UNITED STATES SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 6-K

REPORT OF FOREIGN PRIVATE ISSUER

PURSUANT TO RULE 13a-16 OR 15d-16 OF THE

SECURITIES EXCHANGE ACT OF 1934

For the month of July 2013

Commission File Number 001-34919

SUMITOMO MITSUI FINANCIAL GROUP, INC.

(Translation of registrant’s name into English)

1-2, Marunouchi 1-chome, Chiyoda-ku, Tokyo 100-0005, Japan

(Address of principal executive offices)

Indicate by check mark whether the registrant files or will file annual reports under cover of Form 20-F or Form 40-F:	Form 20-F  x	Form 40-F  ¨
Indicate by check mark if the registrant is submitting the Form 6-K in paper as permitted by Regulation S-T Rule 101(b)(1):	¨
Indicate by check mark if the registrant is submitting the Form 6-K in paper as permitted by Regulation S-T Rule 101(b)(7):	¨
Indicate by check mark whether by furnishing the information contained in this Form, the registrant is also thereby furnishing the information to the Commission pursuant to Rule 12g3-2(b) under the Securities Exchange Act of 1934.	Yes   ¨	No   x
*If ‘‘Yes’’ is marked, indicate below the file number assigned to the registrant in connection with Rule 12g3-2(b):	82-

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

Sumitomo Mitsui Financial Group, Inc.
By:	/s/ Haruyuki Nagata
	Name:    Haruyuki Nagata
	Title:      General Manager, Financial Accounting Dept.

Date:    July 29, 2013

Sumitomo Mitsui Financial Group, Inc. (SMFG) Consolidated Financial Results for the Three Months Ended June 30, 2013 <Under Japanese GAAP> July 29, 2013  

Head Office: 1-2, Marunouchi 1-chome, Chiyoda-ku, Tokyo, Japan

Stock Exchange Listings: Tokyo Stock Exchange, Nagoya Stock Exchange, New York Stock Exchange

URL: http://www.smfg.co.jp/english/

President and Representative Director: Koichi Miyata

Quarterly Securities Report (Shihanki hokokusho) issuing date: August 14, 2013

Investors meeting presentation for quarterly financial results: Not scheduled

Note: Amounts less than one million yen have been omitted.

1. Consolidated financial results (for the three months ended June 30, 2013)

(1) Operating results

(Millions of yen, except per share data and percentages)  

			Ordinary income				Ordinary profit				Net income
Three months ended June 30, 2013				¥  1,218,359	16.3	%		¥  459,330	93.3	%		¥  288,333	144.7	%
Three months ended June 30, 2012				1,047,772	0.5			237,679	(21.1	)		117,842	(43.0	)
Notes:	1.	Comprehensive income:
		(a) for the three months ended June 30, 2013: ¥361,434 million [–%] (b) for the three months ended June 30, 2012: ¥(21,483) million [–%]
	2.	Percentages shown in ordinary income, ordinary profit, net income and comprehensive income are the increase (decrease) from the previous fiscal year.
			Net income per share				Net income per share (Diluted)
Three months ended June 30, 2013				¥  211.56				¥  211.47
Three months ended June 30, 2012				87.04				87.01
(2) Financial position
											(Millions of yen, except percentages)
			Total assets				Net assets				Net assets  ratio
June 30, 2013				¥  146,677,441				¥  8,750,810				4.5%
March 31, 2013				148,696,800				8,443,218				4.3

Notes:	1.	Stockholders’ equity:
		(a) as of June 30, 2013: ¥6,606,675 million (b) as of March 31, 2013: ¥6,345,197 million
	2.	Net assets ratio = {(Net assets – stock acquisition rights – minority interests) / total assets} X 100

2. Dividends on common stock per share

(Yen ) 

		Cash dividends per share
	1st quarter		2nd quarter		3rd quarter		4th quarter		Annual
Fiscal year ended March 31, 2013		¥  –		¥  50		¥  –		¥  70		¥  120
Fiscal year ending March 31, 2014		–
Fiscal year ending March 31, 2014 (Forecast)				55		–		55		110

Notes:	1.	Dividend forecast remains unchanged.
	2.	Details of dividends for the 4th quarter of the fiscal year ended March 31, 2013:
		(a) Ordinary dividends: ¥60 (b) Commemorative dividends: ¥10

3. Earnings forecast (for the fiscal year ending March 31, 2014)

(Millions of yen, except per share data and percentages)

	Ordinary profit				Net income				Net income per share
Six months ending September 30, 2013	¥	530,000	13.2	%	¥	290,000	(12.4	)%		¥  212.44
Fiscal year ending March 31, 2014		1,030,000	(4.1	)		580,000	(27.0	)		424.52

Notes:	1.	Earnings forecast remains unchanged.
	2.	Percentages shown in ordinary profit and net income are the increase (decrease) from the previous fiscal year.

