The asset-backed securities referred to in this free writing prospectus are
being offered when, as and if issued. In particular, you are advised that
asset-backed securities, and the asset pools backing them, are subject to
modification or revision (including, among other things, the possibility that
one or more classes of securities may be split, combined or eliminated), at any
time prior to issuance or availability of a final prospectus. As a result, you
may commit to purchase securities that have characteristics that change, and you
are advised that all or a portion of the securities may not be issued that have
the characteristics described in this free writing prospectus. Any obligation on
our part to sell securities to you will be conditioned on the securities having
the characteristics described in this free writing prospectus. If that condition
is not satisfied, we will notify you, and neither the issuer nor the underwriter
will have any obligation to you to deliver all or any portion of the securities
which you have committed to purchase, and there will be no liability between us
as a consequence of the non- delivery.

THE ISSUER HAS FILED A REGISTRATION STATEMENT (INCLUDING A PROSPECTUS) WITH THE
SEC FOR THE OFFERING TO WHICH THIS COMMUNICATION RELATES. BEFORE YOU INVEST, YOU
SHOULD READ THE PROSPECTUS IN THAT REGISTRATION STATEMENT AND OTHER DOCUMENTS
THE ISSUER HAS FILED WITH THE SEC FOR MORE COMPLETE INFORMATION ABOUT THE ISSUER
AND THIS OFFERING. YOU MAY GET THESE DOCUMENTS AT NO CHARGE BY VISITING EDGAR ON
THE SEC WEB SITE AT WWW.SEC.GOV.

This free writing prospectus does not contain all information that is required
to be included in the base prospectus and the prospectus supplement.

The information in this free writing prospectus is preliminary and is subject to
completion or change.

The information in this free writing prospectus, if conveyed prior to the time
of your commitment to purchase, supersedes any similar prior information
contained in any prior free writing prospectus relating to these securities.

The information in this free writing prospectus may be based on preliminary
assumptions about the pool assets and the structure. Any such assumptions are
subject to change.

The information in this free writing prospectus may reflect parameters, metrics
or scenarios specifically requested by you. If so, prior to the time of your
commitment to purchase, you should request updated information based on any
parameters, metrics or scenarios specifically required by you.

Neither the issuer of the securities nor any of its affiliates prepared,
provided, approved or verified any statistical or numerical information
presented in this free writing prospectus, although that information may be
based in part on loan level data provided by the issuer or its affiliates.







                                                          LTV RANGES
                5.01%-    10.01%-    15.01%-    20.01%-   25.01%-      30.01%-        35.01%-        40.01%-         45.01%-
FICO RANGES      10.00%    15.00%     20.00%     25.00%    30.00%        35.00%         40.00%         45.00%          50.00%
                ------------------------------------------------ ------------------------------------------------------------

< 461             $0.00     $0.00      $0.00      $0.00     $0.00         $0.00          $0.00          $0.00           $0.00
461 - 480         $0.00     $0.00      $0.00      $0.00     $0.00         $0.00          $0.00          $0.00           $0.00
481 - 500         $0.00     $0.00      $0.00      $0.00     $0.00         $0.00          $0.00          $0.00           $0.00
501 - 520         $0.00     $0.00      $0.00      $0.00     $0.00         $0.00          $0.00    $237,000.00   $1,051,183.01
521 - 540         $0.00     $0.00      $0.00      $0.00     $0.00   $205,000.00    $350,000.00    $155,000.00     $325,254.00
541 - 560         $0.00     $0.00      $0.00      $0.00     $0.00         $0.00    $200,000.00    $844,473.93           $0.00
561 - 580         $0.00     $0.00      $0.00      $0.00     $0.00         $0.00          $0.00    $219,000.00     $967,000.00
581 - 600         $0.00     $0.00      $0.00      $0.00     $0.00         $0.00          $0.00          $0.00     $173,000.00
601 - 620         $0.00     $0.00      $0.00      $0.00     $0.00         $0.00          $0.00          $0.00           $0.00
621 - 640         $0.00     $0.00      $0.00      $0.00     $0.00         $0.00          $0.00          $0.00     $149,728.69
641 - 660         $0.00     $0.00      $0.00      $0.00     $0.00         $0.00          $0.00          $0.00     $110,000.00
661 - 680         $0.00     $0.00      $0.00      $0.00     $0.00         $0.00          $0.00          $0.00           $0.00
681 - 700         $0.00     $0.00      $0.00      $0.00     $0.00         $0.00          $0.00          $0.00           $0.00
701 - 720         $0.00     $0.00      $0.00      $0.00     $0.00         $0.00          $0.00    $448,717.20           $0.00
721 - 740         $0.00     $0.00      $0.00      $0.00     $0.00         $0.00          $0.00          $0.00           $0.00
741 - 760         $0.00     $0.00      $0.00      $0.00     $0.00         $0.00          $0.00          $0.00           $0.00
761 - 780         $0.00     $0.00      $0.00      $0.00     $0.00         $0.00          $0.00          $0.00           $0.00
781 - 800         $0.00     $0.00      $0.00      $0.00     $0.00         $0.00          $0.00          $0.00           $0.00
801 - 820         $0.00     $0.00      $0.00      $0.00     $0.00         $0.00          $0.00          $0.00           $0.00
821 - 840         $0.00     $0.00      $0.00      $0.00     $0.00         $0.00          $0.00          $0.00           $0.00
>= 841            $0.00     $0.00      $0.00      $0.00     $0.00         $0.00          $0.00          $0.00           $0.00
Unknown           $0.00     $0.00      $0.00      $0.00     $0.00         $0.00          $0.00          $0.00           $0.00


                                                  LTV RANGES
                   50.01%-         55.01%-         60.01%-         65.01%-         70.01%-         75.01%-
FICO RANGES            55.00%          60.00%          65.00%          70.00%          75.00%           80.00%
                ----------------------------------------------------------------------------------------------

< 461                   $0.00           $0.00           $0.00           $0.00           $0.00            $0.00
461 - 480               $0.00           $0.00           $0.00           $0.00           $0.00            $0.00
481 - 500               $0.00           $0.00     $248,950.00           $0.00           $0.00       $76,800.00
501 - 520       $1,060,600.00   $2,576,340.61   $3,810,776.04   $4,657,273.12   $4,612,034.78    $4,061,287.00
521 - 540       $1,876,650.00   $1,545,690.08   $2,557,999.00   $4,827,501.59   $2,526,966.60    $3,448,350.00
541 - 560       $1,706,879.45   $2,595,500.00   $5,215,751.86   $3,996,221.83   $5,022,335.96    $5,269,229.38
561 - 580         $313,000.00   $1,633,384.11   $2,758,372.93   $4,658,411.08   $6,041,837.91    $8,389,960.57
581 - 600       $1,545,600.00   $1,275,568.51   $7,031,933.64   $4,380,231.87   $3,488,551.66   $16,027,468.11
601 - 620         $710,000.00   $1,254,882.45   $3,528,400.00   $4,129,296.12   $4,748,329.75   $20,411,439.34
621 - 640               $0.00   $1,110,000.00   $1,966,440.00   $2,619,633.94   $2,781,852.50   $26,386,163.02
641 - 660               $0.00   $1,227,253.84   $1,685,718.52   $2,089,000.00   $2,467,936.11   $16,800,733.79
661 - 680               $0.00     $437,684.48     $601,750.00   $1,700,127.84   $2,182,965.43   $12,730,856.44
681 - 700               $0.00           $0.00           $0.00           $0.00   $1,114,500.00   $15,075,896.04
701 - 720               $0.00           $0.00           $0.00     $425,000.00     $180,000.00   $16,282,620.37
721 - 740               $0.00           $0.00           $0.00     $189,000.00     $238,538.00    $8,862,438.34
741 - 760               $0.00           $0.00           $0.00           $0.00           $0.00    $7,217,594.03
761 - 780               $0.00           $0.00           $0.00           $0.00     $186,988.93    $5,548,206.07
781 - 800               $0.00           $0.00           $0.00           $0.00           $0.00    $3,046,968.56
801 - 820               $0.00           $0.00           $0.00           $0.00           $0.00      $611,296.75
821 - 840               $0.00           $0.00           $0.00           $0.00           $0.00            $0.00
>= 841                  $0.00           $0.00           $0.00           $0.00           $0.00            $0.00
Unknown                 $0.00           $0.00           $0.00           $0.00           $0.00            $0.00


                                 LTV RANGES
                   80.01%-         85.01%-         90.01%-         95.01%-
FICO RANGES             85.00%          90.00%          95.00%        100.00%
                -------------------------------------------------------------

< 461                   $0.00           $0.00           $0.00           $0.00
461 - 480               $0.00           $0.00           $0.00           $0.00
481 - 500               $0.00           $0.00           $0.00           $0.00
501 - 520         $418,191.50           $0.00           $0.00      $73,500.00
521 - 540       $3,074,902.56   $1,831,179.07     $201,218.44           $0.00
541 - 560       $5,867,797.76   $3,284,162.64   $1,049,006.04           $0.00
561 - 580       $5,392,691.68   $6,350,000.39   $2,607,242.23     $169,930.61
581 - 600       $3,711,275.44   $8,759,102.92   $2,352,249.99     $699,712.59
601 - 620       $4,935,414.88   $9,455,487.21   $1,843,684.94     $818,971.39
621 - 640       $2,925,823.74   $8,805,138.60   $1,383,498.79     $892,787.40
641 - 660       $3,960,958.60   $3,007,217.96   $1,615,103.58   $1,449,677.41
661 - 680       $1,822,250.00   $3,400,422.98           $0.00     $354,540.72
681 - 700         $463,771.14   $1,934,200.00           $0.00     $329,183.17
701 - 720       $2,060,400.00   $1,188,000.00           $0.00     $315,000.00
721 - 740       $1,530,157.39   $1,444,718.35     $185,250.00           $0.00
741 - 760         $612,000.00     $930,500.00     $456,000.00           $0.00
761 - 780               $0.00     $124,263.00           $0.00     $693,000.00
781 - 800               $0.00           $0.00           $0.00           $0.00
801 - 820               $0.00           $0.00           $0.00           $0.00
821 - 840               $0.00           $0.00           $0.00           $0.00
>= 841                  $0.00           $0.00           $0.00           $0.00
Unknown                 $0.00           $0.00           $0.00           $0.00





COLLATERAL ANALYSIS



                                     Wtd Avg          Percent of      Wtd Avg          Wtd Avg      Wtd Avg
FICO Low     FICO High    LTV    Current Balance   Current Balance     GWAC     % MI     FICO         DTI
--------     ----------   ---    ---------------   ---------------    -----    -----   -------      -------

     <= 499             > 65%         $0.00              0.00%        0.00%    0.00%       0
        500         524 > 65%      $231,965.57           4.05%        8.63%    0.00%     513
        525         549 > 65%      $237,255.05           6.00%        8.40%    0.00%     538
        550         574 > 65%      $242,710.27          10.02%        7.99%    0.00%     563
        575         599 > 70%      $248,576.68          10.07%        7.79%    0.00%     587
        600         624 > 70%      $263,227.49          12.64%        7.34%    0.00%     612
        625         649 > 70%      $298,850.67          13.12%        7.33%    0.00%     636
        650         674 > 80%      $336,537.68           2.39%        7.32%    0.00%     659
        675         699 > 80%      $362,935.93           0.94%        7.59%    0.00%     686
        700         724 > 80%      $372,041.16           1.04%        7.18%    0.00%     712
        725         749 > 85%      $223,951.99           0.41%        6.65%    0.00%     731
        750         774 > 85%      $420,591.37           0.42%        7.57%    0.00%     758
        775         799 > 85%      $339,087.17           0.13%        6.69%    0.00%     778
        800 max         > 85%         $0.00              0.00%        0.00%    0.00%       0



                                 Wtd Avg
FICO Low     FICO High    LTV      LTV        % SFD     % PUD    % Owner Occ  % Full Doc  % Ltd Doc  % Stated Doc     % Int Only
--------     ----------   ---     ------      -----     -----    -----------  ----------  ---------  ------------     ----------

     <= 499             > 65%      0.00%      0.00%     0.00%       0.00%       0.00%       0.00%        0.00%          0.00%
        500         524 > 65%     74.97%      2.96%     0.83%       3.92%       2.73%       0.00%        1.32%          0.03%
        525         549 > 65%     78.44%      4.08%     1.42%       5.90%       4.04%       0.00%        1.96%          0.20%
        550         574 > 65%     80.35%      6.81%     2.33%       9.71%       6.79%       0.00%        3.22%          1.93%
        575         599 > 70%     83.40%      6.94%     2.19%       9.68%       7.17%       0.00%        2.90%          3.12%
        600         624 > 70%     82.80%      7.51%     2.90%      12.13%       8.40%       0.00%        4.24%          6.30%
        625         649 > 70%     82.58%      8.63%     2.72%      12.54%       6.34%       0.00%        6.77%          6.04%
        650         674 > 80%     87.93%      1.51%     0.41%       1.92%       1.47%       0.00%        0.92%          1.25%
        675         699 > 80%     90.30%      0.51%     0.00%       0.76%       0.44%       0.00%        0.50%          0.37%
        700         724 > 80%     87.60%      0.84%     0.13%       0.81%       0.61%       0.00%        0.43%          0.83%
        725         749 > 85%     89.63%      0.38%     0.00%       0.31%       0.30%       0.00%        0.10%          0.21%
        750         774 > 85%     92.52%      0.15%     0.00%       0.07%       0.35%       0.00%        0.07%          0.07%
        775         799 > 85%     97.65%      0.10%     0.00%       0.10%       0.03%       0.00%        0.10%          0.13%
        800 max         > 85%      0.00%      0.00%     0.00%       0.00%       0.00%       0.00%        0.00%          0.00%




                                     Wtd Avg          Percent of      Wtd Avg          Wtd Avg      Wtd Avg
 LTV Low      LTV High    DTI    Current Balance   Current Balance     GWAC     % MI     FICO         DTI
 -------      --------    ---    ---------------   ---------------     ----     ----     ----       -------

   <= 60.00            >= 50%
      60.01      65.00 >= 50%
      65.01      70.00 >= 50%
      70.01      75.00 >= 50%
      75.01      80.00 >= 50%
      80.01      85.00 >= 50%
      85.01      90.00 >= 50%
      90.01      95.00 >= 50%
      95.01        100 >= 50%
   > 100.00            >= 50%



                                 Wtd Avg
 LTV Low      LTV High    DTI     LTV         % SFD     % PUD    % Owner Occ  % Full Doc  % Ltd Doc  % Stated Doc     % Int Only
 -------      --------    ---    -------      -----     -----    -----------  ----------  ---------  ------------     ----------

   <= 60.00            >= 50%
      60.01      65.00 >= 50%
      65.01      70.00 >= 50%
      70.01      75.00 >= 50%
      75.01      80.00 >= 50%
      80.01      85.00 >= 50%
      85.01      90.00 >= 50%
      90.01      95.00 >= 50%
      95.01        100 >= 50%
   > 100.00            >= 50%




                                     Wtd Avg          Percent of      Wtd Avg          Wtd Avg      Wtd Avg
 DTI Low      DTI High   FICO    Current Balance   Current Balance     GWAC     % MI     FICO         DTI
 -------      --------   ----    ---------------   ---------------     ----     ----     ----       -------

    < 35.00
      35.00     39.99   < 600
      40.00     44.99   < 625
      45.00     49.99   < 625
      45.00     49.99   < 650
      50.00     49.99   < 650
      50.00     54.99   < 675
    > 54.99             < 675



                                 Wtd Avg
 DTI Low      DTI High   FICO      LTV        % SFD     % PUD    % Owner Occ  % Full Doc  % Ltd Doc  % Stated Doc     % Int Only
 -------      --------   ----    -------      -----     -----    -----------  ----------  ---------  ------------     ----------

    < 35.00
      35.00     39.99   < 600
      40.00     44.99   < 625
      45.00     49.99   < 625
      45.00     49.99   < 650
      50.00     49.99   < 650
      50.00     54.99   < 675
    > 54.99             < 675


LIMITED AND STATED DOC



                                     Wtd Avg          Percent of      Wtd Avg            Wtd Avg    Wtd Avg    Wtd Avg
FICO Low         FICO High       Current Balance   Current Balance     GWAC       % MI     FICO       DTI        LTV        % SFD
--------         ---------       ---------------   ---------------   -------     -----     ----       ---        ---        -----

      <=499                          $0.00             0.00%          0.00%      0.00%        0                 0.00%       0.00%
        500        524            $235,000.81          2.27%          8.97%      0.00%      513                 67.06%      1.82%
        525        549            $278,078.26          3.29%          8.49%      0.00%      540                 69.52%      2.22%
        550        574            $261,266.57          4.31%          8.28%      0.00%      563                 72.29%      2.70%
        575        599            $296,057.58          5.19%          8.05%      0.00%      588                 73.67%      3.77%
        600        624            $296,298.28          5.88%          7.63%      0.00%      612                 77.10%      3.89%
        625        649            $295,861.33          7.73%          7.58%      0.00%      637                 79.54%      5.20%
        650        674            $300,719.01          3.72%          7.30%      0.00%      661                 78.26%      2.72%
        675        699            $325,751.45          3.53%          7.05%      0.00%      686                 80.67%      2.44%
        700        724            $325,599.47          4.07%          7.26%      0.00%      711                 79.98%      2.48%
        725        749            $293,561.91          2.23%          7.22%      0.00%      735                 80.62%      1.66%
        750        774            $359,753.08          1.38%          6.99%      0.00%      763                 81.04%      1.08%
        775        799            $415,948.50          0.89%          6.96%      0.00%      784                 82.27%      0.66%
        800 max                   $440,000.00          0.11%          6.70%      0.00%      816                 80.00%      0.11%
    Unknown                          $0.00             0.00%          0.00%      0.00%        0                 0.00%       0.00%



FICO Low         FICO High       % PUD    % Owner Occ  % Full Doc % Ltd Doc  % Stated Doc  % Int Only    % CA     % NY       % FL
--------         ---------       -----    -----------  ---------- ---------  ------------  ----------    ----     ----       ----

      <=499                      0.00%       0.00%       0.00%      0.00%        0.00%        0.00%     0.00%     0.00%     0.00%
        500        524           0.27%       2.24%       0.00%      0.00%        2.27%        0.00%     0.73%     0.13%     0.40%
        525        549           0.49%       3.26%       0.00%      0.00%        3.29%        0.13%     1.03%     0.17%     0.57%
        550        574           1.01%       4.14%       0.00%      0.00%        4.31%        0.64%     0.78%     0.20%     1.02%
        575        599           0.93%       4.76%       0.00%      0.00%        5.19%        0.84%     1.97%     0.25%     1.50%
        600        624           1.08%       5.75%       0.00%      0.00%        5.88%        1.95%     1.89%     0.37%     1.35%
        625        649           1.08%       7.37%       0.00%      0.00%        7.73%        3.33%     2.54%     0.07%     1.66%
        650        674           0.57%       3.53%       0.00%      0.00%        3.72%        2.03%     1.56%     0.14%     0.57%
        675        699           0.25%       3.44%       0.00%      0.00%        3.53%        2.13%     1.95%     0.25%     0.66%
        700        724           1.06%       3.96%       0.00%      0.00%        4.07%        2.09%     2.10%     0.67%     0.38%
        725        749           0.29%       2.23%       0.00%      0.00%        2.23%        1.11%     1.04%     0.25%     0.21%
        750        774           0.10%       1.38%       0.00%      0.00%        1.38%        0.81%     0.82%     0.11%     0.18%
        775        799           0.00%       0.89%       0.00%      0.00%        0.89%        0.55%     0.74%     0.08%     0.00%
        800 max                  0.00%       0.11%       0.00%      0.00%        0.11%        0.00%     0.00%     0.11%     0.00%
    Unknown                      0.00%       0.00%       0.00%      0.00%        0.00%        0.00%     0.00%     0.00%     0.00%


IO LOANS



                                     Wtd Avg          Percent of      Wtd Avg          Wtd Avg      Wtd Avg      Wtd Avg
FICO Low         FICO High       Current Balance   Current Balance     GWAC     % MI     FICO         DTI          LTV      % SFD
--------         ---------       ---------------   ---------------     ----     ----     ----       -------      ------     -----

      <=499                          $0.00             0.00%           0.00%    0.00%      0                    0.00%       0.00%
        500        524            $125,800.00          0.03%           9.38%    0.00%     504                   85.00%      0.03%
        525        549            $220,494.33          0.20%           7.63%    0.00%     542                   78.07%      0.20%
        550        574            $297,167.03          2.33%           7.60%    0.00%     567                   74.56%      1.74%
        575        599            $266,566.13          4.61%           7.33%    0.00%     588                   77.24%      3.08%
        600        624            $286,511.82          7.47%           7.08%    0.00%     612                   79.45%      4.64%
        625        649            $330,737.66          6.80%           7.05%    0.00%     636                   80.27%      4.49%
        650        674            $355,608.08          4.63%           6.84%    0.00%     662                   80.51%      3.12%
        675        699            $333,661.82          4.01%           6.85%    0.00%     686                   79.90%      2.44%
        700        724            $359,343.34          3.62%           7.18%    0.00%     711                   81.61%      2.26%
        725        749            $413,367.56          2.29%           7.06%    0.00%     735                   81.74%      1.81%
        750        774            $352,816.74          1.30%           6.97%    0.00%     763                   81.11%      1.09%
        775        799            $376,176.27          0.68%           6.97%    0.00%     785                   83.44%      0.41%
        800 max                      $0.00             0.00%           0.00%    0.00%      0                    0.00%       0.00%
    Unknown                          $0.00             0.00%           0.00%    0.00%      0                    0.00%       0.00%



FICO Low         FICO High       % PUD    % Owner Occ  % Full Doc % Ltd Doc  % Stated Doc  % Int Only    % CA     % NY       % FL
--------         ---------       -----    -----------  ---------- ---------  ------------  ----------    ----     ----       ----

      <=499                      0.00%       0.00%       0.00%      0.00%        0.00%        0.00%     0.00%     0.00%     0.00%
        500        524           0.00%       0.03%       0.03%      0.00%        0.00%        0.03%     0.00%     0.00%     0.00%
        525        549           0.00%       0.20%       0.07%      0.00%        0.13%        0.20%     0.06%     0.00%     0.07%
        550        574           0.57%       2.27%       1.69%      0.00%        0.64%        2.33%     0.82%     0.00%     0.42%
        575        599           1.15%       4.52%       3.77%      0.00%        0.84%        4.61%     1.29%     0.00%     0.80%
        600        624           1.89%       7.10%       5.52%      0.00%        1.95%        7.47%     2.38%     0.69%     1.44%
        625        649           1.42%       6.67%       3.47%      0.00%        3.33%        6.80%     3.02%     0.13%     1.57%
        650        674           0.66%       4.40%       2.61%      0.00%        2.03%        4.63%     2.92%     0.17%     0.38%
        675        699           0.55%       3.90%       1.87%      0.00%        2.13%        4.01%     2.49%     0.08%     0.87%
        700        724           0.83%       3.34%       1.53%      0.00%        2.09%        3.62%     2.37%     0.29%     0.08%
        725        749           0.19%       2.07%       1.19%      0.00%        1.11%        2.29%     1.76%     0.10%     0.10%
        750        774           0.08%       1.30%       0.49%      0.00%        0.81%        1.30%     0.73%     0.11%     0.22%
        775        799           0.00%       0.65%       0.13%      0.00%        0.55%        0.68%     0.50%     0.08%     0.00%
        800 max                  0.00%       0.00%       0.00%      0.00%        0.00%        0.00%     0.00%     0.00%     0.00%
    Unknown                      0.00%       0.00%       0.00%      0.00%        0.00%        0.00%     0.00%     0.00%     0.00%







COLLATERAL ANALYSIS





                                      Wtd Avg          Percent of     Wtd Avg            Wtd Avg      Wtd Avg
FICO Low     FICO High    LTV     Current Balance   Current Balance     GWAC     % MI      FICO         DTI
-------------------------------------------------------------------------------------------------------------

     <= 499             > 65%          $0.00             0.00%         0.00%     0.00%       0
        500         524 > 65%       $231,965.57          4.05%         8.63%     0.00%     513
        525         549 > 65%       $237,255.05          6.00%         8.40%     0.00%     538
        550         574 > 65%       $242,710.27         10.02%         7.99%     0.00%     563
        575         599 > 70%       $248,576.68         10.07%         7.79%     0.00%     587
        600         624 > 70%       $263,227.49         12.64%         7.34%     0.00%     612
        625         649 > 70%       $298,850.67         13.12%         7.33%     0.00%     636
        650         674 > 80%       $336,537.68          2.39%         7.32%     0.00%     659
        675         699 > 80%       $362,935.93          0.94%         7.59%     0.00%     686
        700         724 > 80%       $372,041.16          1.04%         7.18%     0.00%     712
        725         749 > 85%       $223,951.99          0.41%         6.65%     0.00%     731
        750         774 > 85%       $420,591.37          0.42%         7.57%     0.00%     758
        775         799 > 85%       $339,087.17          0.13%         6.69%     0.00%     778
        800 max         > 85%          $0.00             0.00%         0.00%     0.00%       0


                                 Wtd Avg
FICO Low     FICO High    LTV      LTV        % SFD     % PUD    % Owner Occ  % Full Doc  % Ltd Doc  % Stated Doc     % Int Only
--------------------------------------------------------------------------------------------------------------------------------

     <= 499             > 65%     0.00%       0.00%     0.00%        0.00%        0.00%       0.00%        0.00%        0.00%
        500         524 > 65%    74.97%       2.96%     0.83%        3.92%        2.73%       0.00%        1.32%        0.03%
        525         549 > 65%    78.44%       4.08%     1.42%        5.90%        4.04%       0.00%        1.96%        0.20%
        550         574 > 65%    80.35%       6.81%     2.33%        9.71%        6.79%       0.00%        3.22%        1.93%
        575         599 > 70%    83.40%       6.94%     2.19%        9.68%        7.17%       0.00%        2.90%        3.12%
        600         624 > 70%    82.80%       7.51%     2.90%       12.13%        8.40%       0.00%        4.24%        6.30%
        625         649 > 70%    82.58%       8.63%     2.72%       12.54%        6.34%       0.00%        6.77%        6.04%
        650         674 > 80%    87.93%       1.51%     0.41%        1.92%        1.47%       0.00%        0.92%        1.25%
        675         699 > 80%    90.30%       0.51%     0.00%        0.76%        0.44%       0.00%        0.50%        0.37%
        700         724 > 80%    87.60%       0.84%     0.13%        0.81%        0.61%       0.00%        0.43%        0.83%
        725         749 > 85%    89.63%       0.38%     0.00%        0.31%        0.30%       0.00%        0.10%        0.21%
        750         774 > 85%    92.52%       0.15%     0.00%        0.07%        0.35%       0.00%        0.07%        0.07%
        775         799 > 85%    97.65%       0.10%     0.00%        0.10%        0.03%       0.00%        0.10%        0.13%
        800 max         > 85%     0.00%       0.00%     0.00%        0.00%        0.00%       0.00%        0.00%        0.00%




                                      Wtd Avg           Percent of      Wtd Avg            Wtd Avg      Wtd Avg
LTV Low       LTV High    DTI     Current Balance     Current Balance     GWAC     % MI      FICO         DTI
---------------------------------------------------------------------------------------------------------------

   <= 60.00            >= 50%
      60.01      65.00 >= 50%
      65.01      70.00 >= 50%
      70.01      75.00 >= 50%
      75.01      80.00 >= 50%
      80.01      85.00 >= 50%
      85.01      90.00 >= 50%
      90.01      95.00 >= 50%
      95.01        100 >= 50%
   > 100.00            >= 50%


                                 Wtd Avg
LTV Low       LTV High    DTI      LTV        % SFD     % PUD    % Owner Occ  % Full Doc  % Ltd Doc  % Stated Doc     % Int Only
--------------------------------------------------------------------------------------------------------------------------------

   <= 60.00            >= 50%
      60.01      65.00 >= 50%
      65.01      70.00 >= 50%
      70.01      75.00 >= 50%
      75.01      80.00 >= 50%
      80.01      85.00 >= 50%
      85.01      90.00 >= 50%
      90.01      95.00 >= 50%
      95.01        100 >= 50%
   > 100.00            >= 50%




                                     Wtd Avg           Percent of       Wtd Avg           Wtd Avg      Wtd Avg
DTI Low       DTI High    FICO   Current Balance     Current Balance     GWAC     % MI      FICO         DTI
---------------------------------------------------------------------------------------------------------------

    < 35.00
      35.00    39.99    < 600
      40.00    44.99    < 625
      45.00    49.99    < 625
      45.00    49.99    < 650
      50.00    49.99    < 650
      50.00    54.99    < 675
    > 54.99             < 675


                                 Wtd Avg
DTI Low       DTI High    FICO     LTV        % SFD     % PUD    % Owner Occ  % Full Doc  % Ltd Doc  % Stated Doc     % Int Only
--------------------------------------------------------------------------------------------------------------------------------

    < 35.00
      35.00    39.99    < 600
      40.00    44.99    < 625
      45.00    49.99    < 625
      45.00    49.99    < 650
      50.00    49.99    < 650
      50.00    54.99    < 675
    > 54.99             < 675


LIMITED AND STATED DOC


                                   Wtd Avg         Percent of      Wtd Avg            Wtd Avg      Wtd Avg   Wtd Avg
FICO Low        FICO High      Current Balance   Current Balance     GWAC     % MI      FICO         DTI      LTV      % SFD
-----------------------------------------------------------------------------------------------------------------------------

      <=499                        $0.00             0.00%         0.00%     0.00%        0                    0.00%   0.00%
        500        524          $235,000.81          2.27%         8.97%     0.00%      513                   67.06%   1.82%
        525        549          $278,078.26          3.29%         8.49%     0.00%      540                   69.52%   2.22%
        550        574          $261,266.57          4.31%         8.28%     0.00%      563                   72.29%   2.70%
        575        599          $296,057.58          5.19%         8.05%     0.00%      588                   73.67%   3.77%
        600        624          $296,298.28          5.88%         7.63%     0.00%      612                   77.10%   3.89%
        625        649          $295,861.33          7.73%         7.58%     0.00%      637                   79.54%   5.20%
        650        674          $300,719.01          3.72%         7.30%     0.00%      661                   78.26%   2.72%
        675        699          $325,751.45          3.53%         7.05%     0.00%      686                   80.67%   2.44%
        700        724          $325,599.47          4.07%         7.26%     0.00%      711                   79.98%   2.48%
        725        749          $293,561.91          2.23%         7.22%     0.00%      735                   80.62%   1.66%
        750        774          $359,753.08          1.38%         6.99%     0.00%      763                   81.04%   1.08%
        775        799          $415,948.50          0.89%         6.96%     0.00%      784                   82.27%   0.66%
        800 max                 $440,000.00          0.11%         6.70%     0.00%      816                   80.00%   0.11%
    Unknown                        $0.00             0.00%         0.00%     0.00%        0                    0.00%   0.00%


FICO Low        FICO High     % PUD   % Owner Occ   % Full Doc   % Ltd Doc  % Stated Doc  % Int Only    % CA       % NY     % FL
--------------------------------------------------------------------------------------------------------------------------------

      <=499                   0.00%      0.00%         0.00%       0.00%        0.00%        0.00%      0.00%     0.00%    0.00%
        500        524        0.27%      2.24%         0.00%       0.00%        2.27%        0.00%      0.73%     0.13%    0.40%
        525        549        0.49%      3.26%         0.00%       0.00%        3.29%        0.13%      1.03%     0.17%    0.57%
        550        574        1.01%      4.14%         0.00%       0.00%        4.31%        0.64%      0.78%     0.20%    1.02%
        575        599        0.93%      4.76%         0.00%       0.00%        5.19%        0.84%      1.97%     0.25%    1.50%
        600        624        1.08%      5.75%         0.00%       0.00%        5.88%        1.95%      1.89%     0.37%    1.35%
        625        649        1.08%      7.37%         0.00%       0.00%        7.73%        3.33%      2.54%     0.07%    1.66%
        650        674        0.57%      3.53%         0.00%       0.00%        3.72%        2.03%      1.56%     0.14%    0.57%
        675        699        0.25%      3.44%         0.00%       0.00%        3.53%        2.13%      1.95%     0.25%    0.66%
        700        724        1.06%      3.96%         0.00%       0.00%        4.07%        2.09%      2.10%     0.67%    0.38%
        725        749        0.29%      2.23%         0.00%       0.00%        2.23%        1.11%      1.04%     0.25%    0.21%
        750        774        0.10%      1.38%         0.00%       0.00%        1.38%        0.81%      0.82%     0.11%    0.18%
        775        799        0.00%      0.89%         0.00%       0.00%        0.89%        0.55%      0.74%     0.08%    0.00%
        800 max               0.00%      0.11%         0.00%       0.00%        0.11%        0.00%      0.00%     0.11%    0.00%
    Unknown                   0.00%      0.00%         0.00%       0.00%        0.00%        0.00%      0.00%     0.00%    0.00%


IO LOANS



                                   Wtd Avg         Percent of      Wtd Avg            Wtd Avg      Wtd Avg    Wtd Avg
FICO Low        FICO High      Current Balance   Current Balance     GWAC     % MI      FICO         DTI       LTV         % SFD
--------------------------------------------------------------------------------------------------------------------------------

      <=499                        $0.00             0.00%          0.00%    0.00%        0                    0.00%       0.00%
        500        524          $125,800.00          0.03%          9.38%    0.00%      504                   85.00%       0.03%
        525        549          $220,494.33          0.20%          7.63%    0.00%      542                   78.07%       0.20%
        550        574          $297,167.03          2.33%          7.60%    0.00%      567                   74.56%       1.74%
        575        599          $266,566.13          4.61%          7.33%    0.00%      588                   77.24%       3.08%
        600        624          $286,511.82          7.47%          7.08%    0.00%      612                   79.45%       4.64%
        625        649          $330,737.66          6.80%          7.05%    0.00%      636                   80.27%       4.49%
        650        674          $355,608.08          4.63%          6.84%    0.00%      662                   80.51%       3.12%
        675        699          $333,661.82          4.01%          6.85%    0.00%      686                   79.90%       2.44%
        700        724          $359,343.34          3.62%          7.18%    0.00%      711                   81.61%       2.26%
        725        749          $413,367.56          2.29%          7.06%    0.00%      735                   81.74%       1.81%
        750        774          $352,816.74          1.30%          6.97%    0.00%      763                   81.11%       1.09%
        775        799          $376,176.27          0.68%          6.97%    0.00%      785                   83.44%       0.41%
        800 max                    $0.00             0.00%          0.00%    0.00%        0                    0.00%       0.00%
    Unknown                        $0.00             0.00%          0.00%    0.00%        0                    0.00%       0.00%


FICO Low        FICO High     % PUD    % Owner Occ   % Full Doc   % Ltd Doc  % Stated Doc  % Int Only    % CA       % NY       % FL
-----------------------------------------------------------------------------------------------------------------------------------

