Supplemental Financial Information (Tables)

9 Months Ended

Sep. 30, 2025

Organization, Consolidation and Presentation of Financial Statements [Abstract]

Supplemental Financial Information

The following table presents other income and other expense components, including items that exceed one percent of the aggregate of total interest income and noninterest income in one or more of the periods indicated:

	Three months ended September 30,				Nine months ended September 30,
($ in thousands)	2025		2024		2025		2024
Other income:
Bank-owned life insurance	$	2,062	$	1,123	$	5,494	$	2,842
Community development fees	309		1,177		2,442		2,143
Net gain on sales of other real estate owned	7		3,159		86		3,157
Gain on SBA loan sales	1,140		—		4,188		1,415
Insurance recoveries1	32,112		—		32,112		—
Other income	3,253		2,888		9,389		7,750
Total other noninterest income	$	38,883	$	8,347	$	53,711	$	17,307
Other expense:
Amortization of intangibles	$	736	$	927	$	2,344	$	2,918
Banking expenses	2,107		2,337		6,432		6,146
FDIC and other insurance	3,565		3,288		10,142		10,030
Loan, legal expenses	3,435		2,215		8,870		6,639
Outside services	1,456		1,548		3,971		4,747
Other expenses	9,142		7,037		24,433		21,687
Total other noninterest expenses	$	20,441	$	17,352	$	56,192	$	52,167
1Represents anticipated recapture of $24.1 million solar tax credit and approximately $8.0 million of estimated tax liability related to anticipated proceeds from pending insurance claim related to the recapture event.