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Portfolio Loans Not Covered by Loss Share ("Non-covered") (Tables) (Non-Covered Loans)
 6 Months Ended
Jun. 30, 2012
Non-Covered Loans
  
Non-covered Loans [Line Items]  
Summary of Non-covered Loans by Category
Below is a summary of Non-covered loans by category at June 30, 2012, and December 31, 2011:
 
(in thousands)
June 30, 2012
 
December 31, 2011
Real Estate Loans:
 
 
 
    Construction and Land Development
$
142,474

 
$
140,147

    Commercial real estate - Investor Owned
479,492

 
477,154

    Commercial real estate - Owner Occupied
322,491

 
334,416

    Residential real estate
149,410

 
171,034

Total real estate loans
$
1,093,867

 
$
1,122,751

    Commercial and industrial
841,383

 
763,202

    Consumer & other
14,020

 
11,459

    Portfolio Loans
$
1,949,270

 
$
1,897,412

Unearned loan costs, net
(276
)
 
(338
)
    Portfolio loans, including unearned loan costs
$
1,948,994

 
$
1,897,074
Summary of Allowance for Loan Losses for Non-covered Loans by Portfolio Class and Category
A summary of the year-to-date activity in the allowance for loan losses and the recorded investment in Non-covered loans by portfolio class and category based on impairment method through June 30, 2012, and at December 31, 2011, is as follows:

(in thousands)
Commercial & Industrial
 
Commercial
Real Estate
Owner Occupied
 
Commercial
Real Estate
Investor Owned
 
Construction and Land Development
 
Residential Real Estate
 
Consumer & Other
 
Qualitative Adjustment
 
Total
Allowance for Loan Losses:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Balance at
December 31, 2011
$
11,945

 
$
6,297

 
$
6,751

 
$
5,847

 
$
3,931

 
$
14

 
$
3,204

 
$
37,989

Provision charged to expense
929

 
1,231

 
216

 
269

 
(555
)
 
—

 
(372
)
 
1,718

Losses charged off
(585
)
 
(746
)
 
(185
)
 
(856
)
 
(362
)
 
—

 
—

 
(2,734
)
Recoveries
96

 
2

 
15

 
152

 
356

 
2

 
—

 
623

Balance at
March 31, 2012
$
12,385

 
$
6,784

 
$
6,797

 
$
5,412

 
$
3,370

 
$
16

 
$
2,832

 
$
37,596

Provision charged to expense
(3,201
)
 
(744
)
 
3,518

 
442

 
(189
)
 
3

 
246

 
75

Losses charged off
(406
)
 
(739
)
 
(108
)
 
(502
)
 
(216
)
 
—

 
—

 
(1,971
)
Recoveries
203

 
5

 
15

 
97

 
284

 
—

 
—

 
604

Balance at
June 30, 2012
$
8,981

 
$
5,306

 
$
10,222

 
$
5,449

 
$
3,249

 
$
19

 
$
3,078

 
$
36,304



(in thousands)
Commercial & Industrial
 
Commercial
Real Estate
Owner Occupied
 
Commercial
Real Estate
Investor Owned
 
Construction and Land Development
 
Residential Real Estate
 
Consumer & Other
 
Qualitative Adjustment
 
Total
Balance June 30, 2012
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Allowance for Loan Losses - Ending Balance:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Individually evaluated for impairment
$
2,098

 
$
2,257

 
$
2,244

 
$
1,408

 
$
544

 
$
—

 
$
—

 
$
8,551

Collectively evaluated for impairment
6,883

 
3,049

 
7,978

 
4,041

 
2,705

 
19

 
3,078

 
27,753

Total
$
8,981

 
$
5,306

 
$
10,222

 
$
5,449

 
$
3,249

 
$
19

 
$
3,078

 
$
36,304

Loans - Ending Balance:
 
 
 
 
 
 
 

 
 
 
 
 
 
 
 
