The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AFLAC INC Common Stock 001055102 1,235 21,967 SH   DFND 23 21,967 0 0
AES CORP Common Stock 00130H105 552 24,410 SH   DFND 23 24,410 0 0
AT&T INC Common Stock 00206R102 4,165 271,419 SH   DFND 23 271,419 0 0
ABBOTT LABORATORIES Common Stock 002824100 6,472 66,894 SH   DFND 23 66,894 0 0
ABBVIE INC COM Common Stock 00287Y109 90,872 677,076 SH   DFND 2,23 677,076 0 0
ACTIVISION BLIZZARD INC Common Stock 00507V109 2,120 28,523 SH   DFND 23 28,523 0 0
ADOBE INC Common Stock 00724F101 5,360 19,477 SH   DFND 2,23 19,477 0 0
AECOM Common Stock 00766T100 1,066 15,581 SH   DFND 23 15,581 0 0
ADVANCED MICRO DEVICES Common Stock 007903107 3,935 62,088 SH   DFND 23 62,088 0 0
AGILENT TECHNOLOGIES INC Common Stock 00846U101 1,336 10,997 SH   DFND 23 10,997 0 0
AGNICO EAGLE MINES LTD Common Stock 008474108 941 22,272 SH   DFND 23 22,272 0 0
ALLSTATE CORP Common Stock 020002101 1,279 10,274 SH   DFND 23 10,274 0 0
ALPHABET INC-CL C Common Stock 02079K107 20,346 211,600 SH   DFND 2,23 211,600 0 0
ALPHABET INC-CL A Common Stock 02079K305 22,869 239,092 SH   DFND 2,23 239,092 0 0
ALTRIA GROUP INC COM Common Stock 02209S103 37,536 3,031,991 SH   DFND 2,23 3,031,991 0 0
AMAZON.COM INC COM Common Stock 023135106 38,472 340,458 SH   DFND 2,23 340,458 0 0
AMERICAN ELECTRIC POWER Common Stock 025537101 1,753 20,272 SH   DFND 23 20,272 0 0
AMERICAN EXPRESS CO Common Stock 025816109 3,159 23,420 SH   DFND 23 23,420 0 0
AMERICAN INTERNATIONAL GROUP Common Stock 026874784 1,443 30,400 SH   DFND 23 30,400 0 0
AMERICAN TOWER CORP REIT 03027X100 3,879 18,070 SH   DFND 23 18,070 0 0
AMERIPRISE FINANCIAL INC Common Stock 03076C106 4,042 16,044 SH   DFND 23 16,044 0 0
AMGEN INC Common Stock 031162100 36,713 162,882 SH   DFND 23 162,882 0 0
AMPHENOL CORP-CL A Common Stock 032095101 1,565 23,368 SH   DFND 23 23,368 0 0
ANALOG DEVICES INC Common Stock 032654105 2,780 19,947 SH   DFND 23 19,947 0 0
ELEVANCE HEALTH INC Common Stock 036752103 10,665 23,478 SH   DFND 23 23,478 0 0
APPLE INC Common Stock 037833100 84,792 613,543 SH   DFND 2,23 613,543 0 0
APPLIED MATERIALS INC Common Stock 038222105 6,020 73,481 SH   DFND 2,23 73,481 0 0
ARCHER-DANIELS-MIDLAND CO Common Stock 039483102 1,648 20,486 SH   DFND 23 20,486 0 0
AUTOMATIC DATA PROCESSING Common Stock 053015103 9,746 43,087 SH   DFND 23 43,087 0 0
BALL CORP Common Stock 058498106 574 11,859 SH   DFND 23 11,859 0 0
BANK OF AMERICA CORP COM Common Stock 060505104 8,729 289,052 SH   DFND 2,23 289,052 0 0
BANK OF MONTREAL Common Stock 063671101 19,489 222,546 SH   DFND 23 222,546 0 0
BANK OF NEW YORK MELLON CORP Common Stock 064058100 1,044 27,086 SH   DFND 23 27,086 0 0
BANK OF NOVA SCOTIA Common Stock 064149107 17,066 358,824 SH   DFND 23 358,824 0 0
BARRICK GOLD CORP Common Stock 067901108 1,332 86,124 SH   DFND 23 86,124 0 0
BAXTER INTERNATIONAL INC Common Stock 071813109 987 18,332 SH   DFND 23 18,332 0 0
BECTON DICKINSON AND CO Common Stock 075887109 2,430 10,903 SH   DFND 23 10,903 0 0
BERKSHIRE HATHAWAY INC-CL B Common Stock 084670702 18,898 70,773 SH   DFND 2,23 70,773 0 0
BEST BUY CO INC Common Stock 086516101 10,658 168,268 SH   DFND 23 168,268 0 0
H&R BLOCK INC Common Stock 093671105 749 17,602 SH   DFND 23 17,602 0 0
BOEING CO/THE Common Stock 097023105 2,563 21,167 SH   DFND 23 21,167 0 0
BOSTON SCIENTIFIC CORP Common Stock 101137107 2,158 55,700 SH   DFND 23 55,700 0 0
BRISTOL-MYERS SQUIBB CO Common Stock 110122108 5,830 82,006 SH   DFND 23 82,006 0 0
BROADCOM INC Common Stock 11135F101 22,380 50,404 SH   DFND 23 50,404 0 0
BROOKFIELD ASSET MANAGE-CL A Common Stock 112585104 2,909 71,138 SH   DFND 23 71,138 0 0
CAE INC Common Stock 124765108 218 14,227 SH   DFND 23 14,227 0 0
CBRE GROUP INC - A Common Stock 12504L109 827 12,254 SH   DFND 23 12,254 0 0
CF INDUSTRIES HOLDINGS INC Common Stock 125269100 4,561 47,395 SH   DFND 23 47,395 0 0
CIGNA CORP Common Stock 125523100 3,280 11,825 SH   DFND 23 11,825 0 0
CME GROUP INC Common Stock 12572Q105 2,331 13,158 SH   DFND 23 13,158 0 0
CMS ENERGY CORP Common Stock 125896100 617 10,609 SH   DFND 23 10,609 0 0
CSX CORP Common Stock 126408103 2,163 81,206 SH   DFND 23 81,206 0 0
CVS HEALTH CORP Common Stock 126650100 5,316 55,735 SH   DFND 2,23 55,735 0 0
COTERRA ENERGY INC Common Stock 127097103 778 29,788 SH   DFND 23 29,788 0 0
CADENCE DESIGN SYS INC Common Stock 127387108 2,022 12,377 SH   DFND 2,23 12,377 0 0
CAMECO CORP Common Stock 13321L108 475 17,866 SH   DFND 23 17,866 0 0
CAN IMPERIAL BK OF COMMERCE Common Stock 136069101 1,921 43,920 SH   DFND 23 43,920 0 0
CANADIAN NATL RAILWAY CO Common Stock 136375102 16,705 154,684 SH   DFND 23 154,684 0 0
CANADIAN NATURAL RESOURCES Common Stock 136385101 14,931 320,794 SH   DFND 23 320,794 0 0
CANADIAN PACIFIC RAILWAY LTD Common Stock 13645T100 2,960 44,405 SH   DFND 23 44,405 0 0
CAPITAL ONE FINANCIAL CORP Common Stock 14040H105 1,396 15,154 SH   DFND 23 15,154 0 0
CARDINAL HEALTH INC Common Stock 14149Y108 9,693 145,357 SH   DFND 23 145,357 0 0
CARNIVAL CORP Common Stock 143658300 208 29,613 SH   DFND 23 29,613 0 0
CATERPILLAR INC Common Stock 149123101 13,792 84,054 SH   DFND 23 84,054 0 0
CENTENE CORP Common Stock 15135B101 1,662 21,363 SH   DFND 23 21,363 0 0
CENOVUS ENERGY INC Common Stock 15135U109 1,041 67,894 SH   DFND 23 67,894 0 0
CENTERPOINT ENERGY INC Common Stock 15189T107 648 23,024 SH   DFND 23 23,024 0 0
CHEMOURS CO/THE Common Stock 163851108 422 17,117 SH   DFND 23 17,117 0 0
