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Portfolio Loans Not Covered by Loss Share ("Non-covered") (Tables) (Non-Covered Loans)
 3 Months Ended
Mar. 31, 2013
Non-Covered Loans
  
Non-covered Loans [Line Items]  
Summary of Non-covered Loans by Category
Below is a summary of Non-covered loans by category at March 31, 2013, and December 31, 2012:
 
(in thousands)
March 31, 2013
 
December 31, 2012
Real Estate Loans:
 
 
 
    Construction and Land Development
$
156,221

 
$
160,911

    Commercial real estate - Investor Owned
473,003

 
486,467

    Commercial real estate - Owner Occupied
339,086

 
333,242

    Residential real estate
148,228

 
145,558

Total real estate loans
$
1,116,538

 
$
1,126,178

    Commercial and industrial
949,171

 
962,884

    Consumer & other
19,719

 
16,966

    Portfolio Loans
$
2,085,428

 
$
2,106,028

Unearned loan costs, net
444

 
11

    Portfolio loans, including unearned loan costs
$
2,085,872

 
$
2,106,039
Summary of Allowance for Loan Losses for Non-covered Loans by Portfolio Class and Category
A summary of the year-to-date activity in the allowance for loan losses and the recorded investment in Non-covered loans by portfolio class and category based on impairment method through March 31, 2013, and at December 31, 2012, is as follows:
(in thousands)
Commercial & Industrial
 
Commercial
Real Estate
Owner Occupied
 
Commercial
Real Estate
Investor Owned
 
Construction and Land Development
 
Residential Real Estate
 
Consumer & Other
 
Qualitative Adjustment
 
Total
Allowance for Loan Losses:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Balance at
December 31, 2012
$
10,064

 
$
4,192

 
$
10,403

 
$
5,239

 
$
2,026

 
$
31

 
$
2,375

 
$
34,330

Provision charged to expense
120

 
179

 
953

 
(127
)
 
675

 
46

 
7

 
1,853

Losses charged off
(206
)
 
(312
)
 
(3,052
)
 
(190
)
 
(986
)
 
(34
)
 
—

 
(4,780
)
Recoveries
298

 
5

 
336

 
14

 
396

 
—

 
—

 
1,049

Balance at
March 31, 2013
$
10,276

 
$
4,064

 
$
8,640

 
$
4,936

 
$
2,111

 
$
43

 
$
2,382

 
$
32,452


(in thousands)
Commercial & Industrial
 
Commercial
Real Estate
Owner Occupied
 
Commercial
Real Estate
Investor Owned
 
Construction and Land Development
 
Residential Real Estate
 
Consumer & Other
 
Qualitative Adjustment
 
Total
Balance March 31, 2013
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Allowance for Loan Losses - Ending Balance:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Individually evaluated for impairment
$
3,542

 
$
5

 
$
1,835

 
$
590

 
$
68

 
$
—

 
$
—

 
$
6,040

Collectively evaluated for impairment
6,734

 
4,059

 
6,805

 
4,346

 
2,043

 
43

 
2,382

 
26,412

Total
$
10,276

 
$
4,064

 
$
8,640

 
$
4,936

 
$
2,111

 
$
43

 
$
2,382

 
$
32,452

Loans - Ending Balance:
 
 
 
 
 
 
 

 
 
 
 
 
 
 
 
Individually evaluated for impairment
$
7,812

 
$
3,060

 
$
11,592

 
$
5,387

 
$
2,528

 
$
—

 
$
—

 
$
30,379

Collectively evaluated for impairment
941,359

 
336,026

 
461,411

 
150,834

 
145,700

 
20,163

 
—

 
2,055,493

Total
$
949,171

 
$
339,086

 
$
473,003

 
$
156,221

 
$
148,228

 
$
20,163

 
$
—

 
$
2,085,872

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Balance at December 31, 2012
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Allowance for Loan Losses - Ending Balance:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Individually evaluated for impairment
$
3,446

 
$
339

 
$
3,400

 
$
732

 
$
259

 
$
—

 
$
—

 
$
8,176

Collectively evaluated for impairment
6,618

 
3,853

 
7,003

 
4,507

 
1,767

 
31

 
2,375

 
26,154

Total
$
10,064

 
$
4,192

 
$
10,403

 
$
5,239

 
$
2,026

 
$
31

 
$
2,375

 
$
34,330

Loans - Ending Balance:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Individually evaluated for impairment
$
8,934

