOLE   0 0 11,000
Medical Marijuana Inc Common Stock 58463A105   72 11,095 SH   SOLE   0 0 11,095