The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AB GLOBAL BOND ADVISOR COM 01853W709 1,059 143,661 SH   OTR   143,661 0 0
AB GLOBAL BOND ADVISOR COM 01853W709 6,458 876,244 SH   SOLE   876,244 0 0
ABBOTT LABS COM 002824100 3,451 31,764 SH   SOLE   31,764 0 0
ABBOTT LABS COM 002824100 301 2,769 SH   OTR   2,769 0 0
ABBVIE INC COM 00287Y109 323 2,111 SH   SOLE   2,111 0 0
ABBVIE INC COM 00287Y109 198 1,290 SH   OTR   1,290 0 0
AIR PRODS & CHEMS INC COM 009158106 307 1,277 SH   SOLE   1,277 0 0
ALPHABET INC CAP STK CL A 02079K305 5,163 2,369 SH   SOLE   2,369 0 0
ALPHABET INC CAP STK CL A 02079K305 724 332 SH   OTR   332 0 0
ALTRIA GROUP INC COM 02209S103 21 500 SH   SOLE   500 0 0
ALTRIA GROUP INC COM 02209S103 202 4,830 SH   OTR   4,830 0 0
AMAZON COM INC COM 023135106 6,729 63,358 SH   SOLE   63,358 0 0
AMAZON COM INC COM 023135106 680 6,400 SH   OTR   6,400 0 0
AMDOCS LTD SHS G02602103 521 6,248 SH   SOLE   6,248 0 0
AMERICAN EXPRESS CO COM 025816109 190 1,371 SH   OTR   1,371 0 0
AMERICAN EXPRESS CO COM 025816109 3,276 23,636 SH   SOLE   23,636 0 0
AMERICAN TOWER CORP NEW COM 03027X100 457 1,789 SH   OTR   1,789 0 0
AMERICAN TOWER CORP NEW COM 03027X100 6,230 24,375 SH   SOLE   24,375 0 0
AMGEN INC COM 031162100 471 1,935 SH   OTR   1,935 0 0
AMGEN INC COM 031162100 5,610 23,059 SH   SOLE   23,059 0 0
APPLE INC COM 037833100 9,033 66,067 SH   SOLE   66,067 0 0
APPLE INC COM 037833100 1,323 9,680 SH   OTR   9,680 0 0
APPLIED MATLS INC COM 038222105 233 2,565 SH   OTR   2,565 0 0
APPLIED MATLS INC COM 038222105 4,132 45,419 SH   SOLE   45,419 0 0
AT&T INC COM 00206R102 135 6,446 SH   SOLE   6,446 0 0
AT&T INC COM 00206R102 119 5,700 SH   OTR   5,700 0 0
BK OF AMERICA CORP COM 060505104 78 2,503 SH   SOLE   2,503 0 0
BK OF AMERICA CORP COM 060505104 170 5,450 SH   OTR   5,450 0 0
BLACKROCK INC COM 09247X101 340 559 SH   OTR   559 0 0
BLACKROCK INC COM 09247X101 4,081 6,700 SH   SOLE   6,700 0 0
BOEING CO COM 097023105 200 1,466 SH   OTR   1,466 0 0
BP PLC SPONSORED ADR 055622104 209 7,388 SH   OTR   7,388 0 0
BP PLC SPONSORED ADR 055622104 16 550 SH   SOLE   550 0 0
CDW CORP COM 12514G108 9 57 SH   SOLE   57 0 0
CDW CORP COM 12514G108 196 1,243 SH   OTR   1,243 0 0
CHEVRON CORP NEW COM 166764100 43 300 SH   OTR   300 0 0
CHEVRON CORP NEW COM 166764100 416 2,876 SH   SOLE   2,876 0 0
CISCO SYS INC COM 17275R102 4,638 108,760 SH   SOLE   108,760 0 0
CISCO SYS INC COM 17275R102 318 7,449 SH   OTR   7,449 0 0
CME GROUP INC COM 12572Q105 282 1,379 SH   SOLE   1,379 0 0
COCA COLA CO COM 191216100 395 6,282 SH   SOLE   6,282 0 0
COMCAST CORP NEW CL A 20030N101 287 7,323 SH   OTR   7,323 0 0
COMCAST CORP NEW CL A 20030N101 3,527 89,894 SH   SOLE   89,894 0 0
CONSTELLATION BRANDS INC CL A 21036P108 3,261 13,992 SH   SOLE   13,992 0 0
CONSTELLATION BRANDS INC CL A 21036P108 220 945 SH   OTR   945 0 0
COSTCO WHSL CORP NEW COM 22160K105 6,361 13,272 SH   SOLE   13,272 0 0