 
$
5,772

 
$
16,762

 
$
4,695

 
$
2,564

 
$
—

 
$
—

 
$
38,727

Collectively evaluated for impairment
953,950

 
327,470

 
469,705

 
156,216

 
142,994

 
16,977

 
—

 
2,067,312

Total
$
962,884

 
$
333,242

 
$
486,467

 
$
160,911

 
$
145,558

 
$
16,977

 
$
—

 
$
2,106,039
Summary of Non-covered Loans Individually Evaluated for Impairment by Category
The recorded investment in non-accrual, restructured, and 90 days past due and still accruing interest Non-covered loans by category at March 31, 2013, and December 31, 2012, is as follows:
 
 
March 31, 2013
(in thousands)
Non-accrual
 
Restructured
 
Loans over 90 days past due and still accruing interest
 
Total
Commercial & Industrial
$
7,807

 
$
5

 
$
—

 
$
7,812

Real Estate:
 
 
 
 
 
 
 
    Commercial - Investor Owned
11,592

 
—

 
1,843

 
13,435

    Commercial - Owner Occupied
3,060

 
—

 
—

 
3,060

    Construction and Land Development
5,387

 
—

 
—

 
5,387

    Residential
2,528

 
—

 
—

 
2,528

Consumer & Other
—

 
—

 
—

 
—

       Total
$
30,374

 
$
5

 
$
1,843

 
$
32,222


 
December 31, 2012
(in thousands)
Non-accrual
 
Restructured
 
Loans over 90 days past due and still accruing interest
 
Total
Commercial & Industrial
$
8,929

 
$
5

 
$
—

 
$
8,934

Real Estate:
 
 
 
 
 
 
 
    Commercial - Investor Owned
16,762

 
—

 
—

 
16,762

    Commercial - Owner Occupied
5,772

 
—

 
—

 
5,772

    Construction and Land Development
3,260

 
1,435

 
—

 
4,695

    Residential
2,564

 
—

 
—

 
2,564

Consumer & Other
—

 
—

 
—

 
—

       Total
$
37,287

 
$
1,440

 
$
—

 
$
38,727

A summary of Non-covered loans individually evaluated for impairment by category at March 31, 2013, and December 31, 2012, is as follows: 

 
March 31, 2013
(in thousands)
Unpaid
Contractual
Principal Balance
 
Recorded
Investment
With No Allowance
 
Recorded
Investment
With
Allowance
 
Total
Recorded Investment
 
Related Allowance
 
Average
Recorded Investment
Commercial & Industrial
$
7,812

 
$
45

 
$
7,767

 
$
7,812

 
$
3,542

 
$
7,947

Real Estate:
 
 
 
 
 
 
 
 
 
 
 
    Commercial - Owner Occupied
4,014

 
2,947

 
113

 
3,060

 
5

 
4,887

    Commercial - Investor Owned
14,562

 
5,358

 
6,234

 
11,592

 
1,835

 
13,353

    Construction and Land Development
6,369

 
1,541

 
3,846

 
5,387

 
590

 
5,271

    Residential
3,246

 
1,959

 
569

 
2,528

 
68

 
2,668

Consumer & Other
—

 
—

 
—

 
—

 
—

 
—

Total
$
36,003

 
$
11,850

 
$
18,529

 
$
30,379

 
$
6,040

 
$
34,126


 
December 31, 2012
(in thousands)
Unpaid
Contractual
Principal Balance
 
Recorded
Investment
With No Allowance
 
Recorded
Investment
With
Allowance
 
Total
Recorded Investment
 
Related Allowance
 
Average
Recorded Investment
Commercial & Industrial
$
9,005

 
$
96

 
$
8,838

 
$
8,934

 
$
3,446

 
$
6,379

Real Estate:
 
 
 
 
 
 
 
 
 
 
 
    Commercial - Owner Occupied
6,726

 
2,178

 
3,594

 
5,772

 
339

 
7,985

    Commercial - Investor Owned
19,864

 
185

 
16,577

 
16,762

 
3,400

 
10,500

    Construction and Land Development
6,491

 
1,560

 
3,135

 
4,695

 
732

 
10,259

    Residential
3,132

 
1,626

 
938

 
2,564

 
259

 
4,368

Consumer & Other
—

 
—

 
—

 
—

 
—

 
—

Total
$
45,218

 
$
5,645

 
$
33,082

 
$
38,727

 
$
8,176

 
$
39,491
Summary of Recorded Investment by Category of Non-covered Loans Restructured
The recorded investment by category for the Non-covered loans that have been restructured for the three months ended March 31, 2013, is as follows:

 
Three months ended March 31, 2013
(in thousands, except for number of loans)
Number of Loans
 
Pre-Modification Outstanding
Recorded Balance
 
Post-Modification Outstanding
Recorded Balance
Commercial & Industrial
1

 
$
5

 
$
5

Real Estate:
 
 
 
 
 
     Commercial - Owner Occupied
—

 
—

 
—

     Commercial - Investor Owned
—

 
—

 
—

    Construction and Land Development
—

 
—

 
—

     Residential
—

 
—

 
—

Consumer & Other
—

 
—

 
—

  Total
1

 
$
5

 
$
5
Summary of Recorded Investment by Category of Non-covered Loans Restructured and Subsequently Defaulted
There were no Non-covered loans that have been restructured and subsequently defaulted in the three months ended March 31, 2013.

