FINANCIAL STATEMENTS OF

PRUCO LIFE OF NEW JERSEY FLEXIBLE PREMIUM VARIABLE ANNUITY ACCOUNT

STATEMENTS OF NET ASSETS

December 31, 2024

	SUBACCOUNTS
	PSF PGIM Government Money Market Portfolio (Class I)		PSF PGIM Total Return Bond Portfolio (Class I)		PSF PGIM Jennison Blend Portfolio (Class I)		PSF PGIM Jennison Value Portfolio (Class I)		PSF PGIM High Yield Bond Portfolio (Class I)
ASSETS
Investment in the portfolios, at fair value	$	4,081,782	$	7,160,009	$	18,928,948	$	15,161,017	$	6,498,232
Net Assets	$	4,081,782	$	7,160,009	$	18,928,948	$	15,161,017	$	6,498,232
NET ASSETS, representing:
Accumulation units	$	4,081,782	$	7,160,009	$	18,928,948	$	15,161,017	$	6,498,232
	$	4,081,782	$	7,160,009	$	18,928,948	$	15,161,017	$	6,498,232
Units outstanding	3,255,830		2,428,377		2,306,730		2,419,109		1,112,183
Portfolio shares held	408,178		485,754		153,919		247,932		903,787
Portfolio net asset value per share	$	10.00	$	14.74	$	122.98	$	61.15	$	7.19
Investment in portfolio shares, at cost	$	4,081,782	$	5,803,618	$	6,010,092	$	5,383,262	$	4,923,456

STATEMENTS OF OPERATIONS

For the period ended December 31, 2024

	SUBACCOUNTS
	PSF PGIM Government Money Market Portfolio (Class I)		PSF PGIM Total Return Bond Portfolio (Class I)		PSF PGIM Jennison Blend Portfolio (Class I)		PSF PGIM Jennison Value Portfolio (Class I)		PSF PGIM High Yield Bond Portfolio (Class I)
	1/1/2024		1/1/2024		1/1/2024		1/1/2024		1/1/2024
	to		to		to		to		to
	12/31/2024		12/31/2024		12/31/2024		12/31/2024		12/31/2024
INVESTMENT INCOME
Dividend income	$	200,106	$	—	$	—	$	—	$	—
EXPENSES
Charges for mortality and expense risk,
and for administration	57,390		99,782		271,090		226,668		100,300
NET INVESTMENT INCOME (LOSS)	142,716		(99,782)		(271,090)		(226,668)		(100,300)
NET REALIZED AND UNREALIZED GAIN (LOSS)
ON INVESTMENTS
Capital gains distributions received	—		—		—		—		—
Net realized gain (loss) on shares redeemed	—		283,891		2,408,836		1,768,079		440,440
Net change in unrealized appreciation (depreciation) on investments	—		(52,016)		2,012,008		1,134,236		129,774
NET GAIN (LOSS) ON INVESTMENTS	—		231,875		4,420,844		2,902,315		570,214
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM OPERATIONS	$	142,716	$	132,093	$	4,149,754	$	2,675,647	$	469,914

The accompanying notes are an integral part of these financial statements.

A1

FINANCIAL STATEMENTS OF

PRUCO LIFE OF NEW JERSEY FLEXIBLE PREMIUM VARIABLE ANNUITY ACCOUNT

STATEMENTS OF NET ASSETS

December 31, 2024

	SUBACCOUNTS
	PSF Stock Index Portfolio (Class I)		PSF Global Portfolio (Class I)		PSF PGIM Jennison Growth Portfolio (Class I)		PSF Small-Cap Stock Index Portfolio (Class I)		T. Rowe Price International Stock Portfolio
ASSETS
Investment in the portfolios, at fair value	$	43,728,783	$	3,316,362	$	25,498,841	$	11,897,812	$	885,664
Net Assets	$	43,728,783	$	3,316,362	$	25,498,841	$	11,897,812	$	885,664
NET ASSETS, representing:
Accumulation units	$	43,728,783	$	3,316,362	$	25,498,841	$	11,897,812	$	885,664
	$	43,728,783	$	3,316,362	$	25,498,841	$	11,897,812	$	885,664
Units outstanding	3,531,193		674,443		2,100,589		1,028,544		377,037
Portfolio shares held	303,398		52,193		137,527		188,019		59,202
Portfolio net asset value per share	$	144.13	$	63.54	$	185.41	$	63.28	$	14.96
Investment in portfolio shares, at cost	$	19,159,842	$	1,139,727	$	4,014,718	$	7,900,976	$	854,936

STATEMENTS OF OPERATIONS

For the period ended December 31, 2024

	SUBACCOUNTS
	PSF Stock Index Portfolio (Class I)		PSF Global Portfolio (Class I)		PSF PGIM Jennison Growth Portfolio (Class I)		PSF Small-Cap Stock Index Portfolio (Class I)		T. Rowe Price International Stock Portfolio
	1/1/2024		1/1/2024		1/1/2024		1/1/2024		1/1/2024
	to		to		to		to		to
	12/31/2024		12/31/2024		12/31/2024		12/31/2024		12/31/2024
INVESTMENT INCOME
Dividend income	$	—	$	—	$	—	$	—	$	8,714
EXPENSES
Charges for mortality and expense risk,
and for administration	447,719		50,273		351,533		147,993		14,153
NET INVESTMENT INCOME (LOSS)	(447,719)		(50,273)		(351,533)		(147,993)		(5,439)
NET REALIZED AND UNREALIZED GAIN (LOSS)
ON INVESTMENTS
Capital gains distributions received	—		—		—		—		22,551
Net realized gain (loss) on shares redeemed	4,113,659		403,433		3,067,524		729,478		18,016
Net change in unrealized appreciation (depreciation) on investments	5,357,167		92,745		3,485,458		277,044		(12,053)
NET GAIN (LOSS) ON INVESTMENTS	9,470,826		496,178		6,552,982		1,006,522		28,514
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM OPERATIONS	$	9,023,107	$	445,905	$	6,201,449	$	858,529	$	23,075

The accompanying notes are an integral part of these financial statements.

A2

FINANCIAL STATEMENTS OF

PRUCO LIFE OF NEW JERSEY FLEXIBLE PREMIUM VARIABLE ANNUITY ACCOUNT

STATEMENTS OF NET ASSETS

December 31, 2024

	SUBACCOUNTS
	T. Rowe Price Equity Income Portfolio (Equity Income Portfolio Class)		Invesco V.I. Core Equity Fund (Series I)		Janus Henderson VIT Research Portfolio (Institutional Shares)		Janus Henderson VIT Overseas Portfolio (Institutional Shares)		MFS® Research Series (Initial Class)
ASSETS
Investment in the portfolios, at fair value	$	4,727,573	$	6,444,145	$	4,779,922	$	3,339,208	$	1,365,612
Net Assets	$	4,727,573	$	6,444,145	$	4,779,922	$	3,339,208	$	1,365,612
NET ASSETS, representing:
Accumulation units	$	4,727,573	$	6,444,145	$	4,779,922	$	3,339,208	$	1,365,612
	$	4,727,573	$	6,444,145	$	4,779,922	$	3,339,208	$	1,365,612
Units outstanding	752,199		1,108,397		555,976		674,152		195,429
Portfolio shares held	166,288		191,676		80,470		76,029		38,371
Portfolio net asset value per share	$	28.43	$	33.62	$	59.40	$	43.92	$	35.59
Investment in portfolio shares, at cost	$	4,099,400	$	5,422,477	$	2,598,408	$	2,536,440	$	975,413

STATEMENTS OF OPERATIONS

For the period ended December 31, 2024

	SUBACCOUNTS
	T. Rowe Price Equity Income Portfolio (Equity Income Portfolio Class)		Invesco V.I. Core Equity Fund (Series I)		Janus Henderson VIT Research Portfolio (Institutional Shares)		Janus Henderson VIT Overseas Portfolio (Institutional Shares)		MFS® Research Series (Initial Class)
	1/1/2024		1/1/2024		1/1/2024		1/1/2024		1/1/2024
	to		to		to		to		to
	12/31/2024		12/31/2024		12/31/2024		12/31/2024		12/31/2024
INVESTMENT INCOME
Dividend income	$	89,716	$	42,969	$	1,416	$	48,202	$	8,105
EXPENSES
Charges for mortality and expense risk,
and for administration	69,514		87,539		65,586		50,314		18,743
NET INVESTMENT INCOME (LOSS)	20,202		(44,570)		(64,170)		(2,112)		(10,638)
NET REALIZED AND UNREALIZED GAIN (LOSS)
ON INVESTMENTS
Capital gains distributions received	310,251		516,041		134,667		—		77,927
Net realized gain (loss) on shares redeemed	143,126		124,579		423,331		149,615		37,481
Net change in unrealized appreciation (depreciation) on investments	3,856		726,566		850,455		18,817		105,042
NET GAIN (LOSS) ON INVESTMENTS	457,233		1,367,186		1,408,453		168,432		220,450
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM OPERATIONS	$	477,435	$	1,322,616	$	1,344,283	$	166,320	$	209,812

The accompanying notes are an integral part of these financial statements.

A3

FINANCIAL STATEMENTS OF

PRUCO LIFE OF NEW JERSEY FLEXIBLE PREMIUM VARIABLE ANNUITY ACCOUNT

STATEMENTS OF NET ASSETS

December 31, 2024

	SUBACCOUNTS
	MFS® Growth Series (Initial Class)		LVIP American Century Value Fund (Standard Class II)		Franklin Small-Mid Cap Growth VIP Fund (Class 2)		Davis Equity Portfolio		AB VPS Large Cap Growth Portfolio (Class B)
ASSETS
Investment in the portfolios, at fair value	$	7,411,417	$	1,361,826	$	1,605,049	$	720,249	$	519,970
Net Assets	$	7,411,417	$	1,361,826	$	1,605,049	$	720,249	$	519,970
NET ASSETS, representing:
Accumulation units	$	7,411,417	$	1,361,826	$	1,605,049	$	720,249	$	519,970
	$	7,411,417	$	1,361,826	$	1,605,049	$	720,249	$	519,970
Units outstanding	744,298		220,249		274,058		199,840		134,870
Portfolio shares held	101,097		111,360		108,523		123,967		6,522
Portfolio net asset value per share	$	73.31	$	12.23	$	14.79	$	5.81	$	79.72
Investment in portfolio shares, at cost	$	4,657,216	$	1,001,855	$	1,768,573	$	952,142	$	345,802

STATEMENTS OF OPERATIONS

For the period ended December 31, 2024

	SUBACCOUNTS
	MFS® Growth Series (Initial Class)		LVIP American Century Value Fund (Standard Class II)		Franklin Small-Mid Cap Growth VIP Fund (Class 2)		Davis Equity Portfolio		AB VPS Large Cap Growth Portfolio (Class B)
	1/1/2024		1/1/2024		1/1/2024		1/1/2024		1/1/2024
	to		to		to		to		to
	12/31/2024		12/31/2024		12/31/2024		12/31/2024		12/31/2024
INVESTMENT INCOME
Dividend income	$	—	$	41,707	$	—	$	7,823	$	—
EXPENSES
Charges for mortality and expense risk,
and for administration	100,374		21,077		24,256		11,038		7,178
NET INVESTMENT INCOME (LOSS)	(100,374)		20,630		(24,256)		(3,215)		(7,178)
NET REALIZED AND UNREALIZED GAIN (LOSS)
ON INVESTMENTS
Capital gains distributions received	555,230		86,820		—		145,700		22,468
Net realized gain (loss) on shares redeemed	364,251		128,657		(59,429)		(38,516)		30,878
Net change in unrealized appreciation (depreciation) on investments	1,025,529		(116,555)		241,050		20,432		58,579
NET GAIN (LOSS) ON INVESTMENTS	1,945,010		98,922		181,621		127,616		111,925
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM OPERATIONS	$	1,844,636	$	119,552	$	157,365	$	124,401	$	104,747

The accompanying notes are an integral part of these financial statements.

A4

FINANCIAL STATEMENTS OF

PRUCO LIFE OF NEW JERSEY FLEXIBLE PREMIUM VARIABLE ANNUITY ACCOUNT

STATEMENTS OF NET ASSETS

December 31, 2024

	SUBACCOUNTS
	Janus Henderson VIT Research Portfolio (Service Shares)		PSF Mid-Cap Growth Portfolio (Class I)		AST Cohen & Steers Realty Portfolio		AST J.P. Morgan Conservative Multi-Asset Portfolio		AST High Yield Portfolio
ASSETS
Investment in the portfolios, at fair value	$	662,147	$	5,082,112	$	25,732,728	$	302,777,375	$	21,892,380
Net Assets	$	662,147	$	5,082,112	$	25,732,728	$	302,777,375	$	21,892,380
NET ASSETS, representing:
Accumulation units	$	662,147	$	5,082,112	$	25,732,728	$	302,777,375	$	21,892,380
	$	662,147	$	5,082,112	$	25,732,728	$	302,777,375	$	21,892,380
Units outstanding	121,504		712,717		1,042,882		19,044,619		1,320,007
Portfolio shares held	11,732		160,877		1,436,780		12,268,127		1,675,010
Portfolio net asset value per share	$	56.44	$	31.59	$	17.91	$	24.68	$	13.07
Investment in portfolio shares, at cost	$	367,754	$	1,558,821	$	21,285,126	$	267,549,563	$	17,804,054

STATEMENTS OF OPERATIONS

For the period ended December 31, 2024

	SUBACCOUNTS
	Janus Henderson VIT Research Portfolio (Service Shares)		PSF Mid-Cap Growth Portfolio (Class I)		AST Cohen & Steers Realty Portfolio		AST J.P. Morgan Conservative Multi-Asset Portfolio		AST High Yield Portfolio
	1/1/2024		1/1/2024		1/1/2024		1/1/2024		1/1/2024
	to		to		to		to		to
	12/31/2024		12/31/2024		12/31/2024		12/31/2024		12/31/2024
INVESTMENT INCOME
Dividend income	$	—	$	—	$	—	$	—	$	—
EXPENSES
Charges for mortality and expense risk,
and for administration	10,182		82,615		316,267		4,637,625		248,035
NET INVESTMENT INCOME (LOSS)	(10,182)		(82,615)		(316,267)		(4,637,625)		(248,035)
NET REALIZED AND UNREALIZED GAIN (LOSS)
ON INVESTMENTS
Capital gains distributions received	19,768		—		—		—		—
Net realized gain (loss) on shares redeemed	49,979		817,655		1,353,927		7,968,797		820,720
Net change in unrealized appreciation (depreciation) on investments	123,675		(93,452)		562,519		11,101,434		847,940
NET GAIN (LOSS) ON INVESTMENTS	193,422		724,203		1,916,446		19,070,231		1,668,660
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM OPERATIONS	$	183,240	$	641,588	$	1,600,179	$	14,432,606	$	1,420,625

The accompanying notes are an integral part of these financial statements.

A5

FINANCIAL STATEMENTS OF

PRUCO LIFE OF NEW JERSEY FLEXIBLE PREMIUM VARIABLE ANNUITY ACCOUNT

STATEMENTS OF NET ASSETS

December 31, 2024

	SUBACCOUNTS
	AST Small-Cap Value Portfolio**		AST Mid-Cap Growth Portfolio**		AST Large-Cap Value Portfolio		AST Mid-Cap Value Portfolio**		AST T. Rowe Price Natural Resources Portfolio
ASSETS
Investment in the portfolios, at fair value	$	—	$	—	$	148,907,566	$	—	$	13,249,056
Net Assets	$	—	$	—	$	148,907,566	$	—	$	13,249,056
NET ASSETS, representing:
Accumulation units	$	—	$	—	$	148,907,566	$	—	$	13,249,056
	$	—	$	—	$	148,907,566	$	—	$	13,249,056
Units outstanding	—		—		4,939,190		—		1,012,984
Portfolio shares held	—		—		2,831,481		—		435,252
Portfolio net asset value per share	$	—	$	—	$	52.59	$	—	$	30.44
Investment in portfolio shares, at cost	$	—	$	—	$	125,526,157	$	—	$	11,703,797

STATEMENTS OF OPERATIONS

For the period ended December 31, 2024

	SUBACCOUNTS
	AST Small-Cap Value Portfolio		AST Mid-Cap Growth Portfolio		AST Large-Cap Value Portfolio		AST Mid-Cap Value Portfolio		AST T. Rowe Price Natural Resources Portfolio
	1/1/2024		1/1/2024		1/1/2024		1/1/2024		1/1/2024
	to		to		to		to		to
	12/13/2024**		12/13/2024**		12/31/2024		12/13/2024**		12/31/2024
INVESTMENT INCOME
Dividend income	$	—	$	—	$	—	$	—	$	—
EXPENSES
Charges for mortality and expense risk,
and for administration	421,389		587,432		1,453,268		400,479		213,601
NET INVESTMENT INCOME (LOSS)	(421,389)		(587,432)		(1,453,268)		(400,479)		(213,601)
NET REALIZED AND UNREALIZED GAIN (LOSS)
ON INVESTMENTS
Capital gains distributions received	—		—		—		—		—
Net realized gain (loss) on shares redeemed	10,028,739		19,939,918		4,906,975		14,207,855		908,891
Net change in unrealized appreciation (depreciation) on investments	(5,129,186)		(11,384,959)		5,846,926		(9,005,233)		(213,490)
NET GAIN (LOSS) ON INVESTMENTS	4,899,553		8,554,959		10,753,901		5,202,622		695,401
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM OPERATIONS	$	4,478,164	$	7,967,527	$	9,300,633	$	4,802,143	$	481,800

**Subaccount was no longer available for investment as of the date presented in the Statement of Operations.

The accompanying notes are an integral part of these financial statements.

A6

FINANCIAL STATEMENTS OF

PRUCO LIFE OF NEW JERSEY FLEXIBLE PREMIUM VARIABLE ANNUITY ACCOUNT

STATEMENTS OF NET ASSETS

December 31, 2024

	SUBACCOUNTS
	AST T. Rowe Price Asset Allocation Portfolio**		AST MFS Global Equity Portfolio		AST Capital Growth Asset Allocation Portfolio		AST Academic Strategies Asset Allocation Portfolio		AST Balanced Asset Allocation Portfolio
ASSETS
Investment in the portfolios, at fair value	$	—	$	24,499,257	$	753,205,999	$	146,494,869	$	1,967,540,554
Net Assets	$	—	$	24,499,257	$	753,205,999	$	146,494,869	$	1,967,540,554
NET ASSETS, representing:
Accumulation units	$	—	$	24,499,257	$	753,205,999	$	146,494,869	$	1,967,540,554
	$	—	$	24,499,257	$	753,205,999	$	146,494,869	$	1,967,540,554
Units outstanding	—		927,715		29,577,954		9,424,810		89,337,382
Portfolio shares held	—		771,387		23,239,926		7,547,392		70,219,149
Portfolio net asset value per share	$	—	$	31.76	$	32.41	$	19.41	$	28.02
Investment in portfolio shares, at cost	$	—	$	17,282,055	$	476,372,995	$	115,919,152	$	1,737,754,547

STATEMENTS OF OPERATIONS

For the period ended December 31, 2024

	SUBACCOUNTS
	AST T. Rowe Price Asset Allocation Portfolio		AST MFS Global Equity Portfolio		AST Capital Growth Asset Allocation Portfolio		AST Academic Strategies Asset Allocation Portfolio		AST Balanced Asset Allocation Portfolio
	1/1/2024		1/1/2024		1/1/2024		1/1/2024		1/1/2024
	to		to		to		to		to
	12/6/2024**		12/31/2024		12/31/2024		12/31/2024		12/31/2024
INVESTMENT INCOME
Dividend income	$	—	$	—	$	—	$	—	$	—
EXPENSES
Charges for mortality and expense risk,
and for administration	15,586,930		315,279		11,391,401		2,431,974		13,790,593
NET INVESTMENT INCOME (LOSS)	(15,586,930)		(315,279)		(11,391,401)		(2,431,974)		(13,790,593)
NET REALIZED AND UNREALIZED GAIN (LOSS)
ON INVESTMENTS
Capital gains distributions received	—		—		—		—		—
Net realized gain (loss) on shares redeemed	442,910,727		1,558,859		45,774,235		7,303,752		42,263,916
Net change in unrealized appreciation (depreciation) on investments	(279,677,110)		(154,986)		56,572,674		4,043,091		18,494,873
NET GAIN (LOSS) ON INVESTMENTS	163,233,617		1,403,873		102,346,909		11,346,843		60,758,789
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM OPERATIONS	$	147,646,687	$	1,088,594	$	90,955,508	$	8,914,869	$	46,968,196

**Subaccount was no longer available for investment as of the date presented in the Statement of Operations.

The accompanying notes are an integral part of these financial statements.

A7

FINANCIAL STATEMENTS OF

PRUCO LIFE OF NEW JERSEY FLEXIBLE PREMIUM VARIABLE ANNUITY ACCOUNT

STATEMENTS OF NET ASSETS

December 31, 2024

	SUBACCOUNTS
	AST Preservation Asset Allocation Portfolio		AST Prudential Growth Allocation Portfolio		AST Advanced Strategies Portfolio		AST Large-Cap Growth Portfolio		AST Government Money Market Portfolio
ASSETS
Investment in the portfolios, at fair value	$	269,449,378	$	976,700,001	$	449,687,749	$	265,127,854	$	47,939,026
Net Assets	$	269,449,378	$	976,700,001	$	449,687,749	$	265,127,854	$	47,939,026
NET ASSETS, representing:
Accumulation units	$	269,449,378	$	976,700,001	$	449,687,749	$	265,127,854	$	47,939,026
	$	269,449,378	$	976,700,001	$	449,687,749	$	265,127,854	$	47,939,026
Units outstanding	16,279,037		43,872,323		19,838,587		5,081,063		4,729,593
Portfolio shares held	12,662,095		39,462,626		15,576,299		2,810,046		47,939,026
Portfolio net asset value per share	$	21.28	$	24.75	$	28.87	$	94.35	$	1.00
Investment in portfolio shares, at cost	$	219,067,902	$	708,307,934	$	288,715,813	$	171,795,142	$	47,939,026

STATEMENTS OF OPERATIONS

For the period ended December 31, 2024

	SUBACCOUNTS
	AST Preservation Asset Allocation Portfolio		AST Prudential Growth Allocation Portfolio		AST Advanced Strategies Portfolio		AST Large-Cap Growth Portfolio		AST Government Money Market Portfolio
	1/1/2024		1/1/2024		1/1/2024		1/1/2024		1/1/2024
	to		to		to		to		to
	12/31/2024		12/31/2024		12/31/2024		12/31/2024		12/31/2024
INVESTMENT INCOME
Dividend income	$	—	$	—	$	—	$	—	$	2,180,634
EXPENSES
Charges for mortality and expense risk,
and for administration	3,987,694		14,239,253		6,727,709		2,524,005		465,467
NET INVESTMENT INCOME (LOSS)	(3,987,694)		(14,239,253)		(6,727,709)		(2,524,005)		1,715,167
NET REALIZED AND UNREALIZED GAIN (LOSS)
ON INVESTMENTS
Capital gains distributions received	—		—		—		—		—
Net realized gain (loss) on shares redeemed	11,911,229		47,592,116		28,289,251		20,823,128		—
Net change in unrealized appreciation (depreciation) on investments	8,886,716		78,962,892		21,285,114		34,070,273		—
NET GAIN (LOSS) ON INVESTMENTS	20,797,945		126,555,008		49,574,365		54,893,401		—
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM OPERATIONS	$	16,810,251	$	112,315,755	$	42,846,656	$	52,369,396	$	1,715,167

The accompanying notes are an integral part of these financial statements.

A8

FINANCIAL STATEMENTS OF

PRUCO LIFE OF NEW JERSEY FLEXIBLE PREMIUM VARIABLE ANNUITY ACCOUNT

STATEMENTS OF NET ASSETS

December 31, 2024

	SUBACCOUNTS
	AST Small-Cap Equity Portfolio		AST International Equity Portfolio		AST Investment Grade Bond Portfolio		AST Core Fixed Income Portfolio		AST Emerging Markets Equity Portfolio
ASSETS
Investment in the portfolios, at fair value	$	74,001,358	$	50,064,530	$	446,391,415	$	251,050,739	$	18,582,360
Net Assets	$	74,001,358	$	50,064,530	$	446,391,415	$	251,050,739	$	18,582,360
NET ASSETS, representing:
Accumulation units	$	74,001,358	$	50,064,530	$	446,391,415	$	251,050,739	$	18,582,360
	$	74,001,358	$	50,064,530	$	446,391,415	$	251,050,739	$	18,582,360
Units outstanding	2,180,008		2,514,502		31,782,003		20,717,927		1,918,848
Portfolio shares held	923,171		1,863,907		50,325,977		18,707,209		1,966,387
Portfolio net asset value per share	$	80.16	$	26.86	$	8.87	$	13.42	$	9.45
Investment in portfolio shares, at cost	$	66,330,302	$	41,398,905	$	429,056,093	$	252,876,153	$	17,036,437

STATEMENTS OF OPERATIONS

For the period ended December 31, 2024

	SUBACCOUNTS
	AST Small-Cap Equity Portfolio		AST International Equity Portfolio		AST Investment Grade Bond Portfolio		AST Core Fixed Income Portfolio		AST Emerging Markets Equity Portfolio
	1/1/2024		1/1/2024		1/1/2024		1/1/2024		1/1/2024
	to		to		to		to		to
	12/31/2024		12/31/2024		12/31/2024		12/31/2024		12/31/2024
INVESTMENT INCOME
Dividend income	$	—	$	—	$	—	$	—	$	—
EXPENSES
Charges for mortality and expense risk,
and for administration	509,401		628,652		7,167,285		3,258,156		248,153
NET INVESTMENT INCOME (LOSS)	(509,401)		(628,652)		(7,167,285)		(3,258,156)		(248,153)
NET REALIZED AND UNREALIZED GAIN (LOSS)
ON INVESTMENTS
Capital gains distributions received	—		—		—		—		—
Net realized gain (loss) on shares redeemed	2,635,066		1,959,062		33,789,440		(685,542)		505,187
Net change in unrealized appreciation (depreciation) on investments	1,184,192		872,595		(20,508,041)		4,397,285		358,310
NET GAIN (LOSS) ON INVESTMENTS	3,819,258		2,831,657		13,281,399		3,711,743		863,497
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM OPERATIONS	$	3,309,857	$	2,203,005	$	6,114,114	$	453,587	$	615,344

The accompanying notes are an integral part of these financial statements.

A9

FINANCIAL STATEMENTS OF

PRUCO LIFE OF NEW JERSEY FLEXIBLE PREMIUM VARIABLE ANNUITY ACCOUNT

STATEMENTS OF NET ASSETS

December 31, 2024

	SUBACCOUNTS
	AST J.P. Morgan Moderate Multi-Asset Portfolio		ProFund VP Consumer Discretionary		ProFund VP Consumer Staples		ProFund VP Financials		ProFund VP Health Care
ASSETS
Investment in the portfolios, at fair value	$	167,147,547	$	560,098	$	69,185	$	319,021	$	347,218
Net Assets	$	167,147,547	$	560,098	$	69,185	$	319,021	$	347,218
NET ASSETS, representing:
Accumulation units	$	167,147,547	$	560,098	$	69,185	$	319,021	$	347,218
	$	167,147,547	$	560,098	$	69,185	$	319,021	$	347,218
Units outstanding	8,255,009		12,355		2,634		15,097		9,523
Portfolio shares held	7,025,958		7,570		2,174		6,010		5,408
Portfolio net asset value per share	$	23.79	$	73.99	$	31.83	$	53.08	$	64.21
Investment in portfolio shares, at cost	$	120,613,052	$	504,910	$	86,124	$	209,912	$	360,013

STATEMENTS OF OPERATIONS

For the period ended December 31, 2024

	SUBACCOUNTS
	AST J.P. Morgan Moderate Multi-Asset Portfolio		ProFund VP Consumer Discretionary		ProFund VP Consumer Staples		ProFund VP Financials		ProFund VP Health Care
	1/1/2024		1/1/2024		1/1/2024		1/1/2024		1/1/2024
	to		to		to		to		to
	12/31/2024		12/31/2024		12/31/2024		12/31/2024		12/31/2024
INVESTMENT INCOME
Dividend income	$	—	$	—	$	1,049	$	846	$	224
EXPENSES
Charges for mortality and expense risk,
and for administration	2,505,965		7,991		1,036		4,627		5,353
NET INVESTMENT INCOME (LOSS)	(2,505,965)		(7,991)		13		(3,781)		(5,129)
NET REALIZED AND UNREALIZED GAIN (LOSS)
ON INVESTMENTS
Capital gains distributions received	—		52,845		22,567		28,677		16,166
Net realized gain (loss) on shares redeemed	8,445,114		7,284		(5,280)		21,869		1,519
Net change in unrealized appreciation (depreciation) on investments	7,917,392		67,531		(12,042)		25,558		(15,526)
NET GAIN (LOSS) ON INVESTMENTS	16,362,506		127,660		5,245		76,104		2,159
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM OPERATIONS	$	13,856,541	$	119,669	$	5,258	$	72,323	$	(2,970)

The accompanying notes are an integral part of these financial statements.

A10

FINANCIAL STATEMENTS OF

PRUCO LIFE OF NEW JERSEY FLEXIBLE PREMIUM VARIABLE ANNUITY ACCOUNT

STATEMENTS OF NET ASSETS

December 31, 2024

	SUBACCOUNTS
	ProFund VP Industrials		ProFund VP Mid-Cap Growth		ProFund VP Mid-Cap Value		ProFund VP Real Estate		ProFund VP Small-Cap Growth
ASSETS
Investment in the portfolios, at fair value	$	391,912	$	94,092	$	210,532	$	153,383	$	74,210
Net Assets	$	391,912	$	94,092	$	210,532	$	153,383	$	74,210
NET ASSETS, representing:
Accumulation units	$	391,912	$	94,092	$	210,532	$	153,383	$	74,210
	$	391,912	$	94,092	$	210,532	$	153,383	$	74,210
Units outstanding	13,129		3,227		7,889		9,796		2,534
Portfolio shares held	4,423		2,359		4,783		3,278		2,409
Portfolio net asset value per share	$	88.60	$	39.88	$	44.02	$	46.79	$	30.80
Investment in portfolio shares, at cost	$	349,080	$	89,494	$	181,191	$	168,151	$	76,887

STATEMENTS OF OPERATIONS

For the period ended December 31, 2024

	SUBACCOUNTS
	ProFund VP Industrials		ProFund VP Mid-Cap Growth		ProFund VP Mid-Cap Value		ProFund VP Real Estate		ProFund VP Small-Cap Growth
	1/1/2024		1/1/2024		1/1/2024		1/1/2024		1/1/2024
	to		to		to		to		to
	12/31/2024		12/31/2024		12/31/2024		12/31/2024		12/31/2024
INVESTMENT INCOME
Dividend income	$	713	$	—	$	553	$	2,266	$	—
EXPENSES
Charges for mortality and expense risk,
and for administration	5,915		1,578		3,323		2,364		1,150
NET INVESTMENT INCOME (LOSS)	(5,202)		(1,578)		(2,770)		(98)		(1,150)
NET REALIZED AND UNREALIZED GAIN (LOSS)
ON INVESTMENTS
Capital gains distributions received	50,763		4,083		9,449		4,938		3,454
Net realized gain (loss) on shares redeemed	10,870		3,190		6,227		(3,561)		(218)
Net change in unrealized appreciation (depreciation) on investments	(6,148)		5,985		5,135		2,809		2,349
NET GAIN (LOSS) ON INVESTMENTS	55,485		13,258		20,811		4,186		5,585
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM OPERATIONS	$	50,283	$	11,680	$	18,041	$	4,088	$	4,435

The accompanying notes are an integral part of these financial statements.

A11

FINANCIAL STATEMENTS OF

PRUCO LIFE OF NEW JERSEY FLEXIBLE PREMIUM VARIABLE ANNUITY ACCOUNT

STATEMENTS OF NET ASSETS

December 31, 2024

	SUBACCOUNTS
	ProFund VP Small-Cap Value		ProFund VP Communication Services		ProFund VP Utilities		ProFund VP Large-Cap Growth		ProFund VP Large-Cap Value
ASSETS
Investment in the portfolios, at fair value	$	161,382	$	20,413	$	208,418	$	34,518	$	225,949
Net Assets	$	161,382	$	20,413	$	208,418	$	34,518	$	225,949
NET ASSETS, representing:
Accumulation units	$	161,382	$	20,413	$	208,418	$	34,518	$	225,949
	$	161,382	$	20,413	$	208,418	$	34,518	$	225,949
Units outstanding	6,450		1,082		9,909		750		9,440
Portfolio shares held	3,585		404		4,668		509		4,642
Portfolio net asset value per share	$	45.01	$	50.59	$	44.65	$	67.81	$	48.67
Investment in portfolio shares, at cost	$	146,946	$	13,139	$	186,896	$	30,208	$	200,958

STATEMENTS OF OPERATIONS

For the period ended December 31, 2024

	SUBACCOUNTS
	ProFund VP Small-Cap Value		ProFund VP Communication Services		ProFund VP Utilities		ProFund VP Large-Cap Growth		ProFund VP Large-Cap Value
	1/1/2024		1/1/2024		1/1/2024		1/1/2024		1/1/2024
	to		to		to		to		to
	12/31/2024		12/31/2024		12/31/2024		12/31/2024		12/31/2024
INVESTMENT INCOME
Dividend income	$	640	$	—	$	3,260	$	—	$	798
EXPENSES
Charges for mortality and expense risk,
and for administration	2,619		335		3,107		1,256		3,333
NET INVESTMENT INCOME (LOSS)	(1,979)		(335)		153		(1,256)		(2,535)
NET REALIZED AND UNREALIZED GAIN (LOSS)
ON INVESTMENTS
Capital gains distributions received	1,039		—		—		565		26,327
Net realized gain (loss) on shares redeemed	3,410		3,459		2,827		6,992		3,416
Net change in unrealized appreciation (depreciation) on investments	5,368		3,081		34,786		24,754		(9,662)
NET GAIN (LOSS) ON INVESTMENTS	9,817		6,540		37,613		32,311		20,081
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM OPERATIONS	$	7,838	$	6,205	$	37,766	$	31,055	$	17,546

The accompanying notes are an integral part of these financial statements.

A12

FINANCIAL STATEMENTS OF

PRUCO LIFE OF NEW JERSEY FLEXIBLE PREMIUM VARIABLE ANNUITY ACCOUNT

STATEMENTS OF NET ASSETS

December 31, 2024

	SUBACCOUNTS
	Allspring VT International Equity Fund (Class 1)**		Allspring VT Discovery All Cap Growth Fund (Class 1)		AST Quantitative Modeling Portfolio		Allspring VT Opportunity Fund (Class 1)		AST Bond Portfolio 2023**
ASSETS
Investment in the portfolios, at fair value	$	—	$	170,626	$	69,327,778	$	59,977	$	—
Net Assets	$	—	$	170,626	$	69,327,778	$	59,977	$	—
NET ASSETS, representing:
Accumulation units	$	—	$	170,626	$	69,327,778	$	59,977	$	—
	$	—	$	170,626	$	69,327,778	$	59,977	$	—
Units outstanding	—		20,716		3,850,971		1,454		—
Portfolio shares held	—		5,833		2,611,216		2,235		—
Portfolio net asset value per share	$	—	$	29.25	$	26.55	$	26.83	$	—
Investment in portfolio shares, at cost	$	—	$	147,911	$	47,593,062	$	49,264	$	—

STATEMENTS OF OPERATIONS

For the period ended December 31, 2024

	SUBACCOUNTS
	Allspring VT International Equity Fund (Class 1)		Allspring VT Discovery All Cap Growth Fund (Class 1)		AST Quantitative Modeling Portfolio		Allspring VT Opportunity Fund (Class 1)		AST Bond Portfolio 2023
	1/1/2024		1/1/2024		1/1/2024		1/1/2024		1/1/2024
	to		to		to		to		to
	4/30/2024**		12/31/2024		12/31/2024		12/31/2024		1/2/2024**
INVESTMENT INCOME
Dividend income	$	296	$	—	$	—	$	190	$	—
EXPENSES
Charges for mortality and expense risk,
and for administration	79		3,600		448,275		1,147		—
NET INVESTMENT INCOME (LOSS)	217		(3,600)		(448,275)		(957)		—
NET REALIZED AND UNREALIZED GAIN (LOSS)
ON INVESTMENTS
Capital gains distributions received	—		9,339		—		6,886		—
Net realized gain (loss) on shares redeemed	(5,303)		8,893		5,062,448		4,136		—
Net change in unrealized appreciation (depreciation) on investments	5,125		22,570		4,392,206		(1,701)		—
NET GAIN (LOSS) ON INVESTMENTS	(178)		40,802		9,454,654		9,321		—
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM OPERATIONS	$	39	$	37,202	$	9,006,379	$	8,364	$	—

**Subaccount was no longer available for investment as of the date presented in the Statement of Operations.

The accompanying notes are an integral part of these financial statements.

A13

FINANCIAL STATEMENTS OF

PRUCO LIFE OF NEW JERSEY FLEXIBLE PREMIUM VARIABLE ANNUITY ACCOUNT

STATEMENTS OF NET ASSETS

December 31, 2024

	SUBACCOUNTS
	AST Bond Portfolio 2024**		AST ClearBridge Dividend Growth Portfolio		AST Multi-Sector Fixed Income Portfolio		AST Large-Cap Core Portfolio		AST Bond Portfolio 2025
ASSETS
Investment in the portfolios, at fair value	$	—	$	19,994,826	$	1,349,604,595	$	38,640,874	$	3,247,969
Net Assets	$	—	$	19,994,826	$	1,349,604,595	$	38,640,874	$	3,247,969
NET ASSETS, representing:
Accumulation units	$	—	$	19,994,826	$	1,349,604,595	$	38,640,874	$	3,247,969
	$	—	$	19,994,826	$	1,349,604,595	$	38,640,874	$	3,247,969
Units outstanding	—		719,687		125,752,085		1,230,339		280,088
Portfolio shares held	—		556,030		100,193,363		991,554		223,228
Portfolio net asset value per share	$	—	$	35.96	$	13.47	$	38.97	$	14.55
Investment in portfolio shares, at cost	$	—	$	13,861,504	$	1,152,924,544	$	28,719,744	$	3,142,996

STATEMENTS OF OPERATIONS

For the period ended December 31, 2024

	SUBACCOUNTS
	AST Bond Portfolio 2024		AST ClearBridge Dividend Growth Portfolio		AST Multi-Sector Fixed Income Portfolio		AST Large-Cap Core Portfolio		AST Bond Portfolio 2025
	1/1/2024		1/1/2024		1/1/2024		1/1/2024		1/1/2024
	to		to		to		to		to
	12/31/2024**		12/31/2024		12/31/2024		12/31/2024		12/31/2024
INVESTMENT INCOME
Dividend income	$	—	$	—	$	—	$	—	$	—
EXPENSES
Charges for mortality and expense risk,
and for administration	43,000		232,359		27,869,629		405,668		51,997
NET INVESTMENT INCOME (LOSS)	(43,000)		(232,359)		(27,869,629)		(405,668)		(51,997)
NET REALIZED AND UNREALIZED GAIN (LOSS)
ON INVESTMENTS
Capital gains distributions received	—		—		—		—		—
Net realized gain (loss) on shares redeemed	322,174		1,446,013		29,034,574		1,619,760		49,904
Net change in unrealized appreciation (depreciation) on investments	(211,271)		1,580,910		(25,515,112)		6,150,806		91,666
NET GAIN (LOSS) ON INVESTMENTS	110,903		3,026,923		3,519,462		7,770,566		141,570
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM OPERATIONS	$	67,903	$	2,794,564	$	(24,350,167)	$	7,364,898	$	89,573

**Subaccount was no longer available for investment as of the date presented in the Statement of Operations.

The accompanying notes are an integral part of these financial statements.

A14

FINANCIAL STATEMENTS OF

PRUCO LIFE OF NEW JERSEY FLEXIBLE PREMIUM VARIABLE ANNUITY ACCOUNT

STATEMENTS OF NET ASSETS

December 31, 2024

	SUBACCOUNTS
	AST J.P. Morgan Aggressive Multi-Asset Portfolio		AST Bond Portfolio 2026		AST Global Bond Portfolio		BlackRock Global Allocation V.I. Fund (Class III)		AST Bond Portfolio 2027
ASSETS
Investment in the portfolios, at fair value	$	251,740,401	$	659,198	$	18,366,584	$	7,198,969	$	1,319,479
Net Assets	$	251,740,401	$	659,198	$	18,366,584	$	7,198,969	$	1,319,479
NET ASSETS, representing:
Accumulation units	$	251,740,401	$	659,198	$	18,366,584	$	7,198,969	$	1,319,479
	$	251,740,401	$	659,198	$	18,366,584	$	7,198,969	$	1,319,479
Units outstanding	13,021,975		67,449		1,892,202		478,202		137,857
Portfolio shares held	11,138,956		54,344		1,577,885		558,493		114,538
Portfolio net asset value per share	$	22.60	$	12.13	$	11.64	$	12.89	$	11.52
Investment in portfolio shares, at cost	$	206,332,564	$	596,080	$	18,410,574	$	7,918,883	$	1,298,551

STATEMENTS OF OPERATIONS

For the period ended December 31, 2024

	SUBACCOUNTS
	AST J.P. Morgan Aggressive Multi-Asset Portfolio		AST Bond Portfolio 2026		AST Global Bond Portfolio		BlackRock Global Allocation V.I. Fund (Class III)		AST Bond Portfolio 2027
	1/1/2024		1/1/2024		1/1/2024		1/1/2024		1/1/2024
	to		to		to		to		to
	12/31/2024		12/31/2024		12/31/2024		12/31/2024		12/31/2024
INVESTMENT INCOME
Dividend income	$	—	$	—	$	—	$	104,631	$	—
EXPENSES
Charges for mortality and expense risk,
and for administration	3,749,127		13,266		183,227		41,224		29,174
NET INVESTMENT INCOME (LOSS)	(3,749,127)		(13,266)		(183,227)		63,407		(29,174)
NET REALIZED AND UNREALIZED GAIN (LOSS)
ON INVESTMENTS
Capital gains distributions received	—		—		—		565,218		—
Net realized gain (loss) on shares redeemed	12,980,189		4,507		(49,114)		(53,849)		(7,434)
Net change in unrealized appreciation (depreciation) on investments	15,081,456		21,237		568,938		(7,175)		55,894
NET GAIN (LOSS) ON INVESTMENTS	28,061,645		25,744		519,824		504,194		48,460
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM OPERATIONS	$	24,312,518	$	12,478	$	336,597	$	567,601	$	19,286

The accompanying notes are an integral part of these financial statements.

A15

FINANCIAL STATEMENTS OF

PRUCO LIFE OF NEW JERSEY FLEXIBLE PREMIUM VARIABLE ANNUITY ACCOUNT

STATEMENTS OF NET ASSETS

December 31, 2024

	SUBACCOUNTS
	NVIT Emerging Markets Fund (Class D)		AST Bond Portfolio 2028		AST Bond Portfolio 2029		AST Bond Portfolio 2030		AST Bond Portfolio 2031
ASSETS
Investment in the portfolios, at fair value	$	216,556	$	5,194,309	$	—	$	2,578,432	$	9,677,247
Net Assets	$	216,556	$	5,194,309	$	—	$	2,578,432	$	9,677,247
NET ASSETS, representing:
Accumulation units	$	216,556	$	5,194,309	$	—	$	2,578,432	$	9,677,247
	$	216,556	$	5,194,309	$	—	$	2,578,432	$	9,677,247
Units outstanding	20,728		537,052		—		261,965		1,155,737
Portfolio shares held	20,051		456,041		—		232,921		1,046,189
Portfolio net asset value per share	$	10.80	$	11.39	$	11.05	$	11.07	$	9.25
Investment in portfolio shares, at cost	$	225,169	$	5,540,854	$	—	$	2,815,798	$	10,833,509

STATEMENTS OF OPERATIONS

For the period ended December 31, 2024

	SUBACCOUNTS
	NVIT Emerging Markets Fund (Class D)		AST Bond Portfolio 2028		AST Bond Portfolio 2029		AST Bond Portfolio 2030		AST Bond Portfolio 2031
	1/1/2024		1/1/2024		1/1/2024		1/1/2024		1/1/2024
	to		to		to		to		to
	12/31/2024		12/31/2024		12/31/2024		12/31/2024		12/31/2024
INVESTMENT INCOME
Dividend income	$	2,979	$	—	$	—	$	—	$	—
EXPENSES
Charges for mortality and expense risk,
and for administration	3,702		108,916		11		53,896		207,724
NET INVESTMENT INCOME (LOSS)	(723)		(108,916)		(11)		(53,896)		(207,724)
NET REALIZED AND UNREALIZED GAIN (LOSS)
ON INVESTMENTS
Capital gains distributions received	—		—		—		—		—
Net realized gain (loss) on shares redeemed	(900)		(26,277)		185		(38,283)		(319,624)
Net change in unrealized appreciation (depreciation) on investments	10,659		161,627		(246)		60,841		328,653
NET GAIN (LOSS) ON INVESTMENTS	9,759		135,350		(61)		22,558		9,029
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM OPERATIONS	$	9,036	$	26,434	$	(72)	$	(31,338)	$	(198,695)

The accompanying notes are an integral part of these financial statements.

A16

FINANCIAL STATEMENTS OF

PRUCO LIFE OF NEW JERSEY FLEXIBLE PREMIUM VARIABLE ANNUITY ACCOUNT

STATEMENTS OF NET ASSETS

December 31, 2024

	SUBACCOUNTS
	MFS® International Growth Portfolio (Service Class)		MFS® Massachusetts Investors Growth Stock Portfolio (Service Class)		MFS® Technology Portfolio (Service Class)		MFS® Mid Cap Growth Series (Service Class)		MFS® New Discovery Series (Service Class)
ASSETS
Investment in the portfolios, at fair value	$	1,311,737	$	658,078	$	7,164,984	$	1,294,738	$	321,893
Net Assets	$	1,311,737	$	658,078	$	7,164,984	$	1,294,738	$	321,893
NET ASSETS, representing:
Accumulation units	$	1,311,737	$	658,078	$	7,164,984	$	1,294,738	$	321,893
	$	1,311,737	$	658,078	$	7,164,984	$	1,294,738	$	321,893
Units outstanding	86,863		34,251		328,158		79,677		22,701
Portfolio shares held	84,519		28,207		189,500		164,725		29,944
Portfolio net asset value per share	$	15.52	$	23.33	$	37.81	$	7.86	$	10.75
Investment in portfolio shares, at cost	$	1,277,445	$	621,466	$	5,024,584	$	1,422,998	$	492,873

STATEMENTS OF OPERATIONS

For the period ended December 31, 2024

	SUBACCOUNTS
	MFS® International Growth Portfolio (Service Class)		MFS® Massachusetts Investors Growth Stock Portfolio (Service Class)		MFS® Technology Portfolio (Service Class)		MFS® Mid Cap Growth Series (Service Class)		MFS® New Discovery Series (Service Class)
	1/1/2024		1/1/2024		1/1/2024		1/1/2024		1/1/2024
	to		to		to		to		to
	12/31/2024		12/31/2024		12/31/2024		12/31/2024		12/31/2024
INVESTMENT INCOME
Dividend income	$	10,872	$	822	$	—	$	—	$	—
EXPENSES
Charges for mortality and expense risk,
and for administration	7,501		3,594		35,981		6,481		1,661
NET INVESTMENT INCOME (LOSS)	3,371		(2,772)		(35,981)		(6,481)		(1,661)
NET REALIZED AND UNREALIZED GAIN (LOSS)
ON INVESTMENTS
Capital gains distributions received	4,269		57,157		70,854		90,120		—
Net realized gain (loss) on shares redeemed	22,225		14,992		247,385		(35,155)		(34,586)
Net change in unrealized appreciation (depreciation) on investments	55,089		10,255		1,669,912		100,254		53,998
NET GAIN (LOSS) ON INVESTMENTS	81,583		82,404		1,988,151		155,219		19,412
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM OPERATIONS	$	84,954	$	79,632	$	1,952,170	$	148,738	$	17,751

The accompanying notes are an integral part of these financial statements.

A17

FINANCIAL STATEMENTS OF

PRUCO LIFE OF NEW JERSEY FLEXIBLE PREMIUM VARIABLE ANNUITY ACCOUNT

STATEMENTS OF NET ASSETS

December 31, 2024

	SUBACCOUNTS
	MFS® Research Series (Service Class)		MFS® Total Return Bond Series (Service Class)		MFS® Total Return Series (Service Class)		MFS® Utilities Series (Service Class)		American Funds IS® Asset Allocation Fund (Class 4)
ASSETS
Investment in the portfolios, at fair value	$	205,244	$	5,196,837	$	2,226,299	$	3,427,660	$	5,140,625
Net Assets	$	205,244	$	5,196,837	$	2,226,299	$	3,427,660	$	5,140,625
NET ASSETS, representing:
Accumulation units	$	205,244	$	5,196,837	$	2,226,299	$	3,427,660	$	5,140,625
	$	205,244	$	5,196,837	$	2,226,299	$	3,427,660	$	5,140,625
Units outstanding	10,835		532,619		156,471		231,606		368,330
Portfolio shares held	5,896		461,121		98,335		102,563		202,307
Portfolio net asset value per share	$	34.81	$	11.27	$	22.64	$	33.42	$	25.41
Investment in portfolio shares, at cost	$	185,395	$	5,686,669	$	2,330,239	$	3,523,143	$	5,010,939

STATEMENTS OF OPERATIONS

For the period ended December 31, 2024

	SUBACCOUNTS
	MFS® Research Series (Service Class)		MFS® Total Return Bond Series (Service Class)		MFS® Total Return Series (Service Class)		MFS® Utilities Series (Service Class)		American Funds IS® Asset Allocation Fund (Class 4)
	1/1/2024		1/1/2024		1/1/2024		1/1/2024		1/1/2024
	to		to		to		to		to
	12/31/2024		12/31/2024		12/31/2024		12/31/2024		12/31/2024
INVESTMENT INCOME
Dividend income	$	706	$	200,955	$	48,364	$	70,451	$	97,514
EXPENSES
Charges for mortality and expense risk,
and for administration	934		29,604		12,333		18,253		27,613
NET INVESTMENT INCOME (LOSS)	(228)		171,351		36,031		52,198		69,901
NET REALIZED AND UNREALIZED GAIN (LOSS)
ON INVESTMENTS
Capital gains distributions received	11,041		—		103,740		98,090		207,463
Net realized gain (loss) on shares redeemed	1,138		(56,712)		(4,960)		(22,468)		8,365
Net change in unrealized appreciation (depreciation) on investments	16,369		(28,906)		(5,330)		219,624		393,085
NET GAIN (LOSS) ON INVESTMENTS	28,548		(85,618)		93,450		295,246		608,913
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM OPERATIONS	$	28,320	$	85,733	$	129,481	$	347,444	$	678,814

The accompanying notes are an integral part of these financial statements.

A18

FINANCIAL STATEMENTS OF

PRUCO LIFE OF NEW JERSEY FLEXIBLE PREMIUM VARIABLE ANNUITY ACCOUNT

STATEMENTS OF NET ASSETS

December 31, 2024

	SUBACCOUNTS
	American Funds IS® Washington Mutual Investors Fund (Class 4)		American Funds IS® The Bond Fund of America® (Class 4)		American Funds IS® Capital World Growth and Income Fund® (Class 4)		American Funds IS® Global Small Capitalization Fund (Class 4)		American Funds IS® Growth Fund (Class 4)
ASSETS
Investment in the portfolios, at fair value	$	2,898,087	$	5,337,010	$	1,219,554	$	241,979	$	8,787,816
Net Assets	$	2,898,087	$	5,337,010	$	1,219,554	$	241,979	$	8,787,816
NET ASSETS, representing:
Accumulation units	$	2,898,087	$	5,337,010	$	1,219,554	$	241,979	$	8,787,816
	$	2,898,087	$	5,337,010	$	1,219,554	$	241,979	$	8,787,816
Units outstanding	164,666		587,026		84,856		22,416		475,951
Portfolio shares held	177,362		588,424		80,872		14,226		71,808
Portfolio net asset value per share	$	16.34	$	9.07	$	15.08	$	17.01	$	122.38
Investment in portfolio shares, at cost	$	2,590,558	$	5,826,389	$	1,160,201	$	323,882	$	7,080,763

STATEMENTS OF OPERATIONS

For the period ended December 31, 2024

	SUBACCOUNTS
	American Funds IS® Washington Mutual Investors Fund (Class 4)		American Funds IS® The Bond Fund of America® (Class 4)		American Funds IS® Capital World Growth and Income Fund® (Class 4)		American Funds IS® Global Small Capitalization Fund (Class 4)		American Funds IS® Growth Fund (Class 4)
	1/1/2024		1/1/2024		1/1/2024		1/1/2024		1/1/2024
	to		to		to		to		to
	12/31/2024		12/31/2024		12/31/2024		12/31/2024		12/31/2024
INVESTMENT INCOME
Dividend income	$	39,553	$	204,847	$	18,007	$	2,054	$	13,252
EXPENSES
Charges for mortality and expense risk,
and for administration	15,238		28,127		6,453		1,253		44,826
NET INVESTMENT INCOME (LOSS)	24,315		176,720		11,554		801		(31,574)
NET REALIZED AND UNREALIZED GAIN (LOSS)
ON INVESTMENTS
Capital gains distributions received	21,392		—		—		8,987		181,256
Net realized gain (loss) on shares redeemed	7,375		(30,278)		10,786		(25,407)		148,354
Net change in unrealized appreciation (depreciation) on investments	375,898		(117,319)		120,415		18,018		1,786,864
NET GAIN (LOSS) ON INVESTMENTS	404,665		(147,597)		131,201		1,598		2,116,474
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM OPERATIONS	$	428,980	$	29,123	$	142,755	$	2,399	$	2,084,900

The accompanying notes are an integral part of these financial statements.

A19

FINANCIAL STATEMENTS OF

PRUCO LIFE OF NEW JERSEY FLEXIBLE PREMIUM VARIABLE ANNUITY ACCOUNT

STATEMENTS OF NET ASSETS

December 31, 2024

	SUBACCOUNTS
	American Funds IS® Growth-Income Fund (Class 4)		American Funds IS® International Fund (Class 4)		American Funds IS® New World Fund® (Class 4)		BlackRock Advantage Large Cap Core V.I. Fund (Class III)		BlackRock Advantage Large Cap Value V.I. Fund (Class III)
ASSETS
Investment in the portfolios, at fair value	$	2,932,798	$	437,960	$	929,470	$	1,674,513	$	876,200
Net Assets	$	2,932,798	$	437,960	$	929,470	$	1,674,513	$	876,200
NET ASSETS, representing:
Accumulation units	$	2,932,798	$	437,960	$	929,470	$	1,674,513	$	876,200
	$	2,932,798	$	437,960	$	929,470	$	1,674,513	$	876,200
Units outstanding	168,612		40,408		79,621		95,207		52,198
Portfolio shares held	43,682		25,084		35,612		67,223		92,426
Portfolio net asset value per share	$	67.14	$	17.46	$	26.10	$	24.91	$	9.48
Investment in portfolio shares, at cost	$	2,475,194	$	461,120	$	995,335	$	1,555,331	$	931,946

STATEMENTS OF OPERATIONS

For the period ended December 31, 2024

	SUBACCOUNTS
	American Funds IS® Growth-Income Fund (Class 4)		American Funds IS® International Fund (Class 4)		American Funds IS® New World Fund® (Class 4)		BlackRock Advantage Large Cap Core V.I. Fund (Class III)		BlackRock Advantage Large Cap Value V.I. Fund (Class III)
	1/1/2024		1/1/2024		1/1/2024		1/1/2024		1/1/2024
	to		to		to		to		to
	12/31/2024		12/31/2024		12/31/2024		12/31/2024		12/31/2024
INVESTMENT INCOME
Dividend income	$	25,368	$	4,458	$	10,975	$	6,564	$	11,388
EXPENSES
Charges for mortality and expense risk,
and for administration	14,952		2,516		5,080		7,393		4,018
NET INVESTMENT INCOME (LOSS)	10,416		1,942		5,895		(829)		7,370
NET REALIZED AND UNREALIZED GAIN (LOSS)
ON INVESTMENTS
Capital gains distributions received	119,929		—		4,207		154,052		118,863
Net realized gain (loss) on shares redeemed	33,433		(2,111)		(7,197)		19,560		3,868
Net change in unrealized appreciation (depreciation) on investments	369,153		12,770		46,545		128,201		(29,616)
NET GAIN (LOSS) ON INVESTMENTS	522,515		10,659		43,555		301,813		93,115
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM OPERATIONS	$	532,931	$	12,601	$	49,450	$	300,984	$	100,485

The accompanying notes are an integral part of these financial statements.

A20

FINANCIAL STATEMENTS OF

PRUCO LIFE OF NEW JERSEY FLEXIBLE PREMIUM VARIABLE ANNUITY ACCOUNT

STATEMENTS OF NET ASSETS

December 31, 2024

	SUBACCOUNTS
	BlackRock Capital Appreciation V.I. Fund (Class III)		BlackRock Equity Dividend V.I. Fund (Class III)		BlackRock Large Cap Focus Growth V.I. Fund (Class III)		Fidelity® VIP Balanced Portfolio (Service Class 2)		Fidelity® VIP Contrafund℠ Portfolio (Service Class 2)
ASSETS
Investment in the portfolios, at fair value	$	1,071,687	$	2,263,711	$	1,209,231	$	9,776,234	$	7,262,309
Net Assets	$	1,071,687	$	2,263,711	$	1,209,231	$	9,776,234	$	7,262,309
NET ASSETS, representing:
Accumulation units	$	1,071,687	$	2,263,711	$	1,209,231	$	9,776,234	$	7,262,309
	$	1,071,687	$	2,263,711	$	1,209,231	$	9,776,234	$	7,262,309
Units outstanding	64,113		144,760		74,286		660,748		405,953
Portfolio shares held	153,317		215,182		54,104		412,673		130,852
Portfolio net asset value per share	$	6.99	$	10.52	$	22.35	$	23.69	$	55.50
Investment in portfolio shares, at cost	$	1,267,082	$	2,490,192	$	1,044,487	$	9,054,102	$	6,168,958

STATEMENTS OF OPERATIONS

For the period ended December 31, 2024

	SUBACCOUNTS
	BlackRock Capital Appreciation V.I. Fund (Class III)		BlackRock Equity Dividend V.I. Fund (Class III)		BlackRock Large Cap Focus Growth V.I. Fund (Class III)		Fidelity® VIP Balanced Portfolio (Service Class 2)		Fidelity® VIP Contrafund℠ Portfolio (Service Class 2)
	1/1/2024		1/1/2024		1/1/2024		1/1/2024		1/1/2024
	to		to		to		to		to
	12/31/2024		12/31/2024		12/31/2024		12/31/2024		12/31/2024
INVESTMENT INCOME
Dividend income	$	—	$	50,008	$	—	$	147,612	$	2,256
EXPENSES
Charges for mortality and expense risk,
and for administration	5,948		11,602		5,171		45,432		38,888
NET INVESTMENT INCOME (LOSS)	(5,948)		38,406		(5,171)		102,180		(36,632)
NET REALIZED AND UNREALIZED GAIN (LOSS)
ON INVESTMENTS
Capital gains distributions received	397,574		164,469		92,131		259,406		846,167
Net realized gain (loss) on shares redeemed	30,396		(18,603)		31,802		66,895		233,779
Net change in unrealized appreciation (depreciation) on investments	(133,715)		4,198		145,963		701,090		835,466
NET GAIN (LOSS) ON INVESTMENTS	294,255		150,064		269,896		1,027,391		1,915,412
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM OPERATIONS	$	288,307	$	188,470	$	264,725	$	1,129,571	$	1,878,780

The accompanying notes are an integral part of these financial statements.

A21

FINANCIAL STATEMENTS OF

PRUCO LIFE OF NEW JERSEY FLEXIBLE PREMIUM VARIABLE ANNUITY ACCOUNT

STATEMENTS OF NET ASSETS

December 31, 2024

	SUBACCOUNTS
	Fidelity® VIP Growth Opportunities Portfolio (Service Class 2)		Fidelity® VIP Health Care Portfolio (Service Class 2)		BlackRock Basic Value V.I. Fund (Class III)		AST Bond Portfolio 2032		PSF Global Portfolio (Class III)
ASSETS
Investment in the portfolios, at fair value	$	5,445,597	$	4,344,036	$	943,046	$	4,876,271	$	139,037
Net Assets	$	5,445,597	$	4,344,036	$	943,046	$	4,876,271	$	139,037
NET ASSETS, representing:
Accumulation units	$	5,445,597	$	4,344,036	$	943,046	$	4,876,271	$	139,037
	$	5,445,597	$	4,344,036	$	943,046	$	4,876,271	$	139,037
Units outstanding	323,977		384,154		56,800		668,179		12,006
Portfolio shares held	67,773		121,989		73,849		617,250		2,209
Portfolio net asset value per share	$	80.35	$	35.61	$	12.77	$	7.90	$	62.95
Investment in portfolio shares, at cost	$	4,148,613	$	4,298,055	$	965,205	$	5,596,191	$	118,897

STATEMENTS OF OPERATIONS

For the period ended December 31, 2024

	SUBACCOUNTS
	Fidelity® VIP Growth Opportunities Portfolio (Service Class 2)		Fidelity® VIP Health Care Portfolio (Service Class 2)		BlackRock Basic Value V.I. Fund (Class III)		AST Bond Portfolio 2032		PSF Global Portfolio (Class III)
	1/1/2024		1/1/2024		1/1/2024		1/1/2024		1/1/2024
	to		to		to		to		to
	12/31/2024		12/31/2024		12/31/2024		12/31/2024		12/31/2024
INVESTMENT INCOME
Dividend income	$	—	$	—	$	16,569	$	—	$	—
EXPENSES
Charges for mortality and expense risk,
and for administration	25,299		25,658		4,437		105,628		730
NET INVESTMENT INCOME (LOSS)	(25,299)		(25,658)		12,132		(105,628)		(730)
NET REALIZED AND UNREALIZED GAIN (LOSS)
ON INVESTMENTS
Capital gains distributions received	—		—		71,436		—		—
Net realized gain (loss) on shares redeemed	78,963		8,616		7,043		(258,520)		1,368
Net change in unrealized appreciation (depreciation) on investments	1,454,128		186,172		(15,040)		200,667		12,268
NET GAIN (LOSS) ON INVESTMENTS	1,533,091		194,788		63,439		(57,853)		13,636
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM OPERATIONS	$	1,507,792	$	169,130	$	75,571	$	(163,481)	$	12,906

The accompanying notes are an integral part of these financial statements.