CHEVRON CORP Common Stock 166764100 11,375 79,173 SH   DFND 2,23 79,173 0 0
CISCO SYSTEMS INC Common Stock 17275R102 72,721 1,818,037 SH   DFND 2,23 1,818,037 0 0
CITIGROUP INC Common Stock 172967424 3,495 83,870 SH   DFND 2,23 83,870 0 0
CITIZENS FINANCIAL GROUP Common Stock 174610105 623 18,119 SH   DFND 23 18,119 0 0
COCA-COLA CO/THE Common Stock 191216100 74,497 1,329,830 SH   DFND 23 1,329,830 0 0
COGNEX CORP Common Stock 192422103 800 19,276 SH   DFND 23 19,276 0 0
COGNIZANT TECH SOLUTIONS-A Common Stock 192446102 1,104 19,230 SH   DFND 23 19,230 0 0
COLGATE-PALMOLIVE CO Common Stock 194162103 23,551 335,239 SH   DFND 23 335,239 0 0
COMCAST CORP-CLASS A Common Stock 20030N101 4,993 170,230 SH   DFND 23 170,230 0 0
CONAGRA BRANDS INC Common Stock 205887102 574 17,563 SH   DFND 23 17,563 0 0
CONOCOPHILLIPS Common Stock 20825C104 5,011 48,959 SH   DFND 23 48,959 0 0
CONSOLIDATED EDISON INC Common Stock 209115104 1,111 12,951 SH   DFND 23 12,951 0 0
CORNING INC Common Stock 219350105 793 27,350 SH   DFND 23 27,350 0 0
CORTEVA INC Common Stock 22052L104 1,520 26,618 SH   DFND 23 26,618 0 0
COSTCO WHOLESALE CORP Common Stock 22160K105 8,070 17,086 SH   DFND 23 17,086 0 0
CROWN CASTLE INC. REIT 22822V101 2,597 17,968 SH   DFND 2,23 17,968 0 0
CUMMINS INC COM Common Stock 231021106 10,158 49,924 SH   DFND 2,23 49,924 0 0
DANAHER CORP Common Stock 235851102 6,634 25,685 SH   DFND 23 25,685 0 0
DEERE & CO Common Stock 244199105 3,555 10,651 SH   DFND 23 10,651 0 0
DELTA AIR LINES INC Common Stock 247361702 657 23,433 SH   DFND 23 23,433 0 0
DEXCOM INC Common Stock 252131107 1,143 14,196 SH   DFND 23 14,196 0 0
DIGITAL REALTY TRUST INC REIT 253868103 1,031 10,390 SH   DFND 23 10,390 0 0
WALT DISNEY CO/THE Common Stock 254687106 6,962 73,803 SH   DFND 2,23 73,803 0 0
DISCOVER FINANCIAL SERVICES Common Stock 254709108 7,402 81,417 SH   DFND 23 81,417 0 0
DOMINION ENERGY INC Common Stock 25746U109 2,429 35,147 SH   DFND 2,23 35,147 0 0
DOW INC Common Stock 260557103 1,399 31,830 SH   DFND 2,23 31,830 0 0
DUKE REALTY CORP REIT 264411505 673 13,944 SH   DFND 23 13,944 0 0
DUKE ENERGY CORP Common Stock 26441C204 2,676 28,771 SH   DFND 23 28,771 0 0
DUPONT DE NEMOURS INC Common Stock 26614N102 947 18,778 SH   DFND 23 18,778 0 0
EOG RESOURCES INC Common Stock 26875P101 2,991 26,769 SH   DFND 2,23 26,769 0 0
EBAY INC Common Stock 278642103 837 22,752 SH   DFND 23 22,752 0 0
EDISON INTERNATIONAL Common Stock 281020107 787 13,910 SH   DFND 23 13,910 0 0
ELECTRONIC ARTS INC Common Stock 285512109 1,192 10,297 SH   DFND 23 10,297 0 0
EMERSON ELECTRIC CO Common Stock 291011104 17,454 238,376 SH   DFND 2,23 238,376 0 0
ENBRIDGE INC Common Stock 29250N105 3,867 104,302 SH   DFND 2,23 104,302 0 0
EQUITY RESIDENTIAL REIT 29476L107 841 12,511 SH   DFND 23 12,511 0 0
EVERSOURCE ENERGY Common Stock 30040W108 982 12,588 SH   DFND 23 12,588 0 0
EXELON CORP Common Stock 30161N101 1,484 39,594 SH   DFND 23 39,594 0 0
EXXON MOBIL CORP Common Stock 30231G102 14,020 160,575 SH   DFND 23 160,575 0 0
META PLATFORMS INC-CLASS A Common Stock 30303M102 11,887 87,614 SH   DFND 23 87,614 0 0
FASTENAL CO Common Stock 311900104 7,894 171,465 SH   DFND 23 171,465 0 0
FIDELITY NATIONAL INFO SERV Common Stock 31620M106 1,740 23,026 SH   DFND 23 23,026 0 0
FIFTH THIRD BANCORP Common Stock 316773100 800 25,033 SH   DFND 23 25,033 0 0
FISERV INC Common Stock 337738108 2,206 23,578 SH   DFND 23 23,578 0 0
FIRSTENERGY CORP Common Stock 337932107 773 20,877 SH   DFND 23 20,877 0 0
FLUOR CORP Common Stock 343412102 390 15,646 SH   DFND 23 15,646 0 0
FORD MOTOR CO Common Stock 345370860 1,666 148,731 SH   DFND 23 148,731 0 0
FORTIS INC Common Stock 349553107 915 24,096 SH   DFND 23 24,096 0 0
FORTIVE CORP Common Stock 34959J108 765 13,129 SH   DFND 23 13,129 0 0
FOX CORP - CLASS A Common Stock 35137L105 355 11,563 SH   DFND 23 11,563 0 0
FRANKLIN RESOURCES INC Common Stock 354613101 222 10,296 SH   DFND 23 10,296 0 0
GENERAL MILLS INC Common Stock 370334104 5,673 74,059 SH   DFND 23 74,059 0 0
GENERAL MOTORS CO Common Stock 37045V100 1,922 59,911 SH   DFND 2,23 59,911 0 0
GENUINE PARTS CO COM Common Stock 372460105 13,200 88,408 SH   DFND 2,23 88,408 0 0
GILEAD SCIENCES INC Common Stock 375558103 2,900 47,005 SH   DFND 23 47,005 0 0
GLOBAL PAYMENTS INC Common Stock 37940X102 1,126 10,425 SH   DFND 23 10,425 0 0
HP INC Common Stock 40434L105 5,489 220,288 SH   DFND 23 220,288 0 0
HALLIBURTON CO Common Stock 406216101 810 32,900 SH   DFND 23 32,900 0 0
HANESBRANDS INC Common Stock 410345102 260 37,355 SH   DFND 23 37,355 0 0
HARLEY-DAVIDSON INC Common Stock 412822108 486 13,944 SH   DFND 23 13,944 0 0
HARTFORD FINANCIAL SVCS GRP Common Stock 416515104 759 12,262 SH   DFND 23 12,262 0 0
HASBRO INC Common Stock 418056107 717 10,617 SH   DFND 2,23 10,617 0 0
HEWLETT PACKARD ENTERPRISE Common Stock 42824C109 566 47,357 SH   DFND 23 47,357 0 0
HILTON WORLDWIDE HOLDINGS IN Common Stock 43300A203 1,231 10,206 SH   DFND 23 10,206 0 0
HOME DEPOT INC COM Common Stock 437076102 44,504 161,285 SH   DFND 2,23 161,285 0 0
HONEYWELL INTERNATIONAL INC COM Common Stock 438516106 12,143 72,729 SH   DFND 2,23 72,729 0 0
HORMEL FOODS CORP Common Stock 440452100 470 10,330 SH   DFND 23 10,330 0 0
HOST HOTELS & RESORTS INC REIT 44107P104 415 26,143 SH   DFND 23 26,143 0 0
HUNTINGTON BANCSHARES INC Common Stock 446150104 694 52,639 SH   DFND 23 52,639 0 0
HUNTINGTON INGALLS INDUSTRIE Common Stock 446413106 3,519 15,882 SH   DFND 23 15,882 0 0
