CONSOLIDATED BALANCE SHEETS (USD $) In Thousands, unless otherwise specified	Jun. 30, 2013	Dec. 31, 2012
ASSETS
Cash and due from financial institutions	$ 9,439	$ 9,663
Interest-bearing deposits	28,861	53,644
Total cash and cash equivalents	38,300	63,307
Securities available-for-sale	87,499	87,197
Securities held-to-maturity	0	1,149
Total securities	87,499	88,346
Loans	345,637	317,504
Less allowance for loan losses	(6,503)	(6,881)
Net Loans	339,134	310,623
Real estate owned	2,100	3,671
Investment in FHLB Stock	3,799	3,799
Premises and equipment, net	12,110	12,036
Bank owned life insurance	18,969	18,564
Accrued interest receivable and other assets	3,246	6,146
Total assets	505,157	506,492
LIABILITIES
Noninterest bearing deposits	96,875	95,847
Interest bearing deposits	349,313	352,443
Total deposits	446,188	448,290
FHLB advances	5,760	7,498
Accrued interest payable and other liabilities	3,980	2,315
Total liabilities	455,928	458,103
STOCKHOLDERS' EQUITY
Common stock, no par value, 7,500,000 shares authorized, 7,500,000 shares issued, and 7,192,350 shares outstanding at June 30, 2013 and December 31, 2012	15,771	15,771
Retained earnings	40,912	40,614
Treasury stock, at cost, 307,650 shares at June 30, 2013 and December 31, 2012	(7,416)	(7,416)
Accumulated other comprehensive loss	(38)	(580)
Total stockholders' equity	49,229	48,389
Total liabilities and stockholders' equity	$ 505,157	$ 506,492