Deposits

12 Months Ended

Dec. 31, 2019

Maturities of Time Deposits [Abstract]

Maturity of Certificates of Deposit

DEPOSITS

Following is a summary of certificates of deposit maturities at December 31, 2019:

($ in thousands)	Brokered		Customer		Total
Less than 1 year	$	165,549	$	471,076	$	636,625
Greater than 1 year and less than 2 years	—		108,209		108,209
Greater than 2 years and less than 3 years	—		13,606		13,606
Greater than 3 years and less than 4 years	25,069		8,457		33,526
Greater than 4 years and less than 5 years	25,140		3,562		28,702
Greater than 5 years	—		5,779		5,779
	$	215,758	$	610,689	$	826,447

Certificates of deposit balances over the FDIC insurance limit of $250,000 were $202.4 million as of December 31, 2019.

Following is a summary of activity for the year ended December 31, 2019, for deposit accounts of executive officers and directors, or to entities in which such individuals had beneficial interests as a shareholder, officer, or director.

($ in thousands)	December 31, 2019
Balance at beginning of year	$	10,457
Deposits	3,031
Withdrawals	(3,725		)
Balance at end of year	$	9,763

The Company is a participant in the Promontory Interfinancial Network, a network that offers deposit placement services such as CDARS and ICS, which offer products that qualify large deposits for FDIC insurance. At December 31, 2019, the Company had $0.2 million of CDARS deposits and $147.9 million of ICS deposits. At December 31, 2019 and 2018, overdraft deposits of $2.1 million and $2.0 million, respectively, were reclassified to loans.