      <=499                   0.00%       0.00%         0.00%       0.00%        0.00%        0.00%      0.00%     0.00%      0.00%
        500        524        0.00%       0.03%         0.03%       0.00%        0.00%        0.03%      0.00%     0.00%      0.00%
        525        549        0.00%       0.20%         0.07%       0.00%        0.13%        0.20%      0.06%     0.00%      0.07%
        550        574        0.57%       2.27%         1.69%       0.00%        0.64%        2.33%      0.82%     0.00%      0.42%
        575        599        1.15%       4.52%         3.77%       0.00%        0.84%        4.61%      1.29%     0.00%      0.80%
        600        624        1.89%       7.10%         5.52%       0.00%        1.95%        7.47%      2.38%     0.69%      1.44%
        625        649        1.42%       6.67%         3.47%       0.00%        3.33%        6.80%      3.02%     0.13%      1.57%
        650        674        0.66%       4.40%         2.61%       0.00%        2.03%        4.63%      2.92%     0.17%      0.38%
        675        699        0.55%       3.90%         1.87%       0.00%        2.13%        4.01%      2.49%     0.08%      0.87%
        700        724        0.83%       3.34%         1.53%       0.00%        2.09%        3.62%      2.37%     0.29%      0.08%
        725        749        0.19%       2.07%         1.19%       0.00%        1.11%        2.29%      1.76%     0.10%      0.10%
        750        774        0.08%       1.30%         0.49%       0.00%        0.81%        1.30%      0.73%     0.11%      0.22%
        775        799        0.00%       0.65%         0.13%       0.00%        0.55%        0.68%      0.50%     0.08%      0.00%
        800 max               0.00%       0.00%         0.00%       0.00%        0.00%        0.00%      0.00%     0.00%      0.00%
    Unknown                   0.00%       0.00%         0.00%       0.00%        0.00%        0.00%      0.00%     0.00%      0.00%





       CUSIP OR ISIN
         BBERG ID
         DEAL NAME                       CWABS 2006-1
        ISSUER NAME                      CHL
        PARENT NAME
  ORIGINAL CLASS BALANCE
   CURRENT CLASS BALANCE
      PORTFOLIO NAME
          SECTOR
        SETTLE DATE                                                   2/10/2006
    COLLATERAL BALANCE                                          $400,001,910.29
    ORIGINAL # OF LOANS                                                    1750
     AVG. LOAN BALANCE                                              $228,572.52
        INITIAL WAC                                                       7.50%
        INITIAL WAM                                                         360
         REM. WAM                                                        359.16
         MOODY'S
            S&P
           FITCH
          MOODY'S
            S&P
           FITCH
          WA FICO                                                        617.98
           < 500                                                          0.00%
           < 550                                                         15.23%
           <575                                                          27.53%
           < 600                                                         57.55%
           > 650                                                         26.90%
           > 700                                                         13.19%
          WA DTI                                                         40.16%
           > 40%                                                         54.23%
           > 45%                                                         31.12%
          WA LTV                                                         77.78%
           > 80                                                          26.19%
           > 90                                                           4.37%
           % IO                                                          37.97%
          IO FICO                                                        649.03
     IO WITH FICO <575                                                    2.56%
          IO TERM                                             24, 36, 60
         IO TERM %                                      13.66%. 18.71%, 5.60%
          IO LTV                                                         79.67%
       % 15 YR FIXED                                                      0.00%
       %30 YR FIXED                                                       0.00%
        % BALLOONS                                                        0.00%
           40 YR                                                          0.00%
       2/28 HYBRIDS                                                      40.78%
       3/27 HYBRIDS                                                      58.50%
       5/25 HYBRIDS                                                       0.06%
      <= 1/29 HYBRIDS                                                     0.00%



        % 2ND LIEN                                                        0.00%
       % SILENT 2NDS                                                     34.24%
           MTA?                                                           0.00%
         MTA LIMIT
          NEGAM?                                                          0.00%
        MI COMPANY                                                        0.00%
       MI COVERAGE %
       SINGLE FAMILY                                                     68.70%
        2-4 FAMILY                                                        7.13%
           CONDO                                                          5.88%
           CO-OP                                                          0.00%
            PUD                                                          18.29%
            MH                                                            0.00%
           OWNER                                                         95.00%
        SECOND HOME                                                       1.17%
         INVESTOR                                                         3.83%
            REFI                                                          2.02%
          CASH OUT                                                       64.13%
          PURCHASE                                                       33.85%
         FULL DOC                                                        55.40%
        REDUCED DOC                                                       0.00%
          NO DOC                                                          0.00%
          STATE 1                        CA
         % STATE 1                                                       32.48%
          STATE 2                        FL
         % STATE 2                                                       16.90%
          STATE 3                        AZ
         % STATE 3                                                        7.62%
          STATE 4                        VA
         % STATE 4                                                        5.26%
           SUB %
       INITIAL OC %
TARGET OC % BEFORE STEPDOWN
TARGET OC % AFTER STEPDOWN
         OTHER CE%
        TOTAL CE %
  INITIAL EXCESS INTEREST
       ORIGNATORS 1
      % ORIGNATORS 1
       ORIGNATORS 2
      % ORIGNATORS 2
       ORIGNATORS 3
      % ORIGNATORS 3
      ISSUER CONTACT
       ISSUER NUMBER
        SERVICERS 1
       % SERVICERS 1
        SERVICERS 2
       % SERVICERS 2
        SERVICERS 3
       % SERVICERS 3
     SERVICER CONTACT
      SERVICER NUMBER
      MASTER SERVICER
          TRUSTEE
      TRUSTEE CONTACT
      TRUSTEE NUMBER
    CREDIT RISK MANAGER
        UNDERWRITER
        DERIVATIVES
      CREDIT COMMENTS

           NEGAM
        MAXIM OWNED
       INTEX STRESS
        TERM SHEET
       HARD PROSSUP
      ELECT. PROSSUP





       CUSIP OR ISIN
         BBERG ID                                           FBRSI 2005-4 M9
         DEAL NAME                                           FBRSI 2005-4
        ISSUER NAME                                    FBR SECURITIZATION 2005-4
        PARENT NAME
  ORIGINAL CLASS BALANCE                                      $8,956,000
   CURRENT CLASS BALANCE
      PORTFOLIO NAME
          SECTOR
        SETTLE DATE
    COLLATERAL BALANCE                                       $995,151,745
    ORIGINAL # OF LOANS                                          5,170
     AVG. LOAN BALANCE                                         $192,486
        INITIAL WAC                                              7.17%
        INITIAL WAM
         REM. WAM
          MOODY'S                                                Baa3
            S&P                                                   A-
           FITCH
          MOODY'S
            S&P
           FITCH
          WA FICO                                                 642
           < 500                                                 0.00%
           < 550                                                 8.10%
           <575                                                 13.33%
           < 600                                                21.85%
           > 650                                                44.43%
           > 700                                                16.73%
          WA DTI
           > 40%
           > 45%
          WA LTV                                                81.74%
           > 80                                                 31.47%
           > 90                                                 11.06%
           % IO                                                 49.03%
          IO FICO                                                 656
     IO WITH FICO <575
          IO TERM                                                 24
         IO TERM %                                              46.68%
          IO LTV                                                80.84%
       % 15 YR FIXED                                             0.37%
       %30 YR FIXED                                              5.59%
        % BALLOONS                                               6.70%
           40 YR
       2/28 HYBRIDS                                             84.84%
       3/27 HYBRIDS                                              2.49%
       5/25 HYBRIDS                                              0.00%
      <= 1/29 HYBRIDS                                            0.00%




        % 2ND LIEN                                               6.78%
       % SILENT 2NDS
           MTA?
         MTA LIMIT
          NEGAM?
        MI COMPANY
       MI COVERAGE %
       SINGLE FAMILY                                            75.80%
        2-4 FAMILY                                               1.20%
           CONDO                                                 9.16%
           CO-OP                                                 0.00%
            PUD                                                 11.10%
            MH                                                   0.00%
           OWNER                                                95.31%
        SECOND HOME                                              0.92%
         INVESTOR                                                3.77%
           REFI                                                  1.61%
         CASH OUT                                               39.94%
         PURCHASE                                               58.45%
         FULL DOC                                               39.93%
        REDUCED DOC                                             60.07%
          NO DOC                                                 0.00%
          STATE 1                        CA
         % STATE 1                                              60.76%
          STATE 2                        IL
         % STATE 2                                               9.89%
          STATE 3                        TX
         % STATE 3                                               7.86
          STATE 4                        FL
         % STATE 4                                               5.93%
           SUB %                                                 3.45%
       INITIAL OC %                                              0.70%
TARGET OC % BEFORE STEPDOWN                                      0.70%
TARGET OC % AFTER STEPDOWN                                       1.40%
         OTHER CE%
        TOTAL CE %
  INITIAL EXCESS INTEREST
       ORIGNATORS 1                                         RESMAE MORTGAGE
      % ORIGNATORS 1
       ORIGNATORS 2
      % ORIGNATORS 2
       ORIGNATORS 3
      % ORIGNATORS 3
      ISSUER CONTACT
       ISSUER NUMBER
        SERVICERS 1                                            JPMORGAN
       % SERVICERS 1
        SERVICERS 2
       % SERVICERS 2
        SERVICERS 3
       % SERVICERS 3
     SERVICER CONTACT
      SERVICER NUMBER
      MASTER SERVICER                                            WELLS
          TRUSTEE                                           HSBC/WELINGTON
      TRUSTEE CONTACT
      TRUSTEE NUMBER
    CREDIT RISK MANAGER                                         CLAYTON
        UNDERWRITER                                            JPMROGAN
        DERIVATIVES
      CREDIT COMMENTS

           NEGAM
        MAXIM OWNED
       INTEX STRESS
        TERM SHEET
       HARD PROSSUP
      ELECT. PROSSUP




DEAL NAME HERE   CWABS 2006-1: GROUP 2

AGGREGATE
PCT



ORIGINAL LTV     NOT AVAILABLE  FICO 551-575  FICO 576-600  FICO 601-625  FICO 626-650  FICO 651-675  FICO 676-700  FICO 701-725
--------------------------------------------------------------------------------------------------------------------------------

<=50.00                  0.00%         0.42%         0.04%         0.00%         0.06%         0.00%         0.00%         0.11%
50.01-55.00              0.00%         0.31%         0.46%         0.18%         0.00%         0.00%         0.00%         0.00%
55.01-60.00              0.00%         0.37%         0.63%         0.31%         0.48%         0.22%         0.00%         0.00%
60.01-65.00              0.00%         1.01%         1.98%         1.31%         0.34%         0.29%         0.00%         0.00%
65.01-70.00              0.00%         1.35%         1.28%         1.23%         0.90%         0.50%         0.00%         0.15%
70.01-75.00              0.00%         2.18%         1.18%         1.46%         0.77%         0.46%         0.64%         0.04%
75.01-80.00              0.00%         2.30%         4.44%         6.23%         8.26%         3.74%         4.62%         4.60%
80.01-85.00              0.00%         1.93%         1.03%         1.46%         1.01%         0.94%         0.12%         0.58%
85.01-90.00              0.00%         1.56%         2.63%         2.83%         2.02%         1.09%         0.70%         0.30%
90.01-95.00              0.00%         0.72%         0.69%         0.58%         0.47%         0.17%         0.00%         0.00%
95.01-100.00             0.00%         0.04%         0.17%         0.23%         0.50%         0.11%         0.12%         0.08%
TOTAL                    0.00%        12.21%        14.53%        15.83%        14.81%         7.52%         6.19%         5.87%


ORIGINAL LTV      FICO 726-750  FICO 751-775  FICO 776-800  FICO 801-825  FICO 826-850         TOTAL
----------------------------------------------------------------------------------------------------

<=50.00                  0.00%         0.00%         0.00%         0.00%         0.00%         1.36%
50.01-55.00              0.00%         0.00%         0.00%         0.00%         0.00%         1.80%
55.01-60.00              0.00%         0.00%         0.00%         0.00%         0.00%         3.41%
60.01-65.00              0.00%         0.00%         0.00%         0.00%         0.00%         7.35%
65.01-70.00              0.00%         0.00%         0.00%         0.00%         0.00%         8.42%
70.01-75.00              0.06%         0.05%         0.00%         0.00%         0.00%         8.90%
75.01-80.00              2.70%         1.91%         1.03%         0.15%         0.00%        42.56%
80.01-85.00              0.47%         0.00%         0.00%         0.00%         0.00%         9.19%
85.01-90.00              0.36%         0.23%         0.03%         0.00%         0.00%        12.63%
90.01-95.00              0.05%         0.11%         0.00%         0.00%         0.00%         2.92%
95.01-100.00             0.00%         0.07%         0.10%         0.00%         0.00%         1.45%
TOTAL                    3.64%         2.38%         1.16%         0.15%         0.00%       100.00%


SILENT SECONDS



                 NOT AVAILABLE  FICO 551-575  FICO 576-600  FICO 601-625  FICO 626-650  FICO 651-675  FICO 676-700  FICO 701-725
--------------------------------------------------------------------------------------------------------------------------------

<=50.00                  0.00%         0.00%         0.04%         0.00%         0.00%         0.00%         0.00%         0.00%
50.01-55.00              0.00%         0.00%         0.00%         0.00%         0.00%         0.00%         0.00%         0.00%
55.01-60.00              0.00%         0.00%         0.00%         0.00%         0.00%         0.00%         0.00%         0.00%
60.01-65.00              0.00%         0.11%         0.05%         0.00%         0.00%         0.08%         0.00%         0.00%
65.01-70.00              0.00%         0.00%         0.00%         0.00%         0.02%         0.00%         0.00%         0.00%
70.01-75.00              0.00%         0.08%         0.32%         0.24%         0.27%         0.26%         0.34%         0.04%
75.01-80.00              0.00%         0.68%         2.63%         4.10%         7.04%         3.52%         4.21%         3.86%
80.01-85.00              0.00%         0.11%         0.00%         0.00%         0.00%         0.06%         0.00%         0.00%
85.01-90.00              0.00%         0.02%         0.00%         0.04%         0.00%         0.04%         0.00%         0.00%
90.01-95.00              0.00%         0.00%         0.00%         0.00%         0.00%         0.00%         0.00%         0.00%
95.01-100.00             0.00%         0.00%         0.00%         0.00%         0.00%         0.00%         0.00%         0.00%
TOTAL                    0.00%         1.00%         3.04%         4.37%         7.33%         3.96%         4.55%         3.91%


                  FICO 726-750  FICO 751-775  FICO 776-800  FICO 801-825  FICO 826-850         TOTAL
----------------------------------------------------------------------------------------------------

<=50.00                  0.00%         0.00%         0.00%         0.00%         0.00%         0.04%
50.01-55.00              0.00%         0.00%         0.00%         0.00%         0.00%         0.00%
55.01-60.00              0.00%         0.00%         0.00%         0.00%         0.00%         0.04%
60.01-65.00              0.00%         0.00%         0.00%         0.00%         0.00%         0.24%
65.01-70.00              0.00%         0.00%         0.00%         0.00%         0.00%         0.02%
70.01-75.00              0.06%         0.05%         0.00%         0.00%         0.00%         1.79%
75.01-80.00              2.51%         1.75%         1.03%         0.15%         0.00%        31.78%
80.01-85.00              0.00%         0.00%         0.00%         0.00%         0.00%         0.19%
85.01-90.00              0.00%         0.00%         0.00%         0.00%         0.00%         0.14%
90.01-95.00              0.00%         0.00%         0.00%         0.00%         0.00%         0.00%
95.01-100.00             0.00%         0.00%         0.00%         0.00%         0.00%         0.00%
TOTAL                    2.57%         1.79%         1.03%         0.15%         0.00%        34.24%


SILENT SECONDS W SISA, NINA, NISA, SINA, NO RATIO



                 NOT AVAILABLE  FICO 551-575  FICO 576-600  FICO 601-625  FICO 626-650  FICO 651-675  FICO 676-700  FICO 701-725
--------------------------------------------------------------------------------------------------------------------------------

<=50.00                  0.00%         0.00%         0.00%         0.00%         0.00%         0.00%         0.00%         0.00%
50.01-55.00              0.00%         0.00%         0.00%         0.00%         0.00%         0.00%         0.00%         0.00%
55.01-60.00              0.00%         0.00%         0.00%         0.00%         0.00%         0.00%         0.00%         0.00%
60.01-65.00              0.00%         0.00%         0.00%         0.00%         0.00%         0.00%         0.00%         0.00%
65.01-70.00              0.00%         0.00%         0.00%         0.00%         0.00%         0.00%         0.00%         0.00%
70.01-75.00              0.00%         0.00%         0.00%         0.00%         0.00%         0.00%         0.00%         0.00%
75.01-80.00              0.00%         0.00%         0.00%         0.00%         0.00%         0.00%         0.00%         0.00%
80.01-85.00              0.00%         0.00%         0.00%         0.00%         0.00%         0.00%         0.00%         0.00%
85.01-90.00              0.00%         0.00%         0.00%         0.00%         0.00%         0.00%         0.00%         0.00%
90.01-95.00              0.00%         0.00%         0.00%         0.00%         0.00%         0.00%         0.00%         0.00%
95.01-100.00             0.00%         0.00%         0.00%         0.00%         0.00%         0.00%         0.00%         0.00%
TOTAL                    0.00%         0.00%         0.00%         0.00%         0.00%         0.00%         0.00%         0.00%


                  FICO 726-750  FICO 751-775  FICO 776-800  FICO 801-825  FICO 826-850         TOTAL
----------------------------------------------------------------------------------------------------

<=50.00                  0.00%         0.00%         0.00%         0.00%         0.00%         0.00%
50.01-55.00              0.00%         0.00%         0.00%         0.00%         0.00%         0.00%
55.01-60.00              0.00%         0.00%         0.00%         0.00%         0.00%         0.00%
60.01-65.00              0.00%         0.00%         0.00%         0.00%         0.00%         0.00%
65.01-70.00              0.00%         0.00%         0.00%         0.00%         0.00%         0.00%
70.01-75.00              0.00%         0.00%         0.00%         0.00%         0.00%         0.00%
75.01-80.00              0.00%         0.00%         0.00%         0.00%         0.00%         0.00%
80.01-85.00              0.00%         0.00%         0.00%         0.00%         0.00%         0.00%
85.01-90.00              0.00%         0.00%         0.00%         0.00%         0.00%         0.00%
90.01-95.00              0.00%         0.00%         0.00%         0.00%         0.00%         0.00%
95.01-100.00             0.00%         0.00%         0.00%         0.00%         0.00%         0.00%
TOTAL                    0.00%         0.00%         0.00%         0.00%         0.00%         0.00%


AGGREGATE W SISA, NINA, NISA, SINA, NO RATIO



                 NOT AVAILABLE  FICO 551-575  FICO 576-600  FICO 601-625  FICO 626-650  FICO 651-675  FICO 676-700  FICO 701-725
--------------------------------------------------------------------------------------------------------------------------------

<=50.00                  0.00%         0.00%         0.00%         0.00%         0.00%         0.00%         0.00%         0.00%
50.01-55.00              0.00%         0.00%         0.00%         0.00%         0.00%         0.00%         0.00%         0.00%
55.01-60.00              0.00%         0.00%         0.00%         0.00%         0.00%         0.00%         0.00%         0.00%
60.01-65.00              0.00%         0.00%         0.00%         0.00%         0.00%         0.00%         0.00%         0.00%
65.01-70.00              0.00%         0.00%         0.00%         0.00%         0.00%         0.00%         0.00%         0.00%
70.01-75.00              0.00%         0.00%         0.00%         0.00%         0.00%         0.00%         0.00%         0.00%
75.01-80.00              0.00%         0.00%         0.00%         0.00%         0.00%         0.00%         0.00%         0.00%
80.01-85.00              0.00%         0.00%         0.00%         0.00%         0.00%         0.00%         0.00%         0.00%
85.01-90.00              0.00%         0.00%         0.00%         0.00%         0.00%         0.00%         0.00%         0.00%
90.01-95.00              0.00%         0.00%         0.00%         0.00%         0.00%         0.00%         0.00%         0.00%
95.01-100.00             0.00%         0.00%         0.00%         0.00%         0.00%         0.00%         0.00%         0.00%
TOTAL                    0.00%         0.00%         0.00%         0.00%         0.00%         0.00%         0.00%         0.00%


                  FICO 726-750  FICO 751-775  FICO 776-800  FICO 801-825  FICO 826-850         TOTAL
----------------------------------------------------------------------------------------------------

<=50.00                  0.00%         0.00%         0.00%         0.00%         0.00%         0.00%
50.01-55.00              0.00%         0.00%         0.00%         0.00%         0.00%         0.00%
55.01-60.00              0.00%         0.00%         0.00%         0.00%         0.00%         0.00%
60.01-65.00              0.00%         0.00%         0.00%         0.00%         0.00%         0.00%
65.01-70.00              0.00%         0.00%         0.00%         0.00%         0.00%         0.00%
70.01-75.00              0.00%         0.00%         0.00%         0.00%         0.00%         0.00%
75.01-80.00              0.00%         0.00%         0.00%         0.00%         0.00%         0.00%
80.01-85.00              0.00%         0.00%         0.00%         0.00%         0.00%         0.00%
85.01-90.00              0.00%         0.00%         0.00%         0.00%         0.00%         0.00%
90.01-95.00              0.00%         0.00%         0.00%         0.00%         0.00%         0.00%
95.01-100.00             0.00%         0.00%         0.00%         0.00%         0.00%         0.00%
TOTAL                    0.00%         0.00%         0.00%         0.00%         0.00%         0.00%






DEAL NAME HERE

AGGREGATE
PCT



COMBINED LTV     NOT AVAILABLE  FICO 551-575  FICO 576-600  FICO 601-625  FICO 626-650  FICO 651-675  FICO 676-700  FICO 701-725
--------------------------------------------------------------------------------------------------------------------------------

<=50.00                  0.00%         0.42%         0.00%         0.00%         0.06%         0.00%         0.00%         0.11%
50.01-55.00              0.00%         0.31%         0.46%         0.18%         0.00%         0.00%         0.00%         0.00%
55.01-60.00              0.00%         0.37%         0.63%         0.31%         0.48%         0.22%         0.00%         0.00%
60.01-65.00              0.00%         0.90%         1.93%         1.31%         0.34%         0.21%         0.00%         0.00%
65.01-70.00              0.00%         1.35%         1.28%         1.23%         0.88%         0.50%         0.00%         0.15%
70.01-75.00              0.00%         2.21%         0.86%         1.22%         0.50%         0.29%         0.29%         0.00%
75.01-80.00              0.00%         1.62%         1.85%         2.14%         1.22%         0.22%         0.41%         0.73%
80.01-85.00              0.00%         1.83%         1.20%         1.49%         1.04%         0.88%         0.12%         0.58%
85.01-90.00              0.00%         1.70%         2.63%         2.75%         2.14%         1.05%         0.70%         0.30%
90.01-95.00              0.00%         0.93%         0.98%         0.79%         1.17%         0.32%         0.17%         0.16%
95.01-100.00             0.00%         0.57%         2.70%         4.41%         6.97%         3.84%         4.50%         3.82%
TOTAL                    0.00%        12.21%        14.53%        15.83%        14.81%         7.52%         6.19%         5.87%


COMBINED LTV      FICO 726-750  FICO 751-775  FICO 776-800  FICO 801-825  FICO 826-850         TOTAL
----------------------------------------------------------------------------------------------------

<=50.00                  0.00%         0.00%         0.00%         0.00%         0.00%         1.32%
50.01-55.00              0.00%         0.00%         0.00%         0.00%         0.00%         1.80%
55.01-60.00              0.00%         0.00%         0.00%         0.00%         0.00%         3.38%
60.01-65.00              0.00%         0.00%         0.00%         0.00%         0.00%         7.15%
65.01-70.00              0.00%         0.00%         0.00%         0.00%         0.00%         8.40%
70.01-75.00              0.00%         0.00%         0.00%         0.00%         0.00%         7.30%
75.01-80.00              0.19%         0.17%         0.00%         0.00%         0.00%        10.79%
80.01-85.00              0.47%         0.00%         0.00%         0.00%         0.00%         9.38%
85.01-90.00              0.36%         0.35%         0.03%         0.00%         0.00%        12.88%
90.01-95.00              0.05%         0.11%         0.06%         0.00%         0.00%         4.97%
95.01-100.00             2.57%         1.75%         1.07%         0.15%         0.00%        32.63%
TOTAL                    3.64%         2.38%         1.16%         0.15%         0.00%       100.00%


SILENT SECONDS



                 NOT AVAILABLE  FICO 551-575  FICO 576-600  FICO 601-625  FICO 626-650  FICO 651-675  FICO 676-700  FICO 701-725
--------------------------------------------------------------------------------------------------------------------------------

<=50.00                  0.00%         0.00%         0.00%         0.00%         0.00%         0.00%         0.00%         0.00%
50.01-55.00              0.00%         0.00%         0.00%         0.00%         0.00%         0.00%         0.00%         0.00%
55.01-60.00              0.00%         0.00%         0.00%         0.00%         0.00%         0.00%         0.00%         0.00%
60.01-65.00              0.00%         0.00%         0.00%         0.00%         0.00%         0.00%         0.00%         0.00%
65.01-70.00              0.00%         0.00%         0.00%         0.00%         0.00%         0.00%         0.00%         0.00%
70.01-75.00              0.00%         0.11%         0.00%         0.00%         0.00%         0.08%         0.00%         0.00%
75.01-80.00              0.00%         0.00%         0.05%         0.00%         0.00%         0.00%         0.00%         0.00%
80.01-85.00              0.00%         0.00%         0.18%         0.03%         0.03%         0.00%         0.00%         0.00%
85.01-90.00              0.00%         0.16%         0.00%         0.00%         0.12%         0.00%         0.00%         0.00%
90.01-95.00              0.00%         0.24%         0.28%         0.16%         0.71%         0.15%         0.17%         0.16%
95.01-100.00             0.00%         0.48%         2.53%         4.18%         6.47%         3.72%         4.38%         3.75%
TOTAL                    0.00%         1.00%         3.04%         4.37%         7.33%         3.96%         4.55%         3.91%


                  FICO 726-750  FICO 751-775  FICO 776-800  FICO 801-825  FICO 826-850         TOTAL
----------------------------------------------------------------------------------------------------

<=50.00                  0.00%         0.00%         0.00%         0.00%         0.00%         0.00%
50.01-55.00              0.00%         0.00%         0.00%         0.00%         0.00%         0.00%
55.01-60.00              0.00%         0.00%         0.00%         0.00%         0.00%         0.00%
60.01-65.00              0.00%         0.00%         0.00%         0.00%         0.00%         0.04%
65.01-70.00              0.00%         0.00%         0.00%         0.00%         0.00%         0.00%
70.01-75.00              0.00%         0.00%         0.00%         0.00%         0.00%         0.19%
75.01-80.00              0.00%         0.00%         0.00%         0.00%         0.00%         0.05%
80.01-85.00              0.00%         0.00%         0.00%         0.00%         0.00%         0.33%
85.01-90.00              0.00%         0.12%         0.00%         0.00%         0.00%         0.44%
90.01-95.00              0.00%         0.00%         0.06%         0.00%         0.00%         2.05%
95.01-100.00             2.57%         1.67%         0.97%         0.15%         0.00%        31.14%
TOTAL                    2.57%         1.79%         1.03%         0.15%         0.00%        34.24%


SILENT SECONDS W SISA, NINA, NISA, SINA, NO RATIO



                 NOT AVAILABLE  FICO 551-575  FICO 576-600  FICO 601-625  FICO 626-650  FICO 651-675  FICO 676-700  FICO 701-725
--------------------------------------------------------------------------------------------------------------------------------

<=50.00                  0.00%         0.00%         0.00%         0.00%         0.00%         0.00%         0.00%         0.00%
50.01-55.00              0.00%         0.00%         0.00%         0.00%         0.00%         0.00%         0.00%         0.00%
55.01-60.00              0.00%         0.00%         0.00%         0.00%         0.00%         0.00%         0.00%         0.00%
60.01-65.00              0.00%         0.00%         0.00%         0.00%         0.00%         0.00%         0.00%         0.00%
65.01-70.00              0.00%         0.00%         0.00%         0.00%         0.00%         0.00%         0.00%         0.00%
70.01-75.00              0.00%         0.00%         0.00%         0.00%         0.00%         0.00%         0.00%         0.00%
75.01-80.00              0.00%         0.00%         0.00%         0.00%         0.00%         0.00%         0.00%         0.00%
80.01-85.00              0.00%         0.00%         0.00%         0.00%         0.00%         0.00%         0.00%         0.00%
85.01-90.00              0.00%         0.00%         0.00%         0.00%         0.00%         0.00%         0.00%         0.00%
90.01-95.00              0.00%         0.00%         0.00%         0.00%         0.00%         0.00%         0.00%         0.00%
95.01-100.00             0.00%         0.00%         0.00%         0.00%         0.00%         0.00%         0.00%         0.00%
TOTAL                    0.00%         0.00%         0.00%         0.00%         0.00%         0.00%         0.00%         0.00%


                  FICO 726-750  FICO 751-775  FICO 776-800  FICO 801-825  FICO 826-850         TOTAL
----------------------------------------------------------------------------------------------------

<=50.00                  0.00%         0.00%         0.00%         0.00%         0.00%         0.00%
50.01-55.00              0.00%         0.00%         0.00%         0.00%         0.00%         0.00%
55.01-60.00              0.00%         0.00%         0.00%         0.00%         0.00%         0.00%
60.01-65.00              0.00%         0.00%         0.00%         0.00%         0.00%         0.00%
65.01-70.00              0.00%         0.00%         0.00%         0.00%         0.00%         0.00%
70.01-75.00              0.00%         0.00%         0.00%         0.00%         0.00%         0.00%
75.01-80.00              0.00%         0.00%         0.00%         0.00%         0.00%         0.00%
80.01-85.00              0.00%         0.00%         0.00%         0.00%         0.00%         0.00%
85.01-90.00              0.00%         0.00%         0.00%         0.00%         0.00%         0.00%
90.01-95.00              0.00%         0.00%         0.00%         0.00%         0.00%         0.00%
95.01-100.00             0.00%         0.00%         0.00%         0.00%         0.00%         0.00%
TOTAL                    0.00%         0.00%         0.00%         0.00%         0.00%         0.00%


AGGREGATE W SISA, NINA, NISA, SINA, NO RATIO



                 NOT AVAILABLE  FICO 551-575  FICO 576-600  FICO 601-625  FICO 626-650  FICO 651-675  FICO 676-700  FICO 701-725
--------------------------------------------------------------------------------------------------------------------------------

<=50.00                  0.00%         0.00%         0.00%         0.00%         0.00%         0.00%         0.00%         0.00%
50.01-55.00              0.00%         0.00%         0.00%         0.00%         0.00%         0.00%         0.00%         0.00%
55.01-60.00              0.00%         0.00%         0.00%         0.00%         0.00%         0.00%         0.00%         0.00%
60.01-65.00              0.00%         0.00%         0.00%         0.00%         0.00%         0.00%         0.00%         0.00%
65.01-70.00              0.00%         0.00%         0.00%         0.00%         0.00%         0.00%         0.00%         0.00%
70.01-75.00              0.00%         0.00%         0.00%         0.00%         0.00%         0.00%         0.00%         0.00%
75.01-80.00              0.00%         0.00%         0.00%         0.00%         0.00%         0.00%         0.00%         0.00%
80.01-85.00              0.00%         0.00%         0.00%         0.00%         0.00%         0.00%         0.00%         0.00%
85.01-90.00              0.00%         0.00%         0.00%         0.00%         0.00%         0.00%         0.00%         0.00%
90.01-95.00              0.00%         0.00%         0.00%         0.00%         0.00%         0.00%         0.00%         0.00%
95.01-100.00             0.00%         0.00%         0.00%         0.00%         0.00%         0.00%         0.00%         0.00%
TOTAL                    0.00%         0.00%         0.00%         0.00%         0.00%         0.00%         0.00%         0.00%


                  FICO 726-750  FICO 751-775  FICO 776-800  FICO 801-825  FICO 826-850         TOTAL
----------------------------------------------------------------------------------------------------

<=50.00                  0.00%         0.00%         0.00%         0.00%         0.00%         0.00%
50.01-55.00              0.00%         0.00%         0.00%         0.00%         0.00%         0.00%
55.01-60.00              0.00%         0.00%         0.00%         0.00%         0.00%         0.00%
60.01-65.00              0.00%         0.00%         0.00%         0.00%         0.00%         0.00%
65.01-70.00              0.00%         0.00%         0.00%         0.00%         0.00%         0.00%
70.01-75.00              0.00%         0.00%         0.00%         0.00%         0.00%         0.00%
75.01-80.00              0.00%         0.00%         0.00%         0.00%         0.00%         0.00%
80.01-85.00              0.00%         0.00%         0.00%         0.00%         0.00%         0.00%
85.01-90.00              0.00%         0.00%         0.00%         0.00%         0.00%         0.00%
90.01-95.00              0.00%         0.00%         0.00%         0.00%         0.00%         0.00%
95.01-100.00             0.00%         0.00%         0.00%         0.00%         0.00%         0.00%
TOTAL                    0.00%         0.00%         0.00%         0.00%         0.00%         0.00%





DEAL NAME:                     CWABS2006-1

DETAILED COLLATERAL INFO



                                                                                 % OF
                                # OF                                             GROUP
                                LOANS          BALANCE          AVG. BALANCE    BALANCE     WAC          WALA          WARM   FICO
                                ----------------------------------------------------------------------------------------------------

Aggregate

CURRENT BALANCE
<$50k                               0                $0.00             $0.00       0.00%    0.00%           $0.00         0      0
50-75k                             68        $4,358,519.30        $64,095.87       1.09%    8.86%      $64,946.67       359    599
75.01-100k                        103        $9,007,281.15        $87,449.33       2.25%    7.96%      $88,155.43       359    597
100.01-200K                       638      $100,269,441.68       $157,162.13      25.07%    7.82%     $161,958.23       359    596
200.01-300K                       570      $139,605,041.52       $244,921.13      34.90%    7.60%     $248,314.85       359    608
300.01-400K                       252       $87,681,601.10       $347,942.86      21.92%    7.07%     $350,462.34       359    638
400.01-500K                        77       $34,606,686.15       $449,437.48       8.65%    7.00%     $451,191.49       359    651
500.01-1,000,000                   42       $24,473,339.39       $582,698.56       6.12%    7.47%     $596,003.78       359    656
1,000,000.01 - 1,250,000            0                $0.00             $0.00       0.00%    0.00%           $0.00         0      0
1,250,000.01 - 1,500,000            0                $0.00             $0.00       0.00%    0.00%           $0.00         0      0
1,500,000.01 +                      0                $0.00             $0.00       0.00%    0.00%           $0.00         0      0

FICO
<600                              815      $167,453,671.37       $205,464.63      41.86%    8.00%     $247,252.46       359    558
601-619                           237       $50,403,787.45       $212,674.21      12.60%    7.27%     $259,081.02       359    609
620-639                           211       $49,139,869.03       $232,890.37      12.28%    7.33%     $292,144.78       359    629
640-659                           143       $35,876,542.41       $250,884.91       8.97%    7.10%     $320,566.05       359    647
660-679                            86       $23,207,837.80       $269,858.58       5.80%    6.86%     $325,066.44       359    669
680-699                            77       $20,331,045.24       $264,039.55       5.08%    6.90%     $311,902.32       359    688
700-719                            70       $20,725,114.57       $296,073.07       5.18%    7.20%     $343,688.86       359    710
720+                              111       $32,864,042.42       $296,072.45       8.22%    7.04%     $352,512.56       359    750
NA                                  0                $0.00             $0.00       0.00%    0.00%           $0.00         0      0

