The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Apple Inc Common Stock 037833100 32,983 238,656 SH   SOLE   0 0 238,656
Microsoft Corp Common Stock 594918104 25,664 110,190 SH   SOLE   0 0 110,190
Costco Wholesale Corp Common Stock 22160K105 22,919 48,528 SH   SOLE   0 0 48,528
Alphabet Inc C Common Stock 02079K107 21,698 225,669 SH   SOLE   0 0 225,669
The Home Depot Inc Common Stock 437076102 20,000 72,477 SH   SOLE   0 0 72,477
Qualcomm Inc. Common Stock 747525103 52,068 460,857 SH   SOLE   0 0 460,857
Visa Inc Class A Common Stock 92826C839 19,657 110,650 SH   SOLE   0 0 110,650
Amazon.com Inc Common Stock 023135106 17,839 157,871 SH   SOLE   0 0 157,871
Bank of America Corporation Common Stock 060505104 17,640 584,102 SH   SOLE   0 0 584,102
Merck & Co Inc Common Stock 58933Y105 17,523 203,472 SH   SOLE   0 0 203,472
Johnson & Johnson Common Stock 478160104 15,328 93,829 SH   SOLE   0 0 93,829
Micron Technology Inc Common Stock 595112103 14,923 297,857 SH   SOLE   0 0 297,857
JPMorgan Chase & Co Common Stock 46625H100 14,839 141,998 SH   SOLE   0 0 141,998
Pfizer Inc Common Stock 717081103 14,644 334,636 SH   SOLE   0 0 334,636
Chevron Corp Common Stock 166764100 14,449 100,571 SH   SOLE   0 0 100,571
Raytheon Technologies Ord Common Stock 75513E101 13,068 159,633 SH   SOLE   0 0 159,633
Bristol-Myers Squibb Company Common Stock 110122108 10,302 144,918 SH   SOLE   0 0 144,918
Berkshire Hathaway Inc B Common Stock 084670702 9,502 35,584 SH   SOLE   0 0 35,584
Walt Disney Co Common Stock 254687106 7,972 84,507 SH   SOLE   0 0 84,507
Starbucks Corp Common Stock 855244109 7,770 92,213 SH   SOLE   0 0 92,213
PepsiCo Inc Common Stock 713448108 7,687 47,087 SH   SOLE   0 0 47,087
NextEra Energy Inc Common Stock 65339F101 7,364 93,916 SH   SOLE   0 0 93,916
Salesforce.com Inc Common Stock 79466L302 6,971 48,465 SH   SOLE   0 0 48,465
Oracle Corp Common Stock 68389X105 6,659 109,041 SH   SOLE   0 0 109,041
Emerson Electric Co Common Stock 291011104 6,090 83,175 SH   SOLE   0 0 83,175
Procter & Gamble Co Common Stock 742718109 5,814 46,054 SH   SOLE   0 0 46,054
Citigroup Inc Common Stock 172967424 5,720 137,268 SH   SOLE   0 0 137,268
Eaton Corp PLC Common Stock G29183103 5,229 39,206 SH   SOLE   0 0 39,206
Cisco Systems Inc Common Stock 17275R102 5,116 127,903 SH   SOLE   0 0 127,903
Colgate-Palmolive Co Common Stock 194162103 4,975 70,814 SH   SOLE   0 0 70,814
Autodesk Inc Common Stock 052769106 4,837 25,894 SH   SOLE   0 0 25,894
Gilead Sciences Inc Common Stock 375558103 4,761 77,184 SH   SOLE   0 0 77,184
Allstate Corp Common Stock 020002101 4,689 37,653 SH   SOLE   0 0 37,653
Activision Blizzard Inc Common Stock 00507V109 4,577 61,574 SH   SOLE   0 0 61,574
SPDR S&P 500 ETF Exchange Traded Funds (ETF) 78462F103 4,286 11,998 SH   SOLE   0 0 11,998
Constellation Brands Inc Common Stock 21036P108 4,007 17,447 SH   SOLE   0 0 17,447
