UNIVEST CORPORATION OF PENNSYLVANIA
AND SUBSIDIARIES

EXHIBIT 21

[Item 14(c)]

	Subsidiaries
(1)	Univest National Bank and Trust Co. is chartered in the Commonwealth of Pennsylvania.
(2)	Univest Realty Corporation is chartered in the Commonwealth of Pennsylvania.
(3)	Univest Delaware, Inc. is chartered in the State of Delaware.
(4)	Univest Reinsurance Corporation is chartered in the State of Arizona.
(5)	Delview, Inc. is a wholly owned subsidiary of Univest National Bank and Trust Co. that is chartered in the State of Delaware.
(6)	Univest Investments, Inc. is chartered in the Commonwealth of Pennsylvania.
(7)	Univest Insurance, Inc. is chartered in the Commonwealth of Pennsylvania.

All the subsidiaries do business under the above names.