LTV
<=80                             1231      $295,222,325.18       $239,823.17      73.81%    7.33%     $285,736.81       359    619
80.01-85                          155       $36,775,634.69       $237,262.16       9.19%    7.66%     $301,026.25       359    607
85.01-90                          254       $50,514,393.12       $198,875.56      12.63%    8.09%     $269,720.78       359    617
90.01-95                           72       $11,693,254.01       $162,406.31       2.92%    8.48%     $209,325.13       359    606
95.01-100                          38        $5,796,303.29       $152,534.30       1.45%    7.93%     $243,833.24       357    652
100.01+                             0                $0.00             $0.00       0.00%    0.00%           $0.00         0      0

Cash Out                         1158      $256,503,747.81       $221,505.83      64.13%    7.60%     $270,017.25       359    593
2-4 family                        110       $28,516,196.33       $259,238.15       7.13%    7.53%     $324,437.54       359    647
Investment & 2nd home              98       $20,009,635.48       $204,179.95       5.00%    8.22%     $274,022.81       359    639

CA                                410      $129,930,875.57       $316,904.57      32.48%    6.93%     $358,248.93       359    644
NY                                 69       $19,927,523.82       $288,804.69       4.98%    7.16%     $315,741.74       358    646
MA                                 20        $4,450,489.73       $222,524.49       1.11%    7.98%     $260,081.69       359    582
GA                                 42        $6,696,079.92       $159,430.47       1.67%    8.33%     $189,941.28       359    613

Full Doc                         1048      $221,586,048.41       $211,437.07      55.40%    7.34%     $269,387.27       359    607
Stated Doc                        702      $178,415,861.88       $254,153.65      44.60%    7.70%     $298,289.96       359    632
Other                               0                $0.00             $0.00       0.00%    0.00%           $0.00         0      0

IO                                555      $151,875,235.07       $273,649.07      37.97%    7.09%     $324,063.41       359    649
2nd lien                            0                $0.00             $0.00       0.00%    0.00%           $0.00         0      0
Loans w/ silent 2nds              558      $136,955,508.23       $245,439.98      34.24%    7.11%     $299,366.91       359    664

DTI:
LT 40
40 - 45
45 - 50
50 - 55
55+
Unknown


                                                                               % OF     % SINGLE
                                                                   % OF       PRIMARY   FAMILY &     % OF IO     % SILENT
                                    OLTV        CLTV      DTI    Full Doc      Owner      PUD         LOANS        2NDS
                                    -------------------------------------------------------------------------------------

Aggregate

CURRENT BALANCE
<$50k                                0.00%       0.00%               0.00%       0.00%      0.00%       0.00%      0.00%
50-75k                              87.26%      93.18%               0.91%       0.97%      0.89%       0.12%      0.32%
75.01-100k                          83.23%      89.03%               1.86%       2.06%      1.90%       0.34%      0.67%
100.01-200K                         77.96%      83.01%              16.66%      23.55%     21.44%       5.79%      6.49%
200.01-300K                         76.89%      82.93%              17.80%      33.00%     31.37%      11.38%     10.62%
300.01-400K                         77.53%      86.70%              10.70%      21.58%     18.71%      11.97%     10.36%
400.01-500K                         76.02%      84.25%               3.79%       8.21%      7.31%       5.19%      3.82%
500.01-1,000,000                    81.90%      88.20%               3.67%       5.63%      5.36%       3.17%      1.97%
1,000,000.01 - 1,250,000             0.00%       0.00%               0.00%       0.00%      0.00%       0.00%      0.00%
1,250,000.01 - 1,500,000             0.00%       0.00%               0.00%       0.00%      0.00%       0.00%      0.00%
1,500,000.01 +                       0.00%       0.00%               0.00%       0.00%      0.00%       0.00%      0.00%

FICO
<600                                74.42%      76.34%              26.80%      40.30%     38.36%       7.17%      4.41%
601-619                             79.20%      84.37%               8.20%      11.96%     10.58%       5.85%      3.38%
620-639                             80.02%      88.71%               6.09%      11.78%     10.62%       6.20%      5.37%
640-659                             80.39%      89.30%               4.45%       8.44%      7.75%       3.70%      4.24%
660 - 679                           79.75%      91.42%               2.90%       5.38%      4.76%       4.00%      3.37%
680-699                             80.91%      96.38%               2.25%       4.87%      3.84%       3.15%      3.89%
700-719                             80.37%      93.77%               1.55%       4.79%      4.40%       3.21%      3.50%
720+                                81.60%      96.23%               3.16%       7.47%      6.69%       4.68%      6.08%
NA                                   0.00%       0.00%               0.00%       0.00%      0.00%       0.00%      0.00%

LTV
<=80                                73.84%      82.84%              38.25%      71.53%     64.25%      28.91%     33.91%
80.01-85                            84.45%      84.69%               5.77%       8.26%      7.91%       3.71%      0.19%
85.01-90                            89.59%      89.69%               7.92%      10.94%     10.90%       3.83%      0.14%
90.01-95                            94.46%      94.54%               2.49%       2.81%      2.60%       0.84%      0.00%
95.01-100                           99.88%      99.88%               0.95%       1.45%      1.32%       0.67%      0.00%
100.01+                              0.00%       0.00%               0.00%       0.00%      0.00%       0.00%      0.00%

Cash Out                            75.96%      78.20%              38.98%      61.31%     57.60%      19.20%      8.02%
2-4 family                          77.92%      86.64%               3.55%       6.00%      0.00%       2.93%      3.14%
Investment & 2nd home               79.85%      80.45%               3.46%       0.00%      3.26%       1.52%      0.20%

CA                                  75.21%      84.38%              15.34%      31.25%     27.76%      18.32%     15.11%
NY                                  75.60%      83.24%               2.19%       4.83%      3.74%       1.65%      1.96%
MA                                  68.83%      76.28%               0.52%       1.05%      0.70%       0.17%      0.41%
GA                                  81.99%      89.92%               0.88%       1.53%      1.47%       0.59%      0.65%

Full Doc                            78.71%      84.60%              55.40%      51.94%     49.10%      22.37%     16.85%
Stated Doc                          76.64%      84.29%               0.00%      43.06%     37.88%      15.60%     17.39%
Other                                0.00%       0.00%               0.00%       0.00%      0.00%       0.00%      0.00%

IO                                  79.67%      90.05%              22.37%      36.45%     32.67%      37.97%   0.199879
2nd lien                             0.00%       0.00%               0.00%       0.00%      0.00%       0.00%      0.00%
Loans w/ silent 2nds                79.53%      99.03%              16.85%      34.04%     28.75%      19.99%     34.24%

DTI:
LT 40
40 - 45
45 - 50
50 - 55
55+
Unknown







     non IO
                                  ** INSTRUCTIONS:
       Doc Stat = 1               ----------------
---------------------------       1. DO NOT ADD ANY COLUMNS OR ROWS!!
       Occ Stat = 1               2. Enter % of loan pool in each cell.
---------------------------       3. %'s entered in ALL cells should total 100%.



                    < 70     >= 70 / < 80   >= 80 / < 90   >= 90 / < 100  >= 100
--------------------------------------------------------------------------------

< 550               4.2857%        3.0857%      2.7429%        0.8571%   0.0571%
>= 550 / < 570      1.2571%        1.0857%      1.8857%        1.5429%   0.0571%
>= 570 / < 590      0.8571%        0.8571%      2.0000%        1.6571%   0.0571%
>= 590 / < 610      0.5714%        0.9143%      2.5714%        1.2000%   0.5143%
>= 610 / < 630      0.4571%        0.4571%      1.2571%        1.1429%   0.1143%
>= 630 / < 650      0.4000%        0.2857%      1.5429%        0.5714%   0.3429%
>= 650 / < 670      0.1143%        0.1714%      0.3429%        0.2857%   0.1143%
>= 670 / < 690      0.0000%        0.1143%      0.3429%        0.1143%   0.1143%
>= 690 / < 710      0.0571%        0.0571%      0.2857%        0.0000%   0.0000%
>= 710 / < 730      0.0000%        0.0571%      0.0000%        0.0000%   0.0000%
>= 730              0.0000%        0.0000%      0.5714%        0.0571%   0.0000%

                                                                                    37.43%


       Doc Stat = 0
---------------------------
       Occ Stat = 1
---------------------------



                    < 70     >= 70 / < 80   >= 80 / < 90  >= 90 / < 100   >= 100
--------------------------------------------------------------------------------

< 550               2.8000%        1.6000%      0.7429%        0.1714%   0.0000%
>= 550 / < 570      0.7429%        1.2000%      0.9143%        0.1143%   0.0000%
>= 570 / < 590      0.7429%        0.5714%      0.9714%        0.5143%   0.0571%
>= 590 / < 610      0.9714%        0.8571%      0.6286%        0.4571%   0.0000%
>= 610 / < 630      0.4000%        0.4571%      1.4857%        0.6857%   0.0000%
>= 630 / < 650      0.2857%        0.5143%      1.7143%        0.7429%   0.0000%
>= 650 / < 670      0.2857%        0.1714%      0.7429%        0.2286%   0.0000%
>= 670 / < 690      0.0000%        0.1143%      0.8571%        0.0000%   0.0571%
>= 690 / < 710      0.0571%        0.0000%      1.0286%        0.0000%   0.0571%
>= 710 / < 730      0.0000%        0.1143%      0.8000%        0.0571%   0.0000%
>= 730              0.0000%        0.1714%      1.4857%        0.0571%   0.0000%

                                                                                    26.63%


       Doc Stat = 1
---------------------------
       Occ Stat = 0
---------------------------



                    < 70     >= 70 / < 80   >= 80 / < 90   >= 90 / < 100  >= 100
--------------------------------------------------------------------------------

< 550               0.2857%        0.0571%      0.1143%        0.0000%   0.0000%
>= 550 / < 570      0.0000%        0.0571%      0.0000%        0.0000%   0.0000%
>= 570 / < 590      0.1143%        0.0000%      0.1714%        0.0571%   0.0000%
>= 590 / < 610      0.0000%        0.0571%      0.0571%        0.1714%   0.0000%
>= 610 / < 630      0.0000%        0.0571%      0.1143%        0.2286%   0.0000%
>= 630 / < 650      0.0000%        0.0000%      0.1714%        0.0000%   0.0000%
>= 650 / < 670      0.0571%        0.0000%      0.0571%        0.0571%   0.0000%
>= 670 / < 690      0.0000%        0.0000%      0.1143%        0.1143%   0.0000%
>= 690 / < 710      0.0000%        0.0000%      0.0000%        0.0000%   0.0000%
>= 710 / < 730      0.0000%        0.0000%      0.0571%        0.0000%   0.0000%
>= 730              0.0000%        0.0571%      0.1143%        0.2286%   0.0000%

                                                                                    2.57%


       Doc Stat = 0
---------------------------
       Occ Stat = 0
---------------------------



                    < 70     >= 70 / < 80   >= 80 / < 90   >= 90 / < 100  >= 100
--------------------------------------------------------------------------------

< 550               0.0000%        0.0000%      0.1143%        0.0000%   0.0000%
>= 550 / < 570      0.0000%        0.0571%      0.0000%        0.0000%   0.0000%
>= 570 / < 590      0.1714%        0.1143%      0.0571%        0.0000%   0.0000%
>= 590 / < 610      0.0000%        0.0571%      0.1143%        0.0000%   0.0000%
>= 610 / < 630      0.0000%        0.0000%      0.0571%        0.1143%   0.0000%
>= 630 / < 650      0.0571%        0.0000%      0.1714%        0.0571%   0.0000%
>= 650 / < 670      0.0000%        0.0000%      0.0571%        0.1143%   0.0000%
>= 670 / < 690      0.0000%        0.0000%      0.0571%        0.1143%   0.0000%
>= 690 / < 710      0.0000%        0.0000%      0.0571%        0.0571%   0.0000%
>= 710 / < 730      0.0000%        0.0571%      0.0000%        0.0000%   0.0000%
>= 730              0.0000%        0.0000%      0.0000%        0.0000%   0.0000%

                                                                                    1.66%



  IO - separate

       Doc Stat = 1
---------------------------
       Occ Stat = 1
---------------------------



                    < 70     >= 70 / < 80   >= 80 / < 90   >= 90 / < 100  >= 100
--------------------------------------------------------------------------------

< 550               0.0000%        0.0000%      0.0571%        0.0000%   0.0000%
>= 550 / < 570      0.1143%        0.0571%      0.1143%        0.0000%   0.0000%
>= 570 / < 590      0.1714%        0.0571%      0.1143%        0.1143%   0.0000%
>= 590 / < 610      0.0000%        0.0571%      0.1714%        0.0571%   0.0000%
>= 610 / < 630      0.0571%        0.1143%      0.4000%        0.1143%   0.0000%
>= 630 / < 650      0.0000%        0.1143%      0.0571%        0.0571%   0.0000%
>= 650 / < 670      0.0000%        0.0000%      0.1714%        0.0571%   0.0000%
>= 670 / < 690      0.0000%        0.1143%      0.1143%        0.0000%   0.0000%
>= 690 / < 710      0.0000%        0.0000%      0.0571%        0.0000%   0.0000%
>= 710 / < 730      0.0000%        0.0000%      0.0000%        0.0571%   0.0000%
>= 730              0.0000%        0.0000%      0.0571%        0.0571%   0.0000%

                                                                                    2.69%


       Doc Stat = 0
---------------------------
       Occ Stat = 1
---------------------------



                    < 70     >= 70 / < 80   >= 80 / < 90   >= 90 / < 100  >= 100
--------------------------------------------------------------------------------

< 550               0.0000%        0.0571%      0.0000%        0.0000%   0.0000%
>= 550 / < 570      0.0000%        0.0571%      0.0000%        0.0000%   0.0000%
>= 570 / < 590      0.1143%        0.0000%      0.0000%        0.0571%   0.0000%
>= 590 / < 610      0.1714%        0.0000%      0.0000%        0.0571%   0.0000%
>= 610 / < 630      0.0000%        0.1143%      0.0571%        0.0571%   0.0000%
>= 630 / < 650      0.0000%        0.1143%      0.0571%        0.0000%   0.0000%
>= 650 / < 670      0.0571%        0.0000%      0.1143%        0.0000%   0.0000%
>= 670 / < 690      0.0000%        0.0571%      0.0571%        0.0000%   0.0000%
>= 690 / < 710      0.0000%        0.0000%      0.4000%        0.0000%   0.0000%
>= 710 / < 730      0.0000%        0.0000%      0.2857%        0.0000%   0.0000%
>= 730              0.0000%        0.0571%      0.2286%        0.0000%   0.0000%

                                                                                    2.17%


       Doc Stat = 1
---------------------------
       Occ Stat = 0
---------------------------



                    < 70     >= 70 / < 80   >= 80 / < 90   >= 90 / < 100  >= 100
--------------------------------------------------------------------------------

< 550               0.0000%        0.0000%      0.0000%        0.0000%   0.0000%
>= 550 / < 570      0.0000%        0.0000%      0.0000%        0.0000%   0.0000%
>= 570 / < 590      0.0000%        0.0000%      0.0000%        0.0000%   0.0000%
>= 590 / < 610      0.0571%        0.0000%      0.0000%        0.0000%   0.0000%
>= 610 / < 630      0.0000%        0.0000%      0.0000%        0.0000%   0.0000%
>= 630 / < 650      0.0000%        0.0000%      0.0000%        0.0000%   0.0000%
>= 650 / < 670      0.0000%        0.0000%      0.0000%        0.0000%   0.0000%
>= 670 / < 690      0.0000%        0.0000%      0.0000%        0.0000%   0.0000%
>= 690 / < 710      0.0000%        0.0000%      0.0000%        0.0000%   0.0000%
>= 710 / < 730      0.0000%        0.0000%      0.0000%        0.0000%   0.0000%
>= 730              0.0000%        0.0000%      0.0000%        0.0000%   0.0000%

                                                                                    0.06%


       Doc Stat = 0
---------------------------
       Occ Stat = 0
---------------------------



                    < 70     >= 70 / < 80   >= 80 / < 90   >= 90 / < 100  >= 100
--------------------------------------------------------------------------------

< 550               0.0000%        0.0000%      0.0000%        0.0000%   0.0000%
>= 550 / < 570      0.0000%        0.0000%      0.0000%        0.0000%   0.0000%
>= 570 / < 590      0.0000%        0.0000%      0.0000%        0.0000%   0.0000%
>= 590 / < 610      0.0000%        0.0000%      0.0000%        0.0000%   0.0000%
>= 610 / < 630      0.0000%        0.0000%      0.0000%        0.0000%   0.0000%
>= 630 / < 650      0.0000%        0.0000%      0.0000%        0.0000%   0.0000%
>= 650 / < 670      0.0000%        0.0000%      0.0000%        0.0000%   0.0000%
>= 670 / < 690      0.0000%        0.0000%      0.0000%        0.0000%   0.0000%
>= 690 / < 710      0.0000%        0.0000%      0.0000%        0.0000%   0.0000%
>= 710 / < 730      0.0000%        0.0000%      0.0000%        0.0000%   0.0000%
>= 730              0.0000%        0.0000%      0.0000%        0.0000%   0.0000%

                                                                                    0.00%


    IO - joint

       Doc Stat = 1
---------------------------
       Occ Stat = 1
---------------------------



                    < 70     >= 70 / < 80   >= 80 / < 90   >= 90 / < 100  >= 100
--------------------------------------------------------------------------------

< 550               0.0000%        0.0000%      0.0571%        0.0571%   0.0000%
>= 550 / < 570      0.1714%        0.2857%      0.3429%        0.1714%   0.0000%
>= 570 / < 590      0.6286%        0.2286%      1.2571%        0.2857%   0.0000%
>= 590 / < 610      0.4571%        0.2286%      1.7143%        0.5143%   0.0000%
>= 610 / < 630      0.0571%        0.3429%      2.4571%        0.2857%   0.1143%
>= 630 / < 650      0.1143%        0.1714%      1.1429%        0.0571%   0.0571%
>= 650 / < 670      0.0571%        0.2857%      1.0286%        0.0571%   0.0000%
>= 670 / < 690      0.0000%        0.1143%      1.0857%        0.0000%   0.0000%
>= 690 / < 710      0.0000%        0.1714%      0.5143%        0.1143%   0.0000%
>= 710 / < 730      0.0000%        0.0000%      0.4571%        0.0571%   0.0000%
>= 730              0.0000%        0.0000%      0.7429%        0.0000%   0.0000%

                                                                                    15.89%


       Doc Stat = 0
---------------------------
       Occ Stat = 1
---------------------------



                    < 70     >= 70 / < 80   >= 80 / < 90   >= 90 / < 100  >= 100
--------------------------------------------------------------------------------

< 550               0.0000%        0.0000%      0.0571%        0.0000%   0.0000%
>= 550 / < 570      0.0571%        0.0571%      0.1143%        0.0000%   0.0000%
>= 570 / < 590      0.2286%        0.0571%      0.1143%        0.0571%   0.0000%
>= 590 / < 610      0.3429%        0.1143%      0.1143%        0.1143%   0.0571%
>= 610 / < 630      0.1143%        0.2286%      0.6857%        0.3429%   0.0000%
>= 630 / < 650      0.2286%        0.3429%      0.8000%        0.2857%   0.0571%
>= 650 / < 670      0.1143%        0.2857%      0.6857%        0.0571%   0.0000%
>= 670 / < 690      0.0000%        0.2857%      0.7429%        0.0000%   0.0000%
>= 690 / < 710      0.0000%        0.1143%      0.8000%        0.0000%   0.0000%
>= 710 / < 730      0.0000%        0.0000%      0.6857%        0.0571%   0.0571%
>= 730              0.0000%        0.0000%      1.0286%        0.0000%   0.1143%

                                                                                    9.60%


       Doc Stat = 1
---------------------------
       Occ Stat = 0
---------------------------



                    < 70     >= 70 / < 80   >= 80 / < 90   >= 90 / < 100  >= 100
--------------------------------------------------------------------------------

< 550               0.0000%        0.0000%      0.0000%        0.0000%   0.0000%
>= 550 / < 570      0.0000%        0.0571%      0.0000%        0.0000%   0.0000%
>= 570 / < 590      0.0571%        0.0000%      0.0000%        0.0000%   0.0000%
>= 590 / < 610      0.0000%        0.0000%      0.0571%        0.0571%   0.0000%
>= 610 / < 630      0.1143%        0.0000%      0.1714%        0.0571%   0.0000%
>= 630 / < 650      0.0571%        0.0000%      0.0571%        0.0000%   0.0000%
>= 650 / < 670      0.0000%        0.0571%      0.0000%        0.0571%   0.0000%
>= 670 / < 690      0.0000%        0.0571%      0.0000%        0.0000%   0.0000%
>= 690 / < 710      0.0000%        0.0000%      0.0000%        0.0571%   0.0000%
>= 710 / < 730      0.0000%        0.0000%      0.1714%        0.0571%   0.0000%
>= 730              0.0000%        0.0000%      0.0571%        0.0571%   0.0000%

                                                                                    1.26%


       Doc Stat = 0
---------------------------
       Occ Stat = 0
---------------------------



                    < 70     >= 70 / < 80   >= 80 / < 90   >= 90 / < 100  >= 100
--------------------------------------------------------------------------------

< 550               0.0000%        0.0000%      0.0000%        0.0000%   0.0000%
>= 550 / < 570      0.0000%        0.0000%      0.0000%        0.0000%   0.0000%
>= 570 / < 590      0.0000%        0.0000%      0.0000%        0.0000%   0.0000%
>= 590 / < 610      0.0571%        0.0000%      0.0000%        0.0000%   0.0000%
>= 610 / < 630      0.0000%        0.0000%      0.0000%        0.0000%   0.0000%
>= 630 / < 650      0.0000%        0.0000%      0.0000%        0.0000%   0.0000%
>= 650 / < 670      0.0000%        0.0000%      0.0000%        0.0000%   0.0000%
>= 670 / < 690      0.0000%        0.0000%      0.0000%        0.0000%   0.0000%
>= 690 / < 710      0.0000%        0.0000%      0.0000%        0.0000%   0.0000%
>= 710 / < 730      0.0000%        0.0000%      0.0000%        0.0000%   0.0000%
>= 730              0.0000%        0.0000%      0.0000%        0.0000%   0.0000%

                                                                                    0.06%
                                                                                  ------
                                                                        Total     100.00% <-- should total 100%.
                                                                                  =======




     non IO
                                  ** INSTRUCTIONS:
       Doc Stat = 1               ----------------
---------------------------       1. DO NOT ADD ANY COLUMNS OR ROWS!!
       Occ Stat = 1               2. Enter % of loan pool in each cell.
---------------------------       3. %'s entered in ALL cells should total 100%.



                    < 70     >= 70 / < 80   >= 80 / < 90   >= 90 / < 100  >= 100
--------------------------------------------------------------------------------

< 550                    75             54           48             15         1
>= 550 / < 570           22             19           33             27         1
>= 570 / < 590           15             15           35             29         1
>= 590 / < 610           10             16           45             21         9
>= 610 / < 630            8              8           22             20         2
>= 630 / < 650            7              5           27             10         6
>= 650 / < 670            2              3            6              5         2
>= 670 / < 690            0              2            6              2         2
>= 690 / < 710            1              1            5              0         0
>= 710 / < 730            0              1            0              0         0
>= 730                    0              0           10              1         0

                                                                                     655


       Doc Stat = 0
---------------------------
       Occ Stat = 1
---------------------------



                    < 70     >= 70 / < 80   >= 80 / < 90   >= 90 / < 100  >= 100
--------------------------------------------------------------------------------

< 550                    49             28           13              3         0
>= 550 / < 570           13             21           16              2         0
>= 570 / < 590           13             10           17              9         1
>= 590 / < 610           17             15           11              8         0
>= 610 / < 630            7              8           26             12         0
>= 630 / < 650            5              9           30             13         0
>= 650 / < 670            5              3           13              4         0
>= 670 / < 690            0              2           15              0         1
>= 690 / < 710            1              0           18              0         1
>= 710 / < 730            0              2           14              1         0
>= 730                    0              3           26              1         0

                                                                                     466


       Doc Stat = 1
---------------------------
       Occ Stat = 0
---------------------------



                    < 70     >= 70 / < 80   >= 80 / < 90   >= 90 / < 100  >= 100
--------------------------------------------------------------------------------

< 550                     5              1            2              0         0
>= 550 / < 570            0              1            0              0         0
>= 570 / < 590            2              0            3              1         0
>= 590 / < 610            0              1            1              3         0
>= 610 / < 630            0              1            2              4         0
>= 630 / < 650            0              0            3              0         0
>= 650 / < 670            1              0            1              1         0
>= 670 / < 690            0              0            2              2         0
>= 690 / < 710            0              0            0              0         0
>= 710 / < 730            0              0            1              0         0
>= 730                    0              1            2              4         0


                                                                                      45


       Doc Stat = 0
---------------------------
       Occ Stat = 0
---------------------------



                    < 70     >= 70 / < 80   >= 80 / < 90   >= 90 / < 100  >= 100
--------------------------------------------------------------------------------

< 550                     0              0            2              0         0
>= 550 / < 570            0              1            0              0         0
>= 570 / < 590            3              2            1              0         0
>= 590 / < 610            0              1            2              0         0
>= 610 / < 630            0              0            1              2         0
>= 630 / < 650            1              0            3              1         0
>= 650 / < 670            0              0            1              2         0
>= 670 / < 690            0              0            1              2         0
>= 690 / < 710            0              0            1              1         0
>= 710 / < 730            0              1            0              0         0
>= 730                    0              0            0              0         0

                                                                                      29



  IO - separate

       Doc Stat = 1
---------------------------
       Occ Stat = 1
---------------------------



                    < 70     >= 70 / < 80   >= 80 / < 90   >= 90 / < 100  >= 100
--------------------------------------------------------------------------------

< 550                     0              0            1              0         0
>= 550 / < 570            2              1            2              0         0
>= 570 / < 590            3              1            2              2         0
>= 590 / < 610            0              1            3              1         0
>= 610 / < 630            1              2            7              2         0
>= 630 / < 650            0              2            1              1         0
>= 650 / < 670            0              0            3              1         0
>= 670 / < 690            0              2            2              0         0
>= 690 / < 710            0              0            1              0         0
>= 710 / < 730            0              0            0              1         0
>= 730                    0              0            1              1         0

                                                                                      47


       Doc Stat = 0
---------------------------
       Occ Stat = 1
---------------------------



                    < 70     >= 70 / < 80   >= 80 / < 90   >= 90 / < 100  >= 100
--------------------------------------------------------------------------------

< 550                     0              1            0              0         0
>= 550 / < 570            0              1            0              0         0
>= 570 / < 590            2              0            0              1         0
>= 590 / < 610            3              0            0              1         0
>= 610 / < 630            0              2            1              1         0
>= 630 / < 650            0              2            1              0         0
>= 650 / < 670            1              0            2              0         0
>= 670 / < 690            0              1            1              0         0
>= 690 / < 710            0              0            7              0         0
>= 710 / < 730            0              0            5              0         0
>= 730                    0              1            4              0         0

                                                                                      38


  Doc Stat = 1
---------------------------
  Occ Stat = 0
---------------------------



                    < 70     >= 70 / < 80   >= 80 / < 90   >= 90 / < 100  >= 100
--------------------------------------------------------------------------------

< 550                     0              0            0              0         0
>= 550 / < 570            0              0            0              0         0
>= 570 / < 590            0              0            0              0         0
>= 590 / < 610            1              0            0              0         0
>= 610 / < 630            0              0            0              0         0
>= 630 / < 650            0              0            0              0         0
>= 650 / < 670            0              0            0              0         0
>= 670 / < 690            0              0            0              0         0
>= 690 / < 710            0              0            0              0         0
>= 710 / < 730            0              0            0              0         0
>= 730                    0              0            0              0         0

                                                                                       1


       Doc Stat = 0
---------------------------
       Occ Stat = 0
---------------------------



                    < 70     >= 70 / < 80   >= 80 / < 90   >= 90 / < 100  >= 100
--------------------------------------------------------------------------------

< 550                     0              0            0              0         0
>= 550 / < 570            0              0            0              0         0
>= 570 / < 590            0              0            0              0         0
>= 590 / < 610            0              0            0              0         0
>= 610 / < 630            0              0            0              0         0
>= 630 / < 650            0              0            0              0         0
>= 650 / < 670            0              0            0              0         0
>= 670 / < 690            0              0            0              0         0
>= 690 / < 710            0              0            0              0         0
>= 710 / < 730            0              0            0              0         0
>= 730                    0              0            0              0         0

                                                                                       0



   IO - joint

       Doc Stat = 1
---------------------------
       Occ Stat = 1
---------------------------



                    < 70     >= 70 / < 80   >= 80 / < 90   >= 90 / < 100  >= 100
--------------------------------------------------------------------------------

< 550                     0              0            1              1         0
>= 570 / < 590           11              4           22              5         0
>= 590 / < 610            8              4           30              9         0
>= 610 / < 630            1              6           43              5         2
>= 630 / < 650            2              3           20              1         1
>= 650 / < 670            1              5           18              1         0
>= 670 / < 690            0              2           19              0         0
>= 690 / < 710            0              3            9              2         0
>= 710 / < 730            0              0            8              1         0
>= 730                    0              0           13              0         0

                                                                                     278


       Doc Stat = 0
---------------------------
       Occ Stat = 1
---------------------------



                    < 70     >= 70 / < 80   >= 80 / < 90   >= 90 / < 100  >= 100
--------------------------------------------------------------------------------

< 550                     0              0            1              0         0
>= 550 / < 570            1              1            2              0         0
>= 570 / < 590            4              1            2              1         0
>= 590 / < 610            6              2            2              2         1
>= 610 / < 630            2              4           12              6         0
>= 630 / < 650            4              6           14              5         1
>= 650 / < 670            2              5           12              1         0
>= 670 / < 690            0              5           13              0         0
>= 690 / < 710            0              2           14              0         0
>= 710 / < 730            0              0           12              1         1
>= 730                    0              0           18              0         2

                                                                                     168


       Doc Stat = 1
---------------------------
       Occ Stat = 0
---------------------------



                    < 70     >= 70 / < 80   >= 80 / < 90   >= 90 / < 100  >= 100
--------------------------------------------------------------------------------

< 550                     0              0            0              0         0
>= 550 / < 570            0              1            0              0         0
>= 570 / < 590            1              0            0              0         0
>= 590 / < 610            0              0            1              1         0
>= 610 / < 630            2              0            3              1         0
>= 630 / < 650            1              0            1              0         0
>= 650 / < 670            0              1            0              1         0
>= 670 / < 690            0              1            0              0         0
>= 690 / < 710            0              0            0              1         0
>= 710 / < 730            0              0            3              1         0
>= 730                    0              0            1              1         0

                                                                                      22


       Doc Stat = 0
---------------------------
       Occ Stat = 0
---------------------------



                    < 70     >= 70 / < 80   >= 80 / < 90   >= 90 / < 100  >= 100
--------------------------------------------------------------------------------

< 550                     0              0            0              0         0
>= 550 / < 570            0              0            0              0         0
>= 570 / < 590            0              0            0              0         0
>= 590 / < 610            1              0            0              0         0
>= 610 / < 630            0              0            0              0         0
>= 630 / < 650            0              0            0              0         0
>= 650 / < 670            0              0            0              0         0
>= 670 / < 690            0              0            0              0         0
>= 690 / < 710            0              0            0              0         0
>= 710 / < 730            0              0            0              0         0
>= 730                    0              0            0              0         0

                                                                                       1
                                                                                  -------
                                                                        Total       1,750 <-- should equal total number of
                                                                                  =======     loans in pool.