ILLINOIS TOOL WORKS Common Stock 452308109 2,072 11,471 SH   DFND 23 11,471 0 0
IMPERIAL OIL LTD Common Stock 453038408 474 10,953 SH   DFND 23 10,953 0 0
INTEL CORP Common Stock 458140100 27,581 1,070,266 SH   DFND 23 1,070,266 0 0
INTERCONTINENTAL EXCHANGE IN Common Stock 45866F104 2,152 23,829 SH   DFND 2,23 23,829 0 0
INTL BUSINESS MACHINES CORP Common Stock 459200101 33,339 280,602 SH   DFND 23 280,602 0 0
INTERNATIONAL PAPER CO Common Stock 460146103 449 14,179 SH   DFND 23 14,179 0 0
INTERPUBLIC GROUP OF COS INC Common Stock 460690100 369 14,412 SH   DFND 23 14,412 0 0
INTUIT INC Common Stock 461202103 4,201 10,844 SH   DFND 23 10,844 0 0
INTUITIVE SURGICAL INC Common Stock 46120E602 2,613 13,941 SH   DFND 23 13,941 0 0
IRON MOUNTAIN INC REIT 46284V101 466 10,601 SH   DFND 23 10,601 0 0
ISHARES MSCI CANADA ETF ETP 464286509 351 11,399 SH   DFND 23 11,399 0 0
ISHARES TIPS BOND ETF ETP 464287176 2,770 26,408 SH   DFND   26,408 0 0
ISHARES CORE S&P 500 ETF ETP 464287200 23,231 64,771 SH   DFND 2,23 64,771 0 0
ISHARES S&P 500 GROWTH ETF ETP 464287309 2,383 41,198 SH   DFND   41,198 0 0
ISHARES S&P 500 VALUE ETF ETP 464287408 1,807 14,063 SH   DFND   14,063 0 0
ISHARES MSCI EAFE ETF ETP 464287465 2,622 46,811 SH   DFND 23 46,811 0 0
ISHARES CORE S&P MIDCAP ETF ETP 464287507 4,007 18,274 SH   DFND 2,23 18,274 0 0
ISHARES CORE S&P SMALL-CAP ETF ETP 464287804 2,432 27,891 SH   DFND 2 27,891 0 0
ISHARES NATIONAL MUNI BOND ETF ETP 464288414 2,281 22,236 SH   DFND 2 22,236 0 0
ISHARES IBOXX $ HIGH YIELD ETP 464288513 3,306 46,304 SH   DFND 2 46,304 0 0
ISHARES TR CORE MSCI EAFE ETF ETP 46432F842 5,875 111,536 SH   DFND 2 111,536 0 0
ISHARES CORE MSCI EMERGING ETP 46434G103 282,866 6,581,339 SH   DFND 2,23 6,581,339 0 0
JPMORGAN CHASE & CO Common Stock 46625H100 12,090 115,695 SH   DFND 2,23 115,695 0 0
JEFFERIES FINANCIAL GROUP IN Common Stock 47233W109 610 20,697 SH   DFND 23 20,697 0 0
JOHNSON & JOHNSON COM Common Stock 478160104 119,594 732,081 SH   DFND 2,23 732,081 0 0
JUNIPER NETWORKS INC Common Stock 48203R104 310 11,906 SH   DFND 23 11,906 0 0
KLA CORP Common Stock 482480100 12,624 41,715 SH   DFND 23 41,715 0 0
KEYCORP Common Stock 493267108 545 34,008 SH   DFND 23 34,008 0 0
KIMBERLY-CLARK CORP Common Stock 494368103 19,665 174,755 SH   DFND 23 174,755 0 0
KIMCO REALTY CORP REIT 49446R109 416 22,578 SH   DFND 23 22,578 0 0
KINDER MORGAN INC Common Stock 49456B101 1,188 71,397 SH   DFND 23 71,397 0 0
KOHLS CORP Common Stock 500255104 344 13,709 SH   DFND 23 13,709 0 0
KRAFT HEINZ CO/THE Common Stock 500754106 925 27,751 SH   DFND 23 27,751 0 0
KROGER CO Common Stock 501044101 4,813 110,016 SH   DFND 23 110,016 0 0
LAM RESEARCH CORP Common Stock 512807108 9,915 27,090 SH   DFND 23 27,090 0 0
LAS VEGAS SANDS CORP Common Stock 517834107 472 12,588 SH   DFND 23 12,588 0 0
LEGGETT & PLATT INC Common Stock 524660107 496 14,901 SH   DFND 23 14,901 0 0
ELI LILLY & CO Common Stock 532457108 43,823 135,528 SH   DFND 23 135,528 0 0
LOCKHEED MARTIN CORP COM Common Stock 539830109 34,143 88,389 SH   DFND 2,23 88,389 0 0
LOWE'S COS INC Common Stock 548661107 24,507 130,495 SH   DFND 23 130,495 0 0
M & T BANK CORP Common Stock 55261F104 23,106 131,041 SH   DFND 23 131,041 0 0
MGM RESORTS INTERNATIONAL Common Stock 552953101 410 13,791 SH   DFND 23 13,791 0 0
MACY'S INC Common Stock 55616P104 483 30,815 SH   DFND 23 30,815 0 0
MAGNA INTERNATIONAL INC Common Stock 559222401 7,424 156,541 SH   DFND 23 156,541 0 0
MANULIFE FINANCIAL CORP Common Stock 56501R106 1,484 94,498 SH   DFND 23 94,498 0 0
MARATHON PETROLEUM CORP Common Stock 56585A102 2,098 21,113 SH   DFND 23 21,113 0 0
MARSH & MCLENNAN COS Common Stock 571748102 2,916 19,530 SH   DFND 23 19,530 0 0
MARRIOTT INTERNATIONAL -CL A Common Stock 571903202 1,404 10,017 SH   DFND 23 10,017 0 0
MASCO CORP Common Stock 574599106 676 14,462 SH   DFND 2,23 14,462 0 0
MASTERCARD INC - A Common Stock 57636Q104 9,350 32,881 SH   DFND 23 32,881 0 0
MCDONALDS CORP COM Common Stock 580135101 42,196 182,873 SH   DFND 2,23 182,873 0 0
MERCK & CO. INC. Common Stock 58933Y105 63,343 735,519 SH   DFND 2,23 735,519 0 0
METLIFE INC Common Stock 59156R108 1,562 25,690 SH   DFND 23 25,690 0 0
MICROSOFT CORP COM Common Stock 594918104 67,630 290,385 SH   DFND 2,23 290,385 0 0
MICROCHIP TECHNOLOGY INC Common Stock 595017104 1,569 25,711 SH   DFND 2,23 25,711 0 0
MICRON TECHNOLOGY INC Common Stock 595112103 2,105 42,013 SH   DFND 23 42,013 0 0
MONDELEZ INTERNATIONAL INC-A Common Stock 609207105 2,893 52,749 SH   DFND 23 52,749 0 0
MONSTER BEVERAGE CORP Common Stock 61174X109 1,257 14,456 SH   DFND 23 14,456 0 0
MORGAN STANLEY Common Stock 617446448 4,480 56,706 SH   DFND 2,23 56,706 0 0
NASDAQ INC Common Stock 631103108 729 12,855 SH   DFND 23 12,855 0 0
NATIONAL RETAIL PROPERTIES REIT 637417106 782 19,629 SH   DFND 23 19,629 0 0
NETAPP INC Common Stock 64110D104 4,078 65,933 SH   DFND 23 65,933 0 0
NETFLIX INC Common Stock 64110L106 3,993 16,960 SH   DFND 23 16,960 0 0
NEWMONT CORP Common Stock 651639106 1,228 29,195 SH   DFND 23 29,195 0 0
NEWS CORP - CLASS A Common Stock 65249B109 216 14,311 SH   DFND 23 14,311 0 0
NEXTERA ENERGY INC Common Stock 65339F101 5,833 74,394 SH   DFND 23 74,394 0 0
NIKE INC -CL B Common Stock 654106103 4,033 48,516 SH   DFND 23 48,516 0 0
NISOURCE INC Common Stock 65473P105 362 14,379 SH   DFND 23 14,379 0 0
NVIDIA CORP Common Stock 67066G104 11,688 96,287 SH   DFND 23 96,287 0 0
NUTRIEN LTD Common Stock 67077M108 2,223 26,685 SH   DFND 23 26,685 0 0
