Loans and Leases (Tables)

6 Months Ended

Jun. 30, 2016

Summary of Major Loan and Lease Categories



	At June 30, 2016
(Dollars in thousands)	Originated			Acquired		Total
Commercial, financial and agricultural	$	559,364		$	20,096	$	579,460
Real estate-commercial	813,925			113,033		926,958
Real estate-construction	97,967			2,112		100,079
Real estate-residential secured for business purpose	122,373			107,849		230,222
Real estate-residential secured for personal purpose	200,746			3,085		203,831
Real estate-home equity secured for personal purpose	134,170			10,335		144,505
Loans to individuals	30,880			306		31,186
Lease financings	128,796			—		128,796
Total loans and leases held for investment, net of deferred income	$	2,088,221		$	256,816	$	2,345,037
Unearned lease income, included in the above table	$	(14,539	)	$	—	$	(14,539	)
Net deferred costs, included in the above table	4,987			—		4,987
Overdraft deposits included in the above table	72			—		72



	At December 31, 2015
(Dollars in thousands)	Originated			Acquired		Total
Commercial, financial and agricultural	$	479,980		$	24,535	$	504,515
Real estate-commercial	759,342			126,550		885,892
Real estate-construction	91,904			4,637		96,541
Real estate-residential secured for business purpose	94,280			124,503		218,783
Real estate-residential secured for personal purpose	177,850			3,305		181,155
Real estate-home equity secured for personal purpose	125,361			11,594		136,955
Loans to individuals	29,406			326		29,732
Lease financings	125,440			—		125,440
Total loans and leases held for investment, net of deferred income	$	1,883,563		$	295,450	$	2,179,013
Unearned lease income, included in the above table	$	(13,829	)	$	—	$	(13,829	)
Net deferred costs, included in the above table	4,244			—		4,244
Overdraft deposits included in the above table	35			—		35

Schedule of Impaired Loans

The outstanding principal balance and carrying amount for acquired credit impaired loans at June 30, 2016 and December 31, 2015 were as follows:



(Dollars in thousands)	At June 30, 2016		At December 31, 2015
Outstanding principal balance	$	1,814	$	3,551
Carrying amount	942		1,253
Allowance for loan losses	—		8

The following table presents the changes in accretable yield on acquired credit impaired loans:



(Dollars in thousands)	Six Months Ended June 30, 2016
Beginning of period	$	144
Reclassification from nonaccretable difference	133
Accretable yield amortized to interest income	(184		)
Disposals	(34		)
End of period	$	59

The following presents, by class of loans, the recorded investment and unpaid principal balance of impaired loans , the amounts of the impaired loans for which there is not an allowance for credit losses and the amounts for which there is an allowance for credit losses at June 30, 2016 and December 31, 2015. The impaired loans exclude loans acquired with deteriorated credit quality.



	At June 30, 2016						At December 31, 2015
(Dollars in thousands)	Recorded Investment		Unpaid Principal Balance		Related Allowance		Recorded Investment		Unpaid Principal Balance		Related Allowance
Impaired loans with no related allowance recorded:
Commercial, financial and agricultural	$	11,439	$	13,260			$	10,337	$	13,318
Real estate—commercial real estate	26,497		27,395				30,088		30,996
Real estate—residential secured for business purpose	3,612		3,903				4,597		4,717
Real estate—residential secured for personal purpose	409		434				545		554
Real estate—home equity secured for personal purpose	620		620				170		170
Total impaired loans with no allowance recorded	$	42,577	$	45,612			$	45,737	$	49,755
Impaired loans with an allowance recorded:
Commercial, financial and agricultural	$	1,033	$	1,033	$	390	$	2,544	$	2,544	$	208
Real estate—commercial real estate	264		264		4		—		—		—
Real estate—residential secured for business purpose	160		165		16		295		295		45
Real estate—residential secured for personal purpose	—		—		—		252		252		16
Real estate—home equity secured for personal purpose	—		—		—		105		105		53
Total impaired loans with an allowance recorded	$	1,457	$	1,462	$	410	$	3,196	$	3,196	$	322



