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Portfolio Loans (Tables) (Non-Covered Loans)
 3 Months Ended
Mar. 31, 2015
Non-Covered Loans
  
Non-covered Loans [Line Items]  
Summary of Portfolio Loans by Category
Below is a summary of Portfolio loans by category at March 31, 2015 and December 31, 2014:
 
(in thousands)
March 31, 2015
 
December 31, 2014
Real estate loans:
 
 
 
    Construction and land development
$
138,924

 
$
144,773

    Commercial - Investor Owned
413,170

 
413,026

    Commercial - Owner Occupied
368,313

 
357,503

    Residential real estate
180,253

 
185,252

Total real estate loans
1,100,660

 
1,100,554

    Commercial and industrial
1,265,104

 
1,270,259

    Consumer and other
68,830

 
62,208

Portfolio loans
2,434,594

 
2,433,021

Unearned loan costs, net
965

 
895

    Portfolio loans, including unearned loan costs
$
2,435,559

 
$
2,433,916
Summary of Allowance for Loan Losses and the Recorded Investment in Portfolio Loans by Class and Category Based on Impairment Method

(in thousands)
Commercial & Industrial
 
Commercial
Real Estate
Owner Occupied
 
Commercial
Real Estate
Investor Owned
 
Construction and Land Development
 
Residential Real Estate
 
Consumer & Other
 
Total
Allowance for Loan Losses:
 
 
 
 
 
 
 
 
 
 
 
 
 
Balance at
December 31, 2014
$
17,004

 
$
3,625

 
$
4,598

 
$
1,720

 
$
2,830

 
$
408

 
$
30,185

Provision charged to expense
823

 
(175
)
 
(12
)
 
914

 
74

 
(44
)
 
1,580

Losses charged off
(1,484
)
 
—

 
—

 
—

 
(1,073
)
 
(11
)
 
(2,568
)
Recoveries
769

 
127

 
29

 
60

 
26

 
80

 
1,091

Balance at
March 31, 2015
$
17,112

 
$
3,577

 
$
4,615

 
$
2,694

 
$
1,857

 
$
433

 
$
30,288



(in thousands)
Commercial & Industrial
 
Commercial
Real Estate
Owner Occupied
 
Commercial
Real Estate
Investor Owned
 
Construction and Land Development
 
Residential Real Estate
 
Consumer & Other
 
Total
Balance March 31, 2015
 
 
 
 
 
 
 
 
 
 
 
 
 
Allowance for Loan Losses - Ending Balance:
 
 
 
 
 
 
 
 
 
 
 
 
 
Individually evaluated for impairment
$
1,196

 
$
297

 
$
—

 
$
1,370

 
$
—

 
$
—

 
$
2,863

Collectively evaluated for impairment
15,916

 
3,280

 
4,615

 
1,324

 
1,857

 
433

 
27,425

Total
$
17,112

 
$
3,577

 
$
4,615

 
$
2,694

 
$
1,857

 
$
433

 
$
30,288

Loans - Ending Balance:
 
 
 
 
 
 
 

 
 
 
 
 
 
Individually evaluated for impairment
$
4,250

 
$
3,380

 
$
581

 
$
6,366

 
$
2,655

 
$
—

 
$
17,232

Collectively evaluated for impairment
1,260,854

 
364,933

 
412,589

 
132,558

 
177,598

 
69,795

 
2,418,327

Total
$
1,265,104

 
$
368,313

 
$
413,170

 
$
138,924

 
$
180,253

 
$
69,795

 
$
2,435,559

 
 
 
 
 
 
 
 
 
 
 
 
 
 
Balance December 31, 2014
 
 
 
 
 
 
 
 
 
 
 
 
 
Allowance for Loan Losses - Ending Balance:
 
 
 
 
 
 
 
 
 
 
 
 
 
Individually evaluated for impairment
$
704

 
$
286

 
$
—

 
$
352

 
$
1,052

 
$
—

 
$
2,394

Collectively evaluated for impairment
16,300

 
3,339

 
4,598

 
1,368

 
1,778

 
408

 
27,791

Total
$
17,004

 
$
3,625

 
$
4,598

 
$
1,720

 
$
2,830

 
$
408

 
$
30,185

Loans - Ending Balance:
 
 
 
 
 
 
 
 
 
 
 
 
 
Individually evaluated for impairment
$
5,998

 
$
3,384

 
$
5,036

 
$
6,866

 
$
3,082

 
$
—

 
$
24,366

Collectively evaluated for impairment
1,264,261

 
354,119

 
407,990

 
137,907

 
182,170

 
63,103

 
2,409,550

Total
$
1,270,259

 
$
357,503

 
$
413,026

 
$
144,773

 
$
185,252

 
$
63,103

 
$
2,433,916
Summary of Portfolio Loans Individually Evaluated for Impairment and Recorded Investment in Impaired Non-Covered Loans by Category
at March 31, 2015 and December 31, 2014, is as follows:

 
March 31, 2015
(in thousands)
Unpaid
Contractual
Principal Balance
 
Recorded
Investment
With No Allowance
 
Recorded
Investment
With
Allowance
 
Total
Recorded Investment
 
Related Allowance
 
Average
Recorded Investment
Commercial and industrial
$
5,141

 
$
3,223

 
$
1,068

 
$
4,291

 
$
1,196

 
$
8,956

Real estate:
 
 
 
 
 
 
 
 
 
 
 
    Commercial - Owner occupied
1,383

 
759

 
560

 
1,319

 
297

 
649

    Commercial - Investor owned
581

 
—

 
581

 
581

 
—

 
632

    Construction and land development
7,271

 
3,881

 
2,973

 
6,854

 
1,370

 
6,682

    Residential
3,707

 
—

 
2,696

 
2,696

 
—

 
2,940

Consumer and other
—

 
—

 
—

 
—

 
—

 
759

Total
$
18,083

 
$
7,863

 
$
7,878

 
$
15,741

 
$
2,863

 
$
20,618


 
December 31, 2014
(in thousands)
Unpaid
Contractual
Principal Balance
 
Recorded
Investment
With No Allowance
 
Recorded
Investment
With
Allowance
 
Total
Recorded Investment
 
Related Allowance
 
Average
Recorded Investment
Commercial and industrial
$
8,042

 
$
2,609

 
$
3,464

 
$
6,073

 
$
704

 
$
4,136

Real estate:
 
 
 
 
 
 
 
 
 
 
 
    Commercial - Owner occupied
1,376

 
770

 
519

 
1,289

 
286

 
1,281

    Commercial - Investor owned
5,036

 
—

 
5,187

 
5,187

 
—

 
4,375

    Construction and land development
7,961

 
419

 
6,929

 
7,348

 
352

 
7,280

    Residential
3,082

 
2,943

 
150

 
3,093

 
1,052

 
954

Consumer and other
—

 
—

 
—

 
—

 
—

 
581

Total
$
25,497

 
$
6,741

 
$
16,249

 
$
22,990

 
$
2,394

 
$
18,607



The following table presents details for past due and impaired loans:

 
For the three months ended
(in thousands)
March 31, 2015
 
March 31, 2014
Total interest income that would have been recognized under original terms
$
315

 
$
320

Total cash received and recognized as interest income on non-accrual loans
27

 
9

Total interest income recognized on impaired loans
13

 
6

The recorded investment in impaired Portfolio loans by category at March 31, 2015 and December 31, 2014, is as follows:
 
 
March 31, 2015
(in thousands)
Non-accrual
 
Restructured
 
Loans over 90 days past due and still accruing interest
 
Total
Commercial and industrial
$
4,291

 
$
—

 
$
—

 
$
4,291

Real estate:
 
 
 
 
 
 
 
    Commercial - Investor owned
—

 
581

 
—

 
581

    Commercial - Owner occupied
560

 
759

 
—

 
1,319

    Construction and land development
6,854

 
—

 
—

 
6,854

    Residential
2,696

 
—

 
—

 
2,696

Consumer and other
—

 
—

 
—

 
—

       Total
$
14,401

 
$
1,340

 
$
—

 
$
15,741


 
December 31, 2014
(in thousands)
Non-accrual
 
Restructured
 
Loans over 90 days past due and still accruing interest
 
Total
Commercial and industrial
$
6,073

 
$
—

 
$
—

 
$
6,073

Real estate:
 
 
 
 
 
 
 
    Commercial - Investor owned
4,597

 
590

 
—

 
5,187

    Commercial - Owner occupied
519

 
770

 
—

 
1,289

    Construction and land development
7,348

 
—

 
—

 
7,348

    Residential
3,093

 
—

 
—

 
3,093

Consumer and other
—

 
—

 
—

 
—

       Total
$
21,630

 
$
1,360

 
$
—

 
$
22,990
Summary of Recorded Investment by for Portfolio Loans Restructured
The recorded investment by category for the Portfolio loans that have been restructured during the three months ended March 31, 2015 and 2014, is as follows:

 
Three months ended March 31, 2015
 
Three months ended March 31, 2014
(in thousands, except for number of loans)
Number of Loans
 
Pre-Modification Outstanding
Recorded Balance
 
Post-Modification Outstanding
Recorded Balance
 
Number of Loans
 
Pre-Modification Outstanding
Recorded Balance
 
Post-Modification Outstanding
Recorded Balance
Commercial and industrial
—

 
$
—

 
$
—

 
—

 
$
—

 
$
—

Real estate:
 
 
 