* Notes

(1) There were no changes in material consolidated subsidiaries in the period.

(2) Special accounting methods used for preparing quarterly consolidated financial statements were not adopted.

(3) Changes in accounting policies, changes in accounting estimates and restatements

(a) Changes in accounting policies due to revision of accounting standards	: Yes
(b) Changes in accounting policies due to reasons other than above (a)	: No
(c) Changes in accounting estimates	: No
(d) Restatements	: No
Note: The details are reported in “4. Other” (page 3).

(4) Number of shares issued (common stock)

	As of June 30, 2013		As of March 31, 2013
(a) Number of shares issued (including treasury stocks)		1,414,055,625 shares		1,414,055,625 shares
(b) Number of treasury stocks		46,696,265 shares		60,179,376 shares
	Three months ended          June 30, 2013		Three months ended         June 30, 2012
(c) Average number of shares issued in the period		1,362,863,472 shares		1,353,950,015 shares

Note on quarterly review process:

This quarterly earnings report is out of the scope of the external auditor’s review procedure which is required by “Financial Instruments and Exchange Act.” Therefore, the audit process of the quarterly consolidated financial statements has not been completed as of the disclosure of this quarterly earnings report.

<Reference> Calculation for index

- Forecasted net income per share:

Forecasted net income

    Forecasted average number of common stocks during the period

(excluding treasury stock) (*)    

* Sumitomo Mitsui Banking Corporation (“SMBC”), a subsidiary of SMFG, sold a portion of SMFG shares owned by SMBC. Accordingly, the forecasted average number of common stocks (excluding treasury stock) during the six months ending September 30, 2013 and fiscal year ending March 31, 2014, used for the above calculations, were assumed to be 1,365,111,416 shares and 1,366,235,388 shares, respectively.

This document contains “forward-looking statements” (as defined in the U.S. Private Securities Litigation Reform Act of 1995), regarding the intent, belief or current expectations of Sumitomo Mitsui Financial Group, Inc. (“SMFG”) and its management with respect to SMFG’s future financial condition and results of operations. In many cases but not all, these statements contain words such as “anticipate,” “believe,” “estimate,” “expect,” “intend,” “may,” “plan,” “probability,” “risk,” “project,” “should,” “seek,” “target,” “will” and similar expressions. Such forward-looking statements are not guarantees of future performance and involve risks and uncertainties, and actual results may differ from those expressed in or implied by such forward-looking statements contained or deemed to be contained herein. The risks and uncertainties which may affect future performance include: deterioration of Japanese and global economic conditions and financial markets; declines in the value of SMFG’s securities portfolio; SMFG’s ability to successfully implement its business strategy through its subsidiaries, affiliates and alliance partners; exposure to new risks as SMFG expands the scope of its business; and incurrence of significant credit-related costs. Given these and other risks and uncertainties, you should not place undue reliance on forward-looking statements, which speak only as of the date of this document. SMFG undertakes no obligation to update or revise any forward-looking statements. Please refer to SMFG’s most recent disclosure documents such as its annual report or registration statement on Form 20-F and other documents submitted to the U.S. Securities and Exchange Commission, as well as its earnings press releases, for a more detailed description of the risks and uncertainties that may affect its financial conditions, its operating results, and investors’ decisions.

Sumitomo Mitsui Financial Group, Inc.

Table of contents

1.	Operating results	2
2.	Financial position	3
3.	Earnings forecasts	3
4.	Other	3
	Changes in accounting policies reflecting revisions in accounting standards	3
5.	Consolidated financial statements	4
	(1)   Consolidated balance sheets	4
	(2)    Consolidated statements of income and consolidated statements of comprehensive income	5
	(3)   Note on the assumption as a going concern	5
	(4)   Material changes in stockholders’ equity	5

Appendix: Financial results for the three months ended June 30, 2013 supplementary information

- 1 -

Sumitomo Mitsui Financial Group, Inc.

Sumitomo Mitsui Financial Group, Inc. (“SMFG”) reports the financial results for the three months ended June 30, 2013.

1. Operating results

In the three months ended June 30, 2013, gross profit increased by ¥92.7 billion year-on-year to ¥785.3 billion. This was mainly due to an increase in gross banking profit of Sumitomo Mitsui Banking Corporation (“SMBC”) by ¥28.7 billion led by profits from index-linked investment trusts despite a decrease in gains on bonds, and an increase in profit of SMBC Nikko Securities, Inc. led by income from sales of investment trusts and bonds.

General and administrative expenses increased by ¥23.7 billion year-on-year to ¥391.4 billion, due mainly to expenditures aimed at enhancing top-line profit of SMBC Nikko Securities, Inc.

Total credit cost decreased by ¥27.6 billion year-on-year to a net reversal of ¥8.0 billion. This was mainly due to a year-on-year decrease in the total credit cost of SMBC which decreased by ¥25.4 billion year-on-year to a net reversal of ¥24.9 billion, as a result of our individualized efforts to assist certain borrowers to improve their business and financial conditions.

