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Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
Originator-Key-Asymmetric:
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 TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB
MIC-Info: RSA-MD5,RSA,
 RmcX94TTbWex3ADkNwROkDUQKYbTslcZk3xLQWRQJTN8gtV/KkavhSunAI/m74N5
 3IPOfiA1lmuzGGkOrhH2nA==

<SEC-DOCUMENT>0001179110-03-007046.txt : 20031009
<SEC-HEADER>0001179110-03-007046.hdr.sgml : 20031009
<ACCEPTANCE-DATETIME>20030908133244
ACCESSION NUMBER:		0001179110-03-007046
CONFORMED SUBMISSION TYPE:	4
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20030505
FILED AS OF DATE:		20030507
DATE AS OF CHANGE:		20031009

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			LYDICK ROBERT CHAD
		CENTRAL INDEX KEY:			0001038263

	FILING VALUES:
		FORM TYPE:		4
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-28894
		FILM NUMBER:		03885608

	BUSINESS ADDRESS:	
		STREET 1:		P O BOX 1386
		CITY:			CLOVIS
		STATE:			NM
		ZIP:			88102
		BUSINESS PHONE:		5057623771

ISSUER:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			ACCESS ANYTIME BANCORP INC
		CENTRAL INDEX KEY:			0001024015
		STANDARD INDUSTRIAL CLASSIFICATION:	SAVINGS INSTITUTION, FEDERALLY CHARTERED [6035]
		IRS NUMBER:				850444597
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	BUSINESS ADDRESS:	
		STREET 1:		801 PILE
		STREET 2:		P O DRAWER 1569
		CITY:			CLOVIS
		STATE:			NM
		ZIP:			88101
		BUSINESS PHONE:		5057624417

	MAIL ADDRESS:	
		STREET 1:		801 PILE
		STREET 2:		P O DRAWER 1569
		CITY:			CLOVIS
		STATE:			NM
		ZIP:			88101
</SEC-HEADER>
<DOCUMENT>
<TYPE>4
<SEQUENCE>1
<FILENAME>edgar.xml
<DESCRIPTION>FORM 4 -
<TEXT>
<XML>
<ownershipDocument>
    <schemaVersion>X0201</schemaVersion>

    <documentType>4</documentType>
<periodOfReport>2003-05-05</periodOfReport>
<notSubjectToSection16>0</notSubjectToSection16>
    <issuer>
        <issuerCik>0001024015</issuerCik>
        <issuerName>ACCESS ANYTIME BANCORP INC</issuerName>
        <issuerTradingSymbol>AABC</issuerTradingSymbol>
</issuer>
<reportingOwner>
        <reportingOwnerId>
            <rptOwnerCik>0001038263</rptOwnerCik>
            <rptOwnerName>LYDICK ROBERT CHAD</rptOwnerName>
        </reportingOwnerId>
        <reportingOwnerAddress>
            <rptOwnerStreet1>PO BOX 1386</rptOwnerStreet1>
            <rptOwnerStreet2></rptOwnerStreet2>
            <rptOwnerCity>CLOVIS</rptOwnerCity>
            <rptOwnerState>NM</rptOwnerState>
            <rptOwnerZipCode>88101</rptOwnerZipCode>
            <rptOwnerStateDescription></rptOwnerStateDescription>
        </reportingOwnerAddress>
            <reportingOwnerRelationship>
<isDirector>1</isDirector>
<isOfficer>0</isOfficer>
<isTenPercentOwner>0</isTenPercentOwner>
<isOther>0</isOther>
<officerTitle></officerTitle>
<otherText></otherText>
</reportingOwnerRelationship>
</reportingOwner>
<nonDerivativeTable><nonDerivativeTransaction><securityTitle><value>Common Stock</value>
</securityTitle>
<transactionDate><value>2003-05-05</value>
</transactionDate>
<transactionCoding><transactionFormType>4</transactionFormType>
<transactionCode>M</transactionCode>
<equitySwapInvolved>0</equitySwapInvolved>
</transactionCoding>
<transactionAmounts><transactionShares><value>600</value>
<footnoteId id="F1"></footnoteId>
</transactionShares>
<transactionPricePerShare><value>8.375</value>
</transactionPricePerShare>
<transactionAcquiredDisposedCode><value>A</value>
</transactionAcquiredDisposedCode>
</transactionAmounts>
<postTransactionAmounts><sharesOwnedFollowingTransaction><value>8023</value>
</sharesOwnedFollowingTransaction>
</postTransactionAmounts>
<ownershipNature><directOrIndirectOwnership><value>D</value>
</directOrIndirectOwnership>
</ownershipNature>
</nonDerivativeTransaction>
</nonDerivativeTable>
<derivativeTable></derivativeTable>
<footnotes><footnote id="F1">Right to Buy - exercisable 10/30/97  4,000 shares @ $8.375 plus 2% stock dividend @ price indicated.</footnote>
</footnotes>
<ownerSignature><signatureName>Robert Chad Lydick</signatureName>
<signatureDate>2003-09-08</signatureDate>
</ownerSignature>
</ownershipDocument>

</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
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