	At June 30, 2016						At December 31, 2015
(Dollars in thousands)	Recorded Investment		Unpaid Principal Balance		Related Allowance		Recorded Investment		Unpaid Principal Balance		Related Allowance
Total impaired loans:
Commercial, financial and agricultural	$	12,472	$	14,293	$	390	$	12,881	$	15,862	$	208
Real estate—commercial real estate	26,761		27,659		4		30,088		30,996		—
Real estate—residential secured for business purpose	3,772		4,068		16		4,892		5,012		45
Real estate—residential secured for personal purpose	409		434		—		797		806		16
Real estate—home equity secured for personal purpose	620		620		—		275		275		53
Total impaired loans	$	44,034	$	47,074	$	410	$	48,933	$	52,951	$	322

Schedule of Age Analysis of Past Due Loans and Leases

The following presents, by class of loans and leases, an aging of past due loans and leases, loans and leases which are current and the recorded investment in loans and leases 90 days or more past due which are accruing interest at June 30, 2016 and December 31, 2015:



(Dollars in thousands)	30-59 Days Past Due		60-89 Days Past Due		90 Days or more Past Due		Total Past Due		Current		Acquired Credit Impaired		Total Loans and Leases Held for Investment		Recorded Investment 90 Days or more Past Due and Accruing Interest
At June 30, 2016
Commercial, financial and agricultural	$	813	$	19	$	1,758	$	2,590	$	576,870	$	—	$	579,460	$	—
Real estate—commercial real estate and construction:
Commercial real estate	606		—		626		1,232		925,546		180		926,958		—
Construction	—		—		—		—		100,079		—		100,079		—
Real estate—residential and home equity:
Residential secured for business purpose	2,414		1,025		582		4,021		225,439		762		230,222		—
Residential secured for personal purpose	262		—		308		570		203,261		—		203,831		—
Home equity secured for personal purpose	1,094		40		687		1,821		142,684		—		144,505		77
Loans to individuals	168		54		155		377		30,809		—		31,186		155
Lease financings	1,835		556		1,077		3,468		125,328		—		128,796		516
Total	$	7,192	$	1,694	$	5,193	$	14,079	$	2,330,016	$	942	$	2,345,037	$	748
At December 31, 2015
Commercial, financial and agricultural	$	864	$	298	$	4,279	$	5,441	$	498,757	$	317	$	504,515	$	—
Real estate—commercial real estate and construction:
Commercial real estate	12,103		—		1,102		13,205		872,174		513		885,892		—
Construction	—		—		—		—		96,541		—		96,541		—
Real estate—residential and home equity:
Residential secured for business purpose	1,406		2,356		727		4,489		213,871		423		218,783		—
Residential secured for personal purpose	990		69		309		1,368		179,787		—		181,155		—
Home equity secured for personal purpose	777		52		174		1,003		135,952		—		136,955		—
Loans to individuals	198		97		173		468		29,264		—		29,732		173
Lease financings	1,294		652		646		2,592		122,848		—		125,440		206
Total	$	17,632	$	3,524	$	7,410	$	28,566	$	2,149,194	$	1,253	$	2,179,013	$	379

Schedule of Nonperforming Loans and Leases

The following presents, by class of loans and leases, non-performing loans and leases at June 30, 2016 and December 31, 2015:



	At June 30, 2016								At December 31, 2015
(Dollars in thousands)	Nonaccrual Loans and Leases*		Accruing Troubled Debt Restructured Loans and Lease Modifications		Loans and Leases 90 Days or more Past Due and Accruing Interest		Total Non- Performing Loans and Leases		Nonaccrual Loans and Leases*		Accruing Troubled Debt Restructured Loans and Lease Modifications		Loans and Leases 90 Days or more Past Due and Accruing Interest		Total Non- Performing Loans and Leases
Commercial, financial and agricultural	$	5,463	$	1,425	$	—	$	6,888	$	6,915	$	1,602	$	—	$	8,517
Real estate—commercial real estate and construction:
Commercial real estate	3,960		2,173		—		6,133		4,314		2,449		—		6,763
Real estate—residential and home equity:
Residential secured for business purpose	2,251		815		—		3,066		1,863		763		—		2,626
Residential secured for personal purpose	409		—		—		409		376		421		—		797
Home equity secured for personal purpose	620		—		77		697		275		—		—		275
Loans to individuals	—		—		155		155		—		—		173		173
Lease financings	562		—		516		1,078		440		10		206		656
Total	$	13,265	$	4,413	$	748	$	18,426	$	14,183	$	5,245	$	379	$	19,807

* Includes nonaccrual troubled debt restructured loans and lease modifications of $1.4 million and $93 thousand at June 30, 2016 and December 31, 2015, respectively.

Summary of Credit Quality Indicators

The following tables present by class, the recorded investment in loans and leases held for investment by credit quality indicator at June 30, 2016 and December 31, 2015.

The Corporation employs a ten (10) grade risk rating system related to the credit quality of commercial loans and residential real estate loans secured for a business purpose of which the first six categories are pass categories (credits not adversely rated). The following is a description of the internal risk ratings and the likelihood of loss related to each risk rating. Loans with risk ratings of one through five are reviewed based on the relationship dollar amount with the borrower: loans with a relationship total of $2.5 million or greater are reviewed quarterly; loans with a relationship balance of less than $2.5 million but greater than $500 thousand are reviewed annually based on the borrower’s fiscal year; loans with a relationship balance of less than $500 thousand are reviewed only if the loan becomes 60 days or more past due. Loans with a risk rating of six are also reviewed based on the relationship dollar amount with the borrower: loans with a relationship balance of $2.0 million or greater are reviewed quarterly; loans with a relationship balance of less than $2.0 million but greater than $500 thousand are reviewed annually; loans with a relationship balance of less than $500 thousand are reviewed only if the loan becomes 60 days or more past due. Loans with a risk rating of seven are reviewed at least quarterly, and as often as monthly, at management’s discretion. Loans with risk ratings of eight through ten are reviewed monthly.


1.	Cash Secured—No credit risk


2.	Fully Secured—Negligible credit risk


3.	Strong—Minimal credit risk


4.	Satisfactory—Nominal credit risk


5.	Acceptable—Moderate credit risk


6.	Pre-Watch—Marginal, but stable credit risk


7.	Special Mention—Potential weakness


8.	Substandard—Well-defined weakness


9.	Doubtful—Collection in-full improbable


10.	Loss—Considered uncollectible

Commercial Credit Exposure Credit Risk by Internally Assigned Grades

The following table presents classifications for originated loans:



(Dollars in thousands)	Commercial, Financial and Agricultural		Real Estate— Commercial		Real Estate— Construction		Real Estate— Residential Secured for Business Purpose		Total
At June 30, 2016
Grade:
1. Cash secured/ 2. Fully secured	$	421	$	—	$	6,335	$	—	$	6,756
3. Strong	17,282		2,781		—		—		20,063
4. Satisfactory	31,286		37,333		450		256		69,325
5. Acceptable	410,312		578,714		82,780		107,227		1,179,033
6. Pre-watch	67,282		129,351		8,188		10,435		215,256
7. Special Mention	6,297		19,031		—		161		25,489
8. Substandard	26,484		46,715		214		4,294		77,707
9. Doubtful	—		—		—		—		—
10.Loss	—		—		—		—		—
Total	$	559,364	$	813,925	$	97,967	$	122,373	$	1,593,629
At December 31, 2015
Grade:
1. Cash secured/ 2. Fully secured	$	968	$	—	$	5,417	$	—	$	6,385
3. Strong	17,328		10,877		—		—		28,205
4. Satisfactory	36,697		36,023		450		9		73,179
5. Acceptable	328,140		530,766		72,630		78,659		1,010,195
6. Pre-watch	61,098		119,117		13,262		7,161		200,638
7. Special Mention	6,074		20,286		—		2,347		28,707
8. Substandard	29,675		42,273		145		6,104		78,197
9. Doubtful	—		—		—		—		—
10.Loss	—		—		—		—		—
Total	$	479,980	$	759,342	$	91,904	$	94,280	$	1,425,506