Gains on stocks were ¥56.1 billion, an improvement of ¥124.9 billion year-on-year, mainly due to gains from sale of stocks, and a decrease in devaluation losses at SMBC reflecting market recovery.

Finally, ordinary profit increased by ¥221.7 billion year-on-year to ¥459.3 billion, and net income increased by ¥170.5 billion year-on-year to ¥288.3 billion.

Consolidated (Billions of yen)

		Three months         ended  June 30, 2013		Change from the             three months ended June 30, 2012		Fiscal year ended     March 31, 2013     (reference)
Gross profit			¥ 785.3		¥ 92.7		¥ 2,792.9
General and administrative expenses			(391.4)		(23.7)		(1,496.3)
Total credit cost			8.0		27.6		(173.1)
Gains (losses) on stocks			56.1		124.9		(21.0)
Ordinary profit			459.3		221.7		1,073.7
Net income			288.3		170.5		794.1
SMBC, non-consolidated
Gross banking profit			¥ 428.0		¥ 28.7		¥ 1,540.1
	Net gains on bonds		14.5		(64.7)		113.8
Expenses (excluding non-recurring losses)			(185.6)		(0.1)		(727.7)
Banking profit *			242.4		28.6		812.4
Total credit cost			24.9		25.4		(19.5)
Gains (losses) on stocks			72.2		141.5		(35.7)
Ordinary profit			314.1		181.7		670.9
Net income			214.8		143.8		617.8

* Banking profit (before provision for general reserve for possible loan losses)

- 2 -

Sumitomo Mitsui Financial Group, Inc.

2. Financial position

As of June 30, 2013, SMFG’s total assets were ¥146,677.4 billion, a decrease of ¥2,019.4 billion compared with March 31, 2013, due mainly to a decrease in the balance of securities, mostly bonds. Net assets increased by ¥307.6 billion to ¥8,750.8 billion compared with March 31, 2013. Stockholders’ equity increased by ¥247.6 billion to ¥5,928.3 billion due mainly to the recording of net income.

Deposits increased by ¥287.0 billion to ¥ 89,368.8 billion compared with March 31, 2013. Loans and bills discounted decreased by ¥725.6 billion to ¥64,906.5 billion, despite an increase in balance of loans and bills discounted at SMBC. This was because certain special purpose entities were consolidated in accordance with revisions in accounting standards.

Problem assets (non-performing loans as defined under the Financial Reconstruction Act) decreased by ¥68.2 billion to ¥1,658.1 billion compared with March 31, 2013. The problem assets ratio was 2.22%, a decrease of 0.05 % compared with March 31, 2013.

3. Earnings forecasts

The consolidated earnings forecast announced on May 15, 2013 remains unchanged.

4. Other

Changes in accounting policies reflecting revisions in accounting standards

The revision of the Accounting Standard for Consolidated Financial Statements and related rules

SMFG has adopted the Accounting Standard for Consolidated Financial Statements (ASBJ Statement No.22, revised on March 25, 2011, “the Accounting Standard”) applicable to the fiscal year commencing on or after April 1, 2013. Accordingly, 13 companies including Chelsea Capital Corporation were newly included in the scope of consolidation since the three months ended June 30, 2013.

In accordance with the transitional treatment stipulated in Article 44-4 (3) of the Accounting Standards, assets, liabilities and minority interests of those newly consolidated subsidiaries are valued by the appropriate book values reported in the consolidated financial statements at the beginning of the fiscal year.

As a result, retained earnings at the beginning of this period decreased by ¥168 million.

- 3 -

Sumitomo Mitsui Financial Group, Inc.