       CWABS 2006-1               DEAL NAME                           DATA

COLLATERAL CHARACTERISTICS   POOL BALANCE              $           $400,001,910.29
                             # OF LOANS                #                     1,750
                             AVG PRIN BALANCE          $               $228,572.52
                             GWAC                      %                     7.50%
                             WA NET RATE               %                     6.99%
                             WAM                       #                       360
                             SEASONING                 #                      0.84
                             SECOND LIENS              %                     0.00%
                             WA CLTV                   %                    84.46%
                             WA FICO                   #                    617.98
                             PREPAY PENALTIES          %                    78.97%
                             TOP ORIGINATOR          NAME     Countrywide
                             MASTER SERVICER         NAME     Countrywide
                             TRUSTEE                 NAME     Bank of New York
                             CREDIT RISK MANAGER     NAME
ARM CHARACTERISTICS          WAC (ARMS ONLY)           %                     7.50%
                             WAM (ARMS ONLY)           #                       360
                             WA MARGIN                 %                     6.62%
                             WA INITIAL CAP            %                     1.73%
                             WA PERIODIC CAP           %                     1.43%
                             WA CAP                    %                     6.88%
                             WA MONTHS TO ROLL         #                     30.08
LOAN TYPE                    FIXED                     %                     0.00%
                             BALLOONS                  %                     0.00%
                             2/28 ARMS                 %                    40.79%
                             3/27 ARMS                 %                    58.50%
                             OTHER HYBRID ARMS         %                     0.72%
INDEX                        1-MONTH LIBOR             %                     0.00%
                             6-MONTH LIBOR             %                   100.00%
                             OTHER INDEX               %                     0.00%
LOAN PURPOSE                 PURCHASE                  %                    33.85%
                             CASH-OUT REFI             %                    64.13%
                             RATE-TERM REFI            %                     2.02%
                             DEBT CONSOLIDATION        %
OCCUPANCY STATUS             OWNER                     %                    95.00%
                             SECOND HOME               %                     1.17%
                             INVESTOR                  %                     3.83%
PROPERTY TYPE                SINGLE FAMILY             %                    68.70%
                             2-4 FAMILY                %                     7.13%
                             PUD                       %                    18.29%
                             MH                        %                     0.00%
                             CONDO                     %                     5.89%
DOC TYPE                     FULL DOC                  %                    55.40%
                             STATED DOC                %                    44.60%
                             LIMITED DOC               %                     0.00%
                             NO DOC                    %                     0.00%
MI DATA                      MI FLAG                  Y/N     N
                             % OF POOL COVERED         %                     0.00%
                             EFFECTIVE LTV             %                    77.78%
FICO DISTRIBUTION            FICO <460                 %
                             FICO 460-479              %
                             FICO 480-499              %
                             FICO 500-519              %                     5.02%
                             FICO 520-539              %                     5.90%
                             FICO 540-559              %                     8.51%
                             FICO 560-579              %                    10.32%
                             FICO 580-599              %                    12.12%
                             FICO 600-619              %                    12.60%
                             FICO 620-639              %                    12.29%
                             FICO 640-659              %                     8.97%
                             FICO 660-679              %                     5.80%
                             FICO 680-699              %                     5.08%
                             FICO 700-719              %                     5.18%
                             FICO 720-739              %                     3.29%
                             FICO 740-759              %                     2.13%
                             FICO >760                 %                     2.80%
WA DTI                                                 #
DTI DISTRIBUTION             DTI <10.00                %
                             DTI 10.00-19.99           %
                             DTI 20.00-29.99           %
                             DTI 30.00-39.99           %
                             DTI 40.00-49.99           %
                             DTI 50.00-59.99           %
                             DTI 60.00-69.99           %
LTV DISTRIBUTION             LTV <20                   %
                             LTV 20.01-30              %
                             LTV 30.01-40              %                     0.19%
                             LTV 40.01-50              %                     1.17%
                             LTV 50.01-60              %                     5.22%
                             LTV 60.01-70              %                    15.77%
                             LTV 70.01-80              %                    51.46%
                             LTV 80.01-90              %                    21.82%
                             LTV 90.01-100             %                     4.37%
                             LTV >100                  %




                                                                                             1ST      % WITH
WACLTV         WA SS CLTV      WAFICO      WAC        % BAL.     PURCH %    INVT PROP %     LIEN %    S.2NDS
-------------------------------------------------------------------------------------------------------------

80-85%             83.09%      578.18     7.96%        0.98%       0.00%          0.26%      0.98%      0.98%
85-90%             89.55%      555.01     8.02%        0.35%       0.00%          0.00%      0.35%      0.35%
90-95%             92.58%      653.95     6.92%        3.41%       1.59%          0.00%      3.41%      3.41%
95-100%            99.69%      665.78     7.10%       95.26%      73.62%          0.19%     95.26%     95.26%


                               FULL                                        % WITH
WACLTV           CA%          DOC %       IO%      DTI%     DTI% > 45        MI
---------------------------------------------------------------------------------

80-85%          0.63%          0.18%     0.00%                              0.00%
85-90%          0.12%          0.12%     0.23%                              0.00%
90-95%          1.43%          1.65%     2.17%                              0.00%
95-100%        41.94%         47.42%    56.33%                              0.00%




                                                                 INVT                      % WITH
SSCLTV          WAFICO         WAC      % BAL.      PURCH %      PROP %    1ST LIEN %      S.2NDS        CA%
--------------------------------------------------------------------------------------------------------------

80-85%          578.18       7.96%       0.98%        0.00%       0.26%         0.98%        0.98%       0.63%
85-90%          555.01       8.02%       0.35%        0.00%       0.00%         0.35%        0.35%       0.12%
90-95%          653.95       6.92%       3.41%        1.59%       0.00%         3.41%        3.41%       1.43%
95-100%         665.78       7.10%      95.26%       73.62%       0.19%        95.26%       95.26%      41.94%


                                                              % WITH
SSCLTV          FULL DOC %     IO%     DTI %   DTI% > 45        MI
--------------------------------------------------------------------

80-85%              0.18%     0.00%                            0.00%
85-90%              0.12%     0.23%                            0.00%
90-95%              1.65%     2.17%                            0.00%
95-100%            47.42%    56.33%                            0.00%




                                                                                    % OF
                                                    # OF        AGG PRINCIPAL     PRINCIPAL
                                                    LOANS          BALANCE         BALANCE      GWAC    WA CLTV   WA FICO
                                                    ---------------------------------------------------------------------

LOAN BALANCE DISTRIBUTION   $ 0-25,000
                            $ 25,001-50,000
                            $ 50,001-75,000            68       $4,358,519.30          1.09    $8.86      93.18       599
                            $ 75,001-100,000          103       $9,007,281.15          2.25    $7.96      89.03       597
                            $ 100,001-150,000         254      $32,594,309.48          8.15    $7.81      88.32       604
                            $ 150,001-200,000         384      $67,675,132.20         16.92    $7.83      80.46       592
                            $ 200,001-250,000         340      $76,182,966.30         19.05    $7.67      82.33       605
                            $ 250,001-300,000         230      $63,422,075.22         15.86    $7.53      83.66       612
                            $ 300,001-350,000         141      $45,865,782.00         11.47    $7.10      85.75       631
                            $ 350,001-400,000         111      $41,815,819.10         10.45    $7.03      87.73       645
                            $ 400,001-450,000          41      $17,526,032.94          4.38    $6.96      82.68       654
                            $ 450,001-500,000          36      $17,080,653.21          4.27    $7.04      85.87       648
                            $ 500,001-550,000          20      $10,522,551.83          2.63    $7.34       88.1       659
                            $ 550,001-600,000          11       $6,312,462.00          1.58    $7.19      90.28       656
                            $ 600,001-650,000          8        $5,128,000.00          1.28    $8.25      83.47       640
                            $ 650,001-700,000
                            $ 700,001-750,000
                            $ 750,001-800,000          2        $1,525,000.00          0.38    $7.68      94.98       704
                            $ 800,001-850,000
                            $ 850,001-900,000
                            $ 900,001-950,000
                            $ 950,001-1,000,000        1          $985,325.56          0.25    $6.27         90       640
                            > $ 1,000,001




                                      # OF
  TOP 5 STATES     % OF TOTAL BAL     LOANS       LOAN BAL      AVG LOAN BAL     WA LTV    % WITH 2ND     WA FICO
-----------------------------------------------------------------------------------------------------------------

CA                          32.48       410      129,930,876         316,905      75.21             0      643.51
FL                           16.9       309       67,602,672         218,779      79.44             0      606.61
AZ                           7.62       141       30,495,430         216,280      76.33             0      592.51
VA                           5.26        99       21,024,624         212,370      79.46             0       601.2
NY                           4.98        69       19,927,524         288,805       75.6             0       645.8




                                                                                                               INVT
ORIGINATOR/ SOURCE        WA LTV      WA CLTV     WA SS CLTV         FICO      WAC       % BAL.    PURCH %     PROP %    1ST LIEN %
-----------------------------------------------------------------------------------------------------------------------------------

Countrywide               77.78%       84.46%         99.03%       617.98     7.50%     100.00%     33.85%      3.83%       100.00%
Name 2
Name 3
Name 4


                         % WITH              FULL                                         % WITH
ORIGINATOR/ SOURCE       S.2NDS      CA%      DOC %       IO%      DTI%    DTI% > 45        MI
------------------------------------------------------------------------------------------------

Countrywide              34.24%    32.48%    55.40%     37.97%                             0.00%
Name 2
Name 3
Name 4




                                                                                                               INVT
DOCUMENTATION              WALTV       WACLTV     WA SS CLTV       WAFICO      WAC       % BAL.    PURCH %     PROP %    1ST LIEN %
-----------------------------------------------------------------------------------------------------------------------------------

Full Doc                  78.71%       84.60%         99.13%       606.64     7.34%      55.40%     14.84%      2.91%        55.40%
Stated Doc                76.64%       84.29%         98.93%       632.07     7.70%      44.60%     19.01%      0.93%        44.60%
Limited Doc
No Doc


                         % WITH              FULL                                         % WITH
DOCUMENTATION            S.2NDS      CA%      DOC %       IO%      DTI%    DTI% > 45       MI
------------------------------------------------------------------------------------------------

Full Doc                 16.85%    15.34%    55.40%     22.37%                             0.00%
Stated Doc               17.39%    17.14%     0.00%     15.60%                             0.00%
Limited Doc
No Doc


AGGREGATE LOANS (FIRST LIEN ONLY): IN SPECIFIC BUCKET



                                                                                                                        % SECOND
                                                                                                                          LIEN
                                                                             % OWNER                                  (SIMULTANEOUS
FICO               % OF TOTAL DEAL    AVG LTV     MAX LTV     % FULL DOC       OCC        % IO      WAC    MARGIN       OR SILENT)
-----------------------------------------------------------------------------------------------------------------------------------

520-539                         6%     70.67%       95.00%        66.94%      96.68%      0.56%    8.42%      6.93%            1.73%
540-559                         9%     73.27%       95.00%        60.06%      99.46%      2.49%    8.02%      6.86%            8.46%
560-579                        10%     77.29%      100.00%        65.85%      95.29%     28.19%    7.87%      6.87%            6.37%
580-599                        12%     77.32%      100.00%        62.68%      94.45%     32.92%    7.63%      6.64%           22.93%
600-619                        13%     79.20%      100.00%        65.05%      94.88%     46.43%    7.27%      6.49%           26.79%
620-639                        12%     80.02%      100.00%        49.56%      95.91%     50.49%    7.33%      6.54%           43.70%
640-659                         9%     80.39%      100.00%        49.60%      94.11%     41.22%    7.10%      6.43%           47.25%
660-679                         6%     79.75%      100.00%        49.98%      92.77%     68.98%    6.86%      6.32%           58.15%
680-699                         5%     80.91%      100.00%        44.29%      95.89%     62.04%    6.90%      6.27%           76.63%
700-719                         5%     80.37%      100.00%        29.99%      92.51%     61.93%    7.20%      6.56%           67.51%
720-739                         3%     81.54%       95.00%        40.04%      95.51%     57.18%    6.97%      6.34%           65.00%
740-759                         2%     81.90%       95.00%        51.44%      78.97%     57.44%    7.12%      6.59%           71.93%
760-779                         2%     82.25%      100.00%        26.01%      91.48%     61.20%    7.21%      6.72%           78.29%
780-800                         1%     80.00%       80.00%        28.29%     100.00%     56.28%    6.86%      6.32%          100.00%
800+                            0%     80.00%       80.00%        28.02%     100.00%      0.00%    6.48%      5.76%          100.00%
TOTALS (OF DEAL)              100%     77.78%      100.00%        55.40%      95.00%     37.97%    6.99%      6.62%           34.24%


AGGREGATE LOANS (SECOND LIEN ONLY)



                                                                             % OWNER
FICO               % OF TOTAL DEAL    AVG LTV     MAX LTV     % FULL DOC       OCC         % IO      WAC    MARGIN
------------------------------------------------------------------------------------------------------------------

520-539
540-559
560-579
580-599
600-619
620-639
640-659
660-679
680-699
700-719
720-739
740-759
760-779
780-800
800+


IF SECONDS IN DEAL:

Second Lien Loans

FRM %                    0.00%
ARM %                    0.00%

CREDIT ENHANCEMENT:
                        SUBORDINATION %

                        INITIAL OC %

                        TARGET OC % BEFORE STEPDOWN

                        TARGET OC % AFTER STEPDOWN

                        INITIAL EXCESS INTEREST

                        OTHER CE %

DERIVATIVES:

TRIGGERS:
                        DELINQUENCY TRIGGER

                        CUM LOSS TRIGGER




--------------------------------------------------------------------------------
Please provide a breakdown of percentages for each cell of the matrix for loans
that fall within the appropriate category brokendown between loans with MI and
loans without MI as well as the loan count for each breakdown in the matrices
below. The sum of the percentages for the with MI and without MI percentages
should equal 100%. The sum of the loans in the matrices below should equal the
number of loans in the pool. If FICO is not available for loan, default to <450
bucket. If deal does not have MI, provide data for the entire pool in the "Loans
without MI" matrix.
--------------------------------------------------------------------------------



PERCENTAGE BY RANGE                                                     LOANS WITHOUT MI
                                                                             FICOS
                             Less Than  450    451-500    501-550     551-600      601-650     651-700    701-750   Greater Than 750
------------------------------------------------------------------------------------------------------------------------------------

                    <20
                   20-30
                   30-40
                   40-50
         LTVS      50-60
                   60-70
                   70-80
                   80-90
                  90-100
                   >100




                                                                      LOANS WITH MI
                                                                          FICOS
                             Less Than  450    451-500    501-550     551-600      601-650     651-700    701-750   Greater Than 750
------------------------------------------------------------------------------------------------------------------------------------

                     <20            0             0          0           0            0           0           0           0
                    20-30           0             0          0           0            0           0           0           0
                    30-40           0             0        0.189         0            0           0           0           0
                    40-50           0             0        0.391       0.465        0.065         0         0.112         0
         LTVS       50-60           0             0        2.348       1.746        0.968       0.168         0           0
                    60-70           0           0.062      4.308       4.78         3.288       0.547       0.106         0
                    70-80           0             0        4.13        5.841        5.529       2.214       0.774       0.047
                    80-90           0           0.019      3.316       9.159       15.289       9.147       7.865       3.169
                   90-100           0             0        0.93        4.532        4.839       1.402       0.567       0.301
                    >100            0             0        0.018       0.217        0.668       0.231       0.079       0.173





LOAN COUNT                                                            LOANS WITHOUT MI
                                                                           FICOS
                             Less Than  450    451-500    501-550     551-600      601-650     651-700    701-750   Greater Than 750
------------------------------------------------------------------------------------------------------------------------------------

                    <20
                   20-30
                   30-40
                   40-50
         LTVS      50-60
                   60-70
                   70-80
                   80-90
                  90-100
                   >100
                     #




                                                                       LOANS WITH MI
                                                                           FICOS
                             Less Than  450    451-500    501-550     551-600      601-650     651-700    701-750   Greater Than 750
------------------------------------------------------------------------------------------------------------------------------------

                     <20            0             0           0           0            0           0          0           0
                    20-30           0             0           0           0            0           0          0           0
                    30-40           0             0           3           0            0           0          0           0
                    40-50           0             0           8           8            2           0          1           0
         LTVS       50-60           0             0          42          28           14           3          0           0
                    60-70           0             1          79          78           49           8          1           0
                    70-80           0             0          86          99           82          32         13           1
                    80-90           0             1          69          192          264         138        105         40
                   90-100           0             0          21          101          108         24         10           4
                    >100            0             0           1           9           16           6          1           2




                        # OF                    % OF
                      MORTGAGE     PRIN.      PRINCIPAL             % OWNER                                               COVERAGE
FIRST LIEN LOANS:      LOANS      BALANCE      BALANCE      WAC    OCCUPANCY    %ARM      FICO        CLTV     %FULL DOC   DOWN TO:
-----------------------------------------------------------------------------------------------------------------------------------

LESS THAN 60.01%         112     26,304,390      6.58       7.74      0.06      0.07      565.00       54.09      0.03
80.01 TO 85.00%
With MI:
Without MI:              155     36,775,635      9.19       7.66      0.08      0.09      607.00       84.69      0.06
85.01 TO 90.00%
With MI:
Without MI:              254     50,514,393     12.63       8.09      0.11      0.13      617.00       89.69      0.08
90.01 TO 95.00%
With MI:
Without MI:               72     11,693,254      2.92       8.48      0.03      0.03      606.00       94.54      0.02
95.01 TO 100.00%
With MI:
Without MI:               38      5,796,303      1.45       7.93      0.01      0.01      652.00       99.88      0.01

  TOTAL (FIRST LIEN)     631     131,083,975    32.77     259.74      2.65      2.98   19,803.66    2,687.87      1.82





--------------------------------------------------------------------------------
Please fill out chart with the appropriate characteristics for each rep line.
Please not % of total IO should add up to 100%. Columns G, I, J, L, and M refer
to % within the specific product type so they should not sum to 100%.
--------------------------------------------------------------------------------




                                                                                                  % OF
                                        NUMBER OF                   AVG. LOAN     % OF TOTAL      TOTAL
     PRODUCT TYPE        WA IO TERM       LOANS      LOAN BALANCE    BALANCE          IO          POOL       WA FICO
--------------------------------------------------------------------------------------------------------------------

 2/28 ARM 24 MONTH IO        na               187      54,659,313     292,296          35.99     13.665          658
 2/28 ARM 36 MONTH IO        na
 2/28 ARM 60 MONTH IO        na                53      14,472,639     273,069          9.529      3.618          656
2/28 ARM 120 MONTH IO        na
 3/27 ARM 24 MONTH IO        na
 3/27 ARM 36 MONTH IO        na               282      74,828,610     265,350          49.27     18.707          643
 3/27 ARM 60 MONTH IO        na                33       7,914,673     239,839          5.211      1.979          631
 5/25 ARM 60 MONTH IO        na
     30 FIXED IO
     15 FIXED IO
       OTHER IO
       TOTALS:               35               555     151,875,235     273,649            100     37.969          649


                                        % OWNER           %           %                    % FULL
     PRODUCT TYPE         WA LTV        OCCUPIED       PURCHASE    INVESTOR     WA DTI       DOC
-------------------------------------------------------------------------------------------------

 2/28 ARM 24 MONTH IO       80.7          96.114         60.261       3.664                54.716
 2/28 ARM 36 MONTH IO
 2/28 ARM 60 MONTH IO     76.646             100         47.644           0                40.259
2/28 ARM 120 MONTH IO
 3/27 ARM 24 MONTH IO
 3/27 ARM 36 MONTH IO     79.541          95.068         39.589       3.883                64.855
 3/27 ARM 60 MONTH IO     79.392          96.525         40.305       3.475                65.791
 5/25 ARM 60 MONTH IO
     30 FIXED IO
     15 FIXED IO
       OTHER IO
       TOTALS:            79.674          95.991         47.834       3.413                58.911


--------------------------------------------------------------------------------
Please fill out with total value dollars for loans in the pool that fall into
each cell of the matrix.
--------------------------------------------------------------------------------




                                                       INITIAL PERIODIC CAPS
-----------------------------------------------------------------------------------------------------------------------------------
     PRODUCT TYPE          1.00%           1.50%          2.00%        2.50%      3.00%        3.50%    4.00%      4.50%      5.00%
-----------------------------------------------------------------------------------------------------------------------------------

 2/28 ARM 24 MONTH IO     311,500.00   50,193,153.35                           4,154,660.03
 2/28 ARM 36 MONTH IO
 2/28 ARM 60 MONTH IO                   2,452,150.00   3,171,483.00            8,849,006.00
2/28 ARM 120 MONTH IO
 3/27 ARM 24 MONTH IO
 3/27 ARM 36 MONTH IO     200,000.00   70,781,224.70                           3,847,384.99
 3/27 ARM 60 MONTH IO                   1,646,687.00     848,500.00            5,419,486.00
 5/25 ARM 60 MONTH IO
       OTHER IO




                                                                                                        % SECOND LIEN
               % OF TOTAL                                                                               (SIMULTANEOUS
FICO              DEAL           AVG LTV       MAX LTV   % FULL DOC   % OWNER OCC     WAC     MARGIN     OR SILENT)
---------------------------------------------------------------------------------------------------------------------

520-539             0.09%         80.00%        80.00%      100.00%       100.00%   8.43%      8.43%            0.00%
540-559             0.56%         76.85%        90.00%       38.31%       100.00%   7.28%      6.46%           27.41%
560-579             7.66%         75.49%        95.00%       76.61%        97.89%   7.56%      6.62%            6.69%
580-599            10.50%         76.98%        95.00%       80.08%        97.70%   7.33%      6.32%           30.74%
600-619            15.41%         79.48%       100.00%       78.15%        93.76%   7.05%      6.34%           35.91%
620-639            16.33%         79.62%       100.00%       55.21%        98.57%   7.09%      6.39%           55.35%
640-659             9.74%         81.41%       100.00%       50.63%        97.61%   6.90%      6.25%           59.66%
660-679            10.54%         79.71%        90.00%       49.16%        93.56%   6.86%      6.29%           70.37%
680-699             8.31%         80.33%        90.00%       51.79%        98.86%   6.90%      6.20%           76.65%
700-719             8.45%         81.82%       100.00%       40.06%        91.20%   7.18%      6.50%           65.67%
720-739             4.95%         81.71%        95.00%       48.63%        96.45%   6.98%      6.25%           63.47%
740-759             3.22%         80.63%        85.00%       56.14%        87.48%   7.06%      6.50%           79.62%
760-779             2.91%         83.41%       100.00%       31.38%        97.19%   7.18%      6.63%           71.42%
780-800             1.25%         80.00%         0.80        20.73%       100.00%   6.86%      6.28%          100.00%
800+





      DEBT TO INCOME OF IO
         MORTGAGE LOANS
     COLLATERAL AS OF DATE:



                                                                                            AVG            WA         WA        WA
                                                              ---------------------------------------------------------------------
                                             AGGREGATE           % OF AGGREGATE
                              NUMBER     PRINCIPAL BALANCE    IO PRINCIPAL BALANCE
  DEBT TO INCOME BUCKETS     OF LOANS    AS OF CUT-OFF DATE    AS OF CUT-OFF DATE     CURRENT BALANCE   GROSS CPN   COMBLTV    FICO
-----------------------------------------------------------------------------------------------------------------------------------

<= 0.00
0.01 - 10.00
10.01 - 20.00
20.01 - 30.00
30.01 - 40.00
40.01 - 50.00
50.01 - 60.00
60.01 - 70.00
70.01 - 80.00
80.01 - 90.00
90.01 - 100.00
> 100.00
UNKNOWN
TOTAL:




--------------------------------------------------------------------------------
                                           AGGREGATE          % OF AGGREGATE
                           NUMBER      PRINCIPAL BALANCE    IO PRINCIPAL BALANCE
  TYPE OF IO              OF LOANS    AS OF CUT-OFF DATE     AS OF CUT-OFF DATE
--------------------------------------------------------------------------------

24                             187        $54,659,313.38                  35.99%
36                             282        $74,828,609.69                  49.27%
60                              86        $22,387,312.00                  14.74%
TOTAL:                         555       $151,875,235.07                 100.00%






       FICO SCORES OF IO
         MORTGAGE LOANS
     COLLATERAL AS OF DATE:



                                                                                            AVG            WA         WA        WA
                                                              ---------------------------------------------------------------------
                                             AGGREGATE           % OF AGGREGATE
                              NUMBER     PRINCIPAL BALANCE    IO PRINCIPAL BALANCE
    FICO SCORES BUCKETS      OF LOANS    AS OF CUT-OFF DATE    AS OF CUT-OFF DATE     CURRENT BALANCE   GROSS CPN   COMBLTV    FICO
-----------------------------------------------------------------------------------------------------------------------------------

<= 540                              2           $257,800.00                0.17%          $128,900.00       8.89%    82.44%     515
541 - 560                           6         $1,303,512.00                0.86%          $217,252.00       7.33%    74.79%     551
561 - 580                          48        $11,801,779.50                7.77%          $245,870.41       7.56%    77.10%     570
581 - 600                          77        $16,866,583.20               11.11%          $219,046.54       7.30%    83.32%     590
601 - 620                          97        $24,211,875.03               15.94%          $249,606.96       7.09%    87.50%     611
621 - 640                          84        $23,619,102.48               15.55%          $281,179.79       7.05%    90.21%     630
641 - 660                          52        $15,076,116.07                9.93%          $289,925.31       6.89%    93.38%     650
661 - 680                          54        $15,926,660.43               10.49%          $294,938.16       6.84%    92.91%     670
681 - 700                          42        $12,064,371.28                7.94%          $287,246.94       6.91%    96.90%     690
701 - 720                          39        $12,769,132.03                8.41%          $327,413.64       7.18%    95.11%     711
721 - 740                          21         $6,774,935.60                4.46%          $322,615.98       6.99%    93.61%     730
741 - 760                          16         $5,574,349.01                3.67%          $348,396.81       7.00%    96.11%     749
> 760                              17         $5,629,018.44                3.71%          $331,118.73       7.14%    98.19%     776
UNKNOWN                             0                 $0.00                0.00%                $0.00       0.00%     0.00%       0
TOTAL:                            555       $151,875,235.07              100.00%          $273,649.07       7.09%    90.05%     649







                     % of pool  average LTV  CLTV above 80%  CLTV above 90%  % full doc  % owner occ  ave wac  % below 100k
                     ------------------------------------------------------------------------------------------------------

A  FICO below 600       41.86%       74.42%          90.99%          97.85%      26.80%       40.30%    8.00%      1.71%
   FICO below 580       29.75%       73.24%          89.33%          96.84%      19.20%       28.86%    8.15%      0.98%
   FICO below 560       19.43%       71.09%          88.53%          96.97%      12.41%       19.03%    8.30%      0.65%



                     % above 500k     % IO       ave DTI      DTI > 45%
                     --------------------------------------------------

A  FICO below 600           1.56%     7.17%
   FICO below 580           0.86%     3.19%
   FICO below 560           0.56%     0.28%




                     % of pool  average LTV    FICO <600     FICO < 575    % full doc  % owner occ  ave wac  % below 100k
                     ----------------------------------------------------------------------------------------------------

B  LTV above 85%        17.00%       91.30%          572         555.77        11.37%       15.20%    8.14%         1.46%
   LTV above 90%         4.37%       96.26%          574         561.09         0.00%        4.26%    8.30%         0.63%
   LTV above 95%         1.45%       99.88%          580         553.43         0.95%        1.45%    7.93%         0.32%



                     % above 500k   % IO     ave DTI   DTI > 45%  CLTV above 80%   CLTV > 90%
                     ------------------------------------------------------------------------

B  LTV above 85%            1.63%     5.34%                               91.39%       96.35%
   LTV above 90%            0.29%     1.51%                               96.31%       96.31%
   LTV above 95%            0.14%     0.67%                               99.88%       99.88%




                     % of pool  average LTV    FICO <600       FICO < 575    % full doc  % owner occ  ave wac  % below 100k
                     ------------------------------------------------------------------------------------------------------

C    DTI > 40%
     DTI > 45%
     DTI > 50%
    Average DTI


                     % above 500k   % IO     ave DTI    DTI > 45%  CLTV above 80%   CLTV > 90%
                     -------------------------------------------------------------------------

C    DTI > 40%
     DTI > 45%
     DTI > 50%
    Average DTI




D                    % of pool  average LTV   FICO <600       FICO < 575     % full doc  % owner occ  ave wac  % below 100k
                     ------------------------------------------------------------------------------------------------------

   Non Owner Occ         3.83%       80.41%             569          542.40       2.91%        0.00%    8.20%         0.25%
    Stated Docs         44.60%       76.64%             559          543.58       0.00%       43.06%    7.70%         0.57%
  Loans below 100k       3.27%       84.79%             563          541.04       2.70%        2.96%    8.28%         3.27%
      IO Loans          37.97%       79.67%             579          563.89      22.37%       36.45%    7.09%         0.41%



D                    % above 500k   % IO     ave DTI    DTI > 45%   LTV > 80%  CLTV > 90%
                     --------------------------------------------------------------------

   Non Owner Occ          0.48%      1.30%                             88.74%      96.12%
    Stated Docs           2.45%     15.60%                             95.59%      99.60%
  Loans below 100k        0.00%      0.41%                             94.59%      98.69%
      IO Loans            3.17%     37.97%                             96.15%      99.35%


E  When do IOs reset



                                                                                          REMAINING
   MONTHS TO NEXT RESET (ARMS ONLY)  COUNT     BALANCE ($)      % OF BALANCE     WAC        TERM           WA CLTV    WA FICO
-----------------------------------------------------------------------------------------------------------------------------

   0 - 5                                 0        $0.00                0.00%    0.00%            0.00        0.00%          0
   6 - 11                                0        $0.00                0.00%    0.00%            0.00        0.00%          0
   12 - 17                               1     $380,000.00             0.09%    5.75%          350.00      100.00%        751
   18 - 23                              76    $22,264,864.78           5.57%    6.84%          357.85       89.27%        658
   24 - 29                             166    $47,233,837.60          11.81%    7.22%          359.89       91.63%        657
   30 - 35                              83    $21,210,938.69           5.30%    7.02%          357.40       89.06%        649
   36 - 41                             229    $60,785,594.00          15.20%    7.11%          360.00       89.40%        639
   42 - 53                               0        $0.00                0.00%    0.00%            0.00        0.00%          0
   54 - 59                               0        $0.00                0.00%    0.00%            0.00        0.00%          0
   60+                                   0        $0.00                0.00%    0.00%            0.00        0.00%          0
   TOTAL:                              555   $151,875,235.00          37.97%    7.09%          359.00       90.05%        649


F   Is DTI off current mortgage rate for IO

G  Summary of pool per grades



                                                                                           REMAINING
   CREDIT GRADE                      COUNT     BALANCE ($)      % OF BALANCE     WAC         TERM         WA LTV     WA FICO
-----------------------------------------------------------------------------------------------------------------------------

   A                                  1208   $288,630,650.21          72.16%    7.32%          359.06       79.21%        634
   A-                                   77    $18,237,952.93           4.56%    7.95%          359.09       74.40%        586
   B                                   139    $30,041,984.55           7.51%    7.80%          359.46       71.74%        563
   C                                   166    $33,134,958.97           8.28%    8.12%          359.58       74.74%        575
   C-                                  133    $24,780,981.77           6.20%    7.92%          359.38       77.68%        593
   D                                    27    $5,175,381.86            1.29%    8.31%          359.72       65.22%        557
   TOTAL:                             1750     $400,001,910          100.00%    7.50%      359.161041       77.78%  617.97975


H  What are top 10 cities and average strats for each



   TOP 10 CITIES OF OVERALL POOL     LOANS     BALANCE ($)      % OF BALANCE    RATE (%)    (MONTHS)         LTV       SCORE
-----------------------------------------------------------------------------------------------------------------------------

   LOS ANGELES                          48    $14,569,758.38           3.64%      6.92%        359.36       73.81%        640
   MIAMI                                41    $9,990,854.22            2.50%      7.78%        358.99       79.97%        616
   CHICAGO                              34    $7,420,332.09            1.86%      8.16%        359.76       80.68%        604
   PHOENIX                              38    $7,291,389.02            1.82%      7.68%        359.02       77.77%        594
   LAS VEGAS                            27    $6,273,863.79            1.57%      7.76%        359.20       76.75%        618
   LANCASTER                            18    $4,641,837.00            1.16%      6.62%        359.96       79.58%        668
   BAKERSFIELD                          19    $4,100,194.44            1.03%      7.14%        359.28       76.53%        631
   STOCKTON                             15    $4,090,940.78            1.02%      6.88%        359.10       78.77%        658
   CHANDLER                             16    $3,614,272.86            0.90%      7.58%        359.18       70.35%        583
   ORLANDO                              17    $3,389,461.18            0.85%      7.73%        359.28       79.72%        613
   TOTAL:                              273     $65,382,904            16.35%      7.43%    359.302952       77.26%  622.89934


I  What % of pool are LTV above 90% and stated doc, IO, FICO below 600 or NOO?



                                                                                                         % NON-    % FICO LESS
                                                                                % STATED                  OWNER        THAN
   LTV > 90                      LOANS   BALANCE ($)  % OF BALANCE    RATE (%)   DOCTYPE    % IO LOANS   OCCUPIED       600
------------------------------------------------------------------------------------------------------------------------------

                                   0        $0.00         0.00%        0.00%      0.00%       0.00%       0.00%        0.00%


J  What is max LTV for stated income and minimum FICO for stated income?
   MAX LTV, STATED INC.                              100.00%
   MIN FICO, STATED INC.                                 502

K  What is min FICO for loans above 90% LTV
   MIN Fico for ltv greater than 90:                     778
   MAX Fico for ltv greater than 90:                     516

L  Seasoning hisotry - any over 3m?

M  Excess spread?

N  what is available funds cap schedule at forwards +200, fixed prepay at 50%
   CPR, ARM pay at 125% CPR




REQUEST #1
PMI PERCENTAGE BY CLTV           0.00%

REQUEST #2
2nd Lien percentage              0.00%

REQUEST #3
COMBINED LTV TABLE*            * COMBINED LTV CALCULATED WITH BOTH 1ST LIEN AND
                                 SILENT 2ND LIEN INCLUDED IF THERE IS ANY SILENT
                                 2ND ON THE 1ST LIEN.



                                       NUMBER OF
            RANGE OF ORIGINAL          MORTGAGE      AGGREGATE PRINCIPAL       PERCENT OF          WEIGHTED
     COMBINED LOAN-TO-VALUE RATIOS*      LOANS       BALANCE OUTSTANDING      MORTGAGE POOL     AVERAGE COUPON
---------------------------------------------------------------------------------------------------------------

50% or less                                   23          $  5,262,356.83             1.32%             8.32%
50.01% to 55%                                 28          $  7,212,729.45             1.80%             7.77%
55.01% to 60%                                 59          $ 13,502,304.08             3.38%             7.52%
60.01% to 65%                                120          $ 28,595,892.99             7.15%             7.50%
65.01% to 70%                                142          $ 33,590,497.39             8.40%             7.46%
70.01% to 75%                                125          $ 29,211,420.90             7.30%             7.63%
75.01% to 80%                                187          $ 43,154,664.57            10.79%             7.43%
80.01% to 85%                                158          $ 37,507,544.43             9.38%             7.67%
85.01% to 90%                                254          $ 51,538,547.42            12.88%             8.07%
90.01% to 95%                                103          $ 19,889,709.71             4.97%             7.86%
95.01% to 100%                               551          $130,536,242.52            32.63%             7.14%
Total:                                     1,750          $400,001,910.29           100.00%             7.50%



                                                                               WEIGHTED
                                        WEIGHTED                               AVERAGE
            RANGE OF ORIGINAL         AVERAGE CREDIT     AVERAGE PRINCIPAL     ORIGINAL      PERCENT
     COMBINED LOAN-TO-VALUE RATIOS*       SCORE         BALANCE OUTSTANDING  COMBINED LTV    FULL DOC    PERCENT IO
--------------------------------------------------------------------------------------------------------------------

50% or less                                    559           $228,798.12        45.06%         0.50%        0.11%
50.01% to 55%                                  555           $257,597.48        53.24%         0.90%        0.26%
55.01% to 60%                                  572           $228,852.61        57.58%         1.66%        0.53%
60.01% to 65%                                  574           $238,299.11        63.24%         3.65%        1.28%
65.01% to 70%                                  578           $236,552.80        68.48%         4.70%        2.47%
70.01% to 75%                                  576           $233,691.37        73.72%         3.62%        1.39%
75.01% to 80%                                  601           $230,773.61        79.39%         6.56%        3.10%
80.01% to 85%                                  606           $237,389.52        84.41%         5.82%        3.58%
85.01% to 90%                                  618           $202,907.67        89.59%         7.82%        3.95%
90.01% to 95%                                  617           $193,103.98        94.42%         3.88%        1.98%
95.01% to 100%                                 667           $236,907.88        99.88%        16.28%       19.32%
Total:                                         618           $228,572.52        84.46%        55.40%       37.97%


REQUEST #4
DEBT-TO-INCOME TABLE



                                       NUMBER OF
            RANGE OF ORIGINAL          MORTGAGE       AGGREGATE PRINCIPAL       PERCENT OF          WEIGHTED
          DEBT-TO-INCOME RATIOS         LOANS        BALANCE OUTSTANDING      MORTGAGE POOL     AVERAGE COUPON
---------------------------------------------------------------------------------------------------------------

0 - 20.00
20.01 - 25.00
25.01 - 30.00
30.01 - 35.00
35.01 - 40.00
40.01 - 45.00
45.01 - 50.00
50.01 - 55.00
55.01 or greater
Total:



                                                                               WEIGHTED
                                        WEIGHTED                               AVERAGE
            RANGE OF ORIGINAL         AVERAGE CREDIT     AVERAGE PRINCIPAL     ORIGINAL      PERCENT
          DEBT-TO-INCOME RATIOS           SCORE         BALANCE OUTSTANDING  COMBINED LTV    FULL DOC    PERCENT IO
---------------------------------------------------------------------------------------------------------------------

0 - 20.00
20.01 - 25.00
25.01 - 30.00
30.01 - 35.00
35.01 - 40.00
40.01 - 45.00
45.01 - 50.00
50.01 - 55.00
55.01 or greater
Total:


IO TERM BY PRODUCT TYPE



----------------------------------------------------------------------------------------------------------------------------
             PRODUCT TYPE                                 NON-IO       24 MO IO       36 MO IO      60 MO IO      120 MO IO
----------------------------------------------------------------------------------------------------------------------------

Fixed Rate Balloon Loans
15 Year Fixed Loans
20 Year Fixed Loans
30 Year Fixed Loans
Six-Month LIBOR                                              0.66%          0.00%         0.00%         0.00%          0.00%
 2/28 LIBOR Loans (Six-Month LIBOR Index)                   23.50%         13.66%         0.00%         3.62%          0.00%
 2/28 LIBOR Balloon Loans (Six-Month LIBOR Index)
 2/1 LIBOR Loans (One-Year LIBOR Index)
 3/27 LIBOR Loans (Six-Month LIBOR Index)                   37.81%          0.00%        18.71%         1.98%          0.00%
 3/27 LIBOR Balloon Loans (Six-Month LIBOR Index)
 3/1 LIBOR Loans (One-Year LIBOR Index)
 5/25 LIBOR Loans (Six-Month LIBOR Index)                    0.06%          0.00%            0          0.00%          0.00%
 5/25 LIBOR Balloon Loans (Six-Month LIBOR Index)
 5/1 LIBOR Loans (One-Year LIBOR Index)
 etc.