The following table presents classifications for acquired loans:



(Dollars in thousands)	Commercial, Financial and Agricultural		Real Estate— Commercial		Real Estate— Construction		Real Estate— Residential Secured for Business Purpose		Total
At June 30, 2016
Grade:
1. Cash secured/ 2. Fully secured	$	1,398	$	—	$	—	$	—	$	1,398
3. Strong	—		—		—		—		—
4. Satisfactory	1,146		2,162		—		—		3,308
5. Acceptable	14,604		88,291		2,112		94,424		199,431
6. Pre-watch	2,067		13,839		—		7,711		23,617
7. Special Mention	—		7,716		—		3,440		11,156
8. Substandard	881		1,025		—		2,274		4,180
9. Doubtful	—		—		—		—		—
10.Loss	—		—		—		—		—
Total	$	20,096	$	113,033	$	2,112	$	107,849	$	243,090
December 31, 2015
Grade:
1. Cash secured/ 2. Fully secured	$	1,411	$	—	$	—	$	—	$	1,411
3. Strong	—		—		—		—		—
4. Satisfactory	1,181		3,561		—		608		5,350
5. Acceptable	18,446		102,122		4,637		113,002		238,207
6. Pre-watch	2,273		10,365		—		8,153		20,791
7. Special Mention	417		8,853		—		367		9,637
8. Substandard	807		1,649		—		2,373		4,829
9. Doubtful	—		—		—		—		—
10.Loss	—		—		—		—		—
Total	$	24,535	$	126,550	$	4,637	$	124,503	$	280,225

The following table presents classifications for originated loans:



(Dollars in thousands)	Real Estate— Residential Secured for Personal Purpose		Real Estate— Home Equity Secured for Personal Purpose		Loans to Individuals		Lease Financing		Total
At June 30, 2016
Performing	$	200,337	$	133,473	$	30,725	$	127,718	$	492,253
Nonperforming	409		697		155		1,078		2,339
Total	$	200,746	$	134,170	$	30,880	$	128,796	$	494,592
At December 31, 2015
Performing	$	177,053	$	125,086	$	29,233	$	124,784	$	456,156
Nonperforming	797		275		173		656		1,901
Total	$	177,850	$	125,361	$	29,406	$	125,440	$	458,057

The following table presents classifications for acquired loans:



(Dollars in thousands)	Real Estate— Residential Secured for Personal Purpose		Real Estate— Home Equity Secured for Personal Purpose		Loans to Individuals		Lease Financing		Total
At June 30, 2016
Performing	$	3,085	$	10,335	$	306	$	—	$	13,726
Nonperforming	—		—		—		—		—
Total	$	3,085	$	10,335	$	306	$	—	$	13,726
At December 31, 2015
Performing	$	3,305	$	11,594	$	326	$	—	$	15,225
Nonperforming	—		—		—		—		—
Total	$	3,305	$	11,594	$	326	$	—	$	15,225

Summary of Activity in the Reserve for Loan and Lease Losses

eserve for Loan and Lease Losses and Recorded Investment in Loans and Leases

The following presents, by portfolio segment, a summary of the activity in the reserve for loan and lease losses, the balance in the reserve for loan and lease losses disaggregated on the basis of impairment method and the recorded investment in loans and leases disaggregated on the basis of impairment method for the three and six months ended June 30, 2016 and 2015:



