The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC Common Stock 00287Y109   240,606 1,354 SH   SOLE   1,354 0 0
AIR PRODUCTS & CHEMICALS, INC. Common Stock 009158106   130,228 449 SH   SOLE   449 0 0
BROADCOM INC Common Stock 11135F101   556,416 2,400 SH   SOLE   2,400 0 0
CISCO SYSTEMS Common Stock 17275R102   232,182 3,922 SH   SOLE   3,922 0 0
COCA-COLA COMPANY Common Stock 191216100   206,641 3,319 SH   SOLE   3,319 0 0
CONOCOPHILLIPS Common Stock 20825C104   258,437 2,606 SH   SOLE   2,606 0 0
CORNING INC Common Stock 219350105   275,901 5,806 SH   SOLE   5,806 0 0
ISHARES ESG AWARE MSCI USA ETF Not Applicable 46435G425   670,508 5,205 SH   SOLE   5,205 0 0
ISHARES IBOXX High Yield Corporate Bond ETF 464288513   4,089,800 52,000 SH   SOLE   52,000 0 0
JANUS HENDERSON AAA CLO ETF 47103U845   25,265,548 498,236 SH   SOLE   498,236 0 0
JOHNSON & JOHNSON Common Stock 478160104   191,188 1,322 SH   SOLE   1,322 0 0
JPMorgan Ultra-Short Income 46641Q837   75,303,150 1,495,000 SH   SOLE   1,495,000 0 0
KIMBERLY-CLARK CORP Common Stock 494368103   171,007 1,305 SH   SOLE   1,305 0 0
KROGER COMPANY Common Stock 501044101   249,492 4,080 SH   SOLE   4,080 0 0
LOCKHEED MARTIN Common Stock 539830109   198,749 409 SH   SOLE   409 0 0
MCDONALD'S CORP Common Stock 580135101   276,555 954 SH   SOLE   954 0 0
MERCK & CO INC Common Stock 58933Y105   227,113 2,283 SH   SOLE   2,283 0 0
METLIFE INC Common Stock 59156R108   290,838 3,552 SH   SOLE   3,552 0 0
MONDELEZ INTERNATIONAL Common Stock 609207105   149,444 2,502 SH   SOLE   2,502 0 0
PACKAGING CORP OF AMERICA Common Stock 695156109   151,738 674 SH   SOLE   674 0 0
PAYCHEX INC Common Stock 704326107   209,909 1,497 SH   SOLE   1,497 0 0
PEPSICO INC Common Stock 713448108   232,956 1,532 SH   SOLE   1,532 0 0
PFIZER INC Common Stock 717081103   106,253 4,005 SH   SOLE   4,005 0 0
PROCTER & GAMBLE CO. Common Stock 742718109   297,076 1,772 SH   SOLE   1,772 0 0
QUEST DIAGNOSTICS INC Common Stock 74834L100   171,980 1,140 SH   SOLE   1,140 0 0
TEXAS INSTRUMENTS INC Common Stock 882508104   323,267 1,724 SH   SOLE   1,724 0 0
UNITED PARCEL SERVICE-CL B Common Stock 911312106   186,754 1,481 SH   SOLE   1,481 0 0
VERIZON COMMUNICATIONS INC Common Stock 92343V104   122,409 3,061 SH   SOLE   3,061 0 0
WALMART INC Common Stock 931142103   404,407 4,476 SH   SOLE   4,476 0 0