Exhibit 21

EXHIBIT 21

[Item 15(c)]

Subsidiaries of the Registrant

As of December 31, 2018

100% Voting Securities Owned by Registrant

1) Univest Bank and Trust Co. - chartered in the Commonwealth of Pennsylvania - and its wholly-owned subsidiary as follows:

a. Delview, Inc. - chartered in the State of Delaware and its wholly-owned subsidiaries:

i. Univest Investments, Inc. - chartered in the Commonwealth of Pennsylvania

ii. Univest Insurance, Inc. - chartered in the Commonwealth of Pennsylvania

iii. Allied Benefits Group, LLC - chartered in the Commonwealth of Pennsylvania

iv. Girard Partners Ltd. (Girard Partners) - chartered in the Commonwealth of Pennsylvania

b. TCG Investment Advisory, Inc. - chartered in the Commonwealth of Pennsylvania

c. Univest Capital, Inc. - chartered in the Commonwealth of Pennsylvania

d. 104 S. Oakland Ave., LLC - chartered in the State of New Jersey

e. Davisville Associates, LLC - chartered in the Commonwealth of Pennsylvania