(Dollars in thousands)	Commercial, Financial and Agricultural			Real Estate— Commercial and Construction			Real Estate— Residential Secured for Business Purpose			Real Estate— Residential and Home Equity Secured for Personal Purpose			Loans to Individuals			Lease Financings			Unallocated			Total
Three Months Ended June 30, 2016
Reserve for loan and lease losses:
Beginning balance	$	5,630		$	6,471		$	747		$	1,312		$	356		$	922		$	1,014		$	16,452
Charge-offs	(346		)	(179		)	(27		)	(10		)	(108		)	(160		)	N/A			(830		)
Recoveries	515			9			34			34			30			79			N/A			701
(Recovery of provision) provision	(11		)	1,070			(698		)	(34		)	133			280			(87		)	653
Provision (recovery of provision) for acquired credit impaired loans	—			178			—			(1		)	—			—			—			177
Ending balance	$	5,788		$	7,549		$	56		$	1,301		$	411		$	1,121		$	927		$	17,153
Three Months Ended June 30, 2015
Reserve for loan and lease losses:
Beginning balance	$	6,712		$	9,648		$	668		$	1,128		$	365		$	1,013		$	1,400		$	20,934
Charge-offs*	(1,038		)	(1,348		)	(24		)	(107		)	(64		)	(189		)	N/A			(2,770		)
Recoveries	115			91			7			—			41			43			N/A			297
Provision (recovery of provision)	1,058			(590		)	(35		)	167			47			258			236			1,141
Ending balance	$	6,847		$	7,801		$	616		$	1,188		$	389		$	1,125		$	1,636		$	19,602
Six Months Ended June 30, 2016
Reserve for loan and lease losses:
Beginning balance	$	6,418		$	6,572		$	763		$	1,575		$	346		$	1,042		$	912		$	17,628
Charge-offs	(1,827		)	(205		)	(265		)	(56		)	(184		)	(365		)	N/A			(2,902		)
Recoveries	965			16			53			51			63			123			N/A			1,271
Provision (recovery of provision)	232			988			(495		)	(267		)	186			321			15			980
Provision (recovery of provision) for acquired credit impaired loans	—			178			—			(2		)	—			—			—			176
Ending balance	$	5,788		$	7,549		$	56		$	1,301		$	411		$	1,121		$	927		$	17,153
Six Months Ended June 30, 2015
Reserve for loan and lease losses:
Beginning balance	$	6,920		$	8,943		$	763		$	1,124		$	360		$	985		$	1,567		$	20,662
Charge-offs*	(1,338		)	(1,696		)	(24		)	(138		)	(248		)	(419		)	N/A			(3,863		)
Recoveries	225			156			13			1			89			104			N/A			588
Provision (recovery of provision)	1,040			398			(136		)	201			188			455			69			2,215
Ending balance	$	6,847		$	7,801		$	616		$	1,188		$	389		$	1,125		$	1,636		$	19,602

N/A – Not applicable

*Includes charge-offs of $1.3 million on two real estate construction loans for one borrower which were subsequently transferre

Summary of Average Recorded Investment in Impaired Loans and Leases and Analysis of Interest on Impaired Loans

The following presents by class of loans, the average recorded investment in impaired loans and an analysis of interest on impaired loans. A loan may remain on accrual status if it is in the process of collection and is either guaranteed or well secured. Therefore, interest income on accruing impaired loans is recognized using the accrual method.