Individually evaluated for impairment
$
4,667

 
$
10,130

 
$
9,937

 
$
11,278

 
$
4,543

 
$
—

 
$
—

 
$
40,555

Collectively evaluated for impairment
836,716

 
312,361

 
469,555

 
131,196

 
144,867

 
13,744

 
—

 
1,908,439

Total
$
841,383

 
$
322,491

 
$
479,492

 
$
142,474

 
$
149,410

 
$
13,744

 
$
—

 
$
1,948,994

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Balance at December 31, 2011
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Allowance for Loan Losses - Ending Balance:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Individually evaluated for impairment
$
3,214

 
$
1,377

 
$
2,315

 
$
2,927

 
$
896

 
$
—

 
$
—

 
$
10,729

Collectively evaluated for impairment
8,731

 
4,920

 
4,436

 
2,920

 
3,035

 
14

 
3,204

 
27,260

Total
$
11,945

 
$
6,297

 
$
6,751

 
$
5,847

 
$
3,931

 
$
14

 
$
3,204

 
$
37,989

Loans - Ending Balance:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Individually evaluated for impairment
$
5,634

 
$
4,572

 
$
11,127

 
$
14,767

 
$
5,522

 
$
—

 
$
—

 
$
41,622

Collectively evaluated for impairment
757,568

 
329,844

 
466,027

 
125,380

 
165,512

 
11,121

 
—

 
1,855,452

Total
$
763,202

 
$
334,416

 
$
477,154

 
$
140,147

 
$
171,034

 
$
11,121

 
$
—

 
$
1,897,074
Summary of Non-covered Loans Individually Evaluated for Impairment by Category
The recorded investment in impaired Non-covered loans by category at June 30, 2012, and December 31, 2011, is as follows:
 
 
June 30, 2012
(in thousands)
Non-accrual
 
Restructured
 
Loans over 90 days past due and still accruing interest
 
Total
Commercial & Industrial
$
4,008

 
$
659

 
$
—

 
$
4,667

Real Estate:
 
 
 
 
 
 
 
    Commercial - Investor Owned
5,143

 
4,794

 
—

 
9,937

    Commercial - Owner Occupied
10,130

 
—

 
—

 
10,130

    Construction and Land Development
8,015

 
3,263

 
—

 
11,278

    Residential
2,847

 
1,696

 
—

 
4,543

Consumer & Other
—

 
—

 
—

 
—

       Total
$
30,143

 
$
10,412

 
$
—

 
$
40,555


 
December 31, 2011
(in thousands)
Non-accrual
 
Restructured
 
Loans over 90 days past due and still accruing interest
 
Total
Commercial & Industrial
$
4,475

 
$
1,159

 
$
—

 
$
5,634

Real Estate:
 
 
 
 
 
 
 
    Commercial - Investor Owned
6,647

 
4,480

 
—

 
11,127

    Commercial - Owner Occupied
4,129

 
443

 
—

 
4,572

    Construction and Land Development
10,335

 
3,677

 
755

 
14,767

    Residential
5,299

 
223

 
—

 
5,522

Consumer & Other
—

 
—

 
—

 
—

       Total
$
30,885

 
$
9,982

 
$
755

 
$
41,622

A summary of Non-covered loans individually evaluated for impairment by category at June 30, 2012, and December 31, 2011, is as follows: 

 
June 30, 2012
(in thousands)
Unpaid
Contractual
Principal Balance
 
Recorded
Investment
With No Allowance
 
Recorded
Investment
With
Allowance
 
Total
Recorded Investment
 
Related Allowance
 
Average
Recorded Investment
Commercial & Industrial
$
4,786

 
$
601

 
$
4,066

 
$
4,667

 
$
2,098

 
$
7,784

Real Estate:
 
 
 
 
 
 
 
 
 
 
 