A22

FINANCIAL STATEMENTS OF

PRUCO LIFE OF NEW JERSEY FLEXIBLE PREMIUM VARIABLE ANNUITY ACCOUNT

STATEMENTS OF NET ASSETS

December 31, 2024

	SUBACCOUNTS
	PSF Mid-Cap Growth Portfolio (Class III)		PSF Natural Resources Portfolio (Class III)		PSF PGIM 50/50 Balanced Portfolio (Class III)		PSF PGIM Flexible Managed Portfolio (Class III)		PSF PGIM Government Income Portfolio (Class III)
ASSETS
Investment in the portfolios, at fair value	$	553,690	$	4,078,220	$	2,768,865	$	29,730,560	$	1,148,101
Net Assets	$	553,690	$	4,078,220	$	2,768,865	$	29,730,560	$	1,148,101
NET ASSETS, representing:
Accumulation units	$	553,690	$	4,078,220	$	2,768,865	$	29,730,560	$	1,148,101
	$	553,690	$	4,078,220	$	2,768,865	$	29,730,560	$	1,148,101
Units outstanding	53,727		292,121		237,099		2,427,024		129,758
Portfolio shares held	17,690		92,267		63,288		584,902		89,766
Portfolio net asset value per share	$	31.30	$	44.20	$	43.75	$	50.83	$	12.79
Investment in portfolio shares, at cost	$	510,536	$	3,728,741	$	2,478,844	$	22,583,778	$	1,106,468

STATEMENTS OF OPERATIONS

For the period ended December 31, 2024

	SUBACCOUNTS
	PSF Mid-Cap Growth Portfolio (Class III)		PSF Natural Resources Portfolio (Class III)		PSF PGIM 50/50 Balanced Portfolio (Class III)		PSF PGIM Flexible Managed Portfolio (Class III)		PSF PGIM Government Income Portfolio (Class III)
	1/1/2024		1/1/2024		1/1/2024		1/1/2024		1/1/2024
	to		to		to		to		to
	12/31/2024		12/31/2024		12/31/2024		12/31/2024		12/31/2024
INVESTMENT INCOME
Dividend income	$	—	$	—	$	—	$	—	$	—
EXPENSES
Charges for mortality and expense risk,
and for administration	2,532		25,413		10,918		181,555		5,811
NET INVESTMENT INCOME (LOSS)	(2,532)		(25,413)		(10,918)		(181,555)		(5,811)
NET REALIZED AND UNREALIZED GAIN (LOSS)
ON INVESTMENTS
Capital gains distributions received	—		—		—		—		—
Net realized gain (loss) on shares redeemed	281		98,265		16,235		1,196,317		2,537
Net change in unrealized appreciation (depreciation) on investments	55,907		107,234		213,435		3,174,405		7,836
NET GAIN (LOSS) ON INVESTMENTS	56,188		205,499		229,670		4,370,722		10,373
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM OPERATIONS	$	53,656	$	180,086	$	218,752	$	4,189,167	$	4,562

The accompanying notes are an integral part of these financial statements.

A23

FINANCIAL STATEMENTS OF

PRUCO LIFE OF NEW JERSEY FLEXIBLE PREMIUM VARIABLE ANNUITY ACCOUNT

STATEMENTS OF NET ASSETS

December 31, 2024

	SUBACCOUNTS
	PSF PGIM High Yield Bond Portfolio (Class III)		PSF PGIM Jennison Blend Portfolio (Class III)		PSF PGIM Jennison Growth Portfolio (Class III)		PSF PGIM Jennison Value Portfolio (Class III)		PSF PGIM Total Return Bond Portfolio (Class III)
ASSETS
Investment in the portfolios, at fair value	$	3,554,513	$	883,264	$	3,569,512	$	953,320	$	4,486,189
Net Assets	$	3,554,513	$	883,264	$	3,569,512	$	953,320	$	4,486,189
NET ASSETS, representing:
Accumulation units	$	3,554,513	$	883,264	$	3,569,512	$	953,320	$	4,486,189
	$	3,554,513	$	883,264	$	3,569,512	$	953,320	$	4,486,189
Units outstanding	326,101		64,828		263,629		68,733		481,132
Portfolio shares held	499,229		7,249		19,431		15,734		307,273
Portfolio net asset value per share	$	7.12	$	121.85	$	183.70	$	60.59	$	14.60
Investment in portfolio shares, at cost	$	3,177,354	$	658,967	$	2,500,491	$	735,857	$	4,410,757

STATEMENTS OF OPERATIONS

For the period ended December 31, 2024

	SUBACCOUNTS
	PSF PGIM High Yield Bond Portfolio (Class III)		PSF PGIM Jennison Blend Portfolio (Class III)		PSF PGIM Jennison Growth Portfolio (Class III)		PSF PGIM Jennison Value Portfolio (Class III)		PSF PGIM Total Return Bond Portfolio (Class III)
	1/1/2024		1/1/2024		1/1/2024		1/1/2024		1/1/2024
	to		to		to		to		to
	12/31/2024		12/31/2024		12/31/2024		12/31/2024		12/31/2024
INVESTMENT INCOME
Dividend income	$	—	$	—	$	—	$	—	$	—
EXPENSES
Charges for mortality and expense risk,
and for administration	17,776		4,004		18,778		5,049		23,737
NET INVESTMENT INCOME (LOSS)	(17,776)		(4,004)		(18,778)		(5,049)		(23,737)
NET REALIZED AND UNREALIZED GAIN (LOSS)
ON INVESTMENTS
Capital gains distributions received	—		—		—		—		—
Net realized gain (loss) on shares redeemed	61,983		10,430		274,847		35,328		35,038
Net change in unrealized appreciation (depreciation) on investments	214,976		161,116		628,166		122,910		94,358
NET GAIN (LOSS) ON INVESTMENTS	276,959		171,546		903,013		158,238		129,396
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM OPERATIONS	$	259,183	$	167,542	$	884,235	$	153,189	$	105,659

The accompanying notes are an integral part of these financial statements.

A24

FINANCIAL STATEMENTS OF

PRUCO LIFE OF NEW JERSEY FLEXIBLE PREMIUM VARIABLE ANNUITY ACCOUNT

STATEMENTS OF NET ASSETS

December 31, 2024

	SUBACCOUNTS
	PSF Small-Cap Stock Index Portfolio (Class III)		PSF Stock Index Portfolio (Class III)		MFS® Investors Trust Series (Service Class)		MFS® International Intrinsic Value Portfolio (Initial Class)		MFS® Mid Cap Growth Series (Initial Class)
ASSETS
Investment in the portfolios, at fair value	$	2,885,764	$	10,581,401	$	479,863	$	107,831	$	27,467
Net Assets	$	2,885,764	$	10,581,401	$	479,863	$	107,831	$	27,467
NET ASSETS, representing:
Accumulation units	$	2,885,764	$	10,581,401	$	479,863	$	107,831	$	27,467
	$	2,885,764	$	10,581,401	$	479,863	$	107,831	$	27,467
Units outstanding	270,999		739,916		25,203		8,627		1,935
Portfolio shares held	46,025		74,094		12,339		3,620		2,986
Portfolio net asset value per share	$	62.70	$	142.81	$	38.89	$	29.79	$	9.20
Investment in portfolio shares, at cost	$	2,590,443	$	7,790,218	$	441,270	$	111,577	$	29,794

STATEMENTS OF OPERATIONS

For the period ended December 31, 2024

	SUBACCOUNTS
	PSF Small-Cap Stock Index Portfolio (Class III)		PSF Stock Index Portfolio (Class III)		MFS® Investors Trust Series (Service Class)		MFS® International Intrinsic Value Portfolio (Initial Class)		MFS® Mid Cap Growth Series (Initial Class)
	1/1/2024		1/1/2024		1/1/2024		1/1/2024		1/1/2024
	to		to		to		to		to
	12/31/2024		12/31/2024		12/31/2024		12/31/2024		12/31/2024
INVESTMENT INCOME
Dividend income	$	—	$	—	$	1,970	$	1,348	$	—
EXPENSES
Charges for mortality and expense risk,
and for administration	13,557		53,896		2,080		375		102
NET INVESTMENT INCOME (LOSS)	(13,557)		(53,896)		(110)		973		(102)
NET REALIZED AND UNREALIZED GAIN (LOSS)
ON INVESTMENTS
Capital gains distributions received	—		—		30,737		4,346		1,714
Net realized gain (loss) on shares redeemed	14,622		436,677		3,552		(197)		(133)
Net change in unrealized appreciation (depreciation) on investments	171,996		1,695,407		29,651		(1,477)		1,749
NET GAIN (LOSS) ON INVESTMENTS	186,618		2,132,084		63,940		2,672		3,330
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM OPERATIONS	$	173,061	$	2,078,188	$	63,830	$	3,645	$	3,228

The accompanying notes are an integral part of these financial statements.

A25

FINANCIAL STATEMENTS OF

PRUCO LIFE OF NEW JERSEY FLEXIBLE PREMIUM VARIABLE ANNUITY ACCOUNT

STATEMENTS OF NET ASSETS

December 31, 2024

	SUBACCOUNTS
	Western Asset Core Plus VIT Portfolio (Class I)		ClearBridge Variable Small Cap Growth Portfolio (Class I)		Fidelity® VIP International Capital Appreciation Portfolio (Initial Class)		Fidelity® VIP Mid Cap Portfolio (Initial Class)		Fidelity® VIP Emerging Markets Portfolio (Initial Class)
ASSETS
Investment in the portfolios, at fair value	$	21,000	$	69,487	$	44,513	$	89,860	$	113,974
Net Assets	$	21,000	$	69,487	$	44,513	$	89,860	$	113,974
NET ASSETS, representing:
Accumulation units	$	21,000	$	69,487	$	44,513	$	89,860	$	113,974
	$	21,000	$	69,487	$	44,513	$	89,860	$	113,974
Units outstanding	2,328		5,712		3,351		5,461		9,268
Portfolio shares held	4,646		2,509		1,955		2,392		9,928
Portfolio net asset value per share	$	4.52	$	27.69	$	22.77	$	37.56	$	11.48
Investment in portfolio shares, at cost	$	27,761	$	76,275	$	46,125	$	99,617	$	122,343

STATEMENTS OF OPERATIONS

For the period ended December 31, 2024

	SUBACCOUNTS
	Western Asset Core Plus VIT Portfolio (Class I)		ClearBridge Variable Small Cap Growth Portfolio (Class I)		Fidelity® VIP International Capital Appreciation Portfolio (Initial Class)		Fidelity® VIP Mid Cap Portfolio (Initial Class)		Fidelity® VIP Emerging Markets Portfolio (Initial Class)
	1/1/2024		1/1/2024		1/1/2024		1/1/2024		1/1/2024
	to		to		to		to		to
	12/31/2024		12/31/2024		12/31/2024		12/31/2024		12/31/2024
INVESTMENT INCOME
Dividend income	$	1,797	$	—	$	342	$	481	$	1,589
EXPENSES
Charges for mortality and expense risk,
and for administration	88		230		178		345		415
NET INVESTMENT INCOME (LOSS)	1,709		(230)		164		136		1,174
NET REALIZED AND UNREALIZED GAIN (LOSS)
ON INVESTMENTS
Capital gains distributions received	—		2,371		—		11,051		—
Net realized gain (loss) on shares redeemed	(221)		(227)		17		(449)		(6,599)
Net change in unrealized appreciation (depreciation) on investments	(1,640)		2,081		2,894		2,001		13,875
NET GAIN (LOSS) ON INVESTMENTS	(1,861)		4,225		2,911		12,603		7,276
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM OPERATIONS	$	(152)	$	3,995	$	3,075	$	12,739	$	8,450

The accompanying notes are an integral part of these financial statements.

A26

FINANCIAL STATEMENTS OF

PRUCO LIFE OF NEW JERSEY FLEXIBLE PREMIUM VARIABLE ANNUITY ACCOUNT

STATEMENTS OF NET ASSETS

December 31, 2024

	SUBACCOUNTS
	Dimensional VA U.S. Targeted Value Portfolio		BlackRock Large Cap Focus Growth V.I. Fund (Class I)		American Funds IS® U.S. Government Securities Fund® (Class 1)		American Funds IS® The Bond Fund of America® (Class 1)		Vanguard VIF International Portfolio
ASSETS
Investment in the portfolios, at fair value	$	84,861	$	374,492	$	399,631	$	220,209	$	327,288
Net Assets	$	84,861	$	374,492	$	399,631	$	220,209	$	327,288
NET ASSETS, representing:
Accumulation units	$	84,861	$	374,492	$	399,631	$	220,209	$	327,288
	$	84,861	$	374,492	$	399,631	$	220,209	$	327,288
Units outstanding	4,679		19,813		41,281		22,762		25,846
Portfolio shares held	3,760		16,135		41,672		23,755		12,785
Portfolio net asset value per share	$	22.57	$	23.21	$	9.59	$	9.27	$	25.60
Investment in portfolio shares, at cost	$	85,223	$	360,316	$	431,878	$	224,813	$	387,014

STATEMENTS OF OPERATIONS

For the period ended December 31, 2024

	SUBACCOUNTS
	Dimensional VA U.S. Targeted Value Portfolio		BlackRock Large Cap Focus Growth V.I. Fund (Class I)		American Funds IS® U.S. Government Securities Fund® (Class 1)		American Funds IS® The Bond Fund of America® (Class 1)		Vanguard VIF International Portfolio
	1/1/2024		1/1/2024		1/1/2024		1/1/2024		1/1/2024
	to		to		to		to		to
	12/31/2024		12/31/2024		12/31/2024		12/31/2024		12/31/2024
INVESTMENT INCOME
Dividend income	$	1,171	$	—	$	17,223	$	9,800	$	3,452
EXPENSES
Charges for mortality and expense risk,
and for administration	553		1,430		3,174		1,789		2,497
NET INVESTMENT INCOME (LOSS)	618		(1,430)		14,049		8,011		955
NET REALIZED AND UNREALIZED GAIN (LOSS)
ON INVESTMENTS
Capital gains distributions received	5,703		28,802		—		—		9,139
Net realized gain (loss) on shares redeemed	205		10		(1,516)		2,719		(15,287)
Net change in unrealized appreciation (depreciation) on investments	(845)		66,742		(9,117)		(6,611)		32,076
NET GAIN (LOSS) ON INVESTMENTS	5,063		95,554		(10,633)		(3,892)		25,928
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM OPERATIONS	$	5,681	$	94,124	$	3,416	$	4,119	$	26,883

The accompanying notes are an integral part of these financial statements.

A27

FINANCIAL STATEMENTS OF

PRUCO LIFE OF NEW JERSEY FLEXIBLE PREMIUM VARIABLE ANNUITY ACCOUNT

STATEMENTS OF NET ASSETS

December 31, 2024

	SUBACCOUNTS
	Vanguard VIF Diversified Value Portfolio		Vanguard VIF Total International Stock Market Index Portfolio		Vanguard VIF Mid-Cap Index Portfolio		Vanguard VIF Equity Index Portfolio		MFS® Total Return Bond Series (Initial Class)
ASSETS
Investment in the portfolios, at fair value	$	322,175	$	314,959	$	131,086	$	5,312	$	31,198
Net Assets	$	322,175	$	314,959	$	131,086	$	5,312	$	31,198
NET ASSETS, representing:
Accumulation units	$	322,175	$	314,959	$	131,086	$	5,312	$	31,198
	$	322,175	$	314,959	$	131,086	$	5,312	$	31,198
Units outstanding	19,010		26,060		8,842		292		3,216
Portfolio shares held	19,350		14,731		4,884		74		2,713
Portfolio net asset value per share	$	16.65	$	21.38	$	26.84	$	72.14	$	11.50
Investment in portfolio shares, at cost	$	301,549	$	312,661	$	135,120	$	4,102	$	34,215

STATEMENTS OF OPERATIONS

For the period ended December 31, 2024

	SUBACCOUNTS
	Vanguard VIF Diversified Value Portfolio		Vanguard VIF Total International Stock Market Index Portfolio		Vanguard VIF Mid-Cap Index Portfolio		Vanguard VIF Equity Index Portfolio		MFS® Total Return Bond Series (Initial Class)
	1/1/2024		1/1/2024		1/1/2024		1/1/2024		1/1/2024
	to		to		to		to		to
	12/31/2024		12/31/2024		12/31/2024		12/31/2024		12/31/2024
INVESTMENT INCOME
Dividend income	$	3,780	$	5,413	$	1,765	$	62	$	1,339
EXPENSES
Charges for mortality and expense risk,
and for administration	2,164		1,977		961		37		89
NET INVESTMENT INCOME (LOSS)	1,616		3,436		804		25		1,250
NET REALIZED AND UNREALIZED GAIN (LOSS)
ON INVESTMENTS
Capital gains distributions received	13,662		919		1,471		179		—
Net realized gain (loss) on shares redeemed	2,247		335		(282)		6		(102)
Net change in unrealized appreciation (depreciation) on investments	18,687		(328)		14,886		815		(813)
NET GAIN (LOSS) ON INVESTMENTS	34,596		926		16,075		1,000		(915)
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM OPERATIONS	$	36,212	$	4,362	$	16,879	$	1,025	$	335

The accompanying notes are an integral part of these financial statements.

A28

FINANCIAL STATEMENTS OF

PRUCO LIFE OF NEW JERSEY FLEXIBLE PREMIUM VARIABLE ANNUITY ACCOUNT

STATEMENTS OF NET ASSETS

December 31, 2024

	SUBACCOUNTS
	Fidelity® VIP Investment Grade Bond Portfolio (Initial Class)		MFS® New Discovery Series (Initial Class)		ClearBridge Variable Dividend Strategy Portfolio (Class I)		MFS® Utilities Series (Initial Class)		Vanguard VIF Real Estate Index Portfolio
ASSETS
Investment in the portfolios, at fair value	$	128,232	$	83,314	$	163,608	$	26,249	$	63,319
Net Assets	$	128,232	$	83,314	$	163,608	$	26,249	$	63,319
NET ASSETS, representing:
Accumulation units	$	128,232	$	83,314	$	163,608	$	26,249	$	63,319
	$	128,232	$	83,314	$	163,608	$	26,249	$	63,319
Units outstanding	13,111		6,962		10,112		2,159		6,120
Portfolio shares held	11,679		6,033		7,717		767		5,393
Portfolio net asset value per share	$	10.98	$	13.81	$	21.20	$	34.22	$	11.74
Investment in portfolio shares, at cost	$	145,849	$	108,931	$	182,711	$	24,714	$	63,345

STATEMENTS OF OPERATIONS

For the period ended December 31, 2024

	SUBACCOUNTS
	Fidelity® VIP Investment Grade Bond Portfolio (Initial Class)		MFS® New Discovery Series (Initial Class)		ClearBridge Variable Dividend Strategy Portfolio (Class I)		MFS® Utilities Series (Initial Class)		Vanguard VIF Real Estate Index Portfolio
	1/1/2024		1/1/2024		1/1/2024		1/1/2024		1/1/2024
	to		to		to		to		to
	12/31/2024		12/31/2024		12/31/2024		12/31/2024		12/31/2024
INVESTMENT INCOME
Dividend income	$	4,375	$	—	$	2,063	$	503	$	1,890
EXPENSES
Charges for mortality and expense risk,
and for administration	477		312		637		103		463
NET INVESTMENT INCOME (LOSS)	3,898		(312)		1,426		400		1,427
NET REALIZED AND UNREALIZED GAIN (LOSS)
ON INVESTMENTS
Capital gains distributions received	—		—		16,990		620		1,594
Net realized gain (loss) on shares redeemed	(1,228)		(2,442)		(221)		407		53
Net change in unrealized appreciation (depreciation) on investments	(980)		7,336		5,727		1,958		(717)
NET GAIN (LOSS) ON INVESTMENTS	(2,208)		4,894		22,496		2,985		930
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM OPERATIONS	$	1,690	$	4,582	$	23,922	$	3,385	$	2,357

The accompanying notes are an integral part of these financial statements.

A29

FINANCIAL STATEMENTS OF

PRUCO LIFE OF NEW JERSEY FLEXIBLE PREMIUM VARIABLE ANNUITY ACCOUNT

STATEMENTS OF NET ASSETS

December 31, 2024

	SUBACCOUNTS
	Vanguard VIF Total Bond Market Index Portfolio		Vanguard VIF Equity Income Portfolio		Vanguard VIF High Yield Bond Portfolio		Vanguard VIF Short-Term Investment Grade Portfolio		PSF Natural Resources Portfolio (Class I)
ASSETS
Investment in the portfolios, at fair value	$	30,587	$	179,332	$	67,817	$	168,408	$	28,535
Net Assets	$	30,587	$	179,332	$	67,817	$	168,408	$	28,535
NET ASSETS, representing:
Accumulation units	$	30,587	$	179,332	$	67,817	$	168,408	$	28,535
	$	30,587	$	179,332	$	67,817	$	168,408	$	28,535
Units outstanding	3,330		11,773		6,042		16,054		1,535
Portfolio shares held	2,924		7,156		9,164		16,162		640
Portfolio net asset value per share	$	10.46	$	25.06	$	7.40	$	10.42	$	44.56
Investment in portfolio shares, at cost	$	32,888	$	185,043	$	67,912	$	163,522	$	29,464

STATEMENTS OF OPERATIONS

For the period ended December 31, 2024

	SUBACCOUNTS
	Vanguard VIF Total Bond Market Index Portfolio		Vanguard VIF Equity Income Portfolio		Vanguard VIF High Yield Bond Portfolio		Vanguard VIF Short-Term Investment Grade Portfolio		PSF Natural Resources Portfolio (Class I)
	1/1/2024		1/1/2024		1/1/2024		1/1/2024		1/1/2024
	to		to		to		to		to
	12/31/2024		12/31/2024		12/31/2024		12/31/2024		12/31/2024
INVESTMENT INCOME
Dividend income	$	847	$	4,371	$	3,296	$	4,383	$	—
EXPENSES
Charges for mortality and expense risk,
and for administration	251		1,365		444		1,179		108
NET INVESTMENT INCOME (LOSS)	596		3,006		2,852		3,204		(108)
NET REALIZED AND UNREALIZED GAIN (LOSS)
ON INVESTMENTS
Capital gains distributions received	—		9,214		—		—		—
Net realized gain (loss) on shares redeemed	(20)		(200)		(9)		177		1,612
Net change in unrealized appreciation (depreciation) on investments	(451)		9,108		492		2,966		(1,091)
NET GAIN (LOSS) ON INVESTMENTS	(471)		18,122		483		3,143		521
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM OPERATIONS	$	125	$	21,128	$	3,335	$	6,347	$	413

The accompanying notes are an integral part of these financial statements.

A30

FINANCIAL STATEMENTS OF

PRUCO LIFE OF NEW JERSEY FLEXIBLE PREMIUM VARIABLE ANNUITY ACCOUNT

STATEMENTS OF NET ASSETS

December 31, 2024

	SUBACCOUNTS
	Vanguard VIF Total Stock Market Index Portfolio		Vanguard VIF Balanced Portfolio		Vanguard VIF Growth Portfolio		Dimensional VA International Value Portfolio		Fidelity® VIP Floating Rate High Income Portfolio (Initial Class)
ASSETS
Investment in the portfolios, at fair value	$	143,946	$	5,559	$	230,872	$	215,787	$	60,166
Net Assets	$	143,946	$	5,559	$	230,872	$	215,787	$	60,166
NET ASSETS, representing:
Accumulation units	$	143,946	$	5,559	$	230,872	$	215,787	$	60,166
	$	143,946	$	5,559	$	230,872	$	215,787	$	60,166
Units outstanding	8,156		398		12,449		15,160		4,703
Portfolio shares held	2,563		224		6,863		15,809		6,065
Portfolio net asset value per share	$	56.16	$	24.77	$	33.64	$	13.65	$	9.92
Investment in portfolio shares, at cost	$	122,012	$	5,088	$	199,953	$	220,204	$	61,240

STATEMENTS OF OPERATIONS

For the period ended December 31, 2024

	SUBACCOUNTS
	Vanguard VIF Total Stock Market Index Portfolio		Vanguard VIF Balanced Portfolio		Vanguard VIF Growth Portfolio		Dimensional VA International Value Portfolio		Fidelity® VIP Floating Rate High Income Portfolio (Initial Class)
	1/1/2024		1/1/2024		1/1/2024		1/1/2024		1/1/2024
	to		to		to		to		to
	12/31/2024		12/31/2024		12/31/2024		12/31/2024		12/31/2024
INVESTMENT INCOME
Dividend income	$	1,627	$	119	$	528	$	8,682	$	3,767
EXPENSES
Charges for mortality and expense risk,
and for administration	1,001		40		1,659		1,470		158
NET INVESTMENT INCOME (LOSS)	626		79		(1,131)		7,212		3,609
NET REALIZED AND UNREALIZED GAIN (LOSS)
ON INVESTMENTS
Capital gains distributions received	8,917		258		—		4,481		—
Net realized gain (loss) on shares redeemed	94		2		356		2,934		518
Net change in unrealized appreciation (depreciation) on investments	17,072		340		53,998		(6,548)		(1,292)
NET GAIN (LOSS) ON INVESTMENTS	26,083		600		54,354		867		(774)
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM OPERATIONS	$	26,709	$	679	$	53,223	$	8,079	$	2,835

The accompanying notes are an integral part of these financial statements.

A31

FINANCIAL STATEMENTS OF

PRUCO LIFE OF NEW JERSEY FLEXIBLE PREMIUM VARIABLE ANNUITY ACCOUNT

STATEMENTS OF NET ASSETS

December 31, 2024

	SUBACCOUNTS
	American Funds IS® Washington Mutual Investors Fund (Class 1)		American Funds IS® Growth Fund (Class 1)		American Funds IS® Growth-Income Fund (Class 1)		Fidelity® VIP Technology Portfolio (Initial Class)		MFS® Value Series (Service Class)
ASSETS
Investment in the portfolios, at fair value	$	18,790	$	306,182	$	108,201	$	21,316	$	490,226
Net Assets	$	18,790	$	306,182	$	108,201	$	21,316	$	490,226
NET ASSETS, representing:
Accumulation units	$	18,790	$	306,182	$	108,201	$	21,316	$	490,226
	$	18,790	$	306,182	$	108,201	$	21,316	$	490,226
Units outstanding	1,093		14,455		6,159		819		28,957
Portfolio shares held	1,114		2,402		1,555		510		23,333
Portfolio net asset value per share	$	16.86	$	127.47	$	69.59	$	41.79	$	21.01
Investment in portfolio shares, at cost	$	15,506	$	226,984	$	92,167	$	14,186	$	508,812

STATEMENTS OF OPERATIONS

For the period ended December 31, 2024

	SUBACCOUNTS
	American Funds IS® Washington Mutual Investors Fund (Class 1)		American Funds IS® Growth Fund (Class 1)		American Funds IS® Growth-Income Fund (Class 1)		Fidelity® VIP Technology Portfolio (Initial Class)		MFS® Value Series (Service Class)
	1/1/2024		1/1/2024		1/1/2024		1/1/2024		1/1/2024
	to		to		to		to		to
	12/31/2024		12/31/2024		12/31/2024		12/31/2024		12/31/2024
INVESTMENT INCOME
Dividend income	$	478	$	1,627	$	1,221	$	—	$	2,804
EXPENSES
Charges for mortality and expense risk,
and for administration	311		2,129		600		70		2,615
NET INVESTMENT INCOME (LOSS)	167		(502)		621		(70)		189
NET REALIZED AND UNREALIZED GAIN (LOSS)
ON INVESTMENTS
Capital gains distributions received	444		6,549		2,377		570		14,897
Net realized gain (loss) on shares redeemed	8,826		9,892		501		163		2,898
Net change in unrealized appreciation (depreciation) on investments	(1,170)		57,819		11,682		4,137		(19,519)
NET GAIN (LOSS) ON INVESTMENTS	8,100		74,260		14,560		4,870		(1,724)
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM OPERATIONS	$	8,267	$	73,758	$	15,181	$	4,800	$	(1,535)

The accompanying notes are an integral part of these financial statements.

A32

FINANCIAL STATEMENTS OF

PRUCO LIFE OF NEW JERSEY FLEXIBLE PREMIUM VARIABLE ANNUITY ACCOUNT

STATEMENTS OF NET ASSETS

December 31, 2024

	SUBACCOUNTS
	PSF PGIM Government Money Market Portfolio (Class III)		MFS® Value Series (Initial Class)		American Funds IS® Ultra-Short Bond Fund (Class 1)		BlackRock Advantage Large Cap Core V.I. Fund (Class I)		BlackRock Basic Value V.I. Fund (Class I)
ASSETS
Investment in the portfolios, at fair value	$	12,141,596	$	46,063	$	129,635	$	155,533	$	234,153
Net Assets	$	12,141,596	$	46,063	$	129,635	$	155,533	$	234,153
NET ASSETS, representing:
Accumulation units	$	12,141,596	$	46,063	$	129,635	$	155,533	$	234,153
	$	12,141,596	$	46,063	$	129,635	$	155,533	$	234,153
Units outstanding	1,145,237		3,236		12,056		8,555		15,334
Portfolio shares held	1,214,160		2,130		11,462		6,756		18,081
Portfolio net asset value per share	$	10.00	$	21.63	$	11.31	$	23.02	$	12.95
Investment in portfolio shares, at cost	$	12,141,596	$	43,184	$	132,104	$	150,318	$	235,558

STATEMENTS OF OPERATIONS

For the period ended December 31, 2024

	SUBACCOUNTS
	PSF PGIM Government Money Market Portfolio (Class III)		MFS® Value Series (Initial Class)		American Funds IS® Ultra-Short Bond Fund (Class 1)		BlackRock Advantage Large Cap Core V.I. Fund (Class I)		BlackRock Basic Value V.I. Fund (Class I)
	1/1/2024		1/1/2024		1/1/2024		1/1/2024		1/1/2024
	to		to		to		to		to
	12/31/2024		12/31/2024		12/31/2024		12/31/2024		12/31/2024
INVESTMENT INCOME
Dividend income	$	490,173	$	745	$	6,821	$	1,096	$	4,799
EXPENSES
Charges for mortality and expense risk,
and for administration	138,239		182		834		455		786
NET INVESTMENT INCOME (LOSS)	351,934		563		5,987		641		4,013
NET REALIZED AND UNREALIZED GAIN (LOSS)
ON INVESTMENTS
Capital gains distributions received	—		3,375		—		15,591		17,247
Net realized gain (loss) on shares redeemed	—		81		54		940		1,185
Net change in unrealized appreciation (depreciation) on investments	—		628		(1,438)		3,600		(6,286)
NET GAIN (LOSS) ON INVESTMENTS	—		4,084		(1,384)		20,131		12,146
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM OPERATIONS	$	351,934	$	4,647	$	4,603	$	20,772	$	16,159

The accompanying notes are an integral part of these financial statements.

A33

FINANCIAL STATEMENTS OF

PRUCO LIFE OF NEW JERSEY FLEXIBLE PREMIUM VARIABLE ANNUITY ACCOUNT

STATEMENTS OF NET ASSETS

December 31, 2024

	SUBACCOUNTS
	Dimensional VA International Small Portfolio		Dimensional VA U.S. Large Value Portfolio		Fidelity® VIP Strategic Income Portfolio (Initial Class)		ClearBridge Variable Appreciation Portfolio (Class I)		MFS® Technology Portfolio (Initial Class)
ASSETS
Investment in the portfolios, at fair value	$	56,795	$	27,786	$	—	$	—	$	103,601
Net Assets	$	56,795	$	27,786	$	—	$	—	$	103,601
NET ASSETS, representing:
Accumulation units	$	56,795	$	27,786	$	—	$	—	$	103,601
	$	56,795	$	27,786	$	—	$	—	$	103,601
Units outstanding	4,651		1,891		—		—		5,114
Portfolio shares held	4,900		854		—		—		2,513
Portfolio net asset value per share	$	11.59	$	32.55	$	10.72	$	63.91	$	41.22
Investment in portfolio shares, at cost	$	57,471	$	26,559	$	—	$	—	$	73,028

STATEMENTS OF OPERATIONS

For the period ended December 31, 2024

	SUBACCOUNTS
	Dimensional VA International Small Portfolio		Dimensional VA U.S. Large Value Portfolio		Fidelity® VIP Strategic Income Portfolio (Initial Class)		ClearBridge Variable Appreciation Portfolio (Class I)		MFS® Technology Portfolio (Initial Class)
	1/1/2024		1/1/2024		1/1/2024		1/1/2024		1/1/2024
	to		to		to		to		to
	12/31/2024		12/31/2024		12/31/2024		12/31/2024		12/31/2024
INVESTMENT INCOME
Dividend income	$	1,982	$	566	$	25	$	23	$	—
EXPENSES
Charges for mortality and expense risk,
and for administration	437		206		169		111		411
NET INVESTMENT INCOME (LOSS)	1,545		360		(144)		(88)		(411)
NET REALIZED AND UNREALIZED GAIN (LOSS)
ON INVESTMENTS
Capital gains distributions received	1,550		2,852		—		409		1,077
Net realized gain (loss) on shares redeemed	411		85		3,465		7,324		5,787
Net change in unrealized appreciation (depreciation) on investments	(1,675)		(165)		(46)		(916)		23,078
NET GAIN (LOSS) ON INVESTMENTS	286		2,772		3,419		6,817		29,942
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM OPERATIONS	$	1,831	$	3,132	$	3,275	$	6,729	$	29,531

The accompanying notes are an integral part of these financial statements.

A34

FINANCIAL STATEMENTS OF

PRUCO LIFE OF NEW JERSEY FLEXIBLE PREMIUM VARIABLE ANNUITY ACCOUNT

STATEMENTS OF NET ASSETS

December 31, 2024

	SUBACCOUNTS
	BlackRock Equity Dividend V.I. Fund (Class I)		Fidelity® VIP Financials Portfolio (Initial Class)		Fidelity® VIP Health Care Portfolio (Initial Class)		AST Bond Portfolio 2034		Fidelity® VIP Contrafund℠ Portfolio (Initial Class)
ASSETS
Investment in the portfolios, at fair value	$	31,874	$	30,446	$	21,079	$	284,369	$	158,898
Net Assets	$	31,874	$	30,446	$	21,079	$	284,369	$	158,898
NET ASSETS, representing:
Accumulation units	$	31,874	$	30,446	$	21,079	$	284,369	$	158,898
	$	31,874	$	30,446	$	21,079	$	284,369	$	158,898
Units outstanding	2,180		1,667		1,708		29,416		7,914
Portfolio shares held	3,018		1,613		585		28,127		2,742
Portfolio net asset value per share	$	10.56	$	18.87	$	36.03	$	10.11	$	57.94
Investment in portfolio shares, at cost	$	32,156	$	22,898	$	20,887	$	293,443	$	153,969

STATEMENTS OF OPERATIONS

For the period ended December 31, 2024

	SUBACCOUNTS
	BlackRock Equity Dividend V.I. Fund (Class I)		Fidelity® VIP Financials Portfolio (Initial Class)		Fidelity® VIP Health Care Portfolio (Initial Class)		AST Bond Portfolio 2034		Fidelity® VIP Contrafund℠ Portfolio (Initial Class)
	1/1/2024		1/1/2024		1/1/2024		1/1/2024***		1/1/2024***
	to		to		to		to		to
	12/31/2024		12/31/2024		12/31/2024		12/31/2024		12/31/2024
INVESTMENT INCOME
Dividend income	$	831	$	488	$	—	$	—	$	242
EXPENSES
Charges for mortality and expense risk,
and for administration	137		123		71		4,360		424
NET INVESTMENT INCOME (LOSS)	694		365		(71)		(4,360)		(182)
NET REALIZED AND UNREALIZED GAIN (LOSS)
ON INVESTMENTS
Capital gains distributions received	2,420		1,079		—		—		18,022
Net realized gain (loss) on shares redeemed	701		2,144		36		(7,249)		1,316
Net change in unrealized appreciation (depreciation) on investments	(713)		5,528		31		(9,075)		4,929
NET GAIN (LOSS) ON INVESTMENTS	2,408		8,751		67		(16,324)		24,267
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM OPERATIONS	$	3,102	$	9,116	$	(4)	$	(20,684)	$	24,085

***Subaccount became available for investment prior to 2024 but had no activity until 2024.

The accompanying notes are an integral part of these financial statements.

A35

FINANCIAL STATEMENTS OF

PRUCO LIFE OF NEW JERSEY FLEXIBLE PREMIUM VARIABLE ANNUITY ACCOUNT

STATEMENTS OF NET ASSETS

December 31, 2024

	SUBACCOUNTS
	Fidelity® VIP Growth Opportunities Portfolio (Initial Class)		Fidelity® VIP Growth Portfolio (Initial Class)		Fidelity® VIP High Income Portfolio (Initial Class)		ClearBridge Variable Mid Cap Portfolio (Class I)		Vanguard VIF Capital Growth Portfolio
ASSETS
Investment in the portfolios, at fair value	$	3,597	$	250,705	$	108,792	$	38,429	$	71,076
Net Assets	$	3,597	$	250,705	$	108,792	$	38,429	$	71,076
NET ASSETS, representing:
Accumulation units	$	3,597	$	250,705	$	108,792	$	38,429	$	71,076
	$	3,597	$	250,705	$	108,792	$	38,429	$	71,076
Units outstanding	171		11,606		9,747		2,930		4,314
Portfolio shares held	43		2,586		23,049		1,573		1,395
Portfolio net asset value per share	$	83.00	$	96.94	$	4.72	$	24.43	$	50.94
Investment in portfolio shares, at cost	$	3,130	$	277,206	$	107,545	$	36,349	$	71,322

STATEMENTS OF OPERATIONS

For the period ended December 31, 2024

	SUBACCOUNTS
	Fidelity® VIP Growth Opportunities Portfolio (Initial Class)		Fidelity® VIP Growth Portfolio (Initial Class)		Fidelity® VIP High Income Portfolio (Initial Class)		ClearBridge Variable Mid Cap Portfolio (Class I)		Vanguard VIF Capital Growth Portfolio
	1/1/2024***		1/1/2024***		1/1/2024***		1/1/2024***		1/1/2024***
	to		to		to		to		to
	12/31/2024		12/31/2024		12/31/2024		12/31/2024		12/31/2024
INVESTMENT INCOME
Dividend income	$	—	$	2	$	6,446	$	231	$	—
EXPENSES
Charges for mortality and expense risk,
and for administration	7		603		287		99		295
NET INVESTMENT INCOME (LOSS)	(7)		(601)		6,159		132		(295)
NET REALIZED AND UNREALIZED GAIN (LOSS)
ON INVESTMENTS
Capital gains distributions received	—		49,518		—		866		—
Net realized gain (loss) on shares redeemed	(2)		300		55		134		12
Net change in unrealized appreciation (depreciation) on investments	467		(26,502)		1,246		2,080		(246)
NET GAIN (LOSS) ON INVESTMENTS	465		23,316		1,301		3,080		(234)
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM OPERATIONS	$	458	$	22,715	$	7,460	$	3,212	$	(529)

***Subaccount became available for investment prior to 2024 but had no activity until 2024.

The accompanying notes are an integral part of these financial statements.

A36

FINANCIAL STATEMENTS OF

PRUCO LIFE OF NEW JERSEY FLEXIBLE PREMIUM VARIABLE ANNUITY ACCOUNT

STATEMENTS OF NET ASSETS

December 31, 2024

	SUBACCOUNT
	AST Bond Portfolio 2035
ASSETS
Investment in the portfolios, at fair value	$	—
Net Assets	$	—
NET ASSETS, representing:
Accumulation units	$	—
	$	—
Units outstanding	—
Portfolio shares held	—
Portfolio net asset value per share	$	9.77
Investment in portfolio shares, at cost	$	—

STATEMENTS OF OPERATIONS

For the period ended December 31, 2024

	SUBACCOUNT
	AST Bond Portfolio 2035
	1/2/2024*
	to
	12/31/2024
INVESTMENT INCOME
Dividend income	$	—
EXPENSES
Charges for mortality and expense risk,
and for administration	13
NET INVESTMENT INCOME (LOSS)	(13)
NET REALIZED AND UNREALIZED GAIN (LOSS)
ON INVESTMENTS
Capital gains distributions received	—
Net realized gain (loss) on shares redeemed	(348)
Net change in unrealized appreciation (depreciation) on investments	—
NET GAIN (LOSS) ON INVESTMENTS	(348)
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM OPERATIONS	$	(361)

*Date subaccount became available for investment.

The accompanying notes are an integral part of these financial statements.

A37

FINANCIAL STATEMENTS OF

PRUCO LIFE OF NEW JERSEY FLEXIBLE PREMIUM VARIABLE ANNUITY ACCOUNT

STATEMENTS OF CHANGES IN NET ASSETS

For the period ended December 31, 2024

	SUBACCOUNTS
	PSF PGIM Government Money Market Portfolio (Class I)		PSF PGIM Total Return Bond Portfolio (Class I)		PSF PGIM Jennison Blend Portfolio (Class I)		PSF PGIM Jennison Value Portfolio (Class I)		PSF PGIM High Yield Bond Portfolio (Class I)
	1/1/2024		1/1/2024		1/1/2024		1/1/2024		1/1/2024
	to		to		to		to		to
	12/31/2024		12/31/2024		12/31/2024		12/31/2024		12/31/2024
OPERATIONS
Net investment income (loss)	$	142,716	$	(99,782)	$	(271,090)	$	(226,668)	$	(100,300)
Capital gains distributions received	—		—		—		—		—
Net realized gain (loss) on shares redeemed	—		283,891		2,408,836		1,768,079		440,440
Net change in unrealized appreciation (depreciation) on investments	—		(52,016)		2,012,008		1,134,236		129,774
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM OPERATIONS	142,716		132,093		4,149,754		2,675,647		469,914
CONTRACT OWNER TRANSACTIONS
Contract owner net payments	187,793		301,029		22,899		24,977		4,392
Annuity payments	(8,735)		(50,765)		(337,228)		(102,886)		(151,290)
Surrenders, withdrawals and death benefits	(866,029)		(1,060,869)		(2,797,646)		(2,170,408)		(1,471,225)
Net transfers between other subaccounts
or fixed rate option	472,995		270,743		(107,800)		(17,344)		141,596
Miscellaneous transactions	1,033		4,660		9,383		4,650		2,639
Other charges	(2,887)		(1,341)		(5,568)		(12,989)		(6,689)
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM CONTRACT OWNER TRANSACTIONS	(215,830)		(536,543)		(3,215,960)		(2,274,000)		(1,480,577)
TOTAL INCREASE (DECREASE) IN NET ASSETS	(73,114)		(404,450)		933,794		401,647		(1,010,663)
NET ASSETS
Beginning of period	4,154,896		7,564,459		17,995,154		14,759,370		7,508,895
End of period	$	4,081,782	$	7,160,009	$	18,928,948	$	15,161,017	$	6,498,232
Beginning units	3,421,809		2,701,927		2,734,066		2,823,533		1,362,056
Units issued	947,445		231,003		26,118		61,690		130,745
Units redeemed	(1,113,424)		(504,553)		(453,454)		(466,114)		(380,618)
Ending units	3,255,830		2,428,377		2,306,730		2,419,109		1,112,183

The accompanying notes are an integral part of these financial statements.

A38

FINANCIAL STATEMENTS OF

PRUCO LIFE OF NEW JERSEY FLEXIBLE PREMIUM VARIABLE ANNUITY ACCOUNT

STATEMENTS OF CHANGES IN NET ASSETS

For the period ended December 31, 2024

	SUBACCOUNTS
	PSF Stock Index Portfolio (Class I)		PSF Global Portfolio (Class I)		PSF PGIM Jennison Growth Portfolio (Class I)		PSF Small-Cap Stock Index Portfolio (Class I)		T. Rowe Price International Stock Portfolio
	1/1/2024		1/1/2024		1/1/2024		1/1/2024		1/1/2024
	to		to		to		to		to
	12/31/2024		12/31/2024		12/31/2024		12/31/2024		12/31/2024
OPERATIONS
Net investment income (loss)	$	(447,719)	$	(50,273)	$	(351,533)	$	(147,993)	$	(5,439)
Capital gains distributions received	—		—		—		—		22,551
Net realized gain (loss) on shares redeemed	4,113,659		403,433		3,067,524		729,478		18,016
Net change in unrealized appreciation (depreciation) on investments	5,357,167		92,745		3,485,458		277,044		(12,053)
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM OPERATIONS	9,023,107		445,905		6,201,449		858,529		23,075
CONTRACT OWNER TRANSACTIONS
Contract owner net payments	72,722		20,611		4,853		39,761		—
Annuity payments	(256,301)		(38,372)		(286,193)		(78,960)		—
Surrenders, withdrawals and death benefits	(4,824,641)		(484,073)		(2,648,057)		(1,878,634)		(203,083)
Net transfers between other subaccounts
or fixed rate option	(1,068,515)		(28,017)		(362,917)		61,442		9,154
Miscellaneous transactions	(464)		320		2,241		1,117		(42)
Other charges	(95,242)		(2,525)		(11,316)		(30,383)		(113)
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM CONTRACT OWNER TRANSACTIONS	(6,172,441)		(532,056)		(3,301,389)		(1,885,657)		(194,084)
TOTAL INCREASE (DECREASE) IN NET ASSETS	2,850,666		(86,151)		2,900,060		(1,027,128)		(171,009)
NET ASSETS
Beginning of period	40,878,117		3,402,513		22,598,781		12,924,940		1,056,673
End of period	$	43,728,783	$	3,316,362	$	25,498,841	$	11,897,812	$	885,664
Beginning units	4,079,940		781,940		2,428,546		1,198,193		458,025
Units issued	87,382		11,769		7,921		30,650		9,064
Units redeemed	(636,129)		(119,266)		(335,878)		(200,299)		(90,052)
Ending units	3,531,193		674,443		2,100,589		1,028,544		377,037

The accompanying notes are an integral part of these financial statements.

A39

FINANCIAL STATEMENTS OF

PRUCO LIFE OF NEW JERSEY FLEXIBLE PREMIUM VARIABLE ANNUITY ACCOUNT

STATEMENTS OF CHANGES IN NET ASSETS

For the period ended December 31, 2024

	SUBACCOUNTS
	T. Rowe Price Equity Income Portfolio (Equity Income Portfolio Class)		Invesco V.I. Core Equity Fund (Series I)		Janus Henderson VIT Research Portfolio (Institutional Shares)		Janus Henderson VIT Overseas Portfolio (Institutional Shares)		MFS® Research Series (Initial Class)
	1/1/2024		1/1/2024		1/1/2024		1/1/2024		1/1/2024
	to		to		to		to		to
	12/31/2024		12/31/2024		12/31/2024		12/31/2024		12/31/2024
OPERATIONS
Net investment income (loss)	$	20,202	$	(44,570)	$	(64,170)	$	(2,112)	$	(10,638)
Capital gains distributions received	310,251		516,041		134,667		—		77,927
Net realized gain (loss) on shares redeemed	143,126		124,579		423,331		149,615		37,481
Net change in unrealized appreciation (depreciation) on investments	3,856		726,566		850,455		18,817		105,042
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM OPERATIONS	477,435		1,322,616		1,344,283		166,320		209,812
CONTRACT OWNER TRANSACTIONS
Contract owner net payments	—		1,440		270		7,736		—
Annuity payments	(214,697)		(48,245)		(323,351)		(89,914)		—
Surrenders, withdrawals and death benefits	(576,299)		(651,125)		(584,489)		(400,958)		(106,704)
Net transfers between other subaccounts
or fixed rate option	18,434		(45,124)		(63,131)		88,183		(2,305)
Miscellaneous transactions	(308)		(120)		1,599		216		264
Other charges	(539)		(734)		(597)		(632)		(181)
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM CONTRACT OWNER TRANSACTIONS	(773,409)		(743,908)		(969,699)		(395,369)		(108,926)
TOTAL INCREASE (DECREASE) IN NET ASSETS	(295,974)		578,708		374,584		(229,049)		100,886
NET ASSETS
Beginning of period	5,023,547		5,865,437		4,405,338		3,568,257		1,264,726
End of period	$	4,727,573	$	6,444,145	$	4,779,922	$	3,339,208	$	1,365,612
Beginning units	880,394		1,249,058		683,576		756,927		212,159
Units issued	1,913		2,325		3,582		23,890		1,784
Units redeemed	(130,108)		(142,986)		(131,182)		(106,665)		(18,514)
Ending units	752,199		1,108,397		555,976		674,152		195,429

The accompanying notes are an integral part of these financial statements.

A40

FINANCIAL STATEMENTS OF

PRUCO LIFE OF NEW JERSEY FLEXIBLE PREMIUM VARIABLE ANNUITY ACCOUNT

STATEMENTS OF CHANGES IN NET ASSETS

For the period ended December 31, 2024

	SUBACCOUNTS
	MFS® Growth Series (Initial Class)		LVIP American Century Value Fund (Standard Class II)		Franklin Small-Mid Cap Growth VIP Fund (Class 2)		Davis Equity Portfolio		AB VPS Large Cap Growth Portfolio (Class B)
	1/1/2024		1/1/2024		1/1/2024		1/1/2024		1/1/2024
	to		to		to		to		to
	12/31/2024		12/31/2024		12/31/2024		12/31/2024		12/31/2024
OPERATIONS
Net investment income (loss)	$	(100,374)	$	20,630	$	(24,256)	$	(3,215)	$	(7,178)
Capital gains distributions received	555,230		86,820		—		145,700		22,468
Net realized gain (loss) on shares redeemed	364,251		128,657		(59,429)		(38,516)		30,878
Net change in unrealized appreciation (depreciation) on investments	1,025,529		(116,555)		241,050		20,432		58,579
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM OPERATIONS	1,844,636		119,552		157,365		124,401		104,747
CONTRACT OWNER TRANSACTIONS
Contract owner net payments	23,792		—		900		—		—
Annuity payments	(68,040)		(71,508)		(45,134)		(16,353)		(22,171)
Surrenders, withdrawals and death benefits	(706,147)		(352,144)		(300,756)		(192,699)		(68,489)
Net transfers between other subaccounts
or fixed rate option	(139,290)		11,314		5,214		(9,694)		32,623
Miscellaneous transactions	909		(137)		(48)		(206)		—
Other charges	(973)		(229)		(247)		(183)		(43)
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM CONTRACT OWNER TRANSACTIONS	(889,749)		(412,704)		(340,071)		(219,135)		(58,080)
TOTAL INCREASE (DECREASE) IN NET ASSETS	954,887		(293,152)		(182,706)		(94,734)		46,667
NET ASSETS
Beginning of period	6,456,530		1,654,978		1,787,755		814,983		473,303
End of period	$	7,411,417	$	1,361,826	$	1,605,049	$	720,249	$	519,970
Beginning units	839,396		288,860		333,332		263,297		151,267
Units issued	3,308		2,178		6,395		228		9,728
Units redeemed	(98,406)		(70,789)		(65,669)		(63,685)		(26,125)
Ending units	744,298		220,249		274,058		199,840		134,870

The accompanying notes are an integral part of these financial statements.

A41

FINANCIAL STATEMENTS OF

PRUCO LIFE OF NEW JERSEY FLEXIBLE PREMIUM VARIABLE ANNUITY ACCOUNT

STATEMENTS OF CHANGES IN NET ASSETS

For the period ended December 31, 2024

	SUBACCOUNTS
	Janus Henderson VIT Research Portfolio (Service Shares)		PSF Mid-Cap Growth Portfolio (Class I)		AST Cohen & Steers Realty Portfolio		AST J.P. Morgan Conservative Multi-Asset Portfolio		AST High Yield Portfolio
	1/1/2024		1/1/2024		1/1/2024		1/1/2024		1/1/2024
	to		to		to		to		to
	12/31/2024		12/31/2024		12/31/2024		12/31/2024		12/31/2024
OPERATIONS
Net investment income (loss)	$	(10,182)	$	(82,615)	$	(316,267)	$	(4,637,625)	$	(248,035)
Capital gains distributions received	19,768		—		—		—		—
Net realized gain (loss) on shares redeemed	49,979		817,655		1,353,927		7,968,797		820,720
Net change in unrealized appreciation (depreciation) on investments	123,675		(93,452)		562,519		11,101,434		847,940
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM OPERATIONS	183,240		641,588		1,600,179		14,432,606		1,420,625
CONTRACT OWNER TRANSACTIONS
Contract owner net payments	—		13,624		119,964		54,472		59,618
Annuity payments	—		(57,725)		(126,509)		(190,603)		(83,513)
Surrenders, withdrawals and death benefits	(72,011)		(1,006,274)		(2,938,063)		(38,318,359)		(2,740,706)
Net transfers between other subaccounts
or fixed rate option	(19,748)		8,592		(1,272,353)		2,038,253		196,316
Miscellaneous transactions	(56)		162		(1,008)		5,205		(35)
Other charges	(1,151)		(11,319)		(236,544)		(4,121,411)		(166,872)
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM CONTRACT OWNER TRANSACTIONS	(92,966)		(1,052,940)		(4,454,513)		(40,532,443)		(2,735,192)
TOTAL INCREASE (DECREASE) IN NET ASSETS	90,274		(411,352)		(2,854,334)		(26,099,837)		(1,314,567)
NET ASSETS
Beginning of period	571,873		5,493,464		28,587,062		328,877,212		23,206,947
End of period	$	662,147	$	5,082,112	$	25,732,728	$	302,777,375	$	21,892,380
Beginning units	139,463		890,456		1,198,219		21,617,683		1,483,891
Units issued	6,357		15,705		154,943		2,343,469		126,161
Units redeemed	(24,316)		(193,444)		(310,280)		(4,916,533)		(290,045)
Ending units	121,504		712,717		1,042,882		19,044,619		1,320,007

The accompanying notes are an integral part of these financial statements.

A42

FINANCIAL STATEMENTS OF

PRUCO LIFE OF NEW JERSEY FLEXIBLE PREMIUM VARIABLE ANNUITY ACCOUNT

STATEMENTS OF CHANGES IN NET ASSETS

For the period ended December 31, 2024

	SUBACCOUNTS
	AST Small-Cap Value Portfolio		AST Mid-Cap Growth Portfolio		AST Large-Cap Value Portfolio		AST Mid-Cap Value Portfolio		AST T. Rowe Price Natural Resources Portfolio
	1/1/2024		1/1/2024		1/1/2024		1/1/2024		1/1/2024
	to		to		to		to		to
	12/13/2024**		12/13/2024**		12/31/2024		12/13/2024**		12/31/2024
OPERATIONS
Net investment income (loss)	$	(421,389)	$	(587,432)	$	(1,453,268)	$	(400,479)	$	(213,601)
Capital gains distributions received	—		—		—		—		—
Net realized gain (loss) on shares redeemed	10,028,739		19,939,918		4,906,975		14,207,855		908,891
Net change in unrealized appreciation (depreciation) on investments	(5,129,186)		(11,384,959)		5,846,926		(9,005,233)		(213,490)
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM OPERATIONS	4,478,164		7,967,527		9,300,633		4,802,143		481,800
CONTRACT OWNER TRANSACTIONS
Contract owner net payments	694,015		712,607		1,160,910		725,227		5,724
Annuity payments	(16,294)		(113,455)		(53,755)		(856)		(77,358)
Surrenders, withdrawals and death benefits	(3,603,902)		(4,399,120)		(13,601,003)		(3,729,120)		(1,704,928)
Net transfers between other subaccounts
or fixed rate option	(37,626,433)		(53,581,317)		31,549,000		(35,485,970)		277,800
Miscellaneous transactions	(16,600)		(17,074)		(19,302)		(21,222)		204
Other charges	(307,974)		(424,508)		(1,034,478)		(287,816)		(158,564)
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM CONTRACT OWNER TRANSACTIONS	(40,877,188)		(57,822,867)		18,001,372		(38,799,757)		(1,657,122)
TOTAL INCREASE (DECREASE) IN NET ASSETS	(36,399,024)		(49,855,340)		27,302,005		(33,997,614)		(1,175,322)
NET ASSETS
Beginning of period	36,399,024		49,855,340		121,605,561		33,997,614		14,424,378
End of period	$	—	$	—	$	148,907,566	$	—	$	13,249,056
Beginning units	1,466,945		1,808,452		4,435,515		1,292,901		1,127,509
Units issued	162,055		146,721		1,282,541		125,774		321,919
Units redeemed	(1,629,000)		(1,955,173)		(778,866)		(1,418,675)		(436,444)
Ending units	—		—		4,939,190		—		1,012,984

**Date subaccount was no longer available for investment.

The accompanying notes are an integral part of these financial statements.

A43

FINANCIAL STATEMENTS OF

PRUCO LIFE OF NEW JERSEY FLEXIBLE PREMIUM VARIABLE ANNUITY ACCOUNT

STATEMENTS OF CHANGES IN NET ASSETS

For the period ended December 31, 2024

	SUBACCOUNTS
	AST T. Rowe Price Asset Allocation Portfolio		AST MFS Global Equity Portfolio		AST Capital Growth Asset Allocation Portfolio		AST Academic Strategies Asset Allocation Portfolio		AST Balanced Asset Allocation Portfolio
	1/1/2024		1/1/2024		1/1/2024		1/1/2024		1/1/2024
	to		to		to		to		to
	12/6/2024**		12/31/2024		12/31/2024		12/31/2024		12/31/2024
OPERATIONS
Net investment income (loss)	$	(15,586,930)	$	(315,279)	$	(11,391,401)	$	(2,431,974)	$	(13,790,593)
Capital gains distributions received	—		—		—		—		—
Net realized gain (loss) on shares redeemed	442,910,727		1,558,859		45,774,235		7,303,752		42,263,916
Net change in unrealized appreciation (depreciation) on investments	(279,677,110)		(154,986)		56,572,674		4,043,091		18,494,873
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM OPERATIONS	147,646,687		1,088,594		90,955,508		8,914,869		46,968,196
CONTRACT OWNER TRANSACTIONS
Contract owner net payments	507,940		132,714		436,575		33,772		935,772
Annuity payments	(1,495,850)		(125,482)		(658,363)		(164,027)		(672,125)
Surrenders, withdrawals and death benefits	(129,507,168)		(2,991,731)		(82,459,261)		(16,706,117)		(110,232,818)
Net transfers between other subaccounts
or fixed rate option	(1,176,358,988)		285,973		11,381,715		(229,114)		1,173,380,485
Miscellaneous transactions	(4,904)		(7)		(21,348)		1,725		22,692
Other charges	(12,871,405)		(226,448)		(8,637,678)		(1,530,820)		(10,915,761)
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM CONTRACT OWNER TRANSACTIONS	(1,319,730,375)		(2,924,981)		(79,958,360)		(18,594,581)		1,052,518,245
TOTAL INCREASE (DECREASE) IN NET ASSETS	(1,172,083,688)		(1,836,387)		10,997,148		(9,679,712)		1,099,486,441
NET ASSETS
Beginning of period	1,172,083,688		26,335,644		742,208,851		156,174,581		868,054,113
End of period	$	—	$	24,499,257	$	753,205,999	$	146,494,869	$	1,967,540,554
Beginning units	56,019,305		1,033,220		32,732,851		10,655,404		43,543,404
Units issued	1,477,082		81,286		2,173,081		1,285,134		53,503,720
Units redeemed	(57,496,387)		(186,791)		(5,327,978)		(2,515,728)		(7,709,742)
Ending units	—		927,715		29,577,954		9,424,810		89,337,382

**Date subaccount was no longer available for investment.

The accompanying notes are an integral part of these financial statements.

A44

FINANCIAL STATEMENTS OF

PRUCO LIFE OF NEW JERSEY FLEXIBLE PREMIUM VARIABLE ANNUITY ACCOUNT

STATEMENTS OF CHANGES IN NET ASSETS

For the period ended December 31, 2024

	SUBACCOUNTS
	AST Preservation Asset Allocation Portfolio		AST Prudential Growth Allocation Portfolio		AST Advanced Strategies Portfolio		AST Large-Cap Growth Portfolio		AST Government Money Market Portfolio
	1/1/2024		1/1/2024		1/1/2024		1/1/2024		1/1/2024
	to		to		to		to		to
	12/31/2024		12/31/2024		12/31/2024		12/31/2024		12/31/2024
OPERATIONS
Net investment income (loss)	$	(3,987,694)	$	(14,239,253)	$	(6,727,709)	$	(2,524,005)	$	1,715,167
Capital gains distributions received	—		—		—		—		—
Net realized gain (loss) on shares redeemed	11,911,229		47,592,116		28,289,251		20,823,128		—
Net change in unrealized appreciation (depreciation) on investments	8,886,716		78,962,892		21,285,114		34,070,273		—
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM OPERATIONS	16,810,251		112,315,755		42,846,656		52,369,396		1,715,167
CONTRACT OWNER TRANSACTIONS
Contract owner net payments	120,627		381,928		53,619		2,462,931		1,477,082
Annuity payments	(190,628)		(1,825,352)		(497,395)		(96,605)		—
Surrenders, withdrawals and death benefits	(32,294,262)		(108,399,363)		(60,619,721)		(25,439,154)		(102,532,310)
Net transfers between other subaccounts
or fixed rate option	5,475,885		12,706,567		1,462,072		36,772,813		88,963,959
Miscellaneous transactions	(95)		(13,569)		4,828		(16,224)		5,832
Other charges	(3,329,032)		(12,336,698)		(5,566,172)		(1,739,616)		(261,189)
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM CONTRACT OWNER TRANSACTIONS	(30,217,505)		(109,486,487)		(65,162,769)		11,944,145		(12,346,626)
TOTAL INCREASE (DECREASE) IN NET ASSETS	(13,407,254)		2,829,268		(22,316,113)		64,313,541		(10,631,459)
NET ASSETS
Beginning of period	282,856,632		973,870,733		472,003,862		200,814,313		58,570,485
End of period	$	269,449,378	$	976,700,001	$	449,687,749	$	265,127,854	$	47,939,026
Beginning units	18,153,545		48,868,766		22,751,440		4,992,666		6,079,201
Units issued	2,538,390		3,992,086		689,379		1,047,939		5,326,299
Units redeemed	(4,412,898)		(8,988,529)		(3,602,232)		(959,542)		(6,675,907)
Ending units	16,279,037		43,872,323		19,838,587		5,081,063		4,729,593

The accompanying notes are an integral part of these financial statements.