	Three Months Ended June 30, 2016						Three Months Ended June 30, 2015
(Dollars in thousands)	Average Recorded Investment		Interest Income Recognized*		Additional Interest Income That Would Have Been Recognized Under Original Terms		Average Recorded Investment		Interest Income Recognized*		Additional Interest Income That Would Have Been Recognized Under Original Terms
Loans held for sale	$	—	$	—	$	—	$	83	$	—	$	1
Loans held for investment:
Commercial, financial and agricultural	13,387		74		78		15,669		116		99
Real estate—commercial real estate	27,691		281		58		26,093		306		82
Real estate—construction	—		—		—		5,621		—		76
Real estate—residential secured for business purpose	3,740		9		60		3,385		39		38
Real estate—residential secured for personal purpose	392		—		5		796		—		11
Real estate—home equity secured for personal purpose	431		—		9		175		—		3
Total	$	45,641	$	364	$	210	$	51,822	$	461	$	310


*	Includes interest income recognized on a cash basis for nonaccrual loans of $0 thousand and $18 thousand for the three months ended June 30, 2016 and 2015, respectively and interest income recognized on the accrual method for accruing impaired loans of $364 thousand and $443 thousand for the three months ended June 30, 2016 and 2015, respectively.



	Six Months Ended June 30, 2016						Six Months Ended June 30, 2015
(Dollars in thousands)	Average Recorded Investment		Interest Income Recognized*		Additional Interest Income That Would Have Been Recognized Under Original Terms		Average Recorded Investment		Interest Income Recognized*		Additional Interest Income That Would Have Been Recognized Under Original Terms
Loans held for sale	$	—	$	—	$	—	$	47	$	—	$	1
Loans held for investment:
Commercial, financial and agricultural	13,421		142		173		15,990		258		186
Real estate—commercial real estate	28,389		586		128		27,450		626		165
Real estate—construction	—		—		—		5,688		—		153
Real estate—residential secured for business purpose	4,120		36		107		3,291		68		54
Real estate—residential secured for personal purpose	496		2		9		674		—		24
Real estate—home equity secured for personal purpose	329		—		11		179		—		6
Total	$	46,755	$	766	$	428	$	53,319	$	952	$	589

Schedule of Troubled Debt Restructured Loans

The following presents, by class of loans, information regarding accruing and nonaccrual loans that were restructured:



	Three Months Ended June 30, 2016							Three Months Ended June 30, 2015
(Dollars in thousands)	Number of Loans	Pre- Restructuring Outstanding Recorded Investment		Post- Restructuring Outstanding Recorded Investment		Related Allowance		Number of Loans	Pre- Restructuring Outstanding Recorded Investment		Post- Restructuring Outstanding Recorded Investment		Related Allowance
Accruing Troubled Debt Restructured Loans:
Commercial, financial and agricultural	—	$	—	$	—	$	—	2	$	947	$	947	$	—
Real estate—commercial real estate	—	—		—		—		1	405		405		—
Real estate—residential secured for business purpose	1	415		415		—		—	—		—		—
Total	1	$	415	$	415	$	—	3	$	1,352	$	1,352	$	—
Nonaccrual Troubled Debt Restructured Loans:
Total	—	$	—	$	—	$	—	—	$	—	$	—	$	—



	Six Months Ended June 30, 2016							Six Months Ended June 30, 2015
(Dollars in thousands)	Number of Loans	Pre- Restructuring Outstanding Recorded Investment		Post- Restructuring Outstanding Recorded Investment		Related Allowance		Number of Loans	Pre- Restructuring Outstanding Recorded Investment		Post- Restructuring Outstanding Recorded Investment		Related Allowance
Accruing Troubled Debt Restructured Loans:
Commercial, financial and agricultural	1	$	1,545	$	1,545	$	—	3	$	1,090	$	1,090	$	71
Real estate—commercial real estate	—	—		—		—		1	405		405		—
Real estate—residential secured for business purpose	1	415		415		—		1	353		353		—
Total	2	$	1,960	$	1,960	$	—	5	$	1,848	$	1,848	$	71
Nonaccrual Troubled Debt Restructured Loans:
Commercial, financial and agricultural	—	$	—	$	—	$	—	1	$	122	$	122	$	42
Total	—	$	—	$	—	$	—	1	$	122	$	122	$	42

The following presents, by class of loans, information regarding consumer mortgages collateralized by residential real estate property that are in the process of foreclosure at June 30, 2016 and December 31, 2015:



(Dollars in thousands)	At June 30, 2016		At December 31, 2015
Real estate-residential secured for personal purpose	$	277	$	313
Real estate-home equity secured for personal purpose	60		60
Total	$	337	$	373

Summary of Concessions Granted on Restructured Loans

The following presents, by class of loans, information regarding the types of concessions granted on accruing and nonaccrual loans that were restructured during the three and six months ended June 30, 2016 and 2015.