Realty Income Corp Common Stock 756109104 3,801 65,303 SH   SOLE   0 0 65,303
Welltower Inc Com Common Stock 95040Q104 3,557 55,300 SH   SOLE   0 0 55,300
Illumina Inc Common Stock 452327109 3,487 18,279 SH   SOLE   0 0 18,279
iShares Core S&P Mid-Cap Exchange Traded Funds (ETF) 464287507 3,487 15,903 SH   SOLE   0 0 15,903
Southern Co Common Stock 842587107 3,477 51,131 SH   SOLE   0 0 51,131
Corteva Inc Common Stock 22052L104 3,353 58,669 SH   SOLE   0 0 58,669
Intel Corp Common Stock 458140100 3,105 120,493 SH   SOLE   0 0 120,493
Uber Technologies Inc Common Stock 90353T100 3,096 116,823 SH   SOLE   0 0 116,823
Alphabet Inc A Common Stock 02079K305 2,508 26,220 SH   SOLE   0 0 26,220
BlackRock Inc Common Stock 09247X101 2,442 4,438 SH   SOLE   0 0 4,438
A S M L Holding Nv Common Stock N07059210 2,426 5,842 SH   SOLE   0 0 5,842
Novartis Ag Common Stock 66987V109 2,414 31,759 SH   SOLE   0 0 31,759
AT&T Inc Common Stock 00206R102 2,413 157,297 SH   SOLE   0 0 157,297
Airbnb Inc Common Stock 009066101 2,372 22,581 SH   SOLE   0 0 22,581
Union Pacific Corp Common Stock 907818108 2,227 11,432 SH   SOLE   0 0 11,432
Wells Fargo & Co Common Stock 949746101 2,108 52,405 SH   SOLE   0 0 52,405
NXP Semiconductors NV Common Stock N6596X109 2,068 14,020 SH   SOLE   0 0 14,020
Duke Energy Corp Common Stock 26441C204 1,979 21,273 SH   SOLE   0 0 21,273
SPDR S&P MidCap 400 ETF Exchange Traded Funds (ETF) 78467Y107 1,882 4,685 SH   SOLE   0 0 4,685
Charles Schwab Corp Common Stock 808513105 1,873 26,063 SH   SOLE   0 0 26,063
American Express Co Common Stock 025816109 1,792 13,280 SH   SOLE   0 0 13,280
Vanguard S&P 500 Etf Exchange Traded Funds (ETF) 922908363 1,778 5,417 SH   SOLE   0 0 5,417
Tesla Motors Inc Common Stock 88160R101 1,728 6,513 SH   SOLE   0 0 6,513
CAP ONE FIN 40 DS REP PRF SRS I Preferred Stock 14040H824 1,706 86,922 SH   SOLE   0 0 86,922
International Business Machines Corp Common Stock 459200101 1,693 14,252 SH   SOLE   0 0 14,252
Sempra Energy Common Stock 816851109 1,574 10,500 SH   SOLE   0 0 10,500
Exxon Mobil Corp Common Stock 30231G102 1,541 17,648 SH   SOLE   0 0 17,648
Keycorp New Dep Shs Pfd F Preferred Stock 493267876 1,509 63,526 SH   SOLE   0 0 63,526
Schlumberger Ltd Common Stock 806857108 1,466 40,840 SH   SOLE   0 0 40,840
SYNCHRONY FINL 40 DS REP SRS A PRF Preferred Stock 87165B202 1,316 71,888 SH   SOLE   0 0 71,888
New York Community Capital Trust V Preferred Stock 64944P307 1,301 29,184 SH   SOLE   0 0 29,184
Freeport-McMoRan Inc Common Stock 35671D857 1,292 47,291 SH   SOLE   0 0 47,291
Bank of America 4.125 Pfd Preferred Stock 06055H608 1,292 75,012 SH   SOLE   0 0 75,012
iShares MSCI EAFE Exchange Traded Funds (ETF) 464287465 1,215 21,688 SH   SOLE   0 0 21,688
Dr Horton Inc Common Stock 23331A109 1,180 17,522 SH   SOLE   0 0 17,522