OGE ENERGY CORP Common Stock 670837103 780 21,413 SH   DFND 23 21,413 0 0
OCCIDENTAL PETROLEUM CORP Common Stock 674599105 1,996 32,487 SH   DFND 23 32,487 0 0
OMNICOM GROUP Common Stock 681919106 7,162 113,525 SH   DFND 23 113,525 0 0
ON SEMICONDUCTOR Common Stock 682189105 1,155 18,533 SH   DFND 23 18,533 0 0
ONEOK INC Common Stock 682680103 838 16,327 SH   DFND 23 16,327 0 0
ORACLE CORP Common Stock 68389X105 8,007 131,097 SH   DFND 23 131,097 0 0
OWENS CORNING Common Stock 690742101 845 10,750 SH   DFND 23 10,750 0 0
PNC FINANCIAL SERVICES GROUP Common Stock 693475105 2,427 16,245 SH   DFND 23 16,245 0 0
PPL CORP Common Stock 69351T106 697 27,487 SH   DFND 23 27,487 0 0
PACCAR INC Common Stock 693718108 1,065 12,715 SH   DFND 23 12,715 0 0
PAYCHEX INC COM Common Stock 704326107 13,921 124,064 SH   DFND 2,23 124,064 0 0
PAYPAL HOLDINGS INC Common Stock 70450Y103 4,005 46,529 SH   DFND 2,23 46,529 0 0
PEMBINA PIPELINE CORP Common Stock 706327103 751 24,708 SH   DFND 23 24,708 0 0
PEPSICO INC COM Common Stock 713448108 67,461 413,216 SH   DFND 2,23 413,216 0 0
PFIZER INC COM Common Stock 717081103 54,597 1,247,659 SH   DFND 2,23 1,247,659 0 0
PHILIP MORRIS INTERNATIONAL Common Stock 718172109 30,108 362,699 SH   DFND 23 362,699 0 0
PHILLIPS 66 Common Stock 718546104 5,666 70,180 SH   DFND 23 70,180 0 0
T ROWE PRICE GROUP INC Common Stock 74144T108 19,526 185,943 SH   DFND 23 185,943 0 0
PROCTER & GAMBLE CO/THE Common Stock 742718109 71,018 562,512 SH   DFND 2,23 562,512 0 0
PROGRESSIVE CORP Common Stock 743315103 2,585 22,247 SH   DFND 23 22,247 0 0
PROLOGIS INC REIT 74340W103 2,905 28,594 SH   DFND 23 28,594 0 0
PRUDENTIAL FINANCIAL INC Common Stock 744320102 1,383 16,127 SH   DFND 2,23 16,127 0 0
PUBLIC SERVICE ENTERPRISE GP Common Stock 744573106 1,042 18,514 SH   DFND 23 18,514 0 0
PULTEGROUP INC Common Stock 745867101 419 11,161 SH   DFND 23 11,161 0 0
QUALCOMM INC Common Stock 747525103 22,119 195,793 SH   DFND 23 195,793 0 0
REALTY INCOME CORP REIT 756109104 1,716 29,484 SH   DFND 23 29,484 0 0
REGIONS FINANCIAL CORP Common Stock 7591EP100 24,618 1,226,562 SH   DFND 23 1,226,562 0 0
ROGERS COMMUNICATIONS INC-B Common Stock 775109200 613 15,936 SH   DFND 23 15,936 0 0
ROSS STORES INC Common Stock 778296103 1,091 12,936 SH   DFND 23 12,936 0 0
ROYAL BANK OF CANADA Common Stock 780087102 24,264 269,503 SH   DFND 23 269,503 0 0
S&P GLOBAL INC Common Stock 78409V104 3,959 12,968 SH   DFND 23 12,968 0 0
SEI INVESTMENTS COMPANY Common Stock 784117103 552 11,256 SH   DFND 23 11,256 0 0
SPDR PORTFOLIO SHORT TERMCORPORATE ETP 78464A474 2,892 98,989 SH   DFND 2 98,989 0 0
SALESFORCE INC Common Stock 79466L302 5,558 38,636 SH   DFND 23 38,636 0 0
SCHLUMBERGER LTD Common Stock 806857108 1,902 52,988 SH   DFND 23 52,988 0 0
SCHWAB (CHARLES) CORP Common Stock 808513105 4,120 57,327 SH   DFND 23 57,327 0 0
SEMPRA ENERGY Common Stock 816851109 1,753 11,692 SH   DFND 23 11,692 0 0
SHAW COMMUNICATIONS INC-B Common Stock 82028K200 675 27,744 SH   DFND 23 27,744 0 0
SHOPIFY INC - CLASS A Common Stock 82509L107 1,488 55,311 SH   DFND 23 55,311 0 0
SIMON PROPERTY GROUP INC REIT 828806109 1,080 12,031 SH   DFND 23 12,031 0 0
SOUTHERN CO/THE Common Stock 842587107 2,981 43,833 SH   DFND 2,23 43,833 0 0
SOUTHWEST AIRLINES CO Common Stock 844741108 670 21,688 SH   DFND 23 21,688 0 0
STARBUCKS CORP Common Stock 855244109 17,425 206,799 SH   DFND 2,23 206,799 0 0
STATE STREET CORP Common Stock 857477103 815 13,400 SH   DFND 23 13,400 0 0
STEEL DYNAMICS INC Common Stock 858119100 1,374 19,378 SH   DFND 23 19,378 0 0
STRYKER CORP Common Stock 863667101 2,649 13,080 SH   DFND 23 13,080 0 0
SUN LIFE FINANCIAL INC Common Stock 866796105 1,179 29,668 SH   DFND 23 29,668 0 0
SUNCOR ENERGY INC Common Stock 867224107 1,960 69,548 SH   DFND 23 69,548 0 0
SYNCHRONY FINANCIAL Common Stock 87165B103 11,441 405,875 SH   DFND 23 405,875 0 0
SYSCO CORP Common Stock 871829107 11,296 159,757 SH   DFND 23 159,757 0 0
TJX COMPANIES INC Common Stock 872540109 2,841 45,730 SH   DFND 23 45,730 0 0
T-MOBILE US INC Common Stock 872590104 3,026 22,552 SH   DFND 23 22,552 0 0
TARGET CORP Common Stock 87612E106 17,367 117,037 SH   DFND 23 117,037 0 0
TC ENERGY CORP Common Stock 87807B107 1,891 46,946 SH   DFND 23 46,946 0 0
TECK RESOURCES LTD-CLS B Common Stock 878742204 702 23,132 SH   DFND 23 23,132 0 0
TELUS CORP Common Stock 87971M103 402 20,300 SH   DFND 23 20,300 0 0
TEVA PHARMACEUTICAL-SP ADR ADR 881624209 397 49,261 SH   DFND 23 49,261 0 0
TEXAS INSTRUMENTS INC COM Common Stock 882508104 45,272 292,491 SH   DFND 2,23 292,491 0 0
THERMO FISHER SCIENTIFIC INC Common Stock 883556102 7,579 14,943 SH   DFND 23 14,943 0 0
3M CO COM Common Stock 88579Y101 28,960 262,081 SH   DFND 2,23 262,081 0 0
TORONTO-DOMINION BANK Common Stock 891160509 20,747 338,274 SH   DFND 23 338,274 0 0
TRIPADVISOR INC Common Stock 896945201 246 11,124 SH   DFND 23 11,124 0 0
TRUECAR INC Common Stock 89785L107 12,367 8,190,203 SH   DFND 23 8,190,203 0 0
TWITTER INC Common Stock 90184L102 1,283 29,276 SH   DFND 23 29,276 0 0
TYSON FOODS INC-CL A Common Stock 902494103 705 10,708 SH   DFND 23 10,708 0 0
UDR INC REIT 902653104 456 10,950 SH   DFND 23 10,950 0 0
UGI CORP Common Stock 902681105 747 23,095 SH   DFND 23 23,095 0 0
US BANCORP Common Stock 902973304 33,936 841,695 SH   DFND 2,23 841,695 0 0
UNDER ARMOUR INC-CLASS C Common Stock 904311206 235 39,436 SH   DFND 23 39,436 0 0