A45

FINANCIAL STATEMENTS OF

PRUCO LIFE OF NEW JERSEY FLEXIBLE PREMIUM VARIABLE ANNUITY ACCOUNT

STATEMENTS OF CHANGES IN NET ASSETS

For the period ended December 31, 2024

	SUBACCOUNTS
	AST Small-Cap Equity Portfolio		AST International Equity Portfolio		AST Investment Grade Bond Portfolio		AST Core Fixed Income Portfolio		AST Emerging Markets Equity Portfolio
	1/1/2024		1/1/2024		1/1/2024		1/1/2024		1/1/2024
	to		to		to		to		to
	12/31/2024		12/31/2024		12/31/2024		12/31/2024		12/31/2024
OPERATIONS
Net investment income (loss)	$	(509,401)	$	(628,652)	$	(7,167,285)	$	(3,258,156)	$	(248,153)
Capital gains distributions received	—		—		—		—		—
Net realized gain (loss) on shares redeemed	2,635,066		1,959,062		33,789,440		(685,542)		505,187
Net change in unrealized appreciation (depreciation) on investments	1,184,192		872,595		(20,508,041)		4,397,285		358,310
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM OPERATIONS	3,309,857		2,203,005		6,114,114		453,587		615,344
CONTRACT OWNER TRANSACTIONS
Contract owner net payments	1,140,027		728,795		—		533,620		531,431
Annuity payments	(72,848)		(92,512)		(260,237)		(253,485)		(4,821)
Surrenders, withdrawals and death benefits	(4,223,188)		(4,965,803)		(43,366,210)		(31,795,732)		(1,672,939)
Net transfers between other subaccounts
or fixed rate option	33,960,910		137,292		(134,530,390)		20,682,794		407,620
Miscellaneous transactions	(29,426)		(10,255)		(11,681)		3,696		(5,884)
Other charges	(358,034)		(460,245)		(7,802,665)		(2,467,987)		(203,004)
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM CONTRACT OWNER TRANSACTIONS	30,417,441		(4,662,728)		(185,971,183)		(13,297,094)		(947,597)
TOTAL INCREASE (DECREASE) IN NET ASSETS	33,727,298		(2,459,723)		(179,857,069)		(12,843,507)		(332,253)
NET ASSETS
Beginning of period	40,274,060		52,524,253		626,248,484		263,894,246		18,914,613
End of period	$	74,001,358	$	50,064,530	$	446,391,415	$	251,050,739	$	18,582,360
Beginning units	1,382,631		2,747,401		46,385,370		21,791,577		2,022,100
Units issued	1,138,839		278,960		34,056,913		2,944,137		452,058
Units redeemed	(341,462)		(511,859)		(48,660,280)		(4,017,787)		(555,310)
Ending units	2,180,008		2,514,502		31,782,003		20,717,927		1,918,848

The accompanying notes are an integral part of these financial statements.

A46

FINANCIAL STATEMENTS OF

PRUCO LIFE OF NEW JERSEY FLEXIBLE PREMIUM VARIABLE ANNUITY ACCOUNT

STATEMENTS OF CHANGES IN NET ASSETS

For the period ended December 31, 2024

	SUBACCOUNTS
	AST J.P. Morgan Moderate Multi-Asset Portfolio		ProFund VP Consumer Discretionary		ProFund VP Consumer Staples		ProFund VP Financials		ProFund VP Health Care
	1/1/2024		1/1/2024		1/1/2024		1/1/2024		1/1/2024
	to		to		to		to		to
	12/31/2024		12/31/2024		12/31/2024		12/31/2024		12/31/2024
OPERATIONS
Net investment income (loss)	$	(2,505,965)	$	(7,991)	$	13	$	(3,781)	$	(5,129)
Capital gains distributions received	—		52,845		22,567		28,677		16,166
Net realized gain (loss) on shares redeemed	8,445,114		7,284		(5,280)		21,869		1,519
Net change in unrealized appreciation (depreciation) on investments	7,917,392		67,531		(12,042)		25,558		(15,526)
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM OPERATIONS	13,856,541		119,669		5,258		72,323		(2,970)
CONTRACT OWNER TRANSACTIONS
Contract owner net payments	90,264		—		—		—		—
Annuity payments	(17,395)		—		—		—		—
Surrenders, withdrawals and death benefits	(19,531,576)		(21,144)		(6,125)		(5,358)		(10,736)
Net transfers between other subaccounts
or fixed rate option	1,789,780		(36,794)		6,643		(39,654)		35,149
Miscellaneous transactions	(759)		25		—		—		—
Other charges	(2,173,451)		(4,858)		(813)		(3,193)		(3,523)
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM CONTRACT OWNER TRANSACTIONS	(19,843,137)		(62,771)		(295)		(48,205)		20,890
TOTAL INCREASE (DECREASE) IN NET ASSETS	(5,986,596)		56,898		4,963		24,118		17,920
NET ASSETS
Beginning of period	173,134,143		503,200		64,222		294,903		329,298
End of period	$	167,147,547	$	560,098	$	69,185	$	319,021	$	347,218
Beginning units	9,238,289		13,589		2,658		17,667		8,974
Units issued	544,319		1,154		1,211		1,266		1,523
Units redeemed	(1,527,599)		(2,388)		(1,235)		(3,836)		(974)
Ending units	8,255,009		12,355		2,634		15,097		9,523

The accompanying notes are an integral part of these financial statements.

A47

FINANCIAL STATEMENTS OF

PRUCO LIFE OF NEW JERSEY FLEXIBLE PREMIUM VARIABLE ANNUITY ACCOUNT

STATEMENTS OF CHANGES IN NET ASSETS

For the period ended December 31, 2024

	SUBACCOUNTS
	ProFund VP Industrials		ProFund VP Mid-Cap Growth		ProFund VP Mid-Cap Value		ProFund VP Real Estate		ProFund VP Small-Cap Growth
	1/1/2024		1/1/2024		1/1/2024		1/1/2024		1/1/2024
	to		to		to		to		to
	12/31/2024		12/31/2024		12/31/2024		12/31/2024		12/31/2024
OPERATIONS
Net investment income (loss)	$	(5,202)	$	(1,578)	$	(2,770)	$	(98)	$	(1,150)
Capital gains distributions received	50,763		4,083		9,449		4,938		3,454
Net realized gain (loss) on shares redeemed	10,870		3,190		6,227		(3,561)		(218)
Net change in unrealized appreciation (depreciation) on investments	(6,148)		5,985		5,135		2,809		2,349
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM OPERATIONS	50,283		11,680		18,041		4,088		4,435
CONTRACT OWNER TRANSACTIONS
Contract owner net payments	—		—		—		—		—
Annuity payments	—		—		—		—		—
Surrenders, withdrawals and death benefits	(21,453)		(16,019)		(23,524)		(390)		(6,774)
Net transfers between other subaccounts
or fixed rate option	(4,725)		4,446		(7,132)		(10,313)		(779)
Miscellaneous transactions	—		—		—		—		—
Other charges	(3,518)		(1,100)		(2,010)		(1,634)		(608)
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM CONTRACT OWNER TRANSACTIONS	(29,696)		(12,673)		(32,666)		(12,337)		(8,161)
TOTAL INCREASE (DECREASE) IN NET ASSETS	20,587		(993)		(14,625)		(8,249)		(3,726)
NET ASSETS
Beginning of period	371,325		95,085		225,157		161,632		77,936
End of period	$	391,912	$	94,092	$	210,532	$	153,383	$	74,210
Beginning units	14,149		3,669		9,142		10,530		2,831
Units issued	1,427		1,061		873		1,639		362
Units redeemed	(2,447)		(1,503)		(2,126)		(2,373)		(659)
Ending units	13,129		3,227		7,889		9,796		2,534

The accompanying notes are an integral part of these financial statements.

A48

FINANCIAL STATEMENTS OF

PRUCO LIFE OF NEW JERSEY FLEXIBLE PREMIUM VARIABLE ANNUITY ACCOUNT

STATEMENTS OF CHANGES IN NET ASSETS

For the period ended December 31, 2024

	SUBACCOUNTS
	ProFund VP Small-Cap Value		ProFund VP Communication Services		ProFund VP Utilities		ProFund VP Large-Cap Growth		ProFund VP Large-Cap Value
	1/1/2024		1/1/2024		1/1/2024		1/1/2024		1/1/2024
	to		to		to		to		to
	12/31/2024		12/31/2024		12/31/2024		12/31/2024		12/31/2024
OPERATIONS
Net investment income (loss)	$	(1,979)	$	(335)	$	153	$	(1,256)	$	(2,535)
Capital gains distributions received	1,039		—		—		565		26,327
Net realized gain (loss) on shares redeemed	3,410		3,459		2,827		6,992		3,416
Net change in unrealized appreciation (depreciation) on investments	5,368		3,081		34,786		24,754		(9,662)
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM OPERATIONS	7,838		6,205		37,766		31,055		17,546
CONTRACT OWNER TRANSACTIONS
Contract owner net payments	—		—		—		—		—
Annuity payments	—		—		—		—		—
Surrenders, withdrawals and death benefits	(21,186)		(4,863)		(11,020)		(195,996)		(7,001)
Net transfers between other subaccounts
or fixed rate option	(10,774)		(3,744)		(7,215)		(11,345)		10,600
Miscellaneous transactions	—		—		—		—		—
Other charges	(1,565)		(292)		(2,279)		(957)		(2,159)
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM CONTRACT OWNER TRANSACTIONS	(33,525)		(8,899)		(20,514)		(208,298)		1,440
TOTAL INCREASE (DECREASE) IN NET ASSETS	(25,687)		(2,694)		17,252		(177,243)		18,986
NET ASSETS
Beginning of period	187,069		23,107		191,166		211,761		206,963
End of period	$	161,382	$	20,413	$	208,418	$	34,518	$	225,949
Beginning units	7,809		1,600		10,858		6,028		9,426
Units issued	945		125		2,277		739		1,746
Units redeemed	(2,304)		(643)		(3,226)		(6,017)		(1,732)
Ending units	6,450		1,082		9,909		750		9,440

The accompanying notes are an integral part of these financial statements.

A49

FINANCIAL STATEMENTS OF

PRUCO LIFE OF NEW JERSEY FLEXIBLE PREMIUM VARIABLE ANNUITY ACCOUNT

STATEMENTS OF CHANGES IN NET ASSETS

For the period ended December 31, 2024

	SUBACCOUNTS
	Allspring VT International Equity Fund (Class 1)		Allspring VT Discovery All Cap Growth Fund (Class 1)		AST Quantitative Modeling Portfolio		Allspring VT Opportunity Fund (Class 1)		AST Bond Portfolio 2023
	1/1/2024		1/1/2024		1/1/2024		1/1/2024		1/1/2024
	to		to		to		to		to
	4/30/2024**		12/31/2024		12/31/2024		12/31/2024		1/2/2024**
OPERATIONS
Net investment income (loss)	$	217	$	(3,600)	$	(448,275)	$	(957)	$	—
Capital gains distributions received	—		9,339		—		6,886		—
Net realized gain (loss) on shares redeemed	(5,303)		8,893		5,062,448		4,136		—
Net change in unrealized appreciation (depreciation) on investments	5,125		22,570		4,392,206		(1,701)		—
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM OPERATIONS	39		37,202		9,006,379		8,364		—
CONTRACT OWNER TRANSACTIONS
Contract owner net payments	—		—		2,570,406		—		—
Annuity payments	—		—		—		—		—
Surrenders, withdrawals and death benefits	(1,513)		(142,435)		(11,837,360)		(23,815)		—
Net transfers between other subaccounts
or fixed rate option	(13,124)		—		(647,108)		—		719
Miscellaneous transactions	(1)		—		(5,728)		—		(698)
Other charges	—		—		(303,603)		(12)		(21)
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM CONTRACT OWNER TRANSACTIONS	(14,638)		(142,435)		(10,223,393)		(23,827)		—
TOTAL INCREASE (DECREASE) IN NET ASSETS	(14,599)		(105,233)		(1,217,014)		(15,463)		—
NET ASSETS
Beginning of period	14,599		275,859		70,544,792		75,440		—
End of period	$	—	$	170,626	$	69,327,778	$	59,977	$	—
Beginning units	773		39,700		4,274,298		2,079		—
Units issued	—		—		260,353		—		112
Units redeemed	(773)		(18,984)		(683,680)		(625)		(112)
Ending units	—		20,716		3,850,971		1,454		—

**Date subaccount was no longer available for investment.

The accompanying notes are an integral part of these financial statements.

A50

FINANCIAL STATEMENTS OF

PRUCO LIFE OF NEW JERSEY FLEXIBLE PREMIUM VARIABLE ANNUITY ACCOUNT

STATEMENTS OF CHANGES IN NET ASSETS

For the period ended December 31, 2024

	SUBACCOUNTS
	AST Bond Portfolio 2024		AST ClearBridge Dividend Growth Portfolio		AST Multi-Sector Fixed Income Portfolio		AST Large-Cap Core Portfolio		AST Bond Portfolio 2025
	1/1/2024		1/1/2024		1/1/2024		1/1/2024		1/1/2024
	to		to		to		to		to
	12/31/2024**		12/31/2024		12/31/2024		12/31/2024		12/31/2024
OPERATIONS
Net investment income (loss)	$	(43,000)	$	(232,359)	$	(27,869,629)	$	(405,668)	$	(51,997)
Capital gains distributions received	—		—		—		—		—
Net realized gain (loss) on shares redeemed	322,174		1,446,013		29,034,574		1,619,760		49,904
Net change in unrealized appreciation (depreciation) on investments	(211,271)		1,580,910		(25,515,112)		6,150,806		91,666
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM OPERATIONS	67,903		2,794,564		(24,350,167)		7,364,898		89,573
CONTRACT OWNER TRANSACTIONS
Contract owner net payments	—		661,620		—		656,649		—
Annuity payments	—		(34,903)		(1,016,943)		(845)		—
Surrenders, withdrawals and death benefits	(289,004)		(2,165,741)		(167,602,940)		(3,237,731)		(209,854)
Net transfers between other subaccounts
or fixed rate option	(5,938,195)		448,019		—		1,456,158		2,966,307
Miscellaneous transactions	(18)		(8,319)		14,830		(9,663)		—
Other charges	(1,864)		(155,829)		(232,112)		(286,238)		(167)
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM CONTRACT OWNER TRANSACTIONS	(6,229,081)		(1,255,153)		(168,837,165)		(1,421,670)		2,756,286
TOTAL INCREASE (DECREASE) IN NET ASSETS	(6,161,178)		1,539,411		(193,187,332)		5,943,228		2,845,859
NET ASSETS
Beginning of period	6,161,178		18,455,415		1,542,791,927		32,697,646		402,110
End of period	$	—	$	19,994,826	$	1,349,604,595	$	38,640,874	$	3,247,969
Beginning units	631,737		765,987		141,327,394		1,267,173		36,317
Units issued	49,273		138,388		563,776		214,205		431,794
Units redeemed	(681,010)		(184,688)		(16,139,085)		(251,039)		(188,023)
Ending units	—		719,687		125,752,085		1,230,339		280,088

**Date subaccount was no longer available for investment.

The accompanying notes are an integral part of these financial statements.

A51

FINANCIAL STATEMENTS OF

PRUCO LIFE OF NEW JERSEY FLEXIBLE PREMIUM VARIABLE ANNUITY ACCOUNT

STATEMENTS OF CHANGES IN NET ASSETS

For the period ended December 31, 2024

	SUBACCOUNTS
	AST J.P. Morgan Aggressive Multi-Asset Portfolio		AST Bond Portfolio 2026		AST Global Bond Portfolio		BlackRock Global Allocation V.I. Fund (Class III)		AST Bond Portfolio 2027
	1/1/2024		1/1/2024		1/1/2024		1/1/2024		1/1/2024
	to		to		to		to		to
	12/31/2024		12/31/2024		12/31/2024		12/31/2024		12/31/2024
OPERATIONS
Net investment income (loss)	$	(3,749,127)	$	(13,266)	$	(183,227)	$	63,407	$	(29,174)
Capital gains distributions received	—		—		—		565,218		—
Net realized gain (loss) on shares redeemed	12,980,189		4,507		(49,114)		(53,849)		(7,434)
Net change in unrealized appreciation (depreciation) on investments	15,081,456		21,237		568,938		(7,175)		55,894
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM OPERATIONS	24,312,518		12,478		336,597		567,601		19,286
CONTRACT OWNER TRANSACTIONS
Contract owner net payments	11,685		—		341,091		448,514		—
Annuity payments	(44,929)		—		—		—		—
Surrenders, withdrawals and death benefits	(22,665,005)		—		(2,668,343)		(1,193,483)		(192,336)
Net transfers between other subaccounts
or fixed rate option	20,612,752		24,858		1,296,985		322,881		(46,750)
Miscellaneous transactions	1,958		—		(35)		(1,631)		(26)
Other charges	(3,732,281)		(174)		(142,357)		(34,463)		(474)
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM CONTRACT OWNER TRANSACTIONS	(5,815,820)		24,684		(1,172,659)		(458,182)		(239,586)
TOTAL INCREASE (DECREASE) IN NET ASSETS	18,496,698		37,162		(836,062)		109,419		(220,300)
NET ASSETS
Beginning of period	233,243,703		622,036		19,202,646		7,089,550		1,539,779
End of period	$	251,740,401	$	659,198	$	18,366,584	$	7,198,969	$	1,319,479
Beginning units	13,371,969		65,106		2,002,961		503,284		163,305
Units issued	3,555,864		22,477		387,855		62,921		7,097
Units redeemed	(3,905,858)		(20,134)		(498,614)		(88,003)		(32,545)
Ending units	13,021,975		67,449		1,892,202		478,202		137,857

The accompanying notes are an integral part of these financial statements.

A52

FINANCIAL STATEMENTS OF

PRUCO LIFE OF NEW JERSEY FLEXIBLE PREMIUM VARIABLE ANNUITY ACCOUNT

STATEMENTS OF CHANGES IN NET ASSETS

For the period ended December 31, 2024

	SUBACCOUNTS
	NVIT Emerging Markets Fund (Class D)		AST Bond Portfolio 2028		AST Bond Portfolio 2029		AST Bond Portfolio 2030		AST Bond Portfolio 2031
	1/1/2024		1/1/2024		1/1/2024		1/1/2024		1/1/2024
	to		to		to		to		to
	12/31/2024		12/31/2024		12/31/2024		12/31/2024		12/31/2024
OPERATIONS
Net investment income (loss)	$	(723)	$	(108,916)	$	(11)	$	(53,896)	$	(207,724)
Capital gains distributions received	—		—		—		—		—
Net realized gain (loss) on shares redeemed	(900)		(26,277)		185		(38,283)		(319,624)
Net change in unrealized appreciation (depreciation) on investments	10,659		161,627		(246)		60,841		328,653
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM OPERATIONS	9,036		26,434		(72)		(31,338)		(198,695)
CONTRACT OWNER TRANSACTIONS
Contract owner net payments	112		—		—		—		—
Annuity payments	(6,521)		—		—		—		—
Surrenders, withdrawals and death benefits	(16,418)		(203,400)		(139)		(265,961)		(1,946,989)
Net transfers between other subaccounts
or fixed rate option	6,665		(804)		(4,616)		6,549		763,549
Miscellaneous transactions	9		26		(1)		3,451		52
Other charges	(761)		(968)		—		(853)		(3,347)
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM CONTRACT OWNER TRANSACTIONS	(16,914)		(205,146)		(4,756)		(256,814)		(1,186,735)
TOTAL INCREASE (DECREASE) IN NET ASSETS	(7,878)		(178,712)		(4,828)		(288,152)		(1,385,430)
NET ASSETS
Beginning of period	224,434		5,373,021		4,828		2,866,584		11,062,677
End of period	$	216,556	$	5,194,309	$	—	$	2,578,432	$	9,677,247
Beginning units	22,381		558,361		497		288,347		1,298,557
Units issued	2,461		191		—		13,613		141,506
Units redeemed	(4,114)		(21,500)		(497)		(39,995)		(284,326)
Ending units	20,728		537,052		—		261,965		1,155,737

The accompanying notes are an integral part of these financial statements.

A53

FINANCIAL STATEMENTS OF

PRUCO LIFE OF NEW JERSEY FLEXIBLE PREMIUM VARIABLE ANNUITY ACCOUNT

STATEMENTS OF CHANGES IN NET ASSETS

For the period ended December 31, 2024

	SUBACCOUNTS
	MFS® International Growth Portfolio (Service Class)		MFS® Massachusetts Investors Growth Stock Portfolio (Service Class)		MFS® Technology Portfolio (Service Class)		MFS® Mid Cap Growth Series (Service Class)		MFS® New Discovery Series (Service Class)
	1/1/2024		1/1/2024		1/1/2024		1/1/2024		1/1/2024
	to		to		to		to		to
	12/31/2024		12/31/2024		12/31/2024		12/31/2024		12/31/2024
OPERATIONS
Net investment income (loss)	$	3,371	$	(2,772)	$	(35,981)	$	(6,481)	$	(1,661)
Capital gains distributions received	4,269		57,157		70,854		90,120		—
Net realized gain (loss) on shares redeemed	22,225		14,992		247,385		(35,155)		(34,586)
Net change in unrealized appreciation (depreciation) on investments	55,089		10,255		1,669,912		100,254		53,998
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM OPERATIONS	84,954		79,632		1,952,170		148,738		17,751
CONTRACT OWNER TRANSACTIONS
Contract owner net payments	232,912		182,196		634,390		96,784		16,049
Annuity payments	—		—		—		—		—
Surrenders, withdrawals and death benefits	(54,742)		(33,287)		(700,268)		(99,560)		(5,226)
Net transfers between other subaccounts
or fixed rate option	41,541		(3,745)		(200,397)		20,462		(40,129)
Miscellaneous transactions	(155)		(227)		(1,309)		26		—
Other charges	(5,374)		(2,995)		(30,613)		(6,004)		(1,617)
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM CONTRACT OWNER TRANSACTIONS	214,182		141,942		(298,197)		11,708		(30,923)
TOTAL INCREASE (DECREASE) IN NET ASSETS	299,136		221,574		1,653,973		160,446		(13,172)
NET ASSETS
Beginning of period	1,012,601		436,504		5,511,011		1,134,292		335,065
End of period	$	1,311,737	$	658,078	$	7,164,984	$	1,294,738	$	321,893
Beginning units	72,191		26,191		342,516		79,466		25,021
Units issued	29,322		16,575		52,819		15,765		1,666
Units redeemed	(14,650)		(8,515)		(67,177)		(15,554)		(3,986)
Ending units	86,863		34,251		328,158		79,677		22,701

The accompanying notes are an integral part of these financial statements.

A54

FINANCIAL STATEMENTS OF

PRUCO LIFE OF NEW JERSEY FLEXIBLE PREMIUM VARIABLE ANNUITY ACCOUNT

STATEMENTS OF CHANGES IN NET ASSETS

For the period ended December 31, 2024

	SUBACCOUNTS
	MFS® Research Series (Service Class)		MFS® Total Return Bond Series (Service Class)		MFS® Total Return Series (Service Class)		MFS® Utilities Series (Service Class)		American Funds IS® Asset Allocation Fund (Class 4)
	1/1/2024		1/1/2024		1/1/2024		1/1/2024		1/1/2024
	to		to		to		to		to
	12/31/2024		12/31/2024		12/31/2024		12/31/2024		12/31/2024
OPERATIONS
Net investment income (loss)	$	(228)	$	171,351	$	36,031	$	52,198	$	69,901
Capital gains distributions received	11,041		—		103,740		98,090		207,463
Net realized gain (loss) on shares redeemed	1,138		(56,712)		(4,960)		(22,468)		8,365
Net change in unrealized appreciation (depreciation) on investments	16,369		(28,906)		(5,330)		219,624		393,085
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM OPERATIONS	28,320		85,733		129,481		347,444		678,814
CONTRACT OWNER TRANSACTIONS
Contract owner net payments	14,762		540,760		252,097		274,844		408,048
Annuity payments	—		—		—		—		—
Surrenders, withdrawals and death benefits	(8,902)		(246,153)		(76,818)		(379,462)		(216,394)
Net transfers between other subaccounts
or fixed rate option	32,197		(254,096)		166,853		(13,297)		3,639
Miscellaneous transactions	129		231		26		136		333
Other charges	(737)		(24,558)		(9,065)		(16,131)		(24,084)
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM CONTRACT OWNER TRANSACTIONS	37,449		16,184		333,093		(133,910)		171,542
TOTAL INCREASE (DECREASE) IN NET ASSETS	65,769		101,917		462,574		213,534		850,356
NET ASSETS
Beginning of period	139,475		5,094,920		1,763,725		3,214,126		4,290,269
End of period	$	205,244	$	5,196,837	$	2,226,299	$	3,427,660	$	5,140,625
Beginning units	8,690		530,951		132,107		240,555		354,805
Units issued	2,762		103,190		47,099		30,518		41,809
Units redeemed	(617)		(101,522)		(22,735)		(39,467)		(28,284)
Ending units	10,835		532,619		156,471		231,606		368,330

The accompanying notes are an integral part of these financial statements.

A55

FINANCIAL STATEMENTS OF

PRUCO LIFE OF NEW JERSEY FLEXIBLE PREMIUM VARIABLE ANNUITY ACCOUNT

STATEMENTS OF CHANGES IN NET ASSETS

For the period ended December 31, 2024

	SUBACCOUNTS
	American Funds IS® Washington Mutual Investors Fund (Class 4)		American Funds IS® The Bond Fund of America® (Class 4)		American Funds IS® Capital World Growth and Income Fund® (Class 4)		American Funds IS® Global Small Capitalization Fund (Class 4)		American Funds IS® Growth Fund (Class 4)
	1/1/2024		1/1/2024		1/1/2024		1/1/2024		1/1/2024
	to		to		to		to		to
	12/31/2024		12/31/2024		12/31/2024		12/31/2024		12/31/2024
OPERATIONS
Net investment income (loss)	$	24,315	$	176,720	$	11,554	$	801	$	(31,574)
Capital gains distributions received	21,392		—		—		8,987		181,256
Net realized gain (loss) on shares redeemed	7,375		(30,278)		10,786		(25,407)		148,354
Net change in unrealized appreciation (depreciation) on investments	375,898		(117,319)		120,415		18,018		1,786,864
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM OPERATIONS	428,980		29,123		142,755		2,399		2,084,900
CONTRACT OWNER TRANSACTIONS
Contract owner net payments	211,216		251,161		70,776		13,844		561,324
Annuity payments	—		—		—		—		—
Surrenders, withdrawals and death benefits	(89,106)		(258,382)		(140,656)		(6,779)		(901,843)
Net transfers between other subaccounts
or fixed rate option	38,576		493,915		44,116		(51,481)		151,600
Miscellaneous transactions	851		17		(192)		—		(447)
Other charges	(13,340)		(25,920)		(5,685)		(1,129)		(38,098)
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM CONTRACT OWNER TRANSACTIONS	148,197		460,791		(31,641)		(45,545)		(227,464)
TOTAL INCREASE (DECREASE) IN NET ASSETS	577,177		489,914		111,114		(43,146)		1,857,436
NET ASSETS
Beginning of period	2,320,910		4,847,096		1,108,440		285,125		6,930,380
End of period	$	2,898,087	$	5,337,010	$	1,219,554	$	241,979	$	8,787,816
Beginning units	155,871		535,378		87,189		26,827		490,216
Units issued	15,858		100,110		11,134		1,706		64,867
Units redeemed	(7,063)		(48,462)		(13,467)		(6,117)		(79,132)
Ending units	164,666		587,026		84,856		22,416		475,951

The accompanying notes are an integral part of these financial statements.

A56

FINANCIAL STATEMENTS OF

PRUCO LIFE OF NEW JERSEY FLEXIBLE PREMIUM VARIABLE ANNUITY ACCOUNT

STATEMENTS OF CHANGES IN NET ASSETS

For the period ended December 31, 2024

	SUBACCOUNTS
	American Funds IS® Growth-Income Fund (Class 4)		American Funds IS® International Fund (Class 4)		American Funds IS® New World Fund® (Class 4)		BlackRock Advantage Large Cap Core V.I. Fund (Class III)		BlackRock Advantage Large Cap Value V.I. Fund (Class III)
	1/1/2024		1/1/2024		1/1/2024		1/1/2024		1/1/2024
	to		to		to		to		to
	12/31/2024		12/31/2024		12/31/2024		12/31/2024		12/31/2024
OPERATIONS
Net investment income (loss)	$	10,416	$	1,942	$	5,895	$	(829)	$	7,370
Capital gains distributions received	119,929		—		4,207		154,052		118,863
Net realized gain (loss) on shares redeemed	33,433		(2,111)		(7,197)		19,560		3,868
Net change in unrealized appreciation (depreciation) on investments	369,153		12,770		46,545		128,201		(29,616)
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM OPERATIONS	532,931		12,601		49,450		300,984		100,485
CONTRACT OWNER TRANSACTIONS
Contract owner net payments	301,623		21,035		74,799		317,347		86,541
Annuity payments	—		—		—		—		—
Surrenders, withdrawals and death benefits	(161,337)		(47,679)		(36,866)		(96,818)		(42,998)
Net transfers between other subaccounts
or fixed rate option	114,770		(2,996)		(11,991)		10,712		106,590
Miscellaneous transactions	(70)		—		—		(25)		(254)
Other charges	(12,230)		(2,245)		(4,649)		(6,183)		(3,672)
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM CONTRACT OWNER TRANSACTIONS	242,756		(31,885)		21,293		225,033		146,207
TOTAL INCREASE (DECREASE) IN NET ASSETS	775,687		(19,284)		70,743		526,017		246,692
NET ASSETS
Beginning of period	2,157,111		457,244		858,727		1,148,496		629,508
End of period	$	2,932,798	$	437,960	$	929,470	$	1,674,513	$	876,200
Beginning units	152,829		43,206		77,788		81,329		43,323
Units issued	33,304		2,282		9,646		28,990		17,589
Units redeemed	(17,521)		(5,080)		(7,813)		(15,112)		(8,714)
Ending units	168,612		40,408		79,621		95,207		52,198

The accompanying notes are an integral part of these financial statements.

A57

FINANCIAL STATEMENTS OF

PRUCO LIFE OF NEW JERSEY FLEXIBLE PREMIUM VARIABLE ANNUITY ACCOUNT

STATEMENTS OF CHANGES IN NET ASSETS

For the period ended December 31, 2024

	SUBACCOUNTS
	BlackRock Capital Appreciation V.I. Fund (Class III)		BlackRock Equity Dividend V.I. Fund (Class III)		BlackRock Large Cap Focus Growth V.I. Fund (Class III)		Fidelity® VIP Balanced Portfolio (Service Class 2)		Fidelity® VIP Contrafund℠ Portfolio (Service Class 2)
	1/1/2024		1/1/2024		1/1/2024		1/1/2024		1/1/2024
	to		to		to		to		to
	12/31/2024		12/31/2024		12/31/2024		12/31/2024		12/31/2024
OPERATIONS
Net investment income (loss)	$	(5,948)	$	38,406	$	(5,171)	$	102,180	$	(36,632)
Capital gains distributions received	397,574		164,469		92,131		259,406		846,167
Net realized gain (loss) on shares redeemed	30,396		(18,603)		31,802		66,895		233,779
Net change in unrealized appreciation (depreciation) on investments	(133,715)		4,198		145,963		701,090		835,466
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM OPERATIONS	288,307		188,470		264,725		1,129,571		1,878,780
CONTRACT OWNER TRANSACTIONS
Contract owner net payments	192,738		91,258		491,602		1,428,106		556,915
Annuity payments	—		—		—		—		—
Surrenders, withdrawals and death benefits	(282,304)		(216,347)		(345,754)		(708,448)		(887,760)
Net transfers between other subaccounts
or fixed rate option	(73,042)		(7,279)		35,125		899,587		(195,659)
Miscellaneous transactions	(602)		(22)		(854)		(6,644)		(1,079)
Other charges	(5,113)		(9,979)		(4,135)		(38,920)		(32,635)
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM CONTRACT OWNER TRANSACTIONS	(168,323)		(142,369)		175,984		1,573,681		(560,218)
TOTAL INCREASE (DECREASE) IN NET ASSETS	119,984		46,101		440,709		2,703,252		1,318,562
NET ASSETS
Beginning of period	951,703		2,217,610		768,522		7,072,982		5,943,747
End of period	$	1,071,687	$	2,263,711	$	1,209,231	$	9,776,234	$	7,262,309
Beginning units	74,689		154,734		61,769		550,058		440,997
Units issued	19,690		17,264		49,714		169,352		46,740
Units redeemed	(30,266)		(27,238)		(37,197)		(58,662)		(81,784)
Ending units	64,113		144,760		74,286		660,748		405,953

The accompanying notes are an integral part of these financial statements.

A58

FINANCIAL STATEMENTS OF

PRUCO LIFE OF NEW JERSEY FLEXIBLE PREMIUM VARIABLE ANNUITY ACCOUNT

STATEMENTS OF CHANGES IN NET ASSETS

For the period ended December 31, 2024

	SUBACCOUNTS
	Fidelity® VIP Growth Opportunities Portfolio (Service Class 2)		Fidelity® VIP Health Care Portfolio (Service Class 2)		BlackRock Basic Value V.I. Fund (Class III)		AST Bond Portfolio 2032		PSF Global Portfolio (Class III)
	1/1/2024		1/1/2024		1/1/2024		1/1/2024		1/1/2024
	to		to		to		to		to
	12/31/2024		12/31/2024		12/31/2024		12/31/2024		12/31/2024
OPERATIONS
Net investment income (loss)	$	(25,299)	$	(25,658)	$	12,132	$	(105,628)	$	(730)
Capital gains distributions received	—		—		71,436		—		—
Net realized gain (loss) on shares redeemed	78,963		8,616		7,043		(258,520)		1,368
Net change in unrealized appreciation (depreciation) on investments	1,454,128		186,172		(15,040)		200,667		12,268
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM OPERATIONS	1,507,792		169,130		75,571		(163,481)		12,906
CONTRACT OWNER TRANSACTIONS
Contract owner net payments	182,763		300,968		88,869		—		62,049
Annuity payments	—		—		—		—		—
Surrenders, withdrawals and death benefits	(279,191)		(417,508)		(37,713)		(849,021)		(2,714)
Net transfers between other subaccounts
or fixed rate option	80,609		161,651		101,866		(376,657)		(4,739)
Miscellaneous transactions	(2)		284		37		(849)		1
Other charges	(22,023)		(21,920)		(3,785)		(2,418)		(644)
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM CONTRACT OWNER TRANSACTIONS	(37,844)		23,475		149,274		(1,228,945)		53,953
TOTAL INCREASE (DECREASE) IN NET ASSETS	1,469,948		192,605		224,845		(1,392,426)		66,859
NET ASSETS
Beginning of period	3,975,649		4,151,431		718,201		6,268,697		72,178
End of period	$	5,445,597	$	4,344,036	$	943,046	$	4,876,271	$	139,037
Beginning units	326,001		382,700		47,376		836,518		7,113
Units issued	42,689		51,049		16,826		35,150		5,620
Units redeemed	(44,713)		(49,595)		(7,402)		(203,489)		(727)
Ending units	323,977		384,154		56,800		668,179		12,006

The accompanying notes are an integral part of these financial statements.

A59

FINANCIAL STATEMENTS OF

PRUCO LIFE OF NEW JERSEY FLEXIBLE PREMIUM VARIABLE ANNUITY ACCOUNT

STATEMENTS OF CHANGES IN NET ASSETS

For the period ended December 31, 2024

	SUBACCOUNTS
	PSF Mid-Cap Growth Portfolio (Class III)		PSF Natural Resources Portfolio (Class III)		PSF PGIM 50/50 Balanced Portfolio (Class III)		PSF PGIM Flexible Managed Portfolio (Class III)		PSF PGIM Government Income Portfolio (Class III)
	1/1/2024		1/1/2024		1/1/2024		1/1/2024		1/1/2024
	to		to		to		to		to
	12/31/2024		12/31/2024		12/31/2024		12/31/2024		12/31/2024
OPERATIONS
Net investment income (loss)	$	(2,532)	$	(25,413)	$	(10,918)	$	(181,555)	$	(5,811)
Capital gains distributions received	—		—		—		—		—
Net realized gain (loss) on shares redeemed	281		98,265		16,235		1,196,317		2,537
Net change in unrealized appreciation (depreciation) on investments	55,907		107,234		213,435		3,174,405		7,836
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM OPERATIONS	53,656		180,086		218,752		4,189,167		4,562
CONTRACT OWNER TRANSACTIONS
Contract owner net payments	39,875		48,217		760,861		314,819		107,356
Annuity payments	—		—		—		—		—
Surrenders, withdrawals and death benefits	(2,253)		(678,669)		(75,309)		(5,221,627)		(89,532)
Net transfers between other subaccounts
or fixed rate option	112,636		(57,449)		78,858		(535,270)		128,875
Miscellaneous transactions	(5)		267		(4,241)		2,713		—
Other charges	(2,223)		(21,156)		(9,680)		(144,879)		(5,398)
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM CONTRACT OWNER TRANSACTIONS	148,030		(708,790)		750,489		(5,584,244)		141,301
TOTAL INCREASE (DECREASE) IN NET ASSETS	201,686		(528,704)		969,241		(1,395,077)		145,863
NET ASSETS
Beginning of period	352,004		4,606,924		1,799,624		31,125,637		1,002,238
End of period	$	553,690	$	4,078,220	$	2,768,865	$	29,730,560	$	1,148,101
Beginning units	38,690		341,639		172,879		2,911,249		113,429
Units issued	15,938		17,125		76,172		37,865		31,344
Units redeemed	(901)		(66,643)		(11,952)		(522,090)		(15,015)
Ending units	53,727		292,121		237,099		2,427,024		129,758

The accompanying notes are an integral part of these financial statements.

A60

FINANCIAL STATEMENTS OF

PRUCO LIFE OF NEW JERSEY FLEXIBLE PREMIUM VARIABLE ANNUITY ACCOUNT

STATEMENTS OF CHANGES IN NET ASSETS

For the period ended December 31, 2024

	SUBACCOUNTS
	PSF PGIM High Yield Bond Portfolio (Class III)		PSF PGIM Jennison Blend Portfolio (Class III)		PSF PGIM Jennison Growth Portfolio (Class III)		PSF PGIM Jennison Value Portfolio (Class III)		PSF PGIM Total Return Bond Portfolio (Class III)
	1/1/2024		1/1/2024		1/1/2024		1/1/2024		1/1/2024
	to		to		to		to		to
	12/31/2024		12/31/2024		12/31/2024		12/31/2024		12/31/2024
OPERATIONS
Net investment income (loss)	$	(17,776)	$	(4,004)	$	(18,778)	$	(5,049)	$	(23,737)
Capital gains distributions received	—		—		—		—		—
Net realized gain (loss) on shares redeemed	61,983		10,430		274,847		35,328		35,038
Net change in unrealized appreciation (depreciation) on investments	214,976		161,116		628,166		122,910		94,358
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM OPERATIONS	259,183		167,542		884,235		153,189		105,659
CONTRACT OWNER TRANSACTIONS
Contract owner net payments	409,557		137,193		295,139		76,607		719,217
Annuity payments	—		—		—		—		—
Surrenders, withdrawals and death benefits	(286,529)		(11,572)		(187,952)		(66,905)		(588,366)
Net transfers between other subaccounts
or fixed rate option	(54,247)		(11,320)		(325,246)		5,881		160,665
Miscellaneous transactions	37		(10)		751		(16)		525
Other charges	(15,938)		(3,456)		(16,013)		(4,525)		(20,990)
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM CONTRACT OWNER TRANSACTIONS	52,880		110,835		(233,321)		11,042		271,051
TOTAL INCREASE (DECREASE) IN NET ASSETS	312,063		278,377		650,914		164,231		376,710
NET ASSETS
Beginning of period	3,242,450		604,887		2,918,598		789,089		4,109,479
End of period	$	3,554,513	$	883,264	$	3,569,512	$	953,320	$	4,486,189
Beginning units	320,268		55,622		279,782		68,222		450,016
Units issued	64,177		13,271		73,361		15,519		143,848
Units redeemed	(58,344)		(4,065)		(89,514)		(15,008)		(112,732)
Ending units	326,101		64,828		263,629		68,733		481,132

The accompanying notes are an integral part of these financial statements.

A61

FINANCIAL STATEMENTS OF

PRUCO LIFE OF NEW JERSEY FLEXIBLE PREMIUM VARIABLE ANNUITY ACCOUNT

STATEMENTS OF CHANGES IN NET ASSETS

For the period ended December 31, 2024

	SUBACCOUNTS
	PSF Small-Cap Stock Index Portfolio (Class III)		PSF Stock Index Portfolio (Class III)		MFS® Investors Trust Series (Service Class)		MFS® International Intrinsic Value Portfolio (Initial Class)		MFS® Mid Cap Growth Series (Initial Class)
	1/1/2024		1/1/2024		1/1/2024		1/1/2024		1/1/2024
	to		to		to		to		to
	12/31/2024		12/31/2024		12/31/2024		12/31/2024		12/31/2024
OPERATIONS
Net investment income (loss)	$	(13,557)	$	(53,896)	$	(110)	$	973	$	(102)
Capital gains distributions received	—		—		30,737		4,346		1,714
Net realized gain (loss) on shares redeemed	14,622		436,677		3,552		(197)		(133)
Net change in unrealized appreciation (depreciation) on investments	171,996		1,695,407		29,651		(1,477)		1,749
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM OPERATIONS	173,061		2,078,188		63,830		3,645		3,228
CONTRACT OWNER TRANSACTIONS
Contract owner net payments	350,042		772,692		96,109		47,732		3,169
Annuity payments	—		—		—		—		—
Surrenders, withdrawals and death benefits	(176,350)		(830,162)		(27,586)		(16,369)		(698)
Net transfers between other subaccounts
or fixed rate option	243,316		(409,297)		14,352		1,787		(121)
Miscellaneous transactions	(260)		(1,105)		83		(7)		—
Other charges	(12,006)		(47,113)		(1,850)		(11)		(9)
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM CONTRACT OWNER TRANSACTIONS	404,742		(514,985)		81,108		33,132		2,341
TOTAL INCREASE (DECREASE) IN NET ASSETS	577,803		1,563,203		144,938		36,777		5,569
NET ASSETS
Beginning of period	2,307,961		9,018,198		334,925		71,054		21,898
End of period	$	2,885,764	$	10,581,401	$	479,863	$	107,831	$	27,467
Beginning units	233,030		779,932		20,869		6,070		1,762
Units issued	64,024		106,613		7,073		4,032		238
Units redeemed	(26,055)		(146,629)		(2,739)		(1,475)		(65)
Ending units	270,999		739,916		25,203		8,627		1,935

The accompanying notes are an integral part of these financial statements.

A62

FINANCIAL STATEMENTS OF

PRUCO LIFE OF NEW JERSEY FLEXIBLE PREMIUM VARIABLE ANNUITY ACCOUNT

STATEMENTS OF CHANGES IN NET ASSETS

For the period ended December 31, 2024

	SUBACCOUNTS
	Western Asset Core Plus VIT Portfolio (Class I)		ClearBridge Variable Small Cap Growth Portfolio (Class I)		Fidelity® VIP International Capital Appreciation Portfolio (Initial Class)		Fidelity® VIP Mid Cap Portfolio (Initial Class)		Fidelity® VIP Emerging Markets Portfolio (Initial Class)
	1/1/2024		1/1/2024		1/1/2024		1/1/2024		1/1/2024
	to		to		to		to		to
	12/31/2024		12/31/2024		12/31/2024		12/31/2024		12/31/2024
OPERATIONS
Net investment income (loss)	$	1,709	$	(230)	$	164	$	136	$	1,174
Capital gains distributions received	—		2,371		—		11,051		—
Net realized gain (loss) on shares redeemed	(221)		(227)		17		(449)		(6,599)
Net change in unrealized appreciation (depreciation) on investments	(1,640)		2,081		2,894		2,001		13,875
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM OPERATIONS	(152)		3,995		3,075		12,739		8,450
CONTRACT OWNER TRANSACTIONS
Contract owner net payments	—		33,560		3,622		13,890		46,179
Annuity payments	—		—		—		—		—
Surrenders, withdrawals and death benefits	(970)		(1,245)		(1,762)		(4,989)		(11,131)
Net transfers between other subaccounts
or fixed rate option	—		(303)		(10)		(3,548)		(25,415)
Miscellaneous transactions	—		—		—		—		2
Other charges	(10)		(5)		(4)		(6)		(7)
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM CONTRACT OWNER TRANSACTIONS	(980)		32,007		1,846		5,347		9,628
TOTAL INCREASE (DECREASE) IN NET ASSETS	(1,132)		36,002		4,921		18,086		18,078
NET ASSETS
Beginning of period	22,132		33,485		39,592		71,774		95,896
End of period	$	21,000	$	69,487	$	44,513	$	89,860	$	113,974
Beginning units	2,434		2,865		3,211		5,104		8,546
Units issued	—		3,027		269		903		4,929
Units redeemed	(106)		(180)		(129)		(546)		(4,207)
Ending units	2,328		5,712		3,351		5,461		9,268

The accompanying notes are an integral part of these financial statements.

A63

FINANCIAL STATEMENTS OF

PRUCO LIFE OF NEW JERSEY FLEXIBLE PREMIUM VARIABLE ANNUITY ACCOUNT

STATEMENTS OF CHANGES IN NET ASSETS

For the period ended December 31, 2024

	SUBACCOUNTS
	Dimensional VA U.S. Targeted Value Portfolio		BlackRock Large Cap Focus Growth V.I. Fund (Class I)		American Funds IS® U.S. Government Securities Fund® (Class 1)		American Funds IS® The Bond Fund of America® (Class 1)		Vanguard VIF International Portfolio
	1/1/2024		1/1/2024		1/1/2024		1/1/2024		1/1/2024
	to		to		to		to		to
	12/31/2024		12/31/2024		12/31/2024		12/31/2024		12/31/2024
OPERATIONS
Net investment income (loss)	$	618	$	(1,430)	$	14,049	$	8,011	$	955
Capital gains distributions received	5,703		28,802		—		—		9,139
Net realized gain (loss) on shares redeemed	205		10		(1,516)		2,719		(15,287)
Net change in unrealized appreciation (depreciation) on investments	(845)		66,742		(9,117)		(6,611)		32,076
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM OPERATIONS	5,681		94,124		3,416		4,119		26,883
CONTRACT OWNER TRANSACTIONS
Contract owner net payments	27,460		—		24,541		73,062		97,467
Annuity payments	—		—		—		—		—
Surrenders, withdrawals and death benefits	(2,608)		(20,114)		(59,972)		(75,202)		(61,944)
Net transfers between other subaccounts
or fixed rate option	(147)		(13,324)		23,109		13,101		(6,118)
Miscellaneous transactions	145		—		—		(59)		—
Other charges	(4)		(21)		(6)		(5)		(17)
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM CONTRACT OWNER TRANSACTIONS	24,846		(33,459)		(12,328)		10,897		29,388
TOTAL INCREASE (DECREASE) IN NET ASSETS	30,527		60,665		(8,912)		15,016		56,271
NET ASSETS
Beginning of period	54,334		313,827		408,543		205,193		271,017
End of period	$	84,861	$	374,492	$	399,631	$	220,209	$	327,288
Beginning units	3,215		21,780		42,297		21,363		23,153
Units issued	1,621		—		4,788		8,793		9,215
Units redeemed	(157)		(1,967)		(5,804)		(7,394)		(6,522)
Ending units	4,679		19,813		41,281		22,762		25,846

The accompanying notes are an integral part of these financial statements.

A64

FINANCIAL STATEMENTS OF

PRUCO LIFE OF NEW JERSEY FLEXIBLE PREMIUM VARIABLE ANNUITY ACCOUNT

STATEMENTS OF CHANGES IN NET ASSETS

For the period ended December 31, 2024

	SUBACCOUNTS
	Vanguard VIF Diversified Value Portfolio		Vanguard VIF Total International Stock Market Index Portfolio		Vanguard VIF Mid-Cap Index Portfolio		Vanguard VIF Equity Index Portfolio		MFS® Total Return Bond Series (Initial Class)
	1/1/2024		1/1/2024		1/1/2024		1/1/2024		1/1/2024
	to		to		to		to		to
	12/31/2024		12/31/2024		12/31/2024		12/31/2024		12/31/2024
OPERATIONS
Net investment income (loss)	$	1,616	$	3,436	$	804	$	25	$	1,250
Capital gains distributions received	13,662		919		1,471		179		—
Net realized gain (loss) on shares redeemed	2,247		335		(282)		6		(102)
Net change in unrealized appreciation (depreciation) on investments	18,687		(328)		14,886		815		(813)
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM OPERATIONS	36,212		4,362		16,879		1,025		335
CONTRACT OWNER TRANSACTIONS
Contract owner net payments	135,391		163,896		—		—		19,804
Annuity payments	—		—		—		—		—
Surrenders, withdrawals and death benefits	(16,730)		(7,902)		(4,824)		—		(518)
Net transfers between other subaccounts
or fixed rate option	(55,963)		3,037		—		—		(20)
Miscellaneous transactions	332		664		—		—		—
Other charges	(13)		(3)		(5)		(3)		(5)
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM CONTRACT OWNER TRANSACTIONS	63,017		159,692		(4,829)		(3)		19,261
TOTAL INCREASE (DECREASE) IN NET ASSETS	99,229		164,054		12,050		1,022		19,596
NET ASSETS
Beginning of period	222,946		150,905		119,036		4,290		11,602
End of period	$	322,175	$	314,959	$	131,086	$	5,312	$	31,198
Beginning units	14,999		13,018		9,171		292		1,218
Units issued	8,496		13,537		—		—		2,058
Units redeemed	(4,485)		(495)		(329)		—		(60)
Ending units	19,010		26,060		8,842		292		3,216

The accompanying notes are an integral part of these financial statements.

A65

FINANCIAL STATEMENTS OF

PRUCO LIFE OF NEW JERSEY FLEXIBLE PREMIUM VARIABLE ANNUITY ACCOUNT

STATEMENTS OF CHANGES IN NET ASSETS

For the period ended December 31, 2024

	SUBACCOUNTS
	Fidelity® VIP Investment Grade Bond Portfolio (Initial Class)		MFS® New Discovery Series (Initial Class)		ClearBridge Variable Dividend Strategy Portfolio (Class I)		MFS® Utilities Series (Initial Class)		Vanguard VIF Real Estate Index Portfolio
	1/1/2024		1/1/2024		1/1/2024		1/1/2024		1/1/2024
	to		to		to		to		to
	12/31/2024		12/31/2024		12/31/2024		12/31/2024		12/31/2024
OPERATIONS
Net investment income (loss)	$	3,898	$	(312)	$	1,426	$	400	$	1,427
Capital gains distributions received	—		—		16,990		620		1,594
Net realized gain (loss) on shares redeemed	(1,228)		(2,442)		(221)		407		53
Net change in unrealized appreciation (depreciation) on investments	(980)		7,336		5,727		1,958		(717)
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM OPERATIONS	1,690		4,582		23,922		3,385		2,357
CONTRACT OWNER TRANSACTIONS
Contract owner net payments	27,008		16,575		—		22,716		2,494
Annuity payments	—		—		—		—		—
Surrenders, withdrawals and death benefits	(6,417)		(4,656)		(6,600)		(15,069)		(361)
Net transfers between other subaccounts
or fixed rate option	3,265		15		(195)		(1,888)		(861)
Miscellaneous transactions	—		183		—		114		21
Other charges	(6)		(6)		(12)		(7)		(7)
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM CONTRACT OWNER TRANSACTIONS	23,850		12,111		(6,807)		5,866		1,286
TOTAL INCREASE (DECREASE) IN NET ASSETS	25,540		16,693		17,115		9,251		3,643
NET ASSETS
Beginning of period	102,692		66,621		146,493		16,998		59,676
End of period	$	128,232	$	83,314	$	163,608	$	26,249	$	63,319
Beginning units	10,637		5,918		10,537		1,557		5,997
Units issued	3,393		1,611		1		2,066		244
Units redeemed	(919)		(567)		(426)		(1,464)		(121)
Ending units	13,111		6,962		10,112		2,159		6,120

The accompanying notes are an integral part of these financial statements.

A66

FINANCIAL STATEMENTS OF

PRUCO LIFE OF NEW JERSEY FLEXIBLE PREMIUM VARIABLE ANNUITY ACCOUNT

STATEMENTS OF CHANGES IN NET ASSETS

For the period ended December 31, 2024

	SUBACCOUNTS
	Vanguard VIF Total Bond Market Index Portfolio		Vanguard VIF Equity Income Portfolio		Vanguard VIF High Yield Bond Portfolio		Vanguard VIF Short-Term Investment Grade Portfolio		PSF Natural Resources Portfolio (Class I)
	1/1/2024		1/1/2024		1/1/2024		1/1/2024		1/1/2024
	to		to		to		to		to
	12/31/2024		12/31/2024		12/31/2024		12/31/2024		12/31/2024
OPERATIONS
Net investment income (loss)	$	596	$	3,006	$	2,852	$	3,204	$	(108)
Capital gains distributions received	—		9,214		—		—		—
Net realized gain (loss) on shares redeemed	(20)		(200)		(9)		177		1,612
Net change in unrealized appreciation (depreciation) on investments	(451)		9,108		492		2,966		(1,091)
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM OPERATIONS	125		21,128		3,335		6,347		413
CONTRACT OWNER TRANSACTIONS
Contract owner net payments	—		17,399		40,347		44,320		29,045
Annuity payments	—		—		—		—		—
Surrenders, withdrawals and death benefits	—		(1,058)		(388)		(8,476)		(47,665)
Net transfers between other subaccounts
or fixed rate option	—		134		1,504		9,720		—
Miscellaneous transactions	—		—		—		(1)		23
Other charges	(5)		(14)		(1)		—		(11)
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM CONTRACT OWNER TRANSACTIONS	(5)		16,461		41,462		45,563		(18,608)
TOTAL INCREASE (DECREASE) IN NET ASSETS	120		37,589		44,797		51,910		(18,195)
NET ASSETS
Beginning of period	30,467		141,743		23,020		116,498		46,730
End of period	$	30,587	$	179,332	$	67,817	$	168,408	$	28,535
Beginning units	3,330		10,624		2,171		11,563		2,617
Units issued	—		1,224		3,915		5,355		1,499
Units redeemed	—		(75)		(44)		(864)		(2,581)
Ending units	3,330		11,773		6,042		16,054		1,535

The accompanying notes are an integral part of these financial statements.

A67

FINANCIAL STATEMENTS OF

PRUCO LIFE OF NEW JERSEY FLEXIBLE PREMIUM VARIABLE ANNUITY ACCOUNT

STATEMENTS OF CHANGES IN NET ASSETS

For the period ended December 31, 2024

	SUBACCOUNTS
	Vanguard VIF Total Stock Market Index Portfolio		Vanguard VIF Balanced Portfolio		Vanguard VIF Growth Portfolio		Dimensional VA International Value Portfolio		Fidelity® VIP Floating Rate High Income Portfolio (Initial Class)
	1/1/2024		1/1/2024		1/1/2024		1/1/2024		1/1/2024
	to		to		to		to		to
	12/31/2024		12/31/2024		12/31/2024		12/31/2024		12/31/2024
OPERATIONS
Net investment income (loss)	$	626	$	79	$	(1,131)	$	7,212	$	3,609
Capital gains distributions received	8,917		258		—		4,481		—
Net realized gain (loss) on shares redeemed	94		2		356		2,934		518
Net change in unrealized appreciation (depreciation) on investments	17,072		340		53,998		(6,548)		(1,292)
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM OPERATIONS	26,709		679		53,223		8,079		2,835
CONTRACT OWNER TRANSACTIONS
Contract owner net payments	—		—		32,941		98,720		57,935
Annuity payments	—		—		—		—		—
Surrenders, withdrawals and death benefits	—		—		(2,298)		(40,644)		(8,751)
Net transfers between other subaccounts
or fixed rate option	—		—		(1,579)		(836)		—
Miscellaneous transactions	—		—		—		(274)		(1)
Other charges	—		(2)		(16)		(8)		(6)
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM CONTRACT OWNER TRANSACTIONS	—		(2)		29,048		56,958		49,177
TOTAL INCREASE (DECREASE) IN NET ASSETS	26,709		677		82,271		65,037		52,012
NET ASSETS
Beginning of period	117,237		4,882		148,601		150,750		8,154
End of period	$	143,946	$	5,559	$	230,872	$	215,787	$	60,166
Beginning units	8,156		399		10,585		11,210		691
Units issued	—		—		2,102		6,963		4,723
Units redeemed	—		(1)		(238)		(3,013)		(711)
Ending units	8,156		398		12,449		15,160		4,703

The accompanying notes are an integral part of these financial statements.

A68

FINANCIAL STATEMENTS OF

PRUCO LIFE OF NEW JERSEY FLEXIBLE PREMIUM VARIABLE ANNUITY ACCOUNT

STATEMENTS OF CHANGES IN NET ASSETS

For the period ended December 31, 2024

	SUBACCOUNTS
	American Funds IS® Washington Mutual Investors Fund (Class 1)		American Funds IS® Growth Fund (Class 1)		American Funds IS® Growth-Income Fund (Class 1)		Fidelity® VIP Technology Portfolio (Initial Class)		MFS® Value Series (Service Class)
	1/1/2024		1/1/2024		1/1/2024		1/1/2024		1/1/2024
	to		to		to		to		to
	12/31/2024		12/31/2024		12/31/2024		12/31/2024		12/31/2024
OPERATIONS
Net investment income (loss)	$	167	$	(502)	$	621	$	(70)	$	189
Capital gains distributions received	444		6,549		2,377		570		14,897
Net realized gain (loss) on shares redeemed	8,826		9,892		501		163		2,898
Net change in unrealized appreciation (depreciation) on investments	(1,170)		57,819		11,682		4,137		(19,519)
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM OPERATIONS	8,267		73,758		15,181		4,800		(1,535)
CONTRACT OWNER TRANSACTIONS
Contract owner net payments	3,492		28,572		63,903		—		267,471
Annuity payments	—		—		—		—		—
Surrenders, withdrawals and death benefits	(43,333)		(28,888)		(854)		(114)		(33,325)
Net transfers between other subaccounts
or fixed rate option	—		176		(2,588)		6,785		197,962
Miscellaneous transactions	(6)		9		—		—		(1,104)
Other charges	(6)		(10)		(14)		(11)		—
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM CONTRACT OWNER TRANSACTIONS	(39,853)		(141)		60,447		6,660		431,004
TOTAL INCREASE (DECREASE) IN NET ASSETS	(31,586)		73,617		75,628		11,460		429,469
NET ASSETS
Beginning of period	50,376		232,565		32,573		9,856		60,757
End of period	$	18,790	$	306,182	$	108,201	$	21,316	$	490,226
Beginning units	3,473		14,379		2,292		511		3,944
Units issued	209		2,746		4,081		330		35,356
Units redeemed	(2,589)		(2,670)		(214)		(22)		(10,343)
Ending units	1,093		14,455		6,159		819		28,957

The accompanying notes are an integral part of these financial statements.

A69

FINANCIAL STATEMENTS OF

PRUCO LIFE OF NEW JERSEY FLEXIBLE PREMIUM VARIABLE ANNUITY ACCOUNT

STATEMENTS OF CHANGES IN NET ASSETS

For the period ended December 31, 2024

	SUBACCOUNTS
	PSF PGIM Government Money Market Portfolio (Class III)		MFS® Value Series (Initial Class)		American Funds IS® Ultra-Short Bond Fund (Class 1)		BlackRock Advantage Large Cap Core V.I. Fund (Class I)		BlackRock Basic Value V.I. Fund (Class I)
	1/1/2024		1/1/2024		1/1/2024		1/1/2024		1/1/2024
	to		to		to		to		to
	12/31/2024		12/31/2024		12/31/2024		12/31/2024		12/31/2024
OPERATIONS
Net investment income (loss)	$	351,934	$	563	$	5,987	$	641	$	4,013
Capital gains distributions received	—		3,375		—		15,591		17,247
Net realized gain (loss) on shares redeemed	—		81		54		940		1,185
Net change in unrealized appreciation (depreciation) on investments	—		628		(1,438)		3,600		(6,286)
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM OPERATIONS	351,934		4,647		4,603		20,772		16,159
CONTRACT OWNER TRANSACTIONS
Contract owner net payments	46,609,529		—		70,535		106,722		107,392
Annuity payments	—		—		—		—		—
Surrenders, withdrawals and death benefits	(1,883,849)		(607)		(9,062)		(2,712)		(7,952)
Net transfers between other subaccounts
or fixed rate option	(37,743,100)		313		3,585		(3,802)		4,437
Miscellaneous transactions	(17,492)		—		—		7		2
Other charges	—		—		(1)		—		—
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM CONTRACT OWNER TRANSACTIONS	6,965,088		(294)		65,057		100,215		103,879
TOTAL INCREASE (DECREASE) IN NET ASSETS	7,317,022		4,353		69,660		120,987		120,038
NET ASSETS
Beginning of period	4,824,574		41,710		59,975		34,546		114,115
End of period	$	12,141,596	$	46,063	$	129,635	$	155,533	$	234,153
Beginning units	470,564		3,258		5,817		2,374		8,215
Units issued	4,190,136		21		7,144		6,565		7,924
Units redeemed	(3,515,463)		(43)		(905)		(384)		(805)
Ending units	1,145,237		3,236		12,056		8,555		15,334

The accompanying notes are an integral part of these financial statements.