    Commercial - Owner Occupied
11,743

 
3,180

 
6,950

 
10,130

 
2,257

 
8,669

    Commercial - Investor Owned
13,866

 
1,759

 
8,178

 
9,937

 
2,244

 
9,710

    Construction and Land Development
17,216

 
5,946

 
5,332

 
11,278

 
1,408

 
12,266

    Residential
4,854

 
1,704

 
2,839

 
4,543

 
544

 
5,012

Consumer & Other
—

 
—

 
—

 
—

 
—

 
—

Total
$
52,465

 
$
13,190

 
$
27,365

 
$
40,555

 
$
8,551

 
$
43,441


 
December 31, 2011
(in thousands)
Unpaid
Contractual
Principal Balance
 
Recorded
Investment
With No Allowance
 
Recorded
Investment
With
Allowance
 
Total
Recorded Investment
 
Related Allowance
 
Average
Recorded Investment
Commercial & Industrial
$
7,517

 
$
128

 
$
5,506

 
$
5,634

 
$
3,214

 
$
6,571

Real Estate:
 
 
 
 
 
 
 
 
 
 
 
    Commercial - Owner Occupied
5,099

 
—

 
4,572

 
4,572

 
1,377

 
2,711

    Commercial - Investor Owned
15,676

 
914

 
10,213

 
11,127

 
2,315

 
10,562

    Construction and Land Development
19,685

 
1,628

 
13,139

 
14,767

 
2,927

 
16,114

    Residential
6,465

 
2,211

 
3,311

 
5,522

 
896

 
9,588

Consumer & Other
—

 
—

 
—

 
—

 
—

 
—

Total
$
54,442

 
$
4,881

 
$
36,741

 
$
41,622

 
$
10,729

 
$
45,546
Summary of Recorded Investment by Category of Non-covered Loans Restructured
The recorded investment by category for the Non-covered loans that have been restructured for the three and six months ended June 30, 2012, is as follows:

 
Three months ended June 30, 2012
 
Six months ended June 30, 2012
(in thousands, except for number of loans)
Number of Loans
 
Pre-Modification Outstanding
Recorded Balance
 
Post-Modification Outstanding
Recorded Balance
 
Number of Loans
 
Pre-Modification Outstanding
Recorded Balance
 
Post-Modification Outstanding
Recorded Balance
Commercial & Industrial
—

 
$
—

 
$
—

 
1

 
$
659

 
$
659

Real Estate:
 
 
 
 
 
 
 
 
 
 
 
     Commercial - Owner Occupied
—

 
—

 
—

 
—

 
—

 
—

     Commercial - Investor Owned
—

 
—

 
—

 
1

 
4,365

 
4,794

    Construction and Land Development
—

 
—

 
—

 
2

 
4,341

 
3,263

     Residential
—

 
—

 
—

 
1

 
1,696

 
1,696

Consumer & Other
—

 
—

 
—

 
—

 
—

 
—

  Total
—

 
$
—

 
$
—

 
5

 
$
11,061

 
$
10,412
Summary of Recorded Investment by Category of Non-covered Loans Restructured and Subsequently Defaulted
The recorded investment by category for the Non-covered loans that have been restructured and subsequently defaulted for the three and six months ended June 30, 2012, is as follows:

 
Three months ended June 30, 2012
 
Six months ended June 30, 2012
(in thousands, except for number of loans)
Number of Loans
 
Recorded Balance
 
Number of Loans
 
Recorded Balance
Commercial & Industrial
—

 
$
—

 
1

 
$
16

Real Estate:
 
 
 
 
 
 
 
     Commercial - Owner Occupied
—

 
—

 
—

 
—

     Commercial - Investor Owned
—

 
—

 
—

 
—

    Construction and Land Development
—

 
—

 
—

 
—

     Residential
—

 
—

 
—

 
—

Consumer & Other
—

 
—

 
—

 
—

  Total
—

 
$
—

 
1

 
$
16
Summary of Aging of Recorded Investment in Past Due Non-covered Loans by Portfolio Class and Category
The aging of the recorded investment in past due Non-covered loans by portfolio class and category at June 30, 2012, and December 31, 2011, is shown below.