 
 
 
 
 
 
 
 
     Commercial - Owner occupied
—

 
—

 
—

 
2

 
1,292

 
1,042

     Commercial - Investor owned
—

 
—

 
—

 
—

 
—

 
—

     Construction and land development
—

 
—

 
—

 
—

 
—

 
—

     Residential
—

 
—

 
—

 
—

 
—

 
—

Consumer and other
—

 
—

 
—

 
—

 
—

 
—

  Total
—

 
$
—

 
$
—

 
2

 
$
1,292

 
$
1,042
Summary of Recorded Investment by Category for Portfolio Loans Restructured and Subsequently Defaulted
Portfolio loans that were restructured and subsequently defaulted during the three months ended March 31, 2015 or 2014.
Summary of Aging of Recorded Investment in Past Due Portfolio Loans by Portfolio Class and Category
The aging of the recorded investment in past due Portfolio loans by portfolio class and category at March 31, 2015 and December 31, 2014 is shown below.

 
March 31, 2015
(in thousands)
30-89 Days
 Past Due
 
90 or More
Days
Past Due
 
Total
Past Due
 
Current
 
Total
    Commercial and industrial
$
2,931

 
$
932

 
$
3,863

 
$
1,261,241

 
$
1,265,104

    Real estate:
 
 
 
 
 
 
 
 
 
       Commercial - Owner occupied
267

 
267

 
534

 
367,779

 
368,313

       Commercial - Investor owned
—

 
—

 
—

 
413,170

 
413,170

       Construction and land development
—

 
3,226

 
3,226

 
135,698

 
138,924

       Residential
974

 
1,977

 
2,951

 
177,302

 
180,253

    Consumer and other
18

 
—

 
18

 
69,777

 
69,795

          Total
$
4,190

 
$
6,402

 
$
10,592

 
$
2,424,967

 
$
2,435,559


 
December 31, 2014
(in thousands)
30-89 Days
 Past Due
 
90 or More
Days
Past Due
 
Total
Past Due
 
Current
 
Total
    Commercial and industrial
$
3,059

 
$
232

 
$
3,291

 
$
1,266,968

 
$
1,270,259

    Real estate:
 
 
 
 
 
 
 
 
 
       Commercial - Owner occupied
766

 
496

 
1,262

 
356,241

 
357,503

       Commercial - Investor owned
261

 
4,450

 
4,711

 
408,315

 
413,026

       Construction and land development
702

 
2,524

 
3,226

 
141,547

 
144,773

       Residential
168

 
—

 
168

 
185,084

 
185,252

    Consumer and other
8

 
—

 
8

 
63,095

 
63,103

          Total
$
4,964

 
$
7,702

 
$
12,666

 
$
2,421,250

 
$
2,433,916
Summary of Recorded Investment by Risk Category of Portfolio Loans by Portfolio Class and Category
The recorded investment by risk category of the Portfolio loans by portfolio class and category at March 31, 2015, which is based upon the most recent analysis performed, and December 31, 2014 is as follows:

 
March 31, 2015
(in thousands)
Pass (1-6)
 
Watch (7)
 
Substandard (8)
 
Doubtful (9)
 
Total
    Commercial and industrial
$
1,149,860

 
$
84,786

 
$
29,799

 
$
659

 
$
1,265,104

    Real estate:
 
 
 
 
 
 
 
 
 
       Commercial - Owner occupied
346,073

 
17,730

 
4,510

 
—

 
368,313

       Commercial - Investor owned
378,017

 
23,581

 
11,572

 
—

 
413,170

       Construction and land development
117,768

 
13,178

 
7,276

 
702

 
138,924

       Residential
162,387

 
11,681

 
6,185

 
—

 
180,253

    Consumer and other
69,473

 
48

 
274

 
—

 
69,795

          Total
$
2,223,578

 
$
151,004

 
$
59,616

 
$
1,361

 
$
2,435,559


 
December 31, 2014
(in thousands)
Pass (1-6)
 
Watch (7)
 
Substandard (8)
 
Doubtful (9)
 
Total
    Commercial and industrial
$
1,167,751

 
$
62,315

 
$
40,193

 
$
—

 
$
1,270,259

    Real estate:
 
 
 
 
 
 
 
 
 
       Commercial - Owner occupied
334,347

 
18,025

 
5,131

 
—

 
357,503

       Commercial - Investor owned
372,818

 
24,088

 
16,120

 
—

 
413,026

       Construction and land development
123,260

 
12,993

 
8,520

 
—

 
144,773

       Residential
168,543

 
11,012

 
5,697

 
—

 
185,252

    Consumer and other
62,711

 
51

 
341

 
—

 
63,103

          Total
$
2,229,430

 
$
128,484

 
$
76,002

 
$
—

 
$
2,433,916