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Regulatory Matters (Tables)
12 Months Ended
Dec. 31, 2021
Regulated Operations [Abstract]  
Schedule of Actual Capital Amounts and Ratios
The capital ratios are presented in the following table:
December 31, 2021December 31, 2020
EFSCBankEFSCBankTo Be Well-CapitalizedMinimum Ratio
with CCB
Common Equity Tier 1 Capital to Risk Weighted Assets11.3 %12.5 %10.9 %12.5 %6.5 %7.0 %
Tier 1 Capital to Risk Weighted Assets13.0 %12.5 %12.1 %12.5 %8.0 %8.5 %
Total Capital to Risk Weighted Assets14.7 %13.5 %14.9 %13.7 %10.0 %10.5 %
Leverage Ratio (Tier 1 Capital to Average Assets)9.7 %9.3 %10.0 %10.3 %5.0 %4.0 %