5. Consolidated financial statements

(1) Consolidated balance sheets

				(Millions of yen)
	March 31, 2013			June 30, 2013
Assets:
Cash and due from banks	¥	10,799,291		¥	19,871,706
Call loans and bills bought		1,353,746			1,222,864
Receivables under resale agreements		273,217			452,921
Receivables under securities borrowing transactions		3,494,398			3,732,448
Monetary claims bought		1,540,516			3,390,745
Trading assets		7,765,554			6,855,724
Money held in trust		22,789			22,854
Securities		41,306,731			29,298,674
Loans and bills discounted		65,632,091			64,906,518
Foreign exchanges		2,226,427			1,419,544
Lease receivables and investment assets		1,684,800			1,724,625
Other assets		4,367,634			5,408,882
Tangible fixed assets		1,983,772			2,042,413
Intangible fixed assets		790,860			786,450
Deferred tax assets		374,258			344,641
Customers’ liabilities for acceptances and guarantees		6,009,575			6,089,449
Reserve for possible loan losses		(928,866	)		(893,024	)
Total assets	¥	148,696,800		¥	146,677,441
Liabilities:
Deposits	¥	89,081,811		¥	89,368,802
Negotiable certificates of deposit		11,755,654			10,729,365
Call money and bills sold		2,954,051			2,024,146
Payables under repurchase agreements		2,076,791			1,999,482
Payables under securities lending transactions		4,433,835			3,323,593
Commercial paper		1,499,499			2,310,927
Trading liabilities		6,119,631			5,474,937
Borrowed money		4,979,460			5,154,111
Foreign exchanges		337,901			480,020
Short-term bonds		1,126,300			1,051,300
Bonds		4,750,806			4,794,681
Due to trust account		643,350			629,165
Other liabilities		3,989,794			4,068,935
Reserve for employee bonuses		59,855			22,948
Reserve for executive bonuses		4,037			—
Reserve for employee retirement benefits		44,579			43,037
Reserve for executive retirement benefits		2,420			1,518
Reserve for point service program		19,319			19,985
Reserve for reimbursement of deposits		11,195			9,758
Reserve for losses on interest repayment		245,423			214,479
Reserves under the special laws		481			588
Deferred tax liabilities		68,120			75,808
Deferred tax liabilities for land revaluation		39,683			39,587
Acceptances and guarantees		6,009,575			6,089,449
Total liabilities		140,253,582			137,926,631
Net assets:
Capital stock		2,337,895			2,337,895
Capital surplus		758,630			758,345
Retained earnings		2,811,474			3,006,716
Treasury stock		(227,373	)		(174,697	)
Total stockholders’ equity		5,680,627			5,928,260
Net unrealized gains on other securities		755,753			751,339
Net deferred losses on hedges		(32,863	)		(63,430	)
Land revaluation excess		39,129			37,277
Foreign currency translation adjustments		(97,448	)		(46,771	)
Total accumulated other comprehensive income		664,570			678,414
Stock acquisition rights		1,260			1,393
Minority interests		2,096,760			2,142,740
Total net assets		8,443,218			8,750,810
Total liabilities and net assets	¥	148,696,800		¥	146,677,441

- 4 -

Sumitomo Mitsui Financial Group, Inc.

(2) Consolidated statements of income and consolidated statements of comprehensive income

(Consolidated statements of income)

				(Millions of yen)
Three months ended June 30,	2012			2013
Ordinary income		¥    1,047,772			¥    1,218,359
Interest income		411,321			476,783
Interest on loans and discounts		312,490			307,320
Interest and dividends on securities		57,017			122,415
Trust fees		392			681
Fees and commissions		223,762			287,455
Trading income		63,920			59,616
Other operating income		318,520			297,419
Other income		29,854			96,403
Ordinary expenses		810,092			759,029
Interest expenses		80,301			77,059
Interest on deposits		23,397			25,213
Fees and commissions payments		33,057			37,105
Trading losses		606			611
Other operating expenses		211,403			221,926
General and administrative expenses		367,690			391,358
Other expenses		117,032			30,967
Ordinary profit		237,679			459,330
Extraordinary gains		103			1,093
Extraordinary losses		2,265			1,726
Income before income taxes and minority interests		235,517			458,697
Income taxes-current		75,388			99,901
Income taxes-deferred		11,632			33,654
Income taxes		87,021			133,556
Income before minority interests		148,496			325,141
Minority interests in net income		30,654			36,807
Net income		¥    117,842			¥    288,333
(Consolidated statements of comprehensive income)
				(Millions of yen)
Three months ended June 30,	2012			2013
Income before minority interests		¥    148,496			¥    325,141
Other comprehensive income		(169,979	)		36,293
Net unrealized losses on other securities		(204,119	)		(7,188	)
Net deferred gains (losses) on hedges		15,609			(29,362	)
Foreign currency translation adjustments		22,173			74,048
Share of other comprehensive income of affiliates		(3,643	)		(1,205	)
Total comprehensive income		(21,483	)		361,434
Comprehensive income attributable to shareholders of the parent		(37,563	)		304,030
Comprehensive income attributable to minority interests		16,079			57,404

(3) Note on the assumption as a going concern

Not applicable.

(4) Material changes in stockholders’ equity

Not applicable.

- 5 -

Sumitomo Mitsui Financial Group

Financial results

for the three months

ended June 30, 2013

- Supplementary information -

Table of contents

1.	Operating results	Consolidated	Non-consolidated	…	1
2.	Interest spread (Domestic)		Non-consolidated	…	3
3.	Problem assets based on the Financial Reconstruction Act	Consolidated	Non-consolidated	…	3
4.	Unrealized gains (losses) on securities	Consolidated	Non-consolidated	…	4
5.	Overview of derivative transactions (on deferred hedge accounting basis)		Non-consolidated	…	5
6.	Deposits and loans		Non-consolidated	…	5
7.	Return on equity	Consolidated		…	5
8.	Exposure of securitized products	Consolidated		…	6

Notes
	1. Consolidated: SMFG’s consolidated figures
	2. Non-consolidated: SMBC’s non-consolidated figures
	3. Capital ratio as of June 30, 2013 will be announced when it is fixed.