ALL AVERAGE ARE WTG AVERAGES.

                         ORIGINATOR/    ORIGINATOR/   ORIGINATOR/
                          SOURCE 1       SOURCE 2      SOURCE 3      AGGREGATE
-------------------------------------------------------------------------------
Largest Servicer
FICO avg                                                                 617.98
FICO stdev                                                              62.2409
FICO < 500                                                                    0
FICO < 560                                                               0.1943
10th Percentile FICO
90th Percentile FICO
CLTV avg                                                                 0.8446
CLTV >80%                                                                0.5987
SS CLTV                                                                  0.9903
% With Silent 2nds                                                       0.3424
10th Percentile CLTV
90th Percentile CLTV
Full Doc %                                                                0.554
Loan Bal avg (000s)                                                   228572.52
DTI %
DTI >45%
Purch %                                                                  0.3385
Cash Out %                                                               0.6413
Fxd %                                                                         0
3 yr ARM >=                                                              0.5856
WAC                                                                       0.075
WAC stdev                                                                0.0114
1st Lien %                                                                    1
MI %                                                                          0
MI Insurer
CA %                                                                     0.3248
Sng Fam %                                                                 0.687
Invt Prop %                                                              0.0383
MH %                                                                          0
IO%                                                                      0.3797
2yr IO%                                                                  0.1728
IO non-full doc %                                                         0.156
2-4 Family %                                                             0.0713
Prim Occ                                                                   0.95
<$100K Bal %                                                             0.0327
2-yr Prepay Penalty %                                                    0.3822
Initial Target OC %
Total C/E% Aaa
Total C/E% Aa2
Total C/E% A2
Mth 37 Loss Trig
Moody's Base Case Loss
S&P single-B Loss
Fitch single-B Loss



                                                                                                             INVT
ORIGINATOR/ SOURCE        WALTV      WACLTV    WA SS CLTV        FICO       WAC      % BAL.      PURCH %    PROP %
-------------------------------------------------------------------------------------------------------------------

Name 1
Name 2
Name 3
Name 4                    77.78%      84.46%        99.03%      617.98      7.50%     100.00%      33.85%     3.83%
TOTAL:                    77.78%      84.46%        99.03%      617.98      7.50%     100.00%      33.85%     3.83%


                                     % WITH               FULL DOC                        DTI%   % WITH
ORIGINATOR/ SOURCE      1ST LIEN %   S.2NDS       CA%         %         IO%       DTI%    > 45      MI
-------------------------------------------------------------------------------------------------------

Name 1
Name 2
Name 3
Name 4                     100.00%    34.24%    32.48%     55.40%     37.97%                      0.00%
TOTAL:                     100.00%    34.24%    32.48%     55.40%     37.97%                      0.00%




                                                                                                             INVT
DOCUMENTATION             WALTV      WACLTV    WA SS CLTV      WAFICO       WAC      % BAL.      PURCH %    PROP %
-------------------------------------------------------------------------------------------------------------------

Full                      78.71%      84.60%        99.13%      606.64      7.34%      55.40%      14.84%     2.91%
Non-Full                  76.64%      84.29%        98.93%      632.07      7.70%      44.60%      19.01%     0.93%
Total                     77.78%      84.46%        99.03%      617.98      7.50%     100.00%      33.85%     3.83%


                                     % WITH               FULL DOC                        DTI%   % WITH
DOCUMENTATION           1ST LIEN %   S.2NDS       CA%         %         IO%       DTI%    > 45      MI
-------------------------------------------------------------------------------------------------------

Full                        55.40%    16.85%    15.34%     55.40%     22.37%                      0.00%
Non-Full                    44.60%    17.39%    17.14%      0.00%     15.60%                      0.00%
Total                      100.00%    34.24%    32.48%     55.40%     37.97%                      0.00%




                                                                                                             INVT
INTEREST ONLY             WALTV      WACLTV    WA SS CLTV      WAFICO       WAC      % BAL.      PURCH %    PROP %
-------------------------------------------------------------------------------------------------------------------

2-yr IO                   80.70%      92.46%        99.51%      658.42      7.14%      13.66%       8.23%     0.50%
Other IO                  79.10%      88.70%        99.34%      643.75      7.06%      24.30%       9.93%     0.80%
Non-IO                    76.63%      81.04%        98.50%      598.97      7.75%      62.03%      15.69%     2.54%
Total                     77.78%      84.46%        99.03%      617.98      7.50%     100.00%      33.85%     3.83%


                                     % WITH               FULL DOC                        DTI%   % WITH
INTEREST ONLY           1ST LIEN %   S.2NDS       CA%         %         IO%       DTI%    > 45      MI
-------------------------------------------------------------------------------------------------------

2-yr IO                     13.66%     8.04%     8.44%      7.48%     13.66%                      0.00%
Other IO                    24.30%    11.95%     9.88%     14.89%     24.30%                      0.00%
Non-IO                      62.03%    14.25%    14.16%     33.03%      0.00%                      0.00%
Total                      100.00%    34.24%    32.48%     55.40%     37.97%                      0.00%




                                                                                                             INVT
FICO                      WALTV      WACLTV    WA SS CLTV      WAFICO       WAC      % BAL.      PURCH %    PROP %
-------------------------------------------------------------------------------------------------------------------

0-499
500-559                   71.09%      71.83%        91.36%      533.27      8.30%      19.43%       1.51%     0.24%
560-599                   77.30%      80.25%        97.79%      579.96      7.74%      22.44%       3.57%     0.70%
600-639                   79.61%      86.51%        99.36%      619.03      7.30%      24.89%       6.89%     1.01%
640-679                   80.14%      90.13%        98.92%      655.56      7.00%      14.77%       6.92%     0.64%
680>=                     81.07%      95.58%        99.75%      721.73      7.05%      18.48%      14.96%     1.24%
Total                     77.78%      84.46%        99.03%      617.98      7.50%     100.00%      33.85%     3.83%


                                     % WITH               FULL DOC                        DTI%   % WITH
FICO                    1ST LIEN %   S.2NDS       CA%         %         IO%       DTI%    > 45      MI
-------------------------------------------------------------------------------------------------------

0-499
500-559                     19.43%     0.98%     3.86%     12.41%      0.28%                      0.00%
560-599                     22.44%     3.44%     5.06%     14.39%      6.90%                      0.00%
600-639                     24.89%     8.74%     6.71%     14.29%     12.05%                      0.00%
640-679                     14.77%     7.61%     6.60%      7.35%      7.70%                      0.00%
680>=                       18.48%    13.47%    10.25%      6.97%     11.04%                      0.00%
Total                      100.00%    34.24%    32.48%     55.40%     37.97%                      0.00%




                                                                                                              INVT
LOW BALANCE                WALTV      WACLTV    WA SS CLTV      WAFICO       WAC      % BAL.      PURCH %     PROP %
-------------------------------------------------------------------------------------------------------------------

<80,000                   86.62%      91.39%       100.00%      592.28      8.71%       1.59%       0.66%     0.16%
80,000-100,000            83.05%      89.87%        99.57%      602.75      7.87%       1.67%       0.54%     0.09%
100,000>=                 77.55%      84.26%        99.01%      618.67      7.48%      96.73%      32.64%     3.58%
Total                     77.78%      84.46%        99.03%      617.98      7.50%     100.00%      33.85%     3.83%


                                     % WITH               FULL DOC                        DTI%   % WITH
LOW BALANCE             1ST LIEN %   S.2NDS       CA%         %         IO%       DTI%    > 45      MI
-------------------------------------------------------------------------------------------------------

<80,000                      1.59%     0.38%     0.00%      1.35%      0.16%                      0.00%
80,000-100,000               1.67%     0.58%     0.07%      1.34%      0.25%                      0.00%
100,000>=                   96.73%    33.27%    32.41%     52.70%     37.56%                      0.00%
Total                      100.00%    34.24%    32.48%     55.40%     37.97%                      0.00%




                                                                                                              INVT
LIEN POSITION              WALTV      WACLTV    WA SS CLTV      WAFICO       WAC      % BAL.     PURCH %     PROP %
-------------------------------------------------------------------------------------------------------------------

1st Lien                  77.78%      84.46%        99.03%      617.98      7.50%     100.00%      33.85%     3.83%
2nd Lien
Total                     77.78%      84.46%        99.03%      617.98      7.50%     100.00%      33.85%     3.83%


                                     % WITH               FULL DOC                        DTI%   % WITH
LIEN POSITION           1ST LIEN %   S.2NDS       CA%        %          IO%       DTI%    > 45      MI
-------------------------------------------------------------------------------------------------------

1st Lien                   100.00%    34.24%    32.48%     55.40%     37.97%                      0.00%
2nd Lien
Total                      100.00%    34.24%    32.48%     55.40%     37.97%                      0.00%




                                                                                                   1ST
WACLTV                 WA SS CLTV     WAFICO        WAC        % BAL.    PURCH %   INVT PROP %    LIEN %
--------------------------------------------------------------------------------------------------------

80-85%                     83.09%     611.65        7.41%      14.80%      2.78%        0.61%     14.80%
85-90%                     89.55%     607.15        7.91%      13.78%      1.21%        1.36%     13.78%
90-95%                     92.58%     619.36        8.03%      17.32%      4.48%        1.86%     17.32%
95-100%                    99.69%     661.69        7.22%      54.09%     40.31%        0.27%     54.09%


                          % WITH                  FULL DOC                          DTI%         % WITH
WACLTV                    S.2NDS       CA%          %          IO%       DTI %      > 45            MI
-------------------------------------------------------------------------------------------------------

80-85%                      0.50%      4.13%        9.29%      5.12%                              0.00%
85-90%                      0.18%      2.22%        8.14%      4.88%                              0.00%
90-95%                      1.75%      2.47%       10.86%      5.44%                              0.00%
95-100%                    48.77%     22.19%       28.39%     30.90%                              0.00%




                                                                           INVT                   % WITH
SSCLTV                    WAFICO       WAC         % BAL.     PURCH %     PROP %     1ST LIEN %   S.2NDS
--------------------------------------------------------------------------------------------------------

80-85%                    578.18       7.96%        0.98%       0.00%      0.26%        0.98%      0.98%
85-90%                    555.01       8.02%        0.35%       0.00%      0.00%        0.35%      0.35%
90-95%                    653.95       6.92%        3.41%       1.59%      0.00%        3.41%      3.41%
95-100%                   665.78       7.10%       95.26%      73.62%      0.19%       95.26%     95.26%


                                                                          DTI%
SSCLTV                      CA%     FULL DOC %      IO%         DTI %     > 45      % WITH MI
---------------------------------------------------------------------------------------------

80-85%                      0.63%        0.18%      0.00%                               0.00%
85-90%                      0.12%        0.12%      0.23%                               0.00%
90-95%                      1.43%        1.65%      2.17%                               0.00%
95-100%                    41.94%       47.42%     56.33%                               0.00%




                                                                                                             INVT
    COUPON-ARM            WALTV       WACLTV    WA SS CLTV      WAFICO       WAC      % BAL.     PURCH %     PROP %
-------------------------------------------------------------------------------------------------------------------

<8%                      0.776        0.8583        0.9915      633.91      0.0695     0.7178      0.2744    0.0189
8-9%                     0.777        0.8094        0.9794      585.98      0.0849     0.1845      0.0376    0.0121
9-10%                    0.7855       0.8061        0.9858      560.63      0.0942     0.0767      0.0177    0.0064
10-11%                   0.8075       0.8091        1           564.31      0.1037     0.0166      0.005     0.0009
11-12%                   0.8589       0.8884        1           550.35      0.1149     0.0039      0.0032    0
12-13%                   0.95         0.95                      641         0.12       0.0006      0.0006    0
13-14%
>14%


                                     % WITH                   FULL DOC                          DTI%   % WITH
    COUPON-ARM          1ST LIEN %   S.2NDS          CA%         %           IO%       DTI%     > 45      MI
-------------------------------------------------------------------------------------------------------------

<8%                      0.7178       0.3019       0.2985       0.4239      0.3394                         0
8-9%                     0.1845       0.0317       0.0188       0.087       0.0318                         0
9-10%                    0.0767       0.0081       0.0062       0.0361      0.0075                         0
10-11%                   0.0166       0.0001       0.0014       0.0062      0.0004                         0
11-12%                   0.0039       0.0006       0            0.0007      0                              0
12-13%                   0.0006       0            0            0           0.0006                         0
13-14%
>14%




                                                                                                             INVT
  COUPON-FIXED RATE      WALTV       WACLTV    WA SS CLTV      WAFICO       WAC      % BAL.     PURCH %     PROP %
-------------------------------------------------------------------------------------------------------------------

<8%
8-9%
9-10%
10-11%
11-12%
12-13%
13-14%
>14%


                                     % WITH                  FULL DOC                           DTI%   % WITH
  COUPON-FIXED RATE     1ST LIEN %   S.2NDS          CA%         %           IO%       DTI%     > 45      MI
-------------------------------------------------------------------------------------------------------------

<8%
8-9%
9-10%
10-11%
11-12%
12-13%
13-14%
>14%





 1 ARM
 2 OWNER OCCUPIED
 3 PURCHASE
 4 FULL DOC.
 5 FIRST LIEN
 6 FIXED
 7 NON-OWNER OCCUPIED
 8 REFINANCING
 9 LIMITED DOC.
10 SECOND LIEN

 1 ARM
   OWNER OCCUPIED
   PURCHASE
   FULL DOC.
   FIRST LIEN



                    1          2        3        4         5        6         7         8        9       10             11
   ------------------------------------------------------------------------------------------------------------------------------
              Less Than 55   56-60    61-65    66-70    71-75     76-80     81-85     86-90    91-95    96-100   Greater than 100

 1  <500
 2  501-525        0.00%     0.56%    0.00%     0.00%    0.00%    0.90%     0.14%     0.00%    0.00%     0.14%        0.00%
 3  526-550        0.00%     0.00%    0.00%     0.00%    0.00%    0.47%     0.00%     0.92%    0.15%     0.00%        0.00%
 4  551-575        0.00%     0.00%    0.00%     0.00%    0.00%    2.98%     0.35%     1.09%    2.17%     0.22%        0.00%
 5  576-600        0.00%     0.00%    0.00%     0.00%    0.00%    9.49%     0.00%     0.14%    0.78%     0.91%        0.00%
 6  601-625        0.00%     0.00%    0.00%     0.00%    0.56%   11.92%     0.00%     0.54%    0.00%     0.95%        0.00%
 7  626-650        0.00%     0.00%    0.00%     0.00%    0.00%   16.06%     0.00%     0.55%    0.54%     2.46%        0.00%
 8  651-675        0.00%     0.00%    0.00%     0.00%    0.25%   11.16%     1.01%     0.46%    0.00%     0.00%        0.00%
 9  676-700        0.00%     0.00%    0.00%     0.00%    0.70%   11.75%     0.00%     0.51%    0.00%     0.00%        0.00%
10  >700           0.00%     0.00%    0.00%     0.00%    0.00%   17.65%     1.00%     0.53%    0.00%     0.00%        0.00%


 2 ARM
   OWNER OCCUPIED
   REFINANCING
   FULL DOC.
   FIRST LIEN



                    1          2        3        4         5        6         7         8        9       10             11
   ------------------------------------------------------------------------------------------------------------------------------
              Less Than 55   56-60    61-65    66-70    71-75     76-80     81-85     86-90    91-95    96-100   Greater than 100

 1  <500         0.00%       0.00%    0.17%    0.00%    0.00%     0.05%     0.00%     0.00%    0.00%     0.00%        0.00%
 2  501-525      1.04%       1.34%    1.25%    2.21%    1.71%     2.26%     0.78%     0.14%    0.00%     0.00%        0.00%
 3  526-550      1.52%       0.73%    1.24%    2.57%    1.37%     2.35%     2.02%     1.08%    0.32%     0.00%        0.00%
 4  551-575      0.58%       0.78%    1.54%    1.86%    3.18%     3.04%     2.79%     3.24%    1.17%     0.00%        0.00%
 5  576-600      0.44%       0.67%    2.25%    1.41%    1.56%     6.62%     1.07%     3.96%    1.23%     0.00%        0.00%
 6  601-625      0.00%       0.39%    2.43%    1.13%    1.27%     6.61%     2.67%     3.52%    1.09%     0.16%        0.00%
 7  626-650      0.10%       0.30%    0.45%    1.13%    0.31%     4.33%     1.47%     1.87%    0.41%     0.20%        0.00%
 8  651-675      0.00%       0.00%    0.42%    0.27%    0.40%     1.18%     1.10%     0.71%    0.35%     0.30%        0.00%
 9  676-700      0.00%       0.00%    0.00%    0.00%    0.00%     0.60%     0.00%     0.47%    0.00%     0.10%        0.00%
10  >700         0.00%       0.00%    0.00%    0.29%    0.00%     1.01%     0.79%     0.50%    0.13%     0.00%        0.00%


 3 ARM
   OWNER OCCUPIED
   PURCHASE
   LIMITED DOC.
   FIRST LIEN



                       1        2          3          4         5         6          7          8         9        10        11
   ----------------------------------------------------------------------------------------------------------------------------
                  <55       56-60    61-65      66-70      71-75     76-80     81-85      86-90      91-95     96-100    >100

 1  <500
 2  501-525        0.00%    0.00%      0.00%      0.70%     0.31%     0.00%      0.00%      0.00%     0.00%     0.00%     0.00%
 3  526-550        0.00%    0.00%      0.00%      0.23%     0.31%     0.32%      0.36%      0.88%     0.00%     0.00%     0.00%
 4  551-575        1.16%    0.00%      0.00%      0.00%     0.45%     0.36%      0.15%      0.18%     0.00%     0.07%     0.00%
 5  576-600        0.00%    0.00%      0.00%      0.77%     1.03%     0.86%      0.56%      1.17%     0.28%     0.29%     0.00%
 6  601-625        0.00%    0.00%      0.00%      0.38%     0.74%     4.39%      0.00%      1.12%     0.46%     0.00%     0.00%
 7  626-650        0.00%    0.00%      0.00%      0.00%     1.94%    13.51%      0.65%      0.76%     0.64%     0.52%     0.00%
 8  651-675        0.00%    0.00%      0.00%      0.84%     1.15%     7.46%      0.00%      0.00%     0.00%     0.00%     0.00%
 9  676-700        0.00%    0.00%      0.00%      0.00%     1.37%    12.55%      0.00%      0.00%     0.00%     0.45%     0.00%
10  >700           0.00%    0.00%      0.00%      0.00%     0.33%    38.80%      0.16%      0.00%     0.00%     1.38%     0.00%


 4 ARM
   OWNER OCCUPIED
   REFINANCING
   LIMITED DOC.
   FIRST LIEN



                       1        2          3          4         5         6          7          8         9        10        11
   ----------------------------------------------------------------------------------------------------------------------------
                  <55       56-60    61-65      66-70      71-75     76-80     81-85      86-90      91-95     96-100    >100

 1  <500
 2  501-525        1.52%    1.20%      1.78%      1.57%     1.74%     0.71%      0.10%      0.00%     0.00%     0.00%     0.00%
 3  526-550        1.31%    2.02%      2.37%      2.03%     1.05%     1.43%      1.73%      0.35%     0.00%     0.00%     0.00%
 4  551-575        1.31%    0.33%      1.71%      2.21%     3.45%     1.36%      3.36%      0.39%     0.00%     0.00%     0.00%
 5  576-600        1.78%    1.24%      3.97%      1.82%     1.35%     1.90%      1.49%      2.74%     0.33%     0.00%     0.00%
 6  601-625        0.71%    1.25%      1.28%      2.57%     2.35%     5.19%      1.30%      3.85%     0.00%     0.00%     0.00%
 7  626-650        0.50%    0.95%      0.71%      1.75%     1.56%     6.85%      1.07%      2.94%     0.22%     0.00%     0.00%
 8  651-675        0.44%    0.28%      0.78%      0.52%     0.29%     0.80%      1.11%      1.62%     0.16%     0.00%     0.00%
 9  676-700        0.00%    0.00%      0.00%      0.00%     0.91%     1.21%      0.47%      0.66%     0.00%     0.00%     0.00%
10  >700           0.45%    0.00%      0.00%      0.00%     0.00%     1.52%      1.10%      0.96%     0.00%     0.00%     0.00%


 5 ARM
   OWNER OCCUPIED
   PURCHASE
   FULL DOC.
   SECOND LIEN



                       1        2          3          4         5         6          7          8         9        10        11
   ----------------------------------------------------------------------------------------------------------------------------
                  <55       56-60    61-65      66-70      71-75     76-80     81-85      86-90      91-95     96-100    >100

 1  <500
 2  501-525
 3  526-550
 4  551-575
 5  576-600
 6  601-625
 7  626-650
 8  651-675
 9  676-700
10  >700


 6 ARM
   OWNER OCCUPIED
   REFINANCING
   FULL DOC.
   SECOND LIEN



                       1        2          3          4         5         6          7          8         9        10        11
   ----------------------------------------------------------------------------------------------------------------------------
                  <55       56-60    61-65      66-70      71-75     76-80     81-85      86-90      91-95     96-100    >100

 1  <500
 2  501-525
 3  526-550
 4  551-575
 5  576-600
 6  601-625
 7  626-650
 8  651-675
 9  676-700
10  >700


 7 ARM
   OWNER OCCUPIED
   PURCHASE
   LIMITED DOC.
   SECOND LIEN



                       1        2          3          4         5         6          7          8         9        10        11
   ----------------------------------------------------------------------------------------------------------------------------
                  <55       56-60    61-65      66-70      71-75     76-80     81-85      86-90      91-95     96-100    >100

 1  <500
 2  501-525
 3  526-550
 4  551-575
 5  576-600
 6  601-625
 7  626-650
 8  651-675
 9  676-700
10  >700


 8 ARM
   OWNER OCCUPIED
   REFINANCING
   LIMITED DOC.
   SECOND LIEN



                       1        2          3          4         5         6          7          8         9        10        11
   ----------------------------------------------------------------------------------------------------------------------------
                  <55       56-60    61-65      66-70      71-75     76-80     81-85      86-90      91-95     96-100    >100

 1  <500
 2  501-525
 3  526-550
 4  551-575
 5  576-600
 6  601-625
 7  626-650
 8  651-675
 9  676-700
10  >700


 9 ARM
   NON-OWNER OCCUPIED
   PURCHASE
   FULL DOC.
   FIRST LIEN



                       1        2          3          4         5         6          7          8         9        10        11
   ----------------------------------------------------------------------------------------------------------------------------
                  <55       56-60    61-65      66-70      71-75     76-80     81-85      86-90      91-95     96-100    >100

 1  <500
 2  501-525
 3  526-550
 4  551-575
 5  576-600        0.00%    0.00%      0.00%      0.00%     0.00%     0.00%      1.61%      0.00%     0.00%     0.00%     0.00%
 6  601-625        0.00%    0.00%      0.00%      0.00%     0.00%     0.00%      0.00%      8.27%     0.00%     0.00%     0.00%
 7  626-650        0.00%    0.00%      0.00%      0.00%     0.00%     2.10%      0.00%      4.68%     0.00%     0.00%     0.00%
 8  651-675        0.00%    0.00%      0.00%      0.00%     0.00%     0.00%      0.00%     16.24%     0.00%     0.00%     0.00%
 9  676-700        0.00%    0.00%      0.00%      0.00%     0.00%     2.80%      0.00%      7.83%     0.00%     0.00%     0.00%
10  >700           0.00%    0.00%      0.00%      0.00%     0.00%    12.89%      5.85%     28.06%     9.68%     0.00%     0.00%


10 ARM
   NON-OWNER OCCUPIED
   REFINANCING
   FULL DOC.
   FIRST LIEN



                       1        2          3          4         5         6          7          8         9        10        11
   ----------------------------------------------------------------------------------------------------------------------------
                  <55       56-60    61-65      66-70      71-75     76-80     81-85      86-90      91-95     96-100    >100

 1  <500
 2  501-525        0.00%    0.00%      2.63%      0.00%     2.76%     0.00%      0.00%      0.00%     0.00%     0.00%     0.00%
 3  526-550        5.63%    0.00%      0.00%      2.85%     0.00%     0.00%      0.00%      0.00%     0.00%     0.00%     0.00%
 4  551-575        0.00%    0.00%      0.00%      0.00%     0.00%     3.18%      3.17%      0.00%     0.00%     0.00%     0.00%
 5  576-600        0.00%    5.47%      0.00%      1.11%     0.00%     0.75%      0.00%      9.52%     0.00%     0.00%     0.00%
 6  601-625        3.97%    0.00%      0.00%      6.50%     0.00%     0.00%      5.58%      7.71%     0.00%     0.00%     0.00%
 7  626-650        0.00%    1.95%      0.00%      0.00%     1.90%     6.18%      1.14%      0.00%     0.00%     0.00%     0.00%
 8  651-675        0.00%    2.17%      0.00%      0.00%     0.00%     2.75%      0.00%      3.12%     0.00%     0.00%     0.00%
 9  676-700        0.00%    0.00%      0.00%      0.00%     3.84%     0.00%      0.00%      0.00%     0.00%     0.00%     0.00%
10  >700           0.00%    0.00%      0.00%      0.00%     0.00%     1.38%     14.74%      0.00%     0.00%     0.00%     0.00%


11 ARM
   NON-OWNER OCCUPIED
   PURCHASE
   LIMITED DOC.
   FIRST LIEN



                       1        2          3          4         5         6          7          8         9        10        11
   ----------------------------------------------------------------------------------------------------------------------------
                  <55       56-60    61-65      66-70      71-75     76-80     81-85      86-90      91-95     96-100    >100

 1  <500
 2  501-525
 3  526-550
 4  551-575        0.00%    0.00%     11.30%      0.00%     0.00%     0.00%      0.00%      0.00%     0.00%     0.00%     0.00%
 5  576-600        0.00%    0.00%      0.00%     13.88%     0.00%     0.00%      0.00%      0.00%     0.00%     0.00%     0.00%
 6  601-625        0.00%    0.00%      0.00%      0.00%     0.00%     0.00%      0.00%     11.85%     0.00%     0.00%     0.00%
 7  626-650
 8  651-675        0.00%    0.00%      0.00%      0.00%     0.00%     0.00%      0.00%     30.28%     0.00%     0.00%     0.00%
 9  676-700        0.00%    0.00%      0.00%     13.73%     0.00%     0.00%      0.00%     18.96%     0.00%     0.00%     0.00%
10  >700


12 ARM
   NON-OWNER OCCUPIED
   REFINANCING
   LIMITED DOC.
   FIRST LIEN



                       1        2          3          4         5         6          7          8         9        10        11
   ----------------------------------------------------------------------------------------------------------------------------
                  <55       56-60    61-65      66-70      71-75     76-80     81-85      86-90      91-95     96-100    >100

 1  <500
 2  501-525
 3  526-550
 4  551-575
 5  576-600        0.00%    0.00%     35.76%      0.00%     9.78%     0.00%      0.00%      0.00%     0.00%     0.00%     0.00%
 6  601-625
 7  626-650        0.00%    0.00%      0.00%      0.00%     0.00%     4.64%     19.29%     20.89%     0.00%     0.00%     0.00%
 8  651-675
 9  676-700        0.00%    0.00%      0.00%      0.00%     0.00%     0.00%      0.00%      9.63%     0.00%     0.00%     0.00%
10  >700


13 ARM
   NON-OWNER OCCUPIED
   PURCHASE
   FULL DOC.
   SECOND LIEN



                       1        2          3          4         5         6          7          8         9        10        11
   ----------------------------------------------------------------------------------------------------------------------------
                  <55       56-60    61-65      66-70      71-75     76-80     81-85      86-90      91-95     96-100    >100

 1  <500
 2  501-525
 3  526-550
 4  551-575
 5  576-600
 6  601-625
 7  626-650
 8  651-675
 9  676-700
10  >700


14 ARM
   NON-OWNER OCCUPIED
   REFINANCING
   FULL DOC.
   SECOND LIEN



                       1        2          3          4         5         6          7          8         9        10        11
   ----------------------------------------------------------------------------------------------------------------------------
                  <55       56-60    61-65      66-70      71-75     76-80     81-85      86-90      91-95     96-100    >100

 1  <500
 2  501-525
 3  526-550
 4  551-575
 5  576-600
 6  601-625
 7  626-650
 8  651-675
 9  676-700
10  >700


15 ARM
   NON-OWNER OCCUPIED
   PURCHASE
   LIMITED DOC.
   SECOND LIEN



                       1        2          3          4         5         6          7          8         9        10        11
   ----------------------------------------------------------------------------------------------------------------------------
                  <55       56-60    61-65      66-70      71-75     76-80     81-85      86-90      91-95     96-100    >100

 1  <500
 2  501-525
 3  526-550
 4  551-575
 5  576-600
 6  601-625
 7  626-650
 8  651-675
 9  676-700
10  >700


16 ARM
   NON-OWNER OCCUPIED
   REFINANCING
   LIMITED DOC.
   SECOND LIEN



                       1        2          3          4         5         6          7          8         9        10        11
   ----------------------------------------------------------------------------------------------------------------------------
                  <55       56-60    61-65      66-70      71-75     76-80     81-85      86-90      91-95     96-100    >100

 1  <500
 2  501-525
 3  526-550
 4  551-575
 5  576-600
 6  601-625
 7  626-650
 8  651-675
 9  676-700
10  >700


17 FIXED
   OWNER OCCUPIED
   PURCHASE
   FULL DOC.
   FIRST LIEN



                       1        2          3          4         5         6          7          8         9        10        11
   ----------------------------------------------------------------------------------------------------------------------------
                  <55       56-60    61-65      66-70      71-75     76-80     81-85      86-90      91-95     96-100    >100

 1  <500
 2  501-525
 3  526-550
 4  551-575
 5  576-600
 6  601-625
 7  626-650
 8  651-675
 9  676-700
10  >700


18 FIXED
   OWNER OCCUPIED
   REFINANCING
   FULL DOC.
   FIRST LIEN



                       1        2          3          4         5         6          7          8         9        10        11
   ----------------------------------------------------------------------------------------------------------------------------
                  <55       56-60    61-65      66-70      71-75     76-80     81-85      86-90      91-95     96-100    >100

 1  <500
 2  501-525
 3  526-550
 4  551-575
 5  576-600
 6  601-625
 7  626-650
 8  651-675
 9  676-700
10  >700


19 FIXED
   OWNER OCCUPIED
   PURCHASE
   LIMITED DOC.
   FIRST LIEN



                       1        2          3          4         5         6          7          8         9        10        11
   ----------------------------------------------------------------------------------------------------------------------------
                  <55       56-60    61-65      66-70      71-75     76-80     81-85      86-90      91-95     96-100    >100

 1  <500
 2  501-525
 3  526-550
 4  551-575
 5  576-600
 6  601-625
 7  626-650
 8  651-675
 9  676-700
10  >700


20 FIXED
   OWNER OCCUPIED
   REFINANCING
   LIMITED DOC.
   FIRST LIEN



                       1        2          3          4         5         6          7          8         9        10        11
   ----------------------------------------------------------------------------------------------------------------------------
                  <55       56-60    61-65      66-70      71-75     76-80     81-85      86-90      91-95     96-100    >100

 1  <500
 2  501-525
 3  526-550
 4  551-575
 5  576-600
 6  601-625
 7  626-650
 8  651-675
 9  676-700
10  >700


21 FIXED
   OWNER OCCUPIED
   PURCHASE
   FULL DOC.
   SECOND LIEN



                       1        2          3          4         5         6          7          8         9        10        11
   ----------------------------------------------------------------------------------------------------------------------------
                  <55       56-60    61-65      66-70      71-75     76-80     81-85      86-90      91-95     96-100    >100

 1  <500
 2  501-525
 3  526-550
 4  551-575
 5  576-600
 6  601-625
 7  626-650
 8  651-675
 9  676-700
10  >700


22 FIXED
   OWNER OCCUPIED
   REFINANCING
   FULL DOC.
   SECOND LIEN



                       1        2          3          4         5         6          7          8         9        10        11
   ----------------------------------------------------------------------------------------------------------------------------
                  <55       56-60    61-65      66-70      71-75     76-80     81-85      86-90      91-95     96-100    >100

 1  <500
 2  501-525
 3  526-550
 4  551-575
 5  576-600
 6  601-625
 7  626-650
 8  651-675
 9  676-700
10  >700


23 FIXED
   OWNER OCCUPIED
   PURCHASE
   LIMITED DOC.
   SECOND LIEN



                       1        2          3          4         5         6          7          8         9        10        11
   ----------------------------------------------------------------------------------------------------------------------------
                  <55       56-60    61-65      66-70      71-75     76-80     81-85      86-90      91-95     96-100    >100

 1  <500
 2  501-525
 3  526-550
 4  551-575
 5  576-600
 6  601-625
 7  626-650
 8  651-675
 9  676-700
10  >700


24 FIXED
   OWNER OCCUPIED
   REFINANCING
   LIMITED DOC.
   SECOND LIEN



                       1        2          3          4         5         6          7          8         9        10        11
   ----------------------------------------------------------------------------------------------------------------------------
                  <55       56-60    61-65      66-70      71-75     76-80     81-85      86-90      91-95     96-100    >100

 1  <500
 2  501-525
 3  526-550
 4  551-575
 5  576-600
 6  601-625
 7  626-650
 8  651-675
 9  676-700
10  >700


25 FIXED
   NON-OWNER OCCUPIED
   PURCHASE
   FULL DOC.
   FIRST LIEN



                       1        2          3          4         5         6          7          8         9        10        11
   ----------------------------------------------------------------------------------------------------------------------------
                  <55       56-60    61-65      66-70      71-75     76-80     81-85      86-90      91-95     96-100    >100

 1  <500
 2  501-525
 3  526-550
 4  551-575
 5  576-600
 6  601-625
 7  626-650
 8  651-675
 9  676-700
10  >700


26 FIXED
   NON-OWNER OCCUPIED
   REFINANCING
   FULL DOC.
   FIRST LIEN



                       1        2          3          4         5         6          7          8         9        10        11
   ----------------------------------------------------------------------------------------------------------------------------
                  <55       56-60    61-65      66-70      71-75     76-80     81-85      86-90      91-95     96-100    >100

 1  <500
 2  501-525
 3  526-550
 4  551-575
 5  576-600
 6  601-625
 7  626-650
 8  651-675
 9  676-700
10  >700


27 FIXED
   NON-OWNER OCCUPIED
   PURCHASE
   LIMITED DOC.
   FIRST LIEN



                       1        2          3          4         5         6          7          8         9        10        11
   ----------------------------------------------------------------------------------------------------------------------------
                  <55       56-60    61-65      66-70      71-75     76-80     81-85      86-90      91-95     96-100    >100

 1  <500
 2  501-525
 3  526-550
 4  551-575
 5  576-600
 6  601-625
 7  626-650
 8  651-675
 9  676-700
10  >700


28 FIXED
   NON-OWNER OCCUPIED
   REFINANCING
   LIMITED DOC.
   FIRST LIEN



                       1        2          3          4         5         6          7          8         9        10        11
   ----------------------------------------------------------------------------------------------------------------------------
                  <55       56-60    61-65      66-70      71-75     76-80     81-85      86-90      91-95     96-100    >100