 
June 30, 2012
(in thousands)
30-89 Days
 Past Due
 
90 or More
Days
Past Due
 
Total
Past Due
 
Current
 
Total
    Commercial & Industrial
$
1,091

 
$
—

 
$
1,091

 
$
840,292

 
$
841,383

    Real Estate:
 
 
 
 
 
 
 
 
 
       Commercial - Owner Occupied
1,200

 
1,444

 
2,644

 
319,847

 
322,491

       Commercial - Investor Owned
133

 
4,980

 
5,113

 
474,379

 
479,492

       Construction and Land Development
617

 
6,618

 
7,235

 
135,239

 
142,474

       Residential
1,203

 
1,789

 
2,992

 
146,418

 
149,410

    Consumer & Other
—

 
—

 
—

 
13,744

 
13,744

          Total
$
4,244

 
$
14,831

 
$
19,075

 
$
1,929,919

 
$
1,948,994


 
December 31, 2011
(in thousands)
30-89 Days
 Past Due
 
90 or More
Days
Past Due
 
Total
Past Due
 
Current
 
Total
    Commercial & Industrial
$
4,521

 
$
792

 
$
5,313

 
$
757,889

 
$
763,202

    Real Estate:
 
 
 
 
 
 
 
 
 
       Commercial - Owner Occupied
1,945

 
1,522

 
3,467

 
330,949

 
334,416

       Commercial - Investor Owned
2,308

 
4,209

 
6,517

 
470,637

 
477,154

       Construction and Land Development
1,356

 
9,786

 
11,142

 
129,005

 
140,147

       Residential
299

 
4,137

 
4,436

 
166,598

 
171,034

    Consumer & Other
—

 
—

 
—

 
11,121

 
11,121

          Total
$
10,429

 
$
20,446

 
$
30,875

 
$
1,866,199

 
$
1,897,074
Summary of Recorded Investment by Risk Category of Non-covered Loans by Portfolio Class and Category
The recorded investment by risk category of the Non-covered loans by portfolio class and category at June 30, 2012, which is based upon the most recent analysis performed, and December 31, 2011 is as follows:
 
 
June 30, 2012
(in thousands)
Pass (1-6)
 
Watch (7)
 
Substandard (8)
 
Doubtful (9)
 
Total
    Commercial & Industrial
$
768,797

 
$
52,630

 
$
19,956

 
$
—

 
$
841,383

    Real Estate:
 
 
 
 
 
 
 
 
 
       Commercial - Owner Occupied
273,950

 
33,381

 
14,816

 
344

 
322,491

       Commercial - Investor Owned
393,624

 
50,330

 
35,538

 
—

 
479,492

       Construction and Land Development
97,463

 
17,830

 
26,492

 
689

 
142,474

       Residential
127,496

 
5,124

 
16,790

 
—

 
149,410

    Consumer & Other
13,738

 
6

 
—

 
—

 
13,744

          Total
$
1,675,068

 
$
159,301

 
$
113,592

 
$
1,033

 
$
1,948,994


 
December 31, 2011
(in thousands)
Pass (1-6)
 
Watch (7)
 
Substandard (8)
 
Doubtful (9)
 
Total
    Commercial & Industrial
$
683,239

 
$
50,197

 
$
27,229

 
$
2,537

 
$
763,202

    Real Estate:
 
 
 
 
 
 
 
 
 
       Commercial - Owner Occupied
276,802

 
40,207

 
16,225

 
1,182

 
334,416

       Commercial - Investor Owned
405,686

 
56,370

 
14,894

 
204

 
477,154

       Construction and Land Development
91,286

 
27,056

 
21,461

 
344

 
140,147

       Residential
148,309

 
4,814

 
16,419

 
1,492

 
171,034

    Consumer & Other
11,112

 
9

 
—

 
—

 
11,121

          Total
$
1,616,434

 
$
178,653

 
$
96,228

 
$
5,759

 
$
1,897,074