COSTCO WHSL CORP NEW COM 22160K105 558 1,165 SH   OTR   1,165 0 0
CVS HEALTH CORP COM 126650100 209 2,258 SH   OTR   2,258 0 0
CVS HEALTH CORP COM 126650100 3,625 39,119 SH   SOLE   39,119 0 0
D R HORTON INC COM 23331A109 352 5,318 SH   OTR   5,318 0 0
D R HORTON INC COM 23331A109 4,527 68,396 SH   SOLE   68,396 0 0
DEERE & CO COM 244199105 178 593 SH   SOLE   593 0 0
DEERE & CO COM 244199105 120 400 SH   OTR   400 0 0
DISNEY WALT CO COM 254687106 2,981 31,581 SH   SOLE   31,581 0 0
DISNEY WALT CO COM 254687106 184 1,951 SH   OTR   1,951 0 0
ENTERGY CORP NEW COM 29364G103 314 2,792 SH   SOLE   2,792 0 0
EQUIFAX INC COM 294429105 960 5,250 SH   OTR   5,250 0 0
ESSENTIAL UTILS INC COM 29670G102 237 5,179 SH   SOLE   5,179 0 0
EXELON CORP COM 30161N101 267 5,900 SH   OTR   5,900 0 0
EXELON CORP COM 30161N101 49 1,071 SH   SOLE   1,071 0 0
EXXON MOBIL CORP COM 30231G102 257 3,000 SH   OTR   3,000 0 0
EXXON MOBIL CORP COM 30231G102 531 6,196 SH   SOLE   6,196 0 0
FEDEX CORP COM 31428X106 221 974 SH   OTR   974 0 0
FEDEX CORP COM 31428X106 4,035 17,799 SH   SOLE   17,799 0 0
FLOWERS FOODS INC COM 343498101 217 8,230 SH   SOLE   8,230 0 0
GLOBAL PMTS INC COM 37940X102 274 2,481 SH   OTR   2,481 0 0
GLOBAL PMTS INC COM 37940X102 4,653 42,051 SH   SOLE   42,051 0 0
HASBRO INC COM 418056107 259 3,162 SH   SOLE   3,162 0 0
HERSHEY CO COM 427866108 651 3,027 SH   SOLE   3,027 0 0
HOME DEPOT INC COM 437076102 595 2,169 SH   OTR   2,169 0 0
HOME DEPOT INC COM 437076102 5,042 18,385 SH   SOLE   18,385 0 0
HONEYWELL INTL INC COM 438516106 255 1,466 SH   OTR   1,466 0 0
HONEYWELL INTL INC COM 438516106 4,557 26,221 SH   SOLE   26,221 0 0
ISHARES TR CORE S&P MCP ETF 464287507 67 295 SH   OTR   295 0 0
ISHARES TR CORE S&P MCP ETF 464287507 2,699 11,931 SH   SOLE   11,931 0 0
ISHARES TR CORE S&P SCP ETF 464287804 2,912 31,511 SH   SOLE   31,511 0 0
ISHARES TR CORE S&P SCP ETF 464287804 65 703 SH   OTR   703 0 0
ISHARES TR PFD AND INCM SEC 464288687 306 9,295 SH   SOLE   9,295 0 0
ISHARES TR PFD AND INCM SEC 464288687 17 519 SH   OTR   519 0 0
JOHNSON & JOHNSON COM 478160104 9,477 53,390 SH   OTR   53,390 0 0
JOHNSON & JOHNSON COM 478160104 441 2,487 SH   SOLE   2,487 0 0
JPMORGAN CHASE & CO COM 46625H100 4,295 38,139 SH   SOLE   38,139 0 0
JPMORGAN CHASE & CO COM 46625H100 586 5,204 SH   OTR   5,204 0 0
LILLY ELI & CO COM 532457108 195 600 SH   SOLE   600 0 0
LILLY ELI & CO COM 532457108 548 1,690 SH   OTR   1,690 0 0
LOCKHEED MARTIN CORP COM 539830109 516 1,199 SH   SOLE   1,199 0 0
LOCKHEED MARTIN CORP COM 539830109 54 125 SH   OTR   125 0 0
MCDONALDS CORP COM 580135101 57 230 SH   OTR   230 0 0
MCDONALDS CORP COM 580135101 261 1,059 SH   SOLE   1,059 0 0
MERCK & CO INC COM 58933Y105 91 1,000 SH   OTR   1,000 0 0
MERCK & CO INC COM 58933Y105 770 8,445 SH   SOLE   8,445 0 0
META PLATFORMS INC CL A 30303M102 3,671 22,768 SH   SOLE   22,768 0 0