Technology Select Sector SPDR ETF Exchange Traded Funds (ETF) 81369Y803 1,092 9,193 SH   SOLE   0 0 9,193
Invesco QQQ ETF Exchange Traded Funds (ETF) 46090E103 1,089 4,075 SH   SOLE   0 0 4,075
Caterpillar Inc Common Stock 149123101 1,049 6,395 SH   SOLE   0 0 6,395
BP PLC ADR Common Stock 055622104 1,045 36,586 SH   SOLE   0 0 36,586
AT&T DS REP 1000 SRS C PRF Preferred Stock 00206R706 891 47,450 SH   SOLE   0 0 47,450
Citizens Financial DS REP 1 40 SRS E PRF Preferred Stock 174610402 879 46,171 SH   SOLE   0 0 46,171
Nestle SA ADR Common Stock 641069406 850 7,898 SH   SOLE   0 0 7,898
CrowdStrike Holdings Inc Common Stock 22788C105 845 5,125 SH   SOLE   0 0 5,125
Abbott Laboratories Common Stock 002824100 806 8,332 SH   SOLE   0 0 8,332
AbbVie Inc Common Stock 00287Y109 764 5,691 SH   SOLE   0 0 5,691
Verizon Communications Inc Common Stock 92343V104 757 19,922 SH   SOLE   0 0 19,922
Sempra Energy Fxd Nt 79 Preferred Stock 816851604 756 31,967 SH   SOLE   0 0 31,967
iShares California Muni Bond ETF Exchange Traded Funds (ETF) 464288356 754 13,900 SH   SOLE   0 0 13,900
Ameriprise Financial Inc Common Stock 03076C106 728 2,890 SH   SOLE   0 0 2,890
Nike Inc B Common Stock 654106103 680 8,182 SH   SOLE   0 0 8,182
SOUTHERN 2020 SRS C 4 20 JNR SUB NTS Preferred Stock 842587883 609 32,064 SH   SOLE   0 0 32,064
iShares Russell 2000 Exchange Traded Funds (ETF) 464287655 601 3,645 SH   SOLE   0 0 3,645
Select Sector Spdr Trust The Health Care Select Se Exchange Traded Funds (ETF) 81369Y209 586 4,838 SH   SOLE   0 0 4,838
Financial Select Sector SPDR ETF Exchange Traded Funds (ETF) 81369Y605 572 18,855 SH   SOLE   0 0 18,855
Xylem Inc Common Stock 98419M100 560 6,406 SH   SOLE   0 0 6,406
Stryker Corp Common Stock 863667101 556 2,745 SH   SOLE   0 0 2,745
Amgen Inc Common Stock 031162100 551 2,444 SH   SOLE   0 0 2,444
McDonald s Corp Common Stock 580135101 510 2,209 SH   SOLE   0 0 2,209
iShares Core S&P Small-Cap Exchange Traded Funds (ETF) 464287804 500 5,733 SH   SOLE   0 0 5,733
BROOKFIELD FINANCE 4 625 SUBORD NTS Preferred Stock 11271L102 475 26,254 SH   SOLE   0 0 26,254
Public Service Enterprise Group Inc Common Stock 744573106 469 8,338 SH   SOLE   0 0 8,338
Vanguard FTSE Emerging Markets ETF Exchange Traded Funds (ETF) 922042858 423 11,595 SH   SOLE   0 0 11,595
Select Sector Spdr Fund Shs Ben Consumer Discretio Exchange Traded Funds (ETF) 81369Y407 420 2,945 SH   SOLE   0 0 2,945
Berkshire Hat A 100th Common Stock 084990175 406 100 SH   SOLE   0 0 100
Toronto Dominion Bk Ont Com New Common Stock 891160509 379 6,174 SH   SOLE   0 0 6,174
ConocoPhillips Common Stock 20825C104 373 3,649 SH   SOLE   0 0 3,649
Select Sector Spdr Trust Shs Ben Int Energy Exchange Traded Funds (ETF) 81369Y506 348 4,828 SH   SOLE   0 0 4,828
Waste Management Inc Common Stock 94106L109 343 2,138 SH   SOLE   0 0 2,138
