Condensed Consolidated Balance Sheets (USD $) In Thousands	Jun. 30, 2011	Dec. 31, 2010
ASSETS
Cash and due from financial institutions	$ 13,934	$ 10,024
Interest-bearing deposits	100,186	23,497
Total cash and cash equivalents	114,120	33,521
Securities available-for-sale	70,864	69,597
Securities held-to-maturity	1,267	1,313
Total securities	72,131	70,910
Loans held for sale, at lower of cost or fair value	118	753
Loans	395,264	424,864
Less allowance for loan losses	(11,355)	(12,247)
Net loans	383,909	412,617
Real estate owned	4,796	5,284
Investment in FHLB stock	3,799	3,799
Premises and equipment, net	12,612	13,175
Bank-owned life insurance	17,489	17,073
Accrued interest receivable and other assets	7,093	7,973
Total assets	616,067	565,105
Deposits
Noninterest-bearing	67,959	63,695
Interest-bearing	456,099	401,381
Total deposits	524,058	465,076
Federal funds purchased and other short-term borrowings	1,404	1,265
Federal Home Loan Bank advances	51,842	58,502
Accrued interest payable and other liabilities	2,601	2,848
Total liabilities	579,905	527,691
SHAREHOLDERS' EQUITY
Common stock, no par value, 7,500,000 shares authorized, 4,273,908 issued	3,785	3,785
Retained earnings	46,064	47,883
Treasury stock, at cost, 556,523 shares	(13,494)	(13,494)
Accumulated other comprehensive loss	(193)	(760)
Total shareholders' equity	36,162	37,414
Total liabilities and shareholders' equity	$ 616,067	$ 565,105