The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Qualcomm Inc. Common Stock 747525103   50,006 454,848 SH   SOLE   0 0 454,848
Apple Inc Common Stock 037833100   30,201 232,441 SH   SOLE   0 0 232,441
Microsoft Corp Common Stock 594918104   26,126 108,934 SH   SOLE   0 0 108,934
Visa Inc Class A Common Stock 92826C839   22,302 107,346 SH   SOLE   0 0 107,346
Merck & Co Inc Common Stock 58933Y105   22,186 199,960 SH   SOLE   0 0 199,960
The Home Depot Inc Common Stock 437076102   22,104 69,978 SH   SOLE   0 0 69,978
Costco Wholesale Corp Common Stock 22160K105   21,684 47,499 SH   SOLE   0 0 47,499
Alphabet Inc C Common Stock 02079K107   20,187 227,514 SH   SOLE   0 0 227,514
Bank of America Corporation Common Stock 060505104   18,877 569,961 SH   SOLE   0 0 569,961
JPMorgan Chase & Co Common Stock 46625H100   18,873 140,737 SH   SOLE   0 0 140,737
Chevron Corp Common Stock 166764100   17,663 98,403 SH   SOLE   0 0 98,403
Pfizer Inc Common Stock 717081103   17,629 344,042 SH   SOLE   0 0 344,042
Johnson & Johnson Common Stock 478160104   16,948 95,939 SH   SOLE   0 0 95,939
Raytheon Technologies Ord Common Stock 75513E101   15,438 152,976 SH   SOLE   0 0 152,976
Micron Technology Inc Common Stock 595112103   14,049 281,090 SH   SOLE   0 0 281,090
Amazon.com Inc Common Stock 023135106   13,519 160,943 SH   SOLE   0 0 160,943
Berkshire Hathaway Inc B Common Stock 084670702   11,279 36,515 SH   SOLE   0 0 36,515
Bristol-Myers Squibb Company Common Stock 110122108   10,199 141,749 SH   SOLE   0 0 141,749
Starbucks Corp Common Stock 855244109   8,619 86,883 SH   SOLE   0 0 86,883
Oracle Corp Common Stock 68389X105   8,566 104,790 SH   SOLE   0 0 104,790
NextEra Energy Inc Common Stock 65339F101   8,512 101,812 SH   SOLE   0 0 101,812
PepsiCo Inc Common Stock 713448108   8,307 45,982 SH   SOLE   0 0 45,982
Emerson Electric Co Common Stock 291011104   7,634 79,475 SH   SOLE   0 0 79,475
Procter & Gamble Co Common Stock 742718109   6,784 44,759 SH   SOLE   0 0 44,759
Salesforce.com Inc Common Stock 79466L302   6,195 46,720 SH   SOLE   0 0 46,720
Walt Disney Co Common Stock 254687106   6,101 70,219 SH   SOLE   0 0 70,219
Gilead Sciences Inc Common Stock 375558103   6,097 71,015 SH   SOLE   0 0 71,015
Cisco Systems Inc Common Stock 17275R102   5,679 119,204 SH   SOLE   0 0 119,204
Eaton Corp PLC Common Stock G29183103   5,673 36,148 SH   SOLE   0 0 36,148
Citigroup Inc Common Stock 172967424   5,665 125,248 SH   SOLE   0 0 125,248
Colgate-Palmolive Co Common Stock 194162103   5,381 68,289 SH   SOLE   0 0 68,289
Allstate Corp Common Stock 020002101   4,976 36,696 SH   SOLE   0 0 36,696
SPDR S&P 500 ETF Exchange Traded Funds (ETF) 78462F103   4,801 12,553 SH   SOLE   0 0 12,553
Activision Blizzard Inc Common Stock 00507V109   4,645 60,684 SH   SOLE   0 0 60,684
Autodesk Inc Common Stock 052769106   4,511 24,140 SH   SOLE   0 0 24,140