Vanguard Mid-Cap ETF Exchange Traded Funds (ETF) 922908629 331 1,759 SH   SOLE   0 0 1,759
Schwab US Large-Cap ETF Exchange Traded Funds (ETF) 808524201 320 7,560 SH   SOLE   0 0 7,560
US BANCORP DS REP 1 1000 SRS M PRF Preferred Stock 902973718 312 18,347 SH   SOLE   0 0 18,347
Becton Dickinson and Co Common Stock 075887109 305 1,368 SH   SOLE   0 0 1,368
Communication Services Sel Sect SPDR ETF Exchange Traded Funds (ETF) 81369Y852 292 6,088 SH   SOLE   0 0 6,088
CVS Health Corp Common Stock 126650100 288 3,022 SH   SOLE   0 0 3,022
SHELL PLC-ADR Common Stock 780259305 286 5,750 SH   SOLE   0 0 5,750
PayPal Holdings Inc Common Stock 70450Y103 282 3,277 SH   SOLE   0 0 3,277
Accenture PLC A Common Stock G1151C101 280 1,089 SH   SOLE   0 0 1,089
Southwest Gas Holdings Inc Common Stock 844895102 279 4,000 SH   SOLE   0 0 4,000
Wal-Mart Stores Inc Common Stock 931142103 279 2,150 SH   SOLE   0 0 2,150
McKesson Corp Common Stock 58155Q103 270 793 SH   SOLE   0 0 793
Schwab US Large-Cap Growth ETF Exchange Traded Funds (ETF) 808524300 269 4,820 SH   SOLE   0 0 4,820
ProShares Ultra QQQ Exchange Traded Funds (ETF) 74347R206 257 7,000 SH   SOLE   0 0 7,000
Schwab US Broad Market ETF Exchange Traded Funds (ETF) 808524102 253 6,028 SH   SOLE   0 0 6,028
Industrial Select Sector SPDR ETF Exchange Traded Funds (ETF) 81369Y704 253 3,051 SH   SOLE   0 0 3,051
UnitedHealth Group Inc Common Stock 91324P102 247 489 SH   SOLE   0 0 489
Thermo Fisher Scientific Inc Common Stock 883556102 246 485 SH   SOLE   0 0 485
Morgan Stanley Common Stock 617446448 244 3,082 SH   SOLE   0 0 3,082
Honeywell International Inc Common Stock 438516106 234 1,401 SH   SOLE   0 0 1,401
SPDR Dow Jones Industrial Average ETF Exchange Traded Funds (ETF) 78467X109 234 813 SH   SOLE   0 0 813
iShares Core S&P 500 Exchange Traded Funds (ETF) 464287200 232 648 SH   SOLE   0 0 648
Kimberly-Clark Corp Common Stock 494368103 222 1,970 SH   SOLE   0 0 1,970
PacWest Bancorp Common Stock 695263103 219 9,708 SH   SOLE   0 0 9,708
BNY Mellon Strategic Municipal Bond Fund Closed End Income Funds Non-Taxable 09662E109 209 37,000 SH   SOLE   0 0 37,000
Lowe s Companies Inc Common Stock 548661107 208 1,109 SH   SOLE   0 0 1,109
Invesco S&P 500 Pure Growth ETF Exchange Traded Funds (ETF) 46137V266 207 1,429 SH   SOLE   0 0 1,429
Coca-Cola Co Common Stock 191216100 206 3,685 SH   SOLE   0 0 3,685
Vale SA Common Stock 91912E105 190 14,250 SH   SOLE   0 0 14,250
Palantir Technologies Inc Ordinary Shares - Class Common Stock 69608A108 157 19,361 SH   SOLE   0 0 19,361
Griffin Cap Essntl Ast Reit II Com Cl E Common Stock 39818P880 128 17,256 SH   SOLE   0 0 17,256
22nd Century Group Inc Common Stock 90137F103 19 21,000 SH   SOLE   0 0 21,000
Artemis Resources Ltd Common Stock Q05532298 0 10,714 SH   SOLE   0 0 10,714
Medical Marijuana Inc Common Stock 58463A105 0 10,695 SH   SOLE   0 0 10,695