Summary of Aging of Recorded Investment in Past Due Non-covered Loans by Portfolio Class and Category
The aging of the recorded investment in past due Non-covered loans by portfolio class and category at March 31, 2013, and December 31, 2012, is shown below.

 
March 31, 2013
(in thousands)
30-89 Days
 Past Due
 
90 or More
Days
Past Due
 
Total
Past Due
 
Current
 
Total
    Commercial & Industrial
$
1,414

 
$
—

 
$
1,414

 
$
947,757

 
$
949,171

    Real Estate:
 
 
 
 
 
 
 
 
 
       Commercial - Owner Occupied
2,018

 
1,307

 
3,325

 
335,761

 
339,086

       Commercial - Investor Owned
1,179

 
11,678

 
12,857

 
460,146

 
473,003

       Construction and Land Development
343

 
2,524

 
2,867

 
153,354

 
156,221

       Residential
78

 
682

 
760

 
147,468

 
148,228

    Consumer & Other
—

 
—

 
—

 
20,163

 
20,163

          Total
$
5,032

 
$
16,191

 
$
21,223

 
$
2,064,649

 
$
2,085,872


 
December 31, 2012
(in thousands)
30-89 Days
 Past Due
 
90 or More
Days
Past Due
 
Total
Past Due
 
Current
 
Total
    Commercial & Industrial
$
14

 
$
—

 
$
14

 
$
962,870

 
$
962,884

    Real Estate:
 
 
 
 
 
 
 
 
 
       Commercial - Owner Occupied
1,352

 
2,081

 
3,433

 
329,809

 
333,242

       Commercial - Investor Owned
—

 
4,045

 
4,045

 
482,422

 
486,467

       Construction and Land Development
1,201

 
1,559

 
2,760

 
158,151

 
160,911

       Residential
616

 
593

 
1,209

 
144,349

 
145,558

    Consumer & Other
34

 
—

 
34

 
16,943

 
16,977

          Total
$
3,217

 
$
8,278

 
$
11,495

 
$
2,094,544

 
$
2,106,039
Summary of Recorded Investment by Risk Category of Non-covered Loans by Portfolio Class and Category
The recorded investment by risk category of the Non-covered loans by portfolio class and category at March 31, 2013, which is based upon the most recent analysis performed, and December 31, 2012 is as follows:
 
 
March 31, 2013
(in thousands)
Pass (1-6)
 
Watch (7)
 
Substandard (8)
 
Doubtful (9)
 
Total
    Commercial & Industrial
$
886,837

 
$
45,853

 
$
15,240

 
$
1,241

 
$
949,171

    Real Estate:
 
 
 
 
 
 
 
 
 
       Commercial - Owner Occupied
295,426

 
29,282

 
14,220

 
158

 
339,086

       Commercial - Investor Owned
383,856

 
60,182

 
28,965

 
—

 
473,003

       Construction and Land Development
114,896

 
14,684

 
26,151

 
490

 
156,221

       Residential
129,784

 
7,752

 
10,692

 
—

 
148,228

    Consumer & Other
20,158

 
5

 
—

 
—

 
20,163

          Total
$
1,830,957

 
$
157,758

 
$
95,268

 
$
1,889

 
$
2,085,872


 
December 31, 2012
(in thousands)
Pass (1-6)
 
Watch (7)
 
Substandard (8)
 
Doubtful (9)
 
Total
    Commercial & Industrial
$
912,766

 
$
29,524

 
$
18,546

 
$
2,048

 
$
962,884

    Real Estate:
 
 
 
 
 
 
 
 
 
       Commercial - Owner Occupied
290,850

 
26,336

 
15,898

 
158

 
333,242

       Commercial - Investor Owned
389,886

 
64,707

 
31,874

 
—

 
486,467

       Construction and Land Development
124,857

 
9,543

 
26,012

 
499

 
160,911

       Residential
130,159

 
5,921

 
9,478

 
—

 
145,558

    Consumer & Other
16,972

 
5

 
—

 
—

 
16,977

          Total
$
1,865,490

 
$
136,036

 
$
101,808

 
$
2,705

 
$
2,106,039