Constellation Brands Inc Common Stock 21036P108   4,052 17,483 SH   SOLE   0 0 17,483
Realty Income Corp Common Stock 756109104   3,869 60,993 SH   SOLE   0 0 60,993
iShares Core S&P Mid-Cap Exchange Traded Funds (ETF) 464287507   3,761 15,548 SH   SOLE   0 0 15,548
Southern Co Common Stock 842587107   3,532 49,465 SH   SOLE   0 0 49,465
Illumina Inc Common Stock 452327109   3,510 17,360 SH   SOLE   0 0 17,360
Welltower Inc Com Common Stock 95040Q104   3,496 53,329 SH   SOLE   0 0 53,329
BlackRock Inc Common Stock 09247X101   3,072 4,335 SH   SOLE   0 0 4,335
A S M L Holding Nv Common Stock N07059210   3,068 5,615 SH   SOLE   0 0 5,615
Corteva Inc Common Stock 22052L104   3,067 52,179 SH   SOLE   0 0 52,179
Uber Technologies Inc Common Stock 90353T100   2,814 113,773 SH   SOLE   0 0 113,773
Novartis Ag Common Stock 66987V109   2,729 30,084 SH   SOLE   0 0 30,084
AT&T Inc Common Stock 00206R102   2,705 146,947 SH   SOLE   0 0 146,947
Intel Corp Common Stock 458140100   2,571 97,278 SH   SOLE   0 0 97,278
Schlumberger Ltd Common Stock 806857108   2,423 45,315 SH   SOLE   0 0 45,315
Union Pacific Corp Common Stock 907818108   2,379 11,487 SH   SOLE   0 0 11,487
Alphabet Inc A Common Stock 02079K305   2,263 25,645 SH   SOLE   0 0 25,645
Wells Fargo & Co Common Stock 949746101   2,186 52,932 SH   SOLE   0 0 52,932
NXP Semiconductors NV Common Stock N6596X109   2,166 13,705 SH   SOLE   0 0 13,705
Duke Energy Corp Common Stock 26441C204   2,082 20,219 SH   SOLE   0 0 20,219
SPDR S&P MidCap 400 ETF Exchange Traded Funds (ETF) 78467Y107   2,014 4,547 SH   SOLE   0 0 4,547
American Express Co Common Stock 025816109   1,962 13,280 SH   SOLE   0 0 13,280
Exxon Mobil Corp Common Stock 30231G102   1,947 17,648 SH   SOLE   0 0 17,648
Charles Schwab Corp Common Stock 808513105   1,941 23,317 SH   SOLE   0 0 23,317
International Business Machines Corp Common Stock 459200101   1,782 12,643 SH   SOLE   0 0 12,643
Airbnb Inc Common Stock 009066101   1,730 20,236 SH   SOLE   0 0 20,236
Freeport-McMoRan Inc Common Stock 35671D857   1,719 45,231 SH   SOLE   0 0 45,231
Vanguard S&P 500 Etf Exchange Traded Funds (ETF) 922908363   1,637 4,658 SH   SOLE   0 0 4,658
Sempra Energy Common Stock 816851109   1,623 10,500 SH   SOLE   0 0 10,500
Caterpillar Inc Common Stock 149123101   1,407 5,874 SH   SOLE   0 0 5,874
Keycorp New Dep Shs Pfd F Preferred Stock 493267876   1,406 67,676 SH   SOLE   0 0 67,676
CAP ONE FIN 40 DS REP PRF SRS I Preferred Stock 14040H824   1,370 76,089 SH   SOLE   0 0 76,089
iShares MSCI EAFE Exchange Traded Funds (ETF) 464287465   1,350 20,573 SH   SOLE   0 0 20,573
Dr Horton Inc Common Stock 23331A109   1,336 14,992 SH   SOLE   0 0 14,992
Bank of America 4.125 Pfd Preferred Stock 06055H608   1,223 73,262 SH   SOLE   0 0 73,262
BP PLC ADR Common Stock 055622104   1,222 34,994 SH   SOLE   0 0 34,994
New York Community Capital Trust V Preferred Stock 64944P307   1,123 25,885 SH   SOLE   0 0 25,885