A70

FINANCIAL STATEMENTS OF

PRUCO LIFE OF NEW JERSEY FLEXIBLE PREMIUM VARIABLE ANNUITY ACCOUNT

STATEMENTS OF CHANGES IN NET ASSETS

For the period ended December 31, 2024

	SUBACCOUNTS
	Dimensional VA International Small Portfolio		Dimensional VA U.S. Large Value Portfolio		Fidelity® VIP Strategic Income Portfolio (Initial Class)		ClearBridge Variable Appreciation Portfolio (Class I)		MFS® Technology Portfolio (Initial Class)
	1/1/2024		1/1/2024		1/1/2024		1/1/2024		1/1/2024
	to		to		to		to		to
	12/31/2024		12/31/2024		12/31/2024		12/31/2024		12/31/2024
OPERATIONS
Net investment income (loss)	$	1,545	$	360	$	(144)	$	(88)	$	(411)
Capital gains distributions received	1,550		2,852		—		409		1,077
Net realized gain (loss) on shares redeemed	411		85		3,465		7,324		5,787
Net change in unrealized appreciation (depreciation) on investments	(1,675)		(165)		(46)		(916)		23,078
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM OPERATIONS	1,831		3,132		3,275		6,729		29,531
CONTRACT OWNER TRANSACTIONS
Contract owner net payments	4,898		—		—		—		20,008
Annuity payments	—		—		—		—		—
Surrenders, withdrawals and death benefits	(2,971)		(369)		(68,535)		(46,232)		(15,026)
Net transfers between other subaccounts
or fixed rate option	2,492		—		—		—		(11,212)
Miscellaneous transactions	—		—		(1)		(3)		67
Other charges	—		—		—		—		—
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM CONTRACT OWNER TRANSACTIONS	4,419		(369)		(68,536)		(46,235)		(6,163)
TOTAL INCREASE (DECREASE) IN NET ASSETS	6,250		2,763		(65,261)		(39,506)		23,368
NET ASSETS
Beginning of period	50,545		25,023		65,261		39,506		80,233
End of period	$	56,795	$	27,786	$	—	$	—	$	103,601
Beginning units	4,265		1,917		6,232		2,757		5,396
Units issued	773		—		—		—		1,201
Units redeemed	(387)		(26)		(6,232)		(2,757)		(1,483)
Ending units	4,651		1,891		—		—		5,114

The accompanying notes are an integral part of these financial statements.

A71

FINANCIAL STATEMENTS OF

PRUCO LIFE OF NEW JERSEY FLEXIBLE PREMIUM VARIABLE ANNUITY ACCOUNT

STATEMENTS OF CHANGES IN NET ASSETS

For the period ended December 31, 2024

	SUBACCOUNTS
	BlackRock Equity Dividend V.I. Fund (Class I)		Fidelity® VIP Financials Portfolio (Initial Class)		Fidelity® VIP Health Care Portfolio (Initial Class)		AST Bond Portfolio 2034		Fidelity® VIP Contrafund℠ Portfolio (Initial Class)
	1/1/2024		1/1/2024		1/1/2024		1/1/2024***		1/1/2024***
	to		to		to		to		to
	12/31/2024		12/31/2024		12/31/2024		12/31/2024		12/31/2024
OPERATIONS
Net investment income (loss)	$	694	$	365	$	(71)	$	(4,360)	$	(182)
Capital gains distributions received	2,420		1,079		—		—		18,022
Net realized gain (loss) on shares redeemed	701		2,144		36		(7,249)		1,316
Net change in unrealized appreciation (depreciation) on investments	(713)		5,528		31		(9,075)		4,929
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM OPERATIONS	3,102		9,116		(4)		(20,684)		24,085
CONTRACT OWNER TRANSACTIONS
Contract owner net payments	3,169		2,736		19,642		—		149,684
Annuity payments	—		—		—		—		—
Surrenders, withdrawals and death benefits	(6,261)		(370)		(219)		—		(743)
Net transfers between other subaccounts
or fixed rate option	(1,291)		(7,139)		(122)		305,258		(14,128)
Miscellaneous transactions	—		—		(44)		—		—
Other charges	—		—		(1)		(205)		—
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM CONTRACT OWNER TRANSACTIONS	(4,383)		(4,773)		19,256		305,053		134,813
TOTAL INCREASE (DECREASE) IN NET ASSETS	(1,281)		4,343		19,252		284,369		158,898
NET ASSETS
Beginning of period	33,155		26,103		1,827		—		—
End of period	$	31,874	$	30,446	$	21,079	$	284,369	$	158,898
Beginning units	2,485		1,889		155		—		—
Units issued	226		184		1,582		70,177		8,787
Units redeemed	(531)		(406)		(29)		(40,761)		(873)
Ending units	2,180		1,667		1,708		29,416		7,914

***Subaccount became available for investment prior to 2024 but had no activity until 2024.

The accompanying notes are an integral part of these financial statements.

A72

FINANCIAL STATEMENTS OF

PRUCO LIFE OF NEW JERSEY FLEXIBLE PREMIUM VARIABLE ANNUITY ACCOUNT

STATEMENTS OF CHANGES IN NET ASSETS

For the period ended December 31, 2024

	SUBACCOUNTS
	Fidelity® VIP Growth Opportunities Portfolio (Initial Class)		Fidelity® VIP Growth Portfolio (Initial Class)		Fidelity® VIP High Income Portfolio (Initial Class)		ClearBridge Variable Mid Cap Portfolio (Class I)		Vanguard VIF Capital Growth Portfolio
	1/1/2024***		1/1/2024***		1/1/2024***		1/1/2024***		1/1/2024***
	to		to		to		to		to
	12/31/2024		12/31/2024		12/31/2024		12/31/2024		12/31/2024
OPERATIONS
Net investment income (loss)	$	(7)	$	(601)	$	6,159	$	132	$	(295)
Capital gains distributions received	—		49,518		—		866		—
Net realized gain (loss) on shares redeemed	(2)		300		55		134		12
Net change in unrealized appreciation (depreciation) on investments	467		(26,502)		1,246		2,080		(246)
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM OPERATIONS	458		22,715		7,460		3,212		(529)
CONTRACT OWNER TRANSACTIONS
Contract owner net payments	3,169		140,967		101,805		36,054		71,764
Annuity payments	—		—		—		—		—
Surrenders, withdrawals and death benefits	—		(3,981)		(397)		(133)		(334)
Net transfers between other subaccounts
or fixed rate option	(30)		89,717		(76)		(726)		86
Miscellaneous transactions	—		1,296		—		22		89
Other charges	—		(9)		—		—		—
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM CONTRACT OWNER TRANSACTIONS	3,139		227,990		101,332		35,217		71,605
TOTAL INCREASE (DECREASE) IN NET ASSETS	3,597		250,705		108,792		38,429		71,076
NET ASSETS
Beginning of period	—		—		—		—		—
End of period	$	3,597	$	250,705	$	108,792	$	38,429	$	71,076
Beginning units	—		—		—		—		—
Units issued	173		11,790		9,917		3,101		4,334
Units redeemed	(2)		(184)		(170)		(171)		(20)
Ending units	171		11,606		9,747		2,930		4,314

***Subaccount became available for investment prior to 2024 but had no activity until 2024.

The accompanying notes are an integral part of these financial statements.

A73

FINANCIAL STATEMENTS OF

PRUCO LIFE OF NEW JERSEY FLEXIBLE PREMIUM VARIABLE ANNUITY ACCOUNT

STATEMENTS OF CHANGES IN NET ASSETS

For the period ended December 31, 2024

	SUBACCOUNT
	AST Bond Portfolio 2035
	1/2/2024*
	to
	12/31/2024
OPERATIONS
Net investment income (loss)	$	(13)
Capital gains distributions received	—
Net realized gain (loss) on shares redeemed	(348)
Net change in unrealized appreciation (depreciation) on investments	—
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM OPERATIONS	(361)
CONTRACT OWNER TRANSACTIONS
Contract owner net payments	—
Annuity payments	—
Surrenders, withdrawals and death benefits	—
Net transfers between other subaccounts
or fixed rate option	361
Miscellaneous transactions	—
Other charges	—
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM CONTRACT OWNER TRANSACTIONS	361
TOTAL INCREASE (DECREASE) IN NET ASSETS	—
NET ASSETS
Beginning of period	—
End of period	$	—
Beginning units	—
Units issued	1,070
Units redeemed	(1,070)
Ending units	—

*Date subaccount became available for investment.

The accompanying notes are an integral part of these financial statements.

A74

FINANCIAL STATEMENTS OF

PRUCO LIFE OF NEW JERSEY FLEXIBLE PREMIUM VARIABLE ANNUITY ACCOUNT

STATEMENTS OF CHANGES IN NET ASSETS

For the period ended December 31, 2023

	SUBACCOUNTS
	PSF PGIM Government Money Market Portfolio (Class I)		PSF PGIM Total Return Bond Portfolio (Class I)		PSF PGIM Jennison Blend Portfolio (Class I)		PSF PGIM Jennison Value Portfolio (Class I)		PSF PGIM High Yield Bond Portfolio (Class I)
	1/1/2023		1/1/2023		1/1/2023		1/1/2023		1/1/2023
	to		to		to		to		to
	12/31/2023		12/31/2023		12/31/2023		12/31/2023		12/31/2023
OPERATIONS
Net investment income (loss)	$	144,085	$	(106,553)	$	(203,838)	$	(210,239)	$	(109,220)
Capital gains distributions received	—		—		—		—		—
Net realized gain (loss) on shares redeemed	—		225,648		1,333,903		1,112,654		170,842
Net change in unrealized appreciation (depreciation) on investments	—		318,604		2,777,987		915,622		666,718
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM OPERATIONS	144,085		437,699		3,908,052		1,818,037		728,340
CONTRACT OWNER TRANSACTIONS
Contract owner net payments	96,274		167,435		3,255		26,127		146,396
Annuity payments	(30,302)		(91,182)		(393,638)		(125,333)		(82,323)
Surrenders, withdrawals and death benefits	(762,658)		(1,255,587)		(1,315,055)		(1,543,075)		(991,493)
Net transfers between other subaccounts
or fixed rate option	380,819		185,655		2,595,767		(38,878)		48,653
Miscellaneous transactions	(991)		247		72		(277)		(482)
Other charges	(3,702)		(1,800)		(5,685)		(13,833)		(7,982)
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM CONTRACT OWNER TRANSACTIONS	(320,560)		(995,232)		884,716		(1,695,269)		(887,231)
TOTAL INCREASE (DECREASE) IN NET ASSETS	(176,475)		(557,533)		4,792,768		122,768		(158,891)
NET ASSETS
Beginning of period	4,331,371		8,121,992		13,202,386		14,636,602		7,667,786
End of period	$	4,154,896	$	7,564,459	$	17,995,154	$	14,759,370	$	7,508,895
Beginning units	3,687,619		3,122,439		2,642,184		3,162,673		1,544,237
Units issued	700,259		104,011		414,478		35,612		35,669
Units redeemed	(966,069)		(524,523)		(322,596)		(374,752)		(217,850)
Ending units	3,421,809		2,701,927		2,734,066		2,823,533		1,362,056

The accompanying notes are an integral part of these financial statements.

A75

FINANCIAL STATEMENTS OF

PRUCO LIFE OF NEW JERSEY FLEXIBLE PREMIUM VARIABLE ANNUITY ACCOUNT

STATEMENTS OF CHANGES IN NET ASSETS

For the period ended December 31, 2023

	SUBACCOUNTS
	PSF Stock Index Portfolio (Class I)		PSF Global Portfolio (Class I)		PSF PGIM Jennison Growth Portfolio (Class I)		PSF Small-Cap Stock Index Portfolio (Class I)		T. Rowe Price International Stock Portfolio
	1/1/2023		1/1/2023		1/1/2023		1/1/2023		1/1/2023
	to		to		to		to		to
	12/31/2023		12/31/2023		12/31/2023		12/31/2023		12/31/2023
OPERATIONS
Net investment income (loss)	$	(415,488)	$	(46,013)	$	(285,329)	$	(110,185)	$	(4,160)
Capital gains distributions received	—		—		—		—		—
Net realized gain (loss) on shares redeemed	2,422,481		214,004		2,022,162		379,972		(1,993)
Net change in unrealized appreciation (depreciation) on investments	6,801,622		365,353		6,423,275		1,202,169		145,497
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM OPERATIONS	8,808,615		533,344		8,160,108		1,471,956		139,344
CONTRACT OWNER TRANSACTIONS
Contract owner net payments	204,735		15,700		45,158		39,831		—
Annuity payments	(45,859)		(14,774)		(116,865)		(2,354)		(8,817)
Surrenders, withdrawals and death benefits	(3,905,139)		(265,827)		(1,720,002)		(864,686)		(35,763)
Net transfers between other subaccounts
or fixed rate option	(1,962,526)		5,637		(498,520)		4,792,942		(18,785)
Miscellaneous transactions	(1,220)		(80)		(145)		(684)		—
Other charges	(102,933)		(2,743)		(11,243)		(25,135)		(160)
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM CONTRACT OWNER TRANSACTIONS	(5,812,942)		(262,087)		(2,301,617)		3,939,914		(63,525)
TOTAL INCREASE (DECREASE) IN NET ASSETS	2,995,673		271,257		5,858,491		5,411,870		75,819
NET ASSETS
Beginning of period	37,882,444		3,131,256		16,740,290		7,513,070		980,854
End of period	$	40,878,117	$	3,402,513	$	22,598,781	$	12,924,940	$	1,056,673
Beginning units	4,645,727		843,402		2,721,206		781,728		487,388
Units issued	98,481		22,676		12,881		576,206		5,387
Units redeemed	(664,268)		(84,138)		(305,541)		(159,741)		(34,750)
Ending units	4,079,940		781,940		2,428,546		1,198,193		458,025

The accompanying notes are an integral part of these financial statements.

A76

FINANCIAL STATEMENTS OF

PRUCO LIFE OF NEW JERSEY FLEXIBLE PREMIUM VARIABLE ANNUITY ACCOUNT

STATEMENTS OF CHANGES IN NET ASSETS

For the period ended December 31, 2023

	SUBACCOUNTS
	T. Rowe Price Equity Income Portfolio (Equity Income Portfolio Class)		Invesco V.I. Core Equity Fund (Series I)		Janus Henderson VIT Research Portfolio (Institutional Shares)		Janus Henderson VIT Overseas Portfolio (Institutional Shares)		MFS® Research Series (Initial Class)
	1/1/2023		1/1/2023		1/1/2023		1/1/2023		1/1/2023
	to		to		to		to		to
	12/31/2023		12/31/2023		12/31/2023		12/31/2023		12/31/2023
OPERATIONS
Net investment income (loss)	$	33,979	$	(38,742)	$	(50,435)	$	4,028	$	(10,445)
Capital gains distributions received	204,430		130,438		—		—		65,330
Net realized gain (loss) on shares redeemed	77,057		(8,470)		108,077		98,486		19,771
Net change in unrealized appreciation (depreciation) on investments	63,228		1,033,538		1,321,572		224,820		151,543
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM OPERATIONS	378,694		1,116,764		1,379,214		327,334		226,199
CONTRACT OWNER TRANSACTIONS
Contract owner net payments	11,093		90		330		—		—
Annuity payments	(32,013)		(72,861)		(47,453)		(22,671)		(7,050)
Surrenders, withdrawals and death benefits	(382,165)		(547,516)		(340,618)		(359,467)		(83,862)
Net transfers between other subaccounts
or fixed rate option	10,982		(51,952)		(112,369)		(26,146)		(1,074)
Miscellaneous transactions	(1,860)		(121)		(343)		114		(37)
Other charges	(663)		(952)		(722)		(813)		(256)
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM CONTRACT OWNER TRANSACTIONS	(394,626)		(673,312)		(501,175)		(408,983)		(92,279)
TOTAL INCREASE (DECREASE) IN NET ASSETS	(15,932)		443,452		878,039		(81,649)		133,920
NET ASSETS
Beginning of period	5,039,479		5,421,985		3,527,299		3,649,906		1,130,806
End of period	$	5,023,547	$	5,865,437	$	4,405,338	$	3,568,257	$	1,264,726
Beginning units	954,096		1,404,247		774,724		845,016		229,017
Units issued	39,115		3,812		976		10,891		1,296
Units redeemed	(112,817)		(159,001)		(92,124)		(98,980)		(18,154)
Ending units	880,394		1,249,058		683,576		756,927		212,159

The accompanying notes are an integral part of these financial statements.

A77

FINANCIAL STATEMENTS OF

PRUCO LIFE OF NEW JERSEY FLEXIBLE PREMIUM VARIABLE ANNUITY ACCOUNT

STATEMENTS OF CHANGES IN NET ASSETS

For the period ended December 31, 2023

	SUBACCOUNTS
	MFS® Growth Series (Initial Class)		LVIP American Century Value Fund (Standard Class II)		Franklin Small-Mid Cap Growth VIP Fund (Class 2)		Davis Equity Portfolio		AB VPS Large Cap Growth Portfolio (Class B)
	1/1/2023		1/1/2023		1/1/2023		1/1/2023		1/1/2023
	to		to		to		to		to
	12/31/2023		12/31/2023		12/31/2023		12/31/2023		12/31/2023
OPERATIONS
Net investment income (loss)	$	(81,115)	$	15,620	$	(22,662)	$	(509)	$	(5,688)
Capital gains distributions received	463,362		124,012		—		79,606		29,834
Net realized gain (loss) on shares redeemed	155,533		39,899		(68,704)		(41,204)		3,706
Net change in unrealized appreciation (depreciation) on investments	1,171,539		(60,760)		464,146		163,988		88,854
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM OPERATIONS	1,709,319		118,771		372,780		201,881		116,706
CONTRACT OWNER TRANSACTIONS
Contract owner net payments	219,037		—		—		—		—
Annuity payments	(35,247)		—		(1,971)		(2,846)		—
Surrenders, withdrawals and death benefits	(571,404)		(110,982)		(118,839)		(53,355)		(10,829)
Net transfers between other subaccounts
or fixed rate option	(103,766)		12,990		14,066		(31,090)		10,919
Miscellaneous transactions	1,257		(8)		(233)		(93)		(19)
Other charges	(1,181)		(263)		(291)		(194)		(47)
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM CONTRACT OWNER TRANSACTIONS	(491,304)		(98,263)		(107,268)		(87,578)		24
TOTAL INCREASE (DECREASE) IN NET ASSETS	1,218,015		20,508		265,512		114,303		116,730
NET ASSETS
Beginning of period	5,238,515		1,634,470		1,522,243		700,680		356,573
End of period	$	6,456,530	$	1,654,978	$	1,787,755	$	814,983	$	473,303
Beginning units	921,613		306,995		355,175		296,120		151,486
Units issued	27,927		3,552		12,713		1,223		5,639
Units redeemed	(110,144)		(21,687)		(34,556)		(34,046)		(5,858)
Ending units	839,396		288,860		333,332		263,297		151,267

The accompanying notes are an integral part of these financial statements.

A78

FINANCIAL STATEMENTS OF

PRUCO LIFE OF NEW JERSEY FLEXIBLE PREMIUM VARIABLE ANNUITY ACCOUNT

STATEMENTS OF CHANGES IN NET ASSETS

For the period ended December 31, 2023

	SUBACCOUNTS
	Janus Henderson VIT Research Portfolio (Service Shares)		PSF Mid-Cap Growth Portfolio (Class I)		AST Cohen & Steers Realty Portfolio		AST J.P. Morgan Conservative Multi-Asset Portfolio		AST High Yield Portfolio
	1/1/2023		1/1/2023		1/1/2023		1/1/2023		1/1/2023
	to		to		to		to		to
	12/31/2023		12/31/2023		12/31/2023		12/31/2023		12/31/2023
OPERATIONS
Net investment income (loss)	$	(7,595)	$	(79,855)	$	(294,943)	$	(4,384,605)	$	(254,323)
Capital gains distributions received	—		—		—		—		—
Net realized gain (loss) on shares redeemed	8,184		424,088		383,155		(4,557)		763,459
Net change in unrealized appreciation (depreciation) on investments	170,890		672,121		2,301,621		24,765,327		1,591,495
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM OPERATIONS	171,479		1,016,354		2,389,833		20,376,165		2,100,631
CONTRACT OWNER TRANSACTIONS
Contract owner net payments	—		51,627		250,319		212,885		70,309
Annuity payments	—		(10,881)		—		(923,307)		(8,218)
Surrenders, withdrawals and death benefits	(11,154)		(444,203)		(2,871,295)		(25,220,841)		(3,533,010)
Net transfers between other subaccounts
or fixed rate option	(20,749)		(104,993)		8,133,170		123,938,640		(202,804)
Miscellaneous transactions	—		9		(2,982)		(3,436)		(97)
Other charges	(1,005)		(10,482)		(230,858)		(4,025,923)		(186,182)
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM CONTRACT OWNER TRANSACTIONS	(32,908)		(518,923)		5,278,354		93,978,018		(3,860,002)
TOTAL INCREASE (DECREASE) IN NET ASSETS	138,571		497,431		7,668,187		114,354,183		(1,759,371)
NET ASSETS
Beginning of period	433,302		4,996,033		20,918,875		214,523,029		24,966,318
End of period	$	571,873	$	5,493,464	$	28,587,062	$	328,877,212	$	23,206,947
Beginning units	149,170		984,751		957,793		15,269,733		1,727,686
Units issued	—		17,029		535,680		15,879,372		233,482
Units redeemed	(9,707)		(111,324)		(295,254)		(9,531,422)		(477,277)
Ending units	139,463		890,456		1,198,219		21,617,683		1,483,891

The accompanying notes are an integral part of these financial statements.

A79

FINANCIAL STATEMENTS OF

PRUCO LIFE OF NEW JERSEY FLEXIBLE PREMIUM VARIABLE ANNUITY ACCOUNT

STATEMENTS OF CHANGES IN NET ASSETS

For the period ended December 31, 2023

	SUBACCOUNTS
	AST Small-Cap Value Portfolio		AST Mid-Cap Growth Portfolio		AST Large-Cap Value Portfolio		AST Mid-Cap Value Portfolio		AST T. Rowe Price Natural Resources Portfolio
	1/1/2023		1/1/2023		1/1/2023		1/1/2023		1/1/2023
	to		to		to		to		to
	12/31/2023		12/31/2023		12/31/2023		12/31/2023		12/31/2023
OPERATIONS
Net investment income (loss)	$	(411,512)	$	(572,198)	$	(1,364,632)	$	(394,347)	$	(225,736)
Capital gains distributions received	—		—		—		—		—
Net realized gain (loss) on shares redeemed	588,665		1,997,415		2,021,060		2,326,511		1,872,900
Net change in unrealized appreciation (depreciation) on investments	3,980,454		7,292,076		8,743,738		1,424,642		(1,715,435)
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM OPERATIONS	4,157,607		8,717,293		9,400,166		3,356,806		(68,271)
CONTRACT OWNER TRANSACTIONS
Contract owner net payments	194,388		141,996		1,882,691		420,255		226,463
Annuity payments	(6,088)		(11,898)		(16,259)		(14,031)		(20,103)
Surrenders, withdrawals and death benefits	(3,638,535)		(4,796,546)		(12,675,199)		(3,950,324)		(1,984,764)
Net transfers between other subaccounts
or fixed rate option	1,611,836		1,322,773		1,070,284		1,043,401		(1,991,775)
Miscellaneous transactions	(102)		1,049		(1,516)		(3,473)		97
Other charges	(316,361)		(446,941)		(1,040,882)		(300,143)		(177,116)
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM CONTRACT OWNER TRANSACTIONS	(2,154,862)		(3,789,567)		(10,780,881)		(2,804,315)		(3,947,198)
TOTAL INCREASE (DECREASE) IN NET ASSETS	2,002,745		4,927,726		(1,380,715)		552,491		(4,015,469)
NET ASSETS
Beginning of period	34,396,279		44,927,614		122,986,276		33,445,123		18,439,847
End of period	$	36,399,024	$	49,855,340	$	121,605,561	$	33,997,614	$	14,424,378
Beginning units	1,554,369		1,937,426		4,833,879		1,393,764		1,412,691
Units issued	324,381		320,353		733,538		283,536		625,714
Units redeemed	(411,805)		(449,327)		(1,131,902)		(384,399)		(910,896)
Ending units	1,466,945		1,808,452		4,435,515		1,292,901		1,127,509

The accompanying notes are an integral part of these financial statements.

A80

FINANCIAL STATEMENTS OF

PRUCO LIFE OF NEW JERSEY FLEXIBLE PREMIUM VARIABLE ANNUITY ACCOUNT

STATEMENTS OF CHANGES IN NET ASSETS

For the period ended December 31, 2023

	SUBACCOUNTS
	AST T. Rowe Price Asset Allocation Portfolio		AST MFS Global Equity Portfolio		AST Capital Growth Asset Allocation Portfolio		AST Academic Strategies Asset Allocation Portfolio		AST Balanced Asset Allocation Portfolio
	1/1/2023		1/1/2023		1/1/2023		1/1/2023		1/1/2023
	to		to		to		to		to
	12/31/2023		12/31/2023		12/31/2023		12/31/2023		12/31/2023
OPERATIONS
Net investment income (loss)	$	(15,974,494)	$	(308,293)	$	(10,031,336)	$	(2,375,043)	$	(11,883,525)
Capital gains distributions received	—		—		—		—		—
Net realized gain (loss) on shares redeemed	42,027,318		1,772,325		36,430,982		6,423,673		33,415,720
Net change in unrealized appreciation (depreciation) on investments	130,610,950		1,628,858		74,315,438		7,586,388		85,472,882
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM OPERATIONS	156,663,774		3,092,890		100,715,084		11,635,018		107,005,077
CONTRACT OWNER TRANSACTIONS
Contract owner net payments	215,157		66,227		361,322		128,597		971,921
Annuity payments	(564,198)		—		(22,625)		(172,234)		(116,773)
Surrenders, withdrawals and death benefits	(94,708,458)		(2,837,143)		(44,594,989)		(11,563,630)		(67,889,857)
Net transfers between other subaccounts
or fixed rate option	31,172,923		63,771		111,951,578		7,309,404		43,233,001
Miscellaneous transactions	6,484		(271)		8,756		2,015		(13,023)
Other charges	(14,021,274)		(237,685)		(8,052,636)		(1,518,071)		(9,963,429)
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM CONTRACT OWNER TRANSACTIONS	(77,899,366)		(2,945,101)		59,651,406		(5,813,919)		(33,778,160)
TOTAL INCREASE (DECREASE) IN NET ASSETS	78,764,408		147,789		160,366,490		5,821,099		73,226,917
NET ASSETS
Beginning of period	1,093,319,280		26,187,855		581,842,361		150,353,482		794,827,196
End of period	$	1,172,083,688	$	26,335,644	$	742,208,851	$	156,174,581	$	868,054,113
Beginning units	59,956,208		1,149,216		29,500,753		11,134,684		45,250,233
Units issued	8,748,741		154,669		11,624,591		3,780,294		9,188,382
Units redeemed	(12,685,644)		(270,665)		(8,392,493)		(4,259,574)		(10,895,211)
Ending units	56,019,305		1,033,220		32,732,851		10,655,404		43,543,404

The accompanying notes are an integral part of these financial statements.

A81

FINANCIAL STATEMENTS OF

PRUCO LIFE OF NEW JERSEY FLEXIBLE PREMIUM VARIABLE ANNUITY ACCOUNT

STATEMENTS OF CHANGES IN NET ASSETS

For the period ended December 31, 2023

	SUBACCOUNTS
	AST Preservation Asset Allocation Portfolio		AST Prudential Growth Allocation Portfolio		AST Advanced Strategies Portfolio		AST Large-Cap Growth Portfolio		AST Government Money Market Portfolio
	1/1/2023		1/1/2023		1/1/2023		1/1/2023		1/1/2023
	to		to		to		to		to
	12/31/2023		12/31/2023		12/31/2023		12/31/2023		12/31/2023
OPERATIONS
Net investment income (loss)	$	(3,867,712)	$	(12,413,467)	$	(6,440,718)	$	(2,170,337)	$	2,138,413
Capital gains distributions received	—		—		—		—		—
Net realized gain (loss) on shares redeemed	12,895,139		36,699,617		22,937,720		11,839,140		—
Net change in unrealized appreciation (depreciation) on investments	15,822,640		105,159,613		37,546,594		55,525,682		—
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM OPERATIONS	24,850,067		129,445,763		54,043,596		65,194,485		2,138,413
CONTRACT OWNER TRANSACTIONS
Contract owner net payments	103,718		108,114		61,282		860,175		2,083,992
Annuity payments	(812,629)		(132,773)		(109,154)		(24,439)		—
Surrenders, withdrawals and death benefits	(26,905,045)		(64,226,545)		(36,259,288)		(21,783,642)		(92,210,640)
Net transfers between other subaccounts
or fixed rate option	15,337,747		211,624,442		12,589,327		(9,522,197)		82,287,526
Miscellaneous transactions	(1,804)		(13,193)		(9,851)		(8,356)		(5,818)
Other charges	(3,271,239)		(11,435,069)		(5,673,632)		(1,658,872)		(403,076)
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM CONTRACT OWNER TRANSACTIONS	(15,549,252)		135,924,976		(29,401,316)		(32,137,331)		(8,248,016)
TOTAL INCREASE (DECREASE) IN NET ASSETS	9,300,815		265,370,739		24,642,280		33,057,154		(6,109,603)
NET ASSETS
Beginning of period	273,555,817		708,499,994		447,361,582		167,757,159		64,680,088
End of period	$	282,856,632	$	973,870,733	$	472,003,862	$	200,814,313	$	58,570,485
Beginning units	19,280,495		40,680,665		24,254,915		5,691,202		6,936,699
Units issued	7,497,466		23,783,137		3,435,626		718,673		5,353,835
Units redeemed	(8,624,416)		(15,595,036)		(4,939,101)		(1,417,209)		(6,211,333)
Ending units	18,153,545		48,868,766		22,751,440		4,992,666		6,079,201

The accompanying notes are an integral part of these financial statements.

A82

FINANCIAL STATEMENTS OF

PRUCO LIFE OF NEW JERSEY FLEXIBLE PREMIUM VARIABLE ANNUITY ACCOUNT

STATEMENTS OF CHANGES IN NET ASSETS

For the period ended December 31, 2023

	SUBACCOUNTS
	AST Small-Cap Equity Portfolio		AST International Equity Portfolio		AST Investment Grade Bond Portfolio		AST Core Fixed Income Portfolio		AST Emerging Markets Equity Portfolio
	1/1/2023		1/1/2023		1/1/2023		1/1/2023		1/1/2023
	to		to		to		to		to
	12/31/2023		12/31/2023		12/31/2023		12/31/2023		12/31/2023
OPERATIONS
Net investment income (loss)	$	(438,358)	$	(519,619)	$	(12,210,190)	$	(3,130,453)	$	(226,168)
Capital gains distributions received	—		—		—		—		—
Net realized gain (loss) on shares redeemed	772,257		1,048,259		39,264,051		(5,481,716)		98,518
Net change in unrealized appreciation (depreciation) on investments	5,132,077		5,859,198		40,516,062		20,335,437		1,959,985
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM OPERATIONS	5,465,976		6,387,838		67,569,923		11,723,268		1,832,335
CONTRACT OWNER TRANSACTIONS
Contract owner net payments	405,034		216,591		9		958,483		123,591
Annuity payments	(13,492)		(8,897)		(95,597)		(76,028)		—
Surrenders, withdrawals and death benefits	(3,485,998)		(4,524,209)		(53,375,145)		(23,994,351)		(1,631,192)
Net transfers between other subaccounts
or fixed rate option	3,291,720		31,441,471		(365,173,732)		18,886,664		821,982
Miscellaneous transactions	(835)		385		(3,455)		119		(673)
Other charges	(325,747)		(413,655)		(13,219,438)		(2,513,994)		(199,017)
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM CONTRACT OWNER TRANSACTIONS	(129,318)		26,711,686		(431,867,358)		(6,739,107)		(885,309)
TOTAL INCREASE (DECREASE) IN NET ASSETS	5,336,658		33,099,524		(364,297,435)		4,984,161		947,026
NET ASSETS
Beginning of period	34,937,402		19,424,729		990,545,919		258,910,085		17,967,587
End of period	$	40,274,060	$	52,524,253	$	626,248,484	$	263,894,246	$	18,914,613
Beginning units	1,363,900		1,152,132		79,260,281		22,452,131		2,121,936
Units issued	303,679		2,306,992		103,119,638		4,686,181		724,680
Units redeemed	(284,948)		(711,723)		(135,994,549)		(5,346,735)		(824,516)
Ending units	1,382,631		2,747,401		46,385,370		21,791,577		2,022,100

The accompanying notes are an integral part of these financial statements.

A83

FINANCIAL STATEMENTS OF

PRUCO LIFE OF NEW JERSEY FLEXIBLE PREMIUM VARIABLE ANNUITY ACCOUNT

STATEMENTS OF CHANGES IN NET ASSETS

For the period ended December 31, 2023

	SUBACCOUNTS
	AST J.P. Morgan Moderate Multi-Asset Portfolio		ProFund VP Consumer Discretionary		ProFund VP Consumer Staples		ProFund VP Financials		ProFund VP Health Care
	1/1/2023		1/1/2023		1/1/2023		1/1/2023		1/1/2023
	to		to		to		to		to
	12/31/2023		12/31/2023		12/31/2023		12/31/2023		12/31/2023
OPERATIONS
Net investment income (loss)	$	(2,332,506)	$	(7,198)	$	(812)	$	(2,719)	$	(4,792)
Capital gains distributions received	—		24,617		10,734		11,637		39,314
Net realized gain (loss) on shares redeemed	7,926,971		(12,145)		(4,587)		10,547		522
Net change in unrealized appreciation (depreciation) on investments	12,443,907		126,029		(3,348)		13,228		(36,832)
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM OPERATIONS	18,038,372		131,303		1,987		32,693		(1,788)
CONTRACT OWNER TRANSACTIONS
Contract owner net payments	39,968		—		—		—		—
Annuity payments	(33,843)		—		—		—		—
Surrenders, withdrawals and death benefits	(11,302,136)		(21,681)		(2,090)		(179)		(36,880)
Net transfers between other subaccounts
or fixed rate option	8,611,890		(61,813)		964		2,582		9,732
Miscellaneous transactions	5,473		7		—		—		(4)
Other charges	(2,159,977)		(4,773)		(740)		(2,871)		(3,503)
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM CONTRACT OWNER TRANSACTIONS	(4,838,625)		(88,260)		(1,866)		(468)		(30,655)
TOTAL INCREASE (DECREASE) IN NET ASSETS	13,199,747		43,043		121		32,225		(32,443)
NET ASSETS
Beginning of period	159,934,396		460,157		64,101		262,678		361,741
End of period	$	173,134,143	$	503,200	$	64,222	$	294,903	$	329,298
Beginning units	9,552,841		16,086		2,717		17,651		9,672
Units issued	2,480,061		626		2,000		2,996		1,977
Units redeemed	(2,794,613)		(3,123)		(2,059)		(2,980)		(2,675)
Ending units	9,238,289		13,589		2,658		17,667		8,974

The accompanying notes are an integral part of these financial statements.

A84

FINANCIAL STATEMENTS OF

PRUCO LIFE OF NEW JERSEY FLEXIBLE PREMIUM VARIABLE ANNUITY ACCOUNT

STATEMENTS OF CHANGES IN NET ASSETS

For the period ended December 31, 2023

	SUBACCOUNTS
	ProFund VP Industrials		ProFund VP Mid-Cap Growth		ProFund VP Mid-Cap Value		ProFund VP Real Estate		ProFund VP Small-Cap Growth
	1/1/2023		1/1/2023		1/1/2023		1/1/2023		1/1/2023
	to		to		to		to		to
	12/31/2023		12/31/2023		12/31/2023		12/31/2023		12/31/2023
OPERATIONS
Net investment income (loss)	$	(5,001)	$	(1,321)	$	(2,414)	$	(399)	$	(1,071)
Capital gains distributions received	29,897		512		13,030		27,790		2,241
Net realized gain (loss) on shares redeemed	6,803		(2,801)		1,527		(1,325)		(2,322)
Net change in unrealized appreciation (depreciation) on investments	15,922		15,417		12,362		(12,976)		10,446
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM OPERATIONS	47,621		11,807		24,505		13,090		9,294
CONTRACT OWNER TRANSACTIONS
Contract owner net payments	—		—		—		—		—
Annuity payments	—		—		—		—		—
Surrenders, withdrawals and death benefits	(20,542)		(3,389)		(10,488)		—		(6,571)
Net transfers between other subaccounts
or fixed rate option	12,205		3,136		16,338		13,910		7,577
Miscellaneous transactions	—		—		—		—		—
Other charges	(3,222)		(1,008)		(2,026)		(1,441)		(619)
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM CONTRACT OWNER TRANSACTIONS	(11,559)		(1,261)		3,824		12,469		387
TOTAL INCREASE (DECREASE) IN NET ASSETS	36,062		10,546		28,329		25,559		9,681
NET ASSETS
Beginning of period	335,263		84,539		196,828		136,073		68,255
End of period	$	371,325	$	95,085	$	225,157	$	161,632	$	77,936
Beginning units	14,638		3,706		8,924		9,585		2,810
Units issued	2,416		1,466		1,637		2,051		692
Units redeemed	(2,905)		(1,503)		(1,419)		(1,106)		(671)
Ending units	14,149		3,669		9,142		10,530		2,831

The accompanying notes are an integral part of these financial statements.

A85

FINANCIAL STATEMENTS OF

PRUCO LIFE OF NEW JERSEY FLEXIBLE PREMIUM VARIABLE ANNUITY ACCOUNT

STATEMENTS OF CHANGES IN NET ASSETS

For the period ended December 31, 2023

	SUBACCOUNTS
	ProFund VP Small-Cap Value		ProFund VP Communication Services		ProFund VP Utilities		ProFund VP Large-Cap Growth		ProFund VP Large-Cap Value
	1/1/2023		1/1/2023		1/1/2023		1/1/2023		1/1/2023
	to		to		to		to		to
	12/31/2023		12/31/2023		12/31/2023		12/31/2023		12/31/2023
OPERATIONS
Net investment income (loss)	$	(2,513)	$	(119)	$	(91)	$	(2,940)	$	(1,865)
Capital gains distributions received	8,464		—		—		32,563		13,040
Net realized gain (loss) on shares redeemed	(1,073)		736		(4,687)		(5,318)		3,204
Net change in unrealized appreciation (depreciation) on investments	14,682		5,098		(14,358)		20,658		17,379
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM OPERATIONS	19,560		5,715		(19,136)		44,963		31,758
CONTRACT OWNER TRANSACTIONS
Contract owner net payments	—		—		—		—		—
Annuity payments	—		—		—		—		—
Surrenders, withdrawals and death benefits	(10,391)		—		(6,681)		(12,004)		(2,922)
Net transfers between other subaccounts
or fixed rate option	14,614		(3,406)		41,461		4,100		4,054
Miscellaneous transactions	—		—		—		—		—
Other charges	(1,705)		(267)		(1,879)		(2,402)		(1,976)
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM CONTRACT OWNER TRANSACTIONS	2,518		(3,673)		32,901		(10,306)		(844)
TOTAL INCREASE (DECREASE) IN NET ASSETS	22,078		2,042		13,765		34,657		30,914
NET ASSETS
Beginning of period	164,991		21,065		177,401		177,104		176,049
End of period	$	187,069	$	23,107	$	191,166	$	211,761	$	206,963
Beginning units	7,654		1,894		9,075		6,339		9,473
Units issued	1,628		311		4,377		1,364		1,924
Units redeemed	(1,473)		(605)		(2,594)		(1,675)		(1,971)
Ending units	7,809		1,600		10,858		6,028		9,426

The accompanying notes are an integral part of these financial statements.

A86

FINANCIAL STATEMENTS OF

PRUCO LIFE OF NEW JERSEY FLEXIBLE PREMIUM VARIABLE ANNUITY ACCOUNT

STATEMENTS OF CHANGES IN NET ASSETS

For the period ended December 31, 2023

	SUBACCOUNTS
	Allspring VT International Equity Fund (Class 1)		Allspring VT Discovery All Cap Growth Fund (Class 1)		AST Quantitative Modeling Portfolio		Allspring VT Opportunity Fund (Class 1)		AST Bond Portfolio 2023
	1/1/2023		1/1/2023		1/1/2023		1/1/2023		1/1/2023
	to		to		to		to		to
	12/31/2023		12/31/2023		12/31/2023		12/31/2023		12/31/2023
OPERATIONS
Net investment income (loss)	$	(11)	$	(4,753)	$	(448,124)	$	(1,323)	$	(81,180)
Capital gains distributions received	—		28,325		—		6,751		—
Net realized gain (loss) on shares redeemed	(1,375)		(9,545)		3,840,237		2,435		266,278
Net change in unrealized appreciation (depreciation) on investments	3,341		61,872		7,638,483		9,446		(21,082)
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM OPERATIONS	1,955		75,899		11,030,596		17,309		164,016
CONTRACT OWNER TRANSACTIONS
Contract owner net payments	—		—		1,800,445		—		—
Annuity payments	—		—		—		—		—
Surrenders, withdrawals and death benefits	(2,082)		(83,120)		(13,953,995)		(23,905)		(211,443)
Net transfers between other subaccounts
or fixed rate option	(764)		—		(1,709,988)		—		(8,610,212)
Miscellaneous transactions	—		—		(11,217)		—		671
Other charges	(27)		—		(351,036)		(12)		(4,142)
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM CONTRACT OWNER TRANSACTIONS	(2,873)		(83,120)		(14,225,791)		(23,917)		(8,825,126)
TOTAL INCREASE (DECREASE) IN NET ASSETS	(918)		(7,221)		(3,195,195)		(6,608)		(8,661,110)
NET ASSETS
Beginning of period	15,517		283,080		73,739,987		82,048		8,661,110
End of period	$	14,599	$	275,859	$	70,544,792	$	75,440	$	—
Beginning units	935		53,542		5,052,491		2,823		885,370
Units issued	—		—		177,435		—		122,773
Units redeemed	(162)		(13,842)		(955,628)		(744)		(1,008,143)
Ending units	773		39,700		4,274,298		2,079		—

The accompanying notes are an integral part of these financial statements.

A87

FINANCIAL STATEMENTS OF

PRUCO LIFE OF NEW JERSEY FLEXIBLE PREMIUM VARIABLE ANNUITY ACCOUNT

STATEMENTS OF CHANGES IN NET ASSETS

For the period ended December 31, 2023

	SUBACCOUNTS
	AST Bond Portfolio 2024		AST ClearBridge Dividend Growth Portfolio		AST Multi-Sector Fixed Income Portfolio		AST Large-Cap Core Portfolio		AST Bond Portfolio 2025
	1/1/2023		1/1/2023		1/1/2023		1/1/2023		1/1/2023
	to		to		to		to		to
	12/31/2023		12/31/2023		12/31/2023		12/31/2023		12/31/2023
OPERATIONS
Net investment income (loss)	$	(85,416)	$	(208,013)	$	(29,476,806)	$	(332,247)	$	(7,396)
Capital gains distributions received	—		—		—		—		—
Net realized gain (loss) on shares redeemed	40,239		1,197,300		16,333,524		157,224		2,831
Net change in unrealized appreciation (depreciation) on investments	213,853		1,143,330		126,536,588		6,237,681		19,973
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM OPERATIONS	168,676		2,132,617		113,393,306		6,062,658		15,408
CONTRACT OWNER TRANSACTIONS
Contract owner net payments	—		238,320		—		358,867		—
Annuity payments	—		—		(98,702)		(115,269)		—
Surrenders, withdrawals and death benefits	(438,124)		(1,800,751)		(162,058,348)		(3,642,626)		(70,305)
Net transfers between other subaccounts
or fixed rate option	6,275,329		(8,302)		—		1,018,336		140,038
Miscellaneous transactions	(21)		292		(21,948)		(1,815)		—
Other charges	(125)		(150,197)		(247,085)		(258,235)		(90)
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM CONTRACT OWNER TRANSACTIONS	5,837,059		(1,720,638)		(162,426,083)		(2,640,742)		69,643
TOTAL INCREASE (DECREASE) IN NET ASSETS	6,005,735		411,979		(49,032,777)		3,421,916		85,051
NET ASSETS
Beginning of period	155,443		18,043,436		1,591,824,704		29,275,730		317,059
End of period	$	6,161,178	$	18,455,415	$	1,542,791,927	$	32,697,646	$	402,110
Beginning units	16,373		838,487		157,087,770		1,375,471		29,744
Units issued	803,976		186,004		621,084		216,870		63,898
Units redeemed	(188,612)		(258,504)		(16,381,460)		(325,168)		(57,325)
Ending units	631,737		765,987		141,327,394		1,267,173		36,317

The accompanying notes are an integral part of these financial statements.

A88

FINANCIAL STATEMENTS OF

PRUCO LIFE OF NEW JERSEY FLEXIBLE PREMIUM VARIABLE ANNUITY ACCOUNT

STATEMENTS OF CHANGES IN NET ASSETS

For the period ended December 31, 2023

	SUBACCOUNTS
	AST J.P. Morgan Aggressive Multi-Asset Portfolio		AST Bond Portfolio 2026		AST Global Bond Portfolio		BlackRock Global Allocation V.I. Fund (Class III)		AST Bond Portfolio 2027
	1/1/2023		1/1/2023		1/1/2023		1/1/2023		1/1/2023
	to		to		to		to		to
	12/31/2023		12/31/2023		12/31/2023		12/31/2023		12/31/2023
OPERATIONS
Net investment income (loss)	$	(2,861,545)	$	(13,173)	$	(182,356)	$	130,535	$	(29,607)
Capital gains distributions received	—		—		—		—		—
Net realized gain (loss) on shares redeemed	13,176,866		7,454		(484,618)		(177,956)		(16,222)
Net change in unrealized appreciation (depreciation) on investments	16,339,940		28,685		1,585,849		838,245		95,795
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM OPERATIONS	26,655,261		22,966		918,875		790,824		49,966
CONTRACT OWNER TRANSACTIONS
Contract owner net payments	20,772		—		200,851		98,447		—
Annuity payments	(4,100)		—		—		—		—
Surrenders, withdrawals and death benefits	(15,332,329)		(83,485)		(2,200,640)		(828,257)		(127,242)
Net transfers between other subaccounts
or fixed rate option	77,073,297		(50,792)		2,176,183		(182,889)		205,110
Miscellaneous transactions	5,399		—		369		174		2
Other charges	(2,989,669)		(79)		(151,617)		(38,506)		(424)
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM CONTRACT OWNER TRANSACTIONS	58,773,370		(134,356)		25,146		(951,031)		77,446
TOTAL INCREASE (DECREASE) IN NET ASSETS	85,428,631		(111,390)		944,021		(160,207)		127,412
NET ASSETS
Beginning of period	147,815,072		733,426		18,258,625		7,249,757		1,412,367
End of period	$	233,243,703	$	622,036	$	19,202,646	$	7,089,550	$	1,539,779
Beginning units	9,843,966		79,419		1,993,118		574,240		154,712
Units issued	12,661,779		81,781		685,297		13,327		31,338
Units redeemed	(9,133,776)		(96,094)		(675,454)		(84,283)		(22,745)
Ending units	13,371,969		65,106		2,002,961		503,284		163,305

The accompanying notes are an integral part of these financial statements.

A89

FINANCIAL STATEMENTS OF

PRUCO LIFE OF NEW JERSEY FLEXIBLE PREMIUM VARIABLE ANNUITY ACCOUNT

STATEMENTS OF CHANGES IN NET ASSETS

For the period ended December 31, 2023

	SUBACCOUNTS
	NVIT Emerging Markets Fund (Class D)		AST Bond Portfolio 2028		AST Bond Portfolio 2029		AST Bond Portfolio 2030		AST Bond Portfolio 2031
	1/1/2023		1/1/2023		1/1/2023		1/1/2023		1/1/2023
	to		to		to		to		to
	12/31/2023		12/31/2023		12/31/2023		12/31/2023		12/31/2023
OPERATIONS
Net investment income (loss)	$	(756)	$	(109,194)	$	(489)	$	(53,959)	$	(234,010)
Capital gains distributions received	—		—		—		—		—
Net realized gain (loss) on shares redeemed	(11,788)		(55,850)		1,463		(35,553)		(477,794)
Net change in unrealized appreciation (depreciation) on investments	17,028		341,710		323		186,158		1,054,930
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM OPERATIONS	4,484		176,666		1,297		96,646		343,126
CONTRACT OWNER TRANSACTIONS
Contract owner net payments	112		—		—		—		—
Annuity payments	—		—		—		—		—
Surrenders, withdrawals and death benefits	(41,646)		(241,410)		(1,960)		(90,699)		(1,517,765)
Net transfers between other subaccounts
or fixed rate option	9,402		(44,878)		(47,227)		45,672		58,508
Miscellaneous transactions	148		2		—		130		(4,439)
Other charges	(604)		(1,122)		(13)		(885)		(3,989)
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM CONTRACT OWNER TRANSACTIONS	(32,588)		(287,408)		(49,200)		(45,782)		(1,467,685)
TOTAL INCREASE (DECREASE) IN NET ASSETS	(28,104)		(110,742)		(47,903)		50,864		(1,124,559)
NET ASSETS
Beginning of period	252,538		5,483,763		52,731		2,815,720		12,187,236
End of period	$	224,434	$	5,373,021	$	4,828	$	2,866,584	$	11,062,677
Beginning units	25,678		589,096		5,630		292,680		1,477,722
Units issued	3,812		308		1,619		33,195		107,965
Units redeemed	(7,109)		(31,043)		(6,752)		(37,528)		(287,130)
Ending units	22,381		558,361		497		288,347		1,298,557

The accompanying notes are an integral part of these financial statements.

A90

FINANCIAL STATEMENTS OF

PRUCO LIFE OF NEW JERSEY FLEXIBLE PREMIUM VARIABLE ANNUITY ACCOUNT

STATEMENTS OF CHANGES IN NET ASSETS

For the period ended December 31, 2023

	SUBACCOUNTS
	MFS® International Growth Portfolio (Service Class)		MFS® Massachusetts Investors Growth Stock Portfolio (Service Class)		MFS® Technology Portfolio (Service Class)		MFS® Mid Cap Growth Series (Service Class)		MFS® New Discovery Series (Service Class)
	1/1/2023		1/1/2023		1/1/2023		1/1/2023		1/1/2023
	to		to		to		to		to
	12/31/2023		12/31/2023		12/31/2023		12/31/2023		12/31/2023
OPERATIONS
Net investment income (loss)	$	2,850	$	(1,791)	$	(24,448)	$	(5,476)	$	(1,617)
Capital gains distributions received	23,288		17,432		—		15,971		—
Net realized gain (loss) on shares redeemed	(6,193)		490		(120,070)		(34,567)		(20,687)
Net change in unrealized appreciation (depreciation) on investments	85,266		58,770		2,005,426		214,062		63,519
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM OPERATIONS	105,211		74,901		1,860,908		189,990		41,215
CONTRACT OWNER TRANSACTIONS
Contract owner net payments	224,601		73,808		453,530		51,256		4,170
Annuity payments	—		—		—		—		—
Surrenders, withdrawals and death benefits	(23,162)		(4,359)		(417,944)		(66,802)		(6,596)
Net transfers between other subaccounts
or fixed rate option	89,791		22,685		255,953		27,634		(3,474)
Miscellaneous transactions	218		14		1,007		(118)		6
Other charges	(3,712)		(1,804)		(25,171)		(5,558)		(1,878)
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM CONTRACT OWNER TRANSACTIONS	287,736		90,344		267,375		6,412		(7,772)
TOTAL INCREASE (DECREASE) IN NET ASSETS	392,947		165,245		2,128,283		196,402		33,443
NET ASSETS
Beginning of period	619,654		271,259		3,382,728		937,890		301,622
End of period	$	1,012,601	$	436,504	$	5,511,011	$	1,134,292	$	335,065
Beginning units	50,232		20,012		321,594		79,070		25,605
Units issued	28,070		7,308		96,642		8,891		1,307
Units redeemed	(6,111)		(1,129)		(75,720)		(8,495)		(1,891)
Ending units	72,191		26,191		342,516		79,466		25,021

The accompanying notes are an integral part of these financial statements.

A91

FINANCIAL STATEMENTS OF

PRUCO LIFE OF NEW JERSEY FLEXIBLE PREMIUM VARIABLE ANNUITY ACCOUNT

STATEMENTS OF CHANGES IN NET ASSETS

For the period ended December 31, 2023

	SUBACCOUNTS
	MFS® Research Series (Service Class)		MFS® Total Return Bond Series (Service Class)		MFS® Total Return Series (Service Class)		MFS® Utilities Series (Service Class)		American Funds IS® Asset Allocation Fund (Class 4)
	1/1/2023		1/1/2023		1/1/2023		1/1/2023		1/1/2023
	to		to		to		to		to
	12/31/2023		12/31/2023		12/31/2023		12/31/2023		12/31/2023
OPERATIONS
Net investment income (loss)	$	(338)	$	116,561	$	21,186	$	90,623	$	59,206
Capital gains distributions received	7,007		—		71,759		180,072		148,070
Net realized gain (loss) on shares redeemed	(733)		(59,464)		(28,155)		(17,342)		(93,624)
Net change in unrealized appreciation (depreciation) on investments	18,825		242,423		85,698		(339,562)		373,907
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM OPERATIONS	24,761		299,520		150,488		(86,209)		487,559
CONTRACT OWNER TRANSACTIONS
Contract owner net payments	236		765,949		161,164		353,845		512,731
Annuity payments	—		—		—		—		—
Surrenders, withdrawals and death benefits	(5,113)		(184,690)		(84,664)		(255,235)		(94,936)
Net transfers between other subaccounts
or fixed rate option	2,843		41,987		66,336		232,884		(34,718)
Miscellaneous transactions	—		(466)		407		(1,756)		(119)
Other charges	(607)		(25,790)		(8,747)		(16,716)		(21,912)
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM CONTRACT OWNER TRANSACTIONS	(2,641)		596,990		134,496		313,022		361,046
TOTAL INCREASE (DECREASE) IN NET ASSETS	22,120		896,510		284,984		226,813		848,605
NET ASSETS
Beginning of period	117,355		4,198,410		1,478,741		2,987,313		3,441,664
End of period	$	139,475	$	5,094,920	$	1,763,725	$	3,214,126	$	4,290,269
Beginning units	8,884		465,637		121,435		217,250		322,719
Units issued	273		115,166		28,336		53,016		95,776
Units redeemed	(467)		(49,852)		(17,664)		(29,711)		(63,690)
Ending units	8,690		530,951		132,107		240,555		354,805

The accompanying notes are an integral part of these financial statements.

A92

FINANCIAL STATEMENTS OF

PRUCO LIFE OF NEW JERSEY FLEXIBLE PREMIUM VARIABLE ANNUITY ACCOUNT

STATEMENTS OF CHANGES IN NET ASSETS

For the period ended December 31, 2023

	SUBACCOUNTS
	American Funds IS® Washington Mutual Investors Fund (Class 4)		American Funds IS® The Bond Fund of America® (Class 4)		American Funds IS® Capital World Growth and Income Fund® (Class 4)		American Funds IS® Global Small Capitalization Fund (Class 4)		American Funds IS® Growth Fund (Class 4)
	1/1/2023		1/1/2023		1/1/2023		1/1/2023		1/1/2023
	to		to		to		to		to
	12/31/2023		12/31/2023		12/31/2023		12/31/2023		12/31/2023
OPERATIONS
Net investment income (loss)	$	24,131	$	128,677	$	12,250	$	(1,080)	$	(22,192)
Capital gains distributions received	20,273		—		—		2,796		310,943
Net realized gain (loss) on shares redeemed	(36,741)		(53,689)		(15,774)		(13,739)		(332,492)
Net change in unrealized appreciation (depreciation) on investments	326,931		112,298		176,085		43,138		1,825,452
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM OPERATIONS	334,594		187,286		172,561		31,115		1,781,711
CONTRACT OWNER TRANSACTIONS
Contract owner net payments	126,992		558,565		73,025		11,608		1,052,233
Annuity payments	—		—		—		—		—
Surrenders, withdrawals and death benefits	(176,500)		(196,776)		(29,181)		(19,677)		(548,507)
Net transfers between other subaccounts
or fixed rate option	(33,629)		175,674		107,072		59,108		103,159
Miscellaneous transactions	(982)		33		(2)		3		(2,738)
Other charges	(12,677)		(25,088)		(5,019)		(1,218)		(32,201)
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM CONTRACT OWNER TRANSACTIONS	(96,796)		512,408		145,895		49,824		571,946
TOTAL INCREASE (DECREASE) IN NET ASSETS	237,798		699,694		318,456		80,939		2,353,657
NET ASSETS
Beginning of period	2,083,112		4,147,402		789,984		204,186		4,576,723
End of period	$	2,320,910	$	4,847,096	$	1,108,440	$	285,125	$	6,930,380
Beginning units	162,734		477,176		74,549		22,132		444,694
Units issued	19,971		118,880		18,944		7,249		200,729
Units redeemed	(26,834)		(60,678)		(6,304)		(2,554)		(155,207)
Ending units	155,871		535,378		87,189		26,827		490,216

The accompanying notes are an integral part of these financial statements.

A93

FINANCIAL STATEMENTS OF

PRUCO LIFE OF NEW JERSEY FLEXIBLE PREMIUM VARIABLE ANNUITY ACCOUNT

STATEMENTS OF CHANGES IN NET ASSETS

For the period ended December 31, 2023

	SUBACCOUNTS
	American Funds IS® Growth-Income Fund (Class 4)		American Funds IS® International Fund (Class 4)		American Funds IS® New World Fund® (Class 4)		BlackRock Advantage Large Cap Core V.I. Fund (Class III)		BlackRock Advantage Large Cap Value V.I. Fund (Class III)
	1/1/2023		1/1/2023		1/1/2023		1/1/2023		1/1/2023
	to		to		to		to		to
	12/31/2023		12/31/2023		12/31/2023		12/31/2023		12/31/2023
OPERATIONS
Net investment income (loss)	$	12,971	$	2,521	$	5,659	$	563	$	5,003
Capital gains distributions received	104,939		—		—		—		23,635
Net realized gain (loss) on shares redeemed	(7,853)		(5,254)		(26,531)		(54,258)		(45,517)
Net change in unrealized appreciation (depreciation) on investments	331,100		45,171		132,204		272,383		87,204
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM OPERATIONS	441,157		42,438		111,332		218,688		70,325
CONTRACT OWNER TRANSACTIONS
Contract owner net payments	257,063		110,639		35,208		121,630		153,617
Annuity payments	—		—		—		—		—
Surrenders, withdrawals and death benefits	(285,771)		(11,488)		(60,066)		(113,081)		(220,241)
Net transfers between other subaccounts
or fixed rate option	156,185		60,457		8,692		71,427		(43,994)
Miscellaneous transactions	(5,577)		—		(33)		(471)		(871)
Other charges	(10,959)		(2,068)		(4,807)		(5,290)		(3,449)
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM CONTRACT OWNER TRANSACTIONS	110,941		157,540		(21,006)		74,215		(114,938)
TOTAL INCREASE (DECREASE) IN NET ASSETS	552,098		199,978		90,326		292,903		(44,613)
NET ASSETS
Beginning of period	1,605,013		257,266		768,401		855,593		674,121
End of period	$	2,157,111	$	457,244	$	858,727	$	1,148,496	$	629,508
Beginning units	142,313		27,933		80,080		75,316		52,370
Units issued	55,914		20,783		8,939		17,052		17,668
Units redeemed	(45,398)		(5,510)		(11,231)		(11,039)		(26,715)
Ending units	152,829		43,206		77,788		81,329		43,323

The accompanying notes are an integral part of these financial statements.