Sumitomo Mitsui Financial Group

1. Operating results

Consolidated (Millions of yen)

			Three months ended June 30, 2013 (A)			Change (A) - (B)			Three months ended June 30, 2012 (B)			Year ended March 31, 2013 <Reference>
Consolidated gross profit		1		785,253			92,705			692,548			2,792,891
	Net interest income	2		399,724			68,705			331,019			1,392,636
	Trust fees	3		681			289			392			1,871
	Net fees and commissions	4		250,349			59,644			190,705			908,168
	Net trading income	5		59,004			(4,310	)		63,314			166,617
	Net other operating income	6		75,492			(31,624	)		107,116			323,597
General and administrative expenses		7		(391,358	)		(23,668	)		(367,690	)		(1,496,294	)
Credit costs		8		(23,148	)		(792	)		(22,356	)		(183,552	)
	Write-off of loans	9		(18,702	)		(3,945	)		(14,757	)		(133,639	)
	Provision for specific reserve for possible loan losses	10		—			21,105			(21,105	)		(104,180	)
	Provision for general reserve for possible loan losses	11		—			(14,755	)		14,755			67,530
	Other credit costs	12		(4,445	)		(3,197	)		(1,248	)		(13,262	)
Gains on reversal of reserve for possible loan losses		13		27,586			27,586			—			—
Recoveries of written-off claims		14		3,594			851			2,743			10,436
Gains (losses) on stocks		15		56,091			124,938			(68,847	)		(20,973	)
Equity in earnings (losses) of affiliates		16		4,093			738			3,355			5,309
Other income (expenses)		17		(2,781	)		(708	)		(2,073	)		(34,072	)
Ordinary profit		18		459,330			221,651			237,679			1,073,745
Extraordinary gains (losses)		19		(633	)		1,529			(2,162	)		(9,711	)
	Gains (losses) on disposal of fixed assets	20		664			1,172			(508	)		(5,480	)
	Losses on impairment of fixed assets	21		(1,190	)		549			(1,739	)		(4,314	)
Income before income taxes and minority interests		22		458,697			223,180			235,517			1,064,033
Income taxes-current		23		(99,901	)		(24,513	)		(75,388	)		(279,898	)
Income taxes-deferred		24		(33,654	)		(22,022	)		(11,632	)		133,930
Income before minority interests		25		325,141			176,645			148,496			918,065
Minority interests in net income		26		(36,807	)		(6,153	)		(30,654	)		(124,006	)
Net income		27		288,333			170,491			117,842			794,059
Note:	Consolidated gross profit = (Interest income - Interest expenses) + Trust fees + (Fees and commissions - Fees and commissions payments) + (Trading income - Trading losses) + (Other operating income - Other operating expenses)
Total credit cost (8+13+14)		28		8,032			27,645			(19,613	)		(173,115	)
Note:	Amounts less than one million yen have been omitted. Figures in parenthesis indicate the amount of loss or decrease.
Reference:													(Billions of yen	)
Consolidated net business profit		29		382.1			81.1			301.0			1,166.2
Note:	Consolidated net business profit = (SMBC Non-consolidated banking profit (before provision for general reserve for possible loan losses)) + (SMFG and other consolidated subsidiaries’ ordinary profit (excluding non-recurring items)) + (Affiliates’ ordinary profit) X (Ownership ratio) - (Internal transaction (dividends, etc.))
(Number of consolidated subsidiaries and affiliates)
												June 30, 2012
			June 30, 2013			Change			March 31, 2013			<Reference>
Consolidated subsidiaries		30		334			11			323			350
Equity method affiliates		31		46			2			44			45

- 1 -

Sumitomo Mitsui Financial Group

SMBC non-consolidated (Millions of yen)