Technology Select Sector SPDR ETF Exchange Traded Funds (ETF) 81369Y803   1,064 8,549 SH   SOLE   0 0 8,549
SYNCHRONY FINL 40 DS REP SRS A PRF Preferred Stock 87165B202   1,035 60,354 SH   SOLE   0 0 60,354
Invesco QQQ ETF Exchange Traded Funds (ETF) 46090E103   1,008 3,784 SH   SOLE   0 0 3,784
iShares California Muni Bond ETF Exchange Traded Funds (ETF) 464288356   948 16,900 SH   SOLE   0 0 16,900
AbbVie Inc Common Stock 00287Y109   920 5,691 SH   SOLE   0 0 5,691
Nike Inc B Common Stock 654106103   889 7,597 SH   SOLE   0 0 7,597
Nestle SA ADR Common Stock 641069406   888 7,698 SH   SOLE   0 0 7,698
Ameriprise Financial Inc Common Stock 03076C106   887 2,850 SH   SOLE   0 0 2,850
AT&T DS REP 1000 SRS C PRF Preferred Stock 00206R706   858 49,199 SH   SOLE   0 0 49,199
Tesla Motors Inc Common Stock 88160R101   812 6,593 SH   SOLE   0 0 6,593
Abbott Laboratories Common Stock 002824100   798 7,264 SH   SOLE   0 0 7,264
Verizon Communications Inc Common Stock 92343V104   758 19,230 SH   SOLE   0 0 19,230
Citizens Financial DS REP 1 40 SRS E PRF Preferred Stock 174610402   739 38,286 SH   SOLE   0 0 38,286
Sempra Energy Fxd Nt 79 Preferred Stock 816851604   681 31,467 SH   SOLE   0 0 31,467
CrowdStrike Holdings Inc Common Stock 22788C105   678 6,435 SH   SOLE   0 0 6,435
Xylem Inc Common Stock 98419M100   675 6,106 SH   SOLE   0 0 6,106
Stryker Corp Common Stock 863667101   647 2,645 SH   SOLE   0 0 2,645
Amgen Inc Common Stock 031162100   633 2,410 SH   SOLE   0 0 2,410
Select Sector Spdr Trust The Health Care Select Se Exchange Traded Funds (ETF) 81369Y209   626 4,605 SH   SOLE   0 0 4,605
Financial Select Sector SPDR ETF Exchange Traded Funds (ETF) 81369Y605   560 16,366 SH   SOLE   0 0 16,366
iShares Core S&P Small-Cap Exchange Traded Funds (ETF) 464287804   540 5,708 SH   SOLE   0 0 5,708
iShares Russell 2000 Exchange Traded Funds (ETF) 464287655   532 3,050 SH   SOLE   0 0 3,050
SOUTHERN 2020 SRS C 4 20 JNR SUB NTS Preferred Stock 842587883   526 30,314 SH   SOLE   0 0 30,314
McDonald s Corp Common Stock 580135101   519 1,969 SH   SOLE   0 0 1,969
Public Service Enterprise Group Inc Common Stock 744573106   511 8,338 SH   SOLE   0 0 8,338
Berkshire Hat A 100th Common Stock 084990175   469 100 SH   SOLE   0 0 100
BROOKFIELD FINANCE 4 625 SUBORD NTS Preferred Stock 11271L102   451 29,654 SH   SOLE   0 0 29,654
Vanguard FTSE Emerging Markets ETF Exchange Traded Funds (ETF) 922042858   431 11,067 SH   SOLE   0 0 11,067
ConocoPhillips Common Stock 20825C104   431 3,649 SH   SOLE   0 0 3,649
Select Sector Spdr Fund Shs Ben Consumer Discretio Exchange Traded Funds (ETF) 81369Y407   407 3,151 SH   SOLE   0 0 3,151
Toronto Dominion Bk Ont Com New Common Stock 891160509   400 6,174 SH   SOLE   0 0 6,174
Select Sector Spdr Trust Shs Ben Int Energy Exchange Traded Funds (ETF) 81369Y506   369 4,214 SH   SOLE   0 0 4,214
CVS Health Corp Common Stock 126650100   347 3,723 SH   SOLE   0 0 3,723
