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Consolidated Statements of Income - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2015
Dec. 31, 2014
Interest income:    
Loans $ 15,866 $ 15,276
Securities 1,957 2,065
Federal funds sold and interest bearing deposits 67 39
Total interest income 17,890 17,380
Interest expense:    
Savings and money market accounts 570 544
Time accounts 357 434
Interest-bearing demand accounts 102 91
Total 1,029 1,069
FHLB advances 141 143
Total interest expense 1,170 1,212
Net interest income 16,720 16,168
Provision for loan losses 0 150
Net interest income after provision for loan losses 16,720 16,018
Non-interest income:    
Service charges 2,002 1,963
Wealth management fees 1,644 1,474
Treasury management fees 273 220
Income from bank-owned life insurance 733 730
Gain on the sale of securities available-for-sale 0 101
Net gain (loss) on loans held for sale 3 (509)
Net gain (loss) on sale of REO 16 (84)
Gain on sale of branch 0 438
Other non-interest income 151 127
Total non-interest income 4,822 4,460
Non-interest expense:    
Salaries and employee benefits 11,263 11,141
Occupancy and equipment 3,912 3,784
Professional services 1,383 1,379
Advertising 549 347
Office supplies, postage and courier 305 328
FDIC insurance premium 393 630
State franchise taxes 295 266
Other non-interest expense 2,353 2,231
Total non-interest expense 20,453 20,106
Income before income tax benefit 1,089 372
Income tax benefit (10,655) 0
Net income $ 11,744 $ 372
Share and Per Share Data    
Basic average common shares outstanding (in shares) 7,272,061 7,193,372
Diluted average common shares outstanding (in shares) 7,288,350 7,232,388
Basic and diluted earnings per common share (in dollars per share) $ 1.61 $ 0.05