	Interest Only Term Extension			Temporary Payment Reduction			Maturity Date Extension			Amortization Period Extension			Total Concessions Granted
(Dollars in thousands)	No. of Loans	Amount		No. of Loans	Amount		No. of Loans	Amount		No. of Loans	Amount		No. of Loans	Amount
Three Months Ended June 30, 2016
Accruing Troubled Debt Restructured Loans:
Real estate—residential secured for business purpose	1	$	415	—	$	—	—	$	—	—	$	—	1	$	415
Total	1	$	415	—	$	—	—	$	—	—	$	—	1	$	415
Nonaccrual Troubled Debt Restructured Loans:
Total	—	$	—	—	$	—	—	$	—	—	$	—	—	$	—
Three Months Ended June 30, 2015
Accruing Troubled Debt Restructured Loans:
Commercial, financial and agricultural	—	$	—	—	$	—	1	$	500	1	$	447	2	$	947
Real estate—commercial real estate	—	—		—	—		—	—		1	405		1	405
Total	—	$	—	—	$	—	1	$	500	2	$	852	3	$	1,352
Nonaccrual Troubled Debt Restructured Loans:
Total	—	$	—	—	$	—	—	$	—	—	$	—	—	$	—
Six Months Ended June 30, 2016
Accruing Troubled Debt Restructured Loans:
Commercial, financial and agricultural	—	$	—	—	$	—	—	$	—	1	$	1,545	1	$	1,545
Real estate—residential secured for business purpose	1	415		—	—		—	—		—	—		1	415
Total	1	$	415	—	$	—	—	$	—	1	$	1,545	2	$	1,960
Nonaccrual Troubled Debt Restructured Loans:
Total	—	$	—	—	$	—	—	$	—	—	$	—	—	$	—
Six Months Ended June 30, 2015
Accruing Troubled Debt Restructured Loans:
Commercial, financial and agricultural	—	$	—	1	$	143	1	$	500	1	$	447	3	$	1,090
Real estate—commercial real estate	—	—		—	—		—	—		1	405		1	405
Real estate—residential secured for business purpose	—	—		1	353		—	—		—	—		1	353
Total	—	$	—	2	$	496	1	$	500	2	$	852	5	$	1,848
Nonaccrual Troubled Debt Restructured Loans:
Commercial, financial and agricultural	—	$	—	1	$	122	—	$	—	—	$	—	1	$	122
Total	—	$	—	1	$	122	—	$	—	—	$	—	1	$	122

Schedule of Accruing and Nonaccruing Troubled Debt Restructured Loans

The following presents, by class of loans, information regarding accruing and nonaccrual troubled debt restructured loans, for which there were payment defaults within twelve months of the restructuring date:



	Three Months Ended June 30,						Six Months Ended June 30,
	2016			2015			2016			2015
(Dollars in thousands)	Number of Loans	Recorded Investment		Number of Loans	Recorded Investment		Number of Loans	Recorded Investment		Number of Loans	Recorded Investment
Accruing Troubled Debt Restructured Loans:
Total	—	$	—	—	$	—	—	$	—	—	$	—
Nonaccrual Troubled Debt Restructured Loans:
Commercial, financial and agricultural	—	$	—	—	$	—	1	$	50	2	$	200
Total	—	$	—	—	$	—	1	$	50	2	$	200