SHELL PLC-ADR Common Stock 780259305   322 5,650 SH   SOLE   0 0 5,650
McKesson Corp Common Stock 58155Q103   297 793 SH   SOLE   0 0 793
Becton Dickinson and Co Common Stock 075887109   297 1,168 SH   SOLE   0 0 1,168
Vanguard Mid-Cap ETF Exchange Traded Funds (ETF) 922908629   296 1,451 SH   SOLE   0 0 1,451
Honeywell International Inc Common Stock 438516106   291 1,358 SH   SOLE   0 0 1,358
Accenture PLC A Common Stock G1151C101   291 1,089 SH   SOLE   0 0 1,089
SPDR Dow Jones Industrial Average ETF Exchange Traded Funds (ETF) 78467X109   270 813 SH   SOLE   0 0 813
Schwab US Large-Cap Growth ETF Exchange Traded Funds (ETF) 808524300   268 4,820 SH   SOLE   0 0 4,820
Kimberly-Clark Corp Common Stock 494368103   267 1,970 SH   SOLE   0 0 1,970
Wal-Mart Stores Inc Common Stock 931142103   267 1,885 SH   SOLE   0 0 1,885
Communication Services Sel Sect SPDR ETF Exchange Traded Funds (ETF) 81369Y852   266 5,543 SH   SOLE   0 0 5,543
US BANCORP DS REP 1 1000 SRS M PRF Preferred Stock 902973718   266 16,371 SH   SOLE   0 0 16,371
Industrial Select Sector SPDR ETF Exchange Traded Funds (ETF) 81369Y704   265 2,700 SH   SOLE   0 0 2,700
Morgan Stanley Common Stock 617446448   262 3,082 SH   SOLE   0 0 3,082
Thermo Fisher Scientific Inc Common Stock 883556102   256 465 SH   SOLE   0 0 465
iShares Core S&P 500 Exchange Traded Funds (ETF) 464287200   251 653 SH   SOLE   0 0 653
General Electric Co Common Stock 369604301   251 2,991 SH   SOLE   0 0 2,991
Southwest Gas Holdings Inc Common Stock 844895102   248 4,000 SH   SOLE   0 0 4,000
Schwab US Large-Cap ETF Exchange Traded Funds (ETF) 808524201   245 5,430 SH   SOLE   0 0 5,430
Waste Management Inc Common Stock 94106L109   241 1,538 SH   SOLE   0 0 1,538
Schwab US Broad Market ETF Exchange Traded Funds (ETF) 808524102   241 5,378 SH   SOLE   0 0 5,378
CAPITL ONE FN DS RP 1 40TH SRS L PRF Preferred Stock 14040H758   231 14,500 SH   SOLE   0 0 14,500
Aflac Inc Common Stock 001055102   225 3,128 SH   SOLE   0 0 3,128
Invesco S&P 500 Pure Growth ETF Exchange Traded Funds (ETF) 46137V266   217 1,429 SH   SOLE   0 0 1,429
Sysco Corp Common Stock 871829107   214 2,800 SH   SOLE   0 0 2,800
BNY Mellon Strategic Municipal Bond Fund Closed End Income Funds Non-Taxable 09662E109   214 37,000 SH   SOLE   0 0 37,000
Coca-Cola Co Common Stock 191216100   212 3,335 SH   SOLE   0 0 3,335
PayPal Holdings Inc Common Stock 70450Y103   205 2,877 SH   SOLE   0 0 2,877
Griffin Cap Essntl Ast Reit II Com Cl E Common Stock 39818P880   128 17,256 SH   SOLE   0 0 17,256
Palantir Technologies Inc Ordinary Shares - Class Common Stock 69608A108   86 13,389 SH   SOLE   0 0 13,389
22nd Century Group Inc Common Stock 90137F103   19 21,000 SH   SOLE   0 0 21,000
Artemis Resources Ltd Common Stock Q05532298   0 10,714 SH   SOLE   0 0 10,714
Medical Marijuana Inc Common Stock 58463A105   0 10,695 SH   SOLE   0 0 10,695