A94

FINANCIAL STATEMENTS OF

PRUCO LIFE OF NEW JERSEY FLEXIBLE PREMIUM VARIABLE ANNUITY ACCOUNT

STATEMENTS OF CHANGES IN NET ASSETS

For the period ended December 31, 2023

	SUBACCOUNTS
	BlackRock Capital Appreciation V.I. Fund (Class III)		BlackRock Equity Dividend V.I. Fund (Class III)		BlackRock Large Cap Focus Growth V.I. Fund (Class III)		Fidelity® VIP Balanced Portfolio (Service Class 2)		Fidelity® VIP Contrafund℠ Portfolio (Service Class 2)
	1/1/2023		1/1/2023		1/1/2023		1/1/2023		1/1/2023
	to		to		to		to		to
	12/31/2023		12/31/2023		12/31/2023		12/31/2023		12/31/2023
OPERATIONS
Net investment income (loss)	$	(4,258)	$	26,415	$	(4,170)	$	66,361	$	(15,481)
Capital gains distributions received	44,239		104,917		12,209		203,879		192,133
Net realized gain (loss) on shares redeemed	(3,124)		(37,959)		(9,315)		(23,581)		(105,155)
Net change in unrealized appreciation (depreciation) on investments	238,527		130,318		293,918		896,322		1,354,248
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM OPERATIONS	275,384		223,691		292,642		1,142,981		1,425,745
CONTRACT OWNER TRANSACTIONS
Contract owner net payments	52,063		273,075		58,316		636,247		802,952
Annuity payments	—		—		—		—		—
Surrenders, withdrawals and death benefits	(79,569)		(166,321)		(139,268)		(215,226)		(349,877)
Net transfers between other subaccounts
or fixed rate option	200,673		1,365		26,221		430,402		(91,550)
Miscellaneous transactions	587		(195)		1,118		(143)		(1,003)
Other charges	(4,505)		(10,802)		(4,286)		(33,117)		(29,515)
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM CONTRACT OWNER TRANSACTIONS	169,249		97,122		(57,899)		818,163		331,007
TOTAL INCREASE (DECREASE) IN NET ASSETS	444,633		320,813		234,743		1,961,144		1,756,752
NET ASSETS
Beginning of period	507,070		1,896,797		533,779		5,111,838		4,186,995
End of period	$	951,703	$	2,217,610	$	768,522	$	7,072,982	$	5,943,747
Beginning units	58,805		147,471		65,015		479,389		411,283
Units issued	28,249		31,623		29,527		107,915		134,253
Units redeemed	(12,365)		(24,360)		(32,773)		(37,246)		(104,539)
Ending units	74,689		154,734		61,769		550,058		440,997

The accompanying notes are an integral part of these financial statements.

A95

FINANCIAL STATEMENTS OF

PRUCO LIFE OF NEW JERSEY FLEXIBLE PREMIUM VARIABLE ANNUITY ACCOUNT

STATEMENTS OF CHANGES IN NET ASSETS

For the period ended December 31, 2023

	SUBACCOUNTS
	Fidelity® VIP Growth Opportunities Portfolio (Service Class 2)		Fidelity® VIP Health Care Portfolio (Service Class 2)		BlackRock Basic Value V.I. Fund (Class III)		AST Bond Portfolio 2032		PSF Global Portfolio (Class III)
	1/1/2023		1/1/2023		1/1/2023		1/1/2023		1/1/2023
	to		to		to		to		to
	12/31/2023		12/31/2023		12/31/2023		12/31/2023		12/31/2023
OPERATIONS
Net investment income (loss)	$	(18,005)	$	(22,659)	$	7,513	$	(127,404)	$	(428)
Capital gains distributions received	—		—		27,206		—		—
Net realized gain (loss) on shares redeemed	(146,592)		(107,634)		(14,012)		(254,754)		16
Net change in unrealized appreciation (depreciation) on investments	1,414,958		271,380		66,428		573,690		11,056
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM OPERATIONS	1,250,361		141,087		87,135		191,532		10,644
CONTRACT OWNER TRANSACTIONS
Contract owner net payments	234,970		371,793		152,378		—		5,163
Annuity payments	—		—		—		—		—
Surrenders, withdrawals and death benefits	(245,082)		(330,301)		(13,543)		(669,224)		(11,460)
Net transfers between other subaccounts
or fixed rate option	(39,051)		175,234		11,218		(119,932)		9,654
Miscellaneous transactions	502		(1,953)		(121)		—		2
Other charges	(19,121)		(22,675)		(2,809)		(2,683)		(442)
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM CONTRACT OWNER TRANSACTIONS	(67,782)		192,098		147,123		(791,839)		2,917
TOTAL INCREASE (DECREASE) IN NET ASSETS	1,182,579		333,185		234,258		(600,307)		13,561
NET ASSETS
Beginning of period	2,793,070		3,818,246		483,943		6,869,004		58,617
End of period	$	3,975,649	$	4,151,431	$	718,201	$	6,268,697	$	72,178
Beginning units	331,088		364,089		36,916		945,162		6,850
Units issued	46,055		139,311		21,790		68,270		1,796
Units redeemed	(51,142)		(120,700)		(11,330)		(176,914)		(1,533)
Ending units	326,001		382,700		47,376		836,518		7,113

The accompanying notes are an integral part of these financial statements.

A96

FINANCIAL STATEMENTS OF

PRUCO LIFE OF NEW JERSEY FLEXIBLE PREMIUM VARIABLE ANNUITY ACCOUNT

STATEMENTS OF CHANGES IN NET ASSETS

For the period ended December 31, 2023

	SUBACCOUNTS
	PSF Mid-Cap Growth Portfolio (Class III)		PSF Natural Resources Portfolio (Class III)		PSF PGIM 50/50 Balanced Portfolio (Class III)		PSF PGIM Flexible Managed Portfolio (Class III)		PSF PGIM Government Income Portfolio (Class III)
	1/1/2023		1/1/2023		1/1/2023		1/1/2023		1/1/2023
	to		to		to		to		to
	12/31/2023		12/31/2023		12/31/2023		12/31/2023		12/31/2023
OPERATIONS
Net investment income (loss)	$	(1,560)	$	(7,034)	$	(8,848)	$	(156,237)	$	(7,336)
Capital gains distributions received	—		—		—		—		—
Net realized gain (loss) on shares redeemed	(763)		32,677		(34,504)		339,927		286
Net change in unrealized appreciation (depreciation) on investments	63,377		131,024		261,398		4,043,863		51,011
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM OPERATIONS	61,054		156,667		218,046		4,227,553		43,961
CONTRACT OWNER TRANSACTIONS
Contract owner net payments	32,212		86,495		287,634		523,443		496,139
Annuity payments	—		—		—		—		—
Surrenders, withdrawals and death benefits	(405)		(177,735)		(75,875)		(4,953,589)		(197,633)
Net transfers between other subaccounts
or fixed rate option	1,279		3,391,040		(301,126)		30,526,632		(885,781)
Miscellaneous transactions	—		(289)		(37)		(194)		652
Other charges	(1,738)		(7,103)		(9,398)		(144,532)		(7,059)
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM CONTRACT OWNER TRANSACTIONS	31,348		3,292,408		(98,802)		25,951,760		(593,682)
TOTAL INCREASE (DECREASE) IN NET ASSETS	92,402		3,449,075		119,244		30,179,313		(549,721)
NET ASSETS
Beginning of period	259,602		1,157,849		1,680,380		946,324		1,551,959
End of period	$	352,004	$	4,606,924	$	1,799,624	$	31,125,637	$	1,002,238
Beginning units	34,980		86,903		184,913		103,783		183,139
Units issued	4,154		283,314		37,317		3,477,913		72,335
Units redeemed	(444)		(28,578)		(49,351)		(670,447)		(142,045)
Ending units	38,690		341,639		172,879		2,911,249		113,429

The accompanying notes are an integral part of these financial statements.

A97

FINANCIAL STATEMENTS OF

PRUCO LIFE OF NEW JERSEY FLEXIBLE PREMIUM VARIABLE ANNUITY ACCOUNT

STATEMENTS OF CHANGES IN NET ASSETS

For the period ended December 31, 2023

	SUBACCOUNTS
	PSF PGIM High Yield Bond Portfolio (Class III)		PSF PGIM Jennison Blend Portfolio (Class III)		PSF PGIM Jennison Growth Portfolio (Class III)		PSF PGIM Jennison Value Portfolio (Class III)		PSF PGIM Total Return Bond Portfolio (Class III)
	1/1/2023		1/1/2023		1/1/2023		1/1/2023		1/1/2023
	to		to		to		to		to
	12/31/2023		12/31/2023		12/31/2023		12/31/2023		12/31/2023
OPERATIONS
Net investment income (loss)	$	(14,827)	$	(1,937)	$	(13,004)	$	(4,319)	$	(18,287)
Capital gains distributions received	—		—		—		—		—
Net realized gain (loss) on shares redeemed	(14,953)		1,440		(14,270)		7,191		(33,187)
Net change in unrealized appreciation (depreciation) on investments	331,131		106,837		1,050,051		99,497		280,447
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM OPERATIONS	301,351		106,340		1,022,777		102,369		228,973
CONTRACT OWNER TRANSACTIONS
Contract owner net payments	781,946		48,020		21,489		42,864		687,345
Annuity payments	—		—		—		—		—
Surrenders, withdrawals and death benefits	(342,236)		(18,696)		(61,810)		(77,498)		(199,046)
Net transfers between other subaccounts
or fixed rate option	43,299		198,012		(62,152)		(38,283)		337,357
Miscellaneous transactions	(100)		415		(34)		(609)		(922)
Other charges	(15,029)		(2,033)		(13,419)		(4,425)		(18,885)
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM CONTRACT OWNER TRANSACTIONS	467,880		225,718		(115,926)		(77,951)		805,849
TOTAL INCREASE (DECREASE) IN NET ASSETS	769,231		332,058		906,851		24,418		1,034,822
NET ASSETS
Beginning of period	2,473,219		272,829		2,011,747		764,671		3,074,657
End of period	$	3,242,450	$	604,887	$	2,918,598	$	789,089	$	4,109,479
Beginning units	271,128		32,995		293,739		75,582		358,643
Units issued	105,167		25,815		19,526		13,205		145,545
Units redeemed	(56,027)		(3,188)		(33,483)		(20,565)		(54,172)
Ending units	320,268		55,622		279,782		68,222		450,016

The accompanying notes are an integral part of these financial statements.

A98

FINANCIAL STATEMENTS OF

PRUCO LIFE OF NEW JERSEY FLEXIBLE PREMIUM VARIABLE ANNUITY ACCOUNT

STATEMENTS OF CHANGES IN NET ASSETS

For the period ended December 31, 2023

	SUBACCOUNTS
	PSF Small-Cap Stock Index Portfolio (Class III)		PSF Stock Index Portfolio (Class III)		MFS® Investors Trust Series (Service Class)		MFS® International Intrinsic Value Portfolio (Initial Class)		MFS® Mid Cap Growth Series (Initial Class)
	1/1/2023		1/1/2023		1/1/2023		1/1/2023		1/1/2023
	to		to		to		to		to
	12/31/2023		12/31/2023		12/31/2023		12/31/2023		12/31/2023
OPERATIONS
Net investment income (loss)	$	(10,608)	$	(40,930)	$	(91)	$	71	$	(57)
Capital gains distributions received	—		—		15,911		2,843		153
Net realized gain (loss) on shares redeemed	(26,774)		29,431		(336)		(2,972)		(153)
Net change in unrealized appreciation (depreciation) on investments	327,638		1,665,137		31,321		10,050		3,055
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM OPERATIONS	290,256		1,653,638		46,805		9,992		2,998
CONTRACT OWNER TRANSACTIONS
Contract owner net payments	221,347		877,485		81,616		30,146		9,012
Annuity payments	—		—		—		—		—
Surrenders, withdrawals and death benefits	(65,556)		(476,354)		(13,156)		(23,873)		(489)
Net transfers between other subaccounts
or fixed rate option	179,521		1,338,971		16,687		54		—
Miscellaneous transactions	(1,755)		163		—		—		—
Other charges	(11,241)		(42,564)		(1,401)		(4)		(6)
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM CONTRACT OWNER TRANSACTIONS	322,316		1,697,701		83,746		6,323		8,517
TOTAL INCREASE (DECREASE) IN NET ASSETS	612,572		3,351,339		130,551		16,315		11,515
NET ASSETS
Beginning of period	1,695,389		5,666,859		204,374		54,739		10,383
End of period	$	2,307,961	$	9,018,198	$	334,925	$	71,054	$	21,898
Beginning units	196,589		612,400		15,035		5,480		1,009
Units issued	87,854		278,551		6,803		2,782		795
Units redeemed	(51,413)		(111,019)		(969)		(2,192)		(42)
Ending units	233,030		779,932		20,869		6,070		1,762

The accompanying notes are an integral part of these financial statements.

A99

FINANCIAL STATEMENTS OF

PRUCO LIFE OF NEW JERSEY FLEXIBLE PREMIUM VARIABLE ANNUITY ACCOUNT

STATEMENTS OF CHANGES IN NET ASSETS

For the period ended December 31, 2023

	SUBACCOUNTS
	Western Asset Core Plus VIT Portfolio (Class I)		ClearBridge Variable Small Cap Growth Portfolio (Class I)		Fidelity® VIP International Capital Appreciation Portfolio (Initial Class)		Fidelity® VIP Mid Cap Portfolio (Initial Class)		Fidelity® VIP Emerging Markets Portfolio (Initial Class)
	1/1/2023		1/1/2023		1/1/2023		1/1/2023		1/1/2023
	to		to		to		to		to
	12/31/2023		12/31/2023		12/31/2023		12/31/2023		12/31/2023
OPERATIONS
Net investment income (loss)	$	741	$	(131)	$	(6)	$	153	$	1,734
Capital gains distributions received	—		—		—		1,848		—
Net realized gain (loss) on shares redeemed	(250)		(451)		(436)		(401)		(4,527)
Net change in unrealized appreciation (depreciation) on investments	851		3,040		8,990		7,595		11,050
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM OPERATIONS	1,342		2,458		8,548		9,195		8,257
CONTRACT OWNER TRANSACTIONS
Contract owner net payments	—		—		—		2,795		15,653
Annuity payments	—		—		—		—		—
Surrenders, withdrawals and death benefits	(886)		(1,055)		(1,425)		(1,049)		(11,954)
Net transfers between other subaccounts
or fixed rate option	—		—		—		1,525		(1,401)
Miscellaneous transactions	—		—		—		—		116
Other charges	(11)		(6)		(4)		(4)		(6)
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM CONTRACT OWNER TRANSACTIONS	(897)		(1,061)		(1,429)		3,267		2,408
TOTAL INCREASE (DECREASE) IN NET ASSETS	445		1,397		7,119		12,462		10,665
NET ASSETS
Beginning of period	21,687		32,088		32,473		59,312		85,231
End of period	$	22,132	$	33,485	$	39,592	$	71,774	$	95,896
Beginning units	2,537		2,964		3,344		4,835		8,297
Units issued	—		—		—		389		1,635
Units redeemed	(103)		(99)		(133)		(120)		(1,386)
Ending units	2,434		2,865		3,211		5,104		8,546

The accompanying notes are an integral part of these financial statements.

A100

FINANCIAL STATEMENTS OF

PRUCO LIFE OF NEW JERSEY FLEXIBLE PREMIUM VARIABLE ANNUITY ACCOUNT

STATEMENTS OF CHANGES IN NET ASSETS

For the period ended December 31, 2023

	SUBACCOUNTS
	Dimensional VA U.S. Targeted Value Portfolio		BlackRock Large Cap Focus Growth V.I. Fund (Class I)		American Funds IS® U.S. Government Securities Fund® (Class 1)		American Funds IS® The Bond Fund of America® (Class 1)		Vanguard VIF International Portfolio
	1/1/2023		1/1/2023		1/1/2023		1/1/2023		1/1/2023
	to		to		to		to		to
	12/31/2023		12/31/2023		12/31/2023		12/31/2023		12/31/2023
OPERATIONS
Net investment income (loss)	$	420	$	(1,097)	$	12,994	$	5,771	$	1,408
Capital gains distributions received	3,446		5,356		—		—		6,865
Net realized gain (loss) on shares redeemed	(136)		(6,757)		(981)		(2,725)		(4,961)
Net change in unrealized appreciation (depreciation) on investments	5,048		114,662		1,879		4,386		23,779
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM OPERATIONS	8,778		112,164		13,892		7,432		27,091
CONTRACT OWNER TRANSACTIONS
Contract owner net payments	2,236		—		295,189		378,834		47,500
Annuity payments	—		—		—		—		—
Surrenders, withdrawals and death benefits	(1,961)		(6,565)		(1,503)		(465)		(2,229)
Net transfers between other subaccounts
or fixed rate option	44		(11,369)		3,127		(193,803)		(809)
Miscellaneous transactions	—		—		341		1,689		—
Other charges	(3)		(17)		(6)		(6)		(18)
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM CONTRACT OWNER TRANSACTIONS	316		(17,951)		297,148		186,249		44,444
TOTAL INCREASE (DECREASE) IN NET ASSETS	9,094		94,213		311,040		193,681		71,535
NET ASSETS
Beginning of period	45,240		219,614		97,503		11,512		199,482
End of period	$	54,334	$	313,827	$	408,543	$	205,193	$	271,017
Beginning units	3,189		23,204		10,341		1,252		19,392
Units issued	160		108		32,413		41,064		4,580
Units redeemed	(134)		(1,532)		(457)		(20,953)		(819)
Ending units	3,215		21,780		42,297		21,363		23,153

The accompanying notes are an integral part of these financial statements.

A101

FINANCIAL STATEMENTS OF

PRUCO LIFE OF NEW JERSEY FLEXIBLE PREMIUM VARIABLE ANNUITY ACCOUNT

STATEMENTS OF CHANGES IN NET ASSETS

For the period ended December 31, 2023

	SUBACCOUNTS
	Vanguard VIF Diversified Value Portfolio		Vanguard VIF Total International Stock Market Index Portfolio		Vanguard VIF Mid-Cap Index Portfolio		Vanguard VIF Equity Index Portfolio		MFS® Total Return Bond Series (Initial Class)
	1/1/2023		1/1/2023		1/1/2023		1/1/2023		1/1/2023
	to		to		to		to		to
	12/31/2023		12/31/2023		12/31/2023		12/31/2023		12/31/2023
OPERATIONS
Net investment income (loss)	$	1,329	$	601	$	764	$	25	$	323
Capital gains distributions received	10,862		529		2,012		119		—
Net realized gain (loss) on shares redeemed	(438)		(4,919)		(1,490)		2		(126)
Net change in unrealized appreciation (depreciation) on investments	24,501		11,244		14,265		720		567
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM OPERATIONS	36,254		7,455		15,551		866		764
CONTRACT OWNER TRANSACTIONS
Contract owner net payments	—		272,082		—		—		—
Annuity payments	—		—		—		—		—
Surrenders, withdrawals and death benefits	(2,955)		(1,350)		(4,005)		—		(466)
Net transfers between other subaccounts
or fixed rate option	540		(171,325)		—		—		—
Miscellaneous transactions	—		2,871		—		—		—
Other charges	(13)		(3)		(5)		(3)		(6)
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM CONTRACT OWNER TRANSACTIONS	(2,428)		102,275		(4,010)		(3)		(472)
TOTAL INCREASE (DECREASE) IN NET ASSETS	33,826		109,730		11,541		863		292
NET ASSETS
Beginning of period	189,120		41,175		107,495		3,427		11,310
End of period	$	222,946	$	150,905	$	119,036	$	4,290	$	11,602
Beginning units	15,169		4,074		9,521		292		1,269
Units issued	157		24,499		—		—		—
Units redeemed	(327)		(15,555)		(350)		—		(51)
Ending units	14,999		13,018		9,171		292		1,218

The accompanying notes are an integral part of these financial statements.

A102

FINANCIAL STATEMENTS OF

PRUCO LIFE OF NEW JERSEY FLEXIBLE PREMIUM VARIABLE ANNUITY ACCOUNT

STATEMENTS OF CHANGES IN NET ASSETS

For the period ended December 31, 2023

	SUBACCOUNTS
	Fidelity® VIP Investment Grade Bond Portfolio (Initial Class)		MFS® New Discovery Series (Initial Class)		ClearBridge Variable Dividend Strategy Portfolio (Class I)		MFS® Utilities Series (Initial Class)		Vanguard VIF Real Estate Index Portfolio
	1/1/2023		1/1/2023		1/1/2023		1/1/2023		1/1/2023
	to		to		to		to		to
	12/31/2023		12/31/2023		12/31/2023		12/31/2023		12/31/2023
OPERATIONS
Net investment income (loss)	$	2,211	$	(208)	$	2,388	$	207	$	346
Capital gains distributions received	—		—		19,591		409		1,057
Net realized gain (loss) on shares redeemed	(824)		(1,022)		(1,189)		394		(44)
Net change in unrealized appreciation (depreciation) on investments	4,113		7,812		(3,132)		(517)		4,840
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM OPERATIONS	5,500		6,582		17,658		493		6,199
CONTRACT OWNER TRANSACTIONS
Contract owner net payments	—		16,929		5,590		9,038		28,098
Annuity payments	—		—		—		—		—
Surrenders, withdrawals and death benefits	(1,437)		(1,270)		(5,551)		(12,640)		(10)
Net transfers between other subaccounts
or fixed rate option	2,193		2,164		23		(80)		2,768
Miscellaneous transactions	—		84		—		—		—
Other charges	(6)		(4)		(9)		(6)		(6)
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM CONTRACT OWNER TRANSACTIONS	750		17,903		53		(3,688)		30,850
TOTAL INCREASE (DECREASE) IN NET ASSETS	6,250		24,485		17,711		(3,195)		37,049
NET ASSETS
Beginning of period	96,442		42,136		128,782		20,193		22,627
End of period	$	102,692	$	66,621	$	146,493	$	16,998	$	59,676
Beginning units	10,567		4,265		10,536		1,803		2,521
Units issued	470		1,780		439		891		3,481
Units redeemed	(400)		(127)		(438)		(1,137)		(5)
Ending units	10,637		5,918		10,537		1,557		5,997

The accompanying notes are an integral part of these financial statements.

A103

FINANCIAL STATEMENTS OF

PRUCO LIFE OF NEW JERSEY FLEXIBLE PREMIUM VARIABLE ANNUITY ACCOUNT

STATEMENTS OF CHANGES IN NET ASSETS

For the period ended December 31, 2023

	SUBACCOUNTS
	Vanguard VIF Total Bond Market Index Portfolio		Vanguard VIF Equity Income Portfolio		Vanguard VIF High Yield Bond Portfolio		Vanguard VIF Short-Term Investment Grade Portfolio		PSF Natural Resources Portfolio (Class I)
	1/1/2023		1/1/2023		1/1/2023		1/1/2023		1/1/2023
	to		to		to		to		to
	12/31/2023		12/31/2023		12/31/2023		12/31/2023		12/31/2023
OPERATIONS
Net investment income (loss)	$	485	$	2,429	$	880	$	148	$	(164)
Capital gains distributions received	—		6,896		—		—		—
Net realized gain (loss) on shares redeemed	(23)		(193)		(15)		(14)		5,583
Net change in unrealized appreciation (depreciation) on investments	912		395		1,366		4,070		(5,871)
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM OPERATIONS	1,374		9,527		2,231		4,204		(452)
CONTRACT OWNER TRANSACTIONS
Contract owner net payments	—		—		—		74,339		30,576
Annuity payments	—		—		—		—		—
Surrenders, withdrawals and death benefits	—		(29)		—		(2,477)		(53,787)
Net transfers between other subaccounts
or fixed rate option	—		—		—		—		—
Miscellaneous transactions	—		—		—		293		—
Other charges	(7)		(15)		(1)		—		(12)
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM CONTRACT OWNER TRANSACTIONS	(7)		(44)		(1)		72,155		(23,223)
TOTAL INCREASE (DECREASE) IN NET ASSETS	1,367		9,483		2,230		76,359		(23,675)
NET ASSETS
Beginning of period	29,100		132,260		20,790		40,139		70,405
End of period	$	30,467	$	141,743	$	23,020	$	116,498	$	46,730
Beginning units	3,331		10,628		2,171		4,204		4,002
Units issued	—		—		—		7,612		1,652
Units redeemed	(1)		(4)		—		(253)		(3,037)
Ending units	3,330		10,624		2,171		11,563		2,617

The accompanying notes are an integral part of these financial statements.

A104

FINANCIAL STATEMENTS OF

PRUCO LIFE OF NEW JERSEY FLEXIBLE PREMIUM VARIABLE ANNUITY ACCOUNT

STATEMENTS OF CHANGES IN NET ASSETS

For the period ended December 31, 2023

	SUBACCOUNTS
	Vanguard VIF Total Stock Market Index Portfolio		Vanguard VIF Balanced Portfolio		Vanguard VIF Growth Portfolio		Dimensional VA International Value Portfolio		Fidelity® VIP Floating Rate High Income Portfolio (Initial Class)
	1/1/2023		1/1/2023		1/1/2023		1/1/2023		1/1/2023
	to		to		to		to		to
	12/31/2023		12/31/2023		12/31/2023		12/31/2023		12/31/2023
OPERATIONS
Net investment income (loss)	$	355	$	58	$	(762)	$	6,393	$	514
Capital gains distributions received	5,463		178		—		1,365		—
Net realized gain (loss) on shares redeemed	(50)		—		(378)		498		—
Net change in unrealized appreciation (depreciation) on investments	17,127		345		42,824		2,912		335
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM OPERATIONS	22,895		581		41,684		11,168		849
CONTRACT OWNER TRANSACTIONS
Contract owner net payments	—		—		—		134,935		—
Annuity payments	—		—		—		—		—
Surrenders, withdrawals and death benefits	—		—		(27)		(24,474)		—
Net transfers between other subaccounts
or fixed rate option	5,662		—		—		—		—
Miscellaneous transactions	—		—		—		(110)		—
Other charges	—		(3)		(14)		(6)		(6)
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM CONTRACT OWNER TRANSACTIONS	5,662		(3)		(41)		110,345		(6)
TOTAL INCREASE (DECREASE) IN NET ASSETS	28,557		578		41,643		121,513		843
NET ASSETS
Beginning of period	88,680		4,304		106,958		29,237		7,311
End of period	$	117,237	$	4,882	$	148,601	$	150,750	$	8,154
Beginning units	7,712		399		10,589		2,544		692
Units issued	446		—		—		10,640		—
Units redeemed	(2)		—		(4)		(1,974)		(1)
Ending units	8,156		399		10,585		11,210		691

The accompanying notes are an integral part of these financial statements.

A105

FINANCIAL STATEMENTS OF

PRUCO LIFE OF NEW JERSEY FLEXIBLE PREMIUM VARIABLE ANNUITY ACCOUNT

STATEMENTS OF CHANGES IN NET ASSETS

For the period ended December 31, 2023

	SUBACCOUNTS
	American Funds IS® Washington Mutual Investors Fund (Class 1)		American Funds IS® Growth Fund (Class 1)		American Funds IS® Growth-Income Fund (Class 1)		Fidelity® VIP Technology Portfolio (Initial Class)		MFS® Value Series (Service Class)
	1/1/2023		1/1/2023		1/1/2023		1/1/2023		2/1/2023*
	to		to		to		to		to
	12/31/2023		12/31/2023		12/31/2023		12/31/2023		12/31/2023
OPERATIONS
Net investment income (loss)	$	507	$	415	$	289	$	(18)	$	177
Capital gains distributions received	105		2,245		619		194		2,378
Net realized gain (loss) on shares redeemed	1,132		101		59		29		(10)
Net change in unrealized appreciation (depreciation) on investments	3,663		21,273		3,734		2,933		933
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM OPERATIONS	5,407		24,034		4,701		3,138		3,478
CONTRACT OWNER TRANSACTIONS
Contract owner net payments	186,942		174,792		17,397		1,677		45,474
Annuity payments	—		—		—		—		—
Surrenders, withdrawals and death benefits	—		(3,115)		(385)		(76)		—
Net transfers between other subaccounts
or fixed rate option	(153,860)		26,540		90		45		12,002
Miscellaneous transactions	894		143		—		—		(197)
Other charges	(6)		(6)		(6)		(3)		—
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM CONTRACT OWNER TRANSACTIONS	33,970		198,354		17,096		1,643		57,279
TOTAL INCREASE (DECREASE) IN NET ASSETS	39,377		222,388		21,797		4,781		60,757
NET ASSETS
Beginning of period	10,999		10,177		10,776		5,075		—
End of period	$	50,376	$	232,565	$	32,573	$	9,856	$	60,757
Beginning units	885		867		952		415		—
Units issued	13,976		13,727		1,368		100		5,436
Units redeemed	(11,388)		(215)		(28)		(4)		(1,492)
Ending units	3,473		14,379		2,292		511		3,944

*Date subaccount became available for investment.

The accompanying notes are an integral part of these financial statements.

A106

FINANCIAL STATEMENTS OF

PRUCO LIFE OF NEW JERSEY FLEXIBLE PREMIUM VARIABLE ANNUITY ACCOUNT

STATEMENTS OF CHANGES IN NET ASSETS

For the period ended December 31, 2023

	SUBACCOUNTS
	PSF PGIM Government Money Market Portfolio (Class III)		MFS® Value Series (Initial Class)		American Funds IS® Ultra-Short Bond Fund (Class 1)		BlackRock Advantage Large Cap Core V.I. Fund (Class I)		BlackRock Basic Value V.I. Fund (Class I)
	2/1/2023*		1/1/2023***		1/1/2023***		1/1/2023***		1/1/2023***
	to		to		to		to		to
	12/31/2023		12/31/2023		12/31/2023		12/31/2023		12/31/2023
OPERATIONS
Net investment income (loss)	$	73,703	$	(44)	$	2,206	$	239	$	1,653
Capital gains distributions received	—		—		—		—		4,322
Net realized gain (loss) on shares redeemed	—		1		38		(2)		92
Net change in unrealized appreciation (depreciation) on investments	—		2,251		(1,031)		1,614		4,881
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM OPERATIONS	73,703		2,208		1,213		1,851		10,948
CONTRACT OWNER TRANSACTIONS
Contract owner net payments	15,543,419		39,169		62,821		33,311		108,838
Annuity payments	—		—		—		—		—
Surrenders, withdrawals and death benefits	(221,396)		(19)		(4,058)		(672)		(3,977)
Net transfers between other subaccounts
or fixed rate option	(10,570,174)		352		—		—		—
Miscellaneous transactions	(978)		—		(1)		56		(1,694)
Other charges	—		—		—		—		—
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM CONTRACT OWNER TRANSACTIONS	4,750,871		39,502		58,762		32,695		103,167
TOTAL INCREASE (DECREASE) IN NET ASSETS	4,824,574		41,710		59,975		34,546		114,115
NET ASSETS
Beginning of period	—		—		—		—		—
End of period	$	4,824,574	$	41,710	$	59,975	$	34,546	$	114,115
Beginning units	—		—		—		—		—
Units issued	1,775,570		3,260		6,216		2,424		8,525
Units redeemed	(1,305,006)		(2)		(399)		(50)		(310)
Ending units	470,564		3,258		5,817		2,374		8,215

*Date subaccount became available for investment.

***Subaccount became available for investment prior to 2023 but had no activity until 2023.

The accompanying notes are an integral part of these financial statements.

A107

FINANCIAL STATEMENTS OF

PRUCO LIFE OF NEW JERSEY FLEXIBLE PREMIUM VARIABLE ANNUITY ACCOUNT

STATEMENTS OF CHANGES IN NET ASSETS

For the period ended December 31, 2023

	SUBACCOUNTS
	Dimensional VA International Small Portfolio		Dimensional VA U.S. Large Value Portfolio		Fidelity® VIP Strategic Income Portfolio (Initial Class)		ClearBridge Variable Appreciation Portfolio (Class I)		MFS® Technology Portfolio (Initial Class)
	1/1/2023***		1/1/2023***		1/1/2023***		1/1/2023***		1/1/2023***
	to		to		to		to		to
	12/31/2023		12/31/2023		12/31/2023		12/31/2023		12/31/2023
OPERATIONS
Net investment income (loss)	$	1,272	$	417	$	2,630	$	229	$	(80)
Capital gains distributions received	—		327		—		809		—
Net realized gain (loss) on shares redeemed	(60)		3		(878)		269		(2)
Net change in unrealized appreciation (depreciation) on investments	999		1,392		46		916		7,495
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM OPERATIONS	2,211		2,139		1,798		2,223		7,413
CONTRACT OWNER TRANSACTIONS
Contract owner net payments	49,560		23,147		291,412		174,848		48,558
Annuity payments	—		—		—		—		—
Surrenders, withdrawals and death benefits	(1,607)		—		—		—		(2,503)
Net transfers between other subaccounts
or fixed rate option	—		—		(229,262)		(138,222)		26,541
Miscellaneous transactions	381		(263)		1,313		657		224
Other charges	—		—		—		—		—
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM CONTRACT OWNER TRANSACTIONS	48,334		22,884		63,463		37,283		72,820
TOTAL INCREASE (DECREASE) IN NET ASSETS	50,545		25,023		65,261		39,506		80,233
NET ASSETS
Beginning of period	—		—		—		—		—
End of period	$	50,545	$	25,023	$	65,261	$	39,506	$	80,233
Beginning units	—		—		—		—		—
Units issued	4,412		1,917		29,243		12,965		5,588
Units redeemed	(147)		—		(23,011)		(10,208)		(192)
Ending units	4,265		1,917		6,232		2,757		5,396

***Subaccount became available for investment prior to 2023 but had no activity until 2023.

The accompanying notes are an integral part of these financial statements.

A108

FINANCIAL STATEMENTS OF

PRUCO LIFE OF NEW JERSEY FLEXIBLE PREMIUM VARIABLE ANNUITY ACCOUNT

STATEMENTS OF CHANGES IN NET ASSETS

For the period ended December 31, 2023

	SUBACCOUNTS
	BlackRock Equity Dividend V.I. Fund (Class I)		Fidelity® VIP Financials Portfolio (Initial Class)		Fidelity® VIP Health Care Portfolio (Initial Class)
	1/1/2023***		1/1/2023***		1/1/2023***
	to		to		to
	12/31/2023		12/31/2023		12/31/2023
OPERATIONS
Net investment income (loss)	$	95	$	490	$	(1)
Capital gains distributions received	1,390		—		—
Net realized gain (loss) on shares redeemed	—		1		3
Net change in unrealized appreciation (depreciation) on investments	431		2,021		161
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM OPERATIONS	1,916		2,512		163
CONTRACT OWNER TRANSACTIONS
Contract owner net payments	31,277		23,591		1,677
Annuity payments	—		—		—
Surrenders, withdrawals and death benefits	—		—		(73)
Net transfers between other subaccounts
or fixed rate option	—		—		60
Miscellaneous transactions	(38)		—		—
Other charges	—		—		—
NET INCREASE (DECREASE) IN NET ASSETS
RESULTING FROM CONTRACT OWNER TRANSACTIONS	31,239		23,591		1,664
TOTAL INCREASE (DECREASE) IN NET ASSETS	33,155		26,103		1,827
NET ASSETS
Beginning of period	—		—		—
End of period	$	33,155	$	26,103	$	1,827
Beginning units	—		—		—
Units issued	2,485		1,889		162
Units redeemed	—		—		(7)
Ending units	2,485		1,889		155

***Subaccount became available for investment prior to 2023 but had no activity until 2023.

The accompanying notes are an integral part of these financial statements.

A109

NOTES TO FINANCIAL STATEMENTS OF

PRUCO LIFE OF NEW JERSEY FLEXIBLE PREMIUM VARIABLE ANNUITY ACCOUNT

December 31, 2024

Note 1:    General

Pruco Life of New Jersey Flexible Premium Variable Annuity Account (the “Account”) was establishedunder the laws of the State of New Jersey on May 20, 1996 as a separate investment account of Pruco Life Insurance Company of New Jersey (“Pruco Life of New Jersey”), which is a wholly-owned subsidiary of Pruco Life Insurance Company (an Arizona domiciled company), which in turn is wholly-owned by The Prudential Insurance Company of America (“Prudential”). Prudential is a wholly-owned subsidiary of Prudential Financial, Inc. (“Prudential Financial”). Under applicable insurance law, the assets and liabilities of the Account are clearly identified and distinguished from the other assets and liabilities of Pruco Life of New Jersey. Proceeds from purchases of the variable annuity contracts listed below (individually, a “contract” or “product” and collectively, the “contracts” or “products”)are invested in the Account. The portion of the Account’s assets applicable to the contracts is not chargeable with liabilities arising out of any other business Pruco Life of New Jersey may conduct.

Discovery Choice Variable Annuity	Prudential Premier Variable Annuity Bb SeriesSM
Discovery Select Variable Annuity	Strategic PartnersSM Advisor Variable Annuity
Prudential Defined Income (PDI) Variable Annuity	Strategic PartnersSM Flexelite Variable Annuity
Prudential MyRock Advisor New York Variable Annuity	Strategic PartnersSM Flexelite 2 Variable Annuity
Prudential FlexGuard New York	Strategic Partners Plus Variable Annuity
Prudential Premier Advisor Variable Annuity Series	Strategic Partners Plus 3 Variable Annuity
Prudential Premier Investment Variable Annuity B, C Series	Strategic PartnersSM Select Variable Annuity
Prudential Premier Retirement Variable Annuity	Strategic Partners Annuity One Variable Annuity
Prudential Premier Retirement Variable Annuity X, B, L, C Series	Strategic Partners Annuity One 3 Variable Annuity
Prudential Premier Variable Annuity B, L, X Series

The Account is registered with the Securities and Exchange Commission (“SEC”) under the Investment Company Act of 1940, as amended, as a unit investment trust. The Account is a funding vehicle forthe contracts.The contracts offer the option to invest in various subaccounts listed below, each of which invests in a corresponding portfolio of either The Prudential Series Fund, the Advanced Series Trust or one of the non-Prudential administered funds (collectively, the “Portfolios”). Investment options vary by contract.

The corresponding subaccount names are as follows:

PSF PGIM Government Money Market Portfolio (Class I)

PSF PGIM Total Return Bond Portfolio (Class I)

PSF PGIM Jennison Blend Portfolio (Class I)

PSF PGIM Jennison Value Portfolio (Class I)

PSF PGIM High Yield Bond Portfolio (Class I)

PSF Stock Index Portfolio (Class I)

PSF Global Portfolio (Class I)

PSF PGIM Jennison Growth Portfolio (Class I)

PSF Small-Cap Stock Index Portfolio (Class I)

T. Rowe Price International Stock Portfolio

T. Rowe Price Equity Income Portfolio (Equity Income Portfolio Class)

Invesco V.I. Core Equity Fund (Series I)

Janus Henderson VIT Research Portfolio (Institutional Shares)

Janus Henderson VIT Overseas Portfolio (Institutional Shares)

MFS® Research Series (Initial Class)

MFS® Growth Series (Initial Class)

LVIP American Century Value Fund (Standard Class II) (formerly American Century VP Value Fund (Class I))

Franklin Small-Mid Cap Growth VIP Fund (Class 2)

Davis Equity Portfolio (formerly Davis Value Portfolio)

AB VPS Large Cap Growth Portfolio (Class B)

A110

Note 1:    General (continued)

Janus Henderson VIT Research Portfolio (Service Shares)

PSF Mid-Cap Growth Portfolio (Class I)

AST Cohen & Steers Realty Portfolio

AST J.P. Morgan Conservative Multi-Asset Portfolio (formerly AST J.P. Morgan Tactical Preservation Portfolio)

AST High Yield Portfolio

AST Small-Cap Value Portfolio*

AST Mid-Cap Growth Portfolio*

AST Large-Cap Value Portfolio

AST Mid-Cap Value Portfolio*

AST T. Rowe Price Natural Resources Portfolio

AST T. Rowe Price Asset Allocation Portfolio*

AST MFS Global Equity Portfolio

AST Capital Growth Asset Allocation Portfolio

AST Academic Strategies Asset Allocation Portfolio

AST Balanced Asset Allocation Portfolio

AST Preservation Asset Allocation Portfolio

AST Prudential Growth Allocation Portfolio

AST Advanced Strategies Portfolio

AST Large-Cap Growth Portfolio

AST Government Money Market Portfolio

AST Small-Cap Equity Portfolio (formerly AST Small-Cap Growth Portfolio)

AST International Equity Portfolio

AST Investment Grade Bond Portfolio

AST Core Fixed Income Portfolio

AST Emerging Markets Equity Portfolio

AST J.P. Morgan Moderate Multi-Asset Portfolio (formerly AST J.P. Morgan Global Thematic Portfolio)

ProFund VP Consumer Discretionary

ProFund VP Consumer Staples

ProFund VP Financials

ProFund VP Health Care

ProFund VP Industrials

ProFund VP Mid-Cap Growth

ProFund VP Mid-Cap Value

ProFund VP Real Estate

ProFund VP Small-Cap Growth

ProFund VP Small-Cap Value

ProFund VP Communication Services

ProFund VP Utilities

ProFund VP Large-Cap Growth

ProFund VP Large-Cap Value

Allspring VT International Equity Fund (Class 1)****

Allspring VT Discovery All Cap Growth Fund (Class 1)

AST Quantitative Modeling Portfolio

Allspring VT Opportunity Fund (Class 1)

AST Bond Portfolio 2023****

AST Bond Portfolio 2024****

AST ClearBridge Dividend Growth Portfolio

AST Multi-Sector Fixed Income Portfolio

AST Large-Cap Core Portfolio

A111

Note 1:    General (continued)

AST Bond Portfolio 2025

AST J.P. Morgan Aggressive Multi-Asset Portfolio (formerly AST T. Rowe Price Growth Opportunities Portfolio)

AST Bond Portfolio 2026

AST Global Bond Portfolio

BlackRock Global Allocation V.I. Fund (Class III)

AST Bond Portfolio 2027

NVIT Emerging Markets Fund (Class D)

AST Bond Portfolio 2028

AST Bond Portfolio 2029***

AST Bond Portfolio 2030

AST Bond Portfolio 2031

MFS® International Growth Portfolio (Service Class)

MFS® Massachusetts Investors Growth Stock Portfolio (Service Class)

MFS® Technology Portfolio (Service Class)

MFS® Mid Cap Growth Series (Service Class)

MFS® New Discovery Series (Service Class)

MFS® Research Series (Service Class)

MFS® Total Return Bond Series (Service Class)

MFS® Total Return Series (Service Class)

MFS® Utilities Series (Service Class)

American Funds IS® Asset Allocation Fund (Class 4)¹

American Funds IS® Washington Mutual Investors Fund (Class 4)¹

American Funds IS® The Bond Fund of America® (Class 4)¹

American Funds IS® Capital World Growth and Income Fund® (Class 4)¹

American Funds IS® Global Small Capitalization Fund (Class 4)¹

American Funds IS® Growth Fund (Class 4)¹

American Funds IS® Growth-Income Fund (Class 4)¹

American Funds IS® International Fund (Class 4)¹

American Funds IS® New World Fund® (Class 4)¹

BlackRock Advantage Large Cap Core V.I. Fund (Class III)

BlackRock Advantage Large Cap Value V.I. Fund (Class III)

BlackRock Capital Appreciation V.I. Fund (Class III)

BlackRock Equity Dividend V.I. Fund (Class III)

BlackRock Large Cap Focus Growth V.I. Fund (Class III)

Fidelity® VIP Balanced Portfolio (Service Class 2)

Fidelity® VIP Contrafund℠ Portfolio (Service Class 2)

Fidelity® VIP Growth Opportunities Portfolio (Service Class 2)

Fidelity® VIP Health Care Portfolio (Service Class 2)

BlackRock Basic Value V.I. Fund (Class III)

AST Bond Portfolio 2032

PSF Global Portfolio (Class III)

PSF Mid-Cap Growth Portfolio (Class III)

PSF Natural Resources Portfolio (Class III)

PSF PGIM 50/50 Balanced Portfolio (Class III)

PSF PGIM Flexible Managed Portfolio (Class III)

PSF PGIM Government Income Portfolio (Class III)

PSF PGIM High Yield Bond Portfolio (Class III)

PSF PGIM Jennison Blend Portfolio (Class III)

PSF PGIM Jennison Growth Portfolio (Class III)

A112

Note 1:    General (continued)

PSF PGIM Jennison Value Portfolio (Class III)

PSF PGIM Total Return Bond Portfolio (Class III)

PSF Small-Cap Stock Index Portfolio (Class III)

PSF Stock Index Portfolio (Class III)

MFS® Investors Trust Series (Service Class)

MFS® International Intrinsic Value Portfolio (Initial Class)

MFS® Mid Cap Growth Series (Initial Class)

Western Asset Core Plus VIT Portfolio (Class I)

ClearBridge Variable Small Cap Growth Portfolio (Class I)

Fidelity® VIP International Capital Appreciation Portfolio (Initial Class)

Fidelity® VIP Mid Cap Portfolio (Initial Class)

Fidelity® VIP Emerging Markets Portfolio (Initial Class)

Dimensional VA U.S. Targeted Value Portfolio (formerly DFA VA U.S. Targeted Value Portfolio)

BlackRock Large Cap Focus Growth V.I. Fund (Class I)

American Funds IS® U.S. Government Securities Fund® (Class 1)¹

American Funds IS® The Bond Fund of America® (Class 1)¹

Vanguard VIF International Portfolio²

Vanguard VIF Diversified Value Portfolio²

Vanguard VIF Total International Stock Market Index Portfolio²

Vanguard VIF Mid-Cap Index Portfolio²

Vanguard VIF Equity Index Portfolio²

MFS® Total Return Bond Series (Initial Class)

Fidelity® VIP Investment Grade Bond Portfolio (Initial Class)

MFS® New Discovery Series (Initial Class)

ClearBridge Variable Dividend Strategy Portfolio (Class I)

MFS® Utilities Series (Initial Class)

Vanguard VIF Real Estate Index Portfolio²

Vanguard VIF Total Bond Market Index Portfolio²

Vanguard VIF Equity Income Portfolio²

Vanguard VIF High Yield Bond Portfolio²

Vanguard VIF Short-Term Investment Grade Portfolio²

PSF Natural Resources Portfolio (Class I)

Vanguard VIF Total Stock Market Index Portfolio²

Vanguard VIF Balanced Portfolio²

Vanguard VIF Growth Portfolio²

Dimensional VA International Value Portfolio (formerly DFA VA International Value Portfolio)

Fidelity® VIP Floating Rate High Income Portfolio (Initial Class)

American Funds IS® Washington Mutual Investors Fund (Class 1)¹

American Funds IS® Growth Fund (Class 1)¹

American Funds IS® Growth-Income Fund (Class 1)¹

Fidelity® VIP Technology Portfolio (Initial Class)

MFS® Value Series (Service Class)

PSF PGIM Government Money Market Portfolio (Class III)

MFS® Value Series (Initial Class)

American Funds IS® Ultra-Short Bond Fund (Class 1)¹

BlackRock Advantage Large Cap Core V.I. Fund (Class I)

BlackRock Basic Value V.I. Fund (Class I)

Dimensional VA International Small Portfolio (formerly DFA VA International Small Portfolio)

Dimensional VA U.S. Large Value Portfolio (formerly DFA VA U.S. Large Value Portfolio)

A113

Note 1:    General (continued)

Fidelity® VIP Strategic Income Portfolio (Initial Class)***

ClearBridge Variable Appreciation Portfolio (Class I)***

MFS® Technology Portfolio (Initial Class)

BlackRock Equity Dividend V.I. Fund (Class I)

Fidelity® VIP Financials Portfolio (Initial Class)

Fidelity® VIP Health Care Portfolio (Initial Class)

AST Bond Portfolio 2034

Fidelity® VIP Contrafund℠ Portfolio (Initial Class)

Fidelity® VIP Growth Opportunities Portfolio (Initial Class)

Fidelity® VIP Growth Portfolio (Initial Class)

Fidelity® VIP High Income Portfolio (Initial Class)

ClearBridge Variable Mid Cap Portfolio (Class I)

Vanguard VIF Capital Growth Portfolio²

AST Bond Portfolio 2035***

American Funds IS® Asset Allocation Fund (Class 1)**¹

AST Bond Portfolio 2033**

BlackRock Capital Appreciation V.I. Fund (Class I)**

BlackRock Global Allocation V.I. Fund (Class I)**

PSF PGIM 50/50 Balanced Portfolio (Class I)**

Dimensional VA Global Bond Portfolio (formerly DFA VA Global Bond Portfolio)**

Dimensional VA Global Moderate Allocation Portfolio (formerly VA Global Moderate Allocation Portfolio)**

Dimensional VA Short-Term Fixed Portfolio (formerly DFA VA Short-Term Fixed Portfolio)**

Fidelity® VIP Balanced Portfolio (Initial Class)**

Fidelity® VIP Consumer Discretionary Portfolio (Initial Class)**

Fidelity® VIP Disciplined Small Cap Portfolio (Initial Class)**

Fidelity® VIP Industrials Portfolio (Initial Class)**

Fidelity® VIP Utilities Portfolio (Initial Class)**

PSF PGIM Flexible Managed Portfolio (Class I)**

PSF PGIM Government Income Portfolio (Class I)**

ClearBridge Variable Growth Portfolio (Class I) (formerly ClearBridge Variable Aggressive Growth Portfolio (Class I))**

Franklin Multi-Asset Variable Conservative Growth Fund (Class I)**

Franklin Multi-Asset Variable Growth Fund (Class I)**

Franklin Multi-Asset Variable Moderate Growth Fund (Class I)**

Western Asset Variable Global High Yield Bond Portfolio (Class I)**

MFS® Investors Trust Series (Initial Class)**

MFS® Total Return Series (Initial Class)**

MFS® Massachusetts Investors Growth Stock Portfolio (Initial Class)**

Vanguard VIF Global Bond Index Portfolio**²

Vanguard VIF Conservative Allocation Portfolio**²

Vanguard VIF Moderate Allocation Portfolio**²

Allspring VT Small Cap Growth Fund (Class 1)**

ClearBridge Variable Large Cap Growth Portfolio (Class I)**

¹	IS - Insurance Series
²	VIF - Variable Insurance Funds

A114

Note 1:    General (continued)

*	Subaccount merged during the period ended December 31, 2024.
**	Subaccount was available for investment but had no assets as of December 31, 2024, and had no activity during 2024.
***	Subaccount was available for investment but had no assets as of December 31, 2024.
****	Subaccount liquidated during the period ended December 31, 2024

The following table sets forth the dates at which mergers took place in the Account. The transfers from the removed subaccounts to the surviving subaccounts for the period ended December 31, 2024 are reflected in the Statements of Changes in Net Assets as net transfers between subaccounts and purchases and sales in Note 5.

Merger Date	Removed Portfolio	Surviving Portfolio
December 6, 2024	AST T. Rowe Price Asset Allocation Portfolio	AST Balanced Asset Allocation Portfolio
December 13, 2024	AST Mid-Cap Growth Portfolio	AST Large-Cap Growth Portfolio
December 13, 2024	AST Mid-Cap Value Portfolio	AST Large-Cap Value Portfolio
December 13, 2024	AST Small-Cap Value Portfolio	AST Small-Cap Equity Portfolio

New sales ofcertain products which investin the Account have been discontinued. However, premium payments made by contract ownerswill continue to be received by the Account, subject to the rules of theproductsand any optional benefits, if elected.

The Portfolios are open-end management investment companies, and each portfolio of The Prudential Series Fund and the Advanced Series Trust is managed by affiliates of Prudential. Each subaccount of the Account indirectly bears exposure to risks which may be interrelated and include, but are not limited to, the market, credit and liquidity risks of the portfolio in which it invests. These financial statements should be read in conjunction with the financial statements and footnotes of the Portfolios. Additional information on these Portfolios is available upon request to the appropriate companies.

The Account is an independent accounting entity established by the resolution of the insurance company’s board of directors or trustees to engage in a single line of business for the insurance company’s variable contracts. The Account is comprised of multiple subaccounts to invest in its specific corresponding Portfolio. Each subaccount of the Account constitutes a single reportable segment because its separate financial information is available, regularly evaluated and used by the chief operating decision maker (“CODM”) to measure the segment’s performance, and also to assess the allocation of resources across the segments. The accounting policies of the segments is the same as those described in Note 2: Significant Accounting Policies.

The Account’s CODM is a group of executives that include the chief financial officer, the life company investment committee and the business leaders associated with each Account. Overall business decisions for the Account are made by this group of executives, including the investment strategy, capital allocation and expense structure of each subaccount, in accordance with the contract and applicable regulations. The measure of segment profit or loss is reported on the Statements of Operations as “Net Increase (Decrease) in Net Assets Resulting from Operations” and the measure of segment assets is reported as “Net Assets” on the Statements of Net Assets. Due to the nature of the business, the segment’s significant expenses are charges for mortality and expense risk, charges for administration and/or reimbursement for excess expenses which are reported separately on the Statements of Operations and/or Statements of Changes in Net Assets.

Note 2:    Significant Accounting Policies

The Account is an investment company and, accordingly, follows the investment company accounting and reporting guidance of the Financial Accounting Standards Board Accounting Standards Codification Topic 946, Financial Services-Investment Companies, which is part of the generally accepted accounting principles in the United States of America (“GAAP”). The preparation of the financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amounts and disclosures at the date of the financial statements and the reported amounts of increases and decreases in net assets resulting from operations during the reporting period.

A115

Note 2:    Significant Accounting Policies (continued)

Actual results could differ from those estimates. The most significant estimates relate to the valuation of investments in the Portfolios. Subsequent events have been evaluated through the date these financial statements were issued, and no adjustment or disclosure is required in the financial statements.

Investments - The investments in shares of the Portfolios are stated at the reported net asset value per share of the respective Portfolios, which is based on the fair value of the underlying securities in the respective Portfolios. All changes in fair value are recorded as net change in unrealized appreciation (depreciation) on investments in the Statements of Operations of the applicable subaccounts.

Security Transactions - Purchase and sale transactions are recorded as of the trade date of the security being purchased or sold. Realized gains and losses on security transactions are determined based upon the average cost method.

Dividend Income and Distributions Received - Dividend and capital gain distributions received are reinvested in additional shares of the Portfolios and are recorded on the ex-distribution date.

Effective for the annual reporting period ended December 31, 2024, the Account adopted FASB Accounting Standards Update 2023-07 Segment Reporting (Topic 280): Improvements to Reportable Segment Disclosures. The adoption of the ASU impacted only the financial statement disclosures and did not affect the Account’s financial position or its results of operations.

Note 3:    Fair Value Measurements

Fair value represents the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. The authoritative fair value guidance establishes a framework for measuring fair value that includes a hierarchy used to classify the inputs used in measuring fair value. The level in the fair value hierarchy within which the fair value measurement falls is determined based on the lowest level input that is significant to the fair value measurement. The levels of the fair value hierarchy are as follows:

Level 1 - Fair value is based on unadjusted quoted prices in active markets for identical assets or liabilities that the Account can access.

Level 2 - Fair value is based on significant inputs, other than Level 1 inputs, that are observable for the investment, either directly or indirectly, for substantially the full term of the investment through corroboration with observable market data. Level 2 inputs include the reported net asset value per share of the underlying portfolio, quoted market prices in active markets for similar investments, quoted market prices in markets that are not active for identical or similar investments, and other market observable inputs.

Level 3 - Fair value is based on at least one significant unobservable input for the investment, which may require significant judgment or estimation in determining the fair value.

As of December 31, 2024, management determined that the fair value inputs for all of the Account’s investments, which consist solely of investments in open-end mutual funds registered with the SEC, were considered Level 2.

Note 4:    Taxes

Pruco Life of New Jersey is taxed as a “life insurance company” as defined by the Internal Revenue Code. The results of operations of the Account form a part of Prudential Financial’s consolidated federal tax return. No federal, state or local income taxes are payable by the Account. As such, no provision for tax liability has been recorded in these financial statements. Prudential management will review periodically the status of the policy in the event of changes in the tax law.