				Three months ended June 30, 2013 (A)			Change (A) - (B)			Three months   ended June 30,  2012         (B)			Year ended March 31, 2013 <Reference>
Gross banking profit			1		428,074			28,759			399,315			1,540,095
	Net interest income		2		293,345			64,307			229,038			971,202
	Trust fees		3		666			285			381			1,823
	Net fees and commissions		4		74,276			13,898			60,378			343,738
	Net trading income		5		6,689			(18,675	)		25,364			(3,781	)
	Net other operating income		6		53,096			(31,056	)		84,152			227,112
		Gains (losses) on bonds	7		14,461			(64,701	)		79,162			113,849
Expenses (excluding non-recurring losses)			8		(185,646	)		(95	)		(185,551	)		(727,736	)
	Personnel expenses		9		(71,212	)		(883	)		(70,329	)		(270,091	)
	Non-personnel expenses		10		(105,060	)		1,069			(106,129	)		(419,203	)
	Taxes		11		(9,373	)		(280	)		(9,093	)		(38,440	)
Banking profit (before provision for general reserve for possible loan losses)			12		242,427			28,664			213,763			812,358
	Gains (losses) on bonds		13		14,461			(64,701	)		79,162			113,849
Provision for general reserve for possible loan losses			14		—			(10,489	)		10,489			—
Banking profit			15		242,427			18,174			224,253			812,358
Non-recurring gains (losses)			16		71,677			163,506			(91,829	)		(141,505	)
	Credit costs		17		(835	)		10,204			(11,039	)		(46,326	)
	Gains on reversal of reserve for possible loan losses		18		24,794			24,794			—			26,747
	Recoveries of written-off claims		19		960			953			7			54
	Gains (losses) on stocks		20		72,222			141,529			(69,307	)		(35,662	)
		Gains on sale of stocks and other securities	21		73,319			56,745			16,574			28,282
		Losses on sale of stocks and other securities	22		(462	)		1,435			(1,897	)		(27,812	)
		Losses on devaluation of stocks and other securities	23		(634	)		83,350			(83,984	)		(36,131	)
	Other non-recurring gains (losses)		24		(25,465	)		(13,975	)		(11,490	)		(86,319	)
Ordinary profit			25		314,105			181,682			132,423			670,852
Extraordinary gains (losses)			26		(409	)		1,070			(1,479	)		(5,451	)
	Gains (losses) on disposal of fixed assets		27		767			980			(213	)		(2,200	)
	Losses on impairment of fixed assets		28		(1,176	)		89			(1,265	)		(3,250	)
Income before income taxes			29		313,696			182,752			130,944			665,400
Income taxes-current			30		(57,061	)		(8,197	)		(48,864	)		(209,704	)
Income taxes-deferred			31		(41,881	)		(30,815	)		(11,066	)		162,095
Net income			32		214,753			143,740			71,013			617,791
Total credit cost (14+17+18+19)			33		24,920			25,462			(542	)		(19,523	)
	Provision for general reserve for possible loan losses		34		4,058			(6,431	)		10,489			71,680
	Write-off of loans		35		(39	)		1,223			(1,262	)		(40,258	)
	Provision for specific reserve for possible loan losses		36		21,534			30,656			(9,122	)		(45,102	)
	Losses on sales of delinquent loans		37		(796	)		20			(816	)		(6,067	)
	Provision for loan loss reserve for specific overseas countries		38		(798	)		(959	)		161			168
	Recoveries of written-off claims		39		960			953			7			54

Note: Amounts less than one million yen have been omitted. Figures in parenthesis indicate the amount of loss or decrease.

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Sumitomo Mitsui Financial Group

2. Interest spread (Domestic)

SMBC non-consolidated	(%)
	Three months ended June 30, 2013 (A)	Change (A) -  (B)	Three months ended June 30, 2012 (B)	Year ended March 31, 2013 <Reference>
Interest earned on loans and bills discounted (A)	1.45	(0.10)	1.55	1.54
Interest paid on deposits, etc. (B)	0.05	0.00	0.05	0.05
Interest spread (A) - (B)	1.40	(0.10)	1.50	1.49

3. Problem assets based on the Financial Reconstruction Act

Consolidated			(Billions of yen)
					March 31, 2013	June 30, 2012   <Reference>
			June 30, 2013	Change from   March 31, 2013
	Bankrupt and quasi-bankrupt assets	1	245.6	(2.6)	248.2	263.8
	Doubtful assets	2	907.5	(65.5)	973.0	991.6
	Substandard loans	3	505.0	(0.1)	505.1	558.0
	Total problem assets (A)	4	1,658.1	(68.2)	1,726.3	1,813.4
	Normal assets	5	72,956.1	(1,317.5)	74,273.6	69,075.2
	Total (B)	6	74,614.2	(1,385.8)	76,000.0	70,888.6
	Problem asset ratio (A/B)	7	2.22%	(0.05)%	2.27%	2.56%
	Amount of direct reduction		645.2	(7.9)	653.1	687.7

SMBC non-consolidated			(Billions of yen)
					March 31, 2013	June 30, 2012   <Reference>
			June 30, 2013	Change from   March 31, 2013
	Bankrupt and quasi-bankrupt assets	8	143.2	(2.3)	145.5	145.2
	Doubtful assets	9	644.0	(47.4)	691.4	754.7
	Substandard loans	10	268.3	11.7	256.6	265.8
	Total problem assets (A)	11	1,055.5	(38.0)	1,093.5	1,165.7
	Normal assets	12	67,809.2	519.7	67,289.5	62,373.1
	Total (B)	13	68,864.7	481.7	68,383.0	63,538.8
	Problem asset ratio (A/B)	14	1.53%	(0.07)%	1.60%	1.83%
	Amount of direct reduction		350.0	(6.0)	356.0	335.6

Note:    Problem assets based on the Financial Reconstruction Act include loans, acceptances and guarantees, suspense payments, and other credit-type assets.