META PLATFORMS INC CL A 30303M102 335 2,075 SH   OTR   2,075 0 0
METLIFE INC COM 59156R108 22 351 SH   OTR   351 0 0
METLIFE INC COM 59156R108 313 4,991 SH   SOLE   4,991 0 0
MICROSOFT CORP COM 594918104 1,628 6,339 SH   OTR   6,339 0 0
MICROSOFT CORP COM 594918104 9,359 36,440 SH   SOLE   36,440 0 0
MKS INSTRS INC COM 55306N104 157 1,531 SH   OTR   1,531 0 0
MKS INSTRS INC COM 55306N104 2,674 26,056 SH   SOLE   26,056 0 0
MONDELEZ INTL INC CL A 609207105 200 3,217 SH   OTR   3,217 0 0
MONDELEZ INTL INC CL A 609207105 1,978 31,852 SH   SOLE   31,852 0 0
MORGAN STANLEY COM NEW 617446448 12 156 SH   SOLE   156 0 0
MORGAN STANLEY COM NEW 617446448 191 2,507 SH   OTR   2,507 0 0
NEXTERA ENERGY INC COM 65339F101 4,219 54,466 SH   SOLE   54,466 0 0
NEXTERA ENERGY INC COM 65339F101 260 3,353 SH   OTR   3,353 0 0
NIKE INC CL B 654106103 212 2,072 SH   OTR   2,072 0 0
NIKE INC CL B 654106103 3,696 36,165 SH   SOLE   36,165 0 0
NORFOLK SOUTHN CORP COM 655844108 901 3,966 SH   SOLE   3,966 0 0
OREILLY AUTOMOTIVE INC COM 67103H107 271 429 SH   SOLE   429 0 0
PEPSICO INC COM 713448108 214 1,284 SH   OTR   1,284 0 0
PEPSICO INC COM 713448108 481 2,889 SH   SOLE   2,889 0 0
PFIZER INC COM 717081103 253 4,832 SH   OTR   4,832 0 0
PFIZER INC COM 717081103 371 7,085 SH   SOLE   7,085 0 0
PHILIP MORRIS INTL INC COM 718172109 319 3,230 SH   OTR   3,230 0 0
PHILIP MORRIS INTL INC COM 718172109 65 660 SH   SOLE   660 0 0
PNC FINL SVCS GROUP INC COM 693475105 522 3,306 SH   OTR   3,306 0 0
PNC FINL SVCS GROUP INC COM 693475105 145 919 SH   SOLE   919 0 0
PPG INDS INC COM 693506107 399 3,486 SH   SOLE   3,486 0 0
PPG INDS INC COM 693506107 5 40 SH   OTR   40 0 0
PPL CORP COM 69351T106 22 800 SH   OTR   800 0 0
PPL CORP COM 69351T106 285 10,522 SH   SOLE   10,522 0 0
PROCTER AND GAMBLE CO COM 742718109 469 3,264 SH   SOLE   3,264 0 0
PROCTER AND GAMBLE CO COM 742718109 210 1,462 SH   OTR   1,462 0 0
QUANTA SVCS INC COM 74762E102 257 2,050 SH   OTR   2,050 0 0
QUEST DIAGNOSTICS INC COM 74834L100 297 2,231 SH   SOLE   2,231 0 0
ROPER TECHNOLOGIES INC COM 776696106 3,808 9,650 SH   SOLE   9,650 0 0
ROPER TECHNOLOGIES INC COM 776696106 211 534 SH   OTR   534 0 0
ROYAL GOLD INC COM 780287108 347 3,252 SH   OTR   3,252 0 0
S&P GLOBAL INC COM 78409V104 362 1,075 SH   OTR   1,075 0 0
S&P GLOBAL INC COM 78409V104 3,412 10,122 SH   SOLE   10,122 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 7,000 97,893 SH   SOLE   97,893 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 426 5,964 SH   OTR   5,964 0 0
SHERWIN WILLIAMS CO COM 824348106 3,898 17,409 SH   SOLE   17,409 0 0
SHERWIN WILLIAMS CO COM 824348106 225 1,007 SH   OTR   1,007 0 0
SKYWORKS SOLUTIONS INC COM 83088M102 2,754 29,725 SH   SOLE   29,725 0 0
SKYWORKS SOLUTIONS INC COM 83088M102 159 1,716 SH   OTR   1,716 0 0
SOUTHERN CO COM 842587107 71 1,000 SH   OTR   1,000 0 0