 1  <500
 2  501-525
 3  526-550
 4  551-575
 5  576-600
 6  601-625
 7  626-650
 8  651-675
 9  676-700
10  >700


29 FIXED
   NON-OWNER OCCUPIED
   PURCHASE
   FULL DOC.
   SECOND LIEN



                       1        2          3          4         5         6          7          8         9        10        11
   ----------------------------------------------------------------------------------------------------------------------------
                  <55       56-60    61-65      66-70      71-75     76-80     81-85      86-90      91-95     96-100    >100

 1  <500
 2  501-525
 3  526-550
 4  551-575
 5  576-600
 6  601-625
 7  626-650
 8  651-675
 9  676-700
10  >700


30 FIXED
   NON-OWNER OCCUPIED
   REFINANCING
   FULL DOC.
   SECOND LIEN



                       1        2          3          4         5         6          7          8         9        10        11
   ----------------------------------------------------------------------------------------------------------------------------
                  <55       56-60    61-65      66-70      71-75     76-80     81-85      86-90      91-95     96-100    >100

 1  <500
 2  501-525
 3  526-550
 4  551-575
 5  576-600
 6  601-625
 7  626-650
 8  651-675
 9  676-700
10  >700


31 FIXED
   NON-OWNER OCCUPIED
   PURCHASE
   LIMITED DOC.
   SECOND LIEN



                       1        2          3          4         5         6          7          8         9        10        11
   ----------------------------------------------------------------------------------------------------------------------------
                  <55       56-60    61-65      66-70      71-75     76-80     81-85      86-90      91-95     96-100    >100

 1  <500
 2  501-525
 3  526-550
 4  551-575
 5  576-600
 6  601-625
 7  626-650
 8  651-675
 9  676-700
10  >700


32 FIXED
   NON-OWNER OCCUPIED
   REFINANCING
   LIMITED DOC.
   SECOND LIEN



                       1        2          3          4         5         6          7          8         9        10        11
   ----------------------------------------------------------------------------------------------------------------------------
                  <55       56-60    61-65      66-70      71-75     76-80     81-85      86-90      91-95     96-100    >100

 1  <500
 2  501-525
 3  526-550
 4  551-575
 5  576-600
 6  601-625
 7  626-650
 8  651-675
 9  676-700
10  >700


FIRST LIENS (EXCL. MULTI-FAMILY)



                CLTV (excl. SS)
       State    <55         56-60      61-65     66-70     71-75     76-80      81-85      86-90      91-95     96-100      >100
----------------------------------------------------------------------------------------------------------------------------------

  1    AK        0.00%       0.00%      0.00%     0.00%     0.00%     0.00%      0.00%      0.00%      0.24%     0.00%       0.00%
  2    AL        0.00%       0.00%      0.00%     0.00%     0.00%     0.00%      0.10%      0.03%      0.15%     0.04%       0.00%
  3    AR        0.00%       0.00%      0.00%     0.00%     0.07%     0.10%      0.00%      0.04%      0.10%     0.14%       0.00%
  4    AZ        0.00%       0.47%      1.48%     1.83%     1.88%     1.41%      1.04%      1.36%      0.29%     0.15%       0.00%
  5    CA        2.96%       1.97%      4.43%     4.07%     2.66%     4.07%      3.20%      1.73%      0.04%     0.55%       0.00%
  6    CO        0.00%       0.00%      0.00%     0.16%     0.00%     0.28%      0.12%      0.86%      0.24%     0.18%       0.00%
  7    CT        0.00%       0.07%      0.00%     0.00%     0.00%     0.00%      0.09%      0.22%      0.00%     0.00%       0.00%
  8    DC        0.00%       0.09%      0.00%     0.00%     0.00%     0.00%      0.00%      0.00%      0.00%     0.00%       0.00%
  9    DE        0.00%       0.00%      0.00%     0.07%     0.05%     0.00%      0.00%      0.00%      0.00%     0.00%       0.00%
 10    FL        0.49%       0.81%      1.49%     2.35%     2.18%     3.35%      3.61%      4.71%      0.79%     0.32%       0.00%
 11    GA        0.00%       0.00%      0.06%     0.00%     0.09%     0.52%      0.36%      0.45%      0.06%     0.00%       0.00%
 12    HI        0.00%       0.00%      0.00%     0.08%     0.00%     0.00%      0.00%      0.00%      0.00%     0.00%       0.00%
 13    IA        0.00%       0.00%      0.00%     0.04%     0.00%     0.03%      0.00%      0.18%      0.08%     0.03%       0.00%
 14    ID        0.00%       0.00%      0.00%     0.00%     0.00%     0.00%      0.00%      0.27%      0.04%     0.00%       0.00%
 15    IL        0.00%       0.00%      0.15%     0.39%     0.14%     0.59%      0.59%      1.12%      0.22%     0.00%       0.00%
 16    IN        0.00%       0.00%      0.00%     0.09%     0.07%     0.08%      0.00%      0.16%      0.07%     0.09%       0.00%
 17    KS        0.00%       0.00%      0.00%     0.00%     0.00%     0.00%      0.00%      0.20%      0.10%     0.00%       0.00%
 18    KY        0.00%       0.00%      0.00%     0.00%     0.00%     0.09%      0.03%      0.12%      0.18%     0.00%       0.00%
 19    LA        0.00%       0.00%      0.00%     0.00%     0.00%     0.00%      0.02%      0.00%      0.00%     0.07%       0.00%
 20    MA        0.31%       0.29%      0.17%     0.00%     0.00%     0.21%      0.00%      0.05%      0.00%     0.00%       0.00%
 21    MD        0.46%       0.34%      0.35%     0.45%     0.68%     0.29%      0.51%      0.16%      0.00%     0.00%       0.00%
 22    ME        0.00%       0.00%      0.00%     0.07%     0.00%     0.13%      0.17%      0.20%      0.00%     0.00%       0.00%
 23    MI        0.07%       0.00%      0.00%     0.07%     0.31%     0.13%      0.36%      0.76%      0.19%     0.05%       0.00%
 24    MN        0.00%       0.07%      0.26%     0.22%     0.17%     0.58%      0.31%      0.35%      0.06%     0.08%       0.00%
 25    MO        0.00%       0.00%      0.00%     0.00%     0.00%     0.03%      0.08%      0.65%      0.18%     0.11%       0.00%
 26    MS        0.00%       0.00%      0.00%     0.00%     0.00%     0.00%      0.00%      0.04%      0.00%     0.00%       0.00%
 27    NC        0.00%       0.00%      0.10%     0.19%     0.10%     0.25%      0.09%      0.08%      0.13%     0.04%       0.00%
 28    NE        0.00%       0.00%      0.00%     0.00%     0.00%     0.00%      0.00%      0.08%      0.04%     0.02%       0.00%
 29    NH        0.00%       0.00%      0.16%     0.00%     0.09%     0.10%      0.12%      0.00%      0.00%     0.05%       0.00%
 30    NJ        0.30%       0.33%      0.44%     0.40%     0.00%     0.27%      0.00%      0.24%      0.08%     0.00%       0.00%
 31    NM        0.00%       0.00%      0.00%     0.00%     0.19%     0.00%      0.00%      0.06%      0.00%     0.00%       0.00%
 32    NV        0.25%       0.31%      0.18%     0.57%     0.42%     0.34%      0.29%      0.31%      0.00%     0.15%       0.00%
 33    NY        0.42%       0.32%      0.53%     0.43%     0.16%     0.66%      0.68%      0.58%      0.00%     0.11%       0.00%
 34    OH        0.00%       0.00%      0.00%     0.00%     0.06%     0.00%      0.00%      0.05%      0.14%     0.04%       0.00%
 35    OK        0.00%       0.00%      0.00%     0.00%     0.00%     0.00%      0.00%      0.00%      0.08%     0.04%       0.00%
 36    OR        0.00%       0.00%      0.00%     0.00%     0.12%     0.16%      0.08%      0.00%      0.06%     0.00%       0.00%
 37    PA        0.24%       0.13%      0.08%     0.15%     0.00%     0.72%      0.21%      0.45%      0.07%     0.00%       0.00%
 38    RI        0.00%       0.00%      0.00%     0.00%     0.00%     0.08%      0.00%      0.11%      0.00%     0.00%       0.00%
 39    SC        0.00%       0.08%      0.11%     0.00%     0.00%     0.00%      0.00%      0.16%      0.04%     0.00%       0.00%
 40    SD        0.00%       0.00%      0.00%     0.00%     0.00%     0.04%      0.02%      0.02%      0.00%     0.00%       0.00%
 41    TN        0.00%       0.00%      0.00%     0.00%     0.00%     0.10%      0.28%      0.26%      0.03%     0.06%       0.00%
 42    TX        0.00%       0.00%      0.00%     0.07%     0.39%     0.19%      0.08%      0.10%      0.15%     0.04%       0.00%
 43    UT        0.00%       0.00%      0.00%     0.00%     0.00%     0.05%      0.00%      0.38%      0.00%     0.00%       0.00%
 44    VA        0.00%       0.27%      0.56%     0.55%     0.67%     1.49%      1.26%      0.89%      0.43%     0.03%       0.00%
 45    WA        0.00%       0.09%      0.40%     0.00%     0.00%     0.00%      0.00%      0.33%      0.00%     0.00%       0.00%
 46    WI        0.00%       0.00%      0.00%     0.00%     0.00%     0.07%      0.00%      0.31%      0.05%     0.00%       0.00%
 47    WV        0.00%       0.00%      0.00%     0.00%     0.00%     0.00%      0.00%      0.04%      0.00%     0.00%       0.00%
 48    WY        0.00%       0.00%      0.00%     0.00%     0.00%     0.00%      0.00%      0.20%      0.04%     0.00%       0.00%
 49
 50
 51


SECOND LIENS



                CLTV (excl. SS)
Start LTV       <55         56-60      61-65     66-70     71-75     76-80      81-85      86-90      91-95     96-100      >100
----------------------------------------------------------------------------------------------------------------------------------

<55
56-60
61-65
66-70
71-75
76-80
81-85
86-90
91-95
96-100
>100


FIRST LIENS-MULTI FAMILY



                CLTV (excl. SS)
       State    <55         56-60      61-65     66-70     71-75     76-80      81-85      86-90      91-95     96-100      >100
----------------------------------------------------------------------------------------------------------------------------------

  1    AZ        0.00%       0.00%      0.00%     0.00%     0.00%     0.00%      2.42%      0.00%      0.00%     0.00%       0.00%
  2    CA        5.54%       2.18%      4.83%     4.52%     2.36%     4.07%      4.66%      7.07%      2.86%     0.00%       0.00%
  3    FL        0.83%       0.00%      0.00%     0.00%     1.81%     0.00%      0.00%      3.02%      0.00%     0.00%       0.00%
  4    GA        0.00%       0.00%      0.00%     0.00%     0.00%     0.00%      0.00%      1.76%      0.00%     0.00%       0.00%
  5    IA        0.00%       0.00%      0.00%     0.00%     0.00%     0.00%      0.00%      0.00%      0.97%     0.00%       0.00%
  6    IL        0.00%       0.94%      0.00%     0.72%     5.09%     5.93%      3.48%      2.54%      0.00%     0.00%       0.00%
  7    IN        0.00%       0.00%      0.00%     0.00%     0.00%     0.00%      0.46%      0.00%      0.00%     0.00%       0.00%
  8    MA        0.60%       0.00%      0.00%     0.00%     0.00%     0.00%      1.03%      0.00%      0.00%     0.00%       0.00%
  9    ME        0.00%       0.00%      0.00%     0.00%     0.00%     1.20%      0.00%      0.00%      0.00%     0.00%       0.00%
 10    MI        0.00%       0.00%      0.00%     0.00%     0.00%     0.00%      0.00%      0.82%      0.00%     0.00%       0.00%
 11    MN        0.00%       0.00%      0.00%     0.00%     0.00%     0.00%      0.00%      2.12%      0.00%     0.00%       0.00%
 12    MO        0.00%       0.00%      0.00%     0.00%     0.00%     0.00%      0.50%      0.72%      0.00%     0.00%       0.00%
 13    NH        0.00%       0.00%      0.00%     0.00%     0.00%     1.32%      0.00%      0.00%      0.00%     0.00%       0.00%
 14    NJ        0.00%       0.00%      0.00%     0.00%     0.00%     0.00%      0.00%      3.53%      0.00%     0.00%       0.00%
 15    NY        3.76%       1.72%      0.00%     2.11%     0.00%     2.41%      4.87%      0.71%      0.00%     0.00%       0.00%
 16    PA        0.00%       0.00%      0.00%     1.86%     0.00%     0.00%      0.00%      0.00%      0.00%     0.00%       0.00%
 17    SD        0.00%       0.00%      0.00%     0.00%     0.00%     0.60%      0.00%      0.00%      0.00%     0.00%       0.00%
 18    WA        0.00%       0.00%      1.22%     0.00%     0.00%     0.00%      0.00%      0.00%      0.00%     0.00%       0.00%
 19    WI        0.00%       0.00%      0.00%     0.00%     0.00%     0.00%      0.47%      0.38%      0.00%     0.00%       0.00%
 20
 21
 22
 23
 24
 25
 26
 27
 28
 29
 30
 31
 32
 33
 34
 35
 36
 37
 38
 39
 40
 41
 42
 43
 44
 45
 46
 47
 48
 49
 50
 51





                                  CWABS 2006-1
                                     TOTAL

TOTAL NUMBER OF LOANS                                                      1750
TOTAL LOAN BALANCE                                               400,001,910.29
AVERAGE LOAN BALANCE                                                 228,572.52
WA CLTV (W/O SILENT SECONDS)                                             76.881
WAC                                                                       7.502
WA FICO                                                                  617.98
WALA                                                                      0.839
WAM                                                                         360
FXD RATE                                                                      0
IOS                                                                      37.969
MH                                                                            0
1ST LIEN                                                                    100
2ND LIEN                                                                      0
OCCUPANCY--OO                                                            94.998

DOC TYPE--FULL/ALTERNATIVE                                               55.396
STATED DOC                                                               44.604
CASH OUT REFI                                                            64.126
PURCHASE                                                                 33.852

LOANS WITH SILENT SECONDS :
% of Portfolio w/ SS                                                     34.239
$ amount                                                         136,955,508.23
# of First Liens w/ SS                                                      558

CLTV of Total Portfolo
(that includes silent 2nds)                                              84.464

CALIFORNIA                                                               32.483
PREPAY PENALTIES                                                         78.965
PRE-FUNDING BALANCE                                                           0
EXPECTED FINAL POOL                                                          --

                                 MORTGAGE RATE
                                               BALANCE
                                 ---------------------
4.001 - 4.500
4.501 - 5.000                               308,500.00                    0.077
5.001 - 5.500                             3,807,691.71                    0.952
5.501 - 6.000                            25,406,982.07                    6.352
6.001 - 6.500                            42,271,349.69                   10.568
6.501 - 7.000                            83,600,489.53                     20.9
7.001 - 7.500                            76,566,732.23                   19.142
7.501 - 8.000                            59,709,556.42                   14.927
8.001 - 8.500                            35,710,152.16                    8.927
8.501 - 9.000                            36,868,032.55                    9.217
9.001 - 9.500                            18,146,750.61                    4.537
9.501 - 10.000                           10,055,320.67                    2.514
10.001 - 10.500                           3,562,154.38                    0.891
10.501 - 11.000                           2,194,850.00                    0.549
11.001 - 11.500                             763,072.11                    0.191
11.501 - 12.000                           1,030,276.16                    0.258

                                           400,001,910                  100.002



                                  GROSS MARGIN
                                               BALANCE
                                 ---------------------
1.501 - 2.000
2.001 - 2.500
2.501 - 3.000
3.001 - 3.500
3.501 - 4.000                               378,500.00                    0.042
4.001 - 4.500                               386,400.00                    0.043
4.501 - 5.000                            11,394,533.00                    1.266
5.001 - 5.500                            41,489,929.38                     4.61
5.501 - 6.000                            75,699,576.75                    8.411
6.001 - 6.500                            83,394,175.21                    9.266
6.501 - 7.000                            74,935,688.41                    8.326
7.001 - 7.500                            40,887,141.53                    4.543
7.501 - 8.000                            36,172,617.97                    4.019
8.001 - 8.500                            20,685,870.00                    2.298
8.501 - 9.000                            10,142,723.74                    1.127
9.001 - 9.500                             3,180,338.37                    0.353
9.501 - 10.000                              894,489.67                    0.099
10.001 - 10.500                             359,926.26                     0.04

                                           400,001,910                   44.443

                                ARM MAXIMUM RATE
                                               BALANCE
                                 ---------------------
FIXED
10.001 - 10.500
10.501 - 11.000
11.001 - 11.500                             192,000.00                    0.021
11.501 - 12.000                           2,262,159.01                    0.251
12.001 - 12.500                           6,740,410.64                    0.749
12.501 - 13.000                          31,668,804.77                    3.519
13.001 - 13.500                          48,817,286.03                    5.424
13.501 - 14.000                          84,052,619.76                    9.339
14.001 - 14.500                          72,966,359.65                    8.107
14.501 - 15.000                          57,146,983.53                     6.35
15.001 - 15.500                          33,530,619.32                    3.726
15.501 - 16.000                          30,685,134.69                    3.409
16.001 - 16.500                          15,318,859.57                    1.702
16.501 - 17.000                           9,455,320.67                    1.051
17.001 - 17.500                           3,177,154.38                    0.353
17.501 - 18.000                           2,194,850.00                    0.244
18.001 - 18.500                             763,072.11                    0.085
18.501 - 19.000                           1,030,276.16                    0.114

                                           400,001,910                   44.444



                                ARM MINIMUM RATE
                                               BALANCE
                                 ---------------------
1.501 - 2.000
2.001 - 2.500
2.501 - 3.000
3.001 - 3.500
4.501 - 5.000                               308,500.00                    0.034
5.001 - 5.500                             4,007,691.71                    0.445
5.501 - 6.000                            27,216,960.29                    3.024
6.001 - 6.500                            43,051,353.55                    4.783
6.501 - 7.000                            83,054,536.87                    9.228
7.001 - 7.500                            76,071,361.18                    8.452
7.501 - 8.000                            59,034,289.43                    6.559
8.001 - 8.500                            35,637,600.15                     3.96
8.501 - 9.000                            36,203,193.18                    4.023
9.001 - 9.500                            17,810,750.61                    1.979
9.501 - 10.000                           10,055,320.67                    1.117
10.001 - 10.500                           3,562,154.38                    0.396
10.501 - 11.000                           2,194,850.00                    0.244
11.001 - 11.500                             763,072.11                    0.085
11.501 - 12.000                           1,030,276.16                    0.114

                                           400,001,910                   44.443

                                           Unpaid % of                  Pool by
                                            Principal                  Principal
INITIAL CAP (%)                            Balance ($)                 Balance %
--------------------------------------------------------------------------------
1                                         4,197,966.11                    0.466
1.5                                     330,370,022.08                   36.707
2                                         4,889,183.00                    0.543
3                                        60,544,739.10                    6.727
5
6
12
TOTAL:

                                           400,001,910                   44.443

                                                                        Unpaid
                                         Number of                    Principal
PERIODIC CAP (%)                         Loans                       Balance ($)
--------------------------------------------------------------------------------
1                                        59,265,864.06                    6.585
1.5                                     340,293,298.65                    37.81
2                                           442,747.58                    0.049

                                           400,001,910                   44.443

                          CLTV'S (W/0 SILENT SECONDS)
                                               BALANCE
                                 ---------------------
0.000 - 0.500                             5,262,356.83                    2.001
0.500 - 0.600                            20,715,033.53                    7.875
0.600 - 0.700                            62,032,390.38                   23.582
0.700 - 0.750                            28,432,221.90                   10.809
0.750 - 0.800                            42,969,664.57                   16.335
0.800 - 0.850                            36,177,894.43                   13.753
0.850 - 0.900                            49,782,988.12                   18.926
0.900 - 0.950                            11,709,589.01                    4.452
0.950 - 1.000                             5,964,263.29                    2.267

                                           263,046,402                      100




                                 CREDIT SCORES
                                               BALANCE
                                 ---------------------
500.00 - 519.99                          20,086,965.81                    5.022
520.00 - 539.99                          23,585,181.59                    5.896
540.00 - 559.99                          34,039,309.02                     8.51
560.00 - 579.99                          41,281,455.12                    10.32
580.00 - 599.99                          48,460,759.83                   12.115
600.00 - 619.99                          50,403,787.45                   12.601
620.00 - 639.99                          49,139,869.03                   12.285
640.00 - 659.99                          35,876,542.41                    8.969
660.00 - 679.99                          23,207,837.80                    5.802
680.00 - 699.99                          20,331,045.24                    5.083
700.00 - 719.99                          20,725,114.57                    5.181
720.00 - 739.99                          13,153,995.00                    3.288
740.00 - 759.99                           8,506,324.11                    2.127
760.00 - 779.99                           7,231,858.00                    1.808
780.00 - 799.99                           3,360,568.56                     0.84
800.00 - 819.99                             611,296.75                    0.153

                                           400,001,910                      100

DTI                                             UPB                         %
--------------------------------------------------------------------------------
<= 0.000
0.001 - 10.000
10.001 - 20.000
20.001 - 30.000
30.001 - 40.000
40.001 - 50.000
50.001 - 60.000

                                                     0                        0

                                  LOAN BALANCE
                                               BALANCE
                                 ---------------------

                                             % of Pool
ORIGINAL PRINCIPAL                    Unpaid Principal
BALANCE ($)                                 Balance ($)
--------------------------------------------------------------------------------
0.01 - 50,000.00
50,000.01 - 100,00                       13,365,800.45                    3.341
100,000.01 - 150,0                       32,594,309.48                    8.149
150,000.01 - 200,0                       67,675,132.20                   16.919
200,000.01 - 250,0                       76,182,966.30                   19.046
250,000.01 - 300,0                       63,422,075.22                   15.855
300,000.01 - 350,0                       45,865,782.00                   11.466
350,000.01 - 400,0                       41,815,819.10                   10.454
400,000.01 - 450,0                       17,526,032.94                    4.381
450,000.01 - 500,0                       17,080,653.21                     4.27
500,000.01 - 550,0                       10,522,551.83                    2.631
550,000.01 - 600,0                        6,312,462.00                    1.578
600,000.01 - 650,0                        5,128,000.00                    1.282
650,000.01 - 700,0
700,000.01 - 750,0
750,000.01 - 800,0                        1,525,000.00                    0.381
850,000.01 - 900,0
900,000.01 - 950,0
950,000.01 - 1,000                          985,325.56                    0.246

                                           400,001,910                   99.999



                                OCCUPANCY TYPES
                                               BALANCE
                                 ---------------------
NON OWNER                                15,335,274.31                    3.834
OWNER OCCUPIED                          379,992,274.81                   94.998
SECOND HOME                               4,674,361.17                    1.169

                                           400,001,910                  100.001

                                   LOAN TERM
                                               BALANCE                        %
-                               ----------------------                 ---------
180
240
360                                     400,001,910.29                      100

                                           400,001,910                      100

                                  LOAN PURPOSE
                                               BALANCE
                                 ---------------------
CASHOUT REFI                            256,503,747.81                   64.126
PURCHASE                                135,408,314.31                   33.852
RATE/TERM REFI                            8,089,848.17                    2.022

                                           400,001,910                      100

                                  PRODUCT TYPE
                                               BALANCE
                                 ---------------------
ARMS                                    400,001,910.29                      100

                                           400,001,910                      100

                                 INTEREST ONLY
                                               BALANCE
                                 ---------------------
1 MONTH ARM
10 YEAR ARM
2 YEAR ARM                               69,131,952.38                   45.519
3 YEAR ARM                               82,743,282.69                   54.481
5 YEAR ARM
6 MONTH ARM
7 YEAR ARM

                                           151,875,235                      100



                                  HYBRID TYPES
                                               BALANCE
                                 ---------------------
1 MONTH ARM
10 YEAR ARM
2 YEAR ARM                              163,139,752.04                   40.785
3 YEAR ARM                              233,981,364.04                   58.495
5 YEAR ARM                                  244,744.21                    0.061
6 MONTH ARM                               2,636,050.00                    0.659
7 YEAR ARM

                                           400,001,910                      100

                                 PROPERTY TYPE
                                               BALANCE
                                 ---------------------
2-4 FAMILY                               28,516,196.33                    7.129
CONDO                                    23,538,617.38                    5.885
CO-OP
PUD                                      73,145,147.35                   18.286
SINGLE FAMILY                           274,801,949.23                     68.7

                                           400,001,910                      100

                                 DOCUMENTATION
                                               BALANCE
                                 ---------------------
FULL/ALT                                221,586,048.41                   55.396
NO DOC/NINA/NO RATIO
STATE INCOME/STATED ASSET               178,415,861.88                   44.604
STATED INCOME/VERIFIED ASSET

                                           400,001,910                      100

                                 LIEN PRIORITY
                                        BALANCE
                                 ---------------------
1                                       400,001,910.29                      100

                                           400,001,910                      100

                               MORTGAGE INSURANCE
MORTGAGE INSURANCE
NOT INSURED                             400,001,910.29                      100

COVERAGE DOWN TO:

                                           400,001,910                      100




                                            ORIGINATOR                 SERVICER
                                 ---------------------               -----------

[NAMES OF ORIGINATORS & SERVICERS]

                         GEOGRAPHIC DISTRIBUTION-STATES
STATE                                          BALANCE
                                 ---------------------
AK                                          584,250.00                    0.146
AL                                          810,639.67                    0.203
AR                                        1,143,372.98                    0.286
AZ                                       30,495,429.85                    7.624
CA                                      129,930,875.57                   32.483
CO                                        8,948,334.10                    2.237
CT                                        2,276,342.89                    0.569
DC                                          346,920.00                    0.087
DE                                          289,200.00                    0.072
FL                                       67,602,671.51                   16.901
GA                                        6,696,079.92                    1.674
HI                                        1,105,200.00                    0.276
IA                                        1,420,731.51                    0.355
ID                                          881,450.00                     0.22
IL                                       15,727,667.42                    3.932
IN                                        1,882,514.62                    0.471
KS                                          869,879.43                    0.217
KY                                        1,343,810.00                    0.336
LA                                          224,330.61                    0.056
MA                                        4,450,489.73                    1.113
MD                                       10,364,201.20                    2.591
ME                                        2,038,716.11                     0.51
MI                                        7,146,879.73                    1.787
MN                                        6,854,817.52                    1.714
MO                                        4,471,365.70                    1.118
MS                                          243,300.00                    0.061
NC                                        2,418,114.73                    0.605
ND                                          162,800.00                    0.041
NE                                          534,140.00                    0.134
NH                                        2,933,937.05                    0.733
NJ                                        5,913,289.25                    1.478
NM                                          902,725.00                    0.226
NV                                       12,282,168.42                    3.071
NY                                       19,927,523.82                    4.982
OH                                          717,898.14                    0.179
OK                                          450,797.51                    0.113
OR                                        2,148,373.02                    0.537
PA                                        5,613,367.29                    1.403
RI                                          452,408.00                    0.113
SC                                        1,474,900.00                    0.369
SD                                          430,326.86                    0.108
TN                                        2,568,318.44                    0.642
TX                                        5,068,122.84                    1.267
UT                                        1,237,720.00                    0.309
VA                                       21,024,623.95                    5.256
WA                                        3,132,679.27                    0.783
WI                                        1,638,631.59                     0.41
WV                                          104,400.00                    0.026
WY                                          715,175.04                    0.179

                          GEOGRAPHIC DISTRIBUTION-MSAs
MSA                                            BALANCE
                                 ---------------------



This workbook has 4 data sheets for data input:The Structure and Collateral
sheets. The Structure sheet is for the structure of the offered notes, input
cells are highlighted and an example sheet is shown.

The collateral sheets are for the assets underlying the deal, input cells are
highlighted. With the exception of the summary statistics table each cell should
contain the weighted percentage of deals that answer the given criteria, e.g.
what % are owner occupied, what % have FICO of 640-659 and are IO. The
Collateral Total sheet is for the entire deal, with the other sheets for the
individual groups.




                    Deal launched Date
                    Originator
                    Servicer
                    Collateral
                    Size in USD

                    Structure:



--------------------------------------------------------------------------------------------------
Tranche name     Rating: Moodys/S&P    Size (M$)       Spread        WAL         Credit Enhacement
--------------------------------------------------------------------------------------------------












                    Excess spread
                    Reserve fund
                    Max reserve fund

Example:

               Deal launched Date        Tuesday, March 01, 2005
               Originator                         XXXXX
               Servicer                           YYYY
               Collateral                       Resi B&C
               Size in USD                     500,000,000

               Structure:



--------------------------------------------------------------------------------------------------
Tranche name     Rating: Moodys/S&P    Size (M$)       Spread        WAL         Credit Enhacement
--------------------------------------------------------------------------------------------------

A1               AAA/AAA                          200                        1              60.00%
A2               AAA/AAA                          140                        3              32.00%
A3               AAA/AAA                           50                6.23/9.66              22.00%
                 AAA/AAA                                                                    22.00%
                 AAA/AAA                                                                    22.00%
M1               Aa2/AA                            55                        5              11.00%
M2               A2/A                              30                        5               5.00%
M3               A3/A-                              5                      4.6               4.00%
B1               Baa1/BBB+                          5                      4.6               3.00%
B2               Baa2/BBB                           5                      4.5               2.00%
B3               Baa3/BBB-                          5                      4.3               1.00%
B4               Ba1/BB+                            5                                        0.00%
                 N/A


                    Excess spread                      3.92%
                    Reserve fund                       2.65%
                    Max reserve fund                      0%






                              -----------------------------------------------------------------------------------------------------
LTV/FICO Matrix                                                               LTV
                              -----------------------------------------------------------------------------------------------------
                              60 and below    61-65    66-70    71-75     76-80     81-85     86-90     91-95     96-100     Total
-----------------------------------------------------------------------------------------------------------------------------------

                   < 350             0.00%     0.00%    0.00%    0.00%     0.00%     0.00%     0.00%     0.00%     0.00%      0.00%
                   350-479           0.00%     0.00%    0.00%    0.00%     0.00%     0.00%     0.00%     0.00%     0.00%      0.00%
                   480-499           0.00%     0.00%    0.00%    0.00%     0.00%     0.00%     0.00%     0.00%     0.00%      0.00%
                   500-519           0.00%     0.00%    0.00%    0.00%     0.00%     0.00%     0.00%     0.00%     0.00%      0.00%
                   520-539           0.00%     0.00%    0.00%    0.00%     0.00%     0.00%     0.00%     0.00%     0.00%      0.00%
                   540-559           0.00%     0.00%    0.00%    0.00%     0.00%     0.00%     0.00%     0.00%     0.00%      0.00%
                   560-579           0.00%     0.00%    0.00%    0.00%     0.00%     0.00%     0.00%     0.00%     0.00%      0.00%
                   580-599           0.00%     0.00%    0.00%    0.00%     0.00%     0.00%     0.00%     0.00%     0.00%      0.00%
                   600-619           0.00%     0.00%    0.00%    0.00%     0.00%     0.00%     0.00%     0.00%     0.00%      0.00%
FIXED    FICO      620-639           0.00%     0.00%    0.00%    0.00%     0.00%     0.00%     0.00%     0.00%     0.00%      0.00%
                   640-659           0.00%     0.00%    0.00%    0.00%     0.00%     0.00%     0.00%     0.00%     0.00%      0.00%
                   660-679           0.00%     0.00%    0.00%    0.00%     0.00%     0.00%     0.00%     0.00%     0.00%      0.00%
                   680-699           0.00%     0.00%    0.00%    0.00%     0.00%     0.00%     0.00%     0.00%     0.00%      0.00%
                   700-719           0.00%     0.00%    0.00%    0.00%     0.00%     0.00%     0.00%     0.00%     0.00%      0.00%
                   720-739           0.00%     0.00%    0.00%    0.00%     0.00%     0.00%     0.00%     0.00%     0.00%      0.00%
                   740-759           0.00%     0.00%    0.00%    0.00%     0.00%     0.00%     0.00%     0.00%     0.00%      0.00%
                   760-779           0.00%     0.00%    0.00%    0.00%     0.00%     0.00%     0.00%     0.00%     0.00%      0.00%
                   780-799           0.00%     0.00%    0.00%    0.00%     0.00%     0.00%     0.00%     0.00%     0.00%      0.00%
                   800-850           0.00%     0.00%    0.00%    0.00%     0.00%     0.00%     0.00%     0.00%     0.00%      0.00%
                   850+              0.00%     0.00%    0.00%    0.00%     0.00%     0.00%     0.00%     0.00%     0.00%      0.00%
                   Total             0.00%     0.00%    0.00%    0.00%     0.00%     0.00%     0.00%     0.00%     0.00%      0.00%
                   < 350             0.00%     0.00%    0.00%    0.00%     0.00%     0.00%     0.00%     0.00%     0.00%      0.00%
                   350-479           0.00%     0.00%    0.00%    0.00%     0.00%     0.00%     0.00%     0.00%     0.00%      0.00%
                   480-499           0.00%     0.00%    0.00%    0.00%     0.00%     0.00%     0.00%     0.00%     0.00%      0.00%
                   500-519           1.22%     0.82%    1.04%    1.08%     0.75%     0.09%     0.00%     0.00%     0.02%      5.02%
                   520-539           1.38%     0.64%    1.19%    0.48%     1.00%     0.79%     0.37%     0.05%     0.00%      5.90%
                   540-559           1.56%     1.19%    0.70%    1.34%     1.28%     1.39%     0.89%     0.16%     0.00%      8.51%
                   560-579           0.83%     0.80%    1.31%    1.63%     2.00%     1.47%     1.53%     0.71%     0.04%     10.32%
                   580-599           0.90%     1.76%    1.05%    0.85%     3.87%     0.78%     2.13%     0.64%     0.12%     12.12%
                   600-619           0.60%     0.89%    1.14%    0.86%     4.98%     1.39%     2.14%     0.40%     0.21%     12.60%
ARM      FICO      620-639           0.54%     0.46%    0.59%    0.94%     6.29%     0.84%     2.06%     0.31%     0.26%     12.28%
                   640-659           0.33%     0.41%    0.48%    0.51%     4.50%     1.00%     0.97%     0.40%     0.36%      8.97%
                   660-679           0.11%     0.27%    0.36%    0.54%     3.09%     0.46%     0.84%     0.04%     0.09%      5.80%
                   680-699           0.00%     0.00%    0.00%    0.39%     4.03%     0.12%     0.47%     0.00%     0.08%      5.08%
                   700-719           0.11%     0.00%    0.11%    0.04%     3.94%     0.52%     0.38%     0.00%     0.08%      5.18%
                   720-739           0.00%     0.00%    0.05%    0.06%     2.39%     0.38%     0.36%     0.05%     0.00%      3.29%
                   740-759           0.00%     0.00%    0.00%    0.00%     1.70%     0.15%     0.16%     0.11%     0.00%      2.13%
                   760-779           0.00%     0.00%    0.00%    0.05%     1.48%     0.00%     0.11%     0.00%     0.17%      1.81%
                   780-799           0.00%     0.00%    0.00%    0.00%     0.84%     0.00%     0.00%     0.00%     0.00%      0.84%
                   800-850           0.00%     0.00%    0.00%    0.00%     0.15%     0.00%     0.00%     0.00%     0.00%      0.15%
                   850+              0.00%     0.00%    0.00%    0.00%     0.00%     0.00%     0.00%     0.00%     0.00%      0.00%
                   Total             7.59%     7.24%    8.02%    8.78%    42.32%     9.36%    12.40%     2.86%     1.43%    100.00%