UNION PACIFIC CORP Common Stock 907818108 23,891 122,634 SH   DFND 23 122,634 0 0
UNITED AIRLINES HOLDINGS INC Common Stock 910047109 386 11,855 SH   DFND 23 11,855 0 0
UNITED PARCEL SVC INC CL B Common Stock 911312106 37,932 234,806 SH   DFND 2,23 234,806 0 0
UNITEDHEALTH GROUP INC Common Stock 91324P102 65,078 128,856 SH   DFND 2,23 128,856 0 0
UNUM GROUP Common Stock 91529Y106 701 18,060 SH   DFND 23 18,060 0 0
VF CORP Common Stock 918204108 353 11,818 SH   DFND 23 11,818 0 0
VALERO ENERGY CORP Common Stock 91913Y100 1,600 14,969 SH   DFND 23 14,969 0 0
VANECK HIGH YIELD MUNI ETF ETP 92189H409 1,274 25,506 SH   DFND 2 25,506 0 0
MFC VANGUARD SPECIALIZED FUNDS S&P U S DIVID GROWERS INDEX ETF SHS ETP 921908844 3,827 28,317 SH   DFND   28,317 0 0
VANGUARD TOTAL INTL STOCK ETP 921909768 9,966 217,740 SH   DFND   217,740 0 0
VANGUARD SHORT-TERM BOND ETF ETP 921937827 35,128 469,498 SH   DFND   469,498 0 0
VANGUARD BD INDEX FD INC TOTAL BD ETP 921937835 18,909 265,094 SH   DFND 2 265,094 0 0
MFC VANGUARD HIGH DIVIDEND YIELD ETF ETP 921946406 24,560 258,852 SH   DFND   258,852 0 0
MFC VANGUARD INTL EQUITY INDEX FDS VANGUARD FTSE ALL WORLD EX US ETF ETP 922042775 60,934 1,373,630 SH   DFND   1,373,630 0 0
VANGUARD S/T CORP BOND ETF ETP 92206C409 18,538 249,573 SH   DFND   249,573 0 0
VANGUARD LONG-TERM CORP BOND ETP 92206C813 14,089 192,362 SH   DFND   192,362 0 0
VANGUARD INT-TERM CORPORATE ETP 92206C870 16,434 217,153 SH   DFND   217,153 0 0
VENTAS INC REIT 92276F100 587 14,616 SH   DFND 23 14,616 0 0
VANGUARD S&P 500 ETF ETP 922908363 74,903 228,155 SH   DFND   228,155 0 0
VANGUARD EXTENDED MARKET ETF ETP 922908652 21,648 170,312 SH   DFND   170,312 0 0
MFC VANGUARD INDEX FDS TOTAL STOCK MARKET ETF ETP 922908769 7,650 42,624 SH   DFND   42,624 0 0
VERIZON COMMUNICATIONS INC COM Common Stock 92343V104 24,016 632,490 SH   DFND 2,23 632,490 0 0
MFC VICTORY PORTFOLIOS II SHARES USAA CORE INTERMEDIATE TERM BOND ETP 92647N527 92,093 2,048,804 SH   DFND   2,048,804 0 0
VISA INC-CLASS A SHARES Common Stock 92826C839 11,627 65,444 SH   DFND 2,23 65,444 0 0
VOYA FINANCIAL INC Common Stock 929089100 655 10,814 SH   DFND 23 10,814 0 0
WEC ENERGY GROUP INC Common Stock 92939U106 1,034 11,550 SH   DFND 23 11,550 0 0
WALMART INC Common Stock 931142103 16,763 129,244 SH   DFND 23 129,244 0 0
WALGREENS BOOTS ALLIANCE INC Common Stock 931427108 824 26,234 SH   DFND 23 26,234 0 0
WASTE MANAGEMENT INC Common Stock 94106L109 9,531 59,494 SH   DFND 2,23 59,494 0 0
WELLS FARGO & CO Common Stock 949746101 5,901 146,706 SH   DFND 23 146,706 0 0
WELLTOWER INC REIT 95040Q104 1,156 17,960 SH   DFND 23 17,960 0 0
WESTERN DIGITAL CORP Common Stock 958102105 372 11,457 SH   DFND 23 11,457 0 0
WESTERN UNION CO Common Stock 959802109 3,710 274,784 SH   DFND 23 274,784 0 0
WEYERHAEUSER CO REIT 962166104 781 27,360 SH   DFND 23 27,360 0 0
WHEATON PRECIOUS METALS CORP Common Stock 962879102 731 22,577 SH   DFND 23 22,577 0 0
WILLIAMS COS INC Common Stock 969457100 1,275 44,485 SH   DFND 23 44,485 0 0
XPO LOGISTICS INC Common Stock 983793100 537 12,072 SH   DFND 23 12,072 0 0
XCEL ENERGY INC Common Stock 98389B100 1,399 21,860 SH   DFND 23 21,860 0 0
YUM! BRANDS INC Common Stock 988498101 1,125 10,581 SH   DFND 23 10,581 0 0
ZOETIS INC Common Stock 98978V103 2,982 20,114 SH   DFND 2,23 20,114 0 0
AMCOR PLC Common Stock G0250X107 595 55,422 SH   DFND 23 55,422 0 0
ACCENTURE PLC-CL A Common Stock G1151C101 6,669 25,916 SH   DFND 2,23 25,916 0 0
CAPRI HOLDINGS LTD Common Stock G1890L107 606 15,791 SH   DFND 23 15,791 0 0
EATON CORP PLC Common Stock G29183103 2,074 15,554 SH   DFND 23 15,554 0 0
JOHNSON CONTROLS INTERNATION Common Stock G51502105 1,267 25,725 SH   DFND 23 25,725 0 0
MEDTRONIC PLC Common Stock G5960L103 4,297 53,212 SH   DFND 2,23 53,212 0 0
NIELSEN HOLDINGS PLC Common Stock G6518L108 364 13,137 SH   DFND 23 13,137 0 0
PERRIGO CO PLC Common Stock G97822103 528 14,820 SH   DFND 23 14,820 0 0
CHUBB LTD Common Stock H1467J104 2,988 16,431 SH   DFND 23 16,431 0 0
GARMIN LTD Common Stock H2906T109 2,594 32,297 SH   DFND 23 32,297 0 0
TE CONNECTIVITY LTD Common Stock H84989104 4,399 39,860 SH   DFND 23 39,860 0 0
LYONDELLBASELL INDU-CL A Common Stock N53745100 6,190 82,220 SH   DFND 23 82,220 0 0
MEDICAL PROPERTIES TRUST INC REIT 58463J304 779 65,728 SH   DFND 23 65,728 0 0
RESTAURANT BRANDS INTERN Common Stock 76131D103 762 14,319 SH   DFND 23 14,319 0 0
WENDY'S CO/THE Common Stock 95058W100 352 18,883 SH   DFND 23 18,883 0 0
GOLDMAN SACHS GROUP INC Common Stock 38141G104 3,918 13,369 SH   DFND 23 13,369 0 0
OMEGA HEALTHCARE INVESTORS REIT 681936100 753 25,564 SH   DFND 23 25,564 0 0
RPM INTERNATIONAL INC Common Stock 749685103 1,188 14,267 SH   DFND 23 14,267 0 0
PARAMOUNT GLOBAL-CLASS B Common Stock 92556H206 423 22,213 SH   DFND 23 22,213 0 0
HEALTHPEAK PROPERTIES INC COM REIT 42250P103 621 27,125 SH   DFND 2,23 27,125 0 0
NORTONLIFELOCK INC Common Stock 668771108 429 21,303 SH   DFND 23 21,303 0 0
KINROSS GOLD CORP Common Stock 496902404 212 56,252 SH   DFND 23 56,252 0 0
EDWARDS LIFESCIENCES CORP Common Stock 28176E108 2,011 24,346 SH   DFND 23 24,346 0 0
TRUIST FINANCIAL CORP Common Stock 89832Q109 2,464 56,595 SH   DFND 2,23 56,595 0 0
ALGONQUIN POWER & UTILITIES Common Stock 015857105 329 30,110 SH   DFND 23 30,110 0 0
FORTINET INC Common Stock 34959E109 1,220 24,845 SH   DFND 23 24,845 0 0
DR HORTON INC Common Stock 23331A109 796 11,807 SH   DFND 23 11,807 0 0
UNITED STATES STEEL CORP Common Stock 912909108 506 27,914 SH   DFND 23 27,914 0 0
