<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
UNAUDITED CONSOLIDATED BALANCE SHEET AS OF JUNE 30, 2000 AND RELATED STATEMENTS
OF OPERATIONS AND CASH FLOWS FOR THE SIX MONTH PERIOD ENDING JUNE 30, 2000 OF
ACCESS ANYTIME BANCORP, INC. AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO
SUCH FINANCIAL STATEMENTS.

<MULTIPLIER> 1,000

                             
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-2000
<PERIOD-START>                             JAN-01-2000
<PERIOD-END>                               JUN-30-2000
<CASH>                                           5,914
<INT-BEARING-DEPOSITS>                           3,845
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                      8,375
<INVESTMENTS-CARRYING>                           7,416
<INVESTMENTS-MARKET>                             7,316
<LOANS>                                        111,084
<ALLOWANCE>                                        601
<TOTAL-ASSETS>                                 148,907
<DEPOSITS>                                     120,756
<SHORT-TERM>                                         0
<LIABILITIES-OTHER>                                773
<LONG-TERM>                                     14,250
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                            15
<OTHER-SE>                                      11,501
<TOTAL-LIABILITIES-AND-EQUITY>                 148,907
<INTEREST-LOAN>                                  4,366
<INTEREST-INVEST>                                  572
<INTEREST-OTHER>                                   200
<INTEREST-TOTAL>                                 5,138
<INTEREST-DEPOSIT>                               2,284
<INTEREST-EXPENSE>                               2,604
<INTEREST-INCOME-NET>                            2,534
<LOAN-LOSSES>                                       77
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                  2,617
<INCOME-PRETAX>                                    406
<INCOME-PRE-EXTRAORDINARY>                         406
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                       268
<EPS-BASIC>                                       0.22
<EPS-DILUTED>                                     0.21
<YIELD-ACTUAL>                                    7.67
<LOANS-NON>                                         86
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                   278
<LOANS-PROBLEM>                                    278
<ALLOWANCE-OPEN>                                   864
<CHARGE-OFFS>                                      102
<RECOVERIES>                                        12
<ALLOWANCE-CLOSE>                                  601
<ALLOWANCE-DOMESTIC>                               601
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0