                              -----------------------------------------------------------------------------------
CLTV/FICO Matrix                                        CLTV (including silent seconds)
                              -----------------------------------------------------------------------------------
                              60 and below    61-65    66-70    71-75     76-80     81-85     86-90     91-95
-----------------------------------------------------------------------------------------------------------------

                   < 350             0.00%     0.00%    0.00%    0.00%     0.00%     0.00%     0.00%     0.00%
                   350-479           0.00%     0.00%    0.00%    0.00%     0.00%     0.00%     0.00%     0.00%
                   480-499           0.00%     0.00%    0.00%    0.00%     0.00%     0.00%     0.00%     0.00%
                   500-519           0.00%     0.00%    0.00%    0.00%     0.00%     0.00%     0.00%     0.00%
                   520-539           0.00%     0.00%    0.00%    0.00%     0.00%     0.00%     0.00%     0.00%
                   540-559           0.00%     0.00%    0.00%    0.00%     0.00%     0.00%     0.00%     0.00%
                   560-579           0.00%     0.00%    0.00%    0.00%     0.00%     0.00%     0.00%     0.00%
                   580-599           0.00%     0.00%    0.00%    0.00%     0.00%     0.00%     0.00%     0.00%
                   600-619           0.00%     0.00%    0.00%    0.00%     0.00%     0.00%     0.00%     0.00%
FIXED    FICO      620-639           0.00%     0.00%    0.00%    0.00%     0.00%     0.00%     0.00%     0.00%
                   640-659           0.00%     0.00%    0.00%    0.00%     0.00%     0.00%     0.00%     0.00%
                   660-679           0.00%     0.00%    0.00%    0.00%     0.00%     0.00%     0.00%     0.00%
                   680-699           0.00%     0.00%    0.00%    0.00%     0.00%     0.00%     0.00%     0.00%
                   700-719           0.00%     0.00%    0.00%    0.00%     0.00%     0.00%     0.00%     0.00%
                   720-739           0.00%     0.00%    0.00%    0.00%     0.00%     0.00%     0.00%     0.00%
                   740-759           0.00%     0.00%    0.00%    0.00%     0.00%     0.00%     0.00%     0.00%
                   760-779           0.00%     0.00%    0.00%    0.00%     0.00%     0.00%     0.00%     0.00%
                   780-799           0.00%     0.00%    0.00%    0.00%     0.00%     0.00%     0.00%     0.00%
                   800-850           0.00%     0.00%    0.00%    0.00%     0.00%     0.00%     0.00%     0.00%
                   850+              0.00%     0.00%    0.00%    0.00%     0.00%     0.00%     0.00%     0.00%
                   Total             0.00%     0.00%    0.00%    0.00%     0.00%     0.00%     0.00%     0.00%
                   < 350             0.00%     0.00%    0.00%    0.00%     0.00%     0.00%     0.00%     0.00%
                   350-479           0.00%     0.00%    0.00%    0.00%     0.00%     0.00%     0.00%     0.00%
                   480-499           0.00%     0.00%    0.00%    0.00%     0.00%     0.00%     0.00%     0.00%
                   500-519           1.11%     0.82%    1.04%    1.04%     0.63%     0.09%     0.00%     0.04%
                   520-539           1.19%     0.64%    1.19%    0.44%     1.00%     0.76%     0.37%     0.08%
                   540-559           1.33%     1.12%    0.70%    1.36%     0.86%     1.46%     0.94%     0.28%
                   560-579           0.79%     0.80%    1.31%    1.55%     1.50%     1.39%     1.69%     0.78%
                   580-599           0.76%     1.71%    0.97%    0.56%     1.60%     0.96%     2.13%     0.87%
                   600-619           0.48%     0.89%    1.14%    0.83%     1.67%     1.42%     2.05%     0.71%
ARM      FICO      620-639           0.38%     0.46%    0.59%    0.46%     1.40%     0.87%     2.06%     0.65%
                   640-659           0.33%     0.33%    0.46%    0.48%     0.53%     1.00%     1.05%     0.93%
                   660-679           0.11%     0.27%    0.36%    0.22%     0.10%     0.40%     0.84%     0.23%
                   680-699           0.00%     0.00%    0.00%    0.11%     0.41%     0.12%     0.47%     0.13%
                   700-719           0.11%     0.00%    0.11%    0.00%     0.49%     0.52%     0.42%     0.05%
                   720-739           0.00%     0.00%    0.05%    0.00%     0.31%     0.38%     0.36%     0.11%
                   740-759           0.00%     0.00%    0.00%    0.00%     0.17%     0.15%     0.16%     0.11%
                   760-779           0.00%     0.00%    0.00%    0.00%     0.11%     0.00%     0.23%     0.00%
                   780-799           0.00%     0.00%    0.00%    0.00%     0.00%     0.00%     0.00%     0.06%
                   800-850           0.00%     0.00%    0.00%    0.00%     0.00%     0.00%     0.00%     0.00%
                   850+              0.00%     0.00%    0.00%    0.00%     0.00%     0.00%     0.00%     0.00%
                   Total             6.60%     7.03%    7.93%    7.05%    10.80%     9.50%    12.77%     5.04%


                              --------------------------------------------------------------
CLTV/FICO Matrix                             CLTV (including silent seconds)
                              --------------------------------------------------------------
                               96-100      101-105      106-110         110+        Total
--------------------------------------------------------------------------------------------

                   < 350        0.00%      0.00%           0.00%        0.00%         0.00%
                   350-479      0.00%      0.00%           0.00%        0.00%         0.00%
                   480-499      0.00%      0.00%           0.00%        0.00%         0.00%
                   500-519      0.00%      0.00%           0.00%        0.00%         0.00%
                   520-539      0.00%      0.00%           0.00%        0.00%         0.00%
                   540-559      0.00%      0.00%           0.00%        0.00%         0.00%
                   560-579      0.00%      0.00%           0.00%        0.00%         0.00%
                   580-599      0.00%      0.00%           0.00%        0.00%         0.00%
                   600-619      0.00%      0.00%           0.00%        0.00%         0.00%
FIXED    FICO      620-639      0.00%      0.00%           0.00%        0.00%         0.00%
                   640-659      0.00%      0.00%           0.00%        0.00%         0.00%
                   660-679      0.00%      0.00%           0.00%        0.00%         0.00%
                   680-699      0.00%      0.00%           0.00%        0.00%         0.00%
                   700-719      0.00%      0.00%           0.00%        0.00%         0.00%
                   720-739      0.00%      0.00%           0.00%        0.00%         0.00%
                   740-759      0.00%      0.00%           0.00%        0.00%         0.00%
                   760-779      0.00%      0.00%           0.00%        0.00%         0.00%
                   780-799      0.00%      0.00%           0.00%        0.00%         0.00%
                   800-850      0.00%      0.00%           0.00%        0.00%         0.00%
                   850+         0.00%      0.00%           0.00%        0.00%         0.00%
                   Total        0.00%      0.00%           0.00%        0.00%         0.00%
                   < 350        0.00%      0.00%           0.00%        0.00%         0.00%
                   350-479      0.00%      0.00%           0.00%        0.00%         0.00%
                   480-499      0.00%      0.00%           0.00%        0.00%         0.00%
                   500-519      0.14%      0.00%           0.00%        0.00%         5.02%
                   520-539      0.04%      0.00%           0.00%        0.00%         5.90%
                   540-559      0.28%      0.00%           0.00%        0.00%         8.51%
                   560-579      0.47%      0.00%           0.00%        0.00%        10.32%
                   580-599      2.45%      0.00%           0.00%        0.00%        12.12%
                   600-619      3.28%      0.00%           0.00%        0.00%        12.60%
ARM      FICO      620-639      5.25%      0.00%           0.00%        0.00%        12.28%
                   640-659      3.88%      0.00%           0.00%        0.00%         8.97%
                   660-679      3.27%      0.00%           0.00%        0.00%         5.80%
                   680-699      3.84%      0.00%           0.00%        0.00%         5.08%
                   700-719      3.48%      0.00%           0.00%        0.00%         5.18%
                   720-739      2.08%      0.00%           0.00%        0.00%         3.29%
                   740-759      1.53%      0.00%           0.00%        0.00%         2.13%
                   760-779      1.47%      0.00%           0.00%        0.00%         1.81%
                   780-799      0.78%      0.00%           0.00%        0.00%         0.84%
                   800-850      0.15%      0.00%           0.00%        0.00%         0.15%
                   850+         0.00%      0.00%           0.00%        0.00%         0.00%
                   Total       32.38%      0.00%           0.00%        0.00%        #NAME?


                                          ------------------
                                          IO
                    ----------------------------------------
                           <=350                       0.00%
                           350-479                     0.00%
                           480-499                     0.00%
                           500-519                     0.08%
                           520-539                     0.09%
                           540-559                     0.86%
                           560-579                     7.77%
                           580-599                    11.11%
                           600-619                    15.94%
                    FICO   620-639                    15.55%
                           640-659                     9.93%
                           660-679                    10.49%
                           680-699                     7.94%
                           700-719                     8.41%
                           720-739                     4.46%
                           740-759                     3.67%
                           760-779                     2.67%
                           780-799                     1.04%
                           800-850                     0.00%
                           850+                        0.00%

                                          ------------------
                                          MORTGAGE INSURANCE
                    ----------------------------------------
                           <=350                       0.00%
                           350-479                     0.00%
                           480-499                     0.00%
                           500-519                     0.00%
                           520-539                     0.00%
                           540-559                     0.00%
                           560-579                     0.00%
                           580-599                     0.00%
                           600-619                     0.00%
                    FICO   620-639                     0.00%
                           640-659                     0.00%
                           660-679                     0.00%
                           680-699                     0.00%
                           700-719                     0.00%
                           720-739                     0.00%
                           740-759                     0.00%
                           760-779                     0.00%
                           780-799                     0.00%
                           800-850                     0.00%
                           850+                        0.00%

                                          ------------------
                                          MORTGAGE INSURANCE
                    ----------------------------------------

                           60 and below                0.00%
                           61-65                       0.00%
                           66-70                       0.00%
                           71-75                       0.00%
                           76-80                       0.00%
                    LTV    81-85                       0.00%
                           86-90                       0.00%
                           91-95                       0.00%
                           96-100                      0.00%
                           100+                        0.00%





DTI/FICO matrix
                         -----------------------------------------------------------------------------------------------------------
                               DTI
                         -----------------------------------------------------------------------------------------------------------
                               <20   20-24.9   25-29.9   30-34.9   35-39.9   40-44.9   45-49.9   50-54.9   55-59.9    60+     TOTAL
------------------------------------------------------------------------------------------------------------------------------------

 PRODUCT       FICO RANGE
   ARM           <= 300
                300-500
                500-550
                550-575
                575-600
                600-620
                620-650
                650-680
                680-700
                700-750
                750-800
                800-900
                  900+
                 TOTAL
  FIXED          <= 300
                300-500
                500-550
                550-575
                575-600
                600-620
                620-650
                650-680
                680-700
                700-750
                750-800
                800-900
                  900+
                 TOTAL


--------------------------------------------------------------------------------
                             GENERAL POOL STATISTICS
--------------------------------------------------------------------------------

---------------------------------------------
           GEOGRAPHIC DISTRIBUTION
---------------------------------------------
State                         %
California                             32.48%
Florida                                16.90%
New York                                4.98%
New Jersey                              1.48%
Nevada                                  3.07%
Texas                                   1.27%
Illinois                                3.93%
Washington                              0.78%
Maryland                                2.59%
Massachusetts                           1.11%
Arizona                                 7.62%
Colorado                                2.24%
Oregon                                  0.54%
Connecticut                             0.57%
Georgia                                 1.67%
North Carolina                          0.60%
Alaska                                  0.15%
Alabama                                 0.20%
Arkansas                                0.29%
Delaware                                0.07%
Hawaii                                  0.28%
Idaho                                   0.22%
Indiana                                 0.47%
Iowa                                    0.36%
Kansas                                  0.22%
Kentucky                                0.34%
Louisiana                               0.06%
Maine                                   0.51%
Michigan                                1.79%
Minnesota                               1.71%
Mississippi                             0.06%
Missouri                                1.12%
Nebraska                                0.13%
New Hampshire                           0.73%
New Mexico                              0.23%
North Dakota                            0.04%
Ohio                                    0.18%
Oklahoma                                0.11%
Pennsylvania                            1.40%
Rhode Island                            0.11%
South Carolina                          0.37%
South Dakota                            0.11%
Tennessee                               0.64%
Utah                                    0.31%
Virginia                                5.26%
West Virginia                           0.03%
Wisconsin                               0.41%
Wyoming                                 0.18%
District of Columbia                    0.09%

---------------------------------------------
DOCUMENTATION
---------------------------------------------
                              %
Full Documentation                     55.40%
Stated Documentation                   44.60%
Reduced Documentation                   0.00%
No documentation                        0.00%

---------------------------------------------
OCCUPANCY STATUS
---------------------------------------------
                              %
Primary Residence                      95.00%
Second / Vacation                       1.17%
Non Owner Occupied                      3.83%

---------------------------------------------
DISTRIBUTION BY PROPERTY TYPE
---------------------------------------------
                              %
One                                    68.70%
2-4 Unit                                7.13%
Pud detached                           18.29%
Condo                                   5.88%
Pud attached                            0.00%
Modular Home                            0.00%
Manufactured Housing                    0.00%
Town house                              0.00%

---------------------------------------------
REPAYMENT TYPE
---------------------------------------------
                              %
2 Year ARM                             23.50%
2 Year ARM IO                          17.28%
3 Year ARM                             37.81%
3 Year ARM IO                          20.69%
5 Year ARM                              0.06%
5 Year ARM IO                           0.00%
15/30 Balloon                           0.00%
20/30 Balloon                           0.00%
Fixed                                   0.00%
IO                                      0.00%
Other                                   0.66%
Unknown                                 0.00%

---------------------------------------------
PREPAY PENALTY
---------------------------------------------
                              %
1 year                                  4.38%
2 year                                 38.22%
3 year                                 36.11%
other                                   0.26%
none                                   21.03%

---------------------------------------------
RATE TYPE
---------------------------------------------
                              %
Fixed                                   0.00%
ARM                                   100.00%

---------------------------------------------
BORROWER TYPE
---------------------------------------------
                              %
1st Lien                              100.00%
2nd lien                                0.00%

---------------------------------------------
MORTGAGE PURPOSE
---------------------------------------------
                              %
Purchase                               33.85%
Rate/Term refinance                     2.02%
Equity refinance                       64.13%

---------------------------------------------
SUMMARY STATISTICS
---------------------------------------------

Number of loans                          1750
Total principal balance       $400,001,910.29
Average outstanding balance       $228,572.52
Largest outstanding balance       $985,325.56
WA LTV                                 77.78%
LTV >90%                                4.37%
WA Remaining Term (Months)             359.16
WA Seasoning (months)                    0.84
WA Credit Score                        617.98
WA Net Mortgage Rate                    7.50%
WA Neg Am limit

---------------------------------------------
AFC
---------------------------------------------
                              %
                     0.50%              0.00%
                     1.00%             14.82%
                     1.50%             85.07%
                     2.00%              0.11%
NA or fixed rate                        0.00%

---------------------------------------------
CONFORMING
---------------------------------------------
                              %
Conforming                             87.89%
Non conforming                         12.11%





                               -----------------------------------------------------------------------------------------------------
LTV/FICO Matrix  Group1                                                         LTV
                               -----------------------------------------------------------------------------------------------------
                               60 and below    61-65    66-70    71-75     76-80     81-85     86-90     91-95     96-100    Total
------------------------------------------------------------------------------------------------------------------------------------

                   350-479                                                                                                         0
                   480-499                                                                                                         0
                   500-519                                                                                                         0
                   520-539                                                                                                         0
                   540-559                                                                                                         0
                   560-579                                                                                                         0
                   580-599                                                                                                         0
                   600-619                                                                                                         0
FIXED    FICO      620-639                                                                                                         0
                   640-659                                                                                                         0
                   660-679                                                                                                         0
                   680-699                                                                                                         0
                   700-719                                                                                                         0
                   720-739                                                                                                         0
                   740-759                                                                                                         0
                   760-779                                                                                                         0
                   780-799                                                                                                         0
                   800-850                                                                                                         0
                   Total                  0         0        0        0         0         0         0         0         0          0
                   350-479                                                                                                         0
                   480-499                                                                                                         0
                   500-519                                                                                                         0
                   520-539                                                                                                         0
                   540-559                                                                                                         0
                   560-579                                                                                                         0
                   580-599                                                                                                         0
                   600-619                                                                                                         0
ARM      FICO      620-639                                                                                                         0
                   640-659                                                                                                         0
                   660-679                                                                                                         0
                   680-699                                                                                                         0
                   700-719                                                                                                         0
                   720-739                                                                                                         0
                   740-759                                                                                                         0
                   760-779                                                                                                         0
                   780-799                                                                                                         0
                   800-850                                                                                                         0
                   Total                  0         0        0        0         0         0         0         0         0          0




                               -----------------------------------------------------------------------------------------------------
CLTV/FICO Matrix Group1                                           CLTV (including silent seconds)
                               -----------------------------------------------------------------------------------------------------
                               60 and below    61-65    66-70    71-75     76-80     81-85     86-90     91-95     96-100    101-105
------------------------------------------------------------------------------------------------------------------------------------

                   350-479
                   480-499
                   500-519
                   520-539
                   540-559
                   560-579
                   580-599
                   600-619
FIXED    FICO      620-639
                   640-659
                   660-679
                   680-699
                   700-719
                   720-739
                   740-759
                   760-779
                   780-799
                   800-850
                   Total                  0         0        0        0         0         0         0         0         0          0
                   350-479
                   480-499
                   500-519
                   520-539
                   540-559
                   560-579
                   580-599
                   600-619
ARM      FICO      620-639
                   640-659
                   660-679
                   680-699
                   700-719
                   720-739
                   740-759
                   760-779
                   780-799
                   800-850
                   Total                  0         0        0        0         0         0         0         0         0          0


                               ---------------------------------
                                CLTV (including silent seconds)
                               ---------------------------------
CLTV/FICO Matrix Group1        106-110         110+        Total
----------------------------------------------------------------

                   350-479                                     0
                   480-499                                     0
                   500-519                                     0
                   520-539                                     0
                   540-559                                     0
                   560-579                                     0
                   580-599                                     0
                   600-619                                     0
FIXED    FICO      620-639                                     0
                   640-659                                     0
                   660-679                                     0
                   680-699                                     0
                   700-719                                     0
                   720-739                                     0
                   740-759                                     0
                   760-779                                     0
                   780-799                                     0
                   800-850                                     0
                   Total             0            0            0
                   350-479                                     0
                   480-499                                     0
                   500-519                                     0
                   520-539                                     0
                   540-559                                     0
                   560-579                                     0
                   580-599                                     0
                   600-619                                     0
ARM      FICO      620-639                                     0
                   640-659                                     0
                   660-679                                     0
                   680-699                                     0
                   700-719                                     0
                   720-739                                     0
                   740-759                                     0
                   760-779                                     0
                   780-799                                     0
                   800-850                                     0
                   Total             0            0            0




                                          ------------------
                    Group1                IO
                    ----------------------------------------
                           350-479
                           480-499
                           500-519
                           520-539
                           540-559
                           560-579
                           580-599
                           600-619
                    FICO   620-639
                           640-659
                           660-679
                           680-699
                           700-719
                           720-739
                           740-759
                           760-779
                           780-799
                           800-850

                                          ------------------
                    Group1                MORTGAGE INSURANCE
                    ----------------------------------------
                           350-479
                           480-499
                           500-519
                           520-539
                           540-559
                           560-579
                           580-599
                           600-619
                    FICO   620-639
                           640-659
                           660-679
                           680-699
                           700-719
                           720-739
                           740-759
                           760-779
                           780-799
                           800-850

                                          ------------------
                    Group1                MORTGAGE INSURANCE
                    ----------------------------------------
                           60 and below
                           61-65
                           66-70
                           71-75
                    LTV    76-80
                           81-85
                           86-90
                           91-95
                           96-100
                           100+



DTI/FICO matrix  Group1
                         -----------------------------------------------------------------------------------------------------------
                                                                             DTI
                         -----------------------------------------------------------------------------------------------------------
                               <20   20-24.9   25-29.9   30-34.9   35-39.9   40-44.9   45-49.9   50-54.9   55-59.9    60+     TOTAL
------------------------------------------------------------------------------------------------------------------------------------

 PRODUCT       FICO RANGE
   ARM          300-500
                500-550
                550-575
                575-600
                600-620
                620-650
                650-680
                680-700
                700-750
                750-800
                800-900
                 TOTAL
  FIXED         300-500
                500-550
                550-575
                575-600
                600-620
                620-650
                650-680
                680-700
                700-750
                750-800
                800-900
                 TOTAL


--------------------------------------------------------------------------------
                               GROUP 1 STATISTICS
--------------------------------------------------------------------------------

---------------------------------------------
           GEOGRAPHIC DISTRIBUTION
---------------------------------------------
State                         %
California
Florida
NY
New Jersey
Nevada
Texas
Illinois
Washington
Maryland
Massachussets
Arizona
Colorado
Oregon
Connecticut
Georgia
North Carolina
Alaska
Alabama
Arkansas
Delaware
Hawaii
Idaho
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Michigan
Minnesota
Mississippi
Missouri
Montana
Nebraska
New Hampshire
New Mexico
North Dakota
Ohio
Oklahoma
Pennsylvania
Rhode Island
South Carolina
South Dakota
Tennessee
Utah
Vermont
Virginia
West Virginia
Wisconsin
Wyoming
Washington DC



---------------------------------------------
DOCUMENTATION
---------------------------------------------
                              %
Full Documentation
Stated Documentation
Reduced Documentation
No documentation

---------------------------------------------
OCCUPANCY STATUS
---------------------------------------------
                              %
Primary Residence
Second / Vacation
Non Owner Occupied

---------------------------------------------
DISTRIBUTION BY PROPERTY TYPE
---------------------------------------------
                              %
One
2-4 Unit
Pud detached
Condo
Pud attached
Modular Home
Manufactured Housing
Town house

---------------------------------------------
REPAYMENT TYPE
---------------------------------------------
                              %
2 year ARM
2 year ARM IO
3 Year ARM
3 Year ARM IO
25 Lib 1M/IO/10YR
5 Year ARM
5 Year ARM IO
15/30 Balloon
20/30 Balloon
Fixed
IO
Actuarial

---------------------------------------------
PREPAY PENALTY
---------------------------------------------
                              %
1 year
2 year
3 year
other
none

---------------------------------------------
RATE TYPE
---------------------------------------------
                              %
Fixed
ARM

---------------------------------------------
BORROWER TYPE
---------------------------------------------
                              %
1st Lien
2nd lien

---------------------------------------------
MORTGAGE PURPOSE
---------------------------------------------
                              %
Purchase
Rate/Term refinance
Equity refinance

---------------------------------------------
SUMMARY STATISTICS
---------------------------------------------
Number of loans
Total principal balance
Average outstanding
balance
Largest outstanding
balance
WA LTV
LTV >90%
WA Remaining Term (Months)
WA Seasoning (months)
WA Credit Score
WA Net Mortgage Rate
WA Neg Am limit

---------------------------------------------
AFC
---------------------------------------------
                              %
                     0.50%
                     1.00%
                     1.50%
                     2.00%
NA or fixed rate

---------------------------------------------
CONFORMING
---------------------------------------------
                              %
Conforming
Non conforming






                                  ----------------------------------------------------------------------
LTV/FICO Matrix  Group 2                                           LTV
                                  ----------------------------------------------------------------------
                                  60-    60-65  65-70  70-75  75-80  80-85  85-90  90-95  95-100  Total
--------------------------------------------------------------------------------------------------------

                         350-479                                                                       0
                         480-499                                                                       0
                         500-519                                                                       0
                         520-539                                                                       0
                         540-559                                                                       0
                         560-579                                                                       0
                         580-599                                                                       0
                         600-619                                                                       0
                         620-639                                                                       0
                         640-659                                                                       0
          FIXED     FICO 660-679                                                                       0
                         680-699                                                                       0
                         700-719                                                                       0
                         720-739                                                                       0
                         740-759                                                                       0
                         760-779                                                                       0
                         780-799                                                                       0
                         800-850                                                                       0
                         Total        0      0      0      0      0      0      0      0       0       0
                         350-479                                                                       0
                         480-499                                                                       0
                         500-519                                                                       0
                         520-539                                                                       0
                         540-559                                                                       0
                         560-579                                                                       0
                         580-599                                                                       0
                         600-619                                                                       0
                         620-639                                                                       0
                         640-659                                                                       0
            ARM     FICO 660-679                                                                       0
                         680-699                                                                       0
                         700-719                                                                       0
                         720-739                                                                       0
                         740-759                                                                       0
                         760-779                                                                       0
                         780-799                                                                       0
                         800-850                                                                       0
                         Total        0      0      0      0      0      0      0      0       0       0




                                  ----------------------------------------------------------------------------------------------
CLTV/FICO Matrix Group 2                                         CLTV (including silent seconds)
                                  ----------------------------------------------------------------------------------------------
                                  60-    60-65  65-70  70-75  75-80  80-85  85-90  90-95  95-100 100-105  105-110  110+    Total
--------------------------------------------------------------------------------------------------------------------------------

          FIXED    FICO  350-479                                                                                               0
                         480-499                                                                                               0
                         500-519                                                                                               0
                         520-539                                                                                               0
                         540-559                                                                                               0
                         560-579                                                                                               0
                         580-599                                                                                               0
                         600-619                                                                                               0
                         620-639                                                                                               0
                         640-659                                                                                               0
                         660-679                                                                                               0
                         680-699                                                                                               0
                         700-719                                                                                               0
                         720-739                                                                                               0
                         740-759                                                                                               0
                         760-779                                                                                               0
                         780-799                                                                                               0
                         800-850                                                                                               0
                         Total        0      0      0      0      0      0      0      0       0       0        0       0      0
            ARM    FICO  350-479                                                                                               0
                         480-499                                                                                               0
                         500-519                                                                                               0
                         520-539                                                                                               0
                         540-559                                                                                               0
                         560-579                                                                                               0
                         580-599                                                                                               0
                         600-619                                                                                               0
                         620-639                                                                                               0
                         640-659                                                                                               0
                         660-679                                                                                               0
                         680-699                                                                                               0
                         700-719                                                                                               0
                         720-739                                                                                               0
                         740-759                                                                                               0
                         760-779                                                                                               0
                         780-799                                                                                               0
                         800-850                                                                                               0
                         Total        0      0      0      0      0      0      0      0       0       0        0       0      0


                                          ------------------
                    Group 2               IO
                    ----------------------------------------
                             350-479
                             480-499
                             500-519
                             520-539
                             540-559
                             560-579
                             580-599
                             600-619
                             620-639
                     FICO    640-659
                             660-679
                             680-699
                             700-719
                             720-739
                             740-759
                             760-779
                             780-799
                             800-850

                                          ------------------
                    Group 2               MORTGAGE INSURANCE
                    ----------------------------------------
                             350-479
                             480-499
                             500-519
                             520-539
                             540-559
                             560-579
                             580-599
                             600-619
                             620-639
                       FICO  640-659
                             660-679
                             680-699
                             700-719
                             720-739
                             740-759
                             760-779
                             780-799
                             800-850

                                          ------------------
                    Group 2               MORTGAGE INSURANCE
                    ----------------------------------------
                             60 and below
                             61-65
                             66-70
                             71-75
                             76-80
                        LTV  81-85
                             86-90
                             91-95
                             96-100
                             100+





DTI/FICO matrix Group 2
                         -----------------------------------------------------------------------------------------------------------
                                                                             DTI
                         -----------------------------------------------------------------------------------------------------------
                               <20   20-24.9   25-29.9   30-34.9   35-39.9   40-44.9   45-49.9   50-54.9   55-59.9    60+     TOTAL
------------------------------------------------------------------------------------------------------------------------------------

    PRODUCT    FICO RANGE
      ARM       300-500
                500-550
                550-575
                575-600
                600-620
                620-650
                650-680
                680-700
                700-750
                750-800
                800-900
                 TOTAL
     FIXED      300-500
                500-550
                550-575
                575-600
                600-620
                620-650
                650-680
                680-700
                700-750
                750-800
                800-900
               TOTAL


--------------------------------------------------------------------------------
                               GROUP 2 STATISTICS
--------------------------------------------------------------------------------

---------------------------------------------
           GEOGRAPHIC DISTRIBUTION
---------------------------------------------
State                         %
California
Florida
NY
New Jersey
Nevada
Texas
Illinois
Washington
Maryland
Massachussets
Arizona
Colorado
Oregon
Connecticut
Georgia
North Carolina
Alaska
Alabama
Arkansas
Delaware
Hawaii
Idaho
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Michigan
Minnesota
Mississippi
Missouri
Montana
Nebraska
New Hampshire
New Mexico
North Dakota
Ohio
Oklahoma
Pennsylvania
Rhode Island
South Carolina
South Dakota
Tennessee
Utah
Vermont
Virginia
West Virginia
Wisconsin
Wyoming
Washington DC

---------------------------------------------
DOCUMENTATION
---------------------------------------------
                              %
Full Documentation
Stated Documentation
Reduced Documentation
No documentation

---------------------------------------------
OCCUPANCY STATUS
---------------------------------------------
                              %
Primary Residence
Second / Vacation
Non Owner Occupied

---------------------------------------------
DISTRIBUTION BY PROPERTY TYPE
---------------------------------------------
                              %
One
2-4 Unit
Pud detached
Condo
Pud attached
Modular Home
Manufactured Housing
Town house

---------------------------------------------
REPAYMENT TYPE
---------------------------------------------
                              %
2 year ARM
2 year ARM IO
3 Year ARM
3 Year ARM IO
25 Lib 1M/IO/10YR
5 Year ARM
5 Year ARM IO
15/30 Balloon
20/30 Balloon
Fixed
IO
Actuarial

---------------------------------------------
PREPAY PENALTY
---------------------------------------------
                              %
1 year
2 year
3 year
other
none

-------------------------------------------
RATE TYPE
-------------------------------------------
                              %
Fixed
ARM

-------------------------------------------
BORROWER TYPE
-------------------------------------------
                              %
1st Lien
2nd lien

-------------------------------------------
MORTGAGE PURPOSE
-------------------------------------------
                              %
Purchase
Rate/Term refinance
Equity refinance

-------------------------------------------
SUMMARY STATISTICS
-------------------------------------------
Number of loans
Total principal balance
Average outstanding
balance
Largest outstanding
balance
WA LTV
LTV >90%
WA Remaining Term (Months)
WA Seasoning (months)
WA Credit Score
WA Net Mortgage Rate
WA Neg Am limit

-------------------------------------------
AFC
-------------------------------------------
                              %
                     0.50%
                     1.00%
                     1.50%
                     2.00%
NA or fixed rate

-------------------------------------------
CONFORMING
-------------------------------------------
                              %
Conforming
Non conforming



INVESTEC STRATIFICATION REQUIREMENTS

DEAL NAME
ORIGINATOR
SERVICER
LARGEST SERVICER %
SERVICER RANKING
ORIG. RANKING
FICO AVE                               618
1ST LIEN                          100.000%
LTV                                77.784%
CA                                 32.483%
IO                                 37.969%
MTA                                 0.000%

FOR EACH OF TOP 5 STATES



                                                          TOP 5 STATES
---------------------------------------------------------------------------------------------------------------------------------
                                        WA LOAN                  WA                               FULL       STATED     LIMITED
STATE                PRINCIPAL          BALANCE        %        FICO      WA LTV      WA DTI      DOC %        DOC %      DOC %
---------------------------------------------------------------------------------------------------------------------------------

California        $129,930,875.57     $358,248.93    32.483%     644      75.210%                 15.341%     17.142%      0.000%
Florida            $67,602,671.51     $259,631.28    16.901%     607      79.444%                  8.402%      8.499%      0.000%
Arizona            $30,495,429.85     $238,425.24     7.624%     593      76.332%                  4.821%      2.803%      0.000%
Virginia           $21,024,623.95     $263,943.64     5.256%     601      79.460%                  3.740%      1.516%      0.000%
New York           $19,927,523.82     $315,741.74     4.982%     646      75.602%                  2.194%      2.788%      0.000%


FOR LOW DOC LOANS



                                                      LOW DOC
-------------------------------------------------------------------------------------------------------------------
                                                 WA LOAN                            WA
DOCUMENTATION LEVEL         PRINCIPAL            BALANCE             %             FICO        WA LTV      WA DTI
-------------------------------------------------------------------------------------------------------------------

STATED DOC               $178,415,861.88         $298,289.96       100.000%        632         76.639%
LIMITED DOC


                            LOW DOC STATE BREAKOUT
---------------------------------------------------------------------------
STATE                              PRINCIPAL                        %
---------------------------------------------------------------------------
California                           $68,566,400.79                 17.142%
Florida                              $33,995,060.31                  8.499%
Arizona                              $11,210,910.90                  2.803%
New York                             $11,152,079.47                  2.788%
Illinois                              $6,701,441.94                  1.675%
Virginia                              $6,062,927.72                  1.516%
Nevada                                $4,822,492.01                  1.206%
Georgia                               $3,165,332.47                  0.791%
New Jersey                            $3,148,509.25                  0.787%
Minnesota                             $3,030,580.62                  0.758%
Maryland                              $2,785,634.09                  0.696%
Massachusetts                         $2,367,311.04                  0.592%
Michigan                              $1,888,711.01                  0.472%
Texas                                 $1,862,010.74                  0.466%
Pennsylvania                          $1,784,626.20                  0.446%
Colorado                              $1,731,600.00                  0.433%
New Hampshire                         $1,711,617.05                  0.428%
Missouri                              $1,528,250.92                  0.382%
Connecticut                           $1,215,683.82                  0.304%
Washington                            $1,144,242.08                  0.286%
Tennessee                               $851,700.00                  0.213%
Maine                                   $817,616.11                  0.204%
New Mexico                              $758,725.00                  0.190%
North Carolina                          $695,131.80                  0.174%
Hawaii                                  $694,000.00                  0.173%
Arkansas                                $684,768.17                  0.171%
Oregon                                  $665,320.14                  0.166%
Rhode Island                            $452,408.00                  0.113%
South Carolina                          $388,000.00                  0.097%
Idaho                                   $378,700.00                  0.095%
Alabama                                 $328,217.22                  0.082%
Nebraska                                $314,500.00                  0.079%
Indiana                                 $299,550.00                  0.075%
Kansas                                  $234,000.00                  0.058%
Kentucky                                $221,760.00                  0.055%
Utah                                    $181,800.00                  0.045%
Wyoming                                 $122,692.40                  0.031%
District of Columbia                    $119,920.00                  0.030%
Wisconsin                               $103,500.00                  0.026%
North Dakota                             $97,200.00                  0.024%
Iowa                                     $76,000.00                  0.019%
Louisiana                                $54,930.61                  0.014%

FOR IO LOANS



                                                               IO
---------------------------------------------------------------------------------------------------------------------------------
                                         WA LOAN                  WA                               FULL       STATED     LIMITED
IO TERM               PRINCIPAL          BALANCE        %        FICO      WA LTV      WA DTI      DOC %       DOC %      DOC %
---------------------------------------------------------------------------------------------------------------------------------