OPEN TEXT CORP Common Stock 683715106 411 15,520 SH   DFND 23 15,520 0 0
TESLA INC Common Stock 88160R101 26,034 98,147 SH   DFND 23 98,147 0 0
ESSENTIAL UTILITIES INC Common Stock 29670G102 1,067 25,793 SH   DFND 23 25,793 0 0
INGERSOLL-RAND INC Common Stock 45687V106 646 14,923 SH   DFND 23 14,923 0 0
RAYTHEON TECHNOLOGIES CORP Common Stock 75513E101 4,650 56,816 SH   DFND 23 56,816 0 0
NCR CORPORATION Common Stock 62886E108 279 14,721 SH   DFND 23 14,721 0 0
ISHARES SHORT-TERM NATIONAL MUNI ETP 464288158 1,571 15,299 SH   DFND 2 15,299 0 0
INDEXIQ ETF TR IQ MERGER ARBITRAGE ETP 45409B800 1,110 35,481 SH   DFND 2 35,481 0 0
VANGUARD SCOTTSDALE FDS VANGUARD ETP 92206C771 2,202 48,825 SH   DFND 2 48,825 0 0
VIATRIS INC Common Stock 92556V106 378 44,279 SH   DFND 23 44,279 0 0
WHIRLPOOL CORP Common Stock 963320106 3,981 29,522 SH   DFND 23 29,522 0 0
PRINCIPAL EXCHANGE TRADED FDS ETP 74255Y888 1,338 79,750 SH   DFND 2 79,750 0 0
SEAGATE TECHNOLOGY HOLDINGS Common Stock G7997R103 4,995 93,828 SH   DFND 23 93,828 0 0
ISHARES GOLD TR ISHARES NEW ETP 464285204 3,960 125,581 SH   DFND 2 125,581 0 0
ISHARES MSCI ACWI ETF ETP 464288257 75,757 973,367 SH   DFND   973,367 0 0
RANI THERAPEUTICS HOLDINGS-A Common Stock 753018100 4,606 481,300 SH   DFND 23 481,300 0 0
WEBSTER FINANCIAL CORP Common Stock 947890109 4,344 96,096 SH   DFND 23 96,096 0 0
FLOWERS FOODS INC Common Stock 343498101 524 21,257 SH   DFND 23 21,257 0 0
GAMESTOP CORP-CLASS A Common Stock 36467W109 684 27,229 SH   DFND 23 27,229 0 0
SLM CORP Common Stock 78442P106 418 29,835 SH   DFND 23 29,835 0 0
HESS CORP Common Stock 42809H107 1,099 10,092 SH   DFND 23 10,092 0 0
DEVON ENERGY CORP Common Stock 25179M103 14,148 235,289 SH   DFND 23 235,289 0 0
KITE REALTY GROUP TRUST REIT 49803T300 404 23,429 SH   DFND 23 23,429 0 0
ASSOCIATED BANC-CORP Common Stock 045487105 322 16,005 SH   DFND 23 16,005 0 0
AVNET INC Common Stock 053807103 383 10,588 SH   DFND 23 10,588 0 0
UNIVAR SOLUTIONS INC Common Stock 91336L107 415 18,289 SH   DFND 23 18,289 0 0
COMMERCE BANCSHARES INC Common Stock 200525103 783 11,821 SH   DFND 23 11,821 0 0
KNIGHT-SWIFT TRANSPORTATION Common Stock 499049104 869 17,754 SH   DFND 23 17,754 0 0
FIRST SOLAR INC Common Stock 336433107 1,430 10,812 SH   DFND 23 10,812 0 0
CLEVELAND-CLIFFS INC Common Stock 185899101 744 55,258 SH   DFND 23 55,258 0 0
COMMERCIAL METALS CO Common Stock 201723103 462 12,994 SH   DFND 23 12,994 0 0
SM ENERGY CO Common Stock 78454L100 503 13,382 SH   DFND 23 13,382 0 0
MOSAIC CO/THE Common Stock 61945C103 656 13,561 SH   DFND 23 13,561 0 0
WOLFSPEED INC Common Stock 977852102 1,397 13,509 SH   DFND 23 13,509 0 0
RAYONIER INC REIT 754907103 467 15,551 SH   DFND 23 15,551 0 0
ENCOMPASS HEALTH CORP Common Stock 29261A100 499 11,051 SH   DFND 23 11,051 0 0
LUMEN TECHNOLOGIES INC Common Stock 550241103 245 33,739 SH   DFND 23 33,739 0 0
SITE CENTERS CORP REIT 82981J109 205 19,207 SH   DFND 23 19,207 0 0
DONALDSON CO INC Common Stock 257651109 681 13,905 SH   DFND 23 13,905 0 0
EQT CORP Common Stock 26884L109 1,665 40,855 SH   DFND 23 40,855 0 0
FNB CORP Common Stock 302520101 440 37,908 SH   DFND 23 37,908 0 0
FREEPORT MCMORAN INC CL B Common Stock 35671D857 1,626 59,510 SH   DFND 2,23 59,510 0 0
FIRST FINANCIAL BANCORP Common Stock 320209109 245 11,636 SH   DFND 23 11,636 0 0
JABIL INC Common Stock 466313103 885 15,348 SH   DFND 23 15,348 0 0
NOV INC Common Stock 62955J103 699 43,208 SH   DFND 23 43,208 0 0
FULTON FINANCIAL CORP Common Stock 360271100 307 19,458 SH   DFND 23 19,458 0 0
TEGNA INC Common Stock 87901J105 512 24,760 SH   DFND 23 24,760 0 0
GENERAL ELECTRIC CO Common Stock 369604301 2,674 43,187 SH   DFND 23 43,187 0 0
GRACO INC Common Stock 384109104 1,128 18,826 SH   DFND 23 18,826 0 0
BUILDERS FIRSTSOURCE INC Common Stock 12008R107 961 16,296 SH   DFND 23 16,296 0 0
GENTEX CORP Common Stock 371901109 624 26,177 SH   DFND 23 26,177 0 0
CORCEPT THERAPEUTICS INC Common Stock 218352102 262 10,199 SH   DFND 23 10,199 0 0
GOODYEAR TIRE & RUBBER CO Common Stock 382550101 310 30,564 SH   DFND 23 30,564 0 0
PATTERSON-UTI ENERGY INC Common Stock 703481101 274 23,476 SH   DFND 23 23,476 0 0
HAWAIIAN ELECTRIC INDS Common Stock 419870100 404 11,693 SH   DFND 23 11,693 0 0
LXP INDUSTRIAL TRUST REIT 529043101 277 30,254 SH   DFND 23 30,254 0 0
UNITED COMMUNITY BANKS/GA Common Stock 90984P303 370 11,211 SH   DFND 23 11,211 0 0
FIRST FINL BANKSHARES INC Common Stock 32020R109 593 14,189 SH   DFND 23 14,189 0 0
HELMERICH & PAYNE Common Stock 423452101 425 11,486 SH   DFND 23 11,486 0 0
KILROY REALTY CORP REIT 49427F108 473 11,237 SH   DFND 23 11,237 0 0
SYNOVUS FINANCIAL CORP Common Stock 87161C501 583 15,512 SH   DFND 23 15,512 0 0
DARLING INGREDIENTS INC Common Stock 237266101 1,168 17,653 SH   DFND 23 17,653 0 0
MATTEL INC Common Stock 577081102 732 38,649 SH   DFND 23 38,649 0 0
PACIFIC PREMIER BANCORP INC Common Stock 69478X105 324 10,460 SH   DFND 23 10,460 0 0
MDU RESOURCES GROUP INC Common Stock 552690109 615 22,473 SH   DFND 23 22,473 0 0
FEDERATED HERMES INC Common Stock 314211103 343 10,360 SH   DFND 23 10,360 0 0
CIENA CORP Common Stock 171779309 669 16,569 SH   DFND 23 16,569 0 0
VIAVI SOLUTIONS INC Common Stock 925550105 330 25,290 SH   DFND 23 25,290 0 0
MURPHY OIL CORP Common Stock 626717102 563 16,007 SH   DFND 23 16,007 0 0
NEW JERSEY RESOURCES CORP Common Stock 646025106 397 10,276 SH   DFND 23 10,276 0 0
EXELIXIS INC Common Stock 30161Q104 551 35,109 SH   DFND 23 35,109 0 0