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Sumitomo Mitsui Financial Group

4. Unrealized gains (losses) on securities

Consolidated (Billions of yen)

				June 30, 2013							March 31, 2013
				Balance sheet amount	Net unrealized gains (losses)						Balance sheet amount	Net unrealized gains (losses)
							Change from Mar. 2013		Gains	Losses				Gains	Losses
	Held-to-maturity securities		1	5,361.3	41.1		(20.1	)	43.2	2.1	5,852.1	61.2		61.2	0.0
	Other securities		2	24,188.6	1,126.3		4.7		1,309.4	183.1	35,776.8	1,121.6		1,256.6	135.0
		Stocks	3	2,936.8	902.1		130.8		1,001.0	98.9	2,806.7	771.2		867.1	95.9
		Bonds	4	15,138.0	62.9		(45.4	)	71.1	8.2	24,525.3	108.3		112.2	3.9
		Others	5	6,113.9	161.3		(80.7	)	237.3	76.0	8,444.8	242.0		277.3	35.2
	Other money held in trust		6	22.9	0.1		0.1		0.1	—	22.8	0.0		0.0	—
	Total		7	29,572.8	1,167.5		(15.3	)	1,352.7	185.2	41,651.7	1,182.8		1,317.8	135.0
		Stocks	8	2,936.8	902.1		130.8		1,001.0	98.9	2,806.7	771.2		867.1	95.9
		Bonds	9	20,490.6	104.0		(65.5	)	114.3	10.3	30,365.3	169.5		173.4	3.9
		Others	10	6,145.5	161.4		(80.7	)	237.4	76.0	8,479.6	242.1		277.3	35.2
SMBC non-consolidated												(Billions of yen)
				June 30, 2013							March 31, 2013
				Balance sheet amount	Net unrealized gains (losses)						Balance sheet amount	Net unrealized gains (losses)
							Change from Mar. 2013		Gains	Losses				Gains	Losses
	Held-to-maturity securities		11	5,251.0	40.1		(19.8	)	42.2	2.1	5,735.9	59.9		59.9	0.0
	Stocks of subsidiaries and affiliates		12	2,661.6	(55.4	)	(39.1	)	8.7	64.1	2,474.1	(16.3	)	7.3	23.6
	Other securities		13	22,080.4	1,038.0		(2.7	)	1,208.5	170.5	33,655.4	1,040.7		1,165.8	125.1
		Stocks	14	2,881.7	890.2		120.5		984.8	94.6	2,792.9	769.7		862.3	92.6
		Bonds	15	13,843.9	60.8		(34.5	)	66.1	5.3	23,126.3	95.3		98.6	3.3
		Others	16	5,354.8	87.0		(88.7	)	157.6	70.6	7,736.2	175.7		204.9	29.2
	Other money held in trust		17	2.4	0.1		0.1		0.1	—	2.4	0.0		0.0	—
	Total		18	29,995.4	1,022.8		(61.5	)	1,259.5	236.7	41,867.8	1,084.3		1,233.0	148.7
		Stocks	19	3,987.0	881.2		116.9		993.5	112.3	3,900.8	764.3		869.6	105.3
		Bonds	20	19,094.9	100.9		(54.3	)	108.3	7.4	28,862.2	155.2		158.5	3.3
		Others	21	6,913.5	40.7		(124.1	)	157.7	117.0	9,104.8	164.8		204.9	40.1

Notes:	1.	The figures above include negotiable certificates of deposit in “Cash and due from banks” and beneficiary claims on loan trust in “Monetary claims bought.”
	2.	Stocks within other securities and foreign stocks within others of other securities are valuated with the average market price during the final month of the fiscal year. Rest of the securities are valuated at market prices as of the balance sheet date.
	3.	Other securities and other money held in trust are valuated and recorded on the balance sheet at market prices. Unrealized gains (losses) indicate the difference between the acquisition costs (or amortized costs) and the balance sheet amounts. Net unrealized gains (losses) on other securities include gains or losses which are recognized in the statements of income by applying fair value hedge accounting and not recorded directly to net assets, accordingly. The amounts as of June 30, 2013 and March 31, 2013, are gains of 44.6 billion yen and 29.8 billion yen, respectively, in the statements of income.
	4.	Floating-rate Japanese government bonds which SMBC held as other securities are carried on the balance sheet at their reasonably estimated amounts in accordance with the “Practical Solution on Measurement of Fair Value of Financial Assets” (Accounting Standard Board of Japan Practical Issues Task Force No. 25).