24                $54,659,313.38      $343,085.22    35.990%      658      80.700%                19.692%     16.298%      0.000%
36                $74,828,609.69      $317,718.87    49.270%      643      79.541%                31.954%     17.316%      0.000%
60                $22,387,312.00      $298,827.40    14.741%      647      77.617%                 7.265%      7.476%      0.000%


                             IO STATE BREAKOUT
---------------------------------------------------------------------------
STATE                              PRINCIPAL                        %
---------------------------------------------------------------------------
California                           $73,286,451.43                 48.254%
Florida                              $23,832,627.15                 15.692%
Arizona                               $9,402,475.00                  6.191%
Virginia                              $7,967,617.80                  5.246%
New York                              $6,588,178.81                  4.338%
Nevada                                $5,151,774.08                  3.392%
Colorado                              $3,564,406.00                  2.347%
Georgia                               $2,340,012.00                  1.541%
Illinois                              $2,280,721.00                  1.502%
Maryland                              $2,026,155.60                  1.334%
Minnesota                             $1,457,400.00                  0.960%
Texas                                 $1,237,273.00                  0.815%
Tennessee                             $1,181,200.00                  0.778%
Washington                            $1,126,400.00                  0.742%
Missouri                                $937,100.00                  0.617%
Connecticut                             $840,400.00                  0.553%
Maine                                   $792,300.00                  0.522%
Oregon                                  $761,444.00                  0.501%
Hawaii                                  $711,200.00                  0.468%
Massachusetts                           $687,000.00                  0.452%
Pennsylvania                            $684,000.00                  0.450%
Michigan                                $630,795.20                  0.415%
Alaska                                  $584,250.00                  0.385%
Kentucky                                $563,760.00                  0.371%
South Carolina                          $440,000.00                  0.290%
North Carolina                          $410,300.00                  0.270%
Ohio                                    $353,250.00                  0.233%
Idaho                                   $318,750.00                  0.210%
Utah                                    $308,920.00                  0.203%
New Mexico                              $282,100.00                  0.186%
District of Columbia                    $227,000.00                  0.149%
New Hampshire                           $211,200.00                  0.139%
Iowa                                    $146,900.00                  0.097%
South Dakota                            $127,574.00                  0.084%
Wisconsin                               $125,600.00                  0.083%
Indiana                                 $123,500.00                  0.081%
North Dakota                             $97,200.00                  0.064%
Nebraska                                 $68,000.00                  0.045%



FICO STRATIFICATIONS
--------------------


PROPERTY TYPE            <500       501-525   526-550     551-575     576-600    601-625     626-650    651-675    676-700    >700
------------------------------------------------------------------------------------------------------------------------------------

Single Family             0.081%     5.348%     6.261%      8.551%    10.315%     10.362%     9.574%      5.290%    3.941%    8.976%
Multi-unit                0.000%     0.137%     0.321%      0.500%     0.676%      1.249%     1.395%      0.666%    0.552%    1.632%
Planned Unit Dev          0.000%     1.116%     1.762%      2.642%     2.724%      3.247%     3.105%      1.003%    0.774%    1.914%
Condo/Co-op               0.000%     0.237%     0.446%      0.514%     0.819%      0.977%     0.738%      0.561%    0.922%    0.672%
Manuf Housing             0.000%     0.000%     0.000%      0.000%     0.000%      0.000%     0.000%      0.000%    0.000%    0.000%
Other                     0.000%     0.000%     0.000%      0.000%     0.000%      0.000%     0.000%      0.000%    0.000%    0.000%




OCCUPANCY STATUS         <500       501-525   526-550     551-575     576-600    601-625     626-650    651-675    676-700    >700
------------------------------------------------------------------------------------------------------------------------------------

Investor Properties       0.000%     0.093%     0.147%      0.149%     0.623%      0.549%     0.534%       0.434%   0.248%    1.056%
Owner Occupied            0.081%     6.597%     8.630%     11.793%    13.719%     15.172%    14.150%       6.885%   5.913%   12.057%
Second Home               0.000%     0.149%     0.014%      0.265%     0.191%      0.113%     0.129%       0.201%   0.028%    0.080%




LOAN PURPOSE             <500       501-525   526-550     551-575     576-600    601-625     626-650    651-675    676-700    >700
------------------------------------------------------------------------------------------------------------------------------------

Purchase                  0.000%     0.450%     0.602%      1.586%     2.584%      3.339%     6.057%       3.850%   4.515%   10.868%
Refinance (Non cash out)  0.000%     0.071%     0.119%      0.277%     0.201%      0.448%     0.340%       0.204%   0.317%    0.045%
Cash out                  0.081%     6.317%     8.069%     10.345%    11.748%     12.047%     8.415%       3.466%   1.356%    2.281%




DOCUMENTATION LEVEL      <500       501-525   526-550     551-575     576-600    601-625     626-650    651-675    676-700    >700
------------------------------------------------------------------------------------------------------------------------------------

Full Doc                  0.081%     4.454%     5.369%      8.036%     9.155%      9.839%     7.051%       4.081%   2.697%    4.633%
Limited Doc               0.000%     0.000%     0.000%      0.000%     0.000%      0.000%     0.000%       0.000%   0.000%    0.000%
Stated Doc                0.000%     2.385%     3.422%      4.171%     5.378%      5.995%     7.762%       3.439%   3.492%    8.561%




LIEN LEVEL               <500       501-525   526-550     551-575     576-600    601-625     626-650    651-675    676-700    >700
------------------------------------------------------------------------------------------------------------------------------------

First Lien                0.081%     6.839%     8.791%     12.207%    14.534%     15.834%    14.813%       7.520%   6.188%   13.194%
Second Lien               0.000%     0.000%     0.000%      0.000%     0.000%      0.000%     0.000%       0.000%   0.000%    0.000%




LOAN TO VALUE            <500       501-525   526-550     551-575     576-600    601-625     626-650    651-675    676-700    >700
------------------------------------------------------------------------------------------------------------------------------------

<= 55                     0.000%     0.713%     0.855%      0.732%     0.508%      0.177%     0.065%       0.000%   0.000%    0.112%
56 - 60                   0.000%     0.743%     0.654%      0.374%     0.635%      0.314%     0.477%       0.217%   0.000%    0.000%
61 - 65                   0.062%     1.154%     1.203%      1.009%     1.977%      1.313%     0.345%       0.287%   0.000%    0.000%
66 - 70                   0.000%     1.339%     1.664%      1.350%     1.277%      1.235%     0.896%       0.504%   0.000%    0.153%
71 - 75                   0.000%     1.240%     0.822%      2.183%     1.178%      1.456%     0.771%       0.462%   0.635%    0.151%
76 - 80                   0.019%     1.177%     1.385%      2.299%     4.438%      6.234%     8.263%       3.737%   4.618%   10.392%
81 - 85                   0.000%     0.402%     1.256%      1.933%     1.025%      1.463%     1.006%       0.942%   0.116%    1.051%
86 - 90                   0.000%     0.053%     0.812%      1.562%     2.629%      2.833%     2.025%       1.093%   0.700%    0.922%
91 - 95                   0.000%     0.000%     0.138%      0.723%     0.691%      0.578%     0.466%       0.167%   0.000%    0.160%
96 - 100                  0.000%     0.018%     0.000%      0.042%     0.175%      0.231%     0.499%       0.111%   0.120%    0.252%
> 100                     0.000%     0.000%     0.000%      0.000%     0.000%      0.000%     0.000%       0.000%   0.000%    0.000%




LOAN SIZE                <500       501-525   526-550     551-575     576-600    601-625     626-650    651-675    676-700    >700
------------------------------------------------------------------------------------------------------------------------------------

$0 - $50,000              0.000%     0.000%     0.000%      0.000%     0.000%      0.000%     0.000%       0.000%   0.000%    0.000%
$50,000 - $100,000        0.019%     0.237%     0.291%      0.394%     0.829%      0.711%     0.583%       0.132%   0.024%    0.121%
$100,000 - $150,000       0.000%     0.661%     0.719%      1.300%     1.282%      1.662%     0.918%       0.613%   0.465%    0.530%
$150,000 - $200,000       0.000%     2.168%     2.457%      2.895%     2.909%      2.185%     1.583%       0.849%   0.794%    1.077%
$200,000 - $250,000       0.062%     1.625%     2.005%      2.629%     3.105%      3.293%     2.965%       1.141%   0.669%    1.552%
$250,000 - $300,000       0.000%     1.296%     1.643%      1.871%     2.523%      2.189%     2.594%       0.909%   1.096%    1.734%
$300,000 - $350,000       0.000%     0.404%     0.741%      1.138%     1.209%      2.442%     1.322%       1.466%   0.902%    1.844%
> $350,000                0.000%     0.447%     0.934%      1.980%     2.677%      3.352%     4.848%       2.409%   2.239%    6.337%
Average                   0.000%     0.000%     0.000%      0.000%     0.000%      0.000%     0.000%       0.000%   0.000%    0.000%




                           DEAL NAME

MI DATA                    MI FLAG                 N
                           % OF POOL COVERED                  0.00%
                           EFFECTIVE LTV                      0.00%

DTI DISTRIBUTION
                           DTI <10.00
                           DTI 10.00-19.99
                           DTI 20.00-29.99
                           DTI 30.00-39.99
                           DTI 40.00-49.99
                           DTI 50.00-59.99
                           DTI 60.00-69.99
                           DTI >=70.00
                           DTI UNKNOWN


--------------------------------------------------------------------------------
Please populate column C with the corresponding pool characteristics in
Column B.

- For values in currency format, omit $.
- For values in percentage format, provide data to 3 decimal places and omit %.
- For WAC Net Rate, subtract servicing fee, trustee fee, and initial MI fee.
- For MI Flag, Y or N.
--------------------------------------------------------------------------------






                                                           INTEREST ONLY
------------------------------------------------------------------------------------------------------------------------------------
                         NUMBER OF                    AVG.LOAN      % OF             % OWNER                       % FULL  % SECOND
       PRODUCT TYPE        LOANS     LOAN BALANCE      BALANCE    TOTAL IO  WA FICO  OCCUPIED  % PURCHASE  WA DTI    DOC      LIENS
------------------------------------------------------------------------------------------------------------------------------------

2/28 ARM 24 MONTH IO           187   $54,659,313.38  $292,295.79    35.99%      658    34.59%      21.69%           19.69%     0.00%
2/28 ARM 30 MONTH IO             0            $0.00        $0.00     0.00%        0     0.00%       0.00%            0.00%     0.00%
2/28 ARM 60 MONTH IO            53   $14,472,639.00  $273,068.66     9.53%      656     9.53%       4.54%            3.84%     0.00%
2/28 ARM 120 MONTH IO            0            $0.00        $0.00     0.00%        0     0.00%       0.00%            0.00%     0.00%
3/27 ARM 24 MONTH IO             0            $0.00        $0.00     0.00%        0     0.00%       0.00%            0.00%     0.00%
3/27 ARM 36 MONTH IO           282   $74,828,609.69  $265,349.68    49.27%      643    46.84%      19.51%           31.95%     0.00%
3/27 ARM 60 MONTH IO            33    $7,914,673.00  $239,838.58     5.21%      631     5.03%       2.10%            3.43%     0.00%
3/27 ARM 120 MONTH IO            0            $0.00        $0.00     0.00%        0     0.00%       0.00%            0.00%     0.00%
5/25 ARM 60 MONTH IO             0            $0.00        $0.00     0.00%        0     0.00%       0.00%            0.00%     0.00%
5/25 ARM 84 MONTH IO             0            $0.00        $0.00     0.00%        0     0.00%       0.00%            0.00%     0.00%
30 FIXED IO                      0            $0.00        $0.00     0.00%        0     0.00%       0.00%            0.00%     0.00%
15 FIXED IO                      0            $0.00        $0.00     0.00%        0     0.00%       0.00%            0.00%     0.00%
OTHER IO                         0            $0.00        $0.00     0.00%        0     0.00%       0.00%            0.00%     0.00%
NON-IO                           0            $0.00        $0.00     0.00%        0     0.00%       0.00%            0.00%     0.00%
UNKNOWN                          0            $0.00        $0.00     0.00%        0     0.00%       0.00%            0.00%     0.00%
         TOTALS:               555  $151,875,235.07  $273,649.07   100.00%      649    95.99%      47.83%           58.91%     0.00%




                                                      INIT RATE CAP
------------------------------------------------------------------------------------------------------------------------
                                                                            %2.500-                    %3.500-   %4.000-
       PRODUCT TYPE        %1.000-1.499     %1.500-1.999    %2.000-2.499    2.999      %3.000-3.499      3.99     4.499
------------------------------------------------------------------------------------------------------------------------

2/28 ARM 24 MONTH IO        $311,500.00    $50,193,153.35           $0.00     $0.00    $4,154,660.03     $0.00     $0.00
2/28 ARM 30 MONTH IO              $0.00             $0.00           $0.00     $0.00            $0.00     $0.00     $0.00
2/28 ARM 60 MONTH IO              $0.00     $2,452,150.00   $3,171,483.00     $0.00    $8,849,006.00     $0.00     $0.00
2/28 ARM 120 MONTH IO             $0.00             $0.00           $0.00     $0.00            $0.00     $0.00     $0.00
3/27 ARM 24 MONTH IO              $0.00             $0.00           $0.00     $0.00            $0.00     $0.00     $0.00
3/27 ARM 36 MONTH IO        $200,000.00    $70,781,224.70           $0.00     $0.00    $3,847,384.99     $0.00     $0.00
3/27 ARM 60 MONTH IO              $0.00     $1,646,687.00     $848,500.00     $0.00    $5,419,486.00     $0.00     $0.00
3/27 ARM 120 MONTH IO             $0.00             $0.00           $0.00     $0.00            $0.00     $0.00     $0.00
5/25 ARM 60 MONTH IO              $0.00             $0.00           $0.00     $0.00            $0.00     $0.00     $0.00
5/25 ARM 84 MONTH IO              $0.00             $0.00           $0.00     $0.00            $0.00     $0.00     $0.00
30 FIXED IO                       $0.00             $0.00           $0.00     $0.00            $0.00     $0.00     $0.00
15 FIXED IO                       $0.00             $0.00           $0.00     $0.00            $0.00     $0.00     $0.00
OTHER IO                          $0.00             $0.00           $0.00     $0.00            $0.00     $0.00     $0.00
NON-IO                            $0.00             $0.00           $0.00     $0.00            $0.00     $0.00     $0.00
UNKNOWN                           $0.00             $0.00           $0.00     $0.00            $0.00     $0.00     $0.00
         TOTALS:            $511,500.00   $125,073,215.05   $4,019,983.00     $0.00   $22,270,537.02     $0.00     $0.00


                         INIT RATE CAP
---------------------------------------------------------------
                          %4.500-   %5.500-   %5.500-   %6.000-
       PRODUCT TYPE        4.999     5.499     5.999     6.499
---------------------------------------------------------------

2/28 ARM 24 MONTH IO        $0.00     $0.00    $0.00      $0.00
2/28 ARM 30 MONTH IO        $0.00     $0.00    $0.00      $0.00
2/28 ARM 60 MONTH IO        $0.00     $0.00    $0.00      $0.00
2/28 ARM 120 MONTH IO       $0.00     $0.00    $0.00      $0.00
3/27 ARM 24 MONTH IO        $0.00     $0.00    $0.00      $0.00
3/27 ARM 36 MONTH IO        $0.00     $0.00    $0.00      $0.00
3/27 ARM 60 MONTH IO        $0.00     $0.00    $0.00      $0.00
3/27 ARM 120 MONTH IO       $0.00     $0.00    $0.00      $0.00
5/25 ARM 60 MONTH IO        $0.00     $0.00    $0.00      $0.00
5/25 ARM 84 MONTH IO        $0.00     $0.00    $0.00      $0.00
30 FIXED IO                 $0.00     $0.00    $0.00      $0.00
15 FIXED IO                 $0.00     $0.00    $0.00      $0.00
OTHER IO                    $0.00     $0.00    $0.00      $0.00
NON-IO                      $0.00     $0.00    $0.00      $0.00
UNKNOWN                     $0.00     $0.00    $0.00      $0.00
         TOTALS:            $0.00     $0.00    $0.00      $0.00






PERCENTAGE BY RANGE                       LOANS WITHOUT MI
                                               FICOS



                         Less                                                              Greater
                         Than                                                                Than
                          450    451-500   501-550   551-600   601-65O  651-700    701-750   750
                         --------------------------------------------------------------------------

                 <20     0.00%     0.00%     0.00%     0.00%     0.00%    0.00%     0.00%    0.00%
                20-30    0.00%     0.00%     0.00%     0.00%     0.00%    0.00%     0.00%    0.00%
                30-40    0.00%     0.00%     0.19%     0.00%     0.00%    0.00%     0.00%    0.00%
                40-50    0.00%     0.00%     0.39%     0.46%     0.06%    0.00%     0.11%    0.00%
    LTVS        50-60    0.00%     0.00%     2.35%     1.75%     0.97%    0.17%     0.00%    0.00%
                60-70    0.00%     0.06%     4.31%     4.78%     3.29%    0.55%     0.11%    0.00%
                70-80    0.00%     0.00%     4.13%     5.84%     5.53%    2.21%     0.77%    0.05%
                80-90    0.00%     0.02%     3.32%     9.16%    15.29%    9.15%     7.87%    3.17%
                90-100   0.00%     0.00%     0.93%     4.53%     4.84%    1.40%     0.57%    0.30%
                 >100    0.00%     0.00%     0.02%     0.22%     0.67%    0.23%     0.08%    0.17%
                         0.00%     0.00%     0.00%     0.00%     0.00%    0.00%     0.00%    0.00%


                                          LOANS WITH MI
                                              FICOS



                         Less                                                              Greater
                         Than                                                                Than
                          450   451-500   501-550   551-600   601-65O  651-700   701-750      750
                         --------------------------------------------------------------------------

                 <20     0.00%   0.00%     0.00%     0.00%     0.00%    0.00%     0.00%      0.00%
                20-30    0.00%   0.00%     0.00%     0.00%     0.00%    0.00%     0.00%      0.00%
                30-40    0.00%   0.00%     0.00%     0.00%     0.00%    0.00%     0.00%      0.00%
                40-50    0.00%   0.00%     0.00%     0.00%     0.00%    0.00%     0.00%      0.00%
    LTVS        50-60    0.00%   0.00%     0.00%     0.00%     0.00%    0.00%     0.00%      0.00%
                60-70    0.00%   0.00%     0.00%     0.00%     0.00%    0.00%     0.00%      0.00%
                70-80    0.00%   0.00%     0.00%     0.00%     0.00%    0.00%     0.00%      0.00%
                80-90    0.00%   0.00%     0.00%     0.00%     0.00%    0.00%     0.00%      0.00%
                90-100   0.00%   0.00%     0.00%     0.00%     0.00%    0.00%     0.00%      0.00%
                 >100    0.00%   0.00%     0.00%     0.00%     0.00%    0.00%     0.00%      0.00%
                         0.00%   0.00%     0.00%     0.00%     0.00%    0.00%     0.00%      0.00%


LOAN COUNT                                LOANS WITHOUT MI
                                                FICOS



                         Less                                                              Greater
                         Than                                                                Than
                          450   451-500   501-550   551-600   601-65O  651-700    701-750     750
                         -------------------------------------------------------------------------

                 <20       0       0         0         0         0        0          0        0
                20-30      0       0         0         0         0        0          0        0
                30-40      0       0         3         0         0        0          0        0
                40-50      0       0         8         8         2        0          1        0
    LTVS        50-60      0       0        42        28        14        3          0        0
                60-70      0       1        79        78        49        8          1        0
                70-80      0       0        86        99        82       32         13        1
                80-90      0       1        69       192       264      138        105       40
                90-100     0       0        21       101       108       24         10        4
                 >100      0       0         1         9        16        6          1        2
                  #        0       0         0         0         0        0          0        0


                                          LOANS WITH MI
                                              FICOS



                         Less                                                              Greater
                         Than                                                                Than
                          450   451-500   501-550   551-600   601-65O  651-700    701-750     750
                         --------------------------------------------------------------------------

                 <20       0       0         0         0         0        0          0         0
                20-30      0       0         0         0         0        0          0         0
                30-40      0       0         0         0         0        0          0         0
                40-50      0       0         0         0         0        0          0         0
    LTVS        50-60      0       0         0         0         0        0          0         0
                60-70      0       0         0         0         0        0          0         0
                70-80      0       0         0         0         0        0          0         0
                80-90      0       0         0         0         0        0          0         0
                90-100     0       0         0         0         0        0          0         0
                 >100      0       0         0         0         0        0          0         0
                           0       0         0         0         0        0          0         0


--------------------------------------------------------------------------------
Please provide a breakdown of percentages for each cell of the matrix for loans
that fall within the appropriate category brokendown between loans with MI and
loans without MI as well as the loan count for each breakdown in the matrices
below. The sum of the percentages for the with MI and without MI percentages
should equal 100%. The sum of the loans in the matrices below should equal the
number of loans in the pool. If FICO is not available for loan, default to <450
bucket. If deal does not have MI, provide data for the entire pool in the "Loans
without MI" matrix.
--------------------------------------------------------------------------------






LTV:                                     FIXED $           2/28 $               3/27 $             5/25 $             OTHER
-------------------------------------------------------------------------------------------------------------------------------

                           BELOW 70       $0.00        $37,376,825.72       $51,690,609.81       $244,744.21       $70,000.00
                        70.01 TO 75       $0.00        $15,712,267.64       $19,356,319.99          $0.00          $524,250.00
                        75.01 TO 80       $0.00        $69,597,933.06       $99,483,574.75          $0.00         $1,165,800.00
                        80.01 TO 85       $0.00        $14,545,022.44       $21,899,112.25          $0.00          $331,500.00
                        85.01 TO 90       $0.00        $18,470,207.00       $31,499,686.12          $0.00          $544,500.00
                        90.01 TO 95       $0.00        $4,419,446.66         $7,273,807.35          $0.00             $0.00
                       95.01 TO 100       $0.00        $3,018,049.52         $2,778,253.77          $0.00             $0.00
                        100.01 PLUS       $0.00            $0.00                 $0.00              $0.00             $0.00




FICO                                     FIXED $           2/28 $               3/27 $             5/25 $             OTHER
-------------------------------------------------------------------------------------------------------------------------------

                          BELOW 549       $0.00        $26,357,399.63       $33,635,793.09          $0.00          $907,700.00
                         550 TO 574       $0.00        $20,728,703.52       $28,094,212.40          $0.00          $400,500.00
                         575 TO 599       $0.00        $20,334,179.07       $36,375,733.66          $0.00          $619,450.00
                         600 TO 624       $0.00        $22,266,488.75       $40,579,247.80          $0.00             $0.00
                         625 TO 649       $0.00        $21,762,359.60       $37,414,669.47          $0.00          $708,400.00
                         650 TO 674       $0.00        $11,944,585.77       $18,737,783.66       $244,744.21          $0.00
                         675 TO 699       $0.00        $12,983,262.04       $12,317,540.63          $0.00             $0.00
                           700 PLUS       $0.00        $26,762,773.66       $26,826,383.33          $0.00             $0.00




PROPERTY TYPE:                           FIXED $           2/28 $               3/27 $             5/25 $             OTHER
-------------------------------------------------------------------------------------------------------------------------------

             SINGLE-FAMILY DETACHED       $0.00       $112,279,354.18       $159,946,200.84      $244,744.21      $2,331,650.00
                                PUD       $0.00        $33,687,739.98       $39,387,407.37          $0.00          $70,000.00
                              CONDO       $0.00        $10,265,254.96       $13,038,962.42          $0.00          $234,400.00
                     3+ FAMILY DET.       $0.00        $6,907,402.92        $21,608,793.41          $0.00             $0.00
                 MANUFACTURED HOUSE       $0.00            $0.00                 $0.00              $0.00             $0.00
                              OTHER       $0.00            $0.00                 $0.00              $0.00             $0.00




PURPOSE:                                 FIXED $           2/28 $               3/27 $             5/25 $             OTHER
-------------------------------------------------------------------------------------------------------------------------------

                           PURCHASE       $0.00        $65,320,388.02       $69,093,276.29          $0.00          $994,650.00
                REFINANCE RATE/TERM       $0.00        $2,786,350.00         $5,058,753.96       $244,744.21          $0.00
  CASH OUT REFI (COF) BELOW  70 LTV       $0.00        $35,980,212.91       $48,175,768.10          $0.00          $70,000.00
         COF WITH  LTV  70.01 TO 75       $0.00        $11,595,756.34       $16,800,807.65          $0.00             $0.00
         COF WITH  LTV  75.01 TO 80       $0.00        $18,583,608.85       $44,789,705.42          $0.00          $695,400.00
         COF WITH  LTV  80.01 TO 85       $0.00        $12,527,422.91       $19,374,530.45          $0.00          $331,500.00
         COF WITH  LTV  85.01 TO 90       $0.00        $13,353,470.95       $24,711,576.49          $0.00          $544,500.00
         COF WITH  LTV  90.01 TO 95       $0.00        $2,560,846.85         $5,201,690.52          $0.00             $0.00
        COF WITH  LTV  95.01 TO 100       $0.00         $431,695.21           $775,255.16           $0.00             $0.00
        COF WITH   LTV  100.01 PLUS       $0.00            $0.00                 $0.00              $0.00             $0.00
                              OTHER       $0.00            $0.00                 $0.00              $0.00             $0.00




OCCUPANCY STATUS:                        FIXED $           2/28 $               3/27 $             5/25 $             OTHER
-------------------------------------------------------------------------------------------------------------------------------

                     OWNER OCCUPIED       $0.00       $156,195,557.40       $220,915,923.20      $244,744.21      $2,636,050.00
                           2ND HOME       $0.00        $5,948,625.05         $9,386,649.26          $0.00             $0.00
                         INVESTMENT       $0.00         $995,569.59          $3,678,791.58          $0.00             $0.00
                              OTHER       $0.00            $0.00                 $0.00              $0.00             $0.00




LOAN BALANCE                             FIXED $           2/28 $               3/27 $             5/25 $             OTHER
-------------------------------------------------------------------------------------------------------------------------------

                       BELOW 50,000       $0.00        $5,166,218.37         $7,940,882.08          $0.00          $258,700.00
               50,000.01 TO 100,000       $0.00        $10,704,788.19       $21,745,521.29          $0.00          $144,000.00
              100,000.01 TO 150,000       $0.00        $24,226,436.58       $42,922,995.62          $0.00          $525,700.00
              150,000.01 TO 200,000       $0.00        $94,235,508.41       $131,622,990.00      $244,744.21      $1,183,400.00
              200,000.01 TO 400,000       $0.00        $16,165,400.66       $18,441,285.49          $0.00             $0.00
              400,000.01 TO 500,000       $0.00        $9,196,399.83         $7,114,364.00          $0.00          $524,250.00
              500,000.01 TO 600,000       $0.00        $3,445,000.00         $4,193,325.56          $0.00             $0.00
            600,000.01 TO 1,000,000
             1,000,000.01 AND ABOVE





LOAN TERM                                FIXED $           2/28 $               3/27 $             5/25 $             OTHER
-------------------------------------------------------------------------------------------------------------------------------

                          >30 YEARS       $0.00            $0.00                 $0.00              $0.00             $0.00
                           30 YEARS       $0.00       $163,139,752.04       $233,981,364.04      $244,744.21      $2,636,050.00
                           20 YEARS       $0.00            $0.00                 $0.00              $0.00             $0.00
                           15 YEARS       $0.00            $0.00                 $0.00              $0.00             $0.00
                              OTHER       $0.00            $0.00                 $0.00              $0.00             $0.00




DOCUMENTATION TYPE                       FIXED $           2/28 $               3/27 $             5/25 $             OTHER
-------------------------------------------------------------------------------------------------------------------------------

                 FULL DOCUMENTATION       $0.00        $80,708,943.18       $138,990,961.02      $244,744.21      $1,641,400.00
              LIMITED DOCUMENTATION       $0.00            $0.00                 $0.00              $0.00             $0.00
      STATED DOCS WITH LTV BELOW 70       $0.00        $18,771,243.25       $24,649,707.45          $0.00             $0.00
  STATED DOCS WITH LTV  70.01 TO 75       $0.00        $9,145,242.21         $9,462,243.24          $0.00          $524,250.00
 STATED DOCS WITH LTV   75.01 TO 80       $0.00        $38,742,379.87       $40,439,213.30          $0.00          $470,400.00
 STATED DOCS WITH LTV   80.01 TO 85       $0.00        $6,317,164.14         $7,367,875.71          $0.00             $0.00
 STATED DOCS WITH LTV   85.01 TO 90       $0.00        $7,766,390.84        $11,050,246.17          $0.00             $0.00
 STATED DOCS WITH LTV   90.01 TO 95       $0.00         $686,164.28          $1,034,003.37          $0.00             $0.00
STATED DOCS WITH LTV   95.01 TO 100       $0.00        $1,002,224.27          $987,113.78           $0.00             $0.00
  STATED DOCS WITH LTV ABOVE 100.01       $0.00            $0.00                 $0.00              $0.00             $0.00
                              OTHER       $0.00            $0.00                 $0.00              $0.00             $0.00




LIEN STATUS                              FIXED $           2/28 $               3/27 $             5/25 $             OTHER
-------------------------------------------------------------------------------------------------------------------------------

                           1ST LIEN       $0.00       $163,139,752.04       $233,981,364.04      $244,744.21      $2,636,050.00
    SECOND LIENS WITH LTV BELOW  85       $0.00            $0.00                 $0.00              $0.00             $0.00
 SECOND LIENS WITH LTV  85.01 TO 90       $0.00            $0.00                 $0.00              $0.00             $0.00
 SECOND LIENS WITH LTV  90.01 TO 95       $0.00            $0.00                 $0.00              $0.00             $0.00
SECOND LIENS WITH LTV  95.01 TO 100       $0.00            $0.00                 $0.00              $0.00             $0.00
SECOND LIENS WITH LTV  ABOVE 100.01       $0.00            $0.00                 $0.00              $0.00             $0.00




INTEREST ONLY                            FIXED $           2/28 $               3/27 $             5/25 $             OTHER
-------------------------------------------------------------------------------------------------------------------------------

            DOLLAR OF MORTGAGE TYPE      $0.00         $69,131,952.38       $82,743,282.69          $0.00             $0.00
                          AVE. FICO        0                658                  642                  0                  0
                           AVE. LTV      0.00%             79.85%               79.53%              0.00%              0.00%
                      % STATED DOCS      0.00%             21.99%               19.10%              0.00%              0.00%
                        % FULL DOCS      0.00%             23.53%               35.38%              0.00%              0.00%



MH STRATIFICATION:
------------------------------------------------------
Total Balance                                    $0.00
% Pool Balance                                   0.00%
Ave. FICO                                            0
Ave. LTV                                         0.00%
% Full Docs                                      0.00%

SILENT SECONDS STRATIFICATION:
------------------------------------------------------
Total Balance                          $136,955,508.23
% Pool Balance                                  34.24%
Ave. FICO                                          664
Ave. LTV                                        79.53%
% Full Docs                                     49.21%

SECOND LIEN STRATIFICATION:
------------------------------------------------------
Total Balance                                    $0.00
% Pool Balance                                   0.00%
Ave. FICO                                            0
Ave. LTV                                         0.00%
% Full Docs                                      0.00%

LTV ABOVE 90 STRATIFICATION:
------------------------------------------------------
Total Balance                           $17,489,557.30
% Pool Balance                                   4.37%
Ave. FICO                                          621
Ave. LTV                                        96.26%
% Full Docs                                     78.79%



       CUSIP OR ISIN
         BBERG ID
         DEAL NAME                       CWABS 2006-1
        ISSUER NAME                      CHL
        PARENT NAME
  ORIGINAL CLASS BALANCE
   CURRENT CLASS BALANCE
      PORTFOLIO NAME
          SECTOR
        SETTLE DATE                                                2/10/2006
    COLLATERAL BALANCE                                       $400,001,910.29
    ORIGINAL # OF LOANS                                                 1750
     AVG. LOAN BALANCE $228,572.52
        INITIAL WAC                                                    7.50%
        INITIAL WAM                                                      360
         REM. WAM                                                     359.16
          MOODY'S
            S&P
           FITCH
          MOODY'S
            S&P
           FITCH
          WA FICO                                                     617.98
           < 500                                                       0.00%
           < 550                                                      15.23%
           <575                                                       27.53%
           < 600                                                      57.55%
           > 650                                                      26.90%
           > 700                                                      13.19%
          WA DTI
           > 40%                                                      54.23%
           > 45%                                                      31.12%
          WA LTV                                                      77.78%
           > 80                                                       26.19%
           > 90                                                        4.37%
           % IO                                                       37.97%
          IO FICO                                                     649.03
     IO WITH FICO <575                                                 2.56%
          IO TERM                                   24, 36, 60
         IO TERM %                            13.66%. 18.71%, 5.60%
          IO LTV                                                      79.67%
       % 15 YR FIXED                                                   0.00%
       %30 YR FIXED                                                    0.00%
        % BALLOONS                                                     0.00%
           40 YR                                                       0.00%
       2/28 HYBRIDS                                                   40.78%
       3/27 HYBRIDS                                                   58.50%
       5/25 HYBRIDS                                                    0.06%
      <= 1/29 HYBRIDS                                                  0.00%



        % 2ND LIEN                                                     0.00%
       % SILENT 2NDS                                                  34.24%
           MTA?                                                        0.00%
         MTA LIMIT
          NEGAM?                                                       0.00%
        MI COMPANY                                                     0.00%
       MI COVERAGE %
       SINGLE FAMILY                                                  68.70%
        2-4 FAMILY                                                     7.13%
           CONDO                                                       5.88%
           CO-OP                                                       0.00%
            PUD                                                       18.29%
            MH                                                         0.00%
           OWNER                                                      95.00%
        SECOND HOME                                                    1.17%
         INVESTOR                                                      3.83%
            REFI                                                       2.02%
          CASH OUT                                                    64.13%
          PURCHASE                                                    33.85%
         FULL DOC                                                     55.40%
        REDUCED DOC                                                    0.00%
          NO DOC                                                       0.00%
          STATE 1                        CA
         % STATE 1                                                    32.48%
          STATE 2                        FL
         % STATE 2                                                    16.90%
          STATE 3                        AZ
         % STATE 3                                                     7.62%
          STATE 4                        VA
         % STATE 4                                                     5.26%
           SUB %
       INITIAL OC %
TARGET OC % BEFORE STEPDOWN
TARGET OC % AFTER STEPDOWN
         OTHER CE%
        TOTAL CE %
  INITIAL EXCESS INTEREST
       ORIGNATORS 1
      % ORIGNATORS 1
       ORIGNATORS 2
      % ORIGNATORS 2
       ORIGNATORS 3
      % ORIGNATORS 3
      ISSUER CONTACT
       ISSUER NUMBER
        SERVICERS 1
       % SERVICERS 1
        SERVICERS 2
       % SERVICERS 2
        SERVICERS 3
       % SERVICERS 3
     SERVICER CONTACT



      SERVICER NUMBER
      MASTER SERVICER
          TRUSTEE
      TRUSTEE CONTACT
      TRUSTEE NUMBER
    CREDIT RISK MANAGER
        UNDERWRITER
        DERIVATIVES
      CREDIT COMMENTS

           NEGAM
        MAXIM OWNED
       INTEX STRESS
        TERM SHEET
       HARD PROSSUP
      ELECT. PROSSUP