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Condensed Consolidated Statements of Operations (Unaudited) (USD $)
In Thousands, except Per Share data
3 Months Ended9 Months Ended
Sep. 30, 2011
Sep. 30, 2010
Sep. 30, 2011
Sep. 30, 2010
Interest and dividend income    
Loans$ 4,948$ 6,097$ 15,382$ 18,856
Taxable securities5506211,6002,026
Tax-exempt securities72145252526
Federal funds sold and other27338479
Total interest income5,5976,89617,31821,487
Interest expense    
Deposits7131,0562,1123,408
Borrowings5566861,7782,069
Total interest expense1,2691,7423,8905,477
Net interest income4,3285,15413,42816,010
Provision for loan losses6254,5313,8369,878
Net interest income after provision for loan losses3,7036239,5926,132
Noninterest income    
Service charges on deposit accounts6976522,0761,915
Trust department income223225688718
Net gain on sales of securities 63 143
Net gain (loss) on sale of assets(98)28(2)114
Gains on sale of loans2314461251
Treasury management fees69117263361
Data processing servicing fees79163506463
Earnings on bank owned life insurance169167585577
Total other-than-temporary impairment losses  (75)(80)
Portion of loss reclassified from other comprehensive loss (before taxes)  (17)(950)
Net impairment losses recognized in income  (92)(1,030)
Other167152492428
Total noninterest income1,3291,7114,5773,940
Noninterest expense    
Salaries and other employee benefits2,2552,6117,4277,834
Occupancy and equipment9601,1042,9073,149
Professional services3714751,1321,178
Advertising89121266294
Postage, freight and courier6177219286
Supplies4343130102
State franchise taxes98152348456
Federal deposit insurance premiums3193751,2081,167
Other7991,2842,6103,001
Total noninterest expense4,9956,24216,24717,467
Net income (loss) before income tax expense (credits)37(3,908)(2,078)(7,395)
Income tax expense (credits)(239)5,151(531)4,580
Net income (loss)$ 276$ (9,059)$ (1,547)$ (11,975)
Basic and diluted income (loss) per common share$ 0.07$ (2.44)$ (0.42)$ (3.22)
Dividends per share