OLIN CORP Common Stock 680665205 648 15,095 SH   DFND 23 15,095 0 0
OPTION CARE HEALTH INC Common Stock 68404L201 533 16,919 SH   DFND 23 16,919 0 0
PDC ENERGY INC Common Stock 69327R101 614 10,638 SH   DFND 23 10,638 0 0
RAMBUS INC Common Stock 750917106 308 12,126 SH   DFND 23 12,126 0 0
JETBLUE AIRWAYS CORP Common Stock 477143101 231 34,855 SH   DFND 23 34,855 0 0
ARROWHEAD PHARMACEUTICALS IN Common Stock 04280A100 388 11,714 SH   DFND 23 11,714 0 0
STIFEL FINANCIAL CORP Common Stock 860630102 601 11,577 SH   DFND 23 11,577 0 0
SIMMONS FIRST NATL CORP-CL A Common Stock 828730200 322 14,800 SH   DFND 23 14,800 0 0
SOUTH JERSEY INDUSTRIES Common Stock 838518108 443 13,235 SH   DFND 23 13,235 0 0
TREX COMPANY INC Common Stock 89531P105 540 12,314 SH   DFND 23 12,314 0 0
SERVICE CORP INTERNATIONAL Common Stock 817565104 995 17,234 SH   DFND 23 17,234 0 0
SOUTHWESTERN ENERGY CO Common Stock 845467109 736 120,310 SH   DFND 23 120,310 0 0
TOLL BROTHERS INC Common Stock 889478103 505 12,022 SH   DFND 23 12,022 0 0
TORO CO Common Stock 891092108 998 11,542 SH   DFND 23 11,542 0 0
UNITED BANKSHARES INC Common Stock 909907107 522 14,591 SH   DFND 23 14,591 0 0
NEW YORK COMMUNITY BANCORP Common Stock 649445103 425 49,745 SH   DFND 23 49,745 0 0
VISHAY INTERTECHNOLOGY INC Common Stock 928298108 253 14,197 SH   DFND 23 14,197 0 0
PACWEST BANCORP Common Stock 695263103 289 12,792 SH   DFND 23 12,792 0 0
CORPORATE OFFICE PROPERTIES REIT 22002T108 279 12,015 SH   DFND 23 12,015 0 0
UMPQUA HOLDINGS CORP Common Stock 904214103 396 23,174 SH   DFND 23 23,174 0 0
NEOGEN CORP Common Stock 640491106 333 23,784 SH   DFND 23 23,784 0 0
LATTICE SEMICONDUCTOR CORP Common Stock 518415104 743 15,109 SH   DFND 23 15,109 0 0
GLACIER BANCORP INC Common Stock 37637Q105 599 12,200 SH   DFND 23 12,200 0 0
HIGHWOODS PROPERTIES INC REIT 431284108 312 11,622 SH   DFND 23 11,622 0 0
SKECHERS USA INC-CL A Common Stock 830566105 458 14,430 SH   DFND 23 14,430 0 0
OLD REPUBLIC INTL CORP Common Stock 680223104 651 31,056 SH   DFND 23 31,056 0 0
MARATHON OIL CORP Common Stock 565849106 644 28,505 SH   DFND 23 28,505 0 0
MGIC INVESTMENT CORP Common Stock 552848103 439 34,268 SH   DFND 23 34,268 0 0
PENN ENTERTAINMENT INC Common Stock 707569109 656 23,806 SH   DFND 23 23,806 0 0
FIRST INDUSTRIAL REALTY TR REIT 32054K103 654 14,589 SH   DFND 23 14,589 0 0
CNX RESOURCES CORP Common Stock 12653C108 336 21,662 SH   DFND 23 21,662 0 0
BRUKER CORP Common Stock 116794108 577 10,871 SH   DFND 23 10,871 0 0
TOPGOLF CALLAWAY BRANDS CORP Common Stock 131193104 269 13,939 SH   DFND 23 13,939 0 0
TENET HEALTHCARE CORP Common Stock 88033G407 609 11,810 SH   DFND 23 11,810 0 0
EAST WEST BANCORP INC Common Stock 27579R104 1,048 15,608 SH   DFND 23 15,608 0 0
COUSINS PROPERTIES INC REIT 222795502 370 15,905 SH   DFND 23 15,905 0 0
FIRST BANCORP PUERTO RICO Common Stock 318672706 296 21,590 SH   DFND 23 21,590 0 0
HALOZYME THERAPEUTICS INC Common Stock 40637H109 602 15,212 SH   DFND 23 15,212 0 0
CADENCE BANK Common Stock 12740C103 512 20,146 SH   DFND 23 20,146 0 0
VALLEY NATIONAL BANCORP Common Stock 919794107 487 45,085 SH   DFND 23 45,085 0 0
SONOCO PRODUCTS CO Common Stock 835495102 620 10,930 SH   DFND 23 10,930 0 0
NATIONAL INSTRUMENTS CORP Common Stock 636518102 553 14,634 SH   DFND 23 14,634 0 0
CYTOKINETICS INC Common Stock 23282W605 515 10,634 SH   DFND 23 10,634 0 0
COTY INC-CL A Common Stock 222070203 247 38,977 SH   DFND 23 38,977 0 0
NEW YORK TIMES CO-A Common Stock 650111107 530 18,427 SH   DFND 23 18,427 0 0
FLOWSERVE CORP Common Stock 34354P105 339 13,935 SH   DFND 23 13,935 0 0
RANGE RESOURCES CORP Common Stock 75281A109 688 27,260 SH   DFND 23 27,260 0 0
FIRST HORIZON CORP Common Stock 320517105 1,340 58,514 SH   DFND 23 58,514 0 0
NEUROCRINE BIOSCIENCES INC Common Stock 64125C109 1,110 10,443 SH   DFND 23 10,443 0 0
STERICYCLE INC Common Stock 858912108 432 10,245 SH   DFND 23 10,245 0 0
MATADOR RESOURCES CO Common Stock 576485205 596 12,191 SH   DFND 23 12,191 0 0
CVB FINANCIAL CORP Common Stock 126600105 367 14,493 SH   DFND 23 14,493 0 0
OLD NATIONAL BANCORP Common Stock 680033107 520 31,582 SH   DFND 23 31,582 0 0
ATI INC Common Stock 01741R102 378 14,168 SH   DFND 23 14,168 0 0
INTERACTIVE BROKERS GRO-CL A Common Stock 45841N107 664 10,389 SH   DFND 23 10,389 0 0
SABRA HEALTH CARE REIT INC REIT 78573L106 321 24,463 SH   DFND 23 24,463 0 0
KBR INC Common Stock 48242W106 656 15,176 SH   DFND 23 15,176 0 0
ACI WORLDWIDE INC Common Stock 004498101 263 12,576 SH   DFND 23 12,576 0 0
DOUGLAS EMMETT INC REIT 25960P109 336 18,773 SH   DFND 23 18,773 0 0
PEBBLEBROOK HOTEL TRUST REIT 70509V100 205 14,055 SH   DFND 23 14,055 0 0
TEMPUR SEALY INTERNATIONAL I Common Stock 88023U101 439 18,157 SH   DFND 23 18,157 0 0
CNO FINANCIAL GROUP INC Common Stock 12621E103 231 12,879 SH   DFND 23 12,879 0 0
SELECT MEDICAL HOLDINGS CORP Common Stock 81619Q105 250 11,337 SH   DFND 23 11,337 0 0
BANK OZK Common Stock 06417N103 459 11,607 SH   DFND 23 11,607 0 0
HOME BANCSHARES INC Common Stock 436893200 463 20,539 SH   DFND 23 20,539 0 0
TERADATA CORP Common Stock 88076W103 360 11,607 SH   DFND 23 11,607 0 0
FIRST AMERICAN FINANCIAL Common Stock 31847R102 540 11,743 SH   DFND 23 11,743 0 0
IRIDIUM COMMUNICATIONS INC Common Stock 46269C102 627 14,143 SH   DFND 23 14,143 0 0
TARGA RESOURCES CORP Common Stock 87612G101 1,500 24,847 SH   DFND 23 24,847 0 0
SPROUTS FARMERS MARKET INC Common Stock 85208M102 334 12,008 SH   DFND 23 12,008 0 0