A116

Note 5:    Purchases and Sales of Investments

The aggregate costs of purchases and proceeds from sales, excluding distributions received and reinvested, of investments in the Portfolios for the period ended December 31,2024 were as follows:

	Purchases		Sales
PSF PGIM Government Money Market Portfolio (Class I)	$	1,022,110	$	1,295,329
PSF PGIM Total Return Bond Portfolio (Class I)	832,966		1,469,291
PSF PGIM Jennison Blend Portfolio (Class I)	193,208		3,680,259
PSF PGIM Jennison Value Portfolio (Class I)	340,295		2,840,963
PSF PGIM High Yield Bond Portfolio (Class I)	529,816		2,110,694
PSF Stock Index Portfolio (Class I)	1,359,023		7,979,183
PSF Global Portfolio (Class I)	42,710		625,040
PSF PGIM Jennison Growth Portfolio (Class I)	75,946		3,728,868
PSF Small-Cap Stock Index Portfolio (Class I)	365,053		2,398,703
T. Rowe Price International Stock Portfolio	19,446		227,683
T. Rowe Price Equity Income Portfolio (Equity Income Portfolio Class)	5,154		848,077
Invesco V.I. Core Equity Fund (Series I)	8,474		839,921
Janus Henderson VIT Research Portfolio (Institutional Shares)	27,317		1,062,602
Janus Henderson VIT Overseas Portfolio (Institutional Shares)	107,325		553,009
MFS® Research Series (Initial Class)	10,181		137,849
MFS® Growth Series (Initial Class)	38,749		1,028,871
LVIP American Century Value Fund (Standard Class II)	10,462		444,242
Franklin Small-Mid Cap Growth VIP Fund (Class 2)	33,603		397,929
Davis Equity Portfolio	502		230,674
AB VPS Large Cap Growth Portfolio (Class B)	34,053		99,310
Janus Henderson VIT Research Portfolio (Service Shares)	19,592		122,741
PSF Mid-Cap Growth Portfolio (Class I)	77,219		1,212,773
AST Cohen & Steers Realty Portfolio	3,697,797		8,468,578
AST J.P. Morgan Conservative Multi-Asset Portfolio	34,370,527		79,540,595
AST High Yield Portfolio	2,025,339		5,008,565
AST Small-Cap Value Portfolio	4,158,983		45,457,559
AST Mid-Cap Growth Portfolio	4,512,084		62,922,383
AST Large-Cap Value Portfolio	41,263,525		24,715,421
AST Mid-Cap Value Portfolio	3,646,059		42,846,296
AST T. Rowe Price Natural Resources Portfolio	4,132,783		6,003,506
AST T. Rowe Price Asset Allocation Portfolio	27,503,652		1,362,820,958
AST MFS Global Equity Portfolio	2,093,197		5,333,458
AST Capital Growth Asset Allocation Portfolio	45,146,057		136,495,818
AST Academic Strategies Asset Allocation Portfolio	19,030,027		40,056,582
AST Balanced Asset Allocation Portfolio	1,213,329,997		174,602,344
AST Preservation Asset Allocation Portfolio	38,177,433		72,382,631
AST Prudential Growth Allocation Portfolio	74,586,910		198,312,649
AST Advanced Strategies Portfolio	12,580,233		84,470,711
AST Large-Cap Growth Portfolio	63,407,292		53,987,153
AST Government Money Market Portfolio	51,044,612		63,856,705
AST Small-Cap Equity Portfolio	42,722,025		12,813,985
AST International Equity Portfolio	5,507,328		10,798,707
AST Investment Grade Bond Portfolio	439,241,876		632,380,345
AST Core Fixed Income Portfolio	34,224,645		50,779,895
AST Emerging Markets Equity Portfolio	4,258,432		5,454,182
AST J.P. Morgan Moderate Multi-Asset Portfolio	9,485,548		31,834,651

A117

Note 5:    Purchases and Sales of Investments (continued)

	Purchases		Sales
ProFund VP Consumer Discretionary	$	41,422	$	112,184
ProFund VP Consumer Staples	31,246		32,578
ProFund VP Financials	22,656		75,487
ProFund VP Health Care	56,261		40,724
ProFund VP Industrials	39,583		75,194
ProFund VP Mid-Cap Growth	30,056		44,307
ProFund VP Mid-Cap Value	20,721		56,711
ProFund VP Real Estate	24,442		39,143
ProFund VP Small-Cap Growth	10,064		19,376
ProFund VP Small-Cap Value	21,101		57,245
ProFund VP Communication Services	2,101		11,335
ProFund VP Utilities	41,693		65,313
ProFund VP Large-Cap Growth	29,706		239,259
ProFund VP Large-Cap Value	39,624		41,515
Allspring VT International Equity Fund (Class 1)	—		14,717
Allspring VT Discovery All Cap Growth Fund (Class 1)	—		146,035
AST Quantitative Modeling Portfolio	3,819,455		14,491,123
Allspring VT Opportunity Fund (Class 1)	—		24,974
AST Bond Portfolio 2023	—		—
AST Bond Portfolio 2024	481,390		6,753,470
AST ClearBridge Dividend Growth Portfolio	3,805,576		5,293,088
AST Multi-Sector Fixed Income Portfolio	6,604,620		203,311,413
AST Large-Cap Core Portfolio	6,029,470		7,856,809
AST Bond Portfolio 2025	4,878,711		2,174,423
AST J.P. Morgan Aggressive Multi-Asset Portfolio	64,003,396		73,568,343
AST Bond Portfolio 2026	221,050		209,633
AST Global Bond Portfolio	3,463,125		4,819,011
BlackRock Global Allocation V.I. Fund (Class III)	876,735		1,376,140
AST Bond Portfolio 2027	67,897		336,656
NVIT Emerging Markets Fund (Class D)	26,157		46,772
AST Bond Portfolio 2028	407		314,469
AST Bond Portfolio 2029	—		4,767
AST Bond Portfolio 2030	134,030		444,740
AST Bond Portfolio 2031	1,177,114		2,571,572
MFS® International Growth Portfolio (Service Class)	406,083		199,403
MFS® Massachusetts Investors Growth Stock Portfolio (Service Class)	302,613		164,264
MFS® Technology Portfolio (Service Class)	947,558		1,281,735
MFS® Mid Cap Growth Series (Service Class)	250,459		245,232
MFS® New Discovery Series (Service Class)	23,052		55,637
MFS® Research Series (Service Class)	48,467		11,952
MFS® Total Return Bond Series (Service Class)	815,492		828,912
MFS® Total Return Series (Service Class)	641,291		320,532
MFS® Utilities Series (Service Class)	424,223		576,386
American Funds IS® Asset Allocation Fund (Class 4)	545,950		402,022
American Funds IS® Washington Mutual Investors Fund (Class 4)	262,901		129,943
American Funds IS® The Bond Fund of America® (Class 4)	896,724		464,059
American Funds IS® Capital World Growth and Income Fund® (Class 4)	152,782		190,875
American Funds IS® Global Small Capitalization Fund (Class 4)	17,921		64,718

A118

Note 5:    Purchases and Sales of Investments (continued)

	Purchases		Sales
American Funds IS® Growth Fund (Class 4)	$	1,052,382	$	1,324,672
American Funds IS® Growth-Income Fund (Class 4)	519,842		292,037
American Funds IS® International Fund (Class 4)	25,142		59,543
American Funds IS® New World Fund® (Class 4)	111,399		95,186
BlackRock Advantage Large Cap Core V.I. Fund (Class III)	470,836		253,196
BlackRock Advantage Large Cap Value V.I. Fund (Class III)	286,994		144,804
BlackRock Capital Appreciation V.I. Fund (Class III)	257,425		431,697
BlackRock Equity Dividend V.I. Fund (Class III)	265,361		419,333
BlackRock Large Cap Focus Growth V.I. Fund (Class III)	657,083		486,271
Fidelity® VIP Balanced Portfolio (Service Class 2)	2,380,545		852,296
Fidelity® VIP Contrafund℠ Portfolio (Service Class 2)	737,863		1,336,970
Fidelity® VIP Growth Opportunities Portfolio (Service Class 2)	607,682		670,825
Fidelity® VIP Health Care Portfolio (Service Class 2)	582,182		584,366
BlackRock Basic Value V.I. Fund (Class III)	269,935		125,099
AST Bond Portfolio 2032	249,800		1,584,372
PSF Global Portfolio (Class III)	62,139		8,917
PSF Mid-Cap Growth Portfolio (Class III)	156,629		11,131
PSF Natural Resources Portfolio (Class III)	237,010		971,213
PSF PGIM 50/50 Balanced Portfolio (Class III)	885,391		145,819
PSF PGIM Flexible Managed Portfolio (Class III)	420,000		6,185,798
PSF PGIM Government Income Portfolio (Class III)	273,126		137,635
PSF PGIM High Yield Bond Portfolio (Class III)	672,131		637,027
PSF PGIM Jennison Blend Portfolio (Class III)	160,565		53,734
PSF PGIM Jennison Growth Portfolio (Class III)	867,958		1,120,057
PSF PGIM Jennison Value Portfolio (Class III)	201,278		195,285
PSF PGIM Total Return Bond Portfolio (Class III)	1,325,218		1,077,904
PSF Small-Cap Stock Index Portfolio (Class III)	660,422		269,236
PSF Stock Index Portfolio (Class III)	1,420,842		1,989,723
MFS® Investors Trust Series (Service Class)	128,331		49,302
MFS® International Intrinsic Value Portfolio (Initial Class)	51,076		18,319
MFS® Mid Cap Growth Series (Initial Class)	3,203		962
Western Asset Core Plus VIT Portfolio (Class I)	—		1,068
ClearBridge Variable Small Cap Growth Portfolio (Class I)	34,165		2,388
Fidelity® VIP International Capital Appreciation Portfolio (Initial Class)	3,622		1,953
Fidelity® VIP Mid Cap Portfolio (Initial Class)	13,931		8,929
Fidelity® VIP Emerging Markets Portfolio (Initial Class)	60,014		50,802
Dimensional VA U.S. Targeted Value Portfolio	27,667		3,373
BlackRock Large Cap Focus Growth V.I. Fund (Class I)	—		34,889
American Funds IS® U.S. Government Securities Fund® (Class 1)	45,146		60,648
American Funds IS® The Bond Fund of America® (Class 1)	83,967		74,859
Vanguard VIF International Portfolio	114,007		87,116
Vanguard VIF Diversified Value Portfolio	136,244		75,392
Vanguard VIF Total International Stock Market Index Portfolio	165,865		8,151
Vanguard VIF Mid-Cap Index Portfolio	—		5,789
Vanguard VIF Equity Index Portfolio	—		40
MFS® Total Return Bond Series (Initial Class)	19,856		685
Fidelity® VIP Investment Grade Bond Portfolio (Initial Class)	32,866		9,493
MFS® New Discovery Series (Initial Class)	18,814		7,015

A119

Note 5:    Purchases and Sales of Investments (continued)

	Purchases		Sales
ClearBridge Variable Dividend Strategy Portfolio (Class I)	$	17	$	7,461
MFS® Utilities Series (Initial Class)	22,985		17,221
Vanguard VIF Real Estate Index Portfolio	2,585		1,761
Vanguard VIF Total Bond Market Index Portfolio	—		257
Vanguard VIF Equity Income Portfolio	17,515		2,418
Vanguard VIF High Yield Bond Portfolio	41,950		933
Vanguard VIF Short-Term Investment Grade Portfolio	54,389		10,004
PSF Natural Resources Portfolio (Class I)	29,045		47,761
Vanguard VIF Total Stock Market Index Portfolio	—		1,001
Vanguard VIF Balanced Portfolio	—		43
Vanguard VIF Growth Portfolio	33,144		5,754
Dimensional VA International Value Portfolio	99,793		44,305
Fidelity® VIP Floating Rate High Income Portfolio (Initial Class)	57,934		8,915
American Funds IS® Washington Mutual Investors Fund (Class 1)	3,485		43,649
American Funds IS® Growth Fund (Class 1)	50,220		52,489
American Funds IS® Growth-Income Fund (Class 1)	63,893		4,046
Fidelity® VIP Technology Portfolio (Initial Class)	7,144		553
MFS® Value Series (Service Class)	541,998		113,609
PSF PGIM Government Money Market Portfolio (Class III)	43,757,603		36,930,754
MFS® Value Series (Initial Class)	310		786
American Funds IS® Ultra-Short Bond Fund (Class 1)	74,650		10,426
BlackRock Advantage Large Cap Core V.I. Fund (Class I)	107,092		7,332
BlackRock Basic Value V.I. Fund (Class I)	116,054		12,960
Dimensional VA International Small Portfolio	9,288		5,307
Dimensional VA U.S. Large Value Portfolio	—		575
Fidelity® VIP Strategic Income Portfolio (Initial Class)	—		68,705
ClearBridge Variable Appreciation Portfolio (Class I)	—		46,346
MFS® Technology Portfolio (Initial Class)	20,574		27,148
BlackRock Equity Dividend V.I. Fund (Class I)	3,365		7,885
Fidelity® VIP Financials Portfolio (Initial Class)	2,736		7,630
Fidelity® VIP Health Care Portfolio (Initial Class)	19,629		445
AST Bond Portfolio 2034	709,633		408,941
Fidelity® VIP Contrafund℠ Portfolio (Initial Class)	151,764		17,375
Fidelity® VIP Growth Opportunities Portfolio (Initial Class)	3,169		38
Fidelity® VIP Growth Portfolio (Initial Class)	231,975		4,589
Fidelity® VIP High Income Portfolio (Initial Class)	103,213		2,169
ClearBridge Variable Mid Cap Portfolio (Class I)	37,447		2,330
Vanguard VIF Capital Growth Portfolio	71,934		624
AST Bond Portfolio 2035	10,798		10,450

Note 6:    Related Party Transactions

The Account has extensive transactions and relationships with Prudential and other affiliates. Due to these relationships, it is possible that the terms of these transactions are not the same as those that would result from transactions among wholly unrelated parties. Prudential Financial and its affiliates perform various services on behalf of the portfolios of The Prudential Series Fund and the Advanced Series Trust in which the Account invests and may receive fees for the services performed. These services include, among other things, investment management, subadvisory, shareholder

A120

Note 6:    Related Party Transactions (continued)

communications, postage, transfer agency and various other record keeping, administrative and customer service functions.

The Prudential Series Fund has entered into a management agreement with PGIM Investments LLC ("PGIM Investments"), and the Advanced Series Trust has entered into a management agreement with PGIM Investments and AST Investment Services, Inc., both indirect, wholly-owned subsidiaries of Prudential Financial (together, the “Investment Managers”). Pursuant to these agreements, the Investment Managers have responsibility for all investment advisory services and supervise the subadvisers’ performance of such services with respect to each portfolio of The Prudential Series Fund and the Advanced Series Trust. The Investment Managers have entered into subadvisory agreements with several subadvisers, including PGIM, Inc., PGIM Limited, Jennison Associates LLC, and PGIM Quantitative Solutions LLC, each of which are indirect, wholly-owned subsidiaries of Prudential Financial.

The Prudential Series Fund has a distribution agreement with Prudential Investment Management Services LLC (“PIMS”), an indirect, wholly-owned subsidiary of Prudential Financial, which acts as the distributor of the Class I and Class II shares of the portfolios of The Prudential Series Fund. No distribution or service (12b-1) fees are paid to PIMS as distributor of the Class I shares of the portfolios of The Prudential Series Fund, which is the class of shares owned by the Account.

The Advanced Series Trust has a distribution agreement with Prudential Annuities Distributors, Inc. (“PAD”), an indirect, wholly-owned subsidiary of Prudential Financial, which acts as the distributor of the shares of each portfolio of the Advanced Series Trust. Distribution and service fees are paid to PAD by most portfolios of the Advanced Series Trust.

Prudential Mutual Fund Services LLC, an affiliate of the Investment Managers and an indirect, wholly-owned subsidiary of Prudential Financial, serves as the transfer agent of each portfolio of The Prudential Series Fund and the Advanced Series Trust.

Certain charges and fees of the portfolios of The Prudential Series Fund and the Advanced Series Trust may be waived and/or reimbursed by Prudential and its affiliates. Prudential and its affiliates reserve the right to discontinue these waivers/reimbursements at its discretion, subject to the contractual obligations of Prudential and its affiliates.

See The Prudential Series Fund and the Advanced Series Trust financial statements for further discussion of such expense and waiver/reimbursement arrangements. The subaccounts of the Account indirectly bear the expenses of the underlying portfolios of The Prudential Series Fund and the Advanced Series Trust in which it invests, including the related party expenses disclosed above.

Note 7:    Financial Highlights

Pruco Life of New Jersey sells a number of variable annuity products that are funded through the Account. These products have unique combinations of features and fees that are charged against the contract owner’s account balance. Differences in the fee structures result in a variety of unit values, expense ratios and total returns.

In the table below, the units outstanding, the ranges of lowest to highest unit values, the net assets, the investment income ratio, expense ratios, and total returns are presented for the products offered by Pruco Life of New Jersey and funded through the Account. Only product designs within each subaccount that had units outstanding during the respective periods were considered when determining the ranges. The summary may not reflect the minimum and maximum contract charges as contract owners may not have selected all available contract options offered by Pruco Life of New Jersey.

A121

Note 7:    Financial Highlights (continued)

	At the period ended								For the period ended
	Units Outstanding (000s)	Unit Value Lowest — Highest					Net Assets (000s)		Investment Income Ratio*	Expense Ratio** Lowest — Highest					Total Return*** Lowest — Highest
	PSF PGIM Government Money Market Portfolio (Class I)
December 31, 2024	3,256	$	0.95	to	$	11.03	$	4,082	4.90%	0.40	%	to	1.75	%	3.18	%	to	4.59	%
December 31, 2023	3,422	$	0.92	to	$	10.55	$	4,155	4.76%	0.40	%	to	1.75	%	3.08	%	to	4.46	%
December 31, 2022	3,688	$	0.89	to	$	10.10	$	4,331	1.31%	0.40	%	to	1.75	%	-0.33	%	to	0.98	%
December 31, 2021	5,032	$	0.89	to	$	9.67	$	5,656	0.04%	1.00	%	to	1.75	%	-1.62	%	to	-0.95	%
December 31, 2020	4,551	$	0.91	to	$	9.77	$	5,391	0.30%	1.00	%	to	1.75	%	-1.38	%	to	-0.70	%
	PSF PGIM Total Return Bond Portfolio (Class I)
December 31, 2024	2,428	$	2.41	to	$	9.62	$	7,160	0.00%	0.40	%	to	1.40	%	1.57	%	to	2.59	%
December 31, 2023	2,702	$	2.37	to	$	9.38	$	7,564	0.00%	0.40	%	to	1.40	%	5.79	%	to	6.84	%
December 31, 2022	3,122	$	2.24	to	$	8.75	$	8,122	0.00%	0.50	%	to	1.40	%	-15.99	%	to	-15.24	%
December 31, 2021	3,520	$	2.67	to	$	3.09	$	10,866	0.00%	1.35	%	to	1.40	%	-2.13	%	to	-2.08	%
December 31, 2020	3,863	$	2.72	to	$	3.16	$	12,186	0.00%	1.35	%	to	1.40	%	6.95	%	to	7.01	%
	PSF PGIM Jennison Blend Portfolio (Class I)
December 31, 2024	2,307	$	5.18	to	$	8.54	$	18,929	0.00%	1.35	%	to	1.80	%	24.07	%	to	24.63	%
December 31, 2023	2,734	$	4.18	to	$	6.86	$	17,995	0.00%	1.35	%	to	1.80	%	30.18	%	to	30.76	%
December 31, 2022	2,642	$	3.21	to	$	5.25	$	13,202	0.00%	1.35	%	to	1.80	%	-26.42	%	to	-26.09	%
December 31, 2021	2,882	$	4.34	to	$	7.10	$	19,500	0.00%	1.35	%	to	1.80	%	18.23	%	to	18.75	%
December 31, 2020	3,290	$	3.65	to	$	5.98	$	18,760	0.00%	1.35	%	to	1.80	%	26.72	%	to	27.28	%
	PSF PGIM Jennison Value Portfolio (Class I)
December 31, 2024	2,419	$	3.95	to	$	8.13	$	15,161	0.00%	1.35	%	to	1.80	%	18.82	%	to	19.35	%
December 31, 2023	2,824	$	3.32	to	$	6.82	$	14,759	0.00%	1.35	%	to	1.80	%	13.17	%	to	13.67	%
December 31, 2022	3,163	$	2.93	to	$	6.00	$	14,637	0.00%	1.35	%	to	1.80	%	-9.52	%	to	-9.12	%
December 31, 2021	3,657	$	3.24	to	$	6.61	$	18,510	0.00%	1.35	%	to	1.80	%	25.53	%	to	26.09	%
December 31, 2020	4,160	$	2.58	to	$	5.24	$	16,791	0.00%	1.35	%	to	1.80	%	1.75	%	to	2.20	%
	PSF PGIM High Yield Bond Portfolio (Class I)
December 31, 2024	1,112	$	3.34	to	$	22.24	$	6,498	0.00%	0.40	%	to	1.80	%	6.68	%	to	8.17	%
December 31, 2023	1,362	$	3.12	to	$	20.77	$	7,509	0.00%	0.40	%	to	1.80	%	9.85	%	to	11.38	%
December 31, 2022	1,544	$	2.83	to	$	18.83	$	7,668	0.00%	0.40	%	to	1.80	%	-12.81	%	to	-11.60	%
December 31, 2021	1,782	$	3.23	to	$	21.51	$	10,369	0.00%	0.40	%	to	1.80	%	6.02	%	to	7.50	%
December 31, 2020	1,983	$	3.03	to	$	20.21	$	10,712	0.00%	1.35	%	to	1.80	%	5.21	%	to	5.68	%
	PSF Stock Index Portfolio (Class I)
December 31, 2024	3,531	$	4.10	to	$	23.31	$	43,729	0.00%	0.35	%	to	1.90	%	22.27	%	to	24.21	%
December 31, 2023	4,080	$	3.34	to	$	18.80	$	40,878	0.00%	0.35	%	to	1.90	%	23.53	%	to	25.48	%
December 31, 2022	4,646	$	2.70	to	$	15.02	$	37,882	0.00%	0.35	%	to	1.95	%	-19.93	%	to	-18.62	%
December 31, 2021	5,180	$	3.35	to	$	18.49	$	51,905	0.00%	0.35	%	to	1.95	%	25.78	%	to	27.83	%
December 31, 2020	5,581	$	2.66	to	$	14.49	$	42,621	0.00%	0.35	%	to	1.95	%	15.78	%	to	17.66	%
	PSF Global Portfolio (Class I)
December 31, 2024	674	$	2.50	to	$	14.79	$	3,316	0.00%	0.40	%	to	1.75	%	13.16	%	to	14.69	%
December 31, 2023	782	$	2.20	to	$	4.86	$	3,403	0.00%	1.40	%	to	1.75	%	17.54	%	to	17.95	%
December 31, 2022	843	$	1.87	to	$	4.12	$	3,131	0.00%	1.40	%	to	1.75	%	-20.19	%	to	-19.91	%
December 31, 2021	935	$	2.34	to	$	5.14	$	4,338	0.00%	1.40	%	to	1.75	%	16.20	%	to	16.60	%
December 31, 2020	1,056	$	2.01	to	$	4.41	$	4,186	0.00%	1.40	%	to	1.75	%	13.84	%	to	14.24	%
	PSF PGIM Jennison Growth Portfolio (Class I)
December 31, 2024	2,101	$	4.72	to	$	20.16	$	25,499	0.00%	0.40	%	to	1.80	%	28.55	%	to	30.35	%
December 31, 2023	2,429	$	3.66	to	$	15.47	$	22,599	0.00%	0.40	%	to	1.80	%	50.80	%	to	52.89	%
December 31, 2022	2,721	$	2.42	to	$	7.12	$	16,740	0.00%	1.35	%	to	1.80	%	-38.70	%	to	-38.43	%
December 31, 2021	3,016	$	3.95	to	$	11.56	$	30,035	0.00%	1.35	%	to	1.80	%	13.96	%	to	14.46	%
December 31, 2020	3,508	$	3.46	to	$	10.11	$	30,868	0.00%	1.35	%	to	1.80	%	53.44	%	to	54.12	%
	PSF Small-Cap Stock Index Portfolio (Class I)
December 31, 2024	1,029	$	7.26	to	$	15.46	$	11,898	0.00%	0.35	%	to	1.90	%	6.29	%	to	7.97	%
December 31, 2023	1,198	$	6.79	to	$	14.34	$	12,925	0.00%	0.35	%	to	1.90	%	9.70	%	to	15.33	%
December 31, 2022	782	$	5.94	to	$	12.46	$	7,513	0.00%	0.35	%	to	1.90	%	-17.96	%	to	-16.67	%
December 31, 2021	879	$	7.20	to	$	14.98	$	10,220	0.00%	0.35	%	to	1.90	%	23.94	%	to	25.90	%
December 31, 2020	939	$	5.78	to	$	11.93	$	8,500	0.00%	0.35	%	to	1.90	%	8.88	%	to	10.60	%

A122

Note 7:    Financial Highlights (continued)

	At the period ended								For the period ended
	Units Outstanding (000s)	Unit Value Lowest — Highest					Net Assets (000s)		Investment Income Ratio*	Expense Ratio** Lowest — Highest					Total Return*** Lowest — Highest
	T. Rowe Price International Stock Portfolio
December 31, 2024	377	$	2.35	to	$	2.35	$	886	0.86%	1.40	%	to	1.40	%	1.82	%	to	1.82	%
December 31, 2023	458	$	2.31	to	$	2.31	$	1,057	0.98%	1.40	%	to	1.40	%	14.64	%	to	14.64	%
December 31, 2022	487	$	2.01	to	$	2.01	$	981	0.76%	1.40	%	to	1.40	%	-16.98	%	to	-16.98	%
December 31, 2021	554	$	2.42	to	$	2.42	$	1,343	0.57%	1.40	%	to	1.40	%	-0.08	%	to	-0.08	%
December 31, 2020	613	$	2.43	to	$	2.43	$	1,488	0.56%	1.40	%	to	1.40	%	12.87	%	to	12.87	%
	T. Rowe Price Equity Income Portfolio (Equity Income Portfolio Class)
December 31, 2024	752	$	6.29	to	$	6.29	$	4,728	1.81%	1.40	%	to	1.40	%	10.15	%	to	10.15	%
December 31, 2023	880	$	5.71	to	$	5.71	$	5,024	2.09%	1.40	%	to	1.40	%	8.03	%	to	8.03	%
December 31, 2022	954	$	5.28	to	$	5.28	$	5,039	1.85%	1.40	%	to	1.40	%	-4.67	%	to	-4.67	%
December 31, 2021	1,072	$	5.54	to	$	5.54	$	5,942	1.55%	1.40	%	to	1.40	%	23.81	%	to	23.81	%
December 31, 2020	1,252	$	3.01	to	$	4.48	$	5,604	2.32%	1.35	%	to	1.40	%	-0.22	%	to	-0.17	%
	Invesco V.I. Core Equity Fund (Series I)
December 31, 2024	1,108	$	2.97	to	$	5.84	$	6,444	0.69%	1.40	%	to	1.65	%	23.56	%	to	23.86	%
December 31, 2023	1,249	$	2.40	to	$	4.71	$	5,865	0.71%	1.40	%	to	1.65	%	21.37	%	to	21.66	%
December 31, 2022	1,404	$	1.98	to	$	3.87	$	5,422	0.90%	1.40	%	to	1.65	%	-21.83	%	to	-21.64	%
December 31, 2021	1,561	$	2.53	to	$	4.94	$	7,695	0.63%	1.40	%	to	1.65	%	25.67	%	to	25.97	%
December 31, 2020	1,821	$	2.02	to	$	3.92	$	7,129	1.32%	1.40	%	to	1.65	%	12.00	%	to	12.28	%
	Janus Henderson VIT Research Portfolio (Institutional Shares)
December 31, 2024	556	$	4.32	to	$	8.61	$	4,780	0.03%	1.35	%	to	1.40	%	33.43	%	to	33.50	%
December 31, 2023	684	$	3.23	to	$	6.45	$	4,405	0.15%	1.35	%	to	1.40	%	41.20	%	to	41.27	%
December 31, 2022	775	$	2.29	to	$	4.57	$	3,527	0.71%	1.35	%	to	1.40	%	-30.86	%	to	-30.82	%
December 31, 2021	853	$	3.31	to	$	6.61	$	5,623	0.10%	1.35	%	to	1.40	%	18.67	%	to	18.73	%
December 31, 2020	1,022	$	2.79	to	$	5.57	$	5,675	0.53%	1.35	%	to	1.40	%	31.12	%	to	31.18	%
	Janus Henderson VIT Overseas Portfolio (Institutional Shares)
December 31, 2024	674	$	2.68	to	$	4.99	$	3,339	1.34%	1.35	%	to	1.65	%	4.11	%	to	4.42	%
December 31, 2023	757	$	2.57	to	$	4.78	$	3,568	1.50%	1.35	%	to	1.65	%	9.08	%	to	9.40	%
December 31, 2022	845	$	2.36	to	$	4.37	$	3,650	1.73%	1.35	%	to	1.65	%	-10.09	%	to	-9.82	%
December 31, 2021	961	$	2.62	to	$	4.85	$	4,606	1.13%	1.35	%	to	1.65	%	11.74	%	to	12.07	%
December 31, 2020	1,075	$	2.35	to	$	4.33	$	4,608	1.34%	1.35	%	to	1.65	%	14.41	%	to	14.75	%
	MFS® Research Series (Initial Class)
December 31, 2024	195	$	6.99	to	$	6.99	$	1,366	0.61%	1.40	%	to	1.40	%	17.22	%	to	17.22	%
December 31, 2023	212	$	5.96	to	$	5.96	$	1,265	0.52%	1.40	%	to	1.40	%	20.73	%	to	20.73	%
December 31, 2022	229	$	4.94	to	$	4.94	$	1,131	0.49%	1.40	%	to	1.40	%	-18.35	%	to	-18.35	%
December 31, 2021	253	$	6.05	to	$	6.05	$	1,532	0.54%	1.40	%	to	1.40	%	23.08	%	to	23.08	%
December 31, 2020	315	$	4.91	to	$	4.91	$	1,548	0.72%	1.40	%	to	1.40	%	14.98	%	to	14.98	%
	MFS® Growth Series (Initial Class)
December 31, 2024	744	$	5.52	to	$	18.08	$	7,411	0.00%	0.40	%	to	1.40	%	29.64	%	to	30.94	%
December 31, 2023	839	$	4.26	to	$	13.81	$	6,457	0.00%	0.40	%	to	1.40	%	33.99	%	to	35.32	%
December 31, 2022	922	$	3.18	to	$	5.69	$	5,239	0.00%	1.35	%	to	1.40	%	-32.58	%	to	-32.54	%
December 31, 2021	992	$	4.71	to	$	8.43	$	8,360	0.00%	1.35	%	to	1.40	%	21.83	%	to	21.88	%
December 31, 2020	1,115	$	3.86	to	$	6.92	$	7,717	0.00%	1.35	%	to	1.40	%	30.03	%	to	30.10	%
	LVIP American Century Value Fund (Standard Class II)
December 31, 2024	220	$	5.33	to	$	6.19	$	1,362	2.77%	1.35	%	to	1.40	%	7.96	%	to	8.02	%
December 31, 2023	289	$	4.93	to	$	5.74	$	1,655	2.37%	1.35	%	to	1.40	%	7.59	%	to	7.65	%
December 31, 2022	307	$	4.58	to	$	5.33	$	1,634	2.05%	1.35	%	to	1.40	%	-0.85	%	to	-0.79	%
December 31, 2021	349	$	4.62	to	$	5.38	$	1,877	1.75%	1.35	%	to	1.40	%	22.79	%	to	22.85	%
December 31, 2020	368	$	3.76	to	$	4.38	$	1,611	2.30%	1.35	%	to	1.40	%	-0.42	%	to	-0.37	%
	Franklin Small-Mid Cap Growth VIP Fund (Class 2)
December 31, 2024	274	$	3.33	to	$	5.94	$	1,605	0.00%	1.35	%	to	1.65	%	9.22	%	to	9.55	%
December 31, 2023	333	$	3.04	to	$	5.43	$	1,788	0.00%	1.35	%	to	1.65	%	24.69	%	to	25.06	%
December 31, 2022	355	$	2.44	to	$	4.34	$	1,522	0.00%	1.35	%	to	1.65	%	-34.77	%	to	-34.57	%
December 31, 2021	371	$	3.74	to	$	6.64	$	2,434	0.00%	1.35	%	to	1.65	%	8.23	%	to	8.55	%
December 31, 2020	442	$	3.46	to	$	6.12	$	2,679	0.00%	1.35	%	to	1.65	%	52.58	%	to	53.03	%

A123

Note 7:    Financial Highlights (continued)

	At the period ended								For the period ended
	Units Outstanding (000s)	Unit Value Lowest — Highest					Net Assets (000s)		Investment Income Ratio*	Expense Ratio** Lowest — Highest					Total Return*** Lowest — Highest
	Davis Equity Portfolio
December 31, 2024	200	$	3.60	to	$	3.65	$	720	0.99%	1.35	%	to	1.40	%	16.42	%	to	16.47	%
December 31, 2023	263	$	3.09	to	$	3.13	$	815	1.32%	1.35	%	to	1.40	%	30.80	%	to	30.87	%
December 31, 2022	296	$	2.37	to	$	2.39	$	701	1.19%	1.35	%	to	1.40	%	-21.23	%	to	-21.19	%
December 31, 2021	350	$	3.00	to	$	3.04	$	1,052	0.53%	1.35	%	to	1.40	%	16.22	%	to	16.28	%
December 31, 2020	434	$	2.58	to	$	2.61	$	1,121	0.69%	1.35	%	to	1.40	%	10.18	%	to	10.23	%
	AB VPS Large Cap Growth Portfolio (Class B)
December 31, 2024	135	$	3.86	to	$	3.86	$	520	0.00%	1.40	%	to	1.40	%	23.22	%	to	23.22	%
December 31, 2023	151	$	3.13	to	$	3.13	$	473	0.00%	1.40	%	to	1.40	%	32.93	%	to	32.93	%
December 31, 2022	151	$	2.35	to	$	2.35	$	357	0.00%	1.40	%	to	1.40	%	-29.67	%	to	-29.67	%
December 31, 2021	202	$	3.35	to	$	3.35	$	677	0.00%	1.40	%	to	1.40	%	26.87	%	to	26.87	%
December 31, 2020	202	$	2.64	to	$	2.64	$	532	0.00%	1.40	%	to	1.40	%	33.28	%	to	33.28	%
	Janus Henderson VIT Research Portfolio (Service Shares)
December 31, 2024	122	$	3.29	to	$	7.46	$	662	0.00%	1.40	%	to	1.75	%	32.63	%	to	33.09	%
December 31, 2023	139	$	2.47	to	$	5.60	$	572	0.06%	1.40	%	to	1.75	%	40.36	%	to	40.85	%
December 31, 2022	149	$	1.76	to	$	3.98	$	433	0.57%	1.40	%	to	1.75	%	-31.27	%	to	-31.03	%
December 31, 2021	150	$	2.56	to	$	5.77	$	633	0.02%	1.40	%	to	1.75	%	17.98	%	to	18.39	%
December 31, 2020	157	$	2.16	to	$	4.87	$	557	0.34%	1.40	%	to	1.75	%	30.30	%	to	30.74	%
	PSF Mid-Cap Growth Portfolio (Class I)
December 31, 2024	713	$	4.04	to	$	9.11	$	5,082	0.00%	1.35	%	to	1.80	%	12.22	%	to	12.72	%
December 31, 2023	890	$	3.60	to	$	8.09	$	5,493	0.00%	1.35	%	to	1.80	%	21.37	%	to	21.91	%
December 31, 2022	985	$	2.96	to	$	6.64	$	4,996	0.00%	1.35	%	to	1.80	%	-28.25	%	to	-27.93	%
December 31, 2021	1,140	$	4.11	to	$	9.21	$	7,716	0.00%	1.35	%	to	1.80	%	8.73	%	to	9.22	%
December 31, 2020	1,305	$	3.77	to	$	8.44	$	8,185	0.00%	1.35	%	to	1.80	%	44.86	%	to	45.51	%
	AST Cohen & Steers Realty Portfolio
December 31, 2024	1,043	$	12.25	to	$	41.98	$	25,733	0.00%	0.35	%	to	2.30	%	4.20	%	to	6.29	%
December 31, 2023	1,198	$	11.56	to	$	40.13	$	28,587	0.00%	0.35	%	to	2.30	%	9.51	%	to	11.69	%
December 31, 2022	958	$	10.38	to	$	36.50	$	20,919	0.00%	0.35	%	to	2.30	%	-27.08	%	to	-25.62	%
December 31, 2021	1,151	$	14.00	to	$	49.85	$	35,680	0.00%	0.35	%	to	2.30	%	39.57	%	to	42.35	%
December 31, 2020	1,245	$	9.87	to	$	35.58	$	27,821	0.00%	0.35	%	to	2.45	%	-5.22	%	to	-3.18	%
	AST J.P. Morgan Conservative Multi-Asset Portfolio
December 31, 2024	19,045	$	11.06	to	$	19.47	$	302,777	0.00%	0.35	%	to	2.40	%	3.69	%	to	5.82	%
December 31, 2023	21,618	$	10.56	to	$	18.60	$	328,877	0.00%	0.35	%	to	2.40	%	5.27	%	to	9.97	%
December 31, 2022	15,270	$	12.74	to	$	17.09	$	214,523	0.00%	0.55	%	to	2.40	%	-17.70	%	to	-16.19	%
December 31, 2021	21,890	$	15.35	to	$	20.56	$	371,842	0.00%	0.55	%	to	2.40	%	5.42	%	to	7.35	%
December 31, 2020	10,391	$	14.42	to	$	19.31	$	168,536	0.00%	0.55	%	to	2.45	%	8.62	%	to	10.74	%
	AST High Yield Portfolio
December 31, 2024	1,320	$	11.38	to	$	21.34	$	21,892	0.00%	0.48	%	to	2.30	%	5.09	%	to	7.05	%
December 31, 2023	1,484	$	10.65	to	$	20.23	$	23,207	0.00%	0.48	%	to	2.30	%	8.02	%	to	10.03	%
December 31, 2022	1,728	$	9.70	to	$	18.65	$	24,966	0.00%	0.48	%	to	2.30	%	-13.55	%	to	-11.94	%
December 31, 2021	2,065	$	11.03	to	$	21.49	$	34,203	0.00%	0.35	%	to	2.30	%	3.89	%	to	5.96	%
December 31, 2020	2,106	$	10.44	to	$	20.60	$	33,441	0.00%	0.35	%	to	2.45	%	0.12	%	to	2.28	%
	AST Small-Cap Value Portfolio (merged December 13, 2024)
December 31, 2024	—	$	15.37	to	$	39.50	$	—	0.00%	0.48	%	to	2.30	%	11.97	%	to	13.96	%
December 31, 2023	1,467	$	13.51	to	$	35.15	$	36,399	0.00%	0.48	%	to	2.30	%	11.14	%	to	13.21	%
December 31, 2022	1,554	$	11.96	to	$	31.50	$	34,396	0.00%	0.48	%	to	2.30	%	-15.31	%	to	-13.74	%
December 31, 2021	567	$	13.88	to	$	37.05	$	15,089	0.00%	0.48	%	to	2.25	%	28.56	%	to	30.89	%
December 31, 2020	677	$	10.63	to	$	28.72	$	13,818	0.00%	0.48	%	to	2.45	%	-1.61	%	to	0.38	%
	AST Mid-Cap Growth Portfolio (merged December 13, 2024)
December 31, 2024	—	$	14.93	to	$	46.71	$	—	0.00%	0.35	%	to	2.30	%	15.78	%	to	17.98	%
December 31, 2023	1,808	$	12.69	to	$	40.19	$	49,855	0.00%	0.35	%	to	2.30	%	19.14	%	to	21.51	%
December 31, 2022	1,937	$	10.48	to	$	33.60	$	44,928	0.00%	0.35	%	to	2.30	%	-32.52	%	to	-31.17	%
December 31, 2021	2,108	$	15.27	to	$	49.60	$	73,745	0.00%	0.35	%	to	2.30	%	7.94	%	to	10.10	%
December 31, 2020	2,255	$	13.91	to	$	45.77	$	74,072	0.00%	0.35	%	to	2.45	%	31.54	%	to	34.37	%

A124

Note 7:    Financial Highlights (continued)

	At the period ended								For the period ended
	Units Outstanding (000s)	Unit Value Lowest — Highest					Net Assets (000s)		Investment Income Ratio*	Expense Ratio** Lowest — Highest					Total Return*** Lowest — Highest
	AST Large-Cap Value Portfolio
December 31, 2024	4,939	$	16.42	to	$	44.78	$	148,908	0.00%	0.35	%	to	2.30	%	7.39	%	to	9.54	%
December 31, 2023	4,436	$	15.03	to	$	41.54	$	121,606	0.00%	0.35	%	to	2.30	%	7.23	%	to	9.37	%
December 31, 2022	4,834	$	13.79	to	$	38.58	$	122,986	0.00%	0.35	%	to	2.30	%	-0.63	%	to	1.35	%
December 31, 2021	1,575	$	13.65	to	$	38.67	$	42,500	0.00%	0.35	%	to	2.30	%	26.24	%	to	28.76	%
December 31, 2020	1,783	$	10.63	to	$	30.51	$	38,727	0.00%	0.35	%	to	2.45	%	-2.19	%	to	-0.08	%
	AST Mid-Cap Value Portfolio (merged December 13, 2024)
December 31, 2024	—	$	15.91	to	$	47.59	$	—	0.00%	0.35	%	to	2.30	%	13.58	%	to	15.75	%
December 31, 2023	1,293	$	13.75	to	$	41.74	$	33,998	0.00%	0.35	%	to	2.30	%	9.51	%	to	11.68	%
December 31, 2022	1,394	$	12.31	to	$	37.97	$	33,445	0.00%	0.35	%	to	2.30	%	-9.89	%	to	-8.09	%
December 31, 2021	1,735	$	13.39	to	$	41.97	$	47,681	0.00%	0.35	%	to	2.30	%	30.56	%	to	33.16	%
December 31, 2020	1,604	$	10.19	to	$	32.02	$	33,858	0.00%	0.48	%	to	2.85	%	-4.58	%	to	-2.26	%
	AST T. Rowe Price Natural Resources Portfolio
December 31, 2024	1,013	$	11.00	to	$	18.02	$	13,249	0.00%	0.85	%	to	2.55	%	1.26	%	to	2.97	%
December 31, 2023	1,128	$	10.68	to	$	17.59	$	14,424	0.00%	0.48	%	to	2.55	%	-3.38	%	to	0.79	%
December 31, 2022	1,413	$	10.63	to	$	17.60	$	18,440	0.00%	0.48	%	to	2.55	%	3.46	%	to	5.58	%
December 31, 2021	2,270	$	10.11	to	$	16.82	$	28,074	0.00%	0.48	%	to	2.55	%	20.72	%	to	23.20	%
December 31, 2020	2,756	$	8.23	to	$	13.78	$	27,662	0.00%	0.48	%	to	2.55	%	-4.65	%	to	-2.69	%
	AST T. Rowe Price Asset Allocation Portfolio (merged December 6, 2024)
December 31, 2024	—	$	15.60	to	$	29.39	$	—	0.00%	0.35	%	to	2.55	%	12.29	%	to	14.59	%
December 31, 2023	56,019	$	13.61	to	$	26.03	$	1,172,084	0.00%	0.35	%	to	2.55	%	13.97	%	to	16.46	%
December 31, 2022	59,956	$	11.69	to	$	22.71	$	1,093,319	0.00%	0.35	%	to	2.55	%	-18.43	%	to	-16.64	%
December 31, 2021	72,394	$	14.02	to	$	27.68	$	1,598,956	0.00%	0.35	%	to	2.55	%	9.62	%	to	12.02	%
December 31, 2020	60,620	$	12.52	to	$	25.10	$	1,205,421	0.00%	0.35	%	to	2.85	%	9.33	%	to	12.14	%
	AST MFS Global Equity Portfolio
December 31, 2024	928	$	13.42	to	$	35.79	$	24,499	0.00%	0.35	%	to	2.55	%	2.88	%	to	5.14	%
December 31, 2023	1,033	$	12.80	to	$	34.59	$	26,336	0.00%	0.35	%	to	2.55	%	11.19	%	to	13.62	%
December 31, 2022	1,149	$	11.30	to	$	30.93	$	26,188	0.00%	0.35	%	to	2.55	%	-20.00	%	to	-18.25	%
December 31, 2021	1,380	$	13.87	to	$	38.43	$	39,405	0.00%	0.35	%	to	2.55	%	13.94	%	to	16.44	%
December 31, 2020	1,528	$	11.95	to	$	33.53	$	38,256	0.00%	0.35	%	to	2.55	%	11.34	%	to	13.78	%
	AST Capital Growth Asset Allocation Portfolio
December 31, 2024	29,578	$	22.89	to	$	32.93	$	753,206	0.00%	0.55	%	to	2.55	%	11.54	%	to	13.77	%
December 31, 2023	32,733	$	20.30	to	$	29.35	$	742,209	0.00%	0.55	%	to	2.55	%	15.16	%	to	17.44	%
December 31, 2022	29,501	$	17.44	to	$	25.34	$	581,842	0.00%	0.55	%	to	2.55	%	-18.97	%	to	-17.36	%
December 31, 2021	35,165	$	21.30	to	$	31.09	$	843,786	0.00%	0.55	%	to	2.55	%	14.07	%	to	16.33	%
December 31, 2020	38,270	$	18.48	to	$	27.09	$	795,759	0.00%	0.55	%	to	2.70	%	10.36	%	to	12.80	%
	AST Academic Strategies Asset Allocation Portfolio
December 31, 2024	9,425	$	13.75	to	$	19.07	$	146,495	0.00%	0.55	%	to	2.40	%	5.17	%	to	7.12	%
December 31, 2023	10,655	$	13.07	to	$	18.05	$	156,175	0.00%	0.55	%	to	2.40	%	7.64	%	to	9.61	%
December 31, 2022	11,135	$	12.10	to	$	16.70	$	150,353	0.00%	0.55	%	to	2.40	%	-15.47	%	to	-13.92	%
December 31, 2021	16,045	$	14.19	to	$	19.67	$	256,022	0.00%	0.55	%	to	2.40	%	9.80	%	to	11.82	%
December 31, 2020	17,949	$	12.80	to	$	17.83	$	257,724	0.00%	0.55	%	to	2.50	%	1.67	%	to	3.65	%
	AST Balanced Asset Allocation Portfolio
December 31, 2024	89,337	$	14.83	to	$	26.90	$	1,967,541	0.00%	0.35	%	to	2.55	%	9.10	%	to	11.51	%
December 31, 2023	43,543	$	13.30	to	$	24.51	$	868,054	0.00%	0.35	%	to	2.55	%	12.90	%	to	15.36	%
December 31, 2022	45,250	$	11.53	to	$	21.58	$	794,827	0.00%	0.35	%	to	2.55	%	-18.34	%	to	-16.55	%
December 31, 2021	36,045	$	13.82	to	$	26.27	$	769,774	0.00%	0.35	%	to	2.55	%	10.04	%	to	12.45	%
December 31, 2020	40,432	$	12.29	to	$	23.74	$	774,354	0.00%	0.35	%	to	2.70	%	8.75	%	to	11.38	%
	AST Preservation Asset Allocation Portfolio
December 31, 2024	16,279	$	12.58	to	$	19.54	$	269,449	0.00%	0.35	%	to	2.55	%	5.11	%	to	7.42	%
December 31, 2023	18,154	$	11.71	to	$	18.26	$	282,857	0.00%	0.35	%	to	2.55	%	9.01	%	to	11.39	%
December 31, 2022	19,280	$	10.51	to	$	16.52	$	273,556	0.00%	0.35	%	to	2.55	%	-17.72	%	to	-15.92	%
December 31, 2021	27,147	$	12.51	to	$	19.81	$	462,363	0.00%	0.35	%	to	2.55	%	3.60	%	to	5.87	%
December 31, 2020	29,998	$	11.81	to	$	18.93	$	485,013	0.00%	0.35	%	to	2.85	%	5.97	%	to	8.70	%

A125

Note 7:    Financial Highlights (continued)

	At the period ended								For the period ended
	Units Outstanding (000s)	Unit Value Lowest — Highest					Net Assets (000s)		Investment Income Ratio*		Expense Ratio** Lowest — Highest					Total Return*** Lowest — Highest
	AST Prudential Growth Allocation Portfolio
December 31, 2024	43,872	$	12.57	to	$	27.80	$	976,700	0.00%		0.35	%	to	2.55	%	10.85	%	to	13.29	%
December 31, 2023	48,869	$	11.21	to	$	24.94	$	973,871	0.00%		0.35	%	to	2.55	%	13.24	%	to	17.65	%
December 31, 2022	40,681	$	10.87	to	$	21.53	$	708,500	0.00%		0.35	%	to	2.55	%	-20.33	%	to	-18.58	%
December 31, 2021	53,041	$	13.35	to	$	26.87	$	1,145,059	0.00%		0.35	%	to	2.55	%	13.80	%	to	16.29	%
December 31, 2020	59,219	$	11.48	to	$	23.47	$	1,106,366	0.00%		0.35	%	to	2.85	%	2.84	%	to	5.49	%
	AST Advanced Strategies Portfolio
December 31, 2024	19,839	$	14.71	to	$	28.76	$	449,688	0.00%		0.35	%	to	2.40	%	8.38	%	to	10.61	%
December 31, 2023	22,751	$	13.30	to	$	26.42	$	472,004	0.00%		0.35	%	to	2.40	%	11.81	%	to	14.08	%
December 31, 2022	24,255	$	11.66	to	$	23.52	$	447,362	0.00%		0.35	%	to	2.40	%	-18.58	%	to	-16.91	%
December 31, 2021	29,141	$	14.03	to	$	28.76	$	653,220	0.00%		0.35	%	to	2.40	%	11.16	%	to	13.43	%
December 31, 2020	32,733	$	12.37	to	$	25.76	$	650,283	0.00%		0.35	%	to	2.85	%	7.53	%	to	10.29	%
	AST Large-Cap Growth Portfolio
December 31, 2024	5,081	$	21.25	to	$	87.04	$	265,128	0.00%		0.35	%	to	2.30	%	27.15	%	to	29.70	%
December 31, 2023	4,993	$	16.44	to	$	68.18	$	200,814	0.00%		0.35	%	to	2.30	%	40.34	%	to	43.13	%
December 31, 2022	5,691	$	11.52	to	$	48.39	$	167,757	0.00%		0.35	%	to	2.30	%	-34.74	%	to	-33.44	%
December 31, 2021	3,044	$	17.36	to	$	73.86	$	138,185	0.00%		0.35	%	to	2.30	%	14.42	%	to	16.70	%
December 31, 2020	2,941	$	14.92	to	$	64.30	$	125,572	0.00%		0.35	%	to	2.45	%	36.38	%	to	39.32	%
	AST Government Money Market Portfolio
December 31, 2024	4,730	$	8.21	to	$	10.88	$	47,939	4.68%		0.48	%	to	2.35	%	2.34	%	to	4.26	%
December 31, 2023	6,079	$	8.02	to	$	10.44	$	58,570	4.52%		0.48	%	to	2.30	%	2.27	%	to	4.12	%
December 31, 2022	6,937	$	7.84	to	$	10.02	$	64,680	1.32%		0.48	%	to	2.30	%	-1.05	%	to	0.74	%
December 31, 2021	5,069	$	7.73	to	$	9.95	$	47,531	0.00%	(1)	0.48	%	to	2.45	%	-2.45	%	to	-0.48	%
December 31, 2020	5,655	$	7.93	to	$	10.00	$	53,123	0.12%		0.48	%	to	2.45	%	-2.23	%	to	-0.26	%
	AST Small-Cap Equity Portfolio
December 31, 2024	2,180	$	15.18	to	$	52.75	$	74,001	0.00%		0.35	%	to	2.30	%	12.20	%	to	14.46	%
December 31, 2023	1,383	$	13.30	to	$	46.83	$	40,274	0.00%		0.35	%	to	2.30	%	14.41	%	to	16.69	%
December 31, 2022	1,364	$	11.44	to	$	40.77	$	34,937	0.00%		0.35	%	to	2.30	%	-29.24	%	to	-27.83	%
December 31, 2021	910	$	15.89	to	$	57.39	$	34,016	0.00%		0.35	%	to	2.30	%	2.13	%	to	4.17	%
December 31, 2020	903	$	15.31	to	$	55.97	$	33,902	0.00%		0.35	%	to	2.45	%	44.76	%	to	47.87	%
	AST International Equity Portfolio
December 31, 2024	2,515	$	11.44	to	$	27.03	$	50,065	0.00%		0.48	%	to	2.55	%	2.82	%	to	4.95	%
December 31, 2023	2,747	$	11.04	to	$	26.13	$	52,524	0.00%		0.48	%	to	2.55	%	11.33	%	to	17.19	%
December 31, 2022	1,152	$	11.24	to	$	22.62	$	19,425	0.00%		0.48	%	to	2.55	%	-30.46	%	to	-29.03	%
December 31, 2021	1,242	$	15.87	to	$	32.34	$	30,197	0.00%		0.48	%	to	2.55	%	9.70	%	to	11.96	%
December 31, 2020	1,291	$	14.20	to	$	29.31	$	28,471	0.00%		0.48	%	to	2.55	%	28.06	%	to	30.69	%
	AST Investment Grade Bond Portfolio
December 31, 2024	31,782	$	10.71	to	$	18.31	$	446,391	0.00%		0.35	%	to	1.95	%	-0.04	%	to	1.59	%
December 31, 2023	46,385	$	10.71	to	$	18.17	$	626,248	0.00%		0.35	%	to	1.95	%	4.42	%	to	6.12	%
December 31, 2022	79,260	$	10.26	to	$	17.26	$	990,546	0.00%		0.35	%	to	1.95	%	-15.50	%	to	-14.12	%
December 31, 2021	4,367	$	12.14	to	$	20.26	$	72,288	0.00%		0.85	%	to	2.25	%	-4.37	%	to	-3.00	%
December 31, 2020	4,906	$	12.60	to	$	20.94	$	84,251	0.00%		0.35	%	to	2.25	%	13.85	%	to	16.06	%
	AST Core Fixed Income Portfolio
December 31, 2024	20,718	$	9.14	to	$	13.94	$	251,051	0.00%		0.35	%	to	2.55	%	-1.10	%	to	1.08	%
December 31, 2023	21,792	$	9.14	to	$	13.82	$	263,894	0.00%		0.35	%	to	2.55	%	3.71	%	to	5.98	%
December 31, 2022	22,452	$	8.71	to	$	13.07	$	258,910	0.00%		0.35	%	to	2.55	%	-18.36	%	to	-13.22	%
December 31, 2021	9,539	$	10.73	to	$	15.71	$	134,962	0.00%		0.35	%	to	2.30	%	-4.49	%	to	-2.58	%
December 31, 2020	9,362	$	11.05	to	$	16.23	$	137,138	0.00%		0.35	%	to	2.85	%	5.03	%	to	7.73	%
	AST Emerging Markets Equity Portfolio
December 31, 2024	1,919	$	8.00	to	$	13.46	$	18,582	0.00%		0.48	%	to	2.55	%	2.03	%	to	4.15	%
December 31, 2023	2,022	$	7.81	to	$	13.11	$	18,915	0.00%		0.48	%	to	2.55	%	9.53	%	to	11.78	%
December 31, 2022	2,122	$	7.10	to	$	11.90	$	17,968	0.00%		0.48	%	to	2.55	%	-23.66	%	to	-22.09	%
December 31, 2021	2,906	$	9.27	to	$	15.50	$	31,634	0.00%		0.48	%	to	2.55	%	-2.30	%	to	-0.29	%
December 31, 2020	2,954	$	9.35	to	$	15.77	$	32,397	0.00%		0.48	%	to	2.85	%	1.09	%	to	3.56	%

A126

Note 7:    Financial Highlights (continued)

	At the period ended								For the period ended
	Units Outstanding (000s)	Unit Value Lowest — Highest					Net Assets (000s)		Investment Income Ratio*	Expense Ratio** Lowest — Highest					Total Return*** Lowest — Highest
	AST J.P. Morgan Moderate Multi-Asset Portfolio
December 31, 2024	8,255	$	17.42	to	$	25.96	$	167,148	0.00%	0.55	%	to	2.40	%	7.25	%	to	9.23	%
December 31, 2023	9,238	$	16.24	to	$	24.10	$	173,134	0.00%	0.55	%	to	2.40	%	11.22	%	to	13.26	%
December 31, 2022	9,553	$	14.61	to	$	21.57	$	159,934	0.00%	0.55	%	to	2.40	%	-18.92	%	to	-17.44	%
December 31, 2021	11,794	$	18.01	to	$	26.49	$	240,890	0.00%	0.55	%	to	2.40	%	9.78	%	to	11.80	%
December 31, 2020	12,962	$	16.37	to	$	24.03	$	237,986	0.00%	0.55	%	to	2.45	%	10.39	%	to	12.54	%
	ProFund VP Consumer Discretionary
December 31, 2024	12	$	17.49	to	$	46.07	$	560	0.00%	0.35	%	to	1.50	%	22.59	%	to	24.00	%
December 31, 2023	14	$	14.10	to	$	44.25	$	503	0.00%	0.35	%	to	1.50	%	30.11	%	to	31.59	%
December 31, 2022	16	$	10.72	to	$	33.69	$	460	0.00%	0.35	%	to	1.50	%	-32.54	%	to	-31.77	%
December 31, 2021	15	$	15.71	to	$	49.48	$	615	0.00%	0.35	%	to	1.50	%	8.60	%	to	9.84	%
December 31, 2020	15	$	14.30	to	$	45.14	$	537	0.00%	0.35	%	to	1.50	%	26.45	%	to	27.89	%
	ProFund VP Consumer Staples
December 31, 2024	3	$	26.26	to	$	26.26	$	69	1.51%	1.50	%	to	1.50	%	8.72	%	to	8.72	%
December 31, 2023	3	$	24.16	to	$	24.16	$	64	0.22%	1.50	%	to	1.50	%	2.39	%	to	2.39	%
December 31, 2022	3	$	23.59	to	$	23.59	$	64	0.05%	1.50	%	to	1.50	%	-25.81	%	to	-25.81	%
December 31, 2021	3	$	31.80	to	$	31.80	$	97	0.43%	1.50	%	to	1.50	%	17.88	%	to	17.88	%
December 31, 2020	3	$	26.98	to	$	26.98	$	81	0.77%	1.50	%	to	1.50	%	29.12	%	to	29.12	%
	ProFund VP Financials
December 31, 2024	15	$	19.80	to	$	21.14	$	319	0.27%	1.50	%	to	1.90	%	26.04	%	to	26.54	%
December 31, 2023	18	$	15.71	to	$	16.70	$	295	0.48%	1.50	%	to	1.90	%	11.77	%	to	12.21	%
December 31, 2022	18	$	14.05	to	$	14.89	$	263	0.09%	1.50	%	to	1.90	%	-16.72	%	to	-16.39	%
December 31, 2021	20	$	16.87	to	$	17.81	$	347	0.35%	1.50	%	to	1.90	%	27.68	%	to	28.18	%
December 31, 2020	23	$	13.22	to	$	24.02	$	316	0.65%	0.55	%	to	1.90	%	-3.60	%	to	-2.31	%
	ProFund VP Health Care
December 31, 2024	10	$	34.16	to	$	36.47	$	347	0.06%	1.50	%	to	1.90	%	-1.07	%	to	-0.68	%
December 31, 2023	9	$	34.53	to	$	41.40	$	329	0.00%	0.55	%	to	1.90	%	-1.05	%	to	0.27	%
December 31, 2022	10	$	34.89	to	$	41.29	$	362	0.00%	0.55	%	to	1.90	%	-7.77	%	to	-6.54	%
December 31, 2021	12	$	15.28	to	$	44.18	$	494	0.04%	0.35	%	to	1.90	%	19.27	%	to	21.11	%
December 31, 2020	13	$	12.61	to	$	36.55	$	413	0.00%	0.35	%	to	1.90	%	12.30	%	to	14.04	%
	ProFund VP Industrials
December 31, 2024	13	$	27.97	to	$	29.86	$	392	0.18%	1.50	%	to	1.90	%	13.30	%	to	13.75	%
December 31, 2023	14	$	24.68	to	$	26.25	$	371	0.00%	1.50	%	to	1.90	%	14.13	%	to	14.58	%
December 31, 2022	15	$	21.63	to	$	22.91	$	335	0.00%	1.50	%	to	1.90	%	-17.17	%	to	-16.85	%
December 31, 2021	17	$	26.11	to	$	27.55	$	456	0.00%	1.50	%	to	1.90	%	14.23	%	to	14.68	%
December 31, 2020	17	$	12.84	to	$	24.03	$	408	0.21%	0.35	%	to	1.90	%	14.58	%	to	16.35	%
	ProFund VP Mid-Cap Growth
December 31, 2024	3	$	27.36	to	$	29.21	$	94	0.00%	1.50	%	to	1.90	%	11.76	%	to	12.20	%
December 31, 2023	4	$	24.48	to	$	26.03	$	95	0.00%	1.50	%	to	1.90	%	13.41	%	to	13.86	%
December 31, 2022	4	$	21.58	to	$	22.87	$	85	0.00%	1.50	%	to	1.90	%	-21.83	%	to	-21.52	%
December 31, 2021	5	$	27.61	to	$	29.13	$	137	0.00%	1.50	%	to	1.90	%	14.79	%	to	15.24	%
December 31, 2020	4	$	24.05	to	$	25.28	$	112	0.00%	1.50	%	to	1.90	%	18.64	%	to	19.11	%
	ProFund VP Mid-Cap Value
December 31, 2024	8	$	25.01	to	$	26.71	$	211	0.25%	1.50	%	to	1.90	%	7.79	%	to	8.21	%
December 31, 2023	9	$	23.20	to	$	24.68	$	225	0.31%	1.50	%	to	1.90	%	11.34	%	to	11.78	%
December 31, 2022	9	$	20.84	to	$	22.08	$	197	0.14%	1.50	%	to	1.90	%	-10.16	%	to	-9.80	%
December 31, 2021	11	$	23.20	to	$	24.48	$	272	0.26%	1.50	%	to	1.90	%	26.14	%	to	26.63	%
December 31, 2020	12	$	18.39	to	$	19.33	$	232	0.44%	1.50	%	to	1.90	%	0.39	%	to	0.79	%
	ProFund VP Real Estate
December 31, 2024	10	$	15.66	to	$	15.66	$	153	1.44%	1.50	%	to	1.50	%	2.01	%	to	2.01	%
December 31, 2023	11	$	15.35	to	$	15.35	$	162	1.20%	1.50	%	to	1.50	%	8.11	%	to	8.11	%
December 31, 2022	10	$	14.20	to	$	14.20	$	136	0.75%	1.50	%	to	1.50	%	-27.64	%	to	-27.64	%
December 31, 2021	10	$	19.62	to	$	19.62	$	196	0.03%	1.50	%	to	1.50	%	35.05	%	to	35.05	%
December 31, 2020	10	$	14.53	to	$	14.53	$	151	1.65%	1.50	%	to	1.50	%	-7.68	%	to	-7.68	%

A127

Note 7:    Financial Highlights (continued)

	At the period ended								For the period ended
	Units Outstanding (000s)	Unit Value Lowest — Highest					Net Assets (000s)		Investment Income Ratio*		Expense Ratio** Lowest — Highest					Total Return*** Lowest — Highest
	ProFund VP Small-Cap Growth
December 31, 2024	3	$	27.46	to	$	29.32	$	74	0.00%		1.50	%	to	1.90	%	5.78	%	to	6.20	%
December 31, 2023	3	$	25.96	to	$	27.61	$	78	0.00%		1.50	%	to	1.90	%	13.05	%	to	13.50	%
December 31, 2022	3	$	22.96	to	$	24.33	$	68	0.00%		1.50	%	to	1.90	%	-23.86	%	to	-23.56	%
December 31, 2021	3	$	30.16	to	$	31.82	$	104	0.00%		1.50	%	to	1.90	%	18.39	%	to	18.86	%
December 31, 2020	3	$	25.47	to	$	26.78	$	87	0.00%		1.50	%	to	1.90	%	15.20	%	to	15.66	%
	ProFund VP Small-Cap Value
December 31, 2024	6	$	23.46	to	$	25.05	$	161	0.37%		1.50	%	to	1.90	%	3.89	%	to	4.30	%
December 31, 2023	8	$	22.58	to	$	24.01	$	187	0.02%		1.50	%	to	1.90	%	10.84	%	to	11.27	%
December 31, 2022	8	$	20.37	to	$	21.58	$	165	0.00%	(1)	1.50	%	to	1.90	%	-14.04	%	to	-13.71	%
December 31, 2021	9	$	23.70	to	$	25.01	$	228	0.08%		1.50	%	to	1.90	%	26.16	%	to	26.66	%
December 31, 2020	10	$	18.79	to	$	19.75	$	196	0.03%		1.50	%	to	1.90	%	-0.82	%	to	-0.43	%
	ProFund VP Communication Services
December 31, 2024	1	$	18.87	to	$	18.87	$	20	0.00%		1.50	%	to	1.50	%	30.67	%	to	30.67	%
December 31, 2023	2	$	14.44	to	$	14.44	$	23	0.94%		1.50	%	to	1.50	%	29.87	%	to	29.87	%
December 31, 2022	2	$	11.12	to	$	11.12	$	21	1.86%		1.50	%	to	1.50	%	-22.38	%	to	-22.38	%
December 31, 2021	2	$	14.33	to	$	14.33	$	28	1.09%		1.50	%	to	1.50	%	16.66	%	to	16.66	%
December 31, 2020	2	$	12.28	to	$	12.28	$	25	0.90%		1.50	%	to	1.50	%	1.63	%	to	1.63	%
	ProFund VP Utilities
December 31, 2024	10	$	21.03	to	$	21.03	$	208	1.57%		1.50	%	to	1.50	%	19.47	%	to	19.47	%
December 31, 2023	11	$	17.61	to	$	17.61	$	191	1.43%		1.50	%	to	1.50	%	-9.94	%	to	-9.94	%
December 31, 2022	9	$	19.55	to	$	19.55	$	177	0.92%		1.50	%	to	1.50	%	-1.72	%	to	-1.72	%
December 31, 2021	10	$	19.89	to	$	19.89	$	208	1.51%		1.50	%	to	1.50	%	13.70	%	to	13.70	%
December 31, 2020	11	$	17.49	to	$	17.49	$	191	1.71%		1.50	%	to	1.50	%	-3.84	%	to	-3.84	%
	ProFund VP Large-Cap Growth
December 31, 2024	1	$	43.54	to	$	46.49	$	35	0.00%		1.50	%	to	1.90	%	31.27	%	to	31.79	%
December 31, 2023	6	$	33.17	to	$	35.28	$	212	0.00%		1.50	%	to	1.90	%	25.49	%	to	25.98	%
December 31, 2022	6	$	26.43	to	$	28.00	$	177	0.00%		1.50	%	to	1.90	%	-31.93	%	to	-31.66	%
December 31, 2021	7	$	38.83	to	$	40.97	$	291	0.00%		1.50	%	to	1.90	%	27.44	%	to	27.94	%
December 31, 2020	8	$	15.05	to	$	32.03	$	256	0.00%		0.35	%	to	1.90	%	28.49	%	to	30.47	%
	ProFund VP Large-Cap Value
December 31, 2024	9	$	22.44	to	$	23.96	$	226	0.36%		1.50	%	to	1.90	%	8.35	%	to	8.78	%
December 31, 2023	9	$	20.71	to	$	22.03	$	207	0.50%		1.50	%	to	1.90	%	17.86	%	to	18.32	%
December 31, 2022	9	$	17.57	to	$	18.62	$	176	0.49%		1.50	%	to	1.90	%	-8.56	%	to	-8.20	%
December 31, 2021	13	$	19.22	to	$	20.28	$	256	0.93%		1.50	%	to	1.90	%	20.63	%	to	21.11	%
December 31, 2020	13	$	15.93	to	$	16.74	$	217	1.19%		1.50	%	to	1.90	%	-1.92	%	to	-1.54	%
	Allspring VT International Equity Fund (Class 1) (liquidated April 30, 2024)
December 31, 2024	—	$	18.96	to	$	18.96	$	—	2.20%		1.75	%	to	1.75	%	0.41	%	to	0.41	%
December 31, 2023	1	$	18.88	to	$	18.88	$	15	1.66%		1.75	%	to	1.75	%	13.82	%	to	13.82	%
December 31, 2022	1	$	16.59	to	$	16.59	$	16	4.16%		1.75	%	to	1.75	%	-13.00	%	to	-13.00	%
December 31, 2021	1	$	19.07	to	$	19.07	$	18	1.25%		1.75	%	to	1.75	%	5.54	%	to	5.54	%
December 31, 2020	1	$	18.07	to	$	18.07	$	22	2.65%		1.75	%	to	1.75	%	3.08	%	to	3.08	%
	Allspring VT Discovery All Cap Growth Fund (Class 1)
December 31, 2024	21	$	8.24	to	$	8.70	$	171	0.00%		1.50	%	to	1.75	%	19.20	%	to	19.50	%
December 31, 2023	40	$	6.91	to	$	7.28	$	276	0.00%		1.50	%	to	1.75	%	31.21	%	to	31.53	%
December 31, 2022	54	$	5.27	to	$	5.53	$	283	0.00%		1.50	%	to	1.75	%	-38.13	%	to	-37.97	%
December 31, 2021	74	$	8.51	to	$	8.92	$	635	0.00%		1.50	%	to	1.75	%	13.29	%	to	13.57	%
December 31, 2020	91	$	7.51	to	$	7.85	$	689	0.00%		1.50	%	to	1.75	%	40.94	%	to	41.29	%
	AST Quantitative Modeling Portfolio
December 31, 2024	3,851	$	14.32	to	$	24.63	$	69,328	0.00%		0.48	%	to	2.40	%	11.46	%	to	13.59	%
December 31, 2023	4,274	$	12.63	to	$	21.70	$	70,545	0.00%		0.48	%	to	2.40	%	14.73	%	to	16.91	%
December 31, 2022	5,052	$	10.82	to	$	18.57	$	73,740	0.00%		0.48	%	to	2.40	%	-20.65	%	to	-19.14	%
December 31, 2021	5,100	$	13.41	to	$	22.99	$	95,232	0.00%		0.48	%	to	2.40	%	12.74	%	to	14.89	%
December 31, 2020	4,800	$	11.69	to	$	20.02	$	81,046	0.00%		0.48	%	to	2.40	%	8.96	%	to	11.04	%