SOUTHERN CO COM 842587107 137 1,926 SH   SOLE   1,926 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 520 1,378 SH   SOLE   1,378 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 346 916 SH   OTR   916 0 0
SPDR SER TR PORTFOLIO AGRGTE 78464A649 1,517 57,585 SH   SOLE   57,585 0 0
SPDR SER TR PORTFOLIO AGRGTE 78464A649 205 7,775 SH   OTR   7,775 0 0
SS&C TECHNOLOGIES HLDGS INC COM 78467J100 175 3,014 SH   OTR   3,014 0 0
SS&C TECHNOLOGIES HLDGS INC COM 78467J100 2,962 51,001 SH   SOLE   51,001 0 0
TE CONNECTIVITY LTD SHS H84989104 259 2,293 SH   OTR   2,293 0 0
TE CONNECTIVITY LTD SHS H84989104 3,172 28,034 SH   SOLE   28,034 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 462 851 SH   OTR   851 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 4,788 8,813 SH   SOLE   8,813 0 0
UNION PAC CORP COM 907818108 740 3,468 SH   SOLE   3,468 0 0
UNION PAC CORP COM 907818108 50 235 SH   OTR   235 0 0
UNITED PARCEL SERVICE INC CL B 911312106 359 1,969 SH   SOLE   1,969 0 0
UNITEDHEALTH GROUP INC COM 91324P102 4,359 8,487 SH   SOLE   8,487 0 0
UNITEDHEALTH GROUP INC COM 91324P102 529 1,030 SH   OTR   1,030 0 0
UNIVEST FINANCIAL CORPORATIO COM 915271100 609 23,936 SH   OTR   23,936 0 0
UNIVEST FINANCIAL CORPORATIO COM 915271100 12,806 503,383 SH   SOLE   503,383 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 370 4,921 SH   OTR   4,921 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 165 2,191 SH   SOLE   2,191 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 255 5,157 SH   OTR   5,157 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 20,735 59,776 SH   SOLE   59,776 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 166 478 SH   OTR   478 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 479 9,586 SH   SOLE   9,586 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 36,294 703,236 SH   SOLE   703,236 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 1,996 38,672 SH   OTR   38,672 0 0
VANGUARD TAX-MANAGED INTL FD VAN FTSE DEV MKT 921943858 228 5,587 SH   SOLE   5,587 0 0
VANGUARD TAX-MANAGED INTL FD VAN FTSE DEV MKT 921943858 52 1,264 SH   OTR   1,264 0 0
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840 256 2,658 SH   SOLE   2,658 0 0
VANGUARD WORLD FD MEGA GRWTH IND 921910816 277 1,527 SH   SOLE   1,527 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 92 1,820 SH   OTR   1,820 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 669 13,173 SH   SOLE   13,173 0 0
VISA INC COM CL A 92826C839 454 2,308 SH   OTR   2,308 0 0
VISA INC COM CL A 92826C839 5,895 29,941 SH   SOLE   29,941 0 0
WALMART INC COM 931142103 397 3,264 SH   SOLE   3,264 0 0
WASTE MGMT INC DEL COM 94106L109 561 3,665 SH   SOLE   3,665 0 0
WSFS FINL CORP COM 929328102 477 11,886 SH   SOLE   11,886 0 0
ZOETIS INC CL A 98978V103 3,604 20,964 SH   SOLE   20,964 0 0
ZOETIS INC CL A 98978V103 206 1,197 SH   OTR   1,197 0 0