X0201 4 2003-12-22 0 0001022103 HOME CITY FINANCIAL CORP HCFC 0001272510 HOLDEMAN JO ANN 10800 NEW CARLISLE PIKE NEW CARLISLE OH 45344 0 1 0 0 Senior Vice President and Secr Common Shares, No Par Value 793 D Common Shares, No Par Value 2003-12-22 4 A 0 1500 0 A 1500 I In RRP Trust Common Shares, No Par Value 4936 I In ESOP Trust Option (Right to Buy) 17.03 2003-12-22 4 A 0 1000 0 A 2004-12-22 2013-12-22 Common Shares 1000 1000 D Award pursuant to the Home City Financial Corporation Recognition and Retention Plan and Trust Agreement. One-fifth of the shares become earned and non-forfeitable on each of 12/22/04, 12/22/05, 12/22/06, 12/22/07 and 12/22/08. In December 2002, additional shares were allocated to the account of Mrs. Holdeman in the Home City Financial Corporation Employee Stock Ownership Plan Trust. Option to purchase shares under Home City Financial Corporation 1997 Stock Option and Incentive Plan. One-fifth of such option becomes exercisable on each of 12/22/04, 12/22/05, 12/22/06, 12/22/07 and 12/22/08. /s/Jo Ann Holdeman 2003-12-24