A128

Note 7:    Financial Highlights (continued)

	At the period ended								For the period ended
	Units Outstanding (000s)	Unit Value Lowest — Highest					Net Assets (000s)		Investment Income Ratio*	Expense Ratio** Lowest — Highest					Total Return*** Lowest — Highest
	Allspring VT Opportunity Fund (Class 1)
December 31, 2024	1	$	40.92	to	$	42.29	$	60	0.28%	1.50	%	to	1.75	%	13.35	%	to	13.63	%
December 31, 2023	2	$	36.10	to	$	37.22	$	75	0.00%	1.50	%	to	1.75	%	24.66	%	to	24.96	%
December 31, 2022	3	$	28.96	to	$	29.78	$	82	0.00%	1.50	%	to	1.75	%	-21.97	%	to	-21.78	%
December 31, 2021	4	$	37.12	to	$	38.07	$	147	0.25%	1.50	%	to	1.75	%	22.91	%	to	23.22	%
December 31, 2020	5	$	30.20	to	$	30.90	$	147	0.70%	1.50	%	to	1.75	%	19.24	%	to	19.53	%
	AST Bond Portfolio 2023 (liquidated January 2, 2024)
December 31, 2024	—	$	8.73	to	$	11.30	$	—	0.00%	1.15	%	to	3.25	%	0.00	%	to	0.00	%
December 31, 2023	—	$	9.60	to	$	11.12	$	—	0.00%	1.30	%	to	2.55	%	3.42	%	to	4.69	%
December 31, 2022	885	$	9.28	to	$	10.62	$	8,661	0.00%	1.30	%	to	2.55	%	-6.09	%	to	-4.93	%
December 31, 2021	47	$	9.88	to	$	11.17	$	479	0.00%	1.30	%	to	2.55	%	-4.15	%	to	-2.96	%
December 31, 2020	51	$	10.31	to	$	11.51	$	539	0.00%	1.30	%	to	2.55	%	4.12	%	to	5.40	%
	AST Bond Portfolio 2024 (liquidated December 31, 2024)
December 31, 2024	—	$	9.51	to	$	10.45	$	—	0.00%	1.75	%	to	2.55	%	2.69	%	to	3.50	%
December 31, 2023	632	$	9.26	to	$	10.10	$	6,161	0.00%	1.75	%	to	2.55	%	3.09	%	to	3.89	%
December 31, 2022	16	$	9.16	to	$	9.72	$	155	0.00%	1.75	%	to	2.30	%	-8.77	%	to	-8.23	%
December 31, 2021	—	$	10.42	to	$	10.42	$	—	0.00%	1.90	%	to	1.90	%	-4.22	%	to	-4.22	%
December 31, 2020	22	$	10.40	to	$	11.44	$	242	0.00%	1.30	%	to	2.45	%	5.99	%	to	7.26	%
	AST ClearBridge Dividend Growth Portfolio
December 31, 2024	720	$	16.64	to	$	33.68	$	19,995	0.00%	0.48	%	to	2.30	%	14.02	%	to	16.15	%
December 31, 2023	766	$	14.36	to	$	29.02	$	18,455	0.00%	0.48	%	to	2.30	%	11.70	%	to	13.78	%
December 31, 2022	838	$	12.64	to	$	25.52	$	18,043	0.00%	0.48	%	to	2.30	%	-9.67	%	to	-7.99	%
December 31, 2021	933	$	13.76	to	$	27.76	$	22,738	0.00%	0.48	%	to	2.30	%	23.61	%	to	25.91	%
December 31, 2020	972	$	10.95	to	$	22.06	$	19,094	0.00%	0.48	%	to	2.45	%	2.16	%	to	4.23	%
	AST Multi-Sector Fixed Income Portfolio
December 31, 2024	125,752	$	10.73	to	$	11.81	$	1,349,605	0.00%	1.10	%	to	1.90	%	-1.69	%	to	-0.89	%
December 31, 2023	141,327	$	10.91	to	$	11.92	$	1,542,792	0.00%	1.10	%	to	1.90	%	7.72	%	to	8.60	%
December 31, 2022	157,088	$	10.13	to	$	10.98	$	1,591,825	0.00%	1.10	%	to	1.90	%	-22.63	%	to	-22.00	%
December 31, 2021	170,627	$	13.10	to	$	14.07	$	2,234,643	0.00%	1.10	%	to	1.90	%	-2.28	%	to	-1.48	%
December 31, 2020	182,479	$	13.40	to	$	14.28	$	2,445,519	0.00%	1.10	%	to	1.90	%	10.51	%	to	11.41	%
	AST Large-Cap Core Portfolio
December 31, 2024	1,230	$	12.52	to	$	36.54	$	38,641	0.00%	0.35	%	to	2.30	%	21.28	%	to	23.71	%
December 31, 2023	1,267	$	10.32	to	$	29.60	$	32,698	0.00%	0.35	%	to	2.30	%	20.28	%	to	22.67	%
December 31, 2022	1,375	$	8.58	to	$	24.17	$	29,276	0.00%	0.35	%	to	2.30	%	-18.90	%	to	-17.28	%
December 31, 2021	1,598	$	10.58	to	$	29.28	$	41,496	0.00%	0.35	%	to	2.30	%	4.94	%	to	27.39	%
December 31, 2020	267	$	11.89	to	$	23.03	$	4,940	0.00%	0.48	%	to	1.95	%	8.98	%	to	10.61	%
	AST Bond Portfolio 2025
December 31, 2024	280	$	11.03	to	$	12.02	$	3,248	0.00%	1.75	%	to	2.55	%	2.72	%	to	3.54	%
December 31, 2023	36	$	10.94	to	$	11.40	$	402	0.00%	1.90	%	to	2.30	%	3.40	%	to	3.82	%
December 31, 2022	30	$	10.59	to	$	10.98	$	317	0.00%	1.90	%	to	2.30	%	-10.84	%	to	-10.47	%
December 31, 2021	13	$	11.87	to	$	12.30	$	163	0.00%	1.90	%	to	2.30	%	-5.09	%	to	-4.67	%
December 31, 2020	17	$	12.37	to	$	12.90	$	222	0.00%	1.90	%	to	2.45	%	8.62	%	to	9.27	%
	AST J.P. Morgan Aggressive Multi-Asset Portfolio
December 31, 2024	13,022	$	15.77	to	$	21.28	$	251,740	0.00%	0.35	%	to	1.95	%	10.07	%	to	11.87	%
December 31, 2023	13,372	$	14.10	to	$	19.06	$	233,244	0.00%	0.35	%	to	1.95	%	15.36	%	to	17.24	%
December 31, 2022	9,844	$	12.02	to	$	16.29	$	147,815	0.00%	0.35	%	to	1.95	%	-19.50	%	to	-18.19	%
December 31, 2021	16,105	$	14.70	to	$	19.95	$	299,082	0.00%	0.35	%	to	1.95	%	13.46	%	to	15.31	%
December 31, 2020	17,091	$	12.74	to	$	17.34	$	278,303	0.00%	0.35	%	to	1.95	%	11.48	%	to	13.30	%
	AST Bond Portfolio 2026
December 31, 2024	67	$	9.48	to	$	10.01	$	659	0.00%	1.90	%	to	2.50	%	2.00	%	to	2.57	%
December 31, 2023	65	$	9.29	to	$	9.76	$	622	0.00%	1.90	%	to	2.50	%	3.36	%	to	3.93	%
December 31, 2022	79	$	8.99	to	$	9.39	$	733	0.00%	1.90	%	to	2.50	%	-12.86	%	to	-12.38	%
December 31, 2021	40	$	10.42	to	$	10.72	$	426	0.00%	1.90	%	to	2.30	%	-6.05	%	to	-5.67	%
December 31, 2020	126	$	10.96	to	$	11.80	$	1,426	0.00%	1.30	%	to	2.55	%	7.93	%	to	9.26	%

A129

Note 7:    Financial Highlights (continued)

	At the period ended								For the period ended
	Units Outstanding (000s)	Unit Value Lowest — Highest					Net Assets (000s)		Investment Income Ratio*	Expense Ratio** Lowest — Highest					Total Return*** Lowest — Highest
	AST Global Bond Portfolio
December 31, 2024	1,892	$	8.66	to	$	11.05	$	18,367	0.00%	0.48	%	to	2.30	%	0.36	%	to	2.24	%
December 31, 2023	2,003	$	8.63	to	$	10.81	$	19,203	0.00%	0.48	%	to	2.30	%	3.85	%	to	5.78	%
December 31, 2022	1,993	$	8.31	to	$	10.23	$	18,259	0.00%	0.48	%	to	2.30	%	-14.21	%	to	-12.61	%
December 31, 2021	2,347	$	9.68	to	$	11.71	$	24,692	0.00%	0.48	%	to	2.30	%	-3.73	%	to	-1.93	%
December 31, 2020	2,228	$	10.06	to	$	11.95	$	24,090	0.00%	0.48	%	to	2.30	%	0.59	%	to	3.99	%
	BlackRock Global Allocation V.I. Fund (Class III)
December 31, 2024	478	$	13.44	to	$	16.10	$	7,199	1.46%	0.48	%	to	0.86	%	7.98	%	to	8.40	%
December 31, 2023	503	$	12.42	to	$	14.86	$	7,090	2.43%	0.48	%	to	0.86	%	11.52	%	to	11.95	%
December 31, 2022	574	$	11.12	to	$	13.29	$	7,250	0.00%	0.48	%	to	0.86	%	-16.79	%	to	-16.48	%
December 31, 2021	573	$	13.33	to	$	15.92	$	8,783	0.83%	0.48	%	to	0.86	%	5.50	%	to	5.90	%
December 31, 2020	533	$	12.61	to	$	15.04	$	7,828	1.46%	0.48	%	to	0.86	%	19.67	%	to	20.13	%
	AST Bond Portfolio 2027
December 31, 2024	138	$	9.18	to	$	10.26	$	1,319	0.00%	1.30	%	to	2.55	%	1.19	%	to	2.44	%
December 31, 2023	163	$	9.08	to	$	10.01	$	1,540	0.00%	1.30	%	to	2.55	%	2.90	%	to	4.16	%
December 31, 2022	155	$	8.82	to	$	9.32	$	1,412	0.00%	1.75	%	to	2.55	%	-14.86	%	to	-14.20	%
December 31, 2021	101	$	10.48	to	$	10.86	$	1,083	0.00%	1.75	%	to	2.30	%	-6.79	%	to	-6.23	%
December 31, 2020	144	$	11.01	to	$	11.84	$	1,649	0.00%	1.30	%	to	2.70	%	8.85	%	to	10.43	%
	NVIT Emerging Markets Fund (Class D)
December 31, 2024	21	$	10.37	to	$	10.68	$	217	1.33%	1.40	%	to	1.75	%	4.15	%	to	4.51	%
December 31, 2023	22	$	9.96	to	$	10.22	$	224	1.31%	1.40	%	to	1.75	%	2.02	%	to	2.37	%
December 31, 2022	26	$	9.76	to	$	9.98	$	253	0.17%	1.40	%	to	1.75	%	-26.28	%	to	-26.03	%
December 31, 2021	26	$	13.25	to	$	13.49	$	346	0.95%	1.40	%	to	1.75	%	-9.18	%	to	-8.87	%
December 31, 2020	26	$	14.58	to	$	14.81	$	384	1.64%	1.40	%	to	1.75	%	10.98	%	to	11.36	%
	AST Bond Portfolio 2028
December 31, 2024	537	$	9.45	to	$	9.77	$	5,194	0.00%	1.90	%	to	2.30	%	0.24	%	to	0.65	%
December 31, 2023	558	$	9.43	to	$	9.71	$	5,373	0.00%	1.90	%	to	2.30	%	3.09	%	to	3.51	%
December 31, 2022	589	$	9.15	to	$	9.38	$	5,484	0.00%	1.90	%	to	2.30	%	-16.03	%	to	-15.68	%
December 31, 2021	462	$	10.89	to	$	11.12	$	5,106	0.00%	1.90	%	to	2.30	%	-6.65	%	to	-6.26	%
December 31, 2020	—	$	11.60	to	$	11.86	$	—	0.00%	1.90	%	to	2.45	%	11.87	%	to	12.50	%
	AST Bond Portfolio 2029
December 31, 2024	—	$	9.66	to	$	9.66	$	—	0.00%	1.90	%	to	1.90	%	-0.47	%	to	-0.47	%
December 31, 2023	—	$	9.71	to	$	9.71	$	5	0.00%	1.90	%	to	1.90	%	3.62	%	to	3.62	%
December 31, 2022	6	$	9.37	to	$	9.37	$	53	0.00%	1.90	%	to	1.90	%	-17.57	%	to	-17.57	%
December 31, 2021	—	$	10.75	to	$	11.71	$	—	0.00%	1.15	%	to	3.25	%	-7.62	%	to	-5.61	%	(3)
December 31, 2020	—	$	11.91	to	$	12.29	$	—	0.00%	1.50	%	to	2.55	%	13.40	%	to	14.57	%
	AST Bond Portfolio 2030
December 31, 2024	262	$	9.52	to	$	10.24	$	2,578	0.00%	1.30	%	to	2.55	%	-1.52	%	to	-0.30	%
December 31, 2023	288	$	9.66	to	$	10.28	$	2,867	0.00%	1.30	%	to	2.55	%	2.77	%	to	4.04	%
December 31, 2022	293	$	9.40	to	$	9.88	$	2,816	0.00%	1.30	%	to	2.55	%	-19.19	%	to	-18.19	%
December 31, 2021	276	$	11.64	to	$	12.07	$	3,267	0.00%	1.30	%	to	2.55	%	-6.58	%	to	-5.43	%
December 31, 2020	759	$	12.40	to	$	12.77	$	9,566	0.00%	1.30	%	to	2.70	%	11.42	%	to	13.04	%
	AST Bond Portfolio 2031 (available January 2, 2020)
December 31, 2024	1,156	$	8.16	to	$	8.67	$	9,677	0.00%	1.30	%	to	2.55	%	-2.29	%	to	-1.08	%
December 31, 2023	1,299	$	8.35	to	$	8.77	$	11,063	0.00%	1.30	%	to	2.55	%	2.75	%	to	4.02	%
December 31, 2022	1,478	$	8.12	to	$	8.43	$	12,187	0.00%	1.30	%	to	2.55	%	-20.76	%	to	-19.78	%
December 31, 2021	1,067	$	10.25	to	$	10.51	$	11,044	0.00%	1.30	%	to	2.55	%	-7.14	%	to	-5.99	%
December 31, 2020	936	$	11.04	to	$	11.17	$	10,389	0.00%	1.30	%	to	2.55	%	10.40	%	to	11.76	%
	MFS® International Growth Portfolio (Service Class) (available April 27, 2020)
December 31, 2024	87	$	14.63	to	$	15.21	$	1,312	0.86%	0.48	%	to	1.30	%	7.34	%	to	8.24	%
December 31, 2023	72	$	13.63	to	$	14.05	$	1,013	0.89%	0.48	%	to	1.30	%	4.61	%	to	13.85	%
December 31, 2022	50	$	12.28	to	$	12.34	$	620	0.38%	0.48	%	to	0.68	%	-15.76	%	to	-15.59	%
December 31, 2021	41	$	14.57	to	$	14.62	$	605	0.40%	0.48	%	to	0.68	%	8.25	%	to	8.47	%
December 31, 2020	16	$	13.47	to	$	13.48	$	216	0.18%	0.48	%	to	0.55	%	32.65	%	to	32.71	%

A130

Note 7:    Financial Highlights (continued)

	At the period ended								For the period ended
	Units Outstanding (000s)	Unit Value Lowest — Highest					Net Assets (000s)		Investment Income Ratio*	Expense Ratio** Lowest — Highest					Total Return*** Lowest — Highest
	MFS® Massachusetts Investors Growth Stock Portfolio (Service Class) (available April 27, 2020)
December 31, 2024	34	$	18.97	to	$	19.31	$	658	0.14%	0.48	%	to	0.86	%	14.98	%	to	15.42	%
December 31, 2023	26	$	16.58	to	$	16.73	$	437	0.05%	0.48	%	to	0.73	%	22.80	%	to	23.11	%
December 31, 2022	20	$	13.50	to	$	13.59	$	271	0.00%	0.48	%	to	0.73	%	-20.03	%	to	-19.83	%
December 31, 2021	8	$	16.90	to	$	16.95	$	137	0.03%	0.48	%	to	0.66	%	24.83	%	to	25.05	%
December 31, 2020	4	$	13.54	to	$	13.56	$	56	0.00%	0.48	%	to	0.66	%	33.26	%	to	33.42	%
	MFS® Technology Portfolio (Service Class) (available April 27, 2020)
December 31, 2024	328	$	21.51	to	$	21.90	$	7,165	0.00%	0.48	%	to	0.86	%	35.27	%	to	35.79	%
December 31, 2023	343	$	15.91	to	$	16.13	$	5,511	0.00%	0.48	%	to	0.86	%	52.50	%	to	53.08	%
December 31, 2022	322	$	10.43	to	$	10.54	$	3,383	0.00%	0.48	%	to	0.86	%	-36.40	%	to	-36.16	%
December 31, 2021	220	$	16.40	to	$	16.51	$	3,623	0.00%	0.48	%	to	0.86	%	12.45	%	to	12.88	%
December 31, 2020	103	$	14.58	to	$	14.62	$	1,506	0.00%	0.48	%	to	0.86	%	44.68	%	to	45.06	%
	MFS® Mid Cap Growth Series (Service Class) (available April 27, 2020)
December 31, 2024	80	$	16.00	to	$	16.29	$	1,295	0.00%	0.48	%	to	0.86	%	13.46	%	to	13.89	%
December 31, 2023	79	$	14.10	to	$	14.30	$	1,134	0.00%	0.48	%	to	0.86	%	19.94	%	to	20.39	%
December 31, 2022	79	$	11.76	to	$	11.88	$	938	0.00%	0.48	%	to	0.86	%	-29.40	%	to	-29.13	%
December 31, 2021	66	$	16.66	to	$	16.77	$	1,102	0.00%	0.48	%	to	0.86	%	12.90	%	to	13.33	%
December 31, 2020	30	$	14.77	to	$	14.79	$	443	0.00%	0.48	%	to	0.73	%	44.43	%	to	44.67	%
	MFS® New Discovery Series (Service Class) (available April 27, 2020)
December 31, 2024	23	$	13.95	to	$	14.20	$	322	0.00%	0.48	%	to	0.86	%	5.52	%	to	5.92	%
December 31, 2023	25	$	13.22	to	$	13.41	$	335	0.00%	0.48	%	to	0.86	%	13.27	%	to	13.71	%
December 31, 2022	26	$	11.67	to	$	11.79	$	302	0.00%	0.48	%	to	0.86	%	-30.60	%	to	-30.33	%
December 31, 2021	27	$	16.81	to	$	16.92	$	452	0.00%	0.48	%	to	0.86	%	0.70	%	to	1.09	%
December 31, 2020	12	$	16.71	to	$	16.74	$	207	0.00%	0.48	%	to	0.73	%	61.84	%	to	62.11	%
	MFS® Research Series (Service Class) (available April 27, 2020)
December 31, 2024	11	$	18.79	to	$	18.96	$	205	0.39%	0.48	%	to	0.68	%	17.75	%	to	17.99	%
December 31, 2023	9	$	15.95	to	$	16.07	$	139	0.25%	0.48	%	to	0.68	%	21.29	%	to	21.54	%
December 31, 2022	9	$	13.15	to	$	13.23	$	117	0.20%	0.48	%	to	0.68	%	-17.99	%	to	-17.83	%
December 31, 2021	9	$	16.04	to	$	16.09	$	151	0.34%	0.48	%	to	0.68	%	23.67	%	to	23.92	%
December 31, 2020	9	$	12.97	to	$	12.99	$	122	0.05%	0.48	%	to	0.68	%	27.88	%	to	28.06	%
	MFS® Total Return Bond Series (Service Class) (available April 27, 2020)
December 31, 2024	533	$	9.43	to	$	9.81	$	5,197	3.95%	0.48	%	to	1.30	%	0.99	%	to	1.84	%
December 31, 2023	531	$	9.34	to	$	9.63	$	5,095	3.10%	0.48	%	to	1.30	%	1.98	%	to	6.62	%
December 31, 2022	466	$	8.94	to	$	9.03	$	4,198	2.64%	0.48	%	to	0.86	%	-14.92	%	to	-14.59	%
December 31, 2021	314	$	10.51	to	$	10.58	$	3,318	2.50%	0.48	%	to	0.86	%	-1.92	%	to	-1.54	%
December 31, 2020	169	$	10.71	to	$	10.74	$	1,814	0.55%	0.48	%	to	0.86	%	7.38	%	to	7.66	%
	MFS® Total Return Series (Service Class) (available April 27, 2020)
December 31, 2024	156	$	13.84	to	$	14.32	$	2,226	2.36%	0.48	%	to	1.30	%	6.06	%	to	6.94	%
December 31, 2023	132	$	13.05	to	$	13.39	$	1,764	1.90%	0.48	%	to	1.30	%	4.49	%	to	9.69	%
December 31, 2022	121	$	12.08	to	$	12.21	$	1,479	1.67%	0.48	%	to	0.86	%	-10.61	%	to	-10.27	%
December 31, 2021	77	$	13.54	to	$	13.60	$	1,047	1.72%	0.48	%	to	0.73	%	13.00	%	to	13.29	%
December 31, 2020	43	$	11.99	to	$	12.01	$	518	1.77%	0.48	%	to	0.73	%	18.37	%	to	18.58	%
	MFS® Utilities Series (Service Class) (available April 27, 2020)
December 31, 2024	232	$	14.57	to	$	14.84	$	3,428	2.08%	0.48	%	to	0.86	%	10.38	%	to	10.81	%
December 31, 2023	241	$	13.20	to	$	13.39	$	3,214	3.45%	0.48	%	to	0.86	%	-3.17	%	to	-2.80	%
December 31, 2022	217	$	13.63	to	$	13.77	$	2,987	2.41%	0.48	%	to	0.86	%	-0.38	%	to	0.00	%
December 31, 2021	139	$	13.69	to	$	13.77	$	1,906	1.68%	0.48	%	to	0.86	%	12.84	%	to	13.28	%
December 31, 2020	58	$	12.13	to	$	12.16	$	703	1.18%	0.48	%	to	0.86	%	19.22	%	to	19.53	%
	American Funds IS® Asset Allocation Fund (Class 4) (available August 17, 2020)
December 31, 2024	368	$	13.78	to	$	14.02	$	5,141	2.04%	0.48	%	to	0.86	%	15.11	%	to	15.55	%
December 31, 2023	355	$	11.97	to	$	12.13	$	4,290	2.11%	0.48	%	to	0.86	%	13.05	%	to	13.48	%
December 31, 2022	323	$	10.59	to	$	10.69	$	3,442	1.86%	0.48	%	to	0.86	%	-14.40	%	to	-14.08	%
December 31, 2021	234	$	12.37	to	$	12.44	$	2,901	1.86%	0.48	%	to	0.86	%	13.85	%	to	14.29	%
December 31, 2020	79	$	10.87	to	$	10.88	$	864	2.46%	0.48	%	to	0.86	%	8.38	%	to	8.53	%

A131

Note 7:    Financial Highlights (continued)

	At the period ended								For the period ended
	Units Outstanding (000s)	Unit Value Lowest — Highest					Net Assets (000s)		Investment Income Ratio*	Expense Ratio** Lowest — Highest					Total Return*** Lowest — Highest
	American Funds IS® Washington Mutual Investors Fund (Class 4) (available August 17, 2020)
December 31, 2024	165	$	17.37	to	$	17.67	$	2,898	1.49%	0.48	%	to	0.86	%	17.83	%	to	18.28	%
December 31, 2023	156	$	14.75	to	$	14.94	$	2,321	1.70%	0.48	%	to	0.86	%	15.97	%	to	16.41	%
December 31, 2022	163	$	12.72	to	$	12.83	$	2,083	1.94%	0.48	%	to	0.86	%	-9.47	%	to	-9.12	%
December 31, 2021	118	$	14.05	to	$	14.12	$	1,669	1.91%	0.48	%	to	0.86	%	26.42	%	to	26.90	%
December 31, 2020	22	$	11.12	to	$	11.13	$	246	2.26%	0.48	%	to	0.73	%	11.08	%	to	11.18	%
	American Funds IS® The Bond Fund of America® (Class 4) (available August 17, 2020)
December 31, 2024	587	$	8.97	to	$	9.12	$	5,337	3.99%	0.48	%	to	0.86	%	0.10	%	to	0.49	%
December 31, 2023	535	$	8.96	to	$	9.07	$	4,847	3.45%	0.48	%	to	0.86	%	3.83	%	to	4.22	%
December 31, 2022	477	$	8.63	to	$	8.71	$	4,147	3.69%	0.48	%	to	0.86	%	-13.50	%	to	-13.17	%
December 31, 2021	191	$	9.97	to	$	10.03	$	1,916	2.15%	0.48	%	to	0.86	%	-1.44	%	to	-1.06	%
December 31, 2020	24	$	10.12	to	$	10.13	$	247	3.15%	0.48	%	to	0.73	%	1.25	%	to	1.34	%
	American Funds IS® Capital World Growth and Income Fund® (Class 4) (available August 17, 2020)
December 31, 2024	85	$	14.18	to	$	14.42	$	1,220	1.54%	0.48	%	to	0.86	%	12.71	%	to	13.15	%
December 31, 2023	87	$	12.58	to	$	12.74	$	1,108	1.84%	0.48	%	to	0.86	%	19.62	%	to	20.07	%
December 31, 2022	75	$	10.51	to	$	10.61	$	790	2.57%	0.48	%	to	0.86	%	-18.28	%	to	-17.97	%
December 31, 2021	43	$	12.87	to	$	12.93	$	559	2.12%	0.48	%	to	0.86	%	13.48	%	to	13.91	%
December 31, 2020	5	$	11.35	to	$	11.35	$	55	1.00%	0.48	%	to	0.55	%	13.12	%	to	13.15	%
	American Funds IS® Global Small Capitalization Fund (Class 4) (available August 17, 2020)
December 31, 2024	22	$	10.69	to	$	10.81	$	242	0.85%	0.48	%	to	0.73	%	1.37	%	to	1.63	%
December 31, 2023	27	$	10.55	to	$	10.64	$	285	0.03%	0.48	%	to	0.73	%	14.94	%	to	15.23	%
December 31, 2022	22	$	9.18	to	$	9.23	$	204	0.00%	0.48	%	to	0.73	%	-30.20	%	to	-30.03	%
December 31, 2021	19	$	13.16	to	$	13.19	$	255	0.00%	0.48	%	to	0.66	%	5.72	%	to	5.92	%
December 31, 2020	3	$	12.45	to	$	12.45	$	40	0.00%	0.55	%	to	0.66	%	23.41	%	to	23.46	%
	American Funds IS® Growth Fund (Class 4) (available August 17, 2020)
December 31, 2024	476	$	18.22	to	$	18.53	$	8,788	0.17%	0.48	%	to	0.86	%	30.16	%	to	30.66	%
December 31, 2023	490	$	14.06	to	$	14.18	$	6,930	0.17%	0.48	%	to	0.73	%	37.13	%	to	37.48	%
December 31, 2022	445	$	10.25	to	$	10.31	$	4,577	0.11%	0.48	%	to	0.73	%	-30.62	%	to	-30.45	%
December 31, 2021	345	$	14.78	to	$	14.83	$	5,108	0.05%	0.48	%	to	0.73	%	20.80	%	to	21.10	%
December 31, 2020	157	$	12.23	to	$	12.25	$	1,918	0.00%	0.48	%	to	0.73	%	20.39	%	to	20.50	%
	American Funds IS® Growth-Income Fund (Class 4) (available August 17, 2020)
December 31, 2024	169	$	17.17	to	$	17.46	$	2,933	0.96%	0.48	%	to	0.86	%	22.85	%	to	23.32	%
December 31, 2023	153	$	13.97	to	$	14.16	$	2,157	1.23%	0.48	%	to	0.86	%	24.75	%	to	25.22	%
December 31, 2022	142	$	11.24	to	$	11.30	$	1,605	1.22%	0.48	%	to	0.73	%	-17.31	%	to	-17.10	%
December 31, 2021	87	$	13.59	to	$	13.64	$	1,190	1.13%	0.48	%	to	0.73	%	22.90	%	to	23.21	%
December 31, 2020	32	$	11.06	to	$	11.07	$	349	2.12%	0.48	%	to	0.73	%	10.18	%	to	10.28	%
	American Funds IS® International Fund (Class 4) (available August 17, 2020)
December 31, 2024	40	$	10.74	to	$	10.86	$	438	0.96%	0.48	%	to	0.73	%	2.17	%	to	2.43	%
December 31, 2023	43	$	10.52	to	$	10.61	$	457	1.20%	0.48	%	to	0.73	%	14.72	%	to	15.00	%
December 31, 2022	28	$	9.17	to	$	9.22	$	257	1.84%	0.48	%	to	0.73	%	-21.60	%	to	-21.40	%
December 31, 2021	15	$	11.69	to	$	11.73	$	176	4.08%	0.48	%	to	0.73	%	-2.43	%	to	-2.18	%
December 31, 2020	3	$	11.99	to	$	11.99	$	36	0.41%	0.66	%	to	0.66	%	19.50	%	to	19.50	%
	American Funds IS® New World Fund® (Class 4) (available August 17, 2020)
December 31, 2024	80	$	11.51	to	$	11.71	$	929	1.19%	0.48	%	to	0.86	%	5.41	%	to	5.82	%
December 31, 2023	78	$	10.92	to	$	11.07	$	859	1.25%	0.48	%	to	0.86	%	14.68	%	to	15.12	%
December 31, 2022	80	$	9.53	to	$	9.61	$	768	1.18%	0.48	%	to	0.86	%	-22.92	%	to	-22.63	%
December 31, 2021	61	$	12.36	to	$	12.42	$	753	0.84%	0.48	%	to	0.86	%	3.73	%	to	4.13	%
December 31, 2020	21	$	11.92	to	$	11.93	$	249	0.00%	0.48	%	to	0.73	%	18.51	%	to	18.62	%
	BlackRock Advantage Large Cap Core V.I. Fund (Class III) (available August 17, 2020)
December 31, 2024	95	$	17.31	to	$	17.61	$	1,675	0.46%	0.48	%	to	0.86	%	24.03	%	to	24.51	%
December 31, 2023	81	$	14.02	to	$	14.14	$	1,148	0.58%	0.48	%	to	0.73	%	23.99	%	to	24.30	%
December 31, 2022	75	$	11.31	to	$	11.38	$	856	0.92%	0.48	%	to	0.73	%	-20.74	%	to	-20.54	%
December 31, 2021	45	$	14.27	to	$	14.32	$	640	0.08%	0.48	%	to	0.73	%	27.13	%	to	27.45	%
December 31, 2020	17	$	11.22	to	$	11.23	$	191	1.92%	0.48	%	to	0.66	%	11.63	%	to	11.70	%

A132

Note 7:    Financial Highlights (continued)

	At the period ended								For the period ended
	Units Outstanding (000s)	Unit Value Lowest — Highest					Net Assets (000s)		Investment Income Ratio*	Expense Ratio** Lowest — Highest					Total Return*** Lowest — Highest
	BlackRock Advantage Large Cap Value V.I. Fund (Class III) (available August 17, 2020)
December 31, 2024	52	$	16.54	to	$	16.82	$	876	1.52%	0.48	%	to	0.86	%	15.12	%	to	15.57	%
December 31, 2023	43	$	14.37	to	$	14.56	$	630	1.40%	0.48	%	to	0.86	%	12.40	%	to	12.83	%
December 31, 2022	52	$	12.78	to	$	12.90	$	674	1.51%	0.48	%	to	0.86	%	-9.19	%	to	-8.85	%
December 31, 2021	71	$	14.08	to	$	14.15	$	998	3.76%	0.48	%	to	0.86	%	25.13	%	to	25.61	%
December 31, 2020	3	$	11.25	to	$	11.27	$	36	2.03%	0.48	%	to	0.86	%	12.64	%	to	12.80	%
	BlackRock Capital Appreciation V.I. Fund (Class III) (available August 17, 2020)
December 31, 2024	64	$	16.59	to	$	16.78	$	1,072	0.00%	0.48	%	to	0.73	%	30.97	%	to	31.30	%
December 31, 2023	75	$	12.67	to	$	12.78	$	952	0.00%	0.48	%	to	0.73	%	47.51	%	to	47.88	%
December 31, 2022	59	$	8.59	to	$	8.64	$	507	0.00%	0.48	%	to	0.73	%	-38.26	%	to	-38.11	%
December 31, 2021	42	$	13.91	to	$	13.96	$	590	0.00%	0.48	%	to	0.73	%	20.01	%	to	20.31	%
December 31, 2020	12	$	11.59	to	$	11.60	$	143	0.00%	0.48	%	to	0.73	%	14.95	%	to	15.06	%
	BlackRock Equity Dividend V.I. Fund (Class III) (available August 17, 2020)
December 31, 2024	145	$	15.41	to	$	15.67	$	2,264	2.27%	0.48	%	to	0.86	%	8.76	%	to	9.18	%
December 31, 2023	155	$	14.17	to	$	14.35	$	2,218	1.81%	0.48	%	to	0.86	%	11.03	%	to	11.45	%
December 31, 2022	147	$	12.76	to	$	12.88	$	1,897	1.58%	0.48	%	to	0.86	%	-4.93	%	to	-4.56	%
December 31, 2021	85	$	13.42	to	$	13.49	$	1,152	1.33%	0.48	%	to	0.86	%	19.26	%	to	19.72	%
December 31, 2020	15	$	11.26	to	$	11.27	$	174	1.13%	0.48	%	to	0.66	%	12.85	%	to	12.92	%
	BlackRock Large Cap Focus Growth V.I. Fund (Class III) (available August 17, 2020)
December 31, 2024	74	$	16.03	to	$	16.30	$	1,209	0.00%	0.48	%	to	0.86	%	30.25	%	to	30.75	%
December 31, 2023	62	$	12.31	to	$	12.47	$	769	0.00%	0.48	%	to	0.86	%	51.16	%	to	51.74	%
December 31, 2022	65	$	8.17	to	$	8.21	$	534	0.00%	0.48	%	to	0.73	%	-38.70	%	to	-38.55	%
December 31, 2021	134	$	13.32	to	$	13.37	$	1,795	0.00%	0.48	%	to	0.73	%	16.92	%	to	17.22	%
December 31, 2020	19	$	11.39	to	$	11.40	$	212	0.00%	0.48	%	to	0.73	%	12.78	%	to	12.88	%
	Fidelity® VIP Balanced Portfolio (Service Class 2) (available August 17, 2020)
December 31, 2024	661	$	14.58	to	$	14.83	$	9,776	1.77%	0.48	%	to	0.86	%	14.63	%	to	15.07	%
December 31, 2023	550	$	12.72	to	$	12.89	$	7,073	1.65%	0.48	%	to	0.86	%	20.19	%	to	20.65	%
December 31, 2022	479	$	10.62	to	$	10.68	$	5,112	1.15%	0.48	%	to	0.73	%	-18.78	%	to	-18.58	%
December 31, 2021	358	$	13.07	to	$	13.12	$	4,688	0.89%	0.48	%	to	0.73	%	17.13	%	to	17.42	%
December 31, 2020	139	$	11.16	to	$	11.17	$	1,554	2.32%	0.48	%	to	0.73	%	11.35	%	to	11.46	%
	Fidelity® VIP Contrafund℠ Portfolio (Service Class 2) (available August 17, 2020)
December 31, 2024	406	$	17.65	to	$	17.95	$	7,262	0.03%	0.48	%	to	0.86	%	32.30	%	to	32.80	%
December 31, 2023	441	$	13.34	to	$	13.52	$	5,944	0.27%	0.48	%	to	0.86	%	31.98	%	to	32.48	%
December 31, 2022	411	$	10.11	to	$	10.20	$	4,187	0.29%	0.48	%	to	0.86	%	-27.12	%	to	-26.84	%
December 31, 2021	360	$	13.87	to	$	13.95	$	5,007	0.02%	0.48	%	to	0.86	%	26.42	%	to	26.90	%
December 31, 2020	200	$	10.98	to	$	10.99	$	2,199	0.00%	0.48	%	to	0.73	%	8.94	%	to	9.04	%
	Fidelity® VIP Growth Opportunities Portfolio (Service Class 2) (available August 17, 2020)
December 31, 2024	324	$	16.56	to	$	16.84	$	5,446	0.00%	0.48	%	to	0.86	%	37.36	%	to	37.89	%
December 31, 2023	326	$	12.06	to	$	12.21	$	3,976	0.00%	0.48	%	to	0.86	%	44.06	%	to	44.61	%
December 31, 2022	331	$	8.37	to	$	8.44	$	2,793	0.00%	0.48	%	to	0.86	%	-38.85	%	to	-38.61	%
December 31, 2021	217	$	13.68	to	$	13.76	$	2,985	0.00%	0.48	%	to	0.86	%	10.71	%	to	11.13	%
December 31, 2020	112	$	12.37	to	$	12.38	$	1,389	0.00%	0.48	%	to	0.73	%	22.35	%	to	22.47	%
	Fidelity® VIP Health Care Portfolio (Service Class 2) (available August 17, 2020)
December 31, 2024	384	$	11.17	to	$	11.36	$	4,344	0.00%	0.48	%	to	0.86	%	3.95	%	to	4.35	%
December 31, 2023	383	$	10.74	to	$	10.88	$	4,151	0.00%	0.48	%	to	0.86	%	3.12	%	to	3.51	%
December 31, 2022	364	$	10.42	to	$	10.51	$	3,818	0.00%	0.48	%	to	0.86	%	-13.37	%	to	-13.04	%
December 31, 2021	298	$	12.03	to	$	12.09	$	3,596	0.04%	0.48	%	to	0.86	%	10.49	%	to	10.91	%
December 31, 2020	151	$	10.89	to	$	10.90	$	1,640	1.02%	0.48	%	to	0.73	%	7.68	%	to	7.78	%
	BlackRock Basic Value V.I. Fund (Class III) (available August 17, 2020)
December 31, 2024	57	$	16.48	to	$	16.62	$	943	1.87%	0.48	%	to	0.66	%	9.32	%	to	9.52	%
December 31, 2023	47	$	15.08	to	$	15.17	$	718	1.79%	0.48	%	to	0.66	%	15.48	%	to	15.68	%
December 31, 2022	37	$	13.00	to	$	13.11	$	484	1.66%	0.48	%	to	0.86	%	-5.94	%	to	-5.58	%
December 31, 2021	18	$	13.89	to	$	13.89	$	248	1.46%	0.48	%	to	0.48	%	20.76	%	to	20.76	%
December 31, 2020	5	$	11.50	to	$	11.50	$	60	3.74%	0.48	%	to	0.48	%	15.31	%	to	15.31	%

A133

Note 7:    Financial Highlights (continued)

	At the period ended								For the period ended
	Units Outstanding (000s)	Unit Value Lowest — Highest					Net Assets (000s)		Investment Income Ratio*	Expense Ratio** Lowest — Highest					Total Return*** Lowest — Highest
	AST Bond Portfolio 2032 (available January 4, 2021)
December 31, 2024	668	$	7.14	to	$	7.50	$	4,876	0.00%	1.30	%	to	2.55	%	-3.11	%	to	-1.91	%
December 31, 2023	837	$	7.37	to	$	7.65	$	6,269	0.00%	1.30	%	to	2.55	%	2.55	%	to	3.81	%
December 31, 2022	945	$	7.19	to	$	7.37	$	6,869	0.00%	1.30	%	to	2.55	%	-22.15	%	to	-21.19	%
December 31, 2021	621	$	9.23	to	$	9.35	$	5,771	0.00%	1.30	%	to	2.55	%	-7.63	%	to	-6.50	%
December 31, 2020	—	$	—	to	$	—	$	—	0.00%	0.00	%	to	0.00	%	0.00	%	to	0.00	%
	PSF Global Portfolio (Class III) (available April 26, 2021)
December 31, 2024	12	$	11.55	to	$	11.64	$	139	0.00%	0.48	%	to	0.68	%	14.09	%	to	14.32	%
December 31, 2023	7	$	10.13	to	$	10.18	$	72	0.00%	0.48	%	to	0.66	%	18.50	%	to	18.72	%
December 31, 2022	7	$	8.55	to	$	8.58	$	59	0.00%	0.48	%	to	0.66	%	-19.54	%	to	-19.39	%
December 31, 2021	1	$	10.64	to	$	10.64	$	16	0.00%	0.48	%	to	0.48	%	6.13	%	to	6.13	%
December 31, 2020	—	$	—	to	$	—	$	—	0.00%	0.00	%	to	0.00	%	0.00	%	to	0.00	%
	PSF Mid-Cap Growth Portfolio (Class III) (available April 26, 2021)
December 31, 2024	54	$	10.25	to	$	10.33	$	554	0.00%	0.48	%	to	0.68	%	13.16	%	to	13.39	%
December 31, 2023	39	$	9.06	to	$	9.11	$	352	0.00%	0.48	%	to	0.68	%	22.40	%	to	22.65	%
December 31, 2022	35	$	7.40	to	$	7.43	$	260	0.00%	0.48	%	to	0.68	%	-27.65	%	to	-27.51	%
December 31, 2021	26	$	10.23	to	$	10.24	$	271	0.00%	0.48	%	to	0.68	%	1.12	%	to	1.26	%
December 31, 2020	—	$	—	to	$	—	$	—	0.00%	0.00	%	to	0.00	%	0.00	%	to	0.00	%
	PSF Natural Resources Portfolio (Class III) (available April 26, 2021)
December 31, 2024	292	$	13.80	to	$	14.00	$	4,078	0.00%	0.48	%	to	0.86	%	3.20	%	to	3.60	%
December 31, 2023	342	$	13.37	to	$	13.51	$	4,607	0.00%	0.48	%	to	0.86	%	0.88	%	to	1.26	%
December 31, 2022	87	$	13.29	to	$	13.34	$	1,158	0.00%	0.48	%	to	0.73	%	20.99	%	to	21.29	%
December 31, 2021	29	$	10.99	to	$	11.00	$	321	0.00%	0.48	%	to	0.68	%	8.26	%	to	8.41	%
December 31, 2020	—	$	—	to	$	—	$	—	0.00%	0.00	%	to	0.00	%	0.00	%	to	0.00	%
	PSF PGIM 50/50 Balanced Portfolio (Class III) (available April 26, 2021)
December 31, 2024	237	$	11.53	to	$	11.70	$	2,769	0.00%	0.48	%	to	0.86	%	11.75	%	to	12.18	%
December 31, 2023	173	$	10.32	to	$	10.43	$	1,800	0.00%	0.48	%	to	0.86	%	14.18	%	to	14.61	%
December 31, 2022	185	$	9.04	to	$	9.10	$	1,680	0.00%	0.48	%	to	0.86	%	-15.63	%	to	-15.31	%
December 31, 2021	77	$	10.72	to	$	10.74	$	824	0.00%	0.48	%	to	0.68	%	7.17	%	to	7.31	%
December 31, 2020	—	$	—	to	$	—	$	—	0.00%	0.00	%	to	0.00	%	0.00	%	to	0.00	%
	PSF PGIM Flexible Managed Portfolio (Class III) (available April 26, 2021)
December 31, 2024	2,427	$	12.09	to	$	12.97	$	29,731	0.00%	0.48	%	to	0.86	%	14.24	%	to	14.68	%
December 31, 2023	2,911	$	10.58	to	$	11.34	$	31,126	0.00%	0.48	%	to	0.86	%	14.19	%	to	17.09	%
December 31, 2022	104	$	9.10	to	$	9.13	$	946	0.00%	0.48	%	to	0.68	%	-15.49	%	to	-15.32	%
December 31, 2021	38	$	10.77	to	$	10.78	$	407	0.00%	0.48	%	to	0.66	%	7.56	%	to	7.69	%
December 31, 2020	—	$	—	to	$	—	$	—	0.00%	0.00	%	to	0.00	%	0.00	%	to	0.00	%
	PSF PGIM Government Income Portfolio (Class III) (available April 26, 2021)
December 31, 2024	130	$	8.74	to	$	8.87	$	1,148	0.00%	0.48	%	to	0.86	%	-0.16	%	to	0.22	%
December 31, 2023	113	$	8.79	to	$	8.85	$	1,002	0.00%	0.48	%	to	0.73	%	4.11	%	to	4.37	%
December 31, 2022	183	$	8.45	to	$	8.48	$	1,552	0.00%	0.48	%	to	0.66	%	-14.25	%	to	-14.10	%
December 31, 2021	10	$	9.86	to	$	9.87	$	94	0.00%	0.48	%	to	0.66	%	-1.36	%	to	-1.24	%
December 31, 2020	—	$	—	to	$	—	$	—	0.00%	0.00	%	to	0.00	%	0.00	%	to	0.00	%
	PSF PGIM High Yield Bond Portfolio (Class III) (available April 26, 2021)
December 31, 2024	326	$	10.76	to	$	10.91	$	3,555	0.00%	0.48	%	to	0.86	%	7.27	%	to	7.69	%
December 31, 2023	320	$	10.03	to	$	10.13	$	3,242	0.00%	0.48	%	to	0.86	%	10.57	%	to	10.99	%
December 31, 2022	271	$	9.07	to	$	9.13	$	2,473	0.00%	0.48	%	to	0.86	%	-12.17	%	to	-11.84	%
December 31, 2021	137	$	10.33	to	$	10.36	$	1,418	0.00%	0.48	%	to	0.86	%	3.13	%	to	3.40	%
December 31, 2020	—	$	—	to	$	—	$	—	0.00%	0.00	%	to	0.00	%	0.00	%	to	0.00	%
	PSF PGIM Jennison Blend Portfolio (Class III) (available April 26, 2021)
December 31, 2024	65	$	13.52	to	$	13.64	$	883	0.00%	0.48	%	to	0.73	%	25.07	%	to	25.39	%
December 31, 2023	56	$	10.81	to	$	10.88	$	605	0.00%	0.48	%	to	0.73	%	31.23	%	to	31.56	%
December 31, 2022	33	$	8.24	to	$	8.27	$	273	0.00%	0.48	%	to	0.73	%	-25.83	%	to	-25.64	%
December 31, 2021	16	$	11.12	to	$	11.12	$	175	0.00%	0.48	%	to	0.48	%	10.33	%	to	10.33	%
December 31, 2020	—	$	—	to	$	—	$	—	0.00%	0.00	%	to	0.00	%	0.00	%	to	0.00	%

A134

Note 7:    Financial Highlights (continued)

	At the period ended								For the period ended
	Units Outstanding (000s)	Unit Value Lowest — Highest					Net Assets (000s)		Investment Income Ratio*	Expense Ratio** Lowest — Highest					Total Return*** Lowest — Highest
	PSF PGIM Jennison Growth Portfolio (Class III) (available April 26, 2021)
December 31, 2024	264	$	13.38	to	$	13.57	$	3,570	0.00%	0.48	%	to	0.86	%	29.42	%	to	29.91	%
December 31, 2023	280	$	10.34	to	$	10.45	$	2,919	0.00%	0.48	%	to	0.86	%	51.81	%	to	52.39	%
December 31, 2022	294	$	6.83	to	$	6.85	$	2,012	0.00%	0.48	%	to	0.73	%	-38.21	%	to	-38.05	%
December 31, 2021	91	$	11.05	to	$	11.06	$	1,004	0.00%	0.48	%	to	0.73	%	9.18	%	to	9.37	%
December 31, 2020	—	$	—	to	$	—	$	—	0.00%	0.00	%	to	0.00	%	0.00	%	to	0.00	%
	PSF PGIM Jennison Value Portfolio (Class III) (available April 26, 2021)
December 31, 2024	69	$	13.79	to	$	13.92	$	953	0.00%	0.48	%	to	0.73	%	19.76	%	to	20.07	%
December 31, 2023	68	$	11.47	to	$	11.59	$	789	0.00%	0.48	%	to	0.86	%	13.93	%	to	14.37	%
December 31, 2022	76	$	10.07	to	$	10.13	$	765	0.00%	0.48	%	to	0.86	%	-8.91	%	to	-8.56	%
December 31, 2021	21	$	11.07	to	$	11.08	$	235	0.00%	0.48	%	to	0.66	%	10.44	%	to	10.58	%
December 31, 2020	—	$	—	to	$	—	$	—	0.00%	0.00	%	to	0.00	%	0.00	%	to	0.00	%
	PSF PGIM Total Return Bond Portfolio (Class III) (available April 26, 2021)
December 31, 2024	481	$	9.21	to	$	9.34	$	4,486	0.00%	0.48	%	to	0.86	%	1.78	%	to	2.18	%
December 31, 2023	450	$	9.05	to	$	9.14	$	4,109	0.00%	0.48	%	to	0.86	%	6.16	%	to	6.57	%
December 31, 2022	359	$	8.53	to	$	8.58	$	3,075	0.00%	0.48	%	to	0.86	%	-15.82	%	to	-15.50	%
December 31, 2021	154	$	10.14	to	$	10.16	$	1,560	0.00%	0.48	%	to	0.68	%	1.42	%	to	1.56	%
December 31, 2020	—	$	—	to	$	—	$	—	0.00%	0.00	%	to	0.00	%	0.00	%	to	0.00	%
	PSF Small-Cap Stock Index Portfolio (Class III) (available April 26, 2021)
December 31, 2024	271	$	10.52	to	$	10.67	$	2,886	0.00%	0.48	%	to	0.86	%	7.15	%	to	7.56	%
December 31, 2023	233	$	9.82	to	$	9.92	$	2,308	0.00%	0.48	%	to	0.86	%	14.45	%	to	14.89	%
December 31, 2022	197	$	8.58	to	$	8.63	$	1,695	0.00%	0.48	%	to	0.86	%	-17.30	%	to	-16.98	%
December 31, 2021	118	$	10.37	to	$	10.40	$	1,226	0.00%	0.48	%	to	0.86	%	3.20	%	to	3.47	%
December 31, 2020	—	$	—	to	$	—	$	—	0.00%	0.00	%	to	0.00	%	0.00	%	to	0.00	%
	PSF Stock Index Portfolio (Class III) (available April 26, 2021)
December 31, 2024	740	$	14.13	to	$	14.33	$	10,581	0.00%	0.48	%	to	0.86	%	23.26	%	to	23.73	%
December 31, 2023	780	$	11.46	to	$	11.58	$	9,018	0.00%	0.48	%	to	0.86	%	24.52	%	to	25.00	%
December 31, 2022	612	$	9.21	to	$	9.27	$	5,667	0.00%	0.48	%	to	0.86	%	-19.24	%	to	-18.93	%
December 31, 2021	430	$	11.40	to	$	11.43	$	4,911	0.00%	0.48	%	to	0.86	%	13.80	%	to	14.10	%
December 31, 2020	—	$	—	to	$	—	$	—	0.00%	0.00	%	to	0.00	%	0.00	%	to	0.00	%
	MFS® Investors Trust Series (Service Class) (available April 27, 2020)
December 31, 2024	25	$	18.90	to	$	19.06	$	480	0.48%	0.48	%	to	0.66	%	18.43	%	to	18.65	%
December 31, 2023	21	$	15.96	to	$	16.07	$	335	0.47%	0.48	%	to	0.66	%	17.88	%	to	18.10	%
December 31, 2022	15	$	13.54	to	$	13.60	$	204	0.44%	0.48	%	to	0.66	%	-17.24	%	to	-17.09	%
December 31, 2021	3	$	16.36	to	$	16.41	$	49	0.61%	0.48	%	to	0.66	%	25.67	%	to	25.90	%
December 31, 2020	—	$	—	to	$	—	$	—	0.00%	0.00	%	to	0.00	%	0.00	%	to	0.00	%
	MFS® International Intrinsic Value Portfolio (Initial Class) (available November 30, 2020)
December 31, 2024	9	$	12.44	to	$	12.50	$	108	1.46%	0.40	%	to	0.50	%	6.71	%	to	6.82	%
December 31, 2023	6	$	11.71	to	$	11.71	$	71	0.54%	0.40	%	to	0.40	%	17.19	%	to	17.19	%
December 31, 2022	5	$	9.99	to	$	9.99	$	55	0.76%	0.40	%	to	0.40	%	-23.86	%	to	-23.86	%
December 31, 2021	3	$	13.12	to	$	13.12	$	45	0.59%	0.40	%	to	0.40	%	10.11	%	to	10.11	%
December 31, 2020	—	$	—	to	$	—	$	—	0.00%	0.00	%	to	0.00	%	0.00	%	to	0.00	%
	MFS® Mid Cap Growth Series (Initial Class) (available November 30, 2020)
December 31, 2024	2	$	14.13	to	$	14.20	$	27	0.00%	0.40	%	to	0.50	%	14.15	%	to	14.26	%
December 31, 2023	2	$	12.43	to	$	12.43	$	22	0.00%	0.40	%	to	0.40	%	20.84	%	to	20.84	%
December 31, 2022	1	$	10.29	to	$	10.29	$	10	0.00%	0.40	%	to	0.40	%	-28.98	%	to	-28.98	%
December 31, 2021	1	$	14.48	to	$	14.48	$	15	0.00%	0.40	%	to	0.40	%	13.66	%	to	13.66	%
December 31, 2020	—	$	—	to	$	—	$	—	0.00%	0.00	%	to	0.00	%	0.00	%	to	0.00	%
	Western Asset Core Plus VIT Portfolio (Class I) (available November 30, 2020)
December 31, 2024	2	$	9.02	to	$	9.02	$	21	8.28%	0.40	%	to	0.40	%	-0.82	%	to	-0.82	%
December 31, 2023	2	$	9.09	to	$	9.09	$	22	3.80%	0.40	%	to	0.40	%	6.39	%	to	6.39	%
December 31, 2022	3	$	8.55	to	$	8.55	$	22	1.98%	0.40	%	to	0.40	%	-17.56	%	to	-17.56	%
December 31, 2021	3	$	10.37	to	$	10.37	$	28	5.14%	0.40	%	to	0.40	%	-2.36	%	to	-2.36	%
December 31, 2020	—	$	—	to	$	—	$	—	0.00%	0.00	%	to	0.00	%	0.00	%	to	0.00	%

A135

Note 7:    Financial Highlights (continued)

	At the period ended								For the period ended
	Units Outstanding (000s)	Unit Value Lowest — Highest					Net Assets (000s)		Investment Income Ratio*	Expense Ratio** Lowest — Highest					Total Return*** Lowest — Highest
	ClearBridge Variable Small Cap Growth Portfolio (Class I) (available November 30, 2020)
December 31, 2024	6	$	12.17	to	$	12.17	$	69	0.00%	0.40	%	to	0.40	%	4.08	%	to	4.08	%
December 31, 2023	3	$	11.69	to	$	11.69	$	33	0.00%	0.40	%	to	0.40	%	7.97	%	to	7.97	%
December 31, 2022	3	$	10.83	to	$	10.83	$	32	0.00%	0.40	%	to	0.40	%	-29.13	%	to	-29.13	%
December 31, 2021	4	$	15.28	to	$	15.28	$	55	0.00%	0.40	%	to	0.40	%	12.16	%	to	12.16	%
December 31, 2020	—	$	—	to	$	—	$	—	0.00%	0.00	%	to	0.00	%	0.00	%	to	0.00	%
	Fidelity® VIP International Capital Appreciation Portfolio (Initial Class) (available November 30, 2020)
December 31, 2024	3	$	13.22	to	$	13.29	$	45	0.78%	0.40	%	to	0.50	%	7.65	%	to	7.76	%
December 31, 2023	3	$	12.33	to	$	12.33	$	40	0.38%	0.40	%	to	0.40	%	26.99	%	to	26.99	%
December 31, 2022	3	$	9.71	to	$	9.71	$	32	0.27%	0.40	%	to	0.40	%	-26.69	%	to	-26.69	%
December 31, 2021	3	$	13.25	to	$	13.25	$	45	0.00%	0.40	%	to	0.40	%	11.89	%	to	11.89	%
December 31, 2020	—	$	—	to	$	—	$	—	0.00%	0.00	%	to	0.00	%	0.00	%	to	0.00	%
	Fidelity® VIP Mid Cap Portfolio (Initial Class) (available November 30, 2020)
December 31, 2024	5	$	16.38	to	$	16.46	$	90	0.56%	0.40	%	to	0.50	%	16.90	%	to	17.02	%
December 31, 2023	5	$	14.06	to	$	14.06	$	72	0.64%	0.40	%	to	0.40	%	14.62	%	to	14.62	%
December 31, 2022	5	$	12.27	to	$	12.27	$	59	0.49%	0.40	%	to	0.40	%	-15.08	%	to	-15.08	%
December 31, 2021	5	$	14.45	to	$	14.45	$	74	0.85%	0.40	%	to	0.40	%	25.10	%	to	25.10	%
December 31, 2020	—	$	—	to	$	—	$	—	0.00%	0.00	%	to	0.00	%	0.00	%	to	0.00	%
	Fidelity® VIP Emerging Markets Portfolio (Initial Class) (available November 30, 2020)
December 31, 2024	9	$	12.30	to	$	12.30	$	114	1.55%	0.40	%	to	0.40	%	9.59	%	to	9.59	%
December 31, 2023	9	$	11.22	to	$	11.22	$	96	2.45%	0.40	%	to	0.40	%	9.22	%	to	9.22	%
December 31, 2022	8	$	10.27	to	$	10.27	$	85	1.89%	0.40	%	to	0.40	%	-20.43	%	to	-20.43	%
December 31, 2021	7	$	12.91	to	$	12.91	$	93	3.40%	0.40	%	to	0.40	%	-2.63	%	to	-2.63	%
December 31, 2020	—	$	—	to	$	—	$	—	0.00%	0.00	%	to	0.00	%	0.00	%	to	0.00	%
	Dimensional VA U.S. Targeted Value Portfolio (available November 30, 2020)
December 31, 2024	5	$	18.14	to	$	18.14	$	85	1.60%	0.75	%	to	0.75	%	7.32	%	to	7.32	%
December 31, 2023	3	$	16.90	to	$	16.90	$	54	1.64%	0.75	%	to	0.75	%	19.14	%	to	19.14	%
December 31, 2022	3	$	14.19	to	$	14.19	$	45	1.32%	0.75	%	to	0.75	%	-4.93	%	to	-4.93	%
December 31, 2021	3	$	14.92	to	$	14.92	$	48	1.72%	0.75	%	to	0.75	%	38.64	%	to	38.64	%
December 31, 2020	—	$	—	to	$	—	$	—	0.00%	0.00	%	to	0.00	%	0.00	%	to	0.00	%
	BlackRock Large Cap Focus Growth V.I. Fund (Class I) (available November 30, 2020)
December 31, 2024	20	$	18.90	to	$	18.90	$	374	0.00%	0.40	%	to	0.40	%	31.18	%	to	31.18	%
December 31, 2023	22	$	14.41	to	$	14.41	$	314	0.00%	0.40	%	to	0.40	%	52.25	%	to	52.25	%
December 31, 2022	23	$	9.46	to	$	9.46	$	220	0.00%	0.40	%	to	0.40	%	-38.35	%	to	-38.35	%
December 31, 2021	23	$	15.35	to	$	15.35	$	346	0.00%	0.40	%	to	0.40	%	17.62	%	to	17.62	%
December 31, 2020	—	$	—	to	$	—	$	—	0.00%	0.00	%	to	0.00	%	0.00	%	to	0.00	%
	American Funds IS® U.S. Government Securities Fund® (Class 1) (available November 30, 2020)
December 31, 2024	41	$	9.68	to	$	9.68	$	400	4.10%	0.75	%	to	0.75	%	0.23	%	to	0.23	%
December 31, 2023	42	$	9.66	to	$	9.66	$	409	8.85%	0.75	%	to	0.75	%	2.44	%	to	2.44	%
December 31, 2022	10	$	9.43	to	$	9.43	$	98	3.94%	0.75	%	to	0.75	%	-11.41	%	to	-11.41	%
December 31, 2021	11	$	10.64	to	$	10.64	$	118	2.20%	0.75	%	to	0.75	%	-1.19	%	to	-1.19	%
December 31, 2020	—	$	—	to	$	—	$	—	0.00%	0.00	%	to	0.00	%	0.00	%	to	0.00	%
	American Funds IS® The Bond Fund of America® (Class 1) (available November 30, 2020)
December 31, 2024	23	$	9.63	to	$	9.68	$	220	4.14%	0.75	%	to	0.85	%	0.63	%	to	0.73	%
December 31, 2023	21	$	9.57	to	$	9.60	$	205	10.32%	0.75	%	to	0.85	%	4.32	%	to	4.42	%
December 31, 2022	1	$	9.20	to	$	9.20	$	12	3.10%	0.75	%	to	0.75	%	-12.92	%	to	-12.92	%
December 31, 2021	1	$	10.56	to	$	10.56	$	14	2.82%	0.75	%	to	0.75	%	-0.89	%	to	-0.89	%
December 31, 2020	—	$	—	to	$	—	$	—	0.00%	0.00	%	to	0.00	%	0.00	%	to	0.00	%
	Vanguard VIF International Portfolio (available November 30, 2020)
December 31, 2024	26	$	12.61	to	$	12.67	$	327	1.06%	0.75	%	to	0.85	%	8.08	%	to	8.19	%
December 31, 2023	23	$	11.67	to	$	11.71	$	271	1.37%	0.75	%	to	0.85	%	13.68	%	to	13.80	%
December 31, 2022	19	$	10.26	to	$	10.29	$	199	1.35%	0.75	%	to	0.85	%	-30.71	%	to	-30.64	%
December 31, 2021	13	$	14.84	to	$	14.84	$	196	0.00%	0.75	%	to	0.75	%	-2.28	%	to	-2.28	%
December 31, 2020	—	$	—	to	$	—	$	—	0.00%	0.00	%	to	0.00	%	0.00	%	to	0.00	%