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Sumitomo Mitsui Financial Group

5. Overview of derivative transactions (on deferred hedge accounting basis)

SMBC non-consolidated							(Billions of yen)
		June 30, 2013				March 31, 2013
		Assets	Liabilities	Net assets	Net deferred gains (losses)	Assets	Liabilities	Net assets	Net deferred gains (losses)
	Interest rate swaps	64.8	38.4	26.4	(62.9)	78.4	22.6	55.9	(7.7)
	Currency swaps	44.0	384.9	(340.9)	(33.8)	20.2	200.0	(179.9)	(37.2)
	Others	0.5	0.4	0.1	29.9	0.9	—	0.9	51.8
	Total	109.2	423.7	(314.5)	(66.8)	99.5	222.6	(123.1)	6.8

Notes:	1.	Derivative transactions are valuated at fair value in the balance sheet.
	2.	SMBC applies individual deferred hedge or fair value hedge accounting based on Practical Guidelines for Accounting Standard for Financial Instruments as well as deferred hedge accounting for banking industry based on JICPA Industry Audit Committee Report No.24 and No.25.
	3.	Figures for Net deferred gains (losses) are those before application of tax effect accounting.

(Appendix) Contract amount of interest rate swaps (on deferred hedge accounting basis), classified by maturity
	(Billions of yen	)

	June 30, 2013				March 31, 2013
	1 year or less	1-5 years	Over 5 years	Total	1 year or less	1-5 years	Over 5 years	Total
Receivable fixed rate/payable floating rate	3,279.4	13,474.6	8,588.8	25,342.9	2,347.4	15,046.7	8,201.6	25,595.6
Receivable floating rate/payable fixed rate	814.6	5,797.8	7,615.1	14,227.5	870.7	5,401.9	7,198.2	13,470.9
Receivable floating rate/payable floating rate	—	16.2	—	16.2	—	16.6	—	16.6
Total contract amount	4,094.0	19,288.6	16,203.9	39,586.6	3,218.1	20,465.3	15,399.8	39,083.1

6. Deposits and loans

SMBC non-consolidated									(Billions of yen	)
		June 30, 2013		Change from Mar. 31, 2013		March 31, 2013		June 30, 2012 <Reference>
Domestic deposits			72,807.4		160.0		72,647.4		69,159.9
	Individual		40,122.7		1,295.0		38,827.7		38,316.9

Notes:	1.	Calculation based on the numbers before elimination of temporary inter-office accounts, excluding “negotiable certificates of deposit” and offshore banking accounts.
	2.	The figures above are after adjustment on inter-office accounts in transit. Previously released figures for June 30, 2012 on before-adjustment basis, have been adjusted retrospectively.

Loans and bills discounted		60,200.1	429.4		59,770.8	55,920.4
	Domestic offices (excluding offshore banking account)	47,472.1	(121.3	)	47,593.3	46,510.5
	Overseas offices and offshore banking accounts	12,728.0	550.6		12,177.4	9,409.9
7. Return on Equity
Consolidated						(	%)
		Three months   ended June 30,   2013	Change		Three months ended June 30, 2012	Year ended March 31, 2013 <Reference>
ROE (denominator: Total stockholders’ equity)		19.9	10.5		9.4	14.8

Note:	ROE =	(Net income) X (number of days in a year) / (number of days in the relevant period)	X 100
		{(Total stockholders’ equity at the beginning of the term) + (Total stockholders’ equity at the end of the term)} / 2

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Sumitomo Mitsui Financial Group

8. Exposure of securitized products Consolidated Managerial accounting basis

(1) Securitized products

(Billions of yen)

	June 30, 2013														March 31, 2013
	Balances (after provisions and write-offs)									Net unrealized gains/losses (after write- offs)					Balances (after provisions and write-offs)				Net unrealized gains/losses (after write-offs)
					Overseas												Overseas
			Change from Mar. 2013				Change from Mar. 2013					Change from Mar. 2013
Cards, etc.		112.5		14.7		89.8		(8.0	)		0.7		0.3			97.8		97.8		0.4
CLO		0.6		0.0		0.6		0.0			2.1		(0.0	)		0.5		0.5		2.1
CMBS		8.8		0.4		8.8		0.4			0.6		0.1			8.5		8.5		0.5
RMBS, etc.		13.0		12.9		13.0		12.9			0.3		0.1			0.1		0.1		0.2
Total		134.8		27.9		112.1		5.2			3.6		0.4			106.9		106.9		3.2

Notes:	1. There is no amount of ABCP.
	2. Excludes RMBS issued by GSE and Japan Housing Finance Agency, and SMBC’s exposure to subordinated beneficiaries owned through the securitization of SMBC’s loan receivables, etc.

(2) Leveraged loans

(Billions of yen)

				June 30, 2013							March 31, 2013
		Loans		Change from Mar. 2013		Undrawn commitments		Change from Mar. 2013			Loans		Undrawn commitments
	Europe		131.3		22.0		22.2		5.6			109.4		16.6
	Japan		193.2		12.4		34.3		(1.9	)		180.8		36.2
	United States		96.5		22.7		90.9		14.4			73.8		76.5
	Asia (excluding Japan)		66.4		6.6		5.1		(0.6	)		59.8		5.6
Total			487.5		63.7		152.5		17.5			423.8		135.0

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