The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
JPMORGAN CHASE & CO ALERIAN ML ETN 46625H365 2,210 76,280 SH   SOLE 0 76,280 0 0
ALPS ETF TR ALERIAN MLP 00162Q866 1,339 111,107 SH   SOLE 0 111,107 0 0
SPDR SERIES TRUST BRCLYS INTL ETF 78464A516 1,535 29,734 SH   SOLE 0 29,734 0 0
POWERSHARES DB CMDTY IDX TRA UNIT BEN INT 73935S105 326 24,418 SH   SOLE 0 0 0 24,418
BARCLAYS BK PLC DJUBS CMDT ETN36 06738C778 1,863 86,752 SH   SOLE 0 86,752 0 0
PROSHARES TR ULTR MSCI ETF 74347X500 2,380 26,435 SH   SOLE 0 26,435 0 0
ISHARES MSCI EURZONE ETF 464286608 1,313 37,466 SH   SOLE 0 37,466 0 0
ISHARES IBOXX HI YD ETF 464288513 2,447 30,336 SH   SOLE 0 30,336 0 0
ISHARES INTL TREA BD ETF 464288117 627 6,997 SH   SOLE 0 6,997 0 0
ISHARES IBOXX INV CP ETF 464287242 301 2,631 SH   SOLE 0 7 0 2,631
POWERSHARES GLOBAL ETF TRUST I-30 LAD TREAS 73936T524 1,893 69,325 SH   SOLE 0 66,587 0 2,738
POWERSHARES GLOBAL ETF TRUST FDM HG YLD RAFI 73936T557 645 36,986 SH   SOLE 0 36,986 0 0
SWEDISH EXPT CR CORP ROG TTL ETN 22 870297801 1,085 234,446 SH   SOLE 0 234,446 0 0
SPDR INDEX SHS FDS DJ INTL RL ETF 78463X863 2,780 71,052 SH   SOLE 0 71,052 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 8,071 154,967 SH   SOLE 0 148,374 0 6,593
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 3,561 123,526 SH   SOLE 0 123,526 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 4,667 239,224 SH   SOLE 0 222,447 0 16,777
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 214 7,759 SH   SOLE 0 7,759 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 6,318 119,596 SH   SOLE 0 119,596 0 0
SCHWAB STRATEGIC TR US REIT ETF 808524847 8,068 203,536 SH   SOLE 0 203,536 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 759 14,278 SH   SOLE 0 11,527 0 2,751
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 5,853 137,903 SH   SOLE 0 137,903 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 1,193 23,174 SH   SOLE 0 23,174 0 0
PROSHARES TR ULT FTSE EUROPE 74347X526 4,315 107,979 SH   SOLE 0 107,979 0 0
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 6,547 131,249 SH   SOLE 0 120,987 0 10,262
VANGUARD INDEX FDS REIT ETF 922908553 550 6,901 SH   SOLE 0 0 0 6,901
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 856 16,751 SH   SOLE 0 16,751 0 0
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 8,047 141,994 SH   SOLE 0 132,788 0 9,206
VANGUARD INDEX FDS VALUE ETF 922908744 351 4,312 SH   SOLE 0 0 0 4,312
VANGUARD INDEX FDS GROWTH ETF 922908736 351 3,299 SH   SOLE 0 0 0 3,299
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2,332 71,279 SH   SOLE 0 54 0 0
WASHINGTONFIRST BANKSHARES I COM 940730104 677 29,903 SH   SOLE 0 29,903 0 0
EXXON MOBIL CORP COM 30231G102 202 2,588 SH   SOLE 0 2,588 0 0
CREDIT SUISSE NASSAU BRH INVRS VIX MDTERM 22542D829 3,884 94,022 SH   SOLE 0 94,022 0 0