A136

Note 7:    Financial Highlights (continued)

	At the period ended									For the period ended
	Units Outstanding (000s)		Unit Value Lowest — Highest					Net Assets (000s)		Investment Income Ratio*	Expense Ratio** Lowest — Highest					Total Return*** Lowest — Highest
	Vanguard VIF Diversified Value Portfolio (available November 30, 2020)
December 31, 2024	19		$	16.87	to	$	16.95	$	322	1.32%	0.75	%	to	0.85	%	13.91	%	to	14.02	%
December 31, 2023	15		$	14.86	to	$	14.86	$	223	1.40%	0.75	%	to	0.75	%	19.23	%	to	19.23	%
December 31, 2022	15		$	12.47	to	$	12.47	$	189	1.15%	0.75	%	to	0.75	%	-12.15	%	to	-12.15	%
December 31, 2021	16		$	14.19	to	$	14.19	$	229	0.00%	0.75	%	to	0.75	%	29.49	%	to	29.49	%
December 31, 2020	—		$	—	to	$	—	$	—	0.00%	0.00	%	to	0.00	%	0.00	%	to	0.00	%
	Vanguard VIF Total International Stock Market Index Portfolio (available November 30, 2020)
December 31, 2024	26		$	12.09	to	$	12.09	$	315	2.06%	0.75	%	to	0.75	%	4.27	%	to	4.27	%
December 31, 2023	13		$	11.55	to	$	11.59	$	151	1.44%	0.75	%	to	0.85	%	14.57	%	to	14.68	%
December 31, 2022	4		$	10.11	to	$	10.11	$	41	2.79%	0.75	%	to	0.75	%	-16.64	%	to	-16.64	%
December 31, 2021	2		$	12.13	to	$	12.13	$	24	0.00%	0.75	%	to	0.75	%	7.72	%	to	7.72	%
December 31, 2020	—		$	—	to	$	—	$	—	0.00%	0.00	%	to	0.00	%	0.00	%	to	0.00	%
	Vanguard VIF Mid-Cap Index Portfolio (available November 30, 2020)
December 31, 2024	9		$	14.82	to	$	14.82	$	131	1.39%	0.75	%	to	0.75	%	14.21	%	to	14.21	%
December 31, 2023	9		$	12.98	to	$	12.98	$	119	1.43%	0.75	%	to	0.75	%	14.97	%	to	14.97	%
December 31, 2022	10		$	11.29	to	$	11.29	$	107	1.22%	0.75	%	to	0.75	%	-19.43	%	to	-19.43	%
December 31, 2021	10		$	14.01	to	$	14.01	$	141	0.00%	0.75	%	to	0.75	%	23.43	%	to	23.43	%
December 31, 2020	—		$	—	to	$	—	$	—	0.00%	0.00	%	to	0.00	%	0.00	%	to	0.00	%
	Vanguard VIF Equity Index Portfolio (available November 30, 2020)
December 31, 2024	—		$	18.21	to	$	18.21	$	5	1.28%	0.75	%	to	0.75	%	23.90	%	to	23.90	%
December 31, 2023	—		$	14.70	to	$	14.70	$	4	1.39%	0.75	%	to	0.75	%	25.17	%	to	25.17	%
December 31, 2022	—	(2)	$	11.74	to	$	11.74	$	3	3.96%	0.75	%	to	0.75	%	-18.84	%	to	-18.84	%
December 31, 2021	4		$	14.47	to	$	14.47	$	55	0.00%	0.75	%	to	0.75	%	27.59	%	to	27.59	%
December 31, 2020	—		$	—	to	$	—	$	—	0.00%	0.00	%	to	0.00	%	0.00	%	to	0.00	%
	MFS® Total Return Bond Series (Initial Class) (available November 30, 2020)
December 31, 2024	3		$	9.69	to	$	9.73	$	31	6.64%	0.40	%	to	0.50	%	2.03	%	to	2.14	%
December 31, 2023	1		$	9.53	to	$	9.53	$	12	3.23%	0.40	%	to	0.40	%	6.95	%	to	6.95	%
December 31, 2022	1		$	8.91	to	$	8.91	$	11	2.83%	0.40	%	to	0.40	%	-14.28	%	to	-14.28	%
December 31, 2021	1		$	10.39	to	$	10.39	$	14	6.63%	0.40	%	to	0.40	%	-1.21	%	to	-1.21	%
December 31, 2020	—		$	—	to	$	—	$	—	0.00%	0.00	%	to	0.00	%	0.00	%	to	0.00	%
	Fidelity® VIP Investment Grade Bond Portfolio (Initial Class) (available November 30, 2020)
December 31, 2024	13		$	9.74	to	$	9.79	$	128	3.76%	0.40	%	to	0.50	%	1.28	%	to	1.38	%
December 31, 2023	11		$	9.65	to	$	9.65	$	103	2.61%	0.40	%	to	0.40	%	5.78	%	to	5.78	%
December 31, 2022	11		$	9.13	to	$	9.13	$	96	2.09%	0.40	%	to	0.40	%	-13.31	%	to	-13.31	%
December 31, 2021	11		$	10.53	to	$	10.53	$	118	2.35%	0.40	%	to	0.40	%	-1.00	%	to	-1.00	%
December 31, 2020	—		$	—	to	$	—	$	—	0.00%	0.00	%	to	0.00	%	0.00	%	to	0.00	%
	MFS® New Discovery Series (Initial Class) (available November 30, 2020)
December 31, 2024	7		$	11.91	to	$	11.97	$	83	0.00%	0.40	%	to	0.50	%	6.19	%	to	6.29	%
December 31, 2023	6		$	11.26	to	$	11.26	$	67	0.00%	0.40	%	to	0.40	%	13.96	%	to	13.96	%
December 31, 2022	4		$	9.88	to	$	9.88	$	42	0.00%	0.40	%	to	0.40	%	-30.04	%	to	-30.04	%
December 31, 2021	4		$	14.12	to	$	14.12	$	55	0.00%	0.40	%	to	0.40	%	1.39	%	to	1.39	%
December 31, 2020	—		$	—	to	$	—	$	—	0.00%	0.00	%	to	0.00	%	0.00	%	to	0.00	%
	ClearBridge Variable Dividend Strategy Portfolio (Class I) (available November 30, 2020)
December 31, 2024	10		$	16.18	to	$	16.18	$	164	1.30%	0.40	%	to	0.40	%	16.38	%	to	16.38	%
December 31, 2023	11		$	13.90	to	$	13.90	$	146	2.17%	0.40	%	to	0.40	%	13.74	%	to	13.74	%
December 31, 2022	11		$	12.22	to	$	12.22	$	129	1.42%	0.40	%	to	0.40	%	-8.47	%	to	-8.47	%
December 31, 2021	11		$	13.35	to	$	13.35	$	142	1.41%	0.40	%	to	0.40	%	26.29	%	to	26.29	%
December 31, 2020	—		$	—	to	$	—	$	—	0.00%	0.00	%	to	0.00	%	0.00	%	to	0.00	%
	MFS® Utilities Series (Initial Class)
December 31, 2024	2		$	12.10	to	$	12.16	$	26	2.06%	0.40	%	to	0.50	%	11.10	%	to	11.21	%
December 31, 2023	2		$	10.89	to	$	10.93	$	17	2.11%	0.40	%	to	0.50	%	-2.60	%	to	-2.50	%
December 31, 2022	2		$	11.18	to	$	11.21	$	20	2.60%	0.40	%	to	0.50	%	0.25	%	to	0.35	%
December 31, 2021	—		$	—	to	$	—	$	—	0.00%	0.00	%	to	0.00	%	0.00	%	to	0.00	%
December 31, 2020	—		$	—	to	$	—	$	—	0.00%	0.00	%	to	0.00	%	0.00	%	to	0.00	%

A137

Note 7:    Financial Highlights (continued)

	At the period ended									For the period ended
	Units Outstanding (000s)		Unit Value Lowest — Highest					Net Assets (000s)		Investment Income Ratio*	Expense Ratio** Lowest — Highest					Total Return*** Lowest — Highest
	Vanguard VIF Real Estate Index Portfolio
December 31, 2024	6		$	10.35	to	$	10.35	$	63	3.08%	0.75	%	to	0.75	%	3.96	%	to	3.96	%
December 31, 2023	6		$	9.95	to	$	9.95	$	60	1.95%	0.75	%	to	0.75	%	10.86	%	to	10.86	%
December 31, 2022	3		$	8.98	to	$	8.98	$	23	0.25%	0.75	%	to	0.75	%	-26.85	%	to	-26.85	%
December 31, 2021	—		$	—	to	$	—	$	—	0.00%	0.00	%	to	0.00	%	0.00	%	to	0.00	%
December 31, 2020	—		$	—	to	$	—	$	—	0.00%	0.00	%	to	0.00	%	0.00	%	to	0.00	%
	Vanguard VIF Total Bond Market Index Portfolio
December 31, 2024	3		$	9.17	to	$	9.22	$	31	2.78%	0.75	%	to	0.85	%	0.38	%	to	0.48	%
December 31, 2023	3		$	9.14	to	$	9.17	$	30	2.46%	0.75	%	to	0.85	%	4.69	%	to	4.79	%
December 31, 2022	3		$	8.73	to	$	8.75	$	29	2.06%	0.75	%	to	0.85	%	-13.95	%	to	-13.86	%
December 31, 2021	—		$	—	to	$	—	$	—	0.00%	0.00	%	to	0.00	%	0.00	%	to	0.00	%
December 31, 2020	—		$	—	to	$	—	$	—	0.00%	0.00	%	to	0.00	%	0.00	%	to	0.00	%
	Vanguard VIF Equity Income Portfolio
December 31, 2024	12		$	15.22	to	$	15.29	$	179	2.67%	0.75	%	to	0.85	%	14.14	%	to	14.25	%
December 31, 2023	11		$	13.33	to	$	13.38	$	142	2.66%	0.75	%	to	0.85	%	7.18	%	to	7.29	%
December 31, 2022	11		$	12.44	to	$	12.47	$	132	3.04%	0.75	%	to	0.85	%	-1.50	%	to	-1.40	%
December 31, 2021	—		$	—	to	$	—	$	—	0.00%	0.00	%	to	0.00	%	0.00	%	to	0.00	%
December 31, 2020	—		$	—	to	$	—	$	—	0.00%	0.00	%	to	0.00	%	0.00	%	to	0.00	%
	Vanguard VIF High Yield Bond Portfolio
December 31, 2024	6		$	11.19	to	$	11.24	$	68	5.87%	0.75	%	to	0.85	%	5.54	%	to	5.65	%
December 31, 2023	2		$	10.60	to	$	10.64	$	23	4.92%	0.75	%	to	0.85	%	10.72	%	to	10.83	%
December 31, 2022	2		$	9.57	to	$	9.60	$	21	6.08%	0.75	%	to	0.85	%	-10.13	%	to	-10.04	%
December 31, 2021	—		$	—	to	$	—	$	—	0.00%	0.00	%	to	0.00	%	0.00	%	to	0.00	%
December 31, 2020	—		$	—	to	$	—	$	—	0.00%	0.00	%	to	0.00	%	0.00	%	to	0.00	%
	Vanguard VIF Short-Term Investment Grade Portfolio
December 31, 2024	16		$	10.45	to	$	10.50	$	168	2.91%	0.75	%	to	0.85	%	4.00	%	to	4.10	%
December 31, 2023	12		$	10.05	to	$	10.09	$	116	0.96%	0.75	%	to	0.85	%	5.26	%	to	5.36	%
December 31, 2022	4		$	9.55	to	$	9.55	$	40	2.02%	0.85	%	to	0.85	%	-6.52	%	to	-6.52	%
December 31, 2021	—		$	—	to	$	—	$	—	0.00%	0.00	%	to	0.00	%	0.00	%	to	0.00	%
December 31, 2020	—		$	—	to	$	—	$	—	0.00%	0.00	%	to	0.00	%	0.00	%	to	0.00	%
	PSF Natural Resources Portfolio (Class I)
December 31, 2024	2		$	18.50	to	$	18.59	$	29	0.00%	0.40	%	to	0.50	%	3.86	%	to	3.96	%
December 31, 2023	3		$	17.81	to	$	17.88	$	47	0.00%	0.40	%	to	0.50	%	1.47	%	to	1.58	%
December 31, 2022	4		$	17.55	to	$	17.60	$	70	0.00%	0.40	%	to	0.50	%	21.43	%	to	21.55	%
December 31, 2021	—		$	—	to	$	—	$	—	0.00%	0.00	%	to	0.00	%	0.00	%	to	0.00	%
December 31, 2020	—		$	—	to	$	—	$	—	0.00%	0.00	%	to	0.00	%	0.00	%	to	0.00	%
	Vanguard VIF Total Stock Market Index Portfolio
December 31, 2024	8		$	17.65	to	$	17.65	$	144	1.23%	0.75	%	to	0.75	%	22.78	%	to	22.78	%
December 31, 2023	8		$	14.37	to	$	14.37	$	117	1.10%	0.75	%	to	0.75	%	25.01	%	to	25.01	%
December 31, 2022	8		$	11.50	to	$	11.50	$	89	0.00%	0.75	%	to	0.75	%	-20.19	%	to	-20.19	%
December 31, 2021	—		$	—	to	$	—	$	—	0.00%	0.00	%	to	0.00	%	0.00	%	to	0.00	%
December 31, 2020	—		$	—	to	$	—	$	—	0.00%	0.00	%	to	0.00	%	0.00	%	to	0.00	%
	Vanguard VIF Balanced Portfolio
December 31, 2024	—		$	13.95	to	$	13.95	$	6	2.27%	0.75	%	to	0.75	%	13.94	%	to	13.94	%
December 31, 2023	—		$	12.24	to	$	12.24	$	5	2.03%	0.75	%	to	0.75	%	13.47	%	to	13.47	%
December 31, 2022	—	(2)	$	10.79	to	$	10.79	$	4	0.00%	0.75	%	to	0.75	%	-14.94	%	to	-14.94	%
December 31, 2021	—		$	—	to	$	—	$	—	0.00%	0.00	%	to	0.00	%	0.00	%	to	0.00	%
December 31, 2020	—		$	—	to	$	—	$	—	0.00%	0.00	%	to	0.00	%	0.00	%	to	0.00	%
	Vanguard VIF Growth Portfolio
December 31, 2024	12		$	18.52	to	$	18.61	$	231	0.26%	0.75	%	to	0.85	%	32.00	%	to	32.13	%
December 31, 2023	11		$	14.03	to	$	14.08	$	149	0.24%	0.75	%	to	0.85	%	38.95	%	to	39.09	%
December 31, 2022	11		$	10.10	to	$	10.12	$	107	0.00%	0.75	%	to	0.85	%	-33.93	%	to	-33.86	%
December 31, 2021	—		$	—	to	$	—	$	—	0.00%	0.00	%	to	0.00	%	0.00	%	to	0.00	%
December 31, 2020	—		$	—	to	$	—	$	—	0.00%	0.00	%	to	0.00	%	0.00	%	to	0.00	%

A138

Note 7:    Financial Highlights (continued)

	At the period ended									For the period ended
	Units Outstanding (000s)		Unit Value Lowest — Highest					Net Assets (000s)		Investment Income Ratio*	Expense Ratio** Lowest — Highest					Total Return*** Lowest — Highest
	Dimensional VA International Value Portfolio (available February 24, 2020)
December 31, 2024	15		$	14.16	to	$	14.23	$	216	4.46%	0.75	%	to	0.85	%	5.71	%	to	5.82	%
December 31, 2023	11		$	13.40	to	$	13.45	$	151	11.61%	0.75	%	to	0.85	%	16.86	%	to	16.98	%
December 31, 2022	3		$	11.47	to	$	11.50	$	29	8.01%	0.75	%	to	0.85	%	-4.27	%	to	-4.18	%
December 31, 2021	—		$	—	to	$	—	$	—	0.00%	0.00	%	to	0.00	%	0.00	%	to	0.00	%
December 31, 2020	—		$	—	to	$	—	$	—	0.00%	0.00	%	to	0.00	%	0.00	%	to	0.00	%
	Fidelity® VIP Floating Rate High Income Portfolio (Initial Class) (available February 24, 2020)
December 31, 2024	5		$	12.73	to	$	12.79	$	60	9.80%	0.40	%	to	0.50	%	7.96	%	to	8.07	%
December 31, 2023	1		$	11.79	to	$	11.79	$	8	7.14%	0.50	%	to	0.50	%	11.62	%	to	11.62	%
December 31, 2022	1		$	10.56	to	$	10.56	$	7	7.18%	0.50	%	to	0.50	%	-1.01	%	to	-1.01	%
December 31, 2021	—		$	—	to	$	—	$	—	0.00%	0.00	%	to	0.00	%	0.00	%	to	0.00	%
December 31, 2020	—		$	—	to	$	—	$	—	0.00%	0.00	%	to	0.00	%	0.00	%	to	0.00	%
	American Funds IS® Washington Mutual Investors Fund (Class 1) (available February 24, 2020)
December 31, 2024	1		$	17.19	to	$	17.19	$	19	1.17%	0.75	%	to	0.75	%	18.50	%	to	18.50	%
December 31, 2023	3		$	14.45	to	$	14.51	$	50	2.04%	0.75	%	to	0.85	%	16.66	%	to	16.78	%
December 31, 2022	1		$	12.42	to	$	12.42	$	11	7.38%	0.75	%	to	0.75	%	-8.96	%	to	-8.96	%
December 31, 2021	—		$	—	to	$	—	$	—	0.00%	0.00	%	to	0.00	%	0.00	%	to	0.00	%
December 31, 2020	—		$	—	to	$	—	$	—	0.00%	0.00	%	to	0.00	%	0.00	%	to	0.00	%
	American Funds IS® Growth Fund (Class 1) (available February 24, 2020)
December 31, 2024	14		$	21.18	to	$	21.18	$	306	0.58%	0.75	%	to	0.75	%	30.97	%	to	30.97	%
December 31, 2023	14		$	16.17	to	$	16.17	$	233	1.33%	0.75	%	to	0.75	%	37.78	%	to	37.78	%
December 31, 2022	1		$	11.74	to	$	11.74	$	10	2.09%	0.75	%	to	0.75	%	-30.28	%	to	-30.28	%
December 31, 2021	—		$	—	to	$	—	$	—	0.00%	0.00	%	to	0.00	%	0.00	%	to	0.00	%
December 31, 2020	—		$	—	to	$	—	$	—	0.00%	0.00	%	to	0.00	%	0.00	%	to	0.00	%
	American Funds IS® Growth-Income Fund (Class 1) (available February 24, 2020)
December 31, 2024	6		$	17.57	to	$	17.57	$	108	1.52%	0.75	%	to	0.75	%	23.60	%	to	23.60	%
December 31, 2023	2		$	14.21	to	$	14.21	$	33	2.45%	0.75	%	to	0.75	%	25.52	%	to	25.52	%
December 31, 2022	1		$	11.32	to	$	11.32	$	11	5.52%	0.75	%	to	0.75	%	-16.91	%	to	-16.91	%
December 31, 2021	—		$	—	to	$	—	$	—	0.00%	0.00	%	to	0.00	%	0.00	%	to	0.00	%
December 31, 2020	—		$	—	to	$	—	$	—	0.00%	0.00	%	to	0.00	%	0.00	%	to	0.00	%
	Fidelity® VIP Technology Portfolio (Initial Class) (available February 24, 2020)
December 31, 2024	1		$	26.04	to	$	26.04	$	21	0.00%	0.40	%	to	0.40	%	35.04	%	to	35.04	%
December 31, 2023	1		$	19.28	to	$	19.28	$	10	0.15%	0.40	%	to	0.40	%	57.69	%	to	57.69	%
December 31, 2022	—	(2)	$	12.23	to	$	12.23	$	5	0.00%	0.40	%	to	0.40	%	-36.11	%	to	-36.11	%
December 31, 2021	—		$	—	to	$	—	$	—	0.00%	0.00	%	to	0.00	%	0.00	%	to	0.00	%
December 31, 2020	—		$	—	to	$	—	$	—	0.00%	0.00	%	to	0.00	%	0.00	%	to	0.00	%
	MFS® Value Series (Service Class) (available February 01, 2023)
December 31, 2024	29		$	16.93	to	$	16.93	$	490	1.40%	1.30	%	to	1.30	%	9.90	%	to	9.90	%
December 31, 2023	4		$	15.40	to	$	15.40	$	61	1.87%	1.30	%	to	1.30	%	3.31	%	to	3.31	%
December 31, 2022	—		$	—	to	$	—	$	—	0.00%	0.00	%	to	0.00	%	0.00	%	to	0.00	%
December 31, 2021	—		$	—	to	$	—	$	—	0.00%	0.00	%	to	0.00	%	0.00	%	to	0.00	%
December 31, 2020	—		$	—	to	$	—	$	—	0.00%	0.00	%	to	0.00	%	0.00	%	to	0.00	%
	PSF PGIM Government Money Market Portfolio (Class III) (available February 01, 2023)
December 31, 2024	1,145		$	10.59	to	$	10.63	$	12,142	4.49%	1.20	%	to	1.30	%	3.38	%	to	3.49	%
December 31, 2023	471		$	10.25	to	$	10.27	$	4,825	4.32%	1.20	%	to	1.30	%	3.05	%	to	3.14	%
December 31, 2022	—		$	—	to	$	—	$	—	0.00%	0.00	%	to	0.00	%	0.00	%	to	0.00	%
December 31, 2021	—		$	—	to	$	—	$	—	0.00%	0.00	%	to	0.00	%	0.00	%	to	0.00	%
December 31, 2020	—		$	—	to	$	—	$	—	0.00%	0.00	%	to	0.00	%	0.00	%	to	0.00	%
	MFS® Value Series (Initial Class)
December 31, 2024	3		$	14.23	to	$	14.23	$	46	1.65%	0.40	%	to	0.40	%	11.16	%	to	11.16	%
December 31, 2023	3		$	12.80	to	$	12.80	$	42	0.00%	0.40	%	to	0.40	%	7.50	%	to	7.50	%
December 31, 2022	—		$	—	to	$	—	$	—	0.00%	0.00	%	to	0.00	%	0.00	%	to	0.00	%
December 31, 2021	—		$	—	to	$	—	$	—	0.00%	0.00	%	to	0.00	%	0.00	%	to	0.00	%
December 31, 2020	—		$	—	to	$	—	$	—	0.00%	0.00	%	to	0.00	%	0.00	%	to	0.00	%

A139

Note 7:    Financial Highlights (continued)

	At the period ended								For the period ended
	Units Outstanding (000s)	Unit Value Lowest — Highest					Net Assets (000s)		Investment Income Ratio*	Expense Ratio** Lowest — Highest					Total Return*** Lowest — Highest
	American Funds IS® Ultra-Short Bond Fund (Class 1) (available February 24, 2020)
December 31, 2024	12	$	10.75	to	$	10.75	$	130	6.15%	0.75	%	to	0.75	%	4.29	%	to	4.29	%
December 31, 2023	6	$	10.31	to	$	10.31	$	60	8.42%	0.75	%	to	0.75	%	4.15	%	to	4.15	%
December 31, 2022	—	$	—	to	$	—	$	—	0.00%	0.00	%	to	0.00	%	0.00	%	to	0.00	%
December 31, 2021	—	$	—	to	$	—	$	—	0.00%	0.00	%	to	0.00	%	0.00	%	to	0.00	%
December 31, 2020	—	$	—	to	$	—	$	—	0.00%	0.00	%	to	0.00	%	0.00	%	to	0.00	%
	BlackRock Advantage Large Cap Core V.I. Fund (Class I) (available February 24, 2020)
December 31, 2024	9	$	18.18	to	$	18.18	$	156	0.96%	0.40	%	to	0.40	%	24.94	%	to	24.94	%
December 31, 2023	2	$	14.55	to	$	14.55	$	35	3.79%	0.40	%	to	0.40	%	24.73	%	to	24.73	%
December 31, 2022	—	$	—	to	$	—	$	—	0.00%	0.00	%	to	0.00	%	0.00	%	to	0.00	%
December 31, 2021	—	$	—	to	$	—	$	—	0.00%	0.00	%	to	0.00	%	0.00	%	to	0.00	%
December 31, 2020	—	$	—	to	$	—	$	—	0.00%	0.00	%	to	0.00	%	0.00	%	to	0.00	%
	BlackRock Basic Value V.I. Fund (Class I) (available February 24, 2020)
December 31, 2024	15	$	15.27	to	$	15.27	$	234	2.45%	0.40	%	to	0.40	%	9.93	%	to	9.93	%
December 31, 2023	8	$	13.89	to	$	13.89	$	114	2.77%	0.40	%	to	0.40	%	16.14	%	to	16.14	%
December 31, 2022	—	$	—	to	$	—	$	—	0.00%	0.00	%	to	0.00	%	0.00	%	to	0.00	%
December 31, 2021	—	$	—	to	$	—	$	—	0.00%	0.00	%	to	0.00	%	0.00	%	to	0.00	%
December 31, 2020	—	$	—	to	$	—	$	—	0.00%	0.00	%	to	0.00	%	0.00	%	to	0.00	%
	Dimensional VA International Small Portfolio (available February 24, 2020)
December 31, 2024	5	$	12.21	to	$	12.21	$	57	3.42%	0.75	%	to	0.75	%	3.04	%	to	3.04	%
December 31, 2023	4	$	11.85	to	$	11.85	$	51	4.77%	0.75	%	to	0.75	%	13.26	%	to	13.26	%
December 31, 2022	—	$	—	to	$	—	$	—	0.00%	0.00	%	to	0.00	%	0.00	%	to	0.00	%
December 31, 2021	—	$	—	to	$	—	$	—	0.00%	0.00	%	to	0.00	%	0.00	%	to	0.00	%
December 31, 2020	—	$	—	to	$	—	$	—	0.00%	0.00	%	to	0.00	%	0.00	%	to	0.00	%
	Dimensional VA U.S. Large Value Portfolio (available February 24, 2020)
December 31, 2024	2	$	14.69	to	$	14.69	$	28	2.08%	0.75	%	to	0.75	%	12.53	%	to	12.53	%
December 31, 2023	2	$	13.06	to	$	13.06	$	25	3.30%	0.75	%	to	0.75	%	10.09	%	to	10.09	%
December 31, 2022	—	$	—	to	$	—	$	—	0.00%	0.00	%	to	0.00	%	0.00	%	to	0.00	%
December 31, 2021	—	$	—	to	$	—	$	—	0.00%	0.00	%	to	0.00	%	0.00	%	to	0.00	%
December 31, 2020	—	$	—	to	$	—	$	—	0.00%	0.00	%	to	0.00	%	0.00	%	to	0.00	%
	Fidelity® VIP Strategic Income Portfolio (Initial Class) (available February 24, 2020)
December 31, 2024	—	$	11.06	to	$	11.06	$	—	0.06%	0.40	%	to	0.40	%	5.65	%	to	5.65	%
December 31, 2023	6	$	10.43	to	$	10.47	$	65	6.08%	0.40	%	to	0.50	%	8.86	%	to	8.97	%
December 31, 2022	—	$	—	to	$	—	$	—	0.00%	0.00	%	to	0.00	%	0.00	%	to	0.00	%
December 31, 2021	—	$	—	to	$	—	$	—	0.00%	0.00	%	to	0.00	%	0.00	%	to	0.00	%
December 31, 2020	—	$	—	to	$	—	$	—	0.00%	0.00	%	to	0.00	%	0.00	%	to	0.00	%
	ClearBridge Variable Appreciation Portfolio (Class I) (available February 24, 2020)
December 31, 2024	—	$	17.50	to	$	17.50	$	—	0.08%	0.40	%	to	0.40	%	22.16	%	to	22.16	%
December 31, 2023	3	$	14.27	to	$	14.33	$	40	1.24%	0.40	%	to	0.50	%	19.11	%	to	19.23	%
December 31, 2022	—	$	—	to	$	—	$	—	0.00%	0.00	%	to	0.00	%	0.00	%	to	0.00	%
December 31, 2021	—	$	—	to	$	—	$	—	0.00%	0.00	%	to	0.00	%	0.00	%	to	0.00	%
December 31, 2020	—	$	—	to	$	—	$	—	0.00%	0.00	%	to	0.00	%	0.00	%	to	0.00	%
	MFS® Technology Portfolio (Initial Class) (available February 24, 2020)
December 31, 2024	5	$	20.26	to	$	20.26	$	104	0.00%	0.40	%	to	0.40	%	36.25	%	to	36.25	%
December 31, 2023	5	$	14.87	to	$	14.87	$	80	0.00%	0.40	%	to	0.40	%	53.62	%	to	53.62	%
December 31, 2022	—	$	—	to	$	—	$	—	0.00%	0.00	%	to	0.00	%	0.00	%	to	0.00	%
December 31, 2021	—	$	—	to	$	—	$	—	0.00%	0.00	%	to	0.00	%	0.00	%	to	0.00	%
December 31, 2020	—	$	—	to	$	—	$	—	0.00%	0.00	%	to	0.00	%	0.00	%	to	0.00	%
	BlackRock Equity Dividend V.I. Fund (Class I) (available February 24, 2020)
December 31, 2024	2	$	14.56	to	$	14.63	$	32	2.46%	0.40	%	to	0.50	%	9.51	%	to	9.62	%
December 31, 2023	2	$	13.34	to	$	13.34	$	33	3.03%	0.40	%	to	0.40	%	11.79	%	to	11.79	%
December 31, 2022	—	$	—	to	$	—	$	—	0.00%	0.00	%	to	0.00	%	0.00	%	to	0.00	%
December 31, 2021	—	$	—	to	$	—	$	—	0.00%	0.00	%	to	0.00	%	0.00	%	to	0.00	%
December 31, 2020	—	$	—	to	$	—	$	—	0.00%	0.00	%	to	0.00	%	0.00	%	to	0.00	%

A140

Note 7:    Financial Highlights (continued)

	At the period ended								For the period ended
	Units Outstanding (000s)	Unit Value Lowest — Highest					Net Assets (000s)		Investment Income Ratio*		Expense Ratio** Lowest — Highest					Total Return*** Lowest — Highest
	Fidelity® VIP Financials Portfolio (Initial Class) (available February 24, 2020)
December 31, 2024	2	$	18.27	to	$	18.27	$	30	1.60%		0.40	%	to	0.40	%	32.20	%	to	32.20	%
December 31, 2023	2	$	13.82	to	$	13.82	$	26	19.20%		0.40	%	to	0.40	%	14.27	%	to	14.27	%
December 31, 2022	—	$	—	to	$	—	$	—	0.00%		0.00	%	to	0.00	%	0.00	%	to	0.00	%
December 31, 2021	—	$	—	to	$	—	$	—	0.00%		0.00	%	to	0.00	%	0.00	%	to	0.00	%
December 31, 2020	—	$	—	to	$	—	$	—	0.00%		0.00	%	to	0.00	%	0.00	%	to	0.00	%
	Fidelity® VIP Health Care Portfolio (Initial Class) (available February 24, 2020)
December 31, 2024	2	$	12.34	to	$	12.34	$	21	0.00%		0.40	%	to	0.40	%	4.71	%	to	4.71	%
December 31, 2023	—	$	11.78	to	$	11.78	$	2	0.00%		0.40	%	to	0.40	%	3.84	%	to	3.84	%
December 31, 2022	—	$	—	to	$	—	$	—	0.00%		0.00	%	to	0.00	%	0.00	%	to	0.00	%
December 31, 2021	—	$	—	to	$	—	$	—	0.00%		0.00	%	to	0.00	%	0.00	%	to	0.00	%
December 31, 2020	—	$	—	to	$	—	$	—	0.00%		0.00	%	to	0.00	%	0.00	%	to	0.00	%
	AST Bond Portfolio 2034 (available January 03, 2023) (4)
December 31, 2024	29	$	9.65	to	$	9.73	$	284	0.00%		1.90	%	to	2.30	%	-4.76	%	to	-4.37	%
December 31, 2023	—	$	—	to	$	—	$	—	0.00%		0.00	%	to	0.00	%	0.00	%	to	0.00	%
December 31, 2022	—	$	—	to	$	—	$	—	0.00%		0.00	%	to	0.00	%	0.00	%	to	0.00	%
December 31, 2021	—	$	—	to	$	—	$	—	0.00%		0.00	%	to	0.00	%	0.00	%	to	0.00	%
December 31, 2020	—	$	—	to	$	—	$	—	0.00%		0.00	%	to	0.00	%	0.00	%	to	0.00	%
	Fidelity® VIP Contrafund℠ Portfolio (Initial Class) (available February 24, 2020) (4)
December 31, 2024	8	$	19.99	to	$	20.09	$	159	0.23%		0.40	%	to	0.50	%	33.12	%	to	33.25	%
December 31, 2023	—	$	—	to	$	—	$	—	0.00%		0.00	%	to	0.00	%	0.00	%	to	0.00	%
December 31, 2022	—	$	—	to	$	—	$	—	0.00%		0.00	%	to	0.00	%	0.00	%	to	0.00	%
December 31, 2021	—	$	—	to	$	—	$	—	0.00%		0.00	%	to	0.00	%	0.00	%	to	0.00	%
December 31, 2020	—	$	—	to	$	—	$	—	0.00%		0.00	%	to	0.00	%	0.00	%	to	0.00	%
	Fidelity® VIP Growth Opportunities Portfolio (Initial Class) (available February 24, 2020) (4)
December 31, 2024	—	$	20.99	to	$	20.99	$	4	0.00%		0.50	%	to	0.50	%	38.19	%	to	38.19	%
December 31, 2023	—	$	—	to	$	—	$	—	0.00%		0.00	%	to	0.00	%	0.00	%	to	0.00	%
December 31, 2022	—	$	—	to	$	—	$	—	0.00%		0.00	%	to	0.00	%	0.00	%	to	0.00	%
December 31, 2021	—	$	—	to	$	—	$	—	0.00%		0.00	%	to	0.00	%	0.00	%	to	0.00	%
December 31, 2020	—	$	—	to	$	—	$	—	0.00%		0.00	%	to	0.00	%	0.00	%	to	0.00	%
	Fidelity® VIP Growth Portfolio (Initial Class) (available February 24, 2020) (4)
December 31, 2024	12	$	21.60	to	$	21.60	$	251	0.00%	(1)	0.40	%	to	0.40	%	29.87	%	to	29.87	%
December 31, 2023	—	$	—	to	$	—	$	—	0.00%		0.00	%	to	0.00	%	0.00	%	to	0.00	%
December 31, 2022	—	$	—	to	$	—	$	—	0.00%		0.00	%	to	0.00	%	0.00	%	to	0.00	%
December 31, 2021	—	$	—	to	$	—	$	—	0.00%		0.00	%	to	0.00	%	0.00	%	to	0.00	%
December 31, 2020	—	$	—	to	$	—	$	—	0.00%		0.00	%	to	0.00	%	0.00	%	to	0.00	%
	Fidelity® VIP High Income Portfolio (Initial Class) (available February 24, 2020) (4)
December 31, 2024	10	$	11.16	to	$	11.16	$	109	8.95%		0.40	%	to	0.40	%	8.53	%	to	8.53	%
December 31, 2023	—	$	—	to	$	—	$	—	0.00%		0.00	%	to	0.00	%	0.00	%	to	0.00	%
December 31, 2022	—	$	—	to	$	—	$	—	0.00%		0.00	%	to	0.00	%	0.00	%	to	0.00	%
December 31, 2021	—	$	—	to	$	—	$	—	0.00%		0.00	%	to	0.00	%	0.00	%	to	0.00	%
December 31, 2020	—	$	—	to	$	—	$	—	0.00%		0.00	%	to	0.00	%	0.00	%	to	0.00	%
	ClearBridge Variable Mid Cap Portfolio (Class I) (available February 24, 2020) (4)
December 31, 2024	3	$	13.11	to	$	13.11	$	38	0.93%		0.40	%	to	0.40	%	9.56	%	to	9.56	%
December 31, 2023	—	$	—	to	$	—	$	—	0.00%		0.00	%	to	0.00	%	0.00	%	to	0.00	%
December 31, 2022	—	$	—	to	$	—	$	—	0.00%		0.00	%	to	0.00	%	0.00	%	to	0.00	%
December 31, 2021	—	$	—	to	$	—	$	—	0.00%		0.00	%	to	0.00	%	0.00	%	to	0.00	%
December 31, 2020	—	$	—	to	$	—	$	—	0.00%		0.00	%	to	0.00	%	0.00	%	to	0.00	%
	Vanguard VIF Capital Growth Portfolio
December 31, 2024	4	$	16.47	to	$	16.47	$	71	0.00%		0.75	%	to	0.75	%	12.56	%	to	12.56	%
December 31, 2023	—	$	—	to	$	—	$	—	0.00%		0.00	%	to	0.00	%	0.00	%	to	0.00	%
December 31, 2022	—	$	—	to	$	—	$	—	0.00%		0.00	%	to	0.00	%	0.00	%	to	0.00	%
December 31, 2021	—	$	—	to	$	—	$	—	0.00%		0.00	%	to	0.00	%	0.00	%	to	0.00	%
December 31, 2020	—	$	—	to	$	—	$	—	0.00%		0.00	%	to	0.00	%	0.00	%	to	0.00	%

A141

Note 7:    Financial Highlights (continued)

	At the period ended								For the period ended
	Units Outstanding (000s)	Unit Value Lowest — Highest					Net Assets (000s)		Investment Income Ratio*	Expense Ratio** Lowest — Highest					Total Return*** Lowest — Highest
	AST Bond Portfolio 2035 (available January 2, 2024)
December 31, 2024	—	$	9.58	to	$	9.58	$	—	0.00%	1.90	%	to	1.90	%	-4.15	%	to	-4.15	%
December 31, 2023	—	$	—	to	$	—	$	—	0.00%	0.00	%	to	0.00	%	0.00	%	to	0.00	%
December 31, 2022	—	$	—	to	$	—	$	—	0.00%	0.00	%	to	0.00	%	0.00	%	to	0.00	%
December 31, 2021	—	$	—	to	$	—	$	—	0.00%	0.00	%	to	0.00	%	0.00	%	to	0.00	%
December 31, 2020	—	$	—	to	$	—	$	—	0.00%	0.00	%	to	0.00	%	0.00	%	to	0.00	%

*	These amounts represent the dividends, excluding distributions of capital gains, received by the subaccount from the underlying Portfolios, net of management fees assessed by the fund manager, divided by the average daily net assets. These ratios exclude those expenses, such as mortality and expense risk and administration charges, that result in direct reductions in the unit values. The recognition of investment income by the subaccount is affected by the timing of the declaration of dividends by the underlying Portfolios in which the subaccount invests.
**	These amounts represent the annualized contract expenses of the Account, consisting primarily of mortality and expense risk and administration charges, for each period indicated. The ratios include only those expenses that result in a direct reduction to unit values. Charges made directly to contract owner accounts through the redemption of units and expenses of the underlying Portfolios are excluded.
***	These amounts represent the total returns for the periods indicated, including changes in the value of the underlying Portfolios, and reflect deductions for all items included in the expense ratio. The total return does not include any expenses assessed through the redemption of units; inclusion of these expenses in the calculation would result in a reduction in the total return presented. Product designs within a subaccount which were offered less than one year are included in the range of total returns for that period, and their respective total returns may not correspond to the total returns of a product offering with a comparable expense ratio that was presented for the full period. Contract owners may experience different total returns based on their investment options. Subaccounts with a date notation indicate the effective date of that subaccount in the Account. Total returns for periods less than one year are not annualized. The total return is calculated for each of the five periods preceding December 31, 2024 or for the periods indicated within.

(1)     Amount is less than 0.01%.

(2)     Amount is less than 1,000 units.

(3)     Total return reflects the return had there been contract owners in the subaccount during the period.

(4)     Subaccount became available for investment prior to 2024 but had no activity until 2024.

Note 8:    Charges and Expenses

The following represents the various charges and expenses of the Account which are paid to Pruco Life of New Jersey.

A.Mortality and Expense Risk Charges

The mortality and expense risk charges are applied daily against the net assets of each subaccount. Mortality risk is the risk that contract owners may live longer than estimated and expense risk is the risk that the cost of issuing and administering the contracts may exceed related charges assessed by Pruco Life of New Jersey. These charges are assessed through a reduction in unit values.

A142

Note 8:    Charges and Expenses (continued)

B.Administration Charge

The administration charge is applied daily against the net assets of each subaccount. Administration charge includes costs associated with issuing the contracts, establishing and maintaining records, and providing reports to contract owners. This charge is assessed through a reduction in unit values.

The following are the base and maximum combined mortality and expense risk and administration charges of the respective contracts.

Products	Base	Maximum
Discovery Choice Variable Annuity	1.35%	1.65%
Discovery Select Variable Annuity	1.40%	1.40%
Prudential Defined Income (PDI) Variable Annuity	1.10%	1.90%
Prudential MyRock Advisor New York Variable Annuity	0.25%	1.20%
Prudential FlexGuard New York	1.20%	1.30%
Prudential Premier Advisor Variable Annuity Series	0.35%	1.55%
Prudential Premier Investment Variable Annuity B Series	0.48%	0.73%
Prudential Premier Investment Variable Annuity C Series	0.68%	0.86%
Prudential Premier Retirement Variable Annuity	0.85%	0.85%
Prudential Premier Retirement Variable Annuity B Series	1.30%	2.30%
Prudential Premier Retirement Variable Annuity C Series	1.30%	2.75%
Prudential Premier Retirement Variable Annuity L Series	1.30%	2.70%
Prudential Premier Retirement Variable Annuity X Series	1.30%	2.85%
Prudential Premier Variable Annuity B Series	1.15%	2.15%
Prudential Premier Variable Annuity Bb SeriesSM	0.95%	1.95%
Prudential Premier Variable Annuity L Series	1.50%	2.50%
Prudential Premier Variable Annuity X Series	1.55%	2.55%
Strategic PartnersSM Advisor Variable Annuity	1.40%	2.25%
Strategic PartnersSM Flexelite Variable Annuity	1.60%	2.45%
Strategic PartnersSM Flexelite 2 Variable Annuity	1.65%	2.50%
Strategic Partners Plus Variable Annuity	1.40%	2.40%
Strategic Partners Plus 3 Variable Annuity	1.40%	2.35%
Strategic PartnersSM Select Variable Annuity	1.52%	1.52%
Strategic Partners Annuity One Variable Annuity	1.40%	2.40%
Strategic Partners Annuity One 3 Variable Annuity	1.40%	2.35%

C.Withdrawal Charges

A withdrawal charge may be assessed upon full or partial contract owner redemptions. These charges relate to the expenses of selling and distributing the contracts, including sales commissions, printing of prospectuses, sales administration, preparation of sales literature and other promotional activities. No withdrawal charge is imposed whenever earnings are withdrawn. The range for withdrawal charges is 0%-9%. The charge is assessed through the redemption of units.

D.Other Related Charges

For certain products with Highest Daily Lifetime Seven benefit options, the optional benefit fee is a percentage of the protected withdrawal value and is deducted pro rata from the subaccounts on a quarterly basis.

For certain products with Highest Daily Lifetime Income, Highest Daily Lifetime Six Plus, and Highest Daily Lifetime Seven Plus benefit options, the optional benefit fee is assessed against the greater of the unadjusted account value or the protected withdrawal value and is deducted pro rata from the subaccounts on a quarterly basis.

An annual maintenance fee is charged if purchase payments or account value is less than a stated amount (varies by product).

A143

Note 8:    Charges and Expenses (continued)

A quarterly premium-based charge is applicable to certain products, which ranges from 0.15% to 0.84% annualized.

These other related charges are assessed through the redemption of units.

Note 9:    Other

Accumulation units are the contract owner's interest allocated to the variable account during the accumulation period of the contract.

Contract owner net payments represent contract owner contributions, net of applicable deductions, charges, and state premium taxes, including transfers from the general account as a remittance of remediation credits to contract owners.

Annuity payments represent transfers to the general account at the time of contract annuitization which are used to establish the fixed payout account from which future annuity payments are distributed under the terms of the contracts.

Surrenders, withdrawals and death benefits are payments to contract owners and beneficiaries made under the terms of the contracts, including amounts that contract owners have requested to be withdrawn or paid to them.

Net transfers between other subaccounts or fixed rate option are amounts that contract owners have directed to be moved among subaccounts, including permitted transfers to and from the guaranteed interest account and market value adjustment account.

Miscellaneous transactions primarily represent timing related adjustments on contract owner transactions, such as premiums, surrenders, transfers, etc. which are funded by the general account in order to maintain appropriate contract owner account balances.

Other charges are contract level charges assessed through the redemption of units as described in Note 8, Charges and Expenses.

A144

Report of Independent Registered Public Accounting Firm

To the Board of Directors of Pruco Life Insurance Company of New Jersey and the Contract Owners of Pruco Life of New Jersey Flexible Premium Variable Annuity Account

Opinions on the Financial Statements

We have audited the accompanying statements of net assets of each of the subaccounts of Pruco Life of New Jersey Flexible Premium Variable Annuity Account indicated in the table below as of the dates indicated in the table below, and the related statements of operations and of changes in net assets for each of the periods indicated in the table below, including the related notes (collectively referred to as the “financial statements”). In our opinion, the financial statements present fairly, in all material respects, the financial position of each of the subaccounts of Pruco Life of New Jersey Flexible Premium Variable Annuity Account as of the dates indicated in the table below, and the results of each of their operations and the changes in each of their net assets for the periods indicated in the table below, in conformity with accounting principles generally accepted in the United States of America.

PSF PGIM Government Money Market Portfolio (Class I) (1)	American Funds IS® The Bond Fund of America® (Class 4) (1)
PSF PGIM Total Return Bond Portfolio (Class I) (1)	American Funds IS® Capital World Growth and Income Fund® (Class 4) (1)
PSF PGIM Jennison Blend Portfolio (Class I) (1)	American Funds IS® Global Small Capitalization Fund (Class 4) (1)
PSF PGIM Jennison Value Portfolio (Class I) (1)	American Funds IS® Growth Fund (Class 4) (1)
PSF PGIM High Yield Bond Portfolio (Class I) (1)	American Funds IS® Growth-Income Fund (Class 4) (1)
PSF Stock Index Portfolio (Class I) (1)	American Funds IS® International Fund (Class 4) (1)
PSF Global Portfolio (Class I) (1)	American Funds IS® New World Fund® (Class 4) (1)
PSF PGIM Jennison Growth Portfolio (Class I) (1)	BlackRock Advantage Large Cap Core V.I. Fund (Class III) (1)
PSF Small-Cap Stock Index Portfolio (Class I) (1)	BlackRock Advantage Large Cap Value V.I. Fund (Class III) (1)
T. Rowe Price International Stock Portfolio (1)	BlackRock Capital Appreciation V.I. Fund (Class III) (1)
T. Rowe Price Equity Income Portfolio (Equity Income Portfolio Class) (1)	BlackRock Equity Dividend V.I. Fund (Class III) (1)
Invesco V.I. Core Equity Fund (Series I) (1)	BlackRock Large Cap Focus Growth V.I. Fund (Class III) (1)
Janus Henderson VIT Research Portfolio (Institutional Shares) (1)	Fidelity® VIP Balanced Portfolio (Service Class 2) (1)
Janus Henderson VIT Overseas Portfolio (Institutional Shares) (1)	Fidelity® VIP ContrafundSM Portfolio (Service Class 2) (1)
MFS® Research Series (Initial Class) (1)	Fidelity® VIP Growth Opportunities Portfolio (Service Class 2) (1)
MFS® Growth Series (Initial Class) (1)	Fidelity® VIP Health Care Portfolio (Service Class 2) (1)
LVIP American Century Value Fund (Standard Class II) (1)	BlackRock Basic Value V.I. Fund (Class III) (1)
Franklin Small-Mid Cap Growth VIP Fund (Class 2) (1)	AST Bond Portfolio 2032 (1)
Davis Equity Portfolio (1)	PSF Global Portfolio (Class III) (1)
AB VPS Large Cap Growth Portfolio (Class B) (1)	PSF Mid-Cap Growth Portfolio (Class III) (1)
Janus Henderson VIT Research Portfolio (Service Shares) (1)	PSF Natural Resources Portfolio (Class III) (1)
PSF Mid-Cap Growth Portfolio (Class I) (1)	PSF PGIM 50/50 Balanced Portfolio (Class III) (1)
AST Cohen & Steers Realty Portfolio (1)	PSF PGIM Flexible Managed Portfolio (Class III) (1)
AST J.P. Morgan Conservative Multi-Asset Portfolio (1)	PSF PGIM Government Income Portfolio (Class III) (1)
AST High Yield Portfolio (1)	PSF PGIM High Yield Bond Portfolio (Class III) (1)
AST Small-Cap Value Portfolio (2)	PSF PGIM Jennison Blend Portfolio (Class III) (1)
AST Mid-Cap Growth Portfolio (2)	PSF PGIM Jennison Growth Portfolio (Class III) (1)
AST Large-Cap Value Portfolio (1)	PSF PGIM Jennison Value Portfolio (Class III) (1)

A145

AST Mid-Cap Value Portfolio (2)	PSF PGIM Total Return Bond Portfolio (Class III) (1)
AST T. Rowe Price Natural Resources Portfolio (1)	PSF Small-Cap Stock Index Portfolio (Class III) (1)
AST T. Rowe Price Asset Allocation Portfolio (3)	PSF Stock Index Portfolio (Class III) (1)
AST MFS Global Equity Portfolio (1)	MFS® Investors Trust Series (Service Class) (1)
AST Capital Growth Asset Allocation Portfolio (1)	MFS® International Intrinsic Value Portfolio (Initial Class) (1)
AST Academic Strategies Asset Allocation Portfolio (1)	MFS® Mid Cap Growth Series (Initial Class) (1)
AST Balanced Asset Allocation Portfolio (1)	Western Asset Core Plus VIT Portfolio (Class I) (1)
AST Preservation Asset Allocation Portfolio (1)	ClearBridge Variable Small Cap Growth Portfolio (Class I) (1)
AST Prudential Growth Allocation Portfolio (1)	Fidelity® VIP International Capital Appreciation Portfolio (Initial Class) (1)
AST Advanced Strategies Portfolio (1)	Fidelity® VIP Mid Cap Portfolio (Initial Class) (1)
AST Large-Cap Growth Portfolio (1)	Fidelity® VIP Emerging Markets Portfolio (Initial Class) (1)
AST Government Money Market Portfolio (1)	Dimensional VA U.S. Targeted Value Portfolio (1)
AST Small-Cap Equity Portfolio (1)	BlackRock Large Cap Focus Growth V.I. Fund (Class I) (1)
AST International Equity Portfolio (1)	American Funds IS® U.S. Government Securities Fund® (Class 1) (1)
AST Investment Grade Bond Portfolio (1)	American Funds IS® The Bond Fund of America® (Class 1) (1)
AST Core Fixed Income Portfolio (1)	Vanguard VIF International Portfolio (1)
AST Emerging Markets Equity Portfolio (1)	Vanguard VIF Diversified Value Portfolio (1)
AST J.P. Morgan Moderate Multi-Asset Portfolio (1)	Vanguard VIF Total International Stock Market Index Portfolio (1)
ProFund VP Consumer Discretionary (1)	Vanguard VIF Mid-Cap Index Portfolio (1)
ProFund VP Consumer Staples (1)	Vanguard VIF Equity Index Portfolio (1)
ProFund VP Financials (1)	MFS® Total Return Bond Series (Initial Class) (1)
ProFund VP Health Care (1)	Fidelity® VIP Investment Grade Bond Portfolio (Initial Class) (1)
ProFund VP Industrials (1)	MFS® New Discovery Series (Initial Class) (1)
ProFund VP Mid-Cap Growth (1)	ClearBridge Variable Dividend Strategy Portfolio (Class I) (1)
ProFund VP Mid-Cap Value (1)	MFS® Utilities Series (Initial Class) (1)
ProFund VP Real Estate (1)	Vanguard VIF Real Estate Index Portfolio (1)
ProFund VP Small-Cap Growth (1)	Vanguard VIF Total Bond Market Index Portfolio (1)
ProFund VP Small-Cap Value (1)	Vanguard VIF Equity Income Portfolio (1)
ProFund VP Communication Services (1)	Vanguard VIF High Yield Bond Portfolio (1)
ProFund VP Utilities (1)	Vanguard VIF Short-Term Investment Grade Portfolio (1)
ProFund VP Large-Cap Growth (1)	PSF Natural Resources Portfolio (Class I) (1)
ProFund VP Large-Cap Value (1)	Vanguard VIF Total Stock Market Index Portfolio (1)
Allspring VT International Equity Fund (Class 1) (4)	Vanguard VIF Balanced Portfolio (1)
Allspring VT Discovery All Cap Growth Fund (Class 1) (1)	Vanguard VIF Growth Portfolio (1)
AST Quantitative Modeling Portfolio (1)	Dimensional VA International Value Portfolio (1)
Allspring VT Opportunity Fund (Class 1) (1)	Fidelity® VIP Floating Rate High Income Portfolio (Initial Class) (1)
AST Bond Portfolio 2023 (5)	American Funds IS® Washington Mutual Investors Fund (Class 1) (1)
AST Bond Portfolio 2024 (6)	American Funds IS® Growth Fund (Class 1) (1)
AST ClearBridge Dividend Growth Portfolio (1)	American Funds IS® Growth-Income Fund (Class 1) (1)

A146

AST Multi-Sector Fixed Income Portfolio (1)	Fidelity® VIP Technology Portfolio (Initial Class) (1)
AST Large-Cap Core Portfolio (1)	MFS® Value Series (Service Class) (7)
AST Bond Portfolio 2025 (1)	PSF PGIM Government Money Market Portfolio (Class III) (7)
AST J.P. Morgan Aggressive Multi-Asset Portfolio (1)	MFS® Value Series (Initial Class) (1)
AST Bond Portfolio 2026 (1)	American Funds IS® Ultra-Short Bond Fund (Class 1) (1)
AST Global Bond Portfolio (1)	BlackRock Advantage Large Cap Core V.I. Fund (Class I) (1)
BlackRock Global Allocation V.I. Fund (Class III) (1)	BlackRock Basic Value V.I. Fund (Class I) (1)
AST Bond Portfolio 2027 (1)	Dimensional VA International Small Portfolio (1)
NVIT Emerging Markets Fund (Class D) (1)	Dimensional VA U.S. Large Value Portfolio (1)
AST Bond Portfolio 2028 (1)	Fidelity® VIP Strategic Income Portfolio (Initial Class) (1)
AST Bond Portfolio 2029 (1)	ClearBridge Variable Appreciation Portfolio (Class I) (1)
AST Bond Portfolio 2030 (1)	MFS® Technology Portfolio (Initial Class) (1)
AST Bond Portfolio 2031 (1)	BlackRock Equity Dividend V.I. Fund (Class I) (1)
MFS® International Growth Portfolio (Service Class) (1)	Fidelity® VIP Financials Portfolio (Initial Class) (1)
MFS® Massachusetts Investors Growth Stock Portfolio (Service Class) (1)	Fidelity® VIP Health Care Portfolio (Initial Class) (1)
MFS® Technology Portfolio (Service Class) (1)	AST Bond Portfolio 2034 (8)
MFS® Mid Cap Growth Series (Service Class) (1)	Fidelity® VIP ContrafundSM Portfolio (Initial Class) (8)
MFS® New Discovery Series (Service Class) (1)	Fidelity® VIP Growth Opportunities Portfolio (Initial Class) (8)
MFS® Research Series (Service Class) (1)	Fidelity® VIP Growth Portfolio (Initial Class) (8)
MFS® Total Return Bond Series (Service Class) (1)	Fidelity® VIP High Income Portfolio (Initial Class) (8)
MFS® Total Return Series (Service Class) (1)	ClearBridge Variable Mid Cap Portfolio (Class I) (8)
MFS® Utilities Series (Service Class) (1)	Vanguard VIF Capital Growth Portfolio (8)
American Funds IS® Asset Allocation Fund (Class 4) (1)	AST Bond Portfolio 2035 (9)
American Funds IS® Washington Mutual Investors Fund (Class 4) (1)
(1)Statement of net assets as of December 31, 2024, statement of operations for the year ended December 31, 2024 and statement of changes in net assets for the years ended December 31, 2024 and 2023.
(2)Statement of net assets as of December 13, 2024 (date of merger), statement of operations for the period January 1, 2024 to December 13, 2024 (date of merger) and statement of changes in net assets for the period January 1, 2024 to December 13, 2024 (date of merger) and for the year ended December 31, 2023.
(3)Statement of net assets as of December 6, 2024 (date of merger), statement of operations for the period January 1, 2024 to December 6, 2024 (date of merger) and statement of changes in net assets for the period January 1, 2024 to December 6, 2024 (date of merger) and for the year ended December 31, 2023.
(4)Statement of net assets as of April 30, 2024 (date of liquidation), statement of operations for the period January 1, 2024 to April 30, 2024 (date of liquidation) and statement of changes in net assets for the period January 1, 2024 to April 30, 2024 (date of liquidation) and for the year ended December 31, 2023.
(5)Statement of net assets as of January 2, 2024 (date of liquidation), statement of operations for the period January 1, 2024 to January 2, 2024 (date of liquidation) and statement of changes in net assets for the period January 1, 2024 to January 2, 2024 (date of liquidation) and for the year ended December 31, 2023.

A147

(6)Statement of net assets as of December 31, 2024 (date of liquidation), statement of operations for the period January 1, 2024 to December 31, 2024 (date of liquidation) and statement of changes in net assets for the period January 1, 2024 to December 31, 2024 (date of liquidation) and for the year ended December 31, 2023.

(7)Statement of net assets as of December 31, 2024, statement of operations for the year ended December 31, 2024 and statement of changes in net assets for the year ended December 31, 2024 and for the period February 1, 2023 (commencement of operations) to December 31, 2023.

(8)Statement of net assets as of December 31, 2024, statement of operations for the year ended December 31, 2024 (period when activity commenced), and statement of changes in net assets for the year ended December 31, 2024 (period when activity commenced).

(9)Statement of net assets as of December 31, 2024, statement of operations for the period January 2, 2024 (commencement of operations) to December 31, 2024 and statement of changes in net assets for the period January 2, 2024 (commencement of operations) to December 31, 2024.

Basis for Opinions

These financial statements are the responsibility of the Pruco Life Insurance Company of New Jersey management. Our responsibility is to express an opinion on the financial statements of each of the subaccounts of Pruco Life of New Jersey Flexible Premium Variable Annuity Account based on our audits. We are a public accounting firm registered with the Public Company Accounting Oversight Board (United States) (PCAOB) and are required to be independent with respect to each of the subaccounts of Pruco Life of New Jersey Flexible Premium Variable Annuity Account in accordance with the U.S. federal securities laws and the applicable rules and regulations of the Securities and Exchange Commission and the PCAOB.

We conducted our audits of these financial statements in accordance with the standards of the PCAOB. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement, whether due to error or fraud.

Our audits included performing procedures to assess the risks of material misstatement of the financial statements, whether due to error or fraud, and performing procedures that respond to those risks. Such procedures included examining, on a test basis, evidence regarding the amounts and disclosures in the financial statements. Our audits also included evaluating the accounting principles used and significant estimates made by management, as well as evaluating the overall presentation of the financial statements. Our procedures included confirmation of investments owned as of December 31, 2024 by correspondence with the transfer agents of the investee mutual funds. We believe that our audits provide a reasonable basis for our opinions.

/s/ PricewaterhouseCoopers LLP

New York, New York

April 10, 2025

We have served as the auditor of one or more of the subaccounts of Pruco Life of New Jersey Flexible Premium Variable Annuity Account since 1996.

A148