BRIXMOR PROPERTY GROUP INC REIT 11120U105 614 33,323 SH   DFND 23 33,323 0 0
SUNRUN INC Common Stock 86771W105 630 22,834 SH   DFND 23 22,834 0 0
STORE CAPITAL CORP REIT 862121100 883 28,196 SH   DFND 23 28,196 0 0
SPIRIT REALTY CAPITAL INC REIT 84860W300 533 14,769 SH   DFND 23 14,769 0 0
PBF ENERGY INC-CLASS A Common Stock 69318G106 383 10,914 SH   DFND 23 10,914 0 0
VALVOLINE INC Common Stock 92047W101 486 19,188 SH   DFND 23 19,188 0 0
TAYLOR MORRISON HOME CORP Common Stock 87724P106 307 13,146 SH   DFND 23 13,146 0 0
MODERNA INC Common Stock 60770K107 1,528 12,915 SH   DFND 23 12,915 0 0
FIRST HAWAIIAN INC Common Stock 32051X108 336 13,640 SH   DFND 23 13,640 0 0
REXFORD INDUSTRIAL REALTY IN REIT 76169C100 987 19,009 SH   DFND 23 19,009 0 0
PHYSICIANS REALTY TRUST REIT 71943U104 382 25,421 SH   DFND 23 25,421 0 0
INDEPENDENCE REALTY TRUST IN REIT 45378A106 395 23,608 SH   DFND 23 23,608 0 0
AMERICAN AIRLINES GROUP INC Common Stock 02376R102 286 23,715 SH   DFND 23 23,715 0 0
SYNEOS HEALTH INC Common Stock 87166B102 529 11,228 SH   DFND 23 11,228 0 0
PERFORMANCE FOOD GROUP CO Common Stock 71377A103 730 17,003 SH   DFND 23 17,003 0 0
ALCOA CORP Common Stock 013872106 675 20,017 SH   DFND 23 20,017 0 0
HOSTESS BRANDS INC Common Stock 44109J106 353 15,173 SH   DFND 23 15,173 0 0
HOWMET AEROSPACE INC Common Stock 443201108 429 13,895 SH   DFND 23 13,895 0 0
JBG SMITH PROPERTIES REIT 46590V100 227 12,212 SH   DFND 23 12,212 0 0
PARK HOTELS & RESORTS INC REIT 700517105 285 25,297 SH   DFND 23 25,297 0 0
BJ'S WHOLESALE CLUB HOLDINGS Common Stock 05550J101 1,081 14,862 SH   DFND 23 14,862 0 0
ANTERO MIDSTREAM CORP Common Stock 03676B102 318 34,735 SH   DFND 23 34,735 0 0
BAKER HUGHES CO Common Stock 05722G100 744 35,467 SH   DFND 23 35,467 0 0
SEA LTD-ADR ADR 81141R100 1,001 17,870 SH   DFND 23 17,870 0 0
RESIDEO TECHNOLOGIES INC Common Stock 76118Y104 312 16,406 SH   DFND 23 16,406 0 0
CHAMPIONX CORP Common Stock 15872M104 439 22,427 SH   DFND 23 22,427 0 0
LIGHT & WONDER INC Common Stock 80874P109 444 10,325 SH   DFND 23 10,325 0 0
EQUITRANS MIDSTREAM CORP Common Stock 294600101 343 45,743 SH   DFND 23 45,743 0 0
IAA INC Common Stock 449253103 459 14,425 SH   DFND 23 14,425 0 0
COVETRUS INC Common Stock 22304C100 231 11,054 SH   DFND 23 11,054 0 0
ESSENTIAL PROPERTIES REALTY REIT 29670E107 288 14,804 SH   DFND 23 14,804 0 0
ENVISTA HOLDINGS CORP Common Stock 29415F104 585 17,839 SH   DFND 23 17,839 0 0
LIVENT CORP Common Stock 53814L108 613 19,977 SH   DFND 23 19,977 0 0
O-I GLASS INC Common Stock 67098H104 215 16,648 SH   DFND 23 16,648 0 0
CARRIER GLOBAL CORP Common Stock 14448C104 1,114 31,323 SH   DFND 23 31,323 0 0
OTIS WORLDWIDE CORP Common Stock 68902V107 992 15,559 SH   DFND 23 15,559 0 0
VONTIER CORP Common Stock 928881101 301 18,086 SH   DFND 23 18,086 0 0
MATCH GROUP INC Common Stock 57667L107 494 10,364 SH   DFND 23 10,364 0 0
APARTMENT INCOME REIT CO REIT 03750L109 649 16,794 SH   DFND 23 16,794 0 0
GXO LOGISTICS INC Common Stock 36262G101 442 12,587 SH   DFND 23 12,587 0 0
APA CORP Common Stock 03743Q108 455 13,300 SH   DFND 23 13,300 0 0
DT MIDSTREAM INC Common Stock 23345M107 537 10,349 SH   DFND 23 10,349 0 0
HF SINCLAIR CORP Common Stock 403949100 862 15,991 SH   DFND 23 15,991 0 0
BELLRING BRANDS INC Common Stock 07831C103 283 13,740 SH   DFND 23 13,740 0 0
CONSTELLATION ENERGY Common Stock 21037T109 995 11,954 SH   DFND 23 11,954 0 0
DEUTSCHE BANK AG-REGISTERED Common Stock D18190898 748 99,902 SH   DFND 23 99,902 0 0
ICL GROUP LTD Common Stock M53213100 264 32,704 SH   DFND 23 32,704 0 0
QIAGEN N.V. Common Stock N72482123 436 10,348 SH   DFND 23 10,348 0 0
GENPACT LTD Common Stock G3922B107 821 18,779 SH   DFND 23 18,779 0 0
ESSENT GROUP LTD Common Stock G3198U102 412 11,813 SH   DFND 23 11,813 0 0
CNH INDUSTRIAL NV Common Stock N20944109 529 46,412 SH   DFND 23 46,412 0 0
UBS GROUP AG-REG Common Stock H42097107 2,472 168,482 SH   DFND 23 168,482 0 0
STELLANTIS NV Common Stock N82405106 1,294 107,551 SH   DFND 23 107,551 0 0
ADIENT PLC Common Stock G0084W101 282 10,139 SH   DFND 23 10,139 0 0
NVENT ELECTRIC PLC Common Stock G6700G107 570 17,998 SH   DFND 23 17,998 0 0
JANUS HENDERSON GROUP PLC Common Stock G4474Y214 257 12,644 SH   DFND 23 12,644 0 0
LINDE PLC Common Stock G5494J103 5,274 19,563 SH   DFND 23 19,563 0 0
ALCON INC Common Stock H01301128 1,434 24,324 SH   DFND 23 24,324 0 0
FERGUSON PLC Common Stock G3421J106 6,700 63,796 SH   DFND 23 63,796 0 0
R1 RCM INC Common Stock 77634L105 272 14,668 SH   DFND 23 14,668 0 0
WARNER BROS DISCOVERY INC Common Stock 934423104 931 80,965 SH   DFND 23 80,965 0 0
ANNALY CAPITAL MANAGEMENT IN REIT 035710839 765 44,625 SH   DFND 23 44,625 0 0
COHERENT CORP Common Stock 19247G107 496 14,204 SH   DFND 23 14,204 0 0
DYNATRACE INC Common Stock 268150109 801 23,044 SH   DFND 23 23,044 0 0
HEALTHCARE REALTY TRUST INC REIT 42226K105 777 37,284 SH   DFND 23 37,284 0 0
INVITATION HOMES INC REIT 46187W107 410 12,157 SH   DFND 23 12,157 0 0
KEURIG DR PEPPER INC Common Stock 49271V100 1,102 30,769 SH   DFND 23 30,769 0 0
OUTFRONT MEDIA INC REIT 69007J106 274 18,044 SH   DFND 23 18,044 0 0
SUNSTONE HOTEL INVESTORS INC REIT 867892101 214 22,750 SH   DFND 23 22,750 0 0
VICI PROPERTIES INC REIT 925652109 1,288 43,149 SH   DFND 23 43,149 0 0
ISHARES MSCI EAFE VALUE ETF ETP 464288877 4,304 111,712 SH   DFND 2 111,712 0 0
VANGUARD SCOTTSDALE FDS VANGUARD ETP 92206C102 5,387 93,214 SH   DFND 2 93,214 0 0