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Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
Originator-Key-Asymmetric:
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 TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB
MIC-Info: RSA-MD5,RSA,
 VKLw+OxQg1YtFWHRs/52RrNk6qrmPmKtvQauUXXAcpSt0WvwawuYgMvw1Udo9GJV
 QmaFWnRE4pFCODM2qL6yQg==

<SEC-DOCUMENT>0001025877-05-000031.txt : 20050624
<SEC-HEADER>0001025877-05-000031.hdr.sgml : 20050624
<ACCEPTANCE-DATETIME>20050624120142
ACCESSION NUMBER:		0001025877-05-000031
CONFORMED SUBMISSION TYPE:	4
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	19970317
FILED AS OF DATE:		20050624
DATE AS OF CHANGE:		20050624

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			LEWIS VICKI J
		CENTRAL INDEX KEY:			0001252348

	FILING VALUES:
		FORM TYPE:		4
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-22387
		FILM NUMBER:		05914262

	BUSINESS ADDRESS:	
		STREET 1:		DCB FINANCIAL CORP
		STREET 2:		PO BOX 1001
		CITY:			LEWIS CENTER
		STATE:			OH
		ZIP:			43035
		BUSINESS PHONE:		7406577930

ISSUER:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			DCB FINANCIAL CORP
		CENTRAL INDEX KEY:			0001025877
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		IRS NUMBER:				311469837
		STATE OF INCORPORATION:			OH
		FISCAL YEAR END:			1231

	BUSINESS ADDRESS:	
		STREET 1:		110 RIVERBEND AVE.
		CITY:			LEWIS CENTER
		STATE:			OH
		ZIP:			43035
		BUSINESS PHONE:		740-657-7000

	MAIL ADDRESS:	
		STREET 1:		110 RIVERBEND AVE.
		CITY:			LEWIS CENTER
		STATE:			OH
		ZIP:			43035
</SEC-HEADER>
<DOCUMENT>
<TYPE>4
<SEQUENCE>1
<FILENAME>primary_doc.xml
<DESCRIPTION>PRIMARY DOCUMENT
<TEXT>
<XML>
<?xml version="1.0"?>
<ownershipDocument>

    <schemaVersion>X0202</schemaVersion>

    <documentType>4</documentType>

    <periodOfReport>1997-03-17</periodOfReport>

    <notSubjectToSection16>0</notSubjectToSection16>

    <issuer>
        <issuerCik>0001025877</issuerCik>
        <issuerName>DCB FINANCIAL CORP</issuerName>
        <issuerTradingSymbol>dcbf</issuerTradingSymbol>
    </issuer>

    <reportingOwner>
        <reportingOwnerId>
            <rptOwnerCik>0001252348</rptOwnerCik>
            <rptOwnerName>LEWIS VICKI J</rptOwnerName>
        </reportingOwnerId>
        <reportingOwnerAddress>
            <rptOwnerStreet1>P.O. BOX 1001</rptOwnerStreet1>
            <rptOwnerStreet2></rptOwnerStreet2>
            <rptOwnerCity>LEWIS CENTER</rptOwnerCity>
            <rptOwnerState>OH</rptOwnerState>
            <rptOwnerZipCode>43035</rptOwnerZipCode>
            <rptOwnerStateDescription></rptOwnerStateDescription>
        </reportingOwnerAddress>
        <reportingOwnerRelationship>
            <isDirector>1</isDirector>
            <isOfficer>0</isOfficer>
            <isTenPercentOwner>0</isTenPercentOwner>
            <isOther>0</isOther>
        </reportingOwnerRelationship>
    </reportingOwner>

    <derivativeTable>
        <derivativeTransaction>
            <securityTitle>
                <value>Employee Stock Option (right to buy)</value>
            </securityTitle>
            <conversionOrExercisePrice>
                <value>23.4</value>
            </conversionOrExercisePrice>
            <transactionDate>
                <value>2004-06-23</value>
            </transactionDate>
            <transactionCoding>
                <transactionFormType>4</transactionFormType>
                <transactionCode>A</transactionCode>
                <equitySwapInvolved>0</equitySwapInvolved>
            </transactionCoding>
            <transactionTimeliness>
                <value></value>
            </transactionTimeliness>
            <transactionAmounts>
                <transactionShares>
                    <value>213</value>
                </transactionShares>
                <transactionPricePerShare>
                    <value>0</value>
                </transactionPricePerShare>
                <transactionAcquiredDisposedCode>
                    <value>A</value>
                </transactionAcquiredDisposedCode>
            </transactionAmounts>
            <exerciseDate>
                <footnoteId id="F1"/>
            </exerciseDate>
            <expirationDate>
                <value>2014-06-23</value>
            </expirationDate>
            <underlyingSecurity>
                <underlyingSecurityTitle>
                    <value>Common Stock</value>
                </underlyingSecurityTitle>
                <underlyingSecurityShares>
                    <value>213</value>
                </underlyingSecurityShares>
            </underlyingSecurity>
            <postTransactionAmounts>
                <sharesOwnedFollowingTransaction>
                    <value>213</value>
                </sharesOwnedFollowingTransaction>
            </postTransactionAmounts>
            <ownershipNature>
                <directOrIndirectOwnership>
                    <value>D</value>
                </directOrIndirectOwnership>
            </ownershipNature>
        </derivativeTransaction>
    </derivativeTable>

    <footnotes>
        <footnote id="F1">The option vests in five annual installments beginning on June 23, 2005.</footnote>
    </footnotes>

    <ownerSignature>
        <signatureName>Vicki Lewis</signatureName>
        <signatureDate>2005-06-24</signatureDate>
    </ownerSignature>
</ownershipDocument>
</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
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